Home > Bank of St. Elizabeth > Income and Expense

Bank of St. Elizabeth, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$6,390,000	2,704
Total interest expense	$574,000	2,481
Net interest income	$5,816,000	2,711
Provision for loan and lease losses	$92,000	1,925
Total noninterest income	$1,297,000	2,232
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$379,000	1,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$918,000	2,153
Total noninterest expense	$3,669,000	3,062
Salaries and employee benefits	$2,252,000	2,926
Premises and equipment expense	$270,000	3,443
Additional noninterest expense	$918,000	2,153
Pre-tax net operating income	$3,352,000	2,154
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,352,000	1,948
Extraordinary gains, net	$0	4
Net income	$3,352,000	1,947
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,352,000	1,947
Net charge-offs	$4,000	2,057
Cash dividends	$1,700,000	1,246
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,352,000	1,983
2022-06-30 (YTD Data)		Rank
Total interest income	$3,961,000	2,772
Total interest expense	$391,000	2,295
Net interest income	$3,570,000	2,792
Provision for loan and lease losses	$92,000	1,569
Total noninterest income	$898,000	2,176
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$242,000	1,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$656,000	2,110
Total noninterest expense	$2,373,000	3,112
Salaries and employee benefits	$1,459,000	2,971
Premises and equipment expense	$175,000	3,491
Additional noninterest expense	$739,000	3,116
Pre-tax net operating income	$2,003,000	2,196
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,003,000	1,994
Extraordinary gains, net	$0	4
Net income	$2,003,000	1,994
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,003,000	1,994
Net charge-offs	$0	2,156
Cash dividends	$1,085,000	1,274
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,003,000	2,033
2022-03-31 (YTD Data)		Rank
Total interest income	$1,893,000	2,810
Total interest expense	$201,000	2,205
Net interest income	$1,692,000	2,846
Provision for loan and lease losses	$0	2,285
Total noninterest income	$439,000	2,197
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$119,000	1,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	2,118
Total noninterest expense	$1,168,000	3,126
Salaries and employee benefits	$709,000	3,019
Premises and equipment expense	$92,000	3,461
Additional noninterest expense	$367,000	3,128
Pre-tax net operating income	$963,000	2,134
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$963,000	1,963
Extraordinary gains, net	$0	4
Net income	$963,000	1,962
Minority interest net income	$0	50
Net income of bank and minority interests.	$963,000	1,963
Net charge-offs	$0	1,838
Cash dividends	$525,000	1,130
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$963,000	1,987
2021-12-31 (YTD Data)		Rank
Total interest income	$8,786,000	2,667
Total interest expense	$888,000	2,389
Net interest income	$7,898,000	2,671
Provision for loan and lease losses	$30,000	2,737
Total noninterest income	$2,175,000	2,126
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$464,000	1,679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,711,000	2,074
Total noninterest expense	$5,488,000	2,856
Salaries and employee benefits	$3,490,000	2,714
Premises and equipment expense	$576,000	2,804
Additional noninterest expense	$1,422,000	3,179
Pre-tax net operating income	$4,555,000	2,172
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,555,000	2,000
Extraordinary gains, net	$0	10
Net income	$4,555,000	2,000
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,555,000	2,001
Net charge-offs	$28,000	1,929
Cash dividends	$2,840,000	1,226
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,555,000	1,972
2021-09-30 (YTD Data)		Rank
Total interest income	$6,826,000	2,653
Total interest expense	$682,000	2,447
Net interest income	$6,144,000	2,653
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,642,000	2,169
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$342,000	1,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,300,000	2,111
Total noninterest expense	$3,972,000	2,944
Salaries and employee benefits	$2,382,000	2,860
Premises and equipment expense	$384,000	3,013
Additional noninterest expense	$1,206,000	2,986
Pre-tax net operating income	$3,814,000	2,109
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,814,000	1,940
Extraordinary gains, net	$0	8
Net income	$3,814,000	1,939
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,814,000	1,940
Net charge-offs	$-2,000	3,208
Cash dividends	$1,460,000	1,433
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,814,000	1,919
2021-06-30 (YTD Data)		Rank
Total interest income	$4,906,000	2,543
Total interest expense	$465,000	2,476
Net interest income	$4,441,000	2,530
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,109,000	2,128
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$223,000	1,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	2,048
Total noninterest expense	$2,730,000	2,884
Salaries and employee benefits	$1,631,000	2,821
Premises and equipment expense	$252,000	3,037
Additional noninterest expense	$847,000	2,869
Pre-tax net operating income	$2,820,000	1,961
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,820,000	1,776
Extraordinary gains, net	$0	6
Net income	$2,820,000	1,776
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,820,000	1,776
Net charge-offs	$-3,000	3,379
Cash dividends	$1,010,000	1,363
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,820,000	1,746
2021-03-31 (YTD Data)		Rank
Total interest income	$2,795,000	2,335
Total interest expense	$240,000	2,501
Net interest income	$2,555,000	2,294
Provision for loan and lease losses	$0	2,741
Total noninterest income	$542,000	2,150
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$111,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	2,071
Total noninterest expense	$1,453,000	2,775
Salaries and employee benefits	$853,000	2,744
Premises and equipment expense	$141,000	2,877
Additional noninterest expense	$459,000	2,697
Pre-tax net operating income	$1,644,000	1,748
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,644,000	1,620
Extraordinary gains, net	$0	3
Net income	$1,644,000	1,620
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,644,000	1,620
Net charge-offs	$-2,000	3,357
Cash dividends	$610,000	1,048
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,644,000	1,578
2020-12-31 (YTD Data)		Rank
Total interest income	$8,125,000	2,856
Total interest expense	$1,275,000	2,603
Net interest income	$6,850,000	2,851
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,615,000	2,346
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$439,000	1,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,176,000	2,319
Total noninterest expense	$5,041,000	2,987
Salaries and employee benefits	$3,224,000	2,818
Premises and equipment expense	$474,000	3,143
Additional noninterest expense	$1,343,000	3,219
Pre-tax net operating income	$3,424,000	2,262
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,424,000	2,115
Extraordinary gains, net	$0	4
Net income	$3,424,000	2,116
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,424,000	2,116
Net charge-offs	$7,000	3,116
Cash dividends	$1,410,000	1,847
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,424,000	2,064
2020-09-30 (YTD Data)		Rank
Total interest income	$6,186,000	2,847
Total interest expense	$981,000	2,653
Net interest income	$5,205,000	2,835
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,143,000	2,379
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$313,000	1,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$830,000	2,335
Total noninterest expense	$3,638,000	3,044
Salaries and employee benefits	$2,251,000	2,923
Premises and equipment expense	$360,000	3,132
Additional noninterest expense	$1,027,000	3,190
Pre-tax net operating income	$2,710,000	2,178
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,710,000	2,035
Extraordinary gains, net	$0	4
Net income	$2,710,000	2,036
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,710,000	2,036
Net charge-offs	$8,000	2,803
Cash dividends	$1,100,000	1,605
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,710,000	1,978
2020-06-30 (YTD Data)		Rank
Total interest income	$4,230,000	2,837
Total interest expense	$665,000	2,716
Net interest income	$3,565,000	2,810
Provision for loan and lease losses	$0	4,134
Total noninterest income	$736,000	2,367
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$210,000	1,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	2,322
Total noninterest expense	$2,468,000	3,027
Salaries and employee benefits	$1,541,000	2,899
Premises and equipment expense	$221,000	3,256
Additional noninterest expense	$706,000	3,122
Pre-tax net operating income	$1,833,000	2,122
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,833,000	1,945
Extraordinary gains, net	$0	4
Net income	$1,833,000	1,944
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,833,000	1,945
Net charge-offs	$9,000	2,487
Cash dividends	$800,000	1,513
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,833,000	1,912
2020-03-31 (YTD Data)		Rank
Total interest income	$1,947,000	2,971
Total interest expense	$338,000	2,833
Net interest income	$1,609,000	2,959
Provision for loan and lease losses	$0	3,711
Total noninterest income	$375,000	2,253
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$129,000	1,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,202
Total noninterest expense	$1,315,000	2,931
Salaries and employee benefits	$802,000	2,842
Premises and equipment expense	$126,000	3,071
Additional noninterest expense	$387,000	2,991
Pre-tax net operating income	$669,000	2,407
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$669,000	2,248
Extraordinary gains, net	$0	4
Net income	$669,000	2,247
Minority interest net income	$0	56
Net income of bank and minority interests.	$669,000	2,248
Net charge-offs	$-1,000	3,618
Cash dividends	$500,000	1,256
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$669,000	2,215
2019-12-31 (YTD Data)		Rank
Total interest income	$7,607,000	3,042
Total interest expense	$1,324,000	2,912
Net interest income	$6,283,000	3,018
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,269,000	2,515
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$541,000	1,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$728,000	2,602
Total noninterest expense	$4,584,000	3,178
Salaries and employee benefits	$2,949,000	2,970
Premises and equipment expense	$440,000	3,310
Additional noninterest expense	$1,195,000	3,496
Pre-tax net operating income	$2,968,000	2,477
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,968,000	2,304
Extraordinary gains, net	$0	11
Net income	$2,968,000	2,306
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,968,000	2,306
Net charge-offs	$30,000	2,932
Cash dividends	$1,600,000	1,801
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,968,000	2,265
2019-09-30 (YTD Data)		Rank
Total interest income	$5,642,000	3,097
Total interest expense	$981,000	2,950
Net interest income	$4,661,000	3,073
Provision for loan and lease losses	$0	3,836
Total noninterest income	$923,000	2,554
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$403,000	1,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	2,699
Total noninterest expense	$3,351,000	3,227
Salaries and employee benefits	$2,143,000	3,033
Premises and equipment expense	$314,000	3,421
Additional noninterest expense	$894,000	3,540
Pre-tax net operating income	$2,233,000	2,542
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,233,000	2,358
Extraordinary gains, net	$0	11
Net income	$2,233,000	2,359
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,233,000	2,359
Net charge-offs	$16,000	2,802
Cash dividends	$800,000	2,041
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,233,000	2,327
2019-06-30 (YTD Data)		Rank
Total interest income	$3,699,000	3,129
Total interest expense	$606,000	3,051
Net interest income	$3,093,000	3,093
Provision for loan and lease losses	$0	3,685
Total noninterest income	$580,000	2,603
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$266,000	1,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$314,000	2,766
Total noninterest expense	$2,210,000	3,273
Salaries and employee benefits	$1,471,000	2,998
Premises and equipment expense	$187,000	3,630
Additional noninterest expense	$552,000	3,694
Pre-tax net operating income	$1,463,000	2,556
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,463,000	2,361
Extraordinary gains, net	$0	11
Net income	$1,463,000	2,361
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,463,000	2,361
Net charge-offs	$16,000	2,438
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,463,000	2,330
2019-03-31 (YTD Data)		Rank
Total interest income	$1,803,000	3,190
Total interest expense	$291,000	3,086
Net interest income	$1,512,000	3,161
Provision for loan and lease losses	$0	3,406
Total noninterest income	$274,000	2,630
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$130,000	1,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	2,792
Total noninterest expense	$1,152,000	3,221
Salaries and employee benefits	$752,000	2,978
Premises and equipment expense	$110,000	3,388
Additional noninterest expense	$290,000	3,621
Pre-tax net operating income	$634,000	2,723
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$634,000	2,521
Extraordinary gains, net	$0	5
Net income	$634,000	2,520
Minority interest net income	$0	52
Net income of bank and minority interests.	$634,000	2,520
Net charge-offs	$15,000	1,815
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$634,000	2,503
2018-12-31 (YTD Data)		Rank
Total interest income	$6,617,000	3,278
Total interest expense	$609,000	3,650
Net interest income	$6,008,000	3,167
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,178,000	2,637
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$550,000	1,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$628,000	2,795
Total noninterest expense	$4,334,000	3,324
Salaries and employee benefits	$2,791,000	3,080
Premises and equipment expense	$420,000	3,439
Additional noninterest expense	$1,123,000	3,705
Pre-tax net operating income	$2,852,000	2,584
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,852,000	2,387
Extraordinary gains, net	$0	6
Net income	$2,852,000	2,386
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,852,000	2,386
Net charge-offs	$8,000	3,412
Cash dividends	$1,960,000	1,488
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,852,000	2,387
2018-09-30 (YTD Data)		Rank
Total interest income	$4,833,000	3,329
Total interest expense	$386,000	3,846
Net interest income	$4,447,000	3,213
Provision for loan and lease losses	$0	3,948
Total noninterest income	$893,000	2,662
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$408,000	1,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$485,000	2,798
Total noninterest expense	$3,066,000	3,453
Salaries and employee benefits	$1,961,000	3,200
Premises and equipment expense	$298,000	3,584
Additional noninterest expense	$807,000	3,800
Pre-tax net operating income	$2,274,000	2,531
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,274,000	2,320
Extraordinary gains, net	$0	5
Net income	$2,274,000	2,319
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,274,000	2,319
Net charge-offs	$0	3,489
Cash dividends	$1,560,000	1,266
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,274,000	2,314
2018-06-30 (YTD Data)		Rank
Total interest income	$3,155,000	3,354
Total interest expense	$237,000	3,910
Net interest income	$2,918,000	3,238
Provision for loan and lease losses	$0	3,782
Total noninterest income	$602,000	2,639
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$254,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	2,711
Total noninterest expense	$2,050,000	3,455
Salaries and employee benefits	$1,336,000	3,188
Premises and equipment expense	$186,000	3,722
Additional noninterest expense	$528,000	3,860
Pre-tax net operating income	$1,470,000	2,548
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,470,000	2,343
Extraordinary gains, net	$0	6
Net income	$1,470,000	2,342
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,470,000	2,342
Net charge-offs	$-6,000	4,367
Cash dividends	$1,160,000	1,189
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,470,000	2,344
2018-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	3,385
Total interest expense	$110,000	3,986
Net interest income	$1,432,000	3,287
Provision for loan and lease losses	$0	3,508
Total noninterest income	$264,000	2,788
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$126,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	2,949
Total noninterest expense	$1,039,000	3,473
Salaries and employee benefits	$681,000	3,170
Premises and equipment expense	$95,000	3,735
Additional noninterest expense	$263,000	3,892
Pre-tax net operating income	$657,000	2,683
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$657,000	2,468
Extraordinary gains, net	$0	7
Net income	$657,000	2,468
Minority interest net income	$0	52
Net income of bank and minority interests.	$657,000	2,468
Net charge-offs	$-4,000	4,365
Cash dividends	$300,000	1,579
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$657,000	2,464
2017-12-31 (YTD Data)		Rank
Total interest income	$6,031,000	3,405
Total interest expense	$425,000	3,904
Net interest income	$5,606,000	3,314
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,097,000	2,815
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$493,000	2,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$604,000	2,921
Total noninterest expense	$4,031,000	3,534
Salaries and employee benefits	$2,564,000	3,287
Premises and equipment expense	$401,000	3,651
Additional noninterest expense	$1,066,000	3,910
Pre-tax net operating income	$2,672,000	2,657
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,672,000	2,227
Extraordinary gains, net	$0	9
Net income	$2,672,000	2,227
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,672,000	2,227
Net charge-offs	$84,000	2,590
Cash dividends	$940,000	2,290
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,672,000	2,209
2017-09-30 (YTD Data)		Rank
Total interest income	$4,478,000	3,450
Total interest expense	$322,000	3,911
Net interest income	$4,156,000	3,353
Provision for loan and lease losses	$0	4,088
Total noninterest income	$802,000	2,872
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$357,000	2,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	2,966
Total noninterest expense	$2,871,000	3,644
Salaries and employee benefits	$1,825,000	3,390
Premises and equipment expense	$281,000	3,798
Additional noninterest expense	$765,000	3,994
Pre-tax net operating income	$2,087,000	2,661
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,087,000	2,329
Extraordinary gains, net	$0	9
Net income	$2,087,000	2,328
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,087,000	2,329
Net charge-offs	$52,000	2,438
Cash dividends	$900,000	1,809
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,087,000	2,303
2017-06-30 (YTD Data)		Rank
Total interest income	$2,944,000	3,468
Total interest expense	$218,000	3,877
Net interest income	$2,726,000	3,385
Provision for loan and lease losses	$0	3,871
Total noninterest income	$538,000	2,872
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$239,000	2,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	2,941
Total noninterest expense	$1,872,000	3,706
Salaries and employee benefits	$1,221,000	3,400
Premises and equipment expense	$170,000	4,003
Additional noninterest expense	$481,000	4,105
Pre-tax net operating income	$1,392,000	2,603
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,392,000	2,279
Extraordinary gains, net	$0	11
Net income	$1,392,000	2,279
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,392,000	2,279
Net charge-offs	$17,000	2,671
Cash dividends	$600,000	1,787
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,392,000	2,248
2017-03-31 (YTD Data)		Rank
Total interest income	$1,437,000	3,533
Total interest expense	$107,000	3,912
Net interest income	$1,330,000	3,450
Provision for loan and lease losses	$0	3,537
Total noninterest income	$254,000	2,944
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$117,000	2,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	3,048
Total noninterest expense	$957,000	3,703
Salaries and employee benefits	$609,000	3,455
Premises and equipment expense	$99,000	3,755
Additional noninterest expense	$249,000	4,072
Pre-tax net operating income	$627,000	2,731
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$627,000	2,367
Extraordinary gains, net	$0	8
Net income	$627,000	2,366
Minority interest net income	$0	55
Net income of bank and minority interests.	$627,000	2,367
Net charge-offs	$-2,000	4,280
Cash dividends	$300,000	1,627
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$627,000	2,346
2016-12-31 (YTD Data)		Rank
Total interest income	$5,582,000	3,578
Total interest expense	$449,000	3,829
Net interest income	$5,133,000	3,528
Provision for loan and lease losses	$220,000	2,330
Total noninterest income	$950,000	3,115
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$419,000	2,379
Trading account gains and fees	$0	170
Additional Noninterest Income	$531,000	3,182
Total noninterest expense	$3,993,000	3,656
Salaries and employee benefits	$2,588,000	3,339
Premises and equipment expense	$387,000	3,837
Additional noninterest expense	$1,018,000	4,124
Pre-tax net operating income	$1,870,000	3,171
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,870,000	2,901
Extraordinary gains, net	$0	5
Net income	$1,870,000	2,900
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,870,000	2,900
Net charge-offs	$233,000	1,779
Cash dividends	$1,110,000	2,074
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,870,000	2,849
2016-09-30 (YTD Data)		Rank
Total interest income	$4,127,000	3,633
Total interest expense	$339,000	3,848
Net interest income	$3,788,000	3,567
Provision for loan and lease losses	$0	4,186
Total noninterest income	$699,000	3,148
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$297,000	2,487
Trading account gains and fees	$0	169
Additional Noninterest Income	$402,000	3,171
Total noninterest expense	$2,652,000	3,917
Salaries and employee benefits	$1,705,000	3,585
Premises and equipment expense	$277,000	3,940
Additional noninterest expense	$670,000	4,396
Pre-tax net operating income	$1,835,000	2,764
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,835,000	2,482
Extraordinary gains, net	$0	5
Net income	$1,835,000	2,483
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,835,000	2,483
Net charge-offs	$178,000	1,551
Cash dividends	$910,000	1,745
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,835,000	2,425
2016-06-30 (YTD Data)		Rank
Total interest income	$2,705,000	3,679
Total interest expense	$228,000	3,849
Net interest income	$2,477,000	3,624
Provision for loan and lease losses	$0	4,017
Total noninterest income	$481,000	3,096
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$187,000	2,549
Trading account gains and fees	$0	157
Additional Noninterest Income	$294,000	3,048
Total noninterest expense	$1,789,000	3,920
Salaries and employee benefits	$1,146,000	3,603
Premises and equipment expense	$198,000	3,837
Additional noninterest expense	$445,000	4,440
Pre-tax net operating income	$1,169,000	2,801
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,169,000	2,524
Extraordinary gains, net	$0	16
Net income	$1,169,000	2,523
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,169,000	2,523
Net charge-offs	$63,000	1,977
Cash dividends	$660,000	1,680
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,169,000	2,461
2016-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	3,727
Total interest expense	$114,000	3,873
Net interest income	$1,216,000	3,667
Provision for loan and lease losses	$0	3,656
Total noninterest income	$243,000	3,063
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$85,000	2,699
Trading account gains and fees	$0	142
Additional Noninterest Income	$158,000	2,921
Total noninterest expense	$903,000	3,933
Salaries and employee benefits	$573,000	3,628
Premises and equipment expense	$84,000	4,199
Additional noninterest expense	$246,000	4,278
Pre-tax net operating income	$556,000	2,848
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$556,000	2,577
Extraordinary gains, net	$0	12
Net income	$556,000	2,577
Minority interest net income	$0	62
Net income of bank and minority interests.	$556,000	2,577
Net charge-offs	$15,000	2,144
Cash dividends	$380,000	1,425
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$556,000	2,532
2015-12-31 (YTD Data)		Rank
Total interest income	$5,237,000	3,743
Total interest expense	$505,000	3,704
Net interest income	$4,732,000	3,711
Provision for loan and lease losses	$0	4,380
Total noninterest income	$646,000	3,782
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$341,000	2,797
Trading account gains and fees	$0	159
Additional Noninterest Income	$305,000	3,960
Total noninterest expense	$3,500,000	4,010
Salaries and employee benefits	$2,281,000	3,635
Premises and equipment expense	$358,000	4,125
Additional noninterest expense	$861,000	4,551
Pre-tax net operating income	$1,878,000	3,125
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,878,000	2,847
Extraordinary gains, net	$0	23
Net income	$1,878,000	2,849
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,878,000	2,850
Net charge-offs	$-51,000	5,571
Cash dividends	$1,105,000	2,003
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,878,000	2,797
2015-09-30 (YTD Data)		Rank
Total interest income	$3,905,000	3,799
Total interest expense	$381,000	3,745
Net interest income	$3,524,000	3,764
Provision for loan and lease losses	$0	4,232
Total noninterest income	$485,000	3,793
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$256,000	2,817
Trading account gains and fees	$0	153
Additional Noninterest Income	$229,000	3,981
Total noninterest expense	$2,453,000	4,166
Salaries and employee benefits	$1,593,000	3,791
Premises and equipment expense	$267,000	4,195
Additional noninterest expense	$593,000	4,757
Pre-tax net operating income	$1,556,000	3,008
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,556,000	2,697
Extraordinary gains, net	$0	21
Net income	$1,556,000	2,697
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,556,000	2,698
Net charge-offs	$-55,000	5,636
Cash dividends	$1,105,000	1,502
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,556,000	2,646
2015-06-30 (YTD Data)		Rank
Total interest income	$2,598,000	3,818
Total interest expense	$261,000	3,730
Net interest income	$2,337,000	3,792
Provision for loan and lease losses	$0	4,069
Total noninterest income	$334,000	3,745
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$162,000	2,884
Trading account gains and fees	$0	157
Additional Noninterest Income	$172,000	3,851
Total noninterest expense	$1,534,000	4,349
Salaries and employee benefits	$1,055,000	3,837
Premises and equipment expense	$152,000	4,529
Additional noninterest expense	$327,000	5,124
Pre-tax net operating income	$1,137,000	2,843
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,137,000	2,525
Extraordinary gains, net	$0	22
Net income	$1,137,000	2,527
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,137,000	2,527
Net charge-offs	$-37,000	5,662
Cash dividends	$825,000	1,425
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,137,000	2,467
2015-03-31 (YTD Data)		Rank
Total interest income	$1,285,000	3,850
Total interest expense	$130,000	3,760
Net interest income	$1,155,000	3,829
Provision for loan and lease losses	$0	3,703
Total noninterest income	$170,000	3,675
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$78,000	2,920
Trading account gains and fees	$0	152
Additional Noninterest Income	$92,000	3,718
Total noninterest expense	$740,000	4,464
Salaries and employee benefits	$520,000	3,892
Premises and equipment expense	$74,000	4,616
Additional noninterest expense	$146,000	5,317
Pre-tax net operating income	$585,000	2,741
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$585,000	2,435
Extraordinary gains, net	$0	13
Net income	$585,000	2,438
Minority interest net income	$0	64
Net income of bank and minority interests.	$585,000	2,437
Net charge-offs	$-30,000	5,812
Cash dividends	$255,000	1,657
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$585,000	2,370
2014-12-31 (YTD Data)		Rank
Total interest income	$5,203,000	3,875
Total interest expense	$558,000	3,783
Net interest income	$4,645,000	3,841
Provision for loan and lease losses	$0	4,603
Total noninterest income	$640,000	3,878
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$385,000	2,755
Trading account gains and fees	$0	180
Additional Noninterest Income	$255,000	4,225
Total noninterest expense	$3,191,000	4,339
Salaries and employee benefits	$2,114,000	3,879
Premises and equipment expense	$256,000	4,947
Additional noninterest expense	$821,000	4,863
Pre-tax net operating income	$2,094,000	2,905
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,094,000	2,622
Extraordinary gains, net	$0	17
Net income	$2,094,000	2,620
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,094,000	2,622
Net charge-offs	$-23,000	5,830
Cash dividends	$1,152,000	1,871
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,094,000	2,578
2014-09-30 (YTD Data)		Rank
Total interest income	$3,883,000	3,922
Total interest expense	$425,000	3,811
Net interest income	$3,458,000	3,883
Provision for loan and lease losses	$0	4,401
Total noninterest income	$488,000	3,895
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$286,000	2,800
Trading account gains and fees	$0	174
Additional Noninterest Income	$202,000	4,192
Total noninterest expense	$2,110,000	4,655
Salaries and employee benefits	$1,377,000	4,192
Premises and equipment expense	$167,000	5,252
Additional noninterest expense	$566,000	5,061
Pre-tax net operating income	$1,836,000	2,669
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,836,000	2,372
Extraordinary gains, net	$0	15
Net income	$1,836,000	2,372
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,836,000	2,371
Net charge-offs	$-66,000	6,114
Cash dividends	$980,000	1,557
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,836,000	2,314
2014-06-30 (YTD Data)		Rank
Total interest income	$2,562,000	3,946
Total interest expense	$289,000	3,817
Net interest income	$2,273,000	3,921
Provision for loan and lease losses	$0	4,196
Total noninterest income	$325,000	3,884
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$190,000	2,790
Trading account gains and fees	$0	172
Additional Noninterest Income	$135,000	4,180
Total noninterest expense	$1,433,000	4,640
Salaries and employee benefits	$927,000	4,199
Premises and equipment expense	$112,000	5,265
Additional noninterest expense	$394,000	5,001
Pre-tax net operating income	$1,165,000	2,706
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,165,000	2,382
Extraordinary gains, net	$0	20
Net income	$1,165,000	2,386
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,165,000	2,386
Net charge-offs	$-9,000	5,629
Cash dividends	$730,000	1,451
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,165,000	2,340
2014-03-31 (YTD Data)		Rank
Total interest income	$1,274,000	3,982
Total interest expense	$149,000	3,798
Net interest income	$1,125,000	3,958
Provision for loan and lease losses	$0	3,817
Total noninterest income	$157,000	3,917
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$95,000	2,781
Trading account gains and fees	$0	147
Additional Noninterest Income	$62,000	4,275
Total noninterest expense	$731,000	4,639
Salaries and employee benefits	$483,000	4,134
Premises and equipment expense	$67,000	5,034
Additional noninterest expense	$181,000	5,210
Pre-tax net operating income	$551,000	2,723
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$551,000	2,409
Extraordinary gains, net	$0	16
Net income	$551,000	2,411
Minority interest net income	$0	66
Net income of bank and minority interests.	$551,000	2,411
Net charge-offs	$3,000	3,257
Cash dividends	$230,000	1,656
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$551,000	2,365
2013-12-31 (YTD Data)		Rank
Total interest income	$5,054,000	4,048
Total interest expense	$656,000	3,895
Net interest income	$4,398,000	4,034
Provision for loan and lease losses	$85,000	3,859
Total noninterest income	$657,000	3,985
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$392,000	2,854
Trading account gains and fees	$0	184
Additional Noninterest Income	$265,000	4,255
Total noninterest expense	$2,974,000	4,631
Salaries and employee benefits	$2,082,000	3,980
Premises and equipment expense	$207,000	5,498
Additional noninterest expense	$685,000	5,367
Pre-tax net operating income	$1,996,000	2,864
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,996,000	2,617
Extraordinary gains, net	$0	29
Net income	$1,996,000	2,620
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,996,000	2,620
Net charge-offs	$13,000	5,011
Cash dividends	$2,175,000	1,132
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,996,000	2,552
2013-09-30 (YTD Data)		Rank
Total interest income	$3,733,000	4,118
Total interest expense	$503,000	3,926
Net interest income	$3,230,000	4,125
Provision for loan and lease losses	$55,000	3,887
Total noninterest income	$497,000	4,023
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$290,000	2,897
Trading account gains and fees	$0	180
Additional Noninterest Income	$207,000	4,269
Total noninterest expense	$2,012,000	4,882
Salaries and employee benefits	$1,380,000	4,273
Premises and equipment expense	$136,000	5,742
Additional noninterest expense	$496,000	5,451
Pre-tax net operating income	$1,660,000	2,741
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,660,000	2,445
Extraordinary gains, net	$0	25
Net income	$1,660,000	2,449
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,660,000	2,449
Net charge-offs	$-109,000	6,615
Cash dividends	$2,175,000	819
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,660,000	2,375
2013-06-30 (YTD Data)		Rank
Total interest income	$2,470,000	4,150
Total interest expense	$342,000	3,946
Net interest income	$2,128,000	4,149
Provision for loan and lease losses	$0	4,788
Total noninterest income	$346,000	3,959
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$187,000	2,929
Trading account gains and fees	$0	157
Additional Noninterest Income	$159,000	4,144
Total noninterest expense	$1,363,000	4,864
Salaries and employee benefits	$961,000	4,205
Premises and equipment expense	$94,000	5,708
Additional noninterest expense	$308,000	5,566
Pre-tax net operating income	$1,111,000	2,702
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,111,000	2,418
Extraordinary gains, net	$0	22
Net income	$1,111,000	2,426
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,111,000	2,424
Net charge-offs	$2,000	4,714
Cash dividends	$1,945,000	647
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,111,000	2,329
2013-03-31 (YTD Data)		Rank
Total interest income	$1,240,000	4,164
Total interest expense	$177,000	3,962
Net interest income	$1,063,000	4,172
Provision for loan and lease losses	$0	4,409
Total noninterest income	$186,000	3,792
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$90,000	2,991
Trading account gains and fees	$0	148
Additional Noninterest Income	$96,000	3,815
Total noninterest expense	$754,000	4,672
Salaries and employee benefits	$551,000	3,926
Premises and equipment expense	$54,000	5,518
Additional noninterest expense	$149,000	5,682
Pre-tax net operating income	$495,000	2,887
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$495,000	2,611
Extraordinary gains, net	$0	10
Net income	$495,000	2,614
Minority interest net income	$0	76
Net income of bank and minority interests.	$495,000	2,613
Net charge-offs	$1,000	4,010
Cash dividends	$1,600,000	362
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$495,000	2,531
2012-12-31 (YTD Data)		Rank
Total interest income	$4,962,000	4,316
Total interest expense	$818,000	4,073
Net interest income	$4,144,000	4,319
Provision for loan and lease losses	$189,000	4,008
Total noninterest income	$835,000	3,567
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$401,000	2,929
Trading account gains and fees	$0	166
Additional Noninterest Income	$434,000	3,537
Total noninterest expense	$2,745,000	4,936
Salaries and employee benefits	$1,818,000	4,378
Premises and equipment expense	$184,000	5,838
Additional noninterest expense	$743,000	5,414
Pre-tax net operating income	$2,045,000	2,773
Securities gains (losses)	$2,000	3,664
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,047,000	2,540
Extraordinary gains, net	$0	29
Net income	$2,047,000	2,542
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,047,000	2,541
Net charge-offs	$180,000	3,865
Cash dividends	$430,000	2,936
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,045,000	2,421
2012-09-30 (YTD Data)		Rank
Total interest income	$3,717,000	4,393
Total interest expense	$625,000	4,143
Net interest income	$3,092,000	4,391
Provision for loan and lease losses	$137,000	3,993
Total noninterest income	$599,000	3,688
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$296,000	2,995
Trading account gains and fees	$0	157
Additional Noninterest Income	$303,000	3,676
Total noninterest expense	$1,826,000	5,273
Salaries and employee benefits	$1,133,000	4,847
Premises and equipment expense	$128,000	6,021
Additional noninterest expense	$565,000	5,449
Pre-tax net operating income	$1,728,000	2,627
Securities gains (losses)	$2,000	3,410
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,730,000	2,382
Extraordinary gains, net	$0	20
Net income	$1,730,000	2,383
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,730,000	2,383
Net charge-offs	$128,000	3,736
Cash dividends	$430,000	2,197
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,728,000	2,255
2012-06-30 (YTD Data)		Rank
Total interest income	$2,463,000	4,449
Total interest expense	$421,000	4,220
Net interest income	$2,042,000	4,431
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$389,000	3,706
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$192,000	3,035
Trading account gains and fees	$0	153
Additional Noninterest Income	$197,000	3,699
Total noninterest expense	$1,198,000	5,337
Salaries and employee benefits	$748,000	4,904
Premises and equipment expense	$73,000	6,256
Additional noninterest expense	$377,000	5,478
Pre-tax net operating income	$1,113,000	2,652
Securities gains (losses)	$2,000	3,012
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,115,000	2,404
Extraordinary gains, net	$0	19
Net income	$1,115,000	2,404
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,115,000	2,404
Net charge-offs	$120,000	3,241
Cash dividends	$430,000	1,760
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,113,000	2,278
2012-03-31 (YTD Data)		Rank
Total interest income	$1,231,000	4,503
Total interest expense	$215,000	4,278
Net interest income	$1,016,000	4,477
Provision for loan and lease losses	$31,000	4,076
Total noninterest income	$202,000	3,633
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$97,000	2,987
Trading account gains and fees	$0	148
Additional Noninterest Income	$105,000	3,629
Total noninterest expense	$629,000	5,258
Salaries and employee benefits	$377,000	4,922
Premises and equipment expense	$63,000	5,405
Additional noninterest expense	$189,000	5,481
Pre-tax net operating income	$558,000	2,659
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$558,000	2,394
Extraordinary gains, net	$0	19
Net income	$558,000	2,396
Minority interest net income	$0	78
Net income of bank and minority interests.	$558,000	2,397
Net charge-offs	$31,000	3,398
Cash dividends	$170,000	1,721
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$558,000	2,277
2011-12-31 (YTD Data)		Rank
Total interest income	$5,204,000	4,462
Total interest expense	$1,015,000	4,364
Net interest income	$4,189,000	4,411
Provision for loan and lease losses	$411,000	3,701
Total noninterest income	$805,000	3,513
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$400,000	3,023
Trading account gains and fees	$0	146
Additional Noninterest Income	$405,000	3,414
Total noninterest expense	$2,698,000	5,151
Salaries and employee benefits	$1,597,000	4,789
Premises and equipment expense	$148,000	6,436
Additional noninterest expense	$953,000	5,012
Pre-tax net operating income	$1,885,000	2,620
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,885,000	2,373
Extraordinary gains, net	$0	29
Net income	$1,885,000	2,373
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,885,000	2,374
Net charge-offs	$411,000	3,404
Cash dividends	$1,888,000	1,020
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,885,000	2,286
2011-09-30 (YTD Data)		Rank
Total interest income	$3,907,000	4,509
Total interest expense	$789,000	4,396
Net interest income	$3,118,000	4,463
Provision for loan and lease losses	$181,000	4,268
Total noninterest income	$583,000	3,586
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$290,000	3,106
Trading account gains and fees	$0	145
Additional Noninterest Income	$293,000	3,497
Total noninterest expense	$1,935,000	5,273
Salaries and employee benefits	$1,038,000	5,172
Premises and equipment expense	$118,000	6,403
Additional noninterest expense	$779,000	4,833
Pre-tax net operating income	$1,585,000	2,480
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,585,000	2,209
Extraordinary gains, net	$0	21
Net income	$1,585,000	2,209
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,585,000	2,210
Net charge-offs	$181,000	3,824
Cash dividends	$1,888,000	674
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,585,000	2,126
2011-06-30 (YTD Data)		Rank
Total interest income	$2,608,000	4,550
Total interest expense	$545,000	4,428
Net interest income	$2,063,000	4,496
Provision for loan and lease losses	$193,000	3,596
Total noninterest income	$401,000	3,546
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$179,000	3,231
Trading account gains and fees	$0	153
Additional Noninterest Income	$222,000	3,325
Total noninterest expense	$1,279,000	5,354
Salaries and employee benefits	$692,000	5,210
Premises and equipment expense	$79,000	6,438
Additional noninterest expense	$508,000	4,961
Pre-tax net operating income	$992,000	2,549
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$992,000	2,298
Extraordinary gains, net	$0	15
Net income	$992,000	2,298
Minority interest net income	$0	89
Net income of bank and minority interests.	$992,000	2,298
Net charge-offs	$193,000	3,156
Cash dividends	$1,395,000	606
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$992,000	2,213
2011-03-31 (YTD Data)		Rank
Total interest income	$1,302,000	4,562
Total interest expense	$286,000	4,429
Net interest income	$1,016,000	4,532
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$168,000	3,935
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$88,000	3,243
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	3,908
Total noninterest expense	$545,000	5,775
Salaries and employee benefits	$340,000	5,307
Premises and equipment expense	$35,000	6,632
Additional noninterest expense	$170,000	5,897
Pre-tax net operating income	$564,000	2,342
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$564,000	2,024
Extraordinary gains, net	$0	9
Net income	$564,000	2,023
Minority interest net income	$0	86
Net income of bank and minority interests.	$564,000	2,024
Net charge-offs	$75,000	3,009
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$564,000	1,985
2010-12-31 (YTD Data)		Rank
Total interest income	$5,202,000	4,708
Total interest expense	$1,370,000	4,483
Net interest income	$3,832,000	4,696
Provision for loan and lease losses	$120,000	5,848
Total noninterest income	$649,000	4,080
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$367,000	3,241
Trading account gains and fees	$0	175
Additional Noninterest Income	$282,000	4,045
Total noninterest expense	$2,481,000	5,521
Salaries and employee benefits	$1,510,000	5,044
Premises and equipment expense	$137,000	6,739
Additional noninterest expense	$834,000	5,536
Pre-tax net operating income	$1,880,000	2,356
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,880,000	2,134
Extraordinary gains, net	$0	29
Net income	$1,880,000	2,135
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,880,000	2,136
Net charge-offs	$120,000	5,263
Cash dividends	$1,570,000	1,024
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,880,000	2,054
2010-09-30 (YTD Data)		Rank
Total interest income	$3,929,000	4,778
Total interest expense	$1,050,000	4,577
Net interest income	$2,879,000	4,764
Provision for loan and lease losses	$75,000	5,956
Total noninterest income	$480,000	4,157
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$274,000	3,323
Trading account gains and fees	$0	165
Additional Noninterest Income	$206,000	4,132
Total noninterest expense	$1,659,000	5,822
Salaries and employee benefits	$984,000	5,465
Premises and equipment expense	$98,000	6,864
Additional noninterest expense	$577,000	5,736
Pre-tax net operating income	$1,625,000	2,233
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,625,000	2,014
Extraordinary gains, net	$0	23
Net income	$1,625,000	2,015
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,625,000	2,016
Net charge-offs	$75,000	5,177
Cash dividends	$1,570,000	685
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,625,000	1,912
2010-06-30 (YTD Data)		Rank
Total interest income	$2,613,000	4,833
Total interest expense	$716,000	4,630
Net interest income	$1,897,000	4,803
Provision for loan and lease losses	$49,000	5,897
Total noninterest income	$304,000	4,230
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$175,000	3,417
Trading account gains and fees	$0	152
Additional Noninterest Income	$129,000	4,233
Total noninterest expense	$1,096,000	5,889
Salaries and employee benefits	$667,000	5,458
Premises and equipment expense	$70,000	6,839
Additional noninterest expense	$359,000	5,894
Pre-tax net operating income	$1,056,000	2,279
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,056,000	2,008
Extraordinary gains, net	$0	19
Net income	$1,056,000	2,008
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,056,000	2,008
Net charge-offs	$49,000	4,905
Cash dividends	$1,170,000	605
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,056,000	1,923
2010-03-31 (YTD Data)		Rank
Total interest income	$1,283,000	4,940
Total interest expense	$361,000	4,742
Net interest income	$922,000	4,909
Provision for loan and lease losses	$-2,000	7,829
Total noninterest income	$142,000	4,391
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$88,000	3,399
Trading account gains and fees	$0	175
Additional Noninterest Income	$54,000	4,552
Total noninterest expense	$575,000	5,841
Salaries and employee benefits	$347,000	5,389
Premises and equipment expense	$32,000	7,033
Additional noninterest expense	$196,000	5,745
Pre-tax net operating income	$491,000	2,441
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$491,000	2,176
Extraordinary gains, net	$0	16
Net income	$491,000	2,175
Minority interest net income	$0	91
Net income of bank and minority interests.	$491,000	2,176
Net charge-offs	$-2,000	7,007
Cash dividends	$930,000	370
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$491,000	2,084
2009-12-31 (YTD Data)		Rank
Total interest income	$5,418,000	4,900
Total interest expense	$1,674,000	4,898
Net interest income	$3,744,000	4,766
Provision for loan and lease losses	$148,000	6,089
Total noninterest income	$602,000	4,363
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$368,000	3,480
Trading account gains and fees	$0	211
Additional Noninterest Income	$234,000	4,385
Total noninterest expense	$2,467,000	5,721
Salaries and employee benefits	$1,436,000	5,324
Premises and equipment expense	$125,000	7,147
Additional noninterest expense	$906,000	5,511
Pre-tax net operating income	$1,731,000	2,143
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,731,000	1,892
Extraordinary gains, net	$0	34
Net income	$1,731,000	1,889
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,731,000	1,891
Net charge-offs	$148,000	5,338
Cash dividends	$1,400,000	1,258
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,731,000	1,851
2009-09-30 (YTD Data)		Rank
Total interest income	$4,095,000	4,935
Total interest expense	$1,292,000	4,975
Net interest income	$2,803,000	4,769
Provision for loan and lease losses	$-2,000	8,037
Total noninterest income	$469,000	4,352
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$275,000	3,494
Trading account gains and fees	$0	212
Additional Noninterest Income	$194,000	4,331
Total noninterest expense	$1,748,000	5,883
Salaries and employee benefits	$1,001,000	5,577
Premises and equipment expense	$94,000	7,199
Additional noninterest expense	$653,000	5,607
Pre-tax net operating income	$1,526,000	2,031
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,526,000	1,745
Extraordinary gains, net	$0	27
Net income	$1,526,000	1,745
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,526,000	1,745
Net charge-offs	$-2,000	7,695
Cash dividends	$1,400,000	923
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,526,000	1,707
2009-06-30 (YTD Data)		Rank
Total interest income	$2,732,000	4,986
Total interest expense	$887,000	5,025
Net interest income	$1,845,000	4,819
Provision for loan and lease losses	$0	7,158
Total noninterest income	$337,000	4,198
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$183,000	3,484
Trading account gains and fees	$0	193
Additional Noninterest Income	$154,000	4,069
Total noninterest expense	$1,140,000	5,978
Salaries and employee benefits	$667,000	5,646
Premises and equipment expense	$65,000	7,214
Additional noninterest expense	$408,000	5,774
Pre-tax net operating income	$1,042,000	2,042
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,042,000	1,787
Extraordinary gains, net	$0	21
Net income	$1,042,000	1,784
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,042,000	1,786
Net charge-offs	$0	6,628
Cash dividends	$975,000	948
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,042,000	1,733
2009-03-31 (YTD Data)		Rank
Total interest income	$1,364,000	5,018
Total interest expense	$446,000	5,119
Net interest income	$918,000	4,819
Provision for loan and lease losses	$-3,000	8,172
Total noninterest income	$160,000	4,257
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$86,000	3,560
Trading account gains and fees	$0	171
Additional Noninterest Income	$74,000	4,148
Total noninterest expense	$569,000	5,935
Salaries and employee benefits	$342,000	5,604
Premises and equipment expense	$28,000	7,445
Additional noninterest expense	$199,000	5,613
Pre-tax net operating income	$512,000	2,340
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$512,000	2,089
Extraordinary gains, net	$0	15
Net income	$512,000	2,090
Minority interest net income	$0	102
Net income of bank and minority interests.	$512,000	2,090
Net charge-offs	$-3,000	7,537
Cash dividends	$250,000	1,500
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$512,000	1,962
2008-12-31 (YTD Data)		Rank
Total interest income	$5,603,000	5,136
Total interest expense	$1,960,000	5,357
Net interest income	$3,643,000	4,865
Provision for loan and lease losses	$65,000	6,378
Total noninterest income	$617,000	4,408
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$402,000	3,451
Trading account gains and fees	$0	154
Additional Noninterest Income	$215,000	4,717
Total noninterest expense	$2,205,000	5,976
Salaries and employee benefits	$1,508,000	5,323
Premises and equipment expense	$124,000	7,392
Additional noninterest expense	$573,000	6,333
Pre-tax net operating income	$1,990,000	2,458
Securities gains (losses)	$27,000	2,003
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,017,000	1,977
Extraordinary gains, net	$0	39
Net income	$2,017,000	1,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	5,391
Cash dividends	$2,721,000	1,009
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,990,000	2,128
2008-09-30 (YTD Data)		Rank
Total interest income	$4,242,000	5,182
Total interest expense	$1,501,000	5,428
Net interest income	$2,741,000	4,881
Provision for loan and lease losses	$12,000	6,700
Total noninterest income	$467,000	4,480
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$296,000	3,503
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	4,732
Total noninterest expense	$1,455,000	6,295
Salaries and employee benefits	$977,000	5,759
Premises and equipment expense	$96,000	7,399
Additional noninterest expense	$382,000	6,576
Pre-tax net operating income	$1,741,000	2,536
Securities gains (losses)	$25,000	1,874
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,766,000	1,996
Extraordinary gains, net	$0	31
Net income	$1,766,000	1,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,747
Cash dividends	$2,580,000	811
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,741,000	2,121
2008-06-30 (YTD Data)		Rank
Total interest income	$2,861,000	5,223
Total interest expense	$1,062,000	5,421
Net interest income	$1,799,000	4,942
Provision for loan and lease losses	$9,000	6,362
Total noninterest income	$307,000	4,574
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$189,000	3,595
Trading account gains and fees	$0	149
Additional Noninterest Income	$118,000	4,762
Total noninterest expense	$925,000	6,462
Salaries and employee benefits	$653,000	5,805
Premises and equipment expense	$50,000	7,710
Additional noninterest expense	$222,000	6,874
Pre-tax net operating income	$1,172,000	2,621
Securities gains (losses)	$24,000	1,934
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,196,000	2,201
Extraordinary gains, net	$0	21
Net income	$1,196,000	2,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,182
Cash dividends	$1,580,000	948
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,172,000	2,203
2008-03-31 (YTD Data)		Rank
Total interest income	$1,455,000	5,271
Total interest expense	$580,000	5,383
Net interest income	$875,000	5,025
Provision for loan and lease losses	$-3,000	8,353
Total noninterest income	$166,000	4,387
Gross Fiduciary activities income	$3,000	1,170
Service charges on deposit accounts	$92,000	3,611
Trading account gains and fees	$0	158
Additional Noninterest Income	$71,000	4,403
Total noninterest expense	$521,000	6,194
Salaries and employee benefits	$337,000	5,756
Premises and equipment expense	$25,000	7,727
Additional noninterest expense	$159,000	6,022
Pre-tax net operating income	$523,000	2,985
Securities gains (losses)	$24,000	1,506
Applicable income taxes	$0	5,622
Income before extraordinary items	$547,000	2,496
Extraordinary gains, net	$0	15
Net income	$547,000	2,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$523,000	2,515
2007-12-31 (YTD Data)		Rank
Total interest income	$5,755,000	5,362
Total interest expense	$2,486,000	5,283
Net interest income	$3,269,000	5,258
Provision for loan and lease losses	$5,000	6,721
Total noninterest income	$606,000	4,619
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$412,000	3,467
Trading account gains and fees	$0	178
Additional Noninterest Income	$194,000	5,123
Total noninterest expense	$2,103,000	6,087
Salaries and employee benefits	$1,422,000	5,466
Premises and equipment expense	$109,000	7,650
Additional noninterest expense	$572,000	6,257
Pre-tax net operating income	$1,767,000	3,583
Securities gains (losses)	$-6,000	7,432
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,761,000	3,092
Extraordinary gains, net	$0	39
Net income	$1,761,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,179
Cash dividends	$1,440,000	2,070
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,767,000	3,070
2007-09-30 (YTD Data)		Rank
Total interest income	$4,280,000	5,390
Total interest expense	$1,858,000	5,293
Net interest income	$2,422,000	5,321
Provision for loan and lease losses	$-15,000	8,316
Total noninterest income	$428,000	4,760
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$309,000	3,461
Trading account gains and fees	$0	184
Additional Noninterest Income	$119,000	5,491
Total noninterest expense	$1,547,000	6,131
Salaries and employee benefits	$982,000	5,697
Premises and equipment expense	$107,000	7,313
Additional noninterest expense	$458,000	6,045
Pre-tax net operating income	$1,318,000	3,752
Securities gains (losses)	$-8,000	7,721
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,310,000	3,258
Extraordinary gains, net	$0	33
Net income	$1,310,000	3,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,944
Cash dividends	$1,370,000	1,617
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,318,000	3,231
2007-06-30 (YTD Data)		Rank
Total interest income	$2,834,000	5,436
Total interest expense	$1,220,000	5,344
Net interest income	$1,614,000	5,351
Provision for loan and lease losses	$4,000	6,049
Total noninterest income	$267,000	4,941
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$212,000	3,403
Trading account gains and fees	$0	168
Additional Noninterest Income	$55,000	6,129
Total noninterest expense	$1,087,000	6,007
Salaries and employee benefits	$668,000	5,703
Premises and equipment expense	$81,000	7,134
Additional noninterest expense	$338,000	5,780
Pre-tax net operating income	$790,000	4,041
Securities gains (losses)	$-8,000	7,953
Applicable income taxes	$0	6,265
Income before extraordinary items	$782,000	3,569
Extraordinary gains, net	$0	29
Net income	$782,000	3,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$965,000	1,591
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$790,000	3,523
2007-03-31 (YTD Data)		Rank
Total interest income	$1,388,000	5,492
Total interest expense	$602,000	5,374
Net interest income	$786,000	5,440
Provision for loan and lease losses	$0	5,779
Total noninterest income	$133,000	4,896
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$105,000	3,344
Trading account gains and fees	$0	195
Additional Noninterest Income	$28,000	6,096
Total noninterest expense	$560,000	5,967
Salaries and employee benefits	$346,000	5,626
Premises and equipment expense	$48,000	6,873
Additional noninterest expense	$166,000	5,824
Pre-tax net operating income	$359,000	4,251
Securities gains (losses)	$-8,000	8,229
Applicable income taxes	$0	6,196
Income before extraordinary items	$351,000	3,812
Extraordinary gains, net	$0	22
Net income	$351,000	3,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$359,000	3,733
2006-12-31 (YTD Data)		Rank
Total interest income	$3,913,000	6,178
Total interest expense	$1,589,000	5,978
Net interest income	$2,324,000	6,203
Provision for loan and lease losses	$72,000	5,138
Total noninterest income	$360,000	5,818
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$241,000	4,583
Trading account gains and fees	$0	130
Additional Noninterest Income	$119,000	6,032
Total noninterest expense	$1,545,000	6,806
Salaries and employee benefits	$1,011,000	6,388
Premises and equipment expense	$146,000	7,306
Additional noninterest expense	$388,000	7,128
Pre-tax net operating income	$1,067,000	5,048
Securities gains (losses)	$-66,000	8,040
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,001,000	4,716
Extraordinary gains, net	$0	51
Net income	$1,001,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,581
Cash dividends	$3,780,000	912
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,067,000	4,555
2006-09-30 (YTD Data)		Rank
Total interest income	$2,727,000	6,362
Total interest expense	$1,082,000	6,152
Net interest income	$1,645,000	6,401
Provision for loan and lease losses	$4,000	6,573
Total noninterest income	$279,000	5,787
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$179,000	4,652
Trading account gains and fees	$0	126
Additional Noninterest Income	$100,000	5,845
Total noninterest expense	$940,000	7,300
Salaries and employee benefits	$649,000	6,750
Premises and equipment expense	$84,000	7,689
Additional noninterest expense	$207,000	7,725
Pre-tax net operating income	$980,000	4,763
Securities gains (losses)	$-60,000	8,245
Applicable income taxes	$0	6,687
Income before extraordinary items	$920,000	4,360
Extraordinary gains, net	$0	45
Net income	$920,000	4,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$840,000	2,184
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$980,000	4,209
2006-06-30 (YTD Data)		Rank
Total interest income	$1,814,000	6,362
Total interest expense	$701,000	6,130
Net interest income	$1,113,000	6,405
Provision for loan and lease losses	$5,000	6,229
Total noninterest income	$141,000	6,351
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$103,000	4,958
Trading account gains and fees	$0	126
Additional Noninterest Income	$38,000	6,794
Total noninterest expense	$587,000	7,462
Salaries and employee benefits	$434,000	6,782
Premises and equipment expense	$41,000	8,054
Additional noninterest expense	$112,000	8,033
Pre-tax net operating income	$662,000	4,748
Securities gains (losses)	$-44,000	8,336
Applicable income taxes	$0	6,706
Income before extraordinary items	$618,000	4,361
Extraordinary gains, net	$0	39
Net income	$618,000	4,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,558
Cash dividends	$640,000	2,002
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$662,000	4,190
2006-03-31 (YTD Data)		Rank
Total interest income	$909,000	6,326
Total interest expense	$340,000	6,111
Net interest income	$569,000	6,362
Provision for loan and lease losses	$-1,000	8,498
Total noninterest income	$64,000	6,504
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$39,000	5,460
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,361
Total noninterest expense	$315,000	7,343
Salaries and employee benefits	$215,000	6,812
Premises and equipment expense	$30,000	7,633
Additional noninterest expense	$70,000	7,732
Pre-tax net operating income	$319,000	4,805
Securities gains (losses)	$-20,000	8,379
Applicable income taxes	$0	6,588
Income before extraordinary items	$299,000	4,430
Extraordinary gains, net	$0	21
Net income	$299,000	4,430
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$240,000	2,221
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$319,000	4,247
2005-12-31 (YTD Data)		Rank
Total interest income	$3,269,000	6,374
Total interest expense	$1,072,000	6,111
Net interest income	$2,197,000	6,391
Provision for loan and lease losses	$29,000	6,270
Total noninterest income	$377,000	5,851
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$166,000	5,427
Trading account gains and fees	$0	138
Additional Noninterest Income	$211,000	5,056
Total noninterest expense	$1,222,000	7,368
Salaries and employee benefits	$860,000	6,752
Premises and equipment expense	$99,000	7,866
Additional noninterest expense	$263,000	7,850
Pre-tax net operating income	$1,323,000	4,678
Securities gains (losses)	$-88,000	8,386
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,235,000	4,276
Extraordinary gains, net	$0	46
Net income	$1,235,000	4,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,928
Cash dividends	$1,320,000	2,007
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,323,000	4,078
2005-09-30 (YTD Data)		Rank
Total interest income	$2,420,000	6,404
Total interest expense	$786,000	6,057
Net interest income	$1,634,000	6,442
Provision for loan and lease losses	$15,000	6,317
Total noninterest income	$322,000	5,613
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$127,000	5,420
Trading account gains and fees	$0	126
Additional Noninterest Income	$195,000	4,652
Total noninterest expense	$883,000	7,436
Salaries and employee benefits	$605,000	6,903
Premises and equipment expense	$87,000	7,688
Additional noninterest expense	$191,000	7,899
Pre-tax net operating income	$1,058,000	4,620
Securities gains (losses)	$-63,000	8,543
Applicable income taxes	$0	6,976
Income before extraordinary items	$995,000	4,172
Extraordinary gains, net	$0	35
Net income	$995,000	4,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,785
Cash dividends	$320,000	3,424
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,058,000	3,965
2005-06-30 (YTD Data)		Rank
Total interest income	$1,582,000	6,408
Total interest expense	$519,000	5,942
Net interest income	$1,063,000	6,515
Provision for loan and lease losses	$9,000	6,195
Total noninterest income	$122,000	6,711
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$82,000	5,439
Trading account gains and fees	$0	116
Additional Noninterest Income	$40,000	6,773
Total noninterest expense	$582,000	7,462
Salaries and employee benefits	$403,000	6,895
Premises and equipment expense	$52,000	7,822
Additional noninterest expense	$127,000	7,890
Pre-tax net operating income	$594,000	5,030
Securities gains (losses)	$-42,000	8,550
Applicable income taxes	$0	6,961
Income before extraordinary items	$552,000	4,633
Extraordinary gains, net	$0	30
Net income	$552,000	4,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,491
Cash dividends	$210,000	3,429
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$594,000	4,384
2005-03-31 (YTD Data)		Rank
Total interest income	$776,000	6,470
Total interest expense	$256,000	5,903
Net interest income	$520,000	6,617
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$64,000	6,628
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$37,000	5,594
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,000	6,349
Total noninterest expense	$280,000	7,587
Salaries and employee benefits	$201,000	6,964
Premises and equipment expense	$22,000	8,069
Additional noninterest expense	$57,000	8,120
Pre-tax net operating income	$294,000	5,045
Securities gains (losses)	$-27,000	8,705
Applicable income taxes	$0	6,892
Income before extraordinary items	$267,000	4,690
Extraordinary gains, net	$0	24
Net income	$267,000	4,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,216
Cash dividends	$110,000	2,838
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$294,000	4,387
2004-12-31 (YTD Data)		Rank
Total interest income	$2,856,000	6,576
Total interest expense	$920,000	5,890
Net interest income	$1,936,000	6,714
Provision for loan and lease losses	$36,000	6,265
Total noninterest income	$266,000	6,636
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$170,000	5,553
Trading account gains and fees	$0	138
Additional Noninterest Income	$96,000	6,495
Total noninterest expense	$1,153,000	7,523
Salaries and employee benefits	$808,000	6,898
Premises and equipment expense	$108,000	7,867
Additional noninterest expense	$237,000	8,077
Pre-tax net operating income	$1,013,000	5,203
Securities gains (losses)	$-26,000	8,443
Applicable income taxes	$0	7,185
Income before extraordinary items	$987,000	4,739
Extraordinary gains, net	$0	34
Net income	$987,000	4,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,046
Cash dividends	$1,761,000	1,513
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,013,000	4,593
2004-09-30 (YTD Data)		Rank
Total interest income	$2,065,000	6,674
Total interest expense	$684,000	5,893
Net interest income	$1,381,000	6,858
Provision for loan and lease losses	$0	7,100
Total noninterest income	$210,000	6,587
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$128,000	5,592
Trading account gains and fees	$0	134
Additional Noninterest Income	$82,000	6,269
Total noninterest expense	$767,000	7,739
Salaries and employee benefits	$511,000	7,301
Premises and equipment expense	$89,000	7,729
Additional noninterest expense	$167,000	8,167
Pre-tax net operating income	$824,000	5,115
Securities gains (losses)	$-13,000	8,560
Applicable income taxes	$0	7,220
Income before extraordinary items	$811,000	4,595
Extraordinary gains, net	$0	26
Net income	$811,000	4,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$1,661,000	1,158
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$824,000	4,460
2004-06-30 (YTD Data)		Rank
Total interest income	$1,381,000	6,710
Total interest expense	$457,000	5,905
Net interest income	$924,000	6,877
Provision for loan and lease losses	$-4,000	8,845
Total noninterest income	$153,000	6,424
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$86,000	5,587
Trading account gains and fees	$0	130
Additional Noninterest Income	$67,000	5,931
Total noninterest expense	$478,000	7,918
Salaries and employee benefits	$342,000	7,354
Premises and equipment expense	$26,000	8,632
Additional noninterest expense	$110,000	8,227
Pre-tax net operating income	$603,000	4,820
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$0	7,214
Income before extraordinary items	$604,000	4,237
Extraordinary gains, net	$0	21
Net income	$604,000	4,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,788
Cash dividends	$860,000	1,452
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$603,000	4,147
2004-03-31 (YTD Data)		Rank
Total interest income	$694,000	6,743
Total interest expense	$230,000	5,935
Net interest income	$464,000	6,894
Provision for loan and lease losses	$-6,000	8,907
Total noninterest income	$85,000	6,150
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$15,000	7,174
Trading account gains and fees	$0	121
Additional Noninterest Income	$70,000	4,441
Total noninterest expense	$240,000	7,952
Salaries and employee benefits	$170,000	7,418
Premises and equipment expense	$12,000	8,685
Additional noninterest expense	$58,000	8,204
Pre-tax net operating income	$315,000	4,704
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$0	7,103
Income before extraordinary items	$320,000	4,097
Extraordinary gains, net	$0	16
Net income	$320,000	4,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,966
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$315,000	4,007
2003-12-31 (YTD Data)		Rank
Total interest income	$2,747,000	6,796
Total interest expense	$1,034,000	6,019
Net interest income	$1,713,000	7,042
Provision for loan and lease losses	$19,000	7,126
Total noninterest income	$262,000	6,871
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$60,000	7,265
Trading account gains and fees	$0	160
Additional Noninterest Income	$202,000	5,264
Total noninterest expense	$1,072,000	7,730
Salaries and employee benefits	$777,000	6,998
Premises and equipment expense	$52,000	8,737
Additional noninterest expense	$243,000	8,132
Pre-tax net operating income	$884,000	5,463
Securities gains (losses)	$81,000	2,082
Applicable income taxes	$38,000	6,461
Income before extraordinary items	$927,000	4,861
Extraordinary gains, net	$0	54
Net income	$927,000	4,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,130
Cash dividends	$529,000	3,416
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$849,240	4,927
2003-09-30 (YTD Data)		Rank
Total interest income	$2,052,000	6,882
Total interest expense	$794,000	6,094
Net interest income	$1,258,000	7,131
Provision for loan and lease losses	$-7,000	9,024
Total noninterest income	$202,000	6,848
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$45,000	7,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$157,000	5,250
Total noninterest expense	$690,000	8,044
Salaries and employee benefits	$492,000	7,429
Premises and equipment expense	$39,000	8,772
Additional noninterest expense	$159,000	8,386
Pre-tax net operating income	$777,000	5,216
Securities gains (losses)	$73,000	2,010
Applicable income taxes	$29,000	6,592
Income before extraordinary items	$821,000	4,528
Extraordinary gains, net	$0	40
Net income	$821,000	4,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,434
Cash dividends	$104,000	4,678
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$750,190	4,585
2003-06-30 (YTD Data)		Rank
Total interest income	$1,370,000	6,930
Total interest expense	$542,000	6,147
Net interest income	$828,000	7,183
Provision for loan and lease losses	$-8,000	9,094
Total noninterest income	$126,000	6,976
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$30,000	7,331
Trading account gains and fees	$0	150
Additional Noninterest Income	$96,000	5,386
Total noninterest expense	$446,000	8,114
Salaries and employee benefits	$327,000	7,460
Premises and equipment expense	$10,000	9,145
Additional noninterest expense	$109,000	8,325
Pre-tax net operating income	$516,000	5,243
Securities gains (losses)	$59,000	1,903
Applicable income taxes	$19,000	6,636
Income before extraordinary items	$556,000	4,513
Extraordinary gains, net	$0	30
Net income	$556,000	4,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,455
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$498,770	4,598
2003-03-31 (YTD Data)		Rank
Total interest income	$688,000	6,949
Total interest expense	$281,000	6,149
Net interest income	$407,000	7,248
Provision for loan and lease losses	$-3,000	9,155
Total noninterest income	$53,000	7,265
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$10,000	7,640
Trading account gains and fees	$0	134
Additional Noninterest Income	$43,000	5,547
Total noninterest expense	$228,000	8,110
Salaries and employee benefits	$163,000	7,504
Premises and equipment expense	$11,000	8,922
Additional noninterest expense	$54,000	8,376
Pre-tax net operating income	$235,000	5,444
Securities gains (losses)	$30,000	1,696
Applicable income taxes	$92,000	4,095
Income before extraordinary items	$173,000	5,682
Extraordinary gains, net	$0	21
Net income	$173,000	5,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$153,500	5,773
2002-12-31 (YTD Data)		Rank
Total interest income	$3,021,000	6,843
Total interest expense	$1,272,000	6,251
Net interest income	$1,749,000	7,043
Provision for loan and lease losses	$53,000	6,648
Total noninterest income	$179,000	7,523
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$46,000	7,595
Trading account gains and fees	$0	153
Additional Noninterest Income	$133,000	5,847
Total noninterest expense	$1,126,000	7,658
Salaries and employee benefits	$844,000	6,720
Premises and equipment expense	$70,000	8,597
Additional noninterest expense	$212,000	8,472
Pre-tax net operating income	$749,000	5,930
Securities gains (losses)	$118,000	1,596
Applicable income taxes	$315,000	4,353
Income before extraordinary items	$552,000	6,170
Extraordinary gains, net	$0	70
Net income	$552,000	6,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,158
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$476,480	6,364
2001-12-31 (YTD Data)		Rank
Total interest income	$3,083,000	7,174
Total interest expense	$1,537,000	6,907
Net interest income	$1,546,000	7,245
Provision for loan and lease losses	$31,000	7,199
Total noninterest income	$172,000	7,610
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$44,000	7,717
Trading account gains and fees	$0	177
Additional Noninterest Income	$128,000	5,853
Total noninterest expense	$1,131,000	7,626
Salaries and employee benefits	$796,000	6,787
Premises and equipment expense	$126,000	7,904
Additional noninterest expense	$209,000	8,580
Pre-tax net operating income	$556,000	6,335
Securities gains (losses)	$93,000	1,809
Applicable income taxes	$229,000	4,759
Income before extraordinary items	$420,000	6,457
Extraordinary gains, net	$0	105
Net income	$420,000	6,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,793
Cash dividends	$6,000	6,558
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$359,550	6,662
2000-12-31 (YTD Data)		Rank
Total interest income	$2,901,000	7,515
Total interest expense	$1,354,000	7,455
Net interest income	$1,547,000	7,386
Provision for loan and lease losses	$40,000	6,852
Total noninterest income	$159,000	7,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	6,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,376
Total noninterest expense	$1,062,000	7,840
Salaries and employee benefits	$741,000	7,008
Premises and equipment expense	$108,000	8,312
Additional noninterest expense	$213,000	8,665
Pre-tax net operating income	$604,000	6,569
Securities gains (losses)	$-58,000	9,252
Applicable income taxes	$179,000	5,620
Income before extraordinary items	$367,000	7,062
Extraordinary gains, net	$0	38
Net income	$367,000	7,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,105
Cash dividends	$12,000	6,757
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$405,860	6,829
1999-12-31 (YTD Data)		Rank
Total interest income	$2,540,000	7,868
Total interest expense	$1,227,000	7,581
Net interest income	$1,313,000	7,957
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$133,000	8,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	6,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,414
Total noninterest expense	$835,000	8,628
Salaries and employee benefits	$558,000	7,988
Premises and equipment expense	$116,000	8,318
Additional noninterest expense	$161,000	9,426
Pre-tax net operating income	$561,000	6,860
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$183,000	5,889
Income before extraordinary items	$374,000	7,134
Extraordinary gains, net	$0	35
Net income	$374,000	7,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,834
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$376,680	7,092
1998-12-31 (YTD Data)		Rank
Total interest income	$2,422,000	8,185
Total interest expense	$1,187,000	7,943
Net interest income	$1,235,000	8,255
Provision for loan and lease losses	$424,000	1,969
Total noninterest income	$98,000	9,056
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	9,838
Total noninterest expense	$783,000	8,830
Salaries and employee benefits	$503,000	8,338
Premises and equipment expense	$114,000	8,398
Additional noninterest expense	$166,000	9,501
Pre-tax net operating income	$126,000	9,300
Securities gains (losses)	$38,000	1,949
Applicable income taxes	$41,000	8,488
Income before extraordinary items	$123,000	9,164
Extraordinary gains, net	$0	32
Net income	$123,000	9,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$424,000	1,437
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$94,500	9,313
1997-12-31 (YTD Data)		Rank
Total interest income	$2,214,000	8,764
Total interest expense	$1,083,000	8,454
Net interest income	$1,131,000	8,865
Provision for loan and lease losses	$116,000	4,876
Total noninterest income	$67,000	10,003
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	8,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	10,305
Total noninterest expense	$680,000	9,457
Salaries and employee benefits	$454,000	8,924
Premises and equipment expense	$72,000	9,646
Additional noninterest expense	$154,000	9,946
Pre-tax net operating income	$402,000	8,440
Securities gains (losses)	$0	3,944
Applicable income taxes	$118,000	8,120
Income before extraordinary items	$284,000	8,501
Extraordinary gains, net	$0	44
Net income	$284,000	8,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,507
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$284,000	8,462
1996-12-31 (YTD Data)		Rank
Total interest income	$2,103,000	9,245
Total interest expense	$1,017,000	8,947
Net interest income	$1,086,000	9,319
Provision for loan and lease losses	$52,000	6,510
Total noninterest income	$67,000	10,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$37,000	9,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	9,839
Total noninterest expense	$696,000	9,835
Salaries and employee benefits	$424,000	9,440
Premises and equipment expense	$95,000	9,426
Additional noninterest expense	$177,000	10,209
Pre-tax net operating income	$405,000	8,471
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$133,000	8,161
Income before extraordinary items	$270,000	8,665
Extraordinary gains, net	$0	53
Net income	$270,000	8,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,232
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$271,340	8,589
1995-12-31 (YTD Data)		Rank
Total interest income	$1,941,000	9,814
Total interest expense	$875,000	9,717
Net interest income	$1,066,000	9,729
Provision for loan and lease losses	$173,000	3,366
Total noninterest income	$43,000	11,468
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	9,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	11,559
Total noninterest expense	$645,000	10,388
Salaries and employee benefits	$407,000	9,889
Premises and equipment expense	$71,000	10,456
Additional noninterest expense	$167,000	10,846
Pre-tax net operating income	$291,000	9,816
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$91,000	9,373
Income before extraordinary items	$198,000	9,951
Extraordinary gains, net	$0	65
Net income	$198,000	9,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,750
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$199,380	9,911
1994-12-31 (YTD Data)		Rank
Total interest income	$1,819,000	10,128
Total interest expense	$721,000	9,989
Net interest income	$1,098,000	10,073
Provision for loan and lease losses	$177,000	3,293
Total noninterest income	$70,000	11,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,000	10,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,840
Total noninterest expense	$615,000	11,053
Salaries and employee benefits	$408,000	10,222
Premises and equipment expense	$41,000	11,957
Additional noninterest expense	$166,000	11,573
Pre-tax net operating income	$376,000	9,538
Securities gains (losses)	$-13,000	10,028
Applicable income taxes	$115,000	9,026
Income before extraordinary items	$248,000	9,719
Extraordinary gains, net	$0	249
Net income	$248,000	9,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	2,702
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$256,840	9,686
1993-12-31 (YTD Data)		Rank
Total interest income	$1,854,000	10,483
Total interest expense	$702,000	10,570
Net interest income	$1,152,000	10,220
Provision for loan and lease losses	$381,000	2,537
Total noninterest income	$24,000	13,016
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	11,051
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	12,981
Total noninterest expense	$619,000	11,545
Salaries and employee benefits	$381,000	10,825
Premises and equipment expense	$58,000	11,921
Additional noninterest expense	$180,000	12,017
Pre-tax net operating income	$176,000	11,254
Securities gains (losses)	$0	7,477
Applicable income taxes	$52,000	10,892
Income before extraordinary items	$124,000	11,531
Extraordinary gains, net	$0	3,149
Net income	$124,000	11,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$381,000	2,132
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$124,000	11,317
1992-12-31 (YTD Data)		Rank
Total interest income	$1,863,000	11,170
Total interest expense	$868,000	11,012
Net interest income	$995,000	11,125
Provision for loan and lease losses	$283,000	4,285
Total noninterest income	$45,000	13,226
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$19,000	11,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	12,093
Total noninterest expense	$596,000	12,087
Salaries and employee benefits	$374,000	11,165
Premises and equipment expense	$61,000	12,225
Additional noninterest expense	$161,000	12,768
Pre-tax net operating income	$161,000	11,414
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$46,000	11,363
Income before extraordinary items	$116,000	11,722
Extraordinary gains, net	$0	1,422
Net income	$116,000	11,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	3,869
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$115,280	11,428

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.