Home > Bank of Sacramento > Income and Expense
Bank of Sacramento, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,450,000 | 1,521 |
| Total interest expense | $1,462,000 | 1,931 |
| Net interest income | $14,988,000 | 1,473 |
| Provision for loan and lease losses | $-1,150,000 | 6,371 |
| Total noninterest income | $738,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $325,000 | 3,062 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $413,000 | 3,552 |
| Total noninterest expense | $11,614,000 | 1,652 |
| Salaries and employee benefits | $7,256,000 | 1,442 |
| Premises and equipment expense | $1,124,000 | 2,037 |
| Additional noninterest expense | $3,234,000 | 1,908 |
| Pre-tax net operating income | $5,262,000 | 1,452 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,783,000 | 1,068 |
| Income before extraordinary items | $3,479,000 | 1,775 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,479,000 | 1,775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,479,000 | 1,774 |
| Net charge-offs | $-681,000 | 6,417 |
| Cash dividends | $1,300,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 437 |
| Net operating income | $3,479,000 | 1,745 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,421,000 | 1,515 |
| Total interest expense | $1,058,000 | 2,019 |
| Net interest income | $11,363,000 | 1,469 |
| Provision for loan and lease losses | $-400,000 | 6,356 |
| Total noninterest income | $347,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $252,000 | 3,034 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $95,000 | 5,103 |
| Total noninterest expense | $8,608,000 | 1,674 |
| Salaries and employee benefits | $5,261,000 | 1,487 |
| Premises and equipment expense | $852,000 | 2,033 |
| Additional noninterest expense | $2,495,000 | 1,854 |
| Pre-tax net operating income | $3,502,000 | 1,624 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,119,000 | 1,206 |
| Income before extraordinary items | $2,383,000 | 1,923 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,383,000 | 1,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,383,000 | 1,922 |
| Net charge-offs | $-137,000 | 6,269 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 403 |
| Net operating income | $2,383,000 | 1,873 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 1,520 |
| Total interest expense | $687,000 | 2,085 |
| Net interest income | $7,536,000 | 1,462 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $260,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $175,000 | 2,951 |
| Trading account gains and fees | $1,000 | 168 |
| Additional Noninterest Income | $84,000 | 4,787 |
| Total noninterest expense | $5,821,000 | 1,644 |
| Salaries and employee benefits | $3,563,000 | 1,470 |
| Premises and equipment expense | $570,000 | 2,043 |
| Additional noninterest expense | $1,688,000 | 1,822 |
| Pre-tax net operating income | $1,975,000 | 1,841 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $612,000 | 1,358 |
| Income before extraordinary items | $1,363,000 | 2,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,363,000 | 2,144 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,363,000 | 2,143 |
| Net charge-offs | $-99,000 | 6,319 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 387 |
| Net operating income | $1,363,000 | 2,091 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 1,535 |
| Total interest expense | $342,000 | 2,125 |
| Net interest income | $3,707,000 | 1,474 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $2,886,000 | 1,662 |
| Salaries and employee benefits | $1,769,000 | 1,488 |
| Premises and equipment expense | $282,000 | 2,107 |
| Additional noninterest expense | $835,000 | 1,822 |
| Pre-tax net operating income | $988,000 | 1,790 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $308,000 | 1,325 |
| Income before extraordinary items | $680,000 | 2,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $680,000 | 2,054 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $680,000 | 2,054 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 358 |
| Net operating income | $680,000 | 2,008 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,220,000 | 1,543 |
| Total interest expense | $1,399,000 | 2,287 |
| Net interest income | $14,821,000 | 1,469 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $243,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $305,000 | 3,328 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-62,000 | 6,579 |
| Total noninterest expense | $11,314,000 | 1,695 |
| Salaries and employee benefits | $6,651,000 | 1,562 |
| Premises and equipment expense | $1,128,000 | 2,018 |
| Additional noninterest expense | $3,535,000 | 1,801 |
| Pre-tax net operating income | $3,750,000 | 1,809 |
| Securities gains (losses) | $624,000 | 373 |
| Applicable income taxes | $1,204,000 | 1,303 |
| Income before extraordinary items | $3,170,000 | 1,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,170,000 | 1,815 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,170,000 | 1,815 |
| Net charge-offs | $162,000 | 3,254 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 429 |
| Net operating income | $2,720,720 | 1,997 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,088,000 | 1,566 |
| Total interest expense | $1,050,000 | 2,346 |
| Net interest income | $11,038,000 | 1,478 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $266,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $220,000 | 3,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $46,000 | 5,821 |
| Total noninterest expense | $8,643,000 | 1,683 |
| Salaries and employee benefits | $5,256,000 | 1,486 |
| Premises and equipment expense | $843,000 | 2,047 |
| Additional noninterest expense | $2,544,000 | 1,862 |
| Pre-tax net operating income | $2,661,000 | 1,938 |
| Securities gains (losses) | $625,000 | 338 |
| Applicable income taxes | $877,000 | 1,370 |
| Income before extraordinary items | $2,409,000 | 1,826 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,409,000 | 1,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,409,000 | 1,831 |
| Net charge-offs | $-8,000 | 6,072 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 393 |
| Net operating income | $1,952,750 | 2,113 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 1,579 |
| Total interest expense | $719,000 | 2,338 |
| Net interest income | $7,206,000 | 1,496 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $98,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-36,000 | 6,735 |
| Total noninterest expense | $5,851,000 | 1,640 |
| Salaries and employee benefits | $3,545,000 | 1,473 |
| Premises and equipment expense | $581,000 | 1,982 |
| Additional noninterest expense | $1,725,000 | 1,830 |
| Pre-tax net operating income | $1,453,000 | 2,253 |
| Securities gains (losses) | $619,000 | 302 |
| Applicable income taxes | $528,000 | 1,460 |
| Income before extraordinary items | $1,544,000 | 1,885 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,544,000 | 1,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,544,000 | 1,891 |
| Net charge-offs | $34,000 | 3,652 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 366 |
| Net operating income | $1,079,750 | 2,387 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 1,662 |
| Total interest expense | $369,000 | 2,359 |
| Net interest income | $3,429,000 | 1,579 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-59,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-123,000 | 6,942 |
| Total noninterest expense | $3,042,000 | 1,590 |
| Salaries and employee benefits | $1,841,000 | 1,442 |
| Premises and equipment expense | $286,000 | 2,050 |
| Additional noninterest expense | $915,000 | 1,746 |
| Pre-tax net operating income | $328,000 | 3,646 |
| Securities gains (losses) | $470,000 | 221 |
| Applicable income taxes | $195,000 | 1,741 |
| Income before extraordinary items | $603,000 | 2,257 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $603,000 | 2,259 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $603,000 | 2,259 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 325 |
| Net operating income | $245,800 | 3,823 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,118,000 | 1,751 |
| Total interest expense | $1,676,000 | 2,497 |
| Net interest income | $13,442,000 | 1,640 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,661,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $249,000 | 3,856 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,412,000 | 1,927 |
| Total noninterest expense | $11,399,000 | 1,694 |
| Salaries and employee benefits | $6,734,000 | 1,509 |
| Premises and equipment expense | $1,246,000 | 1,890 |
| Additional noninterest expense | $3,419,000 | 1,919 |
| Pre-tax net operating income | $3,584,000 | 1,784 |
| Securities gains (losses) | $1,061,000 | 488 |
| Applicable income taxes | $1,366,000 | 1,175 |
| Income before extraordinary items | $3,279,000 | 1,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,279,000 | 1,725 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,279,000 | 1,724 |
| Net charge-offs | $309,000 | 3,265 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 532 |
| Net operating income | $2,525,690 | 2,027 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 1,828 |
| Total interest expense | $1,243,000 | 2,611 |
| Net interest income | $9,773,000 | 1,716 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $735,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $190,000 | 3,865 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $545,000 | 2,816 |
| Total noninterest expense | $8,259,000 | 1,745 |
| Salaries and employee benefits | $4,782,000 | 1,582 |
| Premises and equipment expense | $941,000 | 1,894 |
| Additional noninterest expense | $2,536,000 | 1,949 |
| Pre-tax net operating income | $2,129,000 | 2,242 |
| Securities gains (losses) | $937,000 | 429 |
| Applicable income taxes | $910,000 | 1,325 |
| Income before extraordinary items | $2,156,000 | 1,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,156,000 | 1,973 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,156,000 | 1,975 |
| Net charge-offs | $470,000 | 2,274 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 494 |
| Net operating income | $1,500,100 | 2,524 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 1,833 |
| Total interest expense | $808,000 | 2,747 |
| Net interest income | $6,542,000 | 1,702 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $558,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $124,000 | 3,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $434,000 | 2,529 |
| Total noninterest expense | $5,470,000 | 1,765 |
| Salaries and employee benefits | $3,122,000 | 1,619 |
| Premises and equipment expense | $654,000 | 1,821 |
| Additional noninterest expense | $1,694,000 | 1,947 |
| Pre-tax net operating income | $1,510,000 | 2,130 |
| Securities gains (losses) | $609,000 | 450 |
| Applicable income taxes | $603,000 | 1,313 |
| Income before extraordinary items | $1,516,000 | 1,866 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,516,000 | 1,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,516,000 | 1,866 |
| Net charge-offs | $498,000 | 1,772 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 471 |
| Net operating income | $1,077,520 | 2,340 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 1,843 |
| Total interest expense | $407,000 | 2,833 |
| Net interest income | $3,281,000 | 1,691 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $457,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $396,000 | 1,766 |
| Total noninterest expense | $2,867,000 | 1,680 |
| Salaries and employee benefits | $1,622,000 | 1,558 |
| Premises and equipment expense | $340,000 | 1,742 |
| Additional noninterest expense | $905,000 | 1,830 |
| Pre-tax net operating income | $751,000 | 2,122 |
| Securities gains (losses) | $354,000 | 385 |
| Applicable income taxes | $319,000 | 1,242 |
| Income before extraordinary items | $786,000 | 1,830 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $786,000 | 1,831 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $786,000 | 1,831 |
| Net charge-offs | $230,000 | 1,726 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 438 |
| Net operating income | $534,660 | 2,350 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,309,000 | 1,730 |
| Total interest expense | $1,796,000 | 3,000 |
| Net interest income | $14,513,000 | 1,540 |
| Provision for loan and lease losses | $1,095,000 | 2,296 |
| Total noninterest income | $444,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $287,000 | 3,676 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $157,000 | 4,800 |
| Total noninterest expense | $11,185,000 | 1,737 |
| Salaries and employee benefits | $6,285,000 | 1,562 |
| Premises and equipment expense | $1,424,000 | 1,742 |
| Additional noninterest expense | $3,476,000 | 1,937 |
| Pre-tax net operating income | $2,677,000 | 2,027 |
| Securities gains (losses) | $1,124,000 | 394 |
| Applicable income taxes | $1,248,000 | 1,140 |
| Income before extraordinary items | $2,553,000 | 1,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,553,000 | 1,852 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,553,000 | 1,852 |
| Net charge-offs | $1,788,000 | 1,665 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 612 |
| Net operating income | $1,799,920 | 2,374 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,408,000 | 1,733 |
| Total interest expense | $1,366,000 | 3,087 |
| Net interest income | $11,042,000 | 1,517 |
| Provision for loan and lease losses | $1,095,000 | 1,863 |
| Total noninterest income | $328,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $215,000 | 3,699 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $113,000 | 4,948 |
| Total noninterest expense | $8,442,000 | 1,720 |
| Salaries and employee benefits | $4,688,000 | 1,575 |
| Premises and equipment expense | $1,068,000 | 1,758 |
| Additional noninterest expense | $2,686,000 | 1,892 |
| Pre-tax net operating income | $1,833,000 | 2,228 |
| Securities gains (losses) | $1,053,000 | 336 |
| Applicable income taxes | $991,000 | 1,098 |
| Income before extraordinary items | $1,895,000 | 1,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,895,000 | 1,921 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,895,000 | 1,921 |
| Net charge-offs | $1,628,000 | 1,414 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 543 |
| Net operating income | $1,200,020 | 2,629 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 1,731 |
| Total interest expense | $935,000 | 3,123 |
| Net interest income | $7,436,000 | 1,502 |
| Provision for loan and lease losses | $738,000 | 1,839 |
| Total noninterest income | $250,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $143,000 | 3,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $5,574,000 | 1,749 |
| Salaries and employee benefits | $3,059,000 | 1,619 |
| Premises and equipment expense | $704,000 | 1,799 |
| Additional noninterest expense | $1,811,000 | 1,878 |
| Pre-tax net operating income | $1,374,000 | 2,020 |
| Securities gains (losses) | $437,000 | 401 |
| Applicable income taxes | $646,000 | 1,081 |
| Income before extraordinary items | $1,165,000 | 2,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,165,000 | 2,002 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,165,000 | 2,002 |
| Net charge-offs | $977,000 | 1,489 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 427 |
| Net operating income | $885,320 | 2,411 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 1,745 |
| Total interest expense | $479,000 | 3,156 |
| Net interest income | $3,691,000 | 1,512 |
| Provision for loan and lease losses | $165,000 | 2,657 |
| Total noninterest income | $82,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $2,988,000 | 1,659 |
| Salaries and employee benefits | $1,585,000 | 1,584 |
| Premises and equipment expense | $352,000 | 1,844 |
| Additional noninterest expense | $1,051,000 | 1,643 |
| Pre-tax net operating income | $620,000 | 2,165 |
| Securities gains (losses) | $70,000 | 643 |
| Applicable income taxes | $203,000 | 1,493 |
| Income before extraordinary items | $487,000 | 2,300 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $487,000 | 2,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $487,000 | 2,300 |
| Net charge-offs | $90,000 | 2,839 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 311 |
| Net operating income | $437,300 | 2,440 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,685,000 | 1,711 |
| Total interest expense | $1,887,000 | 3,714 |
| Net interest income | $15,798,000 | 1,417 |
| Provision for loan and lease losses | $4,030,000 | 1,329 |
| Total noninterest income | $-1,241,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $364,000 | 3,257 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,605,000 | 7,546 |
| Total noninterest expense | $11,209,000 | 1,761 |
| Salaries and employee benefits | $5,555,000 | 1,745 |
| Premises and equipment expense | $1,521,000 | 1,692 |
| Additional noninterest expense | $4,133,000 | 1,742 |
| Pre-tax net operating income | $-682,000 | 6,346 |
| Securities gains (losses) | $1,649,000 | 321 |
| Applicable income taxes | $-30,000 | 6,657 |
| Income before extraordinary items | $997,000 | 3,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $997,000 | 3,239 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $997,000 | 3,242 |
| Net charge-offs | $3,748,000 | 1,272 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,119 |
| Net operating income | $-652,000 | 6,403 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,493,000 | 1,718 |
| Total interest expense | $1,391,000 | 3,895 |
| Net interest income | $12,102,000 | 1,405 |
| Provision for loan and lease losses | $4,030,000 | 1,037 |
| Total noninterest income | $-998,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $302,000 | 3,145 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,300,000 | 7,677 |
| Total noninterest expense | $8,419,000 | 1,756 |
| Salaries and employee benefits | $4,151,000 | 1,768 |
| Premises and equipment expense | $1,167,000 | 1,677 |
| Additional noninterest expense | $3,101,000 | 1,712 |
| Pre-tax net operating income | $-1,345,000 | 6,895 |
| Securities gains (losses) | $1,269,000 | 336 |
| Applicable income taxes | $-409,000 | 7,328 |
| Income before extraordinary items | $333,000 | 4,733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $333,000 | 4,736 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $333,000 | 4,736 |
| Net charge-offs | $4,094,000 | 904 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,035 |
| Net operating income | $-479,160 | 6,592 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 1,749 |
| Total interest expense | $924,000 | 4,005 |
| Net interest income | $8,037,000 | 1,411 |
| Provision for loan and lease losses | $4,005,000 | 764 |
| Total noninterest income | $-481,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $205,000 | 3,113 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-686,000 | 7,735 |
| Total noninterest expense | $5,551,000 | 1,783 |
| Salaries and employee benefits | $2,771,000 | 1,771 |
| Premises and equipment expense | $787,000 | 1,674 |
| Additional noninterest expense | $1,993,000 | 1,767 |
| Pre-tax net operating income | $-2,000,000 | 7,270 |
| Securities gains (losses) | $788,000 | 322 |
| Applicable income taxes | $-813,000 | 7,578 |
| Income before extraordinary items | $-399,000 | 6,783 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-399,000 | 6,785 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-399,000 | 6,784 |
| Net charge-offs | $3,980,000 | 668 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 978 |
| Net operating income | $-903,320 | 7,021 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 1,776 |
| Total interest expense | $470,000 | 4,090 |
| Net interest income | $4,047,000 | 1,418 |
| Provision for loan and lease losses | $3,905,000 | 458 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $103,000 | 3,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $2,729,000 | 1,826 |
| Salaries and employee benefits | $1,459,000 | 1,721 |
| Premises and equipment expense | $392,000 | 1,730 |
| Additional noninterest expense | $878,000 | 1,938 |
| Pre-tax net operating income | $-2,394,000 | 7,648 |
| Securities gains (losses) | $225,000 | 481 |
| Applicable income taxes | $-1,118,000 | 7,806 |
| Income before extraordinary items | $-1,051,000 | 7,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,051,000 | 7,479 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,051,000 | 7,480 |
| Net charge-offs | $3,905,000 | 406 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 934 |
| Net operating income | $-1,195,000 | 7,512 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,480,000 | 1,839 |
| Total interest expense | $2,733,000 | 3,670 |
| Net interest income | $15,747,000 | 1,414 |
| Provision for loan and lease losses | $4,300,000 | 1,588 |
| Total noninterest income | $-1,114,000 | 7,931 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $440,000 | 3,141 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,554,000 | 7,929 |
| Total noninterest expense | $10,629,000 | 1,911 |
| Salaries and employee benefits | $5,167,000 | 1,905 |
| Premises and equipment expense | $1,514,000 | 1,792 |
| Additional noninterest expense | $3,948,000 | 1,866 |
| Pre-tax net operating income | $-296,000 | 5,802 |
| Securities gains (losses) | $1,190,000 | 422 |
| Applicable income taxes | $-116,000 | 6,610 |
| Income before extraordinary items | $1,010,000 | 2,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,010,000 | 2,752 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,010,000 | 2,753 |
| Net charge-offs | $2,596,000 | 1,756 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,165 |
| Net operating income | $-180,000 | 5,789 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,907,000 | 1,869 |
| Total interest expense | $2,179,000 | 3,631 |
| Net interest income | $11,728,000 | 1,423 |
| Provision for loan and lease losses | $3,300,000 | 1,395 |
| Total noninterest income | $-218,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $340,000 | 3,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-558,000 | 7,966 |
| Total noninterest expense | $8,162,000 | 1,863 |
| Salaries and employee benefits | $3,998,000 | 1,875 |
| Premises and equipment expense | $1,132,000 | 1,811 |
| Additional noninterest expense | $3,032,000 | 1,769 |
| Pre-tax net operating income | $48,000 | 5,493 |
| Securities gains (losses) | $781,000 | 481 |
| Applicable income taxes | $35,000 | 3,522 |
| Income before extraordinary items | $794,000 | 2,875 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $794,000 | 2,871 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $794,000 | 2,875 |
| Net charge-offs | $2,260,000 | 1,401 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,109 |
| Net operating income | $44,240 | 5,532 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 1,889 |
| Total interest expense | $1,538,000 | 3,608 |
| Net interest income | $7,818,000 | 1,423 |
| Provision for loan and lease losses | $2,200,000 | 1,322 |
| Total noninterest income | $438,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $236,000 | 2,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $202,000 | 3,637 |
| Total noninterest expense | $5,539,000 | 1,860 |
| Salaries and employee benefits | $2,695,000 | 1,876 |
| Premises and equipment expense | $743,000 | 1,861 |
| Additional noninterest expense | $2,101,000 | 1,734 |
| Pre-tax net operating income | $517,000 | 3,244 |
| Securities gains (losses) | $597,000 | 434 |
| Applicable income taxes | $279,000 | 1,615 |
| Income before extraordinary items | $835,000 | 2,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $835,000 | 2,168 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $835,000 | 2,169 |
| Net charge-offs | $1,341,000 | 1,421 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,123 |
| Net operating income | $387,250 | 3,416 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 1,929 |
| Total interest expense | $841,000 | 3,494 |
| Net interest income | $3,785,000 | 1,468 |
| Provision for loan and lease losses | $645,000 | 1,535 |
| Total noninterest income | $241,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $124,000 | 2,823 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $117,000 | 3,405 |
| Total noninterest expense | $2,817,000 | 1,753 |
| Salaries and employee benefits | $1,428,000 | 1,822 |
| Premises and equipment expense | $372,000 | 1,896 |
| Additional noninterest expense | $1,017,000 | 1,588 |
| Pre-tax net operating income | $564,000 | 2,164 |
| Securities gains (losses) | $298,000 | 503 |
| Applicable income taxes | $294,000 | 1,073 |
| Income before extraordinary items | $568,000 | 1,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $568,000 | 1,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $568,000 | 1,895 |
| Net charge-offs | $227,000 | 2,041 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $371,320 | 2,578 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,608,000 | 1,954 |
| Total interest expense | $4,771,000 | 3,084 |
| Net interest income | $14,837,000 | 1,506 |
| Provision for loan and lease losses | $1,982,000 | 1,808 |
| Total noninterest income | $-1,416,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $397,000 | 3,465 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,813,000 | 8,270 |
| Total noninterest expense | $10,062,000 | 1,917 |
| Salaries and employee benefits | $5,198,000 | 1,940 |
| Premises and equipment expense | $1,474,000 | 1,861 |
| Additional noninterest expense | $3,390,000 | 1,808 |
| Pre-tax net operating income | $1,377,000 | 3,163 |
| Securities gains (losses) | $334,000 | 507 |
| Applicable income taxes | $354,000 | 2,212 |
| Income before extraordinary items | $1,357,000 | 2,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,357,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,835,000 | 1,369 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,358 |
| Net operating income | $1,093,140 | 3,264 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,811,000 | 1,974 |
| Total interest expense | $3,669,000 | 3,121 |
| Net interest income | $11,142,000 | 1,519 |
| Provision for loan and lease losses | $1,904,000 | 1,223 |
| Total noninterest income | $568,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $285,000 | 3,584 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 3,777 |
| Total noninterest expense | $7,489,000 | 1,920 |
| Salaries and employee benefits | $4,024,000 | 1,919 |
| Premises and equipment expense | $1,095,000 | 1,862 |
| Additional noninterest expense | $2,370,000 | 1,872 |
| Pre-tax net operating income | $2,317,000 | 2,059 |
| Securities gains (losses) | $69,000 | 1,205 |
| Applicable income taxes | $763,000 | 1,427 |
| Income before extraordinary items | $1,623,000 | 2,167 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,623,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,593,000 | 972 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,200 |
| Net operating income | $1,576,080 | 2,338 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,955,000 | 1,991 |
| Total interest expense | $2,542,000 | 3,138 |
| Net interest income | $7,413,000 | 1,508 |
| Provision for loan and lease losses | $1,696,000 | 875 |
| Total noninterest income | $384,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $195,000 | 3,536 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $189,000 | 3,871 |
| Total noninterest expense | $5,043,000 | 1,904 |
| Salaries and employee benefits | $2,753,000 | 1,896 |
| Premises and equipment expense | $720,000 | 1,889 |
| Additional noninterest expense | $1,570,000 | 1,846 |
| Pre-tax net operating income | $1,058,000 | 2,831 |
| Securities gains (losses) | $69,000 | 1,213 |
| Applicable income taxes | $345,000 | 2,037 |
| Income before extraordinary items | $782,000 | 3,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,593,000 | 638 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,094 |
| Net operating income | $734,390 | 3,174 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 1,943 |
| Total interest expense | $1,444,000 | 2,984 |
| Net interest income | $3,793,000 | 1,458 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $2,613,000 | 1,841 |
| Salaries and employee benefits | $1,496,000 | 1,760 |
| Premises and equipment expense | $340,000 | 2,001 |
| Additional noninterest expense | $777,000 | 1,812 |
| Pre-tax net operating income | $1,282,000 | 1,450 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $465,000 | 1,073 |
| Income before extraordinary items | $887,000 | 1,676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $887,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,808 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $840,800 | 1,678 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,806,000 | 1,939 |
| Total interest expense | $7,052,000 | 2,607 |
| Net interest income | $14,754,000 | 1,540 |
| Provision for loan and lease losses | $463,000 | 2,459 |
| Total noninterest income | $546,000 | 4,831 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $251,000 | 4,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $295,000 | 4,276 |
| Total noninterest expense | $9,536,000 | 1,947 |
| Salaries and employee benefits | $5,514,000 | 1,830 |
| Premises and equipment expense | $1,181,000 | 2,197 |
| Additional noninterest expense | $2,841,000 | 1,938 |
| Pre-tax net operating income | $5,301,000 | 1,570 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $1,813,000 | 1,218 |
| Income before extraordinary items | $3,476,000 | 1,810 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,476,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,192 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,014,000 | 429 |
| Net operating income | $3,483,920 | 1,798 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,246,000 | 1,950 |
| Total interest expense | $5,310,000 | 2,587 |
| Net interest income | $10,936,000 | 1,568 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $405,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 4,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $219,000 | 4,315 |
| Total noninterest expense | $7,221,000 | 1,899 |
| Salaries and employee benefits | $4,240,000 | 1,780 |
| Premises and equipment expense | $853,000 | 2,267 |
| Additional noninterest expense | $2,128,000 | 1,894 |
| Pre-tax net operating income | $4,120,000 | 1,628 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,422,000 | 1,280 |
| Income before extraordinary items | $2,698,000 | 1,867 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,698,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,010,000 | 319 |
| Net operating income | $2,698,000 | 1,856 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,658,000 | 1,994 |
| Total interest expense | $3,472,000 | 2,641 |
| Net interest income | $7,186,000 | 1,607 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $267,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $142,000 | 4,425 |
| Total noninterest expense | $4,787,000 | 1,925 |
| Salaries and employee benefits | $2,810,000 | 1,830 |
| Premises and equipment expense | $567,000 | 2,279 |
| Additional noninterest expense | $1,410,000 | 1,919 |
| Pre-tax net operating income | $2,666,000 | 1,718 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $937,000 | 1,333 |
| Income before extraordinary items | $1,729,000 | 1,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,729,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,007,000 | 244 |
| Net operating income | $1,729,000 | 1,968 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 2,021 |
| Total interest expense | $1,703,000 | 2,674 |
| Net interest income | $3,541,000 | 1,630 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $2,316,000 | 2,000 |
| Salaries and employee benefits | $1,364,000 | 1,883 |
| Premises and equipment expense | $245,000 | 2,636 |
| Additional noninterest expense | $707,000 | 1,881 |
| Pre-tax net operating income | $1,347,000 | 1,695 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $485,000 | 1,312 |
| Income before extraordinary items | $862,000 | 1,938 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $862,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 840 |
| Net operating income | $862,000 | 1,930 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,484,000 | 2,034 |
| Total interest expense | $5,657,000 | 2,724 |
| Net interest income | $13,827,000 | 1,658 |
| Provision for loan and lease losses | $376,000 | 2,382 |
| Total noninterest income | $518,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 4,421 |
| Total noninterest expense | $8,233,000 | 2,152 |
| Salaries and employee benefits | $4,686,000 | 2,081 |
| Premises and equipment expense | $934,000 | 2,633 |
| Additional noninterest expense | $2,613,000 | 2,034 |
| Pre-tax net operating income | $5,736,000 | 1,678 |
| Securities gains (losses) | $-61,000 | 8,017 |
| Applicable income taxes | $2,065,000 | 1,295 |
| Income before extraordinary items | $3,610,000 | 1,955 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,610,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-353,000 | 8,630 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,010 |
| Net operating income | $3,649,040 | 1,928 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,925,000 | 2,113 |
| Total interest expense | $3,925,000 | 2,824 |
| Net interest income | $10,000,000 | 1,739 |
| Provision for loan and lease losses | $251,000 | 2,439 |
| Total noninterest income | $399,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,398 |
| Total noninterest expense | $6,071,000 | 2,177 |
| Salaries and employee benefits | $3,454,000 | 2,126 |
| Premises and equipment expense | $685,000 | 2,693 |
| Additional noninterest expense | $1,932,000 | 2,032 |
| Pre-tax net operating income | $4,077,000 | 1,804 |
| Securities gains (losses) | $-61,000 | 8,252 |
| Applicable income taxes | $1,460,000 | 1,417 |
| Income before extraordinary items | $2,556,000 | 2,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,556,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,595,040 | 2,080 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,882,000 | 2,157 |
| Total interest expense | $2,351,000 | 2,977 |
| Net interest income | $6,531,000 | 1,781 |
| Provision for loan and lease losses | $183,000 | 2,244 |
| Total noninterest income | $270,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 4,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 4,428 |
| Total noninterest expense | $4,007,000 | 2,205 |
| Salaries and employee benefits | $2,266,000 | 2,168 |
| Premises and equipment expense | $448,000 | 2,730 |
| Additional noninterest expense | $1,293,000 | 2,039 |
| Pre-tax net operating income | $2,611,000 | 1,884 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $988,000 | 1,414 |
| Income before extraordinary items | $1,623,000 | 2,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,623,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,623,000 | 2,180 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 2,145 |
| Total interest expense | $1,103,000 | 3,017 |
| Net interest income | $3,270,000 | 1,763 |
| Provision for loan and lease losses | $73,000 | 2,590 |
| Total noninterest income | $130,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $2,068,000 | 2,141 |
| Salaries and employee benefits | $1,186,000 | 2,074 |
| Premises and equipment expense | $221,000 | 2,771 |
| Additional noninterest expense | $661,000 | 1,968 |
| Pre-tax net operating income | $1,259,000 | 1,895 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $471,000 | 1,463 |
| Income before extraordinary items | $788,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $788,000 | 2,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,438,000 | 2,459 |
| Total interest expense | $3,168,000 | 3,177 |
| Net interest income | $10,270,000 | 2,158 |
| Provision for loan and lease losses | $222,000 | 3,415 |
| Total noninterest income | $453,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $165,000 | 5,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $288,000 | 4,429 |
| Total noninterest expense | $5,982,000 | 2,757 |
| Salaries and employee benefits | $3,084,000 | 2,906 |
| Premises and equipment expense | $682,000 | 3,308 |
| Additional noninterest expense | $2,216,000 | 2,260 |
| Pre-tax net operating income | $4,519,000 | 2,019 |
| Securities gains (losses) | $38,000 | 1,020 |
| Applicable income taxes | $1,778,000 | 1,496 |
| Income before extraordinary items | $2,779,000 | 2,390 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,779,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,345 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $4,275,000 | 323 |
| Net operating income | $2,754,680 | 2,383 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 2,581 |
| Total interest expense | $2,145,000 | 3,304 |
| Net interest income | $7,178,000 | 2,276 |
| Provision for loan and lease losses | $144,000 | 3,560 |
| Total noninterest income | $321,000 | 5,617 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,587 |
| Total noninterest expense | $4,405,000 | 2,775 |
| Salaries and employee benefits | $2,295,000 | 2,886 |
| Premises and equipment expense | $492,000 | 3,399 |
| Additional noninterest expense | $1,618,000 | 2,280 |
| Pre-tax net operating income | $2,950,000 | 2,263 |
| Securities gains (losses) | $38,000 | 975 |
| Applicable income taxes | $1,132,000 | 1,721 |
| Income before extraordinary items | $1,856,000 | 2,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,856,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $4,275,000 | 233 |
| Net operating income | $1,831,680 | 2,619 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 2,682 |
| Total interest expense | $1,272,000 | 3,485 |
| Net interest income | $4,512,000 | 2,394 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $207,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $2,938,000 | 2,755 |
| Salaries and employee benefits | $1,530,000 | 2,879 |
| Premises and equipment expense | $328,000 | 3,373 |
| Additional noninterest expense | $1,080,000 | 2,266 |
| Pre-tax net operating income | $1,693,000 | 2,490 |
| Securities gains (losses) | $38,000 | 887 |
| Applicable income taxes | $632,000 | 1,923 |
| Income before extraordinary items | $1,099,000 | 2,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,099,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 283 |
| Net operating income | $1,074,680 | 2,885 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 2,826 |
| Total interest expense | $540,000 | 3,807 |
| Net interest income | $2,145,000 | 2,492 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,466,000 | 2,778 |
| Salaries and employee benefits | $779,000 | 2,825 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $531,000 | 2,295 |
| Pre-tax net operating income | $727,000 | 2,776 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $250,000 | 2,273 |
| Income before extraordinary items | $477,000 | 3,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $477,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 152 |
| Net operating income | $477,000 | 3,116 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 2,987 |
| Total interest expense | $1,684,000 | 4,170 |
| Net interest income | $7,733,000 | 2,605 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $481,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $229,000 | 4,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,630 |
| Total noninterest expense | $4,941,000 | 3,154 |
| Salaries and employee benefits | $2,518,000 | 3,324 |
| Premises and equipment expense | $561,000 | 3,739 |
| Additional noninterest expense | $1,862,000 | 2,581 |
| Pre-tax net operating income | $3,098,000 | 2,522 |
| Securities gains (losses) | $154,000 | 970 |
| Applicable income taxes | $1,125,000 | 1,986 |
| Income before extraordinary items | $2,127,000 | 2,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,127,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,026,900 | 2,820 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 3,030 |
| Total interest expense | $1,186,000 | 4,321 |
| Net interest income | $5,671,000 | 2,638 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $365,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 4,660 |
| Total noninterest expense | $3,645,000 | 3,178 |
| Salaries and employee benefits | $1,834,000 | 3,372 |
| Premises and equipment expense | $431,000 | 3,676 |
| Additional noninterest expense | $1,380,000 | 2,568 |
| Pre-tax net operating income | $2,253,000 | 2,600 |
| Securities gains (losses) | $117,000 | 1,075 |
| Applicable income taxes | $810,000 | 2,085 |
| Income before extraordinary items | $1,560,000 | 2,856 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,560,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,482,780 | 2,899 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 3,112 |
| Total interest expense | $748,000 | 4,487 |
| Net interest income | $3,667,000 | 2,714 |
| Provision for loan and lease losses | $70,000 | 4,107 |
| Total noninterest income | $242,000 | 5,372 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $118,000 | 4,906 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $2,445,000 | 3,168 |
| Salaries and employee benefits | $1,217,000 | 3,403 |
| Premises and equipment expense | $295,000 | 3,605 |
| Additional noninterest expense | $933,000 | 2,547 |
| Pre-tax net operating income | $1,394,000 | 2,734 |
| Securities gains (losses) | $117,000 | 936 |
| Applicable income taxes | $556,000 | 2,043 |
| Income before extraordinary items | $955,000 | 3,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $955,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $880,120 | 3,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 3,148 |
| Total interest expense | $366,000 | 4,581 |
| Net interest income | $1,814,000 | 2,730 |
| Provision for loan and lease losses | $76,000 | 2,538 |
| Total noninterest income | $109,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,199,000 | 3,226 |
| Salaries and employee benefits | $621,000 | 3,360 |
| Premises and equipment expense | $143,000 | 3,718 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $648,000 | 2,883 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $417,000 | 3,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $417,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $416,360 | 3,283 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,610,000 | 3,579 |
| Total interest expense | $1,559,000 | 4,762 |
| Net interest income | $6,051,000 | 3,160 |
| Provision for loan and lease losses | $645,000 | 1,751 |
| Total noninterest income | $414,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $244,000 | 4,895 |
| Total noninterest expense | $4,224,000 | 3,542 |
| Salaries and employee benefits | $2,129,000 | 3,729 |
| Premises and equipment expense | $591,000 | 3,564 |
| Additional noninterest expense | $1,504,000 | 3,075 |
| Pre-tax net operating income | $1,596,000 | 3,969 |
| Securities gains (losses) | $140,000 | 1,609 |
| Applicable income taxes | $636,000 | 2,954 |
| Income before extraordinary items | $1,100,000 | 4,383 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,100,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,669 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,010,400 | 4,449 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 3,671 |
| Total interest expense | $1,177,000 | 4,873 |
| Net interest income | $4,419,000 | 3,251 |
| Provision for loan and lease losses | $497,000 | 1,672 |
| Total noninterest income | $308,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 4,946 |
| Total noninterest expense | $3,095,000 | 3,604 |
| Salaries and employee benefits | $1,588,000 | 3,737 |
| Premises and equipment expense | $452,000 | 3,511 |
| Additional noninterest expense | $1,055,000 | 3,234 |
| Pre-tax net operating income | $1,135,000 | 4,238 |
| Securities gains (losses) | $109,000 | 1,672 |
| Applicable income taxes | $485,000 | 3,087 |
| Income before extraordinary items | $759,000 | 4,747 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $759,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,211 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $689,240 | 4,843 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,696 |
| Total interest expense | $793,000 | 4,951 |
| Net interest income | $2,935,000 | 3,253 |
| Provision for loan and lease losses | $322,000 | 1,704 |
| Total noninterest income | $203,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $123,000 | 4,953 |
| Total noninterest expense | $2,032,000 | 3,645 |
| Salaries and employee benefits | $1,061,000 | 3,733 |
| Premises and equipment expense | $308,000 | 3,405 |
| Additional noninterest expense | $663,000 | 3,395 |
| Pre-tax net operating income | $784,000 | 4,110 |
| Securities gains (losses) | $83,000 | 1,647 |
| Applicable income taxes | $363,000 | 2,890 |
| Income before extraordinary items | $504,000 | 4,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,388 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $450,880 | 4,885 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 3,790 |
| Total interest expense | $401,000 | 5,030 |
| Net interest income | $1,417,000 | 3,327 |
| Provision for loan and lease losses | $170,000 | 1,543 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $1,067,000 | 3,481 |
| Salaries and employee benefits | $577,000 | 3,477 |
| Premises and equipment expense | $155,000 | 3,397 |
| Additional noninterest expense | $335,000 | 3,318 |
| Pre-tax net operating income | $281,000 | 4,954 |
| Securities gains (losses) | $-3,000 | 9,080 |
| Applicable income taxes | $114,000 | 3,720 |
| Income before extraordinary items | $164,000 | 5,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 793 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,920 | 5,592 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 4,024 |
| Total interest expense | $2,054,000 | 4,700 |
| Net interest income | $4,989,000 | 3,682 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $130,000 | 6,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,605 |
| Total noninterest expense | $3,804,000 | 3,701 |
| Salaries and employee benefits | $2,101,000 | 3,586 |
| Premises and equipment expense | $574,000 | 3,547 |
| Additional noninterest expense | $1,129,000 | 3,783 |
| Pre-tax net operating income | $1,325,000 | 4,438 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $560,000 | 3,233 |
| Income before extraordinary items | $797,000 | 5,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $797,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,453,000 | 212 |
| Net operating income | $776,520 | 5,149 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 4,256 |
| Total interest expense | $3,645,000 | 4,086 |
| Net interest income | $3,798,000 | 4,294 |
| Provision for loan and lease losses | $670,000 | 1,736 |
| Total noninterest income | $212,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $71,000 | 7,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $141,000 | 5,661 |
| Total noninterest expense | $3,259,000 | 4,067 |
| Salaries and employee benefits | $1,657,000 | 4,191 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $1,125,000 | 3,704 |
| Pre-tax net operating income | $81,000 | 8,419 |
| Securities gains (losses) | $232,000 | 1,077 |
| Applicable income taxes | $-346,000 | 9,447 |
| Income before extraordinary items | $659,000 | 5,374 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $659,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $427,000 | 6,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 4,834 |
| Total interest expense | $2,975,000 | 4,957 |
| Net interest income | $3,529,000 | 4,582 |
| Provision for loan and lease losses | $276,000 | 3,030 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,837 |
| Total noninterest expense | $2,977,000 | 4,263 |
| Salaries and employee benefits | $1,617,000 | 4,116 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $929,000 | 4,238 |
| Pre-tax net operating income | $444,000 | 7,259 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-385,000 | 9,768 |
| Income before extraordinary items | $829,000 | 4,950 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $829,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $829,000 | 4,939 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 6,834 |
| Total interest expense | $1,633,000 | 6,666 |
| Net interest income | $1,859,000 | 6,892 |
| Provision for loan and lease losses | $346,000 | 2,381 |
| Total noninterest income | $135,000 | 8,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $2,526,000 | 4,845 |
| Salaries and employee benefits | $1,310,000 | 4,843 |
| Premises and equipment expense | $441,000 | 4,194 |
| Additional noninterest expense | $775,000 | 4,910 |
| Pre-tax net operating income | $-878,000 | 10,032 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-879,000 | 10,058 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-879,000 | 10,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-879,000 | 10,048 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 10,153 |
| Total interest expense | $237,000 | 10,145 |
| Net interest income | $364,000 | 10,125 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $9,000 | 10,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $1,780,000 | 6,044 |
| Salaries and employee benefits | $696,000 | 7,207 |
| Premises and equipment expense | $262,000 | 5,799 |
| Additional noninterest expense | $822,000 | 4,589 |
| Pre-tax net operating income | $-1,542,000 | 10,397 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $-1,543,000 | 10,405 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,543,000 | 10,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $11,444,000 | 81 |
| Net operating income | $-1,543,000 | 10,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.