Home > Bank of North Carolina > Income and Expense
Bank of North Carolina, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $70,171,000 | 155 |
| Total interest expense | $8,757,000 | 132 |
| Net interest income | $61,414,000 | 157 |
| Provision for loan and lease losses | $1,222,000 | 235 |
| Total noninterest income | $13,130,000 | 213 |
| Gross Fiduciary activities income | $1,091,000 | 227 |
| Service charges on deposit accounts | $1,879,000 | 205 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,160,000 | 192 |
| Total noninterest expense | $46,772,000 | 162 |
| Salaries and employee benefits | $28,405,000 | 132 |
| Premises and equipment expense | $5,859,000 | 140 |
| Additional noninterest expense | $12,508,000 | 191 |
| Pre-tax net operating income | $26,550,000 | 177 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,527,000 | 167 |
| Income before extraordinary items | $18,023,000 | 179 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $18,023,000 | 180 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $18,023,000 | 180 |
| Net charge-offs | $-642,000 | 5,821 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $5,494,000 | 34 |
| Net operating income | $18,023,000 | 179 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $249,184,000 | 162 |
| Total interest expense | $30,534,000 | 134 |
| Net interest income | $218,650,000 | 164 |
| Provision for loan and lease losses | $4,665,000 | 274 |
| Total noninterest income | $37,963,000 | 266 |
| Gross Fiduciary activities income | $602,000 | 555 |
| Service charges on deposit accounts | $7,429,000 | 203 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $29,932,000 | 234 |
| Total noninterest expense | $153,392,000 | 185 |
| Salaries and employee benefits | $85,887,000 | 163 |
| Premises and equipment expense | $22,241,000 | 143 |
| Additional noninterest expense | $45,264,000 | 207 |
| Pre-tax net operating income | $98,556,000 | 170 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $30,654,000 | 171 |
| Income before extraordinary items | $67,907,000 | 173 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $67,907,000 | 172 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $67,907,000 | 173 |
| Net charge-offs | $-1,137,000 | 5,866 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $3,514,000 | 114 |
| Net operating income | $67,903,550 | 171 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $179,914,000 | 165 |
| Total interest expense | $22,022,000 | 133 |
| Net interest income | $157,892,000 | 165 |
| Provision for loan and lease losses | $3,210,000 | 276 |
| Total noninterest income | $25,889,000 | 287 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $5,356,000 | 211 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $20,533,000 | 255 |
| Total noninterest expense | $106,562,000 | 194 |
| Salaries and employee benefits | $57,826,000 | 175 |
| Premises and equipment expense | $16,313,000 | 145 |
| Additional noninterest expense | $32,423,000 | 209 |
| Pre-tax net operating income | $74,009,000 | 171 |
| Securities gains (losses) | $-1,000 | 5,663 |
| Applicable income taxes | $23,314,000 | 165 |
| Income before extraordinary items | $50,694,000 | 176 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $50,694,000 | 175 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $50,694,000 | 176 |
| Net charge-offs | $-1,457,000 | 5,948 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $2,352,000 | 104 |
| Net operating income | $50,694,680 | 174 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $114,889,000 | 169 |
| Total interest expense | $13,822,000 | 139 |
| Net interest income | $101,067,000 | 169 |
| Provision for loan and lease losses | $1,345,000 | 402 |
| Total noninterest income | $16,594,000 | 289 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $3,456,000 | 216 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,138,000 | 256 |
| Total noninterest expense | $69,602,000 | 196 |
| Salaries and employee benefits | $37,961,000 | 180 |
| Premises and equipment expense | $10,472,000 | 152 |
| Additional noninterest expense | $21,169,000 | 211 |
| Pre-tax net operating income | $46,714,000 | 177 |
| Securities gains (losses) | $-35,000 | 5,956 |
| Applicable income taxes | $14,768,000 | 170 |
| Income before extraordinary items | $31,911,000 | 178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,911,000 | 177 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $31,911,000 | 177 |
| Net charge-offs | $-797,000 | 6,010 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $1,532,000 | 99 |
| Net operating income | $31,934,800 | 177 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $56,480,000 | 169 |
| Total interest expense | $6,669,000 | 141 |
| Net interest income | $49,811,000 | 170 |
| Provision for loan and lease losses | $647,000 | 380 |
| Total noninterest income | $7,695,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,683,000 | 217 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,012,000 | 257 |
| Total noninterest expense | $34,113,000 | 194 |
| Salaries and employee benefits | $18,376,000 | 180 |
| Premises and equipment expense | $5,330,000 | 150 |
| Additional noninterest expense | $10,407,000 | 207 |
| Pre-tax net operating income | $22,746,000 | 176 |
| Securities gains (losses) | $-39,000 | 6,049 |
| Applicable income taxes | $7,110,000 | 169 |
| Income before extraordinary items | $15,597,000 | 180 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $15,597,000 | 180 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $15,597,000 | 180 |
| Net charge-offs | $-202,000 | 5,991 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $720,000 | 85 |
| Net operating income | $15,623,910 | 179 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $198,485,000 | 178 |
| Total interest expense | $22,089,000 | 151 |
| Net interest income | $176,396,000 | 179 |
| Provision for loan and lease losses | $1,896,000 | 478 |
| Total noninterest income | $26,669,000 | 335 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $5,672,000 | 268 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $20,997,000 | 293 |
| Total noninterest expense | $133,425,000 | 189 |
| Salaries and employee benefits | $72,385,000 | 176 |
| Premises and equipment expense | $19,433,000 | 157 |
| Additional noninterest expense | $41,607,000 | 211 |
| Pre-tax net operating income | $67,744,000 | 201 |
| Securities gains (losses) | $884,000 | 233 |
| Applicable income taxes | $18,749,000 | 221 |
| Income before extraordinary items | $49,879,000 | 200 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $49,879,000 | 200 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $49,879,000 | 200 |
| Net charge-offs | $-426,000 | 5,984 |
| Cash dividends | $11,100,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $2,917,000 | 119 |
| Net operating income | $49,233,680 | 201 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $142,246,000 | 185 |
| Total interest expense | $15,874,000 | 153 |
| Net interest income | $126,372,000 | 187 |
| Provision for loan and lease losses | $609,000 | 886 |
| Total noninterest income | $19,332,000 | 351 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $4,074,000 | 281 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,258,000 | 307 |
| Total noninterest expense | $96,961,000 | 200 |
| Salaries and employee benefits | $53,630,000 | 180 |
| Premises and equipment expense | $13,672,000 | 167 |
| Additional noninterest expense | $29,659,000 | 228 |
| Pre-tax net operating income | $48,134,000 | 219 |
| Securities gains (losses) | $839,000 | 211 |
| Applicable income taxes | $13,329,000 | 228 |
| Income before extraordinary items | $35,644,000 | 211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,644,000 | 211 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $35,644,000 | 211 |
| Net charge-offs | $-778,000 | 6,169 |
| Cash dividends | $10,100,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $1,994,000 | 115 |
| Net operating income | $35,031,530 | 215 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $88,934,000 | 191 |
| Total interest expense | $10,103,000 | 159 |
| Net interest income | $78,831,000 | 196 |
| Provision for loan and lease losses | $411,000 | 907 |
| Total noninterest income | $11,732,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $2,493,000 | 297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,239,000 | 327 |
| Total noninterest expense | $59,680,000 | 215 |
| Salaries and employee benefits | $33,552,000 | 189 |
| Premises and equipment expense | $8,434,000 | 179 |
| Additional noninterest expense | $17,694,000 | 251 |
| Pre-tax net operating income | $30,472,000 | 228 |
| Securities gains (losses) | $45,000 | 1,293 |
| Applicable income taxes | $8,223,000 | 241 |
| Income before extraordinary items | $22,294,000 | 227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $22,294,000 | 227 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $22,294,000 | 227 |
| Net charge-offs | $-452,000 | 6,202 |
| Cash dividends | $5,700,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $1,349,000 | 117 |
| Net operating income | $22,261,150 | 226 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $43,887,000 | 189 |
| Total interest expense | $4,809,000 | 167 |
| Net interest income | $39,078,000 | 196 |
| Provision for loan and lease losses | $110,000 | 1,351 |
| Total noninterest income | $5,094,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,187,000 | 305 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,907,000 | 358 |
| Total noninterest expense | $30,575,000 | 213 |
| Salaries and employee benefits | $17,388,000 | 185 |
| Premises and equipment expense | $4,213,000 | 178 |
| Additional noninterest expense | $8,974,000 | 249 |
| Pre-tax net operating income | $13,487,000 | 235 |
| Securities gains (losses) | $49,000 | 849 |
| Applicable income taxes | $3,511,000 | 260 |
| Income before extraordinary items | $10,025,000 | 236 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $10,025,000 | 235 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $10,025,000 | 236 |
| Net charge-offs | $584,000 | 303 |
| Cash dividends | $1,500,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $720,000 | 100 |
| Net operating income | $9,988,740 | 236 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $158,141,000 | 201 |
| Total interest expense | $17,130,000 | 176 |
| Net interest income | $141,011,000 | 202 |
| Provision for loan and lease losses | $7,006,000 | 166 |
| Total noninterest income | $21,202,000 | 371 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $4,523,000 | 334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,679,000 | 307 |
| Total noninterest expense | $111,384,000 | 220 |
| Salaries and employee benefits | $62,210,000 | 182 |
| Premises and equipment expense | $15,634,000 | 184 |
| Additional noninterest expense | $33,540,000 | 252 |
| Pre-tax net operating income | $43,823,000 | 257 |
| Securities gains (losses) | $-511,000 | 6,450 |
| Applicable income taxes | $10,365,000 | 295 |
| Income before extraordinary items | $32,947,000 | 260 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $32,947,000 | 259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $32,947,000 | 259 |
| Net charge-offs | $7,907,000 | 160 |
| Cash dividends | $29,611,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $2,692,000 | 120 |
| Net operating income | $33,335,360 | 257 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $115,227,000 | 206 |
| Total interest expense | $12,710,000 | 176 |
| Net interest income | $102,517,000 | 207 |
| Provision for loan and lease losses | $6,005,000 | 149 |
| Total noninterest income | $14,618,000 | 394 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,318,000 | 339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,300,000 | 328 |
| Total noninterest expense | $80,916,000 | 226 |
| Salaries and employee benefits | $44,780,000 | 191 |
| Premises and equipment expense | $11,629,000 | 186 |
| Additional noninterest expense | $24,507,000 | 252 |
| Pre-tax net operating income | $30,214,000 | 268 |
| Securities gains (losses) | $-511,000 | 6,538 |
| Applicable income taxes | $6,991,000 | 314 |
| Income before extraordinary items | $22,712,000 | 274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,712,000 | 274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $22,712,000 | 274 |
| Net charge-offs | $6,967,000 | 139 |
| Cash dividends | $27,612,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $1,187,000 | 134 |
| Net operating income | $23,100,360 | 262 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $74,348,000 | 210 |
| Total interest expense | $8,558,000 | 176 |
| Net interest income | $65,790,000 | 211 |
| Provision for loan and lease losses | $4,701,000 | 131 |
| Total noninterest income | $9,541,000 | 393 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,140,000 | 339 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $7,401,000 | 332 |
| Total noninterest expense | $52,309,000 | 230 |
| Salaries and employee benefits | $29,018,000 | 201 |
| Premises and equipment expense | $7,313,000 | 190 |
| Additional noninterest expense | $15,978,000 | 262 |
| Pre-tax net operating income | $18,321,000 | 288 |
| Securities gains (losses) | $-565,000 | 6,621 |
| Applicable income taxes | $3,944,000 | 358 |
| Income before extraordinary items | $13,812,000 | 283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,812,000 | 282 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $13,812,000 | 282 |
| Net charge-offs | $6,641,000 | 118 |
| Cash dividends | $18,912,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $928,000 | 109 |
| Net operating income | $14,252,700 | 269 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $35,717,000 | 216 |
| Total interest expense | $4,419,000 | 171 |
| Net interest income | $31,298,000 | 215 |
| Provision for loan and lease losses | $2,561,000 | 128 |
| Total noninterest income | $5,097,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,023,000 | 347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $4,074,000 | 302 |
| Total noninterest expense | $24,174,000 | 243 |
| Salaries and employee benefits | $13,709,000 | 210 |
| Premises and equipment expense | $3,682,000 | 193 |
| Additional noninterest expense | $6,783,000 | 283 |
| Pre-tax net operating income | $9,660,000 | 265 |
| Securities gains (losses) | $-565,000 | 6,706 |
| Applicable income taxes | $2,023,000 | 327 |
| Income before extraordinary items | $7,072,000 | 273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,072,000 | 273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,072,000 | 273 |
| Net charge-offs | $4,615,000 | 93 |
| Cash dividends | $3,500,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $463,000 | 110 |
| Net operating income | $7,512,700 | 258 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $138,669,000 | 216 |
| Total interest expense | $28,143,000 | 133 |
| Net interest income | $110,526,000 | 229 |
| Provision for loan and lease losses | $12,188,000 | 138 |
| Total noninterest income | $19,455,000 | 416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,202,000 | 445 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,253,000 | 337 |
| Total noninterest expense | $94,512,000 | 255 |
| Salaries and employee benefits | $52,994,000 | 214 |
| Premises and equipment expense | $11,994,000 | 213 |
| Additional noninterest expense | $29,524,000 | 275 |
| Pre-tax net operating income | $23,281,000 | 385 |
| Securities gains (losses) | $-42,000 | 6,437 |
| Applicable income taxes | $4,045,000 | 529 |
| Income before extraordinary items | $19,194,000 | 374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,194,000 | 373 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $19,194,000 | 374 |
| Net charge-offs | $20,689,000 | 104 |
| Cash dividends | $13,760,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $1,173,000 | 198 |
| Net operating income | $19,228,860 | 369 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $100,833,000 | 219 |
| Total interest expense | $20,759,000 | 133 |
| Net interest income | $80,074,000 | 233 |
| Provision for loan and lease losses | $9,753,000 | 126 |
| Total noninterest income | $14,960,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,203,000 | 484 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,757,000 | 340 |
| Total noninterest expense | $66,555,000 | 264 |
| Salaries and employee benefits | $38,117,000 | 222 |
| Premises and equipment expense | $8,747,000 | 220 |
| Additional noninterest expense | $19,691,000 | 294 |
| Pre-tax net operating income | $18,726,000 | 377 |
| Securities gains (losses) | $-52,000 | 6,660 |
| Applicable income taxes | $3,329,000 | 510 |
| Income before extraordinary items | $15,345,000 | 352 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $15,345,000 | 353 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $15,345,000 | 353 |
| Net charge-offs | $20,309,000 | 88 |
| Cash dividends | $11,660,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $811,000 | 179 |
| Net operating income | $15,387,640 | 347 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $66,828,000 | 220 |
| Total interest expense | $13,995,000 | 135 |
| Net interest income | $52,833,000 | 236 |
| Provision for loan and lease losses | $6,403,000 | 130 |
| Total noninterest income | $9,946,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,463,000 | 476 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,483,000 | 350 |
| Total noninterest expense | $44,933,000 | 261 |
| Salaries and employee benefits | $25,533,000 | 223 |
| Premises and equipment expense | $5,793,000 | 223 |
| Additional noninterest expense | $13,607,000 | 293 |
| Pre-tax net operating income | $11,443,000 | 394 |
| Securities gains (losses) | $-52,000 | 6,800 |
| Applicable income taxes | $1,679,000 | 613 |
| Income before extraordinary items | $9,712,000 | 360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,712,000 | 362 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,712,000 | 362 |
| Net charge-offs | $15,522,000 | 87 |
| Cash dividends | $9,160,000 | 187 |
| Sale, conversion, retirement of capital stock, net | $406,000 | 190 |
| Net operating income | $9,756,200 | 350 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $33,151,000 | 222 |
| Total interest expense | $7,160,000 | 137 |
| Net interest income | $25,991,000 | 243 |
| Provision for loan and lease losses | $4,115,000 | 122 |
| Total noninterest income | $5,819,000 | 383 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $705,000 | 489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,114,000 | 298 |
| Total noninterest expense | $22,506,000 | 264 |
| Salaries and employee benefits | $12,805,000 | 224 |
| Premises and equipment expense | $3,062,000 | 215 |
| Additional noninterest expense | $6,639,000 | 299 |
| Pre-tax net operating income | $5,189,000 | 425 |
| Securities gains (losses) | $-228,000 | 6,985 |
| Applicable income taxes | $480,000 | 955 |
| Income before extraordinary items | $4,481,000 | 379 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,481,000 | 380 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,481,000 | 380 |
| Net charge-offs | $8,172,000 | 88 |
| Cash dividends | $3,170,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 185 |
| Net operating income | $4,686,200 | 358 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $113,516,000 | 253 |
| Total interest expense | $31,953,000 | 142 |
| Net interest income | $81,563,000 | 296 |
| Provision for loan and lease losses | $22,737,000 | 147 |
| Total noninterest income | $23,354,000 | 378 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,365,000 | 603 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,989,000 | 298 |
| Total noninterest expense | $75,136,000 | 304 |
| Salaries and employee benefits | $42,199,000 | 263 |
| Premises and equipment expense | $9,023,000 | 286 |
| Additional noninterest expense | $23,914,000 | 344 |
| Pre-tax net operating income | $7,044,000 | 1,003 |
| Securities gains (losses) | $3,025,000 | 170 |
| Applicable income taxes | $-1,700,000 | 6,997 |
| Income before extraordinary items | $11,769,000 | 553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,769,000 | 550 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $11,769,000 | 553 |
| Net charge-offs | $31,163,000 | 123 |
| Cash dividends | $3,675,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $530,000 | 296 |
| Net operating income | $8,744,000 | 663 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $81,292,000 | 270 |
| Total interest expense | $24,031,000 | 147 |
| Net interest income | $57,261,000 | 310 |
| Provision for loan and lease losses | $17,216,000 | 149 |
| Total noninterest income | $16,012,000 | 400 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,680,000 | 640 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,332,000 | 310 |
| Total noninterest expense | $52,751,000 | 317 |
| Salaries and employee benefits | $29,884,000 | 275 |
| Premises and equipment expense | $6,274,000 | 300 |
| Additional noninterest expense | $16,593,000 | 358 |
| Pre-tax net operating income | $3,306,000 | 1,571 |
| Securities gains (losses) | $2,375,000 | 166 |
| Applicable income taxes | $-760,000 | 7,074 |
| Income before extraordinary items | $6,441,000 | 717 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,441,000 | 716 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,441,000 | 717 |
| Net charge-offs | $24,899,000 | 121 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $412,000 | 260 |
| Net operating income | $4,066,000 | 1,053 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $53,478,000 | 275 |
| Total interest expense | $16,165,000 | 150 |
| Net interest income | $37,313,000 | 321 |
| Provision for loan and lease losses | $13,509,000 | 128 |
| Total noninterest income | $15,737,000 | 299 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,119,000 | 638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,618,000 | 239 |
| Total noninterest expense | $36,837,000 | 304 |
| Salaries and employee benefits | $19,593,000 | 278 |
| Premises and equipment expense | $4,041,000 | 305 |
| Additional noninterest expense | $13,203,000 | 317 |
| Pre-tax net operating income | $2,704,000 | 1,303 |
| Securities gains (losses) | $1,619,000 | 169 |
| Applicable income taxes | $-268,000 | 7,096 |
| Income before extraordinary items | $4,591,000 | 666 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,591,000 | 665 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,591,000 | 666 |
| Net charge-offs | $14,801,000 | 140 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 244 |
| Net operating income | $2,972,000 | 964 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $27,180,000 | 269 |
| Total interest expense | $8,293,000 | 149 |
| Net interest income | $18,887,000 | 315 |
| Provision for loan and lease losses | $5,179,000 | 154 |
| Total noninterest income | $4,203,000 | 454 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $567,000 | 626 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,636,000 | 355 |
| Total noninterest expense | $17,815,000 | 311 |
| Salaries and employee benefits | $9,901,000 | 275 |
| Premises and equipment expense | $2,011,000 | 309 |
| Additional noninterest expense | $5,903,000 | 334 |
| Pre-tax net operating income | $96,000 | 5,454 |
| Securities gains (losses) | $1,619,000 | 91 |
| Applicable income taxes | $-308,000 | 7,234 |
| Income before extraordinary items | $2,023,000 | 745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,023,000 | 746 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,023,000 | 746 |
| Net charge-offs | $5,723,000 | 176 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 203 |
| Net operating income | $404,000 | 2,883 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $103,343,000 | 284 |
| Total interest expense | $31,952,000 | 176 |
| Net interest income | $71,391,000 | 326 |
| Provision for loan and lease losses | $18,214,000 | 253 |
| Total noninterest income | $9,907,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,190,000 | 474 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,717,000 | 561 |
| Total noninterest expense | $58,166,000 | 369 |
| Salaries and employee benefits | $31,810,000 | 320 |
| Premises and equipment expense | $6,602,000 | 394 |
| Additional noninterest expense | $19,754,000 | 397 |
| Pre-tax net operating income | $4,918,000 | 1,192 |
| Securities gains (losses) | $1,202,000 | 366 |
| Applicable income taxes | $-1,408,000 | 7,210 |
| Income before extraordinary items | $7,528,000 | 683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,528,000 | 682 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,528,000 | 683 |
| Net charge-offs | $20,728,000 | 244 |
| Cash dividends | $2,100,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $373,000 | 449 |
| Net operating income | $6,326,000 | 759 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $74,894,000 | 291 |
| Total interest expense | $23,873,000 | 184 |
| Net interest income | $51,021,000 | 337 |
| Provision for loan and lease losses | $10,056,000 | 315 |
| Total noninterest income | $4,526,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,439,000 | 474 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,087,000 | 1,086 |
| Total noninterest expense | $41,393,000 | 382 |
| Salaries and employee benefits | $23,014,000 | 325 |
| Premises and equipment expense | $4,665,000 | 427 |
| Additional noninterest expense | $13,714,000 | 424 |
| Pre-tax net operating income | $4,098,000 | 1,123 |
| Securities gains (losses) | $1,168,000 | 301 |
| Applicable income taxes | $-982,000 | 7,298 |
| Income before extraordinary items | $6,248,000 | 641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,248,000 | 640 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,248,000 | 641 |
| Net charge-offs | $10,692,000 | 328 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $255,000 | 420 |
| Net operating income | $5,080,000 | 734 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $49,829,000 | 297 |
| Total interest expense | $15,927,000 | 193 |
| Net interest income | $33,902,000 | 343 |
| Provision for loan and lease losses | $6,532,000 | 332 |
| Total noninterest income | $2,844,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,695,000 | 454 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,149,000 | 1,224 |
| Total noninterest expense | $27,798,000 | 379 |
| Salaries and employee benefits | $14,862,000 | 339 |
| Premises and equipment expense | $3,094,000 | 437 |
| Additional noninterest expense | $9,842,000 | 403 |
| Pre-tax net operating income | $2,416,000 | 1,232 |
| Securities gains (losses) | $136,000 | 929 |
| Applicable income taxes | $-1,028,000 | 7,412 |
| Income before extraordinary items | $3,580,000 | 724 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,580,000 | 723 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,580,000 | 724 |
| Net charge-offs | $7,972,000 | 321 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 351 |
| Net operating income | $3,444,000 | 719 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $25,042,000 | 300 |
| Total interest expense | $8,151,000 | 200 |
| Net interest income | $16,891,000 | 343 |
| Provision for loan and lease losses | $3,500,000 | 322 |
| Total noninterest income | $2,425,000 | 631 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $827,000 | 455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,598,000 | 599 |
| Total noninterest expense | $14,782,000 | 357 |
| Salaries and employee benefits | $7,239,000 | 350 |
| Premises and equipment expense | $1,587,000 | 428 |
| Additional noninterest expense | $5,956,000 | 335 |
| Pre-tax net operating income | $1,034,000 | 1,395 |
| Securities gains (losses) | $57,000 | 715 |
| Applicable income taxes | $-647,000 | 7,491 |
| Income before extraordinary items | $1,738,000 | 737 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,738,000 | 737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,738,000 | 737 |
| Net charge-offs | $3,988,000 | 329 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 316 |
| Net operating income | $1,681,000 | 742 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $95,009,000 | 321 |
| Total interest expense | $33,631,000 | 232 |
| Net interest income | $61,378,000 | 365 |
| Provision for loan and lease losses | $26,382,000 | 286 |
| Total noninterest income | $27,941,000 | 307 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,083,000 | 485 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,858,000 | 248 |
| Total noninterest expense | $54,775,000 | 397 |
| Salaries and employee benefits | $25,340,000 | 386 |
| Premises and equipment expense | $5,344,000 | 484 |
| Additional noninterest expense | $24,091,000 | 348 |
| Pre-tax net operating income | $8,162,000 | 659 |
| Securities gains (losses) | $535,000 | 840 |
| Applicable income taxes | $-204,000 | 6,975 |
| Income before extraordinary items | $8,901,000 | 511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,901,000 | 511 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $8,901,000 | 513 |
| Net charge-offs | $18,878,000 | 354 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 594 |
| Net operating income | $8,366,000 | 519 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $69,682,000 | 329 |
| Total interest expense | $24,786,000 | 245 |
| Net interest income | $44,896,000 | 362 |
| Provision for loan and lease losses | $14,382,000 | 372 |
| Total noninterest income | $26,409,000 | 253 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,093,000 | 550 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,316,000 | 203 |
| Total noninterest expense | $37,921,000 | 411 |
| Salaries and employee benefits | $17,979,000 | 397 |
| Premises and equipment expense | $3,701,000 | 515 |
| Additional noninterest expense | $16,241,000 | 359 |
| Pre-tax net operating income | $19,002,000 | 254 |
| Securities gains (losses) | $541,000 | 682 |
| Applicable income taxes | $4,818,000 | 287 |
| Income before extraordinary items | $14,725,000 | 254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $14,725,000 | 255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $14,725,000 | 256 |
| Net charge-offs | $12,873,000 | 375 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 579 |
| Net operating income | $14,319,250 | 247 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $44,101,000 | 353 |
| Total interest expense | $16,255,000 | 259 |
| Net interest income | $27,846,000 | 390 |
| Provision for loan and lease losses | $8,946,000 | 388 |
| Total noninterest income | $22,190,000 | 212 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,141,000 | 673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,049,000 | 166 |
| Total noninterest expense | $22,215,000 | 459 |
| Salaries and employee benefits | $11,086,000 | 435 |
| Premises and equipment expense | $2,359,000 | 544 |
| Additional noninterest expense | $8,770,000 | 433 |
| Pre-tax net operating income | $18,875,000 | 180 |
| Securities gains (losses) | $604,000 | 401 |
| Applicable income taxes | $5,640,000 | 185 |
| Income before extraordinary items | $13,839,000 | 186 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,839,000 | 186 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $13,839,000 | 186 |
| Net charge-offs | $7,216,000 | 422 |
| Cash dividends | $750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 516 |
| Net operating income | $13,410,160 | 181 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $19,273,000 | 412 |
| Total interest expense | $7,371,000 | 306 |
| Net interest income | $11,902,000 | 466 |
| Provision for loan and lease losses | $2,946,000 | 565 |
| Total noninterest income | $1,289,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $535,000 | 718 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $754,000 | 968 |
| Total noninterest expense | $8,826,000 | 574 |
| Salaries and employee benefits | $4,806,000 | 507 |
| Premises and equipment expense | $890,000 | 756 |
| Additional noninterest expense | $3,130,000 | 587 |
| Pre-tax net operating income | $1,419,000 | 949 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $-316,000 | 7,639 |
| Income before extraordinary items | $1,751,000 | 635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,751,000 | 638 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,751,000 | 639 |
| Net charge-offs | $2,860,000 | 500 |
| Cash dividends | $750,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 474 |
| Net operating income | $1,735,000 | 628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $76,247,000 | 442 |
| Total interest expense | $32,027,000 | 345 |
| Net interest income | $44,220,000 | 486 |
| Provision for loan and lease losses | $15,750,000 | 585 |
| Total noninterest income | $7,999,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,320,000 | 727 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,679,000 | 648 |
| Total noninterest expense | $32,983,000 | 635 |
| Salaries and employee benefits | $17,499,000 | 551 |
| Premises and equipment expense | $3,384,000 | 797 |
| Additional noninterest expense | $12,100,000 | 668 |
| Pre-tax net operating income | $3,486,000 | 1,162 |
| Securities gains (losses) | $3,610,000 | 169 |
| Applicable income taxes | $-285,000 | 6,849 |
| Income before extraordinary items | $7,381,000 | 444 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,381,000 | 444 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,381,000 | 446 |
| Net charge-offs | $11,651,000 | 605 |
| Cash dividends | $232,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,053 |
| Net operating income | $3,771,000 | 911 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $57,373,000 | 453 |
| Total interest expense | $24,655,000 | 363 |
| Net interest income | $32,718,000 | 498 |
| Provision for loan and lease losses | $11,000,000 | 582 |
| Total noninterest income | $6,042,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,725,000 | 729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,317,000 | 658 |
| Total noninterest expense | $24,398,000 | 645 |
| Salaries and employee benefits | $12,997,000 | 565 |
| Premises and equipment expense | $2,641,000 | 779 |
| Additional noninterest expense | $8,760,000 | 655 |
| Pre-tax net operating income | $3,362,000 | 987 |
| Securities gains (losses) | $1,943,000 | 217 |
| Applicable income taxes | $-112,000 | 6,968 |
| Income before extraordinary items | $5,417,000 | 482 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,417,000 | 481 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,417,000 | 483 |
| Net charge-offs | $7,524,000 | 623 |
| Cash dividends | $232,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $3,474,000 | 773 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $37,988,000 | 463 |
| Total interest expense | $16,922,000 | 377 |
| Net interest income | $21,066,000 | 516 |
| Provision for loan and lease losses | $6,000,000 | 655 |
| Total noninterest income | $4,022,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,128,000 | 730 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,894,000 | 655 |
| Total noninterest expense | $15,949,000 | 677 |
| Salaries and employee benefits | $8,378,000 | 594 |
| Premises and equipment expense | $1,717,000 | 818 |
| Additional noninterest expense | $5,854,000 | 663 |
| Pre-tax net operating income | $3,139,000 | 744 |
| Securities gains (losses) | $-119,000 | 7,713 |
| Applicable income taxes | $-250,000 | 7,369 |
| Income before extraordinary items | $3,270,000 | 544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,270,000 | 542 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,270,000 | 544 |
| Net charge-offs | $4,143,000 | 666 |
| Cash dividends | $232,000 | 2,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,389,000 | 501 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $18,839,000 | 475 |
| Total interest expense | $8,886,000 | 378 |
| Net interest income | $9,953,000 | 546 |
| Provision for loan and lease losses | $3,000,000 | 564 |
| Total noninterest income | $1,961,000 | 753 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $567,000 | 708 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,394,000 | 661 |
| Total noninterest expense | $7,435,000 | 683 |
| Salaries and employee benefits | $4,134,000 | 596 |
| Premises and equipment expense | $875,000 | 811 |
| Additional noninterest expense | $2,426,000 | 698 |
| Pre-tax net operating income | $1,479,000 | 866 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-120,000 | 7,592 |
| Income before extraordinary items | $1,599,000 | 633 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,599,000 | 633 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,599,000 | 635 |
| Net charge-offs | $1,706,000 | 675 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,599,000 | 595 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,167,000 | 544 |
| Total interest expense | $35,459,000 | 459 |
| Net interest income | $33,708,000 | 643 |
| Provision for loan and lease losses | $7,075,000 | 779 |
| Total noninterest income | $6,900,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,725,000 | 639 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,175,000 | 748 |
| Total noninterest expense | $27,331,000 | 734 |
| Salaries and employee benefits | $16,238,000 | 599 |
| Premises and equipment expense | $3,239,000 | 849 |
| Additional noninterest expense | $7,854,000 | 837 |
| Pre-tax net operating income | $6,202,000 | 905 |
| Securities gains (losses) | $223,000 | 670 |
| Applicable income taxes | $414,000 | 2,047 |
| Income before extraordinary items | $6,011,000 | 674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,011,000 | 674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,649,000 | 617 |
| Cash dividends | $719,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,801,380 | 748 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,746,000 | 563 |
| Total interest expense | $26,715,000 | 477 |
| Net interest income | $25,031,000 | 667 |
| Provision for loan and lease losses | $4,375,000 | 705 |
| Total noninterest income | $3,744,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,013,000 | 658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,731,000 | 1,229 |
| Total noninterest expense | $19,184,000 | 768 |
| Salaries and employee benefits | $12,268,000 | 608 |
| Premises and equipment expense | $2,292,000 | 902 |
| Additional noninterest expense | $4,624,000 | 991 |
| Pre-tax net operating income | $5,216,000 | 966 |
| Securities gains (losses) | $223,000 | 576 |
| Applicable income taxes | $661,000 | 1,592 |
| Income before extraordinary items | $4,778,000 | 760 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,778,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,265,000 | 772 |
| Cash dividends | $719,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,581,760 | 844 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,585,000 | 552 |
| Total interest expense | $18,197,000 | 482 |
| Net interest income | $17,388,000 | 633 |
| Provision for loan and lease losses | $1,875,000 | 822 |
| Total noninterest income | $2,429,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,280,000 | 676 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,149,000 | 1,275 |
| Total noninterest expense | $13,771,000 | 711 |
| Salaries and employee benefits | $8,370,000 | 591 |
| Premises and equipment expense | $1,514,000 | 901 |
| Additional noninterest expense | $3,887,000 | 780 |
| Pre-tax net operating income | $4,171,000 | 848 |
| Securities gains (losses) | $236,000 | 545 |
| Applicable income taxes | $780,000 | 1,136 |
| Income before extraordinary items | $3,627,000 | 753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,627,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,204,000 | 768 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,433,480 | 786 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,074,000 | 560 |
| Total interest expense | $9,569,000 | 495 |
| Net interest income | $8,505,000 | 645 |
| Provision for loan and lease losses | $725,000 | 779 |
| Total noninterest income | $1,688,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $629,000 | 680 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,059,000 | 820 |
| Total noninterest expense | $6,431,000 | 746 |
| Salaries and employee benefits | $3,991,000 | 633 |
| Premises and equipment expense | $737,000 | 939 |
| Additional noninterest expense | $1,703,000 | 843 |
| Pre-tax net operating income | $3,037,000 | 644 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $696,000 | 785 |
| Income before extraordinary items | $2,341,000 | 658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,341,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 947 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,341,000 | 629 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $73,869,000 | 573 |
| Total interest expense | $39,097,000 | 518 |
| Net interest income | $34,772,000 | 646 |
| Provision for loan and lease losses | $3,090,000 | 614 |
| Total noninterest income | $4,938,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,631,000 | 668 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,307,000 | 1,239 |
| Total noninterest expense | $23,958,000 | 772 |
| Salaries and employee benefits | $14,683,000 | 656 |
| Premises and equipment expense | $2,866,000 | 904 |
| Additional noninterest expense | $6,409,000 | 883 |
| Pre-tax net operating income | $12,662,000 | 679 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,058,000 | 800 |
| Income before extraordinary items | $9,604,000 | 684 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,604,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,706,000 | 694 |
| Cash dividends | $2,625,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 765 |
| Net operating income | $9,604,000 | 675 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,266,000 | 581 |
| Total interest expense | $28,652,000 | 532 |
| Net interest income | $25,614,000 | 656 |
| Provision for loan and lease losses | $2,340,000 | 454 |
| Total noninterest income | $3,863,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,925,000 | 669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,938,000 | 1,151 |
| Total noninterest expense | $17,186,000 | 797 |
| Salaries and employee benefits | $10,820,000 | 668 |
| Premises and equipment expense | $1,847,000 | 1,070 |
| Additional noninterest expense | $4,519,000 | 902 |
| Pre-tax net operating income | $9,951,000 | 704 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,458,000 | 806 |
| Income before extraordinary items | $7,493,000 | 706 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,493,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,261,000 | 558 |
| Cash dividends | $1,716,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 633 |
| Net operating income | $7,493,000 | 694 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,240,000 | 608 |
| Total interest expense | $18,229,000 | 562 |
| Net interest income | $17,011,000 | 668 |
| Provision for loan and lease losses | $1,200,000 | 506 |
| Total noninterest income | $2,241,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,227,000 | 710 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,014,000 | 1,384 |
| Total noninterest expense | $11,271,000 | 827 |
| Salaries and employee benefits | $7,198,000 | 687 |
| Premises and equipment expense | $1,209,000 | 1,108 |
| Additional noninterest expense | $2,864,000 | 970 |
| Pre-tax net operating income | $6,781,000 | 730 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,704,000 | 828 |
| Income before extraordinary items | $5,077,000 | 720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,077,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 902 |
| Cash dividends | $1,716,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 519 |
| Net operating income | $5,077,000 | 711 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,045,000 | 627 |
| Total interest expense | $8,701,000 | 582 |
| Net interest income | $8,344,000 | 676 |
| Provision for loan and lease losses | $550,000 | 493 |
| Total noninterest income | $1,035,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $586,000 | 721 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $449,000 | 1,473 |
| Total noninterest expense | $5,624,000 | 825 |
| Salaries and employee benefits | $3,656,000 | 689 |
| Premises and equipment expense | $577,000 | 1,173 |
| Additional noninterest expense | $1,391,000 | 983 |
| Pre-tax net operating income | $3,205,000 | 760 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $809,000 | 849 |
| Income before extraordinary items | $2,396,000 | 754 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,396,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 734 |
| Cash dividends | $151,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 285 |
| Net operating income | $2,396,000 | 745 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,759,000 | 716 |
| Total interest expense | $25,018,000 | 679 |
| Net interest income | $28,741,000 | 772 |
| Provision for loan and lease losses | $2,655,000 | 428 |
| Total noninterest income | $3,199,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,355,000 | 753 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $844,000 | 2,492 |
| Total noninterest expense | $19,009,000 | 934 |
| Salaries and employee benefits | $11,571,000 | 829 |
| Premises and equipment expense | $2,074,000 | 1,248 |
| Additional noninterest expense | $5,364,000 | 993 |
| Pre-tax net operating income | $10,276,000 | 955 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $2,616,000 | 1,059 |
| Income before extraordinary items | $7,662,000 | 973 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,662,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 588 |
| Cash dividends | $6,925,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 977 |
| Net operating income | $7,660,500 | 961 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,227,000 | 776 |
| Total interest expense | $16,989,000 | 733 |
| Net interest income | $20,238,000 | 840 |
| Provision for loan and lease losses | $1,875,000 | 422 |
| Total noninterest income | $2,008,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,671,000 | 795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 3,513 |
| Total noninterest expense | $13,524,000 | 999 |
| Salaries and employee benefits | $8,149,000 | 901 |
| Premises and equipment expense | $1,433,000 | 1,358 |
| Additional noninterest expense | $3,942,000 | 1,025 |
| Pre-tax net operating income | $6,847,000 | 1,119 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $1,718,000 | 1,248 |
| Income before extraordinary items | $5,131,000 | 1,126 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,131,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 519 |
| Cash dividends | $6,353,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 784 |
| Net operating income | $5,129,500 | 1,115 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,830,000 | 865 |
| Total interest expense | $9,787,000 | 791 |
| Net interest income | $12,043,000 | 944 |
| Provision for loan and lease losses | $1,230,000 | 413 |
| Total noninterest income | $1,349,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,089,000 | 805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $260,000 | 3,259 |
| Total noninterest expense | $8,031,000 | 1,140 |
| Salaries and employee benefits | $4,601,000 | 1,066 |
| Premises and equipment expense | $877,000 | 1,488 |
| Additional noninterest expense | $2,553,000 | 1,059 |
| Pre-tax net operating income | $4,131,000 | 1,220 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $1,008,000 | 1,392 |
| Income before extraordinary items | $3,125,000 | 1,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,125,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 607 |
| Net operating income | $3,123,480 | 1,189 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,364,000 | 892 |
| Total interest expense | $4,567,000 | 805 |
| Net interest income | $5,797,000 | 977 |
| Provision for loan and lease losses | $520,000 | 468 |
| Total noninterest income | $691,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $520,000 | 814 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,748 |
| Total noninterest expense | $4,044,000 | 1,114 |
| Salaries and employee benefits | $2,368,000 | 1,037 |
| Premises and equipment expense | $430,000 | 1,510 |
| Additional noninterest expense | $1,246,000 | 1,074 |
| Pre-tax net operating income | $1,924,000 | 1,291 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $468,000 | 1,474 |
| Income before extraordinary items | $1,458,000 | 1,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,458,000 | 1,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 863 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 455 |
| Net operating income | $1,456,480 | 1,247 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,815,000 | 973 |
| Total interest expense | $13,543,000 | 834 |
| Net interest income | $20,272,000 | 1,065 |
| Provision for loan and lease losses | $2,515,000 | 422 |
| Total noninterest income | $2,512,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,881,000 | 916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $631,000 | 2,967 |
| Total noninterest expense | $13,026,000 | 1,326 |
| Salaries and employee benefits | $7,716,000 | 1,193 |
| Premises and equipment expense | $1,541,000 | 1,583 |
| Additional noninterest expense | $3,769,000 | 1,358 |
| Pre-tax net operating income | $7,243,000 | 1,325 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,719,000 | 1,535 |
| Income before extraordinary items | $5,524,000 | 1,297 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,524,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,871,000 | 423 |
| Cash dividends | $2,075,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 827 |
| Net operating income | $5,524,000 | 1,278 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,032,000 | 997 |
| Total interest expense | $9,505,000 | 835 |
| Net interest income | $14,527,000 | 1,103 |
| Provision for loan and lease losses | $1,615,000 | 473 |
| Total noninterest income | $1,746,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,260,000 | 1,051 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $486,000 | 2,937 |
| Total noninterest expense | $9,400,000 | 1,360 |
| Salaries and employee benefits | $5,621,000 | 1,226 |
| Premises and equipment expense | $1,080,000 | 1,687 |
| Additional noninterest expense | $2,699,000 | 1,409 |
| Pre-tax net operating income | $5,258,000 | 1,363 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,249,000 | 1,600 |
| Income before extraordinary items | $4,009,000 | 1,348 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,009,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 498 |
| Cash dividends | $2,076,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 655 |
| Net operating income | $4,009,000 | 1,323 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,565,000 | 1,001 |
| Total interest expense | $5,757,000 | 865 |
| Net interest income | $9,808,000 | 1,075 |
| Provision for loan and lease losses | $1,015,000 | 499 |
| Total noninterest income | $1,104,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $790,000 | 1,093 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $314,000 | 2,980 |
| Total noninterest expense | $6,611,000 | 1,281 |
| Salaries and employee benefits | $4,033,000 | 1,128 |
| Premises and equipment expense | $709,000 | 1,693 |
| Additional noninterest expense | $1,869,000 | 1,334 |
| Pre-tax net operating income | $3,286,000 | 1,426 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $786,000 | 1,637 |
| Income before extraordinary items | $2,500,000 | 1,394 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,500,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 548 |
| Cash dividends | $1,011,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 525 |
| Net operating income | $2,500,000 | 1,372 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 1,035 |
| Total interest expense | $2,764,000 | 859 |
| Net interest income | $4,552,000 | 1,153 |
| Provision for loan and lease losses | $480,000 | 490 |
| Total noninterest income | $510,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $382,000 | 1,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,283 |
| Total noninterest expense | $3,249,000 | 1,313 |
| Salaries and employee benefits | $1,988,000 | 1,146 |
| Premises and equipment expense | $339,000 | 1,773 |
| Additional noninterest expense | $922,000 | 1,345 |
| Pre-tax net operating income | $1,333,000 | 1,717 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $375,000 | 1,688 |
| Income before extraordinary items | $958,000 | 1,761 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $958,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 472 |
| Cash dividends | $539,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 348 |
| Net operating income | $958,000 | 1,727 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,690,000 | 1,247 |
| Total interest expense | $8,017,000 | 1,011 |
| Net interest income | $14,673,000 | 1,373 |
| Provision for loan and lease losses | $1,265,000 | 844 |
| Total noninterest income | $2,769,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,647,000 | 1,087 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,122,000 | 2,000 |
| Total noninterest expense | $10,897,000 | 1,501 |
| Salaries and employee benefits | $5,895,000 | 1,511 |
| Premises and equipment expense | $1,352,000 | 1,717 |
| Additional noninterest expense | $3,650,000 | 1,362 |
| Pre-tax net operating income | $5,280,000 | 1,616 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,474,000 | 1,627 |
| Income before extraordinary items | $3,806,000 | 1,689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,806,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,519 |
| Cash dividends | $1,226,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 811 |
| Net operating income | $3,806,000 | 1,635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,805,000 | 1,239 |
| Total interest expense | $5,601,000 | 1,063 |
| Net interest income | $11,204,000 | 1,344 |
| Provision for loan and lease losses | $630,000 | 1,186 |
| Total noninterest income | $2,002,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,230,000 | 1,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $772,000 | 2,125 |
| Total noninterest expense | $8,775,000 | 1,393 |
| Salaries and employee benefits | $4,953,000 | 1,327 |
| Premises and equipment expense | $996,000 | 1,746 |
| Additional noninterest expense | $2,826,000 | 1,312 |
| Pre-tax net operating income | $3,801,000 | 1,692 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,088,000 | 1,658 |
| Income before extraordinary items | $2,713,000 | 1,778 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,713,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $501,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 693 |
| Net operating income | $2,713,000 | 1,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,632,000 | 1,302 |
| Total interest expense | $3,456,000 | 1,142 |
| Net interest income | $7,176,000 | 1,372 |
| Provision for loan and lease losses | $350,000 | 1,369 |
| Total noninterest income | $1,236,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $775,000 | 1,141 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $461,000 | 2,318 |
| Total noninterest expense | $5,713,000 | 1,417 |
| Salaries and employee benefits | $3,261,000 | 1,340 |
| Premises and equipment expense | $646,000 | 1,781 |
| Additional noninterest expense | $1,806,000 | 1,349 |
| Pre-tax net operating income | $2,349,000 | 1,786 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $670,000 | 1,759 |
| Income before extraordinary items | $1,679,000 | 1,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,679,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,721 |
| Cash dividends | $501,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 590 |
| Net operating income | $1,679,000 | 1,822 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 1,372 |
| Total interest expense | $1,596,000 | 1,251 |
| Net interest income | $3,477,000 | 1,422 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $549,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 1,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $177,000 | 2,669 |
| Total noninterest expense | $2,832,000 | 1,439 |
| Salaries and employee benefits | $1,616,000 | 1,372 |
| Premises and equipment expense | $311,000 | 1,864 |
| Additional noninterest expense | $905,000 | 1,339 |
| Pre-tax net operating income | $1,074,000 | 1,898 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $295,000 | 1,954 |
| Income before extraordinary items | $779,000 | 1,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $779,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,730 |
| Cash dividends | $501,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 419 |
| Net operating income | $779,000 | 1,913 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,375,000 | 1,567 |
| Total interest expense | $6,073,000 | 1,461 |
| Net interest income | $12,302,000 | 1,585 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $3,008,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,547,000 | 1,115 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,461,000 | 1,858 |
| Total noninterest expense | $10,015,000 | 1,605 |
| Salaries and employee benefits | $5,994,000 | 1,429 |
| Premises and equipment expense | $1,073,000 | 2,121 |
| Additional noninterest expense | $2,948,000 | 1,658 |
| Pre-tax net operating income | $4,775,000 | 1,693 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,368,000 | 1,760 |
| Income before extraordinary items | $3,407,000 | 1,824 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,407,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,664 |
| Cash dividends | $396,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $-1,108,000 | 9,155 |
| Net operating income | $3,407,000 | 1,742 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,538,000 | 1,619 |
| Total interest expense | $4,567,000 | 1,523 |
| Net interest income | $8,971,000 | 1,634 |
| Provision for loan and lease losses | $390,000 | 2,061 |
| Total noninterest income | $2,444,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,151,000 | 1,128 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,293,000 | 1,705 |
| Total noninterest expense | $7,428,000 | 1,634 |
| Salaries and employee benefits | $4,421,000 | 1,468 |
| Premises and equipment expense | $841,000 | 2,047 |
| Additional noninterest expense | $2,166,000 | 1,673 |
| Pre-tax net operating income | $3,597,000 | 1,740 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,122,000 | 1,688 |
| Income before extraordinary items | $2,475,000 | 1,948 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,475,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $396,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $-935,000 | 9,211 |
| Net operating income | $2,475,000 | 1,844 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 1,518 |
| Total interest expense | $3,101,000 | 1,552 |
| Net interest income | $6,623,000 | 1,477 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $806,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $737,000 | 1,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $4,882,000 | 1,646 |
| Salaries and employee benefits | $2,926,000 | 1,473 |
| Premises and equipment expense | $516,000 | 2,191 |
| Additional noninterest expense | $1,440,000 | 1,671 |
| Pre-tax net operating income | $2,297,000 | 1,813 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $735,000 | 1,744 |
| Income before extraordinary items | $1,562,000 | 2,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,562,000 | 2,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 9,006 |
| Cash dividends | $387,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 482 |
| Net operating income | $1,562,000 | 1,921 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 1,555 |
| Total interest expense | $1,559,000 | 1,583 |
| Net interest income | $3,205,000 | 1,515 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $370,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $342,000 | 1,217 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $2,334,000 | 1,700 |
| Salaries and employee benefits | $1,389,000 | 1,537 |
| Premises and equipment expense | $243,000 | 2,301 |
| Additional noninterest expense | $702,000 | 1,678 |
| Pre-tax net operating income | $1,106,000 | 1,871 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $355,000 | 1,797 |
| Income before extraordinary items | $751,000 | 2,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 9,222 |
| Cash dividends | $387,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 305 |
| Net operating income | $751,000 | 1,969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,849,000 | 1,831 |
| Total interest expense | $5,917,000 | 1,920 |
| Net interest income | $10,932,000 | 1,768 |
| Provision for loan and lease losses | $820,000 | 1,593 |
| Total noninterest income | $1,426,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,160,000 | 1,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 4,507 |
| Total noninterest expense | $7,772,000 | 1,942 |
| Salaries and employee benefits | $4,533,000 | 1,763 |
| Premises and equipment expense | $987,000 | 2,208 |
| Additional noninterest expense | $2,252,000 | 2,050 |
| Pre-tax net operating income | $3,766,000 | 2,083 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,156,000 | 1,985 |
| Income before extraordinary items | $2,610,000 | 2,269 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,610,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 1,201 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 587 |
| Net operating income | $2,610,000 | 2,200 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,280,000 | 2,230 |
| Total interest expense | $7,381,000 | 2,173 |
| Net interest income | $7,899,000 | 2,271 |
| Provision for loan and lease losses | $815,000 | 1,478 |
| Total noninterest income | $1,301,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $685,000 | 2,177 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $616,000 | 2,786 |
| Total noninterest expense | $5,628,000 | 2,510 |
| Salaries and employee benefits | $3,198,000 | 2,346 |
| Premises and equipment expense | $820,000 | 2,565 |
| Additional noninterest expense | $1,610,000 | 2,699 |
| Pre-tax net operating income | $2,757,000 | 2,454 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $842,000 | 2,343 |
| Income before extraordinary items | $1,915,000 | 2,635 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,915,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,946 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 555 |
| Net operating income | $1,915,000 | 2,555 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 2,454 |
| Total interest expense | $6,977,000 | 2,412 |
| Net interest income | $7,125,000 | 2,499 |
| Provision for loan and lease losses | $499,000 | 1,884 |
| Total noninterest income | $700,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $445,000 | 2,991 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $4,898,000 | 2,777 |
| Salaries and employee benefits | $2,723,000 | 2,614 |
| Premises and equipment expense | $791,000 | 2,603 |
| Additional noninterest expense | $1,384,000 | 3,018 |
| Pre-tax net operating income | $2,428,000 | 2,827 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $802,000 | 2,518 |
| Income before extraordinary items | $1,616,000 | 3,057 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,616,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 826 |
| Net operating income | $1,622,700 | 3,044 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,115,000 | 2,909 |
| Total interest expense | $5,231,000 | 2,796 |
| Net interest income | $5,884,000 | 2,978 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $654,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $360,000 | 3,496 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $294,000 | 4,064 |
| Total noninterest expense | $4,253,000 | 3,132 |
| Salaries and employee benefits | $2,244,000 | 3,098 |
| Premises and equipment expense | $753,000 | 2,702 |
| Additional noninterest expense | $1,256,000 | 3,294 |
| Pre-tax net operating income | $1,910,000 | 3,451 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $659,000 | 3,022 |
| Income before extraordinary items | $1,251,000 | 3,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,251,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 811 |
| Net operating income | $1,251,000 | 3,707 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 3,413 |
| Total interest expense | $4,528,000 | 3,276 |
| Net interest income | $4,877,000 | 3,487 |
| Provision for loan and lease losses | $526,000 | 1,651 |
| Total noninterest income | $682,000 | 4,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,434 |
| Total noninterest expense | $3,642,000 | 3,493 |
| Salaries and employee benefits | $1,872,000 | 3,542 |
| Premises and equipment expense | $631,000 | 3,033 |
| Additional noninterest expense | $1,139,000 | 3,520 |
| Pre-tax net operating income | $1,391,000 | 4,425 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $480,000 | 3,945 |
| Income before extraordinary items | $911,000 | 4,787 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $911,000 | 4,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 734 |
| Net operating income | $911,000 | 4,696 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 4,438 |
| Total interest expense | $3,304,000 | 4,330 |
| Net interest income | $3,810,000 | 4,414 |
| Provision for loan and lease losses | $385,000 | 2,165 |
| Total noninterest income | $441,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $3,095,000 | 3,999 |
| Salaries and employee benefits | $1,491,000 | 4,278 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $1,176,000 | 3,414 |
| Pre-tax net operating income | $771,000 | 6,676 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $282,000 | 5,899 |
| Income before extraordinary items | $503,000 | 6,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $503,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,014 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,589,000 | 220 |
| Net operating income | $494,040 | 6,948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 5,493 |
| Total interest expense | $2,607,000 | 5,345 |
| Net interest income | $2,931,000 | 5,532 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $427,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,723 |
| Total noninterest expense | $2,269,000 | 5,407 |
| Salaries and employee benefits | $1,144,000 | 5,423 |
| Premises and equipment expense | $404,000 | 4,508 |
| Additional noninterest expense | $721,000 | 5,626 |
| Pre-tax net operating income | $909,000 | 6,058 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $336,000 | 5,456 |
| Income before extraordinary items | $573,000 | 6,441 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $573,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $573,000 | 6,367 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 6,982 |
| Total interest expense | $1,816,000 | 6,855 |
| Net interest income | $2,199,000 | 6,868 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $330,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,343 |
| Total noninterest expense | $1,687,000 | 6,765 |
| Salaries and employee benefits | $850,000 | 6,821 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $589,000 | 6,602 |
| Pre-tax net operating income | $647,000 | 7,602 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $587,000 | 6,682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $587,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,459,000 | 186 |
| Net operating income | $601,880 | 6,596 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 8,303 |
| Total interest expense | $1,144,000 | 8,131 |
| Net interest income | $1,715,000 | 8,264 |
| Provision for loan and lease losses | $185,000 | 3,163 |
| Total noninterest income | $271,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $1,399,000 | 7,918 |
| Salaries and employee benefits | $667,000 | 8,139 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $402,000 | 9,348 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $387,000 | 8,300 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $387,000 | 8,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $402,000 | 8,229 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 10,446 |
| Total interest expense | $758,000 | 10,264 |
| Net interest income | $1,115,000 | 10,349 |
| Provision for loan and lease losses | $157,000 | 4,532 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $1,139,000 | 9,167 |
| Salaries and employee benefits | $527,000 | 9,404 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $402,000 | 9,251 |
| Pre-tax net operating income | $74,000 | 12,028 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $74,000 | 12,065 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $74,000 | 12,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $74,000 | 11,895 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 13,211 |
| Total interest expense | $307,000 | 13,457 |
| Net interest income | $583,000 | 12,784 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $998,000 | 9,992 |
| Salaries and employee benefits | $433,000 | 10,482 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $-451,000 | 13,264 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-447,000 | 13,355 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-447,000 | 13,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-451,000 | 13,251 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.