Home > Bank of New Jersey > Income and Expense
Bank of New Jersey, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $39,094,000 | 871 |
| Total interest expense | $13,483,000 | 524 |
| Net interest income | $25,611,000 | 1,024 |
| Provision for loan and lease losses | $390,000 | 1,702 |
| Total noninterest income | $507,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $507,000 | 1,908 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $0 | 5,067 |
| Total noninterest expense | $20,220,000 | 1,078 |
| Salaries and employee benefits | $10,228,000 | 1,184 |
| Premises and equipment expense | $3,594,000 | 710 |
| Additional noninterest expense | $6,398,000 | 1,039 |
| Pre-tax net operating income | $5,508,000 | 1,640 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,920,000 | 926 |
| Income before extraordinary items | $3,588,000 | 2,043 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,588,000 | 2,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,588,000 | 2,045 |
| Net charge-offs | $-79,000 | 4,857 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $1,099,000 | 205 |
| Net operating income | $3,588,000 | 2,011 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $29,379,000 | 872 |
| Total interest expense | $9,931,000 | 540 |
| Net interest income | $19,448,000 | 1,022 |
| Provision for loan and lease losses | $390,000 | 1,371 |
| Total noninterest income | $391,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $391,000 | 1,865 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $0 | 5,152 |
| Total noninterest expense | $14,780,000 | 1,098 |
| Salaries and employee benefits | $7,446,000 | 1,216 |
| Premises and equipment expense | $2,707,000 | 708 |
| Additional noninterest expense | $4,627,000 | 1,065 |
| Pre-tax net operating income | $4,669,000 | 1,539 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,214,000 | 1,089 |
| Income before extraordinary items | $3,455,000 | 1,735 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,455,000 | 1,736 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,455,000 | 1,736 |
| Net charge-offs | $87,000 | 1,851 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 338 |
| Net operating income | $3,455,000 | 1,700 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,062,000 | 887 |
| Total interest expense | $6,272,000 | 560 |
| Net interest income | $12,790,000 | 1,027 |
| Provision for loan and lease losses | $140,000 | 1,911 |
| Total noninterest income | $257,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $257,000 | 1,866 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $0 | 5,202 |
| Total noninterest expense | $9,242,000 | 1,148 |
| Salaries and employee benefits | $4,804,000 | 1,247 |
| Premises and equipment expense | $1,818,000 | 708 |
| Additional noninterest expense | $2,620,000 | 1,211 |
| Pre-tax net operating income | $3,665,000 | 1,320 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $760,000 | 1,100 |
| Income before extraordinary items | $2,905,000 | 1,426 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,905,000 | 1,426 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,905,000 | 1,426 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 317 |
| Net operating income | $2,905,000 | 1,401 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,375,000 | 896 |
| Total interest expense | $2,974,000 | 576 |
| Net interest income | $6,401,000 | 1,028 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $114,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $114,000 | 2,019 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 5,250 |
| Total noninterest expense | $4,523,000 | 1,165 |
| Salaries and employee benefits | $2,420,000 | 1,245 |
| Premises and equipment expense | $909,000 | 716 |
| Additional noninterest expense | $1,194,000 | 1,302 |
| Pre-tax net operating income | $1,992,000 | 1,217 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $431,000 | 991 |
| Income before extraordinary items | $1,561,000 | 1,318 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,561,000 | 1,317 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,561,000 | 1,317 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 278 |
| Net operating income | $1,561,000 | 1,297 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $36,112,000 | 875 |
| Total interest expense | $9,311,000 | 560 |
| Net interest income | $26,801,000 | 972 |
| Provision for loan and lease losses | $1,150,000 | 799 |
| Total noninterest income | $385,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $420,000 | 2,237 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-35,000 | 5,346 |
| Total noninterest expense | $18,921,000 | 1,108 |
| Salaries and employee benefits | $9,923,000 | 1,181 |
| Premises and equipment expense | $3,345,000 | 751 |
| Additional noninterest expense | $5,653,000 | 1,129 |
| Pre-tax net operating income | $7,115,000 | 1,329 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,634,000 | 993 |
| Income before extraordinary items | $5,481,000 | 1,465 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,481,000 | 1,464 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,481,000 | 1,464 |
| Net charge-offs | $1,074,000 | 549 |
| Cash dividends | $4,000 | 4,024 |
| Sale, conversion, retirement of capital stock, net | $387,000 | 324 |
| Net operating income | $5,481,000 | 1,460 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,691,000 | 871 |
| Total interest expense | $6,570,000 | 549 |
| Net interest income | $20,121,000 | 968 |
| Provision for loan and lease losses | $930,000 | 684 |
| Total noninterest income | $320,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $320,000 | 2,232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 5,363 |
| Total noninterest expense | $13,832,000 | 1,130 |
| Salaries and employee benefits | $7,156,000 | 1,211 |
| Premises and equipment expense | $2,522,000 | 744 |
| Additional noninterest expense | $4,154,000 | 1,141 |
| Pre-tax net operating income | $5,679,000 | 1,287 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,385,000 | 946 |
| Income before extraordinary items | $4,294,000 | 1,414 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,294,000 | 1,413 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,294,000 | 1,413 |
| Net charge-offs | $1,098,000 | 408 |
| Cash dividends | $4,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $328,000 | 293 |
| Net operating income | $4,294,000 | 1,400 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,364,000 | 879 |
| Total interest expense | $4,177,000 | 529 |
| Net interest income | $13,187,000 | 985 |
| Provision for loan and lease losses | $650,000 | 646 |
| Total noninterest income | $205,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $205,000 | 2,274 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 5,428 |
| Total noninterest expense | $9,413,000 | 1,115 |
| Salaries and employee benefits | $4,787,000 | 1,212 |
| Premises and equipment expense | $1,694,000 | 744 |
| Additional noninterest expense | $2,932,000 | 1,094 |
| Pre-tax net operating income | $3,329,000 | 1,404 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $796,000 | 1,023 |
| Income before extraordinary items | $2,533,000 | 1,558 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,533,000 | 1,556 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,533,000 | 1,557 |
| Net charge-offs | $779,000 | 384 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 271 |
| Net operating income | $2,533,000 | 1,541 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 877 |
| Total interest expense | $1,980,000 | 527 |
| Net interest income | $6,711,000 | 959 |
| Provision for loan and lease losses | $325,000 | 637 |
| Total noninterest income | $95,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $0 | 5,496 |
| Total noninterest expense | $4,703,000 | 1,119 |
| Salaries and employee benefits | $2,415,000 | 1,213 |
| Premises and equipment expense | $867,000 | 746 |
| Additional noninterest expense | $1,421,000 | 1,118 |
| Pre-tax net operating income | $1,778,000 | 1,306 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $435,000 | 954 |
| Income before extraordinary items | $1,343,000 | 1,451 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,343,000 | 1,450 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,343,000 | 1,451 |
| Net charge-offs | $531,000 | 304 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 214 |
| Net operating income | $1,343,000 | 1,438 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $32,640,000 | 882 |
| Total interest expense | $7,611,000 | 466 |
| Net interest income | $25,029,000 | 1,009 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $449,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $449,000 | 2,212 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $0 | 5,546 |
| Total noninterest expense | $17,831,000 | 1,161 |
| Salaries and employee benefits | $9,012,000 | 1,258 |
| Premises and equipment expense | $2,966,000 | 831 |
| Additional noninterest expense | $5,853,000 | 1,097 |
| Pre-tax net operating income | $7,247,000 | 1,279 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,673,000 | 826 |
| Income before extraordinary items | $3,574,000 | 1,767 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,574,000 | 1,768 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,574,000 | 1,768 |
| Net charge-offs | $370,000 | 1,322 |
| Cash dividends | $695,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $3,390,000 | 127 |
| Net operating income | $3,574,000 | 1,752 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $24,138,000 | 889 |
| Total interest expense | $5,632,000 | 461 |
| Net interest income | $18,506,000 | 1,017 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $341,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $341,000 | 2,197 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $0 | 5,632 |
| Total noninterest expense | $13,036,000 | 1,186 |
| Salaries and employee benefits | $6,582,000 | 1,296 |
| Premises and equipment expense | $2,160,000 | 858 |
| Additional noninterest expense | $4,294,000 | 1,124 |
| Pre-tax net operating income | $5,811,000 | 1,237 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,111,000 | 885 |
| Income before extraordinary items | $3,700,000 | 1,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,700,000 | 1,460 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,700,000 | 1,461 |
| Net charge-offs | $302,000 | 1,109 |
| Cash dividends | $2,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $2,650,000 | 115 |
| Net operating income | $3,700,000 | 1,444 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,939,000 | 889 |
| Total interest expense | $3,683,000 | 456 |
| Net interest income | $12,256,000 | 1,019 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $229,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $229,000 | 2,172 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $0 | 5,670 |
| Total noninterest expense | $8,807,000 | 1,182 |
| Salaries and employee benefits | $4,374,000 | 1,306 |
| Premises and equipment expense | $1,421,000 | 873 |
| Additional noninterest expense | $3,012,000 | 1,086 |
| Pre-tax net operating income | $3,678,000 | 1,272 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,327,000 | 920 |
| Income before extraordinary items | $2,351,000 | 1,493 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,351,000 | 1,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,351,000 | 1,493 |
| Net charge-offs | $294,000 | 841 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $693,000 | 174 |
| Net operating income | $2,351,000 | 1,478 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 903 |
| Total interest expense | $1,733,000 | 473 |
| Net interest income | $6,043,000 | 1,025 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $118,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $118,000 | 2,128 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $0 | 5,747 |
| Total noninterest expense | $4,502,000 | 1,167 |
| Salaries and employee benefits | $2,206,000 | 1,308 |
| Premises and equipment expense | $738,000 | 851 |
| Additional noninterest expense | $1,558,000 | 1,029 |
| Pre-tax net operating income | $1,659,000 | 1,348 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $597,000 | 958 |
| Income before extraordinary items | $1,062,000 | 1,599 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,062,000 | 1,598 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,062,000 | 1,599 |
| Net charge-offs | $46,000 | 1,386 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 170 |
| Net operating income | $1,062,000 | 1,581 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $31,409,000 | 860 |
| Total interest expense | $6,974,000 | 434 |
| Net interest income | $24,435,000 | 996 |
| Provision for loan and lease losses | $1,570,000 | 629 |
| Total noninterest income | $491,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $491,000 | 2,101 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $0 | 5,780 |
| Total noninterest expense | $17,221,000 | 1,187 |
| Salaries and employee benefits | $7,959,000 | 1,376 |
| Premises and equipment expense | $2,755,000 | 895 |
| Additional noninterest expense | $6,507,000 | 1,007 |
| Pre-tax net operating income | $6,135,000 | 1,377 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,134,000 | 998 |
| Income before extraordinary items | $4,001,000 | 1,658 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,001,000 | 1,655 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,001,000 | 1,657 |
| Net charge-offs | $1,303,000 | 542 |
| Cash dividends | $1,128,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $1,015,000 | 201 |
| Net operating income | $4,001,000 | 1,621 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,732,000 | 848 |
| Total interest expense | $5,296,000 | 422 |
| Net interest income | $18,436,000 | 987 |
| Provision for loan and lease losses | $1,570,000 | 495 |
| Total noninterest income | $392,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $392,000 | 2,020 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $0 | 5,859 |
| Total noninterest expense | $12,653,000 | 1,206 |
| Salaries and employee benefits | $5,974,000 | 1,375 |
| Premises and equipment expense | $1,996,000 | 919 |
| Additional noninterest expense | $4,683,000 | 1,054 |
| Pre-tax net operating income | $4,605,000 | 1,397 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,602,000 | 1,028 |
| Income before extraordinary items | $3,003,000 | 1,692 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,003,000 | 1,692 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,003,000 | 1,692 |
| Net charge-offs | $1,270,000 | 400 |
| Cash dividends | $1,128,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $784,000 | 175 |
| Net operating income | $3,003,000 | 1,639 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,836,000 | 843 |
| Total interest expense | $3,562,000 | 410 |
| Net interest income | $12,274,000 | 987 |
| Provision for loan and lease losses | $450,000 | 927 |
| Total noninterest income | $190,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $190,000 | 2,524 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 5,931 |
| Total noninterest expense | $8,411,000 | 1,214 |
| Salaries and employee benefits | $3,985,000 | 1,382 |
| Premises and equipment expense | $1,348,000 | 911 |
| Additional noninterest expense | $3,078,000 | 1,068 |
| Pre-tax net operating income | $3,603,000 | 1,211 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,280,000 | 884 |
| Income before extraordinary items | $2,323,000 | 1,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,323,000 | 1,481 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,323,000 | 1,481 |
| Net charge-offs | $244,000 | 998 |
| Cash dividends | $750,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 189 |
| Net operating income | $2,323,000 | 1,441 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 831 |
| Total interest expense | $1,836,000 | 393 |
| Net interest income | $6,226,000 | 960 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $85,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $0 | 5,996 |
| Total noninterest expense | $3,991,000 | 1,269 |
| Salaries and employee benefits | $1,927,000 | 1,420 |
| Premises and equipment expense | $701,000 | 889 |
| Additional noninterest expense | $1,363,000 | 1,184 |
| Pre-tax net operating income | $2,020,000 | 1,080 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $728,000 | 793 |
| Income before extraordinary items | $1,292,000 | 1,333 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,292,000 | 1,332 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,292,000 | 1,334 |
| Net charge-offs | $244,000 | 569 |
| Cash dividends | $374,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 335 |
| Net operating income | $1,292,000 | 1,291 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $31,526,000 | 817 |
| Total interest expense | $8,041,000 | 343 |
| Net interest income | $23,485,000 | 982 |
| Provision for loan and lease losses | $924,000 | 868 |
| Total noninterest income | $324,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $324,000 | 2,883 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $0 | 6,010 |
| Total noninterest expense | $15,527,000 | 1,271 |
| Salaries and employee benefits | $7,338,000 | 1,448 |
| Premises and equipment expense | $2,805,000 | 875 |
| Additional noninterest expense | $5,384,000 | 1,193 |
| Pre-tax net operating income | $7,358,000 | 1,152 |
| Securities gains (losses) | $-15,000 | 5,908 |
| Applicable income taxes | $2,535,000 | 850 |
| Income before extraordinary items | $4,808,000 | 1,390 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,808,000 | 1,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,808,000 | 1,390 |
| Net charge-offs | $96,000 | 2,692 |
| Cash dividends | $1,504,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 407 |
| Net operating income | $4,817,750 | 1,372 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $23,749,000 | 812 |
| Total interest expense | $6,052,000 | 342 |
| Net interest income | $17,697,000 | 985 |
| Provision for loan and lease losses | $659,000 | 837 |
| Total noninterest income | $239,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $239,000 | 2,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,099 |
| Total noninterest expense | $11,490,000 | 1,290 |
| Salaries and employee benefits | $5,377,000 | 1,491 |
| Premises and equipment expense | $2,143,000 | 875 |
| Additional noninterest expense | $3,970,000 | 1,218 |
| Pre-tax net operating income | $5,787,000 | 1,124 |
| Securities gains (losses) | $-15,000 | 6,037 |
| Applicable income taxes | $1,998,000 | 847 |
| Income before extraordinary items | $3,774,000 | 1,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,774,000 | 1,356 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,774,000 | 1,356 |
| Net charge-offs | $132,000 | 1,918 |
| Cash dividends | $1,123,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 377 |
| Net operating income | $3,783,750 | 1,325 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,926,000 | 808 |
| Total interest expense | $3,990,000 | 345 |
| Net interest income | $11,936,000 | 964 |
| Provision for loan and lease losses | $783,000 | 527 |
| Total noninterest income | $141,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $141,000 | 3,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,161 |
| Total noninterest expense | $7,601,000 | 1,302 |
| Salaries and employee benefits | $3,573,000 | 1,498 |
| Premises and equipment expense | $1,481,000 | 842 |
| Additional noninterest expense | $2,547,000 | 1,252 |
| Pre-tax net operating income | $3,693,000 | 1,151 |
| Securities gains (losses) | $-15,000 | 6,151 |
| Applicable income taxes | $1,260,000 | 866 |
| Income before extraordinary items | $2,418,000 | 1,381 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,418,000 | 1,383 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,418,000 | 1,382 |
| Net charge-offs | $97,000 | 1,760 |
| Cash dividends | $749,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 348 |
| Net operating income | $2,427,900 | 1,340 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 814 |
| Total interest expense | $1,947,000 | 353 |
| Net interest income | $5,876,000 | 976 |
| Provision for loan and lease losses | $370,000 | 538 |
| Total noninterest income | $47,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 6,227 |
| Total noninterest expense | $3,828,000 | 1,298 |
| Salaries and employee benefits | $1,744,000 | 1,544 |
| Premises and equipment expense | $740,000 | 852 |
| Additional noninterest expense | $1,344,000 | 1,182 |
| Pre-tax net operating income | $1,725,000 | 1,183 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $596,000 | 902 |
| Income before extraordinary items | $1,124,000 | 1,440 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,124,000 | 1,442 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,124,000 | 1,442 |
| Net charge-offs | $60,000 | 1,434 |
| Cash dividends | $374,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 346 |
| Net operating income | $1,127,250 | 1,396 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,303,000 | 896 |
| Total interest expense | $6,611,000 | 429 |
| Net interest income | $21,692,000 | 1,041 |
| Provision for loan and lease losses | $2,422,000 | 407 |
| Total noninterest income | $206,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $206,000 | 3,869 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,264 |
| Total noninterest expense | $12,452,000 | 1,530 |
| Salaries and employee benefits | $6,234,000 | 1,671 |
| Premises and equipment expense | $2,608,000 | 935 |
| Additional noninterest expense | $3,610,000 | 1,716 |
| Pre-tax net operating income | $7,024,000 | 1,146 |
| Securities gains (losses) | $-16,000 | 6,105 |
| Applicable income taxes | $2,559,000 | 813 |
| Income before extraordinary items | $4,449,000 | 1,454 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,449,000 | 1,452 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,449,000 | 1,453 |
| Net charge-offs | $798,000 | 1,072 |
| Cash dividends | $1,288,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $524,000 | 300 |
| Net operating income | $4,459,240 | 1,422 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,442,000 | 930 |
| Total interest expense | $4,767,000 | 444 |
| Net interest income | $15,675,000 | 1,082 |
| Provision for loan and lease losses | $1,477,000 | 465 |
| Total noninterest income | $155,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $155,000 | 3,903 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $0 | 6,356 |
| Total noninterest expense | $9,180,000 | 1,563 |
| Salaries and employee benefits | $4,628,000 | 1,681 |
| Premises and equipment expense | $1,924,000 | 949 |
| Additional noninterest expense | $2,628,000 | 1,752 |
| Pre-tax net operating income | $5,173,000 | 1,181 |
| Securities gains (losses) | $-5,000 | 6,058 |
| Applicable income taxes | $1,958,000 | 817 |
| Income before extraordinary items | $3,210,000 | 1,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,210,000 | 1,479 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,210,000 | 1,479 |
| Net charge-offs | $407,000 | 1,334 |
| Cash dividends | $965,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $470,000 | 238 |
| Net operating income | $3,213,200 | 1,459 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,943,000 | 985 |
| Total interest expense | $3,075,000 | 460 |
| Net interest income | $9,868,000 | 1,134 |
| Provision for loan and lease losses | $784,000 | 578 |
| Total noninterest income | $104,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $104,000 | 3,872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $0 | 6,412 |
| Total noninterest expense | $5,971,000 | 1,600 |
| Salaries and employee benefits | $3,014,000 | 1,705 |
| Premises and equipment expense | $1,286,000 | 957 |
| Additional noninterest expense | $1,671,000 | 1,837 |
| Pre-tax net operating income | $3,217,000 | 1,228 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $1,266,000 | 807 |
| Income before extraordinary items | $1,949,000 | 1,577 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,949,000 | 1,580 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,949,000 | 1,579 |
| Net charge-offs | $315,000 | 1,224 |
| Cash dividends | $643,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $419,000 | 189 |
| Net operating income | $1,950,280 | 1,548 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 1,011 |
| Total interest expense | $1,516,000 | 463 |
| Net interest income | $4,778,000 | 1,175 |
| Provision for loan and lease losses | $440,000 | 510 |
| Total noninterest income | $55,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $0 | 6,468 |
| Total noninterest expense | $2,950,000 | 1,626 |
| Salaries and employee benefits | $1,471,000 | 1,761 |
| Premises and equipment expense | $681,000 | 928 |
| Additional noninterest expense | $798,000 | 1,893 |
| Pre-tax net operating income | $1,443,000 | 1,298 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $572,000 | 836 |
| Income before extraordinary items | $871,000 | 1,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $871,000 | 1,684 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $871,000 | 1,683 |
| Net charge-offs | $39,000 | 2,040 |
| Cash dividends | $321,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 257 |
| Net operating income | $871,000 | 1,647 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $24,797,000 | 1,018 |
| Total interest expense | $6,099,000 | 517 |
| Net interest income | $18,698,000 | 1,176 |
| Provision for loan and lease losses | $810,000 | 1,310 |
| Total noninterest income | $183,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 6,384 |
| Total noninterest expense | $10,557,000 | 1,811 |
| Salaries and employee benefits | $5,313,000 | 1,917 |
| Premises and equipment expense | $2,415,000 | 990 |
| Additional noninterest expense | $2,829,000 | 2,204 |
| Pre-tax net operating income | $7,514,000 | 1,019 |
| Securities gains (losses) | $195,000 | 905 |
| Applicable income taxes | $3,055,000 | 656 |
| Income before extraordinary items | $4,654,000 | 1,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,654,000 | 1,310 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,654,000 | 1,311 |
| Net charge-offs | $107,000 | 3,667 |
| Cash dividends | $1,269,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $786,000 | 238 |
| Net operating income | $4,529,200 | 1,316 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,520,000 | 1,028 |
| Total interest expense | $4,557,000 | 536 |
| Net interest income | $13,963,000 | 1,180 |
| Provision for loan and lease losses | $685,000 | 1,203 |
| Total noninterest income | $140,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $134,000 | 4,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,000 | 6,476 |
| Total noninterest expense | $7,849,000 | 1,830 |
| Salaries and employee benefits | $3,992,000 | 1,927 |
| Premises and equipment expense | $1,765,000 | 1,023 |
| Additional noninterest expense | $2,092,000 | 2,213 |
| Pre-tax net operating income | $5,569,000 | 1,045 |
| Securities gains (losses) | $195,000 | 836 |
| Applicable income taxes | $2,277,000 | 665 |
| Income before extraordinary items | $3,487,000 | 1,308 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,487,000 | 1,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,487,000 | 1,310 |
| Net charge-offs | $108,000 | 3,178 |
| Cash dividends | $949,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $397,000 | 254 |
| Net operating income | $3,362,200 | 1,326 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,211,000 | 1,034 |
| Total interest expense | $3,042,000 | 546 |
| Net interest income | $9,169,000 | 1,188 |
| Provision for loan and lease losses | $460,000 | 1,236 |
| Total noninterest income | $97,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $91,000 | 4,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,464 |
| Total noninterest expense | $5,271,000 | 1,816 |
| Salaries and employee benefits | $2,616,000 | 1,968 |
| Premises and equipment expense | $1,179,000 | 1,018 |
| Additional noninterest expense | $1,476,000 | 2,095 |
| Pre-tax net operating income | $3,535,000 | 1,065 |
| Securities gains (losses) | $197,000 | 761 |
| Applicable income taxes | $1,470,000 | 683 |
| Income before extraordinary items | $2,262,000 | 1,338 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,262,000 | 1,339 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,262,000 | 1,340 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $630,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 418 |
| Net operating income | $2,135,920 | 1,363 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 1,048 |
| Total interest expense | $1,508,000 | 579 |
| Net interest income | $4,561,000 | 1,195 |
| Provision for loan and lease losses | $140,000 | 1,778 |
| Total noninterest income | $51,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $2,638,000 | 1,837 |
| Salaries and employee benefits | $1,276,000 | 2,035 |
| Premises and equipment expense | $596,000 | 1,030 |
| Additional noninterest expense | $766,000 | 2,044 |
| Pre-tax net operating income | $1,834,000 | 1,007 |
| Securities gains (losses) | $53,000 | 893 |
| Applicable income taxes | $742,000 | 672 |
| Income before extraordinary items | $1,145,000 | 1,300 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,145,000 | 1,303 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,145,000 | 1,302 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $312,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 473 |
| Net operating income | $1,111,080 | 1,288 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $23,422,000 | 1,141 |
| Total interest expense | $6,074,000 | 714 |
| Net interest income | $17,348,000 | 1,267 |
| Provision for loan and lease losses | $1,198,000 | 1,590 |
| Total noninterest income | $174,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $172,000 | 4,533 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,000 | 6,510 |
| Total noninterest expense | $9,621,000 | 1,993 |
| Salaries and employee benefits | $4,782,000 | 2,088 |
| Premises and equipment expense | $2,030,000 | 1,161 |
| Additional noninterest expense | $2,809,000 | 2,310 |
| Pre-tax net operating income | $6,703,000 | 1,065 |
| Securities gains (losses) | $243,000 | 1,529 |
| Applicable income taxes | $2,746,000 | 663 |
| Income before extraordinary items | $4,200,000 | 1,396 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,200,000 | 1,397 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,200,000 | 1,397 |
| Net charge-offs | $600,000 | 2,416 |
| Cash dividends | $2,499,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 496 |
| Net operating income | $4,044,480 | 1,357 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,312,000 | 1,173 |
| Total interest expense | $4,533,000 | 754 |
| Net interest income | $12,779,000 | 1,296 |
| Provision for loan and lease losses | $885,000 | 1,602 |
| Total noninterest income | $125,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $123,000 | 4,678 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,634 |
| Total noninterest expense | $7,242,000 | 1,972 |
| Salaries and employee benefits | $3,624,000 | 2,066 |
| Premises and equipment expense | $1,495,000 | 1,191 |
| Additional noninterest expense | $2,123,000 | 2,282 |
| Pre-tax net operating income | $4,777,000 | 1,125 |
| Securities gains (losses) | $238,000 | 1,299 |
| Applicable income taxes | $1,981,000 | 716 |
| Income before extraordinary items | $3,034,000 | 1,473 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,034,000 | 1,474 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,034,000 | 1,474 |
| Net charge-offs | $337,000 | 2,690 |
| Cash dividends | $937,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 456 |
| Net operating income | $2,881,680 | 1,446 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,293,000 | 1,213 |
| Total interest expense | $2,974,000 | 816 |
| Net interest income | $8,319,000 | 1,330 |
| Provision for loan and lease losses | $625,000 | 1,527 |
| Total noninterest income | $80,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $78,000 | 4,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,684 |
| Total noninterest expense | $4,646,000 | 2,062 |
| Salaries and employee benefits | $2,393,000 | 2,076 |
| Premises and equipment expense | $961,000 | 1,235 |
| Additional noninterest expense | $1,292,000 | 2,502 |
| Pre-tax net operating income | $3,128,000 | 1,139 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,236,000 | 751 |
| Income before extraordinary items | $1,892,000 | 1,556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,892,000 | 1,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,892,000 | 1,556 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $624,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 426 |
| Net operating income | $1,892,000 | 1,470 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 1,264 |
| Total interest expense | $1,459,000 | 876 |
| Net interest income | $3,987,000 | 1,393 |
| Provision for loan and lease losses | $295,000 | 1,626 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $2,253,000 | 2,124 |
| Salaries and employee benefits | $1,200,000 | 2,088 |
| Premises and equipment expense | $471,000 | 1,269 |
| Additional noninterest expense | $582,000 | 2,720 |
| Pre-tax net operating income | $1,479,000 | 1,180 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $582,000 | 776 |
| Income before extraordinary items | $897,000 | 1,621 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $897,000 | 1,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $897,000 | 1,622 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $312,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 375 |
| Net operating income | $897,000 | 1,521 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,860,000 | 1,432 |
| Total interest expense | $4,746,000 | 1,283 |
| Net interest income | $15,114,000 | 1,465 |
| Provision for loan and lease losses | $1,183,000 | 2,191 |
| Total noninterest income | $207,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $193,000 | 4,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $14,000 | 6,474 |
| Total noninterest expense | $8,592,000 | 2,211 |
| Salaries and employee benefits | $4,178,000 | 2,312 |
| Premises and equipment expense | $1,577,000 | 1,574 |
| Additional noninterest expense | $2,837,000 | 2,312 |
| Pre-tax net operating income | $5,546,000 | 1,077 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,224,000 | 720 |
| Income before extraordinary items | $3,322,000 | 1,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,322,000 | 1,469 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,322,000 | 1,469 |
| Net charge-offs | $458,000 | 3,286 |
| Cash dividends | $2,083,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 573 |
| Net operating income | $3,322,000 | 1,403 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,580,000 | 1,482 |
| Total interest expense | $3,408,000 | 1,391 |
| Net interest income | $11,172,000 | 1,500 |
| Provision for loan and lease losses | $898,000 | 2,120 |
| Total noninterest income | $163,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $151,000 | 4,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $6,514,000 | 2,199 |
| Salaries and employee benefits | $3,125,000 | 2,309 |
| Premises and equipment expense | $1,155,000 | 1,627 |
| Additional noninterest expense | $2,234,000 | 2,225 |
| Pre-tax net operating income | $3,923,000 | 1,172 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,572,000 | 762 |
| Income before extraordinary items | $2,351,000 | 1,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,351,000 | 1,620 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,351,000 | 1,620 |
| Net charge-offs | $349,000 | 3,077 |
| Cash dividends | $2,083,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 534 |
| Net operating income | $2,351,000 | 1,541 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 1,521 |
| Total interest expense | $2,210,000 | 1,481 |
| Net interest income | $7,356,000 | 1,519 |
| Provision for loan and lease losses | $598,000 | 2,115 |
| Total noninterest income | $114,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $4,443,000 | 2,175 |
| Salaries and employee benefits | $2,026,000 | 2,394 |
| Premises and equipment expense | $795,000 | 1,589 |
| Additional noninterest expense | $1,622,000 | 2,091 |
| Pre-tax net operating income | $2,429,000 | 1,223 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $979,000 | 775 |
| Income before extraordinary items | $1,450,000 | 1,668 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,450,000 | 1,668 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,450,000 | 1,668 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 448 |
| Net operating income | $1,450,000 | 1,604 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 1,562 |
| Total interest expense | $1,083,000 | 1,571 |
| Net interest income | $3,585,000 | 1,550 |
| Provision for loan and lease losses | $386,000 | 1,673 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $2,165,000 | 2,223 |
| Salaries and employee benefits | $973,000 | 2,501 |
| Premises and equipment expense | $407,000 | 1,581 |
| Additional noninterest expense | $785,000 | 2,144 |
| Pre-tax net operating income | $1,095,000 | 1,327 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $456,000 | 800 |
| Income before extraordinary items | $639,000 | 1,820 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $639,000 | 1,819 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $639,000 | 1,820 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $639,000 | 1,767 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,011,000 | 1,775 |
| Total interest expense | $4,337,000 | 1,852 |
| Net interest income | $12,674,000 | 1,745 |
| Provision for loan and lease losses | $1,335,000 | 2,624 |
| Total noninterest income | $206,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $185,000 | 4,561 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 6,580 |
| Total noninterest expense | $8,049,000 | 2,405 |
| Salaries and employee benefits | $3,812,000 | 2,519 |
| Premises and equipment expense | $1,487,000 | 1,719 |
| Additional noninterest expense | $2,750,000 | 2,467 |
| Pre-tax net operating income | $3,496,000 | 1,426 |
| Securities gains (losses) | $127,000 | 1,954 |
| Applicable income taxes | $1,472,000 | 918 |
| Income before extraordinary items | $2,151,000 | 1,898 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,151,000 | 1,899 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,151,000 | 1,900 |
| Net charge-offs | $378,000 | 3,996 |
| Cash dividends | $1,718,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 556 |
| Net operating income | $2,069,720 | 1,896 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 1,845 |
| Total interest expense | $3,237,000 | 1,928 |
| Net interest income | $9,325,000 | 1,803 |
| Provision for loan and lease losses | $1,085,000 | 2,405 |
| Total noninterest income | $152,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $136,000 | 4,671 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $5,720,000 | 2,533 |
| Salaries and employee benefits | $2,844,000 | 2,550 |
| Premises and equipment expense | $1,120,000 | 1,744 |
| Additional noninterest expense | $1,756,000 | 2,771 |
| Pre-tax net operating income | $2,672,000 | 1,468 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,090,000 | 945 |
| Income before extraordinary items | $1,582,000 | 2,054 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,582,000 | 2,056 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,582,000 | 2,056 |
| Net charge-offs | $378,000 | 3,434 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 491 |
| Net operating income | $1,582,000 | 1,960 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 1,896 |
| Total interest expense | $2,132,000 | 2,033 |
| Net interest income | $6,121,000 | 1,829 |
| Provision for loan and lease losses | $655,000 | 2,457 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $3,804,000 | 2,549 |
| Salaries and employee benefits | $1,894,000 | 2,563 |
| Premises and equipment expense | $751,000 | 1,748 |
| Additional noninterest expense | $1,159,000 | 2,793 |
| Pre-tax net operating income | $1,760,000 | 1,475 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $722,000 | 917 |
| Income before extraordinary items | $1,038,000 | 2,048 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,038,000 | 2,046 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,038,000 | 2,048 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 418 |
| Net operating income | $1,038,000 | 1,966 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 1,977 |
| Total interest expense | $1,045,000 | 2,179 |
| Net interest income | $3,001,000 | 1,895 |
| Provision for loan and lease losses | $270,000 | 2,574 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $1,904,000 | 2,568 |
| Salaries and employee benefits | $959,000 | 2,568 |
| Premises and equipment expense | $382,000 | 1,776 |
| Additional noninterest expense | $563,000 | 2,872 |
| Pre-tax net operating income | $865,000 | 1,513 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $351,000 | 919 |
| Income before extraordinary items | $514,000 | 2,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 2,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $514,000 | 2,104 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 348 |
| Net operating income | $514,000 | 2,016 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,491,000 | 2,174 |
| Total interest expense | $5,931,000 | 1,941 |
| Net interest income | $9,560,000 | 2,289 |
| Provision for loan and lease losses | $424,000 | 4,803 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $172,000 | 4,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $7,183,000 | 2,729 |
| Salaries and employee benefits | $3,676,000 | 2,658 |
| Premises and equipment expense | $1,397,000 | 1,921 |
| Additional noninterest expense | $2,110,000 | 3,180 |
| Pre-tax net operating income | $2,135,000 | 1,819 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $878,000 | 1,058 |
| Income before extraordinary items | $1,257,000 | 2,399 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,257,000 | 2,397 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,257,000 | 2,398 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $1,562,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $1,963,000 | 341 |
| Net operating income | $1,257,000 | 2,357 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,460,000 | 2,224 |
| Total interest expense | $4,612,000 | 1,962 |
| Net interest income | $6,848,000 | 2,384 |
| Provision for loan and lease losses | $279,000 | 4,696 |
| Total noninterest income | $141,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $131,000 | 4,917 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,000 | 7,275 |
| Total noninterest expense | $5,307,000 | 2,778 |
| Salaries and employee benefits | $2,719,000 | 2,717 |
| Premises and equipment expense | $1,046,000 | 1,949 |
| Additional noninterest expense | $1,542,000 | 3,215 |
| Pre-tax net operating income | $1,403,000 | 2,161 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $581,000 | 1,281 |
| Income before extraordinary items | $822,000 | 2,818 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $822,000 | 2,815 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $822,000 | 2,818 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,859,000 | 282 |
| Net operating income | $822,000 | 2,766 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 2,321 |
| Total interest expense | $3,217,000 | 1,974 |
| Net interest income | $4,189,000 | 2,588 |
| Provision for loan and lease losses | $205,000 | 4,287 |
| Total noninterest income | $86,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $3,533,000 | 2,803 |
| Salaries and employee benefits | $1,827,000 | 2,722 |
| Premises and equipment expense | $684,000 | 2,013 |
| Additional noninterest expense | $1,022,000 | 3,237 |
| Pre-tax net operating income | $537,000 | 3,197 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $230,000 | 1,814 |
| Income before extraordinary items | $307,000 | 3,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 3,930 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $307,000 | 3,930 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 443 |
| Net operating income | $307,000 | 3,813 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 2,412 |
| Total interest expense | $1,729,000 | 1,920 |
| Net interest income | $1,870,000 | 2,879 |
| Provision for loan and lease losses | $61,000 | 4,607 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $1,637,000 | 2,907 |
| Salaries and employee benefits | $916,000 | 2,759 |
| Premises and equipment expense | $342,000 | 2,043 |
| Additional noninterest expense | $379,000 | 3,742 |
| Pre-tax net operating income | $210,000 | 3,957 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $94,000 | 2,250 |
| Income before extraordinary items | $116,000 | 4,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $116,000 | 4,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $116,000 | 4,741 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 319 |
| Net operating income | $116,000 | 4,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,454,000 | 2,558 |
| Total interest expense | $7,543,000 | 2,072 |
| Net interest income | $6,911,000 | 3,090 |
| Provision for loan and lease losses | $459,000 | 3,938 |
| Total noninterest income | $235,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,000 | 7,562 |
| Total noninterest expense | $5,742,000 | 3,205 |
| Salaries and employee benefits | $3,276,000 | 3,012 |
| Premises and equipment expense | $1,124,000 | 2,372 |
| Additional noninterest expense | $1,342,000 | 3,932 |
| Pre-tax net operating income | $945,000 | 3,861 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $420,000 | 2,025 |
| Income before extraordinary items | $527,000 | 4,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $527,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,444,000 | 376 |
| Net operating income | $525,720 | 4,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 2,625 |
| Total interest expense | $5,765,000 | 2,112 |
| Net interest income | $5,034,000 | 3,199 |
| Provision for loan and lease losses | $313,000 | 3,481 |
| Total noninterest income | $202,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $187,000 | 4,382 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $4,285,000 | 3,196 |
| Salaries and employee benefits | $2,498,000 | 2,981 |
| Premises and equipment expense | $838,000 | 2,389 |
| Additional noninterest expense | $949,000 | 4,025 |
| Pre-tax net operating income | $638,000 | 4,535 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $287,000 | 2,507 |
| Income before extraordinary items | $353,000 | 4,982 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $353,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,343,000 | 267 |
| Net operating income | $351,720 | 5,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 2,624 |
| Total interest expense | $4,077,000 | 2,096 |
| Net interest income | $3,182,000 | 3,332 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $145,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $136,000 | 4,226 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $2,879,000 | 3,184 |
| Salaries and employee benefits | $1,658,000 | 3,036 |
| Premises and equipment expense | $549,000 | 2,424 |
| Additional noninterest expense | $672,000 | 3,827 |
| Pre-tax net operating income | $223,000 | 5,667 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $109,000 | 3,369 |
| Income before extraordinary items | $114,000 | 6,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $723,000 | 227 |
| Net operating income | $114,000 | 6,190 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 2,630 |
| Total interest expense | $2,214,000 | 2,065 |
| Net interest income | $1,514,000 | 3,462 |
| Provision for loan and lease losses | $158,000 | 2,072 |
| Total noninterest income | $64,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $1,376,000 | 3,310 |
| Salaries and employee benefits | $841,000 | 3,020 |
| Premises and equipment expense | $274,000 | 2,460 |
| Additional noninterest expense | $261,000 | 4,550 |
| Pre-tax net operating income | $44,000 | 6,683 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $12,000 | 7,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 178 |
| Net operating income | $12,000 | 7,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,570,000 | 3,639 |
| Total interest expense | $4,435,000 | 3,753 |
| Net interest income | $6,135,000 | 3,448 |
| Provision for loan and lease losses | $1,046,000 | 1,374 |
| Total noninterest income | $160,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $149,000 | 5,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $4,363,000 | 3,852 |
| Salaries and employee benefits | $2,451,000 | 3,781 |
| Premises and equipment expense | $810,000 | 3,053 |
| Additional noninterest expense | $1,102,000 | 4,332 |
| Pre-tax net operating income | $886,000 | 4,981 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $74,000 | 4,684 |
| Income before extraordinary items | $816,000 | 4,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $816,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $2,024,000 | 358 |
| Net operating income | $812,320 | 4,743 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 3,865 |
| Total interest expense | $2,786,000 | 4,204 |
| Net interest income | $4,456,000 | 3,534 |
| Provision for loan and lease losses | $906,000 | 974 |
| Total noninterest income | $102,000 | 7,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $3,015,000 | 4,076 |
| Salaries and employee benefits | $1,676,000 | 4,024 |
| Premises and equipment expense | $546,000 | 3,316 |
| Additional noninterest expense | $793,000 | 4,385 |
| Pre-tax net operating income | $637,000 | 5,319 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $-37,000 | 8,127 |
| Income before extraordinary items | $678,000 | 4,741 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $678,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,324,000 | 297 |
| Net operating income | $674,000 | 4,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,164 |
| Total interest expense | $1,544,000 | 4,703 |
| Net interest income | $2,812,000 | 3,713 |
| Provision for loan and lease losses | $628,000 | 843 |
| Total noninterest income | $56,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $1,903,000 | 4,271 |
| Salaries and employee benefits | $1,031,000 | 4,325 |
| Premises and equipment expense | $322,000 | 3,666 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $337,000 | 5,834 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $107,000 | 4,063 |
| Income before extraordinary items | $234,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 379 |
| Net operating income | $231,240 | 6,131 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 4,444 |
| Total interest expense | $641,000 | 5,197 |
| Net interest income | $1,324,000 | 3,868 |
| Provision for loan and lease losses | $389,000 | 640 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $899,000 | 4,441 |
| Salaries and employee benefits | $500,000 | 4,438 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $251,000 | 4,528 |
| Pre-tax net operating income | $55,000 | 7,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 232 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 5,951 |
| Total interest expense | $606,000 | 7,695 |
| Net interest income | $3,678,000 | 4,893 |
| Provision for loan and lease losses | $866,000 | 1,195 |
| Total noninterest income | $15,000 | 8,449 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $15,000 | 7,347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $3,328,000 | 4,549 |
| Salaries and employee benefits | $1,267,000 | 5,736 |
| Premises and equipment expense | $323,000 | 5,549 |
| Additional noninterest expense | $1,738,000 | 2,908 |
| Pre-tax net operating income | $-501,000 | 8,263 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $164,000 | 4,507 |
| Income before extraordinary items | $-665,000 | 8,358 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-665,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $43,665,000 | 25 |
| Net operating income | $-665,000 | 8,353 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 6,334 |
| Total interest expense | $211,000 | 8,376 |
| Net interest income | $2,552,000 | 5,191 |
| Provision for loan and lease losses | $564,000 | 1,271 |
| Total noninterest income | $6,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $6,000 | 7,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $2,498,000 | 4,544 |
| Salaries and employee benefits | $693,000 | 6,590 |
| Premises and equipment expense | $193,000 | 6,167 |
| Additional noninterest expense | $1,612,000 | 2,394 |
| Pre-tax net operating income | $-504,000 | 8,452 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-504,000 | 8,474 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-504,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $43,636,000 | 12 |
| Net operating income | $-504,000 | 8,462 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,536 |
| Total interest expense | $61,000 | 8,616 |
| Net interest income | $1,616,000 | 5,374 |
| Provision for loan and lease losses | $197,000 | 2,147 |
| Total noninterest income | $1,000 | 8,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,826,000 | 4,250 |
| Salaries and employee benefits | $287,000 | 7,711 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $1,467,000 | 1,785 |
| Pre-tax net operating income | $-406,000 | 8,525 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-406,000 | 8,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-406,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $43,624,000 | 7 |
| Net operating income | $-406,000 | 8,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.