Home > Bank of New Hampshire > Net charge- offs to loans
Bank of New Hampshire, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4949% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5091% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2849% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0166% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2497% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2011% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5895% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2761% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1872% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0975% | 1,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1617% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 1,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8963% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3084% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 294 |
| Percentage Net Loans Charged-off:Construction & development | -3.0288% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4699% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3673% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6877% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5937% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8459% | 84 |
| Percentage Net Loans Charged-off:Construction & development | -3.8195% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9521% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2106% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8331% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4123% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8880% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4394% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0528% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9902% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5665% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6554% | 158 |
| Percentage Net Loans Charged-off:Construction & development | -5.5459% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3230% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5376% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9175% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7647% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9384% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3334% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2265% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9362% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0831% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2060% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 1.3116% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0654% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5553% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2306% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2827% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2238% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4265% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6435% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5722% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2591% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 5.8525% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8470% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.0048% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3030% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9529% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3483% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6458% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8932% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1384% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3125% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |