Home > Bank of Nevada > Net charge- offs to loans
Bank of Nevada, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2745% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | -1.3672% | 6,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 1,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1708% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1271% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3215% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6217% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6313% | 6,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2225% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2225% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -17.3436% | 1,401 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5709% | 977 |
| Percentage Net Loans Charged-off:Construction & development | -0.1766% | 5,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2258% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2752% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9312% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0073% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4561% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3427% | 6,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6799% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6799% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.7122% | 1,363 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5295% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6546% | 807 |
| Percentage Net Loans Charged-off:Construction & development | -1.0736% | 6,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1990% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0261% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6255% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3940% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2359% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6316% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1584% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1584% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6737% | 12 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9018% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0207% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 7.5200% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4921% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8031% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0274% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1081% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4564% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7707% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4448% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4448% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5881% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1560% | 110 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0663% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1751% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 12.0583% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1270% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6443% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2220% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2560% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6600% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2623% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8781% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8781% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3879% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3388% | 94 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3576% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6321% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 13.7966% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5498% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0192% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9118% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8652% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2027% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2682% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4627% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4627% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.4924% | 1,422 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5227% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6719% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 16.0875% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3958% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2427% | 5,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3381% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1591% | 5,276 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0280% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1419% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1219% | 6,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1219% | 6,865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.8164% | 1,378 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2530% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5887% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 4.0229% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3896% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1787% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4102% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5327% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5980% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7991% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4248% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3858% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 1,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.2540% | 33 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1892% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4229% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 3.0410% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9853% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6911% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3322% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6467% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4786% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1313% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6936% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6414% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0088% | 5,899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.0056% | 30 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0244% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9882% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 3.4652% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2012% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7070% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9645% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 8.4126% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5735% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1183% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2203% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1180% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.7744% | 19 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0880% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4377% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 5.4846% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3758% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.7003% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4883% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6739% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6517% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6477% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6843% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3531% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5773% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8566% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 6.4239% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5642% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4477% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8849% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3476% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5050% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4988% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1697% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0195% | 1,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3963% | 109 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0202% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2643% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 7.3797% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6193% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.8994% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4630% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3928% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2216% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2112% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0646% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0709% | 1,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6967% | 93 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1154% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2216% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 8.0913% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5523% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.2020% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0697% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7310% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8989% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9698% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4184% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5188% | 70 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8242% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8473% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 7.9811% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5082% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4640% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8752% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 8.1776% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2832% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5471% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5509% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 6,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7947% | 52 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6685% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1544% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 5.7079% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2199% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0401% | 893 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5904% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4318% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3773% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7588% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2171% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5925% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1252% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7756% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 5.1758% | 949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7920% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3052% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3931% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2831% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8338% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1425% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2187% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7440% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6446% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 4.7204% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6684% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3885% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7248% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5568% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5916% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7837% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7277% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0947% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6531% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4695% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 1.1267% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2028% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4246% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6544% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6741% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2263% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5576% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0645% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6187% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2571% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 3.1540% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3486% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0605% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8875% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3263% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0521% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2873% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9033% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7988% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4104% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3450% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 3.5919% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1890% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2623% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2141% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2231% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7881% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6611% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4441% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5241% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0178% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8233% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 1.8219% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 7,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5687% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0315% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3617% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8054% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1534% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0792% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4521% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1197% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0135% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 2.7702% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1654% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5490% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7202% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1394% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2441% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1066% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8061% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8971% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8424% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2532% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1954% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3985% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8831% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6729% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9009% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3521% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2220% | 7,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8782% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3261% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6043% | 8,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 7,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 7,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0860% | 7,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8217% | 8,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 7,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9388% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 7,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0841% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 6,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5435% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 7,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 8,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2757% | 7,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 6,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 8,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 8,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 7,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3510% | 4,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 6,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2567% | 4,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 7,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1519% | 7,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2899% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 6,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 7,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8201% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1243% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0842% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2515% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1289% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1667% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7333% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2649% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4132% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0310% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3201% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5300% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8089% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 4,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2775% | 2,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7994% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2628% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | -4.5670% | 5,541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2641% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3774% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9392% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9092% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5882% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7659% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6898% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5301% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5301% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2130% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3915% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4743% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 6,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 8,604 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |