Home > Bank of Michigan > Income and Expense
Bank of Michigan, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 3,839 |
| Total interest expense | $396,000 | 4,160 |
| Net interest income | $4,615,000 | 3,762 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,316,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,178,000 | 1,060 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,138,000 | 2,209 |
| Total noninterest expense | $5,026,000 | 3,202 |
| Salaries and employee benefits | $2,498,000 | 3,427 |
| Premises and equipment expense | $407,000 | 3,873 |
| Additional noninterest expense | $2,121,000 | 2,678 |
| Pre-tax net operating income | $1,905,000 | 3,100 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $667,000 | 1,967 |
| Income before extraordinary items | $1,239,000 | 3,578 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,239,000 | 3,576 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,239,000 | 3,578 |
| Net charge-offs | $206,000 | 1,962 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 548 |
| Net operating income | $1,238,350 | 3,529 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,932 |
| Total interest expense | $298,000 | 4,212 |
| Net interest income | $3,375,000 | 3,853 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,580,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $885,000 | 1,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $695,000 | 2,491 |
| Total noninterest expense | $3,690,000 | 3,269 |
| Salaries and employee benefits | $1,833,000 | 3,471 |
| Premises and equipment expense | $315,000 | 3,872 |
| Additional noninterest expense | $1,542,000 | 2,731 |
| Pre-tax net operating income | $1,265,000 | 3,364 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $442,000 | 2,110 |
| Income before extraordinary items | $823,000 | 3,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 3,832 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $823,000 | 3,833 |
| Net charge-offs | $208,000 | 1,521 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 522 |
| Net operating income | $823,000 | 3,784 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 3,973 |
| Total interest expense | $205,000 | 4,200 |
| Net interest income | $2,214,000 | 3,902 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,188,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $594,000 | 1,026 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $594,000 | 2,201 |
| Total noninterest expense | $2,657,000 | 3,140 |
| Salaries and employee benefits | $1,276,000 | 3,404 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $1,162,000 | 2,502 |
| Pre-tax net operating income | $745,000 | 3,543 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $261,000 | 2,230 |
| Income before extraordinary items | $484,000 | 4,030 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 4,031 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $484,000 | 4,032 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 500 |
| Net operating income | $484,000 | 3,965 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 4,051 |
| Total interest expense | $102,000 | 4,254 |
| Net interest income | $1,076,000 | 3,987 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $712,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $314,000 | 972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $398,000 | 1,779 |
| Total noninterest expense | $1,277,000 | 3,238 |
| Salaries and employee benefits | $663,000 | 3,356 |
| Premises and equipment expense | $116,000 | 3,731 |
| Additional noninterest expense | $498,000 | 2,805 |
| Pre-tax net operating income | $511,000 | 2,979 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $180,000 | 1,924 |
| Income before extraordinary items | $331,000 | 3,472 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $331,000 | 3,475 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $331,000 | 3,475 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 468 |
| Net operating income | $331,000 | 3,390 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 4,139 |
| Total interest expense | $469,000 | 4,149 |
| Net interest income | $4,158,000 | 4,100 |
| Provision for loan and lease losses | $-80,000 | 6,009 |
| Total noninterest income | $2,055,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,111,000 | 1,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $944,000 | 2,400 |
| Total noninterest expense | $4,430,000 | 3,576 |
| Salaries and employee benefits | $2,396,000 | 3,578 |
| Premises and equipment expense | $343,000 | 4,408 |
| Additional noninterest expense | $1,691,000 | 3,256 |
| Pre-tax net operating income | $1,863,000 | 3,101 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $647,000 | 1,978 |
| Income before extraordinary items | $1,216,000 | 3,597 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,216,000 | 3,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,216,000 | 3,599 |
| Net charge-offs | $101,000 | 3,173 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 556 |
| Net operating income | $1,216,000 | 3,544 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 4,195 |
| Total interest expense | $369,000 | 4,108 |
| Net interest income | $3,073,000 | 4,177 |
| Provision for loan and lease losses | $-80,000 | 6,179 |
| Total noninterest income | $1,380,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $817,000 | 1,214 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $563,000 | 2,730 |
| Total noninterest expense | $3,290,000 | 3,627 |
| Salaries and employee benefits | $1,766,000 | 3,631 |
| Premises and equipment expense | $248,000 | 4,539 |
| Additional noninterest expense | $1,276,000 | 3,252 |
| Pre-tax net operating income | $1,243,000 | 3,368 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $432,000 | 2,111 |
| Income before extraordinary items | $811,000 | 3,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $811,000 | 3,883 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $811,000 | 3,884 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 529 |
| Net operating income | $811,000 | 3,840 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 4,239 |
| Total interest expense | $258,000 | 4,063 |
| Net interest income | $2,005,000 | 4,236 |
| Provision for loan and lease losses | $-80,000 | 6,317 |
| Total noninterest income | $866,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $545,000 | 1,192 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $321,000 | 2,941 |
| Total noninterest expense | $2,150,000 | 3,688 |
| Salaries and employee benefits | $1,147,000 | 3,725 |
| Premises and equipment expense | $165,000 | 4,589 |
| Additional noninterest expense | $838,000 | 3,305 |
| Pre-tax net operating income | $801,000 | 3,366 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $279,000 | 2,096 |
| Income before extraordinary items | $522,000 | 3,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 3,874 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $522,000 | 3,875 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 506 |
| Net operating income | $522,000 | 3,823 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 4,274 |
| Total interest expense | $130,000 | 4,088 |
| Net interest income | $1,000,000 | 4,249 |
| Provision for loan and lease losses | $-80,000 | 6,500 |
| Total noninterest income | $369,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $269,000 | 1,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,015,000 | 3,864 |
| Salaries and employee benefits | $544,000 | 3,881 |
| Premises and equipment expense | $80,000 | 4,704 |
| Additional noninterest expense | $391,000 | 3,462 |
| Pre-tax net operating income | $434,000 | 3,153 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $152,000 | 1,992 |
| Income before extraordinary items | $282,000 | 3,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 3,650 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 3,651 |
| Net charge-offs | $-25,000 | 6,111 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 464 |
| Net operating income | $282,000 | 3,598 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 4,259 |
| Total interest expense | $520,000 | 4,374 |
| Net interest income | $4,168,000 | 4,174 |
| Provision for loan and lease losses | $285,000 | 2,521 |
| Total noninterest income | $1,763,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $809,000 | 1,630 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $954,000 | 2,446 |
| Total noninterest expense | $4,093,000 | 3,863 |
| Salaries and employee benefits | $2,201,000 | 3,867 |
| Premises and equipment expense | $291,000 | 4,924 |
| Additional noninterest expense | $1,601,000 | 3,487 |
| Pre-tax net operating income | $1,553,000 | 3,339 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $529,000 | 2,093 |
| Income before extraordinary items | $1,024,000 | 3,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,024,000 | 3,845 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,024,000 | 3,846 |
| Net charge-offs | $805,000 | 1,482 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,024,000 | 3,789 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 4,295 |
| Total interest expense | $393,000 | 4,449 |
| Net interest income | $3,125,000 | 4,207 |
| Provision for loan and lease losses | $284,000 | 2,147 |
| Total noninterest income | $1,256,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $580,000 | 1,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $676,000 | 2,557 |
| Total noninterest expense | $3,035,000 | 3,911 |
| Salaries and employee benefits | $1,643,000 | 3,872 |
| Premises and equipment expense | $206,000 | 5,066 |
| Additional noninterest expense | $1,186,000 | 3,525 |
| Pre-tax net operating income | $1,062,000 | 3,583 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $361,000 | 2,241 |
| Income before extraordinary items | $701,000 | 4,063 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $701,000 | 4,067 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $701,000 | 4,067 |
| Net charge-offs | $781,000 | 1,200 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $701,000 | 3,991 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 4,281 |
| Total interest expense | $263,000 | 4,507 |
| Net interest income | $2,102,000 | 4,183 |
| Provision for loan and lease losses | $285,000 | 1,739 |
| Total noninterest income | $886,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $371,000 | 1,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,439 |
| Total noninterest expense | $2,016,000 | 3,933 |
| Salaries and employee benefits | $1,113,000 | 3,858 |
| Premises and equipment expense | $128,000 | 5,186 |
| Additional noninterest expense | $775,000 | 3,579 |
| Pre-tax net operating income | $687,000 | 3,602 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $234,000 | 2,286 |
| Income before extraordinary items | $453,000 | 4,106 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $453,000 | 4,109 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $453,000 | 4,109 |
| Net charge-offs | $329,000 | 1,603 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $453,000 | 4,001 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 4,289 |
| Total interest expense | $139,000 | 4,470 |
| Net interest income | $1,047,000 | 4,212 |
| Provision for loan and lease losses | $178,000 | 1,474 |
| Total noninterest income | $536,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $181,000 | 1,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $355,000 | 1,997 |
| Total noninterest expense | $1,014,000 | 3,957 |
| Salaries and employee benefits | $533,000 | 4,002 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $412,000 | 3,440 |
| Pre-tax net operating income | $391,000 | 3,333 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $258,000 | 3,839 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $258,000 | 3,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $258,000 | 3,841 |
| Net charge-offs | $126,000 | 1,715 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $258,000 | 3,730 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 4,655 |
| Total interest expense | $668,000 | 4,518 |
| Net interest income | $3,689,000 | 4,624 |
| Provision for loan and lease losses | $777,000 | 2,117 |
| Total noninterest income | $1,221,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $627,000 | 2,083 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $594,000 | 3,116 |
| Total noninterest expense | $3,543,000 | 4,344 |
| Salaries and employee benefits | $1,504,000 | 4,843 |
| Premises and equipment expense | $198,000 | 5,728 |
| Additional noninterest expense | $1,841,000 | 3,288 |
| Pre-tax net operating income | $590,000 | 4,725 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $207,000 | 2,984 |
| Income before extraordinary items | $383,000 | 5,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $383,000 | 5,243 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $383,000 | 5,244 |
| Net charge-offs | $343,000 | 3,145 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 501 |
| Net operating income | $383,000 | 5,046 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 4,782 |
| Total interest expense | $523,000 | 4,550 |
| Net interest income | $2,684,000 | 4,763 |
| Provision for loan and lease losses | $612,000 | 2,015 |
| Total noninterest income | $835,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $449,000 | 2,185 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 3,324 |
| Total noninterest expense | $2,579,000 | 4,440 |
| Salaries and employee benefits | $1,053,000 | 5,041 |
| Premises and equipment expense | $149,000 | 5,794 |
| Additional noninterest expense | $1,377,000 | 3,320 |
| Pre-tax net operating income | $328,000 | 5,203 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $116,000 | 3,264 |
| Income before extraordinary items | $212,000 | 5,668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $212,000 | 5,667 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $212,000 | 5,667 |
| Net charge-offs | $156,000 | 3,552 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 403 |
| Net operating income | $212,000 | 5,494 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 4,886 |
| Total interest expense | $364,000 | 4,554 |
| Net interest income | $1,726,000 | 4,886 |
| Provision for loan and lease losses | $566,000 | 1,675 |
| Total noninterest income | $484,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $275,000 | 2,317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 3,614 |
| Total noninterest expense | $1,647,000 | 4,568 |
| Salaries and employee benefits | $659,000 | 5,230 |
| Premises and equipment expense | $82,000 | 6,095 |
| Additional noninterest expense | $906,000 | 3,371 |
| Pre-tax net operating income | $-3,000 | 6,321 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $-5,000 | 6,464 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,000 | 6,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,000 | 6,464 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,000 | 6,333 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,978 |
| Total interest expense | $187,000 | 4,601 |
| Net interest income | $839,000 | 4,987 |
| Provision for loan and lease losses | $449,000 | 1,179 |
| Total noninterest income | $159,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $126,000 | 2,454 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $766,000 | 4,781 |
| Salaries and employee benefits | $290,000 | 5,571 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $423,000 | 3,504 |
| Pre-tax net operating income | $-217,000 | 6,862 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-72,000 | 7,138 |
| Income before extraordinary items | $-145,000 | 6,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-145,000 | 6,858 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-145,000 | 6,858 |
| Net charge-offs | $54,000 | 2,963 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-145,000 | 6,807 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 5,208 |
| Total interest expense | $784,000 | 4,962 |
| Net interest income | $3,122,000 | 5,165 |
| Provision for loan and lease losses | $662,000 | 3,032 |
| Total noninterest income | $1,096,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $430,000 | 2,894 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $666,000 | 2,711 |
| Total noninterest expense | $2,935,000 | 4,936 |
| Salaries and employee benefits | $1,184,000 | 5,551 |
| Premises and equipment expense | $219,000 | 5,854 |
| Additional noninterest expense | $1,532,000 | 3,802 |
| Pre-tax net operating income | $621,000 | 4,466 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $195,000 | 2,926 |
| Income before extraordinary items | $426,000 | 4,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $426,000 | 4,869 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $426,000 | 4,868 |
| Net charge-offs | $525,000 | 3,113 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $426,000 | 4,727 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 5,286 |
| Total interest expense | $592,000 | 5,068 |
| Net interest income | $2,299,000 | 5,243 |
| Provision for loan and lease losses | $531,000 | 2,787 |
| Total noninterest income | $842,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $309,000 | 2,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $533,000 | 2,611 |
| Total noninterest expense | $2,211,000 | 4,933 |
| Salaries and employee benefits | $914,000 | 5,493 |
| Premises and equipment expense | $165,000 | 5,885 |
| Additional noninterest expense | $1,132,000 | 3,841 |
| Pre-tax net operating income | $399,000 | 4,774 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $138,000 | 2,970 |
| Income before extraordinary items | $261,000 | 5,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 5,228 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $261,000 | 5,228 |
| Net charge-offs | $499,000 | 2,668 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $261,000 | 5,108 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 5,330 |
| Total interest expense | $390,000 | 5,199 |
| Net interest income | $1,541,000 | 5,272 |
| Provision for loan and lease losses | $319,000 | 2,883 |
| Total noninterest income | $564,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $188,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 2,525 |
| Total noninterest expense | $1,450,000 | 5,024 |
| Salaries and employee benefits | $593,000 | 5,592 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $747,000 | 3,910 |
| Pre-tax net operating income | $336,000 | 4,459 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $116,000 | 2,742 |
| Income before extraordinary items | $220,000 | 4,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,874 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $220,000 | 4,875 |
| Net charge-offs | $263,000 | 2,832 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $220,000 | 4,788 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 5,381 |
| Total interest expense | $199,000 | 5,257 |
| Net interest income | $759,000 | 5,311 |
| Provision for loan and lease losses | $268,000 | 2,108 |
| Total noninterest income | $265,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,696 |
| Total noninterest expense | $699,000 | 5,165 |
| Salaries and employee benefits | $321,000 | 5,455 |
| Premises and equipment expense | $56,000 | 5,948 |
| Additional noninterest expense | $322,000 | 4,334 |
| Pre-tax net operating income | $57,000 | 5,656 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $37,000 | 5,895 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $37,000 | 5,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $135,000 | 2,459 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $37,000 | 5,866 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 5,455 |
| Total interest expense | $951,000 | 5,333 |
| Net interest income | $2,957,000 | 5,393 |
| Provision for loan and lease losses | $1,461,000 | 2,503 |
| Total noninterest income | $710,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $269,000 | 3,854 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $441,000 | 3,371 |
| Total noninterest expense | $2,602,000 | 5,399 |
| Salaries and employee benefits | $1,095,000 | 5,855 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $1,288,000 | 4,426 |
| Pre-tax net operating income | $-396,000 | 6,190 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-129,000 | 6,878 |
| Income before extraordinary items | $-267,000 | 6,223 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-267,000 | 6,224 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-267,000 | 6,224 |
| Net charge-offs | $1,265,000 | 2,372 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-267,000 | 6,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,584 |
| Total interest expense | $746,000 | 5,395 |
| Net interest income | $2,142,000 | 5,556 |
| Provision for loan and lease losses | $1,160,000 | 2,310 |
| Total noninterest income | $438,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $237,000 | 3,920 |
| Total noninterest expense | $1,922,000 | 5,468 |
| Salaries and employee benefits | $812,000 | 5,920 |
| Premises and equipment expense | $165,000 | 6,093 |
| Additional noninterest expense | $945,000 | 4,478 |
| Pre-tax net operating income | $-502,000 | 6,549 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-167,000 | 7,164 |
| Income before extraordinary items | $-335,000 | 6,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-335,000 | 6,561 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-335,000 | 6,561 |
| Net charge-offs | $1,024,000 | 2,171 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-335,000 | 6,484 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 5,651 |
| Total interest expense | $528,000 | 5,349 |
| Net interest income | $1,383,000 | 5,652 |
| Provision for loan and lease losses | $851,000 | 2,117 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $1,243,000 | 5,569 |
| Salaries and employee benefits | $547,000 | 5,951 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $588,000 | 4,638 |
| Pre-tax net operating income | $-433,000 | 6,698 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-145,000 | 7,268 |
| Income before extraordinary items | $-288,000 | 6,679 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-288,000 | 6,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-288,000 | 6,680 |
| Net charge-offs | $809,000 | 1,928 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-288,000 | 6,631 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,672 |
| Total interest expense | $284,000 | 5,318 |
| Net interest income | $689,000 | 5,698 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $150,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $653,000 | 5,509 |
| Salaries and employee benefits | $276,000 | 6,003 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $322,000 | 4,395 |
| Pre-tax net operating income | $-264,000 | 6,926 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-89,000 | 7,434 |
| Income before extraordinary items | $-175,000 | 6,895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-175,000 | 6,896 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-175,000 | 6,895 |
| Net charge-offs | $554,000 | 1,507 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-175,000 | 6,854 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 5,572 |
| Total interest expense | $1,467,000 | 5,212 |
| Net interest income | $2,752,000 | 5,603 |
| Provision for loan and lease losses | $722,000 | 3,992 |
| Total noninterest income | $599,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $306,000 | 3,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $293,000 | 4,021 |
| Total noninterest expense | $2,399,000 | 5,780 |
| Salaries and employee benefits | $1,035,000 | 6,164 |
| Premises and equipment expense | $225,000 | 6,277 |
| Additional noninterest expense | $1,139,000 | 4,874 |
| Pre-tax net operating income | $230,000 | 4,710 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $78,000 | 3,015 |
| Income before extraordinary items | $152,000 | 4,977 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $152,000 | 4,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $152,000 | 4,977 |
| Net charge-offs | $546,000 | 3,672 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $152,000 | 4,912 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 5,659 |
| Total interest expense | $1,172,000 | 5,217 |
| Net interest income | $1,976,000 | 5,731 |
| Provision for loan and lease losses | $574,000 | 3,592 |
| Total noninterest income | $365,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $237,000 | 3,799 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $128,000 | 5,030 |
| Total noninterest expense | $1,798,000 | 5,810 |
| Salaries and employee benefits | $792,000 | 6,155 |
| Premises and equipment expense | $167,000 | 6,345 |
| Additional noninterest expense | $839,000 | 4,928 |
| Pre-tax net operating income | $-31,000 | 5,745 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $473,000 | 1,461 |
| Income before extraordinary items | $-504,000 | 6,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-504,000 | 6,436 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-504,000 | 6,435 |
| Net charge-offs | $379,000 | 3,417 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-504,000 | 6,427 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 5,718 |
| Total interest expense | $823,000 | 5,213 |
| Net interest income | $1,269,000 | 5,836 |
| Provision for loan and lease losses | $212,000 | 4,240 |
| Total noninterest income | $209,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $42,000 | 6,041 |
| Total noninterest expense | $1,236,000 | 5,777 |
| Salaries and employee benefits | $566,000 | 6,072 |
| Premises and equipment expense | $111,000 | 6,386 |
| Additional noninterest expense | $559,000 | 4,939 |
| Pre-tax net operating income | $30,000 | 5,630 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $183,000 | 3,534 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $19,000 | 5,715 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,784 |
| Total interest expense | $455,000 | 5,081 |
| Net interest income | $579,000 | 6,061 |
| Provision for loan and lease losses | $179,000 | 3,015 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $627,000 | 5,681 |
| Salaries and employee benefits | $304,000 | 5,946 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $268,000 | 4,761 |
| Pre-tax net operating income | $-104,000 | 6,667 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-35,000 | 7,358 |
| Income before extraordinary items | $-69,000 | 6,726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-69,000 | 6,727 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-69,000 | 6,727 |
| Net charge-offs | $175,000 | 2,261 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-69,000 | 6,623 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 5,748 |
| Total interest expense | $2,138,000 | 5,148 |
| Net interest income | $2,337,000 | 6,056 |
| Provision for loan and lease losses | $51,000 | 6,565 |
| Total noninterest income | $426,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 4,488 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $191,000 | 4,919 |
| Total noninterest expense | $1,884,000 | 6,385 |
| Salaries and employee benefits | $935,000 | 6,565 |
| Premises and equipment expense | $223,000 | 6,471 |
| Additional noninterest expense | $726,000 | 5,722 |
| Pre-tax net operating income | $828,000 | 4,098 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $285,000 | 2,461 |
| Income before extraordinary items | $543,000 | 4,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $543,000 | 4,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 5,800 |
| Total interest expense | $1,632,000 | 5,221 |
| Net interest income | $1,752,000 | 6,107 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $323,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $1,381,000 | 6,427 |
| Salaries and employee benefits | $673,000 | 6,675 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $540,000 | 5,703 |
| Pre-tax net operating income | $651,000 | 4,497 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $224,000 | 2,787 |
| Income before extraordinary items | $427,000 | 4,693 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $427,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $427,000 | 4,849 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,865 |
| Total interest expense | $1,126,000 | 5,280 |
| Net interest income | $1,137,000 | 6,185 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $214,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $907,000 | 6,526 |
| Salaries and employee benefits | $416,000 | 6,891 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $375,000 | 5,596 |
| Pre-tax net operating income | $409,000 | 4,758 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $268,000 | 5,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $268,000 | 5,114 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,886 |
| Total interest expense | $631,000 | 5,149 |
| Net interest income | $533,000 | 6,359 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $130,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $474,000 | 6,441 |
| Salaries and employee benefits | $236,000 | 6,647 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $179,000 | 5,687 |
| Pre-tax net operating income | $189,000 | 5,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $65,000 | 3,297 |
| Income before extraordinary items | $124,000 | 5,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $124,000 | 5,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 5,898 |
| Total interest expense | $2,515,000 | 5,250 |
| Net interest income | $2,144,000 | 6,350 |
| Provision for loan and lease losses | $540,000 | 2,219 |
| Total noninterest income | $286,000 | 6,109 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $138,000 | 5,706 |
| Total noninterest expense | $2,091,000 | 6,100 |
| Salaries and employee benefits | $1,170,000 | 6,056 |
| Premises and equipment expense | $237,000 | 6,369 |
| Additional noninterest expense | $684,000 | 5,795 |
| Pre-tax net operating income | $-201,000 | 7,646 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-64,000 | 7,966 |
| Income before extraordinary items | $-137,000 | 7,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-137,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,507 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-137,000 | 7,640 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 5,984 |
| Total interest expense | $1,835,000 | 5,335 |
| Net interest income | $1,585,000 | 6,409 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $183,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $81,000 | 6,140 |
| Total noninterest expense | $1,586,000 | 6,050 |
| Salaries and employee benefits | $902,000 | 5,959 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $506,000 | 5,789 |
| Pre-tax net operating income | $-53,000 | 7,738 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-15,000 | 8,054 |
| Income before extraordinary items | $-38,000 | 7,758 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-38,000 | 7,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-38,000 | 7,739 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 6,067 |
| Total interest expense | $1,178,000 | 5,434 |
| Net interest income | $1,042,000 | 6,487 |
| Provision for loan and lease losses | $195,000 | 2,206 |
| Total noninterest income | $107,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $1,094,000 | 5,990 |
| Salaries and employee benefits | $632,000 | 5,847 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $342,000 | 5,752 |
| Pre-tax net operating income | $-140,000 | 8,033 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-46,000 | 8,276 |
| Income before extraordinary items | $-94,000 | 7,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-94,000 | 7,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-94,000 | 7,979 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 6,217 |
| Total interest expense | $543,000 | 5,654 |
| Net interest income | $502,000 | 6,595 |
| Provision for loan and lease losses | $129,000 | 1,674 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $587,000 | 5,818 |
| Salaries and employee benefits | $351,000 | 5,579 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $175,000 | 5,662 |
| Pre-tax net operating income | $-179,000 | 8,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-59,000 | 8,441 |
| Income before extraordinary items | $-120,000 | 8,216 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-120,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-120,000 | 8,203 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,778 |
| Total interest expense | $1,423,000 | 6,229 |
| Net interest income | $1,576,000 | 7,086 |
| Provision for loan and lease losses | $248,000 | 3,121 |
| Total noninterest income | $75,000 | 7,996 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $62,000 | 6,701 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $1,919,000 | 6,268 |
| Salaries and employee benefits | $1,120,000 | 6,109 |
| Premises and equipment expense | $213,000 | 6,593 |
| Additional noninterest expense | $586,000 | 6,120 |
| Pre-tax net operating income | $-516,000 | 8,270 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-173,000 | 8,430 |
| Income before extraordinary items | $-343,000 | 8,218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-343,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-343,000 | 8,213 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 6,959 |
| Total interest expense | $978,000 | 6,363 |
| Net interest income | $1,133,000 | 7,241 |
| Provision for loan and lease losses | $145,000 | 3,470 |
| Total noninterest income | $49,000 | 8,168 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $1,454,000 | 6,243 |
| Salaries and employee benefits | $860,000 | 6,023 |
| Premises and equipment expense | $158,000 | 6,637 |
| Additional noninterest expense | $436,000 | 6,156 |
| Pre-tax net operating income | $-417,000 | 8,399 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-140,000 | 8,593 |
| Income before extraordinary items | $-277,000 | 8,363 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-277,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-277,000 | 8,357 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 7,068 |
| Total interest expense | $592,000 | 6,510 |
| Net interest income | $740,000 | 7,331 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $1,002,000 | 6,167 |
| Salaries and employee benefits | $615,000 | 5,831 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $287,000 | 6,204 |
| Pre-tax net operating income | $-340,000 | 8,493 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-114,000 | 8,643 |
| Income before extraordinary items | $-226,000 | 8,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-226,000 | 8,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-226,000 | 8,446 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 7,191 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $350,000 | 7,442 |
| Provision for loan and lease losses | $66,000 | 2,697 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $529,000 | 6,014 |
| Salaries and employee benefits | $342,000 | 5,508 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $142,000 | 6,219 |
| Pre-tax net operating income | $-225,000 | 8,569 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-76,000 | 8,676 |
| Income before extraordinary items | $-149,000 | 8,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-149,000 | 8,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-149,000 | 8,502 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 8,510 |
| Total interest expense | $270,000 | 8,263 |
| Net interest income | $478,000 | 8,551 |
| Provision for loan and lease losses | $421,000 | 2,177 |
| Total noninterest income | $25,000 | 8,579 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $19,000 | 7,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $1,620,000 | 6,687 |
| Salaries and employee benefits | $813,000 | 6,887 |
| Premises and equipment expense | $180,000 | 6,944 |
| Additional noninterest expense | $627,000 | 5,921 |
| Pre-tax net operating income | $-1,538,000 | 8,722 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-521,000 | 8,772 |
| Income before extraordinary items | $-1,017,000 | 8,669 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,017,000 | 8,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 232 |
| Net operating income | $-1,017,000 | 8,652 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,706 |
| Total interest expense | $101,000 | 8,604 |
| Net interest income | $254,000 | 8,704 |
| Provision for loan and lease losses | $164,000 | 3,350 |
| Total noninterest income | $12,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $1,228,000 | 6,667 |
| Salaries and employee benefits | $604,000 | 6,909 |
| Premises and equipment expense | $138,000 | 6,891 |
| Additional noninterest expense | $486,000 | 5,797 |
| Pre-tax net operating income | $-1,126,000 | 8,745 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-381,000 | 8,809 |
| Income before extraordinary items | $-745,000 | 8,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-745,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 162 |
| Net operating income | $-745,000 | 8,685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $143,000 | 8,788 |
| Total interest expense | $30,000 | 8,737 |
| Net interest income | $113,000 | 8,785 |
| Provision for loan and lease losses | $47,000 | 4,683 |
| Total noninterest income | $7,000 | 8,700 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $825,000 | 6,659 |
| Salaries and employee benefits | $396,000 | 6,942 |
| Premises and equipment expense | $94,000 | 6,825 |
| Additional noninterest expense | $335,000 | 5,669 |
| Pre-tax net operating income | $-752,000 | 8,740 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-256,000 | 8,809 |
| Income before extraordinary items | $-496,000 | 8,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-496,000 | 8,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 104 |
| Net operating income | $-496,000 | 8,686 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $52,000 | 8,881 |
| Total interest expense | $2,000 | 8,901 |
| Net interest income | $50,000 | 8,865 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $455,000 | 6,397 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $197,000 | 5,135 |
| Pre-tax net operating income | $-418,000 | 8,830 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-142,000 | 8,868 |
| Income before extraordinary items | $-276,000 | 8,793 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-276,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 53 |
| Net operating income | $-276,000 | 8,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.