Home > Bank of Lee's Summit > Income and Expense
Bank of Lee's Summit, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 2,785 |
| Total interest expense | $466,000 | 3,770 |
| Net interest income | $7,791,000 | 2,676 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $1,890,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $542,000 | 1,953 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,348,000 | 2,027 |
| Total noninterest expense | $6,417,000 | 2,720 |
| Salaries and employee benefits | $3,649,000 | 2,668 |
| Premises and equipment expense | $707,000 | 2,710 |
| Additional noninterest expense | $2,061,000 | 2,696 |
| Pre-tax net operating income | $3,114,000 | 2,341 |
| Securities gains (losses) | $210,000 | 846 |
| Applicable income taxes | $1,058,000 | 1,581 |
| Income before extraordinary items | $2,266,000 | 2,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,266,000 | 2,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,266,000 | 2,577 |
| Net charge-offs | $359,000 | 1,363 |
| Cash dividends | $562,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,123,200 | 2,636 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 2,777 |
| Total interest expense | $350,000 | 3,791 |
| Net interest income | $5,902,000 | 2,658 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $1,433,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $415,000 | 1,924 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,018,000 | 2,018 |
| Total noninterest expense | $4,848,000 | 2,701 |
| Salaries and employee benefits | $2,754,000 | 2,659 |
| Premises and equipment expense | $529,000 | 2,727 |
| Additional noninterest expense | $1,565,000 | 2,681 |
| Pre-tax net operating income | $2,337,000 | 2,365 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $749,000 | 1,685 |
| Income before extraordinary items | $1,636,000 | 2,672 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,636,000 | 2,672 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,636,000 | 2,672 |
| Net charge-offs | $163,000 | 1,622 |
| Cash dividends | $562,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,602,880 | 2,653 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 2,761 |
| Total interest expense | $234,000 | 3,796 |
| Net interest income | $3,992,000 | 2,643 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $927,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $273,000 | 1,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $654,000 | 2,031 |
| Total noninterest expense | $3,247,000 | 2,704 |
| Salaries and employee benefits | $1,860,000 | 2,643 |
| Premises and equipment expense | $343,000 | 2,796 |
| Additional noninterest expense | $1,044,000 | 2,701 |
| Pre-tax net operating income | $1,522,000 | 2,377 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $484,000 | 1,689 |
| Income before extraordinary items | $1,072,000 | 2,691 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,072,000 | 2,690 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,072,000 | 2,690 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $562,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,048,540 | 2,645 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 2,764 |
| Total interest expense | $118,000 | 3,806 |
| Net interest income | $1,996,000 | 2,640 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $462,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $135,000 | 1,932 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $327,000 | 1,991 |
| Total noninterest expense | $1,642,000 | 2,689 |
| Salaries and employee benefits | $943,000 | 2,615 |
| Premises and equipment expense | $176,000 | 2,778 |
| Additional noninterest expense | $523,000 | 2,683 |
| Pre-tax net operating income | $816,000 | 2,236 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $257,000 | 1,625 |
| Income before extraordinary items | $560,000 | 2,554 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $560,000 | 2,554 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $560,000 | 2,554 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $559,310 | 2,518 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 2,811 |
| Total interest expense | $497,000 | 3,727 |
| Net interest income | $7,610,000 | 2,699 |
| Provision for loan and lease losses | $84,000 | 3,224 |
| Total noninterest income | $1,863,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $573,000 | 1,896 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,290,000 | 2,053 |
| Total noninterest expense | $6,398,000 | 2,735 |
| Salaries and employee benefits | $3,745,000 | 2,611 |
| Premises and equipment expense | $700,000 | 2,817 |
| Additional noninterest expense | $1,953,000 | 2,838 |
| Pre-tax net operating income | $2,991,000 | 2,332 |
| Securities gains (losses) | $27,000 | 2,055 |
| Applicable income taxes | $900,000 | 1,682 |
| Income before extraordinary items | $2,118,000 | 2,617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,118,000 | 2,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,118,000 | 2,618 |
| Net charge-offs | $26,000 | 3,634 |
| Cash dividends | $856,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,099,100 | 2,581 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 2,848 |
| Total interest expense | $375,000 | 3,770 |
| Net interest income | $5,650,000 | 2,741 |
| Provision for loan and lease losses | $84,000 | 2,883 |
| Total noninterest income | $1,396,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $430,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $966,000 | 2,081 |
| Total noninterest expense | $4,816,000 | 2,731 |
| Salaries and employee benefits | $2,786,000 | 2,627 |
| Premises and equipment expense | $560,000 | 2,728 |
| Additional noninterest expense | $1,470,000 | 2,830 |
| Pre-tax net operating income | $2,146,000 | 2,434 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $642,000 | 1,787 |
| Income before extraordinary items | $1,504,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,504,000 | 2,758 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,504,000 | 2,759 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $428,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,504,000 | 2,710 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 2,869 |
| Total interest expense | $253,000 | 3,780 |
| Net interest income | $3,736,000 | 2,752 |
| Provision for loan and lease losses | $54,000 | 2,850 |
| Total noninterest income | $924,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $280,000 | 1,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,074 |
| Total noninterest expense | $3,192,000 | 2,769 |
| Salaries and employee benefits | $1,870,000 | 2,639 |
| Premises and equipment expense | $357,000 | 2,836 |
| Additional noninterest expense | $965,000 | 2,887 |
| Pre-tax net operating income | $1,414,000 | 2,452 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $420,000 | 1,806 |
| Income before extraordinary items | $994,000 | 2,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $994,000 | 2,766 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $994,000 | 2,767 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $427,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $994,000 | 2,707 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 2,866 |
| Total interest expense | $126,000 | 3,815 |
| Net interest income | $1,869,000 | 2,750 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $430,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $140,000 | 1,910 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $290,000 | 2,173 |
| Total noninterest expense | $1,614,000 | 2,757 |
| Salaries and employee benefits | $939,000 | 2,654 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $499,000 | 2,800 |
| Pre-tax net operating income | $655,000 | 2,541 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $189,000 | 1,881 |
| Income before extraordinary items | $466,000 | 2,854 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $466,000 | 2,857 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $466,000 | 2,857 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $466,000 | 2,783 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 2,825 |
| Total interest expense | $573,000 | 3,734 |
| Net interest income | $7,660,000 | 2,725 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,883,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $627,000 | 1,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,256,000 | 2,013 |
| Total noninterest expense | $6,481,000 | 2,760 |
| Salaries and employee benefits | $3,641,000 | 2,692 |
| Premises and equipment expense | $736,000 | 2,816 |
| Additional noninterest expense | $2,104,000 | 2,770 |
| Pre-tax net operating income | $3,062,000 | 2,247 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $948,000 | 1,604 |
| Income before extraordinary items | $2,114,000 | 2,598 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,114,000 | 2,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,114,000 | 2,598 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $855,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,114,000 | 2,555 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 2,814 |
| Total interest expense | $437,000 | 3,756 |
| Net interest income | $5,826,000 | 2,708 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,446,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $480,000 | 1,864 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $966,000 | 1,977 |
| Total noninterest expense | $4,904,000 | 2,754 |
| Salaries and employee benefits | $2,718,000 | 2,707 |
| Premises and equipment expense | $563,000 | 2,814 |
| Additional noninterest expense | $1,623,000 | 2,723 |
| Pre-tax net operating income | $2,368,000 | 2,230 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $646,000 | 1,737 |
| Income before extraordinary items | $1,722,000 | 2,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,722,000 | 2,481 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,722,000 | 2,480 |
| Net charge-offs | $33,000 | 3,555 |
| Cash dividends | $475,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,722,000 | 2,435 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 2,791 |
| Total interest expense | $293,000 | 3,787 |
| Net interest income | $3,947,000 | 2,653 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $953,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $312,000 | 1,891 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $641,000 | 1,961 |
| Total noninterest expense | $3,259,000 | 2,783 |
| Salaries and employee benefits | $1,814,000 | 2,719 |
| Premises and equipment expense | $374,000 | 2,837 |
| Additional noninterest expense | $1,071,000 | 2,729 |
| Pre-tax net operating income | $1,641,000 | 2,126 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $451,000 | 1,643 |
| Income before extraordinary items | $1,190,000 | 2,357 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,190,000 | 2,361 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,190,000 | 2,361 |
| Net charge-offs | $64,000 | 2,573 |
| Cash dividends | $475,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,190,000 | 2,312 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 2,811 |
| Total interest expense | $150,000 | 3,784 |
| Net interest income | $1,954,000 | 2,683 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $440,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $153,000 | 1,902 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $287,000 | 2,054 |
| Total noninterest expense | $1,627,000 | 2,803 |
| Salaries and employee benefits | $923,000 | 2,696 |
| Premises and equipment expense | $167,000 | 3,107 |
| Additional noninterest expense | $537,000 | 2,726 |
| Pre-tax net operating income | $767,000 | 2,166 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $201,000 | 1,706 |
| Income before extraordinary items | $566,000 | 2,364 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $566,000 | 2,365 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $566,000 | 2,366 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $566,000 | 2,323 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 2,881 |
| Total interest expense | $734,000 | 3,635 |
| Net interest income | $7,502,000 | 2,767 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $2,080,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $594,000 | 2,077 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,486,000 | 1,860 |
| Total noninterest expense | $6,520,000 | 2,795 |
| Salaries and employee benefits | $3,533,000 | 2,780 |
| Premises and equipment expense | $663,000 | 3,068 |
| Additional noninterest expense | $2,324,000 | 2,631 |
| Pre-tax net operating income | $2,762,000 | 2,299 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $687,000 | 1,833 |
| Income before extraordinary items | $2,081,000 | 2,531 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,081,000 | 2,534 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,081,000 | 2,534 |
| Net charge-offs | $453,000 | 2,122 |
| Cash dividends | $670,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,076,500 | 2,475 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 2,929 |
| Total interest expense | $564,000 | 3,674 |
| Net interest income | $5,540,000 | 2,803 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $1,621,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $442,000 | 2,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,179,000 | 1,842 |
| Total noninterest expense | $4,899,000 | 2,798 |
| Salaries and employee benefits | $2,621,000 | 2,815 |
| Premises and equipment expense | $539,000 | 2,946 |
| Additional noninterest expense | $1,739,000 | 2,633 |
| Pre-tax net operating income | $2,037,000 | 2,388 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $515,000 | 1,887 |
| Income before extraordinary items | $1,528,000 | 2,626 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,528,000 | 2,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,528,000 | 2,630 |
| Net charge-offs | $454,000 | 1,695 |
| Cash dividends | $326,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,523,500 | 2,553 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 2,935 |
| Total interest expense | $388,000 | 3,656 |
| Net interest income | $3,676,000 | 2,806 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $1,053,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $281,000 | 2,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $772,000 | 1,897 |
| Total noninterest expense | $3,260,000 | 2,797 |
| Salaries and employee benefits | $1,763,000 | 2,806 |
| Premises and equipment expense | $363,000 | 2,915 |
| Additional noninterest expense | $1,134,000 | 2,668 |
| Pre-tax net operating income | $1,319,000 | 2,425 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $344,000 | 1,876 |
| Income before extraordinary items | $981,000 | 2,684 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $981,000 | 2,689 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $981,000 | 2,689 |
| Net charge-offs | $407,000 | 1,428 |
| Cash dividends | $326,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $976,560 | 2,588 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 2,959 |
| Total interest expense | $198,000 | 3,694 |
| Net interest income | $1,825,000 | 2,828 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $539,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $137,000 | 2,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 1,860 |
| Total noninterest expense | $1,673,000 | 2,767 |
| Salaries and employee benefits | $891,000 | 2,787 |
| Premises and equipment expense | $179,000 | 2,971 |
| Additional noninterest expense | $603,000 | 2,535 |
| Pre-tax net operating income | $616,000 | 2,515 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $161,000 | 1,930 |
| Income before extraordinary items | $461,000 | 2,747 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $461,000 | 2,751 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $461,000 | 2,750 |
| Net charge-offs | $75,000 | 2,120 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $456,560 | 2,682 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 2,977 |
| Total interest expense | $992,000 | 3,622 |
| Net interest income | $7,427,000 | 2,840 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $2,019,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $637,000 | 2,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,382,000 | 1,949 |
| Total noninterest expense | $7,215,000 | 2,597 |
| Salaries and employee benefits | $3,493,000 | 2,795 |
| Premises and equipment expense | $750,000 | 2,880 |
| Additional noninterest expense | $2,972,000 | 2,191 |
| Pre-tax net operating income | $2,056,000 | 2,768 |
| Securities gains (losses) | $20,000 | 3,173 |
| Applicable income taxes | $-134,000 | 6,737 |
| Income before extraordinary items | $2,210,000 | 2,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,210,000 | 2,412 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,210,000 | 2,413 |
| Net charge-offs | $122,000 | 4,245 |
| Cash dividends | $937,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,190,000 | 2,297 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,002 |
| Total interest expense | $770,000 | 3,666 |
| Net interest income | $5,620,000 | 2,854 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $1,472,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $456,000 | 2,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,016,000 | 1,983 |
| Total noninterest expense | $5,250,000 | 2,666 |
| Salaries and employee benefits | $2,594,000 | 2,825 |
| Premises and equipment expense | $592,000 | 2,805 |
| Additional noninterest expense | $2,064,000 | 2,347 |
| Pre-tax net operating income | $1,717,000 | 2,642 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $117,000 | 3,260 |
| Income before extraordinary items | $1,619,000 | 2,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,619,000 | 2,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,619,000 | 2,511 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,601,330 | 2,397 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 2,990 |
| Total interest expense | $525,000 | 3,710 |
| Net interest income | $3,816,000 | 2,811 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $976,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $303,000 | 2,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $673,000 | 1,965 |
| Total noninterest expense | $3,539,000 | 2,654 |
| Salaries and employee benefits | $1,733,000 | 2,824 |
| Premises and equipment expense | $390,000 | 2,830 |
| Additional noninterest expense | $1,416,000 | 2,281 |
| Pre-tax net operating income | $1,128,000 | 2,629 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $117,000 | 2,939 |
| Income before extraordinary items | $1,030,000 | 2,571 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,030,000 | 2,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,030,000 | 2,571 |
| Net charge-offs | $55,000 | 3,951 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,012,900 | 2,463 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,977 |
| Total interest expense | $269,000 | 3,757 |
| Net interest income | $1,936,000 | 2,799 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $476,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $147,000 | 2,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 1,990 |
| Total noninterest expense | $1,791,000 | 2,613 |
| Salaries and employee benefits | $867,000 | 2,841 |
| Premises and equipment expense | $194,000 | 2,849 |
| Additional noninterest expense | $730,000 | 2,210 |
| Pre-tax net operating income | $546,000 | 2,706 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $97,000 | 2,474 |
| Income before extraordinary items | $449,000 | 2,837 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 2,840 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $449,000 | 2,841 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $449,000 | 2,699 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,581,000 | 2,864 |
| Total interest expense | $1,481,000 | 3,482 |
| Net interest income | $8,100,000 | 2,700 |
| Provision for loan and lease losses | $315,000 | 4,034 |
| Total noninterest income | $1,857,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,528,000 | 964 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $329,000 | 3,730 |
| Total noninterest expense | $7,383,000 | 2,544 |
| Salaries and employee benefits | $3,403,000 | 2,810 |
| Premises and equipment expense | $757,000 | 3,029 |
| Additional noninterest expense | $3,223,000 | 2,066 |
| Pre-tax net operating income | $2,259,000 | 2,284 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $710,000 | 1,668 |
| Income before extraordinary items | $1,560,000 | 2,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,560,000 | 2,701 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,560,000 | 2,701 |
| Net charge-offs | $209,000 | 4,246 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,552,410 | 2,625 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 2,861 |
| Total interest expense | $1,158,000 | 3,501 |
| Net interest income | $6,130,000 | 2,685 |
| Provision for loan and lease losses | $290,000 | 3,659 |
| Total noninterest income | $1,419,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,147,000 | 962 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $272,000 | 3,606 |
| Total noninterest expense | $5,299,000 | 2,653 |
| Salaries and employee benefits | $2,562,000 | 2,799 |
| Premises and equipment expense | $592,000 | 2,968 |
| Additional noninterest expense | $2,145,000 | 2,309 |
| Pre-tax net operating income | $1,960,000 | 2,117 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $620,000 | 1,541 |
| Income before extraordinary items | $1,342,000 | 2,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,342,000 | 2,522 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,342,000 | 2,522 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,340,640 | 2,426 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 2,874 |
| Total interest expense | $800,000 | 3,517 |
| Net interest income | $4,069,000 | 2,704 |
| Provision for loan and lease losses | $290,000 | 3,078 |
| Total noninterest income | $928,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $763,000 | 957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 3,801 |
| Total noninterest expense | $3,350,000 | 2,791 |
| Salaries and employee benefits | $1,723,000 | 2,795 |
| Premises and equipment expense | $391,000 | 3,010 |
| Additional noninterest expense | $1,236,000 | 2,673 |
| Pre-tax net operating income | $1,357,000 | 2,034 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $426,000 | 1,468 |
| Income before extraordinary items | $931,000 | 2,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $931,000 | 2,405 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $931,000 | 2,405 |
| Net charge-offs | $169,000 | 3,289 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $931,000 | 2,319 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 2,903 |
| Total interest expense | $410,000 | 3,539 |
| Net interest income | $2,014,000 | 2,714 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $445,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $364,000 | 983 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $1,686,000 | 2,791 |
| Salaries and employee benefits | $868,000 | 2,789 |
| Premises and equipment expense | $199,000 | 3,013 |
| Additional noninterest expense | $619,000 | 2,661 |
| Pre-tax net operating income | $623,000 | 2,161 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $188,000 | 1,576 |
| Income before extraordinary items | $435,000 | 2,497 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $435,000 | 2,496 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $435,000 | 2,497 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $435,000 | 2,450 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 2,954 |
| Total interest expense | $2,140,000 | 3,391 |
| Net interest income | $7,890,000 | 2,761 |
| Provision for loan and lease losses | $1,505,000 | 2,456 |
| Total noninterest income | $1,841,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,509,000 | 1,009 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $332,000 | 3,809 |
| Total noninterest expense | $6,502,000 | 2,903 |
| Salaries and employee benefits | $3,461,000 | 2,761 |
| Premises and equipment expense | $733,000 | 3,176 |
| Additional noninterest expense | $2,308,000 | 2,870 |
| Pre-tax net operating income | $1,724,000 | 2,502 |
| Securities gains (losses) | $49,000 | 2,670 |
| Applicable income taxes | $546,000 | 1,796 |
| Income before extraordinary items | $1,227,000 | 2,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,227,000 | 2,864 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,227,000 | 2,868 |
| Net charge-offs | $2,178,000 | 1,770 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,193,190 | 2,806 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,579,000 | 2,994 |
| Total interest expense | $1,657,000 | 3,427 |
| Net interest income | $5,922,000 | 2,786 |
| Provision for loan and lease losses | $905,000 | 2,655 |
| Total noninterest income | $1,311,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,133,000 | 1,037 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $178,000 | 4,370 |
| Total noninterest expense | $4,733,000 | 2,980 |
| Salaries and employee benefits | $2,601,000 | 2,754 |
| Premises and equipment expense | $543,000 | 3,254 |
| Additional noninterest expense | $1,589,000 | 3,054 |
| Pre-tax net operating income | $1,595,000 | 2,262 |
| Securities gains (losses) | $45,000 | 2,483 |
| Applicable income taxes | $517,000 | 1,639 |
| Income before extraordinary items | $1,123,000 | 2,679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,123,000 | 2,677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,123,000 | 2,681 |
| Net charge-offs | $1,346,000 | 1,878 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,092,400 | 2,602 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 3,003 |
| Total interest expense | $1,113,000 | 3,507 |
| Net interest income | $3,974,000 | 2,775 |
| Provision for loan and lease losses | $505,000 | 2,830 |
| Total noninterest income | $906,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $732,000 | 1,073 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 3,737 |
| Total noninterest expense | $3,152,000 | 2,991 |
| Salaries and employee benefits | $1,739,000 | 2,761 |
| Premises and equipment expense | $351,000 | 3,368 |
| Additional noninterest expense | $1,062,000 | 3,034 |
| Pre-tax net operating income | $1,223,000 | 2,032 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $390,000 | 1,473 |
| Income before extraordinary items | $833,000 | 2,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $833,000 | 2,435 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $833,000 | 2,439 |
| Net charge-offs | $755,000 | 2,005 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $833,000 | 2,338 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,044 |
| Total interest expense | $559,000 | 3,627 |
| Net interest income | $2,003,000 | 2,777 |
| Provision for loan and lease losses | $205,000 | 2,951 |
| Total noninterest income | $406,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $345,000 | 1,133 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $1,554,000 | 3,059 |
| Salaries and employee benefits | $874,000 | 2,800 |
| Premises and equipment expense | $173,000 | 3,490 |
| Additional noninterest expense | $507,000 | 3,151 |
| Pre-tax net operating income | $650,000 | 1,960 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $208,000 | 1,387 |
| Income before extraordinary items | $442,000 | 2,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $442,000 | 2,381 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $442,000 | 2,382 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $442,000 | 2,292 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,630,000 | 3,079 |
| Total interest expense | $2,437,000 | 3,964 |
| Net interest income | $8,193,000 | 2,665 |
| Provision for loan and lease losses | $1,310,000 | 3,078 |
| Total noninterest income | $1,818,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,535,000 | 1,122 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $283,000 | 4,055 |
| Total noninterest expense | $6,436,000 | 3,004 |
| Salaries and employee benefits | $3,425,000 | 2,839 |
| Premises and equipment expense | $719,000 | 3,381 |
| Additional noninterest expense | $2,292,000 | 2,964 |
| Pre-tax net operating income | $2,265,000 | 1,719 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $711,000 | 1,228 |
| Income before extraordinary items | $1,570,000 | 2,041 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,570,000 | 2,037 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,570,000 | 2,039 |
| Net charge-offs | $321,000 | 4,403 |
| Cash dividends | $624,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,558,960 | 2,019 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,007,000 | 3,111 |
| Total interest expense | $1,830,000 | 4,084 |
| Net interest income | $6,177,000 | 2,658 |
| Provision for loan and lease losses | $1,010,000 | 2,762 |
| Total noninterest income | $1,365,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,152,000 | 1,120 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $213,000 | 4,180 |
| Total noninterest expense | $4,829,000 | 3,010 |
| Salaries and employee benefits | $2,562,000 | 2,875 |
| Premises and equipment expense | $526,000 | 3,489 |
| Additional noninterest expense | $1,741,000 | 2,900 |
| Pre-tax net operating income | $1,703,000 | 1,842 |
| Securities gains (losses) | $15,000 | 2,847 |
| Applicable income taxes | $545,000 | 1,324 |
| Income before extraordinary items | $1,173,000 | 2,218 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,173,000 | 2,215 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,173,000 | 2,218 |
| Net charge-offs | $256,000 | 3,929 |
| Cash dividends | $624,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,162,800 | 2,187 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 3,139 |
| Total interest expense | $1,215,000 | 4,216 |
| Net interest income | $4,113,000 | 2,639 |
| Provision for loan and lease losses | $860,000 | 2,248 |
| Total noninterest income | $883,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $749,000 | 1,136 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $3,190,000 | 3,059 |
| Salaries and employee benefits | $1,719,000 | 2,883 |
| Premises and equipment expense | $353,000 | 3,512 |
| Additional noninterest expense | $1,118,000 | 3,017 |
| Pre-tax net operating income | $946,000 | 2,215 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $299,000 | 1,532 |
| Income before extraordinary items | $662,000 | 2,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $662,000 | 2,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $662,000 | 2,597 |
| Net charge-offs | $191,000 | 3,487 |
| Cash dividends | $264,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $651,650 | 2,545 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 3,140 |
| Total interest expense | $598,000 | 4,364 |
| Net interest income | $2,092,000 | 2,596 |
| Provision for loan and lease losses | $435,000 | 1,927 |
| Total noninterest income | $460,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $365,000 | 1,138 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $95,000 | 3,736 |
| Total noninterest expense | $1,570,000 | 3,022 |
| Salaries and employee benefits | $872,000 | 2,878 |
| Premises and equipment expense | $176,000 | 3,557 |
| Additional noninterest expense | $522,000 | 2,893 |
| Pre-tax net operating income | $547,000 | 2,215 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $174,000 | 1,585 |
| Income before extraordinary items | $376,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 2,691 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $376,000 | 2,693 |
| Net charge-offs | $167,000 | 2,311 |
| Cash dividends | $108,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $373,960 | 2,564 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,773,000 | 3,336 |
| Total interest expense | $3,002,000 | 4,254 |
| Net interest income | $7,771,000 | 2,786 |
| Provision for loan and lease losses | $825,000 | 2,991 |
| Total noninterest income | $1,887,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,537,000 | 1,167 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $350,000 | 3,829 |
| Total noninterest expense | $6,305,000 | 2,936 |
| Salaries and employee benefits | $3,441,000 | 2,875 |
| Premises and equipment expense | $713,000 | 3,468 |
| Additional noninterest expense | $2,151,000 | 2,680 |
| Pre-tax net operating income | $2,528,000 | 2,067 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $833,000 | 1,361 |
| Income before extraordinary items | $1,768,000 | 2,228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,768,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,078,000 | 1,878 |
| Cash dividends | $670,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,718,360 | 2,416 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 3,371 |
| Total interest expense | $2,328,000 | 4,281 |
| Net interest income | $5,841,000 | 2,790 |
| Provision for loan and lease losses | $425,000 | 2,979 |
| Total noninterest income | $1,437,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,145,000 | 1,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 3,731 |
| Total noninterest expense | $4,684,000 | 2,940 |
| Salaries and employee benefits | $2,580,000 | 2,892 |
| Premises and equipment expense | $532,000 | 3,500 |
| Additional noninterest expense | $1,572,000 | 2,656 |
| Pre-tax net operating income | $2,169,000 | 2,175 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $700,000 | 1,535 |
| Income before extraordinary items | $1,469,000 | 2,363 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,469,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,513 |
| Cash dividends | $520,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,469,000 | 2,471 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 3,400 |
| Total interest expense | $1,601,000 | 4,326 |
| Net interest income | $3,869,000 | 2,796 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $913,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $733,000 | 1,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $180,000 | 3,971 |
| Total noninterest expense | $3,098,000 | 2,967 |
| Salaries and employee benefits | $1,719,000 | 2,925 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $1,019,000 | 2,699 |
| Pre-tax net operating income | $1,659,000 | 2,008 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $541,000 | 1,509 |
| Income before extraordinary items | $1,118,000 | 2,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,108 |
| Cash dividends | $357,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,118,000 | 2,299 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 3,496 |
| Total interest expense | $842,000 | 4,373 |
| Net interest income | $1,883,000 | 2,851 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $449,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $355,000 | 1,241 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,896 |
| Total noninterest expense | $1,541,000 | 2,977 |
| Salaries and employee benefits | $846,000 | 3,008 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $511,000 | 2,670 |
| Pre-tax net operating income | $791,000 | 2,178 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $259,000 | 1,647 |
| Income before extraordinary items | $532,000 | 2,552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $532,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,189 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $532,000 | 2,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,319,000 | 3,213 |
| Total interest expense | $3,781,000 | 4,160 |
| Net interest income | $8,538,000 | 2,567 |
| Provision for loan and lease losses | $825,000 | 1,641 |
| Total noninterest income | $1,955,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,558,000 | 1,145 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $397,000 | 3,751 |
| Total noninterest expense | $6,312,000 | 2,832 |
| Salaries and employee benefits | $3,345,000 | 2,939 |
| Premises and equipment expense | $761,000 | 3,216 |
| Additional noninterest expense | $2,206,000 | 2,440 |
| Pre-tax net operating income | $3,356,000 | 2,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $889,000 | 2,007 |
| Income before extraordinary items | $2,467,000 | 2,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,467,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 848 |
| Cash dividends | $808,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,467,000 | 2,385 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 3,176 |
| Total interest expense | $2,849,000 | 4,144 |
| Net interest income | $6,506,000 | 2,555 |
| Provision for loan and lease losses | $850,000 | 1,022 |
| Total noninterest income | $1,510,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,166,000 | 1,128 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,493 |
| Total noninterest expense | $4,694,000 | 2,827 |
| Salaries and employee benefits | $2,547,000 | 2,869 |
| Premises and equipment expense | $561,000 | 3,243 |
| Additional noninterest expense | $1,586,000 | 2,492 |
| Pre-tax net operating income | $2,472,000 | 2,460 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $600,000 | 2,290 |
| Income before extraordinary items | $1,872,000 | 2,517 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,872,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 844 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,872,000 | 2,489 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,181 |
| Total interest expense | $1,892,000 | 4,161 |
| Net interest income | $4,352,000 | 2,565 |
| Provision for loan and lease losses | $775,000 | 718 |
| Total noninterest income | $1,043,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $775,000 | 1,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $268,000 | 3,202 |
| Total noninterest expense | $3,171,000 | 2,820 |
| Salaries and employee benefits | $1,725,000 | 2,870 |
| Premises and equipment expense | $365,000 | 3,327 |
| Additional noninterest expense | $1,081,000 | 2,449 |
| Pre-tax net operating income | $1,449,000 | 2,743 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $260,000 | 2,911 |
| Income before extraordinary items | $1,189,000 | 2,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,189,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,148 |
| Cash dividends | $331,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,189,000 | 2,644 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 3,130 |
| Total interest expense | $941,000 | 4,159 |
| Net interest income | $2,220,000 | 2,533 |
| Provision for loan and lease losses | $400,000 | 618 |
| Total noninterest income | $465,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $378,000 | 1,136 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $1,578,000 | 2,850 |
| Salaries and employee benefits | $859,000 | 2,890 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $538,000 | 2,454 |
| Pre-tax net operating income | $707,000 | 2,779 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $235,000 | 2,176 |
| Income before extraordinary items | $472,000 | 3,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $472,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 768 |
| Cash dividends | $175,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $472,000 | 3,132 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,894,000 | 2,909 |
| Total interest expense | $3,430,000 | 3,975 |
| Net interest income | $9,464,000 | 2,405 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $2,101,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,739,000 | 1,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 3,932 |
| Total noninterest expense | $7,093,000 | 2,490 |
| Salaries and employee benefits | $3,310,000 | 2,869 |
| Premises and equipment expense | $725,000 | 3,248 |
| Additional noninterest expense | $3,058,000 | 1,726 |
| Pre-tax net operating income | $4,172,000 | 2,186 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,439,000 | 1,732 |
| Income before extraordinary items | $2,733,000 | 2,431 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,733,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,327 |
| Cash dividends | $3,081,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,733,000 | 2,415 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 2,939 |
| Total interest expense | $2,472,000 | 3,982 |
| Net interest income | $7,007,000 | 2,455 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,617,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,345,000 | 989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,928 |
| Total noninterest expense | $4,788,000 | 2,726 |
| Salaries and employee benefits | $2,479,000 | 2,867 |
| Premises and equipment expense | $464,000 | 3,683 |
| Additional noninterest expense | $1,845,000 | 2,115 |
| Pre-tax net operating income | $3,611,000 | 2,008 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,263,000 | 1,591 |
| Income before extraordinary items | $2,348,000 | 2,264 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,348,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,806 |
| Cash dividends | $710,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,348,000 | 2,252 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 2,990 |
| Total interest expense | $1,568,000 | 3,993 |
| Net interest income | $4,507,000 | 2,536 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,100,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $906,000 | 965 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 3,808 |
| Total noninterest expense | $3,190,000 | 2,752 |
| Salaries and employee benefits | $1,651,000 | 2,876 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $1,232,000 | 2,122 |
| Pre-tax net operating income | $2,267,000 | 2,109 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $794,000 | 1,672 |
| Income before extraordinary items | $1,473,000 | 2,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,473,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,381 |
| Cash dividends | $406,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,473,000 | 2,355 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 3,050 |
| Total interest expense | $738,000 | 4,042 |
| Net interest income | $2,174,000 | 2,598 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $528,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $445,000 | 959 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $1,562,000 | 2,790 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $594,000 | 2,175 |
| Pre-tax net operating income | $1,065,000 | 2,171 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $373,000 | 1,741 |
| Income before extraordinary items | $692,000 | 2,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $692,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 903 |
| Cash dividends | $130,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $692,000 | 2,440 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,892,000 | 2,924 |
| Total interest expense | $2,060,000 | 4,350 |
| Net interest income | $8,832,000 | 2,468 |
| Provision for loan and lease losses | $712,000 | 1,396 |
| Total noninterest income | $2,269,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,790,000 | 978 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $479,000 | 3,443 |
| Total noninterest expense | $6,283,000 | 2,636 |
| Salaries and employee benefits | $3,043,000 | 2,926 |
| Premises and equipment expense | $779,000 | 2,969 |
| Additional noninterest expense | $2,461,000 | 2,045 |
| Pre-tax net operating income | $4,106,000 | 2,187 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,437,000 | 1,756 |
| Income before extraordinary items | $2,669,000 | 2,467 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,669,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 897 |
| Cash dividends | $784,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,669,000 | 2,432 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 2,928 |
| Total interest expense | $1,375,000 | 4,555 |
| Net interest income | $6,649,000 | 2,448 |
| Provision for loan and lease losses | $463,000 | 1,504 |
| Total noninterest income | $1,719,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,312,000 | 1,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $407,000 | 3,249 |
| Total noninterest expense | $4,756,000 | 2,590 |
| Salaries and employee benefits | $2,278,000 | 2,905 |
| Premises and equipment expense | $573,000 | 2,999 |
| Additional noninterest expense | $1,905,000 | 1,956 |
| Pre-tax net operating income | $3,149,000 | 2,155 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,101,000 | 1,758 |
| Income before extraordinary items | $2,048,000 | 2,440 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,048,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 934 |
| Cash dividends | $504,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,048,000 | 2,410 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 2,894 |
| Total interest expense | $869,000 | 4,537 |
| Net interest income | $4,404,000 | 2,446 |
| Provision for loan and lease losses | $311,000 | 1,462 |
| Total noninterest income | $1,177,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $853,000 | 1,004 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 2,926 |
| Total noninterest expense | $3,135,000 | 2,595 |
| Salaries and employee benefits | $1,533,000 | 2,871 |
| Premises and equipment expense | $389,000 | 2,922 |
| Additional noninterest expense | $1,213,000 | 2,031 |
| Pre-tax net operating income | $2,135,000 | 2,082 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $744,000 | 1,713 |
| Income before extraordinary items | $1,391,000 | 2,352 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,391,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 871 |
| Cash dividends | $317,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,391,000 | 2,321 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 2,923 |
| Total interest expense | $425,000 | 4,486 |
| Net interest income | $2,150,000 | 2,484 |
| Provision for loan and lease losses | $161,000 | 1,324 |
| Total noninterest income | $554,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $398,000 | 1,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,904 |
| Total noninterest expense | $1,551,000 | 2,620 |
| Salaries and employee benefits | $765,000 | 2,875 |
| Premises and equipment expense | $185,000 | 3,071 |
| Additional noninterest expense | $601,000 | 2,038 |
| Pre-tax net operating income | $992,000 | 2,181 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $345,000 | 1,794 |
| Income before extraordinary items | $647,000 | 2,458 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $647,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 544 |
| Cash dividends | $102,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $647,000 | 2,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 2,909 |
| Total interest expense | $1,476,000 | 4,556 |
| Net interest income | $8,245,000 | 2,480 |
| Provision for loan and lease losses | $506,000 | 1,940 |
| Total noninterest income | $2,202,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,652,000 | 1,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $550,000 | 3,130 |
| Total noninterest expense | $5,686,000 | 2,783 |
| Salaries and employee benefits | $2,867,000 | 2,955 |
| Premises and equipment expense | $616,000 | 3,466 |
| Additional noninterest expense | $2,203,000 | 2,208 |
| Pre-tax net operating income | $4,255,000 | 1,944 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,467,000 | 1,631 |
| Income before extraordinary items | $2,788,000 | 2,211 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,788,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,795 |
| Cash dividends | $720,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,788,000 | 2,163 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,173,000 | 2,917 |
| Total interest expense | $1,072,000 | 4,608 |
| Net interest income | $6,101,000 | 2,479 |
| Provision for loan and lease losses | $353,000 | 1,990 |
| Total noninterest income | $1,636,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,249,000 | 1,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $387,000 | 3,254 |
| Total noninterest expense | $4,086,000 | 2,862 |
| Salaries and employee benefits | $2,197,000 | 2,880 |
| Premises and equipment expense | $452,000 | 3,532 |
| Additional noninterest expense | $1,437,000 | 2,480 |
| Pre-tax net operating income | $3,298,000 | 1,898 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,277,000 | 1,470 |
| Income before extraordinary items | $2,021,000 | 2,293 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,021,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,347 |
| Cash dividends | $496,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,021,000 | 2,240 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 2,943 |
| Total interest expense | $689,000 | 4,720 |
| Net interest income | $4,022,000 | 2,478 |
| Provision for loan and lease losses | $257,000 | 1,792 |
| Total noninterest income | $1,034,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $816,000 | 1,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $218,000 | 3,584 |
| Total noninterest expense | $2,653,000 | 2,933 |
| Salaries and employee benefits | $1,454,000 | 2,915 |
| Premises and equipment expense | $282,000 | 3,727 |
| Additional noninterest expense | $917,000 | 2,581 |
| Pre-tax net operating income | $2,146,000 | 1,920 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $839,000 | 1,472 |
| Income before extraordinary items | $1,307,000 | 2,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,307,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,019 |
| Cash dividends | $263,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,307,000 | 2,273 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,059 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,921,000 | 2,579 |
| Provision for loan and lease losses | $97,000 | 2,183 |
| Total noninterest income | $465,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $384,000 | 1,117 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $1,306,000 | 2,972 |
| Salaries and employee benefits | $721,000 | 2,944 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $451,000 | 2,602 |
| Pre-tax net operating income | $983,000 | 2,029 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $387,000 | 1,602 |
| Income before extraordinary items | $596,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $596,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $76,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $596,000 | 2,429 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 2,978 |
| Total interest expense | $1,374,000 | 5,150 |
| Net interest income | $8,119,000 | 2,400 |
| Provision for loan and lease losses | $590,000 | 1,909 |
| Total noninterest income | $1,752,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,363,000 | 1,276 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $389,000 | 4,029 |
| Total noninterest expense | $4,922,000 | 3,089 |
| Salaries and employee benefits | $2,669,000 | 3,091 |
| Premises and equipment expense | $491,000 | 4,125 |
| Additional noninterest expense | $1,762,000 | 2,681 |
| Pre-tax net operating income | $4,359,000 | 1,850 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,702,000 | 1,453 |
| Income before extraordinary items | $2,657,000 | 2,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,657,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $3,848,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,657,000 | 2,161 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 3,029 |
| Total interest expense | $1,045,000 | 5,242 |
| Net interest income | $6,035,000 | 2,432 |
| Provision for loan and lease losses | $345,000 | 2,281 |
| Total noninterest income | $1,261,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $947,000 | 1,380 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 3,962 |
| Total noninterest expense | $3,719,000 | 3,059 |
| Salaries and employee benefits | $1,983,000 | 3,113 |
| Premises and equipment expense | $392,000 | 3,919 |
| Additional noninterest expense | $1,344,000 | 2,626 |
| Pre-tax net operating income | $3,232,000 | 1,922 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,253,000 | 1,560 |
| Income before extraordinary items | $1,979,000 | 2,366 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,979,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $348,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,979,000 | 2,249 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 3,089 |
| Total interest expense | $708,000 | 5,301 |
| Net interest income | $3,937,000 | 2,469 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $843,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $602,000 | 1,421 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $241,000 | 3,691 |
| Total noninterest expense | $2,458,000 | 3,087 |
| Salaries and employee benefits | $1,307,000 | 3,133 |
| Premises and equipment expense | $264,000 | 3,865 |
| Additional noninterest expense | $887,000 | 2,648 |
| Pre-tax net operating income | $2,137,000 | 1,924 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $826,000 | 1,580 |
| Income before extraordinary items | $1,311,000 | 2,369 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,311,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $270,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,311,000 | 2,239 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 3,172 |
| Total interest expense | $355,000 | 5,410 |
| Net interest income | $1,905,000 | 2,548 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $417,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 1,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 3,389 |
| Total noninterest expense | $1,219,000 | 3,093 |
| Salaries and employee benefits | $655,000 | 3,119 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $431,000 | 2,679 |
| Pre-tax net operating income | $1,058,000 | 1,938 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $404,000 | 1,609 |
| Income before extraordinary items | $654,000 | 2,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $654,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $88,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $654,000 | 2,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,228,000 | 3,233 |
| Total interest expense | $1,815,000 | 5,125 |
| Net interest income | $7,413,000 | 2,583 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,384,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,087,000 | 1,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,281 |
| Total noninterest expense | $4,798,000 | 3,030 |
| Salaries and employee benefits | $2,562,000 | 3,048 |
| Premises and equipment expense | $542,000 | 3,718 |
| Additional noninterest expense | $1,694,000 | 2,673 |
| Pre-tax net operating income | $3,774,000 | 2,081 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,421,000 | 1,722 |
| Income before extraordinary items | $2,353,000 | 2,463 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,353,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $2,657,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,353,000 | 2,382 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,554,000 | 3,165 |
| Total interest expense | $3,321,000 | 4,381 |
| Net interest income | $7,233,000 | 2,478 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $1,302,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $980,000 | 1,511 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $322,000 | 3,958 |
| Total noninterest expense | $5,299,000 | 2,676 |
| Salaries and employee benefits | $2,149,000 | 3,380 |
| Premises and equipment expense | $522,000 | 3,741 |
| Additional noninterest expense | $2,628,000 | 1,744 |
| Pre-tax net operating income | $3,171,000 | 2,154 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,689,000 | 1,353 |
| Income before extraordinary items | $1,482,000 | 3,251 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,482,000 | 3,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $485,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,482,000 | 3,148 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 4,322 |
| Total interest expense | $2,396,000 | 5,711 |
| Net interest income | $5,131,000 | 3,391 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $824,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $557,000 | 2,444 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $267,000 | 4,168 |
| Total noninterest expense | $3,128,000 | 4,084 |
| Salaries and employee benefits | $1,290,000 | 4,929 |
| Premises and equipment expense | $352,000 | 4,913 |
| Additional noninterest expense | $1,486,000 | 2,848 |
| Pre-tax net operating income | $2,827,000 | 2,508 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,395,000 | 1,604 |
| Income before extraordinary items | $1,432,000 | 3,378 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,432,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $5,141,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,432,000 | 3,367 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,429,000 | 3,404 |
| Total interest expense | $2,896,000 | 4,722 |
| Net interest income | $6,533,000 | 2,692 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $1,494,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $713,000 | 1,862 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $781,000 | 2,192 |
| Total noninterest expense | $5,055,000 | 2,664 |
| Salaries and employee benefits | $3,346,000 | 2,099 |
| Premises and equipment expense | $666,000 | 2,989 |
| Additional noninterest expense | $1,043,000 | 3,880 |
| Pre-tax net operating income | $2,737,000 | 2,600 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $506,000 | 3,618 |
| Income before extraordinary items | $2,231,000 | 2,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,231,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $5,000 | 7,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,231,000 | 2,300 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,024,000 | 3,534 |
| Total interest expense | $2,944,000 | 4,803 |
| Net interest income | $6,080,000 | 2,826 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $1,280,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $644,000 | 1,992 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $636,000 | 2,550 |
| Total noninterest expense | $4,577,000 | 2,830 |
| Salaries and employee benefits | $2,806,000 | 2,409 |
| Premises and equipment expense | $717,000 | 2,708 |
| Additional noninterest expense | $1,054,000 | 3,775 |
| Pre-tax net operating income | $2,693,000 | 2,618 |
| Securities gains (losses) | $-31,000 | 10,330 |
| Applicable income taxes | $689,000 | 3,068 |
| Income before extraordinary items | $1,973,000 | 2,583 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,973,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,976 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,995,940 | 2,484 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,447,000 | 3,778 |
| Total interest expense | $2,903,000 | 4,860 |
| Net interest income | $5,544,000 | 3,155 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $1,308,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $688,000 | 1,898 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $620,000 | 2,414 |
| Total noninterest expense | $4,523,000 | 2,805 |
| Salaries and employee benefits | $2,647,000 | 2,512 |
| Premises and equipment expense | $815,000 | 2,376 |
| Additional noninterest expense | $1,061,000 | 3,693 |
| Pre-tax net operating income | $2,304,000 | 3,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $601,000 | 3,662 |
| Income before extraordinary items | $1,703,000 | 2,986 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,703,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $5,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,703,000 | 2,930 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 4,036 |
| Total interest expense | $2,970,000 | 4,831 |
| Net interest income | $5,028,000 | 3,514 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,115,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $478,000 | 3,021 |
| Total noninterest expense | $4,213,000 | 3,184 |
| Salaries and employee benefits | $2,611,000 | 2,561 |
| Premises and equipment expense | $738,000 | 2,643 |
| Additional noninterest expense | $864,000 | 4,901 |
| Pre-tax net operating income | $1,930,000 | 3,504 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $513,000 | 4,074 |
| Income before extraordinary items | $1,418,000 | 3,369 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,418,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $5,000 | 8,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,417,270 | 3,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 4,165 |
| Total interest expense | $2,717,000 | 5,200 |
| Net interest income | $4,964,000 | 3,566 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $968,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $615,000 | 2,204 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $353,000 | 3,590 |
| Total noninterest expense | $3,583,000 | 3,658 |
| Salaries and employee benefits | $2,157,000 | 3,084 |
| Premises and equipment expense | $521,000 | 3,629 |
| Additional noninterest expense | $905,000 | 4,746 |
| Pre-tax net operating income | $2,304,000 | 3,077 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $677,000 | 3,332 |
| Income before extraordinary items | $1,620,000 | 3,025 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,620,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,624,970 | 2,987 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,916,000 | 4,271 |
| Total interest expense | $2,298,000 | 4,984 |
| Net interest income | $4,618,000 | 3,824 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $825,000 | 3,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $3,375,000 | 3,966 |
| Salaries and employee benefits | $1,907,000 | 3,432 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $1,028,000 | 4,615 |
| Pre-tax net operating income | $1,978,000 | 3,456 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $556,000 | 3,733 |
| Income before extraordinary items | $1,422,000 | 3,321 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,422,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,815 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,422,000 | 3,349 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 4,493 |
| Total interest expense | $2,139,000 | 5,518 |
| Net interest income | $4,559,000 | 3,887 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $791,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $3,244,000 | 4,206 |
| Salaries and employee benefits | $1,865,000 | 3,498 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $961,000 | 5,100 |
| Pre-tax net operating income | $2,016,000 | 3,290 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $563,000 | 3,784 |
| Income before extraordinary items | $1,453,000 | 3,336 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,453,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,453,000 | 3,155 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 4,929 |
| Total interest expense | $2,518,000 | 5,963 |
| Net interest income | $4,311,000 | 4,167 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $752,000 | 4,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $3,032,000 | 4,490 |
| Salaries and employee benefits | $1,754,000 | 3,646 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $861,000 | 5,725 |
| Pre-tax net operating income | $1,956,000 | 3,164 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $615,000 | 3,363 |
| Income before extraordinary items | $1,341,000 | 3,420 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,341,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,341,000 | 3,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.