Home > Bank of Lafayette > Income and Expense
Bank of Lafayette, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 6,750 |
| Total interest expense | $1,589,000 | 7,449 |
| Net interest income | $2,657,000 | 6,030 |
| Provision for loan and lease losses | $-220,000 | 11,824 |
| Total noninterest income | $1,038,000 | 3,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 2,350 |
| Total noninterest expense | $3,008,000 | 4,283 |
| Salaries and employee benefits | $1,485,000 | 4,323 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $1,073,000 | 4,112 |
| Pre-tax net operating income | $907,000 | 6,383 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $289,000 | 6,150 |
| Income before extraordinary items | $629,000 | 6,435 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $629,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $621,410 | 6,474 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 9,897 |
| Total interest expense | $547,000 | 10,865 |
| Net interest income | $1,398,000 | 9,161 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $432,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,938 |
| Total noninterest expense | $1,948,000 | 6,346 |
| Salaries and employee benefits | $831,000 | 7,042 |
| Premises and equipment expense | $277,000 | 6,051 |
| Additional noninterest expense | $840,000 | 5,476 |
| Pre-tax net operating income | $-153,000 | 12,233 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $-181,000 | 12,210 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-181,000 | 12,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-205,000 | 12,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 7,858 |
| Total interest expense | $892,000 | 9,587 |
| Net interest income | $2,400,000 | 6,740 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $823,000 | 3,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,832 |
| Total noninterest expense | $2,845,000 | 4,717 |
| Salaries and employee benefits | $1,110,000 | 5,597 |
| Premises and equipment expense | $422,000 | 4,499 |
| Additional noninterest expense | $1,313,000 | 3,904 |
| Pre-tax net operating income | $288,000 | 10,330 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $375,000 | 589 |
| Net income | $656,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $699,000 | 538 |
| Net operating income | $281,000 | 9,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 7,913 |
| Total interest expense | $1,300,000 | 9,236 |
| Net interest income | $2,397,000 | 6,800 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $831,000 | 3,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 4,184 |
| Total noninterest expense | $2,605,000 | 5,116 |
| Salaries and employee benefits | $1,020,000 | 5,926 |
| Premises and equipment expense | $448,000 | 4,378 |
| Additional noninterest expense | $1,137,000 | 4,559 |
| Pre-tax net operating income | $453,000 | 8,778 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $542,000 | 6,978 |
| Extraordinary gains, net | $204,000 | 420 |
| Net income | $746,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,979 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 851 |
| Net operating income | $444,980 | 7,429 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.