Home > Bank of Idaho > Income and Expense

Bank of Idaho, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,936,000812
Total interest expense$9,932,0001,299
Net interest income$49,004,000682
Provision for loan and lease losses$3,485,000411
Total noninterest income$4,492,0001,267
Gross Fiduciary activities income$1,877,000416
Service charges on deposit accounts$589,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$2,026,0001,610
Total noninterest expense$37,109,000742
Salaries and employee benefits$22,437,000673
Premises and equipment expense$3,480,000763
Additional noninterest expense$2,026,0001,610
Pre-tax net operating income$12,902,000963
Securities gains (losses)$135,000207
Applicable income taxes$3,580,000669
Income before extraordinary items$9,457,0001,057
Extraordinary gains, net$054
Net income$9,457,0001,069
Minority interest net income$088
Net income of bank and minority interests.$9,457,0001,060
Net charge-offs$1,304,000467
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$954,000192
Net operating income$9,350,3501,092
2023-09-30 (YTD Data)Rank
Total interest income$42,664,000821
Total interest expense$6,331,0001,354
Net interest income$36,333,000701
Provision for loan and lease losses$2,085,000437
Total noninterest income$3,445,0001,252
Gross Fiduciary activities income$1,432,000410
Service charges on deposit accounts$447,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$1,566,0001,572
Total noninterest expense$27,902,000741
Salaries and employee benefits$17,091,000669
Premises and equipment expense$2,670,000748
Additional noninterest expense$1,566,0001,572
Pre-tax net operating income$9,791,000983
Securities gains (losses)$136,000135
Applicable income taxes$2,787,000675
Income before extraordinary items$7,140,0001,101
Extraordinary gains, net$052
Net income$7,140,0001,106
Minority interest net income$081
Net income of bank and minority interests.$7,140,0001,101
Net charge-offs$598,000526
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$718,000191
Net operating income$7,032,5601,134
2023-06-30 (YTD Data)Rank
Total interest income$27,417,000823
Total interest expense$3,475,0001,423
Net interest income$23,942,000702
Provision for loan and lease losses$1,410,000431
Total noninterest income$2,116,0001,258
Gross Fiduciary activities income$958,000405
Service charges on deposit accounts$302,0001,449
Trading account gains and feesNANA
Additional Noninterest Income$856,0001,681
Total noninterest expense$18,721,000718
Salaries and employee benefits$11,610,000648
Premises and equipment expense$1,827,000716
Additional noninterest expense$856,0001,679
Pre-tax net operating income$5,927,0001,058
Securities gains (losses)$128,000149
Applicable income taxes$1,720,000720
Income before extraordinary items$4,335,0001,175
Extraordinary gains, net$051
Net income$4,335,0001,185
Minority interest net income$081
Net income of bank and minority interests.$4,335,0001,175
Net charge-offs$2,0002,220
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$495,000176
Net operating income$4,233,8801,208
2023-03-31 (YTD Data)Rank
Total interest income$13,213,000844
Total interest expense$1,358,0001,533
Net interest income$11,855,000712
Provision for loan and lease losses$890,000381
Total noninterest income$1,021,0001,275
Gross Fiduciary activities income$471,000417
Service charges on deposit accounts$148,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$402,0001,724
Total noninterest expense$9,519,000722
Salaries and employee benefits$6,004,000649
Premises and equipment expense$1,013,000681
Additional noninterest expense$402,0001,724
Pre-tax net operating income$2,467,0001,244
Securities gains (losses)$133,000136
Applicable income taxes$774,000788
Income before extraordinary items$1,826,0001,364
Extraordinary gains, net$04
Net income$1,826,0001,364
Minority interest net income$048
Net income of bank and minority interests.$1,826,0001,364
Net charge-offs$-11,0004,071
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$256,000157
Net operating income$1,720,9301,455
2022-12-31 (YTD Data)Rank
Total interest income$38,148,000931
Total interest expense$828,0002,651
Net interest income$37,320,000863
Provision for loan and lease losses$150,0001,951
Total noninterest income$5,041,0001,198
Gross Fiduciary activities income$1,807,000427
Service charges on deposit accounts$519,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$2,715,0001,344
Total noninterest expense$31,992,000820
Salaries and employee benefits$17,796,000834
Premises and equipment expense$3,330,000772
Additional noninterest expense$2,715,0001,344
Pre-tax net operating income$10,219,0001,263
Securities gains (losses)$-279,0004,188
Applicable income taxes$2,886,000848
Income before extraordinary items$7,054,0001,443
Extraordinary gains, net$05
Net income$7,054,0001,442
Minority interest net income$063
Net income of bank and minority interests.$7,054,0001,443
Net charge-offs$-409,0004,571
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$675,000288
Net operating income$7,274,4101,423
2022-09-30 (YTD Data)Rank
Total interest income$25,447,000978
Total interest expense$303,0003,279
Net interest income$25,144,000918
Provision for loan and lease losses$02,835
Total noninterest income$3,989,0001,170
Gross Fiduciary activities income$1,413,000421
Service charges on deposit accounts$375,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,303
Total noninterest expense$22,955,000855
Salaries and employee benefits$12,719,000860
Premises and equipment expense$2,385,000812
Additional noninterest expense$2,201,0001,303
Pre-tax net operating income$6,178,0001,461
Securities gains (losses)$-11,0003,806
Applicable income taxes$1,959,000902
Income before extraordinary items$4,208,0001,666
Extraordinary gains, net$04
Net income$4,208,0001,665
Minority interest net income$057
Net income of bank and minority interests.$4,208,0001,665
Net charge-offs$-349,0004,583
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$419,000276
Net operating income$4,216,6901,697
2022-06-30 (YTD Data)Rank
Total interest income$15,228,0001,040
Total interest expense$163,0003,455
Net interest income$15,065,000984
Provision for loan and lease losses$02,599
Total noninterest income$3,018,0001,068
Gross Fiduciary activities income$982,000377
Service charges on deposit accounts$236,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$1,800,0001,173
Total noninterest expense$13,512,000915
Salaries and employee benefits$7,979,000892
Premises and equipment expense$1,365,000922
Additional noninterest expense$4,168,000904
Pre-tax net operating income$4,571,0001,277
Securities gains (losses)$-11,0003,956
Applicable income taxes$1,263,000873
Income before extraordinary items$3,297,0001,421
Extraordinary gains, net$04
Net income$3,297,0001,420
Minority interest net income$060
Net income of bank and minority interests.$3,297,0001,421
Net charge-offs$-188,0004,536
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$195,000305
Net operating income$3,305,6901,450
2022-03-31 (YTD Data)Rank
Total interest income$7,173,0001,077
Total interest expense$80,0003,445
Net interest income$7,093,0001,009
Provision for loan and lease losses$02,285
Total noninterest income$1,660,000999
Gross Fiduciary activities income$499,000377
Service charges on deposit accounts$110,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$1,051,0001,048
Total noninterest expense$6,072,0001,012
Salaries and employee benefits$3,854,000923
Premises and equipment expense$657,000961
Additional noninterest expense$1,561,0001,106
Pre-tax net operating income$2,681,0001,093
Securities gains (losses)$-4,0004,101
Applicable income taxes$765,000766
Income before extraordinary items$1,912,0001,235
Extraordinary gains, net$04
Net income$1,912,0001,235
Minority interest net income$050
Net income of bank and minority interests.$1,912,0001,235
Net charge-offs$-152,0004,642
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$82,000291
Net operating income$1,915,1601,248
2021-12-31 (YTD Data)Rank
Total interest income$25,681,0001,203
Total interest expense$375,0003,513
Net interest income$25,306,0001,121
Provision for loan and lease losses$470,0001,108
Total noninterest income$10,570,000805
Gross Fiduciary activities income$2,057,000365
Service charges on deposit accounts$422,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$8,091,000777
Total noninterest expense$26,472,000941
Salaries and employee benefits$17,541,000821
Premises and equipment expense$2,209,0001,111
Additional noninterest expense$6,722,0001,049
Pre-tax net operating income$8,934,0001,378
Securities gains (losses)$116,000799
Applicable income taxes$2,417,000978
Income before extraordinary items$6,633,0001,557
Extraordinary gains, net$010
Net income$6,633,0001,557
Minority interest net income$074
Net income of bank and minority interests.$6,633,0001,557
Net charge-offs$-110,0004,391
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$222,000399
Net operating income$6,541,3601,548
2021-09-30 (YTD Data)Rank
Total interest income$19,073,0001,237
Total interest expense$290,0003,569
Net interest income$18,783,0001,155
Provision for loan and lease losses$370,0001,026
Total noninterest income$7,863,000825
Gross Fiduciary activities income$1,476,000375
Service charges on deposit accounts$307,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$6,080,000803
Total noninterest expense$18,565,000995
Salaries and employee benefits$12,796,000856
Premises and equipment expense$1,581,0001,177
Additional noninterest expense$4,188,0001,198
Pre-tax net operating income$7,711,0001,303
Securities gains (losses)$109,000770
Applicable income taxes$2,123,000935
Income before extraordinary items$5,697,0001,472
Extraordinary gains, net$08
Net income$5,697,0001,472
Minority interest net income$069
Net income of bank and minority interests.$5,697,0001,472
Net charge-offs$-78,0004,372
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$140,000380
Net operating income$5,610,8901,458
2021-06-30 (YTD Data)Rank
Total interest income$12,610,0001,239
Total interest expense$204,0003,584
Net interest income$12,406,0001,156
Provision for loan and lease losses$220,0001,127
Total noninterest income$5,857,000764
Gross Fiduciary activities income$1,009,000366
Service charges on deposit accounts$172,0001,989
Trading account gains and feesNANA
Additional Noninterest Income$4,676,000723
Total noninterest expense$12,271,000993
Salaries and employee benefits$8,655,000845
Premises and equipment expense$1,036,0001,179
Additional noninterest expense$2,580,0001,284
Pre-tax net operating income$5,772,0001,177
Securities gains (losses)$104,000657
Applicable income taxes$1,562,000873
Income before extraordinary items$4,314,0001,318
Extraordinary gains, net$06
Net income$4,314,0001,318
Minority interest net income$067
Net income of bank and minority interests.$4,314,0001,318
Net charge-offs$129,000814
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$72,000385
Net operating income$4,231,8401,310
2021-03-31 (YTD Data)Rank
Total interest income$6,649,0001,195
Total interest expense$104,0003,639
Net interest income$6,545,0001,090
Provision for loan and lease losses$220,000762
Total noninterest income$2,655,000815
Gross Fiduciary activities income$432,000389
Service charges on deposit accounts$88,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$2,135,000783
Total noninterest expense$6,023,000997
Salaries and employee benefits$4,353,000830
Premises and equipment expense$623,0001,006
Additional noninterest expense$1,047,0001,497
Pre-tax net operating income$2,957,0001,152
Securities gains (losses)$69,000577
Applicable income taxes$792,000857
Income before extraordinary items$2,234,0001,284
Extraordinary gains, net$03
Net income$2,234,0001,284
Minority interest net income$055
Net income of bank and minority interests.$2,234,0001,284
Net charge-offs$151,000506
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,179,4901,276
2020-12-31 (YTD Data)Rank
Total interest income$22,033,0001,363
Total interest expense$602,0003,627
Net interest income$21,431,0001,209
Provision for loan and lease losses$2,598,000887
Total noninterest income$8,611,000882
Gross Fiduciary activities income$1,640,000385
Service charges on deposit accounts$394,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$6,577,000844
Total noninterest expense$22,789,0001,018
Salaries and employee benefits$15,044,000908
Premises and equipment expense$2,366,0001,027
Additional noninterest expense$5,379,0001,197
Pre-tax net operating income$4,655,0001,871
Securities gains (losses)$207,0001,019
Applicable income taxes$1,337,0001,225
Income before extraordinary items$3,525,0002,079
Extraordinary gains, net$04
Net income$3,525,0002,079
Minority interest net income$072
Net income of bank and minority interests.$3,525,0002,079
Net charge-offs$196,0001,562
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,361,4702,094
2020-09-30 (YTD Data)Rank
Total interest income$15,905,0001,426
Total interest expense$483,0003,637
Net interest income$15,422,0001,229
Provision for loan and lease losses$1,733,000968
Total noninterest income$6,106,000899
Gross Fiduciary activities income$1,213,000381
Service charges on deposit accounts$293,0001,923
Trading account gains and feesNANA
Additional Noninterest Income$4,600,000859
Total noninterest expense$16,349,0001,036
Salaries and employee benefits$10,770,000922
Premises and equipment expense$1,785,0001,017
Additional noninterest expense$3,794,0001,239
Pre-tax net operating income$3,446,0001,866
Securities gains (losses)$300,000710
Applicable income taxes$1,041,0001,153
Income before extraordinary items$2,705,0002,040
Extraordinary gains, net$04
Net income$2,705,0002,041
Minority interest net income$065
Net income of bank and minority interests.$2,705,0002,041
Net charge-offs$69,0001,881
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,468,0002,108
2020-06-30 (YTD Data)Rank
Total interest income$10,052,0001,510
Total interest expense$346,0003,653
Net interest income$9,706,0001,306
Provision for loan and lease losses$1,165,000992
Total noninterest income$3,557,000933
Gross Fiduciary activities income$806,000382
Service charges on deposit accounts$199,0001,922
Trading account gains and feesNANA
Additional Noninterest Income$2,552,000913
Total noninterest expense$10,369,0001,063
Salaries and employee benefits$6,781,000965
Premises and equipment expense$1,146,0001,045
Additional noninterest expense$2,442,0001,271
Pre-tax net operating income$1,729,0002,205
Securities gains (losses)$393,000431
Applicable income taxes$619,0001,172
Income before extraordinary items$1,503,0002,237
Extraordinary gains, net$04
Net income$1,503,0002,236
Minority interest net income$065
Net income of bank and minority interests.$1,503,0002,237
Net charge-offs$129,0001,231
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,192,5302,521
2020-03-31 (YTD Data)Rank
Total interest income$4,679,0001,591
Total interest expense$148,0003,943
Net interest income$4,531,0001,362
Provision for loan and lease losses$275,0001,250
Total noninterest income$1,545,000972
Gross Fiduciary activities income$389,000389
Service charges on deposit accounts$121,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$1,035,000948
Total noninterest expense$5,345,0001,045
Salaries and employee benefits$3,495,000941
Premises and equipment expense$588,0001,043
Additional noninterest expense$1,262,0001,261
Pre-tax net operating income$456,0002,897
Securities gains (losses)$113,000563
Applicable income taxes$180,0001,480
Income before extraordinary items$389,0002,968
Extraordinary gains, net$04
Net income$389,0002,969
Minority interest net income$056
Net income of bank and minority interests.$389,0002,969
Net charge-offs$93,000913
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$299,7303,270
2019-12-31 (YTD Data)Rank
Total interest income$17,119,0001,730
Total interest expense$342,0004,479
Net interest income$16,777,0001,442
Provision for loan and lease losses$774,0001,109
Total noninterest income$5,467,0001,061
Gross Fiduciary activities income$1,389,000405
Service charges on deposit accounts$474,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$3,604,0001,055
Total noninterest expense$19,233,0001,119
Salaries and employee benefits$12,176,0001,021
Premises and equipment expense$2,065,0001,139
Additional noninterest expense$4,992,0001,249
Pre-tax net operating income$2,237,0002,890
Securities gains (losses)$160,000714
Applicable income taxes$-429,0005,134
Income before extraordinary items$2,826,0002,377
Extraordinary gains, net$011
Net income$2,826,0002,379
Minority interest net income$076
Net income of bank and minority interests.$2,826,0002,379
Net charge-offs$520,0001,005
Cash dividends$1,560,0001,836
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,666,0002,445
2019-09-30 (YTD Data)Rank
Total interest income$12,498,0001,792
Total interest expense$194,0004,710
Net interest income$12,304,0001,487
Provision for loan and lease losses$372,0001,406
Total noninterest income$3,779,0001,112
Gross Fiduciary activities income$1,000,000411
Service charges on deposit accounts$350,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$2,429,0001,127
Total noninterest expense$14,059,0001,139
Salaries and employee benefits$8,846,0001,049
Premises and equipment expense$1,489,0001,190
Additional noninterest expense$3,724,0001,258
Pre-tax net operating income$1,652,0002,980
Securities gains (losses)$159,000604
Applicable income taxes$-629,0005,240
Income before extraordinary items$2,440,0002,237
Extraordinary gains, net$011
Net income$2,440,0002,237
Minority interest net income$072
Net income of bank and minority interests.$2,440,0002,238
Net charge-offs$358,000926
Cash dividends$1,560,0001,417
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,281,0002,299
2019-06-30 (YTD Data)Rank
Total interest income$8,093,0001,835
Total interest expense$125,0004,762
Net interest income$7,968,0001,534
Provision for loan and lease losses$180,0001,640
Total noninterest income$2,174,0001,202
Gross Fiduciary activities income$663,000413
Service charges on deposit accounts$236,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,284
Total noninterest expense$9,081,0001,163
Salaries and employee benefits$5,576,0001,106
Premises and equipment expense$955,0001,235
Additional noninterest expense$2,550,0001,239
Pre-tax net operating income$881,0003,265
Securities gains (losses)$60,000691
Applicable income taxes$-910,0005,290
Income before extraordinary items$1,851,0002,026
Extraordinary gains, net$011
Net income$1,851,0002,024
Minority interest net income$069
Net income of bank and minority interests.$1,851,0002,026
Net charge-offs$387,000667
Cash dividends$1,560,0001,067
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,791,0002,053
2019-03-31 (YTD Data)Rank
Total interest income$4,035,0001,845
Total interest expense$60,0004,808
Net interest income$3,975,0001,537
Provision for loan and lease losses$60,0001,874
Total noninterest income$928,0001,300
Gross Fiduciary activities income$318,000420
Service charges on deposit accounts$122,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$488,0001,474
Total noninterest expense$4,213,0001,240
Salaries and employee benefits$2,634,0001,161
Premises and equipment expense$453,0001,309
Additional noninterest expense$1,126,0001,371
Pre-tax net operating income$630,0002,736
Securities gains (losses)$60,000357
Applicable income taxes$-987,0005,345
Income before extraordinary items$1,677,0001,253
Extraordinary gains, net$05
Net income$1,677,0001,252
Minority interest net income$052
Net income of bank and minority interests.$1,677,0001,252
Net charge-offs$26,0001,572
Cash dividends$1,410,000662
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,617,0001,265
2018-12-31 (YTD Data)Rank
Total interest income$14,737,0001,885
Total interest expense$238,0004,712
Net interest income$14,499,0001,664
Provision for loan and lease losses$925,000945
Total noninterest income$4,461,0001,175
Gross Fiduciary activities income$1,312,000422
Service charges on deposit accounts$488,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$2,661,0001,239
Total noninterest expense$14,363,0001,409
Salaries and employee benefits$9,455,0001,218
Premises and equipment expense$1,582,0001,426
Additional noninterest expense$3,326,0001,752
Pre-tax net operating income$3,672,0002,212
Securities gains (losses)$25,000529
Applicable income taxes$03,978
Income before extraordinary items$3,697,0002,011
Extraordinary gains, net$06
Net income$3,697,0002,009
Minority interest net income$072
Net income of bank and minority interests.$3,697,0002,010
Net charge-offs$519,000932
Cash dividends$1,560,0001,691
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,672,0002,014
2018-09-30 (YTD Data)Rank
Total interest income$10,865,0001,897
Total interest expense$177,0004,728
Net interest income$10,688,0001,682
Provision for loan and lease losses$600,000982
Total noninterest income$3,408,0001,168
Gross Fiduciary activities income$1,002,000413
Service charges on deposit accounts$354,0002,085
Trading account gains and feesNANA
Additional Noninterest Income$2,052,0001,242
Total noninterest expense$10,804,0001,402
Salaries and employee benefits$7,185,0001,206
Premises and equipment expense$1,175,0001,445
Additional noninterest expense$2,444,0001,790
Pre-tax net operating income$2,692,0002,272
Securities gains (losses)$25,000531
Applicable income taxes$04,032
Income before extraordinary items$2,717,0002,048
Extraordinary gains, net$05
Net income$2,717,0002,046
Minority interest net income$066
Net income of bank and minority interests.$2,717,0002,047
Net charge-offs$445,000763
Cash dividends$1,560,0001,266
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,692,0002,056
2018-06-30 (YTD Data)Rank
Total interest income$7,076,0001,920
Total interest expense$117,0004,737
Net interest income$6,959,0001,713
Provision for loan and lease losses$210,0001,458
Total noninterest income$2,198,0001,189
Gross Fiduciary activities income$690,000413
Service charges on deposit accounts$232,0002,096
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0001,297
Total noninterest expense$7,244,0001,402
Salaries and employee benefits$4,748,0001,216
Premises and equipment expense$790,0001,449
Additional noninterest expense$1,706,0001,720
Pre-tax net operating income$1,703,0002,331
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,703,0002,115
Extraordinary gains, net$06
Net income$1,703,0002,112
Minority interest net income$065
Net income of bank and minority interests.$1,703,0002,114
Net charge-offs$319,000693
Cash dividends$1,560,000925
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,703,0002,107
2018-03-31 (YTD Data)Rank
Total interest income$3,450,0001,949
Total interest expense$58,0004,744
Net interest income$3,392,0001,753
Provision for loan and lease losses$50,0002,055
Total noninterest income$1,003,0001,272
Gross Fiduciary activities income$322,000425
Service charges on deposit accounts$112,0002,151
Trading account gains and feesNANA
Additional Noninterest Income$569,0001,386
Total noninterest expense$3,602,0001,413
Salaries and employee benefits$2,379,0001,225
Premises and equipment expense$398,0001,455
Additional noninterest expense$825,0001,766
Pre-tax net operating income$743,0002,506
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$743,0002,282
Extraordinary gains, net$07
Net income$743,0002,280
Minority interest net income$052
Net income of bank and minority interests.$743,0002,282
Net charge-offs$318,000406
Cash dividends$1,560,000513
Sale, conversion, retirement of capital stock, net$0580
Net operating income$743,0002,272
2017-12-31 (YTD Data)Rank
Total interest income$13,314,0001,949
Total interest expense$236,0004,691
Net interest income$13,078,0001,771
Provision for loan and lease losses$540,0001,377
Total noninterest income$4,776,0001,155
Gross Fiduciary activities income$1,217,000424
Service charges on deposit accounts$450,0002,207
Trading account gains and feesNANA
Additional Noninterest Income$3,109,0001,136
Total noninterest expense$13,594,0001,473
Salaries and employee benefits$8,911,0001,269
Premises and equipment expense$1,613,0001,416
Additional noninterest expense$3,070,0001,895
Pre-tax net operating income$3,720,0002,143
Securities gains (losses)$28,0001,181
Applicable income taxes$04,135
Income before extraordinary items$3,748,0001,697
Extraordinary gains, net$09
Net income$3,748,0001,697
Minority interest net income$076
Net income of bank and minority interests.$3,748,0001,697
Net charge-offs$406,0001,248
Cash dividends$1,713,0001,585
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,720,0001,682
2017-09-30 (YTD Data)Rank
Total interest income$9,881,0001,968
Total interest expense$176,0004,727
Net interest income$9,705,0001,787
Provision for loan and lease losses$490,0001,167
Total noninterest income$3,714,0001,142
Gross Fiduciary activities income$909,000427
Service charges on deposit accounts$344,0002,177
Trading account gains and feesNANA
Additional Noninterest Income$2,461,0001,104
Total noninterest expense$10,153,0001,481
Salaries and employee benefits$6,741,0001,270
Premises and equipment expense$1,223,0001,402
Additional noninterest expense$2,189,0001,977
Pre-tax net operating income$2,776,0002,195
Securities gains (losses)$28,0001,157
Applicable income taxes$04,172
Income before extraordinary items$2,804,0001,827
Extraordinary gains, net$09
Net income$2,804,0001,827
Minority interest net income$071
Net income of bank and minority interests.$2,804,0001,827
Net charge-offs$61,0002,312
Cash dividends$1,713,0001,189
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,776,0001,823
2017-06-30 (YTD Data)Rank
Total interest income$6,440,0001,989
Total interest expense$115,0004,754
Net interest income$6,325,0001,818
Provision for loan and lease losses$290,0001,264
Total noninterest income$2,380,0001,169
Gross Fiduciary activities income$600,000431
Service charges on deposit accounts$225,0002,199
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,163
Total noninterest expense$6,721,0001,497
Salaries and employee benefits$4,483,0001,269
Premises and equipment expense$820,0001,407
Additional noninterest expense$1,418,0002,018
Pre-tax net operating income$1,694,0002,285
Securities gains (losses)$38,000745
Applicable income taxes$04,189
Income before extraordinary items$1,732,0001,915
Extraordinary gains, net$011
Net income$1,732,0001,915
Minority interest net income$071
Net income of bank and minority interests.$1,732,0001,915
Net charge-offs$27,0002,414
Cash dividends$1,712,000870
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,694,0001,934
2017-03-31 (YTD Data)Rank
Total interest income$3,085,0002,061
Total interest expense$56,0004,805
Net interest income$3,029,0001,874
Provision for loan and lease losses$140,0001,221
Total noninterest income$1,117,0001,218
Gross Fiduciary activities income$287,000440
Service charges on deposit accounts$113,0002,201
Trading account gains and feesNANA
Additional Noninterest Income$717,0001,207
Total noninterest expense$3,361,0001,496
Salaries and employee benefits$2,145,0001,335
Premises and equipment expense$440,0001,342
Additional noninterest expense$776,0001,886
Pre-tax net operating income$645,0002,675
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$645,0002,325
Extraordinary gains, net$08
Net income$645,0002,324
Minority interest net income$055
Net income of bank and minority interests.$645,0002,325
Net charge-offs$37,0001,511
Cash dividends$1,713,000463
Sale, conversion, retirement of capital stock, net$0632
Net operating income$645,0002,298
2016-12-31 (YTD Data)Rank
Total interest income$13,014,0001,938
Total interest expense$228,0004,825
Net interest income$12,786,0001,756
Provision for loan and lease losses$145,0002,772
Total noninterest income$5,271,0001,109
Gross Fiduciary activities income$1,122,000437
Service charges on deposit accounts$487,0002,124
Trading account gains and fees$0170
Additional Noninterest Income$3,662,0001,048
Total noninterest expense$13,430,0001,464
Salaries and employee benefits$8,797,0001,269
Premises and equipment expense$1,559,0001,462
Additional noninterest expense$3,074,0001,940
Pre-tax net operating income$4,482,0001,763
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,482,0001,513
Extraordinary gains, net$05
Net income$4,482,0001,512
Minority interest net income$082
Net income of bank and minority interests.$4,482,0001,512
Net charge-offs$-280,0005,719
Cash dividends$1,017,0002,177
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,482,0001,480
2016-09-30 (YTD Data)Rank
Total interest income$9,698,0001,949
Total interest expense$170,0004,872
Net interest income$9,528,0001,772
Provision for loan and lease losses$30,0003,648
Total noninterest income$4,124,0001,073
Gross Fiduciary activities income$825,000440
Service charges on deposit accounts$366,0002,126
Trading account gains and fees$0169
Additional Noninterest Income$2,933,0001,004
Total noninterest expense$10,218,0001,443
Salaries and employee benefits$6,623,0001,271
Premises and equipment expense$1,169,0001,464
Additional noninterest expense$2,426,0001,841
Pre-tax net operating income$3,404,0001,780
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,404,0001,521
Extraordinary gains, net$05
Net income$3,404,0001,520
Minority interest net income$071
Net income of bank and minority interests.$3,404,0001,521
Net charge-offs$-294,0005,791
Cash dividends$1,017,0001,638
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,404,0001,481
2016-06-30 (YTD Data)Rank
Total interest income$6,407,0001,965
Total interest expense$112,0004,931
Net interest income$6,295,0001,786
Provision for loan and lease losses$04,017
Total noninterest income$2,576,0001,104
Gross Fiduciary activities income$539,000449
Service charges on deposit accounts$240,0002,132
Trading account gains and fees$0157
Additional Noninterest Income$1,797,0001,052
Total noninterest expense$6,780,0001,454
Salaries and employee benefits$4,414,0001,280
Premises and equipment expense$791,0001,440
Additional noninterest expense$1,575,0001,893
Pre-tax net operating income$2,091,0001,869
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,091,0001,586
Extraordinary gains, net$016
Net income$2,091,0001,587
Minority interest net income$071
Net income of bank and minority interests.$2,091,0001,587
Net charge-offs$-335,0005,931
Cash dividends$1,017,0001,283
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,091,0001,550
2016-03-31 (YTD Data)Rank
Total interest income$3,160,0001,988
Total interest expense$55,0004,990
Net interest income$3,105,0001,811
Provision for loan and lease losses$03,656
Total noninterest income$1,085,0001,223
Gross Fiduciary activities income$263,000449
Service charges on deposit accounts$124,0002,067
Trading account gains and fees$0142
Additional Noninterest Income$698,0001,215
Total noninterest expense$3,285,0001,491
Salaries and employee benefits$2,141,0001,308
Premises and equipment expense$411,0001,399
Additional noninterest expense$733,0001,987
Pre-tax net operating income$905,0002,072
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$905,0001,771
Extraordinary gains, net$012
Net income$905,0001,772
Minority interest net income$062
Net income of bank and minority interests.$905,0001,772
Net charge-offs$11,0002,283
Cash dividends$1,017,000716
Sale, conversion, retirement of capital stock, net$0659
Net operating income$905,0001,731
2015-12-31 (YTD Data)Rank
Total interest income$12,047,0002,023
Total interest expense$235,0004,966
Net interest income$11,812,0001,850
Provision for loan and lease losses$04,380
Total noninterest income$4,257,0001,249
Gross Fiduciary activities income$1,057,000449
Service charges on deposit accounts$494,0002,156
Trading account gains and fees$0159
Additional Noninterest Income$2,706,0001,248
Total noninterest expense$12,976,0001,500
Salaries and employee benefits$8,214,0001,320
Premises and equipment expense$1,525,0001,512
Additional noninterest expense$3,237,0001,865
Pre-tax net operating income$3,093,0002,275
Securities gains (losses)$359,000475
Applicable income taxes$04,402
Income before extraordinary items$3,452,0001,818
Extraordinary gains, net$023
Net income$3,452,0001,821
Minority interest net income$081
Net income of bank and minority interests.$3,452,0001,821
Net charge-offs$-104,0005,731
Cash dividends$385,0003,191
Sale, conversion, retirement of capital stock, net$46,000611
Net operating income$3,093,0001,958
2015-09-30 (YTD Data)Rank
Total interest income$8,982,0002,048
Total interest expense$180,0005,014
Net interest income$8,802,0001,875
Provision for loan and lease losses$04,232
Total noninterest income$3,132,0001,292
Gross Fiduciary activities income$803,000447
Service charges on deposit accounts$360,0002,214
Trading account gains and fees$0153
Additional Noninterest Income$1,969,0001,288
Total noninterest expense$9,523,0001,532
Salaries and employee benefits$6,046,0001,352
Premises and equipment expense$1,140,0001,524
Additional noninterest expense$2,337,0001,919
Pre-tax net operating income$2,411,0002,246
Securities gains (losses)$359,000415
Applicable income taxes$04,489
Income before extraordinary items$2,770,0001,746
Extraordinary gains, net$021
Net income$2,770,0001,748
Minority interest net income$078
Net income of bank and minority interests.$2,770,0001,749
Net charge-offs$-74,0005,731
Cash dividends$385,0002,592
Sale, conversion, retirement of capital stock, net$46,000542
Net operating income$2,411,0001,912
2015-06-30 (YTD Data)Rank
Total interest income$5,878,0002,075
Total interest expense$124,0005,017
Net interest income$5,754,0001,902
Provision for loan and lease losses$04,069
Total noninterest income$2,004,0001,329
Gross Fiduciary activities income$537,000454
Service charges on deposit accounts$229,0002,258
Trading account gains and fees$0157
Additional Noninterest Income$1,238,0001,344
Total noninterest expense$6,170,0001,581
Salaries and employee benefits$3,900,0001,391
Premises and equipment expense$758,0001,542
Additional noninterest expense$1,512,0001,983
Pre-tax net operating income$1,588,0002,244
Securities gains (losses)$359,000336
Applicable income taxes$04,497
Income before extraordinary items$1,947,0001,646
Extraordinary gains, net$022
Net income$1,947,0001,650
Minority interest net income$075
Net income of bank and minority interests.$1,947,0001,650
Net charge-offs$-72,0005,847
Cash dividends$385,0002,200
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,588,0001,905
2015-03-31 (YTD Data)Rank
Total interest income$2,865,0002,113
Total interest expense$66,0004,977
Net interest income$2,799,0001,951
Provision for loan and lease losses$03,703
Total noninterest income$882,0001,403
Gross Fiduciary activities income$263,000465
Service charges on deposit accounts$109,0002,330
Trading account gains and fees$0152
Additional Noninterest Income$510,0001,489
Total noninterest expense$3,024,0001,607
Salaries and employee benefits$1,925,0001,410
Premises and equipment expense$403,0001,474
Additional noninterest expense$696,0002,121
Pre-tax net operating income$657,0002,535
Securities gains (losses)$206,000352
Applicable income taxes$04,400
Income before extraordinary items$863,0001,812
Extraordinary gains, net$013
Net income$863,0001,814
Minority interest net income$064
Net income of bank and minority interests.$863,0001,814
Net charge-offs$-139,0006,185
Cash dividends$385,0001,343
Sale, conversion, retirement of capital stock, net$0697
Net operating income$657,0002,185
2014-12-31 (YTD Data)Rank
Total interest income$10,801,0002,225
Total interest expense$296,0004,974
Net interest income$10,505,0002,035
Provision for loan and lease losses$04,603
Total noninterest income$3,332,0001,447
Gross Fiduciary activities income$956,000472
Service charges on deposit accounts$477,0002,347
Trading account gains and fees$0180
Additional Noninterest Income$1,899,0001,520
Total noninterest expense$11,721,0001,638
Salaries and employee benefits$7,422,0001,413
Premises and equipment expense$1,521,0001,549
Additional noninterest expense$2,778,0002,180
Pre-tax net operating income$2,116,0002,890
Securities gains (losses)$285,000626
Applicable income taxes$04,531
Income before extraordinary items$2,401,0002,377
Extraordinary gains, net$017
Net income$2,401,0002,377
Minority interest net income$084
Net income of bank and minority interests.$2,401,0002,377
Net charge-offs$328,0001,923
Cash dividends$302,0003,364
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,116,0002,552
2014-09-30 (YTD Data)Rank
Total interest income$7,984,0002,272
Total interest expense$225,0005,022
Net interest income$7,759,0002,067
Provision for loan and lease losses$04,401
Total noninterest income$2,466,0001,465
Gross Fiduciary activities income$704,000474
Service charges on deposit accounts$358,0002,372
Trading account gains and fees$0174
Additional Noninterest Income$1,404,0001,522
Total noninterest expense$8,611,0001,673
Salaries and employee benefits$5,542,0001,437
Premises and equipment expense$1,140,0001,560
Additional noninterest expense$1,929,0002,337
Pre-tax net operating income$1,614,0002,901
Securities gains (losses)$260,000529
Applicable income taxes$04,583
Income before extraordinary items$1,874,0002,331
Extraordinary gains, net$015
Net income$1,874,0002,332
Minority interest net income$081
Net income of bank and minority interests.$1,874,0002,331
Net charge-offs$307,0001,589
Cash dividends$302,0002,722
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,614,0002,547
2014-06-30 (YTD Data)Rank
Total interest income$5,191,0002,325
Total interest expense$151,0005,063
Net interest income$5,040,0002,106
Provision for loan and lease losses$04,196
Total noninterest income$1,754,0001,397
Gross Fiduciary activities income$465,000475
Service charges on deposit accounts$234,0002,385
Trading account gains and fees$0172
Additional Noninterest Income$1,055,0001,399
Total noninterest expense$5,896,0001,619
Salaries and employee benefits$3,618,0001,448
Premises and equipment expense$747,0001,588
Additional noninterest expense$1,531,0001,998
Pre-tax net operating income$898,0003,160
Securities gains (losses)$165,000548
Applicable income taxes$04,568
Income before extraordinary items$1,063,0002,532
Extraordinary gains, net$020
Net income$1,063,0002,535
Minority interest net income$080
Net income of bank and minority interests.$1,063,0002,536
Net charge-offs$134,0001,937
Cash dividends$302,0002,317
Sale, conversion, retirement of capital stock, net$0794
Net operating income$898,0002,806
2014-03-31 (YTD Data)Rank
Total interest income$2,548,0002,358
Total interest expense$74,0005,161
Net interest income$2,474,0002,138
Provision for loan and lease losses$03,817
Total noninterest income$812,0001,443
Gross Fiduciary activities income$222,000493
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$479,0001,462
Total noninterest expense$2,869,0001,668
Salaries and employee benefits$1,786,0001,475
Premises and equipment expense$375,0001,610
Additional noninterest expense$708,0002,128
Pre-tax net operating income$417,0003,233
Securities gains (losses)$149,000327
Applicable income taxes$04,445
Income before extraordinary items$566,0002,364
Extraordinary gains, net$016
Net income$566,0002,365
Minority interest net income$066
Net income of bank and minority interests.$566,0002,366
Net charge-offs$-68,0006,399
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$417,0002,875
2013-12-31 (YTD Data)Rank
Total interest income$9,546,0002,525
Total interest expense$359,0005,107
Net interest income$9,187,0002,280
Provision for loan and lease losses$05,091
Total noninterest income$4,612,0001,208
Gross Fiduciary activities income$840,000488
Service charges on deposit accounts$508,0002,348
Trading account gains and fees$0184
Additional Noninterest Income$3,264,0001,092
Total noninterest expense$12,095,0001,594
Salaries and employee benefits$7,011,0001,482
Premises and equipment expense$1,477,0001,599
Additional noninterest expense$3,607,0001,761
Pre-tax net operating income$1,704,0003,161
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$1,704,0002,902
Extraordinary gains, net$029
Net income$1,704,0002,904
Minority interest net income$090
Net income of bank and minority interests.$1,704,0002,905
Net charge-offs$211,0002,960
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,704,0002,852
2013-09-30 (YTD Data)Rank
Total interest income$7,002,0002,606
Total interest expense$281,0005,129
Net interest income$6,721,0002,350
Provision for loan and lease losses$04,941
Total noninterest income$3,732,0001,160
Gross Fiduciary activities income$628,000492
Service charges on deposit accounts$398,0002,289
Trading account gains and fees$0180
Additional Noninterest Income$2,706,0001,049
Total noninterest expense$8,888,0001,629
Salaries and employee benefits$5,366,0001,466
Premises and equipment expense$1,111,0001,597
Additional noninterest expense$2,411,0001,945
Pre-tax net operating income$1,565,0002,844
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,565,0002,581
Extraordinary gains, net$025
Net income$1,565,0002,585
Minority interest net income$084
Net income of bank and minority interests.$1,565,0002,585
Net charge-offs$123,0003,064
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,565,0002,496
2013-06-30 (YTD Data)Rank
Total interest income$4,591,0002,649
Total interest expense$201,0005,052
Net interest income$4,390,0002,388
Provision for loan and lease losses$04,788
Total noninterest income$2,346,0001,214
Gross Fiduciary activities income$419,000494
Service charges on deposit accounts$272,0002,206
Trading account gains and fees$0157
Additional Noninterest Income$1,655,0001,123
Total noninterest expense$5,956,0001,615
Salaries and employee benefits$3,594,0001,458
Premises and equipment expense$742,0001,609
Additional noninterest expense$1,620,0001,928
Pre-tax net operating income$780,0003,385
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$780,0003,125
Extraordinary gains, net$022
Net income$780,0003,127
Minority interest net income$082
Net income of bank and minority interests.$780,0003,128
Net charge-offs$208,0002,057
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$780,0003,030
2013-03-31 (YTD Data)Rank
Total interest income$2,324,0002,619
Total interest expense$102,0005,109
Net interest income$2,222,0002,364
Provision for loan and lease losses$04,409
Total noninterest income$1,106,0001,264
Gross Fiduciary activities income$200,000518
Service charges on deposit accounts$132,0002,248
Trading account gains and fees$0148
Additional Noninterest Income$774,0001,178
Total noninterest expense$2,980,0001,631
Salaries and employee benefits$1,816,0001,461
Premises and equipment expense$376,0001,609
Additional noninterest expense$788,0001,989
Pre-tax net operating income$348,0003,524
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$348,0003,284
Extraordinary gains, net$010
Net income$348,0003,284
Minority interest net income$076
Net income of bank and minority interests.$348,0003,286
Net charge-offs$-27,0006,537
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$348,0003,187
2012-12-31 (YTD Data)Rank
Total interest income$10,180,0002,530
Total interest expense$470,0005,224
Net interest income$9,710,0002,218
Provision for loan and lease losses$855,0001,970
Total noninterest income$5,004,0001,153
Gross Fiduciary activities income$814,000497
Service charges on deposit accounts$511,0002,438
Trading account gains and fees$0166
Additional Noninterest Income$3,679,0001,027
Total noninterest expense$12,664,0001,536
Salaries and employee benefits$7,417,0001,379
Premises and equipment expense$1,556,0001,527
Additional noninterest expense$3,691,0001,789
Pre-tax net operating income$1,195,0003,716
Securities gains (losses)$102,0002,254
Applicable income taxes$04,751
Income before extraordinary items$1,297,0003,387
Extraordinary gains, net$029
Net income$1,297,0003,388
Minority interest net income$093
Net income of bank and minority interests.$1,297,0003,389
Net charge-offs$1,303,0001,537
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,195,0003,400
2012-09-30 (YTD Data)Rank
Total interest income$7,709,0002,554
Total interest expense$359,0005,316
Net interest income$7,350,0002,224
Provision for loan and lease losses$855,0001,633
Total noninterest income$3,686,0001,152
Gross Fiduciary activities income$617,000491
Service charges on deposit accounts$379,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$2,690,0001,021
Total noninterest expense$9,732,0001,509
Salaries and employee benefits$5,674,0001,363
Premises and equipment expense$1,185,0001,516
Additional noninterest expense$2,873,0001,734
Pre-tax net operating income$449,0004,842
Securities gains (losses)$102,0001,966
Applicable income taxes$04,802
Income before extraordinary items$551,0004,517
Extraordinary gains, net$020
Net income$551,0004,516
Minority interest net income$086
Net income of bank and minority interests.$551,0004,515
Net charge-offs$1,364,0001,194
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$449,0004,624
2012-06-30 (YTD Data)Rank
Total interest income$5,184,0002,546
Total interest expense$240,0005,426
Net interest income$4,944,0002,214
Provision for loan and lease losses$155,0003,307
Total noninterest income$2,306,0001,194
Gross Fiduciary activities income$423,000489
Service charges on deposit accounts$254,0002,440
Trading account gains and fees$0153
Additional Noninterest Income$1,629,0001,074
Total noninterest expense$6,152,0001,579
Salaries and employee benefits$3,651,0001,408
Premises and equipment expense$808,0001,467
Additional noninterest expense$1,693,0001,950
Pre-tax net operating income$943,0002,968
Securities gains (losses)$69,0001,842
Applicable income taxes$04,770
Income before extraordinary items$1,012,0002,605
Extraordinary gains, net$019
Net income$1,012,0002,605
Minority interest net income$084
Net income of bank and minority interests.$1,012,0002,605
Net charge-offs$-32,0006,901
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$943,0002,590
2012-03-31 (YTD Data)Rank
Total interest income$2,692,0002,489
Total interest expense$123,0005,477
Net interest income$2,569,0002,135
Provision for loan and lease losses$155,0002,270
Total noninterest income$1,131,0001,215
Gross Fiduciary activities income$210,000486
Service charges on deposit accounts$124,0002,487
Trading account gains and fees$0148
Additional Noninterest Income$797,0001,079
Total noninterest expense$3,115,0001,567
Salaries and employee benefits$1,860,0001,398
Premises and equipment expense$416,0001,438
Additional noninterest expense$839,0001,958
Pre-tax net operating income$430,0003,176
Securities gains (losses)$15,0001,690
Applicable income taxes$04,704
Income before extraordinary items$445,0002,853
Extraordinary gains, net$019
Net income$445,0002,856
Minority interest net income$078
Net income of bank and minority interests.$445,0002,857
Net charge-offs$-110,0007,187
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$430,0002,767
2011-12-31 (YTD Data)Rank
Total interest income$10,980,0002,534
Total interest expense$735,0005,100
Net interest income$10,245,0002,137
Provision for loan and lease losses$1,558,0001,844
Total noninterest income$3,935,0001,245
Gross Fiduciary activities income$799,000450
Service charges on deposit accounts$526,0002,463
Trading account gains and fees$0146
Additional Noninterest Income$2,610,0001,126
Total noninterest expense$13,181,0001,473
Salaries and employee benefits$7,357,0001,354
Premises and equipment expense$1,602,0001,547
Additional noninterest expense$4,222,0001,618
Pre-tax net operating income$-559,0006,433
Securities gains (losses)$83,0002,212
Applicable income taxes$-19,0006,642
Income before extraordinary items$-457,0006,460
Extraordinary gains, net$029
Net income$-457,0006,462
Minority interest net income$096
Net income of bank and minority interests.$-457,0006,461
Net charge-offs$4,616,000864
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-536,6806,447
2011-09-30 (YTD Data)Rank
Total interest income$8,321,0002,541
Total interest expense$603,0005,033
Net interest income$7,718,0002,131
Provision for loan and lease losses$1,423,0001,559
Total noninterest income$2,867,0001,261
Gross Fiduciary activities income$614,000436
Service charges on deposit accounts$398,0002,459
Trading account gains and fees$0145
Additional Noninterest Income$1,855,0001,177
Total noninterest expense$9,952,0001,470
Salaries and employee benefits$5,453,0001,372
Premises and equipment expense$1,209,0001,546
Additional noninterest expense$3,290,0001,552
Pre-tax net operating income$-790,0006,728
Securities gains (losses)$36,0002,537
Applicable income taxes$-1,0006,712
Income before extraordinary items$-753,0006,784
Extraordinary gains, net$021
Net income$-753,0006,785
Minority interest net income$087
Net income of bank and minority interests.$-753,0006,784
Net charge-offs$3,909,000760
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-789,0006,760
2011-06-30 (YTD Data)Rank
Total interest income$5,581,0002,542
Total interest expense$453,0004,870
Net interest income$5,128,0002,135
Provision for loan and lease losses$-77,0007,420
Total noninterest income$1,780,0001,322
Gross Fiduciary activities income$423,000434
Service charges on deposit accounts$269,0002,420
Trading account gains and fees$0153
Additional Noninterest Income$1,088,0001,272
Total noninterest expense$6,479,0001,521
Salaries and employee benefits$3,624,0001,378
Premises and equipment expense$815,0001,547
Additional noninterest expense$2,040,0001,688
Pre-tax net operating income$506,0003,795
Securities gains (losses)$02,914
Applicable income taxes$-1,0006,786
Income before extraordinary items$507,0003,561
Extraordinary gains, net$015
Net income$507,0003,563
Minority interest net income$089
Net income of bank and minority interests.$507,0003,562
Net charge-offs$558,0002,034
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$507,0003,459
2011-03-31 (YTD Data)Rank
Total interest income$2,794,0002,559
Total interest expense$279,0004,488
Net interest income$2,515,0002,167
Provision for loan and lease losses$-77,0007,491
Total noninterest income$935,0001,274
Gross Fiduciary activities income$208,000443
Service charges on deposit accounts$133,0002,407
Trading account gains and fees$0158
Additional Noninterest Income$594,0001,190
Total noninterest expense$3,367,0001,470
Salaries and employee benefits$1,804,0001,403
Premises and equipment expense$409,0001,573
Additional noninterest expense$1,154,0001,507
Pre-tax net operating income$160,0004,563
Securities gains (losses)$01,772
Applicable income taxes$-1,0006,894
Income before extraordinary items$161,0004,344
Extraordinary gains, net$09
Net income$161,0004,343
Minority interest net income$086
Net income of bank and minority interests.$161,0004,344
Net charge-offs$264,0001,864
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$161,0004,284
2010-12-31 (YTD Data)Rank
Total interest income$12,901,0002,325
Total interest expense$2,143,0003,386
Net interest income$10,758,0002,028
Provision for loan and lease losses$8,117,000797
Total noninterest income$4,690,0001,140
Gross Fiduciary activities income$746,000464
Service charges on deposit accounts$744,0001,950
Trading account gains and fees$0175
Additional Noninterest Income$3,200,0001,010
Total noninterest expense$12,728,0001,557
Salaries and employee benefits$7,160,0001,370
Premises and equipment expense$1,595,0001,604
Additional noninterest expense$3,973,0001,821
Pre-tax net operating income$-5,397,0007,138
Securities gains (losses)$679,000681
Applicable income taxes$19,0004,021
Income before extraordinary items$-4,737,0007,156
Extraordinary gains, net$029
Net income$-4,737,0007,156
Minority interest net income$0111
Net income of bank and minority interests.$-4,737,0007,156
Net charge-offs$5,146,000992
Cash dividends$472,0002,435
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,416,0007,180
2010-09-30 (YTD Data)Rank
Total interest income$9,953,0002,322
Total interest expense$1,751,0003,275
Net interest income$8,202,0002,017
Provision for loan and lease losses$7,352,000651
Total noninterest income$3,447,0001,144
Gross Fiduciary activities income$541,000469
Service charges on deposit accounts$596,0001,892
Trading account gains and fees$0165
Additional Noninterest Income$2,310,000998
Total noninterest expense$9,570,0001,546
Salaries and employee benefits$5,497,0001,343
Premises and equipment expense$1,214,0001,603
Additional noninterest expense$2,859,0001,844
Pre-tax net operating income$-5,273,0007,383
Securities gains (losses)$679,000576
Applicable income taxes$1,0004,603
Income before extraordinary items$-4,595,0007,398
Extraordinary gains, net$023
Net income$-4,595,0007,398
Minority interest net income$0110
Net income of bank and minority interests.$-4,595,0007,398
Net charge-offs$4,383,000857
Cash dividends$302,0002,313
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,274,0007,417
2010-06-30 (YTD Data)Rank
Total interest income$6,734,0002,318
Total interest expense$1,184,0003,339
Net interest income$5,550,0001,998
Provision for loan and lease losses$1,173,0001,777
Total noninterest income$2,320,0001,102
Gross Fiduciary activities income$368,000469
Service charges on deposit accounts$410,0001,845
Trading account gains and fees$0152
Additional Noninterest Income$1,542,000958
Total noninterest expense$6,472,0001,525
Salaries and employee benefits$3,714,0001,330
Premises and equipment expense$801,0001,645
Additional noninterest expense$1,957,0001,797
Pre-tax net operating income$225,0004,789
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$224,0004,737
Extraordinary gains, net$019
Net income$224,0004,737
Minority interest net income$0105
Net income of bank and minority interests.$224,0004,737
Net charge-offs$1,003,0001,720
Cash dividends$302,0001,855
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$224,0004,594
2010-03-31 (YTD Data)Rank
Total interest income$3,331,0002,390
Total interest expense$613,0003,380
Net interest income$2,718,0002,052
Provision for loan and lease losses$808,0001,340
Total noninterest income$1,052,0001,179
Gross Fiduciary activities income$176,000487
Service charges on deposit accounts$208,0001,818
Trading account gains and fees$0175
Additional Noninterest Income$668,0001,051
Total noninterest expense$3,144,0001,596
Salaries and employee benefits$1,828,0001,369
Premises and equipment expense$412,0001,642
Additional noninterest expense$904,0001,891
Pre-tax net operating income$-182,0006,807
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$-183,0006,910
Extraordinary gains, net$016
Net income$-183,0006,911
Minority interest net income$091
Net income of bank and minority interests.$-183,0006,910
Net charge-offs$46,0003,791
Cash dividends$30,0002,426
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-183,0006,867
2009-12-31 (YTD Data)Rank
Total interest income$14,361,0002,333
Total interest expense$2,681,0003,716
Net interest income$11,680,0001,900
Provision for loan and lease losses$3,572,0001,775
Total noninterest income$5,059,0001,090
Gross Fiduciary activities income$700,000468
Service charges on deposit accounts$923,0001,806
Trading account gains and fees$0211
Additional Noninterest Income$3,436,000954
Total noninterest expense$12,826,0001,609
Salaries and employee benefits$7,152,0001,410
Premises and equipment expense$1,533,0001,759
Additional noninterest expense$4,141,0001,797
Pre-tax net operating income$341,0004,384
Securities gains (losses)$03,754
Applicable income taxes$22,0003,625
Income before extraordinary items$319,0004,412
Extraordinary gains, net$034
Net income$319,0004,413
Minority interest net income$0115
Net income of bank and minority interests.$319,0004,414
Net charge-offs$2,910,0001,637
Cash dividends$851,0001,839
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$319,0004,335
2009-09-30 (YTD Data)Rank
Total interest income$10,859,0002,342
Total interest expense$2,043,0003,799
Net interest income$8,816,0001,878
Provision for loan and lease losses$1,520,0002,190
Total noninterest income$3,884,0001,073
Gross Fiduciary activities income$527,000465
Service charges on deposit accounts$688,0001,824
Trading account gains and fees$0212
Additional Noninterest Income$2,669,000939
Total noninterest expense$9,371,0001,627
Salaries and employee benefits$5,452,0001,397
Premises and equipment expense$1,163,0001,762
Additional noninterest expense$2,756,0001,922
Pre-tax net operating income$1,809,0001,767
Securities gains (losses)$03,497
Applicable income taxes$22,0003,755
Income before extraordinary items$1,787,0001,506
Extraordinary gains, net$027
Net income$1,787,0001,504
Minority interest net income$0118
Net income of bank and minority interests.$1,787,0001,506
Net charge-offs$1,084,0002,116
Cash dividends$850,0001,436
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,787,0001,465
2009-06-30 (YTD Data)Rank
Total interest income$7,200,0002,384
Total interest expense$1,393,0003,859
Net interest income$5,807,0001,891
Provision for loan and lease losses$1,045,0002,016
Total noninterest income$2,601,0001,074
Gross Fiduciary activities income$356,000466
Service charges on deposit accounts$446,0001,847
Trading account gains and fees$0193
Additional Noninterest Income$1,799,000964
Total noninterest expense$6,306,0001,639
Salaries and employee benefits$3,618,0001,433
Premises and equipment expense$782,0001,774
Additional noninterest expense$1,906,0001,878
Pre-tax net operating income$1,057,0002,017
Securities gains (losses)$03,136
Applicable income taxes$16,0003,810
Income before extraordinary items$1,041,0001,790
Extraordinary gains, net$021
Net income$1,041,0001,787
Minority interest net income$0112
Net income of bank and minority interests.$1,041,0001,789
Net charge-offs$795,0001,842
Cash dividends$555,0001,509
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,041,0001,736
2009-03-31 (YTD Data)Rank
Total interest income$3,555,0002,438
Total interest expense$732,0003,825
Net interest income$2,823,0001,936
Provision for loan and lease losses$565,0001,672
Total noninterest income$1,045,0001,234
Gross Fiduciary activities income$178,000471
Service charges on deposit accounts$206,0001,911
Trading account gains and fees$0171
Additional Noninterest Income$661,0001,164
Total noninterest expense$2,974,0001,677
Salaries and employee benefits$1,780,0001,475
Premises and equipment expense$392,0001,804
Additional noninterest expense$802,0001,990
Pre-tax net operating income$329,0003,191
Securities gains (losses)$02,434
Applicable income taxes$16,0003,709
Income before extraordinary items$313,0003,045
Extraordinary gains, net$015
Net income$313,0003,046
Minority interest net income$0102
Net income of bank and minority interests.$313,0003,046
Net charge-offs$600,0001,253
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$313,0002,900
2008-12-31 (YTD Data)Rank
Total interest income$16,466,0002,284
Total interest expense$4,494,0003,224
Net interest income$11,972,0001,863
Provision for loan and lease losses$3,050,0001,373
Total noninterest income$4,269,0001,212
Gross Fiduciary activities income$762,000471
Service charges on deposit accounts$1,086,0001,638
Trading account gains and fees$0154
Additional Noninterest Income$2,421,0001,135
Total noninterest expense$11,673,0001,671
Salaries and employee benefits$6,971,0001,486
Premises and equipment expense$1,555,0001,765
Additional noninterest expense$3,147,0001,931
Pre-tax net operating income$1,518,0003,009
Securities gains (losses)$03,220
Applicable income taxes$64,0003,710
Income before extraordinary items$1,454,0002,570
Extraordinary gains, net$039
Net income$1,454,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,202,0001,218
Cash dividends$1,580,0001,667
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,454,0002,716
2008-09-30 (YTD Data)Rank
Total interest income$12,675,0002,287
Total interest expense$3,540,0003,226
Net interest income$9,135,0001,851
Provision for loan and lease losses$2,033,0001,174
Total noninterest income$3,417,0001,180
Gross Fiduciary activities income$591,000470
Service charges on deposit accounts$841,0001,596
Trading account gains and fees$0148
Additional Noninterest Income$1,985,0001,107
Total noninterest expense$9,241,0001,574
Salaries and employee benefits$5,719,0001,358
Premises and equipment expense$1,145,0001,794
Additional noninterest expense$2,377,0001,863
Pre-tax net operating income$1,278,0003,191
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,278,0002,635
Extraordinary gains, net$031
Net income$1,278,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,553,000990
Cash dividends$1,515,0001,292
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,278,0002,771
2008-06-30 (YTD Data)Rank
Total interest income$8,645,0002,270
Total interest expense$2,502,0003,182
Net interest income$6,143,0001,826
Provision for loan and lease losses$1,838,000835
Total noninterest income$2,248,0001,204
Gross Fiduciary activities income$402,000473
Service charges on deposit accounts$543,0001,628
Trading account gains and fees$0149
Additional Noninterest Income$1,303,0001,169
Total noninterest expense$6,344,0001,521
Salaries and employee benefits$3,958,0001,311
Premises and equipment expense$745,0001,841
Additional noninterest expense$1,641,0001,773
Pre-tax net operating income$209,0005,756
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$209,0005,545
Extraordinary gains, net$021
Net income$209,0005,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,479,000665
Cash dividends$1,250,0001,169
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$209,0005,478
2008-03-31 (YTD Data)Rank
Total interest income$4,470,0002,250
Total interest expense$1,415,0003,044
Net interest income$3,055,0001,832
Provision for loan and lease losses$260,0001,545
Total noninterest income$971,0001,361
Gross Fiduciary activities income$200,000483
Service charges on deposit accounts$271,0001,603
Trading account gains and fees$0158
Additional Noninterest Income$500,0001,414
Total noninterest expense$3,301,0001,451
Salaries and employee benefits$2,095,0001,242
Premises and equipment expense$384,0001,788
Additional noninterest expense$822,0001,730
Pre-tax net operating income$465,0003,215
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$465,0002,857
Extraordinary gains, net$015
Net income$465,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,490
Cash dividends$1,250,000604
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$465,0002,785
2007-12-31 (YTD Data)Rank
Total interest income$18,108,0002,274
Total interest expense$5,948,0003,022
Net interest income$12,160,0001,867
Provision for loan and lease losses$566,0002,143
Total noninterest income$4,352,0001,219
Gross Fiduciary activities income$680,000519
Service charges on deposit accounts$1,129,0001,584
Trading account gains and fees$0178
Additional Noninterest Income$2,543,0001,144
Total noninterest expense$11,329,0001,624
Salaries and employee benefits$6,948,0001,450
Premises and equipment expense$1,344,0001,937
Additional noninterest expense$3,037,0001,818
Pre-tax net operating income$4,617,0001,762
Securities gains (losses)$17,0001,155
Applicable income taxes$171,0004,017
Income before extraordinary items$4,463,0001,445
Extraordinary gains, net$039
Net income$4,463,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,585
Cash dividends$1,421,0002,080
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,446,6801,430
2007-09-30 (YTD Data)Rank
Total interest income$13,334,0002,326
Total interest expense$4,383,0003,069
Net interest income$8,951,0001,911
Provision for loan and lease losses$446,0001,732
Total noninterest income$3,339,0001,191
Gross Fiduciary activities income$502,000526
Service charges on deposit accounts$850,0001,550
Trading account gains and fees$0184
Additional Noninterest Income$1,987,0001,120
Total noninterest expense$8,505,0001,606
Salaries and employee benefits$5,107,0001,488
Premises and equipment expense$1,028,0001,895
Additional noninterest expense$2,370,0001,713
Pre-tax net operating income$3,339,0001,927
Securities gains (losses)$17,000863
Applicable income taxes$171,0003,896
Income before extraordinary items$3,185,0001,584
Extraordinary gains, net$033
Net income$3,185,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$1,421,0001,578
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,168,8501,583
2007-06-30 (YTD Data)Rank
Total interest income$8,563,0002,424
Total interest expense$2,772,0003,195
Net interest income$5,791,0002,011
Provision for loan and lease losses$304,0001,517
Total noninterest income$2,238,0001,219
Gross Fiduciary activities income$332,000536
Service charges on deposit accounts$542,0001,629
Trading account gains and fees$0168
Additional Noninterest Income$1,364,0001,129
Total noninterest expense$5,684,0001,622
Salaries and employee benefits$3,406,0001,508
Premises and equipment expense$339,0003,531
Additional noninterest expense$1,939,0001,397
Pre-tax net operating income$2,041,0002,118
Securities gains (losses)$11,000843
Applicable income taxes$06,265
Income before extraordinary items$2,052,0001,687
Extraordinary gains, net$029
Net income$2,052,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,191
Cash dividends$945,0001,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,041,0001,671
2007-03-31 (YTD Data)Rank
Total interest income$4,051,0002,533
Total interest expense$1,276,0003,378
Net interest income$2,775,0002,093
Provision for loan and lease losses$110,0001,886
Total noninterest income$1,120,0001,198
Gross Fiduciary activities income$163,000544
Service charges on deposit accounts$252,0001,708
Trading account gains and fees$0195
Additional Noninterest Income$705,0001,071
Total noninterest expense$2,712,0001,714
Salaries and employee benefits$1,627,0001,596
Premises and equipment expense$242,0002,662
Additional noninterest expense$843,0001,583
Pre-tax net operating income$1,073,0002,042
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,073,0001,607
Extraordinary gains, net$022
Net income$1,073,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$215,0002,336
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,073,0001,591
2006-12-31 (YTD Data)Rank
Total interest income$14,771,0002,590
Total interest expense$3,951,0003,632
Net interest income$10,820,0002,146
Provision for loan and lease losses$215,0003,400
Total noninterest income$3,584,0001,402
Gross Fiduciary activities income$563,000558
Service charges on deposit accounts$874,0001,971
Trading account gains and fees$0130
Additional Noninterest Income$2,147,0001,288
Total noninterest expense$10,310,0001,731
Salaries and employee benefits$6,195,0001,594
Premises and equipment expense$1,234,0002,024
Additional noninterest expense$2,881,0001,829
Pre-tax net operating income$3,879,0002,307
Securities gains (losses)$01,687
Applicable income taxes$1,386,0001,780
Income before extraordinary items$2,493,0002,632
Extraordinary gains, net$051
Net income$2,493,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,437
Cash dividends$961,0002,647
Sale, conversion, retirement of capital stock, net$12,0001,139
Net operating income$2,493,0002,613
2006-09-30 (YTD Data)Rank
Total interest income$10,749,0002,639
Total interest expense$2,789,0003,690
Net interest income$7,960,0002,191
Provision for loan and lease losses$188,0002,984
Total noninterest income$2,673,0001,428
Gross Fiduciary activities income$417,000559
Service charges on deposit accounts$652,0001,969
Trading account gains and fees$0126
Additional Noninterest Income$1,604,0001,305
Total noninterest expense$7,342,0001,815
Salaries and employee benefits$4,258,0001,726
Premises and equipment expense$933,0002,027
Additional noninterest expense$2,151,0001,800
Pre-tax net operating income$3,103,0002,272
Securities gains (losses)$01,388
Applicable income taxes$1,101,0001,760
Income before extraordinary items$2,002,0002,561
Extraordinary gains, net$045
Net income$2,002,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,477
Cash dividends$961,0001,990
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,002,0002,548
2006-06-30 (YTD Data)Rank
Total interest income$6,951,0002,666
Total interest expense$1,732,0003,756
Net interest income$5,219,0002,244
Provision for loan and lease losses$188,0002,216
Total noninterest income$1,663,0001,495
Gross Fiduciary activities income$275,000571
Service charges on deposit accounts$419,0002,017
Trading account gains and fees$0126
Additional Noninterest Income$969,0001,379
Total noninterest expense$4,823,0001,846
Salaries and employee benefits$2,718,0001,805
Premises and equipment expense$614,0002,042
Additional noninterest expense$1,491,0001,768
Pre-tax net operating income$1,871,0002,440
Securities gains (losses)$01,185
Applicable income taxes$615,0002,021
Income before extraordinary items$1,256,0002,691
Extraordinary gains, net$039
Net income$1,256,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,307
Cash dividends$660,0001,968
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,256,0002,681
2006-03-31 (YTD Data)Rank
Total interest income$3,377,0002,681
Total interest expense$824,0003,747
Net interest income$2,553,0002,277
Provision for loan and lease losses$44,0003,457
Total noninterest income$752,0001,601
Gross Fiduciary activities income$132,000587
Service charges on deposit accounts$203,0002,015
Trading account gains and fees$0115
Additional Noninterest Income$417,0001,525
Total noninterest expense$2,369,0001,881
Salaries and employee benefits$1,349,0001,832
Premises and equipment expense$292,0002,149
Additional noninterest expense$728,0001,795
Pre-tax net operating income$892,0002,484
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$892,0001,987
Extraordinary gains, net$021
Net income$892,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$892,0001,971
2005-12-31 (YTD Data)Rank
Total interest income$12,447,0002,631
Total interest expense$2,515,0003,810
Net interest income$9,932,0002,232
Provision for loan and lease losses$23,0006,436
Total noninterest income$3,533,0001,415
Gross Fiduciary activities income$478,000593
Service charges on deposit accounts$864,0001,978
Trading account gains and fees$0138
Additional Noninterest Income$2,191,0001,274
Total noninterest expense$9,630,0001,763
Salaries and employee benefits$5,489,0001,708
Premises and equipment expense$1,125,0002,135
Additional noninterest expense$3,016,0001,670
Pre-tax net operating income$3,812,0002,293
Securities gains (losses)$-36,0008,069
Applicable income taxes$1,371,0001,811
Income before extraordinary items$2,405,0002,677
Extraordinary gains, net$046
Net income$2,405,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,670
Cash dividends$1,555,0001,783
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,428,0402,625
2005-09-30 (YTD Data)Rank
Total interest income$9,065,0002,635
Total interest expense$1,772,0003,844
Net interest income$7,293,0002,250
Provision for loan and lease losses$239,0002,624
Total noninterest income$2,606,0001,449
Gross Fiduciary activities income$349,000595
Service charges on deposit accounts$656,0001,953
Trading account gains and fees$0126
Additional Noninterest Income$1,601,0001,299
Total noninterest expense$6,650,0001,888
Salaries and employee benefits$3,869,0001,792
Premises and equipment expense$797,0002,235
Additional noninterest expense$1,984,0001,883
Pre-tax net operating income$3,010,0002,236
Securities gains (losses)$-36,0008,384
Applicable income taxes$1,095,0001,768
Income before extraordinary items$1,879,0002,602
Extraordinary gains, net$035
Net income$1,879,0002,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,050
Cash dividends$355,0003,286
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,902,0402,552
2005-06-30 (YTD Data)Rank
Total interest income$5,856,0002,655
Total interest expense$1,103,0003,858
Net interest income$4,753,0002,282
Provision for loan and lease losses$160,0002,526
Total noninterest income$1,720,0001,436
Gross Fiduciary activities income$230,000602
Service charges on deposit accounts$442,0001,900
Trading account gains and fees$0116
Additional Noninterest Income$1,048,0001,297
Total noninterest expense$4,179,0001,972
Salaries and employee benefits$2,410,0001,895
Premises and equipment expense$550,0002,155
Additional noninterest expense$1,219,0002,016
Pre-tax net operating income$2,134,0002,083
Securities gains (losses)$1,0001,973
Applicable income taxes$802,0001,615
Income before extraordinary items$1,333,0002,427
Extraordinary gains, net$030
Net income$1,333,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,544
Cash dividends$355,0002,681
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,332,3602,401
2005-03-31 (YTD Data)Rank
Total interest income$2,870,0002,677
Total interest expense$490,0004,072
Net interest income$2,380,0002,260
Provision for loan and lease losses$80,0002,398
Total noninterest income$778,0001,529
Gross Fiduciary activities income$115,000613
Service charges on deposit accounts$228,0001,777
Trading account gains and fees$0115
Additional Noninterest Income$435,0001,457
Total noninterest expense$1,934,0002,138
Salaries and employee benefits$1,113,0002,053
Premises and equipment expense$261,0002,266
Additional noninterest expense$560,0002,180
Pre-tax net operating income$1,144,0001,946
Securities gains (losses)$1,0001,514
Applicable income taxes$452,0001,459
Income before extraordinary items$693,0002,345
Extraordinary gains, net$024
Net income$693,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$255,0001,930
Sale, conversion, retirement of capital stock, net$0491
Net operating income$692,3602,309
2004-12-31 (YTD Data)Rank
Total interest income$9,599,0002,937
Total interest expense$1,416,0004,670
Net interest income$8,183,0002,494
Provision for loan and lease losses$68,0005,537
Total noninterest income$3,434,0001,437
Gross Fiduciary activities income$390,000635
Service charges on deposit accounts$1,060,0001,653
Trading account gains and fees$0138
Additional Noninterest Income$1,984,0001,327
Total noninterest expense$8,635,0001,873
Salaries and employee benefits$4,522,0001,930
Premises and equipment expense$1,068,0002,142
Additional noninterest expense$3,045,0001,602
Pre-tax net operating income$2,914,0002,655
Securities gains (losses)$-13,0008,295
Applicable income taxes$949,0002,255
Income before extraordinary items$1,952,0002,971
Extraordinary gains, net$034
Net income$1,952,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,878
Cash dividends$225,0004,726
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,960,7102,913
2004-09-30 (YTD Data)Rank
Total interest income$6,900,0003,014
Total interest expense$1,014,0004,752
Net interest income$5,886,0002,560
Provision for loan and lease losses$68,0004,952
Total noninterest income$2,591,0001,450
Gross Fiduciary activities income$293,000638
Service charges on deposit accounts$818,0001,618
Trading account gains and fees$0134
Additional Noninterest Income$1,480,0001,346
Total noninterest expense$6,242,0001,922
Salaries and employee benefits$3,238,0002,008
Premises and equipment expense$790,0002,170
Additional noninterest expense$2,214,0001,630
Pre-tax net operating income$2,167,0002,691
Securities gains (losses)$-14,0008,572
Applicable income taxes$713,0002,284
Income before extraordinary items$1,440,0003,059
Extraordinary gains, net$026
Net income$1,440,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$225,0003,810
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,449,3802,965
2004-06-30 (YTD Data)Rank
Total interest income$4,411,0003,115
Total interest expense$669,0004,794
Net interest income$3,742,0002,647
Provision for loan and lease losses$68,0004,156
Total noninterest income$1,707,0001,455
Gross Fiduciary activities income$192,000645
Service charges on deposit accounts$537,0001,624
Trading account gains and fees$0130
Additional Noninterest Income$978,0001,343
Total noninterest expense$4,022,0001,983
Salaries and employee benefits$2,130,0002,048
Premises and equipment expense$524,0002,181
Additional noninterest expense$1,368,0001,749
Pre-tax net operating income$1,359,0002,791
Securities gains (losses)$-20,0008,797
Applicable income taxes$436,0002,422
Income before extraordinary items$903,0003,211
Extraordinary gains, net$021
Net income$903,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,843
Cash dividends$225,0003,294
Sale, conversion, retirement of capital stock, net$0638
Net operating income$916,4003,069
2004-03-31 (YTD Data)Rank
Total interest income$2,195,0003,133
Total interest expense$337,0004,820
Net interest income$1,858,0002,659
Provision for loan and lease losses$51,0003,263
Total noninterest income$874,0001,394
Gross Fiduciary activities income$97,000651
Service charges on deposit accounts$271,0001,580
Trading account gains and fees$0121
Additional Noninterest Income$506,0001,284
Total noninterest expense$1,998,0002,003
Salaries and employee benefits$1,068,0002,064
Premises and equipment expense$262,0002,195
Additional noninterest expense$668,0001,781
Pre-tax net operating income$683,0002,756
Securities gains (losses)$02,934
Applicable income taxes$233,0002,299
Income before extraordinary items$450,0003,194
Extraordinary gains, net$016
Net income$450,0003,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,425
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$450,0003,085
2003-12-31 (YTD Data)Rank
Total interest income$8,391,0003,303
Total interest expense$1,446,0004,985
Net interest income$6,945,0002,769
Provision for loan and lease losses$84,0005,577
Total noninterest income$4,239,0001,289
Gross Fiduciary activities income$331,000674
Service charges on deposit accounts$1,111,0001,555
Trading account gains and fees$0160
Additional Noninterest Income$2,797,0001,140
Total noninterest expense$8,719,0001,814
Salaries and employee benefits$5,050,0001,704
Premises and equipment expense$1,025,0002,211
Additional noninterest expense$2,644,0001,824
Pre-tax net operating income$2,381,0002,997
Securities gains (losses)$72,0002,185
Applicable income taxes$732,0002,701
Income before extraordinary items$1,721,0003,211
Extraordinary gains, net$054
Net income$1,721,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,344
Cash dividends$810,0002,654
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,670,6003,132
2003-09-30 (YTD Data)Rank
Total interest income$6,336,0003,322
Total interest expense$1,122,0005,006
Net interest income$5,214,0002,791
Provision for loan and lease losses$84,0005,069
Total noninterest income$3,293,0001,293
Gross Fiduciary activities income$246,000683
Service charges on deposit accounts$820,0001,580
Trading account gains and fees$0153
Additional Noninterest Income$2,227,0001,143
Total noninterest expense$6,236,0001,901
Salaries and employee benefits$3,538,0001,835
Premises and equipment expense$766,0002,222
Additional noninterest expense$1,932,0001,858
Pre-tax net operating income$2,187,0002,661
Securities gains (losses)$04,204
Applicable income taxes$685,0002,424
Income before extraordinary items$1,502,0002,960
Extraordinary gains, net$040
Net income$1,502,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,747
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,502,0002,812
2003-06-30 (YTD Data)Rank
Total interest income$4,366,0003,252
Total interest expense$781,0005,008
Net interest income$3,585,0002,713
Provision for loan and lease losses$84,0004,244
Total noninterest income$2,208,0001,270
Gross Fiduciary activities income$166,000682
Service charges on deposit accounts$526,0001,604
Trading account gains and fees$0150
Additional Noninterest Income$1,516,0001,129
Total noninterest expense$3,971,0001,988
Salaries and employee benefits$2,218,0001,918
Premises and equipment expense$489,0002,296
Additional noninterest expense$1,264,0001,901
Pre-tax net operating income$1,738,0002,307
Securities gains (losses)$03,782
Applicable income taxes$558,0002,160
Income before extraordinary items$1,180,0002,617
Extraordinary gains, net$030
Net income$1,180,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,180,0002,471
2003-03-31 (YTD Data)Rank
Total interest income$2,229,0003,210
Total interest expense$408,0004,981
Net interest income$1,821,0002,655
Provision for loan and lease losses$84,0002,689
Total noninterest income$1,009,0001,323
Gross Fiduciary activities income$86,000689
Service charges on deposit accounts$227,0001,806
Trading account gains and fees$0134
Additional Noninterest Income$696,0001,171
Total noninterest expense$1,882,0002,077
Salaries and employee benefits$1,027,0002,056
Premises and equipment expense$238,0002,339
Additional noninterest expense$617,0001,905
Pre-tax net operating income$864,0002,318
Securities gains (losses)$02,891
Applicable income taxes$277,0002,157
Income before extraordinary items$587,0002,589
Extraordinary gains, net$021
Net income$587,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$587,0002,451
2002-12-31 (YTD Data)Rank
Total interest income$8,821,0003,369
Total interest expense$2,113,0004,627
Net interest income$6,708,0002,841
Provision for loan and lease losses$754,0001,727
Total noninterest income$3,479,0001,395
Gross Fiduciary activities income$319,000696
Service charges on deposit accounts$804,0001,983
Trading account gains and fees$0153
Additional Noninterest Income$2,356,0001,174
Total noninterest expense$7,580,0001,984
Salaries and employee benefits$3,959,0002,019
Premises and equipment expense$976,0002,232
Additional noninterest expense$2,645,0001,767
Pre-tax net operating income$1,853,0003,599
Securities gains (losses)$18,0003,224
Applicable income taxes$628,0003,043
Income before extraordinary items$1,243,0003,985
Extraordinary gains, net$070
Net income$1,243,0003,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,091
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,231,1203,905
2001-12-31 (YTD Data)Rank
Total interest income$10,128,0003,270
Total interest expense$4,039,0003,765
Net interest income$6,089,0002,914
Provision for loan and lease losses$1,058,0001,192
Total noninterest income$2,570,0001,663
Gross Fiduciary activities income$326,000706
Service charges on deposit accounts$747,0002,028
Trading account gains and fees$0177
Additional Noninterest Income$1,497,0001,520
Total noninterest expense$6,919,0002,073
Salaries and employee benefits$3,639,0002,071
Premises and equipment expense$988,0002,160
Additional noninterest expense$2,292,0001,962
Pre-tax net operating income$682,0005,886
Securities gains (losses)$74,0002,003
Applicable income taxes$197,0005,056
Income before extraordinary items$559,0005,796
Extraordinary gains, net$0105
Net income$559,0005,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,130,000860
Cash dividends$278,0004,517
Sale, conversion, retirement of capital stock, net$0922
Net operating income$504,2405,938
2000-12-31 (YTD Data)Rank
Total interest income$11,559,0002,985
Total interest expense$4,813,0003,437
Net interest income$6,746,0002,641
Provision for loan and lease losses$481,0001,932
Total noninterest income$2,004,0001,874
Gross Fiduciary activities income$286,000728
Service charges on deposit accounts$723,0001,910
Trading account gains and fees$0180
Additional Noninterest Income$995,0001,866
Total noninterest expense$8,229,0001,694
Salaries and employee benefits$3,810,0001,889
Premises and equipment expense$1,266,0001,643
Additional noninterest expense$3,153,0001,427
Pre-tax net operating income$40,0008,992
Securities gains (losses)$4,0001,432
Applicable income taxes$-88,0009,561
Income before extraordinary items$132,0008,515
Extraordinary gains, net$038
Net income$132,0008,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,146
Cash dividends$280,0004,620
Sale, conversion, retirement of capital stock, net$0969
Net operating income$128,0008,537
1999-12-31 (YTD Data)Rank
Total interest income$9,734,0003,292
Total interest expense$3,954,0003,620
Net interest income$5,780,0003,023
Provision for loan and lease losses$1,171,000863
Total noninterest income$2,300,0001,681
Gross Fiduciary activities income$226,000838
Service charges on deposit accounts$555,0002,401
Trading account gains and fees$0173
Additional Noninterest Income$1,519,0001,388
Total noninterest expense$6,570,0002,069
Salaries and employee benefits$3,311,0002,116
Premises and equipment expense$878,0002,314
Additional noninterest expense$2,381,0001,845
Pre-tax net operating income$339,0007,882
Securities gains (losses)$1,0002,805
Applicable income taxes$-11,0009,679
Income before extraordinary items$351,0007,281
Extraordinary gains, net$035
Net income$351,0007,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,000818
Cash dividends$440,0003,755
Sale, conversion, retirement of capital stock, net$19,000944
Net operating income$350,0007,259
1998-12-31 (YTD Data)Rank
Total interest income$8,710,0003,643
Total interest expense$3,360,0004,303
Net interest income$5,350,0003,209
Provision for loan and lease losses$955,0001,013
Total noninterest income$2,083,0001,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$522,0002,459
Trading account gains and feesNANA
Additional Noninterest Income$1,561,0001,367
Total noninterest expense$4,947,0002,647
Salaries and employee benefits$2,689,0002,512
Premises and equipment expense$657,0002,936
Additional noninterest expense$1,601,0002,628
Pre-tax net operating income$1,531,0004,124
Securities gains (losses)$04,449
Applicable income taxes$528,0003,709
Income before extraordinary items$1,003,0004,515
Extraordinary gains, net$032
Net income$1,003,0004,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,304
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,003,0004,408
1997-12-31 (YTD Data)Rank
Total interest income$6,484,0004,789
Total interest expense$2,412,0005,541
Net interest income$4,072,0004,180
Provision for loan and lease losses$293,0002,681
Total noninterest income$1,368,0002,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$469,0002,791
Trading account gains and feesNANA
Additional Noninterest Income$899,0001,865
Total noninterest expense$3,840,0003,294
Salaries and employee benefits$2,151,0003,080
Premises and equipment expense$544,0003,440
Additional noninterest expense$1,145,0003,486
Pre-tax net operating income$1,307,0004,938
Securities gains (losses)$03,944
Applicable income taxes$444,0004,575
Income before extraordinary items$863,0005,213
Extraordinary gains, net$044
Net income$863,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,170
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$863,0005,153
1996-12-31 (YTD Data)Rank
Total interest income$4,584,0006,311
Total interest expense$1,741,0006,981
Net interest income$2,843,0005,672
Provision for loan and lease losses$90,0005,326
Total noninterest income$1,004,0003,111
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0003,967
Trading account gains and feesNANA
Additional Noninterest Income$677,0002,364
Total noninterest expense$2,862,0004,457
Salaries and employee benefits$1,571,0004,138
Premises and equipment expense$419,0004,367
Additional noninterest expense$872,0004,866
Pre-tax net operating income$895,0006,102
Securities gains (losses)$04,148
Applicable income taxes$292,0005,922
Income before extraordinary items$603,0006,256
Extraordinary gains, net$053
Net income$603,0006,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,188
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$603,0006,194
1995-12-31 (YTD Data)Rank
Total interest income$4,047,0006,931
Total interest expense$1,540,0007,586
Net interest income$2,507,0006,307
Provision for loan and lease losses$116,0004,287
Total noninterest income$924,0003,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0004,838
Trading account gains and feesNANA
Additional Noninterest Income$667,0002,372
Total noninterest expense$2,679,0004,700
Salaries and employee benefits$1,422,0004,499
Premises and equipment expense$388,0004,661
Additional noninterest expense$869,0004,912
Pre-tax net operating income$636,0007,673
Securities gains (losses)$03,831
Applicable income taxes$153,0008,204
Income before extraordinary items$483,0007,378
Extraordinary gains, net$065
Net income$483,0007,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00011,327
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$483,0007,341
1994-12-31 (YTD Data)Rank
Total interest income$3,185,0007,781
Total interest expense$1,035,0008,538
Net interest income$2,150,0007,197
Provision for loan and lease losses$60,0005,594
Total noninterest income$807,0003,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,911
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,556
Total noninterest expense$2,462,0005,232
Salaries and employee benefits$1,307,0004,849
Premises and equipment expense$331,0005,289
Additional noninterest expense$824,0005,566
Pre-tax net operating income$435,0009,095
Securities gains (losses)$03,600
Applicable income taxes$88,0009,626
Income before extraordinary items$347,0008,652
Extraordinary gains, net$0249
Net income$347,0008,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$347,0008,713
1993-12-31 (YTD Data)Rank
Total interest income$2,613,0008,978
Total interest expense$875,0009,659
Net interest income$1,738,0008,395
Provision for loan and lease losses$70,0006,634
Total noninterest income$984,0003,381
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0006,671
Trading account gains and feesNANA
Additional Noninterest Income$817,0002,358
Total noninterest expense$2,149,0005,983
Salaries and employee benefits$1,184,0005,291
Premises and equipment expense$288,0006,054
Additional noninterest expense$677,0006,728
Pre-tax net operating income$503,0008,643
Securities gains (losses)$7,0005,826
Applicable income taxes$91,0009,959
Income before extraordinary items$419,0008,246
Extraordinary gains, net$03,149
Net income$419,0008,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$413,2608,026
1992-12-31 (YTD Data)Rank
Total interest income$2,777,0009,375
Total interest expense$1,259,0009,394
Net interest income$1,518,0009,217
Provision for loan and lease losses$119,0006,863
Total noninterest income$887,0003,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,884
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,452
Total noninterest expense$2,003,0006,379
Salaries and employee benefits$1,124,0005,491
Premises and equipment expense$264,0006,542
Additional noninterest expense$615,0007,375
Pre-tax net operating income$283,00010,301
Securities gains (losses)$08,369
Applicable income taxes$37,00011,601
Income before extraordinary items$246,0009,970
Extraordinary gains, net$01,422
Net income$246,00010,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$270,000676
Net operating income$246,0009,606

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.