Bank of Floyd

Bank of Floyd
101 Jacksonville Circle
Floyd, VA 24091

Concentration:Commercial Lending Specialization
Established:1951-01-01
FDIC Insurance:1959-02-24
FDIC Cert:#16993
Holden By:Cardinal Bankshares Corporation
Charter Class:commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:7, ranked #1557
Website:http://www.bankoffloyd.com
Total Assets:$264,540,000, ranked #2442
Total Deposits:$236,977,000, ranked #2295
Total Equity Capital:$18,346,000, ranked #3435
Total Domestic Office Deposits:$236,977,000, ranked #2294
Net Income:$965,000, ranked #2702
Quarterly Net Income:$961,000, ranked #1638
Return on Assets:1%, ranked #911
Quarterly Return on Assets:1%, ranked #1026
Return on Equity:12%, ranked #1305
Quarterly Return on Equity:22%, ranked #226

Historical Financial Information

2014-06-30Rank
# of Employees:752,003
Assets and Liabilities
Total Assets:$264,540,0002,442
Cash and due from depository institutions$10,388,0002,003
Interest-bearing balances$6,379,0003,447
Securities$86,188,0001,710
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$150,102,0002,576
Loan loss allowance$2,830,0002,196
Trading account assets$0246
Bank premises and fixed assets$4,801,0002,290
Other real estate owned$275,0002,003
Goodwill and other intangibles$02,849
All other assets$12,786,0001,467
Life insurance assets$6,702,0001,237
Total liabilities and capital$264,540,0002,442
Total liabilities$246,194,0002,345
Total deposits$236,977,0002,295
Interest-bearing deposits$197,715,0002,211
Deposits held in domestic offices$236,977,0002,294
% insured93.40%1,088
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$8,000,0001,988
Subordinated debt$0135
All other liabilities$1,217,0002,721
Total equity capital$18,346,0003,435
Total bank equity capital$18,346,0003,434
Perpetual preferred stock$0199
Common stock$4,655,000842
Surplus$8,500,0002,713
Undivided profits$5,191,0004,172
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$5,758,0001,151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$659,0003,627
Earning assets$242,669,0002,443
Long-term assets (5+ years)$151,584,0001,459
Average Assets, year-to-date$267,165,6702,392
Average Assets, quarterly$267,122,5002,410
Volatile liabilities$28,566,0001,529
Insider loans$506,0004,370
FHLB advances$8,000,0001,909
Loans and leases held for sale$01,950
Unused loan commitments$21,851,0002,620
Tier 1 (core) risk-based capital$19,677,0003,182
Tier 2 risk-based capital$2,158,0002,252
Total risk weighted assets$172,005,0002,460
Total unused commitments$21,851,0002,620
Derivatives$01,413
2014-03-31Rank
# of Employees:692,160
Assets and Liabilities
Total Assets:$269,705,0002,398
Cash and due from depository institutions$11,777,0002,160
Interest-bearing balances$8,240,0003,364
Securities$97,432,0001,529
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$142,158,0002,669
Loan loss allowance$2,967,0002,130
Trading account assets$0247
Bank premises and fixed assets$4,814,0002,298
Other real estate owned$1,289,0002,160
Goodwill and other intangibles$02,875
All other assets$12,235,0001,527
Life insurance assets$6,658,0001,226
Total liabilities and capital$269,705,0002,398
Total liabilities$253,341,0002,285
Total deposits$237,150,0002,309
Interest-bearing deposits$198,054,0002,239
Deposits held in domestic offices$237,150,0002,309
% insured98.16%192
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$15,000,0001,294
Subordinated debt$0134
All other liabilities$1,191,0002,715
Total equity capital$16,364,0003,671
Total bank equity capital$16,364,0003,670
Perpetual preferred stock$0201
Common stock$4,655,000857
Surplus$8,500,0002,742
Undivided profits$3,209,0004,729
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$6,988,0001,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$794,0003,086
Earning assets$247,830,0002,389
Long-term assets (5+ years)$158,377,0001,389
Average Assets, year-to-date$268,478,5002,392
Average Assets, quarterly$268,478,5002,392
Volatile liabilities$35,402,0001,229
Insider loans$709,0004,002
FHLB advances$15,000,0001,241
Loans and leases held for sale$01,833
Unused loan commitments$20,535,0002,720
Tier 1 (core) risk-based capital$18,716,0003,310
Tier 2 risk-based capital$2,109,0002,295
Total risk weighted assets$167,887,0002,494
Total unused commitments$20,535,0002,720
Derivatives$01,405
2013-12-31Rank
# of Employees:712,121
Assets and Liabilities
Total Assets:$267,252,0002,403
Cash and due from depository institutions$10,097,0002,121
Interest-bearing balances$6,758,0003,440
Securities$96,912,0001,532
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$142,664,0002,681
Loan loss allowance$2,581,0002,406
Trading account assets$0247
Bank premises and fixed assets$4,832,0002,299
Other real estate owned$1,276,0002,121
Goodwill and other intangibles$02,889
All other assets$11,471,0001,640
Life insurance assets$6,618,0001,222
Total liabilities and capital$267,252,0002,403
Total liabilities$251,817,0002,287
Total deposits$242,237,0002,240
Interest-bearing deposits$200,914,0002,188
Deposits held in domestic offices$242,237,0002,240
% insured91.92%1,579
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$8,000,0001,967
Subordinated debt$0136
All other liabilities$1,580,0002,285
Total equity capital$15,435,0003,796
Total bank equity capital$15,435,0003,795
Perpetual preferred stock$0206
Common stock$4,655,000866
Surplus$8,500,0002,766
Undivided profits$2,280,0005,021
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$3,790,0001,765
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$909,0002,854
Earning assets$246,334,0002,386
Long-term assets (5+ years)$180,023,0001,209
Average Assets, year-to-date$273,450,2002,323
Average Assets, quarterly$268,150,0002,384
Volatile liabilities$30,089,0001,439
Insider loans$711,0004,037
FHLB advances$8,000,0001,893
Loans and leases held for sale$01,902
Unused loan commitments$14,221,0003,278
Tier 1 (core) risk-based capital$19,613,0003,185
Tier 2 risk-based capital$2,115,0002,291
Total risk weighted assets$168,712,0002,494
Total unused commitments$14,221,0003,278
Derivatives$01,395
2013-09-30Rank
# of Employees:732,094
Assets and Liabilities
Total Assets:$269,048,0002,379
Cash and due from depository institutions$10,186,0002,094
Interest-bearing balances$6,808,0003,512
Securities$100,982,0001,480
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$134,829,0002,798
Loan loss allowance$1,946,0003,029
Trading account assets$0248
Bank premises and fixed assets$4,012,0002,679
Other real estate owned$2,982,0002,094
Goodwill and other intangibles$02,909
All other assets$16,057,0001,256
Life insurance assets$6,573,0001,194
Total liabilities and capital$269,048,0002,379
Total liabilities$247,722,0002,314
Total deposits$238,293,0002,260
Interest-bearing deposits$200,353,0002,186
Deposits held in domestic offices$238,293,0002,259
% insured93.52%1,248
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$8,000,0001,960
Subordinated debt$0150
All other liabilities$1,429,0002,570
Total equity capital$21,326,0003,017
Total bank equity capital$21,326,0003,016
Perpetual preferred stock$0217
Common stock$4,655,000879
Surplus$8,500,0002,782
Undivided profits$8,171,0003,356
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$5,977,0001,348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$807,0003,263
Earning assets$242,619,0002,423
Long-term assets (5+ years)$144,407,0001,477
Average Assets, year-to-date$274,999,7502,313
Average Assets, quarterly$271,975,5002,339
Volatile liabilities$27,509,0001,567
Insider loans$714,0004,056
FHLB advances$8,000,0001,880
Loans and leases held for sale$02,008
Unused loan commitments$15,983,0003,072
Tier 1 (core) risk-based capital$20,235,0003,114
Tier 2 risk-based capital$1,946,0002,449
Total risk weighted assets$166,113,0002,509
Total unused commitments$15,983,0003,072
Derivatives$01,430
2013-06-30Rank
# of Employees:702,177
Assets and Liabilities
Total Assets:$274,903,0002,330
Cash and due from depository institutions$10,696,0002,177
Interest-bearing balances$7,234,0003,550
Securities$105,316,0001,418
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$137,907,0002,719
Loan loss allowance$1,733,0003,296
Trading account assets$0250
Bank premises and fixed assets$3,815,0002,788
Other real estate owned$1,627,0002,177
Goodwill and other intangibles$02,910
All other assets$15,542,0001,255
Life insurance assets$6,533,0001,186
Total liabilities and capital$274,903,0002,330
Total liabilities$254,831,0002,239
Total deposits$241,347,0002,232
Interest-bearing deposits$204,812,0002,151
Deposits held in domestic offices$241,347,0002,231
% insured93.38%1,345
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$12,000,0001,523
Subordinated debt$0152
All other liabilities$1,484,0002,437
Total equity capital$20,072,0003,177
Total bank equity capital$20,072,0003,176
Perpetual preferred stock$0228
Common stock$4,655,000879
Surplus$5,500,0003,528
Undivided profits$9,917,0002,996
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$8,555,0001,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$830,0003,122
Earning assets$250,457,0002,345
Long-term assets (5+ years)$142,607,0001,450
Average Assets, year-to-date$276,983,6702,308
Average Assets, quarterly$276,335,5002,320
Volatile liabilities$32,582,0001,301
Insider loans$716,0004,094
FHLB advances$12,000,0001,452
Loans and leases held for sale$02,138
Unused loan commitments$12,539,0003,510
Tier 1 (core) risk-based capital$19,305,0003,213
Tier 2 risk-based capital$1,733,0002,664
Total risk weighted assets$166,873,0002,490
Total unused commitments$12,539,0003,510
Derivatives$01,417
2013-03-31Rank
# of Employees:702,175
Assets and Liabilities
Total Assets:$277,768,0002,335
Cash and due from depository institutions$9,619,0002,175
Interest-bearing balances$7,356,0003,986
Securities$112,981,0001,349
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$136,322,0002,740
Loan loss allowance$1,669,0003,425
Trading account assets$0242
Bank premises and fixed assets$3,533,0002,959
Other real estate owned$1,751,0002,175
Goodwill and other intangibles$02,913
All other assets$13,562,0001,390
Life insurance assets$6,488,0001,178
Total liabilities and capital$277,768,0002,335
Total liabilities$255,222,0002,279
Total deposits$245,846,0002,233
Interest-bearing deposits$209,173,0002,150
Deposits held in domestic offices$245,846,0002,233
% insured97.00%428
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$8,000,0001,822
Subordinated debt$0155
All other liabilities$1,376,0002,595
Total equity capital$22,546,0002,989
Total bank equity capital$22,546,0002,989
Perpetual preferred stock$0239
Common stock$4,655,000894
Surplus$5,500,0003,560
Undivided profits$12,391,0002,717
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$10,660,000910
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$881,0002,919
Earning assets$256,659,0002,325
Long-term assets (5+ years)$170,244,0001,234
Average Assets, year-to-date$278,024,0002,326
Average Assets, quarterly$278,024,0002,326
Volatile liabilities$28,523,0001,459
Insider loans$418,0004,780
FHLB advances$8,000,0001,741
Loans and leases held for sale$02,154
Unused loan commitments$14,854,0003,226
Tier 1 (core) risk-based capital$19,783,0003,143
Tier 2 risk-based capital$1,669,0002,766
Total risk weighted assets$162,286,0002,542
Total unused commitments$14,854,0003,226
Derivatives$01,405
2012-12-31Rank
# of Employees:712,154
Assets and Liabilities
Total Assets:$278,816,0002,320
Cash and due from depository institutions$17,669,0002,154
Interest-bearing balances$14,600,0002,517
Securities$117,936,0001,272
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$125,162,0002,954
Loan loss allowance$1,358,0003,868
Trading account assets$0243
Bank premises and fixed assets$3,366,0003,067
Other real estate owned$1,843,0002,154
Goodwill and other intangibles$02,913
All other assets$12,840,0001,451
Life insurance assets$6,445,0001,167
Total liabilities and capital$278,816,0002,320
Total liabilities$255,474,0002,266
Total deposits$254,116,0002,159
Interest-bearing deposits$217,662,0002,077
Deposits held in domestic offices$254,116,0002,159
% insured97.63%603
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$1,358,0002,690
Total equity capital$23,342,0002,881
Total bank equity capital$23,342,0002,881
Perpetual preferred stock$0246
Common stock$4,655,000897
Surplus$5,500,0003,585
Undivided profits$13,187,0002,576
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$7,341,0001,321
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$931,0002,844
Earning assets$257,698,0002,307
Long-term assets (5+ years)$141,664,0001,402
Average Assets, year-to-date$269,888,0002,343
Average Assets, quarterly$276,779,0002,325
Volatile liabilities$19,329,0002,064
Insider loans$421,0004,830
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$16,916,0002,890
Tier 1 (core) risk-based capital$20,348,0003,064
Tier 2 risk-based capital$1,358,0003,256
Total risk weighted assets$150,329,0002,700
Total unused commitments$16,916,0002,890
Derivatives$01,366
2012-09-30Rank
# of Employees:652,356
Assets and Liabilities
Total Assets:$274,742,0002,351
Cash and due from depository institutions$31,850,0002,356
Interest-bearing balances$28,725,0001,389
Securities$115,352,0001,313
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$105,075,0003,414
Loan loss allowance$1,229,0004,156
Trading account assets$0231
Bank premises and fixed assets$2,744,0003,455
Other real estate owned$7,484,0002,356
Goodwill and other intangibles$02,937
All other assets$12,237,0001,531
Life insurance assets$6,411,0001,147
Total liabilities and capital$274,742,0002,351
Total liabilities$250,749,0002,303
Total deposits$249,330,0002,189
Interest-bearing deposits$216,107,0002,088
Deposits held in domestic offices$249,330,0002,189
% insured98.73%320
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$1,419,0002,742
Total equity capital$23,993,0002,856
Total bank equity capital$23,993,0002,856
Perpetual preferred stock$0250
Common stock$4,655,000918
Surplus$5,500,0003,618
Undivided profits$13,838,0002,526
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$547,0004,902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$819,0003,410
Earning assets$249,152,0002,373
Long-term assets (5+ years)$137,701,0001,418
Average Assets, year-to-date$267,656,0002,389
Average Assets, quarterly$273,313,5002,359
Volatile liabilities$16,435,0002,336
Insider loans$423,0004,860
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$12,195,0003,509
Tier 1 (core) risk-based capital$20,008,0003,125
Tier 2 risk-based capital$1,229,0003,521
Total risk weighted assets$135,584,0002,936
Total unused commitments$12,195,0003,509
Derivatives$01,366
2012-06-30Rank
# of Employees:652,354
Assets and Liabilities
Total Assets:$271,885,0002,359
Cash and due from depository institutions$47,330,0002,354
Interest-bearing balances$164,0006,514
Securities$94,666,0001,571
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$112,513,0003,244
Loan loss allowance$2,730,0002,531
Trading account assets$0211
Bank premises and fixed assets$2,769,0003,449
Other real estate owned$2,921,0002,354
Goodwill and other intangibles$02,925
All other assets$11,686,0001,592
Life insurance assets$6,363,0001,135
Total liabilities and capital$271,885,0002,359
Total liabilities$247,753,0002,326
Total deposits$246,582,0002,205
Interest-bearing deposits$214,827,0002,107
Deposits held in domestic offices$246,582,0002,205
% insured99.53%157
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$1,171,0002,954
Total equity capital$24,132,0002,790
Total bank equity capital$24,132,0002,790
Perpetual preferred stock$0254
Common stock$4,655,000937
Surplus$5,500,0003,621
Undivided profits$13,977,0002,467
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$8,758,0001,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$810,0003,301
Earning assets$207,343,0002,786
Long-term assets (5+ years)$115,587,0001,622
Average Assets, year-to-date$265,294,0002,414
Average Assets, quarterly$268,544,0002,392
Volatile liabilities$16,463,0002,370
Insider loans$426,0004,909
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$13,633,0003,281
Tier 1 (core) risk-based capital$21,117,0002,969
Tier 2 risk-based capital$1,700,0002,776
Total risk weighted assets$134,975,0002,956
Total unused commitments$13,633,0003,281
Derivatives$01,332
2012-03-31Rank
# of Employees:682,237
Assets and Liabilities
Total Assets:$265,203,0002,440
Cash and due from depository institutions$15,911,0002,237
Interest-bearing balances$12,483,0002,938
Securities$82,796,0001,773
Federal funds sold & reverse repurchase agreements$34,200,000143
Net loans & leases$117,395,0003,139
Loan loss allowance$2,586,0002,649
Trading account assets$0215
Bank premises and fixed assets$2,808,0003,455
Other real estate owned$2,977,0002,237
Goodwill and other intangibles$02,935
All other assets$9,116,0001,969
Life insurance assets$5,516,0001,265
Total liabilities and capital$265,203,0002,440
Total liabilities$240,926,0002,400
Total deposits$240,202,0002,286
Interest-bearing deposits$207,405,0002,193
Deposits held in domestic offices$240,202,0002,286
% insured96.80%1,012
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$724,0003,812
Total equity capital$24,277,0002,768
Total bank equity capital$24,277,0002,768
Perpetual preferred stock$0259
Common stock$4,655,000953
Surplus$2,900,0004,576
Undivided profits$16,722,0002,083
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$8,277,0001,389
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$727,0003,590
Earning assets$246,874,0002,403
Long-term assets (5+ years)$104,048,0001,773
Average Assets, year-to-date$261,998,5002,462
Average Assets, quarterly$261,998,5002,462
Volatile liabilities$15,647,0002,472
Insider loans$368,0005,132
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$8,744,0004,179
Tier 1 (core) risk-based capital$23,760,0002,661
Tier 2 risk-based capital$1,811,0002,643
Total risk weighted assets$144,086,0002,807
Total unused commitments$8,744,0004,179
Derivatives$01,297
2011-12-31Rank
# of Employees:682,236
Assets and Liabilities
Total Assets:$258,794,0002,486
Cash and due from depository institutions$19,013,0002,236
Interest-bearing balances$14,758,0002,302
Securities$68,642,0002,022
Federal funds sold & reverse repurchase agreements$33,700,000138
Net loans & leases$122,032,0003,079
Loan loss allowance$2,580,0002,645
Trading account assets$0205
Bank premises and fixed assets$2,859,0003,434
Other real estate owned$2,982,0002,236
Goodwill and other intangibles$02,970
All other assets$9,566,0001,914
Life insurance assets$5,515,0001,242
Total liabilities and capital$258,794,0002,486
Total liabilities$234,884,0002,444
Total deposits$234,175,0002,317
Interest-bearing deposits$200,342,0002,243
Deposits held in domestic offices$234,175,0002,316
% insured96.09%1,383
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$709,0003,871
Total equity capital$23,910,0002,771
Total bank equity capital$23,910,0002,771
Perpetual preferred stock$0263
Common stock$4,655,000959
Surplus$2,900,0004,603
Undivided profits$16,355,0002,096
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$10,936,0001,146
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$785,0003,520
Earning assets$239,132,0002,452
Long-term assets (5+ years)$88,427,0001,729
Average Assets, year-to-date$244,159,8002,589
Average Assets, quarterly$252,405,5002,520
Volatile liabilities$16,257,0002,580
Insider loans$564,0004,674
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$11,612,0003,521
Tier 1 (core) risk-based capital$23,426,0002,660
Tier 2 risk-based capital$1,850,0002,595
Total risk weighted assets$147,259,0002,786
Total unused commitments$11,612,0003,521
Derivatives$01,191
2011-09-30Rank
# of Employees:682,251
Assets and Liabilities
Total Assets:$246,017,0002,596
Cash and due from depository institutions$12,184,0002,251
Interest-bearing balances$8,879,0003,255
Securities$56,895,0002,283
Federal funds sold & reverse repurchase agreements$33,400,000149
Net loans & leases$131,238,0002,926
Loan loss allowance$2,797,0002,526
Trading account assets$0209
Bank premises and fixed assets$2,877,0003,451
Other real estate owned$279,0002,251
Goodwill and other intangibles$02,996
All other assets$9,144,0001,992
Life insurance assets$5,473,0001,224
Total liabilities and capital$246,017,0002,596
Total liabilities$222,412,0002,548
Total deposits$221,697,0002,418
Interest-bearing deposits$189,847,0002,357
Deposits held in domestic offices$221,697,0002,418
% insured99.87%148
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$715,0004,070
Total equity capital$23,605,0002,817
Total bank equity capital$23,605,0002,815
Perpetual preferred stock$0266
Common stock$4,655,000977
Surplus$2,900,0004,641
Undivided profits$16,050,0002,150
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$10,896,0001,235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$709,0003,941
Earning assets$230,412,0002,526
Long-term assets (5+ years)$77,865,0001,859
Average Assets, year-to-date$240,501,2502,645
Average Assets, quarterly$241,957,5002,639
Volatile liabilities$13,642,0002,912
Insider loans$568,0004,719
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$12,394,0003,421
Tier 1 (core) risk-based capital$23,034,0002,710
Tier 2 risk-based capital$1,880,0002,583
Total risk weighted assets$149,510,0002,775
Total unused commitments$12,394,0003,422
Derivatives$01,195
2011-06-30Rank
# of Employees:642,424
Assets and Liabilities
Total Assets:$237,898,0002,686
Cash and due from depository institutions$3,626,0002,424
Interest-bearing balances$272,0006,253
Securities$60,209,0002,180
Federal funds sold & reverse repurchase agreements$28,975,000163
Net loans & leases$132,464,0002,935
Loan loss allowance$2,633,0002,661
Trading account assets$0213
Bank premises and fixed assets$2,918,0003,444
Other real estate owned$279,0002,424
Goodwill and other intangibles$03,017
All other assets$9,427,0001,975
Life insurance assets$5,432,0001,230
Total liabilities and capital$237,898,0002,686
Total liabilities$214,799,0002,662
Total deposits$214,171,0002,507
Interest-bearing deposits$184,706,0002,441
Deposits held in domestic offices$214,171,0002,507
% insured98.32%600
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$628,0004,148
Total equity capital$23,099,0002,818
Total bank equity capital$23,099,0002,815
Perpetual preferred stock$0222
Common stock$4,655,000994
Surplus$2,900,0004,683
Undivided profits$15,544,0002,137
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$7,210,0001,712
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$854,0003,329
Earning assets$221,920,0002,623
Long-term assets (5+ years)$81,388,0001,764
Average Assets, year-to-date$238,662,6702,671
Average Assets, quarterly$237,935,0002,687
Volatile liabilities$13,867,0002,904
Insider loans$377,0005,243
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$10,188,0003,830
Tier 1 (core) risk-based capital$22,727,0002,702
Tier 2 risk-based capital$1,871,0002,613
Total risk weighted assets$148,923,0002,801
Total unused commitments$10,188,0003,833
Derivatives$01,174
2011-03-31Rank
# of Employees:642,415
Assets and Liabilities
Total Assets:$237,972,0002,704
Cash and due from depository institutions$4,524,0002,415
Interest-bearing balances$543,0005,978
Securities$57,745,0002,234
Federal funds sold & reverse repurchase agreements$27,000,000224
Net loans & leases$135,844,0002,899
Loan loss allowance$2,436,0002,827
Trading account assets$0208
Bank premises and fixed assets$2,881,0003,493
Other real estate owned$509,0002,415
Goodwill and other intangibles$03,025
All other assets$9,469,0001,995
Life insurance assets$5,392,0001,232
Total liabilities and capital$237,972,0002,704
Total liabilities$215,372,0002,682
Total deposits$214,633,0002,529
Interest-bearing deposits$184,576,0002,469
Deposits held in domestic offices$214,633,0002,528
% insured98.29%645
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$04,815
Subordinated debt$0214
All other liabilities$739,0003,720
Total equity capital$22,600,0002,823
Total bank equity capital$22,600,0002,821
Perpetual preferred stock$0224
Common stock$4,655,0001,007
Surplus$2,900,0004,720
Undivided profits$15,045,0002,127
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$8,382,0001,592
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$848,0003,361
Earning assets$221,132,0002,657
Long-term assets (5+ years)$74,688,0001,852
Average Assets, year-to-date$239,045,0002,680
Average Assets, quarterly$239,045,0002,680
Volatile liabilities$13,753,0002,941
Insider loans$379,0005,285
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$11,703,0003,625
Tier 1 (core) risk-based capital$22,377,0002,740
Tier 2 risk-based capital$1,891,0002,601
Total risk weighted assets$150,743,0002,795
Total unused commitments$11,703,0003,627
Derivatives$01,153
2010-12-31Rank
# of Employees:642,446
Assets and Liabilities
Total Assets:$240,118,0002,674
Cash and due from depository institutions$10,740,0002,446
Interest-bearing balances$7,792,0003,195
Securities$55,073,0002,247
Federal funds sold & reverse repurchase agreements$21,550,000305
Net loans & leases$139,330,0002,906
Loan loss allowance$2,731,0002,563
Trading account assets$0207
Bank premises and fixed assets$3,792,0002,961
Other real estate owned$509,0002,446
Goodwill and other intangibles$03,026
All other assets$9,124,0002,075
Life insurance assets$5,353,0001,223
Total liabilities and capital$240,118,0002,674
Total liabilities$217,895,0002,661
Total deposits$217,694,0002,478
Interest-bearing deposits$188,789,0002,419
Deposits held in domestic offices$217,694,0002,477
% insured96.84%1,173
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$04,983
Subordinated debt$0220
All other liabilities$201,0006,160
Total equity capital$22,223,0002,853
Total bank equity capital$22,223,0002,851
Perpetual preferred stock$0224
Common stock$4,655,0001,011
Surplus$2,900,0004,767
Undivided profits$14,668,0002,148
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$6,265,0001,924
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$893,0003,326
Earning assets$223,745,0002,620
Long-term assets (5+ years)$72,508,0001,847
Average Assets, year-to-date$235,210,6002,689
Average Assets, quarterly$240,120,5002,671
Volatile liabilities$60,933,0002,122
Insider loans$648,0004,709
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$9,594,0003,941
Tier 1 (core) risk-based capital$22,061,0002,768
Tier 2 risk-based capital$1,949,0002,584
Total risk weighted assets$155,168,0002,782
Total unused commitments$9,594,0003,942
Derivatives$01,176
2010-09-30Rank
# of Employees:672,333
Assets and Liabilities
Total Assets:$240,123,0002,698
Cash and due from depository institutions$13,070,0002,333
Interest-bearing balances$9,488,0002,889
Securities$51,848,0002,306
Federal funds sold & reverse repurchase agreements$20,200,000354
Net loans & leases$141,630,0002,910
Loan loss allowance$2,430,0002,849
Trading account assets$0210
Bank premises and fixed assets$3,844,0002,962
Other real estate owned$509,0002,333
Goodwill and other intangibles$03,048
All other assets$9,022,0002,120
Life insurance assets$5,307,0001,223
Total liabilities and capital$240,123,0002,698
Total liabilities$218,990,0002,654
Total deposits$218,553,0002,468
Interest-bearing deposits$188,150,0002,453
Deposits held in domestic offices$218,553,0002,465
% insured98.68%363
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$05,105
Subordinated debt$0233
All other liabilities$437,0005,290
Total equity capital$21,133,0003,080
Total bank equity capital$21,133,0003,080
Perpetual preferred stock$0229
Common stock$4,655,0001,023
Surplus$1,900,0005,421
Undivided profits$14,578,0002,268
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$6,543,0001,949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$757,0004,077
Earning assets$223,166,0002,655
Long-term assets (5+ years)$71,947,0001,810
Average Assets, year-to-date$233,983,7502,730
Average Assets, quarterly$237,153,0002,719
Volatile liabilities$65,771,0002,058
Insider loans$654,0004,761
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$9,876,0003,952
Tier 1 (core) risk-based capital$20,894,0002,942
Tier 2 risk-based capital$1,968,0002,600
Total risk weighted assets$156,941,0002,797
Total unused commitments$9,876,0003,956
Derivatives$01,218
2010-06-30Rank
# of Employees:672,374
Assets and Liabilities
Total Assets:$234,183,0002,777
Cash and due from depository institutions$7,896,0002,374
Interest-bearing balances$5,060,0003,738
Securities$53,664,0002,246
Federal funds sold & reverse repurchase agreements$19,750,000343
Net loans & leases$139,249,0002,989
Loan loss allowance$2,581,0002,685
Trading account assets$0210
Bank premises and fixed assets$3,890,0002,969
Other real estate owned$460,0002,374
Goodwill and other intangibles$03,062
All other assets$9,274,0002,122
Life insurance assets$5,264,0001,231
Total liabilities and capital$234,183,0002,777
Total liabilities$213,229,0002,736
Total deposits$212,910,0002,539
Interest-bearing deposits$182,998,0002,540
Deposits held in domestic offices$212,910,0002,537
% insured99.72%157
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$05,212
Subordinated debt$0241
All other liabilities$319,0005,769
Total equity capital$20,954,0003,080
Total bank equity capital$20,954,0003,080
Perpetual preferred stock$0222
Common stock$4,655,0001,040
Surplus$1,900,0005,446
Undivided profits$14,399,0002,250
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$5,416,0002,219
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$997,0003,169
Earning assets$217,723,0002,728
Long-term assets (5+ years)$75,928,0001,723
Average Assets, year-to-date$231,937,3302,781
Average Assets, quarterly$232,953,0002,783
Volatile liabilities$62,375,0002,186
Insider loans$659,0004,808
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$15,209,0003,137
Tier 1 (core) risk-based capital$20,688,0002,956
Tier 2 risk-based capital$1,926,0002,669
Total risk weighted assets$153,430,0002,883
Total unused commitments$15,209,0003,142
Derivatives$01,168
2010-03-31Rank
# of Employees:712,259
Assets and Liabilities
Total Assets:$231,723,0002,860
Cash and due from depository institutions$4,753,0002,259
Interest-bearing balances$1,384,0005,135
Securities$49,960,0002,403
Federal funds sold & reverse repurchase agreements$23,250,000357
Net loans & leases$140,545,0003,015
Loan loss allowance$2,688,0002,642
Trading account assets$0227
Bank premises and fixed assets$3,713,0003,115
Other real estate owned$230,0002,259
Goodwill and other intangibles$03,074
All other assets$9,272,0002,161
Life insurance assets$5,222,0001,236
Total liabilities and capital$231,723,0002,860
Total liabilities$211,480,0002,817
Total deposits$210,954,0002,607
Interest-bearing deposits$180,451,0002,636
Deposits held in domestic offices$210,954,0002,605
% insured99.47%208
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$05,317
Subordinated debt$0248
All other liabilities$526,0004,737
Total equity capital$20,243,0003,199
Total bank equity capital$20,243,0003,199
Perpetual preferred stock$0220
Common stock$4,655,0001,060
Surplus$1,900,0005,521
Undivided profits$13,688,0002,321
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$7,241,0001,864
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$924,0003,477
Earning assets$215,139,0002,819
Long-term assets (5+ years)$77,169,0001,704
Average Assets, year-to-date$230,814,5002,868
Average Assets, quarterly$230,814,5002,868
Volatile liabilities$62,212,0002,269
Insider loans$667,0004,870
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$16,224,0003,153
Tier 1 (core) risk-based capital$20,249,0003,053
Tier 2 risk-based capital$1,951,0002,687
Total risk weighted assets$155,371,0002,914
Total unused commitments$16,224,0003,155
Derivatives$01,155
2009-12-31Rank
# of Employees:712,291
Assets and Liabilities
Total Assets:$229,906,0002,895
Cash and due from depository institutions$3,682,0002,291
Interest-bearing balances$184,0006,221
Securities$50,478,0002,346
Federal funds sold & reverse repurchase agreements$22,175,000348
Net loans & leases$140,213,0003,062
Loan loss allowance$2,328,0002,901
Trading account assets$0224
Bank premises and fixed assets$3,762,0003,125
Other real estate owned$230,0002,291
Goodwill and other intangibles$03,096
All other assets$9,366,0002,193
Life insurance assets$5,184,0001,245
Total liabilities and capital$229,906,0002,895
Total liabilities$209,927,0002,845
Total deposits$209,424,0002,628
Interest-bearing deposits$180,926,0002,616
Deposits held in domestic offices$209,424,0002,626
% insured99.52%209
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$05,407
Subordinated debt$0258
All other liabilities$503,0004,883
Total equity capital$19,979,0003,196
Total bank equity capital$19,979,0003,196
Perpetual preferred stock$0219
Common stock$4,655,0001,074
Surplus$1,900,0005,564
Undivided profits$13,424,0002,327
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$4,868,0002,382
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$912,0003,643
Earning assets$213,050,0002,847
Long-term assets (5+ years)$75,905,0001,728
Average Assets, year-to-date$221,578,2002,922
Average Assets, quarterly$226,854,0002,912
Volatile liabilities$62,724,0002,260
Insider loans$695,0004,868
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$21,875,0002,582
Tier 1 (core) risk-based capital$20,139,0003,054
Tier 2 risk-based capital$1,955,0002,705
Total risk weighted assets$156,036,0002,956
Total unused commitments$21,875,0002,582
Derivatives$01,139
2009-09-30Rank
# of Employees:722,276
Assets and Liabilities
Total Assets:$223,802,0002,959
Cash and due from depository institutions$3,990,0002,276
Interest-bearing balances$484,0005,547
Securities$41,300,0002,788
Federal funds sold & reverse repurchase agreements$20,175,000447
Net loans & leases$145,571,0003,007
Loan loss allowance$1,818,0003,355
Trading account assets$0238
Bank premises and fixed assets$3,813,0003,121
Other real estate owned$230,0002,276
Goodwill and other intangibles$03,142
All other assets$8,723,0002,093
Life insurance assets$5,167,0001,242
Total liabilities and capital$223,802,0002,959
Total liabilities$204,839,0002,912
Total deposits$202,512,0002,673
Interest-bearing deposits$174,377,0002,687
Deposits held in domestic offices$202,512,0002,670
% insured97.42%944
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$05,525
Subordinated debt$0269
All other liabilities$2,327,0002,079
Total equity capital$18,963,0003,429
Total bank equity capital$18,963,0003,429
Perpetual preferred stock$0212
Common stock$4,655,0001,094
Surplus$1,900,0005,614
Undivided profits$12,408,0002,606
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,027,0003,101
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$856,0004,045
Earning assets$207,530,0002,939
Long-term assets (5+ years)$64,821,0001,932
Average Assets, year-to-date$219,496,2502,964
Average Assets, quarterly$222,517,5002,963
Volatile liabilities$54,024,0002,596
Insider loans$702,0004,860
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$22,783,0002,594
Tier 1 (core) risk-based capital$19,880,0003,137
Tier 2 risk-based capital$1,818,0002,860
Total risk weighted assets$157,290,0002,978
Total unused commitments$22,783,0002,595
Derivatives$01,183
2009-06-30Rank
# of Employees:802,081
Assets and Liabilities
Total Assets:$221,233,0002,994
Cash and due from depository institutions$6,973,0002,081
Interest-bearing balances$3,408,0003,325
Securities$38,557,0002,881
Federal funds sold & reverse repurchase agreements$27,175,000313
Net loans & leases$135,817,0003,196
Loan loss allowance$1,561,0003,620
Trading account assets$0240
Bank premises and fixed assets$3,845,0003,141
Other real estate owned$230,0002,081
Goodwill and other intangibles$03,161
All other assets$8,636,0002,121
Life insurance assets$5,126,0001,255
Total liabilities and capital$221,233,0002,994
Total liabilities$202,557,0002,939
Total deposits$199,804,0002,705
Interest-bearing deposits$171,257,0002,739
Deposits held in domestic offices$199,804,0002,703
% insured83.77%2,568
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$05,613
Subordinated debt$0276
All other liabilities$2,753,0001,849
Total equity capital$18,676,0003,440
Total bank equity capital$18,676,0003,440
Perpetual preferred stock$0213
Common stock$4,655,0001,104
Surplus$1,900,0005,665
Undivided profits$12,121,0002,598
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$4,960,0002,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$882,0003,861
Earning assets$204,957,0002,967
Long-term assets (5+ years)$58,563,0002,075
Average Assets, year-to-date$218,061,0003,001
Average Assets, quarterly$222,056,5002,972
Volatile liabilities$48,953,0002,818
Insider loans$270,0006,104
FHLB advances$05,202
Loans and leases held for sale$01,961
Unused loan commitments$18,339,0003,115
Tier 1 (core) risk-based capital$19,777,0003,175
Tier 2 risk-based capital$1,561,0003,178
Total risk weighted assets$150,953,0003,090
Total unused commitments$18,339,0003,116
Derivatives$01,221
2009-03-31Rank
# of Employees:802,088
Assets and Liabilities
Total Assets:$222,880,0002,988
Cash and due from depository institutions$3,669,0002,088
Interest-bearing balances$608,0004,803
Securities$43,140,0002,619
Federal funds sold & reverse repurchase agreements$27,950,000397
Net loans & leases$134,257,0003,255
Loan loss allowance$1,467,0003,694
Trading account assets$0234
Bank premises and fixed assets$3,908,0003,123
Other real estate owned$371,0002,088
Goodwill and other intangibles$03,204
All other assets$9,585,0001,946
Life insurance assets$5,085,0001,262
Total liabilities and capital$222,880,0002,988
Total liabilities$204,498,0002,927
Total deposits$201,731,0002,682
Interest-bearing deposits$173,478,0002,695
Deposits held in domestic offices$201,731,0002,680
% insured82.40%3,076
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$05,670
Subordinated debt$0271
All other liabilities$2,767,0001,822
Total equity capital$18,382,0003,527
Total bank equity capital$18,382,0003,527
Perpetual preferred stock$0193
Common stock$4,655,0001,106
Surplus$1,900,0005,694
Undivided profits$11,827,0002,683
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$4,908,0002,132
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,034,0003,366
Earning assets$205,955,0002,976
Long-term assets (5+ years)$60,060,0002,023
Average Assets, year-to-date$216,475,0003,039
Average Assets, quarterly$216,475,0003,039
Volatile liabilities$53,311,0002,619
Insider loans$719,0004,886
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$16,410,0003,463
Tier 1 (core) risk-based capital$19,679,0003,194
Tier 2 risk-based capital$1,467,0003,331
Total risk weighted assets$151,929,0003,078
Total unused commitments$16,410,0003,464
Derivatives$01,177
2008-12-31Rank
# of Employees:772,194
Assets and Liabilities
Total Assets:$210,070,0003,114
Cash and due from depository institutions$3,526,0002,194
Interest-bearing balances$227,0005,018
Securities$43,271,0002,593
Federal funds sold & reverse repurchase agreements$12,875,000737
Net loans & leases$137,073,0003,217
Loan loss allowance$1,508,0003,584
Trading account assets$0236
Bank premises and fixed assets$3,974,0003,100
Other real estate owned$237,0002,194
Goodwill and other intangibles$03,219
All other assets$9,114,0002,051
Life insurance assets$5,044,0001,270
Total liabilities and capital$210,070,0003,114
Total liabilities$191,961,0003,069
Total deposits$189,394,0002,788
Interest-bearing deposits$162,051,0002,808
Deposits held in domestic offices$189,394,0002,786
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$05,839
Subordinated debt$0278
All other liabilities$2,567,0001,895
Total equity capital$18,109,0003,543
Total bank equity capital$18,109,0003,543
Perpetual preferred stock$0141
Common stock$4,655,0001,096
Surplus$1,600,0005,949
Undivided profits$11,854,0002,655
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,835,0002,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,047,0003,546
Earning assets$193,446,0003,098
Long-term assets (5+ years)$64,480,0001,878
Average Assets, year-to-date$205,302,8003,064
Average Assets, quarterly$207,076,5003,132
Volatile liabilities$46,942,0002,884
Insider loans$728,0004,940
FHLB advances$05,445
Loans and leases held for sale$01,663
Unused loan commitments$10,854,0004,319
Tier 1 (core) risk-based capital$19,247,0003,243
Tier 2 risk-based capital$1,508,0003,242
Total risk weighted assets$151,202,0003,100
Total unused commitments$10,854,0004,322
Derivatives$01,109
2008-09-30Rank
# of Employees:742,315
Assets and Liabilities
Total Assets:$204,083,0003,166
Cash and due from depository institutions$9,633,0002,315
Interest-bearing balances$5,795,0001,188
Securities$43,894,0002,531
Federal funds sold & reverse repurchase agreements$3,450,0002,876
Net loans & leases$134,584,0003,248
Loan loss allowance$1,500,0003,420
Trading account assets$0251
Bank premises and fixed assets$4,018,0003,049
Other real estate owned$02,315
Goodwill and other intangibles$03,276
All other assets$8,504,0002,167
Life insurance assets$5,008,0001,267
Total liabilities and capital$204,083,0003,166
Total liabilities$186,067,0003,128
Total deposits$184,375,0002,823
Interest-bearing deposits$156,360,0002,864
Deposits held in domestic offices$184,375,0002,820
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$05,843
Subordinated debt$0276
All other liabilities$1,692,0002,672
Total equity capital$18,016,0003,568
Total bank equity capital$18,016,0003,568
Perpetual preferred stock$0110
Common stock$4,655,0001,099
Surplus$1,200,0006,340
Undivided profits$12,161,0002,640
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$543,0005,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$1,077,0003,615
Earning assets$187,723,0003,160
Long-term assets (5+ years)$59,134,0001,985
Average Assets, year-to-date$204,111,0003,094
Average Assets, quarterly$206,095,5003,112
Volatile liabilities$47,819,0002,764
Insider loans$738,0004,905
FHLB advances$05,438
Loans and leases held for sale$01,623
Unused loan commitments$13,140,0004,038
Tier 1 (core) risk-based capital$18,513,0003,415
Tier 2 risk-based capital$1,500,0003,181
Total risk weighted assets$146,696,0003,162
Total unused commitments$13,140,0004,039
Derivatives$01,077
2008-06-30Rank
# of Employees:752,315
Assets and Liabilities
Total Assets:$208,108,0003,096
Cash and due from depository institutions$19,943,0002,315
Interest-bearing balances$15,230,000437
Securities$43,464,0002,584
Federal funds sold & reverse repurchase agreements$8,750,0001,392
Net loans & leases$123,438,0003,434
Loan loss allowance$1,440,0003,438
Trading account assets$0267
Bank premises and fixed assets$4,084,0003,006
Other real estate owned$212,0002,315
Goodwill and other intangibles$03,301
All other assets$8,217,0002,160
Life insurance assets$4,958,0001,272
Total liabilities and capital$208,108,0003,096
Total liabilities$190,327,0003,050
Total deposits$188,604,0002,766
Interest-bearing deposits$156,656,0002,852
Deposits held in domestic offices$188,604,0002,763
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$05,770
Subordinated debt$0257
All other liabilities$1,723,0002,593
Total equity capital$17,781,0003,636
Total bank equity capital$17,781,0003,636
Perpetual preferred stock$0107
Common stock$4,655,0001,093
Surplus$1,200,0006,378
Undivided profits$11,926,0002,706
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$245,0005,900
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$954,0003,918
Earning assets$190,882,0003,096
Long-term assets (5+ years)$59,647,0001,959
Average Assets, year-to-date$204,120,3303,088
Average Assets, quarterly$206,690,5003,090
Volatile liabilities$50,203,0002,646
Insider loans$750,0004,882
FHLB advances$05,355
Loans and leases held for sale$01,725
Unused loan commitments$17,002,0003,657
Tier 1 (core) risk-based capital$18,132,0003,474
Tier 2 risk-based capital$1,440,0003,230
Total risk weighted assets$138,776,0003,282
Total unused commitments$17,002,0003,657
Derivatives$01,075
2008-03-31Rank
# of Employees:782,224
Assets and Liabilities
Total Assets:$205,273,0003,117
Cash and due from depository institutions$22,909,0002,224
Interest-bearing balances$19,427,000398
Securities$43,405,0002,575
Federal funds sold & reverse repurchase agreements$8,600,0002,037
Net loans & leases$117,862,0003,510
Loan loss allowance$1,576,0003,126
Trading account assets$0252
Bank premises and fixed assets$4,144,0002,961
Other real estate owned$212,0002,224
Goodwill and other intangibles$03,304
All other assets$8,141,0002,129
Life insurance assets$4,908,0001,278
Total liabilities and capital$205,273,0003,117
Total liabilities$187,369,0003,053
Total deposits$185,741,0002,806
Interest-bearing deposits$156,401,0002,842
Deposits held in domestic offices$185,741,0002,803
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$05,604
Subordinated debt$0251
All other liabilities$1,628,0002,904
Total equity capital$17,904,0003,707
Total bank equity capital$17,904,0003,707
Perpetual preferred stock$0108
Common stock$4,655,0001,086
Surplus$1,200,0006,393
Undivided profits$12,049,0002,785
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$410,0005,093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$1,029,0003,647
Earning assets$189,294,0003,106
Long-term assets (5+ years)$55,815,0001,990
Average Assets, year-to-date$202,126,5003,114
Average Assets, quarterly$202,126,5003,114
Volatile liabilities$48,265,0002,701
Insider loans$761,0004,821
FHLB advances$05,198
Loans and leases held for sale$01,797
Unused loan commitments$19,156,0003,458
Tier 1 (core) risk-based capital$18,105,0003,484
Tier 2 risk-based capital$1,576,0002,972
Total risk weighted assets$136,441,0003,302
Total unused commitments$19,156,0003,460
Derivatives$01,109
2007-12-31Rank
# of Employees:802,186
Assets and Liabilities
Total Assets:$198,980,0003,159
Cash and due from depository institutions$20,036,0002,186
Interest-bearing balances$15,511,000387
Securities$43,802,0002,575
Federal funds sold & reverse repurchase agreements$8,800,0001,565
Net loans & leases$114,035,0003,596
Loan loss allowance$1,564,0003,099
Trading account assets$0237
Bank premises and fixed assets$4,210,0002,905
Other real estate owned$212,0002,186
Goodwill and other intangibles$03,293
All other assets$7,885,0002,193
Life insurance assets$4,860,0001,269
Total liabilities and capital$198,980,0003,159
Total liabilities$181,395,0003,091
Total deposits$178,708,0002,860
Interest-bearing deposits$148,104,0002,949
Deposits held in domestic offices$178,708,0002,858
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$05,553
Subordinated debt$0248
All other liabilities$2,687,0001,958
Total equity capital$17,585,0003,713
Total bank equity capital$17,585,0003,713
Perpetual preferred stock$0111
Common stock$4,655,0001,075
Surplus$1,200,0006,405
Undivided profits$11,730,0002,815
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$891,0003,519
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$972,0004,082
Earning assets$182,148,0003,155
Long-term assets (5+ years)$53,890,0001,895
Average Assets, year-to-date$202,221,4003,001
Average Assets, quarterly$200,490,0003,092
Volatile liabilities$42,010,0002,982
Insider loans$445,0005,677
FHLB advances$05,108
Loans and leases held for sale$01,738
Unused loan commitments$26,897,0002,783
Tier 1 (core) risk-based capital$17,772,0003,520
Tier 2 risk-based capital$1,564,0002,959
Total risk weighted assets$132,120,0003,363
Total unused commitments$26,897,0002,784
Derivatives$01,052
2007-09-30Rank
# of Employees:782,217
Assets and Liabilities
Total Assets:$202,000,0003,073
Cash and due from depository institutions$29,333,0002,217
Interest-bearing balances$26,038,000211
Securities$42,696,0002,621
Federal funds sold & reverse repurchase agreements$9,050,0001,620
Net loans & leases$108,049,0003,695
Loan loss allowance$1,602,0002,997
Trading account assets$0244
Bank premises and fixed assets$4,260,0002,834
Other real estate owned$212,0002,217
Goodwill and other intangibles$03,301
All other assets$8,400,0002,047
Life insurance assets$4,805,0001,236
Total liabilities and capital$202,000,0003,073
Total liabilities$183,812,0003,010
Total deposits$181,831,0002,799
Interest-bearing deposits$149,368,0002,892
Deposits held in domestic offices$181,831,0002,796
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$1,981,0002,508
Total equity capital$18,188,0003,560
Total bank equity capital$18,188,0003,560
Perpetual preferred stock$0113
Common stock$4,655,0001,055
Surplus$1,200,0006,404
Undivided profits$12,333,0002,711
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$649,0003,878
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$1,024,0004,147
Earning assets$185,833,0003,058
Long-term assets (5+ years)$54,863,0001,815
Average Assets, year-to-date$203,031,7502,984
Average Assets, quarterly$204,015,5003,009
Volatile liabilities$37,364,0003,214
Insider loans$783,0004,748
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$19,842,0003,424
Tier 1 (core) risk-based capital$18,751,0003,350
Tier 2 risk-based capital$1,602,0002,887
Total risk weighted assets$128,802,0003,399
Total unused commitments$19,842,0003,425
Derivatives$01,033
2007-06-30Rank
# of Employees:692,551
Assets and Liabilities
Total Assets:$206,031,0003,008
Cash and due from depository institutions$31,379,0002,551
Interest-bearing balances$28,144,000222
Securities$42,130,0002,646
Federal funds sold & reverse repurchase agreements$8,750,0001,774
Net loans & leases$111,059,0003,605
Loan loss allowance$1,564,0003,055
Trading account assets$0245
Bank premises and fixed assets$4,325,0002,782
Other real estate owned$212,0002,551
Goodwill and other intangibles$03,329
All other assets$8,176,0002,104
Life insurance assets$4,758,0001,237
Total liabilities and capital$206,031,0003,008
Total liabilities$188,366,0002,949
Total deposits$186,498,0002,752
Interest-bearing deposits$156,394,0002,802
Deposits held in domestic offices$186,498,0002,750
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$1,868,0002,478
Total equity capital$17,665,0003,587
Total bank equity capital$17,665,0003,587
Perpetual preferred stock$0111
Common stock$4,655,0001,044
Surplus$1,200,0006,427
Undivided profits$11,810,0002,745
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$653,0003,684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$913,0004,273
Earning assets$190,083,0002,974
Long-term assets (5+ years)$56,610,0001,742
Average Assets, year-to-date$203,375,6703,008
Average Assets, quarterly$204,907,5003,016
Volatile liabilities$39,433,0003,049
Insider loans$956,0004,393
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$12,169,0004,419
Tier 1 (core) risk-based capital$18,249,0003,414
Tier 2 risk-based capital$1,564,0002,939
Total risk weighted assets$132,075,0003,320
Total unused commitments$12,169,0004,420
Derivatives$01,067
2007-03-31Rank
# of Employees:732,391
Assets and Liabilities
Total Assets:$203,784,0003,041
Cash and due from depository institutions$32,849,0002,391
Interest-bearing balances$29,450,000221
Securities$39,868,0002,790
Federal funds sold & reverse repurchase agreements$8,700,0002,238
Net loans & leases$110,252,0003,598
Loan loss allowance$1,565,0003,054
Trading account assets$0267
Bank premises and fixed assets$4,102,0002,878
Other real estate owned$212,0002,391
Goodwill and other intangibles$03,322
All other assets$7,801,0002,121
Life insurance assets$4,710,0001,228
Total liabilities and capital$203,784,0003,041
Total liabilities$185,968,0002,977
Total deposits$184,088,0002,778
Interest-bearing deposits$152,555,0002,853
Deposits held in domestic offices$184,088,0002,775
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$1,880,0002,520
Total equity capital$17,816,0003,574
Total bank equity capital$17,816,0003,574
Perpetual preferred stock$0113
Common stock$4,655,0001,028
Surplus$1,200,0006,432
Undivided profits$11,961,0002,754
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$654,0003,506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$896,0004,196
Earning assets$188,270,0003,016
Long-term assets (5+ years)$59,584,0001,653
Average Assets, year-to-date$202,048,0003,035
Average Assets, quarterly$202,048,0003,035
Volatile liabilities$34,312,0003,317
Insider loans$1,084,0004,145
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$9,522,0004,909
Tier 1 (core) risk-based capital$18,180,0003,401
Tier 2 risk-based capital$1,565,0002,921
Total risk weighted assets$129,251,0003,332
Total unused commitments$9,522,0004,910
Derivatives$01,065
2006-12-31Rank
# of Employees:672,621
Assets and Liabilities
Total Assets:$200,312,0003,075
Cash and due from depository institutions$24,551,0002,621
Interest-bearing balances$21,135,000286
Securities$39,394,0002,841
Federal funds sold & reverse repurchase agreements$8,800,0001,872
Net loans & leases$115,357,0003,446
Loan loss allowance$1,535,0003,078
Trading account assets$0156
Bank premises and fixed assets$3,978,0002,913
Other real estate owned$212,0002,621
Goodwill and other intangibles$03,315
All other assets$8,020,0002,078
Life insurance assets$4,884,0001,164
Total liabilities and capital$200,312,0003,075
Total liabilities$183,220,0003,016
Total deposits$180,526,0002,812
Interest-bearing deposits$149,031,0002,868
Deposits held in domestic offices$180,526,0002,809
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$2,694,0001,893
Total equity capital$17,092,0003,619
Total bank equity capital$17,092,0003,619
Perpetual preferred stock$0112
Common stock$4,655,0001,013
Surplus$1,200,0006,430
Undivided profits$11,237,0002,881
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$657,0003,363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$911,0004,249
Earning assets$184,686,0003,044
Long-term assets (5+ years)$59,534,0001,648
Average Assets, year-to-date$187,350,0003,108
Average Assets, quarterly$191,232,0003,139
Volatile liabilities$32,861,0003,541
Insider loans$1,096,0004,080
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$8,600,0005,053
Tier 1 (core) risk-based capital$17,471,0003,465
Tier 2 risk-based capital$1,535,0002,943
Total risk weighted assets$132,306,0003,249
Total unused commitments$8,600,0005,053
Derivatives$01,023
2006-09-30Rank
# of Employees:722,452
Assets and Liabilities
Total Assets:$182,152,0003,286
Cash and due from depository institutions$13,551,0002,452
Interest-bearing balances$9,655,000546
Securities$34,772,0003,159
Federal funds sold & reverse repurchase agreements$7,775,0001,776
Net loans & leases$113,888,0003,467
Loan loss allowance$1,502,0003,124
Trading account assets$0154
Bank premises and fixed assets$3,767,0003,015
Other real estate owned$212,0002,452
Goodwill and other intangibles$03,332
All other assets$8,187,0002,039
Life insurance assets$5,174,0001,087
Total liabilities and capital$182,152,0003,286
Total liabilities$164,242,0003,253
Total deposits$163,087,0003,012
Interest-bearing deposits$134,527,0003,080
Deposits held in domestic offices$163,087,0003,009
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$0269
All other liabilities$1,155,0003,491
Total equity capital$17,910,0003,477
Total bank equity capital$17,910,0003,477
Perpetual preferred stock$0118
Common stock$4,655,0001,000
Surplus$1,200,0006,451
Undivided profits$12,055,0002,713
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$660,0003,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$907,0004,280
Earning assets$166,090,0003,299
Long-term assets (5+ years)$59,503,0001,629
Average Assets, year-to-date$184,109,5003,172
Average Assets, quarterly$182,109,5003,252
Volatile liabilities$25,459,0004,119
Insider loans$1,125,0004,015
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$22,537,0003,145
Tier 1 (core) risk-based capital$18,006,0003,359
Tier 2 risk-based capital$1,502,0002,976
Total risk weighted assets$126,761,0003,328
Total unused commitments$22,537,0003,145
Derivatives$01,023
2006-06-30Rank
# of Employees:712,498
Assets and Liabilities
Total Assets:$182,067,0003,252
Cash and due from depository institutions$11,816,0002,498
Interest-bearing balances$7,438,000710
Securities$36,240,0003,052
Federal funds sold & reverse repurchase agreements$6,600,0001,814
Net loans & leases$115,352,0003,415
Loan loss allowance$1,412,0003,264
Trading account assets$0157
Bank premises and fixed assets$3,784,0002,976
Other real estate owned$212,0002,498
Goodwill and other intangibles$03,333
All other assets$8,063,0002,048
Life insurance assets$5,134,0001,073
Total liabilities and capital$182,067,0003,252
Total liabilities$164,939,0003,225
Total deposits$163,884,0002,998
Interest-bearing deposits$133,203,0003,078
Deposits held in domestic offices$163,884,0002,995
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$1,055,0003,415
Total equity capital$17,128,0003,480
Total bank equity capital$17,128,0003,480
Perpetual preferred stock$0119
Common stock$4,655,000980
Surplus$1,200,0006,450
Undivided profits$11,273,0002,736
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,382,000784
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,710,00090
Income earned, not collected on loans$948,0003,765
Earning assets$165,630,0003,263
Long-term assets (5+ years)$60,527,0001,590
Average Assets, year-to-date$184,762,0003,156
Average Assets, quarterly$182,602,5003,218
Volatile liabilities$23,869,0004,195
Insider loans$1,138,0003,993
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$25,100,0002,958
Tier 1 (core) risk-based capital$17,322,0003,414
Tier 2 risk-based capital$1,412,0003,110
Total risk weighted assets$125,518,0003,330
Total unused commitments$25,100,0002,959
Derivatives$01,000
2006-03-31Rank
# of Employees:712,475
Assets and Liabilities
Total Assets:$183,138,0003,207
Cash and due from depository institutions$12,749,0002,475
Interest-bearing balances$9,748,000619
Securities$36,502,0003,071
Federal funds sold & reverse repurchase agreements$1,575,0004,597
Net loans & leases$120,144,0003,250
Loan loss allowance$1,399,0003,251
Trading account assets$0154
Bank premises and fixed assets$3,778,0002,916
Other real estate owned$418,0002,475
Goodwill and other intangibles$03,321
All other assets$7,972,0002,016
Life insurance assets$5,108,0001,050
Total liabilities and capital$183,138,0003,207
Total liabilities$166,110,0003,185
Total deposits$164,899,0002,955
Interest-bearing deposits$135,645,0003,022
Deposits held in domestic offices$164,899,0002,952
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$0259
All other liabilities$1,211,0003,103
Total equity capital$17,028,0003,473
Total bank equity capital$17,028,0003,473
Perpetual preferred stock$0120
Common stock$4,655,000966
Surplus$1,200,0006,423
Undivided profits$11,173,0002,780
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,626,0001,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,626,00092
Income earned, not collected on loans$958,0003,552
Earning assets$167,969,0003,203
Long-term assets (5+ years)$63,673,0001,522
Average Assets, year-to-date$186,109,5003,148
Average Assets, quarterly$186,109,5003,148
Volatile liabilities$21,967,0004,272
Insider loans$1,376,0003,572
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$17,953,0003,539
Tier 1 (core) risk-based capital$17,138,0003,401
Tier 2 risk-based capital$1,399,0003,082
Total risk weighted assets$130,088,0003,183
Total unused commitments$17,953,0003,541
Derivatives$0990
2005-12-31Rank
# of Employees:692,538
Assets and Liabilities
Total Assets:$189,081,0003,110
Cash and due from depository institutions$13,333,0002,538
Interest-bearing balances$9,041,000639
Securities$35,791,0003,101
Federal funds sold & reverse repurchase agreements$5,125,0002,439
Net loans & leases$122,559,0003,161
Loan loss allowance$1,402,0003,204
Trading account assets$0155
Bank premises and fixed assets$3,839,0002,839
Other real estate owned$418,0002,538
Goodwill and other intangibles$03,315
All other assets$8,016,0002,018
Life insurance assets$0351
Total liabilities and capital$189,081,0003,110
Total liabilities$172,713,0003,058
Total deposits$171,532,0002,856
Interest-bearing deposits$141,143,0002,884
Deposits held in domestic offices$171,532,0002,851
% insured0.00%1
Federal funds purchased & repurchase agreements$134,0003,408
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$0258
All other liabilities$1,047,0003,382
Total equity capital$16,368,0003,558
Total bank equity capital$16,368,0003,558
Perpetual preferred stock$0122
Common stock$4,655,000951
Surplus$1,200,0006,432
Undivided profits$10,513,0002,917
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$49,0006,742
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$945,0003,625
Earning assets$172,516,0003,118
Long-term assets (5+ years)$63,746,0001,485
Average Assets, year-to-date$185,565,0003,032
Average Assets, quarterly$187,741,5003,094
Volatile liabilities$23,131,0004,100
Insider loans$1,365,0003,584
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$17,022,0003,624
Tier 1 (core) risk-based capital$16,459,0003,469
Tier 2 risk-based capital$1,402,0003,038
Total risk weighted assets$132,576,0003,099
Total unused commitments$17,022,0003,625
Derivatives$0930
2005-09-30Rank
# of Employees:722,412
Assets and Liabilities
Total Assets:$186,402,0003,092
Cash and due from depository institutions$12,695,0002,412
Interest-bearing balances$8,610,000661
Securities$34,202,0003,184
Federal funds sold & reverse repurchase agreements$1,725,0003,961
Net loans & leases$125,318,0003,077
Loan loss allowance$1,412,0003,164
Trading account assets$0146
Bank premises and fixed assets$3,887,0002,761
Other real estate owned$418,0002,412
Goodwill and other intangibles$03,310
All other assets$8,157,0001,935
Life insurance assets$0341
Total liabilities and capital$186,402,0003,092
Total liabilities$168,683,0003,069
Total deposits$167,345,0002,842
Interest-bearing deposits$137,652,0002,882
Deposits held in domestic offices$167,345,0002,838
% insured0.00%1
Federal funds purchased & repurchase agreements$121,0003,519
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$0251
All other liabilities$1,217,0003,017
Total equity capital$17,719,0003,286
Total bank equity capital$17,719,0003,286
Perpetual preferred stock$0120
Common stock$4,655,000920
Surplus$1,200,0006,421
Undivided profits$11,864,0002,644
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$907,0003,728
Earning assets$169,855,0003,106
Long-term assets (5+ years)$63,264,0001,475
Average Assets, year-to-date$184,686,0003,029
Average Assets, quarterly$185,931,5003,070
Volatile liabilities$21,045,0004,278
Insider loans$1,234,0003,720
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$20,576,0003,219
Tier 1 (core) risk-based capital$17,765,0003,175
Tier 2 risk-based capital$1,412,0002,978
Total risk weighted assets$133,977,0003,034
Total unused commitments$20,576,0003,221
Derivatives$0909
2005-06-30Rank
# of Employees:702,460
Assets and Liabilities
Total Assets:$185,461,0003,054
Cash and due from depository institutions$10,280,0002,460
Interest-bearing balances$4,876,0001,089
Securities$37,598,0002,996
Federal funds sold & reverse repurchase agreements$4,725,0002,199
Net loans & leases$121,121,0003,083
Loan loss allowance$1,660,0002,724
Trading account assets$0148
Bank premises and fixed assets$3,950,0002,670
Other real estate owned$02,460
Goodwill and other intangibles$03,307
All other assets$7,787,0001,947
Life insurance assets$0339
Total liabilities and capital$185,461,0003,054
Total liabilities$168,219,0003,025
Total deposits$166,467,0002,808
Interest-bearing deposits$139,092,0002,825
Deposits held in domestic offices$166,467,0002,805
% insured0.00%1
Federal funds purchased & repurchase agreements$738,0003,034
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$1,014,0003,200
Total equity capital$17,242,0003,312
Total bank equity capital$17,242,0003,312
Perpetual preferred stock$0118
Common stock$4,655,000898
Surplus$1,200,0006,405
Undivided profits$11,387,0002,717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$790,0002,753
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$882,0003,532
Earning assets$168,320,0003,068
Long-term assets (5+ years)$66,253,0001,428
Average Assets, year-to-date$184,114,0003,012
Average Assets, quarterly$183,511,0003,044
Volatile liabilities$22,104,0004,033
Insider loans$1,375,0003,480
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$15,479,0003,719
Tier 1 (core) risk-based capital$17,223,0003,192
Tier 2 risk-based capital$1,623,0002,619
Total risk weighted assets$129,787,0003,033
Total unused commitments$15,479,0003,720
Derivatives$0866
2005-03-31Rank
# of Employees:672,564
Assets and Liabilities
Total Assets:$181,561,0003,091
Cash and due from depository institutions$6,266,0002,564
Interest-bearing balances$1,056,0002,663
Securities$38,751,0002,954
Federal funds sold & reverse repurchase agreements$2,450,0003,710
Net loans & leases$122,496,0003,000
Loan loss allowance$1,610,0002,785
Trading account assets$0148
Bank premises and fixed assets$4,000,0002,603
Other real estate owned$02,564
Goodwill and other intangibles$03,297
All other assets$7,598,0001,946
Life insurance assets$0333
Total liabilities and capital$181,561,0003,091
Total liabilities$163,616,0003,082
Total deposits$160,440,0002,889
Interest-bearing deposits$130,900,0002,968
Deposits held in domestic offices$160,440,0002,884
% insured0.00%1
Federal funds purchased & repurchase agreements$2,075,0002,139
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$1,101,0002,982
Total equity capital$17,945,0003,139
Total bank equity capital$17,945,0003,139
Perpetual preferred stock$0120
Common stock$4,655,000885
Surplus$1,200,0006,432
Undivided profits$12,090,0002,519
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$521,0003,635
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$888,0003,404
Earning assets$164,753,0003,113
Long-term assets (5+ years)$64,628,0001,507
Average Assets, year-to-date$183,440,5003,050
Average Assets, quarterly$183,440,5003,050
Volatile liabilities$20,184,0004,157
Insider loans$1,267,0003,652
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$16,161,0003,586
Tier 1 (core) risk-based capital$17,975,0003,037
Tier 2 risk-based capital$1,610,0002,611
Total risk weighted assets$128,780,0003,013
Total unused commitments$16,161,0003,586
Derivatives$0790
2004-12-31Rank
# of Employees:692,503
Assets and Liabilities
Total Assets:$185,320,0003,040
Cash and due from depository institutions$7,764,0002,503
Interest-bearing balances$3,602,0001,412
Securities$40,142,0002,891
Federal funds sold & reverse repurchase agreements$7,174,0001,608
Net loans & leases$118,692,0003,070
Loan loss allowance$1,606,0002,770
Trading account assets$0153
Bank premises and fixed assets$4,014,0002,570
Other real estate owned$02,503
Goodwill and other intangibles$03,293
All other assets$7,534,0001,946
Life insurance assets$0334
Total liabilities and capital$185,320,0003,040
Total liabilities$167,818,0003,023
Total deposits$164,259,0002,819
Interest-bearing deposits$134,088,0002,905
Deposits held in domestic offices$164,259,0002,814
% insured0.00%1
Federal funds purchased & repurchase agreements$2,493,0002,131
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$1,066,0002,979
Total equity capital$17,502,0003,209
Total bank equity capital$17,502,0003,209
Perpetual preferred stock$0118
Common stock$4,655,000865
Surplus$1,200,0006,441
Undivided profits$11,647,0002,657
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$416,0004,131
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$906,0003,340
Earning assets$169,610,0003,042
Long-term assets (5+ years)$64,804,0001,531
Average Assets, year-to-date$181,351,4002,991
Average Assets, quarterly$182,080,5003,054
Volatile liabilities$21,213,0003,983
Insider loans$1,279,0003,619
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$11,759,0004,113
Tier 1 (core) risk-based capital$17,421,0003,091
Tier 2 risk-based capital$1,581,0002,648
Total risk weighted assets$126,474,0003,035
Total unused commitments$11,759,0004,113
Derivatives$0774
2004-09-30Rank
# of Employees:662,611
Assets and Liabilities
Total Assets:$178,841,0003,099
Cash and due from depository institutions$4,703,0002,611
Interest-bearing balances$1,140,0002,713
Securities$40,650,0002,855
Federal funds sold & reverse repurchase agreements$4,125,0002,436
Net loans & leases$117,805,0003,046
Loan loss allowance$1,873,0002,434
Trading account assets$0149
Bank premises and fixed assets$3,855,0002,638
Other real estate owned$02,611
Goodwill and other intangibles$03,268
All other assets$7,703,0001,856
Life insurance assets$0330
Total liabilities and capital$178,841,0003,099
Total liabilities$161,437,0003,079
Total deposits$156,930,0002,891
Interest-bearing deposits$129,404,0002,954
Deposits held in domestic offices$156,930,0002,885
% insured0.00%1
Federal funds purchased & repurchase agreements$3,406,0001,929
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$1,101,0002,987
Total equity capital$17,404,0003,216
Total bank equity capital$17,404,0003,216
Perpetual preferred stock$0124
Common stock$4,655,000848
Surplus$1,200,0006,439
Undivided profits$11,549,0002,691
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$676,0003,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$881,0003,548
Earning assets$163,720,0003,096
Long-term assets (5+ years)$60,027,0001,646
Average Assets, year-to-date$180,359,2502,996
Average Assets, quarterly$178,756,0003,069
Volatile liabilities$20,016,0004,086
Insider loans$908,0004,299
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$11,527,0004,114
Tier 1 (core) risk-based capital$17,296,0003,092
Tier 2 risk-based capital$1,573,0002,632
Total risk weighted assets$125,527,0003,007
Total unused commitments$11,527,0004,115
Derivatives$0770
2004-06-30Rank
# of Employees:632,733
Assets and Liabilities
Total Assets:$178,671,0003,081
Cash and due from depository institutions$3,188,0002,733
Interest-bearing balances$257,0004,262
Securities$40,432,0002,918
Federal funds sold & reverse repurchase agreements$11,050,000979
Net loans & leases$113,069,0003,114
Loan loss allowance$1,842,0002,454
Trading account assets$0153
Bank premises and fixed assets$3,426,0002,883
Other real estate owned$02,733
Goodwill and other intangibles$03,275
All other assets$7,506,0001,905
Life insurance assets$0323
Total liabilities and capital$178,671,0003,081
Total liabilities$162,036,0003,057
Total deposits$159,260,0002,832
Interest-bearing deposits$132,051,0002,902
Deposits held in domestic offices$159,260,0002,827
% insured0.00%1
Federal funds purchased & repurchase agreements$1,715,0002,503
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$1,061,0002,840
Total equity capital$16,635,0003,235
Total bank equity capital$16,635,0003,235
Perpetual preferred stock$0126
Common stock$4,655,000833
Surplus$1,200,0006,453
Undivided profits$10,780,0002,722
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,842,000617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,774,00077
Income earned, not collected on loans$806,0003,579
Earning assets$164,808,0003,058
Long-term assets (5+ years)$56,440,0001,758
Average Assets, year-to-date$180,865,3302,997
Average Assets, quarterly$180,812,0003,022
Volatile liabilities$18,196,0004,231
Insider loans$1,696,0003,011
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$16,529,0003,376
Tier 1 (core) risk-based capital$16,694,0003,132
Tier 2 risk-based capital$1,527,0002,675
Total risk weighted assets$121,818,0003,054
Total unused commitments$16,529,0003,379
Derivatives$0740
2004-03-31Rank
# of Employees:602,838
Assets and Liabilities
Total Assets:$182,953,0002,993
Cash and due from depository institutions$7,546,0002,838
Interest-bearing balances$4,325,0001,460
Securities$38,697,0003,012
Federal funds sold & reverse repurchase agreements$14,100,0001,036
Net loans & leases$112,838,0003,043
Loan loss allowance$1,817,0002,458
Trading account assets$0144
Bank premises and fixed assets$2,359,0003,790
Other real estate owned$26,0002,838
Goodwill and other intangibles$03,256
All other assets$7,387,0001,816
Life insurance assets$0322
Total liabilities and capital$182,953,0002,993
Total liabilities$166,393,0002,947
Total deposits$163,547,0002,756
Interest-bearing deposits$133,043,0002,881
Deposits held in domestic offices$163,547,0002,752
% insured0.00%1
Federal funds purchased & repurchase agreements$1,878,0002,175
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$968,0003,298
Total equity capital$16,560,0003,286
Total bank equity capital$16,560,0003,286
Perpetual preferred stock$0129
Common stock$4,655,000825
Surplus$1,200,0006,454
Undivided profits$10,705,0002,865
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,131,000732
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,774,00080
Income earned, not collected on loans$896,0003,193
Earning assets$169,960,0002,975
Long-term assets (5+ years)$53,187,0001,814
Average Assets, year-to-date$181,962,5002,982
Average Assets, quarterly$181,962,5002,982
Volatile liabilities$18,956,0004,058
Insider loans$1,772,0002,885
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$24,917,0002,516
Tier 1 (core) risk-based capital$16,306,0003,167
Tier 2 risk-based capital$1,509,0002,671
Total risk weighted assets$120,399,0003,017
Total unused commitments$24,917,0002,524
Derivatives$0699
2003-12-31Rank
# of Employees:602,864
Assets and Liabilities
Total Assets:$180,972,0003,017
Cash and due from depository institutions$7,735,0002,864
Interest-bearing balances$4,316,0001,350
Securities$39,549,0003,003
Federal funds sold & reverse repurchase agreements$9,125,0001,300
Net loans & leases$114,604,0002,990
Loan loss allowance$1,672,0002,624
Trading account assets$0168
Bank premises and fixed assets$2,329,0003,803
Other real estate owned$383,0002,864
Goodwill and other intangibles$03,237
All other assets$7,247,0001,878
Life insurance assets$01
Total liabilities and capital$180,972,0003,017
Total liabilities$165,042,0002,978
Total deposits$161,688,0002,777
Interest-bearing deposits$136,291,0002,791
Deposits held in domestic offices$161,688,0002,774
% insured0.00%1
Federal funds purchased & repurchase agreements$1,826,0002,320
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$1,528,0002,293
Total equity capital$15,930,0003,342
Total bank equity capital$15,930,0003,342
Perpetual preferred stock$0131
Common stock$4,655,000826
Surplus$1,200,0006,464
Undivided profits$10,075,0002,964
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,789,0001,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$851,0003,476
Earning assets$167,594,0002,986
Long-term assets (5+ years)$49,018,0001,941
Average Assets, year-to-date$184,429,4002,873
Average Assets, quarterly$181,713,0002,976
Volatile liabilities$18,960,0004,057
Insider loans$1,159,0003,713
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$3,588,0006,418
Tier 1 (core) risk-based capital$15,759,0003,225
Tier 2 risk-based capital$1,520,0002,640
Total risk weighted assets$121,602,0002,997
Total unused commitments$3,588,0006,421
Derivatives$0665
2003-09-30Rank
# of Employees:592,921
Assets and Liabilities
Total Assets:$182,454,0002,981
Cash and due from depository institutions$9,258,0002,921
Interest-bearing balances$5,300,0001,292
Securities$39,395,0002,971
Federal funds sold & reverse repurchase agreements$9,175,0001,571
Net loans & leases$114,583,0002,961
Loan loss allowance$1,685,0002,615
Trading account assets$0165
Bank premises and fixed assets$2,330,0003,786
Other real estate owned$383,0002,921
Goodwill and other intangibles$03,226
All other assets$7,330,0001,854
Life insurance assets$01
Total liabilities and capital$182,454,0002,981
Total liabilities$166,324,0002,947
Total deposits$162,941,0002,751
Interest-bearing deposits$136,396,0002,803
Deposits held in domestic offices$162,941,0002,748
% insured0.00%1
Federal funds purchased & repurchase agreements$2,443,0002,053
Trading liabilities$072
Other borrowed funds$05,773
Subordinated debt$0293
All other liabilities$940,0003,360
Total equity capital$16,130,0003,282
Total bank equity capital$16,130,0003,282
Perpetual preferred stock$0137
Common stock$4,655,000812
Surplus$1,200,0006,476
Undivided profits$10,275,0002,936
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,777,0001,181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$997,0003,148
Earning assets$168,453,0002,963
Long-term assets (5+ years)$43,969,0002,083
Average Assets, year-to-date$185,293,7502,871
Average Assets, quarterly$184,486,5002,938
Volatile liabilities$21,960,0003,648
Insider loans$1,176,0003,690
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$3,132,0006,667
Tier 1 (core) risk-based capital$15,947,0003,186
Tier 2 risk-based capital$1,540,0002,599
Total risk weighted assets$123,092,0002,944
Total unused commitments$3,132,0006,673
Derivatives$0666
2003-06-30Rank
# of Employees:612,841
Assets and Liabilities
Total Assets:$186,519,0002,912
Cash and due from depository institutions$9,417,0002,841
Interest-bearing balances$5,282,0001,436
Securities$42,195,0002,755
Federal funds sold & reverse repurchase agreements$10,425,0001,517
Net loans & leases$114,807,0002,928
Loan loss allowance$1,705,0002,537
Trading account assets$0170
Bank premises and fixed assets$2,023,0004,113
Other real estate owned$383,0002,841
Goodwill and other intangibles$03,182
All other assets$7,269,0001,780
Life insurance assets$01
Total liabilities and capital$186,519,0002,912
Total liabilities$170,868,0002,861
Total deposits$167,042,0002,690
Interest-bearing deposits$141,556,0002,682
Deposits held in domestic offices$167,042,0002,685
% insured0.00%1
Federal funds purchased & repurchase agreements$2,849,0001,857
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$977,0003,357
Total equity capital$15,651,0003,384
Total bank equity capital$15,651,0003,384
Perpetual preferred stock$0140
Common stock$4,655,000806
Surplus$1,200,0006,475
Undivided profits$9,796,0003,079
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,834,0001,166
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,075,0002,835
Earning assets$172,709,0002,870
Long-term assets (5+ years)$47,715,0001,870
Average Assets, year-to-date$186,240,3302,845
Average Assets, quarterly$186,346,0002,878
Volatile liabilities$26,151,0003,169
Insider loans$1,198,0003,631
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$4,262,0006,079
Tier 1 (core) risk-based capital$15,322,0003,248
Tier 2 risk-based capital$1,545,0002,556
Total risk weighted assets$123,233,0002,909
Total unused commitments$4,262,0006,091
Derivatives$0623
2003-03-31Rank
# of Employees:612,815
Assets and Liabilities
Total Assets:$186,173,0002,876
Cash and due from depository institutions$12,435,0002,815
Interest-bearing balances$8,088,0001,036
Securities$44,315,0002,599
Federal funds sold & reverse repurchase agreements$10,950,0001,556
Net loans & leases$109,281,0002,991
Loan loss allowance$1,745,0002,451
Trading account assets$0169
Bank premises and fixed assets$2,057,0004,027
Other real estate owned$628,0002,815
Goodwill and other intangibles$03,151
All other assets$6,507,0001,900
Life insurance assets$01
Total liabilities and capital$186,173,0002,876
Total liabilities$171,199,0002,817
Total deposits$169,362,0002,607
Interest-bearing deposits$143,713,0002,642
Deposits held in domestic offices$169,362,0002,604
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$1,837,0002,182
Total equity capital$14,974,0003,460
Total bank equity capital$14,974,0003,460
Perpetual preferred stock$0141
Common stock$4,655,000797
Surplus$1,200,0006,478
Undivided profits$9,119,0003,185
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,541,000939
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,168,0002,609
Earning assets$172,634,0002,839
Long-term assets (5+ years)$41,899,0001,996
Average Assets, year-to-date$186,101,0002,833
Average Assets, quarterly$186,101,0002,833
Volatile liabilities$23,503,0003,361
Insider loans$1,174,0003,594
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$7,990,0004,657
Tier 1 (core) risk-based capital$14,729,0003,332
Tier 2 risk-based capital$1,502,0002,576
Total risk weighted assets$119,903,0002,925
Total unused commitments$7,990,0004,671
Derivatives$0578
2002-12-31Rank
# of Employees:572,960
Assets and Liabilities
Total Assets:$186,029,0002,824
Cash and due from depository institutions$13,249,0002,960
Interest-bearing balances$8,065,000970
Securities$44,317,0002,577
Federal funds sold & reverse repurchase agreements$8,650,0001,679
Net loans & leases$110,814,0002,947
Loan loss allowance$1,744,0002,412
Trading account assets$0170
Bank premises and fixed assets$2,110,0003,942
Other real estate owned$655,0002,960
Goodwill and other intangibles$03,122
All other assets$6,234,0001,924
Life insurance assets$01
Total liabilities and capital$186,029,0002,824
Total liabilities$171,594,0002,765
Total deposits$170,145,0002,549
Interest-bearing deposits$144,379,0002,580
Deposits held in domestic offices$170,145,0002,545
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$1,449,0002,598
Total equity capital$14,435,0003,537
Total bank equity capital$14,435,0003,537
Perpetual preferred stock$0142
Common stock$4,655,000787
Surplus$1,200,0006,470
Undivided profits$8,580,0003,293
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$101,0006,806
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,009,0003,191
Earning assets$171,846,0002,803
Long-term assets (5+ years)$42,366,0001,953
Average Assets, year-to-date$182,506,6002,750
Average Assets, quarterly$182,846,0002,842
Volatile liabilities$23,205,0003,388
Insider loans$1,177,0003,601
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$7,537,0004,694
Tier 1 (core) risk-based capital$14,124,0003,401
Tier 2 risk-based capital$1,507,0002,518
Total risk weighted assets$120,351,0002,868
Total unused commitments$7,537,0004,696
Derivatives$0527
2001-12-31Rank
# of Employees:602,829
Assets and Liabilities
Total Assets:$183,547,0002,747
Cash and due from depository institutions$3,987,0002,829
Interest-bearing balances$196,0004,545
Securities$42,897,0002,505
Federal funds sold & reverse repurchase agreements$18,990,000735
Net loans & leases$110,135,0002,883
Loan loss allowance$1,277,0002,954
Trading account assets$0182
Bank premises and fixed assets$2,262,0003,706
Other real estate owned$52,0002,829
Goodwill and other intangibles$03,095
All other assets$5,224,0002,114
Life insurance assets$01
Total liabilities and capital$183,547,0002,747
Total liabilities$170,890,0002,663
Total deposits$169,183,0002,426
Interest-bearing deposits$143,382,0002,450
Deposits held in domestic offices$169,183,0002,420
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$1,707,0002,281
Total equity capital$12,657,0003,718
Total bank equity capital$12,657,0003,718
Perpetual preferred stock$0158
Common stock$4,655,000787
Surplus$1,200,0006,551
Undivided profits$6,802,0003,663
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$636,0003,635
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$603,0005,241
Earning assets$172,218,0002,681
Long-term assets (5+ years)$29,183,0002,555
Average Assets, year-to-date$171,717,8002,773
Average Assets, quarterly$179,497,5002,759
Volatile liabilities$26,541,0002,987
Insider loans$874,0004,194
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$10,495,0003,829
Tier 1 (core) risk-based capital$12,457,0003,621
Tier 2 risk-based capital$1,277,0002,744
Total risk weighted assets$121,464,0002,737
Total unused commitments$10,495,0003,840
Derivatives$0450
2000-12-31Rank
# of Employees:602,852
Assets and Liabilities
Total Assets:$161,472,0002,962
Cash and due from depository institutions$2,631,0002,852
Interest-bearing balances$116,0004,392
Securities$57,486,0001,912
Federal funds sold & reverse repurchase agreements$4,475,0002,600
Net loans & leases$90,582,0003,308
Loan loss allowance$1,109,0003,181
Trading account assets$0175
Bank premises and fixed assets$2,426,0003,483
Other real estate owned$294,0002,852
Goodwill and other intangibles$03,145
All other assets$3,578,0002,447
Life insurance assets$01
Total liabilities and capital$161,472,0002,962
Total liabilities$147,669,0002,929
Total deposits$146,228,0002,667
Interest-bearing deposits$124,687,0002,699
Deposits held in domestic offices$146,228,0002,661
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$1,441,0002,670
Total equity capital$13,803,0003,326
Total bank equity capital$13,803,0003,326
Perpetual preferred stock$0178
Common stock$4,655,000792
Surplus$1,200,0006,649
Undivided profits$7,948,0003,124
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$550,0003,542
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$539,0004,839
Earning assets$152,659,0002,884
Long-term assets (5+ years)$31,429,0002,326
Average Assets, year-to-date$156,912,2002,899
Average Assets, quarterly$159,405,0002,962
Volatile liabilities$19,327,0003,724
Insider loans$1,005,0003,852
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$14,033,0003,023
Tier 1 (core) risk-based capital$13,813,0003,214
Tier 2 risk-based capital$1,110,0002,990
Total risk weighted assets$102,125,0003,031
Total unused commitments$14,033,0003,024
Derivatives$0481
1999-12-31Rank
# of Employees:553,178
Assets and Liabilities
Total Assets:$155,709,0002,986
Cash and due from depository institutions$5,775,0003,178
Interest-bearing balances$2,050,0001,692
Securities$52,524,0002,148
Federal funds sold & reverse repurchase agreements$6,975,0001,374
Net loans & leases$85,057,0003,394
Loan loss allowance$1,637,0002,208
Trading account assets$0165
Bank premises and fixed assets$2,383,0003,484
Other real estate owned$97,0003,178
Goodwill and other intangibles$03,276
All other assets$2,898,0002,908
Life insurance assets$01
Total liabilities and capital$155,709,0002,986
Total liabilities$143,438,0002,934
Total deposits$142,909,0002,662
Interest-bearing deposits$123,024,0002,675
Deposits held in domestic offices$142,909,0002,657
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$529,0005,161
Total equity capital$12,271,0003,569
Total bank equity capital$12,271,0003,569
Perpetual preferred stock$0193
Common stock$4,655,000812
Surplus$1,200,0006,752
Undivided profits$6,416,0003,483
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,624,000906
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$562,0004,131
Earning assets$146,606,0002,907
Long-term assets (5+ years)$33,671,0002,344
Average Assets, year-to-date$151,962,8002,947
Average Assets, quarterly$153,335,5002,996
Volatile liabilities$18,142,0003,719
Insider loans$1,133,0003,456
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$13,647,0003,064
Tier 1 (core) risk-based capital$12,881,0003,415
Tier 2 risk-based capital$1,200,6902,683
Total risk weighted assets$95,616,6903,115
Total unused commitments$13,647,0003,067
Derivatives$0488
1998-12-31Rank
# of Employees:573,108
Assets and Liabilities
Total Assets:$151,649,0002,992
Cash and due from depository institutions$10,086,0003,108
Interest-bearing balances$7,142,000874
Securities$41,298,0002,766
Federal funds sold & reverse repurchase agreements$11,825,0001,471
Net loans & leases$84,088,0003,220
Loan loss allowance$1,643,0002,152
Trading account assets$0197
Bank premises and fixed assets$2,103,0003,759
Other real estate owned$106,0003,108
Goodwill and other intangibles$03,445
All other assets$2,143,0003,341
Life insurance assets$01
Total liabilities and capital$151,649,0002,992
Total liabilities$139,120,0002,944
Total deposits$138,249,0002,752
Interest-bearing deposits$119,657,0002,728
Deposits held in domestic offices$138,249,0002,748
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$871,0003,912
Total equity capital$12,529,0003,563
Total bank equity capital$12,529,0003,563
Perpetual preferred stock$0199
Common stock$4,655,000781
Surplus$1,200,0006,745
Undivided profits$6,674,0003,579
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$343,0004,882
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$480,0004,750
Earning assets$144,353,0002,916
Long-term assets (5+ years)$32,035,0002,259
Average Assets, year-to-date$145,354,4002,965
Average Assets, quarterly$148,266,5003,006
Volatile liabilities$15,667,0003,664
Insider loans$1,179,0003,169
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$7,097,0004,465
Tier 1 (core) risk-based capital$12,376,0003,452
Tier 2 risk-based capital$1,151,3702,685
Total risk weighted assets$91,618,1703,052
Total unused commitments$7,097,0004,472
Derivatives$0527
1997-12-31Rank
# of Employees:543,357
Assets and Liabilities
Total Assets:$143,250,0003,095
Cash and due from depository institutions$6,941,0003,357
Interest-bearing balances$5,060,000887
Securities$45,060,0002,524
Federal funds sold & reverse repurchase agreements$3,825,0003,338
Net loans & leases$83,503,0003,253
Loan loss allowance$1,427,0002,446
Trading account assets$0203
Bank premises and fixed assets$1,646,0004,425
Other real estate owned$211,0003,357
Goodwill and other intangibles$03,571
All other assets$2,064,0003,400
Life insurance assets$01
Total liabilities and capital$143,250,0003,095
Total liabilities$131,100,0003,047
Total deposits$130,227,0002,871
Interest-bearing deposits$115,960,0002,765
Deposits held in domestic offices$130,227,0002,865
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$873,0003,978
Total equity capital$12,150,0003,625
Total bank equity capital$12,150,0003,625
Perpetual preferred stock$0223
Common stock$4,655,000788
Surplus$1,200,0006,886
Undivided profits$6,295,0003,754
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$591,0003,641
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$505,0004,683
Earning assets$137,448,0002,991
Long-term assets (5+ years)$33,134,0001,941
Average Assets, year-to-date$138,043,0003,064
Average Assets, quarterly$141,416,5003,094
Volatile liabilities$15,121,0003,736
Insider loans$1,283,0002,952
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$7,348,0004,212
Tier 1 (core) risk-based capital$11,938,0003,532
Tier 2 risk-based capital$1,106,8302,676
Total risk weighted assets$88,226,4303,125
Total unused commitments$7,348,0004,214
Derivatives$0533
1996-12-31Rank
# of Employees:483,887
Assets and Liabilities
Total Assets:$134,026,0003,368
Cash and due from depository institutions$2,750,0003,887
Interest-bearing balances$06,640
Securities$43,722,0002,748
Federal funds sold & reverse repurchase agreements$500,0007,418
Net loans & leases$82,982,0003,286
Loan loss allowance$977,0003,583
Trading account assets$0240
Bank premises and fixed assets$1,515,0004,665
Other real estate owned$838,0003,887
Goodwill and other intangibles$03,437
All other assets$1,719,0004,134
Life insurance assets$01
Total liabilities and capital$134,026,0003,368
Total liabilities$122,733,0003,321
Total deposits$119,293,0003,191
Interest-bearing deposits$105,839,0003,109
Deposits held in domestic offices$119,293,0003,181
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$2,800,0002,386
Subordinated debt$0298
All other liabilities$640,0005,006
Total equity capital$11,293,0003,885
Total bank equity capital$11,293,0003,885
Perpetual preferred stock$0250
Common stock$4,655,000840
Surplus$1,200,0007,091
Undivided profits$5,438,0004,180
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$354,0005,186
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$486,0004,779
Earning assets$127,204,0003,263
Long-term assets (5+ years)$36,314,0001,687
Average Assets, year-to-date$131,275,0003,304
Average Assets, quarterly$132,509,5003,368
Volatile liabilities$12,173,0004,247
Insider loans$1,071,0003,469
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$5,961,0004,661
Tier 1 (core) risk-based capital$11,198,0003,813
Tier 2 risk-based capital$977,0003,033
Total risk weighted assets$85,693,9003,213
Total unused commitments$5,961,0004,673
Derivatives$0549
1995-12-31Rank
# of Employees:493,911
Assets and Liabilities
Total Assets:$130,853,0003,441
Cash and due from depository institutions$1,907,0003,911
Interest-bearing balances$06,853
Securities$43,998,0002,864
Federal funds sold & reverse repurchase agreements$1,750,0005,938
Net loans & leases$78,558,0003,369
Loan loss allowance$1,134,0003,157
Trading account assets$0261
Bank premises and fixed assets$1,474,0004,717
Other real estate owned$914,0003,911
Goodwill and other intangibles$03,181
All other assets$2,252,0003,275
Life insurance assets$01
Total liabilities and capital$130,853,0003,441
Total liabilities$117,221,0003,468
Total deposits$116,562,0003,285
Interest-bearing deposits$105,669,0003,125
Deposits held in domestic offices$116,562,0003,277
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$659,0005,104
Total equity capital$13,632,0003,233
Total bank equity capital$13,632,0003,233
Perpetual preferred stock$0288
Common stock$4,655,000848
Surplus$1,200,0007,212
Undivided profits$7,777,0003,210
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$448,0004,549
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$444,0005,306
Earning assets$124,306,0003,330
Long-term assets (5+ years)$34,381,0001,617
Average Assets, year-to-date$127,601,2003,400
Average Assets, quarterly$130,812,0003,402
Volatile liabilities$9,426,0004,736
Insider loans$1,316,0003,050
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$4,959,0005,013
Tier 1 (core) risk-based capital$13,337,0003,201
Tier 2 risk-based capital$1,036,6102,817
Total risk weighted assets$82,831,7103,223
Total unused commitments$4,959,0005,026
Derivatives$0628
1994-12-31Rank
# of Employees:494,054
Assets and Liabilities
Total Assets:$121,980,0003,643
Cash and due from depository institutions$2,211,0004,054
Interest-bearing balances$07,034
Securities$31,449,0004,112
Federal funds sold & reverse repurchase agreements$4,050,0002,179
Net loans & leases$79,515,0003,253
Loan loss allowance$1,265,0002,924
Trading account assets$0286
Bank premises and fixed assets$1,486,0004,667
Other real estate owned$1,363,0004,054
Goodwill and other intangibles$03,133
All other assets$1,906,0004,017
Life insurance assets$01
Total liabilities and capital$121,980,0003,643
Total liabilities$109,899,0003,666
Total deposits$109,302,0003,479
Interest-bearing deposits$98,394,0003,303
Deposits held in domestic offices$109,302,0003,471
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$597,0004,589
Total equity capital$12,081,0003,349
Total bank equity capital$12,081,0003,349
Perpetual preferred stock$0310
Common stock$1,164,0003,353
Surplus$1,200,0007,357
Undivided profits$9,717,0002,411
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,673,0001,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$407,0005,106
Earning assets$115,014,0003,529
Long-term assets (5+ years)$29,203,0001,871
Average Assets, year-to-date$120,481,6003,590
Average Assets, quarterly$121,390,0003,622
Volatile liabilities$7,290,0005,418
Insider loans$1,179,0003,280
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$8,868,0003,422
Tier 1 (core) risk-based capital$12,393,0003,334
Tier 2 risk-based capital$1,028,6202,834
Total risk weighted assets$82,053,5203,187
Total unused commitments$8,868,0003,430
Derivatives$0687
1993-12-31Rank
# of Employees:474,400
Assets and Liabilities
Total Assets:$119,391,0003,787
Cash and due from depository institutions$2,098,0004,400
Interest-bearing balances$07,655
Securities$34,753,0003,941
Federal funds sold & reverse repurchase agreements$3,750,0003,643
Net loans & leases$72,774,0003,462
Loan loss allowance$1,222,0003,112
Trading account assets$0330
Bank premises and fixed assets$1,521,0004,602
Other real estate owned$2,573,0004,400
Goodwill and other intangibles$03,091
All other assets$1,922,0003,569
Life insurance assets$01
Total liabilities and capital$119,391,0003,787
Total liabilities$107,854,0003,803
Total deposits$107,314,0003,635
Interest-bearing deposits$96,260,0003,513
Deposits held in domestic offices$107,314,0003,628
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$540,0005,065
Total equity capital$11,537,0003,549
Total bank equity capital$11,537,0003,549
Perpetual preferred stock$0343
Common stock$1,164,0003,452
Surplus$1,200,0007,431
Undivided profits$9,173,0002,589
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$368,0005,804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$317,0005,795
Earning assets$111,277,0003,731
Long-term assets (5+ years)$29,485,0001,933
Average Assets, year-to-date$110,844,4003,943
Average Assets, quarterly$115,092,5003,879
Volatile liabilities$6,860,0005,392
Insider loans$123,0009,370
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$8,405,0003,492
Tier 1 (core) risk-based capital$11,395,0003,520
Tier 2 risk-based capital$976,3402,955
Total risk weighted assets$77,861,5403,312
Total unused commitments$8,405,0003,512
Derivatives$0714
1992-12-31Rank
# of Employees:444,772
Assets and Liabilities
Total Assets:$105,680,0004,316
Cash and due from depository institutions$3,941,0004,772
Interest-bearing balances$1,643,0003,025
Securities$25,590,0005,073
Federal funds sold & reverse repurchase agreements$4,500,0003,574
Net loans & leases$65,831,0003,858
Loan loss allowance$1,002,0003,717
Trading account assets$0344
Bank premises and fixed assets$803,0007,097
Other real estate owned$2,582,0004,772
Goodwill and other intangibles$03,106
All other assets$2,433,0003,039
Life insurance assets$01
Total liabilities and capital$105,680,0004,316
Total liabilities$95,083,0004,370
Total deposits$94,571,0004,230
Interest-bearing deposits$84,708,0004,150
Deposits held in domestic offices$94,571,0004,223
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$512,0005,721
Total equity capital$10,597,0003,658
Total bank equity capital$10,597,0003,658
Perpetual preferred stock$0346
Common stock$1,164,0003,604
Surplus$1,200,0007,411
Undivided profits$8,233,0002,677
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$831,0004,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$341,0005,865
Earning assets$97,564,0004,253
Long-term assets (5+ years)$18,827,0002,727
Average Assets, year-to-date$101,532,4004,380
Average Assets, quarterly$103,863,0004,354
Volatile liabilities$4,943,0006,618
Insider loans$133,0004,958
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$7,950,0003,428
Tier 1 (core) risk-based capital$10,597,0003,600
Tier 2 risk-based capital$856,2303,322
Total risk weighted assets$68,352,7303,792
Total unused commitments$7,950,0003,449
Derivatives$0651