Bank of England, Eng Lending

Name:Bank of England, Eng Lending
Limited Service Loan Production Office
Review:6 client reviews
Location:7750 El Camino Real
Carlsbad, CA 92009

San Diego County
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Phone:760-942-2832
FDIC Cert:#13303
Established:2012-04-12


The Bank

Name:Bank of England
Concentration:Mortgage Lending Specialization
Established:1898-08-08
FDIC Insurance:1934-01-01
Holden By:Mhbc Investments Limited Partnership I Lllp
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:30, view all, view on map
Website:www.bankofengland-ar.com
Total Assets:$333,339,000
Total Deposits:$240,177,000
Total Equity Capital:$48,005,000
Total Domestic Office Deposits:$240,177,000
Net Income:$3,288,000
Quarterly Net Income:$1,664,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:14%
Quarterly Return on Equity:14%
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Client Review

6 client reviews of Bank of England scored 3 out of 5.

VA IRRRL failure
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by borrowerbeware, Jan. 10, 2015

My credit was pulled after text messages and verbal promises were made to my significant other by the loan officer that he would not pull my credit until authorized them to. I never received my good faith estimate, he even never called or emailed me after my significant other repeatedly requested for the loan officer to talk to me instead of them. Horrible service, unethical business practices and multiple failures to follow federal lending and disclosure requirements.

* this review was made on Bank of England, Eng Lending at Charlotte, NC
6 of 6 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

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Raul Huerta
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by raulhuerta, Mar. 27, 2014

I worked with Bank of England in Brookfield, WI to refinance my home and get cash out to fix my roof.  The experience was wonderful.  The staff was great to work with and always kept me informed of what was going on with my loan.  I would highly recommend talking to Bank of England for your mortgage needs.

* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on Bank of England, Eng Lending at Brookfield, WI
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Not good place
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Bobbobbob, Mar. 02, 2014

They ran my credit illegally, with out my signature. They will do the same to you. Never use this place. Jacob was the loan officer. They put a pull on credit then they are too busy to work with you, and my credit was pretty good.

* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Bank of England, Eng Lending at Brookfield, WI
1 of 3 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

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