Home > Bank of America Georgia > Income and Expense
Bank of America Georgia, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,994 |
| Total interest expense | $6,000 | 8,433 |
| Net interest income | $687,000 | 5,745 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $20,000 | 8,481 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $20,000 | 8,411 |
| Pre-tax net operating income | $679,000 | 2,470 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $238,000 | 1,748 |
| Income before extraordinary items | $441,000 | 2,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $441,000 | 2,889 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,739,000 | 2,727 |
| Total interest expense | $7,211,000 | 2,548 |
| Net interest income | $7,528,000 | 2,903 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $429,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $429,000 | 3,600 |
| Total noninterest expense | $263,000 | 8,484 |
| Salaries and employee benefits | $0 | 8,511 |
| Premises and equipment expense | $0 | 8,507 |
| Additional noninterest expense | $263,000 | 7,719 |
| Pre-tax net operating income | $7,694,000 | 1,095 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,590,000 | 908 |
| Income before extraordinary items | $5,104,000 | 1,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,104,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,104,000 | 1,244 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,417,000 | 2,159 |
| Total interest expense | $7,205,000 | 2,000 |
| Net interest income | $7,212,000 | 2,332 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $401,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,199 |
| Total noninterest expense | $264,000 | 8,456 |
| Salaries and employee benefits | $0 | 8,536 |
| Premises and equipment expense | $0 | 8,525 |
| Additional noninterest expense | $264,000 | 7,286 |
| Pre-tax net operating income | $7,349,000 | 941 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,477,000 | 802 |
| Income before extraordinary items | $4,872,000 | 1,081 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,872,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,872,000 | 1,060 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,961,000 | 1,563 |
| Total interest expense | $7,199,000 | 1,398 |
| Net interest income | $6,762,000 | 1,705 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $271,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $92,000 | 8,584 |
| Salaries and employee benefits | $0 | 8,588 |
| Premises and equipment expense | $0 | 8,576 |
| Additional noninterest expense | $92,000 | 8,129 |
| Pre-tax net operating income | $6,941,000 | 710 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,378,000 | 630 |
| Income before extraordinary items | $4,563,000 | 796 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,563,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,563,000 | 784 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 1,018 |
| Total interest expense | $6,593,000 | 739 |
| Net interest income | $3,826,000 | 1,498 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $123,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $83,000 | 8,561 |
| Salaries and employee benefits | $0 | 8,625 |
| Premises and equipment expense | $0 | 8,607 |
| Additional noninterest expense | $83,000 | 7,422 |
| Pre-tax net operating income | $3,866,000 | 637 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,379,000 | 568 |
| Income before extraordinary items | $2,487,000 | 728 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,487,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,487,000 | 715 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $171,147,000 | 270 |
| Total interest expense | $130,056,000 | 185 |
| Net interest income | $41,091,000 | 562 |
| Provision for loan and lease losses | $-2,786,000 | 8,661 |
| Total noninterest income | $217,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 4,957 |
| Total noninterest expense | $4,240,000 | 3,816 |
| Salaries and employee benefits | $0 | 8,655 |
| Premises and equipment expense | $0 | 8,648 |
| Additional noninterest expense | $4,240,000 | 1,264 |
| Pre-tax net operating income | $39,854,000 | 326 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,208,000 | 306 |
| Income before extraordinary items | $25,646,000 | 350 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $25,646,000 | 348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,425 |
| Cash dividends | $500,000,000 | 32 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $25,646,000 | 344 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $155,563,000 | 237 |
| Total interest expense | $119,184,000 | 169 |
| Net interest income | $36,379,000 | 489 |
| Provision for loan and lease losses | $-2,786,000 | 8,727 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $4,231,000 | 3,021 |
| Salaries and employee benefits | $0 | 8,718 |
| Premises and equipment expense | $0 | 8,712 |
| Additional noninterest expense | $4,231,000 | 939 |
| Pre-tax net operating income | $35,041,000 | 313 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,468,000 | 296 |
| Income before extraordinary items | $22,573,000 | 329 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $22,573,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 995 |
| Cash dividends | $500,000,000 | 26 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $22,573,000 | 324 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $120,345,000 | 215 |
| Total interest expense | $89,051,000 | 149 |
| Net interest income | $31,294,000 | 400 |
| Provision for loan and lease losses | $-2,719,000 | 8,763 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $3,976,000 | 2,218 |
| Salaries and employee benefits | $0 | 8,754 |
| Premises and equipment expense | $0 | 8,741 |
| Additional noninterest expense | $3,976,000 | 698 |
| Pre-tax net operating income | $30,144,000 | 255 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,746,000 | 246 |
| Income before extraordinary items | $19,398,000 | 263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,398,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 622 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,398,000 | 261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $68,133,000 | 194 |
| Total interest expense | $48,719,000 | 135 |
| Net interest income | $19,414,000 | 335 |
| Provision for loan and lease losses | $341,000 | 704 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $3,565,000 | 1,285 |
| Salaries and employee benefits | $0 | 8,764 |
| Premises and equipment expense | $0 | 8,748 |
| Additional noninterest expense | $3,565,000 | 426 |
| Pre-tax net operating income | $15,597,000 | 240 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,560,000 | 231 |
| Income before extraordinary items | $10,037,000 | 254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,037,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 426 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,037,000 | 253 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $356,722,000 | 150 |
| Total interest expense | $201,040,000 | 111 |
| Net interest income | $155,682,000 | 190 |
| Provision for loan and lease losses | $-3,216,000 | 8,803 |
| Total noninterest income | $491,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,397 |
| Total noninterest expense | $16,363,000 | 1,041 |
| Salaries and employee benefits | $0 | 8,809 |
| Premises and equipment expense | $0 | 8,806 |
| Additional noninterest expense | $16,363,000 | 393 |
| Pre-tax net operating income | $143,026,000 | 141 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $50,989,000 | 141 |
| Income before extraordinary items | $92,037,000 | 149 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $92,037,000 | 149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $200,000,000 | 57 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $92,037,000 | 143 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $277,852,000 | 146 |
| Total interest expense | $146,006,000 | 113 |
| Net interest income | $131,846,000 | 170 |
| Provision for loan and lease losses | $-2,909,000 | 8,827 |
| Total noninterest income | $385,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $385,000 | 3,346 |
| Total noninterest expense | $16,777,000 | 754 |
| Salaries and employee benefits | $0 | 8,836 |
| Premises and equipment expense | $0 | 8,827 |
| Additional noninterest expense | $16,777,000 | 303 |
| Pre-tax net operating income | $118,363,000 | 131 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $42,196,000 | 132 |
| Income before extraordinary items | $76,167,000 | 139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $76,167,000 | 139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,325 |
| Cash dividends | $200,000,000 | 39 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $76,167,000 | 136 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $191,554,000 | 138 |
| Total interest expense | $94,949,000 | 110 |
| Net interest income | $96,605,000 | 161 |
| Provision for loan and lease losses | $-2,468,000 | 8,842 |
| Total noninterest income | $257,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $257,000 | 3,328 |
| Total noninterest expense | $11,605,000 | 716 |
| Salaries and employee benefits | $0 | 8,845 |
| Premises and equipment expense | $0 | 8,833 |
| Additional noninterest expense | $11,605,000 | 293 |
| Pre-tax net operating income | $87,725,000 | 119 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,704,000 | 120 |
| Income before extraordinary items | $57,021,000 | 128 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $57,021,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,494 |
| Cash dividends | $200,000,000 | 27 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $57,021,000 | 124 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $98,528,000 | 134 |
| Total interest expense | $44,733,000 | 111 |
| Net interest income | $53,795,000 | 146 |
| Provision for loan and lease losses | $-2,398,000 | 8,911 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $127,000 | 3,295 |
| Total noninterest expense | $6,428,000 | 657 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $6,428,000 | 272 |
| Pre-tax net operating income | $49,892,000 | 113 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,462,000 | 110 |
| Income before extraordinary items | $32,430,000 | 120 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $32,430,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,629 |
| Cash dividends | $200,000,000 | 12 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $32,430,000 | 117 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $529,498,000 | 99 |
| Total interest expense | $132,566,000 | 114 |
| Net interest income | $396,932,000 | 93 |
| Provision for loan and lease losses | $2,844,000 | 406 |
| Total noninterest income | $617,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $617,000 | 2,936 |
| Total noninterest expense | $28,939,000 | 588 |
| Salaries and employee benefits | $0 | 8,955 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $28,939,000 | 266 |
| Pre-tax net operating income | $365,766,000 | 69 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $127,904,000 | 69 |
| Income before extraordinary items | $237,862,000 | 74 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $237,862,000 | 74 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,804,000 | 361 |
| Cash dividends | $200,000,000 | 53 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $237,862,000 | 72 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $412,683,000 | 98 |
| Total interest expense | $90,002,000 | 121 |
| Net interest income | $322,681,000 | 89 |
| Provision for loan and lease losses | $4,603,000 | 221 |
| Total noninterest income | $479,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $479,000 | 2,875 |
| Total noninterest expense | $22,459,000 | 567 |
| Salaries and employee benefits | $0 | 9,000 |
| Premises and equipment expense | $0 | 8,990 |
| Additional noninterest expense | $22,459,000 | 255 |
| Pre-tax net operating income | $296,098,000 | 72 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $103,520,000 | 72 |
| Income before extraordinary items | $192,578,000 | 76 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $192,578,000 | 75 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,639,000 | 287 |
| Cash dividends | $200,000,000 | 40 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $192,578,000 | 74 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $280,921,000 | 97 |
| Total interest expense | $54,450,000 | 128 |
| Net interest income | $226,471,000 | 85 |
| Provision for loan and lease losses | $5,065,000 | 153 |
| Total noninterest income | $310,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 2,932 |
| Total noninterest expense | $15,145,000 | 560 |
| Salaries and employee benefits | $0 | 9,056 |
| Premises and equipment expense | $0 | 9,049 |
| Additional noninterest expense | $15,145,000 | 250 |
| Pre-tax net operating income | $206,571,000 | 71 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,186,000 | 72 |
| Income before extraordinary items | $134,385,000 | 74 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,385,000 | 75 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,759,000 | 214 |
| Cash dividends | $200,000,000 | 31 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $134,385,000 | 73 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $136,124,000 | 97 |
| Total interest expense | $24,951,000 | 131 |
| Net interest income | $111,173,000 | 82 |
| Provision for loan and lease losses | $5,548,000 | 107 |
| Total noninterest income | $158,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $158,000 | 2,848 |
| Total noninterest expense | $7,749,000 | 552 |
| Salaries and employee benefits | $0 | 9,095 |
| Premises and equipment expense | $0 | 9,081 |
| Additional noninterest expense | $7,749,000 | 246 |
| Pre-tax net operating income | $98,034,000 | 67 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $35,348,000 | 70 |
| Income before extraordinary items | $62,686,000 | 72 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,686,000 | 73 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,082,000 | 259 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,686,000 | 70 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $440,685,000 | 119 |
| Total interest expense | $91,465,000 | 140 |
| Net interest income | $349,220,000 | 100 |
| Provision for loan and lease losses | $-1,446,000 | 9,155 |
| Total noninterest income | $359,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $359,000 | 4,168 |
| Total noninterest expense | $17,374,000 | 928 |
| Salaries and employee benefits | $0 | 9,160 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $17,374,000 | 364 |
| Pre-tax net operating income | $333,651,000 | 77 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $116,778,000 | 78 |
| Income before extraordinary items | $216,873,000 | 79 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $216,873,000 | 79 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,304,000 | 371 |
| Cash dividends | $200,000,000 | 58 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $216,873,000 | 77 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $329,328,000 | 120 |
| Total interest expense | $69,933,000 | 145 |
| Net interest income | $259,395,000 | 102 |
| Provision for loan and lease losses | $-3,190,000 | 9,226 |
| Total noninterest income | $309,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,989 |
| Total noninterest expense | $12,205,000 | 1,020 |
| Salaries and employee benefits | $0 | 9,215 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $12,205,000 | 395 |
| Pre-tax net operating income | $250,689,000 | 76 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $87,741,000 | 76 |
| Income before extraordinary items | $162,948,000 | 78 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $162,948,000 | 78 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 408 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $162,948,000 | 77 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $221,526,000 | 120 |
| Total interest expense | $48,723,000 | 146 |
| Net interest income | $172,803,000 | 102 |
| Provision for loan and lease losses | $-3,190,000 | 9,261 |
| Total noninterest income | $44,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $8,911,000 | 917 |
| Salaries and employee benefits | $0 | 9,245 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $8,911,000 | 373 |
| Pre-tax net operating income | $167,126,000 | 76 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $58,494,000 | 77 |
| Income before extraordinary items | $108,632,000 | 80 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $108,632,000 | 80 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,274,000 | 447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $108,632,000 | 75 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $99,383,000 | 130 |
| Total interest expense | $22,183,000 | 163 |
| Net interest income | $77,200,000 | 118 |
| Provision for loan and lease losses | $-5,025,000 | 9,310 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $4,743,000 | 859 |
| Salaries and employee benefits | $0 | 9,285 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $4,743,000 | 352 |
| Pre-tax net operating income | $77,596,000 | 76 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,159,000 | 76 |
| Income before extraordinary items | $50,437,000 | 80 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,437,000 | 80 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 475 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,437,000 | 77 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $435,949,000 | 129 |
| Total interest expense | $115,227,000 | 151 |
| Net interest income | $320,722,000 | 114 |
| Provision for loan and lease losses | $4,838,000 | 397 |
| Total noninterest income | $156,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,511 |
| Total noninterest expense | $14,897,000 | 1,042 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $14,897,000 | 430 |
| Pre-tax net operating income | $301,143,000 | 77 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $105,400,000 | 75 |
| Income before extraordinary items | $195,743,000 | 77 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $195,743,000 | 76 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $195,743,000 | 77 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $159,787,000 | 281 |
| Total interest expense | $47,777,000 | 392 |
| Net interest income | $112,010,000 | 221 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $5,247,000 | 2,701 |
| Salaries and employee benefits | $0 | 9,594 |
| Premises and equipment expense | $0 | 9,580 |
| Additional noninterest expense | $5,247,000 | 929 |
| Pre-tax net operating income | $106,763,000 | 149 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $37,367,000 | 151 |
| Income before extraordinary items | $69,396,000 | 156 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $69,396,000 | 156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $550,000,000 | 2 |
| Net operating income | $69,396,000 | 149 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.