Home > Bank of America > Loan Charge- Offs and Recoveries
Bank of America, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,303,000 | 336 |
| Loans secured by real estate, total | $1,297,000 | 327 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,297,000 | 327 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $548,000 | 300 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $749,000 | 217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,785,000 | 230 |
| Loans to individuals | $4,220,000 | 281 |
| Credit card loan charge offs | $1,516,000 | 241 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,704,000 | 217 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,000 | 300 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,873,000 | 142 |
| Loans secured by real estate, total | $1,276,000 | 149 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,276,000 | 149 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $197,000 | 213 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $1,079,000 | 100 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $3,311,000 | 72 |
| Loans to individuals | $2,205,000 | 171 |
| Credit card loan recoveries | $220,000 | 228 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,985,000 | 116 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $81,000 | 127 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $430,000 | 1,598 |
| Loans secured by real estate, total | $21,000 | 2,480 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $21,000 | 2,479 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $351,000 | 353 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-330,000 | 11,355 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-1,526,000 | 11,435 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,015,000 | 349 |
| Credit card loan net charge offs | $1,296,000 | 239 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $719,000 | 434 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-80,000 | 1,164 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,805,000 | 305 |
| Loans secured by real estate, total | $2,157,000 | 282 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,157,000 | 281 |
| Construction and land development | $208,000 | 210 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $397,000 | 413 |
| Secured by multifamily residential properties | $410,000 | 153 |
| Secured by nonfarm nonresidential properties | $1,142,000 | 227 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $2,329,000 | 179 |
| Loans to individuals | $3,152,000 | 305 |
| Credit card loan charge offs | $2,006,000 | 212 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,146,000 | 355 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $167,000 | 118 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,560,000 | 152 |
| Loans secured by real estate, total | $3,072,000 | 83 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,072,000 | 82 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $279,000 | 163 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,793,000 | 57 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $176,000 | 37 |
| Commercial and industrial loans | $2,902,000 | 94 |
| Loans to individuals | $1,402,000 | 240 |
| Credit card loan recoveries | $257,000 | 239 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,145,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $8,000 | 270 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $245,000 | 2,209 |
| Loans secured by real estate, total | $-915,000 | 11,935 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-915,000 | 11,966 |
| Construction and land development | $208,000 | 180 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $118,000 | 816 |
| Secured by multifamily residential properties | $410,000 | 141 |
| Secured by nonfarm nonresidential properties | $-1,651,000 | 11,948 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-176,000 | 1,208 |
| Commercial and industrial loans | $-573,000 | 11,883 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,750,000 | 341 |
| Credit card loan net charge offs | $1,749,000 | 209 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 7,387 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $159,000 | 87 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,060,000 | 283 |
| Loans secured by real estate, total | $1,032,000 | 533 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,032,000 | 533 |
| Construction and land development | $2,000 | 948 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $442,000 | 433 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $588,000 | 402 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 159 |
| Commercial and industrial loans | $2,502,000 | 198 |
| Loans to individuals | $5,506,000 | 183 |
| Credit card loan charge offs | $3,857,000 | 137 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,649,000 | 235 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $14,000 | 266 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,879,000 | 108 |
| Loans secured by real estate, total | $3,123,000 | 87 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,123,000 | 85 |
| Construction and land development | $2,000 | 680 |
| Secured by farmland | $2,000 | 619 |
| Secured by 1-4 family residential properties - total recoveries | $303,000 | 170 |
| Secured by multifamily residential properties | $217,000 | 75 |
| Secured by nonfarm nonresidential properties | $2,599,000 | 52 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $6,046,000 | 58 |
| Loans to individuals | $2,266,000 | 170 |
| Credit card loan recoveries | $181,000 | 279 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,085,000 | 111 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $226,000 | 71 |
| Lease financing receivables | $218,000 | 62 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-2,819,000 | 12,598 |
| Loans secured by real estate, total | $-2,091,000 | 12,591 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-2,091,000 | 12,629 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-2,000 | 10,539 |
| Secured by 1-4 family residential properties- net charge-offs | $139,000 | 795 |
| Secured by multifamily residential properties | $-217,000 | 12,588 |
| Secured by nonfarm nonresidential properties | $-2,011,000 | 12,597 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 108 |
| Commercial and industrial loans | $-3,544,000 | 12,589 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,240,000 | 197 |
| Credit card loan net charge offs | $3,676,000 | 124 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-436,000 | 12,592 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-212,000 | 1,157 |
| Lease financing receivables | $-218,000 | 11,056 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $25,121,000 | 168 |
| Loans secured by real estate, total | $6,833,000 | 199 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,833,000 | 199 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,187,000 | 225 |
| Secured by multifamily residential properties | $260,000 | 262 |
| Secured by nonfarm nonresidential properties | $5,386,000 | 129 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $109,000 | 68 |
| Commercial and industrial loans | $9,174,000 | 108 |
| Loans to individuals | $8,710,000 | 147 |
| Credit card loan charge offs | $5,480,000 | 109 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,230,000 | 157 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $295,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,325,000 | 154 |
| Loans secured by real estate, total | $620,000 | 308 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $620,000 | 308 |
| Construction and land development | $1,000 | 839 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $318,000 | 156 |
| Secured by multifamily residential properties | $126,000 | 107 |
| Secured by nonfarm nonresidential properties | $175,000 | 394 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $111,000 | 52 |
| Commercial and industrial loans | $4,454,000 | 91 |
| Loans to individuals | $1,972,000 | 180 |
| Credit card loan recoveries | $432,000 | 174 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,540,000 | 140 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $166,000 | 88 |
| Lease financing receivables | $2,000 | 309 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,796,000 | 169 |
| Loans secured by real estate, total | $6,213,000 | 187 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $6,213,000 | 187 |
| Construction and land development | $-1,000 | 12,783 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $869,000 | 275 |
| Secured by multifamily residential properties | $134,000 | 335 |
| Secured by nonfarm nonresidential properties | $5,211,000 | 110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,058 |
| Commercial and industrial loans | $4,720,000 | 133 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $6,738,000 | 134 |
| Credit card loan net charge offs | $5,048,000 | 108 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,690,000 | 154 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-166,000 | 1,145 |
| Lease financing receivables | $293,000 | 67 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,214,000 | 239 |
| Loans secured by real estate, total | $6,267,000 | 246 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,267,000 | 245 |
| Construction and land development | $36,000 | 1,123 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $648,000 | 426 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $5,583,000 | 144 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $28,000 | 135 |
| Commercial and industrial loans | $7,282,000 | 172 |
| Loans to individuals | $6,406,000 | 210 |
| Credit card loan charge offs | $3,851,000 | 160 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,555,000 | 236 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $282,000 | 124 |
| Lease financing receivables | $949,000 | 58 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,943,000 | 161 |
| Loans secured by real estate, total | $153,000 | 736 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $153,000 | 735 |
| Construction and land development | $5,000 | 760 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 497 |
| Secured by multifamily residential properties | $5,000 | 347 |
| Secured by nonfarm nonresidential properties | $64,000 | 655 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,021,000 | 242 |
| Loans to individuals | $1,494,000 | 212 |
| Credit card loan recoveries | $146,000 | 326 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,348,000 | 158 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $3,235,000 | 5 |
| Lease financing receivables | $40,000 | 155 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,271,000 | 257 |
| Loans secured by real estate, total | $6,114,000 | 231 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,114,000 | 230 |
| Construction and land development | $31,000 | 1,089 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $569,000 | 417 |
| Secured by multifamily residential properties | $-5,000 | 13,789 |
| Secured by nonfarm nonresidential properties | $5,519,000 | 140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $28,000 | 98 |
| Commercial and industrial loans | $6,261,000 | 155 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $4,912,000 | 208 |
| Credit card loan net charge offs | $3,705,000 | 150 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,207,000 | 303 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-2,953,000 | 1,191 |
| Lease financing receivables | $909,000 | 50 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.