Home > Bank of America > Net charge- offs to loans
Bank of America, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 8,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2590% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4565% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9583% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4223% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2328% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 8,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0637% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.2276% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2913% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8989% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9897% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0399% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0142% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1511% | 11,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1962% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3977% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7343% | 1,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1692% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1878% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8449% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5083% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1303% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1015% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6742% | 261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0238% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3563% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2929% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5189% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5291% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1778% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9501% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0721% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7068% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5573% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0421% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0197% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1853% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2067% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3035% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7066% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4586% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6829% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |