Home > Bank of Alpena > Income and Expense
Bank of Alpena, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 5,351 |
| Total interest expense | $62,000 | 6,073 |
| Net interest income | $1,243,000 | 5,214 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $152,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $114,000 | 4,406 |
| Total noninterest expense | $1,158,000 | 5,090 |
| Salaries and employee benefits | $636,000 | 5,030 |
| Premises and equipment expense | $132,000 | 4,999 |
| Additional noninterest expense | $390,000 | 5,020 |
| Pre-tax net operating income | $237,000 | 5,165 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $75,000 | 3,220 |
| Income before extraordinary items | $163,000 | 5,401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $163,000 | 5,403 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $163,000 | 5,404 |
| Net charge-offs | $135,000 | 1,933 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $162,320 | 5,364 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 5,461 |
| Total interest expense | $33,000 | 6,106 |
| Net interest income | $595,000 | 5,326 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $71,000 | 4,080 |
| Total noninterest expense | $588,000 | 5,128 |
| Salaries and employee benefits | $331,000 | 5,017 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $190,000 | 5,113 |
| Pre-tax net operating income | $97,000 | 5,297 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $68,000 | 5,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,508 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $68,000 | 5,508 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $67,310 | 5,483 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 5,432 |
| Total interest expense | $188,000 | 5,980 |
| Net interest income | $2,474,000 | 5,302 |
| Provision for loan and lease losses | $61,000 | 4,082 |
| Total noninterest income | $256,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $48,000 | 6,009 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,557 |
| Total noninterest expense | $2,481,000 | 5,055 |
| Salaries and employee benefits | $1,414,000 | 4,902 |
| Premises and equipment expense | $259,000 | 5,123 |
| Additional noninterest expense | $808,000 | 5,055 |
| Pre-tax net operating income | $188,000 | 5,745 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $55,000 | 3,721 |
| Income before extraordinary items | $135,000 | 5,895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $135,000 | 5,897 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $135,000 | 5,897 |
| Net charge-offs | $94,000 | 3,807 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $133,580 | 5,849 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 5,471 |
| Total interest expense | $146,000 | 6,036 |
| Net interest income | $1,875,000 | 5,335 |
| Provision for loan and lease losses | $51,000 | 3,928 |
| Total noninterest income | $186,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $36,000 | 6,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $150,000 | 4,720 |
| Total noninterest expense | $1,873,000 | 5,062 |
| Salaries and employee benefits | $1,070,000 | 4,917 |
| Premises and equipment expense | $194,000 | 5,153 |
| Additional noninterest expense | $609,000 | 5,052 |
| Pre-tax net operating income | $137,000 | 5,872 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $41,000 | 3,810 |
| Income before extraordinary items | $97,000 | 6,036 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $97,000 | 6,038 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $97,000 | 6,038 |
| Net charge-offs | $99,000 | 3,264 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $96,300 | 5,970 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 5,462 |
| Total interest expense | $103,000 | 6,041 |
| Net interest income | $1,266,000 | 5,336 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $115,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $24,000 | 6,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,862 |
| Total noninterest expense | $1,265,000 | 5,047 |
| Salaries and employee benefits | $717,000 | 4,923 |
| Premises and equipment expense | $130,000 | 5,162 |
| Additional noninterest expense | $418,000 | 4,997 |
| Pre-tax net operating income | $86,000 | 5,892 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $26,000 | 3,820 |
| Income before extraordinary items | $61,000 | 6,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,076 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $61,000 | 6,077 |
| Net charge-offs | $80,000 | 2,960 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $60,300 | 5,996 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 5,520 |
| Total interest expense | $56,000 | 6,025 |
| Net interest income | $621,000 | 5,403 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $87,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $630,000 | 5,093 |
| Salaries and employee benefits | $366,000 | 4,897 |
| Premises and equipment expense | $66,000 | 5,171 |
| Additional noninterest expense | $198,000 | 5,166 |
| Pre-tax net operating income | $58,000 | 5,757 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $40,000 | 5,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $40,000 | 5,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $40,000 | 5,977 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $40,000 | 5,888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,512 |
| Total interest expense | $279,000 | 6,067 |
| Net interest income | $2,655,000 | 5,349 |
| Provision for loan and lease losses | $31,000 | 5,427 |
| Total noninterest income | $-134,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-186,000 | 6,805 |
| Total noninterest expense | $2,527,000 | 5,154 |
| Salaries and employee benefits | $1,395,000 | 5,021 |
| Premises and equipment expense | $255,000 | 5,304 |
| Additional noninterest expense | $877,000 | 5,087 |
| Pre-tax net operating income | $-37,000 | 6,216 |
| Securities gains (losses) | $140,000 | 2,000 |
| Applicable income taxes | $26,000 | 4,117 |
| Income before extraordinary items | $77,000 | 6,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $77,000 | 6,114 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $77,000 | 6,117 |
| Net charge-offs | $146,000 | 4,075 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-28,000 | 6,219 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 5,597 |
| Total interest expense | $213,000 | 6,175 |
| Net interest income | $1,996,000 | 5,432 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $186,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $41,000 | 6,224 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,687 |
| Total noninterest expense | $2,189,000 | 4,839 |
| Salaries and employee benefits | $1,054,000 | 5,038 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $944,000 | 4,262 |
| Pre-tax net operating income | $-7,000 | 6,294 |
| Securities gains (losses) | $140,000 | 1,719 |
| Applicable income taxes | $48,000 | 3,810 |
| Income before extraordinary items | $85,000 | 6,153 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $85,000 | 6,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $85,000 | 6,152 |
| Net charge-offs | $159,000 | 3,531 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,600 | 6,293 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 5,639 |
| Total interest expense | $144,000 | 6,240 |
| Net interest income | $1,334,000 | 5,453 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $151,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,360 |
| Total noninterest expense | $1,441,000 | 4,908 |
| Salaries and employee benefits | $703,000 | 5,080 |
| Premises and equipment expense | $128,000 | 5,369 |
| Additional noninterest expense | $610,000 | 4,353 |
| Pre-tax net operating income | $44,000 | 6,127 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $27,000 | 6,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $27,000 | 6,350 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $27,000 | 6,351 |
| Net charge-offs | $81,000 | 3,609 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $27,000 | 6,211 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 5,678 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $668,000 | 5,488 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,373 |
| Total noninterest expense | $713,000 | 4,953 |
| Salaries and employee benefits | $354,000 | 5,093 |
| Premises and equipment expense | $64,000 | 5,381 |
| Additional noninterest expense | $295,000 | 4,424 |
| Pre-tax net operating income | $33,000 | 6,101 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $21,000 | 6,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $21,000 | 6,314 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $21,000 | 6,315 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $21,000 | 6,184 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 5,637 |
| Total interest expense | $359,000 | 6,356 |
| Net interest income | $2,832,000 | 5,390 |
| Provision for loan and lease losses | $59,000 | 5,764 |
| Total noninterest income | $233,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $60,000 | 6,162 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $173,000 | 4,643 |
| Total noninterest expense | $2,749,000 | 5,114 |
| Salaries and employee benefits | $1,301,000 | 5,329 |
| Premises and equipment expense | $278,000 | 5,397 |
| Additional noninterest expense | $1,170,000 | 4,531 |
| Pre-tax net operating income | $257,000 | 5,362 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $78,000 | 3,521 |
| Income before extraordinary items | $191,000 | 5,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 5,595 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $191,000 | 5,595 |
| Net charge-offs | $314,000 | 3,751 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $182,480 | 5,500 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 5,671 |
| Total interest expense | $282,000 | 6,400 |
| Net interest income | $2,140,000 | 5,408 |
| Provision for loan and lease losses | $59,000 | 5,423 |
| Total noninterest income | $165,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $120,000 | 4,870 |
| Total noninterest expense | $2,108,000 | 5,063 |
| Salaries and employee benefits | $975,000 | 5,348 |
| Premises and equipment expense | $214,000 | 5,388 |
| Additional noninterest expense | $919,000 | 4,392 |
| Pre-tax net operating income | $138,000 | 5,679 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $105,000 | 5,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 5,873 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $105,000 | 5,873 |
| Net charge-offs | $250,000 | 3,447 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $96,600 | 5,795 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 5,727 |
| Total interest expense | $200,000 | 6,418 |
| Net interest income | $1,408,000 | 5,475 |
| Provision for loan and lease losses | $59,000 | 5,014 |
| Total noninterest income | $92,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $1,442,000 | 5,042 |
| Salaries and employee benefits | $645,000 | 5,412 |
| Premises and equipment expense | $149,000 | 5,329 |
| Additional noninterest expense | $648,000 | 4,308 |
| Pre-tax net operating income | $-1,000 | 6,202 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $-3,000 | 6,811 |
| Income before extraordinary items | $13,000 | 6,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 6,238 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $13,000 | 6,238 |
| Net charge-offs | $255,000 | 2,863 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,000 | 6,215 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 5,722 |
| Total interest expense | $101,000 | 6,504 |
| Net interest income | $721,000 | 5,434 |
| Provision for loan and lease losses | $58,000 | 4,078 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $774,000 | 4,885 |
| Salaries and employee benefits | $324,000 | 5,429 |
| Premises and equipment expense | $85,000 | 5,102 |
| Additional noninterest expense | $365,000 | 3,971 |
| Pre-tax net operating income | $-50,000 | 6,550 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $-17,000 | 7,067 |
| Income before extraordinary items | $-22,000 | 6,498 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-22,000 | 6,498 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-22,000 | 6,498 |
| Net charge-offs | $106,000 | 2,678 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-29,040 | 6,518 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 5,524 |
| Total interest expense | $502,000 | 6,515 |
| Net interest income | $3,295,000 | 5,110 |
| Provision for loan and lease losses | $896,000 | 3,237 |
| Total noninterest income | $166,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 5,772 |
| Total noninterest expense | $2,928,000 | 5,082 |
| Salaries and employee benefits | $1,342,000 | 5,357 |
| Premises and equipment expense | $345,000 | 5,094 |
| Additional noninterest expense | $1,241,000 | 4,520 |
| Pre-tax net operating income | $-363,000 | 6,164 |
| Securities gains (losses) | $49,000 | 2,670 |
| Applicable income taxes | $-136,000 | 6,894 |
| Income before extraordinary items | $-178,000 | 6,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-178,000 | 6,143 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-178,000 | 6,144 |
| Net charge-offs | $604,000 | 3,393 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-209,360 | 6,121 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 5,565 |
| Total interest expense | $391,000 | 6,601 |
| Net interest income | $2,516,000 | 5,122 |
| Provision for loan and lease losses | $735,000 | 2,980 |
| Total noninterest income | $90,000 | 6,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $68,000 | 5,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $2,203,000 | 5,098 |
| Salaries and employee benefits | $1,025,000 | 5,362 |
| Premises and equipment expense | $262,000 | 5,130 |
| Additional noninterest expense | $916,000 | 4,549 |
| Pre-tax net operating income | $-332,000 | 6,423 |
| Securities gains (losses) | $49,000 | 2,417 |
| Applicable income taxes | $-124,000 | 7,117 |
| Income before extraordinary items | $-159,000 | 6,392 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-159,000 | 6,392 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-159,000 | 6,391 |
| Net charge-offs | $362,000 | 3,482 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-190,360 | 6,340 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 5,577 |
| Total interest expense | $276,000 | 6,618 |
| Net interest income | $1,693,000 | 5,108 |
| Provision for loan and lease losses | $698,000 | 2,387 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-27,000 | 7,405 |
| Total noninterest expense | $1,537,000 | 4,995 |
| Salaries and employee benefits | $702,000 | 5,304 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $658,000 | 4,335 |
| Pre-tax net operating income | $-524,000 | 6,763 |
| Securities gains (losses) | $49,000 | 1,900 |
| Applicable income taxes | $-172,000 | 7,295 |
| Income before extraordinary items | $-303,000 | 6,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-303,000 | 6,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-303,000 | 6,697 |
| Net charge-offs | $238,000 | 3,342 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-334,360 | 6,681 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 5,580 |
| Total interest expense | $146,000 | 6,654 |
| Net interest income | $867,000 | 5,084 |
| Provision for loan and lease losses | $169,000 | 3,215 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 4,390 |
| Total noninterest expense | $756,000 | 5,097 |
| Salaries and employee benefits | $364,000 | 5,241 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $302,000 | 4,566 |
| Pre-tax net operating income | $23,000 | 6,002 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,966 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $207,000 | 2,393 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $19,400 | 6,039 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 5,538 |
| Total interest expense | $898,000 | 6,249 |
| Net interest income | $3,390,000 | 5,038 |
| Provision for loan and lease losses | $1,007,000 | 3,488 |
| Total noninterest income | $213,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $69,000 | 6,180 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $144,000 | 5,162 |
| Total noninterest expense | $2,943,000 | 5,243 |
| Salaries and employee benefits | $1,464,000 | 5,268 |
| Premises and equipment expense | $365,000 | 5,216 |
| Additional noninterest expense | $1,114,000 | 4,937 |
| Pre-tax net operating income | $-347,000 | 5,859 |
| Securities gains (losses) | $70,000 | 2,414 |
| Applicable income taxes | $-146,000 | 6,668 |
| Income before extraordinary items | $-131,000 | 5,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-131,000 | 5,734 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-131,000 | 5,734 |
| Net charge-offs | $1,161,000 | 2,695 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-175,800 | 5,782 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 5,579 |
| Total interest expense | $726,000 | 6,228 |
| Net interest income | $2,527,000 | 5,069 |
| Provision for loan and lease losses | $957,000 | 2,850 |
| Total noninterest income | $159,000 | 6,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $2,221,000 | 5,221 |
| Salaries and employee benefits | $1,085,000 | 5,336 |
| Premises and equipment expense | $274,000 | 5,255 |
| Additional noninterest expense | $862,000 | 4,841 |
| Pre-tax net operating income | $-492,000 | 6,326 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-197,000 | 7,095 |
| Income before extraordinary items | $-295,000 | 6,234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-295,000 | 6,235 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-295,000 | 6,234 |
| Net charge-offs | $759,000 | 2,544 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-295,000 | 6,223 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 5,607 |
| Total interest expense | $505,000 | 6,252 |
| Net interest income | $1,688,000 | 5,062 |
| Provision for loan and lease losses | $289,000 | 3,803 |
| Total noninterest income | $96,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,000 | 5,502 |
| Total noninterest expense | $1,526,000 | 5,193 |
| Salaries and employee benefits | $746,000 | 5,313 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $594,000 | 4,754 |
| Pre-tax net operating income | $-31,000 | 5,912 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-31,000 | 6,914 |
| Income before extraordinary items | $0 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 5,913 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $0 | 5,913 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $0 | 5,832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,563 |
| Total interest expense | $268,000 | 6,238 |
| Net interest income | $867,000 | 4,994 |
| Provision for loan and lease losses | $227,000 | 2,676 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $768,000 | 5,098 |
| Salaries and employee benefits | $375,000 | 5,351 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $-69,000 | 6,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-34,000 | 7,352 |
| Income before extraordinary items | $-35,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-35,000 | 6,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-35,000 | 6,594 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-35,000 | 6,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 5,363 |
| Total interest expense | $1,620,000 | 5,808 |
| Net interest income | $3,551,000 | 4,940 |
| Provision for loan and lease losses | $786,000 | 3,074 |
| Total noninterest income | $279,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 6,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $193,000 | 4,894 |
| Total noninterest expense | $2,682,000 | 5,449 |
| Salaries and employee benefits | $1,449,000 | 5,439 |
| Premises and equipment expense | $362,000 | 5,349 |
| Additional noninterest expense | $871,000 | 5,240 |
| Pre-tax net operating income | $362,000 | 5,241 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $70,000 | 3,650 |
| Income before extraordinary items | $292,000 | 5,145 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $292,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $701,000 | 2,367 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $292,000 | 5,308 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 5,394 |
| Total interest expense | $1,219,000 | 5,923 |
| Net interest income | $2,714,000 | 4,915 |
| Provision for loan and lease losses | $737,000 | 2,201 |
| Total noninterest income | $231,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $68,000 | 6,072 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 4,815 |
| Total noninterest expense | $2,049,000 | 5,393 |
| Salaries and employee benefits | $1,132,000 | 5,332 |
| Premises and equipment expense | $268,000 | 5,403 |
| Additional noninterest expense | $649,000 | 5,192 |
| Pre-tax net operating income | $159,000 | 6,198 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $140,000 | 5,991 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $140,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,705 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $140,000 | 6,150 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 5,408 |
| Total interest expense | $857,000 | 5,946 |
| Net interest income | $1,820,000 | 4,905 |
| Provision for loan and lease losses | $720,000 | 1,500 |
| Total noninterest income | $150,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $1,365,000 | 5,426 |
| Salaries and employee benefits | $752,000 | 5,397 |
| Premises and equipment expense | $180,000 | 5,427 |
| Additional noninterest expense | $433,000 | 5,178 |
| Pre-tax net operating income | $-115,000 | 7,219 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-60,000 | 7,781 |
| Income before extraordinary items | $-55,000 | 7,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-55,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-55,000 | 7,132 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 5,588 |
| Total interest expense | $482,000 | 5,850 |
| Net interest income | $814,000 | 5,261 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $683,000 | 5,447 |
| Salaries and employee benefits | $371,000 | 5,467 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $184,000 | 5,098 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $63,000 | 3,330 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 5,607 |
| Total interest expense | $2,105,000 | 5,720 |
| Net interest income | $3,107,000 | 5,408 |
| Provision for loan and lease losses | $169,000 | 4,164 |
| Total noninterest income | $205,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $108,000 | 6,097 |
| Total noninterest expense | $2,593,000 | 5,492 |
| Salaries and employee benefits | $1,400,000 | 5,509 |
| Premises and equipment expense | $345,000 | 5,446 |
| Additional noninterest expense | $848,000 | 5,156 |
| Pre-tax net operating income | $550,000 | 5,830 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $138,000 | 4,204 |
| Income before extraordinary items | $412,000 | 6,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $412,000 | 5,998 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 5,640 |
| Total interest expense | $1,551,000 | 5,792 |
| Net interest income | $2,342,000 | 5,418 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $166,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,907 |
| Total noninterest expense | $1,948,000 | 5,451 |
| Salaries and employee benefits | $1,055,000 | 5,476 |
| Premises and equipment expense | $258,000 | 5,451 |
| Additional noninterest expense | $635,000 | 5,107 |
| Pre-tax net operating income | $434,000 | 6,030 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $147,000 | 4,063 |
| Income before extraordinary items | $287,000 | 6,386 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $287,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $287,000 | 6,382 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 5,711 |
| Total interest expense | $1,015,000 | 5,833 |
| Net interest income | $1,546,000 | 5,480 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $103,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $1,301,000 | 5,479 |
| Salaries and employee benefits | $703,000 | 5,536 |
| Premises and equipment expense | $176,000 | 5,407 |
| Additional noninterest expense | $422,000 | 5,108 |
| Pre-tax net operating income | $268,000 | 6,236 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $91,000 | 4,214 |
| Income before extraordinary items | $177,000 | 6,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $177,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $177,000 | 6,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 5,708 |
| Total interest expense | $509,000 | 5,808 |
| Net interest income | $771,000 | 5,501 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $641,000 | 5,547 |
| Salaries and employee benefits | $352,000 | 5,571 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $143,000 | 6,133 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 5,799 |
| Total interest expense | $1,640,000 | 5,909 |
| Net interest income | $2,926,000 | 5,603 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $159,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $89,000 | 6,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 6,859 |
| Total noninterest expense | $2,318,000 | 5,718 |
| Salaries and employee benefits | $1,355,000 | 5,511 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $675,000 | 5,743 |
| Pre-tax net operating income | $577,000 | 6,259 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $172,000 | 4,461 |
| Income before extraordinary items | $407,000 | 6,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $407,000 | 6,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $405,600 | 6,502 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 5,919 |
| Total interest expense | $1,119,000 | 6,072 |
| Net interest income | $2,166,000 | 5,682 |
| Provision for loan and lease losses | $147,000 | 3,454 |
| Total noninterest income | $112,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $64,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $1,714,000 | 5,753 |
| Salaries and employee benefits | $998,000 | 5,562 |
| Premises and equipment expense | $213,000 | 5,896 |
| Additional noninterest expense | $503,000 | 5,757 |
| Pre-tax net operating income | $417,000 | 6,540 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $142,000 | 4,527 |
| Income before extraordinary items | $275,000 | 6,843 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $275,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $275,000 | 6,846 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 6,058 |
| Total interest expense | $643,000 | 6,316 |
| Net interest income | $1,402,000 | 5,800 |
| Provision for loan and lease losses | $93,000 | 3,433 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $1,092,000 | 5,912 |
| Salaries and employee benefits | $644,000 | 5,679 |
| Premises and equipment expense | $128,000 | 6,195 |
| Additional noninterest expense | $320,000 | 5,875 |
| Pre-tax net operating income | $287,000 | 6,548 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $98,000 | 4,532 |
| Income before extraordinary items | $189,000 | 6,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $189,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $189,000 | 6,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 6,098 |
| Total interest expense | $281,000 | 6,532 |
| Net interest income | $717,000 | 5,735 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $303,000 | 5,899 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $184,000 | 6,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $63,000 | 4,198 |
| Income before extraordinary items | $121,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $121,000 | 6,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 6,135 |
| Total interest expense | $887,000 | 6,563 |
| Net interest income | $2,687,000 | 5,842 |
| Provision for loan and lease losses | $124,000 | 4,422 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $75,000 | 6,673 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,122 |
| Total noninterest expense | $1,915,000 | 6,253 |
| Salaries and employee benefits | $1,120,000 | 5,997 |
| Premises and equipment expense | $230,000 | 6,421 |
| Additional noninterest expense | $565,000 | 6,230 |
| Pre-tax net operating income | $785,000 | 5,919 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $258,000 | 4,325 |
| Income before extraordinary items | $527,000 | 6,267 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $527,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $527,000 | 6,235 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 6,183 |
| Total interest expense | $646,000 | 6,562 |
| Net interest income | $1,970,000 | 5,930 |
| Provision for loan and lease losses | $124,000 | 3,834 |
| Total noninterest income | $102,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 6,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $1,418,000 | 6,255 |
| Salaries and employee benefits | $825,000 | 6,029 |
| Premises and equipment expense | $162,000 | 6,537 |
| Additional noninterest expense | $431,000 | 6,157 |
| Pre-tax net operating income | $530,000 | 6,287 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $179,000 | 4,578 |
| Income before extraordinary items | $351,000 | 6,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $351,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $351,000 | 6,601 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 6,226 |
| Total interest expense | $418,000 | 6,499 |
| Net interest income | $1,268,000 | 6,014 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $61,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $921,000 | 6,327 |
| Salaries and employee benefits | $535,000 | 6,135 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $281,000 | 6,187 |
| Pre-tax net operating income | $336,000 | 6,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $114,000 | 4,645 |
| Income before extraordinary items | $222,000 | 6,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $222,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $222,000 | 6,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,375 |
| Total interest expense | $204,000 | 6,491 |
| Net interest income | $597,000 | 6,241 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $434,000 | 6,539 |
| Salaries and employee benefits | $247,000 | 6,420 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $139,000 | 6,259 |
| Pre-tax net operating income | $159,000 | 6,445 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 6,471 |
| Total interest expense | $654,000 | 6,747 |
| Net interest income | $2,300,000 | 6,240 |
| Provision for loan and lease losses | $486,000 | 2,004 |
| Total noninterest income | $112,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $1,587,000 | 6,733 |
| Salaries and employee benefits | $933,000 | 6,494 |
| Premises and equipment expense | $182,000 | 6,957 |
| Additional noninterest expense | $472,000 | 6,724 |
| Pre-tax net operating income | $339,000 | 7,313 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $92,000 | 5,595 |
| Income before extraordinary items | $247,000 | 7,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $247,000 | 7,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,595 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $247,000 | 7,385 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 6,557 |
| Total interest expense | $451,000 | 6,952 |
| Net interest income | $1,707,000 | 6,280 |
| Provision for loan and lease losses | $239,000 | 2,660 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $1,210,000 | 6,655 |
| Salaries and employee benefits | $716,000 | 6,396 |
| Premises and equipment expense | $135,000 | 6,954 |
| Additional noninterest expense | $359,000 | 6,640 |
| Pre-tax net operating income | $339,000 | 7,001 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $113,000 | 5,209 |
| Income before extraordinary items | $226,000 | 7,330 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $226,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,234 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $226,000 | 7,265 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,675 |
| Total interest expense | $272,000 | 7,195 |
| Net interest income | $1,124,000 | 6,340 |
| Provision for loan and lease losses | $197,000 | 2,246 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $795,000 | 6,739 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $89,000 | 7,008 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $185,000 | 7,295 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $62,000 | 5,405 |
| Income before extraordinary items | $123,000 | 7,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,572 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $123,000 | 7,486 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,753 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $560,000 | 6,368 |
| Provision for loan and lease losses | $147,000 | 1,564 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $234,000 | 6,545 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $50,000 | 7,923 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 921 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $34,000 | 8,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 6,997 |
| Total interest expense | $559,000 | 7,535 |
| Net interest income | $1,981,000 | 6,618 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $1,430,000 | 7,017 |
| Salaries and employee benefits | $843,000 | 6,767 |
| Premises and equipment expense | $167,000 | 7,174 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $472,000 | 6,768 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $95,000 | 5,773 |
| Income before extraordinary items | $377,000 | 6,910 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $377,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $377,000 | 6,760 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 7,126 |
| Total interest expense | $436,000 | 7,609 |
| Net interest income | $1,439,000 | 6,750 |
| Provision for loan and lease losses | $103,000 | 4,618 |
| Total noninterest income | $72,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $1,061,000 | 7,048 |
| Salaries and employee benefits | $625,000 | 6,806 |
| Premises and equipment expense | $125,000 | 7,195 |
| Additional noninterest expense | $311,000 | 7,039 |
| Pre-tax net operating income | $347,000 | 6,961 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $70,000 | 5,931 |
| Income before extraordinary items | $277,000 | 7,076 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $277,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $277,000 | 6,913 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 7,239 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $920,000 | 6,887 |
| Provision for loan and lease losses | $66,000 | 4,590 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $698,000 | 7,102 |
| Salaries and employee benefits | $408,000 | 6,883 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $203,000 | 7,195 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $42,000 | 6,056 |
| Income before extraordinary items | $161,000 | 7,338 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $161,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $161,000 | 7,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,326 |
| Total interest expense | $154,000 | 7,700 |
| Net interest income | $444,000 | 6,995 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $342,000 | 7,185 |
| Salaries and employee benefits | $200,000 | 6,979 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $57,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,000 | 7,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,842 |
| Total interest expense | $484,000 | 8,425 |
| Net interest income | $1,521,000 | 7,403 |
| Provision for loan and lease losses | $231,000 | 4,060 |
| Total noninterest income | $84,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $1,307,000 | 7,232 |
| Salaries and employee benefits | $745,000 | 7,103 |
| Premises and equipment expense | $166,000 | 7,226 |
| Additional noninterest expense | $396,000 | 7,182 |
| Pre-tax net operating income | $67,000 | 8,411 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $15,000 | 7,161 |
| Income before extraordinary items | $60,000 | 8,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $60,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $53,600 | 8,455 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 9,237 |
| Total interest expense | $471,000 | 9,065 |
| Net interest income | $402,000 | 9,308 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $33,000 | 9,331 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $27,000 | 8,030 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $909,000 | 8,190 |
| Salaries and employee benefits | $504,000 | 8,165 |
| Premises and equipment expense | $142,000 | 7,658 |
| Additional noninterest expense | $263,000 | 8,127 |
| Pre-tax net operating income | $-574,000 | 9,198 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-107,000 | 9,273 |
| Income before extraordinary items | $-467,000 | 9,221 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-467,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,750,000 | 202 |
| Net operating income | $-467,000 | 9,182 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.