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Bank Mutual, Income and Expense

2018-03-31 (YTD Data)		Rank
Total interest income	$19,355,000	410
Total interest expense	$1,112,000	864
Net interest income	$18,243,000	390
Provision for loan and lease losses	$1,500,000	211
Total noninterest income	$3,157,000	581
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$848,000	395
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,309,000	524
Total noninterest expense	$25,948,000	259
Salaries and employee benefits	$12,582,000	281
Premises and equipment expense	$5,684,000	154
Additional noninterest expense	$7,682,000	276
Pre-tax net operating income	$-6,048,000	5,611
Securities gains (losses)	$0	735
Applicable income taxes	$-1,824,000	5,601
Income before extraordinary items	$-4,224,000	5,601
Extraordinary gains, net	$0	7
Net income	$-4,224,000	5,601
Minority interest net income	$0	52
Net income of bank and minority interests.	$-4,224,000	5,601
Net charge-offs	$42,000	1,283
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$1,000	569
Net operating income	$-4,224,000	5,601
2017-12-31 (YTD Data)		Rank
Total interest income	$90,238,000	354
Total interest expense	$13,241,000	312
Net interest income	$76,997,000	364
Provision for loan and lease losses	$767,000	1,079
Total noninterest income	$22,047,000	390
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$6,247,000	243
Trading account gains and fees	$0	151
Additional Noninterest Income	$15,800,000	373
Total noninterest expense	$67,793,000	353
Salaries and employee benefits	$42,638,000	311
Premises and equipment expense	$11,300,000	250
Additional noninterest expense	$13,855,000	496
Pre-tax net operating income	$30,484,000	398
Securities gains (losses)	$0	2,243
Applicable income taxes	$15,508,000	310
Income before extraordinary items	$14,976,000	528
Extraordinary gains, net	$0	9
Net income	$14,976,000	526
Minority interest net income	$0	76
Net income of bank and minority interests.	$14,976,000	528
Net charge-offs	$383,000	1,304
Cash dividends	$5,948,000	584
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$14,976,000	521
2017-09-30 (YTD Data)		Rank
Total interest income	$66,731,000	361
Total interest expense	$9,479,000	312
Net interest income	$57,252,000	367
Provision for loan and lease losses	$1,449,000	522
Total noninterest income	$16,396,000	393
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$4,646,000	246
Trading account gains and fees	$0	145
Additional Noninterest Income	$11,750,000	376
Total noninterest expense	$52,003,000	346
Salaries and employee benefits	$32,433,000	303
Premises and equipment expense	$8,851,000	246
Additional noninterest expense	$10,719,000	483
Pre-tax net operating income	$20,196,000	437
Securities gains (losses)	$0	2,274
Applicable income taxes	$7,371,000	374
Income before extraordinary items	$12,825,000	505
Extraordinary gains, net	$0	9
Net income	$12,825,000	503
Minority interest net income	$0	71
Net income of bank and minority interests.	$12,825,000	505
Net charge-offs	$165,000	1,540
Cash dividends	$4,300,000	568
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$12,825,000	500
2017-06-30 (YTD Data)		Rank
Total interest income	$43,503,000	364
Total interest expense	$5,927,000	314
Net interest income	$37,576,000	370
Provision for loan and lease losses	$1,034,000	489
Total noninterest income	$11,057,000	391
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$2,971,000	252
Trading account gains and fees	$0	139
Additional Noninterest Income	$8,086,000	366
Total noninterest expense	$34,928,000	347
Salaries and employee benefits	$21,836,000	304
Premises and equipment expense	$6,056,000	238
Additional noninterest expense	$7,036,000	489
Pre-tax net operating income	$12,671,000	456
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,554,000	392
Income before extraordinary items	$8,117,000	516
Extraordinary gains, net	$0	11
Net income	$8,117,000	513
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,117,000	516
Net charge-offs	$43,000	2,097
Cash dividends	$2,735,000	583
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$8,117,000	510
2017-03-31 (YTD Data)		Rank
Total interest income	$21,364,000	365
Total interest expense	$2,820,000	315
Net interest income	$18,544,000	373
Provision for loan and lease losses	$660,000	368
Total noninterest income	$5,512,000	381
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,437,000	263
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,075,000	358
Total noninterest expense	$17,884,000	352
Salaries and employee benefits	$11,205,000	304
Premises and equipment expense	$3,169,000	233
Additional noninterest expense	$3,510,000	489
Pre-tax net operating income	$5,512,000	491
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,865,000	440
Income before extraordinary items	$3,647,000	564
Extraordinary gains, net	$0	8
Net income	$3,647,000	564
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,647,000	564
Net charge-offs	$35,000	1,555
Cash dividends	$1,460,000	536
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,647,000	551
2016-12-31 (YTD Data)		Rank
Total interest income	$83,148,000	360
Total interest expense	$10,836,000	292
Net interest income	$72,312,000	368
Provision for loan and lease losses	$3,012,000	381
Total noninterest income	$27,131,000	342
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$6,204,000	239
Trading account gains and fees	$0	170
Additional Noninterest Income	$20,927,000	304
Total noninterest expense	$68,444,000	356
Salaries and employee benefits	$41,865,000	314
Premises and equipment expense	$11,408,000	246
Additional noninterest expense	$15,171,000	456
Pre-tax net operating income	$27,987,000	395
Securities gains (losses)	$0	3,212
Applicable income taxes	$10,480,000	328
Income before extraordinary items	$17,507,000	453
Extraordinary gains, net	$0	5
Net income	$17,507,000	450
Minority interest net income	$0	82
Net income of bank and minority interests.	$17,507,000	452
Net charge-offs	$699,000	867
Cash dividends	$11,275,000	345
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$17,507,000	449
2016-09-30 (YTD Data)		Rank
Total interest income	$61,987,000	363
Total interest expense	$8,135,000	288
Net interest income	$53,852,000	371
Provision for loan and lease losses	$2,048,000	403
Total noninterest income	$20,405,000	341
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$4,656,000	244
Trading account gains and fees	$0	169
Additional Noninterest Income	$15,749,000	305
Total noninterest expense	$51,158,000	352
Salaries and employee benefits	$31,182,000	314
Premises and equipment expense	$8,430,000	246
Additional noninterest expense	$11,546,000	449
Pre-tax net operating income	$21,051,000	393
Securities gains (losses)	$0	3,160
Applicable income taxes	$7,713,000	336
Income before extraordinary items	$13,338,000	456
Extraordinary gains, net	$0	5
Net income	$13,338,000	453
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,338,000	456
Net charge-offs	$425,000	894
Cash dividends	$8,775,000	330
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$13,338,000	450
2016-06-30 (YTD Data)		Rank
Total interest income	$40,518,000	367
Total interest expense	$5,368,000	291
Net interest income	$35,150,000	377
Provision for loan and lease losses	$662,000	681
Total noninterest income	$13,609,000	334
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$3,007,000	250
Trading account gains and fees	$0	157
Additional Noninterest Income	$10,602,000	299
Total noninterest expense	$34,144,000	351
Salaries and employee benefits	$20,712,000	317
Premises and equipment expense	$5,648,000	251
Additional noninterest expense	$7,784,000	449
Pre-tax net operating income	$13,953,000	390
Securities gains (losses)	$0	2,835
Applicable income taxes	$5,166,000	338
Income before extraordinary items	$8,787,000	450
Extraordinary gains, net	$0	16
Net income	$8,787,000	448
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,787,000	449
Net charge-offs	$269,000	935
Cash dividends	$6,275,000	304
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$8,787,000	438
2016-03-31 (YTD Data)		Rank
Total interest income	$20,306,000	365
Total interest expense	$2,666,000	290
Net interest income	$17,640,000	372
Provision for loan and lease losses	$-501,000	6,070
Total noninterest income	$6,359,000	334
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,453,000	256
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,906,000	301
Total noninterest expense	$17,116,000	344
Salaries and employee benefits	$10,479,000	311
Premises and equipment expense	$2,954,000	242
Additional noninterest expense	$3,683,000	464
Pre-tax net operating income	$7,384,000	359
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,711,000	319
Income before extraordinary items	$4,673,000	406
Extraordinary gains, net	$0	12
Net income	$4,673,000	406
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,673,000	406
Net charge-offs	$84,000	1,109
Cash dividends	$3,775,000	264
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,673,000	398
2015-12-31 (YTD Data)		Rank
Total interest income	$77,901,000	359
Total interest expense	$9,599,000	291
Net interest income	$68,302,000	365
Provision for loan and lease losses	$-3,665,000	6,147
Total noninterest income	$23,030,000	371
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$6,098,000	250
Trading account gains and fees	$0	159
Additional Noninterest Income	$16,932,000	336
Total noninterest expense	$71,686,000	323
Salaries and employee benefits	$44,908,000	275
Premises and equipment expense	$11,819,000	236
Additional noninterest expense	$14,959,000	463
Pre-tax net operating income	$23,311,000	422
Securities gains (losses)	$0	3,216
Applicable income taxes	$8,653,000	353
Income before extraordinary items	$14,658,000	507
Extraordinary gains, net	$0	23
Net income	$14,658,000	506
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,658,000	508
Net charge-offs	$983,000	702
Cash dividends	$24,852,000	188
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$14,658,000	498
2015-09-30 (YTD Data)		Rank
Total interest income	$58,123,000	365
Total interest expense	$7,030,000	297
Net interest income	$51,093,000	368
Provision for loan and lease losses	$-2,646,000	6,228
Total noninterest income	$17,201,000	380
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$4,554,000	257
Trading account gains and fees	$0	153
Additional Noninterest Income	$12,647,000	351
Total noninterest expense	$53,539,000	333
Salaries and employee benefits	$33,684,000	279
Premises and equipment expense	$8,608,000	247
Additional noninterest expense	$11,247,000	464
Pre-tax net operating income	$17,401,000	435
Securities gains (losses)	$0	3,031
Applicable income taxes	$6,519,000	369
Income before extraordinary items	$10,882,000	522
Extraordinary gains, net	$0	21
Net income	$10,882,000	520
Minority interest net income	$0	78
Net income of bank and minority interests.	$10,882,000	522
Net charge-offs	$752,000	630
Cash dividends	$21,393,000	170
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$10,882,000	511
2015-06-30 (YTD Data)		Rank
Total interest income	$38,681,000	367
Total interest expense	$4,573,000	304
Net interest income	$34,108,000	368
Provision for loan and lease losses	$-1,716,000	6,295
Total noninterest income	$11,182,000	382
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$2,964,000	259
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,218,000	359
Total noninterest expense	$35,243,000	338
Salaries and employee benefits	$22,229,000	285
Premises and equipment expense	$5,835,000	244
Additional noninterest expense	$7,179,000	484
Pre-tax net operating income	$11,763,000	427
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,340,000	364
Income before extraordinary items	$7,423,000	509
Extraordinary gains, net	$0	22
Net income	$7,423,000	506
Minority interest net income	$0	75
Net income of bank and minority interests.	$7,423,000	509
Net charge-offs	$533,000	610
Cash dividends	$17,679,000	150
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$7,423,000	493
2015-03-31 (YTD Data)		Rank
Total interest income	$19,410,000	367
Total interest expense	$2,254,000	308
Net interest income	$17,156,000	363
Provision for loan and lease losses	$-964,000	6,368
Total noninterest income	$5,538,000	384
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$1,447,000	262
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,091,000	343
Total noninterest expense	$17,780,000	338
Salaries and employee benefits	$11,155,000	286
Premises and equipment expense	$3,139,000	226
Additional noninterest expense	$3,486,000	486
Pre-tax net operating income	$5,878,000	424
Securities gains (losses)	$0	2,027
Applicable income taxes	$2,168,000	353
Income before extraordinary items	$3,710,000	502
Extraordinary gains, net	$0	13
Net income	$3,710,000	502
Minority interest net income	$0	64
Net income of bank and minority interests.	$3,710,000	502
Net charge-offs	$180,000	788
Cash dividends	$13,969,000	110
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$3,710,000	488
2014-12-31 (YTD Data)		Rank
Total interest income	$79,264,000	345
Total interest expense	$9,435,000	298
Net interest income	$69,829,000	351
Provision for loan and lease losses	$233,000	2,318
Total noninterest income	$21,598,000	363
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$6,513,000	246
Trading account gains and fees	$0	180
Additional Noninterest Income	$15,085,000	330
Total noninterest expense	$66,839,000	341
Salaries and employee benefits	$41,268,000	292
Premises and equipment expense	$10,380,000	264
Additional noninterest expense	$15,191,000	457
Pre-tax net operating income	$24,355,000	394
Securities gains (losses)	$102,000	1,241
Applicable income taxes	$9,226,000	315
Income before extraordinary items	$15,231,000	462
Extraordinary gains, net	$0	17
Net income	$15,242,000	461
Minority interest net income	$-11,000	6,495
Net income of bank and minority interests.	$15,231,000	462
Net charge-offs	$1,509,000	650
Cash dividends	$14,063,000	265
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$15,165,720	459
2014-09-30 (YTD Data)		Rank
Total interest income	$59,141,000	338
Total interest expense	$7,226,000	294
Net interest income	$51,915,000	351
Provision for loan and lease losses	$432,000	1,312
Total noninterest income	$15,809,000	368
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$4,886,000	245
Trading account gains and fees	$0	174
Additional Noninterest Income	$10,923,000	334
Total noninterest expense	$49,137,000	344
Salaries and employee benefits	$30,302,000	297
Premises and equipment expense	$7,776,000	260
Additional noninterest expense	$11,059,000	463
Pre-tax net operating income	$18,155,000	388
Securities gains (losses)	$102,000	980
Applicable income taxes	$6,999,000	313
Income before extraordinary items	$11,258,000	461
Extraordinary gains, net	$0	15
Net income	$11,273,000	460
Minority interest net income	$-15,000	6,575
Net income of bank and minority interests.	$11,258,000	461
Net charge-offs	$1,457,000	500
Cash dividends	$9,532,000	261
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$11,192,720	454
2014-06-30 (YTD Data)		Rank
Total interest income	$39,471,000	333
Total interest expense	$4,930,000	288
Net interest income	$34,541,000	351
Provision for loan and lease losses	$334,000	1,142
Total noninterest income	$9,750,000	386
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$3,160,000	250
Trading account gains and fees	$0	172
Additional Noninterest Income	$6,590,000	360
Total noninterest expense	$32,593,000	348
Salaries and employee benefits	$19,972,000	294
Premises and equipment expense	$5,184,000	255
Additional noninterest expense	$7,437,000	468
Pre-tax net operating income	$11,364,000	407
Securities gains (losses)	$0	2,580
Applicable income taxes	$4,636,000	312
Income before extraordinary items	$6,728,000	497
Extraordinary gains, net	$0	20
Net income	$6,741,000	496
Minority interest net income	$-13,000	6,645
Net income of bank and minority interests.	$6,728,000	497
Net charge-offs	$1,105,000	456
Cash dividends	$5,775,000	276
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$6,728,000	490
2014-03-31 (YTD Data)		Rank
Total interest income	$19,673,000	332
Total interest expense	$2,530,000	281
Net interest income	$17,143,000	351
Provision for loan and lease losses	$13,000	3,276
Total noninterest income	$4,699,000	391
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,538,000	252
Trading account gains and fees	$0	147
Additional Noninterest Income	$3,161,000	365
Total noninterest expense	$16,326,000	348
Salaries and employee benefits	$9,847,000	293
Premises and equipment expense	$2,725,000	249
Additional noninterest expense	$3,754,000	454
Pre-tax net operating income	$5,503,000	401
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,530,000	283
Income before extraordinary items	$2,973,000	538
Extraordinary gains, net	$0	16
Net income	$2,985,000	534
Minority interest net income	$-12,000	6,716
Net income of bank and minority interests.	$2,973,000	539
Net charge-offs	$1,000	3,492
Cash dividends	$2,790,000	260
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,973,000	533
2013-12-31 (YTD Data)		Rank
Total interest income	$79,456,000	325
Total interest expense	$13,120,000	241
Net interest income	$66,336,000	356
Provision for loan and lease losses	$4,507,000	294
Total noninterest income	$24,453,000	345
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$6,769,000	240
Trading account gains and fees	$0	184
Additional Noninterest Income	$17,684,000	317
Total noninterest expense	$69,005,000	334
Salaries and employee benefits	$43,840,000	264
Premises and equipment expense	$9,671,000	269
Additional noninterest expense	$15,494,000	460
Pre-tax net operating income	$17,277,000	483
Securities gains (losses)	$0	3,182
Applicable income taxes	$6,025,000	406
Income before extraordinary items	$11,252,000	581
Extraordinary gains, net	$0	29
Net income	$11,300,000	578
Minority interest net income	$-48,000	6,802
Net income of bank and minority interests.	$11,252,000	581
Net charge-offs	$2,518,000	624
Cash dividends	$10,920,000	310
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$11,252,000	570
2013-09-30 (YTD Data)		Rank
Total interest income	$59,493,000	328
Total interest expense	$10,344,000	230
Net interest income	$49,149,000	362
Provision for loan and lease losses	$3,329,000	301
Total noninterest income	$18,865,000	351
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$5,058,000	240
Trading account gains and fees	$0	180
Additional Noninterest Income	$13,807,000	322
Total noninterest expense	$51,775,000	332
Salaries and employee benefits	$32,799,000	264
Premises and equipment expense	$7,253,000	267
Additional noninterest expense	$11,723,000	458
Pre-tax net operating income	$12,910,000	499
Securities gains (losses)	$0	3,040
Applicable income taxes	$4,436,000	420
Income before extraordinary items	$8,474,000	588
Extraordinary gains, net	$0	25
Net income	$8,514,000	586
Minority interest net income	$-40,000	6,882
Net income of bank and minority interests.	$8,474,000	590
Net charge-offs	$2,136,000	568
Cash dividends	$7,890,000	304
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$8,474,000	575
2013-06-30 (YTD Data)		Rank
Total interest income	$39,735,000	328
Total interest expense	$7,364,000	226
Net interest income	$32,371,000	361
Provision for loan and lease losses	$2,622,000	284
Total noninterest income	$13,250,000	346
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$3,278,000	241
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,972,000	305
Total noninterest expense	$34,689,000	329
Salaries and employee benefits	$22,030,000	268
Premises and equipment expense	$4,895,000	265
Additional noninterest expense	$7,764,000	459
Pre-tax net operating income	$8,310,000	507
Securities gains (losses)	$0	2,791
Applicable income taxes	$2,855,000	427
Income before extraordinary items	$5,455,000	612
Extraordinary gains, net	$0	22
Net income	$5,482,000	610
Minority interest net income	$-27,000	6,928
Net income of bank and minority interests.	$5,455,000	614
Net charge-offs	$1,657,000	534
Cash dividends	$5,090,000	294
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$5,455,000	583
2013-03-31 (YTD Data)		Rank
Total interest income	$20,175,000	330
Total interest expense	$3,991,000	217
Net interest income	$16,184,000	363
Provision for loan and lease losses	$891,000	450
Total noninterest income	$6,595,000	349
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,593,000	243
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,002,000	303
Total noninterest expense	$17,914,000	319
Salaries and employee benefits	$11,043,000	269
Premises and equipment expense	$2,559,000	252
Additional noninterest expense	$4,312,000	426
Pre-tax net operating income	$3,974,000	525
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,295,000	455
Income before extraordinary items	$2,679,000	613
Extraordinary gains, net	$0	10
Net income	$2,693,000	610
Minority interest net income	$-14,000	7,008
Net income of bank and minority interests.	$2,679,000	615
Net charge-offs	$1,024,000	466
Cash dividends	$2,400,000	266
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,679,000	581
2012-12-31 (YTD Data)		Rank
Total interest income	$83,021,000	334
Total interest expense	$21,644,000	197
Net interest income	$61,377,000	374
Provision for loan and lease losses	$4,545,000	549
Total noninterest income	$23,737,000	373
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$6,903,000	234
Trading account gains and fees	$0	166
Additional Noninterest Income	$16,834,000	336
Total noninterest expense	$69,882,000	324
Salaries and employee benefits	$42,307,000	261
Premises and equipment expense	$9,287,000	276
Additional noninterest expense	$18,288,000	425
Pre-tax net operating income	$10,687,000	677
Securities gains (losses)	$143,000	1,983
Applicable income taxes	$3,642,000	532
Income before extraordinary items	$7,188,000	823
Extraordinary gains, net	$0	29
Net income	$7,240,000	813
Minority interest net income	$-52,000	7,067
Net income of bank and minority interests.	$7,188,000	823
Net charge-offs	$10,896,000	294
Cash dividends	$4,130,000	674
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,093,620	782
2012-09-30 (YTD Data)		Rank
Total interest income	$62,554,000	339
Total interest expense	$17,206,000	196
Net interest income	$45,348,000	380
Provision for loan and lease losses	$2,438,000	725
Total noninterest income	$16,386,000	394
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$5,055,000	243
Trading account gains and fees	$0	157
Additional Noninterest Income	$11,331,000	362
Total noninterest expense	$52,358,000	319
Salaries and employee benefits	$31,725,000	262
Premises and equipment expense	$7,032,000	275
Additional noninterest expense	$13,601,000	431
Pre-tax net operating income	$6,938,000	814
Securities gains (losses)	$207,000	1,406
Applicable income taxes	$2,349,000	616
Income before extraordinary items	$4,796,000	967
Extraordinary gains, net	$0	20
Net income	$4,839,000	956
Minority interest net income	$-43,000	7,165
Net income of bank and minority interests.	$4,796,000	967
Net charge-offs	$9,386,000	271
Cash dividends	$2,130,000	730
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,657,310	935
2012-06-30 (YTD Data)		Rank
Total interest income	$41,857,000	337
Total interest expense	$12,108,000	191
Net interest income	$29,749,000	385
Provision for loan and lease losses	$1,781,000	707
Total noninterest income	$10,994,000	394
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$3,223,000	251
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,771,000	342
Total noninterest expense	$35,190,000	316
Salaries and employee benefits	$21,255,000	258
Premises and equipment expense	$4,731,000	273
Additional noninterest expense	$9,204,000	416
Pre-tax net operating income	$3,772,000	950
Securities gains (losses)	$207,000	1,077
Applicable income taxes	$1,239,000	749
Income before extraordinary items	$2,740,000	1,095
Extraordinary gains, net	$0	19
Net income	$2,770,000	1,081
Minority interest net income	$-30,000	7,230
Net income of bank and minority interests.	$2,740,000	1,095
Net charge-offs	$3,680,000	433
Cash dividends	$1,410,000	728
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,597,170	1,082
2012-03-31 (YTD Data)		Rank
Total interest income	$20,777,000	338
Total interest expense	$5,880,000	203
Net interest income	$14,897,000	384
Provision for loan and lease losses	$51,000	3,637
Total noninterest income	$4,926,000	402
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,559,000	251
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,367,000	375
Total noninterest expense	$17,884,000	309
Salaries and employee benefits	$10,573,000	253
Premises and equipment expense	$2,433,000	263
Additional noninterest expense	$4,878,000	387
Pre-tax net operating income	$1,888,000	941
Securities gains (losses)	$0	2,210
Applicable income taxes	$576,000	784
Income before extraordinary items	$1,312,000	1,127
Extraordinary gains, net	$0	19
Net income	$1,329,000	1,115
Minority interest net income	$-17,000	7,295
Net income of bank and minority interests.	$1,312,000	1,127
Net charge-offs	$2,739,000	307
Cash dividends	$750,000	607
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,312,000	1,061
2011-12-31 (YTD Data)		Rank
Total interest income	$89,136,000	324
Total interest expense	$26,773,000	211
Net interest income	$62,363,000	366
Provision for loan and lease losses	$6,710,000	625
Total noninterest income	$15,760,000	445
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,429,000	258
Trading account gains and fees	$76,000	108
Additional Noninterest Income	$9,255,000	450
Total noninterest expense	$117,153,000	195
Salaries and employee benefits	$38,845,000	263
Premises and equipment expense	$11,913,000	226
Additional noninterest expense	$66,395,000	157
Pre-tax net operating income	$-45,740,000	7,345
Securities gains (losses)	$724,000	592
Applicable income taxes	$2,216,000	723
Income before extraordinary items	$-47,232,000	7,337
Extraordinary gains, net	$0	29
Net income	$-47,183,000	7,337
Minority interest net income	$-49,000	7,344
Net income of bank and minority interests.	$-47,232,000	7,337
Net charge-offs	$26,768,000	203
Cash dividends	$730,000	1,986
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-47,956,000	7,337
2011-09-30 (YTD Data)		Rank
Total interest income	$67,890,000	322
Total interest expense	$20,586,000	215
Net interest income	$47,304,000	362
Provision for loan and lease losses	$5,078,000	614
Total noninterest income	$10,139,000	491
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,709,000	258
Trading account gains and fees	$481,000	84
Additional Noninterest Income	$4,949,000	582
Total noninterest expense	$100,190,000	176
Salaries and employee benefits	$28,627,000	262
Premises and equipment expense	$8,919,000	224
Additional noninterest expense	$62,644,000	136
Pre-tax net operating income	$-47,825,000	7,431
Securities gains (losses)	$724,000	470
Applicable income taxes	$1,637,000	733
Income before extraordinary items	$-48,738,000	7,424
Extraordinary gains, net	$0	21
Net income	$-48,699,000	7,424
Minority interest net income	$-39,000	7,425
Net income of bank and minority interests.	$-48,738,000	7,424
Net charge-offs	$17,496,000	215
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-49,462,000	7,424
2011-06-30 (YTD Data)		Rank
Total interest income	$45,969,000	322
Total interest expense	$14,051,000	221
Net interest income	$31,918,000	361
Provision for loan and lease losses	$3,985,000	538
Total noninterest income	$6,191,000	537
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,026,000	266
Trading account gains and fees	$-506,000	7,499
Additional Noninterest Income	$3,671,000	543
Total noninterest expense	$84,088,000	142
Salaries and employee benefits	$18,976,000	266
Premises and equipment expense	$6,035,000	225
Additional noninterest expense	$59,077,000	105
Pre-tax net operating income	$-49,964,000	7,508
Securities gains (losses)	$724,000	263
Applicable income taxes	$951,000	792
Income before extraordinary items	$-50,191,000	7,502
Extraordinary gains, net	$0	15
Net income	$-50,164,000	7,502
Minority interest net income	$-27,000	7,501
Net income of bank and minority interests.	$-50,191,000	7,502
Net charge-offs	$13,397,000	214
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-50,915,000	7,502
2011-03-31 (YTD Data)		Rank
Total interest income	$23,063,000	321
Total interest expense	$7,246,000	222
Net interest income	$15,817,000	360
Provision for loan and lease losses	$3,179,000	348
Total noninterest income	$3,695,000	459
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,467,000	273
Trading account gains and fees	$-607,000	7,568
Additional Noninterest Income	$2,835,000	391
Total noninterest expense	$15,787,000	342
Salaries and employee benefits	$9,386,000	271
Premises and equipment expense	$3,101,000	224
Additional noninterest expense	$3,300,000	550
Pre-tax net operating income	$546,000	2,402
Securities gains (losses)	$1,113,000	91
Applicable income taxes	$468,000	791
Income before extraordinary items	$1,191,000	1,022
Extraordinary gains, net	$0	9
Net income	$1,204,000	1,011
Minority interest net income	$-13,000	7,563
Net income of bank and minority interests.	$1,191,000	1,022
Net charge-offs	$7,639,000	195
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$389,640	2,670
2010-12-31 (YTD Data)		Rank
Total interest income	$112,535,000	277
Total interest expense	$66,291,000	135
Net interest income	$46,244,000	467
Provision for loan and lease losses	$49,619,000	179
Total noninterest income	$16,605,000	449
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$436,000	94
Additional Noninterest Income	$16,169,000	323
Total noninterest expense	$150,939,000	164
Salaries and employee benefits	$36,026,000	267
Premises and equipment expense	$11,592,000	234
Additional noninterest expense	$103,321,000	120
Pre-tax net operating income	$-137,709,000	7,640
Securities gains (losses)	$15,965,000	46
Applicable income taxes	$-49,596,000	7,650
Income before extraordinary items	$-72,148,000	7,622
Extraordinary gains, net	$0	29
Net income	$-72,150,000	7,622
Minority interest net income	$2,000	108
Net income of bank and minority interests.	$-72,148,000	7,622
Net charge-offs	$10,527,000	587
Cash dividends	$7,450,000	236
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-82,365,600	7,624
2010-09-30 (YTD Data)		Rank
Total interest income	$89,984,000	259
Total interest expense	$51,807,000	134
Net interest income	$38,177,000	434
Provision for loan and lease losses	$15,679,000	343
Total noninterest income	$12,987,000	420
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$1,518,000	64
Additional Noninterest Income	$11,469,000	329
Total noninterest expense	$45,821,000	345
Salaries and employee benefits	$26,712,000	263
Premises and equipment expense	$8,762,000	231
Additional noninterest expense	$10,347,000	532
Pre-tax net operating income	$-10,336,000	7,562
Securities gains (losses)	$16,291,000	44
Applicable income taxes	$1,786,000	651
Income before extraordinary items	$4,169,000	828
Extraordinary gains, net	$0	23
Net income	$4,168,000	829
Minority interest net income	$1,000	108
Net income of bank and minority interests.	$4,169,000	829
Net charge-offs	$12,881,000	374
Cash dividends	$7,450,000	157
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-7,234,700	7,501
2010-06-30 (YTD Data)		Rank
Total interest income	$61,544,000	259
Total interest expense	$35,077,000	137
Net interest income	$26,467,000	416
Provision for loan and lease losses	$9,516,000	375
Total noninterest income	$6,859,000	495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$213,000	91
Additional Noninterest Income	$6,646,000	350
Total noninterest expense	$30,339,000	347
Salaries and employee benefits	$17,708,000	266
Premises and equipment expense	$5,840,000	227
Additional noninterest expense	$6,791,000	543
Pre-tax net operating income	$-6,529,000	7,608
Securities gains (losses)	$11,071,000	37
Applicable income taxes	$1,411,000	532
Income before extraordinary items	$3,131,000	718
Extraordinary gains, net	$0	19
Net income	$3,130,000	717
Minority interest net income	$1,000	102
Net income of bank and minority interests.	$3,131,000	718
Net charge-offs	$9,004,000	361
Cash dividends	$5,750,000	124
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-4,507,990	7,550
2010-03-31 (YTD Data)		Rank
Total interest income	$31,975,000	263
Total interest expense	$17,885,000	139
Net interest income	$14,090,000	395
Provision for loan and lease losses	$3,366,000	506
Total noninterest income	$3,503,000	475
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-90,000	7,911
Additional Noninterest Income	$3,593,000	329
Total noninterest expense	$15,184,000	349
Salaries and employee benefits	$8,717,000	281
Premises and equipment expense	$3,054,000	224
Additional noninterest expense	$3,413,000	537
Pre-tax net operating income	$-957,000	7,404
Securities gains (losses)	$4,384,000	47
Applicable income taxes	$1,160,000	345
Income before extraordinary items	$2,267,000	477
Extraordinary gains, net	$0	16
Net income	$2,266,000	479
Minority interest net income	$1,000	84
Net income of bank and minority interests.	$2,267,000	479
Net charge-offs	$3,712,000	418
Cash dividends	$1,300,000	263
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-626,440	7,310
2009-12-31 (YTD Data)		Rank
Total interest income	$151,810,000	237
Total interest expense	$83,891,000	147
Net interest income	$67,919,000	323
Provision for loan and lease losses	$12,413,000	721
Total noninterest income	$17,046,000	433
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-296,000	7,985
Additional Noninterest Income	$17,342,000	303
Total noninterest expense	$66,059,000	346
Salaries and employee benefits	$39,039,000	241
Premises and equipment expense	$12,088,000	226
Additional noninterest expense	$14,932,000	557
Pre-tax net operating income	$6,493,000	659
Securities gains (losses)	$13,518,000	58
Applicable income taxes	$5,756,000	244
Income before extraordinary items	$14,255,000	232
Extraordinary gains, net	$0	34
Net income	$14,257,000	233
Minority interest net income	$-2,000	7,986
Net income of bank and minority interests.	$14,255,000	233
Net charge-offs	$15,725,000	481
Cash dividends	$19,700,000	109
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,657,220	728
2009-09-30 (YTD Data)		Rank
Total interest income	$116,876,000	240
Total interest expense	$64,589,000	156
Net interest income	$52,287,000	328
Provision for loan and lease losses	$8,822,000	689
Total noninterest income	$12,261,000	452
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-213,000	8,077
Additional Noninterest Income	$12,474,000	314
Total noninterest expense	$50,736,000	338
Salaries and employee benefits	$30,182,000	242
Premises and equipment expense	$9,199,000	231
Additional noninterest expense	$11,355,000	525
Pre-tax net operating income	$4,990,000	675
Securities gains (losses)	$12,980,000	54
Applicable income taxes	$5,275,000	219
Income before extraordinary items	$12,695,000	211
Extraordinary gains, net	$0	27
Net income	$12,696,000	211
Minority interest net income	$-1,000	8,078
Net income of bank and minority interests.	$12,695,000	211
Net charge-offs	$12,517,000	437
Cash dividends	$15,800,000	98
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,479,200	769
2009-06-30 (YTD Data)		Rank
Total interest income	$81,155,000	241
Total interest expense	$44,162,000	166
Net interest income	$36,993,000	317
Provision for loan and lease losses	$3,633,000	952
Total noninterest income	$7,235,000	505
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$7,235,000	350
Total noninterest expense	$34,218,000	334
Salaries and employee benefits	$20,256,000	243
Premises and equipment expense	$6,264,000	226
Additional noninterest expense	$7,698,000	527
Pre-tax net operating income	$6,377,000	347
Securities gains (losses)	$9,433,000	58
Applicable income taxes	$4,426,000	184
Income before extraordinary items	$11,384,000	171
Extraordinary gains, net	$0	21
Net income	$11,384,000	170
Minority interest net income	$0	112
Net income of bank and minority interests.	$11,384,000	171
Net charge-offs	$2,448,000	993
Cash dividends	$14,000,000	76
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$4,592,240	364
2009-03-31 (YTD Data)		Rank
Total interest income	$41,989,000	241
Total interest expense	$22,836,000	169
Net interest income	$19,153,000	302
Provision for loan and lease losses	$3,161,000	543
Total noninterest income	$3,350,000	506
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$3,350,000	342
Total noninterest expense	$16,039,000	339
Salaries and employee benefits	$9,866,000	250
Premises and equipment expense	$3,263,000	214
Additional noninterest expense	$2,910,000	591
Pre-tax net operating income	$3,303,000	369
Securities gains (losses)	$5,893,000	59
Applicable income taxes	$1,787,000	232
Income before extraordinary items	$7,409,000	153
Extraordinary gains, net	$0	15
Net income	$7,408,000	152
Minority interest net income	$1,000	96
Net income of bank and minority interests.	$7,409,000	154
Net charge-offs	$1,855,000	629
Cash dividends	$7,000,000	77
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,635,670	334
2008-12-31 (YTD Data)		Rank
Total interest income	$177,282,000	239
Total interest expense	$104,373,000	180
Net interest income	$72,909,000	324
Provision for loan and lease losses	$1,447,000	2,212
Total noninterest income	$16,914,000	398
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$16,914,000	267
Total noninterest expense	$61,962,000	352
Salaries and employee benefits	$38,265,000	251
Premises and equipment expense	$11,923,000	234
Additional noninterest expense	$11,774,000	594
Pre-tax net operating income	$26,414,000	220
Securities gains (losses)	$942,000	228
Applicable income taxes	$9,481,000	187
Income before extraordinary items	$17,875,000	223
Extraordinary gains, net	$0	39
Net income	$17,875,000	223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,013,000	1,946
Cash dividends	$26,400,000	143
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$17,262,700	242
2008-09-30 (YTD Data)		Rank
Total interest income	$133,325,000	249
Total interest expense	$80,019,000	189
Net interest income	$53,306,000	338
Provision for loan and lease losses	$1,358,000	1,523
Total noninterest income	$13,222,000	406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$13,222,000	276
Total noninterest expense	$46,269,000	342
Salaries and employee benefits	$28,451,000	265
Premises and equipment expense	$8,949,000	238
Additional noninterest expense	$8,869,000	547
Pre-tax net operating income	$18,901,000	291
Securities gains (losses)	$-1,886,000	8,047
Applicable income taxes	$5,515,000	296
Income before extraordinary items	$11,500,000	326
Extraordinary gains, net	$0	31
Net income	$11,500,000	325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$753,000	1,550
Cash dividends	$19,800,000	149
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$12,782,480	308
2008-06-30 (YTD Data)		Rank
Total interest income	$89,156,000	256
Total interest expense	$54,343,000	195
Net interest income	$34,813,000	344
Provision for loan and lease losses	$223,000	2,985
Total noninterest income	$8,743,000	420
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$8,743,000	285
Total noninterest expense	$30,612,000	345
Salaries and employee benefits	$18,787,000	271
Premises and equipment expense	$6,008,000	236
Additional noninterest expense	$5,817,000	546
Pre-tax net operating income	$12,721,000	301
Securities gains (losses)	$1,700,000	132
Applicable income taxes	$4,743,000	265
Income before extraordinary items	$9,678,000	298
Extraordinary gains, net	$0	21
Net income	$9,678,000	297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$656,000	1,111
Cash dividends	$13,200,000	156
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$8,539,000	322
2008-03-31 (YTD Data)		Rank
Total interest income	$45,255,000	263
Total interest expense	$28,329,000	200
Net interest income	$16,926,000	354
Provision for loan and lease losses	$156,000	2,081
Total noninterest income	$3,970,000	469
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,970,000	313
Total noninterest expense	$15,203,000	340
Salaries and employee benefits	$9,251,000	281
Premises and equipment expense	$3,022,000	230
Additional noninterest expense	$2,930,000	512
Pre-tax net operating income	$5,537,000	364
Securities gains (losses)	$2,279,000	82
Applicable income taxes	$2,583,000	267
Income before extraordinary items	$5,233,000	304
Extraordinary gains, net	$0	15
Net income	$5,233,000	305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$535,000	676
Cash dividends	$6,600,000	149
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$3,706,070	385
2007-12-31 (YTD Data)		Rank
Total interest income	$182,828,000	266
Total interest expense	$115,128,000	209
Net interest income	$67,700,000	366
Provision for loan and lease losses	$-273,000	8,457
Total noninterest income	$19,841,000	381
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$19,841,000	263
Total noninterest expense	$62,230,000	324
Salaries and employee benefits	$38,003,000	263
Premises and equipment expense	$11,726,000	231
Additional noninterest expense	$12,501,000	489
Pre-tax net operating income	$25,584,000	387
Securities gains (losses)	$214,000	429
Applicable income taxes	$8,825,000	360
Income before extraordinary items	$16,973,000	407
Extraordinary gains, net	$0	39
Net income	$16,973,000	404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$527,000	1,633
Cash dividends	$100,200,000	83
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$16,831,760	401
2007-09-30 (YTD Data)		Rank
Total interest income	$136,306,000	269
Total interest expense	$85,728,000	208
Net interest income	$50,578,000	366
Provision for loan and lease losses	$-491,000	8,522
Total noninterest income	$14,719,000	388
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$14,719,000	265
Total noninterest expense	$47,280,000	321
Salaries and employee benefits	$28,711,000	262
Premises and equipment expense	$8,873,000	226
Additional noninterest expense	$9,696,000	458
Pre-tax net operating income	$18,508,000	428
Securities gains (losses)	$1,096,000	149
Applicable income taxes	$6,676,000	391
Income before extraordinary items	$12,928,000	438
Extraordinary gains, net	$0	33
Net income	$12,928,000	436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$470,000	1,130
Cash dividends	$93,600,000	70
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$12,204,640	445
2007-06-30 (YTD Data)		Rank
Total interest income	$90,275,000	278
Total interest expense	$56,311,000	223
Net interest income	$33,964,000	374
Provision for loan and lease losses	$-879,000	8,583
Total noninterest income	$9,980,000	404
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$9,980,000	282
Total noninterest expense	$31,401,000	329
Salaries and employee benefits	$19,084,000	274
Premises and equipment expense	$5,955,000	236
Additional noninterest expense	$6,362,000	473
Pre-tax net operating income	$13,422,000	443
Securities gains (losses)	$790,000	138
Applicable income taxes	$4,841,000	395
Income before extraordinary items	$9,371,000	449
Extraordinary gains, net	$0	29
Net income	$9,371,000	448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	1,486
Cash dividends	$87,000,000	66
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$8,849,600	457
2007-03-31 (YTD Data)		Rank
Total interest income	$44,487,000	280
Total interest expense	$27,692,000	226
Net interest income	$16,795,000	373
Provision for loan and lease losses	$-929,000	8,632
Total noninterest income	$4,615,000	413
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$4,615,000	287
Total noninterest expense	$15,663,000	332
Salaries and employee benefits	$9,599,000	275
Premises and equipment expense	$2,978,000	238
Additional noninterest expense	$3,086,000	473
Pre-tax net operating income	$6,676,000	437
Securities gains (losses)	$313,000	160
Applicable income taxes	$2,335,000	408
Income before extraordinary items	$4,654,000	441
Extraordinary gains, net	$0	22
Net income	$4,654,000	440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,271
Cash dividends	$6,000,000	209
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$4,444,290	451
2006-12-31 (YTD Data)		Rank
Total interest income	$174,071,000	269
Total interest expense	$101,065,000	217
Net interest income	$73,006,000	336
Provision for loan and lease losses	$632,000	1,543
Total noninterest income	$15,588,000	460
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$15,588,000	315
Total noninterest expense	$60,247,000	322
Salaries and employee benefits	$37,142,000	269
Premises and equipment expense	$11,069,000	234
Additional noninterest expense	$12,036,000	481
Pre-tax net operating income	$27,715,000	435
Securities gains (losses)	$1,826,000	116
Applicable income taxes	$9,462,000	412
Income before extraordinary items	$20,079,000	425
Extraordinary gains, net	$0	51
Net income	$20,079,000	424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	2,598
Cash dividends	$21,200,000	224
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$18,837,320	438
2006-09-30 (YTD Data)		Rank
Total interest income	$129,874,000	277
Total interest expense	$73,455,000	226
Net interest income	$56,419,000	342
Provision for loan and lease losses	$297,000	2,177
Total noninterest income	$11,497,000	479
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,497,000	334
Total noninterest expense	$45,156,000	338
Salaries and employee benefits	$27,833,000	278
Premises and equipment expense	$8,301,000	246
Additional noninterest expense	$9,022,000	492
Pre-tax net operating income	$22,463,000	435
Securities gains (losses)	$1,533,000	113
Applicable income taxes	$8,441,000	385
Income before extraordinary items	$15,555,000	429
Extraordinary gains, net	$0	45
Net income	$15,555,000	428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	3,446
Cash dividends	$15,600,000	226
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$14,558,550	445
2006-06-30 (YTD Data)		Rank
Total interest income	$85,300,000	279
Total interest expense	$47,437,000	228
Net interest income	$37,863,000	344
Provision for loan and lease losses	$119,000	3,110
Total noninterest income	$7,250,000	496
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,250,000	343
Total noninterest expense	$29,929,000	341
Salaries and employee benefits	$18,535,000	279
Premises and equipment expense	$5,492,000	252
Additional noninterest expense	$5,902,000	495
Pre-tax net operating income	$15,065,000	426
Securities gains (losses)	$1,233,000	94
Applicable income taxes	$5,719,000	378
Income before extraordinary items	$10,579,000	418
Extraordinary gains, net	$0	39
Net income	$10,579,000	417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,157
Cash dividends	$10,000,000	223
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$9,777,550	439
2006-03-31 (YTD Data)		Rank
Total interest income	$41,623,000	281
Total interest expense	$22,839,000	225
Net interest income	$18,784,000	341
Provision for loan and lease losses	$63,000	2,743
Total noninterest income	$3,497,000	503
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,497,000	348
Total noninterest expense	$15,146,000	332
Salaries and employee benefits	$9,478,000	274
Premises and equipment expense	$2,739,000	255
Additional noninterest expense	$2,929,000	499
Pre-tax net operating income	$7,072,000	438
Securities gains (losses)	$924,000	75
Applicable income taxes	$2,787,000	380
Income before extraordinary items	$5,209,000	420
Extraordinary gains, net	$0	21
Net income	$5,209,000	419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	1,486
Cash dividends	$5,000,000	202
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$4,608,400	456
2005-12-31 (YTD Data)		Rank
Total interest income	$164,154,000	250
Total interest expense	$78,696,000	204
Net interest income	$85,458,000	302
Provision for loan and lease losses	$540,000	1,779
Total noninterest income	$13,971,000	502
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$13,971,000	347
Total noninterest expense	$59,930,000	331
Salaries and employee benefits	$37,554,000	257
Premises and equipment expense	$10,970,000	243
Additional noninterest expense	$11,406,000	496
Pre-tax net operating income	$38,959,000	331
Securities gains (losses)	$3,627,000	99
Applicable income taxes	$14,833,000	307
Income before extraordinary items	$27,753,000	322
Extraordinary gains, net	$0	46
Net income	$27,753,000	323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,373,000	339
Cash dividends	$18,200,000	260
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$25,395,450	341
2005-09-30 (YTD Data)		Rank
Total interest income	$122,474,000	247
Total interest expense	$56,633,000	202
Net interest income	$65,841,000	288
Provision for loan and lease losses	$478,000	1,459
Total noninterest income	$10,296,000	506
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,296,000	352
Total noninterest expense	$45,129,000	327
Salaries and employee benefits	$28,604,000	253
Premises and equipment expense	$8,195,000	244
Additional noninterest expense	$8,330,000	510
Pre-tax net operating income	$30,530,000	322
Securities gains (losses)	$2,866,000	103
Applicable income taxes	$11,427,000	304
Income before extraordinary items	$21,969,000	314
Extraordinary gains, net	$0	35
Net income	$21,969,000	315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,292,000	273
Cash dividends	$13,300,000	243
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$20,077,440	329
2005-06-30 (YTD Data)		Rank
Total interest income	$80,898,000	241
Total interest expense	$35,961,000	200
Net interest income	$44,937,000	277
Provision for loan and lease losses	$386,000	1,220
Total noninterest income	$6,642,000	509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$6,642,000	357
Total noninterest expense	$30,353,000	325
Salaries and employee benefits	$19,251,000	245
Premises and equipment expense	$5,426,000	242
Additional noninterest expense	$5,676,000	502
Pre-tax net operating income	$20,840,000	316
Securities gains (losses)	$2,126,000	103
Applicable income taxes	$7,848,000	293
Income before extraordinary items	$15,118,000	307
Extraordinary gains, net	$0	30
Net income	$15,118,000	307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	1,968
Cash dividends	$8,400,000	229
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$13,714,840	318
2005-03-31 (YTD Data)		Rank
Total interest income	$39,944,000	236
Total interest expense	$17,162,000	203
Net interest income	$22,782,000	273
Provision for loan and lease losses	$117,000	1,831
Total noninterest income	$3,134,000	514
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,134,000	359
Total noninterest expense	$15,648,000	309
Salaries and employee benefits	$9,976,000	241
Premises and equipment expense	$2,769,000	240
Additional noninterest expense	$2,903,000	479
Pre-tax net operating income	$10,151,000	318
Securities gains (losses)	$1,764,000	75
Applicable income taxes	$4,057,000	277
Income before extraordinary items	$7,858,000	281
Extraordinary gains, net	$0	24
Net income	$7,858,000	281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,591
Cash dividends	$4,200,000	200
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$6,693,760	316
2004-12-31 (YTD Data)		Rank
Total interest income	$148,872,000	239
Total interest expense	$60,774,000	185
Net interest income	$88,098,000	280
Provision for loan and lease losses	$1,329,000	807
Total noninterest income	$15,541,000	451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$15,541,000	320
Total noninterest expense	$60,656,000	316
Salaries and employee benefits	$36,370,000	266
Premises and equipment expense	$11,444,000	234
Additional noninterest expense	$12,842,000	447
Pre-tax net operating income	$41,654,000	299
Securities gains (losses)	$1,589,000	206
Applicable income taxes	$14,850,000	284
Income before extraordinary items	$28,393,000	304
Extraordinary gains, net	$0	34
Net income	$28,393,000	304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$377,000	1,667
Cash dividends	$13,600,000	282
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$27,344,260	303
2004-09-30 (YTD Data)		Rank
Total interest income	$109,635,000	242
Total interest expense	$45,128,000	184
Net interest income	$64,507,000	289
Provision for loan and lease losses	$1,141,000	678
Total noninterest income	$11,939,000	459
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,939,000	326
Total noninterest expense	$45,637,000	313
Salaries and employee benefits	$26,868,000	269
Premises and equipment expense	$8,766,000	234
Additional noninterest expense	$10,003,000	430
Pre-tax net operating income	$29,668,000	310
Securities gains (losses)	$1,203,000	233
Applicable income taxes	$10,617,000	295
Income before extraordinary items	$20,254,000	315
Extraordinary gains, net	$0	26
Net income	$20,254,000	315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,816
Cash dividends	$10,200,000	265
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$19,460,020	313
2004-06-30 (YTD Data)		Rank
Total interest income	$72,892,000	240
Total interest expense	$30,140,000	178
Net interest income	$42,752,000	283
Provision for loan and lease losses	$874,000	584
Total noninterest income	$6,645,000	501
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,645,000	347
Total noninterest expense	$29,114,000	318
Salaries and employee benefits	$17,658,000	266
Premises and equipment expense	$5,738,000	240
Additional noninterest expense	$5,718,000	482
Pre-tax net operating income	$19,409,000	304
Securities gains (losses)	$935,000	224
Applicable income taxes	$6,905,000	304
Income before extraordinary items	$13,439,000	307
Extraordinary gains, net	$0	21
Net income	$13,439,000	308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	1,659
Cash dividends	$6,800,000	257
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$12,821,900	302
2004-03-31 (YTD Data)		Rank
Total interest income	$36,648,000	236
Total interest expense	$15,184,000	177
Net interest income	$21,464,000	284
Provision for loan and lease losses	$490,000	530
Total noninterest income	$3,478,000	490
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,478,000	336
Total noninterest expense	$14,576,000	320
Salaries and employee benefits	$8,742,000	273
Premises and equipment expense	$2,960,000	228
Additional noninterest expense	$2,874,000	475
Pre-tax net operating income	$9,876,000	297
Securities gains (losses)	$386,000	304
Applicable income taxes	$3,448,000	299
Income before extraordinary items	$6,814,000	305
Extraordinary gains, net	$0	16
Net income	$6,814,000	306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	1,595
Cash dividends	$3,400,000	237
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$6,559,240	290
2003-12-31 (YTD Data)		Rank
Total interest income	$138,902,000	251
Total interest expense	$70,468,000	171
Net interest income	$68,434,000	325
Provision for loan and lease losses	$1,304,000	904
Total noninterest income	$14,966,000	491
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$14,966,000	343
Total noninterest expense	$55,582,000	341
Salaries and employee benefits	$32,266,000	289
Premises and equipment expense	$11,421,000	242
Additional noninterest expense	$11,895,000	484
Pre-tax net operating income	$26,514,000	386
Securities gains (losses)	$6,995,000	137
Applicable income taxes	$11,381,000	332
Income before extraordinary items	$22,128,000	352
Extraordinary gains, net	$0	54
Net income	$22,128,000	353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,429
Cash dividends	$9,600,000	391
Sale, conversion, retirement of capital stock, net	$202,400,000	11
Net operating income	$17,511,300	399
2003-09-30 (YTD Data)		Rank
Total interest income	$104,531,000	258
Total interest expense	$53,962,000	177
Net interest income	$50,569,000	336
Provision for loan and lease losses	$367,000	2,163
Total noninterest income	$10,654,000	538
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,654,000	374
Total noninterest expense	$41,767,000	344
Salaries and employee benefits	$24,077,000	297
Premises and equipment expense	$8,543,000	242
Additional noninterest expense	$9,147,000	480
Pre-tax net operating income	$19,089,000	407
Securities gains (losses)	$6,692,000	136
Applicable income taxes	$8,882,000	338
Income before extraordinary items	$16,899,000	365
Extraordinary gains, net	$0	40
Net income	$16,899,000	366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,165
Cash dividends	$7,200,000	376
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$12,482,280	422
2003-06-30 (YTD Data)		Rank
Total interest income	$71,292,000	255
Total interest expense	$36,661,000	181
Net interest income	$34,631,000	332
Provision for loan and lease losses	$367,000	1,515
Total noninterest income	$6,160,000	580
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$6,160,000	405
Total noninterest expense	$27,711,000	348
Salaries and employee benefits	$15,808,000	303
Premises and equipment expense	$5,641,000	248
Additional noninterest expense	$6,262,000	474
Pre-tax net operating income	$12,713,000	409
Securities gains (losses)	$4,429,000	151
Applicable income taxes	$6,080,000	340
Income before extraordinary items	$11,062,000	371
Extraordinary gains, net	$0	30
Net income	$11,062,000	372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,012
Cash dividends	$4,800,000	374
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$8,183,150	428
2003-03-31 (YTD Data)		Rank
Total interest income	$36,273,000	255
Total interest expense	$18,554,000	185
Net interest income	$17,719,000	330
Provision for loan and lease losses	$258,000	1,086
Total noninterest income	$3,190,000	572
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,190,000	399
Total noninterest expense	$13,363,000	361
Salaries and employee benefits	$7,837,000	307
Premises and equipment expense	$2,785,000	254
Additional noninterest expense	$2,741,000	521
Pre-tax net operating income	$7,288,000	365
Securities gains (losses)	$1,767,000	160
Applicable income taxes	$3,185,000	331
Income before extraordinary items	$5,870,000	340
Extraordinary gains, net	$0	21
Net income	$5,870,000	341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,799
Cash dividends	$2,400,000	343
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$4,721,450	373
2002-12-31 (YTD Data)		Rank
Total interest income	$106,603,000	347
Total interest expense	$61,429,000	237
Net interest income	$45,174,000	464
Provision for loan and lease losses	$0	8,089
Total noninterest income	$8,814,000	680
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,814,000	468
Total noninterest expense	$35,749,000	486
Salaries and employee benefits	$21,383,000	408
Premises and equipment expense	$7,301,000	341
Additional noninterest expense	$7,065,000	728
Pre-tax net operating income	$18,239,000	507
Securities gains (losses)	$2,984,000	213
Applicable income taxes	$7,116,000	455
Income before extraordinary items	$14,107,000	486
Extraordinary gains, net	$0	70
Net income	$14,107,000	488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	2,896
Cash dividends	$5,850,000	550
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$12,137,560	519
2001-12-31 (YTD Data)		Rank
Total interest income	$122,123,000	337
Total interest expense	$80,774,000	259
Net interest income	$41,349,000	461
Provision for loan and lease losses	$13,000	7,809
Total noninterest income	$9,582,000	617
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$9,582,000	425
Total noninterest expense	$35,063,000	485
Salaries and employee benefits	$19,728,000	410
Premises and equipment expense	$7,094,000	346
Additional noninterest expense	$8,241,000	656
Pre-tax net operating income	$15,855,000	520
Securities gains (losses)	$1,805,000	263
Applicable income taxes	$6,400,000	464
Income before extraordinary items	$11,260,000	528
Extraordinary gains, net	$0	105
Net income	$11,260,000	528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	2,076
Cash dividends	$2,000,000	1,312
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$10,104,800	546
2000-12-31 (YTD Data)		Rank
Total interest income	$123,442,000	355
Total interest expense	$77,411,000	313
Net interest income	$46,031,000	430
Provision for loan and lease losses	$312,000	2,752
Total noninterest income	$8,668,000	646
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,899,000	721
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,769,000	526
Total noninterest expense	$33,250,000	487
Salaries and employee benefits	$17,781,000	421
Premises and equipment expense	$5,611,000	405
Additional noninterest expense	$9,858,000	591
Pre-tax net operating income	$21,137,000	430
Securities gains (losses)	$130,000	508
Applicable income taxes	$7,866,000	404
Income before extraordinary items	$13,401,000	452
Extraordinary gains, net	$0	38
Net income	$13,401,000	453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,871
Cash dividends	$43,100,000	152
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$13,317,800	454
1999-12-31 (YTD Data)		Rank
Total interest income	$118,394,000	355
Total interest expense	$75,337,000	280
Net interest income	$43,057,000	467
Provision for loan and lease losses	$350,000	2,350
Total noninterest income	$7,328,000	737
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,845,000	475
Trading account gains and fees	$-220,000	4,539
Additional Noninterest Income	$4,703,000	677
Total noninterest expense	$53,011,000	349
Salaries and employee benefits	$16,926,000	447
Premises and equipment expense	$5,586,000	415
Additional noninterest expense	$30,499,000	279
Pre-tax net operating income	$-2,976,000	10,182
Securities gains (losses)	$298,000	460
Applicable income taxes	$1,805,000	1,350
Income before extraordinary items	$-4,483,000	10,196
Extraordinary gains, net	$0	35
Net income	$-4,483,000	10,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	2,042
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-4,781,000	10,194
1998-12-31 (YTD Data)		Rank
Total interest income	$126,167,000	326
Total interest expense	$80,017,000	259
Net interest income	$46,150,000	429
Provision for loan and lease losses	$637,000	1,419
Total noninterest income	$7,674,000	706
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$2,803,000	469
Trading account gains and fees	$1,000	215
Additional Noninterest Income	$4,870,000	651
Total noninterest expense	$35,192,000	469
Salaries and employee benefits	$16,375,000	444
Premises and equipment expense	$5,597,000	403
Additional noninterest expense	$13,220,000	485
Pre-tax net operating income	$17,995,000	480
Securities gains (losses)	$-260,000	10,426
Applicable income taxes	$6,584,000	466
Income before extraordinary items	$11,151,000	528
Extraordinary gains, net	$0	32
Net income	$11,151,000	527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$978,000	764
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$11,317,400	493
1997-12-31 (YTD Data)		Rank
Total interest income	$116,387,000	354
Total interest expense	$72,870,000	292
Net interest income	$43,517,000	452
Provision for loan and lease losses	$1,065,000	943
Total noninterest income	$5,790,000	832
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,370,000	552
Trading account gains and fees	$0	239
Additional Noninterest Income	$3,420,000	778
Total noninterest expense	$31,378,000	506
Salaries and employee benefits	$15,069,000	459
Premises and equipment expense	$5,313,000	417
Additional noninterest expense	$10,996,000	543
Pre-tax net operating income	$16,864,000	525
Securities gains (losses)	$-57,000	10,672
Applicable income taxes	$6,622,000	498
Income before extraordinary items	$10,185,000	595
Extraordinary gains, net	$0	44
Net income	$10,185,000	595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,272
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$10,221,480	570
1996-12-31 (YTD Data)		Rank
Total interest income	$81,971,000	498
Total interest expense	$49,595,000	425
Net interest income	$32,376,000	621
Provision for loan and lease losses	$672,000	1,368
Total noninterest income	$3,182,000	1,302
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,063,000	1,256
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,119,000	1,110
Total noninterest expense	$29,895,000	563
Salaries and employee benefits	$10,979,000	642
Premises and equipment expense	$3,969,000	569
Additional noninterest expense	$14,947,000	496
Pre-tax net operating income	$4,991,000	1,439
Securities gains (losses)	$181,000	733
Applicable income taxes	$1,671,000	1,449
Income before extraordinary items	$3,501,000	1,416
Extraordinary gains, net	$0	53
Net income	$3,501,000	1,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,258
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,377,920	1,423
1995-12-31 (YTD Data)		Rank
Total interest income	$81,981,000	525
Total interest expense	$50,406,000	443
Net interest income	$31,575,000	650
Provision for loan and lease losses	$597,000	1,377
Total noninterest income	$2,212,000	1,688
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,082,000	1,238
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,130,000	1,657
Total noninterest expense	$22,018,000	731
Salaries and employee benefits	$10,122,000	693
Premises and equipment expense	$3,683,000	633
Additional noninterest expense	$8,213,000	785
Pre-tax net operating income	$11,172,000	758
Securities gains (losses)	$546,000	328
Applicable income taxes	$4,074,000	711
Income before extraordinary items	$7,644,000	752
Extraordinary gains, net	$0	65
Net income	$7,644,000	752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,020
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$7,289,100	780
1994-12-31 (YTD Data)		Rank
Total interest income	$79,764,000	476
Total interest expense	$44,324,000	398
Net interest income	$35,440,000	579
Provision for loan and lease losses	$504,000	1,526
Total noninterest income	$2,310,000	1,651
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,131,000	1,171
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,179,000	1,648
Total noninterest expense	$21,889,000	747
Salaries and employee benefits	$9,655,000	726
Premises and equipment expense	$3,659,000	629
Additional noninterest expense	$8,575,000	783
Pre-tax net operating income	$15,357,000	563
Securities gains (losses)	$58,000	1,066
Applicable income taxes	$5,307,000	547
Income before extraordinary items	$10,108,000	548
Extraordinary gains, net	$0	249
Net income	$10,108,000	547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,399
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$10,069,720	563
1993-12-31 (YTD Data)		Rank
Total interest income	$82,004,000	464
Total interest expense	$47,619,000	375
Net interest income	$34,385,000	592
Provision for loan and lease losses	$588,000	1,889
Total noninterest income	$2,719,000	1,575
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,090,000	1,237
Trading account gains and fees	$77,000	290
Additional Noninterest Income	$1,552,000	1,515
Total noninterest expense	$20,685,000	818
Salaries and employee benefits	$8,819,000	784
Premises and equipment expense	$3,560,000	658
Additional noninterest expense	$8,306,000	873
Pre-tax net operating income	$15,831,000	497
Securities gains (losses)	$83,000	2,753
Applicable income taxes	$5,819,000	478
Income before extraordinary items	$10,095,000	531
Extraordinary gains, net	$0	3,149
Net income	$10,095,000	544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	4,097
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$10,041,880	503
1992-12-31 (YTD Data)		Rank
Total interest income	$89,214,000	484
Total interest expense	$56,739,000	394
Net interest income	$32,475,000	631
Provision for loan and lease losses	$747,000	2,265
Total noninterest income	$2,841,000	1,501
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$888,000	1,522
Trading account gains and fees	$172,000	236
Additional Noninterest Income	$1,781,000	1,347
Total noninterest expense	$21,028,000	807
Salaries and employee benefits	$8,545,000	799
Premises and equipment expense	$3,617,000	677
Additional noninterest expense	$8,866,000	855
Pre-tax net operating income	$13,541,000	479
Securities gains (losses)	$1,284,000	544
Applicable income taxes	$5,781,000	429
Income before extraordinary items	$9,044,000	532
Extraordinary gains, net	$-416,000	13,809
Net income	$8,628,000	555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	4,732
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$8,222,240	525

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.