Home > Bank Mutual > Net charge- offs to loans
Bank Mutual, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9985% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1823% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2010% | 4,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6667% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4874% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9330% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6589% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5673% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8656% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 4,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 5,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3672% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2945% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5801% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,819 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 4,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0370% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7596% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4424% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 4,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0311% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6623% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0615% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3553% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6560% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8324% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5221% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 4,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4384% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6920% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2487% | 552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 4,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6470% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8448% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5010% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2981% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3718% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5874% | 382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 5,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4060% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7698% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5310% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 5,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1051% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5761% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3839% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4423% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0818% | 5,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2076% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 4,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6218% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6898% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3659% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0802% | 5,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0836% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 2,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 4,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6389% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9654% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9151% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.1057% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2345% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1151% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1260% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6166% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3284% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7043% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.2192% | 5,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3217% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1780% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8136% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0885% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6202% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 5,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.4566% | 5,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1020% | 6,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9112% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8771% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3812% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0510% | 6,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1653% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2242% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2751% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2174% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1409% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9903% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5918% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5216% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.1114% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0635% | 6,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2731% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2952% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1923% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1272% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4145% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8140% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3147% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3748% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3647% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6616% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0461% | 424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0344% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1181% | 6,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4994% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8208% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4568% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1310% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0399% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9126% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7812% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8235% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 4.9307% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6692% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1157% | 746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4787% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5424% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 3,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8213% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4230% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2345% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9037% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9651% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 6.3233% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1653% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1563% | 632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4616% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5229% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 3,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7060% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9420% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9811% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5377% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5280% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.3880% | 1,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4943% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1594% | 5,563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 2,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1763% | 2,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 2,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8434% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9714% | 1,320 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6887% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8053% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7871% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.8285% | 1,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2048% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2143% | 335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3519% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3487% | 1,259 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3990% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9425% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9741% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 4.7467% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8420% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1463% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4141% | 2,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4687% | 2,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6738% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8841% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3351% | 1,396 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7744% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6896% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6901% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 5.7781% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4560% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8887% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4553% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5152% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9589% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5654% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3893% | 1,391 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3864% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9376% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9515% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 7.7900% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9830% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7219% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6262% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7080% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0321% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3908% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3320% | 1,365 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1421% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1977% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1918% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 19.9036% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9115% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1469% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6059% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6844% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8073% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2748% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3290% | 1,377 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9623% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7179% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6627% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0504% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0087% | 1,094 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1851% | 7,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2069% | 7,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8425% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4125% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5345% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1601% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9950% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1491% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0588% | 852 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 4,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1471% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2820% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1875% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2105% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1026% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7156% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0918% | 668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1604% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3383% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2432% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9842% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8533% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3241% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1898% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 2,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0576% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6554% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7335% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9338% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8692% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0123% | 3,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4594% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5715% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5464% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5197% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3516% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9687% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9026% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0153% | 3,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0486% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2769% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 3,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8673% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3093% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9993% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 3,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 2,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2485% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 3,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 3,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9858% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9847% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5902% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4089% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2797% | 2,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4307% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 2,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6426% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6908% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1115% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2106% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 1,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 4,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5649% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1683% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 5,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 3,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2908% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 3,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 3,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 3,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4475% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4794% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 2,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4443% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0184% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1080% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3904% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5697% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8926% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3606% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6318% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 5,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3850% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4738% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3159% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4935% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5155% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3480% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0893% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5615% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3452% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0745% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 5,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2078% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 4,428 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1795% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 5,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3424% | 7,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2506% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7706% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 6,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5156% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2314% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6614% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1978% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0496% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2329% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0257% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2043% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 4,304 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4086% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 5,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1951% | 4,203 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6205% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 7,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8961% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0291% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 5,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1042% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6649% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1436% | 4,218 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3384% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 6,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 8,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 8,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 4,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 5,715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4029% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 8,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 8,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 8,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2397% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9428% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 5,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 8,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 8,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 3,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2517% | 4,701 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1847% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 7,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 8,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 8,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 8,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1873% | 4,324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8967% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 6,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 3,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4589% | 4,504 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3925% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3507% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3119% | 5,226 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8257% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 7,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2958% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4678% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 6,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2050% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3642% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8506% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 5,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 7.6376% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6224% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 7,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2559% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9438% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 8,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3977% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9583% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 8,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8774% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 8,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2637% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9773% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 9,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4939% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6404% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 10,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2070% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |