Home > Bangor Savings Bank > Net charge- offs to loans
Bangor Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,498 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1812% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5682% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1915% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,534 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6660% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9705% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9786% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 4,390 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0063% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9516% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9550% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9793% | 104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8159% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8159% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 4,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5563% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5563% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 4,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5559% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5559% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0697% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6693% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6693% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 3,819 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1497% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0833% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0833% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 4,514 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,885 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 3,690 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 3,597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0335% | 3,913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1225% | 4,632 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 3,930 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2406% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2406% | 4,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1833% | 4,720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 3,944 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0061% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 3,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6626% | 4,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6626% | 4,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 3,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6876% | 4,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6876% | 4,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3423% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0253% | 4,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0921% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1999% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,265 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 3,982 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1132% | 4,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1132% | 4,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 4,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0078% | 4,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2981% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2981% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0336% | 4,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3164% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3164% | 1,926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,503 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0451% | 4,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0187% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5758% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5758% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0666% | 4,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2930% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2930% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0186% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0186% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0152% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3083% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1576% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1576% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,545 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0559% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0559% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0083% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3584% | 5,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3584% | 5,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1669% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1669% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1085% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4029% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4030% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9563% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9563% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1439% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1026% | 4,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9232% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9232% | 138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,925 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 4,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8494% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8555% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0304% | 5,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 5,037 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0479% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4031% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5823% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5903% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0012% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6272% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3130% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3130% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 4,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,656 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0518% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0837% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3394% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3394% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 5,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 2,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 2,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2316% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9005% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9005% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0257% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0743% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,738 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 5,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8759% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0288% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0979% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 5,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2794% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9547% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9547% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1127% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2028% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4424% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4424% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0214% | 5,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0666% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2163% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1887% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7183% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7183% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1535% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0722% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1715% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2638% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 1,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8687% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8687% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0611% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0688% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 5,785 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 5,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2170% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3186% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0554% | 5,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5326% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5326% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0734% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1041% | 6,245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 5,056 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1898% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1810% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 5,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3167% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3167% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0415% | 5,612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0547% | 5,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 2,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2920% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4335% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5713% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5713% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0022% | 1,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1869% | 2,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0498% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3025% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3726% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1817% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4843% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4843% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1669% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 5,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 6,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3023% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3544% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2822% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2748% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5013% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 5,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2591% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 5,518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 6,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4759% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3173% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5358% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5182% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4656% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4656% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0988% | 5,887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.4099% | 1,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 2,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1546% | 712 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2700% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3416% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2442% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1687% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7460% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0515% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0870% | 2,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1134% | 662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2947% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3883% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2615% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6208% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6261% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 1,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 3,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.1478% | 1,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 2,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1716% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3709% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 2,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4503% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4578% | 1,986 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0415% | 6,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.2865% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 6,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3473% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3631% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2711% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 5,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4070% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 5,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 3,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2730% | 3,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4345% | 1,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2131% | 3,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8478% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7620% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 5,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 3,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2528% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4497% | 1,140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 3,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6931% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 5,933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 6,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4367% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1655% | 2,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5507% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4592% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0153% | 5,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 6,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2674% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4935% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1807% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7863% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0166% | 5,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0483% | 3,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5616% | 829 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3196% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2939% | 1,487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3298% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1483% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0283% | 6,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2487% | 3,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 7,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7934% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3777% | 1,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3974% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1313% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0086% | 1,762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2587% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 2,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6544% | 521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2880% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2610% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2988% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3763% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1059% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0556% | 6,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5099% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3813% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3708% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1168% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3727% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4874% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6534% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2663% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 6,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5135% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3251% | 3,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0835% | 3,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4575% | 1,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0669% | 872 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 2,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2539% | 1,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2925% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3218% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5675% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 2,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4650% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 2,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0882% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3049% | 1,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6130% | 2,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5865% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 1,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2177% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2298% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3392% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3789% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3210% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7232% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0943% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6560% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4562% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5920% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0563% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3336% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3605% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5020% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.1482% | 2,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4255% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3609% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 3,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0875% | 1,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 3,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1089% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0504% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0936% | 1,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5158% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2438% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.1953% | 1,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5326% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4784% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3290% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8611% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1292% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.2917% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1785% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7221% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 3,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7847% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1943% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3114% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2975% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9511% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 7,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8896% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1050% | 6,995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1532% | 2,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 2,802 |
| Percentage Net Loans Charged-off: Credit card loans | 46.9314% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0900% | 7,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 7,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 7,956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1350% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4479% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5523% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1078% | 7,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 7,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3916% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 25.9937% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1945% | 7,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0789% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6643% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3294% | 7,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4794% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8537% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2430% | 7,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 8,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4248% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2005% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1696% | 7,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1652% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6230% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 7,991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 8,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4400% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5721% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2816% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2782% | 4,681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2529% | 1,097 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1810% | 7,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1377% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2464% | 4,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9582% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1450% | 7,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2098% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 8,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 8,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2065% | 1,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2081% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6927% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1688% | 7,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 8,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1534% | 7,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9436% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2051% | 7,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 3,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0667% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 3,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4207% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3832% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 8,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 3,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3993% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3700% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3877% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0216% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 7,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3786% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6943% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3910% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0340% | 8,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4731% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4092% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3650% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4578% | 4,448 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4247% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8435% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0733% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 3,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 3,951 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2726% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9157% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 2,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4403% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9501% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2182% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1036% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5550% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4821% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9444% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3433% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7072% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0117% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6476% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2780% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 4,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7605% | 3,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9375% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5356% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1839% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9171% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1665% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4471% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3214% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4722% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8852% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1654% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4380% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1686% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6489% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1699% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5014% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3600% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6077% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4633% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4364% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6168% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2970% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8805% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1261% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2010% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6623% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2904% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3442% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3417% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3747% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2419% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8426% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0941% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6487% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 7,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4475% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2549% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2565% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 10,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1170% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |