Home > Banco Santander Puerto Rico > Net charge- offs to loans
Banco Santander Puerto Rico, Net charge- offs to loans
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8456% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5607% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7441% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3224% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8965% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4080% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6102% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8947% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1204% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2281% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1865% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6405% | 90 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2240% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2240% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0293% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3614% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0167% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7638% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9590% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4926% | 112 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0808% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0808% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3788% | 4,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5726% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2003% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9456% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0246% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5564% | 94 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2139% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2139% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4829% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3337% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6304% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9244% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3552% | 167 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7698% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7698% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4184% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5739% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4349% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7108% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4297% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8318% | 57 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7650% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7650% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7127% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8301% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6227% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0374% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4575% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8894% | 30 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8813% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8813% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4140% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8931% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8304% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9575% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0914% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6985% | 54 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4757% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4757% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7233% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4731% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6870% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2594% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7611% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3595% | 147 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7581% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7581% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0711% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4642% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6165% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3121% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7569% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8353% | 79 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6045% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6045% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8884% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4412% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5848% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3022% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7921% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8106% | 67 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5203% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5203% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9817% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5449% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5524% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5378% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9090% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8722% | 73 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5767% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5767% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2939% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4420% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5797% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3105% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4457% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8348% | 77 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4957% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4957% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0260% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3450% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4630% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2328% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4918% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9830% | 74 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6926% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6926% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8788% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1034% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4285% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8030% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0248% | 1,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4108% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9544% | 68 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6281% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6281% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5714% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1327% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4641% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8287% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0447% | 5,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3749% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8664% | 105 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4586% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4586% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6040% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1886% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7081% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7165% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0354% | 5,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4290% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9713% | 98 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6005% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6005% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9418% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5694% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9436% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2311% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0444% | 5,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3408% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1337% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6447% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6447% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3855% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6399% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3847% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9756% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0025% | 1,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2897% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1754% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6735% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6735% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2031% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5676% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3720% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8518% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3076% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1559% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6418% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6418% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3105% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6391% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4963% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8759% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2495% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1064% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5655% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5655% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8395% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5858% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1734% | 92 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0228% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0897% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9842% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4051% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4051% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4690% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3062% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7316% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0284% | 5,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0713% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0778% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5426% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5426% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1799% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5195% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3388% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8014% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 5,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0571% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0780% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5472% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5472% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3946% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3653% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5479% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 5,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0042% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9676% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3931% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3931% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5688% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7163% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5755% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0244% | 5,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0912% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0258% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 2.4985% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3785% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3785% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5857% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6092% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2375% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1851% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0176% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0691% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 3.4368% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4113% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4113% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7154% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3629% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2697% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0600% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1488% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 3.2513% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5093% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5093% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3103% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8917% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5571% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4240% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0648% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7977% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7259% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 6.7621% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8562% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8562% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7291% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5402% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1353% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0551% | 5,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2795% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1047% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 17.5003% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1620% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1620% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7996% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3802% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9910% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9194% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2110% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9122% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 2.0983% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1615% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1615% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5263% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3020% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8636% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1531% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3204% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9622% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 3.1549% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2101% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2101% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0037% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7718% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7502% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8559% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2137% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5693% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1215% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 7.8221% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3319% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3319% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7078% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5611% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6183% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5053% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9217% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5084% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 8.3943% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8280% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8280% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6991% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3038% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4651% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9451% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 1,510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1898% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7245% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 11.6908% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0477% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.0477% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1709% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5387% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7524% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0860% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0625% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0061% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9318% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 13.3253% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9444% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9444% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0368% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1208% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4732% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3883% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0809% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7339% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7619% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 20.9954% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4935% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4935% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9588% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4728% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5593% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0019% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1060% | 6,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1010% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0253% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 8.1020% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1657% | 7,370 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1988% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1988% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9137% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.9243% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3049% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1424% | 1,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0332% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0030% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 5.9931% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2194% | 7,456 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2233% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2233% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7670% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6367% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8875% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7764% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8861% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 7.7053% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3200% | 7,532 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0411% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0411% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2614% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8875% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1466% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5439% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7418% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 10.9347% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2574% | 7,599 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7351% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7351% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9132% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2809% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1868% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6696% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5337% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 4.1333% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0902% | 2,918 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5132% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5132% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7258% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9909% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6144% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0997% | 6,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5815% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3304% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 4.5876% | 1,060 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 7,626 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 2,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0380% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4337% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0045% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2046% | 6,940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4494% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1229% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 3.2383% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 7,818 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 3,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 3,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7485% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2026% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5200% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8234% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5435% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 7,931 |
| Percentage Net Loans Charged-off:Construction & development | -2.1401% | 7,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1231% | 7,886 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8327% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3437% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0208% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1908% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7432% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2314% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 10.1336% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 1,858 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4197% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4197% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0599% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6010% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4075% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2950% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5160% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0974% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 9.8120% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1693% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0009% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8230% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6275% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5835% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7177% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5093% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 12.2184% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9133% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6566% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6848% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4134% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1703% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1495% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 16.1701% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3357% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 600.0000% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3353% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1281% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4499% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1796% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8095% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7681% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.5351% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 91.6667% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2314% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2888% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3995% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4348% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7042% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.6949% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0780% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 104.7857% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9332% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7998% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7159% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4561% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5190% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6224% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3808% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4882% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3836% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4923% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1730% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5686% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7535% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9795% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4822% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3946% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8851% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2379% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6953% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3839% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9811% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2232% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6921% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3814% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4370% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3146% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1734% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8215% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3001% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3722% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8411% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3879% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.5829% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7541% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7427% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6083% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0730% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4226% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.7782% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8879% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8583% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6500% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4966% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 1.1733% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1564% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0394% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6774% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1327% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4693% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9241% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2534% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2005% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5485% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5500% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5514% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4561% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5260% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5872% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5406% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7285% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8414% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6039% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7692% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0963% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9464% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6000% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0165% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6029% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7385% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1100% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7981% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9168% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0195% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4853% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3688% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9758% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4220% | 1,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9405% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5443% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2798% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2699% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3639% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0902% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.3202% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6813% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8399% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5918% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3749% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1127% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3137% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5035% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3129% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7143% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4156% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.4510% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4257% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5079% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7561% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9179% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4384% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 8,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 8,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 8,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3067% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1392% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2554% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2476% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9134% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0525% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9633% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2118% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5652% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3519% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1735% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1034% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2276% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7801% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.1250% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2054% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3222% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3126% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8134% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5522% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7983% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5403% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0307% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6695% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2173% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 2.4929% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4018% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4907% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1762% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9797% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2862% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9283% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.1602% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | -5.7515% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1722% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3977% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8855% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8666% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3961% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.2815% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0994% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3884% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4730% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9827% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1484% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 1.2489% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5305% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3109% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8666% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6698% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3696% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 12,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.4379% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7380% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2156% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3914% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2507% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |