Balboa Thrift and Loan Association, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,870,0001,403
Total interest expense$12,300,0001,120
Net interest income$17,570,0001,607
Provision for loan and lease losses$4,429,000350
Total noninterest income$763,0003,038
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$763,0002,565
Total noninterest expense$13,633,0001,651
Salaries and employee benefits$6,389,0001,869
Premises and equipment expense$758,0002,375
Additional noninterest expense$763,0002,565
Pre-tax net operating income$271,0004,130
Securities gains (losses)$0988
Applicable income taxes$211,0002,420
Income before extraordinary items$60,0004,272
Extraordinary gains, net$054
Net income$60,0004,312
Minority interest net income$088
Net income of bank and minority interests.$60,0004,272
Net charge-offs$5,175,000233
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$60,0004,291
2023-09-30 (YTD Data)Rank
Total interest income$21,779,0001,399
Total interest expense$8,558,0001,110
Net interest income$13,221,0001,609
Provision for loan and lease losses$3,295,000341
Total noninterest income$630,0002,939
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$630,0002,451
Total noninterest expense$10,302,0001,628
Salaries and employee benefits$4,760,0001,895
Premises and equipment expense$572,0002,375
Additional noninterest expense$630,0002,450
Pre-tax net operating income$254,0004,148
Securities gains (losses)$0849
Applicable income taxes$179,0002,402
Income before extraordinary items$75,0004,290
Extraordinary gains, net$052
Net income$75,0004,330
Minority interest net income$081
Net income of bank and minority interests.$75,0004,289
Net charge-offs$3,905,000212
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$75,0004,308
2023-06-30 (YTD Data)Rank
Total interest income$14,196,0001,394
Total interest expense$5,219,0001,088
Net interest income$8,977,0001,596
Provision for loan and lease losses$1,426,000428
Total noninterest income$461,0002,795
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$461,0002,282
Total noninterest expense$6,630,0001,673
Salaries and employee benefits$2,988,0001,962
Premises and equipment expense$372,0002,401
Additional noninterest expense$461,0002,278
Pre-tax net operating income$1,382,0002,681
Securities gains (losses)$0938
Applicable income taxes$342,0001,757
Income before extraordinary items$1,040,0002,814
Extraordinary gains, net$051
Net income$1,040,0002,845
Minority interest net income$081
Net income of bank and minority interests.$1,040,0002,814
Net charge-offs$2,419,000204
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,040,0002,837
2023-03-31 (YTD Data)Rank
Total interest income$6,855,0001,418
Total interest expense$2,408,0001,038
Net interest income$4,447,0001,621
Provision for loan and lease losses$446,000552
Total noninterest income$245,0002,722
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,211
Total noninterest expense$3,245,0001,718
Salaries and employee benefits$1,490,0002,006
Premises and equipment expense$184,0002,462
Additional noninterest expense$245,0002,211
Pre-tax net operating income$1,001,0002,299
Securities gains (losses)$0950
Applicable income taxes$192,0001,699
Income before extraordinary items$809,0002,361
Extraordinary gains, net$04
Net income$809,0002,360
Minority interest net income$048
Net income of bank and minority interests.$809,0002,361
Net charge-offs$1,354,000178
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$809,0002,378
2022-12-31 (YTD Data)Rank
Total interest income$25,043,0001,309
Total interest expense$4,460,000857
Net interest income$20,583,0001,393
Provision for loan and lease losses$2,343,000465
Total noninterest income$794,0003,058
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$794,0002,587
Total noninterest expense$13,920,0001,588
Salaries and employee benefits$7,053,0001,742
Premises and equipment expense$755,0002,396
Additional noninterest expense$794,0002,587
Pre-tax net operating income$5,114,0002,019
Securities gains (losses)$0691
Applicable income taxes$1,637,0001,206
Income before extraordinary items$3,477,0002,278
Extraordinary gains, net$05
Net income$3,477,0002,277
Minority interest net income$063
Net income of bank and minority interests.$3,477,0002,277
Net charge-offs$3,780,000188
Cash dividends$700,0002,447
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,477,0002,307
2022-06-30 (YTD Data)Rank
Total interest income$11,991,0001,273
Total interest expense$1,622,000718
Net interest income$10,369,0001,345
Provision for loan and lease losses$970,000437
Total noninterest income$336,0003,268
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and feesNANA
Additional Noninterest Income$336,0002,822
Total noninterest expense$6,367,0001,671
Salaries and employee benefits$3,236,0001,845
Premises and equipment expense$366,0002,455
Additional noninterest expense$2,765,0001,235
Pre-tax net operating income$3,368,0001,597
Securities gains (losses)$0687
Applicable income taxes$1,057,000977
Income before extraordinary items$2,311,0001,811
Extraordinary gains, net$04
Net income$2,311,0001,811
Minority interest net income$060
Net income of bank and minority interests.$2,311,0001,811
Net charge-offs$1,204,000217
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,311,0001,852
2022-03-31 (YTD Data)Rank
Total interest income$5,994,0001,228
Total interest expense$820,000671
Net interest income$5,174,0001,308
Provision for loan and lease losses$471,000353
Total noninterest income$169,0003,229
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,759
Total noninterest expense$2,966,0001,766
Salaries and employee benefits$1,442,0001,986
Premises and equipment expense$183,0002,460
Additional noninterest expense$1,341,0001,256
Pre-tax net operating income$1,906,0001,398
Securities gains (losses)$0623
Applicable income taxes$590,000885
Income before extraordinary items$1,316,0001,596
Extraordinary gains, net$04
Net income$1,316,0001,595
Minority interest net income$050
Net income of bank and minority interests.$1,316,0001,596
Net charge-offs$558,000212
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,316,0001,618
2021-12-31 (YTD Data)Rank
Total interest income$25,805,0001,195
Total interest expense$3,953,000685
Net interest income$21,852,0001,263
Provision for loan and lease losses$2,654,000218
Total noninterest income$739,0003,296
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and feesNANA
Additional Noninterest Income$739,0002,917
Total noninterest expense$11,797,0001,754
Salaries and employee benefits$6,362,0001,843
Premises and equipment expense$731,0002,451
Additional noninterest expense$4,704,0001,396
Pre-tax net operating income$8,140,0001,468
Securities gains (losses)$02,062
Applicable income taxes$2,495,000961
Income before extraordinary items$5,645,0001,728
Extraordinary gains, net$010
Net income$5,645,0001,727
Minority interest net income$074
Net income of bank and minority interests.$5,645,0001,729
Net charge-offs$1,473,000340
Cash dividends$700,0002,552
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,645,0001,701
2021-09-30 (YTD Data)Rank
Total interest income$19,328,0001,223
Total interest expense$3,057,000699
Net interest income$16,271,0001,294
Provision for loan and lease losses$2,164,000195
Total noninterest income$560,0003,320
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,951
Total noninterest expense$8,430,0001,826
Salaries and employee benefits$4,419,0001,961
Premises and equipment expense$536,0002,512
Additional noninterest expense$3,475,0001,412
Pre-tax net operating income$6,237,0001,504
Securities gains (losses)$02,015
Applicable income taxes$1,909,000995
Income before extraordinary items$4,328,0001,772
Extraordinary gains, net$08
Net income$4,328,0001,771
Minority interest net income$069
Net income of bank and minority interests.$4,328,0001,772
Net charge-offs$1,170,000304
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,328,0001,749
2021-06-30 (YTD Data)Rank
Total interest income$12,893,0001,216
Total interest expense$2,102,000711
Net interest income$10,791,0001,279
Provision for loan and lease losses$2,082,000142
Total noninterest income$390,0003,267
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and feesNANA
Additional Noninterest Income$390,0002,885
Total noninterest expense$5,541,0001,833
Salaries and employee benefits$2,864,0001,983
Premises and equipment expense$339,0002,567
Additional noninterest expense$2,338,0001,399
Pre-tax net operating income$3,558,0001,648
Securities gains (losses)$01,818
Applicable income taxes$1,091,0001,083
Income before extraordinary items$2,467,0001,963
Extraordinary gains, net$06
Net income$2,467,0001,962
Minority interest net income$067
Net income of bank and minority interests.$2,467,0001,963
Net charge-offs$708,000327
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,467,0001,927
2021-03-31 (YTD Data)Rank
Total interest income$6,397,0001,231
Total interest expense$1,086,000734
Net interest income$5,311,0001,290
Provision for loan and lease losses$1,221,000150
Total noninterest income$200,0003,228
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$200,0002,840
Total noninterest expense$2,496,0001,967
Salaries and employee benefits$1,201,0002,212
Premises and equipment expense$158,0002,700
Additional noninterest expense$1,137,0001,386
Pre-tax net operating income$1,794,0001,652
Securities gains (losses)$01,392
Applicable income taxes$548,0001,076
Income before extraordinary items$1,246,0001,955
Extraordinary gains, net$03
Net income$1,246,0001,955
Minority interest net income$055
Net income of bank and minority interests.$1,246,0001,955
Net charge-offs$483,000274
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,246,0001,916
2020-12-31 (YTD Data)Rank
Total interest income$26,490,0001,180
Total interest expense$5,973,000802
Net interest income$20,517,0001,254
Provision for loan and lease losses$5,260,000549
Total noninterest income$755,0003,186
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,734
Total noninterest expense$11,210,0001,785
Salaries and employee benefits$5,842,0001,935
Premises and equipment expense$669,0002,592
Additional noninterest expense$4,699,0001,351
Pre-tax net operating income$4,802,0001,836
Securities gains (losses)$02,675
Applicable income taxes$1,479,0001,147
Income before extraordinary items$3,323,0002,156
Extraordinary gains, net$04
Net income$3,323,0002,156
Minority interest net income$072
Net income of bank and minority interests.$3,323,0002,156
Net charge-offs$3,738,000267
Cash dividends$400,0002,983
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,323,0002,108
2020-09-30 (YTD Data)Rank
Total interest income$19,767,0001,183
Total interest expense$4,706,000820
Net interest income$15,061,0001,264
Provision for loan and lease losses$4,185,000570
Total noninterest income$574,0003,159
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,696
Total noninterest expense$7,973,0001,846
Salaries and employee benefits$3,976,0002,050
Premises and equipment expense$499,0002,604
Additional noninterest expense$3,498,0001,336
Pre-tax net operating income$3,477,0001,855
Securities gains (losses)$02,494
Applicable income taxes$1,071,0001,134
Income before extraordinary items$2,406,0002,204
Extraordinary gains, net$04
Net income$2,406,0002,204
Minority interest net income$065
Net income of bank and minority interests.$2,406,0002,204
Net charge-offs$2,841,000264
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,406,0002,143
2020-06-30 (YTD Data)Rank
Total interest income$13,030,0001,205
Total interest expense$3,274,000845
Net interest income$9,756,0001,299
Provision for loan and lease losses$3,086,000544
Total noninterest income$376,0003,142
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and feesNANA
Additional Noninterest Income$376,0002,675
Total noninterest expense$5,331,0001,842
Salaries and employee benefits$2,669,0002,047
Premises and equipment expense$337,0002,576
Additional noninterest expense$2,325,0001,332
Pre-tax net operating income$1,715,0002,217
Securities gains (losses)$02,249
Applicable income taxes$540,0001,279
Income before extraordinary items$1,175,0002,584
Extraordinary gains, net$04
Net income$1,175,0002,582
Minority interest net income$065
Net income of bank and minority interests.$1,175,0002,584
Net charge-offs$2,517,000223
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,175,0002,545
2020-03-31 (YTD Data)Rank
Total interest income$6,536,0001,212
Total interest expense$1,687,000911
Net interest income$4,849,0001,293
Provision for loan and lease losses$1,869,000426
Total noninterest income$206,0002,974
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and feesNANA
Additional Noninterest Income$206,0002,408
Total noninterest expense$2,606,0001,889
Salaries and employee benefits$1,172,0002,236
Premises and equipment expense$172,0002,555
Additional noninterest expense$1,262,0001,261
Pre-tax net operating income$580,0002,598
Securities gains (losses)$01,705
Applicable income taxes$195,0001,420
Income before extraordinary items$385,0002,978
Extraordinary gains, net$04
Net income$385,0002,979
Minority interest net income$056
Net income of bank and minority interests.$385,0002,979
Net charge-offs$1,671,000181
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$385,0002,959
2019-12-31 (YTD Data)Rank
Total interest income$25,219,0001,257
Total interest expense$6,665,000969
Net interest income$18,554,0001,329
Provision for loan and lease losses$5,319,000252
Total noninterest income$811,0003,084
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,0005,041
Trading account gains and feesNANA
Additional Noninterest Income$810,0002,490
Total noninterest expense$11,367,0001,723
Salaries and employee benefits$5,478,0001,975
Premises and equipment expense$674,0002,599
Additional noninterest expense$5,215,0001,190
Pre-tax net operating income$2,679,0002,631
Securities gains (losses)$02,379
Applicable income taxes$895,0001,516
Income before extraordinary items$1,784,0003,053
Extraordinary gains, net$011
Net income$1,784,0003,052
Minority interest net income$076
Net income of bank and minority interests.$1,784,0003,054
Net charge-offs$4,568,000229
Cash dividends$300,0003,322
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,784,0003,020
2019-09-30 (YTD Data)Rank
Total interest income$18,280,0001,292
Total interest expense$4,915,000998
Net interest income$13,365,0001,379
Provision for loan and lease losses$3,598,000267
Total noninterest income$579,0003,168
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,549
Total noninterest expense$8,355,0001,758
Salaries and employee benefits$3,980,0002,024
Premises and equipment expense$504,0002,628
Additional noninterest expense$3,871,0001,202
Pre-tax net operating income$1,991,0002,734
Securities gains (losses)$02,167
Applicable income taxes$666,0001,566
Income before extraordinary items$1,325,0003,125
Extraordinary gains, net$011
Net income$1,325,0003,124
Minority interest net income$072
Net income of bank and minority interests.$1,325,0003,125
Net charge-offs$3,070,000234
Cash dividends$300,0002,867
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,325,0003,090
2019-06-30 (YTD Data)Rank
Total interest income$11,884,0001,313
Total interest expense$3,143,0001,006
Net interest income$8,741,0001,406
Provision for loan and lease losses$2,368,000259
Total noninterest income$394,0003,113
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and feesNANA
Additional Noninterest Income$394,0002,499
Total noninterest expense$5,611,0001,755
Salaries and employee benefits$2,662,0002,014
Premises and equipment expense$334,0002,629
Additional noninterest expense$2,615,0001,212
Pre-tax net operating income$1,156,0002,896
Securities gains (losses)$01,702
Applicable income taxes$392,0001,636
Income before extraordinary items$764,0003,317
Extraordinary gains, net$011
Net income$764,0003,315
Minority interest net income$069
Net income of bank and minority interests.$764,0003,316
Net charge-offs$2,019,000230
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$764,0003,292
2019-03-31 (YTD Data)Rank
Total interest income$5,758,0001,344
Total interest expense$1,499,0001,022
Net interest income$4,259,0001,433
Provision for loan and lease losses$1,204,000249
Total noninterest income$202,0003,031
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,396
Total noninterest expense$2,634,0001,854
Salaries and employee benefits$1,178,0002,234
Premises and equipment expense$172,0002,613
Additional noninterest expense$1,284,0001,217
Pre-tax net operating income$623,0002,762
Securities gains (losses)$01,087
Applicable income taxes$208,0001,558
Income before extraordinary items$415,0003,174
Extraordinary gains, net$05
Net income$415,0003,171
Minority interest net income$052
Net income of bank and minority interests.$415,0003,173
Net charge-offs$1,061,000206
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$415,0003,160
2018-12-31 (YTD Data)Rank
Total interest income$21,810,0001,336
Total interest expense$4,466,0001,026
Net interest income$17,344,0001,402
Provision for loan and lease losses$4,497,000276
Total noninterest income$677,0003,386
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and feesNANA
Additional Noninterest Income$677,0002,688
Total noninterest expense$11,154,0001,735
Salaries and employee benefits$5,508,0001,949
Premises and equipment expense$658,0002,679
Additional noninterest expense$4,988,0001,240
Pre-tax net operating income$2,370,0002,866
Securities gains (losses)$01,125
Applicable income taxes$809,0001,575
Income before extraordinary items$1,561,0003,316
Extraordinary gains, net$06
Net income$1,561,0003,314
Minority interest net income$072
Net income of bank and minority interests.$1,561,0003,315
Net charge-offs$3,822,000241
Cash dividends$300,0003,353
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,561,0003,318
2018-09-30 (YTD Data)Rank
Total interest income$15,738,0001,367
Total interest expense$3,096,0001,038
Net interest income$12,642,0001,433
Provision for loan and lease losses$3,239,000282
Total noninterest income$505,0003,405
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and feesNANA
Additional Noninterest Income$505,0002,736
Total noninterest expense$8,175,0001,770
Salaries and employee benefits$3,961,0002,006
Premises and equipment expense$493,0002,700
Additional noninterest expense$3,721,0001,251
Pre-tax net operating income$1,733,0002,972
Securities gains (losses)$01,118
Applicable income taxes$597,0001,638
Income before extraordinary items$1,136,0003,404
Extraordinary gains, net$05
Net income$1,136,0003,403
Minority interest net income$066
Net income of bank and minority interests.$1,136,0003,403
Net charge-offs$2,708,000233
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,136,0003,403
2018-06-30 (YTD Data)Rank
Total interest income$10,240,0001,383
Total interest expense$1,911,0001,047
Net interest income$8,329,0001,444
Provision for loan and lease losses$2,064,000289
Total noninterest income$335,0003,444
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and feesNANA
Additional Noninterest Income$335,0002,761
Total noninterest expense$5,493,0001,765
Salaries and employee benefits$2,712,0001,969
Premises and equipment expense$322,0002,751
Additional noninterest expense$2,459,0001,262
Pre-tax net operating income$1,107,0003,007
Securities gains (losses)$0961
Applicable income taxes$386,0001,645
Income before extraordinary items$721,0003,452
Extraordinary gains, net$06
Net income$721,0003,451
Minority interest net income$065
Net income of bank and minority interests.$721,0003,451
Net charge-offs$1,774,000234
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$721,0003,451
2018-03-31 (YTD Data)Rank
Total interest income$4,998,0001,398
Total interest expense$891,0001,070
Net interest income$4,107,0001,461
Provision for loan and lease losses$961,000289
Total noninterest income$150,0003,577
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and feesNANA
Additional Noninterest Income$150,0002,845
Total noninterest expense$2,685,0001,818
Salaries and employee benefits$1,328,0002,022
Premises and equipment expense$155,0002,852
Additional noninterest expense$1,202,0001,279
Pre-tax net operating income$611,0002,785
Securities gains (losses)$0735
Applicable income taxes$210,0001,533
Income before extraordinary items$401,0003,248
Extraordinary gains, net$07
Net income$401,0003,248
Minority interest net income$052
Net income of bank and minority interests.$401,0003,248
Net charge-offs$902,000236
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$401,0003,253
2017-12-31 (YTD Data)Rank
Total interest income$19,917,0001,351
Total interest expense$3,038,0001,072
Net interest income$16,879,0001,390
Provision for loan and lease losses$4,031,000286
Total noninterest income$407,0004,185
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$406,0003,435
Total noninterest expense$10,824,0001,779
Salaries and employee benefits$5,493,0001,946
Premises and equipment expense$627,0002,848
Additional noninterest expense$4,704,0001,309
Pre-tax net operating income$2,431,0002,792
Securities gains (losses)$02,243
Applicable income taxes$1,161,0001,742
Income before extraordinary items$1,270,0003,398
Extraordinary gains, net$09
Net income$1,270,0003,396
Minority interest net income$076
Net income of bank and minority interests.$1,270,0003,398
Net charge-offs$3,597,000263
Cash dividends$250,0003,510
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,270,0003,380
2017-09-30 (YTD Data)Rank
Total interest income$14,504,0001,386
Total interest expense$2,206,0001,084
Net interest income$12,298,0001,426
Provision for loan and lease losses$2,826,000301
Total noninterest income$300,0004,251
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,0005,584
Trading account gains and feesNANA
Additional Noninterest Income$299,0003,482
Total noninterest expense$7,933,0001,822
Salaries and employee benefits$3,962,0002,017
Premises and equipment expense$463,0002,901
Additional noninterest expense$3,508,0001,304
Pre-tax net operating income$1,839,0002,841
Securities gains (losses)$02,274
Applicable income taxes$815,0001,650
Income before extraordinary items$1,024,0003,504
Extraordinary gains, net$09
Net income$1,024,0003,504
Minority interest net income$071
Net income of bank and minority interests.$1,024,0003,504
Net charge-offs$2,552,000253
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,024,0003,479
2017-06-30 (YTD Data)Rank
Total interest income$9,559,0001,391
Total interest expense$1,424,0001,092
Net interest income$8,135,0001,430
Provision for loan and lease losses$1,749,000315
Total noninterest income$189,0004,317
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and feesNANA
Additional Noninterest Income$189,0003,558
Total noninterest expense$5,317,0001,815
Salaries and employee benefits$2,653,0002,020
Premises and equipment expense$300,0002,954
Additional noninterest expense$2,364,0001,300
Pre-tax net operating income$1,258,0002,770
Securities gains (losses)$01,906
Applicable income taxes$556,0001,599
Income before extraordinary items$702,0003,400
Extraordinary gains, net$011
Net income$702,0003,399
Minority interest net income$071
Net income of bank and minority interests.$702,0003,400
Net charge-offs$1,648,000251
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$702,0003,373
2017-03-31 (YTD Data)Rank
Total interest income$4,665,0001,409
Total interest expense$689,0001,105
Net interest income$3,976,0001,456
Provision for loan and lease losses$981,000281
Total noninterest income$72,0004,653
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and feesNANA
Additional Noninterest Income$72,0003,922
Total noninterest expense$2,556,0001,890
Salaries and employee benefits$1,272,0002,097
Premises and equipment expense$152,0002,971
Additional noninterest expense$1,132,0001,349
Pre-tax net operating income$511,0003,049
Securities gains (losses)$01,153
Applicable income taxes$227,0001,751
Income before extraordinary items$284,0003,695
Extraordinary gains, net$08
Net income$284,0003,694
Minority interest net income$055
Net income of bank and minority interests.$284,0003,695
Net charge-offs$944,000234
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$284,0003,673
2016-12-31 (YTD Data)Rank
Total interest income$18,825,0001,356
Total interest expense$2,520,0001,146
Net interest income$16,305,0001,387
Provision for loan and lease losses$3,476,000349
Total noninterest income$519,0004,031
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$519,0003,212
Total noninterest expense$10,783,0001,780
Salaries and employee benefits$5,535,0001,932
Premises and equipment expense$637,0002,908
Additional noninterest expense$4,611,0001,354
Pre-tax net operating income$2,565,0002,638
Securities gains (losses)$03,212
Applicable income taxes$1,140,0001,522
Income before extraordinary items$1,425,0003,362
Extraordinary gains, net$05
Net income$1,425,0003,360
Minority interest net income$082
Net income of bank and minority interests.$1,425,0003,361
Net charge-offs$2,943,000298
Cash dividends$200,0003,672
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,425,0003,315
2016-09-30 (YTD Data)Rank
Total interest income$13,719,0001,392
Total interest expense$1,876,0001,151
Net interest income$11,843,0001,433
Provision for loan and lease losses$2,546,000341
Total noninterest income$402,0004,021
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$402,0003,171
Total noninterest expense$8,036,0001,780
Salaries and employee benefits$4,068,0001,953
Premises and equipment expense$469,0002,955
Additional noninterest expense$3,499,0001,337
Pre-tax net operating income$1,663,0002,937
Securities gains (losses)$03,160
Applicable income taxes$747,0001,688
Income before extraordinary items$916,0003,656
Extraordinary gains, net$05
Net income$916,0003,654
Minority interest net income$071
Net income of bank and minority interests.$916,0003,656
Net charge-offs$2,161,000281
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$916,0003,586
2016-06-30 (YTD Data)Rank
Total interest income$9,065,0001,405
Total interest expense$1,218,0001,174
Net interest income$7,847,0001,448
Provision for loan and lease losses$1,502,000362
Total noninterest income$270,0004,012
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$270,0003,169
Total noninterest expense$5,389,0001,780
Salaries and employee benefits$2,718,0001,953
Premises and equipment expense$302,0003,025
Additional noninterest expense$2,369,0001,328
Pre-tax net operating income$1,226,0002,730
Securities gains (losses)$02,835
Applicable income taxes$545,0001,577
Income before extraordinary items$681,0003,460
Extraordinary gains, net$016
Net income$681,0003,456
Minority interest net income$071
Net income of bank and minority interests.$681,0003,458
Net charge-offs$1,267,000299
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$681,0003,403
2016-03-31 (YTD Data)Rank
Total interest income$4,463,0001,419
Total interest expense$594,0001,198
Net interest income$3,869,0001,456
Provision for loan and lease losses$837,000319
Total noninterest income$136,0003,972
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$136,0003,104
Total noninterest expense$2,662,0001,804
Salaries and employee benefits$1,363,0001,960
Premises and equipment expense$149,0003,073
Additional noninterest expense$1,150,0001,347
Pre-tax net operating income$506,0003,024
Securities gains (losses)$02,077
Applicable income taxes$225,0001,737
Income before extraordinary items$281,0003,727
Extraordinary gains, net$012
Net income$281,0003,724
Minority interest net income$062
Net income of bank and minority interests.$281,0003,725
Net charge-offs$735,000260
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$281,0003,676
2015-12-31 (YTD Data)Rank
Total interest income$18,383,0001,365
Total interest expense$2,204,0001,261
Net interest income$16,179,0001,380
Provision for loan and lease losses$2,057,000442
Total noninterest income$410,0004,449
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$410,0003,560
Total noninterest expense$10,829,0001,754
Salaries and employee benefits$5,874,0001,775
Premises and equipment expense$666,0002,902
Additional noninterest expense$4,289,0001,440
Pre-tax net operating income$3,703,0001,989
Securities gains (losses)$03,216
Applicable income taxes$1,592,0001,194
Income before extraordinary items$2,111,0002,621
Extraordinary gains, net$023
Net income$2,111,0002,622
Minority interest net income$081
Net income of bank and minority interests.$2,111,0002,623
Net charge-offs$2,175,000348
Cash dividends$400,0003,135
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,111,0002,570
2015-09-30 (YTD Data)Rank
Total interest income$13,558,0001,393
Total interest expense$1,635,0001,283
Net interest income$11,923,0001,409
Provision for loan and lease losses$1,382,000448
Total noninterest income$294,0004,536
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$294,0003,636
Total noninterest expense$7,977,0001,795
Salaries and employee benefits$4,254,0001,845
Premises and equipment expense$491,0002,978
Additional noninterest expense$3,232,0001,444
Pre-tax net operating income$2,858,0001,983
Securities gains (losses)$03,031
Applicable income taxes$1,227,0001,197
Income before extraordinary items$1,631,0002,626
Extraordinary gains, net$021
Net income$1,631,0002,626
Minority interest net income$078
Net income of bank and minority interests.$1,631,0002,627
Net charge-offs$1,494,000346
Cash dividends$400,0002,537
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,631,0002,576
2015-06-30 (YTD Data)Rank
Total interest income$8,995,0001,403
Total interest expense$1,068,0001,311
Net interest income$7,927,0001,419
Provision for loan and lease losses$580,000677
Total noninterest income$167,0004,745
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$167,0003,896
Total noninterest expense$5,273,0001,811
Salaries and employee benefits$2,776,0001,894
Premises and equipment expense$321,0003,026
Additional noninterest expense$2,176,0001,432
Pre-tax net operating income$2,241,0001,737
Securities gains (losses)$02,636
Applicable income taxes$956,0001,059
Income before extraordinary items$1,285,0002,306
Extraordinary gains, net$022
Net income$1,285,0002,308
Minority interest net income$075
Net income of bank and minority interests.$1,285,0002,308
Net charge-offs$745,000451
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,285,0002,266
2015-03-31 (YTD Data)Rank
Total interest income$4,467,0001,411
Total interest expense$523,0001,341
Net interest income$3,944,0001,423
Provision for loan and lease losses$406,000488
Total noninterest income$47,0005,366
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$47,0004,587
Total noninterest expense$2,642,0001,804
Salaries and employee benefits$1,387,0001,896
Premises and equipment expense$159,0003,075
Additional noninterest expense$1,096,0001,406
Pre-tax net operating income$943,0001,954
Securities gains (losses)$02,027
Applicable income taxes$404,0001,182
Income before extraordinary items$539,0002,586
Extraordinary gains, net$013
Net income$539,0002,588
Minority interest net income$064
Net income of bank and minority interests.$539,0002,588
Net charge-offs$496,000362
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$539,0002,506
2014-12-31 (YTD Data)Rank
Total interest income$18,782,0001,355
Total interest expense$2,101,0001,394
Net interest income$16,681,0001,340
Provision for loan and lease losses$2,200,000438
Total noninterest income$469,0004,381
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$469,0003,351
Total noninterest expense$10,746,0001,777
Salaries and employee benefits$5,633,0001,829
Premises and equipment expense$690,0002,941
Additional noninterest expense$4,423,0001,438
Pre-tax net operating income$4,204,0001,764
Securities gains (losses)$03,259
Applicable income taxes$1,804,0001,060
Income before extraordinary items$2,400,0002,379
Extraordinary gains, net$017
Net income$2,400,0002,379
Minority interest net income$084
Net income of bank and minority interests.$2,400,0002,379
Net charge-offs$2,363,000430
Cash dividends$400,0003,108
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,400,0002,334
2014-09-30 (YTD Data)Rank
Total interest income$13,954,0001,371
Total interest expense$1,568,0001,423
Net interest income$12,386,0001,348
Provision for loan and lease losses$1,527,000440
Total noninterest income$362,0004,364
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$362,0003,347
Total noninterest expense$7,989,0001,790
Salaries and employee benefits$4,188,0001,846
Premises and equipment expense$517,0002,976
Additional noninterest expense$3,284,0001,450
Pre-tax net operating income$3,232,0001,739
Securities gains (losses)$02,980
Applicable income taxes$1,390,0001,048
Income before extraordinary items$1,842,0002,366
Extraordinary gains, net$015
Net income$1,842,0002,367
Minority interest net income$081
Net income of bank and minority interests.$1,842,0002,366
Net charge-offs$1,666,000448
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,842,0002,310
2014-06-30 (YTD Data)Rank
Total interest income$9,408,0001,349
Total interest expense$1,040,0001,439
Net interest income$8,368,0001,328
Provision for loan and lease losses$839,000537
Total noninterest income$235,0004,420
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$235,0003,388
Total noninterest expense$5,279,0001,801
Salaries and employee benefits$2,785,0001,852
Premises and equipment expense$343,0003,015
Additional noninterest expense$2,151,0001,467
Pre-tax net operating income$2,485,0001,506
Securities gains (losses)$02,580
Applicable income taxes$1,061,000924
Income before extraordinary items$1,424,0002,066
Extraordinary gains, net$020
Net income$1,424,0002,070
Minority interest net income$080
Net income of bank and minority interests.$1,424,0002,069
Net charge-offs$998,000501
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,424,0002,005
2014-03-31 (YTD Data)Rank
Total interest income$4,762,0001,331
Total interest expense$518,0001,464
Net interest income$4,244,0001,306
Provision for loan and lease losses$619,000373
Total noninterest income$119,0004,366
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$119,0003,322
Total noninterest expense$2,677,0001,770
Salaries and employee benefits$1,455,0001,779
Premises and equipment expense$171,0003,059
Additional noninterest expense$1,051,0001,494
Pre-tax net operating income$1,067,0001,673
Securities gains (losses)$01,715
Applicable income taxes$455,000993
Income before extraordinary items$612,0002,237
Extraordinary gains, net$016
Net income$612,0002,239
Minority interest net income$066
Net income of bank and minority interests.$612,0002,239
Net charge-offs$610,000422
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$612,0002,201
2013-12-31 (YTD Data)Rank
Total interest income$20,299,0001,245
Total interest expense$2,139,0001,606
Net interest income$18,160,0001,213
Provision for loan and lease losses$1,274,000899
Total noninterest income$453,0004,556
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$453,0003,493
Total noninterest expense$10,290,0001,851
Salaries and employee benefits$5,332,0001,908
Premises and equipment expense$663,0003,068
Additional noninterest expense$4,295,0001,540
Pre-tax net operating income$7,049,0001,071
Securities gains (losses)$03,182
Applicable income taxes$2,961,000672
Income before extraordinary items$4,088,0001,468
Extraordinary gains, net$029
Net income$4,088,0001,470
Minority interest net income$090
Net income of bank and minority interests.$4,088,0001,472
Net charge-offs$2,170,000699
Cash dividends$750,0002,271
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,088,0001,436
2013-09-30 (YTD Data)Rank
Total interest income$14,968,0001,274
Total interest expense$1,601,0001,643
Net interest income$13,367,0001,232
Provision for loan and lease losses$736,0001,140
Total noninterest income$330,0004,667
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$330,0003,604
Total noninterest expense$7,648,0001,865
Salaries and employee benefits$4,003,0001,922
Premises and equipment expense$505,0003,082
Additional noninterest expense$3,140,0001,564
Pre-tax net operating income$5,313,0001,081
Securities gains (losses)$03,040
Applicable income taxes$2,231,000670
Income before extraordinary items$3,082,0001,472
Extraordinary gains, net$025
Net income$3,082,0001,474
Minority interest net income$084
Net income of bank and minority interests.$3,082,0001,474
Net charge-offs$1,479,000747
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,082,0001,437
2013-06-30 (YTD Data)Rank
Total interest income$9,982,0001,267
Total interest expense$1,063,0001,679
Net interest income$8,919,0001,217
Provision for loan and lease losses$420,0001,329
Total noninterest income$208,0004,780
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,726
Total noninterest expense$5,104,0001,870
Salaries and employee benefits$2,572,0002,003
Premises and equipment expense$336,0003,087
Additional noninterest expense$2,196,0001,490
Pre-tax net operating income$3,603,0001,044
Securities gains (losses)$02,791
Applicable income taxes$1,513,000664
Income before extraordinary items$2,090,0001,442
Extraordinary gains, net$022
Net income$2,090,0001,445
Minority interest net income$082
Net income of bank and minority interests.$2,090,0001,445
Net charge-offs$910,000823
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,090,0001,392
2013-03-31 (YTD Data)Rank
Total interest income$4,980,0001,278
Total interest expense$531,0001,728
Net interest income$4,449,0001,225
Provision for loan and lease losses$300,000980
Total noninterest income$114,0004,639
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,578
Total noninterest expense$2,497,0001,920
Salaries and employee benefits$1,270,0002,046
Premises and equipment expense$169,0003,112
Additional noninterest expense$1,058,0001,537
Pre-tax net operating income$1,766,0001,041
Securities gains (losses)$01,966
Applicable income taxes$739,000676
Income before extraordinary items$1,027,0001,440
Extraordinary gains, net$010
Net income$1,027,0001,442
Minority interest net income$076
Net income of bank and minority interests.$1,027,0001,442
Net charge-offs$563,000708
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,027,0001,386
2012-12-31 (YTD Data)Rank
Total interest income$20,745,0001,292
Total interest expense$2,229,0001,955
Net interest income$18,516,0001,193
Provision for loan and lease losses$1,320,0001,455
Total noninterest income$298,0005,226
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$298,0004,044
Total noninterest expense$9,490,0002,015
Salaries and employee benefits$4,908,0002,038
Premises and equipment expense$614,0003,326
Additional noninterest expense$3,968,0001,682
Pre-tax net operating income$8,004,000886
Securities gains (losses)$03,810
Applicable income taxes$3,337,000562
Income before extraordinary items$4,667,0001,263
Extraordinary gains, net$029
Net income$4,667,0001,264
Minority interest net income$093
Net income of bank and minority interests.$4,667,0001,264
Net charge-offs$2,309,0001,041
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,667,0001,205
2012-09-30 (YTD Data)Rank
Total interest income$15,238,0001,341
Total interest expense$1,682,0002,025
Net interest income$13,556,0001,236
Provision for loan and lease losses$959,0001,482
Total noninterest income$163,0005,669
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$163,0004,521
Total noninterest expense$6,877,0002,096
Salaries and employee benefits$3,581,0002,084
Premises and equipment expense$453,0003,412
Additional noninterest expense$2,843,0001,752
Pre-tax net operating income$5,883,000923
Securities gains (losses)$03,575
Applicable income taxes$2,460,000593
Income before extraordinary items$3,423,0001,314
Extraordinary gains, net$020
Net income$3,423,0001,314
Minority interest net income$086
Net income of bank and minority interests.$3,423,0001,315
Net charge-offs$1,660,0001,045
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,423,0001,251
2012-06-30 (YTD Data)Rank
Total interest income$10,172,0001,347
Total interest expense$1,131,0002,072
Net interest income$9,041,0001,239
Provision for loan and lease losses$617,0001,544
Total noninterest income$55,0006,367
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$55,0005,357
Total noninterest expense$4,544,0002,113
Salaries and employee benefits$2,303,0002,157
Premises and equipment expense$298,0003,450
Additional noninterest expense$1,943,0001,712
Pre-tax net operating income$3,935,000923
Securities gains (losses)$03,178
Applicable income taxes$1,640,000598
Income before extraordinary items$2,295,0001,296
Extraordinary gains, net$019
Net income$2,295,0001,295
Minority interest net income$084
Net income of bank and minority interests.$2,295,0001,296
Net charge-offs$1,042,0001,103
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,295,0001,219
2012-03-31 (YTD Data)Rank
Total interest income$5,084,0001,356
Total interest expense$567,0002,131
Net interest income$4,517,0001,233
Provision for loan and lease losses$499,0001,069
Total noninterest income$51,0005,811
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$51,0004,700
Total noninterest expense$2,278,0002,106
Salaries and employee benefits$1,144,0002,187
Premises and equipment expense$143,0003,583
Additional noninterest expense$991,0001,672
Pre-tax net operating income$1,791,000991
Securities gains (losses)$02,210
Applicable income taxes$746,000634
Income before extraordinary items$1,045,0001,392
Extraordinary gains, net$019
Net income$1,045,0001,393
Minority interest net income$078
Net income of bank and minority interests.$1,045,0001,393
Net charge-offs$621,000948
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,045,0001,317
2011-12-31 (YTD Data)Rank
Total interest income$20,832,0001,373
Total interest expense$2,586,0002,227
Net interest income$18,246,0001,218
Provision for loan and lease losses$2,114,0001,513
Total noninterest income$450,0004,560
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,0006,963
Trading account gains and fees$0146
Additional Noninterest Income$449,0003,271
Total noninterest expense$8,943,0002,131
Salaries and employee benefits$4,634,0002,084
Premises and equipment expense$561,0003,749
Additional noninterest expense$3,748,0001,805
Pre-tax net operating income$7,639,000801
Securities gains (losses)$03,838
Applicable income taxes$3,182,000557
Income before extraordinary items$4,457,0001,122
Extraordinary gains, net$029
Net income$4,457,0001,122
Minority interest net income$096
Net income of bank and minority interests.$4,457,0001,122
Net charge-offs$2,709,0001,287
Cash dividends$750,0001,952
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,457,0001,066
2011-09-30 (YTD Data)Rank
Total interest income$15,236,0001,424
Total interest expense$1,979,0002,287
Net interest income$13,257,0001,265
Provision for loan and lease losses$1,282,0001,673
Total noninterest income$361,0004,507
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$13,0006,817
Trading account gains and fees$0145
Additional Noninterest Income$348,0003,238
Total noninterest expense$6,667,0002,161
Salaries and employee benefits$3,402,0002,140
Premises and equipment expense$421,0003,794
Additional noninterest expense$2,844,0001,781
Pre-tax net operating income$5,669,000824
Securities gains (losses)$03,555
Applicable income taxes$2,359,000555
Income before extraordinary items$3,310,0001,156
Extraordinary gains, net$021
Net income$3,310,0001,156
Minority interest net income$087
Net income of bank and minority interests.$3,310,0001,156
Net charge-offs$1,784,0001,318
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,310,0001,100
2011-06-30 (YTD Data)Rank
Total interest income$10,121,0001,440
Total interest expense$1,334,0002,349
Net interest income$8,787,0001,272
Provision for loan and lease losses$831,0001,677
Total noninterest income$223,0004,682
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$8,0006,873
Trading account gains and fees$0153
Additional Noninterest Income$215,0003,374
Total noninterest expense$4,336,0002,221
Salaries and employee benefits$2,182,0002,233
Premises and equipment expense$277,0003,854
Additional noninterest expense$1,877,0001,822
Pre-tax net operating income$3,843,000798
Securities gains (losses)$02,914
Applicable income taxes$1,599,000529
Income before extraordinary items$2,244,0001,106
Extraordinary gains, net$015
Net income$2,244,0001,106
Minority interest net income$089
Net income of bank and minority interests.$2,244,0001,106
Net charge-offs$1,135,0001,366
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,244,0001,071
2011-03-31 (YTD Data)Rank
Total interest income$5,069,0001,446
Total interest expense$673,0002,404
Net interest income$4,396,0001,270
Provision for loan and lease losses$559,0001,341
Total noninterest income$112,0004,711
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$4,0006,879
Trading account gains and fees$0158
Additional Noninterest Income$108,0003,428
Total noninterest expense$2,080,0002,329
Salaries and employee benefits$981,0002,473
Premises and equipment expense$136,0003,958
Additional noninterest expense$963,0001,759
Pre-tax net operating income$1,869,000814
Securities gains (losses)$01,772
Applicable income taxes$776,000541
Income before extraordinary items$1,093,0001,124
Extraordinary gains, net$09
Net income$1,093,0001,122
Minority interest net income$086
Net income of bank and minority interests.$1,093,0001,124
Net charge-offs$607,0001,181
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,093,0001,096
2010-12-31 (YTD Data)Rank
Total interest income$20,687,0001,490
Total interest expense$3,362,0002,348
Net interest income$17,325,0001,294
Provision for loan and lease losses$5,166,0001,121
Total noninterest income$453,0004,746
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$17,0006,647
Trading account gains and fees$0175
Additional Noninterest Income$436,0003,381
Total noninterest expense$8,814,0002,203
Salaries and employee benefits$4,151,0002,322
Premises and equipment expense$554,0003,935
Additional noninterest expense$4,109,0001,749
Pre-tax net operating income$3,798,0001,318
Securities gains (losses)$03,793
Applicable income taxes$1,594,000871
Income before extraordinary items$2,204,0001,861
Extraordinary gains, net$029
Net income$2,204,0001,861
Minority interest net income$0111
Net income of bank and minority interests.$2,204,0001,863
Net charge-offs$5,191,000979
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,204,0001,781
2010-09-30 (YTD Data)Rank
Total interest income$15,028,0001,570
Total interest expense$2,629,0002,354
Net interest income$12,399,0001,368
Provision for loan and lease losses$4,090,0001,028
Total noninterest income$349,0004,779
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$13,0006,729
Trading account gains and fees$0165
Additional Noninterest Income$336,0003,364
Total noninterest expense$6,451,0002,249
Salaries and employee benefits$2,875,0002,522
Premises and equipment expense$412,0004,028
Additional noninterest expense$3,164,0001,679
Pre-tax net operating income$2,207,0001,773
Securities gains (losses)$03,651
Applicable income taxes$929,0001,061
Income before extraordinary items$1,278,0002,441
Extraordinary gains, net$023
Net income$1,278,0002,437
Minority interest net income$0110
Net income of bank and minority interests.$1,278,0002,441
Net charge-offs$4,115,000899
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,278,0002,315
2010-06-30 (YTD Data)Rank
Total interest income$9,873,0001,610
Total interest expense$1,816,0002,360
Net interest income$8,057,0001,405
Provision for loan and lease losses$2,929,000960
Total noninterest income$231,0004,774
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$9,0006,773
Trading account gains and fees$0152
Additional Noninterest Income$222,0003,332
Total noninterest expense$4,314,0002,243
Salaries and employee benefits$1,936,0002,516
Premises and equipment expense$278,0004,012
Additional noninterest expense$2,100,0001,680
Pre-tax net operating income$1,045,0002,298
Securities gains (losses)$03,184
Applicable income taxes$444,0001,338
Income before extraordinary items$601,0003,062
Extraordinary gains, net$019
Net income$601,0003,057
Minority interest net income$0105
Net income of bank and minority interests.$601,0003,060
Net charge-offs$2,974,000838
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$601,0002,950
2010-03-31 (YTD Data)Rank
Total interest income$4,871,0001,658
Total interest expense$944,0002,389
Net interest income$3,927,0001,459
Provision for loan and lease losses$1,611,000855
Total noninterest income$116,0004,771
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$5,0006,829
Trading account gains and fees$0175
Additional Noninterest Income$111,0003,320
Total noninterest expense$2,055,0002,381
Salaries and employee benefits$900,0002,724
Premises and equipment expense$141,0004,046
Additional noninterest expense$1,014,0001,728
Pre-tax net operating income$377,0002,937
Securities gains (losses)$02,284
Applicable income taxes$161,0001,657
Income before extraordinary items$216,0003,741
Extraordinary gains, net$016
Net income$216,0003,738
Minority interest net income$091
Net income of bank and minority interests.$216,0003,740
Net charge-offs$1,706,000730
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$216,0003,610
2009-12-31 (YTD Data)Rank
Total interest income$21,793,0001,571
Total interest expense$5,954,0001,936
Net interest income$15,839,0001,400
Provision for loan and lease losses$6,738,0001,152
Total noninterest income$433,0004,985
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$19,0006,903
Trading account gains and fees$0211
Additional Noninterest Income$414,0003,497
Total noninterest expense$8,802,0002,250
Salaries and employee benefits$4,125,0002,381
Premises and equipment expense$584,0003,947
Additional noninterest expense$4,093,0001,815
Pre-tax net operating income$732,0003,493
Securities gains (losses)$03,754
Applicable income taxes$316,0001,980
Income before extraordinary items$416,0004,119
Extraordinary gains, net$-55,0007,991
Net income$361,0004,276
Minority interest net income$0115
Net income of bank and minority interests.$361,0004,275
Net charge-offs$6,218,000973
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,000,000430
Net operating income$416,0004,050
2009-09-30 (YTD Data)Rank
Total interest income$16,382,0001,592
Total interest expense$4,792,0001,894
Net interest income$11,590,0001,440
Provision for loan and lease losses$4,585,0001,108
Total noninterest income$202,0005,859
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$15,0006,942
Trading account gains and fees$0212
Additional Noninterest Income$187,0004,400
Total noninterest expense$6,559,0002,266
Salaries and employee benefits$2,934,0002,520
Premises and equipment expense$441,0003,975
Additional noninterest expense$3,184,0001,696
Pre-tax net operating income$648,0003,461
Securities gains (losses)$03,497
Applicable income taxes$278,0002,001
Income before extraordinary items$370,0004,155
Extraordinary gains, net$-55,0008,088
Net income$315,0004,373
Minority interest net income$0118
Net income of bank and minority interests.$315,0004,376
Net charge-offs$4,170,000951
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,000,000353
Net operating income$370,0004,066
2009-06-30 (YTD Data)Rank
Total interest income$11,087,0001,597
Total interest expense$3,374,0001,892
Net interest income$7,713,0001,450
Provision for loan and lease losses$3,133,0001,060
Total noninterest income$152,0005,693
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$10,0006,998
Trading account gains and fees$0193
Additional Noninterest Income$142,0004,222
Total noninterest expense$4,154,0002,411
Salaries and employee benefits$1,966,0002,551
Premises and equipment expense$292,0004,018
Additional noninterest expense$1,896,0001,889
Pre-tax net operating income$578,0003,066
Securities gains (losses)$03,136
Applicable income taxes$245,0001,750
Income before extraordinary items$333,0003,785
Extraordinary gains, net$55,00015
Net income$388,0003,525
Minority interest net income$0112
Net income of bank and minority interests.$388,0003,526
Net charge-offs$3,210,000815
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,000,000283
Net operating income$333,0003,663
2009-03-31 (YTD Data)Rank
Total interest income$5,623,0001,607
Total interest expense$1,752,0001,905
Net interest income$3,871,0001,435
Provision for loan and lease losses$1,869,000790
Total noninterest income$85,0005,475
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$6,0006,959
Trading account gains and fees$0171
Additional Noninterest Income$79,0004,030
Total noninterest expense$1,862,0002,587
Salaries and employee benefits$940,0002,685
Premises and equipment expense$144,0004,104
Additional noninterest expense$778,0002,036
Pre-tax net operating income$225,0003,841
Securities gains (losses)$02,434
Applicable income taxes$97,0002,218
Income before extraordinary items$128,0004,600
Extraordinary gains, net$015
Net income$128,0004,603
Minority interest net income$0102
Net income of bank and minority interests.$128,0004,603
Net charge-offs$1,275,000830
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$128,0004,431
2008-12-31 (YTD Data)Rank
Total interest income$22,522,0001,715
Total interest expense$8,026,0001,971
Net interest income$14,496,0001,546
Provision for loan and lease losses$6,459,000837
Total noninterest income$293,0005,861
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$22,0007,014
Trading account gains and fees$0154
Additional Noninterest Income$271,0004,284
Total noninterest expense$7,983,0002,380
Salaries and employee benefits$4,301,0002,350
Premises and equipment expense$600,0003,937
Additional noninterest expense$3,082,0001,968
Pre-tax net operating income$347,0005,297
Securities gains (losses)$03,220
Applicable income taxes$168,0002,975
Income before extraordinary items$179,0005,569
Extraordinary gains, net$039
Net income$179,0005,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,249,000663
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$278,000684
Net operating income$179,0005,722
2008-09-30 (YTD Data)Rank
Total interest income$16,729,0001,773
Total interest expense$6,116,0002,021
Net interest income$10,613,0001,591
Provision for loan and lease losses$4,852,000656
Total noninterest income$218,0005,948
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$16,0007,073
Trading account gains and fees$0148
Additional Noninterest Income$202,0004,393
Total noninterest expense$5,883,0002,411
Salaries and employee benefits$3,093,0002,469
Premises and equipment expense$453,0003,920
Additional noninterest expense$2,337,0001,891
Pre-tax net operating income$96,0006,418
Securities gains (losses)$03,106
Applicable income taxes$58,0004,010
Income before extraordinary items$38,0006,457
Extraordinary gains, net$031
Net income$38,0006,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,958,000531
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$278,000499
Net operating income$38,0006,620
2008-06-30 (YTD Data)Rank
Total interest income$11,055,0001,812
Total interest expense$4,190,0002,053
Net interest income$6,865,0001,639
Provision for loan and lease losses$2,922,000617
Total noninterest income$140,0006,102
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$11,0007,109
Trading account gains and fees$0149
Additional Noninterest Income$129,0004,569
Total noninterest expense$3,888,0002,437
Salaries and employee benefits$2,059,0002,503
Premises and equipment expense$300,0003,970
Additional noninterest expense$1,529,0001,886
Pre-tax net operating income$195,0005,853
Securities gains (losses)$03,233
Applicable income taxes$92,0003,534
Income before extraordinary items$103,0006,323
Extraordinary gains, net$021
Net income$103,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,715,000459
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$278,000354
Net operating income$103,0006,257
2008-03-31 (YTD Data)Rank
Total interest income$5,425,0001,889
Total interest expense$2,148,0002,117
Net interest income$3,277,0001,693
Provision for loan and lease losses$1,771,000433
Total noninterest income$77,0005,937
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$6,0007,087
Trading account gains and fees$0158
Additional Noninterest Income$71,0004,403
Total noninterest expense$1,956,0002,419
Salaries and employee benefits$987,0002,617
Premises and equipment expense$149,0004,002
Additional noninterest expense$820,0001,736
Pre-tax net operating income$-373,0007,978
Securities gains (losses)$02,688
Applicable income taxes$-148,0008,210
Income before extraordinary items$-225,0007,882
Extraordinary gains, net$015
Net income$-225,0007,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,757,000324
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-225,0007,851
2007-12-31 (YTD Data)Rank
Total interest income$21,657,0001,949
Total interest expense$8,621,0002,186
Net interest income$13,036,0001,739
Provision for loan and lease losses$3,874,000511
Total noninterest income$237,0006,486
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$27,0007,064
Trading account gains and fees$0178
Additional Noninterest Income$210,0004,964
Total noninterest expense$7,795,0002,341
Salaries and employee benefits$4,215,0002,389
Premises and equipment expense$616,0003,769
Additional noninterest expense$2,964,0001,860
Pre-tax net operating income$1,604,0003,787
Securities gains (losses)$02,146
Applicable income taxes$695,0002,316
Income before extraordinary items$909,0004,523
Extraordinary gains, net$039
Net income$909,0004,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,462,000414
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$909,0004,516
2007-09-30 (YTD Data)Rank
Total interest income$15,908,0001,992
Total interest expense$6,342,0002,225
Net interest income$9,566,0001,779
Provision for loan and lease losses$2,254,000468
Total noninterest income$182,0006,491
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$21,0007,079
Trading account gains and fees$0184
Additional Noninterest Income$161,0004,932
Total noninterest expense$5,751,0002,363
Salaries and employee benefits$3,090,0002,428
Premises and equipment expense$459,0003,791
Additional noninterest expense$2,202,0001,829
Pre-tax net operating income$1,743,0003,141
Securities gains (losses)$01,655
Applicable income taxes$743,0002,001
Income before extraordinary items$1,000,0003,891
Extraordinary gains, net$033
Net income$1,000,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,260,000368
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,000,0003,878
2007-06-30 (YTD Data)Rank
Total interest income$10,313,0002,056
Total interest expense$4,092,0002,284
Net interest income$6,221,0001,842
Provision for loan and lease losses$1,430,000446
Total noninterest income$119,0006,549
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$15,0007,097
Trading account gains and fees$0168
Additional Noninterest Income$104,0005,056
Total noninterest expense$3,814,0002,389
Salaries and employee benefits$2,067,0002,463
Premises and equipment expense$307,0003,793
Additional noninterest expense$1,440,0001,882
Pre-tax net operating income$1,096,0003,327
Securities gains (losses)$01,444
Applicable income taxes$468,0002,162
Income before extraordinary items$628,0004,072
Extraordinary gains, net$029
Net income$628,0004,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,342,000369
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$628,0004,061
2007-03-31 (YTD Data)Rank
Total interest income$5,099,0002,078
Total interest expense$1,993,0002,326
Net interest income$3,106,0001,851
Provision for loan and lease losses$610,000444
Total noninterest income$59,0006,562
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$6,0007,199
Trading account gains and fees$0195
Additional Noninterest Income$53,0004,993
Total noninterest expense$1,787,0002,560
Salaries and employee benefits$963,0002,631
Premises and equipment expense$153,0003,821
Additional noninterest expense$671,0001,969
Pre-tax net operating income$768,0002,628
Securities gains (losses)$2,000969
Applicable income taxes$321,0001,775
Income before extraordinary items$449,0003,234
Extraordinary gains, net$022
Net income$449,0003,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,000334
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$447,7203,223
2006-12-31 (YTD Data)Rank
Total interest income$19,140,0002,064
Total interest expense$6,576,0002,400
Net interest income$12,564,0001,834
Provision for loan and lease losses$2,569,000444
Total noninterest income$215,0006,796
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$24,0007,236
Trading account gains and fees$0130
Additional Noninterest Income$191,0005,200
Total noninterest expense$6,730,0002,600
Salaries and employee benefits$3,750,0002,587
Premises and equipment expense$600,0003,770
Additional noninterest expense$2,380,0002,194
Pre-tax net operating income$3,480,0002,496
Securities gains (losses)$2,0001,439
Applicable income taxes$1,464,0001,695
Income before extraordinary items$2,018,0003,084
Extraordinary gains, net$-235,0008,661
Net income$1,783,0003,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,166,000361
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,016,7203,076
2006-09-30 (YTD Data)Rank
Total interest income$13,897,0002,118
Total interest expense$4,609,0002,474
Net interest income$9,288,0001,878
Provision for loan and lease losses$1,654,000483
Total noninterest income$166,0006,795
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$18,0007,310
Trading account gains and fees$0126
Additional Noninterest Income$148,0005,156
Total noninterest expense$4,888,0002,686
Salaries and employee benefits$2,691,0002,685
Premises and equipment expense$447,0003,800
Additional noninterest expense$1,750,0002,228
Pre-tax net operating income$2,912,0002,389
Securities gains (losses)$2,0001,183
Applicable income taxes$1,219,0001,631
Income before extraordinary items$1,695,0002,927
Extraordinary gains, net$-235,0008,737
Net income$1,460,0003,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,528,000333
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,693,7202,920
2006-06-30 (YTD Data)Rank
Total interest income$8,872,0002,162
Total interest expense$2,826,0002,562
Net interest income$6,046,0001,930
Provision for loan and lease losses$1,222,000416
Total noninterest income$110,0006,811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$14,0007,307
Trading account gains and fees$0126
Additional Noninterest Income$96,0005,214
Total noninterest expense$3,213,0002,731
Salaries and employee benefits$1,775,0002,713
Premises and equipment expense$309,0003,682
Additional noninterest expense$1,129,0002,303
Pre-tax net operating income$1,721,0002,593
Securities gains (losses)$2,000970
Applicable income taxes$722,0001,810
Income before extraordinary items$1,001,0003,206
Extraordinary gains, net$039
Net income$1,001,0003,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000381
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$999,7203,204
2006-03-31 (YTD Data)Rank
Total interest income$4,302,0002,183
Total interest expense$1,325,0002,600
Net interest income$2,977,0001,951
Provision for loan and lease losses$643,000380
Total noninterest income$51,0006,914
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$8,0007,290
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,402
Total noninterest expense$1,525,0002,836
Salaries and employee benefits$832,0002,867
Premises and equipment expense$156,0003,660
Additional noninterest expense$537,0002,393
Pre-tax net operating income$860,0002,565
Securities gains (losses)$0955
Applicable income taxes$361,0001,784
Income before extraordinary items$499,0003,162
Extraordinary gains, net$021
Net income$499,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000313
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$499,0003,140
2005-12-31 (YTD Data)Rank
Total interest income$15,552,0002,138
Total interest expense$4,187,0002,552
Net interest income$11,365,0001,958
Provision for loan and lease losses$2,345,000461
Total noninterest income$154,0007,457
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$15,0007,536
Trading account gains and fees$0138
Additional Noninterest Income$139,0005,858
Total noninterest expense$6,119,0002,704
Salaries and employee benefits$3,351,0002,703
Premises and equipment expense$627,0003,524
Additional noninterest expense$2,141,0002,336
Pre-tax net operating income$3,055,0002,713
Securities gains (losses)$02,296
Applicable income taxes$1,284,0001,908
Income before extraordinary items$1,771,0003,402
Extraordinary gains, net$046
Net income$1,771,0003,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,019,000391
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,771,0003,368
2005-09-30 (YTD Data)Rank
Total interest income$11,397,0002,139
Total interest expense$2,966,0002,561
Net interest income$8,431,0001,961
Provision for loan and lease losses$1,756,000426
Total noninterest income$118,0007,458
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$11,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$107,0005,833
Total noninterest expense$4,450,0002,757
Salaries and employee benefits$2,381,0002,785
Premises and equipment expense$464,0003,555
Additional noninterest expense$1,605,0002,293
Pre-tax net operating income$2,343,0002,701
Securities gains (losses)$02,317
Applicable income taxes$1,007,0001,866
Income before extraordinary items$1,336,0003,414
Extraordinary gains, net$035
Net income$1,336,0003,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,434,000387
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,336,0003,371
2005-06-30 (YTD Data)Rank
Total interest income$7,379,0002,141
Total interest expense$1,831,0002,597
Net interest income$5,548,0001,952
Provision for loan and lease losses$1,152,000433
Total noninterest income$76,0007,485
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$8,0007,585
Trading account gains and fees$0116
Additional Noninterest Income$68,0005,929
Total noninterest expense$2,953,0002,736
Salaries and employee benefits$1,607,0002,751
Premises and equipment expense$301,0003,616
Additional noninterest expense$1,045,0002,334
Pre-tax net operating income$1,519,0002,723
Securities gains (losses)$02,146
Applicable income taxes$651,0001,889
Income before extraordinary items$868,0003,437
Extraordinary gains, net$030
Net income$868,0003,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$947,000381
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$868,0003,392
2005-03-31 (YTD Data)Rank
Total interest income$3,614,0002,139
Total interest expense$854,0002,642
Net interest income$2,760,0001,948
Provision for loan and lease losses$686,000355
Total noninterest income$36,0007,582
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,0007,641
Trading account gains and fees$0115
Additional Noninterest Income$32,0006,055
Total noninterest expense$1,416,0002,856
Salaries and employee benefits$764,0002,880
Premises and equipment expense$147,0003,704
Additional noninterest expense$505,0002,416
Pre-tax net operating income$694,0002,881
Securities gains (losses)$01,685
Applicable income taxes$298,0001,984
Income before extraordinary items$396,0003,649
Extraordinary gains, net$024
Net income$396,0003,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,000339
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$396,0003,612
2004-12-31 (YTD Data)Rank
Total interest income$14,104,0002,003
Total interest expense$2,935,0002,678
Net interest income$11,169,0001,813
Provision for loan and lease losses$2,544,000443
Total noninterest income$175,0007,377
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$7,0007,808
Trading account gains and fees$0138
Additional Noninterest Income$168,0005,470
Total noninterest expense$5,440,0002,885
Salaries and employee benefits$2,878,0002,945
Premises and equipment expense$554,0003,780
Additional noninterest expense$2,008,0002,416
Pre-tax net operating income$3,360,0002,346
Securities gains (losses)$03,819
Applicable income taxes$1,403,0001,686
Income before extraordinary items$1,957,0002,967
Extraordinary gains, net$034
Net income$1,957,0002,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,275,000415
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,957,0002,917
2004-09-30 (YTD Data)Rank
Total interest income$10,497,0001,999
Total interest expense$2,144,0002,701
Net interest income$8,353,0001,799
Provision for loan and lease losses$2,007,000414
Total noninterest income$140,0007,309
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,0007,866
Trading account gains and fees$0134
Additional Noninterest Income$136,0005,337
Total noninterest expense$3,937,0002,946
Salaries and employee benefits$2,051,0003,067
Premises and equipment expense$416,0003,769
Additional noninterest expense$1,470,0002,438
Pre-tax net operating income$2,549,0002,345
Securities gains (losses)$03,710
Applicable income taxes$1,052,0001,698
Income before extraordinary items$1,497,0002,961
Extraordinary gains, net$026
Net income$1,497,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,732,000387
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,497,0002,878
2004-06-30 (YTD Data)Rank
Total interest income$6,987,0001,995
Total interest expense$1,372,0002,765
Net interest income$5,615,0001,777
Provision for loan and lease losses$1,369,000412
Total noninterest income$67,0007,836
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,0007,934
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$2,556,0003,020
Salaries and employee benefits$1,378,0003,068
Premises and equipment expense$274,0003,796
Additional noninterest expense$904,0002,609
Pre-tax net operating income$1,757,0002,282
Securities gains (losses)$03,413
Applicable income taxes$725,0001,661
Income before extraordinary items$1,032,0002,855
Extraordinary gains, net$021
Net income$1,032,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,174,000375
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,032,0002,778
2004-03-31 (YTD Data)Rank
Total interest income$3,477,0002,015
Total interest expense$679,0002,820
Net interest income$2,798,0001,777
Provision for loan and lease losses$629,000430
Total noninterest income$33,0007,851
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$1,232,0003,143
Salaries and employee benefits$618,0003,370
Premises and equipment expense$133,0003,917
Additional noninterest expense$481,0002,454
Pre-tax net operating income$970,0002,058
Securities gains (losses)$02,934
Applicable income taxes$402,0001,541
Income before extraordinary items$568,0002,638
Extraordinary gains, net$016
Net income$568,0002,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000483
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$568,0002,551
2003-12-31 (YTD Data)Rank
Total interest income$13,981,0002,031
Total interest expense$3,065,0002,810
Net interest income$10,916,0001,791
Provision for loan and lease losses$3,020,000471
Total noninterest income$67,0008,627
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$67,0007,177
Total noninterest expense$4,609,0003,284
Salaries and employee benefits$2,454,0003,319
Premises and equipment expense$532,0003,874
Additional noninterest expense$1,623,0002,866
Pre-tax net operating income$3,354,0002,293
Securities gains (losses)$2,0004,163
Applicable income taxes$1,385,0001,742
Income before extraordinary items$1,971,0002,895
Extraordinary gains, net$054
Net income$1,971,0002,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,442,000483
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,969,7202,771
2003-09-30 (YTD Data)Rank
Total interest income$10,413,0002,081
Total interest expense$2,348,0002,843
Net interest income$8,065,0001,832
Provision for loan and lease losses$2,223,000484
Total noninterest income$51,0008,706
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$51,0007,188
Total noninterest expense$3,261,0003,444
Salaries and employee benefits$1,714,0003,502
Premises and equipment expense$399,0003,870
Additional noninterest expense$1,148,0003,015
Pre-tax net operating income$2,632,0002,275
Securities gains (losses)$2,0003,872
Applicable income taxes$1,087,0001,731
Income before extraordinary items$1,547,0002,897
Extraordinary gains, net$040
Net income$1,547,0002,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,707,000490
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,545,7202,756
2003-06-30 (YTD Data)Rank
Total interest income$6,846,0002,122
Total interest expense$1,578,0002,912
Net interest income$5,268,0001,858
Provision for loan and lease losses$1,326,000527
Total noninterest income$23,0008,927
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$23,0007,664
Total noninterest expense$2,051,0003,608
Salaries and employee benefits$1,057,0003,743
Premises and equipment expense$261,0003,912
Additional noninterest expense$733,0003,109
Pre-tax net operating income$1,914,0002,121
Securities gains (losses)$2,0003,460
Applicable income taxes$791,0001,636
Income before extraordinary items$1,125,0002,718
Extraordinary gains, net$030
Net income$1,125,0002,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,035,000513
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,123,7202,566
2003-03-31 (YTD Data)Rank
Total interest income$3,348,0002,190
Total interest expense$789,0002,975
Net interest income$2,559,0001,901
Provision for loan and lease losses$714,000488
Total noninterest income$11,0008,960
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$11,0007,783
Total noninterest expense$1,017,0003,608
Salaries and employee benefits$514,0003,825
Premises and equipment expense$125,0004,027
Additional noninterest expense$378,0002,996
Pre-tax net operating income$839,0002,375
Securities gains (losses)$02,891
Applicable income taxes$344,0001,845
Income before extraordinary items$495,0002,970
Extraordinary gains, net$021
Net income$495,0002,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,000467
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$495,0002,830
2002-12-31 (YTD Data)Rank
Total interest income$12,059,0002,549
Total interest expense$3,544,0003,058
Net interest income$8,515,0002,276
Provision for loan and lease losses$2,061,000716
Total noninterest income$33,0009,088
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,0008,184
Trading account gains and fees$0153
Additional Noninterest Income$32,0008,125
Total noninterest expense$3,838,0003,674
Salaries and employee benefits$2,088,0003,606
Premises and equipment expense$466,0004,161
Additional noninterest expense$1,284,0003,419
Pre-tax net operating income$2,649,0002,769
Securities gains (losses)$04,537
Applicable income taxes$1,083,0002,088
Income before extraordinary items$1,566,0003,388
Extraordinary gains, net$070
Net income$1,566,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,683,000624
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$100,000643
Net operating income$1,566,0003,279
2001-12-31 (YTD Data)Rank
Total interest income$10,848,0003,091
Total interest expense$4,408,0003,522
Net interest income$6,440,0002,755
Provision for loan and lease losses$1,459,000931
Total noninterest income$146,0007,900
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,0008,372
Trading account gains and fees$0177
Additional Noninterest Income$145,0005,608
Total noninterest expense$3,464,0003,855
Salaries and employee benefits$1,817,0003,887
Premises and equipment expense$432,0004,364
Additional noninterest expense$1,215,0003,455
Pre-tax net operating income$1,663,0003,610
Securities gains (losses)$04,612
Applicable income taxes$687,0002,706
Income before extraordinary items$976,0004,345
Extraordinary gains, net$0105
Net income$976,0004,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,419,000731
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$50,000733
Net operating income$976,0004,231
2000-12-31 (YTD Data)Rank
Total interest income$10,058,0003,374
Total interest expense$3,905,0004,046
Net interest income$6,153,0002,870
Provision for loan and lease losses$1,210,000902
Total noninterest income$68,0009,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,541
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,328
Total noninterest expense$2,979,0004,261
Salaries and employee benefits$1,511,0004,340
Premises and equipment expense$371,0004,747
Additional noninterest expense$1,097,0003,700
Pre-tax net operating income$2,032,0003,288
Securities gains (losses)$01,956
Applicable income taxes$836,0002,432
Income before extraordinary items$1,196,0003,873
Extraordinary gains, net$038
Net income$1,196,0003,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,119,000683
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$275,000604
Net operating income$1,196,0003,855
1999-12-31 (YTD Data)Rank
Total interest income$7,835,0003,992
Total interest expense$2,659,0005,027
Net interest income$5,176,0003,351
Provision for loan and lease losses$1,190,000856
Total noninterest income$43,0009,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0008,746
Trading account gains and feesNANA
Additional Noninterest Income$37,0008,550
Total noninterest expense$2,459,0004,945
Salaries and employee benefits$1,153,0005,319
Premises and equipment expense$318,0005,295
Additional noninterest expense$988,0004,058
Pre-tax net operating income$1,570,0003,970
Securities gains (losses)$03,155
Applicable income taxes$646,0003,064
Income before extraordinary items$924,0004,670
Extraordinary gains, net$035
Net income$924,0004,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$896,000761
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$25,000925
Net operating income$924,0004,633
1998-12-31 (YTD Data)Rank
Total interest income$5,793,0005,136
Total interest expense$2,230,0005,784
Net interest income$3,563,0004,527
Provision for loan and lease losses$1,067,000916
Total noninterest income$105,0008,942
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,524
Total noninterest expense$2,122,0005,360
Salaries and employee benefits$951,0005,981
Premises and equipment expense$309,0005,306
Additional noninterest expense$862,0004,433
Pre-tax net operating income$479,0007,484
Securities gains (losses)$04,449
Applicable income taxes$197,0006,233
Income before extraordinary items$282,0008,023
Extraordinary gains, net$032
Net income$282,0008,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,032,000736
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$450,000576
Net operating income$282,0007,944
1997-12-31 (YTD Data)Rank
Total interest income$4,973,0005,824
Total interest expense$1,883,0006,505
Net interest income$3,090,0005,187
Provision for loan and lease losses$728,0001,287
Total noninterest income$285,0006,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0009,358
Trading account gains and feesNANA
Additional Noninterest Income$279,0004,093
Total noninterest expense$1,974,0005,710
Salaries and employee benefits$922,0006,179
Premises and equipment expense$330,0005,120
Additional noninterest expense$722,0005,098
Pre-tax net operating income$673,0007,093
Securities gains (losses)$03,944
Applicable income taxes$279,0005,932
Income before extraordinary items$394,0007,685
Extraordinary gains, net$044
Net income$394,0007,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,075
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$394,0007,628
1996-12-31 (YTD Data)Rank
Total interest income$4,486,0006,416
Total interest expense$1,682,0007,136
Net interest income$2,804,0005,720
Provision for loan and lease losses$428,0001,977
Total noninterest income$13,00011,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,0009,817
Trading account gains and feesNANA
Additional Noninterest Income$8,00011,065
Total noninterest expense$1,559,0006,950
Salaries and employee benefits$746,0007,273
Premises and equipment expense$235,0006,465
Additional noninterest expense$578,0006,495
Pre-tax net operating income$830,0006,372
Securities gains (losses)$04,148
Applicable income taxes$345,0005,386
Income before extraordinary items$485,0007,010
Extraordinary gains, net$053
Net income$485,0007,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,632
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$485,0006,944
1995-12-31 (YTD Data)Rank
Total interest income$3,453,0007,616
Total interest expense$1,444,0007,841
Net interest income$2,010,0007,285
Provision for loan and lease losses$223,0002,821
Total noninterest income$96,00010,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,00010,277
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,460
Total noninterest expense$1,235,0008,095
Salaries and employee benefits$558,0008,664
Premises and equipment expense$212,0006,974
Additional noninterest expense$465,0007,559
Pre-tax net operating income$648,0007,599
Securities gains (losses)$03,831
Applicable income taxes$270,0006,366
Income before extraordinary items$378,0008,253
Extraordinary gains, net$065
Net income$378,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,120
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$378,0008,241
1994-12-31 (YTD Data)Rank
Total interest income$2,745,0008,468
Total interest expense$821,0009,495
Net interest income$1,924,0007,742
Provision for loan and lease losses$598,0001,359
Total noninterest income$45,00012,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,00010,827
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,980
Total noninterest expense$1,026,0009,258
Salaries and employee benefits$441,0009,905
Premises and equipment expense$187,0007,705
Additional noninterest expense$398,0008,846
Pre-tax net operating income$345,0009,768
Securities gains (losses)$03,600
Applicable income taxes$3,00011,532
Income before extraordinary items$342,0008,698
Extraordinary gains, net$0249
Net income$342,0008,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,319
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$342,0008,764
1993-12-31 (YTD Data)Rank
Total interest income$2,558,0009,081
Total interest expense$703,00010,564
Net interest income$1,855,0008,088
Provision for loan and lease losses$349,0002,723
Total noninterest income$24,00013,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,00011,313
Trading account gains and feesNANA
Additional Noninterest Income$22,00011,885
Total noninterest expense$1,056,0009,500
Salaries and employee benefits$534,0009,345
Premises and equipment expense$182,0008,093
Additional noninterest expense$340,0009,955
Pre-tax net operating income$474,0008,828
Securities gains (losses)$07,477
Applicable income taxes$196,0007,696
Income before extraordinary items$278,0009,714
Extraordinary gains, net$03,149
Net income$278,0009,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0002,118
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$278,0009,453
1992-12-31 (YTD Data)Rank
Total interest income$2,535,0009,849
Total interest expense$807,00011,298
Net interest income$1,728,0008,569
Provision for loan and lease losses$139,0006,334
Total noninterest income$54,00013,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,00011,715
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,352
Total noninterest expense$1,188,0009,099
Salaries and employee benefits$667,0008,249
Premises and equipment expense$173,0008,493
Additional noninterest expense$348,00010,214
Pre-tax net operating income$455,0008,758
Securities gains (losses)$08,369
Applicable income taxes$126,0009,216
Income before extraordinary items$329,0008,940
Extraordinary gains, net$01,422
Net income$329,0009,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0004,874
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$329,0008,583

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.