Home > Avon Co-operative Bank > Income and Expense
Avon Co-operative Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 4,762 |
| Total interest expense | $554,000 | 3,042 |
| Net interest income | $1,468,000 | 5,016 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $117,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,000 | 5,584 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $116,000 | 4,500 |
| Total noninterest expense | $1,666,000 | 4,616 |
| Salaries and employee benefits | $838,000 | 4,739 |
| Premises and equipment expense | $166,000 | 4,645 |
| Additional noninterest expense | $662,000 | 4,238 |
| Pre-tax net operating income | $-81,000 | 5,566 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-95,000 | 5,658 |
| Income before extraordinary items | $14,000 | 5,501 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $14,000 | 5,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $14,000 | 5,501 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $14,000 | 5,496 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 4,778 |
| Total interest expense | $373,000 | 3,001 |
| Net interest income | $981,000 | 5,046 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $72,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,000 | 5,620 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $71,000 | 4,599 |
| Total noninterest expense | $1,080,000 | 4,690 |
| Salaries and employee benefits | $583,000 | 4,722 |
| Premises and equipment expense | $96,000 | 4,837 |
| Additional noninterest expense | $401,000 | 4,420 |
| Pre-tax net operating income | $-27,000 | 5,590 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-49,000 | 5,709 |
| Income before extraordinary items | $22,000 | 5,509 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $22,000 | 5,509 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $22,000 | 5,509 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $22,000 | 5,505 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 4,817 |
| Total interest expense | $190,000 | 2,956 |
| Net interest income | $491,000 | 5,075 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $32,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $32,000 | 4,723 |
| Total noninterest expense | $515,000 | 4,814 |
| Salaries and employee benefits | $286,000 | 4,788 |
| Premises and equipment expense | $51,000 | 4,805 |
| Additional noninterest expense | $178,000 | 4,672 |
| Pre-tax net operating income | $8,000 | 5,568 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-19,000 | 5,734 |
| Income before extraordinary items | $27,000 | 5,430 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $27,000 | 5,430 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $27,000 | 5,430 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $27,000 | 5,427 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 4,767 |
| Total interest expense | $791,000 | 2,837 |
| Net interest income | $2,108,000 | 5,031 |
| Provision for loan and lease losses | $-35,000 | 5,510 |
| Total noninterest income | $111,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,000 | 5,749 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $109,000 | 4,908 |
| Total noninterest expense | $2,159,000 | 4,785 |
| Salaries and employee benefits | $1,191,000 | 4,768 |
| Premises and equipment expense | $183,000 | 5,005 |
| Additional noninterest expense | $785,000 | 4,594 |
| Pre-tax net operating income | $95,000 | 5,497 |
| Securities gains (losses) | $102,000 | 1,331 |
| Applicable income taxes | $-23,000 | 5,698 |
| Income before extraordinary items | $220,000 | 5,279 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $220,000 | 5,278 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $220,000 | 5,278 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $118,000 | 5,437 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,816 |
| Total interest expense | $596,000 | 2,831 |
| Net interest income | $1,561,000 | 5,095 |
| Provision for loan and lease losses | $-35,000 | 5,669 |
| Total noninterest income | $86,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,000 | 5,816 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $85,000 | 4,932 |
| Total noninterest expense | $1,633,000 | 4,791 |
| Salaries and employee benefits | $900,000 | 4,775 |
| Premises and equipment expense | $139,000 | 5,008 |
| Additional noninterest expense | $594,000 | 4,602 |
| Pre-tax net operating income | $49,000 | 5,628 |
| Securities gains (losses) | $54,000 | 1,711 |
| Applicable income taxes | $-40,000 | 5,856 |
| Income before extraordinary items | $143,000 | 5,426 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $143,000 | 5,425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $143,000 | 5,426 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $89,000 | 5,513 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 4,830 |
| Total interest expense | $402,000 | 2,818 |
| Net interest income | $1,068,000 | 5,103 |
| Provision for loan and lease losses | $-35,000 | 5,792 |
| Total noninterest income | $51,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,000 | 5,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,052 |
| Total noninterest expense | $1,102,000 | 4,834 |
| Salaries and employee benefits | $599,000 | 4,823 |
| Premises and equipment expense | $95,000 | 5,026 |
| Additional noninterest expense | $408,000 | 4,590 |
| Pre-tax net operating income | $52,000 | 5,632 |
| Securities gains (losses) | $54,000 | 1,367 |
| Applicable income taxes | $-16,000 | 5,910 |
| Income before extraordinary items | $122,000 | 5,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 5,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $122,000 | 5,364 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $68,000 | 5,535 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 4,839 |
| Total interest expense | $203,000 | 2,809 |
| Net interest income | $546,000 | 5,112 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $13,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $13,000 | 5,453 |
| Total noninterest expense | $558,000 | 4,846 |
| Salaries and employee benefits | $301,000 | 4,845 |
| Premises and equipment expense | $47,000 | 5,057 |
| Additional noninterest expense | $210,000 | 4,583 |
| Pre-tax net operating income | $1,000 | 5,776 |
| Securities gains (losses) | $44,000 | 885 |
| Applicable income taxes | $-7,000 | 5,963 |
| Income before extraordinary items | $52,000 | 5,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $52,000 | 5,441 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $52,000 | 5,441 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $8,000 | 5,739 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 4,870 |
| Total interest expense | $724,000 | 3,001 |
| Net interest income | $2,223,000 | 5,091 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $134,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,000 | 6,012 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $132,000 | 4,876 |
| Total noninterest expense | $2,112,000 | 4,978 |
| Salaries and employee benefits | $1,117,000 | 4,992 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $788,000 | 4,734 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $141,000 | 941 |
| Applicable income taxes | $56,000 | 3,586 |
| Income before extraordinary items | $290,000 | 5,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $290,000 | 5,268 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $290,000 | 5,268 |
| Net charge-offs | $8,000 | 4,089 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $171,560 | 5,489 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 4,956 |
| Total interest expense | $526,000 | 3,095 |
| Net interest income | $1,646,000 | 5,173 |
| Provision for loan and lease losses | $36,000 | 3,519 |
| Total noninterest income | $108,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,000 | 6,097 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,839 |
| Total noninterest expense | $1,576,000 | 5,008 |
| Salaries and employee benefits | $822,000 | 5,052 |
| Premises and equipment expense | $162,000 | 5,038 |
| Additional noninterest expense | $592,000 | 4,764 |
| Pre-tax net operating income | $142,000 | 5,620 |
| Securities gains (losses) | $141,000 | 816 |
| Applicable income taxes | $55,000 | 3,590 |
| Income before extraordinary items | $228,000 | 5,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,352 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $228,000 | 5,353 |
| Net charge-offs | $13,000 | 3,547 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $113,790 | 5,654 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 5,025 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $1,078,000 | 5,242 |
| Provision for loan and lease losses | $26,000 | 3,354 |
| Total noninterest income | $74,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,000 | 6,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 4,853 |
| Total noninterest expense | $1,018,000 | 5,106 |
| Salaries and employee benefits | $535,000 | 5,130 |
| Premises and equipment expense | $112,000 | 5,022 |
| Additional noninterest expense | $371,000 | 4,913 |
| Pre-tax net operating income | $108,000 | 5,594 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $13,000 | 3,985 |
| Income before extraordinary items | $98,000 | 5,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $98,000 | 5,623 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $98,000 | 5,624 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $95,360 | 5,586 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 5,093 |
| Total interest expense | $162,000 | 3,325 |
| Net interest income | $529,000 | 5,301 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $52,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 4,471 |
| Total noninterest expense | $508,000 | 5,159 |
| Salaries and employee benefits | $266,000 | 5,184 |
| Premises and equipment expense | $58,000 | 5,018 |
| Additional noninterest expense | $184,000 | 4,961 |
| Pre-tax net operating income | $73,000 | 5,440 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $67,000 | 5,446 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $67,000 | 5,448 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $67,000 | 5,448 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $64,360 | 5,414 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 5,248 |
| Total interest expense | $544,000 | 3,835 |
| Net interest income | $2,069,000 | 5,413 |
| Provision for loan and lease losses | $29,000 | 4,100 |
| Total noninterest income | $165,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,000 | 6,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $164,000 | 4,752 |
| Total noninterest expense | $1,978,000 | 5,286 |
| Salaries and employee benefits | $1,031,000 | 5,285 |
| Premises and equipment expense | $206,000 | 5,312 |
| Additional noninterest expense | $741,000 | 5,061 |
| Pre-tax net operating income | $227,000 | 5,620 |
| Securities gains (losses) | $60,000 | 1,614 |
| Applicable income taxes | $7,000 | 4,264 |
| Income before extraordinary items | $280,000 | 5,451 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $280,000 | 5,450 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $280,000 | 5,451 |
| Net charge-offs | $15,000 | 4,432 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $221,200 | 5,565 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,325 |
| Total interest expense | $392,000 | 3,996 |
| Net interest income | $1,557,000 | 5,467 |
| Provision for loan and lease losses | $29,000 | 3,769 |
| Total noninterest income | $90,000 | 5,927 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,000 | 6,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $89,000 | 5,160 |
| Total noninterest expense | $1,482,000 | 5,322 |
| Salaries and employee benefits | $754,000 | 5,355 |
| Premises and equipment expense | $159,000 | 5,328 |
| Additional noninterest expense | $569,000 | 5,054 |
| Pre-tax net operating income | $136,000 | 5,789 |
| Securities gains (losses) | $60,000 | 1,334 |
| Applicable income taxes | $-4,000 | 6,271 |
| Income before extraordinary items | $200,000 | 5,563 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 5,562 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $200,000 | 5,563 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $140,000 | 5,732 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 5,376 |
| Total interest expense | $248,000 | 4,135 |
| Net interest income | $1,038,000 | 5,492 |
| Provision for loan and lease losses | $21,000 | 3,608 |
| Total noninterest income | $58,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,000 | 6,461 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $57,000 | 5,200 |
| Total noninterest expense | $1,014,000 | 5,309 |
| Salaries and employee benefits | $506,000 | 5,398 |
| Premises and equipment expense | $110,000 | 5,303 |
| Additional noninterest expense | $398,000 | 4,976 |
| Pre-tax net operating income | $61,000 | 5,938 |
| Securities gains (losses) | $55,000 | 1,121 |
| Applicable income taxes | $-17,000 | 6,401 |
| Income before extraordinary items | $133,000 | 5,578 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $133,000 | 5,580 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $133,000 | 5,581 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $78,000 | 5,816 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 5,435 |
| Total interest expense | $122,000 | 4,223 |
| Net interest income | $517,000 | 5,556 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $509,000 | 5,373 |
| Salaries and employee benefits | $256,000 | 5,445 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $195,000 | 5,071 |
| Pre-tax net operating income | $34,000 | 5,899 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-6,000 | 6,427 |
| Income before extraordinary items | $40,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 5,813 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $40,000 | 5,814 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $40,000 | 5,778 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 5,555 |
| Total interest expense | $558,000 | 4,229 |
| Net interest income | $1,904,000 | 5,753 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $144,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,000 | 6,625 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 4,995 |
| Total noninterest expense | $1,950,000 | 5,515 |
| Salaries and employee benefits | $1,020,000 | 5,502 |
| Premises and equipment expense | $211,000 | 5,471 |
| Additional noninterest expense | $719,000 | 5,293 |
| Pre-tax net operating income | $98,000 | 5,960 |
| Securities gains (losses) | $77,000 | 1,506 |
| Applicable income taxes | $9,000 | 4,318 |
| Income before extraordinary items | $166,000 | 5,800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 5,803 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $166,000 | 5,803 |
| Net charge-offs | $6,000 | 5,197 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $92,850 | 5,964 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 5,615 |
| Total interest expense | $427,000 | 4,270 |
| Net interest income | $1,428,000 | 5,803 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $106,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,000 | 6,693 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $105,000 | 5,124 |
| Total noninterest expense | $1,460,000 | 5,545 |
| Salaries and employee benefits | $764,000 | 5,535 |
| Premises and equipment expense | $160,000 | 5,489 |
| Additional noninterest expense | $536,000 | 5,309 |
| Pre-tax net operating income | $74,000 | 6,076 |
| Securities gains (losses) | $29,000 | 2,014 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $102,000 | 6,014 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $102,000 | 6,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $102,000 | 6,016 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $73,290 | 6,063 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 5,648 |
| Total interest expense | $288,000 | 4,307 |
| Net interest income | $946,000 | 5,832 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $84,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,000 | 6,729 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $982,000 | 5,555 |
| Salaries and employee benefits | $508,000 | 5,569 |
| Premises and equipment expense | $110,000 | 5,460 |
| Additional noninterest expense | $364,000 | 5,288 |
| Pre-tax net operating income | $48,000 | 6,088 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-1,000 | 6,531 |
| Income before extraordinary items | $49,000 | 6,153 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 6,154 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $49,000 | 6,155 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $49,000 | 6,069 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 5,710 |
| Total interest expense | $146,000 | 4,373 |
| Net interest income | $464,000 | 5,892 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $49,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,733 |
| Total noninterest expense | $485,000 | 5,623 |
| Salaries and employee benefits | $258,000 | 5,579 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $174,000 | 5,428 |
| Pre-tax net operating income | $28,000 | 6,067 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-8,000 | 6,730 |
| Income before extraordinary items | $36,000 | 6,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $36,000 | 6,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $36,000 | 6,039 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $36,000 | 5,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 5,824 |
| Total interest expense | $542,000 | 4,973 |
| Net interest income | $1,928,000 | 5,919 |
| Provision for loan and lease losses | $48,000 | 5,229 |
| Total noninterest income | $195,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $193,000 | 4,641 |
| Total noninterest expense | $1,944,000 | 5,703 |
| Salaries and employee benefits | $996,000 | 5,715 |
| Premises and equipment expense | $212,000 | 5,635 |
| Additional noninterest expense | $736,000 | 5,438 |
| Pre-tax net operating income | $131,000 | 5,849 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-26,000 | 6,595 |
| Income before extraordinary items | $157,000 | 5,898 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 5,895 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $157,000 | 5,898 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $157,000 | 5,745 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 5,944 |
| Total interest expense | $407,000 | 5,096 |
| Net interest income | $1,423,000 | 6,036 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $157,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,000 | 6,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 4,583 |
| Total noninterest expense | $1,457,000 | 5,745 |
| Salaries and employee benefits | $761,000 | 5,707 |
| Premises and equipment expense | $163,000 | 5,662 |
| Additional noninterest expense | $533,000 | 5,567 |
| Pre-tax net operating income | $98,000 | 6,006 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-23,000 | 6,802 |
| Income before extraordinary items | $121,000 | 6,037 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $121,000 | 6,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $121,000 | 6,036 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $121,000 | 5,899 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 5,954 |
| Total interest expense | $283,000 | 5,113 |
| Net interest income | $967,000 | 6,038 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,697 |
| Total noninterest expense | $975,000 | 5,787 |
| Salaries and employee benefits | $513,000 | 5,736 |
| Premises and equipment expense | $109,000 | 5,664 |
| Additional noninterest expense | $353,000 | 5,612 |
| Pre-tax net operating income | $65,000 | 6,036 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-13,000 | 6,848 |
| Income before extraordinary items | $78,000 | 6,074 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 6,074 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $78,000 | 6,074 |
| Net charge-offs | $31,000 | 4,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $78,000 | 5,923 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,006 |
| Total interest expense | $147,000 | 5,130 |
| Net interest income | $476,000 | 6,115 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $52,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,700 |
| Total noninterest expense | $488,000 | 5,819 |
| Salaries and employee benefits | $257,000 | 5,781 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $177,000 | 5,619 |
| Pre-tax net operating income | $15,000 | 6,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-15,000 | 7,008 |
| Income before extraordinary items | $30,000 | 6,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,224 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $30,000 | 6,225 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $30,000 | 6,095 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,958 |
| Total interest expense | $690,000 | 5,225 |
| Net interest income | $1,994,000 | 6,090 |
| Provision for loan and lease losses | $5,000 | 6,434 |
| Total noninterest income | $214,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $5,000 | 6,913 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $1,987,000 | 5,827 |
| Salaries and employee benefits | $1,012,000 | 5,844 |
| Premises and equipment expense | $227,000 | 5,801 |
| Additional noninterest expense | $748,000 | 5,546 |
| Pre-tax net operating income | $216,000 | 5,457 |
| Securities gains (losses) | $56,000 | 2,518 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $247,000 | 5,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,405 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $247,000 | 5,405 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $196,040 | 5,454 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 5,991 |
| Total interest expense | $533,000 | 5,285 |
| Net interest income | $1,507,000 | 6,115 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $230,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $226,000 | 3,914 |
| Total noninterest expense | $1,527,000 | 5,811 |
| Salaries and employee benefits | $766,000 | 5,845 |
| Premises and equipment expense | $175,000 | 5,787 |
| Additional noninterest expense | $586,000 | 5,483 |
| Pre-tax net operating income | $205,000 | 5,452 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $185,000 | 5,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,545 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $185,000 | 5,545 |
| Net charge-offs | $89,000 | 4,541 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $185,000 | 5,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 6,011 |
| Total interest expense | $363,000 | 5,344 |
| Net interest income | $1,028,000 | 6,117 |
| Provision for loan and lease losses | $5,000 | 6,105 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,000,000 | 5,904 |
| Salaries and employee benefits | $508,000 | 5,904 |
| Premises and equipment expense | $121,000 | 5,758 |
| Additional noninterest expense | $371,000 | 5,689 |
| Pre-tax net operating income | $118,000 | 5,595 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $109,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,630 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $109,000 | 5,631 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $109,000 | 5,542 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,039 |
| Total interest expense | $181,000 | 5,454 |
| Net interest income | $518,000 | 6,115 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $486,000 | 6,006 |
| Salaries and employee benefits | $248,000 | 5,991 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $176,000 | 5,825 |
| Pre-tax net operating income | $66,000 | 5,541 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $57,000 | 5,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $57,000 | 5,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $57,000 | 5,599 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $57,000 | 5,547 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 6,150 |
| Total interest expense | $824,000 | 5,654 |
| Net interest income | $1,997,000 | 6,242 |
| Provision for loan and lease losses | $-36,000 | 7,587 |
| Total noninterest income | $156,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $146,000 | 5,014 |
| Total noninterest expense | $1,952,000 | 6,054 |
| Salaries and employee benefits | $1,009,000 | 6,009 |
| Premises and equipment expense | $218,000 | 6,062 |
| Additional noninterest expense | $725,000 | 5,827 |
| Pre-tax net operating income | $237,000 | 5,094 |
| Securities gains (losses) | $73,000 | 2,412 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $293,000 | 4,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $293,000 | 4,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $293,000 | 4,965 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $223,650 | 5,059 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 6,242 |
| Total interest expense | $630,000 | 5,767 |
| Net interest income | $1,511,000 | 6,327 |
| Provision for loan and lease losses | $-44,000 | 7,691 |
| Total noninterest income | $109,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $7,000 | 6,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $102,000 | 5,180 |
| Total noninterest expense | $1,472,000 | 6,099 |
| Salaries and employee benefits | $760,000 | 6,045 |
| Premises and equipment expense | $163,000 | 6,119 |
| Additional noninterest expense | $549,000 | 5,848 |
| Pre-tax net operating income | $192,000 | 5,286 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $241,000 | 5,130 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $241,000 | 5,132 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $241,000 | 5,133 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $174,570 | 5,251 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 6,291 |
| Total interest expense | $428,000 | 5,823 |
| Net interest income | $996,000 | 6,374 |
| Provision for loan and lease losses | $-44,000 | 7,764 |
| Total noninterest income | $59,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $5,000 | 6,864 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $984,000 | 6,122 |
| Salaries and employee benefits | $502,000 | 6,110 |
| Premises and equipment expense | $109,000 | 6,150 |
| Additional noninterest expense | $373,000 | 5,813 |
| Pre-tax net operating income | $115,000 | 5,411 |
| Securities gains (losses) | $73,000 | 1,640 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $173,000 | 5,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 5,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $173,000 | 5,078 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,840 | 5,386 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,368 |
| Total interest expense | $219,000 | 5,896 |
| Net interest income | $494,000 | 6,440 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $472,000 | 6,286 |
| Salaries and employee benefits | $251,000 | 6,188 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $45,000 | 5,717 |
| Securities gains (losses) | $73,000 | 941 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $91,000 | 5,098 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,099 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $91,000 | 5,098 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $34,790 | 5,815 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 6,345 |
| Total interest expense | $1,096,000 | 5,842 |
| Net interest income | $1,899,000 | 6,467 |
| Provision for loan and lease losses | $115,000 | 6,308 |
| Total noninterest income | $155,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $14,000 | 6,972 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $141,000 | 5,184 |
| Total noninterest expense | $1,699,000 | 6,544 |
| Salaries and employee benefits | $894,000 | 6,475 |
| Premises and equipment expense | $205,000 | 6,443 |
| Additional noninterest expense | $600,000 | 6,448 |
| Pre-tax net operating income | $240,000 | 4,679 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $-28,000 | 6,357 |
| Income before extraordinary items | $272,000 | 4,571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $272,000 | 4,570 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $272,000 | 4,571 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $268,000 | 4,511 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 6,420 |
| Total interest expense | $852,000 | 5,917 |
| Net interest income | $1,391,000 | 6,543 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $128,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $117,000 | 5,169 |
| Total noninterest expense | $1,268,000 | 6,600 |
| Salaries and employee benefits | $647,000 | 6,588 |
| Premises and equipment expense | $157,000 | 6,462 |
| Additional noninterest expense | $464,000 | 6,411 |
| Pre-tax net operating income | $165,000 | 5,063 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $-31,000 | 6,754 |
| Income before extraordinary items | $200,000 | 4,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $200,000 | 4,855 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $200,000 | 4,856 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $196,000 | 4,810 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 6,463 |
| Total interest expense | $594,000 | 5,940 |
| Net interest income | $915,000 | 6,594 |
| Provision for loan and lease losses | $10,000 | 6,907 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $77,000 | 5,225 |
| Total noninterest expense | $863,000 | 6,619 |
| Salaries and employee benefits | $437,000 | 6,632 |
| Premises and equipment expense | $104,000 | 6,507 |
| Additional noninterest expense | $322,000 | 6,348 |
| Pre-tax net operating income | $126,000 | 5,058 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $-41,000 | 6,976 |
| Income before extraordinary items | $171,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 4,725 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $171,000 | 4,725 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $167,000 | 4,656 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,463 |
| Total interest expense | $316,000 | 5,910 |
| Net interest income | $454,000 | 6,614 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $425,000 | 6,633 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $149,000 | 6,332 |
| Pre-tax net operating income | $65,000 | 5,430 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $-7,000 | 7,165 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $72,000 | 5,179 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 6,686 |
| Total interest expense | $1,355,000 | 6,187 |
| Net interest income | $1,552,000 | 6,943 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $1,462,000 | 6,921 |
| Salaries and employee benefits | $808,000 | 6,877 |
| Premises and equipment expense | $193,000 | 6,740 |
| Additional noninterest expense | $461,000 | 6,794 |
| Pre-tax net operating income | $172,000 | 5,833 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $-25,000 | 6,878 |
| Income before extraordinary items | $207,000 | 5,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $197,000 | 5,650 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 6,797 |
| Total interest expense | $1,014,000 | 6,296 |
| Net interest income | $1,120,000 | 7,062 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $13,000 | 7,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $1,081,000 | 6,955 |
| Salaries and employee benefits | $598,000 | 6,914 |
| Premises and equipment expense | $148,000 | 6,733 |
| Additional noninterest expense | $335,000 | 6,840 |
| Pre-tax net operating income | $100,000 | 6,404 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $-41,000 | 7,432 |
| Income before extraordinary items | $151,000 | 5,939 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $151,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $141,000 | 6,147 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,914 |
| Total interest expense | $690,000 | 6,382 |
| Net interest income | $695,000 | 7,219 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $8,000 | 7,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $694,000 | 7,078 |
| Salaries and employee benefits | $393,000 | 6,996 |
| Premises and equipment expense | $99,000 | 6,767 |
| Additional noninterest expense | $202,000 | 7,042 |
| Pre-tax net operating income | $49,000 | 6,676 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $-46,000 | 7,744 |
| Income before extraordinary items | $105,000 | 6,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $95,000 | 6,319 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 7,023 |
| Total interest expense | $357,000 | 6,472 |
| Net interest income | $326,000 | 7,376 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $359,000 | 7,044 |
| Salaries and employee benefits | $210,000 | 6,896 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $99,000 | 7,081 |
| Pre-tax net operating income | $-12,000 | 7,246 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $-2,000 | 7,763 |
| Income before extraordinary items | $0 | 7,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $0 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-6,400 | 7,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 6,947 |
| Total interest expense | $1,608,000 | 6,281 |
| Net interest income | $1,245,000 | 7,441 |
| Provision for loan and lease losses | $-46,000 | 8,306 |
| Total noninterest income | $90,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $19,000 | 7,165 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $1,400,000 | 7,068 |
| Salaries and employee benefits | $757,000 | 7,097 |
| Premises and equipment expense | $195,000 | 6,782 |
| Additional noninterest expense | $448,000 | 6,831 |
| Pre-tax net operating income | $-19,000 | 7,472 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $-41,000 | 7,915 |
| Income before extraordinary items | $47,000 | 7,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $22,000 | 7,399 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 6,991 |
| Total interest expense | $1,228,000 | 6,283 |
| Net interest income | $910,000 | 7,529 |
| Provision for loan and lease losses | $-46,000 | 8,369 |
| Total noninterest income | $64,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $1,051,000 | 7,048 |
| Salaries and employee benefits | $568,000 | 7,071 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $336,000 | 6,817 |
| Pre-tax net operating income | $-31,000 | 7,702 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-41,000 | 8,135 |
| Income before extraordinary items | $10,000 | 7,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,000 | 7,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,000 | 7,623 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 7,038 |
| Total interest expense | $820,000 | 6,311 |
| Net interest income | $598,000 | 7,605 |
| Provision for loan and lease losses | $-46,000 | 8,423 |
| Total noninterest income | $42,000 | 7,820 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $10,000 | 7,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $690,000 | 7,124 |
| Salaries and employee benefits | $372,000 | 7,153 |
| Premises and equipment expense | $102,000 | 6,740 |
| Additional noninterest expense | $216,000 | 6,926 |
| Pre-tax net operating income | $-4,000 | 7,788 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-41,000 | 8,263 |
| Income before extraordinary items | $37,000 | 7,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $37,000 | 7,561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 7,060 |
| Total interest expense | $405,000 | 6,342 |
| Net interest income | $305,000 | 7,621 |
| Provision for loan and lease losses | $-46,000 | 8,506 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $337,000 | 7,209 |
| Salaries and employee benefits | $179,000 | 7,272 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $35,000 | 7,479 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $35,000 | 7,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $35,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $35,000 | 7,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 6,886 |
| Total interest expense | $1,447,000 | 6,193 |
| Net interest income | $1,409,000 | 7,296 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $89,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $21,000 | 7,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $1,362,000 | 7,114 |
| Salaries and employee benefits | $705,000 | 7,253 |
| Premises and equipment expense | $157,000 | 7,169 |
| Additional noninterest expense | $500,000 | 6,539 |
| Pre-tax net operating income | $136,000 | 7,600 |
| Securities gains (losses) | $-25,000 | 7,648 |
| Applicable income taxes | $-35,000 | 8,259 |
| Income before extraordinary items | $146,000 | 7,502 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $146,000 | 7,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $171,000 | 7,388 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 6,931 |
| Total interest expense | $1,040,000 | 6,244 |
| Net interest income | $1,100,000 | 7,294 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $64,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $996,000 | 7,181 |
| Salaries and employee benefits | $522,000 | 7,280 |
| Premises and equipment expense | $107,000 | 7,358 |
| Additional noninterest expense | $367,000 | 6,582 |
| Pre-tax net operating income | $168,000 | 7,549 |
| Securities gains (losses) | $-25,000 | 7,922 |
| Applicable income taxes | $-24,000 | 8,453 |
| Income before extraordinary items | $167,000 | 7,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $167,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $192,000 | 7,258 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 6,942 |
| Total interest expense | $645,000 | 6,309 |
| Net interest income | $770,000 | 7,248 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $644,000 | 7,285 |
| Salaries and employee benefits | $347,000 | 7,321 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $166,000 | 7,298 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $44,000 | 5,326 |
| Income before extraordinary items | $97,000 | 7,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $97,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $114,250 | 7,442 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,911 |
| Total interest expense | $303,000 | 6,369 |
| Net interest income | $409,000 | 7,160 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $321,000 | 7,302 |
| Salaries and employee benefits | $176,000 | 7,305 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $112,000 | 6,815 |
| Pre-tax net operating income | $107,000 | 6,969 |
| Securities gains (losses) | $-25,000 | 8,424 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $55,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $71,750 | 7,176 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 6,741 |
| Total interest expense | $1,024,000 | 6,232 |
| Net interest income | $1,793,000 | 6,897 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $78,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $22,000 | 7,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,243 |
| Total noninterest expense | $1,296,000 | 7,234 |
| Salaries and employee benefits | $693,000 | 7,298 |
| Premises and equipment expense | $117,000 | 7,667 |
| Additional noninterest expense | $486,000 | 6,665 |
| Pre-tax net operating income | $575,000 | 6,501 |
| Securities gains (losses) | $-40,000 | 8,100 |
| Applicable income taxes | $208,000 | 4,617 |
| Income before extraordinary items | $327,000 | 7,063 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $327,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $352,600 | 6,947 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 6,748 |
| Total interest expense | $751,000 | 6,174 |
| Net interest income | $1,358,000 | 6,918 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $56,000 | 8,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $977,000 | 7,204 |
| Salaries and employee benefits | $522,000 | 7,256 |
| Premises and equipment expense | $87,000 | 7,688 |
| Additional noninterest expense | $368,000 | 6,605 |
| Pre-tax net operating income | $437,000 | 6,637 |
| Securities gains (losses) | $-40,000 | 8,403 |
| Applicable income taxes | $153,000 | 4,788 |
| Income before extraordinary items | $244,000 | 7,219 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $244,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $269,600 | 7,040 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,717 |
| Total interest expense | $480,000 | 6,146 |
| Net interest income | $921,000 | 6,866 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $35,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $658,000 | 7,201 |
| Salaries and employee benefits | $354,000 | 7,232 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $242,000 | 6,632 |
| Pre-tax net operating income | $298,000 | 6,587 |
| Securities gains (losses) | $-38,000 | 8,531 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $163,000 | 7,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $187,320 | 6,982 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,780 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $461,000 | 6,914 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $328,000 | 7,257 |
| Salaries and employee benefits | $181,000 | 7,234 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $-38,000 | 8,748 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $66,000 | 7,497 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $66,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,320 | 7,019 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 6,800 |
| Total interest expense | $886,000 | 5,989 |
| Net interest income | $1,721,000 | 7,015 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $81,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $24,000 | 7,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,247 |
| Total noninterest expense | $1,253,000 | 7,349 |
| Salaries and employee benefits | $604,000 | 7,651 |
| Premises and equipment expense | $124,000 | 7,662 |
| Additional noninterest expense | $525,000 | 6,397 |
| Pre-tax net operating income | $549,000 | 6,550 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $208,000 | 4,710 |
| Income before extraordinary items | $341,000 | 7,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $341,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $341,000 | 7,005 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 6,857 |
| Total interest expense | $658,000 | 5,999 |
| Net interest income | $1,262,000 | 7,084 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $57,000 | 8,384 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 7,392 |
| Total noninterest expense | $914,000 | 7,375 |
| Salaries and employee benefits | $424,000 | 7,740 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $394,000 | 6,359 |
| Pre-tax net operating income | $405,000 | 6,716 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $149,000 | 4,859 |
| Income before extraordinary items | $256,000 | 7,171 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $256,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $256,000 | 7,109 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 6,914 |
| Total interest expense | $435,000 | 6,050 |
| Net interest income | $835,000 | 7,134 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $608,000 | 7,433 |
| Salaries and employee benefits | $282,000 | 7,805 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $263,000 | 6,373 |
| Pre-tax net operating income | $264,000 | 6,744 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $91,000 | 4,952 |
| Income before extraordinary items | $173,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $173,000 | 7,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,927 |
| Total interest expense | $214,000 | 6,161 |
| Net interest income | $424,000 | 7,129 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $276,000 | 7,667 |
| Salaries and employee benefits | $122,000 | 8,085 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $159,000 | 6,326 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $67,000 | 4,419 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 6,809 |
| Total interest expense | $982,000 | 6,166 |
| Net interest income | $1,748,000 | 6,991 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $67,000 | 8,627 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $48,000 | 7,468 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $1,175,000 | 7,521 |
| Salaries and employee benefits | $532,000 | 7,962 |
| Premises and equipment expense | $104,000 | 8,019 |
| Additional noninterest expense | $539,000 | 6,317 |
| Pre-tax net operating income | $640,000 | 6,197 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $221,000 | 4,779 |
| Income before extraordinary items | $419,000 | 6,721 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $419,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $419,000 | 6,557 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 6,846 |
| Total interest expense | $766,000 | 6,193 |
| Net interest income | $1,315,000 | 7,025 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $49,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $836,000 | 7,633 |
| Salaries and employee benefits | $360,000 | 8,149 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $396,000 | 6,366 |
| Pre-tax net operating income | $528,000 | 6,167 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $175,000 | 4,866 |
| Income before extraordinary items | $353,000 | 6,648 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $353,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $353,000 | 6,461 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 6,847 |
| Total interest expense | $522,000 | 6,257 |
| Net interest income | $893,000 | 6,979 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $568,000 | 7,608 |
| Salaries and employee benefits | $236,000 | 8,200 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $278,000 | 6,207 |
| Pre-tax net operating income | $352,000 | 6,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $144,000 | 4,570 |
| Income before extraordinary items | $208,000 | 6,897 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $208,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $208,000 | 6,695 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 6,896 |
| Total interest expense | $262,000 | 6,355 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $274,000 | 7,719 |
| Salaries and employee benefits | $109,000 | 8,378 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $181,000 | 6,073 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $107,000 | 6,597 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 7,001 |
| Total interest expense | $1,232,000 | 6,354 |
| Net interest income | $1,621,000 | 7,235 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $56,000 | 8,914 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,015,000 | 7,901 |
| Salaries and employee benefits | $442,000 | 8,350 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $472,000 | 6,668 |
| Pre-tax net operating income | $662,000 | 6,213 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $250,000 | 4,762 |
| Income before extraordinary items | $412,000 | 6,786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $412,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $412,000 | 6,656 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 7,338 |
| Total interest expense | $1,526,000 | 6,928 |
| Net interest income | $1,391,000 | 7,528 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $61,000 | 9,039 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $849,000 | 8,323 |
| Salaries and employee benefits | $359,000 | 8,795 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $409,000 | 7,072 |
| Pre-tax net operating income | $603,000 | 6,157 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $222,000 | 4,836 |
| Income before extraordinary items | $381,000 | 6,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $381,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $381,000 | 6,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 7,520 |
| Total interest expense | $1,478,000 | 7,215 |
| Net interest income | $1,420,000 | 7,612 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $57,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $732,000 | 8,745 |
| Salaries and employee benefits | $342,000 | 9,041 |
| Premises and equipment expense | $73,000 | 8,931 |
| Additional noninterest expense | $317,000 | 7,810 |
| Pre-tax net operating income | $705,000 | 6,206 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $308,000 | 4,549 |
| Income before extraordinary items | $397,000 | 6,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $397,000 | 6,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $397,000 | 6,887 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 7,575 |
| Total interest expense | $1,508,000 | 6,954 |
| Net interest income | $1,319,000 | 7,942 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $52,000 | 9,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $682,000 | 9,079 |
| Salaries and employee benefits | $327,000 | 9,322 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $285,000 | 8,244 |
| Pre-tax net operating income | $679,000 | 6,390 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $248,000 | 5,235 |
| Income before extraordinary items | $431,000 | 6,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $431,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $431,000 | 6,788 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 7,878 |
| Total interest expense | $1,454,000 | 7,298 |
| Net interest income | $1,236,000 | 8,251 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $633,000 | 9,330 |
| Salaries and employee benefits | $341,000 | 9,352 |
| Premises and equipment expense | $42,000 | 9,982 |
| Additional noninterest expense | $250,000 | 8,607 |
| Pre-tax net operating income | $654,000 | 6,663 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $296,000 | 5,211 |
| Income before extraordinary items | $358,000 | 7,496 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $358,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $358,000 | 7,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 8,283 |
| Total interest expense | $1,350,000 | 7,715 |
| Net interest income | $1,226,000 | 8,625 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $599,000 | 9,750 |
| Salaries and employee benefits | $315,000 | 9,842 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $242,000 | 8,940 |
| Pre-tax net operating income | $657,000 | 7,177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $264,000 | 6,116 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $393,000 | 7,634 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 8,810 |
| Total interest expense | $1,308,000 | 8,084 |
| Net interest income | $1,101,000 | 9,280 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $543,000 | 10,419 |
| Salaries and employee benefits | $298,000 | 10,362 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $205,000 | 9,879 |
| Pre-tax net operating income | $519,000 | 7,828 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $239,000 | 6,592 |
| Income before extraordinary items | $280,000 | 8,587 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $280,000 | 8,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $280,000 | 8,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 9,319 |
| Total interest expense | $1,155,000 | 8,738 |
| Net interest income | $1,105,000 | 9,610 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $58,000 | 11,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $591,000 | 10,602 |
| Salaries and employee benefits | $293,000 | 10,811 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $572,000 | 8,042 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $222,000 | 7,058 |
| Income before extraordinary items | $350,000 | 8,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $350,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $350,000 | 8,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 9,539 |
| Total interest expense | $907,000 | 9,103 |
| Net interest income | $1,234,000 | 9,661 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $65,000 | 11,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $640,000 | 10,944 |
| Salaries and employee benefits | $285,000 | 11,348 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $306,000 | 9,893 |
| Pre-tax net operating income | $633,000 | 7,819 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $261,000 | 6,379 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $372,000 | 8,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 9,888 |
| Total interest expense | $979,000 | 9,209 |
| Net interest income | $1,172,000 | 10,157 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $66,000 | 12,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $636,000 | 11,455 |
| Salaries and employee benefits | $251,000 | 12,183 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $490,000 | 8,725 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $265,000 | 6,565 |
| Income before extraordinary items | $225,000 | 10,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $225,000 | 10,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $225,000 | 10,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 10,271 |
| Total interest expense | $1,269,000 | 9,364 |
| Net interest income | $1,044,000 | 10,915 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $616,000 | 11,963 |
| Salaries and employee benefits | $255,000 | 12,552 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $323,000 | 10,520 |
| Pre-tax net operating income | $403,000 | 9,222 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $225,000 | 7,091 |
| Income before extraordinary items | $178,000 | 10,892 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $178,000 | 10,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $178,000 | 10,563 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.