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Avidbank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$124,293,000	449
Total interest expense	$50,222,000	386
Net interest income	$74,071,000	492
Provision for loan and lease losses	$3,042,000	442
Total noninterest income	$4,248,000	1,312
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,205,000	508
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,043,000	1,603
Total noninterest expense	$43,706,000	645
Salaries and employee benefits	$30,572,000	518
Premises and equipment expense	$3,847,000	698
Additional noninterest expense	$2,043,000	1,603
Pre-tax net operating income	$31,571,000	498
Securities gains (losses)	$-6,214,000	4,499
Applicable income taxes	$7,578,000	418
Income before extraordinary items	$17,779,000	630
Extraordinary gains, net	$0	54
Net income	$17,779,000	640
Minority interest net income	$0	88
Net income of bank and minority interests.	$17,779,000	633
Net charge-offs	$100,000	1,503
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$2,768,000	117
Net operating income	$22,688,060	548
2023-09-30 (YTD Data)		Rank
Total interest income	$90,580,000	452
Total interest expense	$35,064,000	382
Net interest income	$55,516,000	502
Provision for loan and lease losses	$1,777,000	481
Total noninterest income	$3,236,000	1,291
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,594,000	527
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,642,000	1,525
Total noninterest expense	$32,176,000	655
Salaries and employee benefits	$22,435,000	531
Premises and equipment expense	$2,878,000	702
Additional noninterest expense	$1,642,000	1,525
Pre-tax net operating income	$24,799,000	485
Securities gains (losses)	$-814,000	4,428
Applicable income taxes	$6,783,000	391
Income before extraordinary items	$17,202,000	543
Extraordinary gains, net	$0	52
Net income	$17,202,000	547
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,202,000	543
Net charge-offs	$100,000	1,175
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$2,065,000	116
Net operating income	$17,845,060	535
2023-06-30 (YTD Data)		Rank
Total interest income	$58,784,000	442
Total interest expense	$20,881,000	379
Net interest income	$37,903,000	485
Provision for loan and lease losses	$1,656,000	396
Total noninterest income	$2,076,000	1,269
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,036,000	532
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,040,000	1,494
Total noninterest expense	$21,303,000	639
Salaries and employee benefits	$14,975,000	521
Premises and equipment expense	$1,903,000	698
Additional noninterest expense	$1,040,000	1,492
Pre-tax net operating income	$17,020,000	479
Securities gains (losses)	$-814,000	4,513
Applicable income taxes	$4,590,000	395
Income before extraordinary items	$11,616,000	538
Extraordinary gains, net	$0	51
Net income	$11,616,000	545
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,616,000	537
Net charge-offs	$100,000	917
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$1,388,000	103
Net operating income	$12,259,060	514
2023-03-31 (YTD Data)		Rank
Total interest income	$28,817,000	441
Total interest expense	$8,702,000	397
Net interest income	$20,115,000	467
Provision for loan and lease losses	$185,000	925
Total noninterest income	$995,000	1,299
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$490,000	564
Trading account gains and fees	$0	97
Additional Noninterest Income	$505,000	1,517
Total noninterest expense	$10,953,000	641
Salaries and employee benefits	$7,954,000	499
Premises and equipment expense	$926,000	746
Additional noninterest expense	$505,000	1,517
Pre-tax net operating income	$9,972,000	437
Securities gains (losses)	$-815,000	4,573
Applicable income taxes	$2,519,000	377
Income before extraordinary items	$6,638,000	504
Extraordinary gains, net	$0	4
Net income	$6,638,000	505
Minority interest net income	$0	48
Net income of bank and minority interests.	$6,638,000	505
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$687,000	96
Net operating income	$7,281,850	474
2022-12-31 (YTD Data)		Rank
Total interest income	$83,032,000	487
Total interest expense	$7,752,000	563
Net interest income	$75,280,000	477
Provision for loan and lease losses	$3,510,000	355
Total noninterest income	$4,503,000	1,277
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,605,000	464
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,898,000	1,671
Total noninterest expense	$40,601,000	658
Salaries and employee benefits	$29,085,000	527
Premises and equipment expense	$3,571,000	732
Additional noninterest expense	$1,898,000	1,671
Pre-tax net operating income	$35,672,000	496
Securities gains (losses)	$-404,000	4,277
Applicable income taxes	$9,701,000	389
Income before extraordinary items	$25,567,000	542
Extraordinary gains, net	$0	5
Net income	$25,567,000	543
Minority interest net income	$0	63
Net income of bank and minority interests.	$25,567,000	543
Net charge-offs	$84,000	1,318
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$2,434,000	163
Net operating income	$25,886,160	544
2022-09-30 (YTD Data)		Rank
Total interest income	$56,595,000	502
Total interest expense	$3,369,000	675
Net interest income	$53,226,000	490
Provision for loan and lease losses	$2,517,000	347
Total noninterest income	$3,175,000	1,354
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,960,000	469
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,215,000	1,859
Total noninterest expense	$30,209,000	658
Salaries and employee benefits	$21,510,000	529
Premises and equipment expense	$2,674,000	734
Additional noninterest expense	$1,215,000	1,859
Pre-tax net operating income	$23,675,000	535
Securities gains (losses)	$0	740
Applicable income taxes	$6,544,000	420
Income before extraordinary items	$17,131,000	591
Extraordinary gains, net	$0	4
Net income	$17,131,000	591
Minority interest net income	$0	57
Net income of bank and minority interests.	$17,131,000	591
Net charge-offs	$84,000	1,001
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$1,749,000	153
Net operating income	$17,131,000	598
2022-06-30 (YTD Data)		Rank
Total interest income	$34,643,000	517
Total interest expense	$1,296,000	889
Net interest income	$33,347,000	501
Provision for loan and lease losses	$1,592,000	301
Total noninterest income	$2,124,000	1,324
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,316,000	460
Trading account gains and fees	$0	108
Additional Noninterest Income	$808,000	1,895
Total noninterest expense	$20,336,000	638
Salaries and employee benefits	$14,441,000	519
Premises and equipment expense	$1,752,000	735
Additional noninterest expense	$4,143,000	910
Pre-tax net operating income	$13,543,000	581
Securities gains (losses)	$0	687
Applicable income taxes	$3,684,000	454
Income before extraordinary items	$9,859,000	611
Extraordinary gains, net	$0	4
Net income	$9,859,000	611
Minority interest net income	$0	60
Net income of bank and minority interests.	$9,859,000	611
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$1,209,000	133
Net operating income	$9,859,000	619
2022-03-31 (YTD Data)		Rank
Total interest income	$16,170,000	531
Total interest expense	$639,000	859
Net interest income	$15,531,000	522
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,105,000	1,297
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$636,000	469
Trading account gains and fees	$0	103
Additional Noninterest Income	$469,000	1,735
Total noninterest expense	$10,369,000	631
Salaries and employee benefits	$7,312,000	511
Premises and equipment expense	$872,000	746
Additional noninterest expense	$2,185,000	854
Pre-tax net operating income	$6,267,000	585
Securities gains (losses)	$0	623
Applicable income taxes	$1,673,000	467
Income before extraordinary items	$4,594,000	622
Extraordinary gains, net	$0	4
Net income	$4,594,000	622
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,594,000	622
Net charge-offs	$0	1,838
Cash dividends	$2,000,000	455
Sale, conversion, retirement of capital stock, net	$589,000	110
Net operating income	$4,594,000	628
2021-12-31 (YTD Data)		Rank
Total interest income	$54,885,000	623
Total interest expense	$2,618,000	1,032
Net interest income	$52,267,000	601
Provision for loan and lease losses	$3,572,000	160
Total noninterest income	$4,298,000	1,444
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,121,000	509
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,177,000	1,828
Total noninterest expense	$35,512,000	726
Salaries and employee benefits	$25,256,000	586
Premises and equipment expense	$3,987,000	665
Additional noninterest expense	$6,269,000	1,110
Pre-tax net operating income	$17,481,000	830
Securities gains (losses)	$735,000	268
Applicable income taxes	$5,191,000	611
Income before extraordinary items	$13,025,000	925
Extraordinary gains, net	$0	10
Net income	$13,025,000	925
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,025,000	925
Net charge-offs	$3,076,000	221
Cash dividends	$1,100,000	2,117
Sale, conversion, retirement of capital stock, net	$2,277,000	158
Net operating income	$12,444,350	955
2021-09-30 (YTD Data)		Rank
Total interest income	$39,611,000	655
Total interest expense	$1,964,000	1,090
Net interest income	$37,647,000	634
Provision for loan and lease losses	$292,000	1,193
Total noninterest income	$2,351,000	1,806
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,544,000	527
Trading account gains and fees	$0	132
Additional Noninterest Income	$807,000	2,595
Total noninterest expense	$26,000,000	744
Salaries and employee benefits	$18,336,000	604
Premises and equipment expense	$3,084,000	657
Additional noninterest expense	$4,580,000	1,137
Pre-tax net operating income	$13,706,000	837
Securities gains (losses)	$735,000	235
Applicable income taxes	$4,112,000	610
Income before extraordinary items	$10,329,000	922
Extraordinary gains, net	$0	8
Net income	$10,329,000	922
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,329,000	922
Net charge-offs	$75,000	1,190
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$1,603,000	153
Net operating income	$9,748,350	954
2021-06-30 (YTD Data)		Rank
Total interest income	$25,976,000	665
Total interest expense	$1,293,000	1,161
Net interest income	$24,683,000	635
Provision for loan and lease losses	$75,000	1,864
Total noninterest income	$1,401,000	1,866
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$992,000	524
Trading account gains and fees	$0	133
Additional Noninterest Income	$409,000	2,820
Total noninterest expense	$17,566,000	736
Salaries and employee benefits	$12,476,000	597
Premises and equipment expense	$2,042,000	659
Additional noninterest expense	$3,048,000	1,112
Pre-tax net operating income	$8,443,000	877
Securities gains (losses)	$735,000	195
Applicable income taxes	$2,623,000	625
Income before extraordinary items	$6,555,000	952
Extraordinary gains, net	$0	6
Net income	$6,555,000	952
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,555,000	952
Net charge-offs	$75,000	1,015
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$1,016,000	132
Net operating income	$5,974,350	1,011
2021-03-31 (YTD Data)		Rank
Total interest income	$12,863,000	665
Total interest expense	$642,000	1,231
Net interest income	$12,221,000	638
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$640,000	1,979
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$470,000	544
Trading account gains and fees	$0	127
Additional Noninterest Income	$170,000	3,004
Total noninterest expense	$9,014,000	709
Salaries and employee benefits	$6,476,000	575
Premises and equipment expense	$1,048,000	655
Additional noninterest expense	$1,490,000	1,113
Pre-tax net operating income	$3,772,000	956
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,072,000	710
Income before extraordinary items	$2,700,000	1,123
Extraordinary gains, net	$0	3
Net income	$2,700,000	1,123
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,700,000	1,123
Net charge-offs	$75,000	695
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$626,000	104
Net operating income	$2,700,000	1,095
2020-12-31 (YTD Data)		Rank
Total interest income	$50,899,000	673
Total interest expense	$4,725,000	1,005
Net interest income	$46,174,000	639
Provision for loan and lease losses	$1,702,000	1,161
Total noninterest income	$2,384,000	1,930
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,543,000	642
Trading account gains and fees	$0	133
Additional Noninterest Income	$841,000	2,647
Total noninterest expense	$33,144,000	747
Salaries and employee benefits	$23,233,000	605
Premises and equipment expense	$4,048,000	650
Additional noninterest expense	$5,863,000	1,111
Pre-tax net operating income	$13,712,000	810
Securities gains (losses)	$0	2,675
Applicable income taxes	$3,361,000	641
Income before extraordinary items	$10,351,000	928
Extraordinary gains, net	$0	4
Net income	$10,351,000	928
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,351,000	928
Net charge-offs	$411,000	1,103
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$2,286,000	140
Net operating income	$10,351,000	886
2020-09-30 (YTD Data)		Rank
Total interest income	$37,899,000	676
Total interest expense	$3,803,000	1,003
Net interest income	$34,096,000	642
Provision for loan and lease losses	$1,587,000	1,025
Total noninterest income	$1,725,000	1,935
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,159,000	647
Trading account gains and fees	$0	125
Additional Noninterest Income	$566,000	2,718
Total noninterest expense	$24,551,000	749
Salaries and employee benefits	$17,261,000	601
Premises and equipment expense	$2,925,000	665
Additional noninterest expense	$4,365,000	1,109
Pre-tax net operating income	$9,683,000	822
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,286,000	656
Income before extraordinary items	$7,397,000	931
Extraordinary gains, net	$0	4
Net income	$7,397,000	931
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,397,000	931
Net charge-offs	$411,000	846
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$1,713,000	128
Net operating income	$7,397,000	900
2020-06-30 (YTD Data)		Rank
Total interest income	$25,487,000	670
Total interest expense	$2,659,000	1,031
Net interest income	$22,828,000	636
Provision for loan and lease losses	$1,284,000	929
Total noninterest income	$1,176,000	1,865
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$788,000	638
Trading account gains and fees	$0	123
Additional Noninterest Income	$388,000	2,639
Total noninterest expense	$16,190,000	755
Salaries and employee benefits	$11,515,000	591
Premises and equipment expense	$1,872,000	687
Additional noninterest expense	$2,803,000	1,132
Pre-tax net operating income	$6,530,000	735
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,704,000	557
Income before extraordinary items	$4,826,000	878
Extraordinary gains, net	$0	4
Net income	$4,826,000	877
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,826,000	878
Net charge-offs	$31,000	1,982
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$1,127,000	115
Net operating income	$4,826,000	851
2020-03-31 (YTD Data)		Rank
Total interest income	$12,776,000	673
Total interest expense	$1,389,000	1,086
Net interest income	$11,387,000	621
Provision for loan and lease losses	$273,000	1,259
Total noninterest income	$642,000	1,685
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$418,000	718
Trading account gains and fees	$0	106
Additional Noninterest Income	$224,000	2,314
Total noninterest expense	$8,224,000	743
Salaries and employee benefits	$5,876,000	579
Premises and equipment expense	$915,000	703
Additional noninterest expense	$1,433,000	1,136
Pre-tax net operating income	$3,532,000	636
Securities gains (losses)	$0	1,705
Applicable income taxes	$989,000	470
Income before extraordinary items	$2,543,000	756
Extraordinary gains, net	$0	4
Net income	$2,543,000	756
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,543,000	756
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$549,000	113
Net operating income	$2,543,000	739
2019-12-31 (YTD Data)		Rank
Total interest income	$52,010,000	661
Total interest expense	$5,973,000	1,064
Net interest income	$46,037,000	607
Provision for loan and lease losses	$1,426,000	694
Total noninterest income	$2,623,000	1,701
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,441,000	832
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,182,000	2,069
Total noninterest expense	$28,131,000	811
Salaries and employee benefits	$19,759,000	675
Premises and equipment expense	$3,388,000	746
Additional noninterest expense	$4,984,000	1,251
Pre-tax net operating income	$19,103,000	631
Securities gains (losses)	$0	2,379
Applicable income taxes	$5,358,000	490
Income before extraordinary items	$13,745,000	721
Extraordinary gains, net	$0	11
Net income	$13,745,000	722
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,745,000	722
Net charge-offs	$-83,000	4,865
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$1,682,000	163
Net operating income	$13,745,000	704
2019-09-30 (YTD Data)		Rank
Total interest income	$38,665,000	670
Total interest expense	$4,413,000	1,086
Net interest income	$34,252,000	615
Provision for loan and lease losses	$1,285,000	564
Total noninterest income	$2,102,000	1,624
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,106,000	814
Trading account gains and fees	$0	129
Additional Noninterest Income	$996,000	1,918
Total noninterest expense	$20,621,000	830
Salaries and employee benefits	$14,375,000	697
Premises and equipment expense	$2,644,000	723
Additional noninterest expense	$3,602,000	1,296
Pre-tax net operating income	$14,448,000	636
Securities gains (losses)	$0	2,167
Applicable income taxes	$4,191,000	481
Income before extraordinary items	$10,257,000	727
Extraordinary gains, net	$0	11
Net income	$10,257,000	729
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,257,000	728
Net charge-offs	$-44,000	4,792
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$1,157,000	155
Net operating income	$10,257,000	717
2019-06-30 (YTD Data)		Rank
Total interest income	$25,571,000	672
Total interest expense	$2,690,000	1,149
Net interest income	$22,881,000	614
Provision for loan and lease losses	$1,246,000	407
Total noninterest income	$1,431,000	1,577
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$736,000	810
Trading account gains and fees	$0	131
Additional Noninterest Income	$695,000	1,848
Total noninterest expense	$13,664,000	830
Salaries and employee benefits	$9,402,000	704
Premises and equipment expense	$1,788,000	722
Additional noninterest expense	$2,474,000	1,278
Pre-tax net operating income	$9,402,000	631
Securities gains (losses)	$0	1,702
Applicable income taxes	$2,759,000	478
Income before extraordinary items	$6,643,000	721
Extraordinary gains, net	$0	11
Net income	$6,643,000	722
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,643,000	721
Net charge-offs	$-151,000	5,126
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$841,000	137
Net operating income	$6,643,000	713
2019-03-31 (YTD Data)		Rank
Total interest income	$12,486,000	682
Total interest expense	$1,237,000	1,203
Net interest income	$11,249,000	627
Provision for loan and lease losses	$459,000	499
Total noninterest income	$834,000	1,394
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$337,000	863
Trading account gains and fees	$0	126
Additional Noninterest Income	$497,000	1,450
Total noninterest expense	$7,029,000	800
Salaries and employee benefits	$4,797,000	692
Premises and equipment expense	$940,000	688
Additional noninterest expense	$1,292,000	1,210
Pre-tax net operating income	$4,595,000	626
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,290,000	495
Income before extraordinary items	$3,305,000	711
Extraordinary gains, net	$0	5
Net income	$3,305,000	712
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,305,000	710
Net charge-offs	$-151,000	5,241
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$366,000	120
Net operating income	$3,305,000	699
2018-12-31 (YTD Data)		Rank
Total interest income	$42,584,000	748
Total interest expense	$3,893,000	1,162
Net interest income	$38,691,000	699
Provision for loan and lease losses	$1,612,000	592
Total noninterest income	$2,619,000	1,694
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,263,000	948
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,356,000	1,903
Total noninterest expense	$23,361,000	936
Salaries and employee benefits	$14,965,000	838
Premises and equipment expense	$3,357,000	747
Additional noninterest expense	$5,039,000	1,223
Pre-tax net operating income	$16,337,000	695
Securities gains (losses)	$17,000	610
Applicable income taxes	$4,603,000	498
Income before extraordinary items	$11,751,000	805
Extraordinary gains, net	$0	6
Net income	$11,751,000	803
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,751,000	804
Net charge-offs	$151,000	1,851
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$985,000	234
Net operating income	$11,737,570	805
2018-09-30 (YTD Data)		Rank
Total interest income	$30,492,000	763
Total interest expense	$2,741,000	1,165
Net interest income	$27,751,000	720
Provision for loan and lease losses	$665,000	906
Total noninterest income	$1,732,000	1,859
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$948,000	949
Trading account gains and fees	$0	138
Additional Noninterest Income	$784,000	2,211
Total noninterest expense	$17,525,000	934
Salaries and employee benefits	$11,258,000	836
Premises and equipment expense	$2,566,000	732
Additional noninterest expense	$3,701,000	1,257
Pre-tax net operating income	$11,293,000	742
Securities gains (losses)	$17,000	605
Applicable income taxes	$3,188,000	538
Income before extraordinary items	$8,122,000	850
Extraordinary gains, net	$0	5
Net income	$8,122,000	848
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,122,000	849
Net charge-offs	$151,000	1,425
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$880,000	193
Net operating income	$8,108,570	844
2018-06-30 (YTD Data)		Rank
Total interest income	$19,614,000	773
Total interest expense	$1,667,000	1,192
Net interest income	$17,947,000	736
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,229,000	1,777
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$606,000	981
Trading account gains and fees	$0	130
Additional Noninterest Income	$623,000	2,016
Total noninterest expense	$11,910,000	922
Salaries and employee benefits	$7,639,000	817
Premises and equipment expense	$1,749,000	732
Additional noninterest expense	$2,522,000	1,233
Pre-tax net operating income	$7,266,000	745
Securities gains (losses)	$17,000	504
Applicable income taxes	$2,192,000	531
Income before extraordinary items	$5,091,000	883
Extraordinary gains, net	$0	6
Net income	$5,091,000	881
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,091,000	882
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$619,000	169
Net operating income	$5,077,570	881
2018-03-31 (YTD Data)		Rank
Total interest income	$9,499,000	791
Total interest expense	$707,000	1,299
Net interest income	$8,792,000	746
Provision for loan and lease losses	$0	3,508
Total noninterest income	$691,000	1,637
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$283,000	1,050
Trading account gains and fees	$0	123
Additional Noninterest Income	$408,000	1,694
Total noninterest expense	$6,224,000	899
Salaries and employee benefits	$3,883,000	817
Premises and equipment expense	$1,042,000	608
Additional noninterest expense	$1,299,000	1,198
Pre-tax net operating income	$3,259,000	803
Securities gains (losses)	$0	735
Applicable income taxes	$1,004,000	552
Income before extraordinary items	$2,255,000	969
Extraordinary gains, net	$0	7
Net income	$2,255,000	968
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,255,000	969
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$274,000	170
Net operating income	$2,255,000	958
2017-12-31 (YTD Data)		Rank
Total interest income	$33,353,000	859
Total interest expense	$1,983,000	1,549
Net interest income	$31,370,000	806
Provision for loan and lease losses	$1,985,000	520
Total noninterest income	$1,699,000	2,233
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$947,000	1,237
Trading account gains and fees	$0	151
Additional Noninterest Income	$752,000	2,631
Total noninterest expense	$19,476,000	1,074
Salaries and employee benefits	$12,436,000	959
Premises and equipment expense	$2,925,000	835
Additional noninterest expense	$4,115,000	1,476
Pre-tax net operating income	$11,608,000	874
Securities gains (losses)	$0	2,243
Applicable income taxes	$5,459,000	627
Income before extraordinary items	$6,149,000	1,148
Extraordinary gains, net	$0	9
Net income	$6,149,000	1,148
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,149,000	1,148
Net charge-offs	$-68,000	5,212
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$850,000	240
Net operating income	$6,149,000	1,129
2017-09-30 (YTD Data)		Rank
Total interest income	$24,445,000	877
Total interest expense	$1,456,000	1,552
Net interest income	$22,989,000	820
Provision for loan and lease losses	$1,880,000	420
Total noninterest income	$1,248,000	2,293
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$675,000	1,302
Trading account gains and fees	$0	145
Additional Noninterest Income	$573,000	2,646
Total noninterest expense	$14,274,000	1,100
Salaries and employee benefits	$9,309,000	965
Premises and equipment expense	$1,917,000	956
Additional noninterest expense	$3,048,000	1,492
Pre-tax net operating income	$8,083,000	954
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,070,000	673
Income before extraordinary items	$5,013,000	1,155
Extraordinary gains, net	$0	9
Net income	$5,013,000	1,155
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,013,000	1,155
Net charge-offs	$-68,000	5,247
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$600,000	225
Net operating income	$5,013,000	1,137
2017-06-30 (YTD Data)		Rank
Total interest income	$15,920,000	891
Total interest expense	$914,000	1,587
Net interest income	$15,006,000	836
Provision for loan and lease losses	$1,806,000	306
Total noninterest income	$798,000	2,363
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$441,000	1,310
Trading account gains and fees	$0	139
Additional Noninterest Income	$357,000	2,731
Total noninterest expense	$9,070,000	1,154
Salaries and employee benefits	$5,888,000	1,019
Premises and equipment expense	$1,213,000	988
Additional noninterest expense	$1,969,000	1,529
Pre-tax net operating income	$4,928,000	1,009
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,714,000	748
Income before extraordinary items	$3,214,000	1,179
Extraordinary gains, net	$0	11
Net income	$3,214,000	1,179
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,214,000	1,179
Net charge-offs	$-26,000	5,089
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$375,000	217
Net operating income	$3,214,000	1,163
2017-03-31 (YTD Data)		Rank
Total interest income	$7,575,000	928
Total interest expense	$401,000	1,751
Net interest income	$7,174,000	865
Provision for loan and lease losses	$721,000	340
Total noninterest income	$399,000	2,336
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$219,000	1,315
Trading account gains and fees	$0	142
Additional Noninterest Income	$180,000	2,708
Total noninterest expense	$4,371,000	1,198
Salaries and employee benefits	$2,868,000	1,057
Premises and equipment expense	$562,000	1,070
Additional noninterest expense	$941,000	1,592
Pre-tax net operating income	$2,481,000	969
Securities gains (losses)	$0	1,153
Applicable income taxes	$857,000	732
Income before extraordinary items	$1,624,000	1,153
Extraordinary gains, net	$0	8
Net income	$1,624,000	1,152
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,624,000	1,153
Net charge-offs	$-26,000	5,346
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$158,000	201
Net operating income	$1,624,000	1,135
2016-12-31 (YTD Data)		Rank
Total interest income	$26,251,000	1,031
Total interest expense	$1,146,000	2,209
Net interest income	$25,105,000	964
Provision for loan and lease losses	$813,000	1,085
Total noninterest income	$3,130,000	1,593
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$723,000	1,571
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,407,000	1,409
Total noninterest expense	$15,672,000	1,281
Salaries and employee benefits	$9,923,000	1,158
Premises and equipment expense	$2,123,000	1,117
Additional noninterest expense	$3,626,000	1,689
Pre-tax net operating income	$11,750,000	802
Securities gains (losses)	$-4,000	5,580
Applicable income taxes	$3,612,000	687
Income before extraordinary items	$8,134,000	914
Extraordinary gains, net	$0	5
Net income	$8,134,000	913
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,134,000	913
Net charge-offs	$-37,000	5,290
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$1,251,000	182
Net operating income	$8,136,760	888
2016-09-30 (YTD Data)		Rank
Total interest income	$19,298,000	1,042
Total interest expense	$843,000	2,233
Net interest income	$18,455,000	984
Provision for loan and lease losses	$0	4,186
Total noninterest income	$2,604,000	1,475
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$525,000	1,618
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,079,000	1,276
Total noninterest expense	$11,194,000	1,325
Salaries and employee benefits	$7,034,000	1,216
Premises and equipment expense	$1,553,000	1,147
Additional noninterest expense	$2,607,000	1,727
Pre-tax net operating income	$9,865,000	717
Securities gains (losses)	$-4,000	5,742
Applicable income taxes	$3,071,000	645
Income before extraordinary items	$6,790,000	832
Extraordinary gains, net	$0	5
Net income	$6,790,000	832
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,790,000	832
Net charge-offs	$-37,000	5,285
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$275,000	292
Net operating income	$6,792,760	811
2016-06-30 (YTD Data)		Rank
Total interest income	$12,825,000	1,052
Total interest expense	$562,000	2,246
Net interest income	$12,263,000	989
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,257,000	1,216
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$340,000	1,636
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,917,000	994
Total noninterest expense	$7,670,000	1,308
Salaries and employee benefits	$4,889,000	1,172
Premises and equipment expense	$1,044,000	1,134
Additional noninterest expense	$1,737,000	1,743
Pre-tax net operating income	$6,850,000	683
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,915,000	669
Income before extraordinary items	$4,935,000	771
Extraordinary gains, net	$0	16
Net income	$4,935,000	770
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,935,000	770
Net charge-offs	$-37,000	5,410
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$166,000	303
Net operating income	$4,935,000	748
2016-03-31 (YTD Data)		Rank
Total interest income	$6,060,000	1,103
Total interest expense	$282,000	2,245
Net interest income	$5,778,000	1,039
Provision for loan and lease losses	$0	3,656
Total noninterest income	$343,000	2,550
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$159,000	1,719
Trading account gains and fees	$0	142
Additional Noninterest Income	$184,000	2,717
Total noninterest expense	$3,904,000	1,291
Salaries and employee benefits	$2,615,000	1,117
Premises and equipment expense	$546,000	1,089
Additional noninterest expense	$743,000	1,961
Pre-tax net operating income	$2,217,000	991
Securities gains (losses)	$0	2,077
Applicable income taxes	$816,000	727
Income before extraordinary items	$1,401,000	1,251
Extraordinary gains, net	$0	12
Net income	$1,401,000	1,253
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,401,000	1,252
Net charge-offs	$-12,000	5,253
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$73,000	292
Net operating income	$1,401,000	1,218
2015-12-31 (YTD Data)		Rank
Total interest income	$23,367,000	1,100
Total interest expense	$1,004,000	2,414
Net interest income	$22,363,000	1,030
Provision for loan and lease losses	$3,047,000	312
Total noninterest income	$1,644,000	2,368
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$689,000	1,671
Trading account gains and fees	$0	159
Additional Noninterest Income	$955,000	2,435
Total noninterest expense	$14,935,000	1,320
Salaries and employee benefits	$9,288,000	1,203
Premises and equipment expense	$2,296,000	1,036
Additional noninterest expense	$3,351,000	1,808
Pre-tax net operating income	$6,025,000	1,361
Securities gains (losses)	$-32,000	5,984
Applicable income taxes	$2,196,000	947
Income before extraordinary items	$3,797,000	1,668
Extraordinary gains, net	$0	23
Net income	$3,797,000	1,669
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,797,000	1,670
Net charge-offs	$2,527,000	309
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$589,000	291
Net operating income	$3,817,480	1,631
2015-09-30 (YTD Data)		Rank
Total interest income	$17,148,000	1,125
Total interest expense	$715,000	2,527
Net interest income	$16,433,000	1,054
Provision for loan and lease losses	$3,047,000	238
Total noninterest income	$1,271,000	2,346
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$514,000	1,687
Trading account gains and fees	$0	153
Additional Noninterest Income	$757,000	2,386
Total noninterest expense	$11,277,000	1,310
Salaries and employee benefits	$7,086,000	1,193
Premises and equipment expense	$1,747,000	1,046
Additional noninterest expense	$2,444,000	1,849
Pre-tax net operating income	$3,380,000	1,736
Securities gains (losses)	$-33,000	6,117
Applicable income taxes	$1,310,000	1,145
Income before extraordinary items	$2,037,000	2,233
Extraordinary gains, net	$0	21
Net income	$2,037,000	2,234
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,037,000	2,234
Net charge-offs	$2,527,000	239
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$493,000	248
Net operating income	$2,058,120	2,173
2015-06-30 (YTD Data)		Rank
Total interest income	$11,092,000	1,162
Total interest expense	$447,000	2,662
Net interest income	$10,645,000	1,082
Provision for loan and lease losses	$2,787,000	194
Total noninterest income	$871,000	2,315
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$333,000	1,703
Trading account gains and fees	$0	157
Additional Noninterest Income	$538,000	2,338
Total noninterest expense	$7,511,000	1,319
Salaries and employee benefits	$4,794,000	1,178
Premises and equipment expense	$1,239,000	990
Additional noninterest expense	$1,478,000	2,022
Pre-tax net operating income	$1,218,000	2,707
Securities gains (losses)	$0	2,636
Applicable income taxes	$450,000	1,728
Income before extraordinary items	$768,000	3,239
Extraordinary gains, net	$0	22
Net income	$768,000	3,239
Minority interest net income	$0	75
Net income of bank and minority interests.	$768,000	3,240
Net charge-offs	$2,539,000	184
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$386,000	224
Net operating income	$768,000	3,175
2015-03-31 (YTD Data)		Rank
Total interest income	$5,245,000	1,210
Total interest expense	$188,000	3,023
Net interest income	$5,057,000	1,131
Provision for loan and lease losses	$1,031,000	219
Total noninterest income	$332,000	2,656
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$160,000	1,743
Trading account gains and fees	$0	152
Additional Noninterest Income	$172,000	2,845
Total noninterest expense	$3,761,000	1,319
Salaries and employee benefits	$2,434,000	1,165
Premises and equipment expense	$535,000	1,135
Additional noninterest expense	$792,000	1,897
Pre-tax net operating income	$597,000	2,697
Securities gains (losses)	$0	2,027
Applicable income taxes	$223,000	1,709
Income before extraordinary items	$374,000	3,251
Extraordinary gains, net	$0	13
Net income	$374,000	3,254
Minority interest net income	$0	64
Net income of bank and minority interests.	$374,000	3,254
Net charge-offs	$-7,000	5,272
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$1,395,000	69
Net operating income	$374,000	3,173
2014-12-31 (YTD Data)		Rank
Total interest income	$17,174,000	1,461
Total interest expense	$798,000	3,042
Net interest income	$16,376,000	1,361
Provision for loan and lease losses	$39,000	3,949
Total noninterest income	$1,307,000	2,700
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$614,000	1,924
Trading account gains and fees	$0	180
Additional Noninterest Income	$693,000	2,837
Total noninterest expense	$13,365,000	1,430
Salaries and employee benefits	$8,295,000	1,284
Premises and equipment expense	$2,033,000	1,174
Additional noninterest expense	$3,037,000	2,019
Pre-tax net operating income	$4,279,000	1,741
Securities gains (losses)	$261,000	669
Applicable income taxes	$1,796,000	1,063
Income before extraordinary items	$2,744,000	2,153
Extraordinary gains, net	$0	17
Net income	$2,744,000	2,153
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,744,000	2,152
Net charge-offs	$-46,000	5,976
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$372,000	342
Net operating income	$2,576,960	2,205
2014-09-30 (YTD Data)		Rank
Total interest income	$12,522,000	1,507
Total interest expense	$628,000	2,999
Net interest income	$11,894,000	1,412
Provision for loan and lease losses	$0	4,401
Total noninterest income	$943,000	2,782
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$435,000	2,026
Trading account gains and fees	$0	174
Additional Noninterest Income	$508,000	2,890
Total noninterest expense	$9,889,000	1,456
Salaries and employee benefits	$6,148,000	1,300
Premises and equipment expense	$1,538,000	1,173
Additional noninterest expense	$2,203,000	2,068
Pre-tax net operating income	$2,948,000	1,891
Securities gains (losses)	$22,000	1,969
Applicable income taxes	$1,221,000	1,139
Income before extraordinary items	$1,749,000	2,447
Extraordinary gains, net	$0	15
Net income	$1,749,000	2,448
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,749,000	2,447
Net charge-offs	$-38,000	5,962
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$290,000	303
Net operating income	$1,734,920	2,422
2014-06-30 (YTD Data)		Rank
Total interest income	$8,251,000	1,515
Total interest expense	$453,000	2,847
Net interest income	$7,798,000	1,423
Provision for loan and lease losses	$0	4,196
Total noninterest income	$608,000	2,809
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$266,000	2,163
Trading account gains and fees	$0	172
Additional Noninterest Income	$342,000	2,855
Total noninterest expense	$6,542,000	1,468
Salaries and employee benefits	$4,076,000	1,302
Premises and equipment expense	$1,041,000	1,170
Additional noninterest expense	$1,425,000	2,116
Pre-tax net operating income	$1,864,000	1,925
Securities gains (losses)	$0	2,580
Applicable income taxes	$759,000	1,173
Income before extraordinary items	$1,105,000	2,462
Extraordinary gains, net	$0	20
Net income	$1,105,000	2,466
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,105,000	2,466
Net charge-offs	$-21,000	5,911
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$226,000	274
Net operating income	$1,105,000	2,431
2014-03-31 (YTD Data)		Rank
Total interest income	$3,874,000	1,600
Total interest expense	$243,000	2,735
Net interest income	$3,631,000	1,510
Provision for loan and lease losses	$0	3,817
Total noninterest income	$278,000	2,917
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$119,000	2,323
Trading account gains and fees	$0	147
Additional Noninterest Income	$159,000	2,885
Total noninterest expense	$3,229,000	1,490
Salaries and employee benefits	$2,052,000	1,316
Premises and equipment expense	$497,000	1,242
Additional noninterest expense	$680,000	2,201
Pre-tax net operating income	$680,000	2,372
Securities gains (losses)	$0	1,715
Applicable income taxes	$272,000	1,430
Income before extraordinary items	$408,000	2,954
Extraordinary gains, net	$0	16
Net income	$408,000	2,957
Minority interest net income	$0	66
Net income of bank and minority interests.	$408,000	2,957
Net charge-offs	$-7,000	5,595
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$151,000	210
Net operating income	$408,000	2,921
2013-12-31 (YTD Data)		Rank
Total interest income	$16,373,000	1,532
Total interest expense	$1,168,000	2,619
Net interest income	$15,205,000	1,425
Provision for loan and lease losses	$245,000	2,713
Total noninterest income	$716,000	3,820
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$385,000	2,896
Trading account gains and fees	$0	184
Additional Noninterest Income	$331,000	3,963
Total noninterest expense	$12,374,000	1,565
Salaries and employee benefits	$7,339,000	1,424
Premises and equipment expense	$2,012,000	1,186
Additional noninterest expense	$3,023,000	2,067
Pre-tax net operating income	$3,302,000	2,007
Securities gains (losses)	$741,000	311
Applicable income taxes	$1,541,000	1,104
Income before extraordinary items	$2,502,000	2,192
Extraordinary gains, net	$0	29
Net income	$2,502,000	2,197
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,502,000	2,196
Net charge-offs	$-63,000	6,455
Cash dividends	$162,000	3,711
Sale, conversion, retirement of capital stock, net	$7,965,000	55
Net operating income	$2,027,760	2,514
2013-09-30 (YTD Data)		Rank
Total interest income	$12,393,000	1,524
Total interest expense	$887,000	2,668
Net interest income	$11,506,000	1,407
Provision for loan and lease losses	$245,000	2,312
Total noninterest income	$458,000	4,170
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$280,000	2,973
Trading account gains and fees	$0	180
Additional Noninterest Income	$178,000	4,464
Total noninterest expense	$9,257,000	1,566
Salaries and employee benefits	$5,525,000	1,429
Premises and equipment expense	$1,519,000	1,189
Additional noninterest expense	$2,213,000	2,109
Pre-tax net operating income	$2,462,000	2,083
Securities gains (losses)	$748,000	280
Applicable income taxes	$1,337,000	1,023
Income before extraordinary items	$1,873,000	2,248
Extraordinary gains, net	$0	25
Net income	$1,873,000	2,254
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,873,000	2,254
Net charge-offs	$-29,000	6,343
Cash dividends	$162,000	3,061
Sale, conversion, retirement of capital stock, net	$7,857,000	35
Net operating income	$1,394,280	2,718
2013-06-30 (YTD Data)		Rank
Total interest income	$8,297,000	1,517
Total interest expense	$607,000	2,685
Net interest income	$7,690,000	1,394
Provision for loan and lease losses	$0	4,788
Total noninterest income	$284,000	4,312
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$186,000	2,943
Trading account gains and fees	$0	157
Additional Noninterest Income	$98,000	4,767
Total noninterest expense	$6,170,000	1,564
Salaries and employee benefits	$3,640,000	1,446
Premises and equipment expense	$1,034,000	1,161
Additional noninterest expense	$1,496,000	2,058
Pre-tax net operating income	$1,804,000	1,884
Securities gains (losses)	$681,000	279
Applicable income taxes	$1,049,000	902
Income before extraordinary items	$1,436,000	2,004
Extraordinary gains, net	$0	22
Net income	$1,436,000	2,011
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,436,000	2,010
Net charge-offs	$-284,000	6,846
Cash dividends	$150,000	2,739
Sale, conversion, retirement of capital stock, net	$8,072,000	21
Net operating income	$1,000,160	2,548
2013-03-31 (YTD Data)		Rank
Total interest income	$4,180,000	1,519
Total interest expense	$318,000	2,658
Net interest income	$3,862,000	1,390
Provision for loan and lease losses	$0	4,409
Total noninterest income	$125,000	4,489
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$87,000	3,070
Trading account gains and fees	$0	148
Additional Noninterest Income	$38,000	5,041
Total noninterest expense	$3,096,000	1,577
Salaries and employee benefits	$1,838,000	1,446
Premises and equipment expense	$509,000	1,199
Additional noninterest expense	$749,000	2,081
Pre-tax net operating income	$891,000	1,888
Securities gains (losses)	$0	1,966
Applicable income taxes	$377,000	1,132
Income before extraordinary items	$514,000	2,531
Extraordinary gains, net	$0	10
Net income	$514,000	2,534
Minority interest net income	$0	76
Net income of bank and minority interests.	$514,000	2,533
Net charge-offs	$-257,000	6,936
Cash dividends	$75,000	2,210
Sale, conversion, retirement of capital stock, net	$35,000	391
Net operating income	$514,000	2,446
2012-12-31 (YTD Data)		Rank
Total interest income	$17,009,000	1,559
Total interest expense	$1,840,000	2,292
Net interest income	$15,169,000	1,448
Provision for loan and lease losses	$480,000	2,767
Total noninterest income	$467,000	4,602
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$300,000	3,485
Trading account gains and fees	$0	166
Additional Noninterest Income	$167,000	4,809
Total noninterest expense	$10,690,000	1,791
Salaries and employee benefits	$6,281,000	1,610
Premises and equipment expense	$1,646,000	1,447
Additional noninterest expense	$2,763,000	2,346
Pre-tax net operating income	$4,466,000	1,519
Securities gains (losses)	$337,000	1,261
Applicable income taxes	$2,058,000	859
Income before extraordinary items	$2,745,000	2,011
Extraordinary gains, net	$0	29
Net income	$2,745,000	2,010
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,745,000	2,012
Net charge-offs	$376,000	3,020
Cash dividends	$300,000	3,272
Sale, conversion, retirement of capital stock, net	$232,000	418
Net operating income	$2,529,320	2,023
2012-09-30 (YTD Data)		Rank
Total interest income	$12,616,000	1,617
Total interest expense	$1,451,000	2,274
Net interest income	$11,165,000	1,494
Provision for loan and lease losses	$100,000	4,329
Total noninterest income	$345,000	4,671
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$222,000	3,550
Trading account gains and fees	$0	157
Additional Noninterest Income	$123,000	4,862
Total noninterest expense	$7,832,000	1,836
Salaries and employee benefits	$4,625,000	1,638
Premises and equipment expense	$1,166,000	1,541
Additional noninterest expense	$2,041,000	2,369
Pre-tax net operating income	$3,578,000	1,472
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,498,000	916
Income before extraordinary items	$2,080,000	2,039
Extraordinary gains, net	$0	20
Net income	$2,080,000	2,037
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,080,000	2,040
Net charge-offs	$186,000	3,381
Cash dividends	$225,000	2,805
Sale, conversion, retirement of capital stock, net	$185,000	352
Net operating income	$2,080,000	1,916
2012-06-30 (YTD Data)		Rank
Total interest income	$8,441,000	1,620
Total interest expense	$1,002,000	2,276
Net interest income	$7,439,000	1,499
Provision for loan and lease losses	$100,000	3,821
Total noninterest income	$220,000	4,736
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$137,000	3,688
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	4,887
Total noninterest expense	$5,179,000	1,851
Salaries and employee benefits	$3,052,000	1,646
Premises and equipment expense	$749,000	1,589
Additional noninterest expense	$1,378,000	2,354
Pre-tax net operating income	$2,380,000	1,464
Securities gains (losses)	$0	3,178
Applicable income taxes	$956,000	927
Income before extraordinary items	$1,424,000	1,967
Extraordinary gains, net	$0	19
Net income	$1,424,000	1,965
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,424,000	1,967
Net charge-offs	$14,000	4,811
Cash dividends	$150,000	2,721
Sale, conversion, retirement of capital stock, net	$132,000	322
Net operating income	$1,424,000	1,869
2012-03-31 (YTD Data)		Rank
Total interest income	$4,204,000	1,644
Total interest expense	$502,000	2,370
Net interest income	$3,702,000	1,512
Provision for loan and lease losses	$0	5,254
Total noninterest income	$107,000	4,836
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$67,000	3,746
Trading account gains and fees	$0	148
Additional Noninterest Income	$40,000	5,029
Total noninterest expense	$2,539,000	1,878
Salaries and employee benefits	$1,494,000	1,687
Premises and equipment expense	$382,000	1,557
Additional noninterest expense	$663,000	2,417
Pre-tax net operating income	$1,270,000	1,383
Securities gains (losses)	$0	2,210
Applicable income taxes	$499,000	887
Income before extraordinary items	$771,000	1,857
Extraordinary gains, net	$0	19
Net income	$771,000	1,857
Minority interest net income	$0	78
Net income of bank and minority interests.	$771,000	1,858
Net charge-offs	$16,000	3,803
Cash dividends	$75,000	2,250
Sale, conversion, retirement of capital stock, net	$74,000	257
Net operating income	$771,000	1,754
2011-12-31 (YTD Data)		Rank
Total interest income	$14,851,000	1,894
Total interest expense	$2,278,000	2,506
Net interest income	$12,573,000	1,777
Provision for loan and lease losses	$435,000	3,642
Total noninterest income	$618,000	4,013
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$197,000	4,410
Trading account gains and fees	$0	146
Additional Noninterest Income	$421,000	3,358
Total noninterest expense	$9,517,000	2,010
Salaries and employee benefits	$5,274,000	1,853
Premises and equipment expense	$1,368,000	1,818
Additional noninterest expense	$2,875,000	2,293
Pre-tax net operating income	$3,239,000	1,712
Securities gains (losses)	$0	3,838
Applicable income taxes	$-572,000	7,086
Income before extraordinary items	$3,811,000	1,304
Extraordinary gains, net	$0	29
Net income	$3,811,000	1,304
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,811,000	1,304
Net charge-offs	$480,000	3,230
Cash dividends	$559,000	2,303
Sale, conversion, retirement of capital stock, net	$275,000	486
Net operating income	$3,811,000	1,235
2011-09-30 (YTD Data)		Rank
Total interest income	$11,075,000	1,934
Total interest expense	$1,783,000	2,507
Net interest income	$9,292,000	1,808
Provision for loan and lease losses	$50,000	5,512
Total noninterest income	$520,000	3,811
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$140,000	4,522
Trading account gains and fees	$0	145
Additional Noninterest Income	$380,000	3,117
Total noninterest expense	$7,067,000	2,040
Salaries and employee benefits	$3,962,000	1,856
Premises and equipment expense	$1,001,000	1,877
Additional noninterest expense	$2,104,000	2,354
Pre-tax net operating income	$2,695,000	1,623
Securities gains (losses)	$0	3,555
Applicable income taxes	$300,000	2,264
Income before extraordinary items	$2,395,000	1,593
Extraordinary gains, net	$0	21
Net income	$2,395,000	1,593
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,395,000	1,593
Net charge-offs	$581,000	2,506
Cash dividends	$484,000	1,859
Sale, conversion, retirement of capital stock, net	$207,000	443
Net operating income	$2,395,000	1,511
2011-06-30 (YTD Data)		Rank
Total interest income	$7,450,000	1,929
Total interest expense	$1,235,000	2,495
Net interest income	$6,215,000	1,799
Provision for loan and lease losses	$50,000	5,106
Total noninterest income	$173,000	5,077
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$93,000	4,525
Trading account gains and fees	$0	153
Additional Noninterest Income	$80,000	4,902
Total noninterest expense	$4,713,000	2,053
Salaries and employee benefits	$2,612,000	1,879
Premises and equipment expense	$657,000	1,919
Additional noninterest expense	$1,444,000	2,325
Pre-tax net operating income	$1,625,000	1,751
Securities gains (losses)	$68,000	1,391
Applicable income taxes	$180,000	2,331
Income before extraordinary items	$1,513,000	1,605
Extraordinary gains, net	$0	15
Net income	$1,513,000	1,605
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,513,000	1,605
Net charge-offs	$449,000	2,253
Cash dividends	$409,000	1,590
Sale, conversion, retirement of capital stock, net	$144,000	357
Net operating income	$1,452,480	1,602
2011-03-31 (YTD Data)		Rank
Total interest income	$3,827,000	1,877
Total interest expense	$644,000	2,488
Net interest income	$3,183,000	1,755
Provision for loan and lease losses	$0	5,840
Total noninterest income	$84,000	5,202
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$44,000	4,568
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	4,994
Total noninterest expense	$2,430,000	1,993
Salaries and employee benefits	$1,330,000	1,866
Premises and equipment expense	$363,000	1,779
Additional noninterest expense	$737,000	2,250
Pre-tax net operating income	$837,000	1,710
Securities gains (losses)	$68,000	651
Applicable income taxes	$90,000	2,290
Income before extraordinary items	$815,000	1,465
Extraordinary gains, net	$0	9
Net income	$815,000	1,465
Minority interest net income	$0	86
Net income of bank and minority interests.	$815,000	1,465
Net charge-offs	$0	5,107
Cash dividends	$225,000	1,323
Sale, conversion, retirement of capital stock, net	$55,000	343
Net operating income	$753,800	1,520
2010-12-31 (YTD Data)		Rank
Total interest income	$15,718,000	1,929
Total interest expense	$3,422,000	2,312
Net interest income	$12,296,000	1,796
Provision for loan and lease losses	$824,000	3,370
Total noninterest income	$-33,000	7,331
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$184,000	4,574
Trading account gains and fees	$0	175
Additional Noninterest Income	$-217,000	7,287
Total noninterest expense	$9,100,000	2,129
Salaries and employee benefits	$4,730,000	2,042
Premises and equipment expense	$1,576,000	1,632
Additional noninterest expense	$2,794,000	2,426
Pre-tax net operating income	$2,339,000	1,986
Securities gains (losses)	$0	3,793
Applicable income taxes	$183,000	2,786
Income before extraordinary items	$2,156,000	1,893
Extraordinary gains, net	$0	29
Net income	$2,156,000	1,894
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,156,000	1,895
Net charge-offs	$717,000	3,136
Cash dividends	$300,000	2,895
Sale, conversion, retirement of capital stock, net	$434,000	492
Net operating income	$2,156,000	1,824
2010-09-30 (YTD Data)		Rank
Total interest income	$11,738,000	1,973
Total interest expense	$2,670,000	2,314
Net interest income	$9,068,000	1,849
Provision for loan and lease losses	$583,000	3,301
Total noninterest income	$-148,000	7,551
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$141,000	4,593
Trading account gains and fees	$0	165
Additional Noninterest Income	$-289,000	7,505
Total noninterest expense	$6,478,000	2,238
Salaries and employee benefits	$3,522,000	2,051
Premises and equipment expense	$1,141,000	1,716
Additional noninterest expense	$1,815,000	2,710
Pre-tax net operating income	$1,859,000	2,012
Securities gains (losses)	$0	3,651
Applicable income taxes	$113,000	3,025
Income before extraordinary items	$1,746,000	1,888
Extraordinary gains, net	$0	23
Net income	$1,746,000	1,889
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,746,000	1,890
Net charge-offs	$917,000	2,298
Cash dividends	$150,000	2,918
Sale, conversion, retirement of capital stock, net	$403,000	408
Net operating income	$1,746,000	1,791
2010-06-30 (YTD Data)		Rank
Total interest income	$7,831,000	1,996
Total interest expense	$1,851,000	2,318
Net interest income	$5,980,000	1,872
Provision for loan and lease losses	$200,000	4,223
Total noninterest income	$-344,000	7,717
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$97,000	4,543
Trading account gains and fees	$0	152
Additional Noninterest Income	$-441,000	7,695
Total noninterest expense	$4,304,000	2,251
Salaries and employee benefits	$2,333,000	2,083
Premises and equipment expense	$773,000	1,715
Additional noninterest expense	$1,198,000	2,722
Pre-tax net operating income	$1,132,000	2,144
Securities gains (losses)	$0	3,184
Applicable income taxes	$63,000	3,142
Income before extraordinary items	$1,069,000	1,993
Extraordinary gains, net	$0	19
Net income	$1,069,000	1,993
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,069,000	1,993
Net charge-offs	$525,000	2,386
Cash dividends	$75,000	3,003
Sale, conversion, retirement of capital stock, net	$335,000	313
Net operating income	$1,069,000	1,905
2010-03-31 (YTD Data)		Rank
Total interest income	$3,893,000	2,052
Total interest expense	$940,000	2,400
Net interest income	$2,953,000	1,925
Provision for loan and lease losses	$0	6,552
Total noninterest income	$-274,000	7,856
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$48,000	4,553
Trading account gains and fees	$0	175
Additional Noninterest Income	$-322,000	7,840
Total noninterest expense	$2,219,000	2,207
Salaries and employee benefits	$1,177,000	2,097
Premises and equipment expense	$386,000	1,752
Additional noninterest expense	$656,000	2,513
Pre-tax net operating income	$460,000	2,565
Securities gains (losses)	$0	2,284
Applicable income taxes	$23,000	3,365
Income before extraordinary items	$437,000	2,401
Extraordinary gains, net	$0	16
Net income	$437,000	2,400
Minority interest net income	$0	91
Net income of bank and minority interests.	$437,000	2,401
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$437,000	2,310
2009-12-31 (YTD Data)		Rank
Total interest income	$15,474,000	2,175
Total interest expense	$3,634,000	2,954
Net interest income	$11,840,000	1,875
Provision for loan and lease losses	$3,608,000	1,764
Total noninterest income	$-266,000	7,843
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$142,000	5,244
Trading account gains and fees	$0	211
Additional Noninterest Income	$-408,000	7,782
Total noninterest expense	$8,400,000	2,358
Salaries and employee benefits	$4,219,000	2,337
Premises and equipment expense	$1,756,000	1,534
Additional noninterest expense	$2,425,000	2,812
Pre-tax net operating income	$-434,000	5,942
Securities gains (losses)	$0	3,754
Applicable income taxes	$57,000	3,194
Income before extraordinary items	$-491,000	6,075
Extraordinary gains, net	$0	34
Net income	$-491,000	6,074
Minority interest net income	$0	115
Net income of bank and minority interests.	$-491,000	6,075
Net charge-offs	$3,044,000	1,592
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$6,020,000	155
Net operating income	$-491,000	6,068
2009-09-30 (YTD Data)		Rank
Total interest income	$11,537,000	2,206
Total interest expense	$2,673,000	3,134
Net interest income	$8,864,000	1,870
Provision for loan and lease losses	$3,644,000	1,306
Total noninterest income	$-45,000	7,885
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$95,000	5,432
Trading account gains and fees	$0	212
Additional Noninterest Income	$-140,000	7,841
Total noninterest expense	$6,328,000	2,338
Salaries and employee benefits	$3,166,000	2,349
Premises and equipment expense	$1,318,000	1,553
Additional noninterest expense	$1,844,000	2,742
Pre-tax net operating income	$-1,153,000	6,729
Securities gains (losses)	$0	3,497
Applicable income taxes	$54,000	3,277
Income before extraordinary items	$-1,207,000	6,856
Extraordinary gains, net	$0	27
Net income	$-1,207,000	6,858
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,207,000	6,858
Net charge-offs	$2,918,000	1,197
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$6,016,000	127
Net operating income	$-1,207,000	6,845
2009-06-30 (YTD Data)		Rank
Total interest income	$7,452,000	2,304
Total interest expense	$1,750,000	3,303
Net interest income	$5,702,000	1,924
Provision for loan and lease losses	$3,049,000	1,075
Total noninterest income	$-114,000	8,047
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$61,000	5,508
Trading account gains and fees	$0	193
Additional Noninterest Income	$-175,000	8,006
Total noninterest expense	$4,256,000	2,348
Salaries and employee benefits	$2,161,000	2,337
Premises and equipment expense	$867,000	1,608
Additional noninterest expense	$1,228,000	2,759
Pre-tax net operating income	$-1,717,000	7,307
Securities gains (losses)	$0	3,136
Applicable income taxes	$51,000	3,143
Income before extraordinary items	$-1,768,000	7,406
Extraordinary gains, net	$0	21
Net income	$-1,768,000	7,405
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,768,000	7,404
Net charge-offs	$2,765,000	912
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$6,010,000	86
Net operating income	$-1,768,000	7,413
2009-03-31 (YTD Data)		Rank
Total interest income	$3,660,000	2,377
Total interest expense	$895,000	3,337
Net interest income	$2,765,000	1,978
Provision for loan and lease losses	$331,000	2,192
Total noninterest income	$65,000	5,965
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$28,000	5,598
Trading account gains and fees	$0	171
Additional Noninterest Income	$37,000	5,310
Total noninterest expense	$2,112,000	2,311
Salaries and employee benefits	$1,095,000	2,339
Premises and equipment expense	$432,000	1,638
Additional noninterest expense	$585,000	2,625
Pre-tax net operating income	$387,000	2,858
Securities gains (losses)	$0	2,434
Applicable income taxes	$45,000	2,970
Income before extraordinary items	$342,000	2,871
Extraordinary gains, net	$0	15
Net income	$342,000	2,871
Minority interest net income	$0	102
Net income of bank and minority interests.	$342,000	2,872
Net charge-offs	$835,000	1,059
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$6,003,000	46
Net operating income	$342,000	2,736
2008-12-31 (YTD Data)		Rank
Total interest income	$12,812,000	2,861
Total interest expense	$4,687,000	3,141
Net interest income	$8,125,000	2,662
Provision for loan and lease losses	$3,212,000	1,326
Total noninterest income	$244,000	6,179
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$97,000	5,936
Trading account gains and fees	$0	154
Additional Noninterest Income	$147,000	5,348
Total noninterest expense	$6,854,000	2,733
Salaries and employee benefits	$3,877,000	2,578
Premises and equipment expense	$1,247,000	2,164
Additional noninterest expense	$1,730,000	3,233
Pre-tax net operating income	$-1,697,000	7,267
Securities gains (losses)	$0	3,220
Applicable income taxes	$105,000	3,356
Income before extraordinary items	$-1,802,000	7,321
Extraordinary gains, net	$0	39
Net income	$-1,802,000	7,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,001,000	1,961
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$8,839,000	174
Net operating income	$-1,802,000	7,419
2008-09-30 (YTD Data)		Rank
Total interest income	$9,361,000	2,998
Total interest expense	$3,513,000	3,237
Net interest income	$5,848,000	2,783
Provision for loan and lease losses	$1,683,000	1,328
Total noninterest income	$175,000	6,362
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$63,000	6,163
Trading account gains and fees	$0	148
Additional Noninterest Income	$112,000	5,436
Total noninterest expense	$4,917,000	2,812
Salaries and employee benefits	$2,825,000	2,685
Premises and equipment expense	$768,000	2,585
Additional noninterest expense	$1,324,000	3,095
Pre-tax net operating income	$-577,000	7,307
Securities gains (losses)	$0	3,106
Applicable income taxes	$5,000	5,028
Income before extraordinary items	$-582,000	7,252
Extraordinary gains, net	$0	31
Net income	$-582,000	7,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,002,000	1,302
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$8,749,000	115
Net operating income	$-582,000	7,378
2008-06-30 (YTD Data)		Rank
Total interest income	$6,087,000	3,113
Total interest expense	$2,423,000	3,265
Net interest income	$3,664,000	2,944
Provision for loan and lease losses	$1,476,000	962
Total noninterest income	$124,000	6,313
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$43,000	6,136
Trading account gains and fees	$0	149
Additional Noninterest Income	$81,000	5,397
Total noninterest expense	$3,008,000	3,050
Salaries and employee benefits	$1,721,000	2,922
Premises and equipment expense	$399,000	3,222
Additional noninterest expense	$888,000	3,051
Pre-tax net operating income	$-696,000	7,741
Securities gains (losses)	$0	3,233
Applicable income taxes	$5,000	5,215
Income before extraordinary items	$-701,000	7,838
Extraordinary gains, net	$0	21
Net income	$-701,000	7,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,002,000	863
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$8,540,000	83
Net operating income	$-701,000	7,815
2008-03-31 (YTD Data)		Rank
Total interest income	$3,145,000	3,091
Total interest expense	$1,265,000	3,322
Net interest income	$1,880,000	2,859
Provision for loan and lease losses	$103,000	2,678
Total noninterest income	$63,000	6,287
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$20,000	6,236
Trading account gains and fees	$0	158
Additional Noninterest Income	$43,000	5,319
Total noninterest expense	$1,533,000	2,996
Salaries and employee benefits	$858,000	2,970
Premises and equipment expense	$194,000	3,327
Additional noninterest expense	$481,000	2,816
Pre-tax net operating income	$307,000	4,097
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$307,000	3,752
Extraordinary gains, net	$0	15
Net income	$307,000	3,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$109,000	308
Net operating income	$307,000	3,669
2007-12-31 (YTD Data)		Rank
Total interest income	$11,053,000	3,514
Total interest expense	$4,746,000	3,597
Net interest income	$6,307,000	3,382
Provision for loan and lease losses	$550,000	2,187
Total noninterest income	$237,000	6,486
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$35,000	6,951
Trading account gains and fees	$0	178
Additional Noninterest Income	$202,000	5,034
Total noninterest expense	$5,155,000	3,369
Salaries and employee benefits	$3,036,000	3,198
Premises and equipment expense	$724,000	3,349
Additional noninterest expense	$1,395,000	3,628
Pre-tax net operating income	$839,000	5,088
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$839,000	4,679
Extraordinary gains, net	$0	39
Net income	$839,000	4,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$504,000	535
Net operating income	$839,000	4,671
2007-09-30 (YTD Data)		Rank
Total interest income	$7,809,000	3,676
Total interest expense	$3,256,000	3,816
Net interest income	$4,553,000	3,484
Provision for loan and lease losses	$339,000	2,135
Total noninterest income	$132,000	6,957
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$22,000	7,063
Trading account gains and fees	$0	184
Additional Noninterest Income	$110,000	5,629
Total noninterest expense	$3,767,000	3,411
Salaries and employee benefits	$2,250,000	3,210
Premises and equipment expense	$485,000	3,626
Additional noninterest expense	$1,032,000	3,607
Pre-tax net operating income	$579,000	5,505
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$579,000	5,071
Extraordinary gains, net	$0	33
Net income	$579,000	5,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$319,000	492
Net operating income	$579,000	5,067
2007-06-30 (YTD Data)		Rank
Total interest income	$4,927,000	3,824
Total interest expense	$1,956,000	4,072
Net interest income	$2,971,000	3,564
Provision for loan and lease losses	$217,000	2,039
Total noninterest income	$82,000	7,099
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$12,000	7,175
Trading account gains and fees	$0	168
Additional Noninterest Income	$70,000	5,737
Total noninterest expense	$2,474,000	3,470
Salaries and employee benefits	$1,474,000	3,300
Premises and equipment expense	$311,000	3,761
Additional noninterest expense	$689,000	3,606
Pre-tax net operating income	$362,000	5,711
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$362,000	5,287
Extraordinary gains, net	$0	29
Net income	$362,000	5,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$225,000	429
Net operating income	$362,000	5,277
2007-03-31 (YTD Data)		Rank
Total interest income	$2,355,000	3,940
Total interest expense	$907,000	4,245
Net interest income	$1,448,000	3,641
Provision for loan and lease losses	$112,000	1,873
Total noninterest income	$39,000	7,151
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$5,000	7,254
Trading account gains and fees	$0	195
Additional Noninterest Income	$34,000	5,782
Total noninterest expense	$1,261,000	3,435
Salaries and employee benefits	$749,000	3,272
Premises and equipment expense	$157,000	3,744
Additional noninterest expense	$355,000	3,498
Pre-tax net operating income	$114,000	6,489
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$114,000	6,184
Extraordinary gains, net	$0	22
Net income	$114,000	6,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$56,000	469
Net operating income	$114,000	6,167
2006-12-31 (YTD Data)		Rank
Total interest income	$6,511,000	4,759
Total interest expense	$2,114,000	5,246
Net interest income	$4,397,000	4,402
Provision for loan and lease losses	$509,000	1,883
Total noninterest income	$143,000	7,360
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$17,000	7,315
Trading account gains and fees	$0	130
Additional Noninterest Income	$126,000	5,927
Total noninterest expense	$4,257,000	3,805
Salaries and employee benefits	$2,327,000	3,822
Premises and equipment expense	$499,000	4,275
Additional noninterest expense	$1,431,000	3,414
Pre-tax net operating income	$-226,000	8,134
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,000	6,499
Income before extraordinary items	$-227,000	8,168
Extraordinary gains, net	$0	51
Net income	$-227,000	8,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$180,000	782
Net operating income	$-227,000	8,163
2006-09-30 (YTD Data)		Rank
Total interest income	$4,507,000	4,989
Total interest expense	$1,367,000	5,589
Net interest income	$3,140,000	4,564
Provision for loan and lease losses	$195,000	2,911
Total noninterest income	$112,000	7,370
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$13,000	7,381
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,863
Total noninterest expense	$3,321,000	3,674
Salaries and employee benefits	$1,669,000	3,935
Premises and equipment expense	$352,000	4,451
Additional noninterest expense	$1,300,000	2,900
Pre-tax net operating income	$-264,000	8,333
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,000	6,574
Income before extraordinary items	$-265,000	8,355
Extraordinary gains, net	$0	45
Net income	$-265,000	8,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$138,000	657
Net operating income	$-265,000	8,351
2006-06-30 (YTD Data)		Rank
Total interest income	$2,777,000	5,215
Total interest expense	$774,000	5,895
Net interest income	$2,003,000	4,710
Provision for loan and lease losses	$94,000	3,423
Total noninterest income	$75,000	7,410
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$10,000	7,398
Trading account gains and fees	$0	126
Additional Noninterest Income	$65,000	5,924
Total noninterest expense	$2,097,000	3,859
Salaries and employee benefits	$1,017,000	4,210
Premises and equipment expense	$324,000	3,547
Additional noninterest expense	$756,000	3,277
Pre-tax net operating income	$-113,000	8,347
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$-114,000	8,356
Extraordinary gains, net	$0	39
Net income	$-114,000	8,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$71,000	590
Net operating income	$-114,000	8,356
2006-03-31 (YTD Data)		Rank
Total interest income	$1,294,000	5,376
Total interest expense	$349,000	6,044
Net interest income	$945,000	4,880
Provision for loan and lease losses	$49,000	3,187
Total noninterest income	$37,000	7,412
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$5,000	7,423
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$1,027,000	3,952
Salaries and employee benefits	$480,000	4,408
Premises and equipment expense	$157,000	3,643
Additional noninterest expense	$390,000	3,198
Pre-tax net operating income	$-94,000	8,433
Securities gains (losses)	$0	955
Applicable income taxes	$1,000	6,453
Income before extraordinary items	$-95,000	8,449
Extraordinary gains, net	$0	21
Net income	$-95,000	8,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$39,000	424
Net operating income	$-95,000	8,435
2005-12-31 (YTD Data)		Rank
Total interest income	$3,270,000	6,371
Total interest expense	$770,000	6,870
Net interest income	$2,500,000	6,047
Provision for loan and lease losses	$250,000	3,152
Total noninterest income	$143,000	7,566
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$8,000	7,619
Trading account gains and fees	$0	138
Additional Noninterest Income	$135,000	5,901
Total noninterest expense	$3,222,000	4,557
Salaries and employee benefits	$1,808,000	4,465
Premises and equipment expense	$580,000	3,753
Additional noninterest expense	$834,000	5,028
Pre-tax net operating income	$-829,000	8,597
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,000	6,850
Income before extraordinary items	$-830,000	8,633
Extraordinary gains, net	$0	46
Net income	$-830,000	8,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$202,000	646
Net operating income	$-830,000	8,614
2005-09-30 (YTD Data)		Rank
Total interest income	$2,202,000	6,637
Total interest expense	$502,000	7,066
Net interest income	$1,700,000	6,334
Provision for loan and lease losses	$165,000	3,334
Total noninterest income	$104,000	7,635
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$4,000	7,706
Trading account gains and fees	$0	126
Additional Noninterest Income	$100,000	5,941
Total noninterest expense	$2,390,000	4,559
Salaries and employee benefits	$1,334,000	4,484
Premises and equipment expense	$424,000	3,804
Additional noninterest expense	$632,000	4,948
Pre-tax net operating income	$-751,000	8,674
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-751,000	8,708
Extraordinary gains, net	$0	35
Net income	$-751,000	8,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$175,000	510
Net operating income	$-751,000	8,686
2005-06-30 (YTD Data)		Rank
Total interest income	$1,311,000	6,877
Total interest expense	$285,000	7,285
Net interest income	$1,026,000	6,600
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$71,000	7,596
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$2,000	7,732
Trading account gains and fees	$0	116
Additional Noninterest Income	$69,000	5,906
Total noninterest expense	$1,589,000	4,548
Salaries and employee benefits	$909,000	4,385
Premises and equipment expense	$277,000	3,851
Additional noninterest expense	$403,000	5,056
Pre-tax net operating income	$-567,000	8,694
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-567,000	8,725
Extraordinary gains, net	$0	30
Net income	$-567,000	8,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$110,000	423
Net operating income	$-567,000	8,701
2005-03-31 (YTD Data)		Rank
Total interest income	$581,000	7,173
Total interest expense	$117,000	7,610
Net interest income	$464,000	6,897
Provision for loan and lease losses	$50,000	3,171
Total noninterest income	$37,000	7,531
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,000	7,789
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,847
Total noninterest expense	$788,000	4,603
Salaries and employee benefits	$460,000	4,365
Premises and equipment expense	$119,000	4,321
Additional noninterest expense	$209,000	4,926
Pre-tax net operating income	$-337,000	8,798
Securities gains (losses)	$0	1,685
Applicable income taxes	$-1,000	8,627
Income before extraordinary items	$-336,000	8,816
Extraordinary gains, net	$0	24
Net income	$-336,000	8,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$27,000	367
Net operating income	$-336,000	8,798
2004-12-31 (YTD Data)		Rank
Total interest income	$1,192,000	8,225
Total interest expense	$240,000	8,330
Net interest income	$952,000	8,093
Provision for loan and lease losses	$331,000	2,722
Total noninterest income	$111,000	7,953
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,000	7,861
Trading account gains and fees	$0	138
Additional Noninterest Income	$109,000	6,276
Total noninterest expense	$2,787,000	4,915
Salaries and employee benefits	$1,516,000	4,908
Premises and equipment expense	$507,000	4,045
Additional noninterest expense	$764,000	5,252
Pre-tax net operating income	$-2,055,000	8,898
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,000	7,085
Income before extraordinary items	$-2,056,000	8,916
Extraordinary gains, net	$0	34
Net income	$-2,056,000	8,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$101,000	652
Net operating income	$-2,056,000	8,900
2004-09-30 (YTD Data)		Rank
Total interest income	$727,000	8,457
Total interest expense	$155,000	8,486
Net interest income	$572,000	8,394
Provision for loan and lease losses	$227,000	2,741
Total noninterest income	$93,000	7,892
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,000	7,895
Trading account gains and fees	$0	134
Additional Noninterest Income	$91,000	6,107
Total noninterest expense	$2,066,000	4,927
Salaries and employee benefits	$1,152,000	4,817
Premises and equipment expense	$378,000	4,042
Additional noninterest expense	$536,000	5,421
Pre-tax net operating income	$-1,628,000	8,958
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,000	7,130
Income before extraordinary items	$-1,629,000	8,968
Extraordinary gains, net	$0	26
Net income	$-1,629,000	8,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$75,000	546
Net operating income	$-1,629,000	8,957
2004-06-30 (YTD Data)		Rank
Total interest income	$357,000	8,738
Total interest expense	$82,000	8,686
Net interest income	$275,000	8,703
Provision for loan and lease losses	$185,000	2,331
Total noninterest income	$61,000	7,944
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,000	7,953
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$1,346,000	5,016
Salaries and employee benefits	$751,000	4,920
Premises and equipment expense	$271,000	3,835
Additional noninterest expense	$324,000	5,732
Pre-tax net operating income	$-1,195,000	9,011
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,000	7,109
Income before extraordinary items	$-1,196,000	9,027
Extraordinary gains, net	$0	21
Net income	$-1,196,000	9,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$50,000	474
Net operating income	$-1,196,000	9,014
2004-03-31 (YTD Data)		Rank
Total interest income	$110,000	8,964
Total interest expense	$28,000	8,880
Net interest income	$82,000	8,953
Provision for loan and lease losses	$47,000	3,399
Total noninterest income	$30,000	7,962
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$650,000	5,164
Salaries and employee benefits	$378,000	4,925
Premises and equipment expense	$130,000	3,989
Additional noninterest expense	$142,000	6,174
Pre-tax net operating income	$-585,000	9,056
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$-586,000	9,067
Extraordinary gains, net	$0	16
Net income	$-586,000	9,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$25,000	359
Net operating income	$-586,000	9,048
2003-12-31 (YTD Data)		Rank
Total interest income	$62,000	9,130
Total interest expense	$10,000	9,102
Net interest income	$52,000	9,121
Provision for loan and lease losses	$35,000	6,678
Total noninterest income	$1,000	9,125
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,000	9,013
Total noninterest expense	$742,000	8,374
Salaries and employee benefits	$376,000	8,506
Premises and equipment expense	$138,000	7,567
Additional noninterest expense	$228,000	8,251
Pre-tax net operating income	$-724,000	8,901
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-724,000	8,975
Extraordinary gains, net	$0	54
Net income	$-724,000	8,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$17,523,000	42
Net operating income	$-724,000	8,918

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.