Home > Aurora National Bank > Income and Expense
Aurora National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,745,000 | 2,218 |
| Total interest expense | $4,858,000 | 3,082 |
| Net interest income | $9,887,000 | 1,731 |
| Provision for loan and lease losses | $825,000 | 1,148 |
| Total noninterest income | $2,595,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,409,000 | 877 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,186,000 | 1,639 |
| Total noninterest expense | $6,822,000 | 1,907 |
| Salaries and employee benefits | $2,410,000 | 2,823 |
| Premises and equipment expense | $682,000 | 2,827 |
| Additional noninterest expense | $3,730,000 | 1,198 |
| Pre-tax net operating income | $4,835,000 | 1,527 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $1,624,000 | 1,511 |
| Income before extraordinary items | $3,209,000 | 1,641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,209,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 969 |
| Cash dividends | $2,800,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,210,320 | 1,574 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,077,000 | 2,321 |
| Total interest expense | $4,419,000 | 3,343 |
| Net interest income | $9,658,000 | 1,806 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $2,436,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,213,000 | 1,032 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,223,000 | 1,531 |
| Total noninterest expense | $5,955,000 | 2,149 |
| Salaries and employee benefits | $2,156,000 | 3,075 |
| Premises and equipment expense | $664,000 | 2,872 |
| Additional noninterest expense | $3,135,000 | 1,389 |
| Pre-tax net operating income | $5,914,000 | 1,312 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,991,000 | 1,339 |
| Income before extraordinary items | $3,926,000 | 1,395 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,926,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $3,200,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $-90,000 | 10,773 |
| Net operating income | $3,924,020 | 1,355 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,040,000 | 2,568 |
| Total interest expense | $4,189,000 | 3,557 |
| Net interest income | $8,851,000 | 2,025 |
| Provision for loan and lease losses | $805,000 | 1,199 |
| Total noninterest income | $2,378,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,247,000 | 1,049 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,131,000 | 1,664 |
| Total noninterest expense | $5,244,000 | 2,594 |
| Salaries and employee benefits | $2,386,000 | 2,811 |
| Premises and equipment expense | $447,000 | 4,134 |
| Additional noninterest expense | $2,411,000 | 2,072 |
| Pre-tax net operating income | $5,180,000 | 1,393 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $1,638,000 | 1,472 |
| Income before extraordinary items | $3,526,000 | 1,404 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,526,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 1,080 |
| Cash dividends | $2,800,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,536,880 | 1,362 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,775,000 | 2,830 |
| Total interest expense | $3,577,000 | 4,071 |
| Net interest income | $8,198,000 | 2,197 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $2,026,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,133,000 | 1,180 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $893,000 | 1,952 |
| Total noninterest expense | $5,393,000 | 2,521 |
| Salaries and employee benefits | $2,761,000 | 2,412 |
| Premises and equipment expense | $463,000 | 4,021 |
| Additional noninterest expense | $2,169,000 | 2,245 |
| Pre-tax net operating income | $4,531,000 | 1,626 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,432,000 | 1,710 |
| Income before extraordinary items | $3,104,000 | 1,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,104,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,457 |
| Cash dividends | $3,000,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,100,600 | 1,624 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 2,771 |
| Total interest expense | $2,770,000 | 4,254 |
| Net interest income | $8,196,000 | 2,201 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $2,145,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,068,000 | 1,250 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,077,000 | 1,757 |
| Total noninterest expense | $5,809,000 | 2,416 |
| Salaries and employee benefits | $2,825,000 | 2,372 |
| Premises and equipment expense | $512,000 | 3,723 |
| Additional noninterest expense | $2,472,000 | 2,154 |
| Pre-tax net operating income | $4,462,000 | 1,605 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,281,000 | 1,780 |
| Income before extraordinary items | $3,181,000 | 1,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,181,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,181,000 | 1,557 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,022,000 | 3,081 |
| Total interest expense | $2,767,000 | 4,422 |
| Net interest income | $7,255,000 | 2,471 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $2,093,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,122,000 | 1,197 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $971,000 | 2,071 |
| Total noninterest expense | $5,683,000 | 2,522 |
| Salaries and employee benefits | $2,641,000 | 2,514 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $2,583,000 | 2,161 |
| Pre-tax net operating income | $3,540,000 | 1,929 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $1,107,000 | 2,057 |
| Income before extraordinary items | $2,438,000 | 2,049 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,438,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,434,550 | 1,922 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,167,000 | 3,432 |
| Total interest expense | $3,647,000 | 4,405 |
| Net interest income | $6,520,000 | 2,811 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $2,217,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,121,000 | 1,186 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,096,000 | 1,875 |
| Total noninterest expense | $5,826,000 | 2,489 |
| Salaries and employee benefits | $2,541,000 | 2,544 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $2,889,000 | 2,052 |
| Pre-tax net operating income | $2,411,000 | 2,585 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $662,000 | 3,139 |
| Income before extraordinary items | $1,796,000 | 2,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,796,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,761,690 | 2,416 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.