Home > Atlantic Stewardship Bank > Net charge- offs to loans
Atlantic Stewardship Bank, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0748% | 4,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0889% | 3,771 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0721% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0684% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 3,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 5,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1057% | 5,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1201% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0789% | 5,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0935% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1383% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1388% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1355% | 5,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1594% | 5,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 5,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 5,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1785% | 4,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1978% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1941% | 5,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2381% | 5,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 5,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 5,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2418% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 5,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0963% | 5,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 4,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 5,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0828% | 5,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0991% | 5,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8981% | 5,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8981% | 5,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0861% | 5,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 5,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 4,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2805% | 5,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2805% | 5,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0896% | 5,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1077% | 5,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 5,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0855% | 5,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1032% | 5,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0785% | 5,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0717% | 5,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 5,114 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0612% | 4,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2071% | 5,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3507% | 4,323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1762% | 5,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2111% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1307% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1307% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1181% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0936% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0907% | 5,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 5,262 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0791% | 4,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2434% | 5,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4616% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1961% | 5,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1932% | 5,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8544% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8544% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1560% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1373% | 5,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1334% | 5,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0767% | 4,710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4135% | 5,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6817% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3545% | 5,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2673% | 5,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5377% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5377% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2317% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0507% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 5,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0763% | 4,743 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0775% | 5,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0979% | 5,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4170% | 5,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1181% | 5,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1658% | 5,852 |
| Percentage Net Loans Charged-off:Construction & development | -11.8319% | 5,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 5,529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0790% | 4,808 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0598% | 5,663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5023% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7048% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1103% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0810% | 5,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1501% | 5,888 |
| Percentage Net Loans Charged-off:Construction & development | -10.5859% | 5,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0817% | 5,674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0798% | 4,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 5,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6804% | 4,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0996% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1462% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1613% | 5,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2620% | 6,070 |
| Percentage Net Loans Charged-off:Construction & development | -14.5829% | 5,770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 5,694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0796% | 4,881 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3365% | 6,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7610% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2443% | 6,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5079% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1098% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0810% | 5,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2768% | 6,130 |
| Percentage Net Loans Charged-off:Construction & development | -18.1641% | 5,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 5,782 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0793% | 4,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2835% | 6,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3518% | 6,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0468% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | -1.2150% | 5,753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3137% | 6,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9619% | 5,149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0191% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4487% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1275% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1230% | 5,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8480% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8480% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0551% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 5,852 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3030% | 5,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3155% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6059% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2622% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1545% | 5,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3287% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3287% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0733% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 5,981 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9844% | 5,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3814% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9366% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2837% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1983% | 5,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9621% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9621% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1069% | 6,253 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0901% | 5,141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6165% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8810% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4006% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1410% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3324% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3324% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0199% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0939% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0364% | 5,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1518% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1303% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4645% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2746% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3107% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1811% | 6,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5433% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0532% | 5,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9907% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0001% | 468 |
| Percentage Net Loans Charged-off:Construction & development | -0.0444% | 5,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0184% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1236% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5411% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6571% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9367% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2389% | 6,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7185% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1415% | 5,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0401% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0158% | 526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 5,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3728% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5188% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4132% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4751% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3683% | 6,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1050% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2117% | 5,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6590% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7177% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 1.0738% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5744% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0689% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6241% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3138% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1079% | 5,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7024% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1071% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2101% | 5,981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4403% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5403% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 3.3287% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8170% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6763% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8536% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9486% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5793% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.2054% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6205% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6766% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3609% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 1.7647% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6707% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1960% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6411% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5443% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4083% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4146% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7836% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7836% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0669% | 6,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9056% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3149% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 2.2760% | 897 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7896% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4673% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0061% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6828% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0866% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0866% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0990% | 6,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2318% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5928% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8084% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2663% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9120% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9120% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6712% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5547% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 3.8045% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7269% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0595% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9490% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7872% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9529% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7405% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7651% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2503% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5820% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5575% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.2151% | 2,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6799% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4667% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9645% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3106% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8368% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6412% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6809% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3343% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3668% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3091% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.1809% | 2,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3200% | 1,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3582% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4764% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3210% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9262% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1548% | 6,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6988% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2443% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.1311% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1598% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4509% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9245% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3321% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3091% | 6,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5926% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7351% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3941% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 3.0466% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3911% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0588% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5134% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6097% | 1,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8287% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 4,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0956% | 6,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5457% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9979% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 3.3623% | 1,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4752% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2871% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7771% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8263% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3526% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2534% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1907% | 6,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9182% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0534% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 4.4808% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4458% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1081% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2470% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 2,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2261% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1218% | 6,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2848% | 6,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 3,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2946% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.5985% | 7,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1487% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9495% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5698% | 6,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4070% | 4,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4169% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 2.0943% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 7,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4598% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0760% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3341% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7372% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1860% | 6,914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 4,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 3,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 3,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4076% | 3,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8212% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1237% | 6,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 7,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 3,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3186% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 3,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3297% | 7,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5036% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0917% | 6,853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 7,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 3,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6362% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7492% | 7,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7811% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3619% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6586% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5310% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3642% | 4,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6235% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 5,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1784% | 2,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4525% | 3,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1876% | 7,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 5,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2760% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 4,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4508% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 7,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.5752% | 7,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 4,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 3,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2255% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2383% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.4332% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3077% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7797% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1931% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3793% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9432% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8501% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7290% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9485% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0709% | 7,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2487% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4616% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1148% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 7,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3369% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5681% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6817% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1410% | 7,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3383% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5670% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0168% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0265% | 7,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2910% | 7,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 5,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9171% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3411% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 5,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8292% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1817% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 4,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0471% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7350% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7993% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3152% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 5,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 3,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4099% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1369% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6594% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7109% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3960% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8507% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9803% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5694% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8239% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1831% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 4,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8021% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3884% | 1,395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2457% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7952% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2603% | 1,358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 5,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0898% | 3,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6003% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8652% | 1,383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3723% | 3,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7468% | 1,161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 6,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3206% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 5,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6634% | 1,795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 6,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 8,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6489% | 3,472 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2608% | 1,598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 6,119 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 7,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 8,040 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 10,268 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 5,813 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3588% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 6,596 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 12,211 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |