Home > Atlantic National Bank > Income and Expense
Atlantic National Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 3,648 |
| Total interest expense | $259,000 | 3,605 |
| Net interest income | $2,439,000 | 3,606 |
| Provision for loan and lease losses | $-325,000 | 5,679 |
| Total noninterest income | $391,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $97,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,976 |
| Total noninterest expense | $1,909,000 | 3,659 |
| Salaries and employee benefits | $1,122,000 | 3,564 |
| Premises and equipment expense | $145,000 | 4,260 |
| Additional noninterest expense | $642,000 | 3,555 |
| Pre-tax net operating income | $1,246,000 | 2,786 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,246,000 | 2,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,246,000 | 2,459 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,246,000 | 2,460 |
| Net charge-offs | $-37,000 | 5,202 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,246,000 | 2,441 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,778 |
| Total interest expense | $128,000 | 3,610 |
| Net interest income | $1,136,000 | 3,760 |
| Provision for loan and lease losses | $-100,000 | 5,743 |
| Total noninterest income | $163,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,327 |
| Total noninterest expense | $984,000 | 3,642 |
| Salaries and employee benefits | $560,000 | 3,614 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $351,000 | 3,376 |
| Pre-tax net operating income | $415,000 | 3,370 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $415,000 | 3,076 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $415,000 | 3,076 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $415,000 | 3,076 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $162,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $415,000 | 3,054 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 3,744 |
| Total interest expense | $539,000 | 3,514 |
| Net interest income | $4,639,000 | 3,720 |
| Provision for loan and lease losses | $-150,000 | 5,615 |
| Total noninterest income | $613,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $224,000 | 3,433 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $389,000 | 3,602 |
| Total noninterest expense | $3,474,000 | 3,937 |
| Salaries and employee benefits | $2,184,000 | 3,660 |
| Premises and equipment expense | $301,000 | 4,303 |
| Additional noninterest expense | $989,000 | 4,168 |
| Pre-tax net operating income | $1,928,000 | 3,122 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,928,000 | 2,857 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,928,000 | 2,855 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,928,000 | 2,856 |
| Net charge-offs | $88,000 | 2,710 |
| Cash dividends | $974,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,928,000 | 2,809 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 3,778 |
| Total interest expense | $408,000 | 3,517 |
| Net interest income | $3,446,000 | 3,757 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $473,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $173,000 | 3,411 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $300,000 | 3,574 |
| Total noninterest expense | $2,653,000 | 3,916 |
| Salaries and employee benefits | $1,642,000 | 3,653 |
| Premises and equipment expense | $225,000 | 4,334 |
| Additional noninterest expense | $786,000 | 4,119 |
| Pre-tax net operating income | $1,266,000 | 3,382 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,266,000 | 3,099 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,266,000 | 3,099 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,266,000 | 3,099 |
| Net charge-offs | $106,000 | 2,021 |
| Cash dividends | $812,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,266,000 | 3,042 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 3,826 |
| Total interest expense | $272,000 | 3,537 |
| Net interest income | $2,267,000 | 3,809 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $295,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $114,000 | 3,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,739 |
| Total noninterest expense | $1,758,000 | 3,958 |
| Salaries and employee benefits | $1,090,000 | 3,697 |
| Premises and equipment expense | $147,000 | 4,386 |
| Additional noninterest expense | $521,000 | 4,150 |
| Pre-tax net operating income | $804,000 | 3,448 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $804,000 | 3,182 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $804,000 | 3,179 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $804,000 | 3,180 |
| Net charge-offs | $-31,000 | 5,363 |
| Cash dividends | $649,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $804,000 | 3,114 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 3,847 |
| Total interest expense | $136,000 | 3,564 |
| Net interest income | $1,123,000 | 3,842 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $145,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $877,000 | 3,991 |
| Salaries and employee benefits | $545,000 | 3,727 |
| Premises and equipment expense | $73,000 | 4,430 |
| Additional noninterest expense | $259,000 | 4,192 |
| Pre-tax net operating income | $391,000 | 3,438 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $391,000 | 3,173 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $391,000 | 3,171 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $391,000 | 3,172 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $325,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $391,000 | 3,112 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,800 |
| Total interest expense | $529,000 | 3,614 |
| Net interest income | $4,573,000 | 3,778 |
| Provision for loan and lease losses | $-275,000 | 5,856 |
| Total noninterest income | $529,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $258,000 | 3,294 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $271,000 | 4,103 |
| Total noninterest expense | $3,534,000 | 3,984 |
| Salaries and employee benefits | $2,147,000 | 3,755 |
| Premises and equipment expense | $295,000 | 4,502 |
| Additional noninterest expense | $1,092,000 | 4,111 |
| Pre-tax net operating income | $1,843,000 | 3,156 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,843,000 | 2,874 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,843,000 | 2,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,843,000 | 2,877 |
| Net charge-offs | $-74,000 | 5,661 |
| Cash dividends | $658,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $-152,000 | 6,112 |
| Net operating income | $1,843,000 | 2,826 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 3,845 |
| Total interest expense | $396,000 | 3,677 |
| Net interest income | $3,417,000 | 3,839 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $369,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $170,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,146 |
| Total noninterest expense | $2,663,000 | 3,998 |
| Salaries and employee benefits | $1,610,000 | 3,767 |
| Premises and equipment expense | $227,000 | 4,498 |
| Additional noninterest expense | $826,000 | 4,115 |
| Pre-tax net operating income | $1,123,000 | 3,563 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,123,000 | 3,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,123,000 | 3,296 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,123,000 | 3,297 |
| Net charge-offs | $100,000 | 2,160 |
| Cash dividends | $658,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,123,000 | 3,239 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 3,879 |
| Total interest expense | $262,000 | 3,720 |
| Net interest income | $2,252,000 | 3,872 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $229,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $112,000 | 3,541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,339 |
| Total noninterest expense | $1,774,000 | 4,036 |
| Salaries and employee benefits | $1,082,000 | 3,780 |
| Premises and equipment expense | $143,000 | 4,638 |
| Additional noninterest expense | $549,000 | 4,155 |
| Pre-tax net operating income | $707,000 | 3,638 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $707,000 | 3,396 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 3,396 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $707,000 | 3,397 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $329,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $707,000 | 3,331 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 3,945 |
| Total interest expense | $134,000 | 3,712 |
| Net interest income | $1,100,000 | 3,932 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $139,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 3,857 |
| Total noninterest expense | $886,000 | 4,078 |
| Salaries and employee benefits | $547,000 | 3,797 |
| Premises and equipment expense | $72,000 | 4,664 |
| Additional noninterest expense | $267,000 | 4,219 |
| Pre-tax net operating income | $353,000 | 3,620 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $353,000 | 3,364 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $353,000 | 3,367 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $353,000 | 3,367 |
| Net charge-offs | $63,000 | 1,399 |
| Cash dividends | $329,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $353,000 | 3,278 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 3,822 |
| Total interest expense | $720,000 | 3,251 |
| Net interest income | $4,584,000 | 3,870 |
| Provision for loan and lease losses | $-502,000 | 6,266 |
| Total noninterest income | $190,000 | 5,466 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $227,000 | 3,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-37,000 | 6,354 |
| Total noninterest expense | $3,740,000 | 3,977 |
| Salaries and employee benefits | $2,045,000 | 3,937 |
| Premises and equipment expense | $306,000 | 4,636 |
| Additional noninterest expense | $1,389,000 | 3,710 |
| Pre-tax net operating income | $1,536,000 | 3,444 |
| Securities gains (losses) | $37,000 | 1,949 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,573,000 | 3,160 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,573,000 | 3,160 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,573,000 | 3,161 |
| Net charge-offs | $-26,000 | 5,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,536,000 | 3,145 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 3,848 |
| Total interest expense | $570,000 | 3,194 |
| Net interest income | $3,417,000 | 3,914 |
| Provision for loan and lease losses | $-502,000 | 6,395 |
| Total noninterest income | $142,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $171,000 | 3,752 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-29,000 | 6,440 |
| Total noninterest expense | $2,869,000 | 3,953 |
| Salaries and employee benefits | $1,531,000 | 3,950 |
| Premises and equipment expense | $237,000 | 4,613 |
| Additional noninterest expense | $1,101,000 | 3,619 |
| Pre-tax net operating income | $1,192,000 | 3,445 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,229,000 | 3,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,229,000 | 3,096 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,229,000 | 3,097 |
| Net charge-offs | $-97,000 | 6,200 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,192,000 | 3,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,851 |
| Total interest expense | $390,000 | 3,175 |
| Net interest income | $2,271,000 | 3,922 |
| Provision for loan and lease losses | $-175,000 | 6,389 |
| Total noninterest income | $145,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $28,000 | 5,774 |
| Total noninterest expense | $1,932,000 | 3,954 |
| Salaries and employee benefits | $1,026,000 | 3,971 |
| Premises and equipment expense | $150,000 | 4,755 |
| Additional noninterest expense | $756,000 | 3,560 |
| Pre-tax net operating income | $659,000 | 3,701 |
| Securities gains (losses) | $37,000 | 1,347 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $696,000 | 3,349 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $696,000 | 3,355 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $696,000 | 3,355 |
| Net charge-offs | $-90,000 | 6,295 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $659,000 | 3,404 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 3,863 |
| Total interest expense | $201,000 | 3,163 |
| Net interest income | $1,129,000 | 3,947 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $186,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $914,000 | 4,113 |
| Salaries and employee benefits | $520,000 | 3,972 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $319,000 | 3,971 |
| Pre-tax net operating income | $401,000 | 3,283 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $401,000 | 2,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 2,993 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $401,000 | 2,993 |
| Net charge-offs | $-176,000 | 6,573 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $401,000 | 2,953 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 3,928 |
| Total interest expense | $974,000 | 3,001 |
| Net interest income | $4,317,000 | 4,080 |
| Provision for loan and lease losses | $-160,000 | 6,435 |
| Total noninterest income | $581,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $277,000 | 3,497 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $304,000 | 4,068 |
| Total noninterest expense | $3,873,000 | 4,001 |
| Salaries and employee benefits | $2,060,000 | 4,008 |
| Premises and equipment expense | $317,000 | 4,725 |
| Additional noninterest expense | $1,496,000 | 3,665 |
| Pre-tax net operating income | $1,185,000 | 3,803 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,185,000 | 3,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,185,000 | 3,589 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,185,000 | 3,591 |
| Net charge-offs | $216,000 | 2,930 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,185,000 | 3,547 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 3,970 |
| Total interest expense | $759,000 | 2,994 |
| Net interest income | $3,201,000 | 4,142 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $506,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 3,741 |
| Total noninterest expense | $2,919,000 | 4,002 |
| Salaries and employee benefits | $1,547,000 | 4,027 |
| Premises and equipment expense | $241,000 | 4,734 |
| Additional noninterest expense | $1,131,000 | 3,641 |
| Pre-tax net operating income | $788,000 | 4,083 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $788,000 | 3,850 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $788,000 | 3,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $788,000 | 3,853 |
| Net charge-offs | $231,000 | 2,407 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $788,000 | 3,780 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 3,967 |
| Total interest expense | $528,000 | 2,950 |
| Net interest income | $2,123,000 | 4,160 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $341,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $141,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 3,783 |
| Total noninterest expense | $1,928,000 | 4,044 |
| Salaries and employee benefits | $1,038,000 | 4,027 |
| Premises and equipment expense | $162,000 | 4,721 |
| Additional noninterest expense | $728,000 | 3,733 |
| Pre-tax net operating income | $536,000 | 4,033 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $536,000 | 3,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 3,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $536,000 | 3,807 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $536,000 | 3,712 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 3,979 |
| Total interest expense | $275,000 | 2,947 |
| Net interest income | $1,062,000 | 4,174 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $143,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $926,000 | 4,193 |
| Salaries and employee benefits | $522,000 | 4,057 |
| Premises and equipment expense | $80,000 | 4,789 |
| Additional noninterest expense | $324,000 | 4,037 |
| Pre-tax net operating income | $279,000 | 3,931 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $279,000 | 3,701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $279,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $279,000 | 3,702 |
| Net charge-offs | $-19,000 | 6,425 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $279,000 | 3,600 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 3,760 |
| Total interest expense | $1,313,000 | 2,995 |
| Net interest income | $4,845,000 | 3,896 |
| Provision for loan and lease losses | $588,000 | 2,499 |
| Total noninterest income | $555,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $266,000 | 3,715 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $289,000 | 4,082 |
| Total noninterest expense | $3,900,000 | 4,096 |
| Salaries and employee benefits | $2,117,000 | 4,002 |
| Premises and equipment expense | $325,000 | 4,795 |
| Additional noninterest expense | $1,458,000 | 3,860 |
| Pre-tax net operating income | $912,000 | 4,147 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $912,000 | 4,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $912,000 | 4,068 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $912,000 | 4,070 |
| Net charge-offs | $1,305,000 | 1,533 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $912,000 | 3,889 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 3,778 |
| Total interest expense | $1,012,000 | 3,054 |
| Net interest income | $3,694,000 | 3,919 |
| Provision for loan and lease losses | $618,000 | 2,008 |
| Total noninterest income | $458,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $271,000 | 3,826 |
| Total noninterest expense | $2,862,000 | 4,176 |
| Salaries and employee benefits | $1,603,000 | 3,975 |
| Premises and equipment expense | $249,000 | 4,805 |
| Additional noninterest expense | $1,010,000 | 4,080 |
| Pre-tax net operating income | $672,000 | 4,273 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $672,000 | 4,176 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $672,000 | 4,176 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $672,000 | 4,176 |
| Net charge-offs | $1,157,000 | 1,326 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $672,000 | 3,995 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 3,779 |
| Total interest expense | $698,000 | 3,057 |
| Net interest income | $2,484,000 | 3,907 |
| Provision for loan and lease losses | $518,000 | 1,768 |
| Total noninterest income | $368,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $125,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,385 |
| Total noninterest expense | $1,898,000 | 4,202 |
| Salaries and employee benefits | $1,071,000 | 4,000 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $663,000 | 4,142 |
| Pre-tax net operating income | $436,000 | 4,325 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $436,000 | 4,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 4,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $436,000 | 4,221 |
| Net charge-offs | $688,000 | 1,475 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $436,000 | 4,043 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 3,738 |
| Total interest expense | $365,000 | 3,051 |
| Net interest income | $1,283,000 | 3,842 |
| Provision for loan and lease losses | $171,000 | 2,178 |
| Total noninterest income | $192,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,275 |
| Total noninterest expense | $1,050,000 | 3,972 |
| Salaries and employee benefits | $543,000 | 3,994 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $426,000 | 3,493 |
| Pre-tax net operating income | $254,000 | 4,146 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $254,000 | 3,946 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 3,949 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $254,000 | 3,948 |
| Net charge-offs | $649,000 | 921 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $254,000 | 3,792 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 3,586 |
| Total interest expense | $2,076,000 | 2,697 |
| Net interest income | $5,179,000 | 3,815 |
| Provision for loan and lease losses | $835,000 | 2,678 |
| Total noninterest income | $-498,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $344,000 | 3,332 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-842,000 | 7,172 |
| Total noninterest expense | $4,667,000 | 3,712 |
| Salaries and employee benefits | $2,267,000 | 3,832 |
| Premises and equipment expense | $361,000 | 4,795 |
| Additional noninterest expense | $2,039,000 | 3,086 |
| Pre-tax net operating income | $-821,000 | 6,528 |
| Securities gains (losses) | $75,000 | 2,282 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-746,000 | 6,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-746,000 | 6,574 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-746,000 | 6,573 |
| Net charge-offs | $2,377,000 | 1,403 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $703,000 | 371 |
| Net operating income | $-821,000 | 6,565 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,597 |
| Total interest expense | $1,666,000 | 2,639 |
| Net interest income | $3,835,000 | 3,866 |
| Provision for loan and lease losses | $615,000 | 2,607 |
| Total noninterest income | $272,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $264,000 | 3,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $4,261,000 | 3,205 |
| Salaries and employee benefits | $1,690,000 | 3,859 |
| Premises and equipment expense | $277,000 | 4,806 |
| Additional noninterest expense | $2,294,000 | 2,180 |
| Pre-tax net operating income | $-769,000 | 6,719 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-769,000 | 6,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-769,000 | 6,790 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-769,000 | 6,789 |
| Net charge-offs | $2,000,000 | 1,222 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $703,000 | 311 |
| Net operating income | $-769,000 | 6,754 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 3,588 |
| Total interest expense | $1,163,000 | 2,626 |
| Net interest income | $2,569,000 | 3,872 |
| Provision for loan and lease losses | $347,000 | 2,793 |
| Total noninterest income | $159,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-10,000 | 7,022 |
| Total noninterest expense | $3,096,000 | 3,014 |
| Salaries and employee benefits | $1,146,000 | 3,844 |
| Premises and equipment expense | $184,000 | 4,849 |
| Additional noninterest expense | $1,766,000 | 1,934 |
| Pre-tax net operating income | $-715,000 | 6,886 |
| Securities gains (losses) | $75,000 | 1,328 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-640,000 | 6,898 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-640,000 | 6,897 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-640,000 | 6,898 |
| Net charge-offs | $924,000 | 1,541 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $703,000 | 189 |
| Net operating income | $-715,000 | 6,920 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,530 |
| Total interest expense | $608,000 | 2,612 |
| Net interest income | $1,307,000 | 3,831 |
| Provision for loan and lease losses | $147,000 | 2,927 |
| Total noninterest income | $128,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,738,000 | 2,724 |
| Salaries and employee benefits | $582,000 | 3,814 |
| Premises and equipment expense | $92,000 | 4,915 |
| Additional noninterest expense | $1,064,000 | 1,629 |
| Pre-tax net operating income | $-450,000 | 7,057 |
| Securities gains (losses) | $50,000 | 760 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-400,000 | 7,074 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-400,000 | 7,075 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-400,000 | 7,075 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $626,000 | 122 |
| Net operating income | $-450,000 | 7,093 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 3,439 |
| Total interest expense | $3,077,000 | 2,552 |
| Net interest income | $5,262,000 | 3,822 |
| Provision for loan and lease losses | $7,361,000 | 845 |
| Total noninterest income | $555,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $354,000 | 3,316 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 4,588 |
| Total noninterest expense | $4,082,000 | 4,153 |
| Salaries and employee benefits | $2,270,000 | 3,867 |
| Premises and equipment expense | $375,000 | 4,900 |
| Additional noninterest expense | $1,437,000 | 4,120 |
| Pre-tax net operating income | $-5,626,000 | 7,155 |
| Securities gains (losses) | $156,000 | 1,799 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,470,000 | 7,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,470,000 | 7,199 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,470,000 | 7,199 |
| Net charge-offs | $4,841,000 | 1,052 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 237 |
| Net operating income | $-5,626,000 | 7,192 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,373,000 | 3,460 |
| Total interest expense | $2,417,000 | 2,541 |
| Net interest income | $3,956,000 | 3,867 |
| Provision for loan and lease losses | $6,405,000 | 717 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $264,000 | 3,400 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $163,000 | 4,529 |
| Total noninterest expense | $3,076,000 | 4,152 |
| Salaries and employee benefits | $1,708,000 | 3,895 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $1,082,000 | 4,085 |
| Pre-tax net operating income | $-5,098,000 | 7,368 |
| Securities gains (losses) | $156,000 | 1,571 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,942,000 | 7,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,942,000 | 7,417 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,942,000 | 7,417 |
| Net charge-offs | $4,082,000 | 905 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,400,000 | 184 |
| Net operating income | $-5,098,000 | 7,408 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 3,420 |
| Total interest expense | $1,693,000 | 2,525 |
| Net interest income | $2,663,000 | 3,850 |
| Provision for loan and lease losses | $2,510,000 | 1,077 |
| Total noninterest income | $328,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $185,000 | 3,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 4,047 |
| Total noninterest expense | $2,119,000 | 4,075 |
| Salaries and employee benefits | $1,125,000 | 3,947 |
| Premises and equipment expense | $183,000 | 5,069 |
| Additional noninterest expense | $811,000 | 3,763 |
| Pre-tax net operating income | $-1,638,000 | 7,203 |
| Securities gains (losses) | $156,000 | 1,108 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,482,000 | 7,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,482,000 | 7,236 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,482,000 | 7,237 |
| Net charge-offs | $1,917,000 | 1,160 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 143 |
| Net operating income | $-1,638,000 | 7,268 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 3,384 |
| Total interest expense | $877,000 | 2,558 |
| Net interest income | $1,369,000 | 3,792 |
| Provision for loan and lease losses | $858,000 | 1,303 |
| Total noninterest income | $160,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $1,074,000 | 4,074 |
| Salaries and employee benefits | $562,000 | 4,007 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $422,000 | 3,678 |
| Pre-tax net operating income | $-403,000 | 7,097 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-403,000 | 7,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-403,000 | 7,183 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-403,000 | 7,182 |
| Net charge-offs | $788,000 | 1,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-403,000 | 7,159 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 3,368 |
| Total interest expense | $3,611,000 | 2,974 |
| Net interest income | $5,840,000 | 3,547 |
| Provision for loan and lease losses | $1,972,000 | 2,496 |
| Total noninterest income | $707,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $437,000 | 3,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $270,000 | 4,151 |
| Total noninterest expense | $4,084,000 | 4,278 |
| Salaries and employee benefits | $2,387,000 | 3,827 |
| Premises and equipment expense | $370,000 | 5,183 |
| Additional noninterest expense | $1,327,000 | 4,446 |
| Pre-tax net operating income | $491,000 | 4,017 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $512,000 | 3,835 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $512,000 | 3,834 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $512,000 | 3,835 |
| Net charge-offs | $1,292,000 | 2,552 |
| Cash dividends | $1,035,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $491,000 | 3,831 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,400 |
| Total interest expense | $2,687,000 | 3,115 |
| Net interest income | $4,451,000 | 3,498 |
| Provision for loan and lease losses | $978,000 | 2,815 |
| Total noninterest income | $546,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $351,000 | 3,043 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $195,000 | 4,325 |
| Total noninterest expense | $3,092,000 | 4,275 |
| Salaries and employee benefits | $1,832,000 | 3,788 |
| Premises and equipment expense | $275,000 | 5,244 |
| Additional noninterest expense | $985,000 | 4,439 |
| Pre-tax net operating income | $927,000 | 2,873 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $948,000 | 2,564 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $948,000 | 2,562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $948,000 | 2,565 |
| Net charge-offs | $507,000 | 3,031 |
| Cash dividends | $930,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $927,000 | 2,554 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 3,439 |
| Total interest expense | $1,757,000 | 3,293 |
| Net interest income | $2,977,000 | 3,478 |
| Provision for loan and lease losses | $404,000 | 3,250 |
| Total noninterest income | $362,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $238,000 | 2,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $124,000 | 4,433 |
| Total noninterest expense | $2,068,000 | 4,301 |
| Salaries and employee benefits | $1,238,000 | 3,799 |
| Premises and equipment expense | $182,000 | 5,312 |
| Additional noninterest expense | $648,000 | 4,503 |
| Pre-tax net operating income | $867,000 | 2,365 |
| Securities gains (losses) | $21,000 | 2,305 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $888,000 | 2,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $888,000 | 2,048 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $888,000 | 2,050 |
| Net charge-offs | $151,000 | 3,769 |
| Cash dividends | $709,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $867,000 | 2,035 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 3,528 |
| Total interest expense | $851,000 | 3,456 |
| Net interest income | $1,485,000 | 3,474 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $170,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $962,000 | 4,426 |
| Salaries and employee benefits | $621,000 | 3,822 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $250,000 | 4,956 |
| Pre-tax net operating income | $588,000 | 2,078 |
| Securities gains (losses) | $19,000 | 1,701 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $607,000 | 1,772 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $607,000 | 1,773 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $607,000 | 1,774 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $489,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $588,000 | 1,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 3,500 |
| Total interest expense | $4,409,000 | 3,268 |
| Net interest income | $5,676,000 | 3,619 |
| Provision for loan and lease losses | $862,000 | 2,932 |
| Total noninterest income | $720,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $477,000 | 3,107 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $4,013,000 | 4,229 |
| Salaries and employee benefits | $2,521,000 | 3,756 |
| Premises and equipment expense | $408,000 | 5,030 |
| Additional noninterest expense | $1,084,000 | 4,583 |
| Pre-tax net operating income | $1,521,000 | 3,003 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,521,000 | 2,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,521,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,119 |
| Cash dividends | $1,278,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,521,000 | 2,632 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,628,000 | 3,543 |
| Total interest expense | $3,372,000 | 3,321 |
| Net interest income | $4,256,000 | 3,647 |
| Provision for loan and lease losses | $402,000 | 3,063 |
| Total noninterest income | $521,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $333,000 | 3,292 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $2,997,000 | 4,226 |
| Salaries and employee benefits | $1,916,000 | 3,736 |
| Premises and equipment expense | $308,000 | 5,029 |
| Additional noninterest expense | $773,000 | 4,646 |
| Pre-tax net operating income | $1,378,000 | 3,021 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,378,000 | 2,494 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,378,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $1,058,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,378,000 | 2,608 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 3,585 |
| Total interest expense | $2,258,000 | 3,439 |
| Net interest income | $2,862,000 | 3,620 |
| Provision for loan and lease losses | $223,000 | 2,985 |
| Total noninterest income | $348,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $215,000 | 3,340 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $133,000 | 4,505 |
| Total noninterest expense | $1,998,000 | 4,233 |
| Salaries and employee benefits | $1,281,000 | 3,775 |
| Premises and equipment expense | $206,000 | 5,061 |
| Additional noninterest expense | $511,000 | 4,675 |
| Pre-tax net operating income | $989,000 | 2,979 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $989,000 | 2,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $838,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $989,000 | 2,547 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 3,556 |
| Total interest expense | $1,233,000 | 3,389 |
| Net interest income | $1,436,000 | 3,598 |
| Provision for loan and lease losses | $185,000 | 1,906 |
| Total noninterest income | $168,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $975,000 | 4,310 |
| Salaries and employee benefits | $628,000 | 3,837 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $245,000 | 4,756 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $444,000 | 2,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $444,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $618,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $444,000 | 2,872 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 3,303 |
| Total interest expense | $6,292,000 | 2,888 |
| Net interest income | $5,621,000 | 3,682 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $674,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $342,000 | 3,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $332,000 | 4,067 |
| Total noninterest expense | $3,676,000 | 4,371 |
| Salaries and employee benefits | $2,365,000 | 3,885 |
| Premises and equipment expense | $410,000 | 4,952 |
| Additional noninterest expense | $901,000 | 4,959 |
| Pre-tax net operating income | $2,409,000 | 2,913 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,409,000 | 2,457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,409,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,656 |
| Cash dividends | $1,389,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,409,000 | 2,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 3,294 |
| Total interest expense | $4,769,000 | 2,856 |
| Net interest income | $4,213,000 | 3,683 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $511,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $266,000 | 3,975 |
| Total noninterest expense | $2,728,000 | 4,397 |
| Salaries and employee benefits | $1,755,000 | 3,895 |
| Premises and equipment expense | $309,000 | 4,926 |
| Additional noninterest expense | $664,000 | 4,951 |
| Pre-tax net operating income | $1,956,000 | 2,889 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,956,000 | 2,419 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,956,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $1,181,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,956,000 | 2,395 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 3,323 |
| Total interest expense | $3,127,000 | 2,899 |
| Net interest income | $2,813,000 | 3,710 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $358,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $197,000 | 3,806 |
| Total noninterest expense | $1,801,000 | 4,444 |
| Salaries and employee benefits | $1,174,000 | 3,916 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $425,000 | 5,085 |
| Pre-tax net operating income | $1,345,000 | 2,882 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,345,000 | 2,407 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,345,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $973,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,345,000 | 2,391 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,330 |
| Total interest expense | $1,552,000 | 2,898 |
| Net interest income | $1,397,000 | 3,730 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $902,000 | 4,432 |
| Salaries and employee benefits | $579,000 | 3,984 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $223,000 | 4,889 |
| Pre-tax net operating income | $641,000 | 2,972 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $641,000 | 2,502 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $641,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $765,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $641,000 | 2,475 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 3,393 |
| Total interest expense | $5,248,000 | 2,910 |
| Net interest income | $5,479,000 | 3,761 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $708,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $649,000 | 2,874 |
| Total noninterest expense | $3,426,000 | 4,465 |
| Salaries and employee benefits | $2,290,000 | 3,864 |
| Premises and equipment expense | $419,000 | 4,775 |
| Additional noninterest expense | $717,000 | 5,566 |
| Pre-tax net operating income | $2,701,000 | 2,974 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,701,000 | 2,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,701,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $1,858,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,701,000 | 2,443 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,436 |
| Total interest expense | $3,733,000 | 2,957 |
| Net interest income | $4,101,000 | 3,787 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $44,000 | 6,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $450,000 | 3,022 |
| Total noninterest expense | $2,492,000 | 4,552 |
| Salaries and employee benefits | $1,669,000 | 3,935 |
| Premises and equipment expense | $313,000 | 4,791 |
| Additional noninterest expense | $510,000 | 5,709 |
| Pre-tax net operating income | $2,058,000 | 3,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,058,000 | 2,503 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,058,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $1,672,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,058,000 | 2,490 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 3,523 |
| Total interest expense | $2,360,000 | 2,965 |
| Net interest income | $2,575,000 | 3,959 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $342,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 2,941 |
| Total noninterest expense | $1,614,000 | 4,647 |
| Salaries and employee benefits | $1,072,000 | 4,057 |
| Premises and equipment expense | $208,000 | 4,812 |
| Additional noninterest expense | $334,000 | 5,751 |
| Pre-tax net operating income | $1,273,000 | 3,225 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,273,000 | 2,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,273,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $1,486,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,273,000 | 2,645 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 3,592 |
| Total interest expense | $1,130,000 | 2,949 |
| Net interest income | $1,230,000 | 4,095 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $202,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,601 |
| Total noninterest expense | $800,000 | 4,693 |
| Salaries and employee benefits | $537,000 | 4,074 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $158,000 | 5,910 |
| Pre-tax net operating income | $617,000 | 3,243 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $617,000 | 2,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $617,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $1,300,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $617,000 | 2,672 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 3,880 |
| Total interest expense | $2,944,000 | 3,382 |
| Net interest income | $4,695,000 | 4,139 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $749,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $682,000 | 2,823 |
| Total noninterest expense | $3,079,000 | 4,684 |
| Salaries and employee benefits | $2,064,000 | 4,035 |
| Premises and equipment expense | $407,000 | 4,796 |
| Additional noninterest expense | $608,000 | 6,013 |
| Pre-tax net operating income | $2,209,000 | 3,450 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,209,000 | 2,838 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,209,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $550,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,209,000 | 2,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 3,952 |
| Total interest expense | $2,010,000 | 3,499 |
| Net interest income | $3,500,000 | 4,154 |
| Provision for loan and lease losses | $91,000 | 4,295 |
| Total noninterest income | $558,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $505,000 | 2,866 |
| Total noninterest expense | $2,289,000 | 4,691 |
| Salaries and employee benefits | $1,540,000 | 4,011 |
| Premises and equipment expense | $305,000 | 4,790 |
| Additional noninterest expense | $444,000 | 6,065 |
| Pre-tax net operating income | $1,678,000 | 3,474 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,678,000 | 2,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,678,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,678,000 | 2,824 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 3,985 |
| Total interest expense | $1,265,000 | 3,497 |
| Net interest income | $2,305,000 | 4,177 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $368,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $331,000 | 2,888 |
| Total noninterest expense | $1,520,000 | 4,688 |
| Salaries and employee benefits | $1,019,000 | 4,016 |
| Premises and equipment expense | $204,000 | 4,762 |
| Additional noninterest expense | $297,000 | 6,030 |
| Pre-tax net operating income | $1,099,000 | 3,468 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,099,000 | 2,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,099,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $550,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,099,000 | 2,835 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 4,076 |
| Total interest expense | $596,000 | 3,518 |
| Net interest income | $1,115,000 | 4,283 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $203,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $183,000 | 2,627 |
| Total noninterest expense | $777,000 | 4,645 |
| Salaries and employee benefits | $524,000 | 3,951 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $504,000 | 3,656 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $504,000 | 3,029 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $504,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $504,000 | 2,988 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,444 |
| Total interest expense | $2,259,000 | 3,298 |
| Net interest income | $3,402,000 | 4,996 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $659,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $79,000 | 6,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $580,000 | 3,044 |
| Total noninterest expense | $2,829,000 | 4,873 |
| Salaries and employee benefits | $1,816,000 | 4,307 |
| Premises and equipment expense | $393,000 | 4,820 |
| Additional noninterest expense | $620,000 | 5,878 |
| Pre-tax net operating income | $1,072,000 | 5,060 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,072,000 | 4,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,072,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $455,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,072,000 | 4,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 4,574 |
| Total interest expense | $1,658,000 | 3,312 |
| Net interest income | $2,399,000 | 5,200 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $516,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $456,000 | 2,963 |
| Total noninterest expense | $2,105,000 | 4,834 |
| Salaries and employee benefits | $1,362,000 | 4,286 |
| Premises and equipment expense | $289,000 | 4,880 |
| Additional noninterest expense | $454,000 | 5,915 |
| Pre-tax net operating income | $710,000 | 5,487 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $710,000 | 4,921 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $710,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $455,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $710,000 | 4,835 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 4,694 |
| Total interest expense | $1,093,000 | 3,326 |
| Net interest income | $1,514,000 | 5,369 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $354,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 2,920 |
| Total noninterest expense | $1,386,000 | 4,920 |
| Salaries and employee benefits | $884,000 | 4,391 |
| Premises and equipment expense | $193,000 | 4,879 |
| Additional noninterest expense | $309,000 | 5,886 |
| Pre-tax net operating income | $402,000 | 5,843 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $402,000 | 5,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $456,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $402,000 | 5,222 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,811 |
| Total interest expense | $548,000 | 3,362 |
| Net interest income | $721,000 | 5,518 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $168,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $147,000 | 2,983 |
| Total noninterest expense | $691,000 | 4,967 |
| Salaries and employee benefits | $431,000 | 4,468 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $183,000 | 6,018 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $456,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 4,773 |
| Total interest expense | $2,292,000 | 3,584 |
| Net interest income | $2,882,000 | 5,433 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $786,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $710,000 | 2,945 |
| Total noninterest expense | $2,606,000 | 5,071 |
| Salaries and employee benefits | $1,841,000 | 4,191 |
| Premises and equipment expense | $367,000 | 5,025 |
| Additional noninterest expense | $398,000 | 7,173 |
| Pre-tax net operating income | $1,002,000 | 5,173 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,002,000 | 4,647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,002,000 | 4,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $546,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,002,000 | 4,476 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 4,818 |
| Total interest expense | $1,737,000 | 3,663 |
| Net interest income | $2,158,000 | 5,468 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $631,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $55,000 | 7,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $576,000 | 2,891 |
| Total noninterest expense | $1,957,000 | 5,052 |
| Salaries and employee benefits | $1,407,000 | 4,139 |
| Premises and equipment expense | $273,000 | 5,037 |
| Additional noninterest expense | $277,000 | 7,341 |
| Pre-tax net operating income | $787,000 | 5,184 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $787,000 | 4,643 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $787,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $546,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $787,000 | 4,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 4,870 |
| Total interest expense | $1,171,000 | 3,737 |
| Net interest income | $1,419,000 | 5,506 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $378,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $343,000 | 3,050 |
| Total noninterest expense | $1,289,000 | 5,092 |
| Salaries and employee benefits | $920,000 | 4,182 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $188,000 | 7,300 |
| Pre-tax net operating income | $478,000 | 5,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $478,000 | 4,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $478,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $546,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $478,000 | 4,701 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,921 |
| Total interest expense | $584,000 | 3,837 |
| Net interest income | $699,000 | 5,553 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $159,000 | 3,109 |
| Total noninterest expense | $640,000 | 5,121 |
| Salaries and employee benefits | $443,000 | 4,291 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $220,000 | 5,612 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $220,000 | 5,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $546,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,000 | 4,862 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 4,691 |
| Total interest expense | $2,450,000 | 4,160 |
| Net interest income | $3,299,000 | 4,961 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $594,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $63,000 | 7,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 3,178 |
| Total noninterest expense | $2,513,000 | 5,077 |
| Salaries and employee benefits | $1,579,000 | 4,491 |
| Premises and equipment expense | $366,000 | 4,955 |
| Additional noninterest expense | $568,000 | 6,111 |
| Pre-tax net operating income | $1,310,000 | 4,468 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,310,000 | 3,869 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,310,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,337 |
| Cash dividends | $437,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,310,000 | 3,760 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 4,380 |
| Total interest expense | $4,236,000 | 3,628 |
| Net interest income | $2,872,000 | 5,240 |
| Provision for loan and lease losses | $86,000 | 5,884 |
| Total noninterest income | $398,000 | 5,692 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $2,122,000 | 5,519 |
| Salaries and employee benefits | $1,216,000 | 5,262 |
| Premises and equipment expense | $286,000 | 5,678 |
| Additional noninterest expense | $620,000 | 5,720 |
| Pre-tax net operating income | $1,062,000 | 4,750 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,064,000 | 4,109 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,064,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,062,000 | 3,999 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 4,855 |
| Total interest expense | $3,959,000 | 4,014 |
| Net interest income | $2,484,000 | 5,830 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $181,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $1,749,000 | 6,156 |
| Salaries and employee benefits | $964,000 | 6,067 |
| Premises and equipment expense | $273,000 | 5,744 |
| Additional noninterest expense | $512,000 | 6,336 |
| Pre-tax net operating income | $880,000 | 5,616 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $880,000 | 4,747 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $880,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 623 |
| Net operating income | $880,000 | 4,753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 6,091 |
| Total interest expense | $3,156,000 | 4,412 |
| Net interest income | $1,156,000 | 8,287 |
| Provision for loan and lease losses | $604,000 | 1,493 |
| Total noninterest income | $140,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,433,000 | 6,949 |
| Salaries and employee benefits | $840,000 | 6,574 |
| Premises and equipment expense | $227,000 | 6,401 |
| Additional noninterest expense | $366,000 | 7,570 |
| Pre-tax net operating income | $-741,000 | 9,983 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-741,000 | 10,012 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-741,000 | 10,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-741,000 | 10,000 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 10,254 |
| Total interest expense | $290,000 | 10,076 |
| Net interest income | $150,000 | 10,341 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $16,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $703,000 | 9,094 |
| Salaries and employee benefits | $218,000 | 10,026 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $427,000 | 7,007 |
| Pre-tax net operating income | $-625,000 | 10,241 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-625,000 | 10,283 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-625,000 | 10,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,100,000 | 130 |
| Net operating income | $-625,000 | 10,256 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.