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Atlantic Coast Bank, Assets and Liabilities

2018-03-31		Rank
# of Employees:	163	886
Assets and Liabilities
Total Assets:	$929,742,000	829
Cash and due from depository institutions	$50,193,000	886
Interest-bearing balances	$44,082,000	808
Securities	$36,182,000	2,779
Federal funds sold & reverse repurchase agreements	$0	2,470
Net loans & leases	$792,493,000	696
Loan loss allowance	$8,600,000	729
Trading account assets	$0	223
Bank premises and fixed assets	$13,948,000	883
Other real estate owned	$1,700,000	886
Goodwill and other intangibles	$931,000	1,580
All other assets	$34,295,000	655
Life insurance assets	$18,120,000	562
Total liabilities and capital	$929,742,000	829
Total liabilities	$838,339,000	818
Total deposits	$643,001,000	976
Interest-bearing deposits	$570,657,000	857
Deposits held in domestic offices	$643,001,000	975
% insured	84.39%	2,303
Federal funds purchased & repurchase agreements	$0	1,501
Trading liabilities	$0	168
Other borrowed funds	$192,375,000	269
Subordinated debt	$0	102
All other liabilities	$2,963,000	1,468
Total equity capital	$91,403,000	925
Total bank equity capital	$91,403,000	925
Perpetual preferred stock	$0	94
Common stock	$47,332,000	93
Surplus	$47,332,000	732
Undivided profits	$-3,261,000	5,379
Noncontrolling interests in consolidated subsidiaries	$0	119
Memoranda
Noncurrent loans and leases	$8,193,000	558
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	785
Income earned, not collected on loans	$2,131,000	1,288
Earning assets	$872,757,000	819
Long-term assets (5+ years)	$430,843,000	604
Average Assets, year-to-date	$957,073,000	804
Average Assets, quarterly	$957,073,000	804
Volatile liabilities	$228,279,000	345
Insider loans	$1,753,000	2,369
FHLB advances	$192,375,000	245
Loans and leases held for sale	$6,062,000	354
Unused loan commitments	$154,575,000	739
Tier 1 (core) risk-based capital	$91,420,000	895
Tier 2 risk-based capital	$8,600,000	695
Total risk weighted assets	$738,502,000	784
Total unused commitments	$154,575,000	739
Derivatives	$0	1,367
2017-12-31		Rank
# of Employees:	184	780
Assets and Liabilities
Total Assets:	$984,404,000	775
Cash and due from depository institutions	$51,536,000	780
Interest-bearing balances	$46,977,000	717
Securities	$37,683,000	2,741
Federal funds sold & reverse repurchase agreements	$0	2,327
Net loans & leases	$842,816,000	644
Loan loss allowance	$8,600,000	720
Trading account assets	$0	231
Bank premises and fixed assets	$14,172,000	872
Other real estate owned	$1,740,000	780
Goodwill and other intangibles	$983,000	1,571
All other assets	$35,474,000	641
Life insurance assets	$18,005,000	568
Total liabilities and capital	$984,404,000	775
Total liabilities	$894,316,000	755
Total deposits	$677,884,000	928
Interest-bearing deposits	$611,951,000	802
Deposits held in domestic offices	$677,884,000	927
% insured	82.28%	2,759
Federal funds purchased & repurchase agreements	$0	1,709
Trading liabilities	$0	168
Other borrowed funds	$213,525,000	261
Subordinated debt	$0	103
All other liabilities	$2,907,000	1,519
Total equity capital	$90,088,000	943
Total bank equity capital	$90,088,000	943
Perpetual preferred stock	$0	95
Common stock	$47,332,000	94
Surplus	$47,332,000	731
Undivided profits	$-4,576,000	5,461
Noncontrolling interests in consolidated subsidiaries	$0	122
Memoranda
Noncurrent loans and leases	$7,787,000	565
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	790
Income earned, not collected on loans	$2,267,000	1,306
Earning assets	$927,476,000	755
Long-term assets (5+ years)	$446,047,000	583
Average Assets, year-to-date	$930,667,800	799
Average Assets, quarterly	$953,619,000	803
Volatile liabilities	$199,563,000	397
Insider loans	$1,764,000	2,385
FHLB advances	$213,525,000	238
Loans and leases held for sale	$3,624,000	518
Unused loan commitments	$136,993,000	817
Tier 1 (core) risk-based capital	$89,746,000	899
Tier 2 risk-based capital	$8,600,000	691
Total risk weighted assets	$785,096,000	727
Total unused commitments	$136,993,000	817
Derivatives	$0	1,375
2017-09-30		Rank
# of Employees:	184	783
Assets and Liabilities
Total Assets:	$922,834,000	832
Cash and due from depository institutions	$43,212,000	783
Interest-bearing balances	$38,143,000	885
Securities	$39,112,000	2,707
Federal funds sold & reverse repurchase agreements	$0	2,374
Net loans & leases	$790,547,000	677
Loan loss allowance	$8,405,000	751
Trading account assets	$0	232
Bank premises and fixed assets	$14,360,000	852
Other real estate owned	$189,000	783
Goodwill and other intangibles	$1,038,000	1,550
All other assets	$34,376,000	661
Life insurance assets	$17,887,000	569
Total liabilities and capital	$922,834,000	832
Total liabilities	$832,576,000	820
Total deposits	$678,897,000	928
Interest-bearing deposits	$606,388,000	804
Deposits held in domestic offices	$678,897,000	927
% insured	83.45%	2,626
Federal funds purchased & repurchase agreements	$0	1,740
Trading liabilities	$0	166
Other borrowed funds	$150,842,000	307
Subordinated debt	$0	100
All other liabilities	$2,837,000	1,607
Total equity capital	$90,258,000	935
Total bank equity capital	$90,258,000	935
Perpetual preferred stock	$0	98
Common stock	$47,332,000	92
Surplus	$47,332,000	733
Undivided profits	$-4,406,000	5,526
Noncontrolling interests in consolidated subsidiaries	$0	123
Memoranda
Noncurrent loans and leases	$9,533,000	503
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	823
Income earned, not collected on loans	$2,034,000	1,474
Earning assets	$867,802,000	811
Long-term assets (5+ years)	$450,990,000	583
Average Assets, year-to-date	$917,233,750	813
Average Assets, quarterly	$918,126,000	828
Volatile liabilities	$96,158,000	658
Insider loans	$1,777,000	2,404
FHLB advances	$150,842,000	277
Loans and leases held for sale	$5,025,000	469
Unused loan commitments	$160,734,000	696
Tier 1 (core) risk-based capital	$89,003,000	907
Tier 2 risk-based capital	$8,405,000	710
Total risk weighted assets	$750,037,000	755
Total unused commitments	$160,734,000	696
Derivatives	$0	1,401
2017-06-30		Rank
# of Employees:	183	793
Assets and Liabilities
Total Assets:	$913,418,000	840
Cash and due from depository institutions	$35,135,000	793
Interest-bearing balances	$28,579,000	1,120
Securities	$40,632,000	2,697
Federal funds sold & reverse repurchase agreements	$0	2,423
Net loans & leases	$788,246,000	676
Loan loss allowance	$8,220,000	777
Trading account assets	$0	233
Bank premises and fixed assets	$14,583,000	839
Other real estate owned	$242,000	793
Goodwill and other intangibles	$1,081,000	1,527
All other assets	$33,499,000	671
Life insurance assets	$17,770,000	569
Total liabilities and capital	$913,418,000	840
Total liabilities	$824,199,000	827
Total deposits	$690,119,000	914
Interest-bearing deposits	$617,126,000	799
Deposits held in domestic offices	$690,119,000	914
% insured	80.48%	3,358
Federal funds purchased & repurchase agreements	$0	1,742
Trading liabilities	$0	167
Other borrowed funds	$132,425,000	339
Subordinated debt	$0	99
All other liabilities	$1,655,000	2,231
Total equity capital	$89,219,000	941
Total bank equity capital	$89,219,000	941
Perpetual preferred stock	$0	102
Common stock	$47,332,000	94
Surplus	$47,332,000	736
Undivided profits	$-5,445,000	5,592
Noncontrolling interests in consolidated subsidiaries	$0	127
Memoranda
Noncurrent loans and leases	$9,830,000	486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	844
Income earned, not collected on loans	$1,921,000	1,397
Earning assets	$857,457,000	819
Long-term assets (5+ years)	$426,155,000	613
Average Assets, year-to-date	$915,367,000	821
Average Assets, quarterly	$919,050,500	824
Volatile liabilities	$78,273,000	766
Insider loans	$1,791,000	2,401
FHLB advances	$132,425,000	308
Loans and leases held for sale	$6,528,000	427
Unused loan commitments	$155,458,000	712
Tier 1 (core) risk-based capital	$87,844,000	915
Tier 2 risk-based capital	$8,220,000	731
Total risk weighted assets	$742,495,000	761
Total unused commitments	$155,458,000	712
Derivatives	$0	1,429
2017-03-31		Rank
# of Employees:	183	789
Assets and Liabilities
Total Assets:	$924,683,000	820
Cash and due from depository institutions	$29,076,000	789
Interest-bearing balances	$23,713,000	1,484
Securities	$101,069,000	1,377
Federal funds sold & reverse repurchase agreements	$0	2,558
Net loans & leases	$741,820,000	710
Loan loss allowance	$8,272,000	776
Trading account assets	$0	232
Bank premises and fixed assets	$14,734,000	827
Other real estate owned	$2,807,000	789
Goodwill and other intangibles	$1,100,000	1,525
All other assets	$34,077,000	664
Life insurance assets	$17,652,000	569
Total liabilities and capital	$924,683,000	820
Total liabilities	$836,938,000	808
Total deposits	$688,494,000	918
Interest-bearing deposits	$617,912,000	804
Deposits held in domestic offices	$688,494,000	917
% insured	82.27%	3,025
Federal funds purchased & repurchase agreements	$0	1,613
Trading liabilities	$0	164
Other borrowed funds	$144,092,000	303
Subordinated debt	$0	105
All other liabilities	$4,352,000	1,124
Total equity capital	$87,745,000	935
Total bank equity capital	$87,745,000	935
Perpetual preferred stock	$0	106
Common stock	$47,332,000	91
Surplus	$47,332,000	726
Undivided profits	$-6,919,000	5,674
Noncontrolling interests in consolidated subsidiaries	$0	125
Memoranda
Noncurrent loans and leases	$9,770,000	498
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	823
Income earned, not collected on loans	$1,741,000	1,486
Earning assets	$866,602,000	810
Long-term assets (5+ years)	$432,789,000	602
Average Assets, year-to-date	$916,341,500	823
Average Assets, quarterly	$916,341,500	823
Volatile liabilities	$110,846,000	550
Insider loans	$1,802,000	2,400
FHLB advances	$144,092,000	272
Loans and leases held for sale	$2,126,000	645
Unused loan commitments	$113,341,000	924
Tier 1 (core) risk-based capital	$86,446,000	919
Tier 2 risk-based capital	$8,272,000	722
Total risk weighted assets	$688,436,000	806
Total unused commitments	$113,341,000	924
Derivatives	$0	1,425
2016-12-31		Rank
# of Employees:	181	795
Assets and Liabilities
Total Assets:	$908,000,000	828
Cash and due from depository institutions	$60,910,000	795
Interest-bearing balances	$56,149,000	592
Securities	$65,293,000	1,956
Federal funds sold & reverse repurchase agreements	$0	2,478
Net loans & leases	$726,969,000	712
Loan loss allowance	$8,162,000	782
Trading account assets	$0	239
Bank premises and fixed assets	$14,945,000	809
Other real estate owned	$2,886,000	795
Goodwill and other intangibles	$789,000	1,688
All other assets	$36,208,000	641
Life insurance assets	$17,535,000	567
Total liabilities and capital	$908,000,000	828
Total liabilities	$822,158,000	815
Total deposits	$630,496,000	976
Interest-bearing deposits	$568,717,000	857
Deposits held in domestic offices	$630,496,000	975
% insured	82.54%	2,998
Federal funds purchased & repurchase agreements	$0	1,797
Trading liabilities	$0	164
Other borrowed funds	$188,758,000	262
Subordinated debt	$0	112
All other liabilities	$2,904,000	1,543
Total equity capital	$85,842,000	947
Total bank equity capital	$85,842,000	946
Perpetual preferred stock	$0	108
Common stock	$0	5,369
Surplus	$94,664,000	433
Undivided profits	$-8,822,000	5,743
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$10,154,000	487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	831
Income earned, not collected on loans	$1,979,000	1,401
Earning assets	$848,411,000	813
Long-term assets (5+ years)	$419,703,000	610
Average Assets, year-to-date	$902,308,400	800
Average Assets, quarterly	$922,133,500	806
Volatile liabilities	$153,993,000	436
Insider loans	$1,813,000	2,428
FHLB advances	$188,758,000	237
Loans and leases held for sale	$7,146,000	414
Unused loan commitments	$85,996,000	1,096
Tier 1 (core) risk-based capital	$84,984,000	927
Tier 2 risk-based capital	$7,838,000	760
Total risk weighted assets	$625,799,000	879
Total unused commitments	$85,996,000	1,096
Derivatives	$0	1,433
2016-09-30		Rank
# of Employees:	186	775
Assets and Liabilities
Total Assets:	$936,267,000	791
Cash and due from depository institutions	$51,470,000	775
Interest-bearing balances	$46,215,000	761
Securities	$49,003,000	2,404
Federal funds sold & reverse repurchase agreements	$0	2,556
Net loans & leases	$774,314,000	664
Loan loss allowance	$8,150,000	783
Trading account assets	$0	238
Bank premises and fixed assets	$15,018,000	803
Other real estate owned	$2,785,000	775
Goodwill and other intangibles	$675,000	1,767
All other assets	$43,002,000	541
Life insurance assets	$17,418,000	563
Total liabilities and capital	$936,267,000	791
Total liabilities	$853,430,000	772
Total deposits	$620,311,000	981
Interest-bearing deposits	$560,889,000	857
Deposits held in domestic offices	$620,311,000	981
% insured	83.62%	2,883
Federal funds purchased & repurchase agreements	$0	1,774
Trading liabilities	$0	165
Other borrowed funds	$229,925,000	221
Subordinated debt	$0	113
All other liabilities	$3,194,000	1,509
Total equity capital	$82,837,000	992
Total bank equity capital	$82,837,000	991
Perpetual preferred stock	$0	115
Common stock	$0	5,430
Surplus	$94,664,000	431
Undivided profits	$-11,827,000	5,850
Noncontrolling interests in consolidated subsidiaries	$0	128
Memoranda
Noncurrent loans and leases	$10,879,000	485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	849
Income earned, not collected on loans	$1,938,000	1,421
Earning assets	$869,532,000	780
Long-term assets (5+ years)	$424,469,000	600
Average Assets, year-to-date	$900,885,500	799
Average Assets, quarterly	$927,771,000	787
Volatile liabilities	$135,748,000	460
Insider loans	$1,823,000	2,459
FHLB advances	$229,925,000	202
Loans and leases held for sale	$8,057,000	447
Unused loan commitments	$97,374,000	1,002
Tier 1 (core) risk-based capital	$82,305,000	945
Tier 2 risk-based capital	$8,150,000	720
Total risk weighted assets	$673,839,000	802
Total unused commitments	$97,374,000	1,002
Derivatives	$0	1,446
2016-06-30		Rank
# of Employees:	190	766
Assets and Liabilities
Total Assets:	$919,275,000	798
Cash and due from depository institutions	$25,125,000	766
Interest-bearing balances	$20,001,000	1,606
Securities	$78,677,000	1,697
Federal funds sold & reverse repurchase agreements	$0	2,524
Net loans & leases	$758,619,000	670
Loan loss allowance	$8,030,000	794
Trading account assets	$0	244
Bank premises and fixed assets	$15,068,000	792
Other real estate owned	$2,721,000	766
Goodwill and other intangibles	$733,000	1,723
All other assets	$38,332,000	604
Life insurance assets	$17,302,000	564
Total liabilities and capital	$919,275,000	798
Total liabilities	$838,156,000	779
Total deposits	$573,308,000	1,029
Interest-bearing deposits	$515,826,000	915
Deposits held in domestic offices	$573,308,000	1,029
% insured	85.41%	2,539
Federal funds purchased & repurchase agreements	$0	1,871
Trading liabilities	$0	167
Other borrowed funds	$261,592,000	206
Subordinated debt	$0	116
All other liabilities	$3,256,000	1,473
Total equity capital	$81,119,000	1,008
Total bank equity capital	$81,119,000	1,007
Perpetual preferred stock	$0	114
Common stock	$0	5,504
Surplus	$94,664,000	429
Undivided profits	$-13,545,000	5,938
Noncontrolling interests in consolidated subsidiaries	$0	130
Memoranda
Noncurrent loans and leases	$3,413,000	1,347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	859
Income earned, not collected on loans	$2,261,000	1,130
Earning assets	$857,297,000	776
Long-term assets (5+ years)	$476,159,000	531
Average Assets, year-to-date	$889,091,670	811
Average Assets, quarterly	$905,532,000	806
Volatile liabilities	$165,774,000	394
Insider loans	$1,837,000	2,459
FHLB advances	$261,592,000	186
Loans and leases held for sale	$10,134,000	388
Unused loan commitments	$91,852,000	1,046
Tier 1 (core) risk-based capital	$80,727,000	953
Tier 2 risk-based capital	$8,030,000	720
Total risk weighted assets	$710,901,000	749
Total unused commitments	$91,852,000	1,046
Derivatives	$0	1,453
2016-03-31		Rank
# of Employees:	190	759
Assets and Liabilities
Total Assets:	$891,789,000	822
Cash and due from depository institutions	$31,227,000	759
Interest-bearing balances	$23,873,000	1,471
Securities	$81,446,000	1,673
Federal funds sold & reverse repurchase agreements	$0	2,601
Net loans & leases	$721,458,000	692
Loan loss allowance	$7,774,000	812
Trading account assets	$0	236
Bank premises and fixed assets	$15,339,000	778
Other real estate owned	$3,207,000	759
Goodwill and other intangibles	$685,000	1,744
All other assets	$38,427,000	599
Life insurance assets	$17,187,000	558
Total liabilities and capital	$891,789,000	822
Total liabilities	$812,365,000	798
Total deposits	$554,018,000	1,066
Interest-bearing deposits	$498,502,000	960
Deposits held in domestic offices	$554,018,000	1,066
% insured	86.62%	2,323
Federal funds purchased & repurchase agreements	$0	1,758
Trading liabilities	$0	163
Other borrowed funds	$256,120,000	198
Subordinated debt	$0	118
All other liabilities	$2,227,000	1,825
Total equity capital	$79,424,000	1,011
Total bank equity capital	$79,424,000	1,010
Perpetual preferred stock	$0	122
Common stock	$0	5,561
Surplus	$94,664,000	426
Undivided profits	$-15,240,000	6,008
Noncontrolling interests in consolidated subsidiaries	$0	134
Memoranda
Noncurrent loans and leases	$4,454,000	1,078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	861
Income earned, not collected on loans	$2,057,000	1,240
Earning assets	$826,777,000	811
Long-term assets (5+ years)	$462,449,000	543
Average Assets, year-to-date	$874,000,000	831
Average Assets, quarterly	$874,000,000	831
Volatile liabilities	$178,798,000	359
Insider loans	$1,854,000	2,458
FHLB advances	$256,120,000	174
Loans and leases held for sale	$5,978,000	427
Unused loan commitments	$107,657,000	925
Tier 1 (core) risk-based capital	$78,853,000	963
Tier 2 risk-based capital	$7,774,000	734
Total risk weighted assets	$662,247,000	792
Total unused commitments	$107,657,000	925
Derivatives	$0	1,433
2015-12-31		Rank
# of Employees:	182	794
Assets and Liabilities
Total Assets:	$855,766,000	846
Cash and due from depository institutions	$24,977,000	794
Interest-bearing balances	$17,472,000	1,805
Securities	$119,398,000	1,200
Federal funds sold & reverse repurchase agreements	$0	2,502
Net loans & leases	$654,172,000	749
Loan loss allowance	$7,745,000	808
Trading account assets	$0	243
Bank premises and fixed assets	$15,472,000	770
Other real estate owned	$3,233,000	794
Goodwill and other intangibles	$620,000	1,786
All other assets	$37,894,000	601
Life insurance assets	$17,069,000	550
Total liabilities and capital	$855,766,000	846
Total liabilities	$778,877,000	820
Total deposits	$558,519,000	1,038
Interest-bearing deposits	$508,613,000	920
Deposits held in domestic offices	$558,519,000	1,038
% insured	87.26%	2,168
Federal funds purchased & repurchase agreements	$9,991,000	755
Trading liabilities	$0	165
Other borrowed funds	$207,543,000	231
Subordinated debt	$0	118
All other liabilities	$2,824,000	1,541
Total equity capital	$76,889,000	1,024
Total bank equity capital	$76,889,000	1,023
Perpetual preferred stock	$0	135
Common stock	$0	5,620
Surplus	$94,664,000	425
Undivided profits	$-17,775,000	6,076
Noncontrolling interests in consolidated subsidiaries	$0	136
Memoranda
Noncurrent loans and leases	$4,224,000	1,142
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	871
Income earned, not collected on loans	$2,107,000	1,259
Earning assets	$791,042,000	836
Long-term assets (5+ years)	$485,225,000	515
Average Assets, year-to-date	$787,046,400	879
Average Assets, quarterly	$836,106,000	854
Volatile liabilities	$158,975,000	386
Insider loans	$1,865,000	2,481
FHLB advances	$207,543,000	207
Loans and leases held for sale	$6,591,000	436
Unused loan commitments	$112,241,000	876
Tier 1 (core) risk-based capital	$76,655,000	969
Tier 2 risk-based capital	$7,585,000	748
Total risk weighted assets	$605,552,000	850
Total unused commitments	$112,241,000	876
Derivatives	$0	1,420
2015-09-30		Rank
# of Employees:	178	818
Assets and Liabilities
Total Assets:	$816,446,000	873
Cash and due from depository institutions	$38,628,000	818
Interest-bearing balances	$15,238,000	1,991
Securities	$124,083,000	1,157
Federal funds sold & reverse repurchase agreements	$0	2,541
Net loans & leases	$594,962,000	808
Loan loss allowance	$7,630,000	844
Trading account assets	$0	246
Bank premises and fixed assets	$15,731,000	761
Other real estate owned	$3,493,000	818
Goodwill and other intangibles	$624,000	1,789
All other assets	$38,925,000	584
Life insurance assets	$16,952,000	546
Total liabilities and capital	$816,446,000	873
Total liabilities	$739,858,000	853
Total deposits	$499,070,000	1,156
Interest-bearing deposits	$445,390,000	1,043
Deposits held in domestic offices	$499,070,000	1,156
% insured	93.87%	743
Federal funds purchased & repurchase agreements	$0	2,046
Trading liabilities	$0	169
Other borrowed funds	$237,457,000	195
Subordinated debt	$0	120
All other liabilities	$3,331,000	1,451
Total equity capital	$76,588,000	1,030
Total bank equity capital	$76,588,000	1,028
Perpetual preferred stock	$0	149
Common stock	$0	5,701
Surplus	$94,664,000	431
Undivided profits	$-18,076,000	6,160
Noncontrolling interests in consolidated subsidiaries	$0	144
Memoranda
Noncurrent loans and leases	$4,046,000	1,255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	892
Income earned, not collected on loans	$2,007,000	1,361
Earning assets	$734,283,000	896
Long-term assets (5+ years)	$487,627,000	506
Average Assets, year-to-date	$769,866,500	902
Average Assets, quarterly	$812,748,500	873
Volatile liabilities	$177,164,000	350
Insider loans	$1,876,000	2,491
FHLB advances	$237,457,000	171
Loans and leases held for sale	$4,199,000	552
Unused loan commitments	$99,791,000	970
Tier 1 (core) risk-based capital	$75,389,000	987
Tier 2 risk-based capital	$7,004,000	822
Total risk weighted assets	$558,289,000	912
Total unused commitments	$99,791,000	970
Derivatives	$0	1,421
2015-06-30		Rank
# of Employees:	175	833
Assets and Liabilities
Total Assets:	$809,051,000	881
Cash and due from depository institutions	$39,695,000	833
Interest-bearing balances	$21,166,000	1,452
Securities	$127,339,000	1,140
Federal funds sold & reverse repurchase agreements	$0	2,585
Net loans & leases	$583,345,000	816
Loan loss allowance	$7,400,000	875
Trading account assets	$0	255
Bank premises and fixed assets	$14,745,000	815
Other real estate owned	$3,886,000	833
Goodwill and other intangibles	$612,000	1,811
All other assets	$39,429,000	577
Life insurance assets	$16,827,000	541
Total liabilities and capital	$809,051,000	881
Total liabilities	$734,439,000	859
Total deposits	$503,644,000	1,136
Interest-bearing deposits	$453,188,000	1,021
Deposits held in domestic offices	$503,644,000	1,135
% insured	92.89%	1,006
Federal funds purchased & repurchase agreements	$10,000,000	782
Trading liabilities	$0	167
Other borrowed funds	$217,371,000	213
Subordinated debt	$0	123
All other liabilities	$3,424,000	1,352
Total equity capital	$74,612,000	1,052
Total bank equity capital	$74,612,000	1,050
Perpetual preferred stock	$0	164
Common stock	$0	5,770
Surplus	$94,664,000	436
Undivided profits	$-20,052,000	6,244
Noncontrolling interests in consolidated subsidiaries	$0	143
Memoranda
Noncurrent loans and leases	$3,941,000	1,318
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	915
Income earned, not collected on loans	$1,959,000	1,308
Earning assets	$731,850,000	896
Long-term assets (5+ years)	$480,705,000	521
Average Assets, year-to-date	$754,340,000	924
Average Assets, quarterly	$777,227,500	905
Volatile liabilities	$163,434,000	384
Insider loans	$1,883,000	2,496
FHLB advances	$217,371,000	189
Loans and leases held for sale	$12,685,000	336
Unused loan commitments	$73,246,000	1,189
Tier 1 (core) risk-based capital	$74,129,000	999
Tier 2 risk-based capital	$6,900,000	825
Total risk weighted assets	$549,887,000	924
Total unused commitments	$73,246,000	1,189
Derivatives	$0	1,433
2015-03-31		Rank
# of Employees:	186	771
Assets and Liabilities
Total Assets:	$745,404,000	948
Cash and due from depository institutions	$19,723,000	771
Interest-bearing balances	$14,121,000	2,396
Securities	$133,409,000	1,103
Federal funds sold & reverse repurchase agreements	$0	2,825
Net loans & leases	$545,620,000	856
Loan loss allowance	$7,150,000	908
Trading account assets	$0	251
Bank premises and fixed assets	$14,659,000	816
Other real estate owned	$4,248,000	771
Goodwill and other intangibles	$627,000	1,788
All other assets	$27,118,000	783
Life insurance assets	$16,708,000	538
Total liabilities and capital	$745,404,000	948
Total liabilities	$672,504,000	930
Total deposits	$452,682,000	1,275
Interest-bearing deposits	$402,476,000	1,154
Deposits held in domestic offices	$452,682,000	1,274
% insured	93.05%	1,007
Federal funds purchased & repurchase agreements	$66,300,000	229
Trading liabilities	$0	165
Other borrowed funds	$150,000,000	248
Subordinated debt	$0	128
All other liabilities	$3,522,000	1,338
Total equity capital	$72,900,000	1,075
Total bank equity capital	$72,900,000	1,073
Perpetual preferred stock	$0	175
Common stock	$0	5,836
Surplus	$94,664,000	434
Undivided profits	$-21,764,000	6,314
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$4,387,000	1,287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	945
Income earned, not collected on loans	$1,840,000	1,358
Earning assets	$693,150,000	943
Long-term assets (5+ years)	$466,180,000	530
Average Assets, year-to-date	$726,984,500	953
Average Assets, quarterly	$726,984,500	953
Volatile liabilities	$110,119,000	495
Insider loans	$194,000	4,992
FHLB advances	$150,000,000	221
Loans and leases held for sale	$736,000	1,236
Unused loan commitments	$75,399,000	1,162
Tier 1 (core) risk-based capital	$73,906,000	987
Tier 2 risk-based capital	$6,333,000	879
Total risk weighted assets	$505,863,000	990
Total unused commitments	$75,399,000	1,162
Derivatives	$0	1,438
2014-12-31		Rank
# of Employees:	169	857
Assets and Liabilities
Total Assets:	$708,565,000	973
Cash and due from depository institutions	$24,271,000	857
Interest-bearing balances	$19,424,000	1,666
Securities	$136,618,000	1,078
Federal funds sold & reverse repurchase agreements	$0	2,666
Net loans & leases	$488,062,000	950
Loan loss allowance	$7,107,000	904
Trading account assets	$0	249
Bank premises and fixed assets	$14,504,000	812
Other real estate owned	$3,908,000	857
Goodwill and other intangibles	$536,000	1,870
All other assets	$40,666,000	549
Life insurance assets	$16,590,000	532
Total liabilities and capital	$708,565,000	973
Total liabilities	$636,941,000	965
Total deposits	$443,974,000	1,276
Interest-bearing deposits	$399,498,000	1,147
Deposits held in domestic offices	$443,974,000	1,275
% insured	93.80%	860
Federal funds purchased & repurchase agreements	$66,300,000	242
Trading liabilities	$0	167
Other borrowed funds	$123,667,000	301
Subordinated debt	$0	126
All other liabilities	$3,000,000	1,498
Total equity capital	$71,624,000	1,077
Total bank equity capital	$71,624,000	1,076
Perpetual preferred stock	$0	187
Common stock	$0	5,919
Surplus	$94,664,000	431
Undivided profits	$-23,040,000	6,409
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$4,535,000	1,268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	938
Income earned, not collected on loans	$1,925,000	1,329
Earning assets	$644,104,000	987
Long-term assets (5+ years)	$458,956,000	533
Average Assets, year-to-date	$716,314,000	941
Average Assets, quarterly	$711,929,500	959
Volatile liabilities	$77,543,000	672
Insider loans	$169,000	5,175
FHLB advances	$123,667,000	277
Loans and leases held for sale	$7,219,000	379
Unused loan commitments	$70,427,000	1,172
Tier 1 (core) risk-based capital	$73,548,000	977
Tier 2 risk-based capital	$5,631,000	967
Total risk weighted assets	$448,971,000	1,068
Total unused commitments	$70,427,000	1,172
Derivatives	$0	1,406
2014-09-30		Rank
# of Employees:	167	878
Assets and Liabilities
Total Assets:	$715,294,000	956
Cash and due from depository institutions	$26,086,000	878
Interest-bearing balances	$17,978,000	1,740
Securities	$184,410,000	828
Federal funds sold & reverse repurchase agreements	$0	2,747
Net loans & leases	$457,715,000	989
Loan loss allowance	$7,247,000	907
Trading account assets	$0	245
Bank premises and fixed assets	$14,497,000	813
Other real estate owned	$5,285,000	878
Goodwill and other intangibles	$567,000	1,855
All other assets	$26,734,000	812
Life insurance assets	$16,471,000	526
Total liabilities and capital	$715,294,000	956
Total liabilities	$645,520,000	943
Total deposits	$440,906,000	1,286
Interest-bearing deposits	$396,255,000	1,161
Deposits held in domestic offices	$440,906,000	1,284
% insured	93.50%	1,029
Federal funds purchased & repurchase agreements	$66,300,000	251
Trading liabilities	$0	165
Other borrowed funds	$134,333,000	275
Subordinated debt	$0	131
All other liabilities	$3,981,000	1,208
Total equity capital	$69,774,000	1,095
Total bank equity capital	$69,774,000	1,094
Perpetual preferred stock	$0	194
Common stock	$0	5,990
Surplus	$94,664,000	431
Undivided profits	$-24,890,000	6,492
Noncontrolling interests in consolidated subsidiaries	$0	153
Memoranda
Noncurrent loans and leases	$4,083,000	1,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	951
Income earned, not collected on loans	$1,938,000	1,376
Earning assets	$660,103,000	961
Long-term assets (5+ years)	$494,788,000	480
Average Assets, year-to-date	$718,251,250	943
Average Assets, quarterly	$713,445,000	957
Volatile liabilities	$78,114,000	670
Insider loans	$170,000	5,230
FHLB advances	$134,333,000	253
Loans and leases held for sale	$7,194,000	379
Unused loan commitments	$72,106,000	1,161
Tier 1 (core) risk-based capital	$73,092,000	979
Tier 2 risk-based capital	$5,533,000	982
Total risk weighted assets	$440,966,000	1,074
Total unused commitments	$72,106,000	1,161
Derivatives	$0	1,399
2014-06-30		Rank
# of Employees:	159	918
Assets and Liabilities
Total Assets:	$711,596,000	959
Cash and due from depository institutions	$34,043,000	918
Interest-bearing balances	$28,292,000	1,147
Securities	$198,287,000	774
Federal funds sold & reverse repurchase agreements	$0	2,844
Net loans & leases	$432,628,000	1,023
Loan loss allowance	$6,985,000	941
Trading account assets	$0	246
Bank premises and fixed assets	$14,291,000	830
Other real estate owned	$5,418,000	918
Goodwill and other intangibles	$529,000	1,881
All other assets	$26,400,000	806
Life insurance assets	$16,353,000	521
Total liabilities and capital	$711,596,000	959
Total liabilities	$641,893,000	948
Total deposits	$446,487,000	1,252
Interest-bearing deposits	$401,891,000	1,138
Deposits held in domestic offices	$446,487,000	1,251
% insured	94.16%	905
Federal funds purchased & repurchase agreements	$66,300,000	247
Trading liabilities	$0	168
Other borrowed funds	$125,000,000	284
Subordinated debt	$0	135
All other liabilities	$4,106,000	1,151
Total equity capital	$69,703,000	1,080
Total bank equity capital	$69,703,000	1,077
Perpetual preferred stock	$0	199
Common stock	$0	6,055
Surplus	$94,664,000	422
Undivided profits	$-24,961,000	6,556
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$4,033,000	1,541
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	990
Income earned, not collected on loans	$1,951,000	1,277
Earning assets	$659,207,000	950
Long-term assets (5+ years)	$486,130,000	490
Average Assets, year-to-date	$719,237,000	944
Average Assets, quarterly	$711,153,000	954
Volatile liabilities	$79,747,000	653
Insider loans	$172,000	5,261
FHLB advances	$125,000,000	258
Loans and leases held for sale	$4,989,000	498
Unused loan commitments	$56,560,000	1,335
Tier 1 (core) risk-based capital	$72,698,000	965
Tier 2 risk-based capital	$5,217,000	1,035
Total risk weighted assets	$415,605,000	1,110
Total unused commitments	$56,560,000	1,335
Derivatives	$0	1,413
2014-03-31		Rank
# of Employees:	142	1,030
Assets and Liabilities
Total Assets:	$710,710,000	965
Cash and due from depository institutions	$75,521,000	1,030
Interest-bearing balances	$70,355,000	509
Securities	$176,250,000	873
Federal funds sold & reverse repurchase agreements	$0	3,112
Net loans & leases	$413,037,000	1,053
Loan loss allowance	$6,950,000	970
Trading account assets	$0	247
Bank premises and fixed assets	$14,247,000	834
Other real estate owned	$5,518,000	1,030
Goodwill and other intangibles	$501,000	1,927
All other assets	$25,636,000	841
Life insurance assets	$16,236,000	514
Total liabilities and capital	$710,710,000	965
Total liabilities	$643,210,000	948
Total deposits	$462,444,000	1,222
Interest-bearing deposits	$419,498,000	1,115
Deposits held in domestic offices	$462,444,000	1,221
% insured	93.96%	971
Federal funds purchased & repurchase agreements	$66,300,000	246
Trading liabilities	$0	165
Other borrowed funds	$110,000,000	287
Subordinated debt	$0	134
All other liabilities	$4,466,000	1,065
Total equity capital	$67,500,000	1,098
Total bank equity capital	$67,500,000	1,097
Perpetual preferred stock	$0	201
Common stock	$0	6,116
Surplus	$94,664,000	423
Undivided profits	$-27,164,000	6,631
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$3,378,000	1,864
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$1,835,000	1,347
Earning assets	$659,642,000	958
Long-term assets (5+ years)	$432,778,000	556
Average Assets, year-to-date	$723,057,500	941
Average Assets, quarterly	$723,057,500	941
Volatile liabilities	$80,380,000	606
Insider loans	$136,000	5,435
FHLB advances	$110,000,000	260
Loans and leases held for sale	$872,000	964
Unused loan commitments	$45,419,000	1,556
Tier 1 (core) risk-based capital	$72,490,000	970
Tier 2 risk-based capital	$4,927,000	1,089
Total risk weighted assets	$392,105,000	1,164
Total unused commitments	$45,419,000	1,556
Derivatives	$0	1,405
2013-12-31		Rank
# of Employees:	134	1,107
Assets and Liabilities
Total Assets:	$735,405,000	924
Cash and due from depository institutions	$115,759,000	1,107
Interest-bearing balances	$111,305,000	318
Securities	$178,997,000	854
Federal funds sold & reverse repurchase agreements	$0	2,964
Net loans & leases	$394,136,000	1,096
Loan loss allowance	$6,946,000	984
Trading account assets	$0	247
Bank premises and fixed assets	$14,253,000	834
Other real estate owned	$5,226,000	1,107
Goodwill and other intangibles	$485,000	1,946
All other assets	$26,549,000	822
Life insurance assets	$16,144,000	514
Total liabilities and capital	$735,405,000	924
Total liabilities	$670,648,000	898
Total deposits	$462,971,000	1,197
Interest-bearing deposits	$425,316,000	1,080
Deposits held in domestic offices	$462,971,000	1,196
% insured	94.02%	1,010
Federal funds purchased & repurchase agreements	$92,800,000	200
Trading liabilities	$0	167
Other borrowed funds	$110,000,000	299
Subordinated debt	$0	136
All other liabilities	$4,877,000	998
Total equity capital	$64,757,000	1,118
Total bank equity capital	$64,757,000	1,115
Perpetual preferred stock	$0	206
Common stock	$0	6,192
Surplus	$94,664,000	423
Undivided profits	$-29,907,000	6,712
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$3,382,000	1,910
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$1,826,000	1,432
Earning assets	$684,438,000	900
Long-term assets (5+ years)	$410,456,000	579
Average Assets, year-to-date	$743,539,600	895
Average Assets, quarterly	$725,614,500	935
Volatile liabilities	$108,372,000	474
Insider loans	$136,000	5,462
FHLB advances	$110,000,000	267
Loans and leases held for sale	$1,656,000	764
Unused loan commitments	$49,313,000	1,421
Tier 1 (core) risk-based capital	$72,276,000	968
Tier 2 risk-based capital	$4,729,000	1,151
Total risk weighted assets	$376,141,000	1,216
Total unused commitments	$49,313,000	1,421
Derivatives	$0	1,395
2013-09-30		Rank
# of Employees:	134	1,114
Assets and Liabilities
Total Assets:	$715,824,000	949
Cash and due from depository institutions	$84,228,000	1,114
Interest-bearing balances	$79,927,000	440
Securities	$177,568,000	865
Federal funds sold & reverse repurchase agreements	$0	2,981
Net loans & leases	$402,317,000	1,066
Loan loss allowance	$9,522,000	720
Trading account assets	$0	248
Bank premises and fixed assets	$14,192,000	834
Other real estate owned	$11,472,000	1,114
Goodwill and other intangibles	$528,000	1,898
All other assets	$25,519,000	837
Life insurance assets	$16,052,000	503
Total liabilities and capital	$715,824,000	949
Total liabilities	$685,803,000	869
Total deposits	$477,992,000	1,168
Interest-bearing deposits	$436,936,000	1,045
Deposits held in domestic offices	$477,992,000	1,167
% insured	93.73%	1,184
Federal funds purchased & repurchase agreements	$92,800,000	192
Trading liabilities	$0	163
Other borrowed funds	$110,000,000	284
Subordinated debt	$0	150
All other liabilities	$5,011,000	1,030
Total equity capital	$30,021,000	2,272
Total bank equity capital	$30,021,000	2,272
Perpetual preferred stock	$0	217
Common stock	$0	6,266
Surplus	$50,664,000	684
Undivided profits	$-20,643,000	6,740
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$13,603,000	637
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$1,833,000	1,486
Earning assets	$659,812,000	934
Long-term assets (5+ years)	$399,787,000	588
Average Assets, year-to-date	$745,573,250	905
Average Assets, quarterly	$729,719,500	921
Volatile liabilities	$111,714,000	462
Insider loans	$173,000	5,399
FHLB advances	$110,000,000	248
Loans and leases held for sale	$1,083,000	1,011
Unused loan commitments	$46,490,000	1,500
Tier 1 (core) risk-based capital	$35,189,000	1,937
Tier 2 risk-based capital	$4,927,000	1,089
Total risk weighted assets	$389,462,000	1,165
Total unused commitments	$46,490,000	1,500
Derivatives	$0	1,430
2013-06-30		Rank
# of Employees:	140	1,059
Assets and Liabilities
Total Assets:	$743,615,000	902
Cash and due from depository institutions	$79,297,000	1,059
Interest-bearing balances	$74,201,000	475
Securities	$160,856,000	958
Federal funds sold & reverse repurchase agreements	$0	3,098
Net loans & leases	$449,155,000	938
Loan loss allowance	$10,029,000	704
Trading account assets	$0	250
Bank premises and fixed assets	$14,279,000	822
Other real estate owned	$12,861,000	1,059
Goodwill and other intangibles	$529,000	1,894
All other assets	$26,638,000	804
Life insurance assets	$15,960,000	497
Total liabilities and capital	$743,616,000	902
Total liabilities	$712,274,000	836
Total deposits	$503,791,000	1,083
Interest-bearing deposits	$458,255,000	992
Deposits held in domestic offices	$503,791,000	1,082
% insured	93.94%	1,177
Federal funds purchased & repurchase agreements	$92,800,000	194
Trading liabilities	$0	154
Other borrowed funds	$110,000,000	271
Subordinated debt	$0	152
All other liabilities	$5,683,000	930
Total equity capital	$31,342,000	2,171
Total bank equity capital	$31,342,000	2,171
Perpetual preferred stock	$0	228
Common stock	$0	6,316
Surplus	$50,664,000	687
Undivided profits	$-19,322,000	6,782
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$12,368,000	731
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$1,971,000	1,303
Earning assets	$684,212,000	885
Long-term assets (5+ years)	$368,372,000	607
Average Assets, year-to-date	$755,489,670	889
Average Assets, quarterly	$746,264,500	900
Volatile liabilities	$110,164,000	460
Insider loans	$1,541,000	2,916
FHLB advances	$110,000,000	237
Loans and leases held for sale	$2,217,000	914
Unused loan commitments	$47,871,000	1,434
Tier 1 (core) risk-based capital	$36,165,000	1,866
Tier 2 risk-based capital	$5,508,000	974
Total risk weighted assets	$436,149,000	1,026
Total unused commitments	$47,871,000	1,434
Derivatives	$0	1,417
2013-03-31		Rank
# of Employees:	142	1,044
Assets and Liabilities
Total Assets:	$748,914,000	902
Cash and due from depository institutions	$78,747,000	1,044
Interest-bearing balances	$73,587,000	603
Securities	$154,371,000	1,010
Federal funds sold & reverse repurchase agreements	$0	3,440
Net loans & leases	$464,299,000	898
Loan loss allowance	$10,466,000	690
Trading account assets	$0	242
Bank premises and fixed assets	$14,435,000	810
Other real estate owned	$10,139,000	1,044
Goodwill and other intangibles	$518,000	1,898
All other assets	$26,405,000	797
Life insurance assets	$15,863,000	493
Total liabilities and capital	$748,914,000	902
Total liabilities	$711,389,000	845
Total deposits	$503,867,000	1,106
Interest-bearing deposits	$456,104,000	1,014
Deposits held in domestic offices	$503,867,000	1,104
% insured	94.77%	962
Federal funds purchased & repurchase agreements	$92,800,000	192
Trading liabilities	$0	154
Other borrowed funds	$110,000,000	248
Subordinated debt	$0	155
All other liabilities	$4,722,000	1,082
Total equity capital	$37,525,000	1,897
Total bank equity capital	$37,525,000	1,897
Perpetual preferred stock	$0	239
Common stock	$0	6,388
Surplus	$50,664,000	693
Undivided profits	$-13,139,000	6,772
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$19,160,000	538
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$1,949,000	1,316
Earning assets	$692,257,000	887
Long-term assets (5+ years)	$380,937,000	578
Average Assets, year-to-date	$761,427,000	892
Average Assets, quarterly	$761,427,000	892
Volatile liabilities	$108,771,000	447
Insider loans	$1,525,000	2,962
FHLB advances	$110,000,000	209
Loans and leases held for sale	$2,771,000	819
Unused loan commitments	$51,012,000	1,370
Tier 1 (core) risk-based capital	$37,701,000	1,785
Tier 2 risk-based capital	$5,578,000	955
Total risk weighted assets	$441,357,000	996
Total unused commitments	$51,012,000	1,370
Derivatives	$0	1,405
2012-12-31		Rank
# of Employees:	144	1,025
Assets and Liabilities
Total Assets:	$773,940,000	874
Cash and due from depository institutions	$69,044,000	1,025
Interest-bearing balances	$60,338,000	702
Securities	$159,746,000	948
Federal funds sold & reverse repurchase agreements	$0	3,307
Net loans & leases	$493,769,000	846
Loan loss allowance	$10,889,000	669
Trading account assets	$0	243
Bank premises and fixed assets	$14,584,000	803
Other real estate owned	$8,065,000	1,025
Goodwill and other intangibles	$464,000	1,975
All other assets	$28,268,000	759
Life insurance assets	$15,764,000	486
Total liabilities and capital	$773,940,000	874
Total liabilities	$733,523,000	821
Total deposits	$501,235,000	1,109
Interest-bearing deposits	$457,857,000	1,008
Deposits held in domestic offices	$501,235,000	1,107
% insured	94.97%	1,576
Federal funds purchased & repurchase agreements	$92,800,000	198
Trading liabilities	$0	152
Other borrowed funds	$135,000,000	216
Subordinated debt	$0	159
All other liabilities	$4,488,000	1,161
Total equity capital	$40,417,000	1,765
Total bank equity capital	$40,417,000	1,765
Perpetual preferred stock	$0	246
Common stock	$0	6,448
Surplus	$50,664,000	692
Undivided profits	$-10,247,000	6,768
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$24,884,000	437
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$2,035,000	1,286
Earning assets	$713,853,000	861
Long-term assets (5+ years)	$455,543,000	460
Average Assets, year-to-date	$782,085,200	847
Average Assets, quarterly	$779,971,000	863
Volatile liabilities	$109,547,000	472
Insider loans	$1,562,000	2,963
FHLB advances	$135,000,000	189
Loans and leases held for sale	$72,568,000	155
Unused loan commitments	$53,222,000	1,275
Tier 1 (core) risk-based capital	$39,699,000	1,670
Tier 2 risk-based capital	$5,397,000	986
Total risk weighted assets	$426,252,000	1,039
Total unused commitments	$53,222,000	1,275
Derivatives	$0	1,366
2012-09-30		Rank
# of Employees:	146	1,016
Assets and Liabilities
Total Assets:	$786,002,000	860
Cash and due from depository institutions	$64,927,000	1,016
Interest-bearing balances	$57,901,000	705
Securities	$155,368,000	997
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$513,704,000	809
Loan loss allowance	$12,729,000	594
Trading account assets	$0	231
Bank premises and fixed assets	$14,684,000	785
Other real estate owned	$7,904,000	1,016
Goodwill and other intangibles	$398,000	2,048
All other assets	$29,017,000	748
Life insurance assets	$15,658,000	477
Total liabilities and capital	$786,002,000	860
Total liabilities	$742,757,000	801
Total deposits	$509,260,000	1,085
Interest-bearing deposits	$464,601,000	981
Deposits held in domestic offices	$509,260,000	1,083
% insured	93.61%	2,239
Federal funds purchased & repurchase agreements	$92,800,000	202
Trading liabilities	$0	150
Other borrowed funds	$135,000,000	227
Subordinated debt	$0	163
All other liabilities	$5,697,000	991
Total equity capital	$43,245,000	1,676
Total bank equity capital	$43,245,000	1,675
Perpetual preferred stock	$0	250
Common stock	$0	6,537
Surplus	$50,664,000	693
Undivided profits	$-7,419,000	6,784
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$26,272,000	469
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$2,140,000	1,321
Earning assets	$726,973,000	836
Long-term assets (5+ years)	$441,856,000	471
Average Assets, year-to-date	$784,121,500	849
Average Assets, quarterly	$783,886,000	858
Volatile liabilities	$117,137,000	450
Insider loans	$1,624,000	2,938
FHLB advances	$135,000,000	192
Loans and leases held for sale	$74,313,000	144
Unused loan commitments	$56,466,000	1,213
Tier 1 (core) risk-based capital	$39,978,000	1,666
Tier 2 risk-based capital	$5,504,000	973
Total risk weighted assets	$433,075,000	1,017
Total unused commitments	$56,466,000	1,213
Derivatives	$0	1,366
2012-06-30		Rank
# of Employees:	156	961
Assets and Liabilities
Total Assets:	$781,770,000	857
Cash and due from depository institutions	$66,411,000	961
Interest-bearing balances	$58,566,000	686
Securities	$146,382,000	1,059
Federal funds sold & reverse repurchase agreements	$0	3,541
Net loans & leases	$514,781,000	803
Loan loss allowance	$10,344,000	737
Trading account assets	$0	211
Bank premises and fixed assets	$14,797,000	780
Other real estate owned	$7,707,000	961
Goodwill and other intangibles	$405,000	2,024
All other assets	$31,287,000	708
Life insurance assets	$15,552,000	472
Total liabilities and capital	$781,770,000	857
Total liabilities	$737,448,000	805
Total deposits	$503,801,000	1,089
Interest-bearing deposits	$461,590,000	994
Deposits held in domestic offices	$503,801,000	1,086
% insured	92.42%	2,835
Federal funds purchased & repurchase agreements	$92,800,000	212
Trading liabilities	$0	130
Other borrowed funds	$135,000,000	234
Subordinated debt	$0	180
All other liabilities	$5,847,000	932
Total equity capital	$44,322,000	1,606
Total bank equity capital	$44,322,000	1,605
Perpetual preferred stock	$0	254
Common stock	$0	6,596
Surplus	$50,664,000	684
Undivided profits	$-6,342,000	6,766
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$31,245,000	429
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$2,166,000	1,207
Earning assets	$719,729,000	846
Long-term assets (5+ years)	$419,519,000	484
Average Assets, year-to-date	$783,494,670	847
Average Assets, quarterly	$780,336,000	860
Volatile liabilities	$121,446,000	442
Insider loans	$1,823,000	2,768
FHLB advances	$135,000,000	202
Loans and leases held for sale	$57,806,000	147
Unused loan commitments	$66,604,000	1,039
Tier 1 (core) risk-based capital	$41,793,000	1,567
Tier 2 risk-based capital	$5,519,000	971
Total risk weighted assets	$436,698,000	1,001
Total unused commitments	$66,604,000	1,039
Derivatives	$0	1,332
2012-03-31		Rank
# of Employees:	167	888
Assets and Liabilities
Total Assets:	$778,902,000	858
Cash and due from depository institutions	$47,591,000	888
Interest-bearing balances	$41,652,000	1,058
Securities	$131,911,000	1,173
Federal funds sold & reverse repurchase agreements	$0	3,754
Net loans & leases	$546,299,000	749
Loan loss allowance	$10,992,000	712
Trading account assets	$0	215
Bank premises and fixed assets	$14,809,000	775
Other real estate owned	$4,336,000	888
Goodwill and other intangibles	$340,000	2,110
All other assets	$33,616,000	650
Life insurance assets	$15,436,000	468
Total liabilities and capital	$778,902,000	858
Total liabilities	$733,554,000	811
Total deposits	$500,503,000	1,114
Interest-bearing deposits	$457,998,000	1,015
Deposits held in domestic offices	$500,503,000	1,112
% insured	94.13%	2,149
Federal funds purchased & repurchase agreements	$92,800,000	213
Trading liabilities	$0	123
Other borrowed funds	$135,000,000	241
Subordinated debt	$0	185
All other liabilities	$5,251,000	1,000
Total equity capital	$45,348,000	1,543
Total bank equity capital	$45,348,000	1,540
Perpetual preferred stock	$0	259
Common stock	$0	6,651
Surplus	$50,664,000	686
Undivided profits	$-5,316,000	6,754
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$39,466,000	372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$2,228,000	1,181
Earning assets	$719,862,000	835
Long-term assets (5+ years)	$412,897,000	489
Average Assets, year-to-date	$784,357,000	848
Average Assets, quarterly	$784,357,000	848
Volatile liabilities	$112,108,000	483
Insider loans	$1,587,000	3,046
FHLB advances	$135,000,000	204
Loans and leases held for sale	$59,399,000	136
Unused loan commitments	$54,265,000	1,236
Tier 1 (core) risk-based capital	$44,459,000	1,472
Tier 2 risk-based capital	$5,674,000	936
Total risk weighted assets	$448,569,000	967
Total unused commitments	$54,265,000	1,236
Derivatives	$0	1,297
2011-12-31		Rank
# of Employees:	169	883
Assets and Liabilities
Total Assets:	$789,812,000	851
Cash and due from depository institutions	$40,238,000	883
Interest-bearing balances	$32,321,000	1,191
Securities	$126,821,000	1,175
Federal funds sold & reverse repurchase agreements	$0	3,658
Net loans & leases	$568,615,000	726
Loan loss allowance	$10,673,000	735
Trading account assets	$0	205
Bank premises and fixed assets	$14,953,000	774
Other real estate owned	$5,837,000	883
Goodwill and other intangibles	$228,000	2,326
All other assets	$33,120,000	673
Life insurance assets	$15,320,000	463
Total liabilities and capital	$789,812,000	851
Total liabilities	$743,609,000	798
Total deposits	$510,074,000	1,061
Interest-bearing deposits	$471,385,000	969
Deposits held in domestic offices	$510,074,000	1,058
% insured	89.66%	3,924
Federal funds purchased & repurchase agreements	$92,800,000	219
Trading liabilities	$0	115
Other borrowed funds	$135,000,000	249
Subordinated debt	$0	193
All other liabilities	$5,735,000	919
Total equity capital	$46,203,000	1,518
Total bank equity capital	$46,203,000	1,516
Perpetual preferred stock	$0	263
Common stock	$0	6,724
Surplus	$50,664,000	694
Undivided profits	$-4,461,000	6,734
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$40,158,000	382
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$2,455,000	1,122
Earning assets	$727,757,000	835
Long-term assets (5+ years)	$0	6,681
Average Assets, year-to-date	$805,956,800	816
Average Assets, quarterly	$792,598,500	838
Volatile liabilities	$260,893,000	259
Insider loans	$1,587,000	3,101
FHLB advances	$135,000,000	209
Loans and leases held for sale	$0	1,918
Unused loan commitments	$58,650,000	1,115
Tier 1 (core) risk-based capital	$46,028,000	1,430
Tier 2 risk-based capital	$6,019,000	886
Total risk weighted assets	$476,878,000	919
Total unused commitments	$58,650,000	1,115
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	177	840
Assets and Liabilities
Total Assets:	$795,385,000	843
Cash and due from depository institutions	$16,780,000	840
Interest-bearing balances	$7,766,000	3,488
Securities	$130,052,000	1,119
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$582,599,000	719
Loan loss allowance	$9,862,000	833
Trading account assets	$0	209
Bank premises and fixed assets	$15,253,000	749
Other real estate owned	$7,077,000	840
Goodwill and other intangibles	$101,000	2,611
All other assets	$43,523,000	532
Life insurance assets	$24,303,000	298
Total liabilities and capital	$795,385,000	843
Total liabilities	$745,274,000	791
Total deposits	$511,979,000	1,058
Interest-bearing deposits	$472,266,000	976
Deposits held in domestic offices	$511,979,000	1,056
% insured	88.53%	4,445
Federal funds purchased & repurchase agreements	$92,800,000	227
Trading liabilities	$0	112
Other borrowed funds	$135,000,000	248
Subordinated debt	$0	206
All other liabilities	$5,495,000	963
Total equity capital	$50,111,000	1,424
Total bank equity capital	$50,111,000	1,423
Perpetual preferred stock	$0	266
Common stock	$0	6,800
Surplus	$50,464,000	710
Undivided profits	$-353,000	6,333
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$39,749,000	410
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$2,347,000	1,234
Earning assets	$720,417,000	847
Long-term assets (5+ years)	$0	6,717
Average Assets, year-to-date	$809,993,000	815
Average Assets, quarterly	$799,750,500	829
Volatile liabilities	$272,606,000	250
Insider loans	$1,527,000	3,175
FHLB advances	$135,000,000	203
Loans and leases held for sale	$0	1,904
Unused loan commitments	$71,010,000	957
Tier 1 (core) risk-based capital	$49,456,000	1,339
Tier 2 risk-based capital	$6,338,000	836
Total risk weighted assets	$503,534,000	865
Total unused commitments	$71,010,000	959
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	171	892
Assets and Liabilities
Total Assets:	$804,116,000	833
Cash and due from depository institutions	$29,427,000	892
Interest-bearing balances	$22,065,000	1,612
Securities	$124,476,000	1,163
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$583,495,000	716
Loan loss allowance	$9,757,000	858
Trading account assets	$0	213
Bank premises and fixed assets	$15,476,000	746
Other real estate owned	$8,970,000	892
Goodwill and other intangibles	$110,000	2,605
All other assets	$42,162,000	553
Life insurance assets	$24,115,000	297
Total liabilities and capital	$804,116,000	833
Total liabilities	$750,921,000	784
Total deposits	$501,122,000	1,078
Interest-bearing deposits	$462,147,000	1,004
Deposits held in domestic offices	$501,122,000	1,075
% insured	91.33%	3,550
Federal funds purchased & repurchase agreements	$92,800,000	234
Trading liabilities	$0	112
Other borrowed funds	$151,000,000	239
Subordinated debt	$0	212
All other liabilities	$5,999,000	855
Total equity capital	$53,195,000	1,308
Total bank equity capital	$53,195,000	1,308
Perpetual preferred stock	$0	222
Common stock	$0	6,875
Surplus	$50,314,000	709
Undivided profits	$2,881,000	5,031
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$35,273,000	483
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$2,425,000	1,159
Earning assets	$730,036,000	828
Long-term assets (5+ years)	$0	6,767
Average Assets, year-to-date	$814,862,330	822
Average Assets, quarterly	$807,987,500	827
Volatile liabilities	$275,565,000	257
Insider loans	$1,682,000	3,047
FHLB advances	$151,000,000	190
Loans and leases held for sale	$0	1,752
Unused loan commitments	$56,157,000	1,152
Tier 1 (core) risk-based capital	$50,493,000	1,285
Tier 2 risk-based capital	$6,327,000	849
Total risk weighted assets	$502,723,000	874
Total unused commitments	$56,157,000	1,152
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	185	806
Assets and Liabilities
Total Assets:	$811,859,000	830
Cash and due from depository institutions	$13,111,000	806
Interest-bearing balances	$6,397,000	3,745
Securities	$155,927,000	919
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$574,067,000	735
Loan loss allowance	$10,019,000	836
Trading account assets	$0	208
Bank premises and fixed assets	$15,675,000	749
Other real estate owned	$9,213,000	806
Goodwill and other intangibles	$113,000	2,600
All other assets	$43,753,000	545
Life insurance assets	$23,914,000	296
Total liabilities and capital	$811,859,000	830
Total liabilities	$759,074,000	791
Total deposits	$512,626,000	1,066
Interest-bearing deposits	$473,095,000	994
Deposits held in domestic offices	$512,626,000	1,065
% insured	89.51%	4,285
Federal funds purchased & repurchase agreements	$95,800,000	237
Trading liabilities	$0	108
Other borrowed funds	$145,309,000	259
Subordinated debt	$0	214
All other liabilities	$5,339,000	955
Total equity capital	$52,785,000	1,281
Total bank equity capital	$52,785,000	1,280
Perpetual preferred stock	$0	224
Common stock	$0	6,934
Surplus	$49,314,000	727
Undivided profits	$3,471,000	4,732
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$28,415,000	598
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$2,728,000	1,026
Earning assets	$736,391,000	825
Long-term assets (5+ years)	$0	6,809
Average Assets, year-to-date	$820,235,500	821
Average Assets, quarterly	$820,235,500	821
Volatile liabilities	$280,272,000	265
Insider loans	$1,556,000	3,234
FHLB advances	$145,000,000	205
Loans and leases held for sale	$0	1,676
Unused loan commitments	$70,681,000	976
Tier 1 (core) risk-based capital	$50,858,000	1,248
Tier 2 risk-based capital	$6,290,000	871
Total risk weighted assets	$499,504,000	882
Total unused commitments	$71,825,000	965
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	184	817
Assets and Liabilities
Total Assets:	$828,612,000	816
Cash and due from depository institutions	$10,767,000	817
Interest-bearing balances	$4,277,000	4,116
Securities	$147,994,000	926
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$600,275,000	715
Loan loss allowance	$10,315,000	809
Trading account assets	$0	207
Bank premises and fixed assets	$15,856,000	736
Other real estate owned	$9,941,000	817
Goodwill and other intangibles	$86,000	2,674
All other assets	$43,693,000	550
Life insurance assets	$23,712,000	296
Total liabilities and capital	$828,612,000	816
Total liabilities	$780,935,000	775
Total deposits	$533,183,000	1,019
Interest-bearing deposits	$494,950,000	953
Deposits held in domestic offices	$533,183,000	1,017
% insured	86.70%	5,103
Federal funds purchased & repurchase agreements	$92,800,000	251
Trading liabilities	$0	108
Other borrowed funds	$150,000,000	264
Subordinated debt	$0	220
All other liabilities	$4,952,000	1,002
Total equity capital	$47,677,000	1,413
Total bank equity capital	$47,677,000	1,411
Perpetual preferred stock	$0	224
Common stock	$0	7,013
Surplus	$41,314,000	828
Undivided profits	$6,363,000	3,719
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$26,110,000	680
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$2,842,000	1,012
Earning assets	$752,546,000	818
Long-term assets (5+ years)	$0	6,888
Average Assets, year-to-date	$888,333,600	759
Average Assets, quarterly	$860,288,500	785
Volatile liabilities	$364,220,000	388
Insider loans	$2,703,000	2,340
FHLB advances	$150,000,000	213
Loans and leases held for sale	$0	1,952
Unused loan commitments	$92,825,000	766
Tier 1 (core) risk-based capital	$45,597,000	1,400
Tier 2 risk-based capital	$6,522,000	861
Total risk weighted assets	$517,972,000	878
Total unused commitments	$92,825,000	768
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	165	914
Assets and Liabilities
Total Assets:	$891,965,000	767
Cash and due from depository institutions	$22,489,000	914
Interest-bearing balances	$15,600,000	2,067
Securities	$175,090,000	782
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$626,670,000	687
Loan loss allowance	$8,727,000	951
Trading account assets	$0	210
Bank premises and fixed assets	$15,853,000	729
Other real estate owned	$8,604,000	914
Goodwill and other intangibles	$92,000	2,658
All other assets	$43,167,000	550
Life insurance assets	$23,495,000	292
Total liabilities and capital	$891,965,000	767
Total liabilities	$838,162,000	736
Total deposits	$572,241,000	945
Interest-bearing deposits	$535,134,000	879
Deposits held in domestic offices	$572,241,000	943
% insured	86.03%	4,820
Federal funds purchased & repurchase agreements	$92,800,000	247
Trading liabilities	$0	103
Other borrowed funds	$167,765,000	254
Subordinated debt	$0	233
All other liabilities	$5,356,000	1,017
Total equity capital	$53,803,000	1,273
Total bank equity capital	$53,803,000	1,273
Perpetual preferred stock	$0	229
Common stock	$0	7,110
Surplus	$41,314,000	820
Undivided profits	$12,489,000	2,566
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$19,781,000	870
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$3,091,000	967
Earning assets	$817,360,000	750
Long-term assets (5+ years)	$0	6,979
Average Assets, year-to-date	$903,264,000	744
Average Assets, quarterly	$896,582,000	758
Volatile liabilities	$396,357,000	363
Insider loans	$2,617,000	2,440
FHLB advances	$167,765,000	210
Loans and leases held for sale	$0	1,963
Unused loan commitments	$63,215,000	1,072
Tier 1 (core) risk-based capital	$50,103,000	1,273
Tier 2 risk-based capital	$6,674,000	864
Total risk weighted assets	$531,867,000	873
Total unused commitments	$63,215,000	1,074
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	162	945
Assets and Liabilities
Total Assets:	$901,199,000	756
Cash and due from depository institutions	$30,889,000	945
Interest-bearing balances	$21,885,000	1,505
Securities	$198,218,000	680
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$605,061,000	723
Loan loss allowance	$7,929,000	1,065
Trading account assets	$0	210
Bank premises and fixed assets	$15,795,000	733
Other real estate owned	$7,338,000	945
Goodwill and other intangibles	$99,000	2,652
All other assets	$43,799,000	542
Life insurance assets	$23,301,000	292
Total liabilities and capital	$901,199,000	756
Total liabilities	$846,000,000	719
Total deposits	$577,528,000	941
Interest-bearing deposits	$541,402,000	867
Deposits held in domestic offices	$577,528,000	939
% insured	85.58%	5,057
Federal funds purchased & repurchase agreements	$92,800,000	256
Trading liabilities	$0	104
Other borrowed funds	$170,741,000	260
Subordinated debt	$0	241
All other liabilities	$4,931,000	1,031
Total equity capital	$55,199,000	1,229
Total bank equity capital	$55,199,000	1,229
Perpetual preferred stock	$0	222
Common stock	$0	7,172
Surplus	$41,314,000	821
Undivided profits	$13,885,000	2,324
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$20,379,000	851
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$3,196,000	912
Earning assets	$825,164,000	738
Long-term assets (5+ years)	$0	7,034
Average Assets, year-to-date	$907,030,330	740
Average Assets, quarterly	$907,278,000	742
Volatile liabilities	$412,893,000	347
Insider loans	$4,025,000	1,763
FHLB advances	$170,741,000	215
Loans and leases held for sale	$0	1,852
Unused loan commitments	$58,372,000	1,118
Tier 1 (core) risk-based capital	$52,043,000	1,214
Tier 2 risk-based capital	$6,590,000	882
Total risk weighted assets	$527,003,000	890
Total unused commitments	$58,372,000	1,121
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	163	946
Assets and Liabilities
Total Assets:	$913,357,000	750
Cash and due from depository institutions	$37,922,000	946
Interest-bearing balances	$27,870,000	1,234
Securities	$202,374,000	649
Federal funds sold & reverse repurchase agreements	$0	4,804
Net loans & leases	$606,704,000	739
Loan loss allowance	$8,012,000	1,072
Trading account assets	$0	227
Bank premises and fixed assets	$15,933,000	745
Other real estate owned	$5,035,000	946
Goodwill and other intangibles	$106,000	2,646
All other assets	$45,283,000	538
Life insurance assets	$23,097,000	292
Total liabilities and capital	$913,357,000	750
Total liabilities	$857,758,000	723
Total deposits	$586,676,000	947
Interest-bearing deposits	$551,035,000	873
Deposits held in domestic offices	$586,676,000	944
% insured	84.38%	5,417
Federal funds purchased & repurchase agreements	$92,800,000	265
Trading liabilities	$0	108
Other borrowed funds	$172,718,000	279
Subordinated debt	$0	248
All other liabilities	$5,564,000	948
Total equity capital	$55,599,000	1,209
Total bank equity capital	$55,599,000	1,209
Perpetual preferred stock	$0	220
Common stock	$0	7,272
Surplus	$38,414,000	903
Undivided profits	$17,185,000	1,902
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$30,049,000	646
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$3,213,000	947
Earning assets	$836,948,000	740
Long-term assets (5+ years)	$0	7,124
Average Assets, year-to-date	$909,946,000	752
Average Assets, quarterly	$909,946,000	752
Volatile liabilities	$423,668,000	364
Insider loans	$4,862,000	1,533
FHLB advances	$172,718,000	229
Loans and leases held for sale	$0	1,823
Unused loan commitments	$55,862,000	1,212
Tier 1 (core) risk-based capital	$53,065,000	1,189
Tier 2 risk-based capital	$6,626,000	903
Total risk weighted assets	$528,707,000	914
Total unused commitments	$55,862,000	1,214
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	161	971
Assets and Liabilities
Total Assets:	$906,535,000	759
Cash and due from depository institutions	$38,672,000	971
Interest-bearing balances	$28,432,000	1,013
Securities	$176,358,000	734
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$624,839,000	731
Loan loss allowance	$8,413,000	1,016
Trading account assets	$0	224
Bank premises and fixed assets	$16,013,000	757
Other real estate owned	$5,028,000	971
Goodwill and other intangibles	$113,000	2,642
All other assets	$45,512,000	548
Life insurance assets	$22,918,000	293
Total liabilities and capital	$906,535,000	759
Total liabilities	$850,399,000	730
Total deposits	$558,284,000	999
Interest-bearing deposits	$524,103,000	929
Deposits held in domestic offices	$558,284,000	996
% insured	86.04%	5,018
Federal funds purchased & repurchase agreements	$92,800,000	267
Trading liabilities	$0	104
Other borrowed funds	$192,694,000	286
Subordinated debt	$0	258
All other liabilities	$6,621,000	818
Total equity capital	$56,136,000	1,171
Total bank equity capital	$56,136,000	1,171
Perpetual preferred stock	$0	219
Common stock	$0	7,340
Surplus	$38,414,000	894
Undivided profits	$17,722,000	1,813
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$29,981,000	629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$3,248,000	974
Earning assets	$829,629,000	747
Long-term assets (5+ years)	$0	7,189
Average Assets, year-to-date	$965,184,800	694
Average Assets, quarterly	$926,574,000	740
Volatile liabilities	$363,696,000	424
Insider loans	$4,471,000	1,721
FHLB advances	$182,694,000	240
Loans and leases held for sale	$0	1,814
Unused loan commitments	$58,222,000	1,177
Tier 1 (core) risk-based capital	$55,697,000	1,109
Tier 2 risk-based capital	$6,857,000	890
Total risk weighted assets	$546,984,000	912
Total unused commitments	$58,222,000	1,178
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	165	947
Assets and Liabilities
Total Assets:	$946,613,000	726
Cash and due from depository institutions	$48,695,000	947
Interest-bearing balances	$39,329,000	694
Securities	$174,154,000	742
Federal funds sold & reverse repurchase agreements	$0	4,911
Net loans & leases	$656,099,000	712
Loan loss allowance	$8,746,000	935
Trading account assets	$0	238
Bank premises and fixed assets	$16,394,000	734
Other real estate owned	$3,132,000	947
Goodwill and other intangibles	$119,000	2,662
All other assets	$48,020,000	476
Life insurance assets	$22,808,000	296
Total liabilities and capital	$946,613,000	726
Total liabilities	$883,725,000	706
Total deposits	$604,149,000	919
Interest-bearing deposits	$567,418,000	854
Deposits held in domestic offices	$604,149,000	917
% insured	87.91%	4,643
Federal funds purchased & repurchase agreements	$92,800,000	281
Trading liabilities	$0	103
Other borrowed funds	$177,670,000	321
Subordinated debt	$0	269
All other liabilities	$9,106,000	696
Total equity capital	$62,888,000	1,086
Total bank equity capital	$62,888,000	1,084
Perpetual preferred stock	$0	212
Common stock	$0	7,420
Surplus	$36,214,000	938
Undivided profits	$26,674,000	1,278
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$35,215,000	544
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$3,401,000	988
Earning assets	$869,582,000	726
Long-term assets (5+ years)	$0	7,262
Average Assets, year-to-date	$979,847,250	695
Average Assets, quarterly	$966,164,500	716
Volatile liabilities	$358,304,000	455
Insider loans	$4,430,000	1,733
FHLB advances	$177,670,000	256
Loans and leases held for sale	$0	1,823
Unused loan commitments	$58,365,000	1,246
Tier 1 (core) risk-based capital	$60,226,000	1,036
Tier 2 risk-based capital	$7,268,000	855
Total risk weighted assets	$579,967,000	877
Total unused commitments	$58,510,000	1,245
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	175	922
Assets and Liabilities
Total Assets:	$985,716,000	717
Cash and due from depository institutions	$48,549,000	922
Interest-bearing balances	$29,371,000	747
Securities	$174,964,000	726
Federal funds sold & reverse repurchase agreements	$0	5,176
Net loans & leases	$687,814,000	701
Loan loss allowance	$6,443,000	1,195
Trading account assets	$0	240
Bank premises and fixed assets	$16,383,000	759
Other real estate owned	$4,167,000	922
Goodwill and other intangibles	$2,939,000	1,111
All other assets	$50,900,000	480
Life insurance assets	$22,597,000	306
Total liabilities and capital	$985,716,000	717
Total liabilities	$912,711,000	697
Total deposits	$632,744,000	873
Interest-bearing deposits	$595,013,000	807
Deposits held in domestic offices	$632,744,000	872
% insured	87.71%	1,427
Federal funds purchased & repurchase agreements	$92,800,000	284
Trading liabilities	$0	100
Other borrowed funds	$177,647,000	339
Subordinated debt	$0	276
All other liabilities	$9,520,000	691
Total equity capital	$73,005,000	929
Total bank equity capital	$73,005,000	927
Perpetual preferred stock	$0	213
Common stock	$0	7,509
Surplus	$36,214,000	945
Undivided profits	$36,791,000	906
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$37,002,000	503
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$3,477,000	938
Earning assets	$892,149,000	710
Long-term assets (5+ years)	$0	7,339
Average Assets, year-to-date	$990,925,330	703
Average Assets, quarterly	$989,882,000	708
Volatile liabilities	$364,675,000	457
Insider loans	$4,713,000	1,650
FHLB advances	$177,647,000	277
Loans and leases held for sale	$0	1,961
Unused loan commitments	$61,800,000	1,238
Tier 1 (core) risk-based capital	$62,330,000	1,012
Tier 2 risk-based capital	$6,443,000	961
Total risk weighted assets	$604,410,000	861
Total unused commitments	$67,003,000	1,161
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	173	921
Assets and Liabilities
Total Assets:	$994,048,000	706
Cash and due from depository institutions	$38,380,000	921
Interest-bearing balances	$27,241,000	704
Securities	$166,131,000	754
Federal funds sold & reverse repurchase agreements	$0	5,546
Net loans & leases	$717,504,000	681
Loan loss allowance	$7,862,000	958
Trading account assets	$0	234
Bank premises and fixed assets	$16,485,000	761
Other real estate owned	$2,680,000	921
Goodwill and other intangibles	$2,947,000	1,122
All other assets	$49,921,000	479
Life insurance assets	$22,427,000	311
Total liabilities and capital	$994,048,000	706
Total liabilities	$919,718,000	687
Total deposits	$637,507,000	864
Interest-bearing deposits	$597,882,000	794
Deposits held in domestic offices	$637,507,000	862
% insured	87.20%	1,673
Federal funds purchased & repurchase agreements	$92,800,000	291
Trading liabilities	$0	92
Other borrowed funds	$177,623,000	362
Subordinated debt	$0	271
All other liabilities	$11,788,000	590
Total equity capital	$74,330,000	898
Total bank equity capital	$74,205,000	896
Perpetual preferred stock	$0	193
Common stock	$0	7,555
Surplus	$35,314,000	970
Undivided profits	$38,891,000	863
Noncontrolling interests in consolidated subsidiaries	$125,000	138
Memoranda
Noncurrent loans and leases	$29,157,000	543
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$3,782,000	875
Earning assets	$910,876,000	699
Long-term assets (5+ years)	$0	7,384
Average Assets, year-to-date	$993,530,000	698
Average Assets, quarterly	$993,530,000	698
Volatile liabilities	$367,667,000	456
Insider loans	$4,760,000	1,644
FHLB advances	$177,623,000	293
Loans and leases held for sale	$0	1,892
Unused loan commitments	$82,573,000	1,028
Tier 1 (core) risk-based capital	$64,945,000	973
Tier 2 risk-based capital	$7,862,000	787
Total risk weighted assets	$641,361,000	809
Total unused commitments	$82,573,000	1,028
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	141	1,171
Assets and Liabilities
Total Assets:	$993,012,000	684
Cash and due from depository institutions	$35,719,000	1,171
Interest-bearing balances	$24,033,000	485
Securities	$143,155,000	851
Federal funds sold & reverse repurchase agreements	$0	5,377
Net loans & leases	$743,899,000	652
Loan loss allowance	$6,046,000	1,155
Trading account assets	$0	236
Bank premises and fixed assets	$16,559,000	759
Other real estate owned	$3,333,000	1,171
Goodwill and other intangibles	$2,957,000	1,138
All other assets	$47,390,000	498
Life insurance assets	$22,278,000	309
Total liabilities and capital	$993,012,000	684
Total liabilities	$915,904,000	676
Total deposits	$626,606,000	849
Interest-bearing deposits	$589,572,000	776
Deposits held in domestic offices	$626,606,000	845
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$92,800,000	301
Trading liabilities	$0	88
Other borrowed funds	$184,850,000	380
Subordinated debt	$0	278
All other liabilities	$11,648,000	605
Total equity capital	$77,108,000	855
Total bank equity capital	$77,108,000	855
Perpetual preferred stock	$0	141
Common stock	$0	7,596
Surplus	$35,391,000	929
Undivided profits	$41,717,000	799
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$22,722,000	582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$3,911,000	879
Earning assets	$911,087,000	683
Long-term assets (5+ years)	$0	7,429
Average Assets, year-to-date	$964,267,600	684
Average Assets, quarterly	$995,659,500	681
Volatile liabilities	$379,026,000	447
Insider loans	$2,572,000	2,699
FHLB advances	$184,850,000	317
Loans and leases held for sale	$0	1,663
Unused loan commitments	$88,140,000	1,002
Tier 1 (core) risk-based capital	$69,827,000	878
Tier 2 risk-based capital	$6,046,000	984
Total risk weighted assets	$684,151,000	760
Total unused commitments	$88,140,000	1,002
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	177	912
Assets and Liabilities
Total Assets:	$998,307,000	680
Cash and due from depository institutions	$47,794,000	912
Interest-bearing balances	$39,967,000	179
Securities	$137,443,000	867
Federal funds sold & reverse repurchase agreements	$0	5,854
Net loans & leases	$740,593,000	658
Loan loss allowance	$5,855,000	1,070
Trading account assets	$0	251
Bank premises and fixed assets	$16,315,000	761
Other real estate owned	$4,019,000	912
Goodwill and other intangibles	$2,966,000	1,179
All other assets	$49,177,000	462
Life insurance assets	$22,075,000	310
Total liabilities and capital	$998,307,000	680
Total liabilities	$922,344,000	660
Total deposits	$610,977,000	845
Interest-bearing deposits	$570,662,000	795
Deposits held in domestic offices	$610,977,000	842
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$92,800,000	324
Trading liabilities	$0	91
Other borrowed funds	$207,576,000	356
Subordinated debt	$0	276
All other liabilities	$10,991,000	607
Total equity capital	$75,963,000	884
Total bank equity capital	$75,963,000	884
Perpetual preferred stock	$0	110
Common stock	$0	7,662
Surplus	$31,820,000	1,017
Undivided profits	$44,143,000	779
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$20,660,000	547
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$3,756,000	972
Earning assets	$918,003,000	670
Long-term assets (5+ years)	$0	7,485
Average Assets, year-to-date	$957,081,500	692
Average Assets, quarterly	$977,122,000	690
Volatile liabilities	$394,731,000	417
Insider loans	$2,315,000	2,884
FHLB advances	$207,576,000	313
Loans and leases held for sale	$0	1,623
Unused loan commitments	$92,402,000	1,010
Tier 1 (core) risk-based capital	$73,767,000	841
Tier 2 risk-based capital	$5,855,000	968
Total risk weighted assets	$692,053,000	748
Total unused commitments	$92,402,000	1,011
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	177	933
Assets and Liabilities
Total Assets:	$955,937,000	712
Cash and due from depository institutions	$23,107,000	933
Interest-bearing balances	$14,056,000	470
Securities	$138,259,000	879
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$726,383,000	669
Loan loss allowance	$5,555,000	1,085
Trading account assets	$0	267
Bank premises and fixed assets	$17,506,000	686
Other real estate owned	$2,227,000	933
Goodwill and other intangibles	$2,975,000	1,196
All other assets	$45,480,000	479
Life insurance assets	$17,073,000	377
Total liabilities and capital	$955,937,000	712
Total liabilities	$883,817,000	681
Total deposits	$587,841,000	880
Interest-bearing deposits	$542,051,000	827
Deposits held in domestic offices	$587,841,000	877
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$92,800,000	349
Trading liabilities	$0	94
Other borrowed funds	$192,553,000	381
Subordinated debt	$0	257
All other liabilities	$10,623,000	634
Total equity capital	$72,120,000	934
Total bank equity capital	$72,120,000	934
Perpetual preferred stock	$0	107
Common stock	$0	7,725
Surplus	$29,050,000	1,091
Undivided profits	$43,070,000	813
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$15,698,000	584
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$4,022,000	883
Earning assets	$878,698,000	697
Long-term assets (5+ years)	$0	7,536
Average Assets, year-to-date	$943,339,670	706
Average Assets, quarterly	$953,979,000	701
Volatile liabilities	$409,514,000	406
Insider loans	$2,419,000	2,773
FHLB advances	$192,553,000	328
Loans and leases held for sale	$0	1,725
Unused loan commitments	$95,608,000	1,026
Tier 1 (core) risk-based capital	$71,176,000	874
Tier 2 risk-based capital	$5,555,000	1,002
Total risk weighted assets	$663,263,000	778
Total unused commitments	$95,608,000	1,026
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	174	944
Assets and Liabilities
Total Assets:	$952,021,000	711
Cash and due from depository institutions	$39,953,000	944
Interest-bearing balances	$30,259,000	240
Securities	$152,837,000	787
Federal funds sold & reverse repurchase agreements	$0	6,601
Net loans & leases	$698,875,000	694
Loan loss allowance	$5,068,000	1,114
Trading account assets	$0	252
Bank premises and fixed assets	$17,603,000	673
Other real estate owned	$2,020,000	944
Goodwill and other intangibles	$2,834,000	1,236
All other assets	$37,899,000	547
Life insurance assets	$17,811,000	360
Total liabilities and capital	$952,021,000	711
Total liabilities	$877,991,000	690
Total deposits	$607,232,000	848
Interest-bearing deposits	$563,662,000	793
Deposits held in domestic offices	$607,232,000	845
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$87,800,000	349
Trading liabilities	$0	86
Other borrowed funds	$172,588,000	383
Subordinated debt	$0	251
All other liabilities	$10,371,000	691
Total equity capital	$74,030,000	936
Total bank equity capital	$74,030,000	936
Perpetual preferred stock	$0	108
Common stock	$0	7,761
Surplus	$29,062,000	1,086
Undivided profits	$44,968,000	825
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,145,000	738
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$3,930,000	925
Earning assets	$881,971,000	696
Long-term assets (5+ years)	$0	7,572
Average Assets, year-to-date	$937,041,000	712
Average Assets, quarterly	$937,041,000	712
Volatile liabilities	$361,647,000	450
Insider loans	$2,616,000	2,594
FHLB advances	$172,588,000	335
Loans and leases held for sale	$0	1,797
Unused loan commitments	$115,033,000	911
Tier 1 (core) risk-based capital	$70,537,000	875
Tier 2 risk-based capital	$5,068,000	1,064
Total risk weighted assets	$641,504,000	796
Total unused commitments	$115,033,000	911
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	169	991
Assets and Liabilities
Total Assets:	$922,061,000	733
Cash and due from depository institutions	$31,577,000	991
Interest-bearing balances	$24,584,000	234
Securities	$127,556,000	933
Federal funds sold & reverse repurchase agreements	$0	6,130
Net loans & leases	$704,615,000	683
Loan loss allowance	$5,111,000	1,065
Trading account assets	$0	237
Bank premises and fixed assets	$16,973,000	708
Other real estate owned	$1,726,000	991
Goodwill and other intangibles	$2,844,000	1,229
All other assets	$36,770,000	558
Life insurance assets	$17,433,000	364
Total liabilities and capital	$922,061,000	733
Total liabilities	$848,848,000	711
Total deposits	$585,698,000	886
Interest-bearing deposits	$547,773,000	816
Deposits held in domestic offices	$585,698,000	884
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$78,500,000	371
Trading liabilities	$0	78
Other borrowed funds	$173,000,000	367
Subordinated debt	$0	248
All other liabilities	$11,650,000	614
Total equity capital	$73,213,000	946
Total bank equity capital	$73,213,000	946
Perpetual preferred stock	$0	111
Common stock	$0	7,805
Surplus	$29,062,000	1,064
Undivided profits	$44,151,000	845
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,081,000	842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$3,899,000	1,022
Earning assets	$856,755,000	716
Long-term assets (5+ years)	$0	7,609
Average Assets, year-to-date	$887,376,600	726
Average Assets, quarterly	$914,520,500	730
Volatile liabilities	$377,239,000	429
Insider loans	$3,329,000	2,170
FHLB advances	$173,000,000	318
Loans and leases held for sale	$0	1,738
Unused loan commitments	$107,282,000	955
Tier 1 (core) risk-based capital	$70,377,000	891
Tier 2 risk-based capital	$5,111,000	1,043
Total risk weighted assets	$626,377,000	810
Total unused commitments	$107,282,000	955
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	165	1,009
Assets and Liabilities
Total Assets:	$906,980,000	728
Cash and due from depository institutions	$52,916,000	1,009
Interest-bearing balances	$42,347,000	140
Securities	$126,871,000	937
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$670,907,000	694
Loan loss allowance	$5,802,000	916
Trading account assets	$0	244
Bank premises and fixed assets	$17,006,000	682
Other real estate owned	$1,643,000	1,009
Goodwill and other intangibles	$2,854,000	1,210
All other assets	$34,783,000	585
Life insurance assets	$17,259,000	354
Total liabilities and capital	$906,980,000	728
Total liabilities	$831,970,000	704
Total deposits	$602,006,000	850
Interest-bearing deposits	$558,258,000	796
Deposits held in domestic offices	$602,006,000	848
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$63,500,000	407
Trading liabilities	$0	78
Other borrowed funds	$156,000,000	381
Subordinated debt	$0	244
All other liabilities	$10,464,000	652
Total equity capital	$75,010,000	906
Total bank equity capital	$75,010,000	906
Perpetual preferred stock	$0	113
Common stock	$0	7,824
Surplus	$29,030,000	1,047
Undivided profits	$45,980,000	809
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,921,000	947
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$3,669,000	1,167
Earning assets	$840,125,000	718
Long-term assets (5+ years)	$0	7,622
Average Assets, year-to-date	$878,705,500	734
Average Assets, quarterly	$899,023,000	727
Volatile liabilities	$328,860,000	462
Insider loans	$3,201,000	2,215
FHLB advances	$156,000,000	334
Loans and leases held for sale	$0	1,751
Unused loan commitments	$132,622,000	838
Tier 1 (core) risk-based capital	$72,509,000	860
Tier 2 risk-based capital	$5,802,000	908
Total risk weighted assets	$609,373,000	815
Total unused commitments	$132,622,000	838
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	156	1,101
Assets and Liabilities
Total Assets:	$891,066,000	752
Cash and due from depository institutions	$43,073,000	1,101
Interest-bearing balances	$31,906,000	201
Securities	$119,941,000	1,004
Federal funds sold & reverse repurchase agreements	$0	6,299
Net loans & leases	$671,678,000	695
Loan loss allowance	$5,071,000	1,035
Trading account assets	$0	245
Bank premises and fixed assets	$17,225,000	656
Other real estate owned	$1,753,000	1,101
Goodwill and other intangibles	$2,864,000	1,209
All other assets	$34,532,000	590
Life insurance assets	$17,087,000	353
Total liabilities and capital	$891,066,000	752
Total liabilities	$817,329,000	723
Total deposits	$601,794,000	866
Interest-bearing deposits	$556,032,000	809
Deposits held in domestic offices	$601,794,000	863
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$63,500,000	417
Trading liabilities	$0	87
Other borrowed funds	$142,000,000	373
Subordinated debt	$0	258
All other liabilities	$10,035,000	671
Total equity capital	$73,737,000	919
Total bank equity capital	$73,737,000	919
Perpetual preferred stock	$0	111
Common stock	$0	7,878
Surplus	$28,982,000	1,053
Undivided profits	$44,755,000	829
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,145,000	1,230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$3,533,000	1,138
Earning assets	$823,525,000	740
Long-term assets (5+ years)	$0	7,662
Average Assets, year-to-date	$869,280,670	756
Average Assets, quarterly	$885,036,000	748
Volatile liabilities	$276,249,000	547
Insider loans	$3,199,000	2,203
FHLB advances	$142,000,000	321
Loans and leases held for sale	$0	1,802
Unused loan commitments	$104,957,000	1,009
Tier 1 (core) risk-based capital	$72,239,000	864
Tier 2 risk-based capital	$5,071,000	1,042
Total risk weighted assets	$615,601,000	804
Total unused commitments	$104,957,000	1,010
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	161	1,049
Assets and Liabilities
Total Assets:	$879,006,000	751
Cash and due from depository institutions	$50,295,000	1,049
Interest-bearing balances	$37,122,000	172
Securities	$122,126,000	994
Federal funds sold & reverse repurchase agreements	$0	6,772
Net loans & leases	$653,538,000	695
Loan loss allowance	$4,853,000	1,072
Trading account assets	$0	267
Bank premises and fixed assets	$17,365,000	643
Other real estate owned	$932,000	1,049
Goodwill and other intangibles	$2,874,000	1,188
All other assets	$31,876,000	602
Life insurance assets	$16,907,000	355
Total liabilities and capital	$879,006,000	751
Total liabilities	$804,325,000	729
Total deposits	$599,611,000	857
Interest-bearing deposits	$552,161,000	804
Deposits held in domestic offices	$599,611,000	854
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$53,500,000	454
Trading liabilities	$0	89
Other borrowed funds	$142,000,000	363
Subordinated debt	$0	262
All other liabilities	$9,214,000	731
Total equity capital	$74,681,000	882
Total bank equity capital	$74,681,000	882
Perpetual preferred stock	$0	113
Common stock	$0	7,908
Surplus	$28,880,000	1,034
Undivided profits	$45,801,000	817
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,395,000	1,051
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$3,427,000	1,129
Earning assets	$812,786,000	742
Long-term assets (5+ years)	$0	7,689
Average Assets, year-to-date	$858,388,000	761
Average Assets, quarterly	$858,388,000	761
Volatile liabilities	$208,433,000	703
Insider loans	$3,429,000	2,031
FHLB advances	$142,000,000	316
Loans and leases held for sale	$0	1,800
Unused loan commitments	$115,080,000	939
Tier 1 (core) risk-based capital	$71,520,000	855
Tier 2 risk-based capital	$4,853,000	1,073
Total risk weighted assets	$604,878,000	796
Total unused commitments	$115,080,000	939
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	159	1,066
Assets and Liabilities
Total Assets:	$837,770,000	778
Cash and due from depository institutions	$43,302,000	1,066
Interest-bearing balances	$30,486,000	200
Securities	$91,709,000	1,331
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$646,930,000	700
Loan loss allowance	$4,705,000	1,094
Trading account assets	$0	156
Bank premises and fixed assets	$17,611,000	607
Other real estate owned	$286,000	1,066
Goodwill and other intangibles	$2,888,000	1,169
All other assets	$35,044,000	552
Life insurance assets	$19,671,000	308
Total liabilities and capital	$837,770,000	778
Total liabilities	$757,660,000	774
Total deposits	$575,623,000	882
Interest-bearing deposits	$535,536,000	808
Deposits held in domestic offices	$575,623,000	878
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,000,000	658
Trading liabilities	$0	77
Other borrowed funds	$144,000,000	381
Subordinated debt	$0	264
All other liabilities	$9,037,000	734
Total equity capital	$80,110,000	822
Total bank equity capital	$80,110,000	822
Perpetual preferred stock	$0	112
Common stock	$0	7,944
Surplus	$28,786,000	1,012
Undivided profits	$51,324,000	716
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,049,000	1,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$3,350,000	1,190
Earning assets	$769,125,000	779
Long-term assets (5+ years)	$0	7,714
Average Assets, year-to-date	$778,831,400	801
Average Assets, quarterly	$812,945,000	798
Volatile liabilities	$383,348,000	463
Insider loans	$3,403,000	2,022
FHLB advances	$144,000,000	335
Loans and leases held for sale	$0	1,760
Unused loan commitments	$101,072,000	1,014
Tier 1 (core) risk-based capital	$77,050,000	788
Tier 2 risk-based capital	$4,705,000	1,092
Total risk weighted assets	$590,005,000	795
Total unused commitments	$101,072,000	1,014
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	159	1,085
Assets and Liabilities
Total Assets:	$788,120,000	828
Cash and due from depository institutions	$32,552,000	1,085
Interest-bearing balances	$21,597,000	248
Securities	$70,035,000	1,720
Federal funds sold & reverse repurchase agreements	$0	6,029
Net loans & leases	$632,064,000	717
Loan loss allowance	$4,498,000	1,146
Trading account assets	$0	154
Bank premises and fixed assets	$16,000,000	663
Other real estate owned	$188,000	1,085
Goodwill and other intangibles	$2,908,000	1,160
All other assets	$34,373,000	574
Life insurance assets	$19,471,000	301
Total liabilities and capital	$788,120,000	828
Total liabilities	$708,780,000	823
Total deposits	$548,954,000	917
Interest-bearing deposits	$506,664,000	849
Deposits held in domestic offices	$548,954,000	915
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,000,000	1,087
Trading liabilities	$0	74
Other borrowed funds	$139,000,000	405
Subordinated debt	$0	269
All other liabilities	$8,826,000	726
Total equity capital	$79,340,000	836
Total bank equity capital	$79,340,000	836
Perpetual preferred stock	$0	118
Common stock	$0	8,007
Surplus	$28,692,000	1,017
Undivided profits	$50,648,000	733
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,952,000	1,037
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$3,283,000	1,198
Earning assets	$723,696,000	832
Long-term assets (5+ years)	$0	7,763
Average Assets, year-to-date	$764,096,750	824
Average Assets, quarterly	$779,893,000	826
Volatile liabilities	$348,356,000	519
Insider loans	$2,830,000	2,308
FHLB advances	$139,000,000	354
Loans and leases held for sale	$0	1,773
Unused loan commitments	$107,344,000	989
Tier 1 (core) risk-based capital	$76,403,000	800
Tier 2 risk-based capital	$4,498,000	1,148
Total risk weighted assets	$569,568,000	828
Total unused commitments	$107,344,000	990
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	152	1,137
Assets and Liabilities
Total Assets:	$771,666,000	831
Cash and due from depository institutions	$43,322,000	1,137
Interest-bearing balances	$26,454,000	180
Securities	$60,508,000	1,978
Federal funds sold & reverse repurchase agreements	$0	5,870
Net loans & leases	$614,767,000	725
Loan loss allowance	$4,448,000	1,153
Trading account assets	$0	157
Bank premises and fixed assets	$15,247,000	679
Other real estate owned	$320,000	1,137
Goodwill and other intangibles	$2,935,000	1,138
All other assets	$34,567,000	567
Life insurance assets	$19,269,000	299
Total liabilities and capital	$771,666,000	831
Total liabilities	$693,855,000	830
Total deposits	$554,307,000	894
Interest-bearing deposits	$503,269,000	834
Deposits held in domestic offices	$554,307,000	892
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,000,000	1,111
Trading liabilities	$0	73
Other borrowed funds	$119,000,000	470
Subordinated debt	$0	265
All other liabilities	$8,548,000	707
Total equity capital	$77,811,000	828
Total bank equity capital	$77,811,000	828
Perpetual preferred stock	$0	119
Common stock	$0	8,039
Surplus	$28,614,000	1,001
Undivided profits	$49,197,000	713
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,810,000	700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$2,777,000	1,281
Earning assets	$701,729,000	839
Long-term assets (5+ years)	$0	7,786
Average Assets, year-to-date	$756,089,000	834
Average Assets, quarterly	$767,229,500	834
Volatile liabilities	$332,934,000	542
Insider loans	$2,954,000	2,188
FHLB advances	$119,000,000	412
Loans and leases held for sale	$0	1,763
Unused loan commitments	$124,871,000	886
Tier 1 (core) risk-based capital	$75,071,000	791
Tier 2 risk-based capital	$4,448,000	1,135
Total risk weighted assets	$548,381,000	849
Total unused commitments	$124,871,000	886
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	152	1,109
Assets and Liabilities
Total Assets:	$762,793,000	827
Cash and due from depository institutions	$51,921,000	1,109
Interest-bearing balances	$34,941,000	159
Securities	$59,420,000	2,024
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$599,179,000	721
Loan loss allowance	$4,273,000	1,185
Trading account assets	$0	154
Bank premises and fixed assets	$14,709,000	695
Other real estate owned	$132,000	1,109
Goodwill and other intangibles	$2,949,000	1,112
All other assets	$34,483,000	551
Life insurance assets	$20,730,000	273
Total liabilities and capital	$762,793,000	827
Total liabilities	$685,302,000	828
Total deposits	$536,240,000	902
Interest-bearing deposits	$480,678,000	863
Deposits held in domestic offices	$536,240,000	899
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,000,000	1,040
Trading liabilities	$0	77
Other borrowed funds	$129,000,000	418
Subordinated debt	$0	259
All other liabilities	$8,062,000	728
Total equity capital	$77,491,000	815
Total bank equity capital	$77,491,000	815
Perpetual preferred stock	$0	120
Common stock	$0	8,045
Surplus	$28,554,000	967
Undivided profits	$48,937,000	721
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,106,000	847
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$2,792,000	1,202
Earning assets	$693,540,000	829
Long-term assets (5+ years)	$0	7,792
Average Assets, year-to-date	$748,300,500	834
Average Assets, quarterly	$748,300,500	834
Volatile liabilities	$324,966,000	516
Insider loans	$2,956,000	2,171
FHLB advances	$129,000,000	369
Loans and leases held for sale	$0	1,721
Unused loan commitments	$117,663,000	909
Tier 1 (core) risk-based capital	$74,392,000	776
Tier 2 risk-based capital	$4,273,000	1,164
Total risk weighted assets	$538,058,000	836
Total unused commitments	$117,663,000	909
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	138	1,235
Assets and Liabilities
Total Assets:	$733,808,000	855
Cash and due from depository institutions	$40,576,000	1,235
Interest-bearing balances	$15,918,000	340
Securities	$61,682,000	1,958
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$580,299,000	739
Loan loss allowance	$4,351,000	1,130
Trading account assets	$0	155
Bank premises and fixed assets	$14,485,000	694
Other real estate owned	$310,000	1,235
Goodwill and other intangibles	$2,969,000	1,092
All other assets	$33,487,000	570
Life insurance assets	$20,526,000	37
Total liabilities and capital	$733,808,000	855
Total liabilities	$657,779,000	858
Total deposits	$520,309,000	927
Interest-bearing deposits	$473,657,000	862
Deposits held in domestic offices	$520,309,000	925
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$129,000,000	436
Subordinated debt	$0	258
All other liabilities	$8,470,000	687
Total equity capital	$76,029,000	820
Total bank equity capital	$76,029,000	820
Perpetual preferred stock	$0	122
Common stock	$0	8,078
Surplus	$28,501,000	943
Undivided profits	$47,528,000	740
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,616,000	1,003
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$2,567,000	1,313
Earning assets	$657,899,000	878
Long-term assets (5+ years)	$0	7,839
Average Assets, year-to-date	$685,615,000	860
Average Assets, quarterly	$725,385,500	848
Volatile liabilities	$306,738,000	530
Insider loans	$3,190,000	2,019
FHLB advances	$129,000,000	377
Loans and leases held for sale	$0	1,743
Unused loan commitments	$104,576,000	974
Tier 1 (core) risk-based capital	$72,876,000	774
Tier 2 risk-based capital	$4,351,000	1,108
Total risk weighted assets	$487,026,000	908
Total unused commitments	$104,576,000	974
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	148	1,132
Assets and Liabilities
Total Assets:	$716,963,000	852
Cash and due from depository institutions	$55,390,000	1,132
Interest-bearing balances	$38,014,000	139
Securities	$51,756,000	2,261
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$559,608,000	744
Loan loss allowance	$4,016,000	1,220
Trading account assets	$0	146
Bank premises and fixed assets	$13,892,000	714
Other real estate owned	$310,000	1,132
Goodwill and other intangibles	$2,990,000	1,056
All other assets	$33,017,000	556
Life insurance assets	$20,315,000	36
Total liabilities and capital	$716,963,000	852
Total liabilities	$642,207,000	851
Total deposits	$505,543,000	926
Interest-bearing deposits	$462,524,000	855
Deposits held in domestic offices	$505,543,000	923
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$129,000,000	444
Subordinated debt	$0	251
All other liabilities	$7,664,000	725
Total equity capital	$74,756,000	813
Total bank equity capital	$74,756,000	813
Perpetual preferred stock	$0	120
Common stock	$0	8,097
Surplus	$28,452,000	915
Undivided profits	$46,304,000	751
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,675,000	1,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$2,424,000	1,334
Earning assets	$649,378,000	865
Long-term assets (5+ years)	$0	7,872
Average Assets, year-to-date	$673,566,750	856
Average Assets, quarterly	$703,236,000	858
Volatile liabilities	$292,194,000	538
Insider loans	$3,808,000	1,708
FHLB advances	$129,000,000	389
Loans and leases held for sale	$0	1,843
Unused loan commitments	$71,812,000	1,297
Tier 1 (core) risk-based capital	$71,571,000	776
Tier 2 risk-based capital	$4,016,000	1,182
Total risk weighted assets	$484,918,000	889
Total unused commitments	$71,812,000	1,297
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	146	1,144
Assets and Liabilities
Total Assets:	$689,509,000	855
Cash and due from depository institutions	$52,823,000	1,144
Interest-bearing balances	$40,497,000	125
Securities	$44,532,000	2,604
Federal funds sold & reverse repurchase agreements	$0	5,776
Net loans & leases	$550,434,000	740
Loan loss allowance	$3,955,000	1,220
Trading account assets	$0	148
Bank premises and fixed assets	$11,811,000	844
Other real estate owned	$494,000	1,144
Goodwill and other intangibles	$3,011,000	1,042
All other assets	$26,404,000	656
Life insurance assets	$15,128,000	48
Total liabilities and capital	$689,509,000	855
Total liabilities	$616,890,000	866
Total deposits	$489,971,000	921
Interest-bearing deposits	$447,735,000	853
Deposits held in domestic offices	$489,971,000	919
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$119,657,000	475
Subordinated debt	$0	251
All other liabilities	$7,262,000	711
Total equity capital	$72,619,000	819
Total bank equity capital	$72,619,000	819
Perpetual preferred stock	$0	118
Common stock	$0	8,105
Surplus	$28,409,000	898
Undivided profits	$44,210,000	772
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,271,000	1,146
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$2,352,000	1,239
Earning assets	$635,463,000	855
Long-term assets (5+ years)	$0	7,884
Average Assets, year-to-date	$659,101,330	867
Average Assets, quarterly	$678,723,500	856
Volatile liabilities	$264,200,000	569
Insider loans	$3,757,000	1,697
FHLB advances	$119,657,000	415
Loans and leases held for sale	$0	1,818
Unused loan commitments	$63,378,000	1,399
Tier 1 (core) risk-based capital	$69,544,000	780
Tier 2 risk-based capital	$3,955,000	1,182
Total risk weighted assets	$458,748,000	915
Total unused commitments	$63,378,000	1,400
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	149	1,103
Assets and Liabilities
Total Assets:	$667,938,000	867
Cash and due from depository institutions	$39,721,000	1,103
Interest-bearing balances	$26,669,000	196
Securities	$39,678,000	2,905
Federal funds sold & reverse repurchase agreements	$0	6,340
Net loans & leases	$548,081,000	716
Loan loss allowance	$2,679,000	1,769
Trading account assets	$0	148
Bank premises and fixed assets	$11,444,000	865
Other real estate owned	$644,000	1,103
Goodwill and other intangibles	$3,031,000	1,031
All other assets	$25,339,000	660
Life insurance assets	$14,975,000	47
Total liabilities and capital	$667,938,000	867
Total liabilities	$596,204,000	871
Total deposits	$479,646,000	920
Interest-bearing deposits	$426,519,000	880
Deposits held in domestic offices	$479,646,000	916
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$109,657,000	483
Subordinated debt	$0	265
All other liabilities	$6,901,000	737
Total equity capital	$71,734,000	796
Total bank equity capital	$71,734,000	796
Perpetual preferred stock	$0	120
Common stock	$0	8,166
Surplus	$28,390,000	874
Undivided profits	$43,344,000	761
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,198,000	527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$2,305,000	1,228
Earning assets	$614,428,000	861
Long-term assets (5+ years)	$0	7,945
Average Assets, year-to-date	$643,897,500	885
Average Assets, quarterly	$643,897,500	885
Volatile liabilities	$253,058,000	555
Insider loans	$2,114,000	2,640
FHLB advances	$109,657,000	424
Loans and leases held for sale	$0	1,762
Unused loan commitments	$69,112,000	1,272
Tier 1 (core) risk-based capital	$68,449,000	778
Tier 2 risk-based capital	$2,679,000	1,699
Total risk weighted assets	$468,160,000	884
Total unused commitments	$69,112,000	1,272
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	150	1,104
Assets and Liabilities
Total Assets:	$619,857,000	932
Cash and due from depository institutions	$29,199,000	1,104
Interest-bearing balances	$19,186,000	297
Securities	$32,557,000	3,415
Federal funds sold & reverse repurchase agreements	$11,800,000	994
Net loans & leases	$517,829,000	755
Loan loss allowance	$2,610,000	1,797
Trading account assets	$0	153
Bank premises and fixed assets	$10,515,000	944
Other real estate owned	$307,000	1,104
Goodwill and other intangibles	$3,052,000	1,014
All other assets	$14,598,000	1,077
Life insurance assets	$4,924,000	129
Total liabilities and capital	$619,857,000	932
Total liabilities	$545,208,000	953
Total deposits	$441,399,000	997
Interest-bearing deposits	$405,552,000	923
Deposits held in domestic offices	$441,399,000	996
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,470
Trading liabilities	$0	66
Other borrowed funds	$100,314,000	527
Subordinated debt	$0	272
All other liabilities	$3,495,000	1,224
Total equity capital	$74,649,000	784
Total bank equity capital	$74,649,000	784
Perpetual preferred stock	$0	118
Common stock	$0	8,205
Surplus	$28,195,000	868
Undivided profits	$46,454,000	725
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,093,000	460
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$2,143,000	1,304
Earning assets	$581,372,000	913
Long-term assets (5+ years)	$0	7,981
Average Assets, year-to-date	$590,997,400	930
Average Assets, quarterly	$623,235,000	914
Volatile liabilities	$221,484,000	612
Insider loans	$1,267,000	3,636
FHLB advances	$100,314,000	466
Loans and leases held for sale	$0	1,753
Unused loan commitments	$65,232,000	1,300
Tier 1 (core) risk-based capital	$71,521,000	758
Tier 2 risk-based capital	$2,610,000	1,739
Total risk weighted assets	$427,261,000	947
Total unused commitments	$73,232,000	1,171
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	163	986
Assets and Liabilities
Total Assets:	$626,613,000	909
Cash and due from depository institutions	$58,129,000	986
Interest-bearing balances	$47,791,000	113
Securities	$20,620,000	4,633
Federal funds sold & reverse repurchase agreements	$10,300,000	1,100
Net loans & leases	$508,081,000	745
Loan loss allowance	$2,404,000	1,949
Trading account assets	$0	149
Bank premises and fixed assets	$10,242,000	941
Other real estate owned	$235,000	986
Goodwill and other intangibles	$3,073,000	986
All other assets	$15,933,000	974
Life insurance assets	$4,942,000	125
Total liabilities and capital	$626,613,000	909
Total liabilities	$580,778,000	882
Total deposits	$486,458,000	884
Interest-bearing deposits	$410,484,000	888
Deposits held in domestic offices	$486,458,000	880
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$90,314,000	577
Subordinated debt	$0	276
All other liabilities	$4,006,000	1,091
Total equity capital	$45,835,000	1,241
Total bank equity capital	$45,835,000	1,241
Perpetual preferred stock	$0	124
Common stock	$0	8,249
Surplus	$0	8,313
Undivided profits	$45,835,000	729
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,672,000	773
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$2,058,000	1,417
Earning assets	$586,792,000	889
Long-term assets (5+ years)	$0	8,028
Average Assets, year-to-date	$583,782,500	942
Average Assets, quarterly	$605,016,000	929
Volatile liabilities	$252,697,000	541
Insider loans	$0	8,077
FHLB advances	$90,314,000	502
Loans and leases held for sale	$0	1,808
Unused loan commitments	$62,275,000	1,325
Tier 1 (core) risk-based capital	$42,802,000	1,236
Tier 2 risk-based capital	$2,404,000	1,844
Total risk weighted assets	$432,119,000	923
Total unused commitments	$62,275,000	1,326
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	165	975
Assets and Liabilities
Total Assets:	$583,419,000	953
Cash and due from depository institutions	$33,356,000	975
Interest-bearing balances	$20,521,000	285
Securities	$21,862,000	4,547
Federal funds sold & reverse repurchase agreements	$0	5,884
Net loans & leases	$499,422,000	733
Loan loss allowance	$3,502,000	1,335
Trading account assets	$0	153
Bank premises and fixed assets	$10,346,000	913
Other real estate owned	$262,000	975
Goodwill and other intangibles	$3,094,000	969
All other assets	$15,077,000	1,026
Life insurance assets	$4,893,000	126
Total liabilities and capital	$583,419,000	953
Total liabilities	$538,450,000	932
Total deposits	$444,183,000	954
Interest-bearing deposits	$407,273,000	881
Deposits held in domestic offices	$444,183,000	950
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$90,971,000	581
Subordinated debt	$0	288
All other liabilities	$3,296,000	1,192
Total equity capital	$44,969,000	1,202
Total bank equity capital	$44,969,000	1,202
Perpetual preferred stock	$0	126
Common stock	$0	8,301
Surplus	$0	8,370
Undivided profits	$44,969,000	711
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,967,000	725
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,788,000	1,529
Earning assets	$541,805,000	948
Long-term assets (5+ years)	$0	8,066
Average Assets, year-to-date	$569,505,670	959
Average Assets, quarterly	$604,937,500	914
Volatile liabilities	$209,150,000	610
Insider loans	$1,301,000	3,524
FHLB advances	$90,971,000	516
Loans and leases held for sale	$0	1,820
Unused loan commitments	$54,425,000	1,459
Tier 1 (core) risk-based capital	$41,771,000	1,243
Tier 2 risk-based capital	$2,501,000	1,753
Total risk weighted assets	$418,438,000	935
Total unused commitments	$54,425,000	1,463
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	162	1,003
Assets and Liabilities
Total Assets:	$626,456,000	888
Cash and due from depository institutions	$102,786,000	1,003
Interest-bearing balances	$67,184,000	92
Securities	$37,946,000	3,060
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$457,822,000	787
Loan loss allowance	$6,221,000	760
Trading account assets	$0	144
Bank premises and fixed assets	$10,560,000	863
Other real estate owned	$225,000	1,003
Goodwill and other intangibles	$3,115,000	939
All other assets	$14,002,000	1,051
Life insurance assets	$4,838,000	130
Total liabilities and capital	$626,456,000	888
Total liabilities	$582,225,000	859
Total deposits	$495,918,000	862
Interest-bearing deposits	$458,329,000	819
Deposits held in domestic offices	$495,918,000	859
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,174
Trading liabilities	$0	70
Other borrowed funds	$80,971,000	603
Subordinated debt	$0	287
All other liabilities	$5,336,000	907
Total equity capital	$44,231,000	1,254
Total bank equity capital	$44,231,000	1,254
Perpetual preferred stock	$0	129
Common stock	$0	8,335
Surplus	$0	8,403
Undivided profits	$44,231,000	757
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,089,000	409
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,983,000	1,341
Earning assets	$562,952,000	903
Long-term assets (5+ years)	$0	8,096
Average Assets, year-to-date	$562,549,000	975
Average Assets, quarterly	$562,549,000	975
Volatile liabilities	$243,501,000	540
Insider loans	$1,298,000	3,495
FHLB advances	$80,971,000	531
Loans and leases held for sale	$0	1,884
Unused loan commitments	$48,090,000	1,572
Tier 1 (core) risk-based capital	$41,075,000	1,246
Tier 2 risk-based capital	$5,168,000	875
Total risk weighted assets	$418,017,000	922
Total unused commitments	$48,090,000	1,575
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	150	1,109
Assets and Liabilities
Total Assets:	$498,642,000	1,110
Cash and due from depository institutions	$9,498,000	1,109
Interest-bearing balances	$2,804,000	1,824
Securities	$26,039,000	4,098
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$436,124,000	826
Loan loss allowance	$5,958,000	789
Trading account assets	$0	168
Bank premises and fixed assets	$10,474,000	872
Other real estate owned	$1,041,000	1,109
Goodwill and other intangibles	$3,134,000	938
All other assets	$12,332,000	1,200
Life insurance assets	$0	1
Total liabilities and capital	$498,642,000	1,110
Total liabilities	$455,473,000	1,093
Total deposits	$392,344,000	1,080
Interest-bearing deposits	$363,405,000	992
Deposits held in domestic offices	$392,344,000	1,079
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,433
Trading liabilities	$0	72
Other borrowed funds	$60,971,000	738
Subordinated debt	$0	293
All other liabilities	$2,158,000	1,765
Total equity capital	$43,169,000	1,259
Total bank equity capital	$43,169,000	1,259
Perpetual preferred stock	$0	131
Common stock	$0	8,396
Surplus	$0	8,463
Undivided profits	$43,169,000	743
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,079,000	987
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$2,013,000	1,379
Earning assets	$464,967,000	1,090
Long-term assets (5+ years)	$0	8,140
Average Assets, year-to-date	$484,451,000	1,107
Average Assets, quarterly	$496,739,500	1,108
Volatile liabilities	$145,865,000	794
Insider loans	$1,600,000	3,073
FHLB advances	$60,971,000	658
Loans and leases held for sale	$0	1,789
Unused loan commitments	$46,256,000	1,567
Tier 1 (core) risk-based capital	$40,037,000	1,264
Tier 2 risk-based capital	$4,315,000	1,017
Total risk weighted assets	$343,544,000	1,098
Total unused commitments	$46,256,000	1,569
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	152	1,107
Assets and Liabilities
Total Assets:	$494,837,000	1,133
Cash and due from depository institutions	$20,214,000	1,107
Interest-bearing balances	$8,830,000	857
Securities	$31,082,000	3,546
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$417,487,000	852
Loan loss allowance	$6,735,000	713
Trading account assets	$0	165
Bank premises and fixed assets	$9,321,000	992
Other real estate owned	$1,092,000	1,107
Goodwill and other intangibles	$3,099,000	929
All other assets	$12,542,000	1,182
Life insurance assets	$0	1
Total liabilities and capital	$494,837,000	1,133
Total liabilities	$452,417,000	1,115
Total deposits	$397,539,000	1,077
Interest-bearing deposits	$368,143,000	1,005
Deposits held in domestic offices	$397,539,000	1,075
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,347
Trading liabilities	$0	72
Other borrowed funds	$51,629,000	824
Subordinated debt	$0	293
All other liabilities	$3,249,000	1,346
Total equity capital	$42,420,000	1,290
Total bank equity capital	$42,420,000	1,290
Perpetual preferred stock	$0	137
Common stock	$0	8,445
Surplus	$0	8,515
Undivided profits	$42,420,000	759
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,275,000	767
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$2,058,000	1,420
Earning assets	$457,399,000	1,118
Long-term assets (5+ years)	$0	8,204
Average Assets, year-to-date	$480,903,250	1,137
Average Assets, quarterly	$494,757,500	1,129
Volatile liabilities	$137,028,000	812
Insider loans	$1,514,000	3,153
FHLB advances	$51,629,000	740
Loans and leases held for sale	$0	1,962
Unused loan commitments	$50,099,000	1,448
Tier 1 (core) risk-based capital	$39,262,000	1,305
Tier 2 risk-based capital	$4,259,000	1,035
Total risk weighted assets	$338,253,000	1,117
Total unused commitments	$50,099,000	1,454
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	158	1,056
Assets and Liabilities
Total Assets:	$494,678,000	1,130
Cash and due from depository institutions	$12,784,000	1,056
Interest-bearing balances	$6,202,000	1,256
Securities	$43,840,000	2,677
Federal funds sold & reverse repurchase agreements	$0	6,888
Net loans & leases	$412,526,000	844
Loan loss allowance	$5,417,000	863
Trading account assets	$0	170
Bank premises and fixed assets	$9,389,000	961
Other real estate owned	$1,210,000	1,056
Goodwill and other intangibles	$3,149,000	891
All other assets	$11,780,000	1,187
Life insurance assets	$0	1
Total liabilities and capital	$494,678,000	1,130
Total liabilities	$453,851,000	1,110
Total deposits	$408,984,000	1,051
Interest-bearing deposits	$385,801,000	959
Deposits held in domestic offices	$408,984,000	1,050
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$42,286,000	938
Subordinated debt	$0	266
All other liabilities	$2,581,000	1,677
Total equity capital	$40,827,000	1,333
Total bank equity capital	$40,827,000	1,333
Perpetual preferred stock	$0	140
Common stock	$0	8,468
Surplus	$0	8,544
Undivided profits	$40,827,000	796
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,371,000	978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$2,064,000	1,358
Earning assets	$462,568,000	1,101
Long-term assets (5+ years)	$0	8,230
Average Assets, year-to-date	$476,258,670	1,144
Average Assets, quarterly	$490,564,000	1,124
Volatile liabilities	$129,959,000	849
Insider loans	$1,118,000	3,784
FHLB advances	$42,286,000	847
Loans and leases held for sale	$0	2,044
Unused loan commitments	$69,518,000	1,118
Tier 1 (core) risk-based capital	$37,540,000	1,332
Tier 2 risk-based capital	$4,456,000	966
Total risk weighted assets	$355,510,000	1,047
Total unused commitments	$69,518,000	1,124
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	153	1,087
Assets and Liabilities
Total Assets:	$486,450,000	1,124
Cash and due from depository institutions	$39,052,000	1,087
Interest-bearing balances	$35,707,000	212
Securities	$22,295,000	4,347
Federal funds sold & reverse repurchase agreements	$0	7,247
Net loans & leases	$398,998,000	860
Loan loss allowance	$4,896,000	934
Trading account assets	$0	169
Bank premises and fixed assets	$9,491,000	946
Other real estate owned	$1,304,000	1,087
Goodwill and other intangibles	$3,200,000	880
All other assets	$12,110,000	1,146
Life insurance assets	$0	1
Total liabilities and capital	$486,450,000	1,124
Total liabilities	$446,725,000	1,104
Total deposits	$401,749,000	1,055
Interest-bearing deposits	$377,287,000	971
Deposits held in domestic offices	$401,749,000	1,053
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$42,286,000	905
Subordinated debt	$0	265
All other liabilities	$2,690,000	1,645
Total equity capital	$39,725,000	1,347
Total bank equity capital	$39,725,000	1,347
Perpetual preferred stock	$0	141
Common stock	$0	8,511
Surplus	$0	8,583
Undivided profits	$39,725,000	793
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,833,000	1,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$2,045,000	1,413
Earning assets	$457,000,000	1,096
Long-term assets (5+ years)	$0	8,263
Average Assets, year-to-date	$467,049,000	1,159
Average Assets, quarterly	$467,049,000	1,159
Volatile liabilities	$124,052,000	860
Insider loans	$1,073,000	3,785
FHLB advances	$42,286,000	819
Loans and leases held for sale	$0	1,961
Unused loan commitments	$70,447,000	1,081
Tier 1 (core) risk-based capital	$36,479,000	1,356
Tier 2 risk-based capital	$4,614,000	922
Total risk weighted assets	$369,149,000	993
Total unused commitments	$70,447,000	1,090
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	132	1,273
Assets and Liabilities
Total Assets:	$447,648,000	1,197
Cash and due from depository institutions	$14,205,000	1,273
Interest-bearing balances	$11,456,000	691
Securities	$28,599,000	3,635
Federal funds sold & reverse repurchase agreements	$0	6,991
Net loans & leases	$381,838,000	892
Loan loss allowance	$4,658,000	950
Trading account assets	$0	170
Bank premises and fixed assets	$7,835,000	1,150
Other real estate owned	$1,246,000	1,273
Goodwill and other intangibles	$1,580,000	1,258
All other assets	$12,345,000	1,089
Life insurance assets	$0	1
Total liabilities and capital	$447,648,000	1,197
Total liabilities	$408,679,000	1,185
Total deposits	$360,927,000	1,148
Interest-bearing deposits	$338,245,000	1,059
Deposits held in domestic offices	$360,927,000	1,147
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$45,443,000	861
Subordinated debt	$0	258
All other liabilities	$2,309,000	1,827
Total equity capital	$38,969,000	1,342
Total bank equity capital	$38,969,000	1,342
Perpetual preferred stock	$0	142
Common stock	$0	8,549
Surplus	$0	8,619
Undivided profits	$38,969,000	786
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,548,000	1,205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$2,027,000	1,498
Earning assets	$421,893,000	1,168
Long-term assets (5+ years)	$0	8,289
Average Assets, year-to-date	$418,450,400	1,213
Average Assets, quarterly	$450,385,500	1,177
Volatile liabilities	$115,375,000	903
Insider loans	$1,298,000	3,394
FHLB advances	$45,443,000	762
Loans and leases held for sale	$0	1,889
Unused loan commitments	$74,439,000	994
Tier 1 (core) risk-based capital	$37,318,000	1,291
Tier 2 risk-based capital	$3,945,000	1,035
Total risk weighted assets	$327,989,000	1,092
Total unused commitments	$74,439,000	994
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	121	1,379
Assets and Liabilities
Total Assets:	$376,836,000	1,349
Cash and due from depository institutions	$11,686,000	1,379
Interest-bearing balances	$9,543,000	745
Securities	$13,671,000	5,652
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$335,067,000	994
Loan loss allowance	$3,417,000	1,205
Trading account assets	$0	182
Bank premises and fixed assets	$5,931,000	1,496
Other real estate owned	$389,000	1,379
Goodwill and other intangibles	$0	3,095
All other assets	$10,092,000	1,220
Life insurance assets	$0	1
Total liabilities and capital	$376,836,000	1,349
Total liabilities	$341,142,000	1,350
Total deposits	$305,779,000	1,301
Interest-bearing deposits	$305,521,000	1,130
Deposits held in domestic offices	$305,779,000	1,298
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$32,757,000	985
Subordinated debt	$0	241
All other liabilities	$2,606,000	1,649
Total equity capital	$35,694,000	1,372
Total bank equity capital	$35,694,000	1,372
Perpetual preferred stock	$0	158
Common stock	$0	8,780
Surplus	$0	8,858
Undivided profits	$35,694,000	786
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,196,000	2,348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$1,874,000	1,766
Earning assets	$358,281,000	1,308
Long-term assets (5+ years)	$0	8,482
Average Assets, year-to-date	$360,579,200	1,342
Average Assets, quarterly	$373,558,000	1,342
Volatile liabilities	$130,653,000	790
Insider loans	$1,129,000	3,646
FHLB advances	$32,757,000	886
Loans and leases held for sale	$0	1,749
Unused loan commitments	$62,972,000	1,063
Tier 1 (core) risk-based capital	$35,667,000	1,280
Tier 2 risk-based capital	$3,437,000	1,128
Total risk weighted assets	$292,136,000	1,172
Total unused commitments	$62,972,000	1,067
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	123	1,339
Assets and Liabilities
Total Assets:	$334,231,000	1,438
Cash and due from depository institutions	$16,889,000	1,339
Interest-bearing balances	$11,310,000	403
Securities	$14,923,000	5,584
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$287,907,000	1,117
Loan loss allowance	$3,163,000	1,240
Trading account assets	$0	175
Bank premises and fixed assets	$6,051,000	1,416
Other real estate owned	$66,000	1,339
Goodwill and other intangibles	$0	3,145
All other assets	$8,395,000	1,162
Life insurance assets	$0	1
Total liabilities and capital	$334,231,000	1,438
Total liabilities	$300,851,000	1,441
Total deposits	$274,544,000	1,379
Interest-bearing deposits	$274,544,000	1,206
Deposits held in domestic offices	$274,544,000	1,376
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$25,071,000	1,162
Subordinated debt	$0	239
All other liabilities	$1,236,000	3,035
Total equity capital	$33,380,000	1,386
Total bank equity capital	$33,380,000	1,386
Perpetual preferred stock	$0	178
Common stock	$0	9,055
Surplus	$0	9,124
Undivided profits	$33,380,000	801
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$929,000	2,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$1,393,000	1,882
Earning assets	$314,140,000	1,400
Long-term assets (5+ years)	$0	8,706
Average Assets, year-to-date	$334,231,000	1,370
Average Assets, quarterly	$334,231,000	1,422
Volatile liabilities	$107,867,000	940
Insider loans	$1,671,000	2,694
FHLB advances	$25,071,000	327
Loans and leases held for sale	$0	1,442
Unused loan commitments	$56,495,000	1,063
Tier 1 (core) risk-based capital	$33,470,000	1,305
Tier 2 risk-based capital	$3,163,000	1,181
Total risk weighted assets	$259,864,000	1,251
Total unused commitments	$56,495,000	1,063
Derivatives	$0	481