Home > Atlantic Coast Bank > Income and Expense
Atlantic Coast Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,252,000 | 814 |
| Total interest expense | $2,125,000 | 502 |
| Net interest income | $7,127,000 | 913 |
| Provision for loan and lease losses | $168,000 | 1,055 |
| Total noninterest income | $1,255,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $400,000 | 775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $855,000 | 1,028 |
| Total noninterest expense | $6,067,000 | 913 |
| Salaries and employee benefits | $3,539,000 | 891 |
| Premises and equipment expense | $651,000 | 945 |
| Additional noninterest expense | $1,877,000 | 873 |
| Pre-tax net operating income | $2,147,000 | 1,137 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $538,000 | 818 |
| Income before extraordinary items | $1,609,000 | 1,255 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,609,000 | 1,255 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,609,000 | 1,255 |
| Net charge-offs | $168,000 | 633 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,609,000 | 1,244 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $34,372,000 | 833 |
| Total interest expense | $7,377,000 | 482 |
| Net interest income | $26,995,000 | 931 |
| Provision for loan and lease losses | $693,000 | 1,160 |
| Total noninterest income | $6,276,000 | 942 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,754,000 | 717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,522,000 | 878 |
| Total noninterest expense | $24,407,000 | 883 |
| Salaries and employee benefits | $13,642,000 | 888 |
| Premises and equipment expense | $2,868,000 | 852 |
| Additional noninterest expense | $7,897,000 | 840 |
| Pre-tax net operating income | $8,171,000 | 1,157 |
| Securities gains (losses) | $400,000 | 258 |
| Applicable income taxes | $4,624,000 | 700 |
| Income before extraordinary items | $3,947,000 | 1,624 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,947,000 | 1,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,947,000 | 1,624 |
| Net charge-offs | $255,000 | 1,615 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,691,000 | 1,696 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $25,019,000 | 854 |
| Total interest expense | $5,245,000 | 491 |
| Net interest income | $19,774,000 | 951 |
| Provision for loan and lease losses | $458,000 | 1,220 |
| Total noninterest income | $5,010,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,325,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,685,000 | 848 |
| Total noninterest expense | $18,600,000 | 876 |
| Salaries and employee benefits | $10,395,000 | 880 |
| Premises and equipment expense | $2,105,000 | 881 |
| Additional noninterest expense | $6,100,000 | 810 |
| Pre-tax net operating income | $5,726,000 | 1,249 |
| Securities gains (losses) | $400,000 | 247 |
| Applicable income taxes | $2,166,000 | 871 |
| Income before extraordinary items | $3,960,000 | 1,385 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,960,000 | 1,384 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,960,000 | 1,385 |
| Net charge-offs | $215,000 | 1,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,700,000 | 1,444 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,308,000 | 870 |
| Total interest expense | $3,286,000 | 506 |
| Net interest income | $13,022,000 | 961 |
| Provision for loan and lease losses | $291,000 | 1,263 |
| Total noninterest income | $3,775,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $875,000 | 718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,900,000 | 754 |
| Total noninterest expense | $12,507,000 | 872 |
| Salaries and employee benefits | $6,905,000 | 881 |
| Premises and equipment expense | $1,353,000 | 912 |
| Additional noninterest expense | $4,249,000 | 779 |
| Pre-tax net operating income | $3,999,000 | 1,194 |
| Securities gains (losses) | $400,000 | 180 |
| Applicable income taxes | $1,585,000 | 798 |
| Income before extraordinary items | $2,814,000 | 1,310 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,814,000 | 1,309 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,814,000 | 1,310 |
| Net charge-offs | $233,000 | 963 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,558,000 | 1,384 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,889,000 | 890 |
| Total interest expense | $1,516,000 | 525 |
| Net interest income | $6,373,000 | 977 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $2,476,000 | 686 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $428,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,048,000 | 575 |
| Total noninterest expense | $6,353,000 | 865 |
| Salaries and employee benefits | $3,435,000 | 896 |
| Premises and equipment expense | $693,000 | 899 |
| Additional noninterest expense | $2,225,000 | 738 |
| Pre-tax net operating income | $2,396,000 | 1,010 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $850,000 | 736 |
| Income before extraordinary items | $1,546,000 | 1,192 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,546,000 | 1,191 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,546,000 | 1,192 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,546,000 | 1,171 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $33,888,000 | 793 |
| Total interest expense | $7,417,000 | 406 |
| Net interest income | $26,471,000 | 904 |
| Provision for loan and lease losses | $619,000 | 1,277 |
| Total noninterest income | $7,565,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,304,000 | 565 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,261,000 | 814 |
| Total noninterest expense | $24,346,000 | 878 |
| Salaries and employee benefits | $13,513,000 | 871 |
| Premises and equipment expense | $2,832,000 | 874 |
| Additional noninterest expense | $8,001,000 | 831 |
| Pre-tax net operating income | $9,071,000 | 1,003 |
| Securities gains (losses) | $1,321,000 | 177 |
| Applicable income taxes | $1,590,000 | 1,225 |
| Income before extraordinary items | $8,802,000 | 853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,802,000 | 853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,802,000 | 852 |
| Net charge-offs | $202,000 | 1,917 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,679,150 | 947 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $25,181,000 | 798 |
| Total interest expense | $5,828,000 | 379 |
| Net interest income | $19,353,000 | 932 |
| Provision for loan and lease losses | $569,000 | 1,057 |
| Total noninterest income | $5,698,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,775,000 | 554 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,923,000 | 810 |
| Total noninterest expense | $18,536,000 | 858 |
| Salaries and employee benefits | $10,390,000 | 844 |
| Premises and equipment expense | $2,240,000 | 834 |
| Additional noninterest expense | $5,906,000 | 839 |
| Pre-tax net operating income | $5,946,000 | 1,127 |
| Securities gains (losses) | $1,321,000 | 151 |
| Applicable income taxes | $2,696,000 | 700 |
| Income before extraordinary items | $4,571,000 | 1,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,571,000 | 1,193 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,571,000 | 1,193 |
| Net charge-offs | $164,000 | 1,617 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,725,560 | 1,378 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $16,702,000 | 801 |
| Total interest expense | $4,210,000 | 356 |
| Net interest income | $12,492,000 | 965 |
| Provision for loan and lease losses | $349,000 | 1,135 |
| Total noninterest income | $4,000,000 | 815 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,187,000 | 543 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,813,000 | 764 |
| Total noninterest expense | $12,249,000 | 868 |
| Salaries and employee benefits | $6,874,000 | 855 |
| Premises and equipment expense | $1,437,000 | 870 |
| Additional noninterest expense | $3,938,000 | 839 |
| Pre-tax net operating income | $3,894,000 | 1,132 |
| Securities gains (losses) | $828,000 | 172 |
| Applicable income taxes | $1,752,000 | 715 |
| Income before extraordinary items | $2,970,000 | 1,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,970,000 | 1,214 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,970,000 | 1,214 |
| Net charge-offs | $64,000 | 1,966 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,440,080 | 1,376 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,197,000 | 816 |
| Total interest expense | $2,108,000 | 353 |
| Net interest income | $6,089,000 | 991 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $1,719,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $630,000 | 512 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,089,000 | 883 |
| Total noninterest expense | $6,019,000 | 880 |
| Salaries and employee benefits | $3,431,000 | 858 |
| Premises and equipment expense | $707,000 | 884 |
| Additional noninterest expense | $1,881,000 | 866 |
| Pre-tax net operating income | $1,639,000 | 1,302 |
| Securities gains (losses) | $828,000 | 88 |
| Applicable income taxes | $915,000 | 677 |
| Income before extraordinary items | $1,552,000 | 1,150 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,552,000 | 1,151 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,552,000 | 1,151 |
| Net charge-offs | $121,000 | 911 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,022,080 | 1,545 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $29,796,000 | 863 |
| Total interest expense | $8,686,000 | 316 |
| Net interest income | $21,110,000 | 1,086 |
| Provision for loan and lease losses | $808,000 | 970 |
| Total noninterest income | $6,196,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,735,000 | 475 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,461,000 | 1,057 |
| Total noninterest expense | $28,330,000 | 724 |
| Salaries and employee benefits | $12,328,000 | 925 |
| Premises and equipment expense | $3,961,000 | 625 |
| Additional noninterest expense | $12,041,000 | 554 |
| Pre-tax net operating income | $-1,832,000 | 6,133 |
| Securities gains (losses) | $-9,000 | 5,852 |
| Applicable income taxes | $-6,875,000 | 6,158 |
| Income before extraordinary items | $5,034,000 | 1,349 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,034,000 | 1,349 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,034,000 | 1,349 |
| Net charge-offs | $169,000 | 2,150 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,039,760 | 1,321 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,990,000 | 881 |
| Total interest expense | $6,761,000 | 307 |
| Net interest income | $15,229,000 | 1,126 |
| Provision for loan and lease losses | $582,000 | 931 |
| Total noninterest income | $5,128,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,002,000 | 495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,126,000 | 933 |
| Total noninterest expense | $22,691,000 | 695 |
| Salaries and employee benefits | $9,140,000 | 938 |
| Premises and equipment expense | $2,939,000 | 650 |
| Additional noninterest expense | $10,612,000 | 484 |
| Pre-tax net operating income | $-2,916,000 | 6,247 |
| Securities gains (losses) | $-9,000 | 5,986 |
| Applicable income taxes | $-7,212,000 | 6,259 |
| Income before extraordinary items | $4,287,000 | 1,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,287,000 | 1,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,287,000 | 1,232 |
| Net charge-offs | $57,000 | 2,674 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,292,760 | 1,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,293,000 | 906 |
| Total interest expense | $4,888,000 | 289 |
| Net interest income | $9,405,000 | 1,209 |
| Provision for loan and lease losses | $387,000 | 938 |
| Total noninterest income | $3,337,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,289,000 | 510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,048,000 | 952 |
| Total noninterest expense | $16,782,000 | 637 |
| Salaries and employee benefits | $5,962,000 | 959 |
| Premises and equipment expense | $1,919,000 | 666 |
| Additional noninterest expense | $8,901,000 | 406 |
| Pre-tax net operating income | $-4,427,000 | 6,342 |
| Securities gains (losses) | $-9,000 | 6,099 |
| Applicable income taxes | $-7,713,000 | 6,340 |
| Income before extraordinary items | $3,277,000 | 1,079 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,277,000 | 1,079 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,277,000 | 1,080 |
| Net charge-offs | $93,000 | 1,787 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,282,760 | 1,049 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 938 |
| Total interest expense | $2,451,000 | 288 |
| Net interest income | $4,420,000 | 1,283 |
| Provision for loan and lease losses | $197,000 | 921 |
| Total noninterest income | $1,768,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $633,000 | 508 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,135,000 | 843 |
| Total noninterest expense | $5,563,000 | 936 |
| Salaries and employee benefits | $2,864,000 | 992 |
| Premises and equipment expense | $909,000 | 698 |
| Additional noninterest expense | $1,790,000 | 889 |
| Pre-tax net operating income | $428,000 | 3,279 |
| Securities gains (losses) | $-9,000 | 6,241 |
| Applicable income taxes | $45,000 | 3,067 |
| Income before extraordinary items | $374,000 | 3,251 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $374,000 | 3,254 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $374,000 | 3,254 |
| Net charge-offs | $153,000 | 858 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $382,010 | 3,135 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,135,000 | 900 |
| Total interest expense | $10,513,000 | 270 |
| Net interest income | $17,622,000 | 1,272 |
| Provision for loan and lease losses | $1,266,000 | 700 |
| Total noninterest income | $5,930,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,771,000 | 496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,159,000 | 1,066 |
| Total noninterest expense | $21,174,000 | 958 |
| Salaries and employee benefits | $10,423,000 | 1,047 |
| Premises and equipment expense | $3,364,000 | 740 |
| Additional noninterest expense | $7,387,000 | 887 |
| Pre-tax net operating income | $1,112,000 | 3,965 |
| Securities gains (losses) | $205,000 | 794 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,317,000 | 3,460 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,317,000 | 3,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,317,000 | 3,462 |
| Net charge-offs | $1,106,000 | 821 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,112,000 | 3,718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,973,000 | 905 |
| Total interest expense | $7,966,000 | 269 |
| Net interest income | $13,007,000 | 1,293 |
| Provision for loan and lease losses | $1,066,000 | 627 |
| Total noninterest income | $4,658,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,065,000 | 499 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,593,000 | 1,005 |
| Total noninterest expense | $15,582,000 | 973 |
| Salaries and employee benefits | $7,560,000 | 1,091 |
| Premises and equipment expense | $2,506,000 | 742 |
| Additional noninterest expense | $5,516,000 | 881 |
| Pre-tax net operating income | $1,017,000 | 3,725 |
| Securities gains (losses) | $81,000 | 1,144 |
| Applicable income taxes | $235,000 | 2,677 |
| Income before extraordinary items | $863,000 | 3,783 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $863,000 | 3,785 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $863,000 | 3,786 |
| Net charge-offs | $765,000 | 833 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $799,010 | 3,869 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,856,000 | 912 |
| Total interest expense | $5,372,000 | 264 |
| Net interest income | $8,484,000 | 1,309 |
| Provision for loan and lease losses | $800,000 | 564 |
| Total noninterest income | $2,943,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,309,000 | 523 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,634,000 | 1,034 |
| Total noninterest expense | $10,085,000 | 1,007 |
| Salaries and employee benefits | $4,822,000 | 1,128 |
| Premises and equipment expense | $1,636,000 | 765 |
| Additional noninterest expense | $3,627,000 | 893 |
| Pre-tax net operating income | $542,000 | 4,039 |
| Securities gains (losses) | $7,000 | 2,068 |
| Applicable income taxes | $101,000 | 3,002 |
| Income before extraordinary items | $448,000 | 4,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $448,000 | 4,146 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $448,000 | 4,145 |
| Net charge-offs | $760,000 | 627 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $442,260 | 4,099 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 914 |
| Total interest expense | $2,769,000 | 256 |
| Net interest income | $4,156,000 | 1,328 |
| Provision for loan and lease losses | $450,000 | 484 |
| Total noninterest income | $1,410,000 | 961 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $633,000 | 523 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $777,000 | 1,033 |
| Total noninterest expense | $4,820,000 | 1,064 |
| Salaries and employee benefits | $2,238,000 | 1,231 |
| Premises and equipment expense | $782,000 | 820 |
| Additional noninterest expense | $1,800,000 | 885 |
| Pre-tax net operating income | $296,000 | 3,842 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $64,000 | 2,756 |
| Income before extraordinary items | $232,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,997 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $232,000 | 3,997 |
| Net charge-offs | $446,000 | 551 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $232,000 | 3,956 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $28,836,000 | 864 |
| Total interest expense | $12,694,000 | 251 |
| Net interest income | $16,142,000 | 1,349 |
| Provision for loan and lease losses | $7,027,000 | 210 |
| Total noninterest income | $2,466,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,960,000 | 481 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-494,000 | 6,737 |
| Total noninterest expense | $22,996,000 | 884 |
| Salaries and employee benefits | $8,220,000 | 1,299 |
| Premises and equipment expense | $3,328,000 | 728 |
| Additional noninterest expense | $11,448,000 | 607 |
| Pre-tax net operating income | $-11,415,000 | 6,796 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-11,415,000 | 6,786 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,415,000 | 6,787 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-11,415,000 | 6,787 |
| Net charge-offs | $10,970,000 | 166 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-11,415,000 | 6,785 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,936,000 | 859 |
| Total interest expense | $9,595,000 | 247 |
| Net interest income | $12,341,000 | 1,320 |
| Provision for loan and lease losses | $3,739,000 | 273 |
| Total noninterest income | $4,994,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,242,000 | 476 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,752,000 | 1,032 |
| Total noninterest expense | $18,091,000 | 853 |
| Salaries and employee benefits | $6,178,000 | 1,294 |
| Premises and equipment expense | $2,559,000 | 717 |
| Additional noninterest expense | $9,354,000 | 560 |
| Pre-tax net operating income | $-4,495,000 | 6,853 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-4,495,000 | 6,849 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-4,495,000 | 6,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,495,000 | 6,850 |
| Net charge-offs | $5,106,000 | 260 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,495,000 | 6,845 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,921,000 | 835 |
| Total interest expense | $6,405,000 | 255 |
| Net interest income | $8,516,000 | 1,271 |
| Provision for loan and lease losses | $2,453,000 | 303 |
| Total noninterest income | $3,607,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,481,000 | 473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,126,000 | 950 |
| Total noninterest expense | $13,217,000 | 778 |
| Salaries and employee benefits | $4,300,000 | 1,242 |
| Premises and equipment expense | $1,738,000 | 706 |
| Additional noninterest expense | $7,179,000 | 492 |
| Pre-tax net operating income | $-3,547,000 | 6,905 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-3,547,000 | 6,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,547,000 | 6,904 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-3,547,000 | 6,904 |
| Net charge-offs | $3,313,000 | 300 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-3,547,000 | 6,899 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 829 |
| Total interest expense | $3,199,000 | 258 |
| Net interest income | $4,336,000 | 1,252 |
| Provision for loan and lease losses | $1,234,000 | 322 |
| Total noninterest income | $1,707,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $738,000 | 470 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $969,000 | 1,018 |
| Total noninterest expense | $6,814,000 | 758 |
| Salaries and employee benefits | $2,218,000 | 1,217 |
| Premises and equipment expense | $811,000 | 762 |
| Additional noninterest expense | $3,785,000 | 475 |
| Pre-tax net operating income | $-2,005,000 | 6,981 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-2,005,000 | 6,980 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,005,000 | 6,981 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,005,000 | 6,981 |
| Net charge-offs | $1,657,000 | 299 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,005,000 | 6,977 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,535,000 | 785 |
| Total interest expense | $14,284,000 | 284 |
| Net interest income | $19,251,000 | 1,141 |
| Provision for loan and lease losses | $12,491,000 | 224 |
| Total noninterest income | $7,182,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,319,000 | 445 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,863,000 | 988 |
| Total noninterest expense | $22,558,000 | 893 |
| Salaries and employee benefits | $8,937,000 | 1,181 |
| Premises and equipment expense | $3,392,000 | 713 |
| Additional noninterest expense | $10,229,000 | 693 |
| Pre-tax net operating income | $-8,616,000 | 7,013 |
| Securities gains (losses) | $2,410,000 | 220 |
| Applicable income taxes | $150,000 | 3,213 |
| Income before extraordinary items | $-6,356,000 | 6,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,356,000 | 6,991 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-6,356,000 | 6,991 |
| Net charge-offs | $17,127,000 | 212 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-8,766,000 | 7,011 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,614,000 | 779 |
| Total interest expense | $10,797,000 | 296 |
| Net interest income | $14,817,000 | 1,120 |
| Provision for loan and lease losses | $10,745,000 | 216 |
| Total noninterest income | $5,681,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,396,000 | 466 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,285,000 | 881 |
| Total noninterest expense | $16,721,000 | 904 |
| Salaries and employee benefits | $6,867,000 | 1,146 |
| Premises and equipment expense | $2,569,000 | 711 |
| Additional noninterest expense | $7,285,000 | 726 |
| Pre-tax net operating income | $-6,968,000 | 7,118 |
| Securities gains (losses) | $1,048,000 | 388 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $-6,070,000 | 7,114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-6,070,000 | 7,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,070,000 | 7,114 |
| Net charge-offs | $13,541,000 | 199 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-7,118,000 | 7,121 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,396,000 | 773 |
| Total interest expense | $7,296,000 | 301 |
| Net interest income | $10,100,000 | 1,098 |
| Provision for loan and lease losses | $7,216,000 | 220 |
| Total noninterest income | $3,993,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,558,000 | 479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,435,000 | 807 |
| Total noninterest expense | $10,976,000 | 913 |
| Salaries and employee benefits | $4,645,000 | 1,126 |
| Premises and equipment expense | $1,700,000 | 717 |
| Additional noninterest expense | $4,631,000 | 754 |
| Pre-tax net operating income | $-4,099,000 | 7,170 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $150,000 | 2,714 |
| Income before extraordinary items | $-4,249,000 | 7,177 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,249,000 | 7,177 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,249,000 | 7,177 |
| Net charge-offs | $10,402,000 | 187 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-4,249,000 | 7,174 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 775 |
| Total interest expense | $3,773,000 | 302 |
| Net interest income | $4,989,000 | 1,114 |
| Provision for loan and lease losses | $3,475,000 | 225 |
| Total noninterest income | $2,098,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $777,000 | 467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,321,000 | 744 |
| Total noninterest expense | $5,189,000 | 961 |
| Salaries and employee benefits | $2,283,000 | 1,141 |
| Premises and equipment expense | $846,000 | 718 |
| Additional noninterest expense | $2,060,000 | 826 |
| Pre-tax net operating income | $-1,577,000 | 7,217 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,577,000 | 7,229 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,577,000 | 7,229 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,577,000 | 7,229 |
| Net charge-offs | $5,484,000 | 186 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,577,000 | 7,220 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,888,000 | 741 |
| Total interest expense | $16,661,000 | 332 |
| Net interest income | $21,227,000 | 1,039 |
| Provision for loan and lease losses | $15,383,000 | 289 |
| Total noninterest income | $7,289,000 | 783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,289,000 | 536 |
| Total noninterest expense | $26,164,000 | 753 |
| Salaries and employee benefits | $11,519,000 | 856 |
| Premises and equipment expense | $4,600,000 | 544 |
| Additional noninterest expense | $10,045,000 | 717 |
| Pre-tax net operating income | $-13,031,000 | 7,252 |
| Securities gains (losses) | $3,564,000 | 132 |
| Applicable income taxes | $-521,000 | 7,066 |
| Income before extraordinary items | $-8,946,000 | 7,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,946,000 | 7,194 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,946,000 | 7,194 |
| Net charge-offs | $15,027,000 | 318 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-12,296,160 | 7,236 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,745,000 | 746 |
| Total interest expense | $12,692,000 | 343 |
| Net interest income | $16,053,000 | 1,035 |
| Provision for loan and lease losses | $10,182,000 | 312 |
| Total noninterest income | $5,264,000 | 806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,264,000 | 556 |
| Total noninterest expense | $19,864,000 | 740 |
| Salaries and employee benefits | $8,909,000 | 834 |
| Premises and equipment expense | $3,555,000 | 533 |
| Additional noninterest expense | $7,400,000 | 717 |
| Pre-tax net operating income | $-8,729,000 | 7,322 |
| Securities gains (losses) | $3,418,000 | 118 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,311,000 | 7,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,311,000 | 7,255 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,311,000 | 7,256 |
| Net charge-offs | $10,636,000 | 332 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-8,729,000 | 7,318 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,261,000 | 750 |
| Total interest expense | $8,590,000 | 356 |
| Net interest income | $10,671,000 | 1,038 |
| Provision for loan and lease losses | $5,763,000 | 373 |
| Total noninterest income | $3,893,000 | 750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,893,000 | 526 |
| Total noninterest expense | $13,639,000 | 719 |
| Salaries and employee benefits | $6,205,000 | 802 |
| Premises and equipment expense | $2,510,000 | 506 |
| Additional noninterest expense | $4,924,000 | 732 |
| Pre-tax net operating income | $-4,838,000 | 7,366 |
| Securities gains (losses) | $721,000 | 265 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,117,000 | 7,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,117,000 | 7,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,117,000 | 7,343 |
| Net charge-offs | $6,320,000 | 385 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,838,000 | 7,368 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 749 |
| Total interest expense | $4,380,000 | 360 |
| Net interest income | $5,343,000 | 1,031 |
| Provision for loan and lease losses | $2,797,000 | 398 |
| Total noninterest income | $1,952,000 | 754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,952,000 | 525 |
| Total noninterest expense | $7,374,000 | 689 |
| Salaries and employee benefits | $3,495,000 | 716 |
| Premises and equipment expense | $1,250,000 | 515 |
| Additional noninterest expense | $2,629,000 | 689 |
| Pre-tax net operating income | $-2,876,000 | 7,451 |
| Securities gains (losses) | $131,000 | 451 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,745,000 | 7,440 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,745,000 | 7,439 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,745,000 | 7,440 |
| Net charge-offs | $3,093,000 | 393 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,876,000 | 7,448 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $44,486,000 | 678 |
| Total interest expense | $20,890,000 | 369 |
| Net interest income | $23,596,000 | 937 |
| Provision for loan and lease losses | $21,230,000 | 351 |
| Total noninterest income | $6,567,000 | 869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,567,000 | 604 |
| Total noninterest expense | $23,534,000 | 851 |
| Salaries and employee benefits | $10,137,000 | 961 |
| Premises and equipment expense | $4,501,000 | 575 |
| Additional noninterest expense | $8,896,000 | 834 |
| Pre-tax net operating income | $-14,601,000 | 7,449 |
| Securities gains (losses) | $1,574,000 | 332 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-13,027,000 | 7,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,027,000 | 7,447 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-13,027,000 | 7,447 |
| Net charge-offs | $19,326,000 | 344 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,601,000 | 7,456 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $33,835,000 | 669 |
| Total interest expense | $16,114,000 | 370 |
| Net interest income | $17,721,000 | 939 |
| Provision for loan and lease losses | $14,306,000 | 374 |
| Total noninterest income | $4,361,000 | 936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,361,000 | 629 |
| Total noninterest expense | $17,041,000 | 869 |
| Salaries and employee benefits | $7,441,000 | 978 |
| Premises and equipment expense | $3,211,000 | 595 |
| Additional noninterest expense | $6,389,000 | 847 |
| Pre-tax net operating income | $-9,265,000 | 7,536 |
| Securities gains (losses) | $751,000 | 529 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,514,000 | 7,548 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,514,000 | 7,548 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,514,000 | 7,548 |
| Net charge-offs | $13,990,000 | 349 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,265,000 | 7,557 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,727,000 | 672 |
| Total interest expense | $10,910,000 | 384 |
| Net interest income | $11,817,000 | 941 |
| Provision for loan and lease losses | $11,216,000 | 330 |
| Total noninterest income | $2,877,000 | 923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,877,000 | 614 |
| Total noninterest expense | $11,193,000 | 887 |
| Salaries and employee benefits | $4,752,000 | 1,022 |
| Premises and equipment expense | $2,068,000 | 624 |
| Additional noninterest expense | $4,373,000 | 821 |
| Pre-tax net operating income | $-7,715,000 | 7,639 |
| Securities gains (losses) | $1,148,000 | 229 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,567,000 | 7,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,567,000 | 7,634 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,567,000 | 7,634 |
| Net charge-offs | $11,697,000 | 289 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,715,000 | 7,660 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,163,000 | 701 |
| Total interest expense | $5,525,000 | 399 |
| Net interest income | $5,638,000 | 993 |
| Provision for loan and lease losses | $3,722,000 | 477 |
| Total noninterest income | $1,090,000 | 1,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,090,000 | 737 |
| Total noninterest expense | $5,568,000 | 894 |
| Salaries and employee benefits | $2,445,000 | 1,009 |
| Premises and equipment expense | $954,000 | 702 |
| Additional noninterest expense | $2,169,000 | 826 |
| Pre-tax net operating income | $-2,562,000 | 7,659 |
| Securities gains (losses) | $-75,000 | 7,672 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-2,639,000 | 7,694 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,639,000 | 7,695 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,639,000 | 7,695 |
| Net charge-offs | $4,122,000 | 391 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,564,000 | 7,683 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,438,000 | 678 |
| Total interest expense | $26,928,000 | 416 |
| Net interest income | $21,510,000 | 1,015 |
| Provision for loan and lease losses | $24,873,000 | 421 |
| Total noninterest income | $9,743,000 | 653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,743,000 | 453 |
| Total noninterest expense | $25,183,000 | 836 |
| Salaries and employee benefits | $10,332,000 | 948 |
| Premises and equipment expense | $4,444,000 | 599 |
| Additional noninterest expense | $10,407,000 | 764 |
| Pre-tax net operating income | $-18,803,000 | 7,694 |
| Securities gains (losses) | $-2,859,000 | 7,849 |
| Applicable income taxes | $4,991,000 | 270 |
| Income before extraordinary items | $-26,653,000 | 7,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-26,653,000 | 7,797 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-26,653,000 | 7,797 |
| Net charge-offs | $22,330,000 | 379 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-23,794,000 | 7,778 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,943,000 | 681 |
| Total interest expense | $20,785,000 | 430 |
| Net interest income | $16,158,000 | 1,016 |
| Provision for loan and lease losses | $18,657,000 | 407 |
| Total noninterest income | $4,480,000 | 959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,480,000 | 638 |
| Total noninterest expense | $19,850,000 | 788 |
| Salaries and employee benefits | $8,022,000 | 935 |
| Premises and equipment expense | $3,374,000 | 596 |
| Additional noninterest expense | $8,454,000 | 682 |
| Pre-tax net operating income | $-17,869,000 | 7,852 |
| Securities gains (losses) | $-1,129,000 | 7,877 |
| Applicable income taxes | $-893,000 | 7,521 |
| Income before extraordinary items | $-18,105,000 | 7,882 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-18,105,000 | 7,882 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-18,105,000 | 7,882 |
| Net charge-offs | $15,779,000 | 368 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-17,032,450 | 7,873 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,792,000 | 689 |
| Total interest expense | $14,167,000 | 452 |
| Net interest income | $10,625,000 | 1,025 |
| Provision for loan and lease losses | $12,007,000 | 402 |
| Total noninterest income | $2,389,000 | 1,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,389,000 | 765 |
| Total noninterest expense | $11,494,000 | 933 |
| Salaries and employee benefits | $5,308,000 | 960 |
| Premises and equipment expense | $2,224,000 | 628 |
| Additional noninterest expense | $3,962,000 | 969 |
| Pre-tax net operating income | $-10,487,000 | 7,927 |
| Securities gains (losses) | $-990,000 | 8,004 |
| Applicable income taxes | $-3,993,000 | 8,009 |
| Income before extraordinary items | $-7,484,000 | 7,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,484,000 | 7,896 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,484,000 | 7,896 |
| Net charge-offs | $11,432,000 | 338 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,840,500 | 7,884 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 676 |
| Total interest expense | $7,251,000 | 453 |
| Net interest income | $5,476,000 | 987 |
| Provision for loan and lease losses | $5,812,000 | 361 |
| Total noninterest income | $851,000 | 1,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $851,000 | 958 |
| Total noninterest expense | $5,132,000 | 982 |
| Salaries and employee benefits | $2,482,000 | 1,016 |
| Premises and equipment expense | $1,092,000 | 649 |
| Additional noninterest expense | $1,558,000 | 1,078 |
| Pre-tax net operating income | $-4,617,000 | 8,012 |
| Securities gains (losses) | $38,000 | 1,416 |
| Applicable income taxes | $-1,607,000 | 8,063 |
| Income before extraordinary items | $-2,972,000 | 7,973 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,972,000 | 7,974 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,972,000 | 7,974 |
| Net charge-offs | $3,819,000 | 381 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,996,700 | 7,978 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,776,000 | 682 |
| Total interest expense | $32,009,000 | 495 |
| Net interest income | $22,767,000 | 941 |
| Provision for loan and lease losses | $13,949,000 | 471 |
| Total noninterest income | $9,531,000 | 621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,531,000 | 399 |
| Total noninterest expense | $24,942,000 | 796 |
| Salaries and employee benefits | $13,500,000 | 733 |
| Premises and equipment expense | $4,949,000 | 556 |
| Additional noninterest expense | $6,493,000 | 989 |
| Pre-tax net operating income | $-6,593,000 | 7,887 |
| Securities gains (losses) | $657,000 | 299 |
| Applicable income taxes | $-3,156,000 | 8,027 |
| Income before extraordinary items | $-2,780,000 | 7,561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,780,000 | 7,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,215,000 | 353 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,200,480 | 7,708 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,247,000 | 703 |
| Total interest expense | $23,784,000 | 528 |
| Net interest income | $17,463,000 | 932 |
| Provision for loan and lease losses | $9,240,000 | 424 |
| Total noninterest income | $8,902,000 | 547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,902,000 | 371 |
| Total noninterest expense | $18,500,000 | 791 |
| Salaries and employee benefits | $10,395,000 | 730 |
| Premises and equipment expense | $3,708,000 | 560 |
| Additional noninterest expense | $4,397,000 | 1,044 |
| Pre-tax net operating income | $-1,375,000 | 7,693 |
| Securities gains (losses) | $309,000 | 456 |
| Applicable income taxes | $-1,471,000 | 8,133 |
| Income before extraordinary items | $405,000 | 4,767 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $405,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,119,000 | 315 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $207,240 | 5,834 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,541,000 | 707 |
| Total interest expense | $15,874,000 | 547 |
| Net interest income | $11,667,000 | 924 |
| Provision for loan and lease losses | $5,491,000 | 406 |
| Total noninterest income | $6,065,000 | 562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,065,000 | 382 |
| Total noninterest expense | $12,788,000 | 761 |
| Salaries and employee benefits | $7,278,000 | 692 |
| Premises and equipment expense | $2,490,000 | 552 |
| Additional noninterest expense | $3,020,000 | 985 |
| Pre-tax net operating income | $-547,000 | 7,643 |
| Securities gains (losses) | $86,000 | 1,077 |
| Applicable income taxes | $-1,171,000 | 8,284 |
| Income before extraordinary items | $710,000 | 3,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $710,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,936,000 | 306 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $654,960 | 3,401 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,907,000 | 722 |
| Total interest expense | $8,209,000 | 573 |
| Net interest income | $5,698,000 | 937 |
| Provision for loan and lease losses | $1,561,000 | 459 |
| Total noninterest income | $1,718,000 | 853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,718,000 | 561 |
| Total noninterest expense | $5,968,000 | 802 |
| Salaries and employee benefits | $3,194,000 | 808 |
| Premises and equipment expense | $1,168,000 | 594 |
| Additional noninterest expense | $1,606,000 | 893 |
| Pre-tax net operating income | $-113,000 | 7,600 |
| Securities gains (losses) | $65,000 | 939 |
| Applicable income taxes | $-82,000 | 8,095 |
| Income before extraordinary items | $34,000 | 6,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,558,000 | 345 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-7,600 | 7,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $54,904,000 | 751 |
| Total interest expense | $33,074,000 | 609 |
| Net interest income | $21,830,000 | 1,012 |
| Provision for loan and lease losses | $2,617,000 | 680 |
| Total noninterest income | $7,819,000 | 759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,819,000 | 482 |
| Total noninterest expense | $23,534,000 | 780 |
| Salaries and employee benefits | $12,100,000 | 813 |
| Premises and equipment expense | $5,081,000 | 523 |
| Additional noninterest expense | $6,353,000 | 889 |
| Pre-tax net operating income | $3,498,000 | 2,204 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $962,000 | 1,909 |
| Income before extraordinary items | $2,524,000 | 2,335 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,524,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,582,000 | 729 |
| Cash dividends | $10,395,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,532,640 | 2,318 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,828,000 | 757 |
| Total interest expense | $24,615,000 | 610 |
| Net interest income | $16,213,000 | 1,024 |
| Provision for loan and lease losses | $1,244,000 | 744 |
| Total noninterest income | $5,931,000 | 755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,931,000 | 487 |
| Total noninterest expense | $17,260,000 | 794 |
| Salaries and employee benefits | $9,074,000 | 818 |
| Premises and equipment expense | $3,680,000 | 542 |
| Additional noninterest expense | $4,506,000 | 909 |
| Pre-tax net operating income | $3,640,000 | 1,797 |
| Securities gains (losses) | $-20,000 | 7,962 |
| Applicable income taxes | $1,124,000 | 1,510 |
| Income before extraordinary items | $2,496,000 | 2,008 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,496,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-388,000 | 8,510 |
| Cash dividends | $8,077,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,509,800 | 1,995 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,721,000 | 783 |
| Total interest expense | $16,082,000 | 627 |
| Net interest income | $10,639,000 | 1,052 |
| Provision for loan and lease losses | $806,000 | 686 |
| Total noninterest income | $4,088,000 | 753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,088,000 | 496 |
| Total noninterest expense | $11,480,000 | 810 |
| Salaries and employee benefits | $6,018,000 | 838 |
| Premises and equipment expense | $2,578,000 | 523 |
| Additional noninterest expense | $2,884,000 | 965 |
| Pre-tax net operating income | $2,441,000 | 1,846 |
| Securities gains (losses) | $-31,000 | 8,221 |
| Applicable income taxes | $752,000 | 1,562 |
| Income before extraordinary items | $1,658,000 | 2,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,658,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 7,999 |
| Cash dividends | $7,335,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,679,390 | 2,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,108,000 | 792 |
| Total interest expense | $7,855,000 | 633 |
| Net interest income | $5,253,000 | 1,063 |
| Provision for loan and lease losses | $296,000 | 845 |
| Total noninterest income | $1,907,000 | 785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,907,000 | 516 |
| Total noninterest expense | $5,568,000 | 833 |
| Salaries and employee benefits | $2,951,000 | 859 |
| Premises and equipment expense | $1,345,000 | 505 |
| Additional noninterest expense | $1,272,000 | 1,067 |
| Pre-tax net operating income | $1,296,000 | 1,769 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $411,000 | 1,494 |
| Income before extraordinary items | $887,000 | 1,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $887,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $6,642,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $885,640 | 1,893 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,190,000 | 860 |
| Total interest expense | $24,551,000 | 691 |
| Net interest income | $20,639,000 | 1,076 |
| Provision for loan and lease losses | $474,000 | 2,005 |
| Total noninterest income | $8,862,000 | 672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,862,000 | 449 |
| Total noninterest expense | $21,079,000 | 837 |
| Salaries and employee benefits | $10,658,000 | 904 |
| Premises and equipment expense | $4,984,000 | 510 |
| Additional noninterest expense | $5,437,000 | 980 |
| Pre-tax net operating income | $7,948,000 | 1,231 |
| Securities gains (losses) | $-54,000 | 7,973 |
| Applicable income taxes | $2,481,000 | 1,110 |
| Income before extraordinary items | $5,413,000 | 1,353 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,413,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 8,540 |
| Cash dividends | $2,195,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,450,260 | 1,328 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,712,000 | 899 |
| Total interest expense | $17,314,000 | 720 |
| Net interest income | $15,398,000 | 1,100 |
| Provision for loan and lease losses | $182,000 | 3,031 |
| Total noninterest income | $6,742,000 | 684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,742,000 | 460 |
| Total noninterest expense | $15,475,000 | 862 |
| Salaries and employee benefits | $7,839,000 | 932 |
| Premises and equipment expense | $3,555,000 | 542 |
| Additional noninterest expense | $4,081,000 | 981 |
| Pre-tax net operating income | $6,483,000 | 1,183 |
| Securities gains (losses) | $-72,000 | 8,306 |
| Applicable income taxes | $2,015,000 | 1,092 |
| Income before extraordinary items | $4,396,000 | 1,284 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,396,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-191,000 | 8,626 |
| Cash dividends | $1,595,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,445,680 | 1,262 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,043,000 | 909 |
| Total interest expense | $10,915,000 | 726 |
| Net interest income | $10,128,000 | 1,113 |
| Provision for loan and lease losses | $280,000 | 1,601 |
| Total noninterest income | $4,420,000 | 692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,420,000 | 465 |
| Total noninterest expense | $10,196,000 | 876 |
| Salaries and employee benefits | $5,111,000 | 959 |
| Premises and equipment expense | $2,335,000 | 554 |
| Additional noninterest expense | $2,750,000 | 980 |
| Pre-tax net operating income | $4,072,000 | 1,248 |
| Securities gains (losses) | $-107,000 | 8,556 |
| Applicable income taxes | $1,239,000 | 1,165 |
| Income before extraordinary items | $2,726,000 | 1,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,726,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $1,036,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,799,830 | 1,330 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,194,000 | 907 |
| Total interest expense | $5,236,000 | 708 |
| Net interest income | $4,958,000 | 1,134 |
| Provision for loan and lease losses | $76,000 | 2,386 |
| Total noninterest income | $2,042,000 | 726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,042,000 | 492 |
| Total noninterest expense | $5,070,000 | 884 |
| Salaries and employee benefits | $2,556,000 | 956 |
| Premises and equipment expense | $1,095,000 | 587 |
| Additional noninterest expense | $1,419,000 | 942 |
| Pre-tax net operating income | $1,854,000 | 1,330 |
| Securities gains (losses) | $-126,000 | 8,676 |
| Applicable income taxes | $526,000 | 1,339 |
| Income before extraordinary items | $1,202,000 | 1,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,202,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,290,200 | 1,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $35,864,000 | 922 |
| Total interest expense | $17,182,000 | 670 |
| Net interest income | $18,682,000 | 1,152 |
| Provision for loan and lease losses | $2,120,000 | 516 |
| Total noninterest income | $9,060,000 | 664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,060,000 | 458 |
| Total noninterest expense | $19,069,000 | 890 |
| Salaries and employee benefits | $9,103,000 | 1,013 |
| Premises and equipment expense | $4,176,000 | 585 |
| Additional noninterest expense | $5,790,000 | 888 |
| Pre-tax net operating income | $6,553,000 | 1,455 |
| Securities gains (losses) | $120,000 | 644 |
| Applicable income taxes | $1,983,000 | 1,372 |
| Income before extraordinary items | $4,690,000 | 1,505 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,690,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,153 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,606,000 | 1,507 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,055,000 | 924 |
| Total interest expense | $12,207,000 | 670 |
| Net interest income | $13,848,000 | 1,154 |
| Provision for loan and lease losses | $1,542,000 | 496 |
| Total noninterest income | $6,671,000 | 680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,671,000 | 460 |
| Total noninterest expense | $14,116,000 | 892 |
| Salaries and employee benefits | $6,747,000 | 1,013 |
| Premises and equipment expense | $3,061,000 | 593 |
| Additional noninterest expense | $4,308,000 | 881 |
| Pre-tax net operating income | $4,861,000 | 1,473 |
| Securities gains (losses) | $113,000 | 625 |
| Applicable income taxes | $1,403,000 | 1,456 |
| Income before extraordinary items | $3,571,000 | 1,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,571,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,489,640 | 1,493 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,050,000 | 915 |
| Total interest expense | $7,624,000 | 665 |
| Net interest income | $9,426,000 | 1,120 |
| Provision for loan and lease losses | $1,100,000 | 458 |
| Total noninterest income | $3,372,000 | 843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,372,000 | 547 |
| Total noninterest expense | $9,137,000 | 912 |
| Salaries and employee benefits | $4,415,000 | 1,023 |
| Premises and equipment expense | $1,884,000 | 640 |
| Additional noninterest expense | $2,838,000 | 888 |
| Pre-tax net operating income | $2,561,000 | 1,799 |
| Securities gains (losses) | $64,000 | 712 |
| Applicable income taxes | $900,000 | 1,480 |
| Income before extraordinary items | $1,725,000 | 1,977 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,725,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-244,000 | 8,783 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,682,760 | 1,979 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 930 |
| Total interest expense | $3,493,000 | 691 |
| Net interest income | $4,698,000 | 1,115 |
| Provision for loan and lease losses | $523,000 | 458 |
| Total noninterest income | $1,441,000 | 932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,441,000 | 600 |
| Total noninterest expense | $4,404,000 | 948 |
| Salaries and employee benefits | $2,224,000 | 1,008 |
| Premises and equipment expense | $865,000 | 694 |
| Additional noninterest expense | $1,315,000 | 948 |
| Pre-tax net operating income | $1,212,000 | 1,863 |
| Securities gains (losses) | $11,000 | 981 |
| Applicable income taxes | $438,000 | 1,502 |
| Income before extraordinary items | $785,000 | 2,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $785,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 371 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $777,960 | 2,102 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,742,000 | 910 |
| Total interest expense | $11,899,000 | 692 |
| Net interest income | $18,843,000 | 1,056 |
| Provision for loan and lease losses | $2,975,000 | 388 |
| Total noninterest income | $6,464,000 | 855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,464,000 | 548 |
| Total noninterest expense | $17,276,000 | 936 |
| Salaries and employee benefits | $8,537,000 | 1,009 |
| Premises and equipment expense | $3,511,000 | 663 |
| Additional noninterest expense | $5,228,000 | 962 |
| Pre-tax net operating income | $5,056,000 | 1,683 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $1,839,000 | 1,376 |
| Income before extraordinary items | $3,207,000 | 1,953 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,207,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,322,000 | 203 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,213,400 | 1,904 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,569,000 | 918 |
| Total interest expense | $8,686,000 | 702 |
| Net interest income | $13,883,000 | 1,063 |
| Provision for loan and lease losses | $2,327,000 | 375 |
| Total noninterest income | $4,832,000 | 873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,832,000 | 557 |
| Total noninterest expense | $12,158,000 | 1,006 |
| Salaries and employee benefits | $5,700,000 | 1,125 |
| Premises and equipment expense | $2,552,000 | 682 |
| Additional noninterest expense | $3,906,000 | 956 |
| Pre-tax net operating income | $4,230,000 | 1,523 |
| Securities gains (losses) | $-21,000 | 8,653 |
| Applicable income taxes | $1,505,000 | 1,279 |
| Income before extraordinary items | $2,704,000 | 1,780 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,704,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,881,000 | 171 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,717,440 | 1,728 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,683,000 | 932 |
| Total interest expense | $5,616,000 | 707 |
| Net interest income | $9,067,000 | 1,080 |
| Provision for loan and lease losses | $1,653,000 | 360 |
| Total noninterest income | $3,192,000 | 872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,192,000 | 573 |
| Total noninterest expense | $8,004,000 | 1,008 |
| Salaries and employee benefits | $3,819,000 | 1,126 |
| Premises and equipment expense | $1,690,000 | 693 |
| Additional noninterest expense | $2,495,000 | 996 |
| Pre-tax net operating income | $2,602,000 | 1,620 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $928,000 | 1,361 |
| Income before extraordinary items | $1,694,000 | 1,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,694,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,109,000 | 171 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,681,000 | 1,821 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 943 |
| Total interest expense | $2,811,000 | 725 |
| Net interest income | $4,489,000 | 1,098 |
| Provision for loan and lease losses | $453,000 | 558 |
| Total noninterest income | $1,575,000 | 871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,575,000 | 575 |
| Total noninterest expense | $4,035,000 | 1,013 |
| Salaries and employee benefits | $1,985,000 | 1,090 |
| Premises and equipment expense | $831,000 | 716 |
| Additional noninterest expense | $1,219,000 | 1,011 |
| Pre-tax net operating income | $1,576,000 | 1,328 |
| Securities gains (losses) | $18,000 | 1,769 |
| Applicable income taxes | $575,000 | 1,171 |
| Income before extraordinary items | $1,019,000 | 1,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,019,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 847 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,007,480 | 1,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,841,000 | 943 |
| Total interest expense | $11,781,000 | 748 |
| Net interest income | $18,060,000 | 1,060 |
| Provision for loan and lease losses | $4,238,000 | 365 |
| Total noninterest income | $5,712,000 | 1,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,712,000 | 691 |
| Total noninterest expense | $15,965,000 | 1,027 |
| Salaries and employee benefits | $7,052,000 | 1,212 |
| Premises and equipment expense | $3,548,000 | 642 |
| Additional noninterest expense | $5,365,000 | 948 |
| Pre-tax net operating income | $3,569,000 | 2,181 |
| Securities gains (losses) | $3,247,000 | 210 |
| Applicable income taxes | $2,339,000 | 1,129 |
| Income before extraordinary items | $4,477,000 | 1,409 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,477,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,938,000 | 411 |
| Cash dividends | $204,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,333,980 | 2,410 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,583,000 | 950 |
| Total interest expense | $8,992,000 | 768 |
| Net interest income | $13,591,000 | 1,075 |
| Provision for loan and lease losses | $4,100,000 | 319 |
| Total noninterest income | $4,727,000 | 968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,727,000 | 668 |
| Total noninterest expense | $11,767,000 | 1,046 |
| Salaries and employee benefits | $5,112,000 | 1,271 |
| Premises and equipment expense | $2,595,000 | 674 |
| Additional noninterest expense | $4,060,000 | 943 |
| Pre-tax net operating income | $2,451,000 | 2,426 |
| Securities gains (losses) | $3,254,000 | 192 |
| Applicable income taxes | $2,038,000 | 1,048 |
| Income before extraordinary items | $3,667,000 | 1,356 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,667,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,023,000 | 441 |
| Cash dividends | $204,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,584,440 | 2,702 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,340,000 | 945 |
| Total interest expense | $6,176,000 | 772 |
| Net interest income | $9,164,000 | 1,066 |
| Provision for loan and lease losses | $1,712,000 | 434 |
| Total noninterest income | $3,171,000 | 962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,171,000 | 653 |
| Total noninterest expense | $7,621,000 | 1,067 |
| Salaries and employee benefits | $3,430,000 | 1,262 |
| Premises and equipment expense | $1,675,000 | 701 |
| Additional noninterest expense | $2,516,000 | 1,006 |
| Pre-tax net operating income | $3,002,000 | 1,423 |
| Securities gains (losses) | $108,000 | 1,449 |
| Applicable income taxes | $1,115,000 | 1,251 |
| Income before extraordinary items | $1,995,000 | 1,623 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,995,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 543 |
| Cash dividends | $204,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,925,880 | 1,577 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 954 |
| Total interest expense | $3,086,000 | 793 |
| Net interest income | $4,613,000 | 1,052 |
| Provision for loan and lease losses | $757,000 | 466 |
| Total noninterest income | $1,412,000 | 1,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,412,000 | 695 |
| Total noninterest expense | $3,777,000 | 1,067 |
| Salaries and employee benefits | $1,742,000 | 1,226 |
| Premises and equipment expense | $838,000 | 695 |
| Additional noninterest expense | $1,197,000 | 1,028 |
| Pre-tax net operating income | $1,491,000 | 1,438 |
| Securities gains (losses) | $75,000 | 1,152 |
| Applicable income taxes | $581,000 | 1,214 |
| Income before extraordinary items | $985,000 | 1,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $985,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 486 |
| Cash dividends | $204,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $937,000 | 1,594 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,946,000 | 1,027 |
| Total interest expense | $13,035,000 | 872 |
| Net interest income | $16,911,000 | 1,150 |
| Provision for loan and lease losses | $3,684,000 | 476 |
| Total noninterest income | $6,131,000 | 884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,131,000 | 606 |
| Total noninterest expense | $14,607,000 | 1,062 |
| Salaries and employee benefits | $6,485,000 | 1,245 |
| Premises and equipment expense | $2,862,000 | 766 |
| Additional noninterest expense | $5,260,000 | 952 |
| Pre-tax net operating income | $4,751,000 | 1,719 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $1,644,000 | 1,522 |
| Income before extraordinary items | $3,231,000 | 1,852 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,231,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,443,000 | 505 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,149,160 | 1,848 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,301,000 | 1,210 |
| Total interest expense | $15,221,000 | 1,061 |
| Net interest income | $13,080,000 | 1,360 |
| Provision for loan and lease losses | $2,080,000 | 678 |
| Total noninterest income | $4,808,000 | 1,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,808,000 | 682 |
| Total noninterest expense | $12,350,000 | 1,190 |
| Salaries and employee benefits | $5,322,000 | 1,419 |
| Premises and equipment expense | $2,339,000 | 898 |
| Additional noninterest expense | $4,689,000 | 1,027 |
| Pre-tax net operating income | $3,458,000 | 1,993 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $1,289,000 | 1,710 |
| Income before extraordinary items | $2,196,000 | 2,343 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,196,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,826,000 | 609 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,178,720 | 2,276 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 4,675 |
| Total interest expense | $3,700,000 | 4,215 |
| Net interest income | $3,131,000 | 4,998 |
| Provision for loan and lease losses | $817,000 | 1,256 |
| Total noninterest income | $1,231,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,231,000 | 1,628 |
| Total noninterest expense | $3,009,000 | 4,219 |
| Salaries and employee benefits | $1,386,000 | 4,663 |
| Premises and equipment expense | $432,000 | 4,255 |
| Additional noninterest expense | $1,191,000 | 3,454 |
| Pre-tax net operating income | $536,000 | 6,836 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-2,062,000 | 9,864 |
| Income before extraordinary items | $2,598,000 | 2,013 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,598,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $975,000 | 761 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,598,000 | 2,016 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.