Home > Atlantic Coast Bank > Net charge- offs to loans
Atlantic Coast Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4470% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6518% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6518% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8587% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 5,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2666% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3927% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0469% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0820% | 5,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4242% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3712% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1781% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 5,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6611% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2791% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2791% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6635% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 5,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0601% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0601% | 4,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3693% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1827% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1827% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.0678% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 5,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4965% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 5,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6813% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0749% | 4,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 5,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7551% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1299% | 5,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8213% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8213% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0769% | 5,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9452% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9452% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.2347% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 5,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 5,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 4,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5945% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5945% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 5,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.3197% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 5,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0347% | 5,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4426% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4426% | 1,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,714 |
| Percentage Net Loans Charged-off:Construction & development | -0.0845% | 5,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2427% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 5,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1256% | 5,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4838% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5963% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2172% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2172% | 1,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.1921% | 5,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1837% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2585% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3748% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2411% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4492% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4507% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4507% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.1291% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 5,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3078% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4364% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2873% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6850% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2441% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3617% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3217% | 946 |
| Percentage Net Loans Charged-off:Construction & development | -0.1219% | 5,438 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 5,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4385% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5819% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4143% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1263% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4405% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4346% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4709% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6289% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1681% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7115% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5407% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5407% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4361% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5749% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 3.4044% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0362% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1711% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6492% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0770% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9483% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0055% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0055% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4716% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6729% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 1.5412% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4872% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2524% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6044% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9861% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0224% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0224% | 424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3818% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5526% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 2.2971% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7792% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2013% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8960% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8675% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8999% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9549% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9549% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3534% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6974% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 0.4445% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9480% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0136% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3034% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3719% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2020% | 5,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2807% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2807% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1748% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2445% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 10.9665% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3325% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5558% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4480% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2814% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0140% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7425% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7958% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7958% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2936% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6526% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 12.3783% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8005% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6749% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6100% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7460% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1529% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4512% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8606% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8606% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7457% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2102% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 12.7811% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6632% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2007% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3021% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6006% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6815% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6912% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6912% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8515% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2584% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 12.4334% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.1518% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1289% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 9.1357% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1095% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1254% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1254% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5386% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7304% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 4.1001% | 1,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5694% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3210% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6788% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2472% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4880% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4413% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3830% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6652% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 3.3108% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8746% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6010% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0091% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3088% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7047% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1209% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3605% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 1.8118% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7049% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5608% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9728% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9479% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7655% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7246% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0712% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3624% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 2.5185% | 897 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5598% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5165% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9290% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9274% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8539% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1101% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2956% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 3.9696% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4704% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6830% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9957% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5043% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7194% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8102% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9888% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1284% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 4.0163% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8694% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8771% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0540% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5786% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1029% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8423% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7713% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0043% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 4.6426% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5521% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4474% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9657% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6680% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3186% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6849% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6424% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4011% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 3.4287% | 977 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6977% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.7526% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2509% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6562% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6843% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8077% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2197% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5875% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 9.2850% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9483% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.1967% | 6,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9383% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4824% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3304% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0845% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9690% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3283% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 6.1908% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3903% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0243% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8361% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3652% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0055% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6492% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1616% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5083% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 8.8520% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8508% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6568% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1533% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1330% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6708% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0709% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1933% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.4471% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.7602% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3012% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5442% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8581% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7833% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6770% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8381% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 6.0131% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3352% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.9866% | 6,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4585% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7336% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9447% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6164% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4972% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6105% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 6.3844% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7331% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.9790% | 6,271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2710% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5114% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8549% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3803% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5038% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 9.3963% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7672% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | -11.8863% | 6,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8245% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9807% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2293% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3279% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8817% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9960% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 2.9885% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 7,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9194% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0924% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1142% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 1.7206% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0198% | 8,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1580% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5793% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5000% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0777% | 8,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0876% | 8,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0937% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7689% | 8,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1405% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0120% | 7,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 7,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.1393% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1839% | 8,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0875% | 7,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.2865% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2529% | 8,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1566% | 7,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 7,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 8,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.3005% | 7,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2582% | 8,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1993% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0689% | 8,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.4136% | 7,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3010% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 4,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 6,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 7,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3758% | 8,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 3,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1438% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,733 |
| Percentage Net Loans Charged-off:Construction & development | 2.0752% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5099% | 8,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7953% | 8,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6092% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 5,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 7,839 |
| Percentage Net Loans Charged-off:Construction & development | 3.0335% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8848% | 8,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.8882% | 8,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4678% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0901% | 8,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 8,303 |
| Percentage Net Loans Charged-off:Construction & development | 4.4153% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.8395% | 8,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -15.0361% | 8,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 3,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3391% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3029% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6184% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4662% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5067% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2955% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2636% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 2.5795% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2963% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 173.3758% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4290% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5414% | 2,542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6340% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2965% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 3.3481% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1787% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 223.3217% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5080% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3849% | 1,442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7497% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1185% | 8,689 |
| Percentage Net Loans Charged-off:Construction & development | -1.8229% | 8,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2875% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 304.4522% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1469% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9922% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6283% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8881% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1393% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7081% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 1.8615% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2573% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8830% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7673% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6609% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3542% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 2.5101% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9994% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3014% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4732% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0966% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1258% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5253% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 8,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4456% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6987% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6672% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9645% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9033% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5956% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 3,053 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4195% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1559% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6857% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8736% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |