Home > Atlantic Capital Bank > Income and Expense

Atlantic Capital Bank, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$106,623,000	345
Total interest expense	$3,176,000	859
Net interest income	$103,447,000	325
Provision for loan and lease losses	$-8,588,000	4,716
Total noninterest income	$17,460,000	572
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$6,932,000	212
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,528,000	650
Total noninterest expense	$61,266,000	434
Salaries and employee benefits	$38,213,000	394
Premises and equipment expense	$6,088,000	456
Additional noninterest expense	$16,965,000	494
Pre-tax net operating income	$68,229,000	299
Securities gains (losses)	$2,000	1,964
Applicable income taxes	$13,923,000	318
Income before extraordinary items	$54,308,000	306
Extraordinary gains, net	$0	10
Net income	$54,308,000	307
Minority interest net income	$0	74
Net income of bank and minority interests.	$54,308,000	307
Net charge-offs	$1,415,000	343
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$3,696,000	127
Net operating income	$54,306,400	300
2021-09-30 (YTD Data)		Rank
Total interest income	$79,692,000	352
Total interest expense	$2,613,000	838
Net interest income	$77,079,000	329
Provision for loan and lease losses	$-7,857,000	4,788
Total noninterest income	$12,613,000	606
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$5,155,000	214
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,458,000	696
Total noninterest expense	$45,314,000	438
Salaries and employee benefits	$28,038,000	412
Premises and equipment expense	$4,718,000	446
Additional noninterest expense	$12,558,000	503
Pre-tax net operating income	$52,235,000	302
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$10,411,000	322
Income before extraordinary items	$41,826,000	310
Extraordinary gains, net	$0	8
Net income	$41,826,000	309
Minority interest net income	$0	69
Net income of bank and minority interests.	$41,826,000	310
Net charge-offs	$785,000	384
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$2,826,000	116
Net operating income	$41,824,400	301
2021-06-30 (YTD Data)		Rank
Total interest income	$53,028,000	344
Total interest expense	$1,823,000	839
Net interest income	$51,205,000	328
Provision for loan and lease losses	$-5,452,000	4,817
Total noninterest income	$7,711,000	648
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$3,390,000	211
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,321,000	763
Total noninterest expense	$30,311,000	435
Salaries and employee benefits	$20,783,000	369
Premises and equipment expense	$3,105,000	452
Additional noninterest expense	$6,423,000	611
Pre-tax net operating income	$34,057,000	307
Securities gains (losses)	$2,000	1,698
Applicable income taxes	$6,648,000	333
Income before extraordinary items	$27,411,000	318
Extraordinary gains, net	$0	6
Net income	$27,411,000	317
Minority interest net income	$0	67
Net income of bank and minority interests.	$27,411,000	318
Net charge-offs	$807,000	303
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$1,854,000	99
Net operating income	$27,409,400	309
2021-03-31 (YTD Data)		Rank
Total interest income	$25,409,000	352
Total interest expense	$971,000	834
Net interest income	$24,438,000	337
Provision for loan and lease losses	$-4,519,000	4,872
Total noninterest income	$3,834,000	648
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,663,000	210
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,171,000	772
Total noninterest expense	$15,137,000	437
Salaries and employee benefits	$10,420,000	372
Premises and equipment expense	$1,508,000	464
Additional noninterest expense	$3,209,000	594
Pre-tax net operating income	$17,654,000	303
Securities gains (losses)	$2,000	1,277
Applicable income taxes	$3,173,000	342
Income before extraordinary items	$14,483,000	306
Extraordinary gains, net	$0	3
Net income	$14,483,000	306
Minority interest net income	$0	55
Net income of bank and minority interests.	$14,483,000	306
Net charge-offs	$238,000	392
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$1,028,000	79
Net operating income	$14,481,360	295
2020-12-31 (YTD Data)		Rank
Total interest income	$98,995,000	365
Total interest expense	$7,915,000	617
Net interest income	$91,080,000	343
Provision for loan and lease losses	$17,446,000	242
Total noninterest income	$11,400,000	727
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$4,871,000	254
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,529,000	851
Total noninterest expense	$52,559,000	490
Salaries and employee benefits	$34,228,000	426
Premises and equipment expense	$6,520,000	424
Additional noninterest expense	$11,811,000	641
Pre-tax net operating income	$32,475,000	405
Securities gains (losses)	$-23,000	4,882
Applicable income taxes	$5,985,000	431
Income before extraordinary items	$26,467,000	419
Extraordinary gains, net	$0	4
Net income	$26,467,000	419
Minority interest net income	$0	72
Net income of bank and minority interests.	$26,467,000	419
Net charge-offs	$2,355,000	369
Cash dividends	$12,500,000	391
Sale, conversion, retirement of capital stock, net	$3,170,000	116
Net operating income	$26,485,860	409
2020-09-30 (YTD Data)		Rank
Total interest income	$74,053,000	365
Total interest expense	$6,727,000	584
Net interest income	$67,326,000	342
Provision for loan and lease losses	$16,965,000	231
Total noninterest income	$8,088,000	732
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,530,000	257
Trading account gains and fees	$0	125
Additional Noninterest Income	$4,558,000	865
Total noninterest expense	$39,427,000	476
Salaries and employee benefits	$25,792,000	413
Premises and equipment expense	$4,783,000	425
Additional noninterest expense	$8,852,000	619
Pre-tax net operating income	$19,022,000	460
Securities gains (losses)	$0	2,494
Applicable income taxes	$3,185,000	527
Income before extraordinary items	$15,837,000	481
Extraordinary gains, net	$0	4
Net income	$15,837,000	479
Minority interest net income	$0	65
Net income of bank and minority interests.	$15,837,000	481
Net charge-offs	$2,054,000	317
Cash dividends	$12,500,000	300
Sale, conversion, retirement of capital stock, net	$2,486,000	103
Net operating income	$15,837,000	469
2020-06-30 (YTD Data)		Rank
Total interest income	$49,820,000	364
Total interest expense	$5,557,000	525
Net interest income	$44,263,000	342
Provision for loan and lease losses	$16,937,000	207
Total noninterest income	$5,310,000	693
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,313,000	258
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,997,000	817
Total noninterest expense	$25,732,000	473
Salaries and employee benefits	$16,942,000	414
Premises and equipment expense	$3,219,000	423
Additional noninterest expense	$5,571,000	644
Pre-tax net operating income	$6,904,000	702
Securities gains (losses)	$0	2,249
Applicable income taxes	$994,000	835
Income before extraordinary items	$5,910,000	731
Extraordinary gains, net	$0	4
Net income	$5,910,000	732
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,910,000	731
Net charge-offs	$1,707,000	283
Cash dividends	$12,500,000	242
Sale, conversion, retirement of capital stock, net	$1,707,000	91
Net operating income	$5,910,000	699
2020-03-31 (YTD Data)		Rank
Total interest income	$26,023,000	358
Total interest expense	$4,214,000	423
Net interest income	$21,809,000	347
Provision for loan and lease losses	$8,074,000	206
Total noninterest income	$2,692,000	659
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,231,000	286
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,461,000	750
Total noninterest expense	$12,856,000	480
Salaries and employee benefits	$8,476,000	412
Premises and equipment expense	$1,573,000	435
Additional noninterest expense	$2,807,000	650
Pre-tax net operating income	$3,571,000	630
Securities gains (losses)	$0	1,705
Applicable income taxes	$505,000	737
Income before extraordinary items	$3,066,000	631
Extraordinary gains, net	$0	4
Net income	$3,066,000	631
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,066,000	631
Net charge-offs	$193,000	647
Cash dividends	$12,500,000	163
Sale, conversion, retirement of capital stock, net	$1,198,000	78
Net operating income	$3,066,000	619
2019-12-31 (YTD Data)		Rank
Total interest income	$105,846,000	351
Total interest expense	$21,689,000	361
Net interest income	$84,157,000	352
Provision for loan and lease losses	$2,712,000	410
Total noninterest income	$11,223,000	644
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,585,000	368
Trading account gains and fees	$0	135
Additional Noninterest Income	$7,638,000	633
Total noninterest expense	$55,047,000	436
Salaries and employee benefits	$34,535,000	392
Premises and equipment expense	$5,993,000	452
Additional noninterest expense	$14,519,000	502
Pre-tax net operating income	$37,621,000	381
Securities gains (losses)	$907,000	237
Applicable income taxes	$8,829,000	338
Income before extraordinary items	$29,699,000	385
Extraordinary gains, net	$23,464,000	3
Net income	$53,163,000	267
Minority interest net income	$0	76
Net income of bank and minority interests.	$53,163,000	267
Net charge-offs	$2,028,000	409
Cash dividends	$45,500,000	186
Sale, conversion, retirement of capital stock, net	$2,998,000	124
Net operating income	$28,982,470	387
2019-09-30 (YTD Data)		Rank
Total interest income	$79,314,000	358
Total interest expense	$16,547,000	359
Net interest income	$62,767,000	360
Provision for loan and lease losses	$1,925,000	423
Total noninterest income	$8,587,000	635
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,588,000	372
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,999,000	605
Total noninterest expense	$41,996,000	420
Salaries and employee benefits	$26,035,000	391
Premises and equipment expense	$4,385,000	463
Additional noninterest expense	$11,576,000	472
Pre-tax net operating income	$27,433,000	394
Securities gains (losses)	$907,000	206
Applicable income taxes	$6,592,000	348
Income before extraordinary items	$21,748,000	396
Extraordinary gains, net	$23,464,000	3
Net income	$45,212,000	242
Minority interest net income	$0	72
Net income of bank and minority interests.	$45,212,000	242
Net charge-offs	$1,696,000	346
Cash dividends	$36,500,000	172
Sale, conversion, retirement of capital stock, net	$2,449,000	107
Net operating income	$21,031,470	409
2019-06-30 (YTD Data)		Rank
Total interest income	$52,794,000	355
Total interest expense	$10,834,000	359
Net interest income	$41,960,000	362
Provision for loan and lease losses	$1,512,000	360
Total noninterest income	$5,507,000	639
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,663,000	385
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,844,000	612
Total noninterest expense	$29,072,000	412
Salaries and employee benefits	$17,742,000	379
Premises and equipment expense	$2,821,000	476
Additional noninterest expense	$8,509,000	440
Pre-tax net operating income	$16,883,000	406
Securities gains (losses)	$654,000	187
Applicable income taxes	$4,192,000	355
Income before extraordinary items	$13,345,000	420
Extraordinary gains, net	$22,847,000	3
Net income	$36,192,000	204
Minority interest net income	$0	69
Net income of bank and minority interests.	$36,192,000	204
Net charge-offs	$1,177,000	316
Cash dividends	$26,500,000	157
Sale, conversion, retirement of capital stock, net	$1,976,000	82
Net operating income	$12,828,340	429
2019-03-31 (YTD Data)		Rank
Total interest income	$26,198,000	361
Total interest expense	$4,948,000	379
Net interest income	$21,250,000	360
Provision for loan and lease losses	$814,000	328
Total noninterest income	$2,717,000	622
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$794,000	394
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,923,000	576
Total noninterest expense	$13,872,000	424
Salaries and employee benefits	$9,212,000	367
Premises and equipment expense	$1,378,000	489
Additional noninterest expense	$3,282,000	541
Pre-tax net operating income	$9,281,000	375
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,015,000	360
Income before extraordinary items	$7,266,000	384
Extraordinary gains, net	$-1,063,000	5,359
Net income	$6,203,000	444
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,203,000	444
Net charge-offs	$558,000	306
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$1,708,000	44
Net operating income	$7,266,000	378
2018-12-31 (YTD Data)		Rank
Total interest income	$94,760,000	372
Total interest expense	$15,590,000	366
Net interest income	$79,170,000	368
Provision for loan and lease losses	$1,946,000	521
Total noninterest income	$13,049,000	566
Gross Fiduciary activities income	$1,025,000	457
Service charges on deposit accounts	$3,215,000	406
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,809,000	549
Total noninterest expense	$50,005,000	458
Salaries and employee benefits	$31,766,000	408
Premises and equipment expense	$5,789,000	460
Additional noninterest expense	$12,450,000	562
Pre-tax net operating income	$40,268,000	361
Securities gains (losses)	$-1,855,000	5,344
Applicable income taxes	$7,397,000	362
Income before extraordinary items	$31,016,000	368
Extraordinary gains, net	$482,000	4
Net income	$31,498,000	366
Minority interest net income	$0	72
Net income of bank and minority interests.	$31,498,000	366
Net charge-offs	$342,000	1,232
Cash dividends	$30,000,000	211
Sale, conversion, retirement of capital stock, net	$3,226,000	134
Net operating income	$32,518,550	364
2018-09-30 (YTD Data)		Rank
Total interest income	$81,847,000	333
Total interest expense	$13,509,000	321
Net interest income	$68,338,000	342
Provision for loan and lease losses	$1,444,000	494
Total noninterest income	$13,188,000	465
Gross Fiduciary activities income	$1,025,000	410
Service charges on deposit accounts	$3,778,000	295
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,385,000	471
Total noninterest expense	$52,320,000	351
Salaries and employee benefits	$33,151,000	314
Premises and equipment expense	$6,508,000	324
Additional noninterest expense	$12,661,000	428
Pre-tax net operating income	$27,762,000	383
Securities gains (losses)	$0	1,118
Applicable income taxes	$5,811,000	372
Income before extraordinary items	$21,951,000	388
Extraordinary gains, net	$0	5
Net income	$21,951,000	388
Minority interest net income	$0	66
Net income of bank and minority interests.	$21,951,000	388
Net charge-offs	$345,000	908
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$2,631,000	123
Net operating income	$21,951,000	388
2018-06-30 (YTD Data)		Rank
Total interest income	$53,328,000	338
Total interest expense	$8,283,000	326
Net interest income	$45,045,000	347
Provision for loan and lease losses	$599,000	721
Total noninterest income	$9,574,000	433
Gross Fiduciary activities income	$1,025,000	344
Service charges on deposit accounts	$2,500,000	297
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,049,000	443
Total noninterest expense	$35,452,000	352
Salaries and employee benefits	$22,998,000	310
Premises and equipment expense	$4,257,000	333
Additional noninterest expense	$8,197,000	442
Pre-tax net operating income	$18,568,000	371
Securities gains (losses)	$0	961
Applicable income taxes	$3,864,000	361
Income before extraordinary items	$14,704,000	377
Extraordinary gains, net	$0	6
Net income	$14,704,000	377
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,704,000	377
Net charge-offs	$360,000	653
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$2,117,000	95
Net operating income	$14,704,000	375
2018-03-31 (YTD Data)		Rank
Total interest income	$25,982,000	343
Total interest expense	$3,695,000	339
Net interest income	$22,287,000	346
Provision for loan and lease losses	$772,000	330
Total noninterest income	$4,250,000	467
Gross Fiduciary activities income	$518,000	343
Service charges on deposit accounts	$1,192,000	304
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,540,000	487
Total noninterest expense	$18,383,000	341
Salaries and employee benefits	$12,077,000	294
Premises and equipment expense	$2,143,000	336
Additional noninterest expense	$4,163,000	431
Pre-tax net operating income	$7,382,000	432
Securities gains (losses)	$0	735
Applicable income taxes	$1,580,000	410
Income before extraordinary items	$5,802,000	449
Extraordinary gains, net	$0	7
Net income	$5,802,000	448
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,802,000	449
Net charge-offs	$231,000	532
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$1,663,000	60
Net operating income	$5,802,000	450
2017-12-31 (YTD Data)		Rank
Total interest income	$96,271,000	341
Total interest expense	$12,033,000	332
Net interest income	$84,238,000	341
Provision for loan and lease losses	$3,218,000	334
Total noninterest income	$17,258,000	473
Gross Fiduciary activities income	$1,814,000	358
Service charges on deposit accounts	$5,076,000	292
Trading account gains and fees	$0	151
Additional Noninterest Income	$10,368,000	496
Total noninterest expense	$73,420,000	334
Salaries and employee benefits	$45,375,000	295
Premises and equipment expense	$8,037,000	348
Additional noninterest expense	$20,008,000	374
Pre-tax net operating income	$24,858,000	460
Securities gains (losses)	$0	2,243
Applicable income taxes	$26,055,000	217
Income before extraordinary items	$-1,197,000	5,588
Extraordinary gains, net	$0	9
Net income	$-1,197,000	5,588
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,197,000	5,588
Net charge-offs	$4,469,000	224
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$4,496,000	107
Net operating income	$-1,197,000	5,585
2017-09-30 (YTD Data)		Rank
Total interest income	$71,134,000	347
Total interest expense	$8,774,000	330
Net interest income	$62,360,000	346
Provision for loan and lease losses	$2,936,000	295
Total noninterest income	$13,422,000	465
Gross Fiduciary activities income	$1,332,000	360
Service charges on deposit accounts	$3,870,000	294
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,220,000	487
Total noninterest expense	$52,831,000	343
Salaries and employee benefits	$32,077,000	306
Premises and equipment expense	$6,010,000	352
Additional noninterest expense	$14,744,000	378
Pre-tax net operating income	$20,015,000	442
Securities gains (losses)	$0	2,274
Applicable income taxes	$6,514,000	408
Income before extraordinary items	$13,501,000	481
Extraordinary gains, net	$0	9
Net income	$13,501,000	478
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,501,000	481
Net charge-offs	$4,661,000	173
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$3,415,000	104
Net operating income	$13,501,000	474
2017-06-30 (YTD Data)		Rank
Total interest income	$46,783,000	352
Total interest expense	$5,483,000	330
Net interest income	$41,300,000	347
Provision for loan and lease losses	$2,614,000	232
Total noninterest income	$9,678,000	439
Gross Fiduciary activities income	$895,000	360
Service charges on deposit accounts	$2,623,000	290
Trading account gains and fees	$0	139
Additional Noninterest Income	$6,160,000	451
Total noninterest expense	$35,342,000	346
Salaries and employee benefits	$21,667,000	307
Premises and equipment expense	$4,105,000	347
Additional noninterest expense	$9,570,000	389
Pre-tax net operating income	$13,022,000	447
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,199,000	408
Income before extraordinary items	$8,823,000	480
Extraordinary gains, net	$0	11
Net income	$8,823,000	479
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,823,000	480
Net charge-offs	$1,339,000	295
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$2,828,000	79
Net operating income	$8,823,000	474
2017-03-31 (YTD Data)		Rank
Total interest income	$22,460,000	357
Total interest expense	$2,425,000	339
Net interest income	$20,035,000	355
Provision for loan and lease losses	$634,000	380
Total noninterest income	$4,123,000	485
Gross Fiduciary activities income	$407,000	378
Service charges on deposit accounts	$1,349,000	282
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,367,000	528
Total noninterest expense	$17,741,000	355
Salaries and employee benefits	$11,065,000	307
Premises and equipment expense	$2,035,000	353
Additional noninterest expense	$4,641,000	401
Pre-tax net operating income	$5,783,000	470
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$1,926,000	433
Income before extraordinary items	$3,858,000	538
Extraordinary gains, net	$0	8
Net income	$3,858,000	537
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,858,000	538
Net charge-offs	$1,290,000	195
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$2,446,000	47
Net operating income	$3,857,330	526
2016-12-31 (YTD Data)		Rank
Total interest income	$88,148,000	346
Total interest expense	$8,271,000	360
Net interest income	$79,877,000	341
Provision for loan and lease losses	$3,816,000	327
Total noninterest income	$21,962,000	399
Gross Fiduciary activities income	$1,411,000	396
Service charges on deposit accounts	$5,596,000	269
Trading account gains and fees	$0	170
Additional Noninterest Income	$14,955,000	389
Total noninterest expense	$72,453,000	341
Salaries and employee benefits	$41,534,000	316
Premises and equipment expense	$7,502,000	367
Additional noninterest expense	$23,417,000	338
Pre-tax net operating income	$25,570,000	421
Securities gains (losses)	$44,000	1,919
Applicable income taxes	$9,092,000	360
Income before extraordinary items	$16,522,000	476
Extraordinary gains, net	$0	5
Net income	$16,522,000	473
Minority interest net income	$0	82
Net income of bank and minority interests.	$16,522,000	475
Net charge-offs	$2,126,000	372
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$3,272,000	119
Net operating income	$16,493,400	471
2016-09-30 (YTD Data)		Rank
Total interest income	$65,841,000	345
Total interest expense	$6,042,000	366
Net interest income	$59,799,000	339
Provision for loan and lease losses	$1,608,000	480
Total noninterest income	$17,476,000	378
Gross Fiduciary activities income	$1,061,000	396
Service charges on deposit accounts	$4,269,000	268
Trading account gains and fees	$0	169
Additional Noninterest Income	$12,146,000	354
Total noninterest expense	$54,452,000	335
Salaries and employee benefits	$31,029,000	317
Premises and equipment expense	$5,815,000	355
Additional noninterest expense	$17,608,000	336
Pre-tax net operating income	$21,215,000	389
Securities gains (losses)	$44,000	1,850
Applicable income taxes	$7,816,000	334
Income before extraordinary items	$13,443,000	451
Extraordinary gains, net	$0	5
Net income	$13,443,000	448
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,443,000	451
Net charge-offs	$1,979,000	299
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$2,700,000	99
Net operating income	$13,414,840	447
2016-06-30 (YTD Data)		Rank
Total interest income	$43,546,000	348
Total interest expense	$3,890,000	377
Net interest income	$39,656,000	341
Provision for loan and lease losses	$1,145,000	457
Total noninterest income	$13,418,000	341
Gross Fiduciary activities income	$701,000	398
Service charges on deposit accounts	$2,972,000	253
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,745,000	317
Total noninterest expense	$37,170,000	329
Salaries and employee benefits	$20,970,000	314
Premises and equipment expense	$3,717,000	366
Additional noninterest expense	$12,483,000	324
Pre-tax net operating income	$14,759,000	376
Securities gains (losses)	$44,000	1,516
Applicable income taxes	$5,618,000	314
Income before extraordinary items	$9,185,000	429
Extraordinary gains, net	$0	16
Net income	$9,185,000	428
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,185,000	428
Net charge-offs	$1,673,000	245
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$2,437,000	76
Net operating income	$9,156,840	419
2016-03-31 (YTD Data)		Rank
Total interest income	$21,944,000	342
Total interest expense	$2,307,000	319
Net interest income	$19,637,000	339
Provision for loan and lease losses	$368,000	589
Total noninterest income	$4,459,000	438
Gross Fiduciary activities income	$314,000	424
Service charges on deposit accounts	$1,554,000	239
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,591,000	463
Total noninterest expense	$18,202,000	332
Salaries and employee benefits	$10,567,000	305
Premises and equipment expense	$1,764,000	390
Additional noninterest expense	$5,871,000	325
Pre-tax net operating income	$5,526,000	455
Securities gains (losses)	$33,000	1,008
Applicable income taxes	$2,057,000	378
Income before extraordinary items	$3,502,000	535
Extraordinary gains, net	$0	12
Net income	$3,502,000	533
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,502,000	535
Net charge-offs	$1,665,000	158
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$2,027,000	48
Net operating income	$3,480,880	522
2015-12-31 (YTD Data)		Rank
Total interest income	$49,324,000	516
Total interest expense	$4,492,000	627
Net interest income	$44,832,000	507
Provision for loan and lease losses	$8,283,000	153
Total noninterest income	$9,118,000	726
Gross Fiduciary activities income	$1,139,000	441
Service charges on deposit accounts	$2,335,000	566
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,644,000	751
Total noninterest expense	$42,608,000	500
Salaries and employee benefits	$27,693,000	426
Premises and equipment expense	$3,431,000	716
Additional noninterest expense	$11,484,000	583
Pre-tax net operating income	$3,059,000	2,294
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$2,010,000	1,004
Income before extraordinary items	$1,059,000	3,833
Extraordinary gains, net	$0	23
Net income	$1,059,000	3,833
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,059,000	3,834
Net charge-offs	$551,000	1,084
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$2,780,000	126
Net operating income	$1,052,600	3,793
2015-09-30 (YTD Data)		Rank
Total interest income	$29,646,000	656
Total interest expense	$4,386,000	464
Net interest income	$25,260,000	679
Provision for loan and lease losses	$2,977,000	246
Total noninterest income	$12,732,000	469
Gross Fiduciary activities income	$857,000	441
Service charges on deposit accounts	$2,183,000	462
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,692,000	414
Total noninterest expense	$34,609,000	478
Salaries and employee benefits	$14,944,000	572
Premises and equipment expense	$4,425,000	451
Additional noninterest expense	$15,240,000	362
Pre-tax net operating income	$406,000	4,976
Securities gains (losses)	$8,000	2,465
Applicable income taxes	$435,000	2,129
Income before extraordinary items	$-21,000	5,995
Extraordinary gains, net	$0	21
Net income	$-21,000	5,997
Minority interest net income	$0	78
Net income of bank and minority interests.	$-21,000	5,997
Net charge-offs	$2,027,000	279
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-26,120	5,975
2015-06-30 (YTD Data)		Rank
Total interest income	$19,284,000	669
Total interest expense	$2,693,000	515
Net interest income	$16,591,000	689
Provision for loan and lease losses	$1,350,000	336
Total noninterest income	$6,186,000	593
Gross Fiduciary activities income	$578,000	444
Service charges on deposit accounts	$1,402,000	468
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,206,000	574
Total noninterest expense	$20,856,000	514
Salaries and employee benefits	$9,727,000	579
Premises and equipment expense	$2,984,000	444
Additional noninterest expense	$8,145,000	433
Pre-tax net operating income	$571,000	3,978
Securities gains (losses)	$8,000	2,109
Applicable income taxes	$290,000	2,150
Income before extraordinary items	$289,000	4,737
Extraordinary gains, net	$0	22
Net income	$289,000	4,739
Minority interest net income	$0	75
Net income of bank and minority interests.	$289,000	4,740
Net charge-offs	$300,000	906
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$283,880	4,705
2015-03-31 (YTD Data)		Rank
Total interest income	$9,519,000	671
Total interest expense	$1,187,000	587
Net interest income	$8,332,000	677
Provision for loan and lease losses	$707,000	297
Total noninterest income	$4,326,000	454
Gross Fiduciary activities income	$265,000	463
Service charges on deposit accounts	$674,000	476
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,387,000	392
Total noninterest expense	$10,996,000	493
Salaries and employee benefits	$4,925,000	578
Premises and equipment expense	$1,463,000	460
Additional noninterest expense	$4,608,000	383
Pre-tax net operating income	$955,000	1,935
Securities gains (losses)	$8,000	1,548
Applicable income taxes	$145,000	2,120
Income before extraordinary items	$818,000	1,892
Extraordinary gains, net	$0	13
Net income	$818,000	1,895
Minority interest net income	$0	64
Net income of bank and minority interests.	$818,000	1,894
Net charge-offs	$607,000	291
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$811,200	1,839
2014-12-31 (YTD Data)		Rank
Total interest income	$36,174,000	697
Total interest expense	$5,232,000	547
Net interest income	$30,942,000	713
Provision for loan and lease losses	$-1,452,000	6,391
Total noninterest income	$11,369,000	585
Gross Fiduciary activities income	$913,000	482
Service charges on deposit accounts	$3,081,000	451
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,375,000	577
Total noninterest expense	$39,070,000	527
Salaries and employee benefits	$19,411,000	559
Premises and equipment expense	$5,364,000	478
Additional noninterest expense	$14,295,000	480
Pre-tax net operating income	$4,693,000	1,615
Securities gains (losses)	$628,000	330
Applicable income taxes	$526,000	2,154
Income before extraordinary items	$4,795,000	1,358
Extraordinary gains, net	$0	17
Net income	$4,795,000	1,358
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,795,000	1,357
Net charge-offs	$498,000	1,464
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,229,800	1,484
2014-09-30 (YTD Data)		Rank
Total interest income	$26,952,000	697
Total interest expense	$3,995,000	536
Net interest income	$22,957,000	718
Provision for loan and lease losses	$-1,231,000	6,482
Total noninterest income	$7,314,000	651
Gross Fiduciary activities income	$668,000	485
Service charges on deposit accounts	$2,288,000	454
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,358,000	685
Total noninterest expense	$28,459,000	539
Salaries and employee benefits	$14,308,000	568
Premises and equipment expense	$4,052,000	474
Additional noninterest expense	$10,099,000	502
Pre-tax net operating income	$3,043,000	1,824
Securities gains (losses)	$628,000	243
Applicable income taxes	$395,000	2,206
Income before extraordinary items	$3,276,000	1,457
Extraordinary gains, net	$0	15
Net income	$3,276,000	1,456
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,276,000	1,457
Net charge-offs	$669,000	925
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,717,080	1,688
2014-06-30 (YTD Data)		Rank
Total interest income	$17,172,000	728
Total interest expense	$2,702,000	533
Net interest income	$14,470,000	754
Provision for loan and lease losses	$-1,242,000	6,575
Total noninterest income	$4,689,000	663
Gross Fiduciary activities income	$435,000	491
Service charges on deposit accounts	$1,510,000	454
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,744,000	692
Total noninterest expense	$18,865,000	542
Salaries and employee benefits	$9,477,000	571
Premises and equipment expense	$2,673,000	481
Additional noninterest expense	$6,715,000	502
Pre-tax net operating income	$1,536,000	2,236
Securities gains (losses)	$618,000	183
Applicable income taxes	$263,000	2,147
Income before extraordinary items	$1,891,000	1,608
Extraordinary gains, net	$0	20
Net income	$1,891,000	1,611
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,891,000	1,610
Net charge-offs	$-142,000	6,387
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,347,160	2,111
2014-03-31 (YTD Data)		Rank
Total interest income	$8,329,000	752
Total interest expense	$1,404,000	506
Net interest income	$6,925,000	791
Provision for loan and lease losses	$-972,000	6,664
Total noninterest income	$1,961,000	733
Gross Fiduciary activities income	$200,000	521
Service charges on deposit accounts	$744,000	450
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,017,000	834
Total noninterest expense	$9,493,000	538
Salaries and employee benefits	$4,793,000	570
Premises and equipment expense	$1,377,000	482
Additional noninterest expense	$3,323,000	505
Pre-tax net operating income	$365,000	3,462
Securities gains (losses)	$371,000	167
Applicable income taxes	$132,000	2,116
Income before extraordinary items	$604,000	2,260
Extraordinary gains, net	$0	16
Net income	$604,000	2,261
Minority interest net income	$0	66
Net income of bank and minority interests.	$604,000	2,262
Net charge-offs	$328,000	674
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$299,780	3,501
2013-12-31 (YTD Data)		Rank
Total interest income	$31,914,000	776
Total interest expense	$8,545,000	358
Net interest income	$23,369,000	920
Provision for loan and lease losses	$-2,735,000	6,740
Total noninterest income	$6,418,000	950
Gross Fiduciary activities income	$715,000	527
Service charges on deposit accounts	$3,105,000	457
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,598,000	1,267
Total noninterest expense	$43,901,000	472
Salaries and employee benefits	$20,856,000	523
Premises and equipment expense	$5,642,000	450
Additional noninterest expense	$17,403,000	419
Pre-tax net operating income	$-11,379,000	6,795
Securities gains (losses)	$321,000	663
Applicable income taxes	$889,000	1,578
Income before extraordinary items	$-11,947,000	6,788
Extraordinary gains, net	$0	29
Net income	$-11,947,000	6,789
Minority interest net income	$0	90
Net income of bank and minority interests.	$-11,947,000	6,789
Net charge-offs	$565,000	1,890
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-12,268,000	6,790
2013-09-30 (YTD Data)		Rank
Total interest income	$23,766,000	785
Total interest expense	$6,873,000	344
Net interest income	$16,893,000	969
Provision for loan and lease losses	$-1,780,000	6,820
Total noninterest income	$4,795,000	964
Gross Fiduciary activities income	$527,000	533
Service charges on deposit accounts	$2,303,000	457
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,965,000	1,290
Total noninterest expense	$34,976,000	460
Salaries and employee benefits	$16,008,000	516
Premises and equipment expense	$4,299,000	442
Additional noninterest expense	$14,669,000	383
Pre-tax net operating income	$-11,508,000	6,886
Securities gains (losses)	$154,000	949
Applicable income taxes	$769,000	1,488
Income before extraordinary items	$-12,123,000	6,878
Extraordinary gains, net	$0	25
Net income	$-12,123,000	6,878
Minority interest net income	$0	84
Net income of bank and minority interests.	$-12,123,000	6,878
Net charge-offs	$1,320,000	817
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-12,277,000	6,878
2013-06-30 (YTD Data)		Rank
Total interest income	$15,594,000	791
Total interest expense	$4,867,000	339
Net interest income	$10,727,000	1,015
Provision for loan and lease losses	$-148,000	6,711
Total noninterest income	$2,733,000	1,092
Gross Fiduciary activities income	$334,000	548
Service charges on deposit accounts	$1,502,000	461
Trading account gains and fees	$0	157
Additional Noninterest Income	$897,000	1,718
Total noninterest expense	$24,618,000	442
Salaries and employee benefits	$10,628,000	516
Premises and equipment expense	$2,890,000	439
Additional noninterest expense	$11,100,000	339
Pre-tax net operating income	$-11,010,000	6,938
Securities gains (losses)	$154,000	862
Applicable income taxes	$216,000	2,359
Income before extraordinary items	$-11,072,000	6,931
Extraordinary gains, net	$0	22
Net income	$-11,072,000	6,931
Minority interest net income	$0	82
Net income of bank and minority interests.	$-11,072,000	6,931
Net charge-offs	$1,352,000	622
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-11,226,000	6,931
2013-03-31 (YTD Data)		Rank
Total interest income	$7,809,000	797
Total interest expense	$2,568,000	328
Net interest income	$5,241,000	1,039
Provision for loan and lease losses	$678,000	548
Total noninterest income	$872,000	1,483
Gross Fiduciary activities income	$147,000	578
Service charges on deposit accounts	$736,000	471
Trading account gains and fees	$0	148
Additional Noninterest Income	$-11,000	6,800
Total noninterest expense	$12,406,000	446
Salaries and employee benefits	$5,325,000	523
Premises and equipment expense	$1,445,000	447
Additional noninterest expense	$5,636,000	342
Pre-tax net operating income	$-6,971,000	7,013
Securities gains (losses)	$0	1,966
Applicable income taxes	$228,000	1,583
Income before extraordinary items	$-7,199,000	7,008
Extraordinary gains, net	$0	10
Net income	$-7,199,000	7,008
Minority interest net income	$0	76
Net income of bank and minority interests.	$-7,199,000	7,008
Net charge-offs	$978,000	483
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-7,199,000	7,007
2012-12-31 (YTD Data)		Rank
Total interest income	$36,310,000	721
Total interest expense	$12,730,000	318
Net interest income	$23,580,000	919
Provision for loan and lease losses	$20,866,000	161
Total noninterest income	$3,397,000	1,503
Gross Fiduciary activities income	$523,000	588
Service charges on deposit accounts	$3,032,000	482
Trading account gains and fees	$0	166
Additional Noninterest Income	$-158,000	6,789
Total noninterest expense	$41,230,000	516
Salaries and employee benefits	$19,459,000	546
Premises and equipment expense	$5,710,000	436
Additional noninterest expense	$16,061,000	481
Pre-tax net operating income	$-35,119,000	7,072
Securities gains (losses)	$154,000	1,921
Applicable income taxes	$1,460,000	1,120
Income before extraordinary items	$-36,425,000	7,067
Extraordinary gains, net	$0	29
Net income	$-36,425,000	7,067
Minority interest net income	$0	93
Net income of bank and minority interests.	$-36,425,000	7,067
Net charge-offs	$26,666,000	142
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-36,579,000	7,064
2012-09-30 (YTD Data)		Rank
Total interest income	$28,244,000	704
Total interest expense	$9,855,000	322
Net interest income	$18,389,000	888
Provision for loan and lease losses	$10,492,000	220
Total noninterest income	$1,572,000	2,120
Gross Fiduciary activities income	$392,000	587
Service charges on deposit accounts	$2,160,000	509
Trading account gains and fees	$0	157
Additional Noninterest Income	$-980,000	7,121
Total noninterest expense	$30,546,000	518
Salaries and employee benefits	$14,235,000	556
Premises and equipment expense	$4,234,000	438
Additional noninterest expense	$12,077,000	474
Pre-tax net operating income	$-21,077,000	7,169
Securities gains (losses)	$144,000	1,697
Applicable income taxes	$146,000	3,088
Income before extraordinary items	$-21,079,000	7,166
Extraordinary gains, net	$0	20
Net income	$-21,079,000	7,165
Minority interest net income	$0	86
Net income of bank and minority interests.	$-21,079,000	7,166
Net charge-offs	$12,602,000	216
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-21,223,000	7,164
2012-06-30 (YTD Data)		Rank
Total interest income	$19,270,000	697
Total interest expense	$6,730,000	326
Net interest income	$12,540,000	866
Provision for loan and lease losses	$5,950,000	249
Total noninterest income	$3,642,000	846
Gross Fiduciary activities income	$270,000	593
Service charges on deposit accounts	$1,435,000	505
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,937,000	937
Total noninterest expense	$22,734,000	471
Salaries and employee benefits	$9,185,000	567
Premises and equipment expense	$2,789,000	440
Additional noninterest expense	$10,760,000	365
Pre-tax net operating income	$-12,502,000	7,231
Securities gains (losses)	$1,000	3,081
Applicable income taxes	$-93,000	7,013
Income before extraordinary items	$-12,408,000	7,226
Extraordinary gains, net	$0	19
Net income	$-12,408,000	7,226
Minority interest net income	$0	84
Net income of bank and minority interests.	$-12,408,000	7,226
Net charge-offs	$5,950,000	292
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-12,408,990	7,225
2012-03-31 (YTD Data)		Rank
Total interest income	$9,689,000	697
Total interest expense	$3,454,000	330
Net interest income	$6,235,000	870
Provision for loan and lease losses	$1,801,000	392
Total noninterest income	$1,646,000	899
Gross Fiduciary activities income	$145,000	584
Service charges on deposit accounts	$717,000	505
Trading account gains and fees	$0	148
Additional Noninterest Income	$784,000	1,094
Total noninterest expense	$11,291,000	464
Salaries and employee benefits	$4,411,000	586
Premises and equipment expense	$1,165,000	518
Additional noninterest expense	$5,715,000	340
Pre-tax net operating income	$-5,211,000	7,289
Securities gains (losses)	$0	2,210
Applicable income taxes	$299,000	1,302
Income before extraordinary items	$-5,510,000	7,287
Extraordinary gains, net	$0	19
Net income	$-5,510,000	7,286
Minority interest net income	$0	78
Net income of bank and minority interests.	$-5,510,000	7,287
Net charge-offs	$2,411,000	349
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-5,510,000	7,286
2011-12-31 (YTD Data)		Rank
Total interest income	$43,076,000	640
Total interest expense	$15,005,000	366
Net interest income	$28,071,000	781
Provision for loan and lease losses	$10,920,000	390
Total noninterest income	$6,968,000	799
Gross Fiduciary activities income	$735,000	476
Service charges on deposit accounts	$3,122,000	482
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,111,000	1,014
Total noninterest expense	$46,298,000	447
Salaries and employee benefits	$12,191,000	813
Premises and equipment expense	$4,411,000	568
Additional noninterest expense	$29,696,000	280
Pre-tax net operating income	$-22,179,000	7,301
Securities gains (losses)	$0	3,838
Applicable income taxes	$573,000	1,903
Income before extraordinary items	$-22,752,000	7,306
Extraordinary gains, net	$0	29
Net income	$-22,752,000	7,306
Minority interest net income	$0	96
Net income of bank and minority interests.	$-22,752,000	7,306
Net charge-offs	$15,320,000	312
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-22,752,000	7,301
2011-09-30 (YTD Data)		Rank
Total interest income	$33,083,000	631
Total interest expense	$11,333,000	384
Net interest income	$21,750,000	763
Provision for loan and lease losses	$7,391,000	423
Total noninterest income	$5,153,000	818
Gross Fiduciary activities income	$596,000	445
Service charges on deposit accounts	$2,351,000	488
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,206,000	1,052
Total noninterest expense	$33,565,000	456
Salaries and employee benefits	$8,195,000	904
Premises and equipment expense	$3,348,000	577
Additional noninterest expense	$22,022,000	276
Pre-tax net operating income	$-14,053,000	7,375
Securities gains (losses)	$0	3,555
Applicable income taxes	$197,000	2,669
Income before extraordinary items	$-14,250,000	7,372
Extraordinary gains, net	$0	21
Net income	$-14,250,000	7,372
Minority interest net income	$0	87
Net income of bank and minority interests.	$-14,250,000	7,372
Net charge-offs	$12,641,000	296
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-14,250,000	7,370
2011-06-30 (YTD Data)		Rank
Total interest income	$22,682,000	633
Total interest expense	$7,671,000	401
Net interest income	$15,011,000	736
Provision for loan and lease losses	$3,509,000	598
Total noninterest income	$3,519,000	806
Gross Fiduciary activities income	$414,000	440
Service charges on deposit accounts	$1,560,000	490
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,545,000	995
Total noninterest expense	$22,556,000	457
Salaries and employee benefits	$5,452,000	910
Premises and equipment expense	$2,253,000	571
Additional noninterest expense	$14,851,000	286
Pre-tax net operating income	$-7,535,000	7,418
Securities gains (losses)	$0	2,914
Applicable income taxes	$245,000	2,007
Income before extraordinary items	$-7,780,000	7,424
Extraordinary gains, net	$0	15
Net income	$-7,780,000	7,424
Minority interest net income	$0	89
Net income of bank and minority interests.	$-7,780,000	7,424
Net charge-offs	$5,024,000	462
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-7,780,000	7,421
2011-03-31 (YTD Data)		Rank
Total interest income	$11,575,000	624
Total interest expense	$3,976,000	401
Net interest income	$7,599,000	727
Provision for loan and lease losses	$884,000	954
Total noninterest income	$2,003,000	728
Gross Fiduciary activities income	$228,000	423
Service charges on deposit accounts	$782,000	479
Trading account gains and fees	$0	158
Additional Noninterest Income	$993,000	831
Total noninterest expense	$10,967,000	476
Salaries and employee benefits	$2,873,000	879
Premises and equipment expense	$1,181,000	553
Additional noninterest expense	$6,913,000	295
Pre-tax net operating income	$-2,249,000	7,407
Securities gains (losses)	$0	1,772
Applicable income taxes	$270,000	1,217
Income before extraordinary items	$-2,519,000	7,431
Extraordinary gains, net	$0	9
Net income	$-2,519,000	7,430
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,519,000	7,431
Net charge-offs	$2,384,000	484
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-2,519,000	7,433
2010-12-31 (YTD Data)		Rank
Total interest income	$55,208,000	536
Total interest expense	$20,374,000	383
Net interest income	$34,834,000	620
Provision for loan and lease losses	$33,589,000	243
Total noninterest income	$7,960,000	755
Gross Fiduciary activities income	$771,000	455
Service charges on deposit accounts	$3,912,000	396
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,277,000	996
Total noninterest expense	$43,215,000	482
Salaries and employee benefits	$13,098,000	739
Premises and equipment expense	$4,923,000	518
Additional noninterest expense	$25,194,000	338
Pre-tax net operating income	$-34,010,000	7,578
Securities gains (losses)	$57,000	2,569
Applicable income taxes	$9,933,000	226
Income before extraordinary items	$-43,886,000	7,594
Extraordinary gains, net	$0	29
Net income	$-43,886,000	7,594
Minority interest net income	$0	111
Net income of bank and minority interests.	$-43,886,000	7,594
Net charge-offs	$36,081,000	212
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-43,943,000	7,588
2010-09-30 (YTD Data)		Rank
Total interest income	$42,769,000	521
Total interest expense	$15,900,000	383
Net interest income	$26,869,000	602
Provision for loan and lease losses	$26,406,000	231
Total noninterest income	$6,189,000	713
Gross Fiduciary activities income	$567,000	457
Service charges on deposit accounts	$2,999,000	388
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,623,000	913
Total noninterest expense	$31,864,000	479
Salaries and employee benefits	$10,063,000	715
Premises and equipment expense	$3,743,000	512
Additional noninterest expense	$18,058,000	330
Pre-tax net operating income	$-25,212,000	7,678
Securities gains (losses)	$57,000	2,331
Applicable income taxes	$6,963,000	228
Income before extraordinary items	$-32,118,000	7,705
Extraordinary gains, net	$0	23
Net income	$-32,118,000	7,705
Minority interest net income	$0	110
Net income of bank and minority interests.	$-32,118,000	7,705
Net charge-offs	$27,578,000	202
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-32,175,000	7,704
2010-06-30 (YTD Data)		Rank
Total interest income	$29,481,000	509
Total interest expense	$10,831,000	390
Net interest income	$18,650,000	583
Provision for loan and lease losses	$7,998,000	428
Total noninterest income	$3,957,000	731
Gross Fiduciary activities income	$377,000	466
Service charges on deposit accounts	$2,048,000	378
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,532,000	962
Total noninterest expense	$20,688,000	490
Salaries and employee benefits	$6,764,000	706
Premises and equipment expense	$2,467,000	521
Additional noninterest expense	$11,457,000	344
Pre-tax net operating income	$-6,079,000	7,594
Securities gains (losses)	$57,000	1,801
Applicable income taxes	$-2,877,000	7,728
Income before extraordinary items	$-3,145,000	7,459
Extraordinary gains, net	$0	19
Net income	$-3,145,000	7,459
Minority interest net income	$0	105
Net income of bank and minority interests.	$-3,145,000	7,459
Net charge-offs	$7,660,000	405
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-3,181,480	7,455
2010-03-31 (YTD Data)		Rank
Total interest income	$15,115,000	510
Total interest expense	$5,502,000	403
Net interest income	$9,613,000	573
Provision for loan and lease losses	$4,369,000	420
Total noninterest income	$1,861,000	760
Gross Fiduciary activities income	$185,000	476
Service charges on deposit accounts	$1,000,000	384
Trading account gains and fees	$0	175
Additional Noninterest Income	$676,000	1,037
Total noninterest expense	$9,615,000	532
Salaries and employee benefits	$3,485,000	689
Premises and equipment expense	$1,230,000	536
Additional noninterest expense	$4,900,000	388
Pre-tax net operating income	$-2,510,000	7,653
Securities gains (losses)	$57,000	1,082
Applicable income taxes	$-1,226,000	7,817
Income before extraordinary items	$-1,227,000	7,521
Extraordinary gains, net	$0	16
Net income	$-1,227,000	7,522
Minority interest net income	$0	91
Net income of bank and minority interests.	$-1,227,000	7,522
Net charge-offs	$4,760,000	349
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-1,263,480	7,527
2009-12-31 (YTD Data)		Rank
Total interest income	$64,331,000	509
Total interest expense	$23,303,000	478
Net interest income	$41,028,000	520
Provision for loan and lease losses	$25,380,000	414
Total noninterest income	$9,401,000	676
Gross Fiduciary activities income	$741,000	459
Service charges on deposit accounts	$4,642,000	368
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,018,000	841
Total noninterest expense	$68,274,000	329
Salaries and employee benefits	$14,595,000	656
Premises and equipment expense	$5,228,000	510
Additional noninterest expense	$48,451,000	229
Pre-tax net operating income	$-43,225,000	7,843
Securities gains (losses)	$0	3,754
Applicable income taxes	$-8,837,000	7,854
Income before extraordinary items	$-34,388,000	7,834
Extraordinary gains, net	$0	34
Net income	$-34,388,000	7,834
Minority interest net income	$0	115
Net income of bank and minority interests.	$-34,388,000	7,834
Net charge-offs	$16,273,000	469
Cash dividends	$1,177,000	1,459
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-34,388,000	7,835
2009-09-30 (YTD Data)		Rank
Total interest income	$48,784,000	524
Total interest expense	$18,110,000	498
Net interest income	$30,674,000	534
Provision for loan and lease losses	$20,451,000	380
Total noninterest income	$7,262,000	660
Gross Fiduciary activities income	$537,000	462
Service charges on deposit accounts	$3,501,000	365
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,224,000	819
Total noninterest expense	$56,710,000	304
Salaries and employee benefits	$11,075,000	663
Premises and equipment expense	$4,029,000	505
Additional noninterest expense	$41,606,000	203
Pre-tax net operating income	$-39,225,000	7,956
Securities gains (losses)	$0	3,497
Applicable income taxes	$-7,907,000	7,952
Income before extraordinary items	$-31,318,000	7,954
Extraordinary gains, net	$0	27
Net income	$-31,318,000	7,953
Minority interest net income	$0	118
Net income of bank and minority interests.	$-31,318,000	7,953
Net charge-offs	$12,150,000	446
Cash dividends	$1,178,000	1,090
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-31,318,000	7,952
2009-06-30 (YTD Data)		Rank
Total interest income	$32,755,000	533
Total interest expense	$12,414,000	513
Net interest income	$20,341,000	539
Provision for loan and lease losses	$11,178,000	423
Total noninterest income	$4,745,000	674
Gross Fiduciary activities income	$346,000	474
Service charges on deposit accounts	$2,317,000	364
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,082,000	859
Total noninterest expense	$19,370,000	563
Salaries and employee benefits	$7,502,000	668
Premises and equipment expense	$2,709,000	507
Additional noninterest expense	$9,159,000	457
Pre-tax net operating income	$-5,462,000	7,763
Securities gains (losses)	$0	3,136
Applicable income taxes	$-2,588,000	7,948
Income before extraordinary items	$-2,874,000	7,621
Extraordinary gains, net	$0	21
Net income	$-2,874,000	7,620
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,874,000	7,620
Net charge-offs	$9,288,000	399
Cash dividends	$1,178,000	771
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-2,874,000	7,631
2009-03-31 (YTD Data)		Rank
Total interest income	$16,569,000	534
Total interest expense	$6,238,000	523
Net interest income	$10,331,000	520
Provision for loan and lease losses	$4,987,000	414
Total noninterest income	$2,291,000	678
Gross Fiduciary activities income	$163,000	488
Service charges on deposit accounts	$1,147,000	357
Trading account gains and fees	$0	171
Additional Noninterest Income	$981,000	865
Total noninterest expense	$9,377,000	547
Salaries and employee benefits	$3,790,000	660
Premises and equipment expense	$1,358,000	510
Additional noninterest expense	$4,229,000	428
Pre-tax net operating income	$-1,742,000	7,784
Securities gains (losses)	$0	2,434
Applicable income taxes	$-909,000	7,979
Income before extraordinary items	$-833,000	7,646
Extraordinary gains, net	$0	15
Net income	$-833,000	7,646
Minority interest net income	$0	102
Net income of bank and minority interests.	$-833,000	7,647
Net charge-offs	$2,344,000	538
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-833,000	7,643
2008-12-31 (YTD Data)		Rank
Total interest income	$76,483,000	500
Total interest expense	$30,856,000	517
Net interest income	$45,627,000	486
Provision for loan and lease losses	$15,729,000	433
Total noninterest income	$10,743,000	553
Gross Fiduciary activities income	$780,000	464
Service charges on deposit accounts	$5,284,000	335
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,679,000	693
Total noninterest expense	$40,199,000	507
Salaries and employee benefits	$15,680,000	621
Premises and equipment expense	$5,956,000	458
Additional noninterest expense	$18,563,000	415
Pre-tax net operating income	$442,000	5,037
Securities gains (losses)	$146,000	885
Applicable income taxes	$-672,000	7,590
Income before extraordinary items	$1,260,000	2,819
Extraordinary gains, net	$0	39
Net income	$1,260,000	2,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,300,000	437
Cash dividends	$6,500,000	438
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,114,000	3,233
2008-09-30 (YTD Data)		Rank
Total interest income	$58,548,000	509
Total interest expense	$23,624,000	532
Net interest income	$34,924,000	489
Provision for loan and lease losses	$7,073,000	514
Total noninterest income	$8,317,000	571
Gross Fiduciary activities income	$610,000	459
Service charges on deposit accounts	$3,950,000	341
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,757,000	697
Total noninterest expense	$29,773,000	503
Salaries and employee benefits	$11,986,000	625
Premises and equipment expense	$4,526,000	460
Additional noninterest expense	$13,261,000	401
Pre-tax net operating income	$6,395,000	792
Securities gains (losses)	$146,000	759
Applicable income taxes	$1,838,000	696
Income before extraordinary items	$4,703,000	778
Extraordinary gains, net	$0	31
Net income	$4,703,000	777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,694,000	464
Cash dividends	$4,000,000	552
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,597,880	841
2008-06-30 (YTD Data)		Rank
Total interest income	$39,386,000	508
Total interest expense	$16,262,000	533
Net interest income	$23,124,000	491
Provision for loan and lease losses	$3,119,000	587
Total noninterest income	$5,682,000	590
Gross Fiduciary activities income	$422,000	463
Service charges on deposit accounts	$2,612,000	339
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,648,000	676
Total noninterest expense	$19,950,000	503
Salaries and employee benefits	$8,124,000	613
Premises and equipment expense	$3,100,000	447
Additional noninterest expense	$8,726,000	396
Pre-tax net operating income	$5,737,000	623
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,686,000	596
Income before extraordinary items	$4,051,000	683
Extraordinary gains, net	$0	21
Net income	$4,051,000	682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,220,000	526
Cash dividends	$4,000,000	406
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,051,000	665
2008-03-31 (YTD Data)		Rank
Total interest income	$20,247,000	510
Total interest expense	$8,632,000	549
Net interest income	$11,615,000	482
Provision for loan and lease losses	$1,172,000	561
Total noninterest income	$2,809,000	588
Gross Fiduciary activities income	$221,000	454
Service charges on deposit accounts	$1,275,000	342
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,313,000	677
Total noninterest expense	$9,907,000	502
Salaries and employee benefits	$4,061,000	621
Premises and equipment expense	$1,550,000	449
Additional noninterest expense	$4,296,000	381
Pre-tax net operating income	$3,345,000	589
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,026,000	569
Income before extraordinary items	$2,319,000	665
Extraordinary gains, net	$0	15
Net income	$2,319,000	666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$815,000	525
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,319,000	636
2007-12-31 (YTD Data)		Rank
Total interest income	$83,927,000	517
Total interest expense	$34,601,000	583
Net interest income	$49,326,000	470
Provision for loan and lease losses	$2,115,000	807
Total noninterest income	$10,966,000	576
Gross Fiduciary activities income	$655,000	529
Service charges on deposit accounts	$5,199,000	341
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,112,000	669
Total noninterest expense	$39,778,000	488
Salaries and employee benefits	$16,162,000	601
Premises and equipment expense	$6,190,000	429
Additional noninterest expense	$17,426,000	389
Pre-tax net operating income	$18,399,000	492
Securities gains (losses)	$-752,000	8,411
Applicable income taxes	$5,636,000	494
Income before extraordinary items	$12,011,000	547
Extraordinary gains, net	$0	39
Net income	$12,011,000	545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,129,000	940
Cash dividends	$10,000,000	414
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$12,522,360	521
2007-09-30 (YTD Data)		Rank
Total interest income	$62,564,000	520
Total interest expense	$25,647,000	585
Net interest income	$36,917,000	467
Provision for loan and lease losses	$1,375,000	694
Total noninterest income	$8,206,000	581
Gross Fiduciary activities income	$472,000	539
Service charges on deposit accounts	$3,812,000	344
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,922,000	662
Total noninterest expense	$29,979,000	479
Salaries and employee benefits	$12,541,000	579
Premises and equipment expense	$4,630,000	433
Additional noninterest expense	$12,808,000	379
Pre-tax net operating income	$13,769,000	533
Securities gains (losses)	$-752,000	8,482
Applicable income taxes	$4,233,000	535
Income before extraordinary items	$8,784,000	605
Extraordinary gains, net	$0	33
Net income	$8,784,000	603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$710,000	831
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$9,287,840	564
2007-06-30 (YTD Data)		Rank
Total interest income	$40,900,000	544
Total interest expense	$16,613,000	612
Net interest income	$24,287,000	488
Provision for loan and lease losses	$805,000	688
Total noninterest income	$5,330,000	611
Gross Fiduciary activities income	$294,000	561
Service charges on deposit accounts	$2,441,000	368
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,595,000	678
Total noninterest expense	$19,763,000	499
Salaries and employee benefits	$8,272,000	599
Premises and equipment expense	$3,008,000	455
Additional noninterest expense	$8,483,000	386
Pre-tax net operating income	$9,049,000	562
Securities gains (losses)	$-752,000	8,553
Applicable income taxes	$2,685,000	572
Income before extraordinary items	$5,612,000	656
Extraordinary gains, net	$0	29
Net income	$5,612,000	655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	819
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$6,123,360	597
2007-03-31 (YTD Data)		Rank
Total interest income	$20,197,000	547
Total interest expense	$8,239,000	609
Net interest income	$11,958,000	493
Provision for loan and lease losses	$395,000	633
Total noninterest income	$2,672,000	595
Gross Fiduciary activities income	$130,000	602
Service charges on deposit accounts	$1,140,000	374
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,402,000	627
Total noninterest expense	$9,868,000	496
Salaries and employee benefits	$4,126,000	605
Premises and equipment expense	$1,469,000	466
Additional noninterest expense	$4,273,000	377
Pre-tax net operating income	$4,367,000	581
Securities gains (losses)	$-584,000	8,614
Applicable income taxes	$1,222,000	622
Income before extraordinary items	$2,561,000	711
Extraordinary gains, net	$0	22
Net income	$2,561,000	710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	713
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,958,120	609
2006-12-31 (YTD Data)		Rank
Total interest income	$75,447,000	545
Total interest expense	$27,145,000	631
Net interest income	$48,302,000	476
Provision for loan and lease losses	$2,064,000	543
Total noninterest income	$10,112,000	607
Gross Fiduciary activities income	$394,000	638
Service charges on deposit accounts	$4,843,000	359
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,875,000	687
Total noninterest expense	$37,663,000	491
Salaries and employee benefits	$16,085,000	585
Premises and equipment expense	$6,162,000	417
Additional noninterest expense	$15,416,000	399
Pre-tax net operating income	$18,687,000	570
Securities gains (losses)	$7,000	1,177
Applicable income taxes	$6,125,000	550
Income before extraordinary items	$12,569,000	602
Extraordinary gains, net	$0	51
Net income	$12,569,000	601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,215,000	355
Cash dividends	$4,000,000	861
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$12,564,310	594
2006-09-30 (YTD Data)		Rank
Total interest income	$55,578,000	563
Total interest expense	$19,256,000	658
Net interest income	$36,322,000	490
Provision for loan and lease losses	$1,653,000	484
Total noninterest income	$7,507,000	623
Gross Fiduciary activities income	$279,000	649
Service charges on deposit accounts	$3,594,000	364
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,634,000	695
Total noninterest expense	$28,079,000	512
Salaries and employee benefits	$12,111,000	604
Premises and equipment expense	$4,713,000	422
Additional noninterest expense	$11,255,000	416
Pre-tax net operating income	$14,097,000	591
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,621,000	570
Income before extraordinary items	$9,476,000	626
Extraordinary gains, net	$0	45
Net income	$9,476,000	625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,912,000	284
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$9,476,000	617
2006-06-30 (YTD Data)		Rank
Total interest income	$36,114,000	564
Total interest expense	$12,151,000	653
Net interest income	$23,963,000	497
Provision for loan and lease losses	$1,083,000	473
Total noninterest income	$4,850,000	638
Gross Fiduciary activities income	$183,000	660
Service charges on deposit accounts	$2,365,000	364
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,302,000	722
Total noninterest expense	$18,623,000	523
Salaries and employee benefits	$8,038,000	612
Premises and equipment expense	$3,170,000	419
Additional noninterest expense	$7,415,000	423
Pre-tax net operating income	$9,107,000	608
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,973,000	601
Income before extraordinary items	$6,134,000	656
Extraordinary gains, net	$0	39
Net income	$6,134,000	654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$999,000	342
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$6,134,000	643
2006-03-31 (YTD Data)		Rank
Total interest income	$17,498,000	563
Total interest expense	$5,657,000	656
Net interest income	$11,841,000	497
Provision for loan and lease losses	$513,000	473
Total noninterest income	$2,326,000	649
Gross Fiduciary activities income	$78,000	704
Service charges on deposit accounts	$1,153,000	358
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,095,000	751
Total noninterest expense	$9,380,000	513
Salaries and employee benefits	$4,051,000	607
Premises and equipment expense	$1,560,000	426
Additional noninterest expense	$3,769,000	413
Pre-tax net operating income	$4,274,000	629
Securities gains (losses)	$0	955
Applicable income taxes	$1,385,000	622
Income before extraordinary items	$2,889,000	674
Extraordinary gains, net	$0	21
Net income	$2,889,000	673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$531,000	310
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,889,000	659
2005-12-31 (YTD Data)		Rank
Total interest income	$56,517,000	598
Total interest expense	$15,863,000	716
Net interest income	$40,654,000	550
Provision for loan and lease losses	$2,922,000	370
Total noninterest income	$8,277,000	711
Gross Fiduciary activities income	$189,000	814
Service charges on deposit accounts	$4,221,000	399
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,867,000	826
Total noninterest expense	$33,728,000	537
Salaries and employee benefits	$14,932,000	609
Premises and equipment expense	$5,236,000	470
Additional noninterest expense	$13,560,000	438
Pre-tax net operating income	$12,281,000	805
Securities gains (losses)	$-117,000	8,465
Applicable income taxes	$4,024,000	766
Income before extraordinary items	$8,140,000	884
Extraordinary gains, net	$2,175,000	7
Net income	$10,315,000	704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,374,000	338
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$33,277,000	37
Net operating income	$8,218,390	863
2005-09-30 (YTD Data)		Rank
Total interest income	$39,575,000	617
Total interest expense	$10,605,000	756
Net interest income	$28,970,000	565
Provision for loan and lease losses	$2,679,000	296
Total noninterest income	$5,945,000	740
Gross Fiduciary activities income	$117,000	845
Service charges on deposit accounts	$2,979,000	426
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,849,000	848
Total noninterest expense	$24,073,000	559
Salaries and employee benefits	$10,843,000	628
Premises and equipment expense	$3,834,000	474
Additional noninterest expense	$9,396,000	458
Pre-tax net operating income	$8,163,000	906
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,692,000	844
Income before extraordinary items	$5,471,000	985
Extraordinary gains, net	$2,385,000	4
Net income	$7,856,000	697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,733,000	322
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$33,277,000	28
Net operating income	$5,471,000	968
2005-06-30 (YTD Data)		Rank
Total interest income	$24,923,000	628
Total interest expense	$6,421,000	778
Net interest income	$18,502,000	581
Provision for loan and lease losses	$1,986,000	266
Total noninterest income	$3,689,000	779
Gross Fiduciary activities income	$61,000	907
Service charges on deposit accounts	$1,866,000	444
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,762,000	888
Total noninterest expense	$15,368,000	574
Salaries and employee benefits	$6,914,000	642
Premises and equipment expense	$2,482,000	488
Additional noninterest expense	$5,972,000	477
Pre-tax net operating income	$4,837,000	978
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,538,000	932
Income before extraordinary items	$3,299,000	1,058
Extraordinary gains, net	$0	30
Net income	$3,299,000	1,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,133,000	327
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,299,000	1,040
2005-03-31 (YTD Data)		Rank
Total interest income	$11,998,000	632
Total interest expense	$2,988,000	801
Net interest income	$9,010,000	583
Provision for loan and lease losses	$1,143,000	235
Total noninterest income	$1,630,000	847
Gross Fiduciary activities income	$21,000	974
Service charges on deposit accounts	$903,000	443
Trading account gains and fees	$0	115
Additional Noninterest Income	$706,000	1,035
Total noninterest expense	$7,655,000	570
Salaries and employee benefits	$3,477,000	636
Premises and equipment expense	$1,240,000	480
Additional noninterest expense	$2,938,000	474
Pre-tax net operating income	$1,842,000	1,238
Securities gains (losses)	$0	1,685
Applicable income taxes	$576,000	1,184
Income before extraordinary items	$1,266,000	1,361
Extraordinary gains, net	$0	24
Net income	$1,266,000	1,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$589,000	308
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,266,000	1,331
2004-12-31 (YTD Data)		Rank
Total interest income	$37,771,000	732
Total interest expense	$8,759,000	931
Net interest income	$29,012,000	676
Provision for loan and lease losses	$3,399,000	344
Total noninterest income	$7,532,000	750
Gross Fiduciary activities income	$10,000	1,316
Service charges on deposit accounts	$3,873,000	461
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,649,000	852
Total noninterest expense	$25,956,000	637
Salaries and employee benefits	$11,479,000	742
Premises and equipment expense	$3,929,000	577
Additional noninterest expense	$10,548,000	518
Pre-tax net operating income	$7,189,000	1,203
Securities gains (losses)	$84,000	1,368
Applicable income taxes	$2,262,000	1,140
Income before extraordinary items	$5,011,000	1,297
Extraordinary gains, net	$0	34
Net income	$5,011,000	1,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,925,000	349
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,953,040	1,277
2004-09-30 (YTD Data)		Rank
Total interest income	$26,159,000	803
Total interest expense	$6,091,000	978
Net interest income	$20,068,000	716
Provision for loan and lease losses	$2,025,000	410
Total noninterest income	$4,518,000	924
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,866,000	474
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,652,000	1,225
Total noninterest expense	$18,876,000	649
Salaries and employee benefits	$8,432,000	754
Premises and equipment expense	$2,846,000	609
Additional noninterest expense	$7,598,000	534
Pre-tax net operating income	$3,685,000	1,739
Securities gains (losses)	$84,000	1,301
Applicable income taxes	$1,164,000	1,578
Income before extraordinary items	$2,605,000	1,835
Extraordinary gains, net	$0	26
Net income	$2,605,000	1,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,404,000	304
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,547,040	1,825
2004-06-30 (YTD Data)		Rank
Total interest income	$17,041,000	807
Total interest expense	$4,026,000	977
Net interest income	$13,015,000	735
Provision for loan and lease losses	$1,350,000	417
Total noninterest income	$2,891,000	956
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,811,000	501
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,080,000	1,254
Total noninterest expense	$12,354,000	661
Salaries and employee benefits	$5,508,000	777
Premises and equipment expense	$1,819,000	637
Additional noninterest expense	$5,027,000	537
Pre-tax net operating income	$2,202,000	1,888
Securities gains (losses)	$84,000	1,138
Applicable income taxes	$690,000	1,729
Income before extraordinary items	$1,596,000	1,961
Extraordinary gains, net	$0	21
Net income	$1,596,000	1,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,583,000	306
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,537,200	1,977
2004-03-31 (YTD Data)		Rank
Total interest income	$8,550,000	823
Total interest expense	$2,034,000	987
Net interest income	$6,516,000	742
Provision for loan and lease losses	$675,000	411
Total noninterest income	$1,222,000	1,071
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$771,000	557
Trading account gains and fees	$0	121
Additional Noninterest Income	$451,000	1,393
Total noninterest expense	$6,112,000	666
Salaries and employee benefits	$2,727,000	795
Premises and equipment expense	$866,000	678
Additional noninterest expense	$2,519,000	525
Pre-tax net operating income	$951,000	2,097
Securities gains (losses)	$84,000	897
Applicable income taxes	$311,000	1,873
Income before extraordinary items	$724,000	2,108
Extraordinary gains, net	$0	16
Net income	$724,000	2,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$861,000	304
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$665,200	2,197
2003-12-31 (YTD Data)		Rank
Total interest income	$31,554,000	891
Total interest expense	$8,897,000	1,003
Net interest income	$22,657,000	854
Provision for loan and lease losses	$2,122,000	614
Total noninterest income	$5,294,000	1,077
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,382,000	713
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,912,000	1,116
Total noninterest expense	$21,046,000	765
Salaries and employee benefits	$9,920,000	861
Premises and equipment expense	$2,946,000	769
Additional noninterest expense	$8,180,000	661
Pre-tax net operating income	$4,783,000	1,690
Securities gains (losses)	$24,000	3,094
Applicable income taxes	$1,566,000	1,563
Income before extraordinary items	$3,241,000	1,909
Extraordinary gains, net	$0	54
Net income	$3,241,000	1,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,668,000	445
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,224,920	1,831
2003-09-30 (YTD Data)		Rank
Total interest income	$23,124,000	925
Total interest expense	$6,847,000	1,025
Net interest income	$16,277,000	906
Provision for loan and lease losses	$1,499,000	652
Total noninterest income	$3,972,000	1,112
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,693,000	766
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,279,000	1,127
Total noninterest expense	$15,321,000	796
Salaries and employee benefits	$7,255,000	892
Premises and equipment expense	$2,107,000	812
Additional noninterest expense	$5,959,000	678
Pre-tax net operating income	$3,429,000	1,825
Securities gains (losses)	$24,000	2,852
Applicable income taxes	$1,295,000	1,502
Income before extraordinary items	$2,158,000	2,177
Extraordinary gains, net	$0	40
Net income	$2,158,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,333,000	578
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,142,640	2,078
2003-06-30 (YTD Data)		Rank
Total interest income	$7,367,000	1,972
Total interest expense	$2,040,000	2,330
Net interest income	$5,327,000	1,834
Provision for loan and lease losses	$512,000	1,122
Total noninterest income	$1,147,000	2,127
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$580,000	1,485
Trading account gains and fees	$0	150
Additional Noninterest Income	$567,000	2,259
Total noninterest expense	$4,384,000	1,806
Salaries and employee benefits	$2,181,000	1,954
Premises and equipment expense	$719,000	1,596
Additional noninterest expense	$1,484,000	1,632
Pre-tax net operating income	$1,578,000	2,484
Securities gains (losses)	$0	3,782
Applicable income taxes	$578,000	2,104
Income before extraordinary items	$1,000,000	2,975
Extraordinary gains, net	$0	30
Net income	$1,000,000	2,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$691,000	674
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,000,000	2,827
2003-03-31 (YTD Data)		Rank
Total interest income	$3,668,000	1,993
Total interest expense	$1,024,000	2,385
Net interest income	$2,644,000	1,847
Provision for loan and lease losses	$308,000	896
Total noninterest income	$551,000	2,130
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$286,000	1,453
Trading account gains and fees	$0	134
Additional Noninterest Income	$265,000	2,280
Total noninterest expense	$2,179,000	1,805
Salaries and employee benefits	$1,068,000	1,984
Premises and equipment expense	$351,000	1,640
Additional noninterest expense	$760,000	1,558
Pre-tax net operating income	$708,000	2,713
Securities gains (losses)	$0	2,891
Applicable income taxes	$246,000	2,342
Income before extraordinary items	$462,000	3,123
Extraordinary gains, net	$0	21
Net income	$462,000	3,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,115
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$462,000	2,959
2002-12-31 (YTD Data)		Rank
Total interest income	$14,425,000	2,126
Total interest expense	$4,110,000	2,673
Net interest income	$10,315,000	1,887
Provision for loan and lease losses	$1,171,000	1,168
Total noninterest income	$1,970,000	2,158
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,078,000	1,497
Trading account gains and fees	$0	153
Additional Noninterest Income	$892,000	2,342
Total noninterest expense	$7,974,000	1,888
Salaries and employee benefits	$3,893,000	2,057
Premises and equipment expense	$1,306,000	1,679
Additional noninterest expense	$2,775,000	1,698
Pre-tax net operating income	$3,140,000	2,399
Securities gains (losses)	$35,000	2,707
Applicable income taxes	$1,204,000	1,943
Income before extraordinary items	$1,971,000	2,829
Extraordinary gains, net	$0	70
Net income	$1,971,000	2,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	3,173
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,948,600	2,771
2001-12-31 (YTD Data)		Rank
Total interest income	$11,121,000	3,033
Total interest expense	$4,616,000	3,377
Net interest income	$6,505,000	2,738
Provision for loan and lease losses	$1,724,000	796
Total noninterest income	$1,571,000	2,425
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$699,000	2,144
Trading account gains and fees	$0	177
Additional Noninterest Income	$872,000	2,255
Total noninterest expense	$6,346,000	2,255
Salaries and employee benefits	$3,175,000	2,367
Premises and equipment expense	$1,048,000	2,029
Additional noninterest expense	$2,123,000	2,116
Pre-tax net operating income	$6,000	8,693
Securities gains (losses)	$0	4,612
Applicable income taxes	$45,000	6,794
Income before extraordinary items	$-39,000	8,883
Extraordinary gains, net	$0	105
Net income	$-39,000	8,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$467,000	1,636
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-39,000	8,807
2000-12-31 (YTD Data)		Rank
Total interest income	$2,951,000	7,464
Total interest expense	$851,000	8,537
Net interest income	$2,100,000	6,421
Provision for loan and lease losses	$756,000	1,325
Total noninterest income	$263,000	6,645
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	6,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,307
Total noninterest expense	$3,565,000	3,647
Salaries and employee benefits	$1,827,000	3,727
Premises and equipment expense	$445,000	4,165
Additional noninterest expense	$1,293,000	3,188
Pre-tax net operating income	$-1,958,000	9,821
Securities gains (losses)	$0	1,956
Applicable income taxes	$-743,000	9,821
Income before extraordinary items	$-1,215,000	9,767
Extraordinary gains, net	$0	38
Net income	$-1,215,000	9,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$16,500,000	34
Net operating income	$-1,215,000	9,770

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.