Home > Astoria Bank > Net charge- offs to loans
Astoria Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2623% | 5,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0036% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0993% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4200% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8628% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8628% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1409% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0794% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8959% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8959% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 5,415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2368% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2368% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0691% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0428% | 4,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2804% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0501% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 5,478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0509% | 4,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3399% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4032% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5803% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5803% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0547% | 4,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8905% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0244% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0244% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0723% | 4,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7544% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0664% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9371% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9371% | 758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,040 |
| Percentage Net Loans Charged-off:Construction & development | -277.7778% | 5,716 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0841% | 5,601 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0271% | 4,748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1518% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2263% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3429% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3429% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | -296.2857% | 5,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1360% | 5,795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0208% | 4,778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1425% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9401% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9401% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0481% | 4,853 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2162% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1380% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1380% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0583% | 4,914 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4411% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7317% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7317% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3331% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0783% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7933% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2443% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1766% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1766% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1978% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4902% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1095% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2052% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9114% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1876% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1106% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1106% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2648% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7107% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0529% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3082% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2396% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2852% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0396% | 4,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8084% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8084% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2155% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4430% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0859% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1443% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6340% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2240% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2240% | 5,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 2,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3959% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1223% | 493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5753% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0570% | 6,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4656% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4656% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1933% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2923% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1164% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2076% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6635% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1965% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1625% | 5,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6835% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6835% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2352% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4292% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1752% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7783% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1252% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1242% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1242% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3165% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3168% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6008% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2813% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3030% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3791% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1677% | 5,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0047% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0047% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3793% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3804% | 1,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2913% | 645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3627% | 1,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3975% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6282% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4752% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4752% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3773% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3674% | 2,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3454% | 1,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1957% | 613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4009% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4631% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3994% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7994% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8305% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8305% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4237% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 2,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1907% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4840% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4455% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4849% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9725% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5937% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5937% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5178% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5111% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2098% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0798% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5997% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3947% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6047% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6301% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2236% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2236% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5958% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5946% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 11.9028% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5751% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0627% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5019% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4313% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5037% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8070% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8070% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4869% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4853% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.6915% | 6,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 2,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4601% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5145% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3326% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5192% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 3,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8725% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8725% | 409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5145% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 4.7480% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2025% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6621% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5029% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4954% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5030% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 2,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0644% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0644% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5419% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5405% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5583% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5746% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9031% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5661% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9750% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9750% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7068% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7050% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 12.1704% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7592% | 1,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0426% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6156% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6396% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6150% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4692% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3936% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7577% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7572% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 10.1161% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9975% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2178% | 542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6324% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6535% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6319% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 4,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4884% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8070% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8062% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 14.2707% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3783% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3962% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6235% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3932% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6293% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1301% | 3,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9339% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7193% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7184% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0029% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9943% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5728% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2765% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5803% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2620% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6378% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7709% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7695% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 23.4341% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2871% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2189% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6259% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4778% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6296% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9990% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4973% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7552% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7535% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 27.9877% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2472% | 1,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2033% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5836% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4155% | 1,115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5878% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0372% | 2,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7947% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7159% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7147% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 3.9815% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3459% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6505% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5173% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4860% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5181% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1502% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4784% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4763% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 2.3361% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 7,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1026% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3232% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3627% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 7,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6185% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 2.1369% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 2,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3187% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1729% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8090% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4590% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 2.7704% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1993% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1258% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1148% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0461% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2980% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | 4.3293% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0943% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1817% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2725% | 7,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0344% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 8.1634% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8942% | 7,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7263% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 1.3389% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2110% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6402% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 5,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 1.6664% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3013% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1863% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0011% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6464% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1465% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 6,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0717% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2470% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2769% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0329% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2777% | 7,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0440% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2761% | 7,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7130% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 7,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0000% | 7,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3782% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9969% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6548% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 8,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 5,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3867% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6723% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 8,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7963% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2715% | 3,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 6,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 3,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 3,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1646% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8246% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 6,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0582% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6313% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 4,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3476% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 7,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 4,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 3,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 7,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3445% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 6,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 7,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5651% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 8,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1493% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 5,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 8,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 5,882 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 8,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1088% | 7,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4655% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 7,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 4,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.5230% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 8,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 3,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0128% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5157% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 7,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 8,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 3,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 5,997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 3,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4242% | 8,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8897% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 7,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.2269% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1150% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 1,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5854% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6457% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 6,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 899 |
| Percentage Net Loans Charged-off:Construction & development | -0.3117% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0284% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5156% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3434% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 220 |
| Percentage Net Loans Charged-off:Construction & development | -5.0059% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3832% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0146% | 1,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6021% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6801% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9308% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 6,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 458 |
| Percentage Net Loans Charged-off:Construction & development | -0.2546% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2383% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4886% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1419% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7146% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8231% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 376 |
| Percentage Net Loans Charged-off:Construction & development | -4.8924% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9060% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0548% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3738% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0774% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 7,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 850 |
| Percentage Net Loans Charged-off:Construction & development | -0.4743% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.4636% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3279% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4965% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2761% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7625% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3243% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3368% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3167% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8376% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2855% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2440% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2503% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6781% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4904% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3636% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2979% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 14.4720% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5747% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 1,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.1649% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5587% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6791% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 10,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.5345% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4827% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |