Home > Asheville Savings Bank, S.S.B. > Income and Expense
Asheville Savings Bank, S.S.B., Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,402,000 | 1,002 |
| Total interest expense | $2,072,000 | 1,146 |
| Net interest income | $19,330,000 | 977 |
| Provision for loan and lease losses | $152,000 | 2,282 |
| Total noninterest income | $5,365,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,372,000 | 698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,993,000 | 796 |
| Total noninterest expense | $36,507,000 | 464 |
| Salaries and employee benefits | $9,205,000 | 979 |
| Premises and equipment expense | $1,254,000 | 1,385 |
| Additional noninterest expense | $26,048,000 | 248 |
| Pre-tax net operating income | $-11,964,000 | 5,741 |
| Securities gains (losses) | $27,000 | 1,186 |
| Applicable income taxes | $-113,000 | 5,662 |
| Income before extraordinary items | $-11,824,000 | 5,732 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-11,824,000 | 5,732 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-11,824,000 | 5,732 |
| Net charge-offs | $11,000 | 3,228 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $3,863,000 | 93 |
| Net operating income | $-11,850,730 | 5,732 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,118,000 | 1,002 |
| Total interest expense | $1,467,000 | 1,059 |
| Net interest income | $12,651,000 | 991 |
| Provision for loan and lease losses | $132,000 | 1,965 |
| Total noninterest income | $3,616,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $912,000 | 692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,704,000 | 788 |
| Total noninterest expense | $11,586,000 | 931 |
| Salaries and employee benefits | $6,446,000 | 940 |
| Premises and equipment expense | $838,000 | 1,382 |
| Additional noninterest expense | $4,302,000 | 769 |
| Pre-tax net operating income | $4,549,000 | 1,066 |
| Securities gains (losses) | $27,000 | 880 |
| Applicable income taxes | $1,434,000 | 856 |
| Income before extraordinary items | $3,142,000 | 1,197 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,142,000 | 1,196 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,142,000 | 1,197 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 181 |
| Net operating income | $3,123,370 | 1,187 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 1,005 |
| Total interest expense | $841,000 | 905 |
| Net interest income | $6,139,000 | 1,017 |
| Provision for loan and lease losses | $57,000 | 1,998 |
| Total noninterest income | $1,873,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $478,000 | 659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,395,000 | 753 |
| Total noninterest expense | $5,483,000 | 987 |
| Salaries and employee benefits | $3,149,000 | 968 |
| Premises and equipment expense | $448,000 | 1,317 |
| Additional noninterest expense | $1,886,000 | 865 |
| Pre-tax net operating income | $2,472,000 | 978 |
| Securities gains (losses) | $27,000 | 460 |
| Applicable income taxes | $605,000 | 950 |
| Income before extraordinary items | $1,894,000 | 999 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,894,000 | 1,000 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,894,000 | 999 |
| Net charge-offs | $28,000 | 1,693 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 166 |
| Net operating income | $1,873,480 | 1,002 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,530,000 | 989 |
| Total interest expense | $3,553,000 | 827 |
| Net interest income | $23,977,000 | 1,009 |
| Provision for loan and lease losses | $548,000 | 1,394 |
| Total noninterest income | $7,279,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,988,000 | 656 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,291,000 | 806 |
| Total noninterest expense | $29,923,000 | 715 |
| Salaries and employee benefits | $20,294,000 | 578 |
| Premises and equipment expense | $1,836,000 | 1,270 |
| Additional noninterest expense | $7,793,000 | 848 |
| Pre-tax net operating income | $785,000 | 4,365 |
| Securities gains (losses) | $1,321,000 | 177 |
| Applicable income taxes | $595,000 | 2,111 |
| Income before extraordinary items | $1,511,000 | 3,277 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,511,000 | 3,276 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,511,000 | 3,276 |
| Net charge-offs | $293,000 | 1,548 |
| Cash dividends | $3,910,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $892,000 | 216 |
| Net operating income | $559,880 | 4,569 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,605,000 | 989 |
| Total interest expense | $2,651,000 | 824 |
| Net interest income | $17,954,000 | 1,010 |
| Provision for loan and lease losses | $411,000 | 1,332 |
| Total noninterest income | $5,324,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,480,000 | 659 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,844,000 | 826 |
| Total noninterest expense | $16,846,000 | 936 |
| Salaries and employee benefits | $9,669,000 | 923 |
| Premises and equipment expense | $1,360,000 | 1,287 |
| Additional noninterest expense | $5,817,000 | 851 |
| Pre-tax net operating income | $6,021,000 | 1,118 |
| Securities gains (losses) | $1,319,000 | 153 |
| Applicable income taxes | $2,567,000 | 732 |
| Income before extraordinary items | $4,773,000 | 1,149 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,773,000 | 1,149 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,773,000 | 1,149 |
| Net charge-offs | $236,000 | 1,332 |
| Cash dividends | $3,910,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $694,000 | 185 |
| Net operating income | $3,915,650 | 1,319 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,440,000 | 1,013 |
| Total interest expense | $1,752,000 | 835 |
| Net interest income | $11,688,000 | 1,033 |
| Provision for loan and lease losses | $503,000 | 844 |
| Total noninterest income | $3,363,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $978,000 | 652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,385,000 | 855 |
| Total noninterest expense | $11,095,000 | 953 |
| Salaries and employee benefits | $6,430,000 | 923 |
| Premises and equipment expense | $903,000 | 1,298 |
| Additional noninterest expense | $3,762,000 | 878 |
| Pre-tax net operating income | $3,453,000 | 1,269 |
| Securities gains (losses) | $1,172,000 | 121 |
| Applicable income taxes | $1,632,000 | 744 |
| Income before extraordinary items | $2,993,000 | 1,207 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,993,000 | 1,207 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,993,000 | 1,207 |
| Net charge-offs | $209,000 | 1,097 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $502,000 | 171 |
| Net operating income | $2,231,200 | 1,486 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 1,017 |
| Total interest expense | $870,000 | 831 |
| Net interest income | $5,831,000 | 1,032 |
| Provision for loan and lease losses | $399,000 | 557 |
| Total noninterest income | $1,578,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $468,000 | 674 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,110,000 | 869 |
| Total noninterest expense | $5,600,000 | 940 |
| Salaries and employee benefits | $3,236,000 | 916 |
| Premises and equipment expense | $451,000 | 1,304 |
| Additional noninterest expense | $1,913,000 | 851 |
| Pre-tax net operating income | $1,410,000 | 1,458 |
| Securities gains (losses) | $456,000 | 140 |
| Applicable income taxes | $651,000 | 859 |
| Income before extraordinary items | $1,215,000 | 1,393 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,215,000 | 1,394 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,215,000 | 1,395 |
| Net charge-offs | $-34,000 | 5,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 131 |
| Net operating income | $918,600 | 1,710 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,580,000 | 1,019 |
| Total interest expense | $3,603,000 | 778 |
| Net interest income | $21,977,000 | 1,042 |
| Provision for loan and lease losses | $361,000 | 1,702 |
| Total noninterest income | $6,826,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,799,000 | 739 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,027,000 | 815 |
| Total noninterest expense | $22,968,000 | 901 |
| Salaries and employee benefits | $13,234,000 | 857 |
| Premises and equipment expense | $1,851,000 | 1,265 |
| Additional noninterest expense | $7,883,000 | 828 |
| Pre-tax net operating income | $5,474,000 | 1,467 |
| Securities gains (losses) | $575,000 | 312 |
| Applicable income taxes | $2,150,000 | 963 |
| Income before extraordinary items | $3,899,000 | 1,633 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,899,000 | 1,635 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,899,000 | 1,635 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $8,500,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $740,000 | 259 |
| Net operating income | $3,531,000 | 1,750 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,019,000 | 1,031 |
| Total interest expense | $2,706,000 | 781 |
| Net interest income | $16,313,000 | 1,059 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $5,175,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,322,000 | 757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,853,000 | 814 |
| Total noninterest expense | $17,182,000 | 908 |
| Salaries and employee benefits | $9,867,000 | 864 |
| Premises and equipment expense | $1,402,000 | 1,282 |
| Additional noninterest expense | $5,913,000 | 834 |
| Pre-tax net operating income | $3,856,000 | 1,567 |
| Securities gains (losses) | $401,000 | 374 |
| Applicable income taxes | $1,377,000 | 1,094 |
| Income before extraordinary items | $2,880,000 | 1,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,880,000 | 1,691 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,880,000 | 1,691 |
| Net charge-offs | $102,000 | 2,141 |
| Cash dividends | $2,500,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $559,000 | 236 |
| Net operating income | $2,607,320 | 1,793 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,528,000 | 1,041 |
| Total interest expense | $1,799,000 | 780 |
| Net interest income | $10,729,000 | 1,072 |
| Provision for loan and lease losses | $259,000 | 1,258 |
| Total noninterest income | $3,319,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $813,000 | 796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,506,000 | 819 |
| Total noninterest expense | $11,493,000 | 910 |
| Salaries and employee benefits | $6,552,000 | 874 |
| Premises and equipment expense | $952,000 | 1,252 |
| Additional noninterest expense | $3,989,000 | 831 |
| Pre-tax net operating income | $2,296,000 | 1,695 |
| Securities gains (losses) | $199,000 | 533 |
| Applicable income taxes | $839,000 | 1,166 |
| Income before extraordinary items | $1,656,000 | 1,887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,656,000 | 1,890 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,656,000 | 1,890 |
| Net charge-offs | $84,000 | 1,879 |
| Cash dividends | $2,500,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 225 |
| Net operating income | $1,524,660 | 1,975 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,172,000 | 1,051 |
| Total interest expense | $890,000 | 798 |
| Net interest income | $5,282,000 | 1,079 |
| Provision for loan and lease losses | $194,000 | 928 |
| Total noninterest income | $1,549,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $397,000 | 791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,152,000 | 832 |
| Total noninterest expense | $5,659,000 | 922 |
| Salaries and employee benefits | $3,275,000 | 872 |
| Premises and equipment expense | $489,000 | 1,242 |
| Additional noninterest expense | $1,895,000 | 848 |
| Pre-tax net operating income | $978,000 | 1,895 |
| Securities gains (losses) | $56,000 | 801 |
| Applicable income taxes | $348,000 | 1,307 |
| Income before extraordinary items | $686,000 | 2,180 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $686,000 | 2,181 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $686,000 | 2,181 |
| Net charge-offs | $101,000 | 1,109 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 178 |
| Net operating income | $649,040 | 2,202 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,686,000 | 1,082 |
| Total interest expense | $3,662,000 | 802 |
| Net interest income | $20,024,000 | 1,127 |
| Provision for loan and lease losses | $-998,000 | 6,351 |
| Total noninterest income | $5,962,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,696,000 | 796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,266,000 | 863 |
| Total noninterest expense | $23,029,000 | 871 |
| Salaries and employee benefits | $12,816,000 | 853 |
| Premises and equipment expense | $1,978,000 | 1,212 |
| Additional noninterest expense | $8,235,000 | 788 |
| Pre-tax net operating income | $3,955,000 | 1,852 |
| Securities gains (losses) | $216,000 | 773 |
| Applicable income taxes | $1,404,000 | 1,253 |
| Income before extraordinary items | $2,767,000 | 2,142 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,767,000 | 2,142 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,767,000 | 2,141 |
| Net charge-offs | $360,000 | 1,827 |
| Cash dividends | $5,000,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $644,000 | 266 |
| Net operating income | $2,624,440 | 2,176 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,494,000 | 1,109 |
| Total interest expense | $2,754,000 | 812 |
| Net interest income | $14,740,000 | 1,153 |
| Provision for loan and lease losses | $-1,218,000 | 6,481 |
| Total noninterest income | $4,351,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,268,000 | 801 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,083,000 | 882 |
| Total noninterest expense | $17,420,000 | 863 |
| Salaries and employee benefits | $9,707,000 | 849 |
| Premises and equipment expense | $1,487,000 | 1,213 |
| Additional noninterest expense | $6,226,000 | 788 |
| Pre-tax net operating income | $2,889,000 | 1,916 |
| Securities gains (losses) | $212,000 | 622 |
| Applicable income taxes | $1,030,000 | 1,286 |
| Income before extraordinary items | $2,071,000 | 2,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,071,000 | 2,166 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,071,000 | 2,165 |
| Net charge-offs | $237,000 | 1,823 |
| Cash dividends | $5,000,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $467,000 | 239 |
| Net operating income | $1,928,960 | 2,227 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,558,000 | 1,112 |
| Total interest expense | $1,836,000 | 817 |
| Net interest income | $9,722,000 | 1,158 |
| Provision for loan and lease losses | $-1,458,000 | 6,586 |
| Total noninterest income | $2,764,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $828,000 | 811 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,936,000 | 912 |
| Total noninterest expense | $11,937,000 | 838 |
| Salaries and employee benefits | $6,710,000 | 813 |
| Premises and equipment expense | $1,009,000 | 1,203 |
| Additional noninterest expense | $4,218,000 | 779 |
| Pre-tax net operating income | $2,007,000 | 1,819 |
| Securities gains (losses) | $212,000 | 469 |
| Applicable income taxes | $728,000 | 1,209 |
| Income before extraordinary items | $1,491,000 | 1,990 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,491,000 | 1,994 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,491,000 | 1,993 |
| Net charge-offs | $79,000 | 2,407 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 225 |
| Net operating income | $1,348,960 | 2,110 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 1,113 |
| Total interest expense | $919,000 | 825 |
| Net interest income | $4,833,000 | 1,155 |
| Provision for loan and lease losses | $-68,000 | 6,493 |
| Total noninterest income | $1,330,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $400,000 | 812 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $930,000 | 902 |
| Total noninterest expense | $5,751,000 | 875 |
| Salaries and employee benefits | $3,243,000 | 852 |
| Premises and equipment expense | $508,000 | 1,221 |
| Additional noninterest expense | $2,000,000 | 804 |
| Pre-tax net operating income | $480,000 | 2,976 |
| Securities gains (losses) | $114,000 | 400 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $454,000 | 2,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 2,764 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $454,000 | 2,764 |
| Net charge-offs | $50,000 | 1,867 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 204 |
| Net operating income | $367,360 | 3,148 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,880,000 | 1,121 |
| Total interest expense | $4,329,000 | 772 |
| Net interest income | $18,551,000 | 1,185 |
| Provision for loan and lease losses | $-681,000 | 6,622 |
| Total noninterest income | $7,163,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,834,000 | 761 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,329,000 | 766 |
| Total noninterest expense | $24,916,000 | 812 |
| Salaries and employee benefits | $12,430,000 | 867 |
| Premises and equipment expense | $2,151,000 | 1,109 |
| Additional noninterest expense | $10,335,000 | 673 |
| Pre-tax net operating income | $1,479,000 | 3,437 |
| Securities gains (losses) | $866,000 | 272 |
| Applicable income taxes | $715,000 | 1,790 |
| Income before extraordinary items | $1,630,000 | 3,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,630,000 | 3,007 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,630,000 | 3,008 |
| Net charge-offs | $525,000 | 1,968 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $529,000 | 281 |
| Net operating income | $1,023,800 | 3,791 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,130,000 | 1,127 |
| Total interest expense | $3,338,000 | 773 |
| Net interest income | $13,792,000 | 1,198 |
| Provision for loan and lease losses | $-735,000 | 6,755 |
| Total noninterest income | $5,395,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,383,000 | 762 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,012,000 | 779 |
| Total noninterest expense | $18,996,000 | 801 |
| Salaries and employee benefits | $9,152,000 | 884 |
| Premises and equipment expense | $1,626,000 | 1,099 |
| Additional noninterest expense | $8,218,000 | 633 |
| Pre-tax net operating income | $926,000 | 3,812 |
| Securities gains (losses) | $868,000 | 241 |
| Applicable income taxes | $564,000 | 1,796 |
| Income before extraordinary items | $1,230,000 | 3,027 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,230,000 | 3,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,230,000 | 3,032 |
| Net charge-offs | $189,000 | 2,635 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 255 |
| Net operating income | $631,080 | 4,156 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 1,119 |
| Total interest expense | $2,284,000 | 781 |
| Net interest income | $9,103,000 | 1,196 |
| Provision for loan and lease losses | $128,000 | 2,649 |
| Total noninterest income | $3,719,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $912,000 | 762 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,807,000 | 767 |
| Total noninterest expense | $12,607,000 | 809 |
| Salaries and employee benefits | $5,937,000 | 909 |
| Premises and equipment expense | $1,110,000 | 1,080 |
| Additional noninterest expense | $5,560,000 | 617 |
| Pre-tax net operating income | $87,000 | 5,889 |
| Securities gains (losses) | $688,000 | 272 |
| Applicable income taxes | $145,000 | 2,726 |
| Income before extraordinary items | $630,000 | 3,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $630,000 | 3,528 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $630,000 | 3,529 |
| Net charge-offs | $118,000 | 2,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 237 |
| Net operating income | $72,720 | 5,925 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 1,120 |
| Total interest expense | $1,151,000 | 803 |
| Net interest income | $4,569,000 | 1,193 |
| Provision for loan and lease losses | $112,000 | 1,951 |
| Total noninterest income | $1,900,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $448,000 | 766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,452,000 | 767 |
| Total noninterest expense | $5,221,000 | 980 |
| Salaries and employee benefits | $2,635,000 | 1,034 |
| Premises and equipment expense | $556,000 | 1,096 |
| Additional noninterest expense | $2,030,000 | 843 |
| Pre-tax net operating income | $1,136,000 | 1,541 |
| Securities gains (losses) | $-7,000 | 6,776 |
| Applicable income taxes | $361,000 | 1,161 |
| Income before extraordinary items | $768,000 | 1,853 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $768,000 | 1,854 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $768,000 | 1,855 |
| Net charge-offs | $72,000 | 2,149 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 209 |
| Net operating income | $772,760 | 1,769 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,864,000 | 1,076 |
| Total interest expense | $6,636,000 | 640 |
| Net interest income | $18,228,000 | 1,217 |
| Provision for loan and lease losses | $1,700,000 | 1,213 |
| Total noninterest income | $6,219,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,911,000 | 749 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,308,000 | 914 |
| Total noninterest expense | $24,561,000 | 814 |
| Salaries and employee benefits | $11,273,000 | 922 |
| Premises and equipment expense | $2,252,000 | 1,060 |
| Additional noninterest expense | $11,036,000 | 646 |
| Pre-tax net operating income | $-1,814,000 | 6,787 |
| Securities gains (losses) | $3,190,000 | 164 |
| Applicable income taxes | $374,000 | 2,466 |
| Income before extraordinary items | $1,002,000 | 3,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,002,000 | 3,914 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,002,000 | 3,916 |
| Net charge-offs | $3,814,000 | 713 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $433,000 | 332 |
| Net operating income | $-1,326,700 | 6,735 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,935,000 | 1,073 |
| Total interest expense | $5,297,000 | 633 |
| Net interest income | $13,638,000 | 1,230 |
| Provision for loan and lease losses | $2,433,000 | 726 |
| Total noninterest income | $4,613,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,428,000 | 754 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,185,000 | 907 |
| Total noninterest expense | $16,497,000 | 918 |
| Salaries and employee benefits | $8,264,000 | 946 |
| Premises and equipment expense | $1,690,000 | 1,067 |
| Additional noninterest expense | $6,543,000 | 798 |
| Pre-tax net operating income | $-679,000 | 6,750 |
| Securities gains (losses) | $1,716,000 | 235 |
| Applicable income taxes | $295,000 | 2,486 |
| Income before extraordinary items | $742,000 | 3,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $742,000 | 3,991 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $742,000 | 3,993 |
| Net charge-offs | $2,840,000 | 699 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 303 |
| Net operating income | $-493,520 | 6,698 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,891,000 | 1,057 |
| Total interest expense | $3,734,000 | 622 |
| Net interest income | $9,157,000 | 1,223 |
| Provision for loan and lease losses | $1,891,000 | 669 |
| Total noninterest income | $3,083,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $949,000 | 749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,134,000 | 877 |
| Total noninterest expense | $10,863,000 | 928 |
| Salaries and employee benefits | $5,493,000 | 953 |
| Premises and equipment expense | $1,118,000 | 1,060 |
| Additional noninterest expense | $4,252,000 | 819 |
| Pre-tax net operating income | $-514,000 | 6,823 |
| Securities gains (losses) | $830,000 | 333 |
| Applicable income taxes | $61,000 | 3,419 |
| Income before extraordinary items | $255,000 | 5,033 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 5,036 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $255,000 | 5,036 |
| Net charge-offs | $955,000 | 1,174 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 276 |
| Net operating income | $-417,300 | 6,783 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 1,040 |
| Total interest expense | $1,956,000 | 609 |
| Net interest income | $4,580,000 | 1,214 |
| Provision for loan and lease losses | $598,000 | 951 |
| Total noninterest income | $1,424,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $478,000 | 736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $946,000 | 943 |
| Total noninterest expense | $5,443,000 | 913 |
| Salaries and employee benefits | $2,812,000 | 925 |
| Premises and equipment expense | $565,000 | 1,052 |
| Additional noninterest expense | $2,066,000 | 821 |
| Pre-tax net operating income | $-37,000 | 6,580 |
| Securities gains (losses) | $502,000 | 279 |
| Applicable income taxes | $147,000 | 2,060 |
| Income before extraordinary items | $318,000 | 3,531 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $318,000 | 3,534 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $318,000 | 3,534 |
| Net charge-offs | $663,000 | 908 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 235 |
| Net operating income | $-23,360 | 6,552 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $29,051,000 | 959 |
| Total interest expense | $8,674,000 | 667 |
| Net interest income | $20,377,000 | 1,093 |
| Provision for loan and lease losses | $3,785,000 | 993 |
| Total noninterest income | $5,702,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,243,000 | 655 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,459,000 | 939 |
| Total noninterest expense | $21,830,000 | 898 |
| Salaries and employee benefits | $9,918,000 | 993 |
| Premises and equipment expense | $2,300,000 | 1,081 |
| Additional noninterest expense | $9,612,000 | 747 |
| Pre-tax net operating income | $464,000 | 4,810 |
| Securities gains (losses) | $1,397,000 | 317 |
| Applicable income taxes | $621,000 | 1,810 |
| Income before extraordinary items | $1,240,000 | 3,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,240,000 | 3,149 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,240,000 | 3,149 |
| Net charge-offs | $5,834,000 | 708 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $23,279,000 | 34 |
| Net operating income | $304,010 | 5,115 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $22,275,000 | 955 |
| Total interest expense | $6,628,000 | 685 |
| Net interest income | $15,647,000 | 1,073 |
| Provision for loan and lease losses | $1,812,000 | 1,327 |
| Total noninterest income | $4,548,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,730,000 | 643 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,818,000 | 876 |
| Total noninterest expense | $16,061,000 | 927 |
| Salaries and employee benefits | $7,473,000 | 987 |
| Premises and equipment expense | $1,727,000 | 1,096 |
| Additional noninterest expense | $6,861,000 | 767 |
| Pre-tax net operating income | $2,322,000 | 1,854 |
| Securities gains (losses) | $640,000 | 530 |
| Applicable income taxes | $1,064,000 | 1,037 |
| Income before extraordinary items | $1,898,000 | 1,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,898,000 | 1,919 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,898,000 | 1,919 |
| Net charge-offs | $3,615,000 | 814 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,488,400 | 2,230 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,065,000 | 956 |
| Total interest expense | $4,508,000 | 701 |
| Net interest income | $10,557,000 | 1,052 |
| Provision for loan and lease losses | $1,082,000 | 1,423 |
| Total noninterest income | $3,130,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,170,000 | 629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,960,000 | 852 |
| Total noninterest expense | $10,788,000 | 932 |
| Salaries and employee benefits | $4,927,000 | 1,004 |
| Premises and equipment expense | $1,162,000 | 1,094 |
| Additional noninterest expense | $4,699,000 | 763 |
| Pre-tax net operating income | $1,817,000 | 1,585 |
| Securities gains (losses) | $223,000 | 679 |
| Applicable income taxes | $713,000 | 1,009 |
| Income before extraordinary items | $1,327,000 | 1,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,327,000 | 1,791 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,327,000 | 1,791 |
| Net charge-offs | $1,405,000 | 1,182 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,182,050 | 1,913 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 975 |
| Total interest expense | $2,304,000 | 720 |
| Net interest income | $5,113,000 | 1,079 |
| Provision for loan and lease losses | $657,000 | 1,193 |
| Total noninterest income | $1,609,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $576,000 | 626 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,033,000 | 807 |
| Total noninterest expense | $5,196,000 | 969 |
| Salaries and employee benefits | $2,465,000 | 1,013 |
| Premises and equipment expense | $574,000 | 1,146 |
| Additional noninterest expense | $2,157,000 | 827 |
| Pre-tax net operating income | $869,000 | 1,644 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $284,000 | 1,167 |
| Income before extraordinary items | $585,000 | 1,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $585,000 | 1,953 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $585,000 | 1,954 |
| Net charge-offs | $701,000 | 1,089 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $585,000 | 1,903 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,998,000 | 928 |
| Total interest expense | $11,443,000 | 700 |
| Net interest income | $21,555,000 | 1,018 |
| Provision for loan and lease losses | $22,419,000 | 329 |
| Total noninterest income | $6,494,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,727,000 | 550 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,767,000 | 905 |
| Total noninterest expense | $21,960,000 | 915 |
| Salaries and employee benefits | $9,362,000 | 1,055 |
| Premises and equipment expense | $2,382,000 | 1,093 |
| Additional noninterest expense | $10,216,000 | 739 |
| Pre-tax net operating income | $-16,330,000 | 7,476 |
| Securities gains (losses) | $798,000 | 597 |
| Applicable income taxes | $-6,074,000 | 7,597 |
| Income before extraordinary items | $-9,458,000 | 7,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,458,000 | 7,362 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,458,000 | 7,362 |
| Net charge-offs | $18,737,000 | 355 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,968,720 | 7,370 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $25,375,000 | 912 |
| Total interest expense | $8,863,000 | 702 |
| Net interest income | $16,512,000 | 1,008 |
| Provision for loan and lease losses | $18,309,000 | 298 |
| Total noninterest income | $4,796,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,126,000 | 536 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,670,000 | 896 |
| Total noninterest expense | $16,342,000 | 912 |
| Salaries and employee benefits | $7,037,000 | 1,035 |
| Premises and equipment expense | $1,782,000 | 1,101 |
| Additional noninterest expense | $7,523,000 | 723 |
| Pre-tax net operating income | $-13,343,000 | 7,609 |
| Securities gains (losses) | $798,000 | 501 |
| Applicable income taxes | $-4,886,000 | 7,695 |
| Income before extraordinary items | $-7,659,000 | 7,530 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,659,000 | 7,530 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,659,000 | 7,530 |
| Net charge-offs | $10,420,000 | 448 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,169,720 | 7,529 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,201,000 | 904 |
| Total interest expense | $5,987,000 | 716 |
| Net interest income | $11,214,000 | 984 |
| Provision for loan and lease losses | $4,471,000 | 697 |
| Total noninterest income | $3,179,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,478,000 | 519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,701,000 | 896 |
| Total noninterest expense | $10,163,000 | 966 |
| Salaries and employee benefits | $4,687,000 | 1,041 |
| Premises and equipment expense | $1,200,000 | 1,109 |
| Additional noninterest expense | $4,276,000 | 838 |
| Pre-tax net operating income | $-241,000 | 6,492 |
| Securities gains (losses) | $780,000 | 326 |
| Applicable income taxes | $194,000 | 2,152 |
| Income before extraordinary items | $345,000 | 4,044 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $345,000 | 4,042 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $345,000 | 4,043 |
| Net charge-offs | $3,369,000 | 749 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-154,200 | 6,444 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 904 |
| Total interest expense | $3,051,000 | 742 |
| Net interest income | $5,685,000 | 988 |
| Provision for loan and lease losses | $1,859,000 | 787 |
| Total noninterest income | $1,509,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $733,000 | 520 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $776,000 | 949 |
| Total noninterest expense | $5,149,000 | 968 |
| Salaries and employee benefits | $2,509,000 | 973 |
| Premises and equipment expense | $618,000 | 1,111 |
| Additional noninterest expense | $2,022,000 | 885 |
| Pre-tax net operating income | $186,000 | 4,213 |
| Securities gains (losses) | $486,000 | 262 |
| Applicable income taxes | $242,000 | 1,241 |
| Income before extraordinary items | $430,000 | 2,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 2,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $430,000 | 2,431 |
| Net charge-offs | $1,779,000 | 700 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $118,960 | 4,644 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,842,000 | 942 |
| Total interest expense | $14,772,000 | 788 |
| Net interest income | $21,070,000 | 1,040 |
| Provision for loan and lease losses | $4,655,000 | 1,496 |
| Total noninterest income | $6,497,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,818,000 | 593 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,679,000 | 906 |
| Total noninterest expense | $21,129,000 | 988 |
| Salaries and employee benefits | $10,070,000 | 970 |
| Premises and equipment expense | $2,526,000 | 1,078 |
| Additional noninterest expense | $8,533,000 | 923 |
| Pre-tax net operating income | $1,783,000 | 2,100 |
| Securities gains (losses) | $539,000 | 837 |
| Applicable income taxes | $791,000 | 1,145 |
| Income before extraordinary items | $1,531,000 | 2,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,531,000 | 2,075 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,531,000 | 2,077 |
| Net charge-offs | $2,063,000 | 1,991 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,175,260 | 2,463 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,039,000 | 953 |
| Total interest expense | $11,415,000 | 806 |
| Net interest income | $15,624,000 | 1,056 |
| Provision for loan and lease losses | $2,762,000 | 1,558 |
| Total noninterest income | $4,848,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,998,000 | 622 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,850,000 | 889 |
| Total noninterest expense | $16,017,000 | 974 |
| Salaries and employee benefits | $7,547,000 | 984 |
| Premises and equipment expense | $1,907,000 | 1,083 |
| Additional noninterest expense | $6,563,000 | 860 |
| Pre-tax net operating income | $1,693,000 | 1,854 |
| Securities gains (losses) | $535,000 | 659 |
| Applicable income taxes | $802,000 | 1,006 |
| Income before extraordinary items | $1,426,000 | 1,865 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,426,000 | 1,864 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,426,000 | 1,865 |
| Net charge-offs | $1,363,000 | 1,867 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,083,600 | 2,302 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,903,000 | 978 |
| Total interest expense | $7,714,000 | 840 |
| Net interest income | $10,189,000 | 1,073 |
| Provision for loan and lease losses | $2,118,000 | 1,349 |
| Total noninterest income | $3,140,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,224,000 | 683 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,916,000 | 918 |
| Total noninterest expense | $10,753,000 | 994 |
| Salaries and employee benefits | $5,037,000 | 999 |
| Premises and equipment expense | $1,238,000 | 1,134 |
| Additional noninterest expense | $4,478,000 | 856 |
| Pre-tax net operating income | $458,000 | 3,446 |
| Securities gains (losses) | $345,000 | 679 |
| Applicable income taxes | $289,000 | 1,574 |
| Income before extraordinary items | $514,000 | 3,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 3,035 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $514,000 | 3,036 |
| Net charge-offs | $934,000 | 1,690 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $293,200 | 3,886 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,945,000 | 991 |
| Total interest expense | $3,852,000 | 876 |
| Net interest income | $5,093,000 | 1,070 |
| Provision for loan and lease losses | $801,000 | 1,335 |
| Total noninterest income | $1,606,000 | 883 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $614,000 | 657 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $992,000 | 857 |
| Total noninterest expense | $5,232,000 | 967 |
| Salaries and employee benefits | $2,718,000 | 943 |
| Premises and equipment expense | $625,000 | 1,149 |
| Additional noninterest expense | $1,889,000 | 874 |
| Pre-tax net operating income | $666,000 | 1,885 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $240,000 | 1,261 |
| Income before extraordinary items | $426,000 | 2,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $426,000 | 2,436 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $426,000 | 2,438 |
| Net charge-offs | $436,000 | 1,456 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $426,000 | 2,297 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,860,000 | 1,024 |
| Total interest expense | $16,745,000 | 952 |
| Net interest income | $20,115,000 | 1,078 |
| Provision for loan and lease losses | $3,049,000 | 1,374 |
| Total noninterest income | $5,207,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,669,000 | 653 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,538,000 | 1,106 |
| Total noninterest expense | $18,459,000 | 1,068 |
| Salaries and employee benefits | $9,139,000 | 1,073 |
| Premises and equipment expense | $2,301,000 | 1,196 |
| Additional noninterest expense | $7,019,000 | 912 |
| Pre-tax net operating income | $3,814,000 | 1,432 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,382,000 | 928 |
| Income before extraordinary items | $2,432,000 | 1,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,432,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,720,000 | 1,423 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,432,000 | 1,763 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,773,000 | 1,049 |
| Total interest expense | $12,831,000 | 970 |
| Net interest income | $14,942,000 | 1,116 |
| Provision for loan and lease losses | $1,629,000 | 1,351 |
| Total noninterest income | $3,993,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,009,000 | 662 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,984,000 | 1,108 |
| Total noninterest expense | $13,976,000 | 1,056 |
| Salaries and employee benefits | $7,257,000 | 1,051 |
| Premises and equipment expense | $1,690,000 | 1,213 |
| Additional noninterest expense | $5,029,000 | 907 |
| Pre-tax net operating income | $3,330,000 | 1,472 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,199,000 | 1,010 |
| Income before extraordinary items | $2,131,000 | 1,677 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,131,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,306,000 | 1,098 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,131,000 | 1,779 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,553,000 | 1,056 |
| Total interest expense | $9,104,000 | 941 |
| Net interest income | $9,449,000 | 1,177 |
| Provision for loan and lease losses | $950,000 | 1,258 |
| Total noninterest income | $2,799,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,394,000 | 610 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,405,000 | 1,105 |
| Total noninterest expense | $9,443,000 | 1,039 |
| Salaries and employee benefits | $4,855,000 | 1,064 |
| Premises and equipment expense | $1,105,000 | 1,241 |
| Additional noninterest expense | $3,483,000 | 849 |
| Pre-tax net operating income | $1,855,000 | 1,799 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $668,000 | 1,277 |
| Income before extraordinary items | $1,187,000 | 2,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,496 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,187,000 | 2,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,503,000 | 1,058 |
| Total interest expense | $4,823,000 | 950 |
| Net interest income | $4,680,000 | 1,173 |
| Provision for loan and lease losses | $238,000 | 1,647 |
| Total noninterest income | $1,386,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $685,000 | 619 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $701,000 | 1,119 |
| Total noninterest expense | $4,605,000 | 1,060 |
| Salaries and employee benefits | $2,460,000 | 1,049 |
| Premises and equipment expense | $552,000 | 1,243 |
| Additional noninterest expense | $1,593,000 | 901 |
| Pre-tax net operating income | $1,223,000 | 1,503 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $441,000 | 1,116 |
| Income before extraordinary items | $782,000 | 1,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $782,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,420 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $782,000 | 1,783 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,271,000 | 1,076 |
| Total interest expense | $19,116,000 | 1,023 |
| Net interest income | $20,155,000 | 1,095 |
| Provision for loan and lease losses | $932,000 | 1,496 |
| Total noninterest income | $5,506,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,069,000 | 570 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,437,000 | 1,187 |
| Total noninterest expense | $17,395,000 | 1,078 |
| Salaries and employee benefits | $9,191,000 | 1,088 |
| Premises and equipment expense | $2,065,000 | 1,285 |
| Additional noninterest expense | $6,139,000 | 917 |
| Pre-tax net operating income | $7,334,000 | 1,148 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,642,000 | 898 |
| Income before extraordinary items | $4,692,000 | 1,375 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,692,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,700 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,692,000 | 1,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,273,000 | 1,086 |
| Total interest expense | $14,209,000 | 1,034 |
| Net interest income | $15,064,000 | 1,107 |
| Provision for loan and lease losses | $708,000 | 1,190 |
| Total noninterest income | $4,179,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,313,000 | 558 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,866,000 | 1,176 |
| Total noninterest expense | $13,150,000 | 1,058 |
| Salaries and employee benefits | $7,097,000 | 1,061 |
| Premises and equipment expense | $1,543,000 | 1,287 |
| Additional noninterest expense | $4,510,000 | 906 |
| Pre-tax net operating income | $5,385,000 | 1,264 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,020,000 | 955 |
| Income before extraordinary items | $3,365,000 | 1,512 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,365,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,370 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,365,000 | 1,507 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,138,000 | 1,122 |
| Total interest expense | $9,257,000 | 1,064 |
| Net interest income | $9,881,000 | 1,146 |
| Provision for loan and lease losses | $290,000 | 1,607 |
| Total noninterest income | $2,836,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,616,000 | 535 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,220,000 | 1,209 |
| Total noninterest expense | $8,670,000 | 1,090 |
| Salaries and employee benefits | $4,601,000 | 1,108 |
| Premises and equipment expense | $1,011,000 | 1,320 |
| Additional noninterest expense | $3,058,000 | 910 |
| Pre-tax net operating income | $3,757,000 | 1,262 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,409,000 | 972 |
| Income before extraordinary items | $2,348,000 | 1,492 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,348,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,187 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,348,000 | 1,473 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 1,146 |
| Total interest expense | $4,472,000 | 1,082 |
| Net interest income | $4,872,000 | 1,152 |
| Provision for loan and lease losses | $153,000 | 1,414 |
| Total noninterest income | $1,360,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $783,000 | 532 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $577,000 | 1,231 |
| Total noninterest expense | $4,274,000 | 1,099 |
| Salaries and employee benefits | $2,260,000 | 1,146 |
| Premises and equipment expense | $501,000 | 1,336 |
| Additional noninterest expense | $1,513,000 | 903 |
| Pre-tax net operating income | $1,805,000 | 1,294 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $677,000 | 1,007 |
| Income before extraordinary items | $1,128,000 | 1,531 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,128,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,094 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,128,000 | 1,518 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,328,000 | 1,115 |
| Total interest expense | $15,751,000 | 1,064 |
| Net interest income | $19,577,000 | 1,133 |
| Provision for loan and lease losses | $647,000 | 1,511 |
| Total noninterest income | $5,718,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,436,000 | 497 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,282,000 | 1,226 |
| Total noninterest expense | $16,403,000 | 1,101 |
| Salaries and employee benefits | $8,849,000 | 1,093 |
| Premises and equipment expense | $2,021,000 | 1,279 |
| Additional noninterest expense | $5,533,000 | 959 |
| Pre-tax net operating income | $8,245,000 | 1,198 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,982,000 | 948 |
| Income before extraordinary items | $5,263,000 | 1,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,263,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 956 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,263,000 | 1,381 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,108,000 | 1,137 |
| Total interest expense | $11,315,000 | 1,082 |
| Net interest income | $14,793,000 | 1,144 |
| Provision for loan and lease losses | $776,000 | 969 |
| Total noninterest income | $4,329,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,620,000 | 489 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,709,000 | 1,237 |
| Total noninterest expense | $12,227,000 | 1,113 |
| Salaries and employee benefits | $6,637,000 | 1,106 |
| Premises and equipment expense | $1,493,000 | 1,305 |
| Additional noninterest expense | $4,097,000 | 975 |
| Pre-tax net operating income | $6,119,000 | 1,252 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,270,000 | 984 |
| Income before extraordinary items | $3,849,000 | 1,458 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,849,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 754 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,849,000 | 1,442 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,007,000 | 1,140 |
| Total interest expense | $7,089,000 | 1,094 |
| Net interest income | $9,918,000 | 1,136 |
| Provision for loan and lease losses | $519,000 | 945 |
| Total noninterest income | $2,892,000 | 974 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,755,000 | 486 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,137,000 | 1,244 |
| Total noninterest expense | $8,166,000 | 1,111 |
| Salaries and employee benefits | $4,411,000 | 1,116 |
| Premises and equipment expense | $983,000 | 1,326 |
| Additional noninterest expense | $2,772,000 | 969 |
| Pre-tax net operating income | $4,125,000 | 1,222 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,547,000 | 965 |
| Income before extraordinary items | $2,578,000 | 1,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,578,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 708 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,578,000 | 1,434 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 1,138 |
| Total interest expense | $3,353,000 | 1,088 |
| Net interest income | $4,947,000 | 1,139 |
| Provision for loan and lease losses | $263,000 | 884 |
| Total noninterest income | $1,423,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $853,000 | 481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $570,000 | 1,214 |
| Total noninterest expense | $4,116,000 | 1,099 |
| Salaries and employee benefits | $2,202,000 | 1,130 |
| Premises and equipment expense | $492,000 | 1,320 |
| Additional noninterest expense | $1,422,000 | 936 |
| Pre-tax net operating income | $1,991,000 | 1,235 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $747,000 | 991 |
| Income before extraordinary items | $1,244,000 | 1,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,244,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 778 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,244,000 | 1,443 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,307,000 | 1,085 |
| Total interest expense | $11,242,000 | 995 |
| Net interest income | $19,065,000 | 1,130 |
| Provision for loan and lease losses | $1,302,000 | 807 |
| Total noninterest income | $6,222,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,695,000 | 460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,527,000 | 1,149 |
| Total noninterest expense | $15,817,000 | 1,081 |
| Salaries and employee benefits | $8,582,000 | 1,074 |
| Premises and equipment expense | $1,898,000 | 1,297 |
| Additional noninterest expense | $5,337,000 | 976 |
| Pre-tax net operating income | $8,168,000 | 1,180 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,362,000 | 1,196 |
| Income before extraordinary items | $5,806,000 | 1,241 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,806,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,116 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,806,000 | 1,220 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,291,000 | 1,070 |
| Total interest expense | $8,014,000 | 984 |
| Net interest income | $14,277,000 | 1,124 |
| Provision for loan and lease losses | $1,153,000 | 668 |
| Total noninterest income | $4,698,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,726,000 | 471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,972,000 | 1,130 |
| Total noninterest expense | $11,784,000 | 1,066 |
| Salaries and employee benefits | $6,289,000 | 1,095 |
| Premises and equipment expense | $1,411,000 | 1,293 |
| Additional noninterest expense | $4,084,000 | 936 |
| Pre-tax net operating income | $6,038,000 | 1,188 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,601,000 | 1,316 |
| Income before extraordinary items | $4,437,000 | 1,226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,437,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 759 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,437,000 | 1,196 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,477,000 | 1,071 |
| Total interest expense | $5,009,000 | 978 |
| Net interest income | $9,468,000 | 1,114 |
| Provision for loan and lease losses | $914,000 | 564 |
| Total noninterest income | $2,705,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,776,000 | 468 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $929,000 | 1,426 |
| Total noninterest expense | $7,793,000 | 1,073 |
| Salaries and employee benefits | $4,169,000 | 1,093 |
| Premises and equipment expense | $931,000 | 1,291 |
| Additional noninterest expense | $2,693,000 | 932 |
| Pre-tax net operating income | $3,466,000 | 1,355 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $935,000 | 1,436 |
| Income before extraordinary items | $2,531,000 | 1,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,531,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 864 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,531,000 | 1,360 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 1,080 |
| Total interest expense | $2,376,000 | 981 |
| Net interest income | $4,671,000 | 1,119 |
| Provision for loan and lease losses | $399,000 | 601 |
| Total noninterest income | $1,257,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $833,000 | 480 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $424,000 | 1,491 |
| Total noninterest expense | $3,941,000 | 1,057 |
| Salaries and employee benefits | $2,079,000 | 1,096 |
| Premises and equipment expense | $459,000 | 1,319 |
| Additional noninterest expense | $1,403,000 | 891 |
| Pre-tax net operating income | $1,588,000 | 1,440 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $211,000 | 2,509 |
| Income before extraordinary items | $1,377,000 | 1,251 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,377,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 939 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,377,000 | 1,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,514,000 | 1,069 |
| Total interest expense | $8,453,000 | 967 |
| Net interest income | $18,061,000 | 1,110 |
| Provision for loan and lease losses | $1,758,000 | 614 |
| Total noninterest income | $5,078,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,402,000 | 513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,676,000 | 1,503 |
| Total noninterest expense | $14,304,000 | 1,138 |
| Salaries and employee benefits | $7,771,000 | 1,109 |
| Premises and equipment expense | $1,671,000 | 1,380 |
| Additional noninterest expense | $4,862,000 | 1,032 |
| Pre-tax net operating income | $7,077,000 | 1,227 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,711,000 | 971 |
| Income before extraordinary items | $4,366,000 | 1,474 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,366,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,989,000 | 464 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,366,000 | 1,426 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,689,000 | 1,061 |
| Total interest expense | $6,218,000 | 958 |
| Net interest income | $13,471,000 | 1,097 |
| Provision for loan and lease losses | $1,129,000 | 689 |
| Total noninterest income | $3,745,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,575,000 | 517 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,170,000 | 1,585 |
| Total noninterest expense | $10,754,000 | 1,134 |
| Salaries and employee benefits | $5,828,000 | 1,102 |
| Premises and equipment expense | $1,232,000 | 1,405 |
| Additional noninterest expense | $3,694,000 | 1,001 |
| Pre-tax net operating income | $5,333,000 | 1,232 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,039,000 | 998 |
| Income before extraordinary items | $3,294,000 | 1,494 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,294,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 458 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,294,000 | 1,447 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 1,070 |
| Total interest expense | $4,060,000 | 965 |
| Net interest income | $8,863,000 | 1,104 |
| Provision for loan and lease losses | $770,000 | 656 |
| Total noninterest income | $2,476,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,706,000 | 519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $770,000 | 1,589 |
| Total noninterest expense | $7,166,000 | 1,130 |
| Salaries and employee benefits | $3,862,000 | 1,111 |
| Premises and equipment expense | $821,000 | 1,411 |
| Additional noninterest expense | $2,483,000 | 1,001 |
| Pre-tax net operating income | $3,403,000 | 1,256 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,296,000 | 1,044 |
| Income before extraordinary items | $2,107,000 | 1,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,107,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 371 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,107,000 | 1,471 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 1,078 |
| Total interest expense | $2,040,000 | 984 |
| Net interest income | $4,426,000 | 1,108 |
| Provision for loan and lease losses | $374,000 | 677 |
| Total noninterest income | $1,147,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $826,000 | 521 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $321,000 | 1,798 |
| Total noninterest expense | $3,548,000 | 1,145 |
| Salaries and employee benefits | $1,905,000 | 1,148 |
| Premises and equipment expense | $409,000 | 1,434 |
| Additional noninterest expense | $1,234,000 | 999 |
| Pre-tax net operating income | $1,651,000 | 1,281 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $627,000 | 1,079 |
| Income before extraordinary items | $1,024,000 | 1,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,024,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 353 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,024,000 | 1,477 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,013,000 | 1,086 |
| Total interest expense | $9,515,000 | 941 |
| Net interest income | $16,498,000 | 1,174 |
| Provision for loan and lease losses | $1,041,000 | 1,140 |
| Total noninterest income | $5,447,000 | 1,058 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,501,000 | 492 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,946,000 | 1,498 |
| Total noninterest expense | $13,276,000 | 1,221 |
| Salaries and employee benefits | $7,117,000 | 1,203 |
| Premises and equipment expense | $1,494,000 | 1,525 |
| Additional noninterest expense | $4,665,000 | 1,090 |
| Pre-tax net operating income | $7,628,000 | 1,104 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,971,000 | 936 |
| Income before extraordinary items | $4,657,000 | 1,365 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,657,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,250 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,657,000 | 1,297 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,527,000 | 1,114 |
| Total interest expense | $7,285,000 | 959 |
| Net interest income | $12,242,000 | 1,196 |
| Provision for loan and lease losses | $708,000 | 1,206 |
| Total noninterest income | $4,226,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,583,000 | 503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,643,000 | 1,436 |
| Total noninterest expense | $10,004,000 | 1,216 |
| Salaries and employee benefits | $5,365,000 | 1,199 |
| Premises and equipment expense | $1,076,000 | 1,594 |
| Additional noninterest expense | $3,563,000 | 1,086 |
| Pre-tax net operating income | $5,756,000 | 1,123 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,204,000 | 988 |
| Income before extraordinary items | $3,552,000 | 1,400 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,552,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,258 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,552,000 | 1,324 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 1,097 |
| Total interest expense | $4,902,000 | 981 |
| Net interest income | $8,376,000 | 1,172 |
| Provision for loan and lease losses | $519,000 | 1,110 |
| Total noninterest income | $2,744,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,713,000 | 506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,031,000 | 1,481 |
| Total noninterest expense | $6,780,000 | 1,203 |
| Salaries and employee benefits | $3,663,000 | 1,166 |
| Premises and equipment expense | $687,000 | 1,663 |
| Additional noninterest expense | $2,430,000 | 1,047 |
| Pre-tax net operating income | $3,821,000 | 1,121 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,445,000 | 1,014 |
| Income before extraordinary items | $2,376,000 | 1,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,376,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,101 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,376,000 | 1,295 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 1,090 |
| Total interest expense | $2,461,000 | 1,002 |
| Net interest income | $4,259,000 | 1,150 |
| Provision for loan and lease losses | $263,000 | 1,067 |
| Total noninterest income | $1,295,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $826,000 | 509 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $469,000 | 1,554 |
| Total noninterest expense | $3,310,000 | 1,213 |
| Salaries and employee benefits | $1,807,000 | 1,179 |
| Premises and equipment expense | $326,000 | 1,755 |
| Additional noninterest expense | $1,177,000 | 1,051 |
| Pre-tax net operating income | $1,981,000 | 1,098 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $746,000 | 1,005 |
| Income before extraordinary items | $1,235,000 | 1,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,235,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,101 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,235,000 | 1,248 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,488,000 | 1,083 |
| Total interest expense | $11,515,000 | 970 |
| Net interest income | $16,973,000 | 1,143 |
| Provision for loan and lease losses | $1,173,000 | 1,165 |
| Total noninterest income | $5,286,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,272,000 | 499 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,014,000 | 1,302 |
| Total noninterest expense | $12,974,000 | 1,181 |
| Salaries and employee benefits | $6,895,000 | 1,167 |
| Premises and equipment expense | $1,265,000 | 1,748 |
| Additional noninterest expense | $4,814,000 | 1,024 |
| Pre-tax net operating income | $8,112,000 | 1,044 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,926,000 | 946 |
| Income before extraordinary items | $5,186,000 | 1,208 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,186,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,494 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,186,000 | 1,159 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $30,328,000 | 1,122 |
| Total interest expense | $16,191,000 | 999 |
| Net interest income | $14,137,000 | 1,257 |
| Provision for loan and lease losses | $565,000 | 2,001 |
| Total noninterest income | $3,166,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,649,000 | 895 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,517,000 | 1,508 |
| Total noninterest expense | $11,235,000 | 1,292 |
| Salaries and employee benefits | $5,937,000 | 1,252 |
| Premises and equipment expense | $1,237,000 | 1,750 |
| Additional noninterest expense | $4,061,000 | 1,177 |
| Pre-tax net operating income | $5,503,000 | 1,338 |
| Securities gains (losses) | $33,000 | 2,734 |
| Applicable income taxes | $2,194,000 | 1,085 |
| Income before extraordinary items | $3,342,000 | 1,584 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,342,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,432 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,320,880 | 1,529 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,760,000 | 1,230 |
| Total interest expense | $15,580,000 | 1,121 |
| Net interest income | $13,180,000 | 1,326 |
| Provision for loan and lease losses | $506,000 | 1,848 |
| Total noninterest income | $2,372,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,373,000 | 981 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $999,000 | 1,858 |
| Total noninterest expense | $10,594,000 | 1,312 |
| Salaries and employee benefits | $5,450,000 | 1,304 |
| Premises and equipment expense | $1,398,000 | 1,487 |
| Additional noninterest expense | $3,746,000 | 1,218 |
| Pre-tax net operating income | $4,452,000 | 1,649 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,575,000 | 1,447 |
| Income before extraordinary items | $2,877,000 | 1,811 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,877,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 9,740 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,877,000 | 1,811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,439,000 | 1,233 |
| Total interest expense | $13,648,000 | 1,114 |
| Net interest income | $12,791,000 | 1,367 |
| Provision for loan and lease losses | $599,000 | 1,533 |
| Total noninterest income | $2,975,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,294,000 | 1,031 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,681,000 | 1,304 |
| Total noninterest expense | $10,795,000 | 1,275 |
| Salaries and employee benefits | $5,404,000 | 1,288 |
| Premises and equipment expense | $1,472,000 | 1,378 |
| Additional noninterest expense | $3,919,000 | 1,181 |
| Pre-tax net operating income | $4,372,000 | 1,721 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,602,000 | 1,505 |
| Income before extraordinary items | $2,770,000 | 1,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,770,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,076 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,770,000 | 1,890 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,012,000 | 1,201 |
| Total interest expense | $14,085,000 | 1,108 |
| Net interest income | $12,927,000 | 1,315 |
| Provision for loan and lease losses | $1,050,000 | 932 |
| Total noninterest income | $2,816,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,335,000 | 929 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,481,000 | 1,415 |
| Total noninterest expense | $10,573,000 | 1,254 |
| Salaries and employee benefits | $5,342,000 | 1,236 |
| Premises and equipment expense | $1,421,000 | 1,371 |
| Additional noninterest expense | $3,810,000 | 1,174 |
| Pre-tax net operating income | $4,120,000 | 1,770 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,562,000 | 1,563 |
| Income before extraordinary items | $2,558,000 | 2,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,558,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 765 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,558,000 | 1,966 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,613,000 | 1,261 |
| Total interest expense | $14,541,000 | 1,115 |
| Net interest income | $12,072,000 | 1,439 |
| Provision for loan and lease losses | $810,000 | 1,171 |
| Total noninterest income | $3,522,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,195,000 | 1,052 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,327,000 | 986 |
| Total noninterest expense | $10,806,000 | 1,232 |
| Salaries and employee benefits | $5,059,000 | 1,302 |
| Premises and equipment expense | $2,233,000 | 898 |
| Additional noninterest expense | $3,514,000 | 1,249 |
| Pre-tax net operating income | $3,978,000 | 1,892 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,337,000 | 1,887 |
| Income before extraordinary items | $2,641,000 | 2,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,641,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,082 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,641,000 | 1,942 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,141,000 | 1,357 |
| Total interest expense | $13,887,000 | 1,181 |
| Net interest income | $11,254,000 | 1,584 |
| Provision for loan and lease losses | $680,000 | 1,355 |
| Total noninterest income | $3,819,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,200,000 | 1,099 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,619,000 | 968 |
| Total noninterest expense | $13,907,000 | 1,074 |
| Salaries and employee benefits | $5,005,000 | 1,348 |
| Premises and equipment expense | $2,097,000 | 1,008 |
| Additional noninterest expense | $6,805,000 | 912 |
| Pre-tax net operating income | $486,000 | 8,023 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,416,000 | 1,694 |
| Income before extraordinary items | $-930,000 | 11,356 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-930,000 | 11,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,390 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-930,000 | 11,333 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,969,000 | 1,431 |
| Total interest expense | $13,139,000 | 1,262 |
| Net interest income | $10,830,000 | 1,649 |
| Provision for loan and lease losses | $385,000 | 1,912 |
| Total noninterest income | $3,463,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,138,000 | 1,170 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,325,000 | 1,030 |
| Total noninterest expense | $11,471,000 | 1,254 |
| Salaries and employee benefits | $4,966,000 | 1,338 |
| Premises and equipment expense | $1,833,000 | 1,148 |
| Additional noninterest expense | $4,672,000 | 1,183 |
| Pre-tax net operating income | $2,437,000 | 2,918 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $833,000 | 2,782 |
| Income before extraordinary items | $1,604,000 | 3,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,604,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,284 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,604,000 | 3,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,999,000 | 1,410 |
| Total interest expense | $11,919,000 | 1,105 |
| Net interest income | $10,080,000 | 1,791 |
| Provision for loan and lease losses | $333,000 | 2,097 |
| Total noninterest income | $3,267,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,075,000 | 1,241 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,192,000 | 1,061 |
| Total noninterest expense | $10,877,000 | 1,350 |
| Salaries and employee benefits | $4,840,000 | 1,395 |
| Premises and equipment expense | $1,694,000 | 1,235 |
| Additional noninterest expense | $4,343,000 | 1,329 |
| Pre-tax net operating income | $2,137,000 | 3,239 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $719,000 | 3,031 |
| Income before extraordinary items | $1,397,000 | 3,379 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,397,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,337 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,410,860 | 3,374 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,058,000 | 1,382 |
| Total interest expense | $12,874,000 | 1,047 |
| Net interest income | $10,184,000 | 1,770 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $5,146,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,090,000 | 1,237 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,056,000 | 795 |
| Total noninterest expense | $12,398,000 | 1,243 |
| Salaries and employee benefits | $4,752,000 | 1,423 |
| Premises and equipment expense | $1,940,000 | 1,100 |
| Additional noninterest expense | $5,706,000 | 1,141 |
| Pre-tax net operating income | $2,332,000 | 2,894 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $639,000 | 3,394 |
| Income before extraordinary items | $1,693,000 | 2,905 |
| Extraordinary gains, net | $634,000 | 354 |
| Net income | $2,327,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,493 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,693,000 | 2,747 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,013,000 | 1,351 |
| Total interest expense | $18,465,000 | 982 |
| Net interest income | $8,548,000 | 2,126 |
| Provision for loan and lease losses | $698,000 | 2,384 |
| Total noninterest income | $3,413,000 | 1,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,413,000 | 869 |
| Total noninterest expense | $9,721,000 | 1,581 |
| Salaries and employee benefits | $4,642,000 | 1,428 |
| Premises and equipment expense | $2,014,000 | 1,112 |
| Additional noninterest expense | $3,065,000 | 1,967 |
| Pre-tax net operating income | $1,542,000 | 3,946 |
| Securities gains (losses) | $1,548,000 | 480 |
| Applicable income taxes | $1,549,000 | 1,416 |
| Income before extraordinary items | $1,541,000 | 3,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,541,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $550,280 | 6,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.