Home > Asheville Savings Bank, S.S.B. > Net charge- offs to loans
Asheville Savings Bank, S.S.B., Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 4,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1515% | 4,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3588% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1591% | 4,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4294% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4294% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1653% | 5,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7523% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7523% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.4640% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3295% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3295% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.6198% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1870% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1870% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.9139% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 5,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 4,150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 4,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0844% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0844% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0230% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 5,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1082% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1252% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1252% | 5,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 5,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.2675% | 5,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 5,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1376% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3288% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3288% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 5,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.3788% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1869% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5643% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3273% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3273% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.6051% | 5,511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3002% | 4,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9580% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4007% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4007% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 5,329 |
| Percentage Net Loans Charged-off:Construction & development | -1.2013% | 5,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2346% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9827% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4380% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4380% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1404% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 2,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5438% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5059% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5059% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 2,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1288% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 5,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7467% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5298% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5298% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1970% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 5,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2018% | 5,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3596% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3596% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 2,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2786% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3029% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3029% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.1565% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 2,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4002% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 3,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0881% | 5,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2887% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2887% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 3,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 6,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 3,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1289% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 3,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1560% | 5,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8235% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8235% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 6,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 2,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 2,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1282% | 5,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6441% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 6,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3871% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7030% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9137% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9033% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 12.4775% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4304% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1002% | 1,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 3,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4644% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8222% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8222% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8966% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8817% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 10.8534% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3766% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 3,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1352% | 1,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8202% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6027% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6027% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4659% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 6.1707% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 6,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 3,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 1,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 3,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 5,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5258% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5258% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6144% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6376% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 8.8365% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 6,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 2,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1575% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1854% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8073% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8073% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2352% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1000% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 7.7046% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7335% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8360% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3224% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3947% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0090% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8630% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0032% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9580% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 6.3978% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5756% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4373% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1502% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2215% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0437% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8604% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5746% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6029% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.5674% | 1,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8392% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4606% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2658% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7676% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8394% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6529% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5634% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6019% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 1.0984% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2694% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7737% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0252% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4037% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2896% | 7,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8898% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6221% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3383% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5959% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 18.8092% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4310% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1305% | 1,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0928% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6966% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9212% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4618% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5317% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4189% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5760% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 5.4066% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9852% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1669% | 803 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1009% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4056% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0148% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8340% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5610% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1496% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0189% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 5.2402% | 968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2962% | 1,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2395% | 616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8023% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1868% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6939% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3442% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6662% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1944% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0817% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 9.6678% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8770% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8631% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4204% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3405% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 5,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.1890% | 3,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3620% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3950% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 4,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 4,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 2,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 1,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9937% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2555% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 2,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 3,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1358% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 3,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6463% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3808% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7624% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2628% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.7675% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1719% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.9939% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0715% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7840% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 2,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6222% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 3,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 7,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2565% | 7,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5366% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 7,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 7,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3558% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5301% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 7,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 7,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4279% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5806% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6406% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6579% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4536% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2257% | 8,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 2,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5752% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4237% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4503% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0938% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6188% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5239% | 3,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4126% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1292% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2915% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4985% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5551% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2712% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3055% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5709% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6269% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5629% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1103% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6288% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 3,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 2,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8058% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7532% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8680% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8386% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 3,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 4,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6732% | 3,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 5,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1656% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1732% | 6,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 9,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0609% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0688% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4238% | 1,344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2334% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7476% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3433% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6317% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9463% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2551% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0210% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2602% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9304% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 5,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3360% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0330% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2044% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1436% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7245% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2683% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4768% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8577% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 9,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.1888% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3339% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3772% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6597% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |