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Artisans' Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,037,0001,394
Total interest expense$7,908,0001,508
Net interest income$22,129,0001,325
Provision for loan and lease losses$-68,0004,297
Total noninterest income$2,303,0001,869
Gross Fiduciary activities income$0981
Service charges on deposit accounts$460,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$1,843,0001,684
Total noninterest expense$18,083,0001,313
Salaries and employee benefits$10,497,0001,295
Premises and equipment expense$2,311,0001,074
Additional noninterest expense$1,843,0001,684
Pre-tax net operating income$6,417,0001,647
Securities gains (losses)$0988
Applicable income taxes$1,556,0001,155
Income before extraordinary items$4,861,0001,760
Extraordinary gains, net$054
Net income$4,861,0001,781
Minority interest net income$088
Net income of bank and minority interests.$4,861,0001,763
Net charge-offs$20,0002,212
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,861,0001,789
2023-09-30 (YTD Data)Rank
Total interest income$22,245,0001,378
Total interest expense$5,337,0001,513
Net interest income$16,908,0001,321
Provision for loan and lease losses$-16,0004,279
Total noninterest income$1,757,0001,854
Gross Fiduciary activities income$0950
Service charges on deposit accounts$345,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$1,412,0001,661
Total noninterest expense$13,572,0001,307
Salaries and employee benefits$7,868,0001,301
Premises and equipment expense$1,788,0001,042
Additional noninterest expense$1,412,0001,661
Pre-tax net operating income$5,109,0001,631
Securities gains (losses)$0849
Applicable income taxes$1,242,0001,122
Income before extraordinary items$3,867,0001,754
Extraordinary gains, net$052
Net income$3,867,0001,768
Minority interest net income$081
Net income of bank and minority interests.$3,867,0001,754
Net charge-offs$35,0001,636
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,867,0001,773
2023-06-30 (YTD Data)Rank
Total interest income$14,543,0001,372
Total interest expense$3,223,0001,499
Net interest income$11,320,0001,323
Provision for loan and lease losses$-149,0004,471
Total noninterest income$1,168,0001,796
Gross Fiduciary activities income$0931
Service charges on deposit accounts$227,0001,746
Trading account gains and feesNANA
Additional Noninterest Income$941,0001,597
Total noninterest expense$9,057,0001,296
Salaries and employee benefits$5,207,0001,305
Premises and equipment expense$1,232,0001,007
Additional noninterest expense$941,0001,595
Pre-tax net operating income$3,580,0001,565
Securities gains (losses)$0938
Applicable income taxes$871,0001,099
Income before extraordinary items$2,709,0001,692
Extraordinary gains, net$051
Net income$2,709,0001,712
Minority interest net income$081
Net income of bank and minority interests.$2,709,0001,692
Net charge-offs$22,0001,495
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,709,0001,703
2023-03-31 (YTD Data)Rank
Total interest income$7,094,0001,373
Total interest expense$1,380,0001,517
Net interest income$5,714,0001,318
Provision for loan and lease losses$-23,0004,467
Total noninterest income$573,0001,813
Gross Fiduciary activities income$0913
Service charges on deposit accounts$113,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$460,0001,591
Total noninterest expense$4,590,0001,294
Salaries and employee benefits$2,582,0001,324
Premises and equipment expense$672,000971
Additional noninterest expense$460,0001,591
Pre-tax net operating income$1,720,0001,629
Securities gains (losses)$0950
Applicable income taxes$420,0001,139
Income before extraordinary items$1,300,0001,760
Extraordinary gains, net$04
Net income$1,300,0001,758
Minority interest net income$048
Net income of bank and minority interests.$1,300,0001,760
Net charge-offs$20,0001,117
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,300,0001,780
2022-12-31 (YTD Data)Rank
Total interest income$23,197,0001,399
Total interest expense$1,511,0001,904
Net interest income$21,686,0001,342
Provision for loan and lease losses$348,0001,444
Total noninterest income$2,420,0001,839
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$451,0001,800
Trading account gains and feesNANA
Additional Noninterest Income$1,969,0001,637
Total noninterest expense$17,443,0001,320
Salaries and employee benefits$10,107,0001,307
Premises and equipment expense$2,277,0001,087
Additional noninterest expense$1,969,0001,637
Pre-tax net operating income$6,315,0001,765
Securities gains (losses)$0691
Applicable income taxes$1,522,0001,250
Income before extraordinary items$4,793,0001,875
Extraordinary gains, net$05
Net income$4,793,0001,873
Minority interest net income$063
Net income of bank and minority interests.$4,793,0001,874
Net charge-offs$-17,0003,771
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,793,0001,905
2022-09-30 (YTD Data)Rank
Total interest income$16,533,0001,402
Total interest expense$861,0001,954
Net interest income$15,672,0001,365
Provision for loan and lease losses$279,0001,264
Total noninterest income$1,862,0001,835
Gross Fiduciary activities income$0968
Service charges on deposit accounts$337,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$1,525,0001,638
Total noninterest expense$12,688,0001,345
Salaries and employee benefits$7,179,0001,353
Premises and equipment expense$1,718,0001,074
Additional noninterest expense$1,525,0001,638
Pre-tax net operating income$4,567,0001,802
Securities gains (losses)$0740
Applicable income taxes$1,094,0001,283
Income before extraordinary items$3,473,0001,900
Extraordinary gains, net$04
Net income$3,473,0001,899
Minority interest net income$057
Net income of bank and minority interests.$3,473,0001,899
Net charge-offs$9,0001,856
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,473,0001,934
2022-06-30 (YTD Data)Rank
Total interest income$10,467,0001,417
Total interest expense$569,0001,799
Net interest income$9,898,0001,393
Provision for loan and lease losses$187,0001,170
Total noninterest income$1,250,0001,816
Gross Fiduciary activities income$0925
Service charges on deposit accounts$219,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,653
Total noninterest expense$8,256,0001,364
Salaries and employee benefits$4,690,0001,372
Premises and equipment expense$1,139,0001,068
Additional noninterest expense$2,427,0001,381
Pre-tax net operating income$2,705,0001,852
Securities gains (losses)$0687
Applicable income taxes$643,0001,303
Income before extraordinary items$2,062,0001,966
Extraordinary gains, net$04
Net income$2,062,0001,966
Minority interest net income$060
Net income of bank and minority interests.$2,062,0001,966
Net charge-offs$9,0001,615
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,062,0002,007
2022-03-31 (YTD Data)Rank
Total interest income$5,033,0001,425
Total interest expense$289,0001,732
Net interest income$4,744,0001,417
Provision for loan and lease losses$110,000923
Total noninterest income$642,0001,806
Gross Fiduciary activities income$0892
Service charges on deposit accounts$107,0001,855
Trading account gains and feesNANA
Additional Noninterest Income$535,0001,604
Total noninterest expense$4,059,0001,374
Salaries and employee benefits$2,262,0001,418
Premises and equipment expense$600,0001,036
Additional noninterest expense$1,197,0001,378
Pre-tax net operating income$1,217,0001,899
Securities gains (losses)$0623
Applicable income taxes$286,0001,344
Income before extraordinary items$931,0002,006
Extraordinary gains, net$04
Net income$931,0002,005
Minority interest net income$050
Net income of bank and minority interests.$931,0002,006
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$931,0002,022
2021-12-31 (YTD Data)Rank
Total interest income$19,629,0001,506
Total interest expense$1,519,0001,641
Net interest income$18,110,0001,486
Provision for loan and lease losses$-395,0004,396
Total noninterest income$4,183,0001,472
Gross Fiduciary activities income$0994
Service charges on deposit accounts$417,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$3,766,0001,298
Total noninterest expense$16,743,0001,332
Salaries and employee benefits$9,649,0001,328
Premises and equipment expense$2,146,0001,141
Additional noninterest expense$4,948,0001,345
Pre-tax net operating income$5,945,0001,835
Securities gains (losses)$02,062
Applicable income taxes$1,423,0001,349
Income before extraordinary items$4,522,0002,009
Extraordinary gains, net$010
Net income$4,522,0002,009
Minority interest net income$074
Net income of bank and minority interests.$4,522,0002,010
Net charge-offs$-64,0004,216
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,522,0001,985
2021-09-30 (YTD Data)Rank
Total interest income$14,624,0001,539
Total interest expense$1,215,0001,641
Net interest income$13,409,0001,518
Provision for loan and lease losses$269,0001,253
Total noninterest income$3,054,0001,536
Gross Fiduciary activities income$0957
Service charges on deposit accounts$305,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$2,749,0001,370
Total noninterest expense$12,609,0001,335
Salaries and employee benefits$7,293,0001,335
Premises and equipment expense$1,629,0001,139
Additional noninterest expense$3,687,0001,350
Pre-tax net operating income$3,585,0002,198
Securities gains (losses)$02,015
Applicable income taxes$846,0001,591
Income before extraordinary items$2,739,0002,384
Extraordinary gains, net$08
Net income$2,739,0002,384
Minority interest net income$069
Net income of bank and minority interests.$2,739,0002,384
Net charge-offs$-61,0004,289
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,739,0002,359
2021-06-30 (YTD Data)Rank
Total interest income$9,751,0001,535
Total interest expense$898,0001,583
Net interest income$8,853,0001,515
Provision for loan and lease losses$161,0001,326
Total noninterest income$1,937,0001,552
Gross Fiduciary activities income$0951
Service charges on deposit accounts$196,0001,833
Trading account gains and feesNANA
Additional Noninterest Income$1,741,0001,399
Total noninterest expense$8,399,0001,331
Salaries and employee benefits$4,844,0001,333
Premises and equipment expense$1,105,0001,111
Additional noninterest expense$2,450,0001,337
Pre-tax net operating income$2,230,0002,245
Securities gains (losses)$01,818
Applicable income taxes$523,0001,633
Income before extraordinary items$1,707,0002,448
Extraordinary gains, net$06
Net income$1,707,0002,448
Minority interest net income$067
Net income of bank and minority interests.$1,707,0002,448
Net charge-offs$-90,0004,561
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,707,0002,406
2021-03-31 (YTD Data)Rank
Total interest income$4,918,0001,534
Total interest expense$536,0001,440
Net interest income$4,382,0001,519
Provision for loan and lease losses$161,000910
Total noninterest income$1,042,0001,478
Gross Fiduciary activities income$0922
Service charges on deposit accounts$100,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,322
Total noninterest expense$4,138,0001,331
Salaries and employee benefits$2,404,0001,332
Premises and equipment expense$567,0001,096
Additional noninterest expense$1,167,0001,360
Pre-tax net operating income$1,125,0002,222
Securities gains (losses)$01,392
Applicable income taxes$268,0001,598
Income before extraordinary items$857,0002,415
Extraordinary gains, net$03
Net income$857,0002,414
Minority interest net income$055
Net income of bank and minority interests.$857,0002,415
Net charge-offs$-14,0004,191
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$857,0002,374
2020-12-31 (YTD Data)Rank
Total interest income$20,537,0001,463
Total interest expense$4,240,0001,106
Net interest income$16,297,0001,537
Provision for loan and lease losses$1,187,0001,454
Total noninterest income$4,272,0001,401
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$431,0001,789
Trading account gains and feesNANA
Additional Noninterest Income$3,841,0001,245
Total noninterest expense$16,771,0001,279
Salaries and employee benefits$9,901,0001,266
Premises and equipment expense$2,094,0001,132
Additional noninterest expense$4,776,0001,333
Pre-tax net operating income$2,611,0002,614
Securities gains (losses)$50,0001,728
Applicable income taxes$575,0001,846
Income before extraordinary items$2,086,0002,783
Extraordinary gains, net$04
Net income$2,086,0002,781
Minority interest net income$072
Net income of bank and minority interests.$2,086,0002,783
Net charge-offs$12,0002,977
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,046,5002,752
2020-09-30 (YTD Data)Rank
Total interest income$15,450,0001,462
Total interest expense$3,428,0001,095
Net interest income$12,022,0001,551
Provision for loan and lease losses$1,044,0001,327
Total noninterest income$3,071,0001,392
Gross Fiduciary activities income$0981
Service charges on deposit accounts$317,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$2,754,0001,242
Total noninterest expense$12,573,0001,261
Salaries and employee benefits$7,264,0001,274
Premises and equipment expense$1,578,0001,120
Additional noninterest expense$3,731,0001,258
Pre-tax net operating income$1,476,0002,963
Securities gains (losses)$30,0001,765
Applicable income taxes$327,0002,028
Income before extraordinary items$1,179,0003,137
Extraordinary gains, net$04
Net income$1,179,0003,136
Minority interest net income$065
Net income of bank and minority interests.$1,179,0003,137
Net charge-offs$-5,0004,085
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,155,3003,110
2020-06-30 (YTD Data)Rank
Total interest income$10,327,0001,477
Total interest expense$2,421,0001,117
Net interest income$7,906,0001,566
Provision for loan and lease losses$709,0001,323
Total noninterest income$2,039,0001,340
Gross Fiduciary activities income$0970
Service charges on deposit accounts$215,0001,810
Trading account gains and feesNANA
Additional Noninterest Income$1,824,0001,157
Total noninterest expense$8,491,0001,233
Salaries and employee benefits$4,922,0001,253
Premises and equipment expense$1,040,0001,131
Additional noninterest expense$2,529,0001,236
Pre-tax net operating income$745,0003,313
Securities gains (losses)$30,0001,532
Applicable income taxes$158,0002,239
Income before extraordinary items$617,0003,435
Extraordinary gains, net$04
Net income$617,0003,435
Minority interest net income$065
Net income of bank and minority interests.$617,0003,435
Net charge-offs$-18,0004,488
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$593,0003,412
2020-03-31 (YTD Data)Rank
Total interest income$5,262,0001,447
Total interest expense$1,230,0001,207
Net interest income$4,032,0001,492
Provision for loan and lease losses$257,0001,287
Total noninterest income$875,0001,398
Gross Fiduciary activities income$0941
Service charges on deposit accounts$124,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$751,0001,182
Total noninterest expense$4,215,0001,258
Salaries and employee benefits$2,429,0001,265
Premises and equipment expense$520,0001,152
Additional noninterest expense$1,266,0001,258
Pre-tax net operating income$435,0002,957
Securities gains (losses)$30,0001,013
Applicable income taxes$105,0001,899
Income before extraordinary items$360,0003,066
Extraordinary gains, net$04
Net income$360,0003,066
Minority interest net income$056
Net income of bank and minority interests.$360,0003,067
Net charge-offs$-9,0004,422
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$336,3003,116
2019-12-31 (YTD Data)Rank
Total interest income$21,613,0001,425
Total interest expense$4,565,0001,332
Net interest income$17,048,0001,423
Provision for loan and lease losses$30,0003,585
Total noninterest income$2,647,0001,691
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$534,0001,828
Trading account gains and feesNANA
Additional Noninterest Income$2,113,0001,485
Total noninterest expense$16,086,0001,272
Salaries and employee benefits$9,173,0001,297
Premises and equipment expense$2,207,0001,080
Additional noninterest expense$4,706,0001,316
Pre-tax net operating income$3,579,0002,206
Securities gains (losses)$65,0001,131
Applicable income taxes$823,0001,578
Income before extraordinary items$2,821,0002,379
Extraordinary gains, net$011
Net income$2,821,0002,381
Minority interest net income$076
Net income of bank and minority interests.$2,821,0002,381
Net charge-offs$11,0003,294
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,769,6502,371
2019-09-30 (YTD Data)Rank
Total interest income$16,273,0001,430
Total interest expense$3,332,0001,371
Net interest income$12,941,0001,432
Provision for loan and lease losses$40,0003,254
Total noninterest income$1,884,0001,731
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$397,0001,844
Trading account gains and feesNANA
Additional Noninterest Income$1,487,0001,545
Total noninterest expense$12,122,0001,274
Salaries and employee benefits$6,940,0001,284
Premises and equipment expense$1,697,0001,068
Additional noninterest expense$3,485,0001,327
Pre-tax net operating income$2,663,0002,274
Securities gains (losses)$20,0001,423
Applicable income taxes$594,0001,659
Income before extraordinary items$2,089,0002,462
Extraordinary gains, net$011
Net income$2,089,0002,463
Minority interest net income$072
Net income of bank and minority interests.$2,089,0002,463
Net charge-offs$-44,0004,792
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,073,2002,443
2019-06-30 (YTD Data)Rank
Total interest income$10,806,0001,433
Total interest expense$2,135,0001,391
Net interest income$8,671,0001,424
Provision for loan and lease losses$40,0002,926
Total noninterest income$1,213,0001,751
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,536
Total noninterest expense$8,209,0001,264
Salaries and employee benefits$4,591,0001,294
Premises and equipment expense$1,170,0001,042
Additional noninterest expense$2,448,0001,291
Pre-tax net operating income$1,635,0002,367
Securities gains (losses)$01,702
Applicable income taxes$354,0001,722
Income before extraordinary items$1,281,0002,553
Extraordinary gains, net$011
Net income$1,281,0002,552
Minority interest net income$069
Net income of bank and minority interests.$1,281,0002,552
Net charge-offs$-40,0004,848
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,281,0002,519
2019-03-31 (YTD Data)Rank
Total interest income$5,348,0001,445
Total interest expense$1,030,0001,403
Net interest income$4,318,0001,421
Provision for loan and lease losses$20,0002,754
Total noninterest income$573,0001,780
Gross Fiduciary activities income$0972
Service charges on deposit accounts$126,0001,884
Trading account gains and feesNANA
Additional Noninterest Income$447,0001,561
Total noninterest expense$4,112,0001,259
Salaries and employee benefits$2,288,0001,303
Premises and equipment expense$622,000994
Additional noninterest expense$1,202,0001,295
Pre-tax net operating income$759,0002,455
Securities gains (losses)$01,087
Applicable income taxes$171,0001,722
Income before extraordinary items$588,0002,653
Extraordinary gains, net$05
Net income$588,0002,652
Minority interest net income$052
Net income of bank and minority interests.$588,0002,652
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$588,0002,631
2018-12-31 (YTD Data)Rank
Total interest income$20,116,0001,445
Total interest expense$2,848,0001,488
Net interest income$17,268,0001,407
Provision for loan and lease losses$-653,0005,318
Total noninterest income$2,767,0001,631
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$533,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$2,234,0001,392
Total noninterest expense$16,792,0001,220
Salaries and employee benefits$9,135,0001,258
Premises and equipment expense$2,307,0001,050
Additional noninterest expense$5,350,0001,180
Pre-tax net operating income$3,896,0002,145
Securities gains (losses)$01,125
Applicable income taxes$839,0001,539
Income before extraordinary items$3,057,0002,291
Extraordinary gains, net$06
Net income$3,057,0002,289
Minority interest net income$072
Net income of bank and minority interests.$3,057,0002,290
Net charge-offs$-270,0005,225
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,057,0002,290
2018-09-30 (YTD Data)Rank
Total interest income$14,896,0001,449
Total interest expense$2,024,0001,477
Net interest income$12,872,0001,406
Provision for loan and lease losses$-653,0005,402
Total noninterest income$2,147,0001,614
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$396,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$1,751,0001,371
Total noninterest expense$12,632,0001,217
Salaries and employee benefits$6,909,0001,250
Premises and equipment expense$1,737,0001,040
Additional noninterest expense$3,986,0001,185
Pre-tax net operating income$3,040,0002,106
Securities gains (losses)$01,118
Applicable income taxes$658,0001,549
Income before extraordinary items$2,382,0002,246
Extraordinary gains, net$05
Net income$2,382,0002,244
Minority interest net income$066
Net income of bank and minority interests.$2,382,0002,245
Net charge-offs$-291,0005,318
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,382,0002,247
2018-06-30 (YTD Data)Rank
Total interest income$9,699,0001,458
Total interest expense$1,305,0001,449
Net interest income$8,394,0001,439
Provision for loan and lease losses$-578,0005,474
Total noninterest income$1,479,0001,578
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$260,0001,930
Trading account gains and feesNANA
Additional Noninterest Income$1,219,0001,341
Total noninterest expense$8,473,0001,216
Salaries and employee benefits$4,599,0001,257
Premises and equipment expense$1,200,0001,008
Additional noninterest expense$2,674,0001,177
Pre-tax net operating income$1,978,0002,114
Securities gains (losses)$0961
Applicable income taxes$416,0001,574
Income before extraordinary items$1,562,0002,245
Extraordinary gains, net$06
Net income$1,562,0002,243
Minority interest net income$065
Net income of bank and minority interests.$1,562,0002,244
Net charge-offs$-225,0005,367
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,562,0002,244
2018-03-31 (YTD Data)Rank
Total interest income$4,767,0001,467
Total interest expense$631,0001,433
Net interest income$4,136,0001,453
Provision for loan and lease losses$-116,0005,500
Total noninterest income$615,0001,773
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$129,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$486,0001,521
Total noninterest expense$4,389,0001,178
Salaries and employee benefits$2,280,0001,284
Premises and equipment expense$642,000961
Additional noninterest expense$1,467,0001,096
Pre-tax net operating income$478,0003,167
Securities gains (losses)$0735
Applicable income taxes$100,0002,182
Income before extraordinary items$378,0003,336
Extraordinary gains, net$07
Net income$378,0003,336
Minority interest net income$052
Net income of bank and minority interests.$378,0003,336
Net charge-offs$-35,0005,144
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$378,0003,333
2017-12-31 (YTD Data)Rank
Total interest income$18,469,0001,454
Total interest expense$2,190,0001,422
Net interest income$16,279,0001,435
Provision for loan and lease losses$-282,0005,461
Total noninterest income$2,801,0001,668
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$576,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$2,225,0001,433
Total noninterest expense$15,727,0001,265
Salaries and employee benefits$8,487,0001,334
Premises and equipment expense$2,411,000987
Additional noninterest expense$4,829,0001,282
Pre-tax net operating income$3,635,0002,180
Securities gains (losses)$02,243
Applicable income taxes$5,465,000626
Income before extraordinary items$-1,830,0005,611
Extraordinary gains, net$09
Net income$-1,830,0005,611
Minority interest net income$076
Net income of bank and minority interests.$-1,830,0005,611
Net charge-offs$411,0001,236
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,830,0005,611
2017-09-30 (YTD Data)Rank
Total interest income$13,716,0001,459
Total interest expense$1,590,0001,442
Net interest income$12,126,0001,445
Provision for loan and lease losses$-282,0005,590
Total noninterest income$2,161,0001,651
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$434,0001,837
Trading account gains and feesNANA
Additional Noninterest Income$1,727,0001,412
Total noninterest expense$11,825,0001,275
Salaries and employee benefits$6,442,0001,318
Premises and equipment expense$1,809,000992
Additional noninterest expense$3,574,0001,292
Pre-tax net operating income$2,744,0002,211
Securities gains (losses)$02,274
Applicable income taxes$947,0001,511
Income before extraordinary items$1,797,0002,576
Extraordinary gains, net$09
Net income$1,797,0002,576
Minority interest net income$071
Net income of bank and minority interests.$1,797,0002,576
Net charge-offs$135,0001,693
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,797,0002,565
2017-06-30 (YTD Data)Rank
Total interest income$8,968,0001,475
Total interest expense$1,029,0001,447
Net interest income$7,939,0001,460
Provision for loan and lease losses$-210,0005,658
Total noninterest income$1,473,0001,622
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$287,0001,838
Trading account gains and feesNANA
Additional Noninterest Income$1,186,0001,389
Total noninterest expense$7,794,0001,288
Salaries and employee benefits$4,257,0001,334
Premises and equipment expense$1,216,000986
Additional noninterest expense$2,321,0001,319
Pre-tax net operating income$1,828,0002,167
Securities gains (losses)$01,906
Applicable income taxes$623,0001,513
Income before extraordinary items$1,205,0002,518
Extraordinary gains, net$011
Net income$1,205,0002,517
Minority interest net income$071
Net income of bank and minority interests.$1,205,0002,518
Net charge-offs$138,0001,291
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,205,0002,500
2017-03-31 (YTD Data)Rank
Total interest income$4,406,0001,490
Total interest expense$509,0001,440
Net interest income$3,897,0001,485
Provision for loan and lease losses$-58,0005,714
Total noninterest income$650,0001,734
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$146,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$504,0001,518
Total noninterest expense$3,844,0001,311
Salaries and employee benefits$2,136,0001,342
Premises and equipment expense$620,000983
Additional noninterest expense$1,088,0001,394
Pre-tax net operating income$761,0002,385
Securities gains (losses)$01,153
Applicable income taxes$268,0001,592
Income before extraordinary items$493,0002,781
Extraordinary gains, net$08
Net income$493,0002,781
Minority interest net income$055
Net income of bank and minority interests.$493,0002,781
Net charge-offs$-53,0005,487
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$493,0002,763
2016-12-31 (YTD Data)Rank
Total interest income$17,713,0001,437
Total interest expense$1,981,0001,429
Net interest income$15,732,0001,433
Provision for loan and lease losses$-514,0005,756
Total noninterest income$3,808,0001,388
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$619,0001,765
Trading account gains and fees$0170
Additional Noninterest Income$3,189,0001,159
Total noninterest expense$15,919,0001,260
Salaries and employee benefits$8,557,0001,303
Premises and equipment expense$2,468,000968
Additional noninterest expense$4,894,0001,281
Pre-tax net operating income$4,135,0001,894
Securities gains (losses)$15,0002,508
Applicable income taxes$1,455,0001,296
Income before extraordinary items$2,695,0002,293
Extraordinary gains, net$05
Net income$2,695,0002,290
Minority interest net income$082
Net income of bank and minority interests.$2,695,0002,292
Net charge-offs$-347,0005,757
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,685,2502,241
2016-09-30 (YTD Data)Rank
Total interest income$13,293,0001,437
Total interest expense$1,463,0001,448
Net interest income$11,830,0001,434
Provision for loan and lease losses$-280,0005,804
Total noninterest income$2,845,0001,391
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$474,0001,742
Trading account gains and fees$0169
Additional Noninterest Income$2,371,0001,169
Total noninterest expense$11,896,0001,270
Salaries and employee benefits$6,397,0001,305
Premises and equipment expense$1,866,000967
Additional noninterest expense$3,633,0001,297
Pre-tax net operating income$3,059,0001,934
Securities gains (losses)$15,0002,436
Applicable income taxes$1,069,0001,350
Income before extraordinary items$2,005,0002,342
Extraordinary gains, net$05
Net income$2,005,0002,341
Minority interest net income$071
Net income of bank and minority interests.$2,005,0002,342
Net charge-offs$-329,0005,808
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,995,2502,286
2016-06-30 (YTD Data)Rank
Total interest income$8,818,0001,439
Total interest expense$957,0001,470
Net interest income$7,861,0001,444
Provision for loan and lease losses$-124,0005,863
Total noninterest income$1,911,0001,362
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$317,0001,733
Trading account gains and fees$0157
Additional Noninterest Income$1,594,0001,136
Total noninterest expense$7,904,0001,274
Salaries and employee benefits$4,243,0001,315
Premises and equipment expense$1,237,000981
Additional noninterest expense$2,424,0001,305
Pre-tax net operating income$1,992,0001,950
Securities gains (losses)$15,0002,089
Applicable income taxes$689,0001,370
Income before extraordinary items$1,318,0002,339
Extraordinary gains, net$016
Net income$1,318,0002,338
Minority interest net income$071
Net income of bank and minority interests.$1,318,0002,338
Net charge-offs$-193,0005,850
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,308,1002,287
2016-03-31 (YTD Data)Rank
Total interest income$4,399,0001,441
Total interest expense$473,0001,480
Net interest income$3,926,0001,442
Provision for loan and lease losses$26,0002,725
Total noninterest income$890,0001,416
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$161,0001,698
Trading account gains and fees$0142
Additional Noninterest Income$729,0001,171
Total noninterest expense$3,946,0001,282
Salaries and employee benefits$2,120,0001,319
Premises and equipment expense$632,000974
Additional noninterest expense$1,194,0001,317
Pre-tax net operating income$844,0002,188
Securities gains (losses)$2,0001,894
Applicable income taxes$302,0001,472
Income before extraordinary items$544,0002,613
Extraordinary gains, net$012
Net income$544,0002,613
Minority interest net income$062
Net income of bank and minority interests.$544,0002,613
Net charge-offs$15,0002,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$542,7202,570
2015-12-31 (YTD Data)Rank
Total interest income$16,759,0001,471
Total interest expense$1,757,0001,557
Net interest income$15,002,0001,472
Provision for loan and lease losses$-1,020,0006,055
Total noninterest income$3,065,0001,582
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$674,0001,703
Trading account gains and fees$0159
Additional Noninterest Income$2,391,0001,339
Total noninterest expense$16,689,0001,204
Salaries and employee benefits$8,626,0001,269
Premises and equipment expense$2,491,000968
Additional noninterest expense$5,572,0001,156
Pre-tax net operating income$2,398,0002,710
Securities gains (losses)$12,0002,504
Applicable income taxes$-13,082,0006,168
Income before extraordinary items$15,492,000480
Extraordinary gains, net$023
Net income$15,492,000479
Minority interest net income$081
Net income of bank and minority interests.$15,492,000481
Net charge-offs$-456,0005,996
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,480,000471
2015-09-30 (YTD Data)Rank
Total interest income$12,492,0001,492
Total interest expense$1,304,0001,584
Net interest income$11,188,0001,490
Provision for loan and lease losses$-1,020,0006,160
Total noninterest income$2,282,0001,608
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$502,0001,721
Trading account gains and fees$0153
Additional Noninterest Income$1,780,0001,364
Total noninterest expense$12,767,0001,188
Salaries and employee benefits$6,590,0001,263
Premises and equipment expense$1,885,000975
Additional noninterest expense$4,292,0001,133
Pre-tax net operating income$1,723,0002,837
Securities gains (losses)$9,0002,412
Applicable income taxes$83,0003,375
Income before extraordinary items$1,649,0002,595
Extraordinary gains, net$021
Net income$1,649,0002,596
Minority interest net income$078
Net income of bank and minority interests.$1,649,0002,596
Net charge-offs$-394,0006,073
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,640,4502,563
2015-06-30 (YTD Data)Rank
Total interest income$8,316,0001,499
Total interest expense$874,0001,582
Net interest income$7,442,0001,493
Provision for loan and lease losses$-538,0006,208
Total noninterest income$1,700,0001,474
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$332,0001,705
Trading account gains and fees$0157
Additional Noninterest Income$1,368,0001,262
Total noninterest expense$8,511,0001,184
Salaries and employee benefits$4,365,0001,272
Premises and equipment expense$1,299,000955
Additional noninterest expense$2,847,0001,136
Pre-tax net operating income$1,169,0002,783
Securities gains (losses)$9,0002,056
Applicable income taxes$72,0003,229
Income before extraordinary items$1,106,0002,573
Extraordinary gains, net$022
Net income$1,106,0002,575
Minority interest net income$075
Net income of bank and minority interests.$1,106,0002,575
Net charge-offs$-368,0006,172
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,097,5402,532
2015-03-31 (YTD Data)Rank
Total interest income$4,138,0001,505
Total interest expense$447,0001,557
Net interest income$3,691,0001,506
Provision for loan and lease losses$-248,0006,272
Total noninterest income$664,0001,733
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$164,0001,716
Trading account gains and fees$0152
Additional Noninterest Income$500,0001,506
Total noninterest expense$4,200,0001,215
Salaries and employee benefits$2,161,0001,290
Premises and equipment expense$648,000959
Additional noninterest expense$1,391,0001,145
Pre-tax net operating income$403,0003,363
Securities gains (losses)$9,0001,518
Applicable income taxes$21,0003,502
Income before extraordinary items$391,0003,161
Extraordinary gains, net$013
Net income$391,0003,164
Minority interest net income$064
Net income of bank and minority interests.$391,0003,164
Net charge-offs$-408,0006,324
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$382,4503,134
2014-12-31 (YTD Data)Rank
Total interest income$16,841,0001,480
Total interest expense$1,989,0001,489
Net interest income$14,852,0001,488
Provision for loan and lease losses$477,0001,516
Total noninterest income$3,457,0001,411
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$773,0001,622
Trading account gains and fees$0180
Additional Noninterest Income$2,684,0001,187
Total noninterest expense$16,875,0001,180
Salaries and employee benefits$8,573,0001,249
Premises and equipment expense$2,512,000964
Additional noninterest expense$5,790,0001,131
Pre-tax net operating income$957,0004,220
Securities gains (losses)$40,0001,884
Applicable income taxes$17,0004,074
Income before extraordinary items$980,0003,993
Extraordinary gains, net$017
Net income$980,0003,992
Minority interest net income$084
Net income of bank and minority interests.$980,0003,994
Net charge-offs$1,316,000719
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$940,8004,003
2014-09-30 (YTD Data)Rank
Total interest income$12,635,0001,495
Total interest expense$1,491,0001,508
Net interest income$11,144,0001,491
Provision for loan and lease losses$-278,0006,312
Total noninterest income$2,679,0001,387
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$581,0001,632
Trading account gains and fees$0174
Additional Noninterest Income$2,098,0001,167
Total noninterest expense$12,491,0001,209
Salaries and employee benefits$6,497,0001,242
Premises and equipment expense$1,906,000959
Additional noninterest expense$4,088,0001,201
Pre-tax net operating income$1,610,0002,907
Securities gains (losses)$18,0002,074
Applicable income taxes$136,0003,104
Income before extraordinary items$1,492,0002,737
Extraordinary gains, net$015
Net income$1,492,0002,737
Minority interest net income$081
Net income of bank and minority interests.$1,492,0002,737
Net charge-offs$-146,0006,282
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,475,4402,721
2014-06-30 (YTD Data)Rank
Total interest income$8,483,0001,479
Total interest expense$987,0001,529
Net interest income$7,496,0001,473
Provision for loan and lease losses$-301,0006,456
Total noninterest income$1,667,0001,441
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$388,0001,608
Trading account gains and fees$0172
Additional Noninterest Income$1,279,0001,222
Total noninterest expense$8,311,0001,212
Salaries and employee benefits$4,371,0001,233
Premises and equipment expense$1,306,000944
Additional noninterest expense$2,634,0001,230
Pre-tax net operating income$1,153,0002,727
Securities gains (losses)$18,0001,704
Applicable income taxes$102,0002,994
Income before extraordinary items$1,069,0002,522
Extraordinary gains, net$020
Net income$1,069,0002,525
Minority interest net income$080
Net income of bank and minority interests.$1,069,0002,526
Net charge-offs$-144,0006,390
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,052,6202,509
2014-03-31 (YTD Data)Rank
Total interest income$4,262,0001,472
Total interest expense$490,0001,563
Net interest income$3,772,0001,449
Provision for loan and lease losses$-301,0006,601
Total noninterest income$845,0001,399
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$196,0001,579
Trading account gains and fees$0147
Additional Noninterest Income$649,0001,178
Total noninterest expense$4,160,0001,222
Salaries and employee benefits$2,241,0001,229
Premises and equipment expense$673,000939
Additional noninterest expense$1,246,0001,291
Pre-tax net operating income$758,0002,192
Securities gains (losses)$01,715
Applicable income taxes$58,0002,849
Income before extraordinary items$700,0002,000
Extraordinary gains, net$016
Net income$700,0002,003
Minority interest net income$066
Net income of bank and minority interests.$700,0002,003
Net charge-offs$-45,0006,285
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$700,0001,964
2013-12-31 (YTD Data)Rank
Total interest income$16,963,0001,484
Total interest expense$1,868,0001,810
Net interest income$15,095,0001,435
Provision for loan and lease losses$5,016,000266
Total noninterest income$2,208,0002,015
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$707,0001,818
Trading account gains and fees$0184
Additional Noninterest Income$1,501,0001,844
Total noninterest expense$18,624,0001,097
Salaries and employee benefits$10,006,0001,083
Premises and equipment expense$2,542,000952
Additional noninterest expense$6,076,0001,118
Pre-tax net operating income$-6,337,0006,770
Securities gains (losses)$812,000292
Applicable income taxes$04,631
Income before extraordinary items$-5,525,0006,759
Extraordinary gains, net$029
Net income$-5,525,0006,759
Minority interest net income$090
Net income of bank and minority interests.$-5,525,0006,759
Net charge-offs$5,802,000293
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-6,337,0006,763
2013-09-30 (YTD Data)Rank
Total interest income$12,774,0001,486
Total interest expense$1,382,0001,890
Net interest income$11,392,0001,420
Provision for loan and lease losses$5,279,000206
Total noninterest income$1,664,0002,061
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$532,0001,812
Trading account gains and fees$0180
Additional Noninterest Income$1,132,0001,888
Total noninterest expense$13,657,0001,119
Salaries and employee benefits$7,274,0001,128
Premises and equipment expense$1,909,000959
Additional noninterest expense$4,474,0001,128
Pre-tax net operating income$-5,880,0006,866
Securities gains (losses)$812,000263
Applicable income taxes$04,713
Income before extraordinary items$-5,068,0006,857
Extraordinary gains, net$025
Net income$-5,068,0006,858
Minority interest net income$084
Net income of bank and minority interests.$-5,068,0006,858
Net charge-offs$5,352,000248
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-5,880,0006,861
2013-06-30 (YTD Data)Rank
Total interest income$8,559,0001,476
Total interest expense$910,0001,937
Net interest income$7,649,0001,403
Provision for loan and lease losses$5,304,000156
Total noninterest income$1,068,0002,137
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$359,0001,771
Trading account gains and fees$0157
Additional Noninterest Income$709,0001,994
Total noninterest expense$8,956,0001,138
Salaries and employee benefits$4,816,0001,130
Premises and equipment expense$1,259,000961
Additional noninterest expense$2,881,0001,153
Pre-tax net operating income$-5,543,0006,922
Securities gains (losses)$812,000226
Applicable income taxes$04,679
Income before extraordinary items$-4,731,0006,916
Extraordinary gains, net$022
Net income$-4,731,0006,916
Minority interest net income$082
Net income of bank and minority interests.$-4,731,0006,916
Net charge-offs$5,369,000188
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-5,543,0006,918
2013-03-31 (YTD Data)Rank
Total interest income$4,296,0001,486
Total interest expense$458,0001,971
Net interest income$3,838,0001,400
Provision for loan and lease losses$908,000432
Total noninterest income$321,0002,913
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$140,0003,280
Total noninterest expense$4,528,0001,135
Salaries and employee benefits$2,442,0001,127
Premises and equipment expense$635,000973
Additional noninterest expense$1,451,0001,142
Pre-tax net operating income$-1,277,0006,952
Securities gains (losses)$402,000254
Applicable income taxes$04,602
Income before extraordinary items$-875,0006,935
Extraordinary gains, net$010
Net income$-875,0006,936
Minority interest net income$076
Net income of bank and minority interests.$-875,0006,936
Net charge-offs$990,000477
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,277,0006,949
2012-12-31 (YTD Data)Rank
Total interest income$19,089,0001,394
Total interest expense$3,240,0001,377
Net interest income$15,849,0001,379
Provision for loan and lease losses$-194,0006,924
Total noninterest income$1,057,0003,168
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$727,0001,836
Trading account gains and fees$0166
Additional Noninterest Income$330,0003,914
Total noninterest expense$17,947,0001,112
Salaries and employee benefits$9,251,0001,139
Premises and equipment expense$2,476,000962
Additional noninterest expense$6,220,0001,121
Pre-tax net operating income$-847,0006,617
Securities gains (losses)$412,0001,089
Applicable income taxes$04,751
Income before extraordinary items$-435,0006,561
Extraordinary gains, net$029
Net income$-435,0006,555
Minority interest net income$093
Net income of bank and minority interests.$-435,0006,557
Net charge-offs$3,803,000715
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-847,0006,637
2012-09-30 (YTD Data)Rank
Total interest income$14,622,0001,397
Total interest expense$2,548,0001,374
Net interest income$12,074,0001,369
Provision for loan and lease losses$1,456,0001,107
Total noninterest income$1,185,0002,531
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$529,0001,905
Trading account gains and fees$0157
Additional Noninterest Income$656,0002,552
Total noninterest expense$13,453,0001,106
Salaries and employee benefits$6,693,0001,174
Premises and equipment expense$1,842,000972
Additional noninterest expense$4,918,0001,047
Pre-tax net operating income$-1,650,0006,941
Securities gains (losses)$8,0003,171
Applicable income taxes$04,802
Income before extraordinary items$-1,642,0006,967
Extraordinary gains, net$020
Net income$-1,642,0006,964
Minority interest net income$086
Net income of bank and minority interests.$-1,642,0006,966
Net charge-offs$2,826,000707
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,650,0006,947
2012-06-30 (YTD Data)Rank
Total interest income$9,911,0001,380
Total interest expense$1,737,0001,396
Net interest income$8,174,0001,358
Provision for loan and lease losses$1,030,0001,074
Total noninterest income$597,0002,945
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$344,0001,937
Trading account gains and fees$0153
Additional Noninterest Income$253,0003,318
Total noninterest expense$9,041,0001,100
Salaries and employee benefits$4,425,0001,180
Premises and equipment expense$1,255,000964
Additional noninterest expense$3,361,0001,035
Pre-tax net operating income$-1,300,0007,017
Securities gains (losses)$7,0002,812
Applicable income taxes$04,770
Income before extraordinary items$-1,293,0007,039
Extraordinary gains, net$019
Net income$-1,293,0007,038
Minority interest net income$084
Net income of bank and minority interests.$-1,293,0007,039
Net charge-offs$1,179,0001,007
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,300,0007,026
2012-03-31 (YTD Data)Rank
Total interest income$4,988,0001,383
Total interest expense$899,0001,403
Net interest income$4,089,0001,351
Provision for loan and lease losses$888,000688
Total noninterest income$352,0002,678
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$174,0001,909
Trading account gains and fees$0148
Additional Noninterest Income$178,0002,819
Total noninterest expense$4,523,0001,104
Salaries and employee benefits$2,161,0001,204
Premises and equipment expense$633,000962
Additional noninterest expense$1,729,000991
Pre-tax net operating income$-970,0007,154
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-970,0007,165
Extraordinary gains, net$019
Net income$-970,0007,164
Minority interest net income$078
Net income of bank and minority interests.$-970,0007,165
Net charge-offs$666,000907
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-970,0007,155
2011-12-31 (YTD Data)Rank
Total interest income$24,319,0001,171
Total interest expense$5,298,0001,132
Net interest income$19,021,0001,175
Provision for loan and lease losses$3,390,0001,078
Total noninterest income$841,0003,422
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$678,0002,037
Trading account gains and fees$0146
Additional Noninterest Income$163,0004,735
Total noninterest expense$18,686,0001,046
Salaries and employee benefits$9,310,0001,062
Premises and equipment expense$2,576,000969
Additional noninterest expense$6,800,0001,030
Pre-tax net operating income$-2,214,0006,823
Securities gains (losses)$1,022,000436
Applicable income taxes$04,719
Income before extraordinary items$-1,192,0006,696
Extraordinary gains, net$029
Net income$-1,192,0006,696
Minority interest net income$096
Net income of bank and minority interests.$-1,192,0006,696
Net charge-offs$4,315,000903
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,214,0006,851
2011-09-30 (YTD Data)Rank
Total interest income$18,825,0001,147
Total interest expense$4,285,0001,099
Net interest income$14,540,0001,155
Provision for loan and lease losses$2,705,0001,008
Total noninterest income$1,366,0002,143
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$494,0002,094
Trading account gains and fees$0145
Additional Noninterest Income$872,0001,923
Total noninterest expense$14,354,0001,036
Salaries and employee benefits$7,147,0001,027
Premises and equipment expense$1,930,000988
Additional noninterest expense$5,277,0001,001
Pre-tax net operating income$-1,153,0006,835
Securities gains (losses)$1,022,000348
Applicable income taxes$04,740
Income before extraordinary items$-131,0006,448
Extraordinary gains, net$021
Net income$-131,0006,452
Minority interest net income$087
Net income of bank and minority interests.$-131,0006,451
Net charge-offs$3,421,000852
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,153,0006,863
2011-06-30 (YTD Data)Rank
Total interest income$12,860,0001,129
Total interest expense$3,096,0001,060
Net interest income$9,764,0001,143
Provision for loan and lease losses$1,596,0001,072
Total noninterest income$1,435,0001,526
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$318,0002,134
Trading account gains and fees$0153
Additional Noninterest Income$1,117,0001,250
Total noninterest expense$9,789,0001,022
Salaries and employee benefits$4,882,0001,020
Premises and equipment expense$1,306,000981
Additional noninterest expense$3,601,0001,008
Pre-tax net operating income$-186,0006,539
Securities gains (losses)$407,000429
Applicable income taxes$04,697
Income before extraordinary items$221,0004,870
Extraordinary gains, net$015
Net income$221,0004,869
Minority interest net income$089
Net income of bank and minority interests.$221,0004,870
Net charge-offs$2,162,000871
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-186,0006,578
2011-03-31 (YTD Data)Rank
Total interest income$6,504,0001,122
Total interest expense$1,624,0001,054
Net interest income$4,880,0001,146
Provision for loan and lease losses$145,0002,936
Total noninterest income$583,0001,789
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$160,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$423,0001,514
Total noninterest expense$4,944,0001,010
Salaries and employee benefits$2,403,0001,042
Premises and equipment expense$672,000980
Additional noninterest expense$1,869,000958
Pre-tax net operating income$374,0003,103
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$374,0002,806
Extraordinary gains, net$09
Net income$374,0002,805
Minority interest net income$086
Net income of bank and minority interests.$374,0002,806
Net charge-offs$158,0002,310
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$374,0002,749
2010-12-31 (YTD Data)Rank
Total interest income$29,053,0001,057
Total interest expense$9,150,000906
Net interest income$19,903,0001,125
Provision for loan and lease losses$16,014,000454
Total noninterest income$2,178,0001,964
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$761,0001,915
Trading account gains and fees$0175
Additional Noninterest Income$1,417,0001,758
Total noninterest expense$20,298,000984
Salaries and employee benefits$9,851,000993
Premises and equipment expense$2,762,000926
Additional noninterest expense$7,685,000962
Pre-tax net operating income$-14,231,0007,439
Securities gains (losses)$1,775,000291
Applicable income taxes$6,344,000303
Income before extraordinary items$-18,800,0007,511
Extraordinary gains, net$029
Net income$-18,800,0007,511
Minority interest net income$0111
Net income of bank and minority interests.$-18,800,0007,511
Net charge-offs$14,780,000441
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-20,575,0007,518
2010-09-30 (YTD Data)Rank
Total interest income$22,080,0001,056
Total interest expense$7,297,000878
Net interest income$14,783,0001,135
Provision for loan and lease losses$7,615,000627
Total noninterest income$1,834,0001,806
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$581,0001,937
Trading account gains and fees$0165
Additional Noninterest Income$1,253,0001,546
Total noninterest expense$15,321,000962
Salaries and employee benefits$7,421,000980
Premises and equipment expense$2,098,000923
Additional noninterest expense$5,802,000919
Pre-tax net operating income$-6,319,0007,435
Securities gains (losses)$1,318,000329
Applicable income taxes$04,726
Income before extraordinary items$-5,001,0007,421
Extraordinary gains, net$023
Net income$-5,001,0007,421
Minority interest net income$0110
Net income of bank and minority interests.$-5,001,0007,421
Net charge-offs$5,252,000753
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-6,319,0007,464
2010-06-30 (YTD Data)Rank
Total interest income$14,865,0001,059
Total interest expense$5,194,000850
Net interest income$9,671,0001,172
Provision for loan and lease losses$4,039,000759
Total noninterest income$1,111,0001,887
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$395,0001,913
Trading account gains and fees$0152
Additional Noninterest Income$716,0001,645
Total noninterest expense$10,202,000965
Salaries and employee benefits$4,967,000971
Premises and equipment expense$1,462,000899
Additional noninterest expense$3,773,000945
Pre-tax net operating income$-3,459,0007,436
Securities gains (losses)$1,318,000201
Applicable income taxes$04,691
Income before extraordinary items$-2,141,0007,356
Extraordinary gains, net$019
Net income$-2,141,0007,356
Minority interest net income$0105
Net income of bank and minority interests.$-2,141,0007,356
Net charge-offs$4,626,000611
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,459,0007,479
2010-03-31 (YTD Data)Rank
Total interest income$7,500,0001,065
Total interest expense$2,726,000853
Net interest income$4,774,0001,195
Provision for loan and lease losses$934,0001,222
Total noninterest income$515,0001,989
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$199,0001,880
Trading account gains and fees$0175
Additional Noninterest Income$316,0001,780
Total noninterest expense$5,095,000977
Salaries and employee benefits$2,515,000970
Premises and equipment expense$742,000914
Additional noninterest expense$1,838,000964
Pre-tax net operating income$-740,0007,308
Securities gains (losses)$804,000158
Applicable income taxes$04,611
Income before extraordinary items$64,0005,478
Extraordinary gains, net$016
Net income$64,0005,480
Minority interest net income$091
Net income of bank and minority interests.$64,0005,479
Net charge-offs$824,0001,177
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-740,0007,364
2009-12-31 (YTD Data)Rank
Total interest income$31,812,0001,081
Total interest expense$13,432,000874
Net interest income$18,380,0001,217
Provision for loan and lease losses$5,689,0001,294
Total noninterest income$2,494,0001,830
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$813,0002,028
Trading account gains and fees$0211
Additional Noninterest Income$1,681,0001,543
Total noninterest expense$20,276,0001,029
Salaries and employee benefits$9,728,0001,013
Premises and equipment expense$2,884,000947
Additional noninterest expense$7,664,0001,021
Pre-tax net operating income$-5,091,0007,188
Securities gains (losses)$03,754
Applicable income taxes$-1,881,0007,503
Income before extraordinary items$-3,210,0007,035
Extraordinary gains, net$034
Net income$-3,210,0007,033
Minority interest net income$0115
Net income of bank and minority interests.$-3,210,0007,034
Net charge-offs$2,607,0001,749
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,210,0007,034
2009-09-30 (YTD Data)Rank
Total interest income$23,785,0001,107
Total interest expense$10,478,000887
Net interest income$13,307,0001,263
Provision for loan and lease losses$2,998,0001,482
Total noninterest income$1,934,0001,826
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$595,0002,061
Trading account gains and fees$0212
Additional Noninterest Income$1,339,0001,505
Total noninterest expense$15,313,0001,009
Salaries and employee benefits$7,328,0001,017
Premises and equipment expense$2,178,000945
Additional noninterest expense$5,807,000972
Pre-tax net operating income$-3,070,0007,304
Securities gains (losses)$03,497
Applicable income taxes$-1,166,0007,599
Income before extraordinary items$-1,904,0007,139
Extraordinary gains, net$027
Net income$-1,904,0007,139
Minority interest net income$0118
Net income of bank and minority interests.$-1,904,0007,138
Net charge-offs$1,695,0001,666
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,904,0007,135
2009-06-30 (YTD Data)Rank
Total interest income$15,775,0001,135
Total interest expense$7,224,000906
Net interest income$8,551,0001,300
Provision for loan and lease losses$2,329,0001,282
Total noninterest income$1,278,0001,842
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$392,0002,057
Trading account gains and fees$0193
Additional Noninterest Income$886,0001,535
Total noninterest expense$10,505,0001,007
Salaries and employee benefits$4,888,0001,040
Premises and equipment expense$1,471,000956
Additional noninterest expense$4,146,000923
Pre-tax net operating income$-3,005,0007,570
Securities gains (losses)$03,136
Applicable income taxes$-1,115,0007,781
Income before extraordinary items$-1,890,0007,447
Extraordinary gains, net$021
Net income$-1,890,0007,446
Minority interest net income$0112
Net income of bank and minority interests.$-1,890,0007,445
Net charge-offs$489,0002,377
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,890,0007,445
2009-03-31 (YTD Data)Rank
Total interest income$7,843,0001,152
Total interest expense$3,606,000945
Net interest income$4,237,0001,307
Provision for loan and lease losses$72,0004,451
Total noninterest income$651,0001,785
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$205,0001,926
Trading account gains and fees$0171
Additional Noninterest Income$446,0001,499
Total noninterest expense$5,263,000964
Salaries and employee benefits$2,407,0001,052
Premises and equipment expense$747,000958
Additional noninterest expense$2,109,000792
Pre-tax net operating income$-447,0007,264
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-447,0007,391
Extraordinary gains, net$015
Net income$-447,0007,392
Minority interest net income$0102
Net income of bank and minority interests.$-447,0007,392
Net charge-offs$85,0003,048
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-447,0007,360
2008-12-31 (YTD Data)Rank
Total interest income$32,481,0001,177
Total interest expense$15,290,0001,058
Net interest income$17,191,0001,285
Provision for loan and lease losses$4,840,0001,020
Total noninterest income$2,032,0002,120
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$844,0002,031
Trading account gains and fees$0154
Additional Noninterest Income$1,188,0001,888
Total noninterest expense$18,415,0001,073
Salaries and employee benefits$9,280,0001,061
Premises and equipment expense$2,998,000918
Additional noninterest expense$6,137,0001,052
Pre-tax net operating income$-4,032,0007,719
Securities gains (losses)$143,000899
Applicable income taxes$-1,471,0007,837
Income before extraordinary items$-2,418,0007,491
Extraordinary gains, net$039
Net income$-2,418,0007,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,361,000773
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,509,5207,593
2008-09-30 (YTD Data)Rank
Total interest income$24,855,0001,179
Total interest expense$11,815,0001,067
Net interest income$13,040,0001,292
Provision for loan and lease losses$753,0002,166
Total noninterest income$1,532,0002,179
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$624,0002,066
Trading account gains and fees$0148
Additional Noninterest Income$908,0001,950
Total noninterest expense$13,854,0001,063
Salaries and employee benefits$7,225,0001,055
Premises and equipment expense$2,096,000995
Additional noninterest expense$4,533,0001,014
Pre-tax net operating income$-35,0006,815
Securities gains (losses)$143,000774
Applicable income taxes$6,0004,986
Income before extraordinary items$102,0006,172
Extraordinary gains, net$031
Net income$102,0006,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,035,0001,273
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-32,4206,841
2008-06-30 (YTD Data)Rank
Total interest income$16,836,0001,172
Total interest expense$8,247,0001,061
Net interest income$8,589,0001,299
Provision for loan and lease losses$23,0005,895
Total noninterest income$1,013,0002,208
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$406,0002,086
Trading account gains and fees$0149
Additional Noninterest Income$607,0001,985
Total noninterest expense$9,273,0001,059
Salaries and employee benefits$4,990,0001,032
Premises and equipment expense$1,201,0001,155
Additional noninterest expense$3,082,000967
Pre-tax net operating income$306,0005,252
Securities gains (losses)$8,0002,549
Applicable income taxes$23,0004,596
Income before extraordinary items$291,0005,056
Extraordinary gains, net$021
Net income$291,0005,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,803
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$283,5605,033
2008-03-31 (YTD Data)Rank
Total interest income$8,795,0001,154
Total interest expense$4,402,0001,061
Net interest income$4,393,0001,261
Provision for loan and lease losses$06,080
Total noninterest income$527,0002,165
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$204,0002,047
Trading account gains and fees$0158
Additional Noninterest Income$323,0001,882
Total noninterest expense$4,681,0001,044
Salaries and employee benefits$2,417,0001,073
Premises and equipment expense$668,0001,042
Additional noninterest expense$1,596,000899
Pre-tax net operating income$239,0004,615
Securities gains (losses)$8,0002,056
Applicable income taxes$61,0003,354
Income before extraordinary items$186,0004,803
Extraordinary gains, net$015
Net income$186,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,479
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$180,0004,767
2007-12-31 (YTD Data)Rank
Total interest income$39,942,0001,054
Total interest expense$19,007,0001,028
Net interest income$20,935,0001,060
Provision for loan and lease losses$1,015,0001,408
Total noninterest income$3,246,0001,554
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$748,0002,246
Trading account gains and fees$0178
Additional Noninterest Income$2,498,0001,158
Total noninterest expense$16,494,0001,132
Salaries and employee benefits$9,349,0001,067
Premises and equipment expense$2,160,0001,234
Additional noninterest expense$4,985,0001,136
Pre-tax net operating income$6,672,0001,268
Securities gains (losses)$02,146
Applicable income taxes$2,364,000977
Income before extraordinary items$4,308,0001,486
Extraordinary gains, net$039
Net income$4,308,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,378
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,308,0001,467
2007-09-30 (YTD Data)Rank
Total interest income$30,258,0001,049
Total interest expense$14,245,0001,032
Net interest income$16,013,0001,037
Provision for loan and lease losses$908,000972
Total noninterest income$2,891,0001,344
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$554,0002,248
Trading account gains and fees$0184
Additional Noninterest Income$2,337,000986
Total noninterest expense$12,049,0001,159
Salaries and employee benefits$6,855,0001,101
Premises and equipment expense$1,598,0001,240
Additional noninterest expense$3,596,0001,152
Pre-tax net operating income$5,947,0001,149
Securities gains (losses)$01,655
Applicable income taxes$2,118,000925
Income before extraordinary items$3,829,0001,333
Extraordinary gains, net$033
Net income$3,829,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,489
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,829,0001,327
2007-06-30 (YTD Data)Rank
Total interest income$20,048,0001,070
Total interest expense$9,380,0001,052
Net interest income$10,668,0001,051
Provision for loan and lease losses$708,000773
Total noninterest income$1,602,0001,586
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$360,0002,300
Trading account gains and fees$0168
Additional Noninterest Income$1,242,0001,200
Total noninterest expense$8,079,0001,169
Salaries and employee benefits$4,554,0001,122
Premises and equipment expense$995,0001,339
Additional noninterest expense$2,530,0001,098
Pre-tax net operating income$3,483,0001,357
Securities gains (losses)$01,444
Applicable income taxes$1,262,0001,061
Income before extraordinary items$2,221,0001,578
Extraordinary gains, net$029
Net income$2,221,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,700
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,221,0001,558
2007-03-31 (YTD Data)Rank
Total interest income$9,946,0001,070
Total interest expense$4,599,0001,065
Net interest income$5,347,0001,042
Provision for loan and lease losses$200,0001,154
Total noninterest income$1,194,0001,141
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$181,0002,242
Trading account gains and fees$0195
Additional Noninterest Income$1,013,000830
Total noninterest expense$4,018,0001,168
Salaries and employee benefits$2,289,0001,125
Premises and equipment expense$476,0001,415
Additional noninterest expense$1,253,0001,082
Pre-tax net operating income$2,323,0001,010
Securities gains (losses)$01,187
Applicable income taxes$845,000819
Income before extraordinary items$1,478,0001,197
Extraordinary gains, net$022
Net income$1,478,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,636
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,478,0001,179
2006-12-31 (YTD Data)Rank
Total interest income$38,662,0001,019
Total interest expense$15,806,0001,057
Net interest income$22,856,000973
Provision for loan and lease losses$1,037,0001,012
Total noninterest income$2,442,0001,917
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,204,0001,485
Trading account gains and fees$0130
Additional Noninterest Income$1,238,0001,922
Total noninterest expense$15,446,0001,166
Salaries and employee benefits$8,432,0001,160
Premises and equipment expense$1,829,0001,399
Additional noninterest expense$5,185,0001,025
Pre-tax net operating income$8,815,0001,112
Securities gains (losses)$234,000360
Applicable income taxes$2,782,0001,007
Income before extraordinary items$6,267,0001,181
Extraordinary gains, net$051
Net income$6,267,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,921
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,105,5401,195
2006-09-30 (YTD Data)Rank
Total interest income$28,560,0001,037
Total interest expense$11,263,0001,088
Net interest income$17,297,000978
Provision for loan and lease losses$837,000911
Total noninterest income$1,532,0002,198
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$930,0001,448
Trading account gains and fees$0126
Additional Noninterest Income$602,0002,561
Total noninterest expense$11,765,0001,155
Salaries and employee benefits$6,356,0001,166
Premises and equipment expense$1,368,0001,427
Additional noninterest expense$4,041,000996
Pre-tax net operating income$6,227,0001,236
Securities gains (losses)$234,000309
Applicable income taxes$2,202,0001,015
Income before extraordinary items$4,259,0001,332
Extraordinary gains, net$045
Net income$4,259,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,104,5601,367
2006-06-30 (YTD Data)Rank
Total interest income$18,529,0001,039
Total interest expense$7,096,0001,091
Net interest income$11,433,000987
Provision for loan and lease losses$558,000893
Total noninterest income$820,0002,549
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$598,0001,488
Trading account gains and fees$0126
Additional Noninterest Income$222,0003,537
Total noninterest expense$8,045,0001,138
Salaries and employee benefits$4,222,0001,173
Premises and equipment expense$913,0001,424
Additional noninterest expense$2,910,000922
Pre-tax net operating income$3,650,0001,385
Securities gains (losses)$234,000245
Applicable income taxes$1,408,0001,065
Income before extraordinary items$2,476,0001,495
Extraordinary gains, net$039
Net income$2,476,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,097
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,326,2401,568
2006-03-31 (YTD Data)Rank
Total interest income$8,970,0001,039
Total interest expense$3,333,0001,095
Net interest income$5,637,0001,001
Provision for loan and lease losses$279,000848
Total noninterest income$401,0002,540
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$292,0001,461
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,553
Total noninterest expense$4,017,0001,124
Salaries and employee benefits$2,136,0001,157
Premises and equipment expense$471,0001,378
Additional noninterest expense$1,410,000947
Pre-tax net operating income$1,742,0001,423
Securities gains (losses)$0955
Applicable income taxes$648,0001,118
Income before extraordinary items$1,094,0001,640
Extraordinary gains, net$021
Net income$1,094,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,094,0001,623
2005-12-31 (YTD Data)Rank
Total interest income$31,756,0001,042
Total interest expense$10,911,0001,025
Net interest income$20,845,0001,026
Provision for loan and lease losses$859,0001,187
Total noninterest income$2,005,0002,206
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,302,0001,354
Trading account gains and fees$0138
Additional Noninterest Income$703,0002,767
Total noninterest expense$15,973,0001,066
Salaries and employee benefits$8,887,0001,042
Premises and equipment expense$1,773,0001,387
Additional noninterest expense$5,313,000985
Pre-tax net operating income$6,018,0001,581
Securities gains (losses)$88,000740
Applicable income taxes$2,241,0001,235
Income before extraordinary items$3,865,0001,790
Extraordinary gains, net$046
Net income$3,865,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,046,000652
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,808,6801,783
2005-09-30 (YTD Data)Rank
Total interest income$23,115,0001,038
Total interest expense$7,673,0001,025
Net interest income$15,442,0001,024
Provision for loan and lease losses$740,0001,013
Total noninterest income$1,512,0002,191
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$971,0001,341
Trading account gains and fees$0126
Additional Noninterest Income$541,0002,726
Total noninterest expense$12,239,0001,037
Salaries and employee benefits$6,862,000998
Premises and equipment expense$1,322,0001,384
Additional noninterest expense$4,055,000945
Pre-tax net operating income$3,975,0001,775
Securities gains (losses)$4,0001,810
Applicable income taxes$1,239,0001,610
Income before extraordinary items$2,740,0001,913
Extraordinary gains, net$035
Net income$2,740,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,013,000489
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,737,2401,876
2005-06-30 (YTD Data)Rank
Total interest income$14,820,0001,047
Total interest expense$4,819,0001,031
Net interest income$10,001,0001,051
Provision for loan and lease losses$690,000726
Total noninterest income$916,0002,327
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$625,0001,356
Trading account gains and fees$0116
Additional Noninterest Income$291,0003,123
Total noninterest expense$8,275,0001,011
Salaries and employee benefits$4,556,000996
Premises and equipment expense$860,0001,404
Additional noninterest expense$2,859,000883
Pre-tax net operating income$1,952,0002,231
Securities gains (losses)$4,0001,659
Applicable income taxes$599,0002,008
Income before extraordinary items$1,357,0002,394
Extraordinary gains, net$030
Net income$1,357,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000369
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,354,2402,371
2005-03-31 (YTD Data)Rank
Total interest income$7,096,0001,072
Total interest expense$2,281,0001,028
Net interest income$4,815,0001,083
Provision for loan and lease losses$396,000604
Total noninterest income$445,0002,323
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$329,0001,244
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,465
Total noninterest expense$4,104,0001,017
Salaries and employee benefits$2,302,000969
Premises and equipment expense$445,0001,356
Additional noninterest expense$1,357,000921
Pre-tax net operating income$760,0002,672
Securities gains (losses)$01,685
Applicable income taxes$216,0002,474
Income before extraordinary items$544,0002,834
Extraordinary gains, net$024
Net income$544,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,000343
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$544,0002,783
2004-12-31 (YTD Data)Rank
Total interest income$24,491,0001,158
Total interest expense$7,388,0001,098
Net interest income$17,103,0001,178
Provision for loan and lease losses$1,806,000595
Total noninterest income$1,776,0002,388
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,244,0001,416
Trading account gains and fees$0138
Additional Noninterest Income$532,0003,207
Total noninterest expense$15,230,0001,056
Salaries and employee benefits$7,950,0001,090
Premises and equipment expense$1,713,0001,350
Additional noninterest expense$5,567,000902
Pre-tax net operating income$1,843,0003,735
Securities gains (losses)$73,0001,468
Applicable income taxes$561,0003,146
Income before extraordinary items$1,355,0003,890
Extraordinary gains, net$034
Net income$1,355,0003,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,000933
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,303,1703,920
2004-09-30 (YTD Data)Rank
Total interest income$17,718,0001,170
Total interest expense$5,271,0001,130
Net interest income$12,447,0001,198
Provision for loan and lease losses$1,174,000662
Total noninterest income$1,575,0002,139
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$907,0001,465
Trading account gains and fees$0134
Additional Noninterest Income$668,0002,335
Total noninterest expense$11,288,0001,067
Salaries and employee benefits$6,137,0001,044
Premises and equipment expense$1,293,0001,332
Additional noninterest expense$3,858,000971
Pre-tax net operating income$1,560,0003,482
Securities gains (losses)$73,0001,392
Applicable income taxes$361,0003,475
Income before extraordinary items$1,272,0003,396
Extraordinary gains, net$026
Net income$1,272,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,000836
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,215,0603,429
2004-06-30 (YTD Data)Rank
Total interest income$11,573,0001,183
Total interest expense$3,369,0001,166
Net interest income$8,204,0001,204
Provision for loan and lease losses$901,000562
Total noninterest income$1,089,0002,072
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$608,0001,443
Trading account gains and fees$0130
Additional Noninterest Income$481,0002,251
Total noninterest expense$7,489,0001,075
Salaries and employee benefits$4,074,0001,053
Premises and equipment expense$871,0001,322
Additional noninterest expense$2,544,000974
Pre-tax net operating income$903,0003,792
Securities gains (losses)$73,0001,220
Applicable income taxes$203,0003,752
Income before extraordinary items$773,0003,612
Extraordinary gains, net$021
Net income$773,0003,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000723
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$715,3303,715
2004-03-31 (YTD Data)Rank
Total interest income$5,757,0001,205
Total interest expense$1,678,0001,194
Net interest income$4,079,0001,218
Provision for loan and lease losses$565,000474
Total noninterest income$450,0002,341
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$292,0001,472
Trading account gains and fees$0121
Additional Noninterest Income$158,0002,848
Total noninterest expense$3,605,0001,123
Salaries and employee benefits$2,041,0001,056
Premises and equipment expense$441,0001,317
Additional noninterest expense$1,123,0001,088
Pre-tax net operating income$359,0004,359
Securities gains (losses)$73,000971
Applicable income taxes$96,0003,852
Income before extraordinary items$336,0003,956
Extraordinary gains, net$016
Net income$336,0003,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,000413
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$279,0604,334
2003-12-31 (YTD Data)Rank
Total interest income$24,327,0001,166
Total interest expense$7,768,0001,158
Net interest income$16,559,0001,168
Provision for loan and lease losses$684,0001,651
Total noninterest income$1,972,0002,342
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,250,0001,386
Trading account gains and fees$0160
Additional Noninterest Income$722,0002,910
Total noninterest expense$13,838,0001,170
Salaries and employee benefits$7,861,0001,075
Premises and equipment expense$1,570,0001,445
Additional noninterest expense$4,407,0001,146
Pre-tax net operating income$4,009,0001,968
Securities gains (losses)$269,0001,126
Applicable income taxes$1,276,0001,848
Income before extraordinary items$3,002,0002,040
Extraordinary gains, net$054
Net income$3,002,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,515
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,813,7002,064
2003-09-30 (YTD Data)Rank
Total interest income$18,384,0001,186
Total interest expense$6,092,0001,151
Net interest income$12,292,0001,190
Provision for loan and lease losses$599,0001,418
Total noninterest income$1,519,0002,341
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$943,0001,384
Trading account gains and fees$0153
Additional Noninterest Income$576,0002,891
Total noninterest expense$10,060,0001,206
Salaries and employee benefits$5,677,0001,114
Premises and equipment expense$1,181,0001,458
Additional noninterest expense$3,202,0001,181
Pre-tax net operating income$3,152,0001,962
Securities gains (losses)$269,0001,039
Applicable income taxes$1,021,0001,829
Income before extraordinary items$2,400,0002,003
Extraordinary gains, net$040
Net income$2,400,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,948
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,211,7002,025
2003-06-30 (YTD Data)Rank
Total interest income$12,405,0001,192
Total interest expense$4,290,0001,117
Net interest income$8,115,0001,201
Provision for loan and lease losses$663,000909
Total noninterest income$978,0002,397
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$641,0001,343
Trading account gains and fees$0150
Additional Noninterest Income$337,0003,085
Total noninterest expense$6,484,0001,254
Salaries and employee benefits$3,686,0001,159
Premises and equipment expense$751,0001,525
Additional noninterest expense$2,047,0001,225
Pre-tax net operating income$1,946,0002,093
Securities gains (losses)$269,000869
Applicable income taxes$660,0001,911
Income before extraordinary items$1,555,0002,042
Extraordinary gains, net$030
Net income$1,555,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,507
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,366,7002,164
2003-03-31 (YTD Data)Rank
Total interest income$6,300,0001,170
Total interest expense$2,237,0001,096
Net interest income$4,063,0001,207
Provision for loan and lease losses$431,000685
Total noninterest income$489,0002,318
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$330,0001,276
Trading account gains and fees$0134
Additional Noninterest Income$159,0003,109
Total noninterest expense$3,243,0001,243
Salaries and employee benefits$1,849,0001,142
Premises and equipment expense$356,0001,617
Additional noninterest expense$1,038,0001,179
Pre-tax net operating income$878,0002,286
Securities gains (losses)$02,891
Applicable income taxes$257,0002,288
Income before extraordinary items$621,0002,456
Extraordinary gains, net$021
Net income$621,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,683
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$621,0002,321
2002-12-31 (YTD Data)Rank
Total interest income$25,461,0001,204
Total interest expense$10,191,0001,095
Net interest income$15,270,0001,259
Provision for loan and lease losses$1,190,0001,148
Total noninterest income$1,927,0002,195
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,301,0001,240
Trading account gains and fees$0153
Additional Noninterest Income$626,0002,893
Total noninterest expense$14,434,0001,080
Salaries and employee benefits$7,199,0001,107
Premises and equipment expense$1,486,0001,495
Additional noninterest expense$5,749,000873
Pre-tax net operating income$1,573,0003,990
Securities gains (losses)$135,0001,469
Applicable income taxes$600,0003,120
Income before extraordinary items$1,108,0004,303
Extraordinary gains, net$070
Net income$1,108,0004,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,0001,090
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,020,2504,414
2001-12-31 (YTD Data)Rank
Total interest income$28,963,0001,180
Total interest expense$15,044,0001,075
Net interest income$13,919,0001,276
Provision for loan and lease losses$1,900,000744
Total noninterest income$1,870,0002,123
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,355,0001,098
Trading account gains and fees$0177
Additional Noninterest Income$515,0003,076
Total noninterest expense$11,903,0001,224
Salaries and employee benefits$7,068,0001,048
Premises and equipment expense$1,364,0001,576
Additional noninterest expense$3,471,0001,349
Pre-tax net operating income$1,986,0003,185
Securities gains (losses)$-166,0009,533
Applicable income taxes$649,0002,822
Income before extraordinary items$1,171,0003,875
Extraordinary gains, net$0105
Net income$1,171,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,830
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,277,2403,534
2000-12-31 (YTD Data)Rank
Total interest income$27,616,0001,289
Total interest expense$13,936,0001,250
Net interest income$13,680,0001,281
Provision for loan and lease losses$870,0001,196
Total noninterest income$1,401,0002,470
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,096,0001,234
Trading account gains and fees$0180
Additional Noninterest Income$305,0003,878
Total noninterest expense$10,709,0001,290
Salaries and employee benefits$6,222,0001,136
Premises and equipment expense$1,396,0001,491
Additional noninterest expense$3,091,0001,456
Pre-tax net operating income$3,502,0002,084
Securities gains (losses)$-166,0009,540
Applicable income taxes$1,215,0001,808
Income before extraordinary items$2,121,0002,417
Extraordinary gains, net$038
Net income$2,121,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,342
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,227,2402,321
1999-12-31 (YTD Data)Rank
Total interest income$25,028,0001,299
Total interest expense$12,972,0001,170
Net interest income$12,056,0001,451
Provision for loan and lease losses$321,0002,513
Total noninterest income$1,271,0002,591
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$894,0001,454
Trading account gains and fees$0173
Additional Noninterest Income$377,0003,553
Total noninterest expense$9,797,0001,416
Salaries and employee benefits$5,834,0001,182
Premises and equipment expense$1,319,0001,556
Additional noninterest expense$2,644,0001,687
Pre-tax net operating income$3,209,0002,268
Securities gains (losses)$-500,00010,107
Applicable income taxes$970,0002,270
Income before extraordinary items$1,739,0002,887
Extraordinary gains, net$035
Net income$1,739,0002,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,143
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,059,0002,479
1998-12-31 (YTD Data)Rank
Total interest income$25,767,0001,254
Total interest expense$14,511,0001,075
Net interest income$11,256,0001,506
Provision for loan and lease losses$800,0001,176
Total noninterest income$2,051,0001,799
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$684,0001,875
Trading account gains and fees$0224
Additional Noninterest Income$1,367,0001,491
Total noninterest expense$8,558,0001,555
Salaries and employee benefits$4,898,0001,339
Premises and equipment expense$1,226,0001,603
Additional noninterest expense$2,434,0001,749
Pre-tax net operating income$3,949,0001,843
Securities gains (losses)$8,0003,124
Applicable income taxes$1,473,0001,664
Income before extraordinary items$2,484,0002,096
Extraordinary gains, net$032
Net income$2,484,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,933
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,478,8802,026
1997-12-31 (YTD Data)Rank
Total interest income$26,170,0001,287
Total interest expense$15,261,0001,073
Net interest income$10,909,0001,579
Provision for loan and lease losses$590,0001,558
Total noninterest income$585,0004,489
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$289,0004,189
Trading account gains and fees$0239
Additional Noninterest Income$296,0003,959
Total noninterest expense$8,356,0001,572
Salaries and employee benefits$4,879,0001,352
Premises and equipment expense$1,124,0001,753
Additional noninterest expense$2,353,0001,806
Pre-tax net operating income$2,548,0002,866
Securities gains (losses)$-109,00010,782
Applicable income taxes$880,0002,713
Income before extraordinary items$1,559,0003,252
Extraordinary gains, net$044
Net income$1,559,0003,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,683
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,628,7603,050
1996-12-31 (YTD Data)Rank
Total interest income$24,006,0001,422
Total interest expense$14,919,0001,096
Net interest income$9,087,0001,980
Provision for loan and lease losses$155,0003,992
Total noninterest income$447,0005,570
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$202,0005,521
Trading account gains and fees$0262
Additional Noninterest Income$245,0004,593
Total noninterest expense$7,088,0001,980
Salaries and employee benefits$4,151,0001,610
Premises and equipment expense$995,0002,011
Additional noninterest expense$1,942,0002,530
Pre-tax net operating income$2,291,0003,046
Securities gains (losses)$-624,00011,379
Applicable income taxes$573,0003,721
Income before extraordinary items$1,094,0004,174
Extraordinary gains, net$053
Net income$1,094,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,505,8403,143
1995-12-31 (YTD Data)Rank
Total interest income$21,774,0001,554
Total interest expense$14,329,0001,163
Net interest income$7,445,0002,418
Provision for loan and lease losses$60,0005,704
Total noninterest income$353,0006,447
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$125,0007,207
Trading account gains and fees$0522
Additional Noninterest Income$228,0004,745
Total noninterest expense$6,228,0002,191
Salaries and employee benefits$3,356,0001,976
Premises and equipment expense$827,0002,414
Additional noninterest expense$2,045,0002,357
Pre-tax net operating income$1,510,0004,432
Securities gains (losses)$-467,00011,799
Applicable income taxes$338,0005,574
Income before extraordinary items$705,0005,964
Extraordinary gains, net$065
Net income$705,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,022,5604,497
1994-12-31 (YTD Data)Rank
Total interest income$19,198,0001,604
Total interest expense$10,762,0001,220
Net interest income$8,436,0002,143
Provision for loan and lease losses$60,0005,594
Total noninterest income$560,0004,891
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$121,0007,558
Trading account gains and fees$0475
Additional Noninterest Income$439,0003,216
Total noninterest expense$6,001,0002,340
Salaries and employee benefits$3,201,0002,064
Premises and equipment expense$667,0002,953
Additional noninterest expense$2,133,0002,452
Pre-tax net operating income$2,935,0002,424
Securities gains (losses)$47,0001,192
Applicable income taxes$1,068,0002,095
Income before extraordinary items$1,914,0002,535
Extraordinary gains, net$0249
Net income$1,914,0002,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,999
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,883,9202,598
1993-12-31 (YTD Data)Rank
Total interest income$20,003,0001,577
Total interest expense$11,290,0001,204
Net interest income$8,713,0002,067
Provision for loan and lease losses$207,0003,838
Total noninterest income$816,0003,930
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$85,0008,849
Trading account gains and fees$0532
Additional Noninterest Income$731,0002,521
Total noninterest expense$5,519,0002,599
Salaries and employee benefits$3,050,0002,175
Premises and equipment expense$598,0003,340
Additional noninterest expense$1,871,0002,889
Pre-tax net operating income$3,803,0001,813
Securities gains (losses)$410,0001,029
Applicable income taxes$1,583,0001,506
Income before extraordinary items$2,630,0001,902
Extraordinary gains, net$03,149
Net income$2,630,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,367,6001,986
1992-12-31 (YTD Data)Rank
Total interest income$22,879,0001,576
Total interest expense$14,400,0001,222
Net interest income$8,479,0002,149
Provision for loan and lease losses$154,0006,013
Total noninterest income$592,0005,008
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$49,00010,360
Trading account gains and fees$0504
Additional Noninterest Income$543,0003,021
Total noninterest expense$5,301,0002,718
Salaries and employee benefits$2,893,0002,250
Premises and equipment expense$563,0003,573
Additional noninterest expense$1,845,0003,000
Pre-tax net operating income$3,616,0001,706
Securities gains (losses)$313,0001,493
Applicable income taxes$1,388,0001,545
Income before extraordinary items$2,541,0001,791
Extraordinary gains, net$01,422
Net income$2,541,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,337,5501,806

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.