Home > Artisans' Bank > Net charge- offs to loans
Artisans' Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8633% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8633% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1450% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1450% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 3,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1705% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1705% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0784% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1672% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1672% | 4,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0857% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1025% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1002% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0440% | 4,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1543% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1848% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1499% | 4,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1499% | 4,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 3,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 4,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0450% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2156% | 3,781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4552% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4552% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 4,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2734% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0684% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3755% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3755% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0397% | 4,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0982% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3903% | 3,885 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 4,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5546% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5546% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 4,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0606% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7451% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7451% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0721% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 5,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.2976% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0980% | 5,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 3,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1309% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1040% | 5,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1067% | 5,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.4041% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1264% | 5,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0687% | 4,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1205% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1235% | 5,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.1337% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1813% | 5,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 4,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0472% | 3,812 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 4,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0780% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.2666% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 4,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 852 |
| Percentage Net Loans Charged-off:Construction & development | -0.8612% | 5,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3631% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3668% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 4,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7974% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7974% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.7488% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4432% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9694% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0523% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0523% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -1.0199% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6175% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6747% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0942% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2859% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2859% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0599% | 5,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0726% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.4625% | 5,173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 5,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1498% | 4,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 4,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5381% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5381% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0982% | 5,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1098% | 5,541 |
| Percentage Net Loans Charged-off:Construction & development | -1.1865% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 5,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2324% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5057% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6593% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1241% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1428% | 5,658 |
| Percentage Net Loans Charged-off:Construction & development | -1.3740% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 5,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4039% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 2,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6734% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6734% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0917% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1094% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1339% | 5,687 |
| Percentage Net Loans Charged-off:Construction & development | -1.4865% | 5,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5592% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0105% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0105% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5563% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.5939% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1871% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 5,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8401% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1375% | 5,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 5,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.6044% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2171% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3155% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3677% | 5,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -15.5696% | 6,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -15.5696% | 6,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7362% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1602% | 5,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.4090% | 5,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2106% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4749% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8058% | 5,942 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.9451% | 6,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.9451% | 6,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1101% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2260% | 6,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.3477% | 5,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 5,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3134% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7493% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8644% | 6,042 |
| Percentage Net Loans Charged-off: Loans to individuals | -32.5300% | 6,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -32.5304% | 6,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.4283% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5057% | 6,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0092% | 6,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -62.9327% | 6,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -62.9327% | 6,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 81.6901% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4141% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 5,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 5,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0650% | 4,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 2,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6840% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6941% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.6941% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.5135% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0614% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0473% | 5,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0712% | 5,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 5,922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 4,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 5,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3077% | 5,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5392% | 6,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5392% | 6,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.9955% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0906% | 6,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 6,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1062% | 6,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 5,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0949% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 5,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3903% | 5,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2052% | 6,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2052% | 6,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6070% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0563% | 5,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0776% | 6,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 5,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 4,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2618% | 5,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.2162% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8520% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5268% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 1,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6016% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7777% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3181% | 4,923 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1409% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.7130% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2759% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1487% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.7975% | 23 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2880% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4803% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3749% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1399% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3226% | 4,956 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6633% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.3926% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3622% | 2,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6772% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.9519% | 17 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4255% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7195% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5440% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7762% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3255% | 4,963 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5688% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.6075% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5384% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6455% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.3465% | 11 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2445% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1990% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0707% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6242% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2232% | 4,933 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7167% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6494% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1657% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 27.0085% | 7 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1464% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1794% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 2.3835% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9421% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7754% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3859% | 1,155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9366% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8576% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0881% | 6,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0881% | 6,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1933% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8364% | 83 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1246% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1219% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 1.1644% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2052% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0287% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5392% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2341% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1474% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2350% | 2,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7453% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6915% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5615% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.5659% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3482% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1502% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3988% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4641% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8185% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6182% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7701% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3997% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 1.1180% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2380% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 2,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 5,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0032% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5808% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0696% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9520% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 2.0753% | 1,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3349% | 2,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8886% | 630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2550% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4634% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1748% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1060% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7596% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7344% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9524% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0960% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9716% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 2.6948% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2854% | 2,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0700% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0177% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 1,616 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3839% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2380% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2041% | 6,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1950% | 6,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4969% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0139% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9964% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 3.3091% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4084% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7058% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 6,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9533% | 5,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1971% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3118% | 6,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2925% | 6,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6091% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1784% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0963% | 5,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4492% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2830% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8394% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1433% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3399% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 7.8016% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8440% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1786% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2325% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1271% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1908% | 3,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3376% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9458% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5364% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4651% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6224% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 1.9843% | 1,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0197% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3381% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9127% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 3,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0938% | 6,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7856% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9199% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1242% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 2.1367% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0249% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6008% | 886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2630% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6772% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 2.1773% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1379% | 1,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2615% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5766% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 1.4666% | 2,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 3,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0187% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4029% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5183% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 4,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2658% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1193% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2030% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4863% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4999% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 1.5536% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 2,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2874% | 564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0459% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 3,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.5100% | 2,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 2,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4659% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 3,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 5,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 3,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4126% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6295% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 1,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0515% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9415% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9862% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0642% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 2.5177% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5561% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2541% | 957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 3,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1072% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5080% | 3,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3150% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 1.0357% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3468% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4129% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5358% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3628% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4371% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2865% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 8,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 8,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6080% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 8,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0702% | 8,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7642% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 7,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0820% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1037% | 8,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9897% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 8,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1623% | 8,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2037% | 8,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.1463% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 7,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 5,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 5,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 6,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 5,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 6,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2215% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 6,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 6,669 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3643% | 8,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 6,326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5466% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7578% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3913% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6322% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0162% | 6,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7275% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7029% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7968% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9470% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4824% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2745% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0800% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6025% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6196% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0561% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4989% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5446% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1380% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 11.2299% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7216% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 8,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 8,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1308% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0816% | 8,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5533% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3065% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 8,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 8,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1804% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1072% | 8,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0293% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7211% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 8,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1220% | 8,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1456% | 8,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0725% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2750% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5914% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1883% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4419% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 5,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1831% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 7,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6149% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5198% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2422% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 7,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2307% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2203% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 7,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5876% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3365% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 8,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0674% | 8,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 8,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5271% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4554% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0749% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5311% | 2,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4476% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5604% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 9,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 8,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1516% | 9,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0361% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1695% | 9,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9713% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7421% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1045% | 1,225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 0.3145% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2212% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1751% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5035% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3125% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.2292% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1248% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0806% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8993% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9422% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1673% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0343% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4080% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6218% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.4249% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 8,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 8,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2219% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 6,477 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 9,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0192% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 10,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4209% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |