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Armstrong Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$106,077,000518
Total interest expense$46,612,000409
Net interest income$59,465,000581
Provision for loan and lease losses$2,094,000541
Total noninterest income$21,744,000426
Gross Fiduciary activities income$0981
Service charges on deposit accounts$7,030,000209
Trading account gains and fees$0123
Additional Noninterest Income$14,714,000412
Total noninterest expense$61,868,000479
Salaries and employee benefits$34,885,000455
Premises and equipment expense$9,635,000303
Additional noninterest expense$14,714,000412
Pre-tax net operating income$17,247,000764
Securities gains (losses)$33,000514
Applicable income taxes$2,545,000824
Income before extraordinary items$14,735,000750
Extraordinary gains, net$054
Net income$14,735,000761
Minority interest net income$088
Net income of bank and minority interests.$14,735,000753
Net charge-offs$1,218,000479
Cash dividends$6,601,000645
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,706,950757
2023-09-30 (YTD Data)Rank
Total interest income$77,575,000518
Total interest expense$32,773,000404
Net interest income$44,802,000588
Provision for loan and lease losses$2,029,000441
Total noninterest income$16,926,000426
Gross Fiduciary activities income$0950
Service charges on deposit accounts$5,213,000213
Trading account gains and fees$0125
Additional Noninterest Income$11,713,000404
Total noninterest expense$44,714,000497
Salaries and employee benefits$25,379,000470
Premises and equipment expense$7,158,000311
Additional noninterest expense$11,713,000404
Pre-tax net operating income$14,985,000709
Securities gains (losses)$15,000537
Applicable income taxes$2,747,000681
Income before extraordinary items$12,253,000700
Extraordinary gains, net$052
Net income$12,253,000704
Minority interest net income$081
Net income of bank and minority interests.$12,253,000700
Net charge-offs$947,000419
Cash dividends$3,651,000776
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,240,700714
2023-06-30 (YTD Data)Rank
Total interest income$50,408,000507
Total interest expense$20,107,000393
Net interest income$30,301,000579
Provision for loan and lease losses$1,495,000417
Total noninterest income$10,923,000416
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,407,000208
Trading account gains and fees$0112
Additional Noninterest Income$7,516,000398
Total noninterest expense$29,301,000492
Salaries and employee benefits$17,211,000456
Premises and equipment expense$4,745,000304
Additional noninterest expense$7,516,000398
Pre-tax net operating income$10,428,000678
Securities gains (losses)$8,000684
Applicable income taxes$1,911,000679
Income before extraordinary items$8,525,000686
Extraordinary gains, net$051
Net income$8,525,000698
Minority interest net income$081
Net income of bank and minority interests.$8,525,000686
Net charge-offs$527,000423
Cash dividends$737,0001,644
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,518,440692
2023-03-31 (YTD Data)Rank
Total interest income$24,738,000517
Total interest expense$9,106,000384
Net interest income$15,632,000573
Provision for loan and lease losses$740,000414
Total noninterest income$5,347,000424
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,675,000221
Trading account gains and fees$097
Additional Noninterest Income$3,672,000404
Total noninterest expense$15,467,000475
Salaries and employee benefits$8,748,000460
Premises and equipment expense$2,283,000327
Additional noninterest expense$3,672,000404
Pre-tax net operating income$4,772,000750
Securities gains (losses)$2,000837
Applicable income taxes$793,000778
Income before extraordinary items$3,981,000746
Extraordinary gains, net$04
Net income$3,981,000745
Minority interest net income$048
Net income of bank and minority interests.$3,981,000745
Net charge-offs$166,000473
Cash dividends$360,0001,473
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,979,340759
2022-12-31 (YTD Data)Rank
Total interest income$83,203,000486
Total interest expense$9,380,000474
Net interest income$73,823,000483
Provision for loan and lease losses$268,0001,597
Total noninterest income$22,557,000437
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,963,000218
Trading account gains and fees$0116
Additional Noninterest Income$15,594,000418
Total noninterest expense$62,685,000448
Salaries and employee benefits$33,543,000458
Premises and equipment expense$9,292,000315
Additional noninterest expense$15,594,000418
Pre-tax net operating income$33,427,000524
Securities gains (losses)$77,000188
Applicable income taxes$4,747,000629
Income before extraordinary items$28,757,000486
Extraordinary gains, net$05
Net income$28,757,000487
Minority interest net income$063
Net income of bank and minority interests.$28,757,000487
Net charge-offs$2,086,000281
Cash dividends$5,764,000701
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,690,780495
2022-09-30 (YTD Data)Rank
Total interest income$60,850,000474
Total interest expense$5,245,000445
Net interest income$55,605,000472
Provision for loan and lease losses$2,214,000373
Total noninterest income$17,941,000436
Gross Fiduciary activities income$0968
Service charges on deposit accounts$5,252,000218
Trading account gains and fees$0111
Additional Noninterest Income$12,689,000404
Total noninterest expense$44,390,000465
Salaries and employee benefits$24,186,000474
Premises and equipment expense$6,904,000319
Additional noninterest expense$12,689,000404
Pre-tax net operating income$26,942,000489
Securities gains (losses)$98,000164
Applicable income taxes$4,852,000522
Income before extraordinary items$22,188,000462
Extraordinary gains, net$04
Net income$22,188,000462
Minority interest net income$057
Net income of bank and minority interests.$22,188,000462
Net charge-offs$918,000318
Cash dividends$3,004,000840
Sale, conversion, retirement of capital stock, net$0519
Net operating income$22,107,640474
2022-06-30 (YTD Data)Rank
Total interest income$39,143,000467
Total interest expense$3,198,000376
Net interest income$35,945,000478
Provision for loan and lease losses$1,632,000295
Total noninterest income$11,775,000427
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,526,000217
Trading account gains and fees$0108
Additional Noninterest Income$8,249,000418
Total noninterest expense$29,632,000453
Salaries and employee benefits$16,234,000463
Premises and equipment expense$4,513,000319
Additional noninterest expense$8,885,000473
Pre-tax net operating income$16,456,000493
Securities gains (losses)$104,000140
Applicable income taxes$2,876,000522
Income before extraordinary items$13,684,000473
Extraordinary gains, net$04
Net income$13,684,000473
Minority interest net income$060
Net income of bank and minority interests.$13,684,000473
Net charge-offs$880,000256
Cash dividends$324,0002,185
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,597,680483
2022-03-31 (YTD Data)Rank
Total interest income$19,030,000467
Total interest expense$1,665,000345
Net interest income$17,365,000475
Provision for loan and lease losses$824,000233
Total noninterest income$5,951,000433
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,735,000226
Trading account gains and fees$0103
Additional Noninterest Income$4,216,000423
Total noninterest expense$14,644,000468
Salaries and employee benefits$8,315,000454
Premises and equipment expense$2,150,000332
Additional noninterest expense$4,179,000489
Pre-tax net operating income$7,848,000500
Securities gains (losses)$130,000112
Applicable income taxes$1,419,000518
Income before extraordinary items$6,559,000484
Extraordinary gains, net$04
Net income$6,559,000483
Minority interest net income$050
Net income of bank and minority interests.$6,559,000484
Net charge-offs$840,000170
Cash dividends$191,0001,763
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,452,400495
2021-12-31 (YTD Data)Rank
Total interest income$84,338,000426
Total interest expense$8,463,000330
Net interest income$75,875,000438
Provision for loan and lease losses$2,122,000267
Total noninterest income$24,971,000447
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,646,000218
Trading account gains and fees$0132
Additional Noninterest Income$18,325,000445
Total noninterest expense$60,803,000439
Salaries and employee benefits$34,414,000439
Premises and equipment expense$8,641,000331
Additional noninterest expense$17,748,000470
Pre-tax net operating income$37,921,000463
Securities gains (losses)$471,000380
Applicable income taxes$6,832,000506
Income before extraordinary items$31,560,000463
Extraordinary gains, net$010
Net income$31,560,000462
Minority interest net income$074
Net income of bank and minority interests.$31,560,000464
Net charge-offs$1,943,000296
Cash dividends$5,766,000715
Sale, conversion, retirement of capital stock, net$0582
Net operating income$31,173,780456
2021-09-30 (YTD Data)Rank
Total interest income$64,286,000423
Total interest expense$6,611,000331
Net interest income$57,675,000434
Provision for loan and lease losses$2,073,000201
Total noninterest income$18,838,000448
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,827,000220
Trading account gains and fees$0132
Additional Noninterest Income$14,011,000453
Total noninterest expense$44,401,000450
Salaries and employee benefits$24,501,000461
Premises and equipment expense$6,437,000339
Additional noninterest expense$13,463,000464
Pre-tax net operating income$30,039,000454
Securities gains (losses)$462,000350
Applicable income taxes$5,243,000510
Income before extraordinary items$25,258,000447
Extraordinary gains, net$08
Net income$25,258,000446
Minority interest net income$069
Net income of bank and minority interests.$25,258,000447
Net charge-offs$1,566,000271
Cash dividends$3,075,000838
Sale, conversion, retirement of capital stock, net$0543
Net operating income$24,874,540443
2021-06-30 (YTD Data)Rank
Total interest income$40,586,000441
Total interest expense$4,661,000327
Net interest income$35,925,000453
Provision for loan and lease losses$1,495,000207
Total noninterest income$12,276,000460
Gross Fiduciary activities income$0951
Service charges on deposit accounts$3,097,000220
Trading account gains and fees$0133
Additional Noninterest Income$9,179,000469
Total noninterest expense$29,259,000449
Salaries and employee benefits$16,001,000472
Premises and equipment expense$4,330,000338
Additional noninterest expense$8,928,000454
Pre-tax net operating income$17,447,000498
Securities gains (losses)$401,000315
Applicable income taxes$2,908,000581
Income before extraordinary items$14,940,000490
Extraordinary gains, net$06
Net income$14,940,000487
Minority interest net income$067
Net income of bank and minority interests.$14,940,000490
Net charge-offs$-116,0004,627
Cash dividends$384,0002,180
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,603,160489
2021-03-31 (YTD Data)Rank
Total interest income$18,995,000470
Total interest expense$2,478,000330
Net interest income$16,517,000479
Provision for loan and lease losses$704,000260
Total noninterest income$6,091,000473
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,515,000223
Trading account gains and fees$0127
Additional Noninterest Income$4,576,000476
Total noninterest expense$14,183,000462
Salaries and employee benefits$7,930,000471
Premises and equipment expense$2,197,000340
Additional noninterest expense$4,056,000478
Pre-tax net operating income$7,721,000546
Securities gains (losses)$62,000590
Applicable income taxes$1,180,000668
Income before extraordinary items$6,603,000537
Extraordinary gains, net$03
Net income$6,603,000536
Minority interest net income$055
Net income of bank and minority interests.$6,603,000537
Net charge-offs$-82,0004,725
Cash dividends$194,0001,844
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,550,300527
2020-12-31 (YTD Data)Rank
Total interest income$72,105,000486
Total interest expense$10,634,000474
Net interest income$61,471,000482
Provision for loan and lease losses$3,566,000715
Total noninterest income$21,879,000470
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$6,261,000216
Trading account gains and fees$0133
Additional Noninterest Income$15,618,000479
Total noninterest expense$52,823,000488
Salaries and employee benefits$30,916,000460
Premises and equipment expense$7,251,000381
Additional noninterest expense$14,656,000521
Pre-tax net operating income$26,961,000464
Securities gains (losses)$329,000786
Applicable income taxes$3,716,000605
Income before extraordinary items$23,574,000461
Extraordinary gains, net$04
Net income$23,574,000460
Minority interest net income$072
Net income of bank and minority interests.$23,574,000461
Net charge-offs$3,925,000258
Cash dividends$5,894,000673
Sale, conversion, retirement of capital stock, net$0566
Net operating income$23,291,060450
2020-09-30 (YTD Data)Rank
Total interest income$51,802,000503
Total interest expense$7,959,000509
Net interest income$43,843,000496
Provision for loan and lease losses$2,602,000759
Total noninterest income$15,995,000459
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,504,000220
Trading account gains and fees$0125
Additional Noninterest Income$11,491,000465
Total noninterest expense$37,526,000500
Salaries and employee benefits$21,728,000476
Premises and equipment expense$5,284,000387
Additional noninterest expense$10,514,000524
Pre-tax net operating income$19,710,000446
Securities gains (losses)$276,000753
Applicable income taxes$3,453,000489
Income before extraordinary items$16,533,000461
Extraordinary gains, net$04
Net income$16,533,000461
Minority interest net income$065
Net income of bank and minority interests.$16,533,000461
Net charge-offs$1,004,000506
Cash dividends$3,199,000778
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,303,920460
2020-06-30 (YTD Data)Rank
Total interest income$32,112,000541
Total interest expense$5,141,000566
Net interest income$26,971,000535
Provision for loan and lease losses$1,627,000813
Total noninterest income$9,620,000462
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,585,000243
Trading account gains and fees$0123
Additional Noninterest Income$7,035,000459
Total noninterest expense$24,073,000515
Salaries and employee benefits$13,972,000489
Premises and equipment expense$3,461,000394
Additional noninterest expense$6,640,000558
Pre-tax net operating income$10,891,000473
Securities gains (losses)$126,000901
Applicable income taxes$1,770,000544
Income before extraordinary items$9,247,000475
Extraordinary gains, net$04
Net income$9,247,000472
Minority interest net income$065
Net income of bank and minority interests.$9,247,000475
Net charge-offs$1,619,000296
Cash dividends$2,979,000616
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,141,160466
2020-03-31 (YTD Data)Rank
Total interest income$13,319,000642
Total interest expense$2,293,000694
Net interest income$11,026,000643
Provision for loan and lease losses$731,000726
Total noninterest income$4,598,000452
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,462,000249
Trading account gains and fees$0106
Additional Noninterest Income$3,136,000444
Total noninterest expense$10,038,000609
Salaries and employee benefits$5,891,000576
Premises and equipment expense$1,342,000497
Additional noninterest expense$2,805,000652
Pre-tax net operating income$4,855,000487
Securities gains (losses)$37,000943
Applicable income taxes$804,000532
Income before extraordinary items$4,088,000492
Extraordinary gains, net$04
Net income$4,088,000491
Minority interest net income$056
Net income of bank and minority interests.$4,088,000492
Net charge-offs$246,000560
Cash dividends$243,0001,823
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,056,920476
2019-12-31 (YTD Data)Rank
Total interest income$51,416,000670
Total interest expense$9,374,000725
Net interest income$42,042,000657
Provision for loan and lease losses$3,105,000360
Total noninterest income$14,574,000537
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$5,862,000249
Trading account gains and fees$0135
Additional Noninterest Income$8,712,000572
Total noninterest expense$36,619,000641
Salaries and employee benefits$18,760,000716
Premises and equipment expense$4,393,000580
Additional noninterest expense$13,466,000541
Pre-tax net operating income$16,892,000694
Securities gains (losses)$449,000390
Applicable income taxes$3,385,000649
Income before extraordinary items$13,956,000710
Extraordinary gains, net$011
Net income$13,956,000710
Minority interest net income$076
Net income of bank and minority interests.$13,956,000711
Net charge-offs$2,138,000391
Cash dividends$13,221,000396
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,596,800714
2019-09-30 (YTD Data)Rank
Total interest income$38,412,000675
Total interest expense$7,031,000733
Net interest income$31,381,000665
Provision for loan and lease losses$2,104,000389
Total noninterest income$10,807,000539
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,338,000253
Trading account gains and fees$0129
Additional Noninterest Income$6,469,000578
Total noninterest expense$27,216,000645
Salaries and employee benefits$14,013,000714
Premises and equipment expense$3,267,000588
Additional noninterest expense$9,936,000542
Pre-tax net operating income$12,868,000690
Securities gains (losses)$298,000421
Applicable income taxes$2,331,000701
Income before extraordinary items$10,835,000696
Extraordinary gains, net$011
Net income$10,835,000698
Minority interest net income$072
Net income of bank and minority interests.$10,835,000697
Net charge-offs$1,475,000381
Cash dividends$2,371,0001,055
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,590,640699
2019-06-30 (YTD Data)Rank
Total interest income$25,369,000677
Total interest expense$4,608,000728
Net interest income$20,761,000670
Provision for loan and lease losses$1,387,000379
Total noninterest income$6,989,000547
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,797,000258
Trading account gains and fees$0131
Additional Noninterest Income$4,192,000576
Total noninterest expense$18,306,000641
Salaries and employee benefits$9,436,000702
Premises and equipment expense$2,127,000599
Additional noninterest expense$6,743,000536
Pre-tax net operating income$8,057,000700
Securities gains (losses)$295,000303
Applicable income taxes$1,464,000705
Income before extraordinary items$6,888,000703
Extraordinary gains, net$011
Net income$6,888,000703
Minority interest net income$069
Net income of bank and minority interests.$6,888,000703
Net charge-offs$1,117,000322
Cash dividends$513,0002,079
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,646,100712
2019-03-31 (YTD Data)Rank
Total interest income$12,529,000680
Total interest expense$2,171,000749
Net interest income$10,358,000668
Provision for loan and lease losses$689,000372
Total noninterest income$3,466,000536
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,369,000262
Trading account gains and fees$0126
Additional Noninterest Income$2,097,000549
Total noninterest expense$9,049,000642
Salaries and employee benefits$4,759,000696
Premises and equipment expense$1,012,000630
Additional noninterest expense$3,278,000542
Pre-tax net operating income$4,086,000681
Securities gains (losses)$216,000192
Applicable income taxes$784,000653
Income before extraordinary items$3,518,000682
Extraordinary gains, net$05
Net income$3,518,000682
Minority interest net income$052
Net income of bank and minority interests.$3,518,000681
Net charge-offs$738,000260
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,340,880693
2018-12-31 (YTD Data)Rank
Total interest income$47,972,000669
Total interest expense$4,868,000945
Net interest income$43,104,000638
Provision for loan and lease losses$3,219,000357
Total noninterest income$14,032,000537
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,940,000256
Trading account gains and fees$0126
Additional Noninterest Income$8,092,000589
Total noninterest expense$36,848,000617
Salaries and employee benefits$19,012,000663
Premises and equipment expense$4,469,000566
Additional noninterest expense$13,367,000525
Pre-tax net operating income$17,069,000669
Securities gains (losses)$333,000163
Applicable income taxes$5,555,000445
Income before extraordinary items$11,847,000799
Extraordinary gains, net$06
Net income$11,847,000797
Minority interest net income$072
Net income of bank and minority interests.$11,847,000798
Net charge-offs$1,746,000396
Cash dividends$21,059,000259
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,583,930809
2018-09-30 (YTD Data)Rank
Total interest income$35,647,000669
Total interest expense$3,237,000987
Net interest income$32,410,000638
Provision for loan and lease losses$2,403,000343
Total noninterest income$10,690,000534
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,371,000258
Trading account gains and fees$0138
Additional Noninterest Income$6,319,000576
Total noninterest expense$27,318,000624
Salaries and employee benefits$14,211,000667
Premises and equipment expense$3,283,000579
Additional noninterest expense$9,824,000529
Pre-tax net operating income$13,379,000650
Securities gains (losses)$338,000152
Applicable income taxes$5,418,000383
Income before extraordinary items$8,299,000843
Extraordinary gains, net$05
Net income$8,299,000841
Minority interest net income$066
Net income of bank and minority interests.$8,299,000842
Net charge-offs$905,000473
Cash dividends$4,967,000548
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,031,980855
2018-06-30 (YTD Data)Rank
Total interest income$23,436,000665
Total interest expense$2,060,000970
Net interest income$21,376,000633
Provision for loan and lease losses$1,593,000330
Total noninterest income$6,951,000546
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,834,000264
Trading account gains and fees$0130
Additional Noninterest Income$4,117,000580
Total noninterest expense$18,273,000627
Salaries and employee benefits$9,558,000657
Premises and equipment expense$2,162,000588
Additional noninterest expense$6,553,000523
Pre-tax net operating income$8,461,000677
Securities gains (losses)$212,000168
Applicable income taxes$4,308,000334
Income before extraordinary items$4,365,0001,015
Extraordinary gains, net$06
Net income$4,365,0001,014
Minority interest net income$065
Net income of bank and minority interests.$4,365,0001,014
Net charge-offs$625,000453
Cash dividends$3,755,000486
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,197,5201,038
2018-03-31 (YTD Data)Rank
Total interest income$11,444,000667
Total interest expense$965,000977
Net interest income$10,479,000642
Provision for loan and lease losses$786,000326
Total noninterest income$3,558,000529
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,409,000271
Trading account gains and fees$0123
Additional Noninterest Income$2,149,000554
Total noninterest expense$9,266,000620
Salaries and employee benefits$4,802,000668
Premises and equipment expense$1,045,000605
Additional noninterest expense$3,419,000500
Pre-tax net operating income$3,985,000685
Securities gains (losses)$212,000115
Applicable income taxes$3,385,000250
Income before extraordinary items$812,0002,153
Extraordinary gains, net$07
Net income$812,0002,152
Minority interest net income$052
Net income of bank and minority interests.$812,0002,153
Net charge-offs$263,000464
Cash dividends$3,522,000272
Sale, conversion, retirement of capital stock, net$0580
Net operating income$644,5202,492
2017-12-31 (YTD Data)Rank
Total interest income$46,743,000614
Total interest expense$3,160,0001,028
Net interest income$43,583,000573
Provision for loan and lease losses$3,754,000299
Total noninterest income$13,786,000548
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,884,000264
Trading account gains and fees$0151
Additional Noninterest Income$7,902,000605
Total noninterest expense$34,654,000641
Salaries and employee benefits$17,998,000683
Premises and equipment expense$4,477,000558
Additional noninterest expense$12,179,000556
Pre-tax net operating income$18,961,000568
Securities gains (losses)$1,777,000101
Applicable income taxes$04,135
Income before extraordinary items$20,738,000397
Extraordinary gains, net$09
Net income$20,738,000397
Minority interest net income$076
Net income of bank and minority interests.$20,738,000397
Net charge-offs$3,774,000252
Cash dividends$8,720,000421
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,961,000415
2017-09-30 (YTD Data)Rank
Total interest income$34,282,000625
Total interest expense$2,271,0001,057
Net interest income$32,011,000589
Provision for loan and lease losses$2,169,000369
Total noninterest income$10,403,000558
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,353,000269
Trading account gains and fees$0145
Additional Noninterest Income$6,050,000602
Total noninterest expense$25,546,000649
Salaries and employee benefits$13,295,000697
Premises and equipment expense$3,358,000563
Additional noninterest expense$8,893,000572
Pre-tax net operating income$14,699,000568
Securities gains (losses)$1,673,00088
Applicable income taxes$04,172
Income before extraordinary items$16,372,000418
Extraordinary gains, net$09
Net income$16,372,000417
Minority interest net income$071
Net income of bank and minority interests.$16,372,000418
Net charge-offs$2,350,000267
Cash dividends$7,849,000346
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,699,000439
2017-06-30 (YTD Data)Rank
Total interest income$22,600,000623
Total interest expense$1,462,0001,062
Net interest income$21,138,000587
Provision for loan and lease losses$1,425,000376
Total noninterest income$6,868,000557
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,816,000270
Trading account gains and fees$0139
Additional Noninterest Income$4,052,000594
Total noninterest expense$16,958,000648
Salaries and employee benefits$8,933,000690
Premises and equipment expense$2,204,000565
Additional noninterest expense$5,821,000585
Pre-tax net operating income$9,623,000567
Securities gains (losses)$643,000128
Applicable income taxes$04,189
Income before extraordinary items$10,266,000437
Extraordinary gains, net$011
Net income$10,266,000436
Minority interest net income$071
Net income of bank and minority interests.$10,266,000437
Net charge-offs$1,786,000240
Cash dividends$6,268,000296
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,623,000450
2017-03-31 (YTD Data)Rank
Total interest income$10,967,000640
Total interest expense$663,0001,136
Net interest income$10,304,000596
Provision for loan and lease losses$722,000338
Total noninterest income$3,472,000547
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,372,000277
Trading account gains and fees$0142
Additional Noninterest Income$2,100,000570
Total noninterest expense$8,429,000661
Salaries and employee benefits$4,429,000707
Premises and equipment expense$1,066,000597
Additional noninterest expense$2,934,000581
Pre-tax net operating income$4,625,000562
Securities gains (losses)$551,00077
Applicable income taxes$04,086
Income before extraordinary items$5,176,000429
Extraordinary gains, net$08
Net income$5,176,000428
Minority interest net income$055
Net income of bank and minority interests.$5,176,000429
Net charge-offs$420,000374
Cash dividends$1,577,000497
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,625,000450
2016-12-31 (YTD Data)Rank
Total interest income$44,769,000603
Total interest expense$2,522,0001,144
Net interest income$42,247,000569
Provision for loan and lease losses$3,501,000347
Total noninterest income$13,966,000544
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,908,000254
Trading account gains and fees$0170
Additional Noninterest Income$8,058,000599
Total noninterest expense$33,797,000644
Salaries and employee benefits$17,623,000672
Premises and equipment expense$3,894,000635
Additional noninterest expense$12,280,000564
Pre-tax net operating income$18,915,000540
Securities gains (losses)$574,000385
Applicable income taxes$04,278
Income before extraordinary items$19,489,000420
Extraordinary gains, net$05
Net income$19,489,000415
Minority interest net income$082
Net income of bank and minority interests.$19,489,000419
Net charge-offs$3,098,000291
Cash dividends$8,879,000431
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,915,000426
2016-09-30 (YTD Data)Rank
Total interest income$33,536,000599
Total interest expense$1,876,0001,151
Net interest income$31,660,000571
Provision for loan and lease losses$2,520,000343
Total noninterest income$10,602,000541
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,442,000256
Trading account gains and fees$0169
Additional Noninterest Income$6,160,000596
Total noninterest expense$25,144,000643
Salaries and employee benefits$13,090,000678
Premises and equipment expense$2,849,000652
Additional noninterest expense$9,205,000563
Pre-tax net operating income$14,598,000530
Securities gains (losses)$225,000739
Applicable income taxes$04,325
Income before extraordinary items$14,823,000408
Extraordinary gains, net$05
Net income$14,823,000407
Minority interest net income$071
Net income of bank and minority interests.$14,823,000408
Net charge-offs$1,448,000366
Cash dividends$8,672,000333
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,598,000411
2016-06-30 (YTD Data)Rank
Total interest income$22,446,000598
Total interest expense$1,243,0001,154
Net interest income$21,203,000566
Provision for loan and lease losses$1,787,000326
Total noninterest income$6,890,000545
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,871,000261
Trading account gains and fees$0157
Additional Noninterest Income$4,019,000594
Total noninterest expense$16,715,000647
Salaries and employee benefits$8,669,000687
Premises and equipment expense$1,884,000658
Additional noninterest expense$6,162,000564
Pre-tax net operating income$9,591,000521
Securities gains (losses)$222,000553
Applicable income taxes$04,338
Income before extraordinary items$9,813,000405
Extraordinary gains, net$016
Net income$9,813,000403
Minority interest net income$071
Net income of bank and minority interests.$9,813,000404
Net charge-offs$876,000400
Cash dividends$6,207,000308
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,591,000402
2016-03-31 (YTD Data)Rank
Total interest income$10,712,000629
Total interest expense$615,0001,157
Net interest income$10,097,000591
Provision for loan and lease losses$697,000367
Total noninterest income$3,427,000525
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,392,000266
Trading account gains and fees$0142
Additional Noninterest Income$2,035,000563
Total noninterest expense$8,218,000659
Salaries and employee benefits$4,349,000687
Premises and equipment expense$901,000696
Additional noninterest expense$2,968,000575
Pre-tax net operating income$4,609,000522
Securities gains (losses)$20,0001,229
Applicable income taxes$04,259
Income before extraordinary items$4,629,000409
Extraordinary gains, net$012
Net income$4,629,000409
Minority interest net income$062
Net income of bank and minority interests.$4,629,000409
Net charge-offs$320,000468
Cash dividends$2,537,000352
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,609,000403
2015-12-31 (YTD Data)Rank
Total interest income$38,374,000675
Total interest expense$2,287,0001,213
Net interest income$36,087,000635
Provision for loan and lease losses$2,310,000401
Total noninterest income$12,693,000574
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,618,000271
Trading account gains and fees$0159
Additional Noninterest Income$7,075,000629
Total noninterest expense$29,506,000699
Salaries and employee benefits$15,249,000749
Premises and equipment expense$3,470,000708
Additional noninterest expense$10,787,000629
Pre-tax net operating income$16,964,000557
Securities gains (losses)$201,000746
Applicable income taxes$04,402
Income before extraordinary items$17,165,000438
Extraordinary gains, net$023
Net income$17,165,000438
Minority interest net income$081
Net income of bank and minority interests.$17,165,000439
Net charge-offs$772,000836
Cash dividends$9,672,000403
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,964,000432
2015-09-30 (YTD Data)Rank
Total interest income$27,845,000696
Total interest expense$1,667,0001,261
Net interest income$26,178,000651
Provision for loan and lease losses$1,676,000387
Total noninterest income$9,145,000599
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,084,000280
Trading account gains and fees$0153
Additional Noninterest Income$5,061,000652
Total noninterest expense$21,053,000741
Salaries and employee benefits$10,746,000809
Premises and equipment expense$2,652,000713
Additional noninterest expense$7,655,000667
Pre-tax net operating income$12,594,000573
Securities gains (losses)$199,000648
Applicable income taxes$04,489
Income before extraordinary items$12,793,000441
Extraordinary gains, net$021
Net income$12,793,000440
Minority interest net income$078
Net income of bank and minority interests.$12,793,000441
Net charge-offs$278,0001,263
Cash dividends$8,566,000317
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,594,000440
2015-06-30 (YTD Data)Rank
Total interest income$17,420,000735
Total interest expense$1,049,0001,341
Net interest income$16,371,000704
Provision for loan and lease losses$1,082,000402
Total noninterest income$5,740,000632
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,591,000285
Trading account gains and fees$0157
Additional Noninterest Income$3,149,000695
Total noninterest expense$13,157,000786
Salaries and employee benefits$6,628,000864
Premises and equipment expense$1,756,000723
Additional noninterest expense$4,773,000705
Pre-tax net operating income$7,872,000607
Securities gains (losses)$105,000825
Applicable income taxes$04,497
Income before extraordinary items$7,977,000473
Extraordinary gains, net$022
Net income$7,977,000472
Minority interest net income$075
Net income of bank and minority interests.$7,977,000473
Net charge-offs$-30,0005,592
Cash dividends$5,202,000338
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,872,000465
2015-03-31 (YTD Data)Rank
Total interest income$7,976,000804
Total interest expense$493,0001,424
Net interest income$7,483,000750
Provision for loan and lease losses$522,000405
Total noninterest income$2,614,000648
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,248,000293
Trading account gains and fees$0152
Additional Noninterest Income$1,366,000731
Total noninterest expense$5,947,000878
Salaries and employee benefits$3,065,000932
Premises and equipment expense$681,000917
Additional noninterest expense$2,201,000748
Pre-tax net operating income$3,628,000635
Securities gains (losses)$65,000740
Applicable income taxes$04,400
Income before extraordinary items$3,693,000505
Extraordinary gains, net$013
Net income$3,693,000505
Minority interest net income$064
Net income of bank and minority interests.$3,693,000505
Net charge-offs$-34,0005,852
Cash dividends$2,331,000325
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,628,000500
2014-12-31 (YTD Data)Rank
Total interest income$32,255,000780
Total interest expense$2,091,0001,404
Net interest income$30,164,000732
Provision for loan and lease losses$1,899,000492
Total noninterest income$10,739,000611
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,425,000289
Trading account gains and fees$0180
Additional Noninterest Income$5,314,000718
Total noninterest expense$24,014,000835
Salaries and employee benefits$12,572,000871
Premises and equipment expense$3,128,000796
Additional noninterest expense$8,314,000781
Pre-tax net operating income$14,990,000577
Securities gains (losses)$1,342,000150
Applicable income taxes$04,531
Income before extraordinary items$16,332,000439
Extraordinary gains, net$017
Net income$16,332,000438
Minority interest net income$084
Net income of bank and minority interests.$16,332,000439
Net charge-offs$1,571,000630
Cash dividends$7,858,000413
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,990,000465
2014-09-30 (YTD Data)Rank
Total interest income$23,775,000790
Total interest expense$1,580,0001,408
Net interest income$22,195,000743
Provision for loan and lease losses$1,404,000481
Total noninterest income$7,950,000612
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,050,000283
Trading account gains and fees$0174
Additional Noninterest Income$3,900,000729
Total noninterest expense$17,800,000848
Salaries and employee benefits$9,283,000890
Premises and equipment expense$2,218,000835
Additional noninterest expense$6,299,000783
Pre-tax net operating income$10,941,000591
Securities gains (losses)$1,343,000117
Applicable income taxes$04,583
Income before extraordinary items$12,284,000440
Extraordinary gains, net$015
Net income$12,284,000439
Minority interest net income$081
Net income of bank and minority interests.$12,284,000440
Net charge-offs$636,000964
Cash dividends$6,934,000340
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,941,000463
2014-06-30 (YTD Data)Rank
Total interest income$15,721,000799
Total interest expense$1,061,0001,405
Net interest income$14,660,000742
Provision for loan and lease losses$920,000478
Total noninterest income$5,090,000624
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,629,000287
Trading account gains and fees$0172
Additional Noninterest Income$2,461,000743
Total noninterest expense$11,822,000846
Salaries and employee benefits$6,198,000881
Premises and equipment expense$1,423,000873
Additional noninterest expense$4,201,000781
Pre-tax net operating income$7,008,000608
Securities gains (losses)$1,337,00088
Applicable income taxes$04,568
Income before extraordinary items$8,345,000423
Extraordinary gains, net$020
Net income$8,345,000422
Minority interest net income$080
Net income of bank and minority interests.$8,345,000423
Net charge-offs$580,000771
Cash dividends$5,527,000283
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,008,000472
2014-03-31 (YTD Data)Rank
Total interest income$7,840,000807
Total interest expense$534,0001,417
Net interest income$7,306,000748
Provision for loan and lease losses$450,000484
Total noninterest income$2,418,000628
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,271,000288
Trading account gains and fees$0147
Additional Noninterest Income$1,147,000752
Total noninterest expense$5,927,000848
Salaries and employee benefits$3,151,000882
Premises and equipment expense$679,000931
Additional noninterest expense$2,097,000776
Pre-tax net operating income$3,347,000602
Securities gains (losses)$1,064,00079
Applicable income taxes$04,445
Income before extraordinary items$4,411,000387
Extraordinary gains, net$016
Net income$4,411,000387
Minority interest net income$066
Net income of bank and minority interests.$4,411,000387
Net charge-offs$135,0001,184
Cash dividends$2,405,000293
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,347,000475
2013-12-31 (YTD Data)Rank
Total interest income$30,871,000803
Total interest expense$2,403,0001,420
Net interest income$28,468,000754
Provision for loan and lease losses$1,473,000805
Total noninterest income$10,626,000632
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,424,000288
Trading account gains and fees$0184
Additional Noninterest Income$5,202,000777
Total noninterest expense$23,656,000865
Salaries and employee benefits$12,336,000871
Premises and equipment expense$2,811,000858
Additional noninterest expense$8,509,000804
Pre-tax net operating income$13,965,000580
Securities gains (losses)$15,0002,476
Applicable income taxes$04,631
Income before extraordinary items$13,980,000492
Extraordinary gains, net$029
Net income$13,980,000492
Minority interest net income$090
Net income of bank and minority interests.$13,980,000493
Net charge-offs$1,895,000779
Cash dividends$4,189,000662
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,965,000478
2013-09-30 (YTD Data)Rank
Total interest income$22,752,000825
Total interest expense$1,852,0001,422
Net interest income$20,900,000766
Provision for loan and lease losses$685,0001,203
Total noninterest income$8,337,000632
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,045,000290
Trading account gains and fees$0180
Additional Noninterest Income$4,292,000748
Total noninterest expense$17,573,000874
Salaries and employee benefits$9,151,000885
Premises and equipment expense$2,024,000895
Additional noninterest expense$6,398,000802
Pre-tax net operating income$10,979,000559
Securities gains (losses)$6,0002,632
Applicable income taxes$04,713
Income before extraordinary items$10,985,000470
Extraordinary gains, net$025
Net income$10,985,000469
Minority interest net income$084
Net income of bank and minority interests.$10,985,000471
Net charge-offs$359,0001,936
Cash dividends$3,992,000512
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,979,000459
2013-06-30 (YTD Data)Rank
Total interest income$14,886,000839
Total interest expense$1,269,0001,416
Net interest income$13,617,000775
Provision for loan and lease losses$531,0001,106
Total noninterest income$5,404,000648
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,573,000294
Trading account gains and fees$0157
Additional Noninterest Income$2,831,000763
Total noninterest expense$11,628,000882
Salaries and employee benefits$6,060,000891
Premises and equipment expense$1,277,000950
Additional noninterest expense$4,291,000786
Pre-tax net operating income$6,862,000582
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$6,862,000496
Extraordinary gains, net$022
Net income$6,862,000495
Minority interest net income$082
Net income of bank and minority interests.$6,862,000498
Net charge-offs$94,0002,814
Cash dividends$3,972,000360
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,862,000476
2013-03-31 (YTD Data)Rank
Total interest income$7,315,000853
Total interest expense$656,0001,414
Net interest income$6,659,000792
Provision for loan and lease losses$387,000831
Total noninterest income$2,569,000671
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,227,000306
Trading account gains and fees$0148
Additional Noninterest Income$1,342,000800
Total noninterest expense$5,836,000883
Salaries and employee benefits$3,034,000904
Premises and equipment expense$601,0001,018
Additional noninterest expense$2,201,000779
Pre-tax net operating income$3,005,000636
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,005,000546
Extraordinary gains, net$010
Net income$3,005,000545
Minority interest net income$076
Net income of bank and minority interests.$3,005,000547
Net charge-offs$63,0002,256
Cash dividends$2,060,000291
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,005,000526
2012-12-31 (YTD Data)Rank
Total interest income$29,633,000882
Total interest expense$3,345,0001,334
Net interest income$26,288,000817
Provision for loan and lease losses$1,430,0001,371
Total noninterest income$10,336,000671
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,621,000283
Trading account gains and fees$0166
Additional Noninterest Income$4,715,000846
Total noninterest expense$23,280,000869
Salaries and employee benefits$11,861,000875
Premises and equipment expense$2,696,000896
Additional noninterest expense$8,723,000804
Pre-tax net operating income$11,914,000621
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$11,914,000551
Extraordinary gains, net$029
Net income$11,914,000548
Minority interest net income$093
Net income of bank and minority interests.$11,914,000551
Net charge-offs$1,307,0001,529
Cash dividends$4,315,000653
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,914,000531
2012-09-30 (YTD Data)Rank
Total interest income$21,920,000912
Total interest expense$2,614,0001,344
Net interest income$19,306,000844
Provision for loan and lease losses$1,051,0001,388
Total noninterest income$8,008,000651
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,175,000281
Trading account gains and fees$0157
Additional Noninterest Income$3,833,000780
Total noninterest expense$17,431,000858
Salaries and employee benefits$8,826,000892
Premises and equipment expense$1,944,000934
Additional noninterest expense$6,661,000781
Pre-tax net operating income$8,832,000644
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$8,832,000563
Extraordinary gains, net$020
Net income$8,832,000562
Minority interest net income$086
Net income of bank and minority interests.$8,832,000563
Net charge-offs$1,025,0001,438
Cash dividends$4,114,000423
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,832,000538
2012-06-30 (YTD Data)Rank
Total interest income$14,529,000923
Total interest expense$1,803,0001,348
Net interest income$12,726,000853
Provision for loan and lease losses$677,0001,450
Total noninterest income$5,446,000638
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,700,000292
Trading account gains and fees$0153
Additional Noninterest Income$2,746,000740
Total noninterest expense$11,542,000861
Salaries and employee benefits$5,932,000875
Premises and equipment expense$1,260,000960
Additional noninterest expense$4,350,000806
Pre-tax net operating income$5,953,000627
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$5,953,000545
Extraordinary gains, net$019
Net income$5,953,000544
Minority interest net income$084
Net income of bank and minority interests.$5,953,000545
Net charge-offs$680,0001,480
Cash dividends$3,329,000352
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,953,000523
2012-03-31 (YTD Data)Rank
Total interest income$7,052,000963
Total interest expense$933,0001,353
Net interest income$6,119,000892
Provision for loan and lease losses$327,0001,409
Total noninterest income$2,627,000657
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,297,000295
Trading account gains and fees$0148
Additional Noninterest Income$1,330,000737
Total noninterest expense$5,743,000865
Salaries and employee benefits$2,981,000868
Premises and equipment expense$590,0001,016
Additional noninterest expense$2,172,000792
Pre-tax net operating income$2,676,000693
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,676,000588
Extraordinary gains, net$019
Net income$2,676,000587
Minority interest net income$078
Net income of bank and minority interests.$2,676,000589
Net charge-offs$517,0001,070
Cash dividends$877,000531
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,676,000578
2011-12-31 (YTD Data)Rank
Total interest income$28,992,000963
Total interest expense$4,512,0001,346
Net interest income$24,480,000894
Provision for loan and lease losses$1,598,0001,816
Total noninterest income$10,631,000577
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$6,148,000266
Trading account gains and fees$0146
Additional Noninterest Income$4,483,000772
Total noninterest expense$22,850,000863
Salaries and employee benefits$11,638,000846
Premises and equipment expense$2,731,000923
Additional noninterest expense$8,481,000844
Pre-tax net operating income$10,663,000585
Securities gains (losses)$640,000654
Applicable income taxes$04,719
Income before extraordinary items$11,303,000485
Extraordinary gains, net$029
Net income$11,303,000486
Minority interest net income$096
Net income of bank and minority interests.$11,303,000486
Net charge-offs$1,166,0002,180
Cash dividends$6,043,000356
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,663,000492
2011-09-30 (YTD Data)Rank
Total interest income$21,753,000974
Total interest expense$3,511,0001,358
Net interest income$18,242,000909
Provision for loan and lease losses$1,207,0001,740
Total noninterest income$8,020,000590
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,684,000261
Trading account gains and fees$0145
Additional Noninterest Income$3,336,000767
Total noninterest expense$16,859,000876
Salaries and employee benefits$8,523,000867
Premises and equipment expense$2,006,000947
Additional noninterest expense$6,330,000843
Pre-tax net operating income$8,196,000591
Securities gains (losses)$629,000538
Applicable income taxes$04,740
Income before extraordinary items$8,825,000464
Extraordinary gains, net$021
Net income$8,825,000464
Minority interest net income$087
Net income of bank and minority interests.$8,825,000464
Net charge-offs$725,0002,251
Cash dividends$5,826,000259
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,196,000488
2011-06-30 (YTD Data)Rank
Total interest income$14,523,000983
Total interest expense$2,436,0001,352
Net interest income$12,087,000920
Provision for loan and lease losses$825,0001,687
Total noninterest income$5,162,000606
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,098,000261
Trading account gains and fees$0153
Additional Noninterest Income$2,064,000818
Total noninterest expense$11,243,000890
Salaries and employee benefits$5,621,000885
Premises and equipment expense$1,308,000978
Additional noninterest expense$4,314,000839
Pre-tax net operating income$5,181,000613
Securities gains (losses)$307,000544
Applicable income taxes$04,697
Income before extraordinary items$5,488,000496
Extraordinary gains, net$015
Net income$5,488,000496
Minority interest net income$089
Net income of bank and minority interests.$5,488,000496
Net charge-offs$291,0002,717
Cash dividends$4,717,000201
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,181,000506
2011-03-31 (YTD Data)Rank
Total interest income$7,160,0001,008
Total interest expense$1,268,0001,338
Net interest income$5,892,000941
Provision for loan and lease losses$441,0001,577
Total noninterest income$2,638,000594
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,500,000268
Trading account gains and fees$0158
Additional Noninterest Income$1,138,000747
Total noninterest expense$5,400,000922
Salaries and employee benefits$2,778,000904
Premises and equipment expense$649,0001,013
Additional noninterest expense$1,973,000908
Pre-tax net operating income$2,689,000605
Securities gains (losses)$307,000247
Applicable income taxes$04,545
Income before extraordinary items$2,996,000444
Extraordinary gains, net$09
Net income$2,996,000444
Minority interest net income$086
Net income of bank and minority interests.$2,996,000444
Net charge-offs$147,0002,379
Cash dividends$3,692,000118
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,689,000490
2010-12-31 (YTD Data)Rank
Total interest income$28,667,0001,077
Total interest expense$5,514,0001,510
Net interest income$23,153,000952
Provision for loan and lease losses$2,217,0001,943
Total noninterest income$11,457,000571
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,598,000244
Trading account gains and fees$0175
Additional Noninterest Income$4,859,000757
Total noninterest expense$22,065,000911
Salaries and employee benefits$11,151,000880
Premises and equipment expense$2,637,000976
Additional noninterest expense$8,277,000891
Pre-tax net operating income$10,328,000529
Securities gains (losses)$259,0001,383
Applicable income taxes$04,655
Income before extraordinary items$10,587,000434
Extraordinary gains, net$029
Net income$10,587,000432
Minority interest net income$0111
Net income of bank and minority interests.$10,587,000435
Net charge-offs$1,734,0002,023
Cash dividends$6,246,000273
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,328,000424
2010-09-30 (YTD Data)Rank
Total interest income$21,292,0001,102
Total interest expense$4,207,0001,543
Net interest income$17,085,000968
Provision for loan and lease losses$1,541,0001,940
Total noninterest income$8,552,000559
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,894,000247
Trading account gains and fees$0165
Additional Noninterest Income$3,658,000714
Total noninterest expense$16,625,000897
Salaries and employee benefits$8,324,000873
Premises and equipment expense$2,009,000959
Additional noninterest expense$6,292,000861
Pre-tax net operating income$7,471,000574
Securities gains (losses)$214,0001,330
Applicable income taxes$04,726
Income before extraordinary items$7,685,000447
Extraordinary gains, net$023
Net income$7,685,000448
Minority interest net income$0110
Net income of bank and minority interests.$7,685,000449
Net charge-offs$1,002,0002,192
Cash dividends$5,774,000192
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,471,000444
2010-06-30 (YTD Data)Rank
Total interest income$14,076,0001,121
Total interest expense$2,846,0001,590
Net interest income$11,230,000982
Provision for loan and lease losses$1,016,0001,917
Total noninterest income$5,533,000569
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,152,000254
Trading account gains and fees$0152
Additional Noninterest Income$2,381,000696
Total noninterest expense$11,110,000893
Salaries and employee benefits$5,605,000867
Premises and equipment expense$1,354,000971
Additional noninterest expense$4,151,000864
Pre-tax net operating income$4,637,000602
Securities gains (losses)$180,0001,004
Applicable income taxes$04,691
Income before extraordinary items$4,817,000455
Extraordinary gains, net$019
Net income$4,817,000456
Minority interest net income$0105
Net income of bank and minority interests.$4,817,000456
Net charge-offs$769,0001,978
Cash dividends$1,800,000394
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,637,000457
2010-03-31 (YTD Data)Rank
Total interest income$6,919,0001,164
Total interest expense$1,464,0001,606
Net interest income$5,455,0001,029
Provision for loan and lease losses$501,0001,811
Total noninterest income$2,590,000587
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,456,000275
Trading account gains and fees$0175
Additional Noninterest Income$1,134,000715
Total noninterest expense$5,572,000893
Salaries and employee benefits$2,808,000883
Premises and equipment expense$662,0001,026
Additional noninterest expense$2,102,000848
Pre-tax net operating income$1,972,000689
Securities gains (losses)$172,000571
Applicable income taxes$04,611
Income before extraordinary items$2,144,000518
Extraordinary gains, net$016
Net income$2,144,000520
Minority interest net income$091
Net income of bank and minority interests.$2,144,000520
Net charge-offs$300,0002,029
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,972,000545
2009-12-31 (YTD Data)Rank
Total interest income$30,288,0001,128
Total interest expense$7,386,0001,597
Net interest income$22,902,000944
Provision for loan and lease losses$2,947,0002,012
Total noninterest income$10,570,000610
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,452,000272
Trading account gains and fees$0211
Additional Noninterest Income$4,118,000829
Total noninterest expense$21,651,000966
Salaries and employee benefits$10,716,000918
Premises and equipment expense$2,694,0001,005
Additional noninterest expense$8,241,000955
Pre-tax net operating income$8,874,000485
Securities gains (losses)$121,0001,968
Applicable income taxes$04,388
Income before extraordinary items$8,995,000362
Extraordinary gains, net$034
Net income$8,995,000361
Minority interest net income$0115
Net income of bank and minority interests.$8,995,000362
Net charge-offs$3,053,0001,586
Cash dividends$4,750,000366
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,874,000365
2009-09-30 (YTD Data)Rank
Total interest income$22,892,0001,143
Total interest expense$5,806,0001,594
Net interest income$17,086,000955
Provision for loan and lease losses$1,919,0001,961
Total noninterest income$8,057,000616
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,773,000277
Trading account gains and fees$0212
Additional Noninterest Income$3,284,000807
Total noninterest expense$16,597,000945
Salaries and employee benefits$8,198,000909
Premises and equipment expense$1,977,0001,042
Additional noninterest expense$6,422,000880
Pre-tax net operating income$6,627,000507
Securities gains (losses)$121,0001,677
Applicable income taxes$04,592
Income before extraordinary items$6,748,000390
Extraordinary gains, net$027
Net income$6,748,000388
Minority interest net income$0118
Net income of bank and minority interests.$6,748,000390
Net charge-offs$1,923,0001,535
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,627,000390
2009-06-30 (YTD Data)Rank
Total interest income$15,332,0001,163
Total interest expense$4,048,0001,607
Net interest income$11,284,000957
Provision for loan and lease losses$1,159,0001,902
Total noninterest income$5,136,000644
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,058,000286
Trading account gains and fees$0193
Additional Noninterest Income$2,078,000861
Total noninterest expense$11,012,000971
Salaries and employee benefits$5,458,000930
Premises and equipment expense$1,274,0001,102
Additional noninterest expense$4,280,000887
Pre-tax net operating income$4,249,000513
Securities gains (losses)$121,0001,346
Applicable income taxes$04,657
Income before extraordinary items$4,370,000395
Extraordinary gains, net$021
Net income$4,370,000392
Minority interest net income$0112
Net income of bank and minority interests.$4,370,000394
Net charge-offs$1,475,0001,350
Cash dividends$1,800,000492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,249,000389
2009-03-31 (YTD Data)Rank
Total interest income$7,766,0001,170
Total interest expense$2,110,0001,610
Net interest income$5,656,000951
Provision for loan and lease losses$438,0001,922
Total noninterest income$2,494,000633
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,452,000291
Trading account gains and fees$0171
Additional Noninterest Income$1,042,000822
Total noninterest expense$5,445,000938
Salaries and employee benefits$2,754,000935
Premises and equipment expense$645,0001,106
Additional noninterest expense$2,046,000807
Pre-tax net operating income$2,267,000526
Securities gains (losses)$121,000904
Applicable income taxes$04,835
Income before extraordinary items$2,388,000402
Extraordinary gains, net$015
Net income$2,388,000403
Minority interest net income$0102
Net income of bank and minority interests.$2,388,000404
Net charge-offs$688,0001,166
Cash dividends$800,000562
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,267,000397
2008-12-31 (YTD Data)Rank
Total interest income$33,939,0001,124
Total interest expense$10,139,0001,606
Net interest income$23,800,000900
Provision for loan and lease losses$1,648,0002,036
Total noninterest income$10,057,000588
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,554,000322
Trading account gains and fees$0154
Additional Noninterest Income$4,503,000715
Total noninterest expense$20,481,000970
Salaries and employee benefits$10,615,000943
Premises and equipment expense$2,947,000935
Additional noninterest expense$6,919,000928
Pre-tax net operating income$11,728,000454
Securities gains (losses)$302,000545
Applicable income taxes$04,979
Income before extraordinary items$12,030,000331
Extraordinary gains, net$039
Net income$12,030,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,310,0001,687
Cash dividends$5,820,000496
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,728,000351
2008-09-30 (YTD Data)Rank
Total interest income$25,653,0001,144
Total interest expense$7,850,0001,605
Net interest income$17,803,000919
Provision for loan and lease losses$1,104,0001,721
Total noninterest income$7,472,000621
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,937,000343
Trading account gains and fees$0148
Additional Noninterest Income$3,535,000732
Total noninterest expense$14,853,000999
Salaries and employee benefits$7,757,000990
Premises and equipment expense$2,177,000957
Additional noninterest expense$4,919,000929
Pre-tax net operating income$9,318,000539
Securities gains (losses)$302,000463
Applicable income taxes$05,372
Income before extraordinary items$9,620,000386
Extraordinary gains, net$031
Net income$9,620,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,0001,568
Cash dividends$5,270,000435
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,318,000416
2008-06-30 (YTD Data)Rank
Total interest income$17,240,0001,149
Total interest expense$5,414,0001,616
Net interest income$11,826,000916
Provision for loan and lease losses$615,0001,670
Total noninterest income$4,704,000666
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,528,000349
Trading account gains and fees$0149
Additional Noninterest Income$2,176,000798
Total noninterest expense$9,670,0001,016
Salaries and employee benefits$5,140,0001,010
Premises and equipment expense$1,408,000986
Additional noninterest expense$3,122,000950
Pre-tax net operating income$6,245,000562
Securities gains (losses)$233,000550
Applicable income taxes$05,627
Income before extraordinary items$6,478,000435
Extraordinary gains, net$021
Net income$6,478,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,695
Cash dividends$4,770,000356
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,245,000435
2008-03-31 (YTD Data)Rank
Total interest income$8,535,0001,192
Total interest expense$2,824,0001,665
Net interest income$5,711,000933
Provision for loan and lease losses$288,0001,450
Total noninterest income$2,264,000683
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,213,000359
Trading account gains and fees$0158
Additional Noninterest Income$1,051,000828
Total noninterest expense$4,675,0001,045
Salaries and employee benefits$2,494,0001,037
Premises and equipment expense$694,0001,004
Additional noninterest expense$1,487,000978
Pre-tax net operating income$3,012,000646
Securities gains (losses)$94,000744
Applicable income taxes$05,622
Income before extraordinary items$3,106,000490
Extraordinary gains, net$015
Net income$3,106,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,367
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,012,000485
2007-12-31 (YTD Data)Rank
Total interest income$33,100,0001,279
Total interest expense$11,428,0001,754
Net interest income$21,672,0001,023
Provision for loan and lease losses$1,098,0001,330
Total noninterest income$9,157,000656
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$5,133,000347
Trading account gains and fees$0178
Additional Noninterest Income$4,024,000816
Total noninterest expense$18,365,0001,015
Salaries and employee benefits$10,786,000919
Premises and equipment expense$2,968,000884
Additional noninterest expense$4,611,0001,224
Pre-tax net operating income$11,366,000747
Securities gains (losses)$26,0001,015
Applicable income taxes$-372,0008,258
Income before extraordinary items$11,764,000559
Extraordinary gains, net$039
Net income$11,764,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$978,0001,040
Cash dividends$5,950,000646
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,738,000553
2007-09-30 (YTD Data)Rank
Total interest income$24,396,0001,305
Total interest expense$8,440,0001,779
Net interest income$15,956,0001,042
Provision for loan and lease losses$803,0001,087
Total noninterest income$6,996,000647
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,808,000346
Trading account gains and fees$0184
Additional Noninterest Income$3,188,000794
Total noninterest expense$13,751,0001,010
Salaries and employee benefits$8,399,000886
Premises and equipment expense$2,179,000900
Additional noninterest expense$3,173,0001,290
Pre-tax net operating income$8,398,000821
Securities gains (losses)$19,000847
Applicable income taxes$-473,0008,437
Income before extraordinary items$8,890,000597
Extraordinary gains, net$033
Net income$8,890,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,258
Cash dividends$2,850,000916
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,871,000592
2007-06-30 (YTD Data)Rank
Total interest income$15,885,0001,355
Total interest expense$5,485,0001,817
Net interest income$10,400,0001,089
Provision for loan and lease losses$519,0001,002
Total noninterest income$4,612,000673
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,497,000362
Trading account gains and fees$0168
Additional Noninterest Income$2,115,000822
Total noninterest expense$9,097,0001,038
Salaries and employee benefits$5,582,000910
Premises and equipment expense$1,428,000924
Additional noninterest expense$2,087,0001,324
Pre-tax net operating income$5,396,000892
Securities gains (losses)$1,0001,305
Applicable income taxes$-473,0008,542
Income before extraordinary items$5,870,000630
Extraordinary gains, net$029
Net income$5,870,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,509
Cash dividends$2,150,000824
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,869,000621
2007-03-31 (YTD Data)Rank
Total interest income$7,709,0001,393
Total interest expense$2,665,0001,848
Net interest income$5,044,0001,105
Provision for loan and lease losses$237,0001,017
Total noninterest income$2,201,000696
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,201,000363
Trading account gains and fees$0195
Additional Noninterest Income$1,000,000844
Total noninterest expense$4,473,0001,053
Salaries and employee benefits$2,728,000936
Premises and equipment expense$689,000958
Additional noninterest expense$1,056,0001,274
Pre-tax net operating income$2,535,000930
Securities gains (losses)$1,0001,055
Applicable income taxes$-342,0008,594
Income before extraordinary items$2,878,000638
Extraordinary gains, net$022
Net income$2,878,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,0008,460
Cash dividends$1,700,000528
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,877,000626
2006-12-31 (YTD Data)Rank
Total interest income$27,747,0001,439
Total interest expense$7,841,0002,080
Net interest income$19,906,0001,115
Provision for loan and lease losses$511,0001,866
Total noninterest income$8,965,000666
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,978,000352
Trading account gains and fees$0130
Additional Noninterest Income$3,987,000818
Total noninterest expense$17,230,0001,040
Salaries and employee benefits$10,050,000960
Premises and equipment expense$2,945,000859
Additional noninterest expense$4,235,0001,265
Pre-tax net operating income$11,130,000896
Securities gains (losses)$-87,0008,153
Applicable income taxes$3,546,000826
Income before extraordinary items$7,497,000998
Extraordinary gains, net$051
Net income$7,497,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,396
Cash dividends$10,250,000374
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,556,160978
2006-09-30 (YTD Data)Rank
Total interest income$20,026,0001,484
Total interest expense$5,509,0002,143
Net interest income$14,517,0001,167
Provision for loan and lease losses$381,0001,767
Total noninterest income$6,707,000687
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,746,000357
Trading account gains and fees$0126
Additional Noninterest Income$2,961,000825
Total noninterest expense$12,541,0001,081
Salaries and employee benefits$7,322,000996
Premises and equipment expense$2,153,000884
Additional noninterest expense$3,066,0001,305
Pre-tax net operating income$8,302,000934
Securities gains (losses)$-119,0008,447
Applicable income taxes$2,716,000855
Income before extraordinary items$5,467,0001,059
Extraordinary gains, net$045
Net income$5,467,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,837
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,546,7301,034
2006-06-30 (YTD Data)Rank
Total interest income$12,773,0001,516
Total interest expense$3,423,0002,174
Net interest income$9,350,0001,211
Provision for loan and lease losses$171,0002,390
Total noninterest income$4,379,000697
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,450,000358
Trading account gains and fees$0126
Additional Noninterest Income$1,929,000844
Total noninterest expense$8,287,0001,093
Salaries and employee benefits$4,841,0001,014
Premises and equipment expense$1,399,000906
Additional noninterest expense$2,047,0001,308
Pre-tax net operating income$5,271,000977
Securities gains (losses)$1,0001,053
Applicable income taxes$1,741,000883
Income before extraordinary items$3,531,0001,084
Extraordinary gains, net$039
Net income$3,531,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,435
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,530,3301,074
2006-03-31 (YTD Data)Rank
Total interest income$6,057,0001,568
Total interest expense$1,587,0002,218
Net interest income$4,470,0001,275
Provision for loan and lease losses$171,0001,287
Total noninterest income$2,104,000707
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,143,000361
Trading account gains and fees$0115
Additional Noninterest Income$961,000830
Total noninterest expense$3,962,0001,148
Salaries and employee benefits$2,335,0001,051
Premises and equipment expense$659,000964
Additional noninterest expense$968,0001,357
Pre-tax net operating income$2,441,0001,026
Securities gains (losses)$0955
Applicable income taxes$781,000952
Income before extraordinary items$1,660,0001,124
Extraordinary gains, net$021
Net income$1,660,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,351
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,660,0001,106
2005-12-31 (YTD Data)Rank
Total interest income$21,206,0001,594
Total interest expense$4,778,0002,291
Net interest income$16,428,0001,334
Provision for loan and lease losses$1,499,000719
Total noninterest income$8,037,000727
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,660,000361
Trading account gains and fees$0138
Additional Noninterest Income$3,377,000927
Total noninterest expense$15,623,0001,091
Salaries and employee benefits$9,051,0001,022
Premises and equipment expense$2,687,000884
Additional noninterest expense$3,885,0001,316
Pre-tax net operating income$7,343,0001,306
Securities gains (losses)$-102,0008,436
Applicable income taxes$2,142,0001,281
Income before extraordinary items$5,099,0001,392
Extraordinary gains, net$046
Net income$5,099,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,0001,366
Cash dividends$1,250,0002,073
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,170,4001,366
2005-09-30 (YTD Data)Rank
Total interest income$15,383,0001,601
Total interest expense$3,371,0002,310
Net interest income$12,012,0001,356
Provision for loan and lease losses$737,0001,015
Total noninterest income$6,024,000733
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,488,000370
Trading account gains and fees$0126
Additional Noninterest Income$2,536,000942
Total noninterest expense$11,251,0001,135
Salaries and employee benefits$6,516,0001,055
Premises and equipment expense$1,936,000913
Additional noninterest expense$2,799,0001,362
Pre-tax net operating income$6,048,0001,184
Securities gains (losses)$-107,0008,637
Applicable income taxes$1,759,0001,208
Income before extraordinary items$4,182,0001,302
Extraordinary gains, net$035
Net income$4,182,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,342
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,256,9001,247
2005-06-30 (YTD Data)Rank
Total interest income$9,890,0001,619
Total interest expense$2,106,0002,328
Net interest income$7,784,0001,370
Provision for loan and lease losses$494,000996
Total noninterest income$3,961,000732
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,264,000368
Trading account gains and fees$0116
Additional Noninterest Income$1,697,000919
Total noninterest expense$7,229,0001,165
Salaries and employee benefits$4,174,0001,088
Premises and equipment expense$1,248,000935
Additional noninterest expense$1,807,0001,375
Pre-tax net operating income$4,022,0001,157
Securities gains (losses)$-85,0008,680
Applicable income taxes$1,149,0001,214
Income before extraordinary items$2,788,0001,269
Extraordinary gains, net$030
Net income$2,788,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000966
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,848,3501,207
2005-03-31 (YTD Data)Rank
Total interest income$4,828,0001,627
Total interest expense$987,0002,361
Net interest income$3,841,0001,379
Provision for loan and lease losses$247,000942
Total noninterest income$1,865,000754
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,063,000376
Trading account gains and fees$0115
Additional Noninterest Income$802,000947
Total noninterest expense$3,532,0001,196
Salaries and employee benefits$2,075,0001,100
Premises and equipment expense$601,000990
Additional noninterest expense$856,0001,460
Pre-tax net operating income$1,927,0001,190
Securities gains (losses)$44,000581
Applicable income taxes$549,0001,239
Income before extraordinary items$1,422,0001,216
Extraordinary gains, net$024
Net income$1,422,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,390,3201,218
2004-12-31 (YTD Data)Rank
Total interest income$18,234,0001,581
Total interest expense$3,241,0002,451
Net interest income$14,993,0001,351
Provision for loan and lease losses$847,0001,226
Total noninterest income$7,686,000744
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,464,000385
Trading account gains and fees$0138
Additional Noninterest Income$3,222,000929
Total noninterest expense$14,527,0001,118
Salaries and employee benefits$8,581,0001,004
Premises and equipment expense$2,367,000967
Additional noninterest expense$3,579,0001,388
Pre-tax net operating income$7,305,0001,187
Securities gains (losses)$-17,0008,347
Applicable income taxes$1,759,0001,420
Income before extraordinary items$5,529,0001,185
Extraordinary gains, net$034
Net income$5,529,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,000962
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,541,9201,145
2004-09-30 (YTD Data)Rank
Total interest income$13,418,0001,592
Total interest expense$2,373,0002,467
Net interest income$11,045,0001,359
Provision for loan and lease losses$634,0001,181
Total noninterest income$5,821,000757
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,325,000393
Trading account gains and fees$0134
Additional Noninterest Income$2,496,000922
Total noninterest expense$10,842,0001,124
Salaries and employee benefits$6,422,000999
Premises and equipment expense$1,726,000993
Additional noninterest expense$2,694,0001,377
Pre-tax net operating income$5,390,0001,219
Securities gains (losses)$-14,0008,572
Applicable income taxes$1,020,0001,745
Income before extraordinary items$4,356,0001,134
Extraordinary gains, net$026
Net income$4,356,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,182
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,367,3401,091
2004-06-30 (YTD Data)Rank
Total interest income$8,755,0001,611
Total interest expense$1,543,0002,513
Net interest income$7,212,0001,367
Provision for loan and lease losses$421,0001,175
Total noninterest income$3,917,000740
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,154,000405
Trading account gains and fees$0130
Additional Noninterest Income$1,763,000879
Total noninterest expense$7,278,0001,103
Salaries and employee benefits$4,359,000976
Premises and equipment expense$1,121,0001,027
Additional noninterest expense$1,798,0001,355
Pre-tax net operating income$3,430,0001,247
Securities gains (losses)$55,0001,393
Applicable income taxes$709,0001,694
Income before extraordinary items$2,776,0001,178
Extraordinary gains, net$021
Net income$2,776,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,195
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,732,0001,157
2004-03-31 (YTD Data)Rank
Total interest income$4,247,0001,658
Total interest expense$756,0002,590
Net interest income$3,491,0001,416
Provision for loan and lease losses$210,0001,111
Total noninterest income$1,696,000815
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,008,000427
Trading account gains and fees$0121
Additional Noninterest Income$688,0001,027
Total noninterest expense$3,440,0001,177
Salaries and employee benefits$2,031,0001,064
Premises and equipment expense$525,0001,124
Additional noninterest expense$884,0001,368
Pre-tax net operating income$1,537,0001,363
Securities gains (losses)$55,0001,137
Applicable income taxes$440,0001,442
Income before extraordinary items$1,152,0001,398
Extraordinary gains, net$016
Net income$1,152,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,112,4001,364
2003-12-31 (YTD Data)Rank
Total interest income$17,132,0001,670
Total interest expense$3,405,0002,562
Net interest income$13,727,0001,415
Provision for loan and lease losses$920,0001,282
Total noninterest income$7,107,000857
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,272,000400
Trading account gains and fees$0160
Additional Noninterest Income$2,835,0001,131
Total noninterest expense$13,289,0001,218
Salaries and employee benefits$7,919,0001,065
Premises and equipment expense$2,132,0001,070
Additional noninterest expense$3,238,0001,525
Pre-tax net operating income$6,625,0001,255
Securities gains (losses)$106,0001,841
Applicable income taxes$2,042,0001,270
Income before extraordinary items$4,689,0001,358
Extraordinary gains, net$054
Net income$4,689,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,0001,076
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,614,8001,312
2003-09-30 (YTD Data)Rank
Total interest income$12,951,0001,686
Total interest expense$2,652,0002,562
Net interest income$10,299,0001,430
Provision for loan and lease losses$680,0001,253
Total noninterest income$5,444,000877
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,204,000411
Trading account gains and fees$0153
Additional Noninterest Income$2,240,0001,140
Total noninterest expense$9,829,0001,243
Salaries and employee benefits$5,859,0001,090
Premises and equipment expense$1,536,0001,121
Additional noninterest expense$2,434,0001,510
Pre-tax net operating income$5,234,0001,232
Securities gains (losses)$127,0001,545
Applicable income taxes$1,661,0001,238
Income before extraordinary items$3,700,0001,344
Extraordinary gains, net$040
Net income$3,700,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,015
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,612,3701,304
2003-06-30 (YTD Data)Rank
Total interest income$8,554,0001,720
Total interest expense$1,867,0002,527
Net interest income$6,687,0001,466
Provision for loan and lease losses$500,0001,144
Total noninterest income$3,551,000868
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,098,000414
Trading account gains and fees$0150
Additional Noninterest Income$1,453,0001,161
Total noninterest expense$6,428,0001,270
Salaries and employee benefits$3,866,0001,095
Premises and equipment expense$989,0001,153
Additional noninterest expense$1,573,0001,543
Pre-tax net operating income$3,310,0001,290
Securities gains (losses)$74,0001,751
Applicable income taxes$1,049,0001,321
Income before extraordinary items$2,335,0001,410
Extraordinary gains, net$030
Net income$2,335,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,019
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,283,9401,346
2003-03-31 (YTD Data)Rank
Total interest income$4,207,0001,751
Total interest expense$958,0002,528
Net interest income$3,249,0001,490
Provision for loan and lease losses$320,000872
Total noninterest income$1,662,000903
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$991,000420
Trading account gains and fees$0134
Additional Noninterest Income$671,0001,196
Total noninterest expense$3,168,0001,277
Salaries and employee benefits$1,925,0001,095
Premises and equipment expense$476,0001,206
Additional noninterest expense$767,0001,543
Pre-tax net operating income$1,423,0001,490
Securities gains (losses)$74,0001,165
Applicable income taxes$468,0001,447
Income before extraordinary items$1,029,0001,562
Extraordinary gains, net$021
Net income$1,029,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,000763
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$977,9401,544
2002-12-31 (YTD Data)Rank
Total interest income$17,304,0001,788
Total interest expense$4,462,0002,490
Net interest income$12,842,0001,509
Provision for loan and lease losses$582,0002,124
Total noninterest income$6,226,000874
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,851,000419
Trading account gains and fees$0153
Additional Noninterest Income$2,375,0001,169
Total noninterest expense$11,954,0001,284
Salaries and employee benefits$7,148,0001,114
Premises and equipment expense$2,027,0001,087
Additional noninterest expense$2,779,0001,694
Pre-tax net operating income$6,532,0001,298
Securities gains (losses)$129,0001,517
Applicable income taxes$1,890,0001,348
Income before extraordinary items$4,771,0001,317
Extraordinary gains, net$070
Net income$4,771,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0002,253
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,678,1201,288
2001-12-31 (YTD Data)Rank
Total interest income$19,779,0001,722
Total interest expense$7,469,0002,150
Net interest income$12,310,0001,445
Provision for loan and lease losses$550,0002,033
Total noninterest income$5,010,000994
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,054,000490
Trading account gains and fees$0177
Additional Noninterest Income$1,956,0001,269
Total noninterest expense$11,295,0001,285
Salaries and employee benefits$6,546,0001,132
Premises and equipment expense$1,963,0001,087
Additional noninterest expense$2,786,0001,656
Pre-tax net operating income$5,475,0001,342
Securities gains (losses)$125,0001,571
Applicable income taxes$1,579,0001,436
Income before extraordinary items$4,021,0001,358
Extraordinary gains, net$0105
Net income$4,021,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,518
Cash dividends$805,0002,610
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,931,0001,328
2000-12-31 (YTD Data)Rank
Total interest income$18,917,0001,841
Total interest expense$7,533,0002,255
Net interest income$11,384,0001,547
Provision for loan and lease losses$597,0001,639
Total noninterest income$4,326,0001,024
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,710,000501
Trading account gains and fees$0180
Additional Noninterest Income$1,616,0001,303
Total noninterest expense$10,511,0001,319
Salaries and employee benefits$5,851,0001,215
Premises and equipment expense$1,816,0001,101
Additional noninterest expense$2,844,0001,578
Pre-tax net operating income$4,602,0001,605
Securities gains (losses)$5,0001,371
Applicable income taxes$1,336,0001,662
Income before extraordinary items$3,271,0001,615
Extraordinary gains, net$038
Net income$3,271,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,333
Cash dividends$700,0002,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,267,4501,606
1999-12-31 (YTD Data)Rank
Total interest income$16,020,0002,020
Total interest expense$5,782,0002,541
Net interest income$10,238,0001,701
Provision for loan and lease losses$454,0001,902
Total noninterest income$3,218,0001,275
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,347,000572
Trading account gains and fees$0173
Additional Noninterest Income$871,0002,043
Total noninterest expense$9,022,0001,541
Salaries and employee benefits$5,010,0001,381
Premises and equipment expense$1,385,0001,482
Additional noninterest expense$2,627,0001,696
Pre-tax net operating income$3,980,0001,843
Securities gains (losses)$5,0002,145
Applicable income taxes$1,176,0001,957
Income before extraordinary items$2,809,0001,888
Extraordinary gains, net$035
Net income$2,809,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,311
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,805,5001,862
1998-12-31 (YTD Data)Rank
Total interest income$14,835,0002,204
Total interest expense$5,932,0002,548
Net interest income$8,903,0001,929
Provision for loan and lease losses$325,0002,434
Total noninterest income$2,692,0001,457
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,890,000651
Trading account gains and fees$0224
Additional Noninterest Income$802,0002,169
Total noninterest expense$7,799,0001,687
Salaries and employee benefits$4,430,0001,475
Premises and equipment expense$1,250,0001,561
Additional noninterest expense$2,119,0002,008
Pre-tax net operating income$3,471,0002,083
Securities gains (losses)$152,0001,048
Applicable income taxes$907,0002,484
Income before extraordinary items$2,716,0001,918
Extraordinary gains, net$032
Net income$2,716,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,488
Cash dividends$413,0003,913
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,602,0001,938
1997-12-31 (YTD Data)Rank
Total interest income$13,298,0002,466
Total interest expense$5,808,0002,569
Net interest income$7,490,0002,336
Provision for loan and lease losses$216,0003,274
Total noninterest income$2,370,0001,540
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,817,000700
Trading account gains and fees$0239
Additional Noninterest Income$553,0002,640
Total noninterest expense$7,167,0001,808
Salaries and employee benefits$3,959,0001,659
Premises and equipment expense$1,138,0001,731
Additional noninterest expense$2,070,0002,024
Pre-tax net operating income$2,477,0002,936
Securities gains (losses)$70,0001,148
Applicable income taxes$657,0003,432
Income before extraordinary items$1,890,0002,715
Extraordinary gains, net$044
Net income$1,890,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,752
Cash dividends$320,0004,410
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,838,2002,732
1996-12-31 (YTD Data)Rank
Total interest income$10,259,0003,207
Total interest expense$4,379,0003,402
Net interest income$5,880,0003,017
Provision for loan and lease losses$130,0004,417
Total noninterest income$1,876,0001,946
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,407,000944
Trading account gains and fees$0262
Additional Noninterest Income$469,0003,061
Total noninterest expense$6,085,0002,254
Salaries and employee benefits$3,061,0002,186
Premises and equipment expense$931,0002,145
Additional noninterest expense$2,093,0002,356
Pre-tax net operating income$1,542,0004,242
Securities gains (losses)$-1,0009,274
Applicable income taxes$302,0005,805
Income before extraordinary items$1,239,0003,773
Extraordinary gains, net$053
Net income$1,239,0003,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,641
Cash dividends$325,0004,335
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,239,8003,723
1995-12-31 (YTD Data)Rank
Total interest income$7,725,0004,140
Total interest expense$2,747,0005,148
Net interest income$4,978,0003,552
Provision for loan and lease losses$97,0004,705
Total noninterest income$1,384,0002,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,043,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$341,0003,678
Total noninterest expense$4,073,0003,267
Salaries and employee benefits$2,248,0002,959
Premises and equipment expense$668,0002,927
Additional noninterest expense$1,157,0003,864
Pre-tax net operating income$2,192,0003,224
Securities gains (losses)$29,0001,653
Applicable income taxes$605,0003,636
Income before extraordinary items$1,616,0003,035
Extraordinary gains, net$065
Net income$1,616,0003,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,876
Cash dividends$320,0004,365
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,594,8303,038
1994-12-31 (YTD Data)Rank
Total interest income$6,255,0004,683
Total interest expense$1,918,0005,800
Net interest income$4,337,0004,064
Provision for loan and lease losses$69,0005,368
Total noninterest income$1,172,0002,770
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$862,0001,573
Trading account gains and feesNANA
Additional Noninterest Income$310,0003,995
Total noninterest expense$3,443,0003,901
Salaries and employee benefits$1,737,0003,751
Premises and equipment expense$485,0003,904
Additional noninterest expense$1,221,0003,998
Pre-tax net operating income$1,997,0003,424
Securities gains (losses)$9,0002,280
Applicable income taxes$440,0004,459
Income before extraordinary items$1,566,0003,067
Extraordinary gains, net$0249
Net income$1,566,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$241,0005,035
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,558,9803,099
1993-12-31 (YTD Data)Rank
Total interest income$5,326,0005,478
Total interest expense$1,687,0006,665
Net interest income$3,639,0004,790
Provision for loan and lease losses$24,0008,778
Total noninterest income$1,075,0003,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$781,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$294,0004,521
Total noninterest expense$2,798,0004,795
Salaries and employee benefits$1,491,0004,297
Premises and equipment expense$419,0004,536
Additional noninterest expense$888,0005,429
Pre-tax net operating income$1,892,0003,503
Securities gains (losses)$86,0002,714
Applicable income taxes$429,0004,748
Income before extraordinary items$1,549,0003,148
Extraordinary gains, net$03,149
Net income$1,555,0003,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,00012,723
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,481,9203,107
1992-12-31 (YTD Data)Rank
Total interest income$5,388,0005,995
Total interest expense$1,932,0007,264
Net interest income$3,456,0005,062
Provision for loan and lease losses$90,0007,540
Total noninterest income$945,0003,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$708,0001,907
Trading account gains and feesNANA
Additional Noninterest Income$237,0005,143
Total noninterest expense$2,645,0005,046
Salaries and employee benefits$1,369,0004,601
Premises and equipment expense$322,0005,692
Additional noninterest expense$954,0005,254
Pre-tax net operating income$1,666,0003,686
Securities gains (losses)$40,0004,499
Applicable income taxes$364,0005,165
Income before extraordinary items$1,342,0003,417
Extraordinary gains, net$01,422
Net income$1,342,0003,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0005,774
Cash dividends$312,0003,916
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,310,4003,247

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.