Home > Armed Forces Bank of California > Income and Expense
Armed Forces Bank of California, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $99,000 | 6,361 |
| Total interest expense | $3,000 | 6,368 |
| Net interest income | $96,000 | 6,354 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $523,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $223,000 | 1,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $300,000 | 2,129 |
| Total noninterest expense | $542,000 | 5,050 |
| Salaries and employee benefits | $335,000 | 4,825 |
| Premises and equipment expense | $54,000 | 5,128 |
| Additional noninterest expense | $153,000 | 5,252 |
| Pre-tax net operating income | $77,000 | 5,392 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $30,000 | 3,327 |
| Income before extraordinary items | $47,000 | 5,640 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $47,000 | 5,640 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $47,000 | 5,641 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $47,000 | 5,587 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,457 |
| Total interest expense | $16,000 | 6,453 |
| Net interest income | $357,000 | 6,450 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $2,466,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,042,000 | 1,241 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,424,000 | 1,831 |
| Total noninterest expense | $2,939,000 | 4,533 |
| Salaries and employee benefits | $1,876,000 | 4,121 |
| Premises and equipment expense | $311,000 | 4,603 |
| Additional noninterest expense | $752,000 | 5,032 |
| Pre-tax net operating income | $-166,000 | 6,205 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-61,000 | 6,231 |
| Income before extraordinary items | $-105,000 | 6,187 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-105,000 | 6,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-105,000 | 6,188 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-105,000 | 6,179 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $270,000 | 6,537 |
| Total interest expense | $12,000 | 6,536 |
| Net interest income | $258,000 | 6,535 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $1,993,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $830,000 | 1,200 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,163,000 | 1,766 |
| Total noninterest expense | $2,262,000 | 4,493 |
| Salaries and employee benefits | $1,467,000 | 4,033 |
| Premises and equipment expense | $241,000 | 4,588 |
| Additional noninterest expense | $554,000 | 5,099 |
| Pre-tax net operating income | $-61,000 | 6,218 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-23,000 | 6,326 |
| Income before extraordinary items | $-38,000 | 6,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-38,000 | 6,209 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-38,000 | 6,210 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-38,000 | 6,198 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $172,000 | 6,607 |
| Total interest expense | $9,000 | 6,598 |
| Net interest income | $163,000 | 6,602 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $1,343,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $576,000 | 1,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $767,000 | 1,744 |
| Total noninterest expense | $1,579,000 | 4,424 |
| Salaries and employee benefits | $1,031,000 | 3,961 |
| Premises and equipment expense | $170,000 | 4,524 |
| Additional noninterest expense | $378,000 | 5,076 |
| Pre-tax net operating income | $-83,000 | 6,319 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-32,000 | 6,439 |
| Income before extraordinary items | $-51,000 | 6,299 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-51,000 | 6,301 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-51,000 | 6,301 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-51,000 | 6,288 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $86,000 | 6,679 |
| Total interest expense | $4,000 | 6,672 |
| Net interest income | $82,000 | 6,673 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $681,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $280,000 | 1,148 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $401,000 | 1,655 |
| Total noninterest expense | $800,000 | 4,439 |
| Salaries and employee benefits | $530,000 | 3,929 |
| Premises and equipment expense | $79,000 | 4,719 |
| Additional noninterest expense | $191,000 | 5,100 |
| Pre-tax net operating income | $-47,000 | 6,353 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-18,000 | 6,495 |
| Income before extraordinary items | $-29,000 | 6,331 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-29,000 | 6,331 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-29,000 | 6,332 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-29,000 | 6,323 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 6,770 |
| Total interest expense | $23,000 | 6,749 |
| Net interest income | $270,000 | 6,766 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $2,953,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,286,000 | 1,077 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,667,000 | 1,731 |
| Total noninterest expense | $3,093,000 | 4,540 |
| Salaries and employee benefits | $2,022,000 | 4,049 |
| Premises and equipment expense | $334,000 | 4,608 |
| Additional noninterest expense | $737,000 | 5,239 |
| Pre-tax net operating income | $110,000 | 5,928 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-252,000 | 6,579 |
| Income before extraordinary items | $362,000 | 5,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $362,000 | 5,248 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $362,000 | 5,248 |
| Net charge-offs | $67,000 | 4,128 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $362,000 | 5,191 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $209,000 | 6,851 |
| Total interest expense | $18,000 | 6,829 |
| Net interest income | $191,000 | 6,848 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $2,258,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $991,000 | 1,044 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,267,000 | 1,756 |
| Total noninterest expense | $2,324,000 | 4,552 |
| Salaries and employee benefits | $1,512,000 | 4,070 |
| Premises and equipment expense | $253,000 | 4,617 |
| Additional noninterest expense | $559,000 | 5,217 |
| Pre-tax net operating income | $105,000 | 5,982 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $41,000 | 3,810 |
| Income before extraordinary items | $64,000 | 6,153 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $64,000 | 6,154 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $64,000 | 6,153 |
| Net charge-offs | $48,000 | 3,901 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $64,000 | 6,094 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $134,000 | 6,904 |
| Total interest expense | $12,000 | 6,879 |
| Net interest income | $122,000 | 6,902 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $1,498,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $663,000 | 1,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $835,000 | 1,803 |
| Total noninterest expense | $1,577,000 | 4,528 |
| Salaries and employee benefits | $1,020,000 | 4,059 |
| Premises and equipment expense | $173,000 | 4,586 |
| Additional noninterest expense | $384,000 | 5,189 |
| Pre-tax net operating income | $33,000 | 6,161 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $13,000 | 4,110 |
| Income before extraordinary items | $20,000 | 6,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $20,000 | 6,288 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $20,000 | 6,288 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $20,000 | 6,215 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 6,981 |
| Total interest expense | $7,000 | 6,952 |
| Net interest income | $60,000 | 6,978 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $721,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $328,000 | 1,026 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $393,000 | 1,877 |
| Total noninterest expense | $792,000 | 4,562 |
| Salaries and employee benefits | $516,000 | 4,084 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $191,000 | 5,242 |
| Pre-tax net operating income | $-21,000 | 6,450 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-8,000 | 6,730 |
| Income before extraordinary items | $-13,000 | 6,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-13,000 | 6,480 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-13,000 | 6,480 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-13,000 | 6,423 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 7,043 |
| Total interest expense | $31,000 | 7,023 |
| Net interest income | $244,000 | 7,040 |
| Provision for loan and lease losses | $140,000 | 4,347 |
| Total noninterest income | $3,343,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,516,000 | 944 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,827,000 | 1,627 |
| Total noninterest expense | $3,288,000 | 4,525 |
| Salaries and employee benefits | $2,044,000 | 4,085 |
| Premises and equipment expense | $346,000 | 4,635 |
| Additional noninterest expense | $898,000 | 5,027 |
| Pre-tax net operating income | $159,000 | 5,778 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $63,000 | 3,778 |
| Income before extraordinary items | $96,000 | 6,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $96,000 | 6,066 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $96,000 | 6,069 |
| Net charge-offs | $74,000 | 4,665 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $96,000 | 5,919 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $206,000 | 7,148 |
| Total interest expense | $24,000 | 7,125 |
| Net interest income | $182,000 | 7,145 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $2,545,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,163,000 | 921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,382,000 | 1,602 |
| Total noninterest expense | $2,480,000 | 4,531 |
| Salaries and employee benefits | $1,519,000 | 4,114 |
| Premises and equipment expense | $266,000 | 4,636 |
| Additional noninterest expense | $695,000 | 5,018 |
| Pre-tax net operating income | $112,000 | 5,966 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $68,000 | 6,217 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $68,000 | 6,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $68,000 | 6,216 |
| Net charge-offs | $65,000 | 4,342 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $68,000 | 6,082 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $128,000 | 7,215 |
| Total interest expense | $16,000 | 7,189 |
| Net interest income | $112,000 | 7,214 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $1,709,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $784,000 | 899 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $925,000 | 1,592 |
| Total noninterest expense | $1,660,000 | 4,546 |
| Salaries and employee benefits | $1,033,000 | 4,088 |
| Premises and equipment expense | $168,000 | 4,793 |
| Additional noninterest expense | $459,000 | 5,065 |
| Pre-tax net operating income | $71,000 | 6,009 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $43,000 | 6,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 6,262 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,000 | 6,262 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $43,000 | 6,121 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 7,281 |
| Total interest expense | $9,000 | 7,247 |
| Net interest income | $51,000 | 7,278 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $831,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $388,000 | 894 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $443,000 | 1,641 |
| Total noninterest expense | $832,000 | 4,561 |
| Salaries and employee benefits | $535,000 | 4,031 |
| Premises and equipment expense | $75,000 | 5,094 |
| Additional noninterest expense | $222,000 | 5,129 |
| Pre-tax net operating income | $20,000 | 6,218 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $12,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,415 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,000 | 6,416 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $12,000 | 6,292 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 7,332 |
| Total interest expense | $36,000 | 7,306 |
| Net interest income | $141,000 | 7,331 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $3,704,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,747,000 | 844 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,957,000 | 1,383 |
| Total noninterest expense | $3,222,000 | 4,677 |
| Salaries and employee benefits | $2,060,000 | 4,103 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $894,000 | 5,174 |
| Pre-tax net operating income | $593,000 | 4,524 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $232,000 | 2,761 |
| Income before extraordinary items | $361,000 | 5,054 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,056 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $361,000 | 5,056 |
| Net charge-offs | $122,000 | 4,801 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $361,000 | 4,929 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $121,000 | 7,410 |
| Total interest expense | $27,000 | 7,380 |
| Net interest income | $94,000 | 7,411 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $2,802,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,328,000 | 838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,474,000 | 1,358 |
| Total noninterest expense | $2,424,000 | 4,682 |
| Salaries and employee benefits | $1,546,000 | 4,100 |
| Premises and equipment expense | $206,000 | 5,467 |
| Additional noninterest expense | $672,000 | 5,193 |
| Pre-tax net operating income | $472,000 | 4,552 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $185,000 | 2,726 |
| Income before extraordinary items | $287,000 | 5,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 5,118 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $287,000 | 5,118 |
| Net charge-offs | $89,000 | 4,541 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $287,000 | 4,991 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $77,000 | 7,485 |
| Total interest expense | $17,000 | 7,454 |
| Net interest income | $60,000 | 7,485 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,767,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $874,000 | 837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $893,000 | 1,451 |
| Total noninterest expense | $1,564,000 | 4,830 |
| Salaries and employee benefits | $1,025,000 | 4,142 |
| Premises and equipment expense | $137,000 | 5,510 |
| Additional noninterest expense | $402,000 | 5,522 |
| Pre-tax net operating income | $263,000 | 4,778 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $103,000 | 2,841 |
| Income before extraordinary items | $160,000 | 5,293 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $160,000 | 5,292 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $160,000 | 5,293 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $160,000 | 5,203 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $39,000 | 7,549 |
| Total interest expense | $9,000 | 7,515 |
| Net interest income | $30,000 | 7,547 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $844,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $442,000 | 816 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $402,000 | 1,567 |
| Total noninterest expense | $805,000 | 4,773 |
| Salaries and employee benefits | $511,000 | 4,170 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $227,000 | 5,226 |
| Pre-tax net operating income | $69,000 | 5,502 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $27,000 | 3,254 |
| Income before extraordinary items | $42,000 | 5,827 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $42,000 | 5,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $42,000 | 5,827 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $42,000 | 5,794 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 7,610 |
| Total interest expense | $94,000 | 7,529 |
| Net interest income | $157,000 | 7,607 |
| Provision for loan and lease losses | $36,000 | 6,634 |
| Total noninterest income | $3,928,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,135,000 | 706 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,793,000 | 1,516 |
| Total noninterest expense | $3,215,000 | 4,816 |
| Salaries and employee benefits | $1,963,000 | 4,287 |
| Premises and equipment expense | $260,000 | 5,724 |
| Additional noninterest expense | $992,000 | 5,109 |
| Pre-tax net operating income | $834,000 | 3,672 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $325,000 | 2,289 |
| Income before extraordinary items | $509,000 | 4,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,292 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $509,000 | 4,292 |
| Net charge-offs | $105,000 | 5,373 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $509,000 | 4,141 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $202,000 | 7,724 |
| Total interest expense | $78,000 | 7,629 |
| Net interest income | $124,000 | 7,723 |
| Provision for loan and lease losses | $35,000 | 6,469 |
| Total noninterest income | $2,970,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,622,000 | 711 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,348,000 | 1,454 |
| Total noninterest expense | $2,404,000 | 4,840 |
| Salaries and employee benefits | $1,473,000 | 4,322 |
| Premises and equipment expense | $196,000 | 5,770 |
| Additional noninterest expense | $735,000 | 5,140 |
| Pre-tax net operating income | $655,000 | 3,830 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $256,000 | 2,303 |
| Income before extraordinary items | $399,000 | 4,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $399,000 | 4,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $399,000 | 4,474 |
| Net charge-offs | $71,000 | 5,240 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,000 | 4,291 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $142,000 | 7,786 |
| Total interest expense | $56,000 | 7,688 |
| Net interest income | $86,000 | 7,790 |
| Provision for loan and lease losses | $35,000 | 6,087 |
| Total noninterest income | $1,969,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,065,000 | 724 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $904,000 | 1,391 |
| Total noninterest expense | $1,595,000 | 4,872 |
| Salaries and employee benefits | $981,000 | 4,347 |
| Premises and equipment expense | $133,000 | 5,759 |
| Additional noninterest expense | $481,000 | 5,191 |
| Pre-tax net operating income | $425,000 | 3,897 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $167,000 | 2,301 |
| Income before extraordinary items | $258,000 | 4,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $258,000 | 4,548 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $258,000 | 4,548 |
| Net charge-offs | $39,000 | 5,085 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 4,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $72,000 | 7,892 |
| Total interest expense | $30,000 | 7,793 |
| Net interest income | $42,000 | 7,893 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $944,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $518,000 | 749 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $426,000 | 1,446 |
| Total noninterest expense | $755,000 | 5,100 |
| Salaries and employee benefits | $485,000 | 4,439 |
| Premises and equipment expense | $66,000 | 5,857 |
| Additional noninterest expense | $204,000 | 5,643 |
| Pre-tax net operating income | $195,000 | 4,117 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $119,000 | 4,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 4,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $119,000 | 4,737 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,918 |
| Total interest expense | $197,000 | 7,774 |
| Net interest income | $289,000 | 7,930 |
| Provision for loan and lease losses | $491,000 | 4,575 |
| Total noninterest income | $3,893,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,625,000 | 634 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,268,000 | 1,853 |
| Total noninterest expense | $3,064,000 | 5,112 |
| Salaries and employee benefits | $1,957,000 | 4,429 |
| Premises and equipment expense | $262,000 | 5,957 |
| Additional noninterest expense | $845,000 | 5,681 |
| Pre-tax net operating income | $627,000 | 3,715 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $244,000 | 2,215 |
| Income before extraordinary items | $383,000 | 4,229 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $383,000 | 4,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $383,000 | 4,229 |
| Net charge-offs | $547,000 | 3,669 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $383,000 | 4,162 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,989 |
| Total interest expense | $165,000 | 7,838 |
| Net interest income | $221,000 | 8,011 |
| Provision for loan and lease losses | $361,000 | 4,323 |
| Total noninterest income | $2,895,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,956,000 | 633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $939,000 | 1,909 |
| Total noninterest expense | $2,301,000 | 5,134 |
| Salaries and employee benefits | $1,477,000 | 4,434 |
| Premises and equipment expense | $201,000 | 5,954 |
| Additional noninterest expense | $623,000 | 5,725 |
| Pre-tax net operating income | $454,000 | 4,025 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $200,000 | 2,317 |
| Income before extraordinary items | $254,000 | 4,611 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $254,000 | 4,610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $254,000 | 4,612 |
| Net charge-offs | $483,000 | 3,096 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $254,000 | 4,546 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,060 |
| Total interest expense | $125,000 | 7,882 |
| Net interest income | $165,000 | 8,078 |
| Provision for loan and lease losses | $111,000 | 5,206 |
| Total noninterest income | $1,888,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,253,000 | 663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $635,000 | 1,916 |
| Total noninterest expense | $1,518,000 | 5,213 |
| Salaries and employee benefits | $952,000 | 4,588 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $425,000 | 5,673 |
| Pre-tax net operating income | $424,000 | 3,589 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $187,000 | 2,036 |
| Income before extraordinary items | $237,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,327 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $237,000 | 4,327 |
| Net charge-offs | $129,000 | 3,952 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $237,000 | 4,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 8,099 |
| Total interest expense | $70,000 | 7,902 |
| Net interest income | $90,000 | 8,125 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $897,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $541,000 | 745 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $356,000 | 1,745 |
| Total noninterest expense | $734,000 | 5,241 |
| Salaries and employee benefits | $466,000 | 4,699 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $204,000 | 5,553 |
| Pre-tax net operating income | $217,000 | 3,903 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $96,000 | 2,232 |
| Income before extraordinary items | $121,000 | 4,676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 4,680 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $121,000 | 4,679 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $121,000 | 4,508 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 8,059 |
| Total interest expense | $285,000 | 8,018 |
| Net interest income | $575,000 | 8,031 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $3,590,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,158,000 | 815 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,432,000 | 1,653 |
| Total noninterest expense | $3,146,000 | 4,967 |
| Salaries and employee benefits | $2,085,000 | 4,311 |
| Premises and equipment expense | $266,000 | 6,106 |
| Additional noninterest expense | $795,000 | 5,488 |
| Pre-tax net operating income | $999,000 | 3,756 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $453,000 | 1,939 |
| Income before extraordinary items | $546,000 | 4,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $546,000 | 4,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 5,054 |
| Cash dividends | $530,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $546,000 | 4,469 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $671,000 | 8,136 |
| Total interest expense | $210,000 | 8,105 |
| Net interest income | $461,000 | 8,089 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $2,659,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,583,000 | 836 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,076,000 | 1,716 |
| Total noninterest expense | $2,396,000 | 4,895 |
| Salaries and employee benefits | $1,602,000 | 4,257 |
| Premises and equipment expense | $205,000 | 6,032 |
| Additional noninterest expense | $589,000 | 5,468 |
| Pre-tax net operating income | $719,000 | 4,287 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $326,000 | 2,369 |
| Income before extraordinary items | $393,000 | 4,825 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $393,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,332 |
| Cash dividends | $530,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $393,000 | 4,986 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,203 |
| Total interest expense | $142,000 | 8,175 |
| Net interest income | $310,000 | 8,126 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,718,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,014,000 | 858 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $704,000 | 1,783 |
| Total noninterest expense | $1,594,000 | 4,926 |
| Salaries and employee benefits | $1,077,000 | 4,273 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $383,000 | 5,542 |
| Pre-tax net operating income | $434,000 | 4,641 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $198,000 | 2,694 |
| Income before extraordinary items | $236,000 | 5,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $236,000 | 5,303 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,261 |
| Total interest expense | $69,000 | 8,243 |
| Net interest income | $159,000 | 8,160 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $849,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $478,000 | 905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $371,000 | 1,711 |
| Total noninterest expense | $809,000 | 4,900 |
| Salaries and employee benefits | $557,000 | 4,192 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $180,000 | 5,675 |
| Pre-tax net operating income | $199,000 | 4,963 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $92,000 | 2,892 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,000 | 5,657 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 8,209 |
| Total interest expense | $248,000 | 8,256 |
| Net interest income | $716,000 | 8,072 |
| Provision for loan and lease losses | $113,000 | 4,757 |
| Total noninterest income | $3,502,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,066,000 | 867 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,436,000 | 1,725 |
| Total noninterest expense | $3,110,000 | 4,899 |
| Salaries and employee benefits | $2,115,000 | 4,202 |
| Premises and equipment expense | $261,000 | 6,140 |
| Additional noninterest expense | $734,000 | 5,603 |
| Pre-tax net operating income | $995,000 | 4,759 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $451,000 | 2,862 |
| Income before extraordinary items | $544,000 | 5,530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $544,000 | 5,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $544,000 | 5,516 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 8,270 |
| Total interest expense | $188,000 | 8,300 |
| Net interest income | $529,000 | 8,136 |
| Provision for loan and lease losses | $93,000 | 4,221 |
| Total noninterest income | $2,590,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,540,000 | 853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,050,000 | 1,775 |
| Total noninterest expense | $2,277,000 | 4,939 |
| Salaries and employee benefits | $1,530,000 | 4,312 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $554,000 | 5,536 |
| Pre-tax net operating income | $749,000 | 4,984 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $339,000 | 3,024 |
| Income before extraordinary items | $410,000 | 5,785 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $410,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $410,000 | 5,768 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $472,000 | 8,347 |
| Total interest expense | $122,000 | 8,371 |
| Net interest income | $350,000 | 8,214 |
| Provision for loan and lease losses | $53,000 | 4,306 |
| Total noninterest income | $1,721,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,097,000 | 808 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $624,000 | 1,933 |
| Total noninterest expense | $1,491,000 | 5,026 |
| Salaries and employee benefits | $1,005,000 | 4,397 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $359,000 | 5,615 |
| Pre-tax net operating income | $527,000 | 4,928 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $239,000 | 3,033 |
| Income before extraordinary items | $288,000 | 5,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $288,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $288,000 | 5,733 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,419 |
| Total interest expense | $56,000 | 8,430 |
| Net interest income | $172,000 | 8,282 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $853,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $507,000 | 844 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $346,000 | 1,761 |
| Total noninterest expense | $726,000 | 5,127 |
| Salaries and employee benefits | $503,000 | 4,417 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $276,000 | 4,837 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $151,000 | 5,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 8,377 |
| Total interest expense | $151,000 | 8,481 |
| Net interest income | $688,000 | 8,221 |
| Provision for loan and lease losses | $146,000 | 4,104 |
| Total noninterest income | $3,563,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,201,000 | 798 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,362,000 | 1,786 |
| Total noninterest expense | $2,926,000 | 4,973 |
| Salaries and employee benefits | $1,972,000 | 4,320 |
| Premises and equipment expense | $277,000 | 5,943 |
| Additional noninterest expense | $677,000 | 5,733 |
| Pre-tax net operating income | $1,179,000 | 4,825 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $532,000 | 3,074 |
| Income before extraordinary items | $647,000 | 5,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $647,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,703 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $647,000 | 5,647 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,454 |
| Total interest expense | $105,000 | 8,547 |
| Net interest income | $512,000 | 8,297 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $2,676,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,661,000 | 804 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,015,000 | 1,800 |
| Total noninterest expense | $2,213,000 | 4,925 |
| Salaries and employee benefits | $1,491,000 | 4,253 |
| Premises and equipment expense | $208,000 | 5,962 |
| Additional noninterest expense | $514,000 | 5,687 |
| Pre-tax net operating income | $867,000 | 5,058 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $392,000 | 3,206 |
| Income before extraordinary items | $475,000 | 5,874 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $475,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,301 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $475,000 | 5,874 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 8,524 |
| Total interest expense | $65,000 | 8,602 |
| Net interest income | $331,000 | 8,384 |
| Provision for loan and lease losses | $61,000 | 4,049 |
| Total noninterest income | $1,732,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,089,000 | 805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $643,000 | 1,875 |
| Total noninterest expense | $1,499,000 | 4,879 |
| Salaries and employee benefits | $1,012,000 | 4,220 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $344,000 | 5,671 |
| Pre-tax net operating income | $503,000 | 5,388 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $228,000 | 3,447 |
| Income before extraordinary items | $275,000 | 6,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $275,000 | 6,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,569 |
| Total interest expense | $29,000 | 8,635 |
| Net interest income | $156,000 | 8,459 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $849,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $526,000 | 805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $323,000 | 1,833 |
| Total noninterest expense | $767,000 | 4,827 |
| Salaries and employee benefits | $518,000 | 4,186 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $175,000 | 5,592 |
| Pre-tax net operating income | $202,000 | 5,824 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $110,000 | 6,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $110,000 | 6,564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,600 |
| Total interest expense | $62,000 | 8,677 |
| Net interest income | $499,000 | 8,533 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $3,247,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,065,000 | 838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,182,000 | 1,988 |
| Total noninterest expense | $2,993,000 | 4,772 |
| Salaries and employee benefits | $1,936,000 | 4,219 |
| Premises and equipment expense | $327,000 | 5,496 |
| Additional noninterest expense | $730,000 | 5,473 |
| Pre-tax net operating income | $573,000 | 6,511 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $242,000 | 4,406 |
| Income before extraordinary items | $331,000 | 7,046 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $331,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,585 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $331,000 | 7,032 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $405,000 | 8,662 |
| Total interest expense | $39,000 | 8,732 |
| Net interest income | $366,000 | 8,592 |
| Provision for loan and lease losses | $136,000 | 3,626 |
| Total noninterest income | $2,385,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,525,000 | 856 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $860,000 | 2,020 |
| Total noninterest expense | $2,251,000 | 4,732 |
| Salaries and employee benefits | $1,438,000 | 4,217 |
| Premises and equipment expense | $250,000 | 5,434 |
| Additional noninterest expense | $563,000 | 5,322 |
| Pre-tax net operating income | $364,000 | 6,930 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $152,000 | 4,792 |
| Income before extraordinary items | $212,000 | 7,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $212,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $212,000 | 7,349 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,679 |
| Total interest expense | $21,000 | 8,754 |
| Net interest income | $242,000 | 8,607 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $1,574,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,062,000 | 797 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $512,000 | 2,145 |
| Total noninterest expense | $1,494,000 | 4,736 |
| Salaries and employee benefits | $948,000 | 4,245 |
| Premises and equipment expense | $170,000 | 5,363 |
| Additional noninterest expense | $376,000 | 5,299 |
| Pre-tax net operating income | $234,000 | 7,001 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $98,000 | 4,834 |
| Income before extraordinary items | $136,000 | 7,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $136,000 | 7,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $127,000 | 8,760 |
| Total interest expense | $9,000 | 8,841 |
| Net interest income | $118,000 | 8,699 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $791,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $535,000 | 757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $256,000 | 2,115 |
| Total noninterest expense | $729,000 | 4,847 |
| Salaries and employee benefits | $457,000 | 4,390 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $182,000 | 5,390 |
| Pre-tax net operating income | $142,000 | 6,670 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 8,705 |
| Total interest expense | $44,000 | 8,845 |
| Net interest income | $554,000 | 8,600 |
| Provision for loan and lease losses | $211,000 | 3,597 |
| Total noninterest income | $2,765,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,689,000 | 1,065 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,076,000 | 2,051 |
| Total noninterest expense | $2,817,000 | 4,885 |
| Salaries and employee benefits | $1,802,000 | 4,339 |
| Premises and equipment expense | $335,000 | 5,363 |
| Additional noninterest expense | $680,000 | 5,612 |
| Pre-tax net operating income | $291,000 | 7,469 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $118,000 | 5,349 |
| Income before extraordinary items | $173,000 | 7,772 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $173,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $173,000 | 7,734 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 8,745 |
| Total interest expense | $33,000 | 8,901 |
| Net interest income | $433,000 | 8,623 |
| Provision for loan and lease losses | $143,000 | 3,635 |
| Total noninterest income | $2,030,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,222,000 | 1,099 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $808,000 | 2,060 |
| Total noninterest expense | $2,067,000 | 4,922 |
| Salaries and employee benefits | $1,332,000 | 4,341 |
| Premises and equipment expense | $239,000 | 5,492 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $253,000 | 7,449 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $103,000 | 5,312 |
| Income before extraordinary items | $150,000 | 7,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $150,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,216 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $150,000 | 7,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 8,805 |
| Total interest expense | $21,000 | 8,957 |
| Net interest income | $290,000 | 8,667 |
| Provision for loan and lease losses | $93,000 | 3,603 |
| Total noninterest income | $1,328,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $791,000 | 1,124 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $537,000 | 2,081 |
| Total noninterest expense | $1,374,000 | 4,953 |
| Salaries and employee benefits | $880,000 | 4,403 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $338,000 | 5,609 |
| Pre-tax net operating income | $151,000 | 7,539 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $61,000 | 5,420 |
| Income before extraordinary items | $90,000 | 7,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $90,000 | 7,821 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,849 |
| Total interest expense | $10,000 | 9,006 |
| Net interest income | $145,000 | 8,711 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $640,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $379,000 | 1,132 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $261,000 | 2,067 |
| Total noninterest expense | $677,000 | 5,022 |
| Salaries and employee benefits | $429,000 | 4,485 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $170,000 | 5,605 |
| Pre-tax net operating income | $60,000 | 7,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 8,889 |
| Total interest expense | $63,000 | 9,022 |
| Net interest income | $542,000 | 8,772 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $2,237,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,356,000 | 1,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $881,000 | 2,576 |
| Total noninterest expense | $2,404,000 | 5,358 |
| Salaries and employee benefits | $1,426,000 | 5,020 |
| Premises and equipment expense | $332,000 | 5,344 |
| Additional noninterest expense | $646,000 | 5,747 |
| Pre-tax net operating income | $165,000 | 7,943 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $61,000 | 6,143 |
| Income before extraordinary items | $104,000 | 8,199 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $104,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,779 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $104,000 | 8,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 8,975 |
| Total interest expense | $50,000 | 9,097 |
| Net interest income | $408,000 | 8,838 |
| Provision for loan and lease losses | $165,000 | 3,731 |
| Total noninterest income | $1,631,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $978,000 | 1,330 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $653,000 | 2,684 |
| Total noninterest expense | $1,702,000 | 5,536 |
| Salaries and employee benefits | $997,000 | 5,261 |
| Premises and equipment expense | $233,000 | 5,546 |
| Additional noninterest expense | $472,000 | 5,819 |
| Pre-tax net operating income | $172,000 | 7,862 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $67,000 | 5,966 |
| Income before extraordinary items | $105,000 | 8,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $105,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $105,000 | 8,053 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 9,013 |
| Total interest expense | $35,000 | 9,145 |
| Net interest income | $275,000 | 8,864 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $1,038,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $616,000 | 1,386 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $422,000 | 2,708 |
| Total noninterest expense | $1,074,000 | 5,742 |
| Salaries and employee benefits | $658,000 | 5,309 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $265,000 | 6,355 |
| Pre-tax net operating income | $129,000 | 7,777 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $78,000 | 8,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $78,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,270 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $78,000 | 7,997 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 9,062 |
| Total interest expense | $19,000 | 9,180 |
| Net interest income | $138,000 | 8,914 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $506,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $304,000 | 1,368 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $202,000 | 2,703 |
| Total noninterest expense | $528,000 | 5,817 |
| Salaries and employee benefits | $325,000 | 5,357 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $130,000 | 6,413 |
| Pre-tax net operating income | $66,000 | 7,733 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $40,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $40,000 | 7,953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 9,079 |
| Total interest expense | $123,000 | 9,171 |
| Net interest income | $535,000 | 8,962 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $1,527,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $834,000 | 1,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $693,000 | 2,724 |
| Total noninterest expense | $1,915,000 | 6,024 |
| Salaries and employee benefits | $1,133,000 | 5,696 |
| Premises and equipment expense | $301,000 | 5,570 |
| Additional noninterest expense | $481,000 | 6,617 |
| Pre-tax net operating income | $-8,000 | 8,655 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-3,000 | 8,804 |
| Income before extraordinary items | $-5,000 | 8,738 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-5,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-5,000 | 8,658 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 9,384 |
| Total interest expense | $159,000 | 9,424 |
| Net interest income | $430,000 | 9,277 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $507,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $273,000 | 4,415 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $234,000 | 4,609 |
| Total noninterest expense | $979,000 | 8,017 |
| Salaries and employee benefits | $587,000 | 7,732 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $247,000 | 8,247 |
| Pre-tax net operating income | $-127,000 | 8,890 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-56,000 | 9,173 |
| Income before extraordinary items | $-71,000 | 8,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-71,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 219 |
| Net operating income | $-71,000 | 8,864 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 9,801 |
| Total interest expense | $24,000 | 9,818 |
| Net interest income | $238,000 | 9,745 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $69,000 | 9,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $393,000 | 9,611 |
| Salaries and employee benefits | $188,000 | 9,656 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $137,000 | 9,349 |
| Pre-tax net operating income | $-116,000 | 9,261 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-51,000 | 9,492 |
| Income before extraordinary items | $-65,000 | 9,227 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-65,000 | 9,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-65,000 | 9,221 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,000 | 10,210 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $30,000 | 10,204 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $3,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $75,000 | 10,205 |
| Salaries and employee benefits | $34,000 | 10,192 |
| Premises and equipment expense | $9,000 | 10,159 |
| Additional noninterest expense | $32,000 | 10,194 |
| Pre-tax net operating income | $-52,000 | 9,489 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-23,000 | 9,736 |
| Income before extraordinary items | $-29,000 | 9,484 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-29,000 | 9,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 356 |
| Net operating income | $-29,000 | 9,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.