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Arbor Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,769,0001,500
Total interest expense$8,076,0001,487
Net interest income$19,693,0001,454
Provision for loan and lease losses$500,0001,275
Total noninterest income$3,945,0001,373
Gross Fiduciary activities income$0981
Service charges on deposit accounts$693,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$3,252,0001,191
Total noninterest expense$18,385,0001,295
Salaries and employee benefits$12,272,0001,130
Premises and equipment expense$1,271,0001,732
Additional noninterest expense$3,252,0001,191
Pre-tax net operating income$4,753,0001,977
Securities gains (losses)$65,000341
Applicable income taxes$140,0002,629
Income before extraordinary items$4,678,0001,807
Extraordinary gains, net$054
Net income$4,678,0001,829
Minority interest net income$088
Net income of bank and minority interests.$4,678,0001,810
Net charge-offs$-3,0003,644
Cash dividends$4,035,000949
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,614,9501,847
2023-09-30 (YTD Data)Rank
Total interest income$20,503,0001,481
Total interest expense$4,993,0001,587
Net interest income$15,510,0001,403
Provision for loan and lease losses$450,0001,058
Total noninterest income$2,837,0001,414
Gross Fiduciary activities income$0950
Service charges on deposit accounts$512,0001,341
Trading account gains and feesNANA
Additional Noninterest Income$2,325,0001,236
Total noninterest expense$14,272,0001,249
Salaries and employee benefits$9,788,0001,093
Premises and equipment expense$959,0001,732
Additional noninterest expense$2,325,0001,236
Pre-tax net operating income$3,625,0002,009
Securities gains (losses)$51,000250
Applicable income taxes$117,0002,624
Income before extraordinary items$3,559,0001,855
Extraordinary gains, net$052
Net income$3,559,0001,872
Minority interest net income$081
Net income of bank and minority interests.$3,559,0001,855
Net charge-offs$-2,0003,495
Cash dividends$4,035,000711
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,509,5301,897
2023-06-30 (YTD Data)Rank
Total interest income$13,140,0001,493
Total interest expense$2,621,0001,704
Net interest income$10,519,0001,404
Provision for loan and lease losses$300,0001,014
Total noninterest income$1,722,0001,431
Gross Fiduciary activities income$0931
Service charges on deposit accounts$336,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$1,386,0001,239
Total noninterest expense$9,571,0001,232
Salaries and employee benefits$6,574,0001,070
Premises and equipment expense$625,0001,749
Additional noninterest expense$1,386,0001,238
Pre-tax net operating income$2,370,0002,031
Securities gains (losses)$34,000335
Applicable income taxes$95,0002,571
Income before extraordinary items$2,309,0001,878
Extraordinary gains, net$051
Net income$2,309,0001,902
Minority interest net income$081
Net income of bank and minority interests.$2,309,0001,878
Net charge-offs$7,0001,927
Cash dividends$3,067,000625
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,276,3601,900
2023-03-31 (YTD Data)Rank
Total interest income$6,290,0001,518
Total interest expense$1,076,0001,748
Net interest income$5,214,0001,421
Provision for loan and lease losses$150,0001,007
Total noninterest income$840,0001,439
Gross Fiduciary activities income$0913
Service charges on deposit accounts$168,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$672,0001,260
Total noninterest expense$4,661,0001,274
Salaries and employee benefits$3,273,0001,094
Premises and equipment expense$303,0001,823
Additional noninterest expense$672,0001,260
Pre-tax net operating income$1,243,0002,024
Securities gains (losses)$0950
Applicable income taxes$38,0002,687
Income before extraordinary items$1,205,0001,852
Extraordinary gains, net$04
Net income$1,205,0001,852
Minority interest net income$048
Net income of bank and minority interests.$1,205,0001,852
Net charge-offs$6,0001,532
Cash dividends$2,100,000463
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,205,0001,871
2022-12-31 (YTD Data)Rank
Total interest income$20,008,0001,574
Total interest expense$1,500,0001,912
Net interest income$18,508,0001,532
Provision for loan and lease losses$1,129,000753
Total noninterest income$4,702,0001,245
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$658,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$4,044,0001,045
Total noninterest expense$17,008,0001,347
Salaries and employee benefits$11,370,0001,194
Premises and equipment expense$1,193,0001,824
Additional noninterest expense$4,044,0001,045
Pre-tax net operating income$5,073,0002,030
Securities gains (losses)$65,000208
Applicable income taxes$161,0002,747
Income before extraordinary items$4,977,0001,828
Extraordinary gains, net$05
Net income$4,977,0001,826
Minority interest net income$063
Net income of bank and minority interests.$4,977,0001,827
Net charge-offs$843,000463
Cash dividends$2,250,0001,381
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,913,9501,875
2022-09-30 (YTD Data)Rank
Total interest income$14,359,0001,578
Total interest expense$824,0002,003
Net interest income$13,535,0001,542
Provision for loan and lease losses$414,0001,073
Total noninterest income$3,781,0001,208
Gross Fiduciary activities income$0968
Service charges on deposit accounts$478,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$3,303,000997
Total noninterest expense$13,426,0001,288
Salaries and employee benefits$9,348,0001,106
Premises and equipment expense$882,0001,853
Additional noninterest expense$3,303,000997
Pre-tax net operating income$3,476,0002,103
Securities gains (losses)$69,000189
Applicable income taxes$115,0002,790
Income before extraordinary items$3,430,0001,918
Extraordinary gains, net$04
Net income$3,430,0001,917
Minority interest net income$057
Net income of bank and minority interests.$3,430,0001,917
Net charge-offs$859,000330
Cash dividends$2,250,0001,037
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,363,0701,977
2022-06-30 (YTD Data)Rank
Total interest income$8,931,0001,627
Total interest expense$450,0002,092
Net interest income$8,481,0001,575
Provision for loan and lease losses$198,0001,151
Total noninterest income$2,571,0001,181
Gross Fiduciary activities income$0925
Service charges on deposit accounts$294,0001,519
Trading account gains and feesNANA
Additional Noninterest Income$2,277,0001,000
Total noninterest expense$8,920,0001,282
Salaries and employee benefits$6,354,0001,089
Premises and equipment expense$555,0001,926
Additional noninterest expense$2,011,0001,597
Pre-tax net operating income$1,934,0002,241
Securities gains (losses)$69,000175
Applicable income taxes$85,0002,657
Income before extraordinary items$1,918,0002,045
Extraordinary gains, net$04
Net income$1,918,0002,045
Minority interest net income$060
Net income of bank and minority interests.$1,918,0002,045
Net charge-offs$-146,0004,478
Cash dividends$2,250,000767
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,851,7602,124
2022-03-31 (YTD Data)Rank
Total interest income$4,227,0001,657
Total interest expense$230,0002,016
Net interest income$3,997,0001,616
Provision for loan and lease losses$99,000999
Total noninterest income$1,370,0001,135
Gross Fiduciary activities income$0892
Service charges on deposit accounts$138,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$1,232,000949
Total noninterest expense$4,504,0001,269
Salaries and employee benefits$3,278,0001,061
Premises and equipment expense$275,0001,953
Additional noninterest expense$951,0001,634
Pre-tax net operating income$764,0002,447
Securities gains (losses)$69,000166
Applicable income taxes$30,0002,761
Income before extraordinary items$803,0002,187
Extraordinary gains, net$04
Net income$803,0002,187
Minority interest net income$050
Net income of bank and minority interests.$803,0002,187
Net charge-offs$-82,0004,510
Cash dividends$1,665,000528
Sale, conversion, retirement of capital stock, net$0453
Net operating income$736,7602,317
2021-12-31 (YTD Data)Rank
Total interest income$19,517,0001,509
Total interest expense$1,326,0001,820
Net interest income$18,191,0001,478
Provision for loan and lease losses$588,000922
Total noninterest income$8,084,000978
Gross Fiduciary activities income$0994
Service charges on deposit accounts$491,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$7,593,000808
Total noninterest expense$19,212,0001,200
Salaries and employee benefits$13,465,0001,031
Premises and equipment expense$1,427,0001,580
Additional noninterest expense$4,320,0001,499
Pre-tax net operating income$6,475,0001,740
Securities gains (losses)$02,062
Applicable income taxes$302,0002,463
Income before extraordinary items$6,173,0001,630
Extraordinary gains, net$010
Net income$6,173,0001,629
Minority interest net income$074
Net income of bank and minority interests.$6,173,0001,630
Net charge-offs$42,0001,742
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,173,0001,605
2021-09-30 (YTD Data)Rank
Total interest income$15,178,0001,498
Total interest expense$1,052,0001,824
Net interest income$14,126,0001,463
Provision for loan and lease losses$348,0001,076
Total noninterest income$6,505,000952
Gross Fiduciary activities income$0957
Service charges on deposit accounts$356,0001,653
Trading account gains and feesNANA
Additional Noninterest Income$6,149,000797
Total noninterest expense$14,070,0001,222
Salaries and employee benefits$9,923,0001,061
Premises and equipment expense$1,110,0001,565
Additional noninterest expense$3,037,0001,582
Pre-tax net operating income$6,213,0001,507
Securities gains (losses)$02,015
Applicable income taxes$216,0002,527
Income before extraordinary items$5,997,0001,414
Extraordinary gains, net$08
Net income$5,997,0001,413
Minority interest net income$069
Net income of bank and minority interests.$5,997,0001,414
Net charge-offs$45,0001,407
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,997,0001,389
2021-06-30 (YTD Data)Rank
Total interest income$10,991,0001,382
Total interest expense$754,0001,798
Net interest income$10,237,0001,350
Provision for loan and lease losses$274,000969
Total noninterest income$4,478,000924
Gross Fiduciary activities income$0951
Service charges on deposit accounts$221,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$4,257,000774
Total noninterest expense$9,345,0001,219
Salaries and employee benefits$6,702,0001,043
Premises and equipment expense$734,0001,576
Additional noninterest expense$1,909,0001,636
Pre-tax net operating income$5,096,0001,298
Securities gains (losses)$01,818
Applicable income taxes$135,0002,561
Income before extraordinary items$4,961,0001,192
Extraordinary gains, net$06
Net income$4,961,0001,193
Minority interest net income$067
Net income of bank and minority interests.$4,961,0001,193
Net charge-offs$47,0001,181
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,961,0001,168
2021-03-31 (YTD Data)Rank
Total interest income$4,527,0001,634
Total interest expense$402,0001,788
Net interest income$4,125,0001,605
Provision for loan and lease losses$162,000908
Total noninterest income$2,118,000964
Gross Fiduciary activities income$0922
Service charges on deposit accounts$109,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$2,009,000814
Total noninterest expense$4,441,0001,252
Salaries and employee benefits$3,258,0001,061
Premises and equipment expense$331,0001,713
Additional noninterest expense$852,0001,744
Pre-tax net operating income$1,640,0001,754
Securities gains (losses)$01,392
Applicable income taxes$33,0002,870
Income before extraordinary items$1,607,0001,644
Extraordinary gains, net$03
Net income$1,607,0001,644
Minority interest net income$055
Net income of bank and minority interests.$1,607,0001,644
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,607,0001,602
2020-12-31 (YTD Data)Rank
Total interest income$18,867,0001,573
Total interest expense$2,545,0001,683
Net interest income$16,322,0001,534
Provision for loan and lease losses$947,0001,659
Total noninterest income$8,288,000914
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$411,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$7,877,000752
Total noninterest expense$17,886,0001,210
Salaries and employee benefits$12,102,0001,072
Premises and equipment expense$1,368,0001,634
Additional noninterest expense$4,416,0001,417
Pre-tax net operating income$5,777,0001,605
Securities gains (losses)$4,0002,483
Applicable income taxes$159,0002,688
Income before extraordinary items$5,622,0001,495
Extraordinary gains, net$04
Net income$5,622,0001,494
Minority interest net income$072
Net income of bank and minority interests.$5,622,0001,495
Net charge-offs$123,0001,863
Cash dividends$956,0002,268
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,618,1201,450
2020-09-30 (YTD Data)Rank
Total interest income$13,218,0001,670
Total interest expense$2,010,0001,689
Net interest income$11,208,0001,646
Provision for loan and lease losses$335,0002,323
Total noninterest income$5,538,000954
Gross Fiduciary activities income$0981
Service charges on deposit accounts$292,0001,926
Trading account gains and feesNANA
Additional Noninterest Income$5,246,000789
Total noninterest expense$12,069,0001,314
Salaries and employee benefits$8,346,0001,133
Premises and equipment expense$875,0001,829
Additional noninterest expense$2,848,0001,573
Pre-tax net operating income$4,342,0001,579
Securities gains (losses)$4,0002,295
Applicable income taxes$107,0002,766
Income before extraordinary items$4,239,0001,447
Extraordinary gains, net$04
Net income$4,239,0001,448
Minority interest net income$065
Net income of bank and minority interests.$4,239,0001,448
Net charge-offs$34,0002,249
Cash dividends$956,0001,745
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,235,0801,406
2020-06-30 (YTD Data)Rank
Total interest income$8,600,0001,718
Total interest expense$1,444,0001,697
Net interest income$7,156,0001,706
Provision for loan and lease losses$224,0002,314
Total noninterest income$2,823,0001,080
Gross Fiduciary activities income$0970
Service charges on deposit accounts$192,0001,970
Trading account gains and feesNANA
Additional Noninterest Income$2,631,000900
Total noninterest expense$7,583,0001,375
Salaries and employee benefits$5,294,0001,179
Premises and equipment expense$534,0001,942
Additional noninterest expense$1,755,0001,671
Pre-tax net operating income$2,172,0001,882
Securities gains (losses)$4,0002,045
Applicable income taxes$70,0002,729
Income before extraordinary items$2,106,0001,768
Extraordinary gains, net$04
Net income$2,106,0001,769
Minority interest net income$065
Net income of bank and minority interests.$2,106,0001,769
Net charge-offs$47,0001,769
Cash dividends$956,0001,379
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,102,1201,722
2020-03-31 (YTD Data)Rank
Total interest income$4,162,0001,753
Total interest expense$796,0001,687
Net interest income$3,366,0001,755
Provision for loan and lease losses$112,0001,876
Total noninterest income$1,156,0001,172
Gross Fiduciary activities income$0941
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$1,050,000938
Total noninterest expense$3,549,0001,460
Salaries and employee benefits$2,475,0001,244
Premises and equipment expense$201,0002,343
Additional noninterest expense$873,0001,696
Pre-tax net operating income$861,0002,055
Securities gains (losses)$4,0001,484
Applicable income taxes$24,0002,802
Income before extraordinary items$841,0001,900
Extraordinary gains, net$04
Net income$841,0001,900
Minority interest net income$056
Net income of bank and minority interests.$841,0001,900
Net charge-offs$59,0001,129
Cash dividends$498,0001,307
Sale, conversion, retirement of capital stock, net$0482
Net operating income$837,1201,869
2019-12-31 (YTD Data)Rank
Total interest income$16,869,0001,750
Total interest expense$3,523,0001,622
Net interest income$13,346,0001,775
Provision for loan and lease losses$630,0001,293
Total noninterest income$4,935,0001,133
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$298,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$4,637,000876
Total noninterest expense$13,785,0001,453
Salaries and employee benefits$9,235,0001,287
Premises and equipment expense$1,451,0001,544
Additional noninterest expense$3,099,0001,881
Pre-tax net operating income$3,866,0002,106
Securities gains (losses)$60,0001,164
Applicable income taxes$153,0002,789
Income before extraordinary items$3,773,0001,969
Extraordinary gains, net$011
Net income$3,773,0001,970
Minority interest net income$076
Net income of bank and minority interests.$3,773,0001,971
Net charge-offs$469,0001,081
Cash dividends$1,665,0001,763
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,715,4001,955
2019-09-30 (YTD Data)Rank
Total interest income$12,620,0001,781
Total interest expense$2,612,0001,646
Net interest income$10,008,0001,800
Provision for loan and lease losses$500,0001,154
Total noninterest income$3,445,0001,184
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$225,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$3,220,000907
Total noninterest expense$9,757,0001,539
Salaries and employee benefits$6,596,0001,344
Premises and equipment expense$1,069,0001,582
Additional noninterest expense$2,092,0002,046
Pre-tax net operating income$3,196,0002,027
Securities gains (losses)$60,000993
Applicable income taxes$119,0002,845
Income before extraordinary items$3,137,0001,877
Extraordinary gains, net$011
Net income$3,137,0001,876
Minority interest net income$072
Net income of bank and minority interests.$3,137,0001,878
Net charge-offs$474,000788
Cash dividends$1,665,0001,366
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,079,4001,868
2019-06-30 (YTD Data)Rank
Total interest income$8,323,0001,794
Total interest expense$1,697,0001,655
Net interest income$6,626,0001,817
Provision for loan and lease losses$230,0001,450
Total noninterest income$1,881,0001,329
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$141,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$1,740,0001,035
Total noninterest expense$6,205,0001,604
Salaries and employee benefits$4,188,0001,411
Premises and equipment expense$688,0001,633
Additional noninterest expense$1,329,0002,130
Pre-tax net operating income$2,072,0002,048
Securities gains (losses)$32,000886
Applicable income taxes$85,0002,793
Income before extraordinary items$2,019,0001,903
Extraordinary gains, net$011
Net income$2,019,0001,902
Minority interest net income$069
Net income of bank and minority interests.$2,019,0001,903
Net charge-offs$65,0001,656
Cash dividends$1,665,0001,018
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,988,2801,903
2019-03-31 (YTD Data)Rank
Total interest income$4,163,0001,797
Total interest expense$815,0001,648
Net interest income$3,348,0001,804
Provision for loan and lease losses$90,0001,533
Total noninterest income$853,0001,374
Gross Fiduciary activities income$0972
Service charges on deposit accounts$71,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$782,0001,075
Total noninterest expense$2,960,0001,684
Salaries and employee benefits$2,019,0001,448
Premises and equipment expense$345,0001,651
Additional noninterest expense$596,0002,287
Pre-tax net operating income$1,151,0001,865
Securities gains (losses)$01,087
Applicable income taxes$38,0002,821
Income before extraordinary items$1,113,0001,727
Extraordinary gains, net$05
Net income$1,113,0001,725
Minority interest net income$052
Net income of bank and minority interests.$1,113,0001,726
Net charge-offs$-1,0003,818
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,113,0001,705
2018-12-31 (YTD Data)Rank
Total interest income$14,691,0001,890
Total interest expense$2,656,0001,572
Net interest income$12,035,0001,951
Provision for loan and lease losses$305,0001,947
Total noninterest income$3,350,0001,427
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$330,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$3,020,0001,140
Total noninterest expense$11,539,0001,681
Salaries and employee benefits$7,805,0001,449
Premises and equipment expense$1,297,0001,696
Additional noninterest expense$2,437,0002,263
Pre-tax net operating income$3,541,0002,263
Securities gains (losses)$01,125
Applicable income taxes$105,0003,070
Income before extraordinary items$3,436,0002,116
Extraordinary gains, net$06
Net income$3,436,0002,114
Minority interest net income$072
Net income of bank and minority interests.$3,436,0002,115
Net charge-offs$19,0003,126
Cash dividends$1,394,0001,837
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,436,0002,113
2018-09-30 (YTD Data)Rank
Total interest income$10,739,0001,914
Total interest expense$1,869,0001,575
Net interest income$8,870,0001,977
Provision for loan and lease losses$230,0001,831
Total noninterest income$2,417,0001,479
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$243,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$2,174,0001,187
Total noninterest expense$8,385,0001,723
Salaries and employee benefits$5,656,0001,485
Premises and equipment expense$967,0001,729
Additional noninterest expense$1,762,0002,315
Pre-tax net operating income$2,672,0002,287
Securities gains (losses)$01,118
Applicable income taxes$81,0003,117
Income before extraordinary items$2,591,0002,119
Extraordinary gains, net$05
Net income$2,591,0002,117
Minority interest net income$066
Net income of bank and minority interests.$2,591,0002,118
Net charge-offs$22,0002,660
Cash dividends$1,394,0001,378
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,591,0002,114
2018-06-30 (YTD Data)Rank
Total interest income$6,952,0001,947
Total interest expense$1,162,0001,582
Net interest income$5,790,0002,011
Provision for loan and lease losses$155,0001,744
Total noninterest income$1,472,0001,587
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$161,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$1,311,0001,274
Total noninterest expense$5,497,0001,764
Salaries and employee benefits$3,719,0001,509
Premises and equipment expense$633,0001,766
Additional noninterest expense$1,145,0002,376
Pre-tax net operating income$1,610,0002,414
Securities gains (losses)$0961
Applicable income taxes$53,0003,108
Income before extraordinary items$1,557,0002,248
Extraordinary gains, net$06
Net income$1,557,0002,246
Minority interest net income$065
Net income of bank and minority interests.$1,557,0002,247
Net charge-offs$26,0002,109
Cash dividends$1,394,0001,022
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,557,0002,246
2018-03-31 (YTD Data)Rank
Total interest income$3,378,0001,983
Total interest expense$559,0001,577
Net interest income$2,819,0002,043
Provision for loan and lease losses$81,0001,638
Total noninterest income$649,0001,711
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$80,0002,667
Trading account gains and feesNANA
Additional Noninterest Income$569,0001,386
Total noninterest expense$2,738,0001,781
Salaries and employee benefits$1,832,0001,551
Premises and equipment expense$323,0001,753
Additional noninterest expense$583,0002,340
Pre-tax net operating income$649,0002,693
Securities gains (losses)$0735
Applicable income taxes$18,0003,283
Income before extraordinary items$631,0002,530
Extraordinary gains, net$07
Net income$631,0002,530
Minority interest net income$052
Net income of bank and minority interests.$631,0002,530
Net charge-offs$-2,0004,048
Cash dividends$1,033,000690
Sale, conversion, retirement of capital stock, net$0580
Net operating income$631,0002,527
2017-12-31 (YTD Data)Rank
Total interest income$12,515,0002,056
Total interest expense$1,647,0001,782
Net interest income$10,868,0002,088
Provision for loan and lease losses$220,0002,289
Total noninterest income$3,077,0001,558
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$335,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$2,742,0001,241
Total noninterest expense$11,050,0001,730
Salaries and employee benefits$7,328,0001,515
Premises and equipment expense$1,217,0001,823
Additional noninterest expense$2,505,0002,249
Pre-tax net operating income$2,675,0002,655
Securities gains (losses)$11,0001,559
Applicable income taxes$133,0003,161
Income before extraordinary items$2,553,0002,301
Extraordinary gains, net$09
Net income$2,553,0002,301
Minority interest net income$076
Net income of bank and minority interests.$2,553,0002,301
Net charge-offs$275,0001,554
Cash dividends$2,002,0001,414
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,542,5502,282
2017-09-30 (YTD Data)Rank
Total interest income$9,175,0002,103
Total interest expense$1,154,0001,861
Net interest income$8,021,0002,117
Provision for loan and lease losses$75,0002,940
Total noninterest income$2,147,0001,659
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$253,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$1,894,0001,333
Total noninterest expense$7,863,0001,838
Salaries and employee benefits$5,224,0001,601
Premises and equipment expense$920,0001,831
Additional noninterest expense$1,719,0002,407
Pre-tax net operating income$2,230,0002,544
Securities gains (losses)$11,0001,579
Applicable income taxes$108,0003,115
Income before extraordinary items$2,133,0002,295
Extraordinary gains, net$09
Net income$2,133,0002,294
Minority interest net income$071
Net income of bank and minority interests.$2,133,0002,295
Net charge-offs$30,0002,778
Cash dividends$2,001,0001,041
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,122,5502,282
2017-06-30 (YTD Data)Rank
Total interest income$5,904,0002,147
Total interest expense$697,0001,974
Net interest income$5,207,0002,152
Provision for loan and lease losses$45,0002,934
Total noninterest income$1,323,0001,724
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$171,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$1,152,0001,412
Total noninterest expense$5,094,0001,879
Salaries and employee benefits$3,407,0001,642
Premises and equipment expense$601,0001,864
Additional noninterest expense$1,086,0002,520
Pre-tax net operating income$1,391,0002,605
Securities gains (losses)$11,0001,225
Applicable income taxes$81,0003,050
Income before extraordinary items$1,321,0002,369
Extraordinary gains, net$011
Net income$1,321,0002,370
Minority interest net income$071
Net income of bank and minority interests.$1,321,0002,370
Net charge-offs$17,0002,671
Cash dividends$1,529,000938
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,310,6602,358
2017-03-31 (YTD Data)Rank
Total interest income$2,817,0002,220
Total interest expense$299,0002,190
Net interest income$2,518,0002,210
Provision for loan and lease losses$03,537
Total noninterest income$569,0001,882
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$84,0002,675
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,553
Total noninterest expense$2,559,0001,889
Salaries and employee benefits$1,710,0001,652
Premises and equipment expense$299,0001,888
Additional noninterest expense$550,0002,486
Pre-tax net operating income$528,0002,993
Securities gains (losses)$11,000641
Applicable income taxes$22,0003,318
Income before extraordinary items$517,0002,700
Extraordinary gains, net$08
Net income$517,0002,700
Minority interest net income$055
Net income of bank and minority interests.$517,0002,700
Net charge-offs$-6,0004,769
Cash dividends$886,000813
Sale, conversion, retirement of capital stock, net$0632
Net operating income$506,4402,716
2016-12-31 (YTD Data)Rank
Total interest income$11,017,0002,226
Total interest expense$1,358,0001,940
Net interest income$9,659,0002,256
Provision for loan and lease losses$145,0002,772
Total noninterest income$2,950,0001,669
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$320,0002,844
Trading account gains and fees$0170
Additional Noninterest Income$2,630,0001,323
Total noninterest expense$10,111,0001,891
Salaries and employee benefits$6,518,0001,658
Premises and equipment expense$1,191,0001,877
Additional noninterest expense$2,402,0002,387
Pre-tax net operating income$2,353,0002,769
Securities gains (losses)$8,0002,738
Applicable income taxes$90,0003,356
Income before extraordinary items$2,271,0002,571
Extraordinary gains, net$05
Net income$2,271,0002,569
Minority interest net income$082
Net income of bank and minority interests.$2,271,0002,570
Net charge-offs$-32,0005,240
Cash dividends$1,373,0001,807
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,263,3202,524
2016-09-30 (YTD Data)Rank
Total interest income$8,220,0002,235
Total interest expense$1,014,0001,956
Net interest income$7,206,0002,264
Provision for loan and lease losses$145,0002,399
Total noninterest income$2,129,0001,703
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$269,0002,655
Trading account gains and fees$0169
Additional Noninterest Income$1,860,0001,380
Total noninterest expense$7,295,0001,960
Salaries and employee benefits$4,679,0001,728
Premises and equipment expense$892,0001,883
Additional noninterest expense$1,724,0002,485
Pre-tax net operating income$1,895,0002,712
Securities gains (losses)$8,0002,659
Applicable income taxes$69,0003,420
Income before extraordinary items$1,834,0002,487
Extraordinary gains, net$05
Net income$1,834,0002,488
Minority interest net income$071
Net income of bank and minority interests.$1,834,0002,488
Net charge-offs$37,0002,782
Cash dividends$1,373,0001,370
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,826,3202,438
2016-06-30 (YTD Data)Rank
Total interest income$5,492,0002,231
Total interest expense$678,0001,956
Net interest income$4,814,0002,264
Provision for loan and lease losses$70,0002,604
Total noninterest income$1,234,0001,857
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$169,0002,735
Trading account gains and fees$0157
Additional Noninterest Income$1,065,0001,484
Total noninterest expense$4,681,0002,032
Salaries and employee benefits$3,006,0001,780
Premises and equipment expense$579,0001,921
Additional noninterest expense$1,096,0002,591
Pre-tax net operating income$1,297,0002,632
Securities gains (losses)$4,0002,523
Applicable income taxes$48,0003,418
Income before extraordinary items$1,253,0002,430
Extraordinary gains, net$016
Net income$1,253,0002,429
Minority interest net income$071
Net income of bank and minority interests.$1,253,0002,429
Net charge-offs$14,0002,949
Cash dividends$1,136,0001,197
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,249,1602,367
2016-03-31 (YTD Data)Rank
Total interest income$2,719,0002,251
Total interest expense$332,0001,984
Net interest income$2,387,0002,279
Provision for loan and lease losses$45,0002,237
Total noninterest income$543,0001,972
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$82,0002,770
Trading account gains and fees$0142
Additional Noninterest Income$461,0001,595
Total noninterest expense$2,313,0002,059
Salaries and employee benefits$1,477,0001,817
Premises and equipment expense$285,0001,953
Additional noninterest expense$551,0002,569
Pre-tax net operating income$572,0002,801
Securities gains (losses)$4,0001,767
Applicable income taxes$16,0003,578
Income before extraordinary items$560,0002,554
Extraordinary gains, net$012
Net income$560,0002,554
Minority interest net income$062
Net income of bank and minority interests.$560,0002,554
Net charge-offs$30,0001,747
Cash dividends$476,0001,260
Sale, conversion, retirement of capital stock, net$0659
Net operating income$556,1202,531
2015-12-31 (YTD Data)Rank
Total interest income$10,355,0002,303
Total interest expense$1,213,0002,103
Net interest income$9,142,0002,321
Provision for loan and lease losses$395,0001,604
Total noninterest income$1,837,0002,224
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$298,0003,047
Trading account gains and fees$0159
Additional Noninterest Income$1,539,0001,825
Total noninterest expense$8,769,0002,127
Salaries and employee benefits$5,556,0001,874
Premises and equipment expense$1,139,0001,968
Additional noninterest expense$2,074,0002,732
Pre-tax net operating income$1,815,0003,193
Securities gains (losses)$79,0001,306
Applicable income taxes$62,0003,550
Income before extraordinary items$1,832,0002,884
Extraordinary gains, net$023
Net income$1,832,0002,887
Minority interest net income$081
Net income of bank and minority interests.$1,832,0002,887
Net charge-offs$259,0001,744
Cash dividends$212,0003,648
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,755,3702,909
2015-09-30 (YTD Data)Rank
Total interest income$7,619,0002,356
Total interest expense$877,0002,182
Net interest income$6,742,0002,370
Provision for loan and lease losses$360,0001,343
Total noninterest income$1,370,0002,239
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$215,0003,138
Trading account gains and fees$0153
Additional Noninterest Income$1,155,0001,836
Total noninterest expense$6,419,0002,170
Salaries and employee benefits$4,065,0001,926
Premises and equipment expense$861,0001,985
Additional noninterest expense$1,493,0002,797
Pre-tax net operating income$1,333,0003,284
Securities gains (losses)$69,0001,266
Applicable income taxes$44,0003,689
Income before extraordinary items$1,358,0002,957
Extraordinary gains, net$021
Net income$1,358,0002,957
Minority interest net income$078
Net income of bank and minority interests.$1,358,0002,958
Net charge-offs$268,0001,287
Cash dividends$190,0003,157
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,291,0703,003
2015-06-30 (YTD Data)Rank
Total interest income$4,929,0002,417
Total interest expense$562,0002,259
Net interest income$4,367,0002,419
Provision for loan and lease losses$275,0001,212
Total noninterest income$896,0002,273
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$131,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$765,0001,855
Total noninterest expense$4,192,0002,218
Salaries and employee benefits$2,617,0001,996
Premises and equipment expense$573,0001,991
Additional noninterest expense$1,002,0002,803
Pre-tax net operating income$796,0003,435
Securities gains (losses)$58,0001,150
Applicable income taxes$29,0003,707
Income before extraordinary items$825,0003,107
Extraordinary gains, net$022
Net income$825,0003,107
Minority interest net income$075
Net income of bank and minority interests.$825,0003,108
Net charge-offs$273,000974
Cash dividends$169,0002,901
Sale, conversion, retirement of capital stock, net$0751
Net operating income$768,7403,174
2015-03-31 (YTD Data)Rank
Total interest income$2,359,0002,512
Total interest expense$279,0002,291
Net interest income$2,080,0002,511
Provision for loan and lease losses$90,0001,532
Total noninterest income$364,0002,531
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$307,0002,092
Total noninterest expense$1,986,0002,319
Salaries and employee benefits$1,239,0002,098
Premises and equipment expense$283,0002,034
Additional noninterest expense$464,0002,954
Pre-tax net operating income$368,0003,519
Securities gains (losses)$02,027
Applicable income taxes$10,0003,833
Income before extraordinary items$358,0003,334
Extraordinary gains, net$013
Net income$358,0003,337
Minority interest net income$064
Net income of bank and minority interests.$358,0003,337
Net charge-offs$249,000627
Cash dividends$149,0002,089
Sale, conversion, retirement of capital stock, net$0697
Net operating income$358,0003,251
2014-12-31 (YTD Data)Rank
Total interest income$9,039,0002,632
Total interest expense$1,210,0002,248
Net interest income$7,829,0002,677
Provision for loan and lease losses$225,0002,344
Total noninterest income$946,0003,192
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$266,0003,426
Trading account gains and fees$0180
Additional Noninterest Income$680,0002,861
Total noninterest expense$6,968,0002,629
Salaries and employee benefits$4,219,0002,380
Premises and equipment expense$872,0002,508
Additional noninterest expense$1,877,0003,031
Pre-tax net operating income$1,582,0003,383
Securities gains (losses)$22,0002,277
Applicable income taxes$70,0003,575
Income before extraordinary items$1,534,0003,206
Extraordinary gains, net$017
Net income$1,534,0003,206
Minority interest net income$084
Net income of bank and minority interests.$1,534,0003,207
Net charge-offs$-27,0005,867
Cash dividends$1,263,0001,745
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,512,8803,175
2014-09-30 (YTD Data)Rank
Total interest income$6,612,0002,707
Total interest expense$912,0002,266
Net interest income$5,700,0002,756
Provision for loan and lease losses$90,0002,885
Total noninterest income$634,0003,430
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$203,0003,443
Trading account gains and fees$0174
Additional Noninterest Income$431,0003,119
Total noninterest expense$5,021,0002,709
Salaries and employee benefits$3,049,0002,456
Premises and equipment expense$595,0002,703
Additional noninterest expense$1,377,0003,078
Pre-tax net operating income$1,223,0003,396
Securities gains (losses)$17,0002,109
Applicable income taxes$51,0003,658
Income before extraordinary items$1,189,0003,168
Extraordinary gains, net$015
Net income$1,189,0003,168
Minority interest net income$081
Net income of bank and minority interests.$1,189,0003,169
Net charge-offs$-7,0005,535
Cash dividends$1,132,0001,419
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,172,6803,153
2014-06-30 (YTD Data)Rank
Total interest income$4,301,0002,757
Total interest expense$614,0002,281
Net interest income$3,687,0002,815
Provision for loan and lease losses$50,0002,981
Total noninterest income$400,0003,508
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$134,0003,443
Trading account gains and fees$0172
Additional Noninterest Income$266,0003,201
Total noninterest expense$3,286,0002,765
Salaries and employee benefits$1,982,0002,526
Premises and equipment expense$403,0002,697
Additional noninterest expense$901,0003,136
Pre-tax net operating income$751,0003,497
Securities gains (losses)$17,0001,729
Applicable income taxes$30,0003,690
Income before extraordinary items$738,0003,250
Extraordinary gains, net$020
Net income$738,0003,256
Minority interest net income$080
Net income of bank and minority interests.$738,0003,256
Net charge-offs$04,375
Cash dividends$853,0001,311
Sale, conversion, retirement of capital stock, net$0794
Net operating income$721,6803,239
2014-03-31 (YTD Data)Rank
Total interest income$2,105,0002,810
Total interest expense$309,0002,297
Net interest income$1,796,0002,867
Provision for loan and lease losses$30,0002,577
Total noninterest income$172,0003,732
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$104,0003,507
Total noninterest expense$1,621,0002,812
Salaries and employee benefits$959,0002,606
Premises and equipment expense$201,0002,742
Additional noninterest expense$461,0003,082
Pre-tax net operating income$317,0003,724
Securities gains (losses)$17,0001,007
Applicable income taxes$7,0003,941
Income before extraordinary items$327,0003,394
Extraordinary gains, net$016
Net income$327,0003,397
Minority interest net income$066
Net income of bank and minority interests.$327,0003,397
Net charge-offs$-13,0005,862
Cash dividends$574,000950
Sale, conversion, retirement of capital stock, net$0747
Net operating income$310,3403,446
2013-12-31 (YTD Data)Rank
Total interest income$8,285,0002,868
Total interest expense$1,395,0002,293
Net interest income$6,890,0002,939
Provision for loan and lease losses$158,0003,226
Total noninterest income$600,0004,119
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$274,0003,516
Trading account gains and fees$0184
Additional Noninterest Income$326,0003,981
Total noninterest expense$6,447,0002,829
Salaries and employee benefits$3,436,0002,846
Premises and equipment expense$890,0002,497
Additional noninterest expense$2,121,0002,848
Pre-tax net operating income$885,0004,264
Securities gains (losses)$227,000828
Applicable income taxes$71,0003,603
Income before extraordinary items$1,041,0003,814
Extraordinary gains, net$029
Net income$1,041,0003,818
Minority interest net income$090
Net income of bank and minority interests.$1,041,0003,818
Net charge-offs$165,0003,234
Cash dividends$678,0002,404
Sale, conversion, retirement of capital stock, net$0924
Net operating income$827,6204,171
2013-09-30 (YTD Data)Rank
Total interest income$6,134,0002,920
Total interest expense$1,054,0002,340
Net interest income$5,080,0002,998
Provision for loan and lease losses$123,0003,168
Total noninterest income$464,0004,150
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$205,0003,541
Trading account gains and fees$0180
Additional Noninterest Income$259,0003,970
Total noninterest expense$4,756,0002,867
Salaries and employee benefits$2,502,0002,905
Premises and equipment expense$669,0002,496
Additional noninterest expense$1,585,0002,850
Pre-tax net operating income$665,0004,352
Securities gains (losses)$227,000765
Applicable income taxes$58,0003,644
Income before extraordinary items$834,0003,747
Extraordinary gains, net$025
Net income$834,0003,750
Minority interest net income$084
Net income of bank and minority interests.$834,0003,751
Net charge-offs$157,0002,817
Cash dividends$526,0002,048
Sale, conversion, retirement of capital stock, net$0868
Net operating income$622,8904,175
2013-06-30 (YTD Data)Rank
Total interest income$4,054,0002,941
Total interest expense$709,0002,371
Net interest income$3,345,0003,027
Provision for loan and lease losses$78,0003,193
Total noninterest income$225,0004,676
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$132,0003,585
Trading account gains and fees$0157
Additional Noninterest Income$93,0004,832
Total noninterest expense$3,071,0002,942
Salaries and employee benefits$1,617,0002,996
Premises and equipment expense$435,0002,569
Additional noninterest expense$1,019,0002,927
Pre-tax net operating income$421,0004,405
Securities gains (losses)$227,000682
Applicable income taxes$45,0003,552
Income before extraordinary items$603,0003,600
Extraordinary gains, net$022
Net income$603,0003,602
Minority interest net income$082
Net income of bank and minority interests.$603,0003,603
Net charge-offs$84,0002,915
Cash dividends$310,0002,145
Sale, conversion, retirement of capital stock, net$0838
Net operating income$391,8904,245
2013-03-31 (YTD Data)Rank
Total interest income$2,046,0002,934
Total interest expense$366,0002,378
Net interest income$1,680,0003,024
Provision for loan and lease losses$35,0003,111
Total noninterest income$40,0005,936
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$59,0003,789
Trading account gains and fees$0148
Additional Noninterest Income$-19,0006,832
Total noninterest expense$1,518,0002,987
Salaries and employee benefits$831,0002,953
Premises and equipment expense$220,0002,566
Additional noninterest expense$467,0003,131
Pre-tax net operating income$167,0004,733
Securities gains (losses)$227,000412
Applicable income taxes$16,0003,717
Income before extraordinary items$378,0003,130
Extraordinary gains, net$010
Net income$378,0003,131
Minority interest net income$076
Net income of bank and minority interests.$378,0003,132
Net charge-offs$15,0003,259
Cash dividends$156,0001,771
Sale, conversion, retirement of capital stock, net$0789
Net operating income$160,0804,540
2012-12-31 (YTD Data)Rank
Total interest income$8,848,0002,863
Total interest expense$1,591,0002,598
Net interest income$7,257,0002,899
Provision for loan and lease losses$639,0002,387
Total noninterest income$499,0004,494
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$267,0003,705
Trading account gains and fees$0166
Additional Noninterest Income$231,0004,406
Total noninterest expense$5,789,0003,117
Salaries and employee benefits$3,249,0002,963
Premises and equipment expense$924,0002,418
Additional noninterest expense$1,616,0003,600
Pre-tax net operating income$1,328,0003,539
Securities gains (losses)$14,0003,286
Applicable income taxes$-10,0006,532
Income before extraordinary items$1,352,0003,317
Extraordinary gains, net$029
Net income$1,352,0003,318
Minority interest net income$093
Net income of bank and minority interests.$1,352,0003,318
Net charge-offs$474,0002,719
Cash dividends$575,0002,613
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,338,0003,191
2012-09-30 (YTD Data)Rank
Total interest income$6,717,0002,891
Total interest expense$1,200,0002,672
Net interest income$5,517,0002,902
Provision for loan and lease losses$409,0002,554
Total noninterest income$368,0004,577
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$199,0003,771
Trading account gains and fees$0157
Additional Noninterest Income$169,0004,479
Total noninterest expense$4,317,0003,146
Salaries and employee benefits$2,415,0002,997
Premises and equipment expense$691,0002,468
Additional noninterest expense$1,211,0003,639
Pre-tax net operating income$1,159,0003,381
Securities gains (losses)$14,0003,018
Applicable income taxes$-22,0006,797
Income before extraordinary items$1,195,0003,085
Extraordinary gains, net$020
Net income$1,195,0003,084
Minority interest net income$086
Net income of bank and minority interests.$1,195,0003,083
Net charge-offs$360,0002,598
Cash dividends$575,0001,886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,181,0002,959
2012-06-30 (YTD Data)Rank
Total interest income$4,537,0002,886
Total interest expense$801,0002,768
Net interest income$3,736,0002,870
Provision for loan and lease losses$169,0003,213
Total noninterest income$163,0005,184
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$129,0003,816
Trading account gains and fees$0153
Additional Noninterest Income$34,0005,785
Total noninterest expense$2,946,0003,103
Salaries and employee benefits$1,655,0002,945
Premises and equipment expense$462,0002,464
Additional noninterest expense$829,0003,578
Pre-tax net operating income$784,0003,321
Securities gains (losses)$03,178
Applicable income taxes$-22,0006,884
Income before extraordinary items$806,0003,025
Extraordinary gains, net$019
Net income$806,0003,025
Minority interest net income$084
Net income of bank and minority interests.$806,0003,025
Net charge-offs$182,0002,860
Cash dividends$575,0001,470
Sale, conversion, retirement of capital stock, net$0928
Net operating income$806,0002,878
2012-03-31 (YTD Data)Rank
Total interest income$2,405,0002,764
Total interest expense$403,0002,852
Net interest income$2,002,0002,730
Provision for loan and lease losses$50,0003,648
Total noninterest income$-123,0007,215
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$63,0003,856
Trading account gains and fees$0148
Additional Noninterest Income$-186,0007,200
Total noninterest expense$1,430,0003,172
Salaries and employee benefits$806,0003,012
Premises and equipment expense$200,0002,792
Additional noninterest expense$424,0003,503
Pre-tax net operating income$399,0003,309
Securities gains (losses)$02,210
Applicable income taxes$-14,0007,004
Income before extraordinary items$413,0002,986
Extraordinary gains, net$019
Net income$413,0002,989
Minority interest net income$078
Net income of bank and minority interests.$413,0002,990
Net charge-offs$153,0002,065
Cash dividends$575,000778
Sale, conversion, retirement of capital stock, net$0861
Net operating income$413,0002,837
2011-12-31 (YTD Data)Rank
Total interest income$8,978,0003,043
Total interest expense$1,947,0002,831
Net interest income$7,031,0003,063
Provision for loan and lease losses$674,0003,003
Total noninterest income$346,0004,992
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$307,0003,549
Trading account gains and fees$0146
Additional Noninterest Income$39,0006,079
Total noninterest expense$6,446,0002,881
Salaries and employee benefits$3,237,0002,938
Premises and equipment expense$914,0002,607
Additional noninterest expense$2,295,0002,772
Pre-tax net operating income$257,0005,362
Securities gains (losses)$364,000995
Applicable income taxes$6,0004,407
Income before extraordinary items$615,0004,357
Extraordinary gains, net$029
Net income$615,0004,359
Minority interest net income$096
Net income of bank and minority interests.$615,0004,359
Net charge-offs$1,343,0002,022
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$254,6405,269
2011-09-30 (YTD Data)Rank
Total interest income$6,854,0003,039
Total interest expense$1,524,0002,840
Net interest income$5,330,0003,051
Provision for loan and lease losses$544,0002,756
Total noninterest income$233,0005,230
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$225,0003,606
Trading account gains and fees$0145
Additional Noninterest Income$8,0006,684
Total noninterest expense$4,749,0002,925
Salaries and employee benefits$2,366,0002,997
Premises and equipment expense$661,0002,717
Additional noninterest expense$1,722,0002,783
Pre-tax net operating income$270,0005,225
Securities gains (losses)$217,0001,152
Applicable income taxes$6,0004,372
Income before extraordinary items$481,0004,382
Extraordinary gains, net$021
Net income$481,0004,384
Minority interest net income$087
Net income of bank and minority interests.$481,0004,384
Net charge-offs$1,157,0001,756
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$266,1705,090
2011-06-30 (YTD Data)Rank
Total interest income$4,612,0003,018
Total interest expense$1,074,0002,803
Net interest income$3,538,0003,057
Provision for loan and lease losses$348,0002,792
Total noninterest income$221,0004,700
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$142,0003,693
Trading account gains and fees$0153
Additional Noninterest Income$79,0004,925
Total noninterest expense$3,141,0002,979
Salaries and employee benefits$1,600,0002,971
Premises and equipment expense$473,0002,562
Additional noninterest expense$1,068,0003,032
Pre-tax net operating income$270,0004,747
Securities gains (losses)$24,0002,007
Applicable income taxes$6,0004,255
Income before extraordinary items$288,0004,507
Extraordinary gains, net$015
Net income$288,0004,505
Minority interest net income$089
Net income of bank and minority interests.$288,0004,507
Net charge-offs$658,0001,855
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$264,4804,542
2011-03-31 (YTD Data)Rank
Total interest income$1,668,0003,899
Total interest expense$434,0003,402
Net interest income$1,234,0003,973
Provision for loan and lease losses$226,0002,260
Total noninterest income$101,0004,905
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$45,0004,825
Total noninterest expense$1,149,0003,815
Salaries and employee benefits$605,0003,699
Premises and equipment expense$154,0003,623
Additional noninterest expense$390,0003,801
Pre-tax net operating income$-40,0006,527
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$-42,0006,560
Extraordinary gains, net$09
Net income$-42,0006,561
Minority interest net income$086
Net income of bank and minority interests.$-42,0006,560
Net charge-offs$494,0001,343
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-42,0006,543
2010-12-31 (YTD Data)Rank
Total interest income$7,238,0003,825
Total interest expense$2,094,0003,438
Net interest income$5,144,0003,883
Provision for loan and lease losses$1,290,0002,668
Total noninterest income$144,0006,327
Gross Fiduciary activities income$14,0001,110
Service charges on deposit accounts$295,0003,668
Trading account gains and fees$0175
Additional Noninterest Income$-165,0007,253
Total noninterest expense$5,098,0003,563
Salaries and employee benefits$2,258,0003,887
Premises and equipment expense$634,0003,572
Additional noninterest expense$2,206,0002,975
Pre-tax net operating income$-1,100,0006,526
Securities gains (losses)$112,0002,065
Applicable income taxes$04,655
Income before extraordinary items$-988,0006,582
Extraordinary gains, net$029
Net income$-988,0006,583
Minority interest net income$0111
Net income of bank and minority interests.$-988,0006,583
Net charge-offs$910,0002,819
Cash dividends$350,0002,773
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,100,0006,592
2010-09-30 (YTD Data)Rank
Total interest income$5,502,0003,860
Total interest expense$1,629,0003,486
Net interest income$3,873,0003,924
Provision for loan and lease losses$839,0002,785
Total noninterest income$215,0005,570
Gross Fiduciary activities income$4,0001,188
Service charges on deposit accounts$229,0003,673
Trading account gains and fees$0165
Additional Noninterest Income$-18,0007,255
Total noninterest expense$3,849,0003,535
Salaries and employee benefits$1,682,0003,942
Premises and equipment expense$463,0003,707
Additional noninterest expense$1,704,0002,844
Pre-tax net operating income$-600,0006,601
Securities gains (losses)$112,0001,846
Applicable income taxes$17,0004,065
Income before extraordinary items$-505,0006,663
Extraordinary gains, net$023
Net income$-505,0006,662
Minority interest net income$0110
Net income of bank and minority interests.$-505,0006,663
Net charge-offs$711,0002,616
Cash dividends$350,0002,185
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-617,0006,678
2010-06-30 (YTD Data)Rank
Total interest income$3,667,0003,896
Total interest expense$1,121,0003,488
Net interest income$2,546,0003,969
Provision for loan and lease losses$628,0002,514
Total noninterest income$257,0004,563
Gross Fiduciary activities income$4,0001,162
Service charges on deposit accounts$150,0003,692
Trading account gains and fees$0152
Additional Noninterest Income$103,0004,606
Total noninterest expense$2,307,0003,837
Salaries and employee benefits$1,092,0004,042
Premises and equipment expense$320,0003,628
Additional noninterest expense$895,0003,493
Pre-tax net operating income$-132,0006,337
Securities gains (losses)$111,0001,344
Applicable income taxes$17,0003,864
Income before extraordinary items$-38,0006,286
Extraordinary gains, net$019
Net income$-38,0006,288
Minority interest net income$0105
Net income of bank and minority interests.$-38,0006,286
Net charge-offs$498,0002,450
Cash dividends$350,0001,736
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-149,0006,434
2010-03-31 (YTD Data)Rank
Total interest income$1,867,0003,906
Total interest expense$578,0003,535
Net interest income$1,289,0003,955
Provision for loan and lease losses$16,0005,847
Total noninterest income$178,0003,915
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$75,0003,697
Trading account gains and fees$0175
Additional Noninterest Income$103,0003,466
Total noninterest expense$1,256,0003,636
Salaries and employee benefits$559,0004,019
Premises and equipment expense$197,0003,163
Additional noninterest expense$500,0003,183
Pre-tax net operating income$195,0004,117
Securities gains (losses)$02,284
Applicable income taxes$9,0003,859
Income before extraordinary items$186,0004,014
Extraordinary gains, net$016
Net income$186,0004,013
Minority interest net income$091
Net income of bank and minority interests.$186,0004,013
Net charge-offs$72,0003,409
Cash dividends$350,000951
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$186,0003,908
2009-12-31 (YTD Data)Rank
Total interest income$8,162,0003,762
Total interest expense$3,150,0003,302
Net interest income$5,012,0003,946
Provision for loan and lease losses$885,0003,698
Total noninterest income$403,0005,111
Gross Fiduciary activities income$4,0001,267
Service charges on deposit accounts$391,0003,376
Trading account gains and fees$0211
Additional Noninterest Income$8,0007,239
Total noninterest expense$4,768,0003,831
Salaries and employee benefits$2,245,0004,014
Premises and equipment expense$682,0003,539
Additional noninterest expense$1,841,0003,547
Pre-tax net operating income$-238,0005,753
Securities gains (losses)$597,000772
Applicable income taxes$49,0003,272
Income before extraordinary items$310,0004,432
Extraordinary gains, net$034
Net income$310,0004,433
Minority interest net income$0115
Net income of bank and minority interests.$310,0004,434
Net charge-offs$1,082,0002,772
Cash dividends$162,0003,809
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-203,4205,824
2009-09-30 (YTD Data)Rank
Total interest income$6,225,0003,758
Total interest expense$2,487,0003,305
Net interest income$3,738,0003,963
Provision for loan and lease losses$188,0005,236
Total noninterest income$280,0005,323
Gross Fiduciary activities income$4,0001,209
Service charges on deposit accounts$293,0003,382
Trading account gains and fees$0212
Additional Noninterest Income$-17,0007,693
Total noninterest expense$3,398,0003,987
Salaries and employee benefits$1,718,0003,982
Premises and equipment expense$517,0003,540
Additional noninterest expense$1,163,0003,951
Pre-tax net operating income$432,0004,085
Securities gains (losses)$336,000925
Applicable income taxes$42,0003,419
Income before extraordinary items$726,0003,055
Extraordinary gains, net$027
Net income$726,0003,053
Minority interest net income$0118
Net income of bank and minority interests.$726,0003,056
Net charge-offs$285,0003,788
Cash dividends$162,0003,250
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$406,8003,929
2009-06-30 (YTD Data)Rank
Total interest income$4,229,0003,757
Total interest expense$1,731,0003,324
Net interest income$2,498,0003,943
Provision for loan and lease losses$116,0005,165
Total noninterest income$126,0006,021
Gross Fiduciary activities income$4,0001,184
Service charges on deposit accounts$191,0003,397
Trading account gains and fees$0193
Additional Noninterest Income$-69,0007,932
Total noninterest expense$2,130,0004,209
Salaries and employee benefits$1,109,0004,102
Premises and equipment expense$336,0003,629
Additional noninterest expense$685,0004,325
Pre-tax net operating income$378,0003,779
Securities gains (losses)$336,000696
Applicable income taxes$36,0003,368
Income before extraordinary items$678,0002,556
Extraordinary gains, net$021
Net income$678,0002,553
Minority interest net income$0112
Net income of bank and minority interests.$678,0002,555
Net charge-offs$104,0004,205
Cash dividends$162,0002,885
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$358,8003,555
2009-03-31 (YTD Data)Rank
Total interest income$2,121,0003,774
Total interest expense$905,0003,316
Net interest income$1,216,0004,022
Provision for loan and lease losses$40,0005,160
Total noninterest income$151,0004,388
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$96,0003,335
Trading account gains and fees$0171
Additional Noninterest Income$55,0004,661
Total noninterest expense$1,056,0004,138
Salaries and employee benefits$558,0004,116
Premises and equipment expense$172,0003,614
Additional noninterest expense$326,0004,152
Pre-tax net operating income$271,0003,498
Securities gains (losses)$93,0001,036
Applicable income taxes$18,0003,642
Income before extraordinary items$346,0002,843
Extraordinary gains, net$015
Net income$346,0002,842
Minority interest net income$0102
Net income of bank and minority interests.$346,0002,844
Net charge-offs$76,0003,153
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$257,6503,239
2008-12-31 (YTD Data)Rank
Total interest income$9,268,0003,728
Total interest expense$4,460,0003,247
Net interest income$4,808,0004,057
Provision for loan and lease losses$502,0003,792
Total noninterest income$650,0004,298
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$479,0003,097
Trading account gains and fees$0154
Additional Noninterest Income$168,0005,130
Total noninterest expense$4,140,0004,131
Salaries and employee benefits$2,195,0004,148
Premises and equipment expense$687,0003,562
Additional noninterest expense$1,258,0004,136
Pre-tax net operating income$816,0004,121
Securities gains (losses)$65,0001,425
Applicable income taxes$130,0003,175
Income before extraordinary items$751,0003,839
Extraordinary gains, net$039
Net income$751,0003,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0002,711
Cash dividends$635,0003,006
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$695,7504,092
2008-09-30 (YTD Data)Rank
Total interest income$7,192,0003,701
Total interest expense$3,460,0003,269
Net interest income$3,732,0003,979
Provision for loan and lease losses$241,0003,901
Total noninterest income$521,0004,242
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$364,0003,103
Trading account gains and fees$0148
Additional Noninterest Income$154,0004,897
Total noninterest expense$3,191,0004,030
Salaries and employee benefits$1,713,0004,062
Premises and equipment expense$525,0003,524
Additional noninterest expense$953,0004,007
Pre-tax net operating income$821,0004,059
Securities gains (losses)$65,0001,251
Applicable income taxes$102,0003,580
Income before extraordinary items$784,0003,604
Extraordinary gains, net$031
Net income$784,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,853
Cash dividends$635,0002,407
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$726,8003,887
2008-06-30 (YTD Data)Rank
Total interest income$4,881,0003,702
Total interest expense$2,396,0003,290
Net interest income$2,485,0003,987
Provision for loan and lease losses$70,0004,755
Total noninterest income$347,0004,300
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$236,0003,136
Trading account gains and fees$0149
Additional Noninterest Income$108,0004,918
Total noninterest expense$2,221,0003,926
Salaries and employee benefits$1,149,0004,087
Premises and equipment expense$355,0003,516
Additional noninterest expense$717,0003,655
Pre-tax net operating income$541,0004,236
Securities gains (losses)$65,0001,253
Applicable income taxes$30,0004,422
Income before extraordinary items$576,0003,726
Extraordinary gains, net$021
Net income$576,0003,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,593
Cash dividends$260,0003,136
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$514,2503,903
2008-03-31 (YTD Data)Rank
Total interest income$2,518,0003,708
Total interest expense$1,279,0003,296
Net interest income$1,239,0004,008
Provision for loan and lease losses$20,0004,875
Total noninterest income$165,0004,400
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$120,0003,055
Trading account gains and fees$0158
Additional Noninterest Income$45,0005,251
Total noninterest expense$1,245,0003,591
Salaries and employee benefits$586,0004,043
Premises and equipment expense$179,0003,515
Additional noninterest expense$480,0002,820
Pre-tax net operating income$139,0005,567
Securities gains (losses)$02,688
Applicable income taxes$10,0004,802
Income before extraordinary items$129,0005,460
Extraordinary gains, net$015
Net income$129,0005,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,267
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$129,0005,366
2007-12-31 (YTD Data)Rank
Total interest income$10,466,0003,663
Total interest expense$5,215,0003,361
Net interest income$5,251,0003,842
Provision for loan and lease losses$260,0003,438
Total noninterest income$728,0004,203
Gross Fiduciary activities income$4,0001,355
Service charges on deposit accounts$444,0003,315
Trading account gains and fees$0178
Additional Noninterest Income$280,0004,373
Total noninterest expense$4,027,0004,108
Salaries and employee benefits$2,249,0004,018
Premises and equipment expense$622,0003,736
Additional noninterest expense$1,156,0004,183
Pre-tax net operating income$1,692,0003,675
Securities gains (losses)$02,146
Applicable income taxes$97,0004,509
Income before extraordinary items$1,595,0003,314
Extraordinary gains, net$039
Net income$1,595,0003,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,000
Cash dividends$1,300,0002,213
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,595,0003,297
2007-09-30 (YTD Data)Rank
Total interest income$7,838,0003,666
Total interest expense$3,872,0003,386
Net interest income$3,966,0003,846
Provision for loan and lease losses$200,0002,996
Total noninterest income$535,0004,254
Gross Fiduciary activities income$3,0001,319
Service charges on deposit accounts$336,0003,298
Trading account gains and fees$0184
Additional Noninterest Income$196,0004,520
Total noninterest expense$2,912,0004,184
Salaries and employee benefits$1,633,0004,102
Premises and equipment expense$476,0003,682
Additional noninterest expense$803,0004,353
Pre-tax net operating income$1,389,0003,637
Securities gains (losses)$01,655
Applicable income taxes$83,0004,590
Income before extraordinary items$1,306,0003,265
Extraordinary gains, net$033
Net income$1,306,0003,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,099
Cash dividends$1,232,0001,746
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,306,0003,252
2007-06-30 (YTD Data)Rank
Total interest income$5,146,0003,714
Total interest expense$2,566,0003,390
Net interest income$2,580,0003,932
Provision for loan and lease losses$120,0002,960
Total noninterest income$342,0004,370
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$216,0003,355
Trading account gains and fees$0168
Additional Noninterest Income$123,0004,702
Total noninterest expense$1,891,0004,296
Salaries and employee benefits$1,067,0004,211
Premises and equipment expense$310,0003,769
Additional noninterest expense$514,0004,490
Pre-tax net operating income$911,0003,736
Securities gains (losses)$01,444
Applicable income taxes$61,0004,599
Income before extraordinary items$850,0003,391
Extraordinary gains, net$029
Net income$850,0003,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,211
Cash dividends$830,0001,777
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$850,0003,367
2007-03-31 (YTD Data)Rank
Total interest income$1,117,0006,064
Total interest expense$554,0005,596
Net interest income$563,0006,330
Provision for loan and lease losses$30,0003,737
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$66,0004,317
Trading account gains and fees$0195
Additional Noninterest Income$47,0005,236
Total noninterest expense$606,0005,723
Salaries and employee benefits$306,0005,977
Premises and equipment expense$122,0004,460
Additional noninterest expense$178,0005,624
Pre-tax net operating income$40,0007,414
Securities gains (losses)$01,187
Applicable income taxes$21,0004,889
Income before extraordinary items$19,0007,637
Extraordinary gains, net$022
Net income$19,0007,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,895
Cash dividends$430,0001,591
Sale, conversion, retirement of capital stock, net$0885
Net operating income$19,0007,618
2006-12-31 (YTD Data)Rank
Total interest income$4,091,0006,063
Total interest expense$1,722,0005,798
Net interest income$2,369,0006,155
Provision for loan and lease losses$103,0004,680
Total noninterest income$423,0005,478
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$250,0004,505
Trading account gains and fees$0130
Additional Noninterest Income$173,0005,372
Total noninterest expense$2,478,0005,512
Salaries and employee benefits$1,350,0005,524
Premises and equipment expense$424,0004,743
Additional noninterest expense$704,0005,626
Pre-tax net operating income$211,0007,365
Securities gains (losses)$-16,0007,468
Applicable income taxes$-27,0008,238
Income before extraordinary items$222,0007,186
Extraordinary gains, net$051
Net income$222,0007,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,426
Cash dividends$2,035,0001,508
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$238,0007,133
2006-09-30 (YTD Data)Rank
Total interest income$2,983,0006,149
Total interest expense$1,174,0005,958
Net interest income$1,809,0006,177
Provision for loan and lease losses$43,0005,331
Total noninterest income$312,0005,550
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$185,0004,558
Trading account gains and fees$0126
Additional Noninterest Income$127,0005,430
Total noninterest expense$1,878,0005,465
Salaries and employee benefits$1,058,0005,371
Premises and equipment expense$310,0004,819
Additional noninterest expense$510,0005,709
Pre-tax net operating income$200,0007,415
Securities gains (losses)$-16,0007,758
Applicable income taxes$-30,0008,470
Income before extraordinary items$214,0007,148
Extraordinary gains, net$045
Net income$214,0007,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,669
Cash dividends$2,035,0001,134
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$230,0007,059
2006-06-30 (YTD Data)Rank
Total interest income$1,880,0006,276
Total interest expense$702,0006,125
Net interest income$1,178,0006,272
Provision for loan and lease losses$15,0005,732
Total noninterest income$211,0005,512
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0004,594
Trading account gains and fees$0126
Additional Noninterest Income$91,0005,325
Total noninterest expense$1,276,0005,415
Salaries and employee benefits$724,0005,306
Premises and equipment expense$209,0004,797
Additional noninterest expense$343,0005,676
Pre-tax net operating income$98,0007,708
Securities gains (losses)$-16,0008,012
Applicable income taxes$-30,0008,547
Income before extraordinary items$112,0007,450
Extraordinary gains, net$039
Net income$112,0007,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$100,0004,336
Sale, conversion, retirement of capital stock, net$0887
Net operating income$128,0007,335
2006-03-31 (YTD Data)Rank
Total interest income$880,0006,410
Total interest expense$317,0006,265
Net interest income$563,0006,388
Provision for loan and lease losses$7,0005,519
Total noninterest income$96,0005,679
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$57,0004,646
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,582
Total noninterest expense$637,0005,422
Salaries and employee benefits$360,0005,348
Premises and equipment expense$108,0004,716
Additional noninterest expense$169,0005,707
Pre-tax net operating income$15,0008,077
Securities gains (losses)$-3,0008,027
Applicable income taxes$-28,0008,597
Income before extraordinary items$40,0007,690
Extraordinary gains, net$021
Net income$40,0007,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$100,0003,061
Sale, conversion, retirement of capital stock, net$0648
Net operating income$43,0007,648
2005-12-31 (YTD Data)Rank
Total interest income$3,452,0006,225
Total interest expense$1,038,0006,200
Net interest income$2,414,0006,140
Provision for loan and lease losses$128,0004,363
Total noninterest income$331,0006,130
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$241,0004,642
Trading account gains and fees$0138
Additional Noninterest Income$90,0006,565
Total noninterest expense$2,255,0005,705
Salaries and employee benefits$1,348,0005,414
Premises and equipment expense$397,0004,881
Additional noninterest expense$510,0006,515
Pre-tax net operating income$362,0007,190
Securities gains (losses)$-3,0007,152
Applicable income taxes$-1,0008,401
Income before extraordinary items$360,0006,934
Extraordinary gains, net$046
Net income$360,0006,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,024
Cash dividends$200,0004,874
Sale, conversion, retirement of capital stock, net$0934
Net operating income$363,0006,907
2005-09-30 (YTD Data)Rank
Total interest income$2,605,0006,197
Total interest expense$755,0006,159
Net interest income$1,850,0006,111
Provision for loan and lease losses$113,0003,996
Total noninterest income$258,0006,086
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$175,0004,749
Trading account gains and fees$0126
Additional Noninterest Income$83,0006,247
Total noninterest expense$1,649,0005,747
Salaries and employee benefits$1,007,0005,395
Premises and equipment expense$313,0004,689
Additional noninterest expense$329,0006,893
Pre-tax net operating income$346,0007,009
Securities gains (losses)$-3,0007,524
Applicable income taxes$26,0006,161
Income before extraordinary items$317,0006,831
Extraordinary gains, net$035
Net income$317,0006,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,223
Cash dividends$200,0004,032
Sale, conversion, retirement of capital stock, net$0769
Net operating income$319,7606,771
2005-06-30 (YTD Data)Rank
Total interest income$1,689,0006,218
Total interest expense$493,0006,078
Net interest income$1,196,0006,193
Provision for loan and lease losses$48,0004,636
Total noninterest income$172,0006,066
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$116,0004,726
Trading account gains and fees$0116
Additional Noninterest Income$56,0006,224
Total noninterest expense$1,192,0005,498
Salaries and employee benefits$684,0005,322
Premises and equipment expense$173,0005,308
Additional noninterest expense$335,0005,669
Pre-tax net operating income$128,0007,686
Securities gains (losses)$02,146
Applicable income taxes$-19,0008,653
Income before extraordinary items$147,0007,375
Extraordinary gains, net$030
Net income$147,0007,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,825
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$147,0007,329
2005-03-31 (YTD Data)Rank
Total interest income$824,0006,303
Total interest expense$245,0006,024
Net interest income$579,0006,322
Provision for loan and lease losses$18,0004,743
Total noninterest income$79,0006,196
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$54,0004,823
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,471
Total noninterest expense$585,0005,589
Salaries and employee benefits$342,0005,371
Premises and equipment expense$83,0005,458
Additional noninterest expense$160,0005,793
Pre-tax net operating income$55,0007,831
Securities gains (losses)$01,685
Applicable income taxes$-13,0008,715
Income before extraordinary items$68,0007,468
Extraordinary gains, net$024
Net income$68,0007,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,462
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$68,0007,443
2004-12-31 (YTD Data)Rank
Total interest income$3,506,0005,966
Total interest expense$970,0005,758
Net interest income$2,536,0005,956
Provision for loan and lease losses$48,0005,981
Total noninterest income$390,0005,850
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$284,0004,436
Trading account gains and fees$0138
Additional Noninterest Income$106,0006,316
Total noninterest expense$2,220,0005,669
Salaries and employee benefits$1,224,0005,632
Premises and equipment expense$272,0005,968
Additional noninterest expense$724,0005,409
Pre-tax net operating income$658,0006,230
Securities gains (losses)$-38,0008,534
Applicable income taxes$94,0005,572
Income before extraordinary items$526,0006,259
Extraordinary gains, net$034
Net income$526,0006,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,025
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$558,3006,053
2004-09-30 (YTD Data)Rank
Total interest income$2,622,0005,974
Total interest expense$720,0005,750
Net interest income$1,902,0005,967
Provision for loan and lease losses$14,0006,593
Total noninterest income$286,0005,939
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$217,0004,428
Trading account gains and fees$0134
Additional Noninterest Income$69,0006,565
Total noninterest expense$1,635,0005,694
Salaries and employee benefits$904,0005,650
Premises and equipment expense$193,0006,105
Additional noninterest expense$538,0005,410
Pre-tax net operating income$539,0006,149
Securities gains (losses)$-7,0008,426
Applicable income taxes$96,0005,395
Income before extraordinary items$436,0006,125
Extraordinary gains, net$026
Net income$436,0006,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,594
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$441,7406,021
2004-06-30 (YTD Data)Rank
Total interest income$1,747,0005,971
Total interest expense$477,0005,784
Net interest income$1,270,0005,969
Provision for loan and lease losses$9,0006,446
Total noninterest income$188,0005,960
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$142,0004,457
Trading account gains and fees$0130
Additional Noninterest Income$46,0006,590
Total noninterest expense$1,066,0005,794
Salaries and employee benefits$582,0005,783
Premises and equipment expense$128,0006,144
Additional noninterest expense$356,0005,454
Pre-tax net operating income$383,0005,957
Securities gains (losses)$-7,0008,631
Applicable income taxes$74,0005,210
Income before extraordinary items$302,0006,028
Extraordinary gains, net$021
Net income$302,0006,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,094
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$307,6005,901
2004-03-31 (YTD Data)Rank
Total interest income$850,0006,089
Total interest expense$233,0005,901
Net interest income$617,0006,066
Provision for loan and lease losses$4,0006,169
Total noninterest income$82,0006,234
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0004,635
Trading account gains and fees$0121
Additional Noninterest Income$18,0006,980
Total noninterest expense$522,0005,907
Salaries and employee benefits$275,0006,009
Premises and equipment expense$67,0006,015
Additional noninterest expense$180,0005,435
Pre-tax net operating income$173,0006,148
Securities gains (losses)$02,934
Applicable income taxes$32,0005,327
Income before extraordinary items$141,0006,154
Extraordinary gains, net$016
Net income$141,0006,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$141,0006,041
2003-12-31 (YTD Data)Rank
Total interest income$3,625,0005,942
Total interest expense$1,022,0006,054
Net interest income$2,603,0005,772
Provision for loan and lease losses$33,0006,726
Total noninterest income$400,0005,967
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$283,0004,447
Trading account gains and fees$0160
Additional Noninterest Income$117,0006,265
Total noninterest expense$1,967,0006,038
Salaries and employee benefits$1,047,0006,104
Premises and equipment expense$233,0006,395
Additional noninterest expense$687,0005,564
Pre-tax net operating income$1,003,0005,169
Securities gains (losses)$-2,0008,601
Applicable income taxes$233,0004,686
Income before extraordinary items$768,0005,338
Extraordinary gains, net$054
Net income$768,0005,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,615
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$769,5405,188
2003-09-30 (YTD Data)Rank
Total interest income$2,726,0005,999
Total interest expense$786,0006,122
Net interest income$1,940,0005,814
Provision for loan and lease losses$33,0006,333
Total noninterest income$293,0006,066
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$209,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$84,0006,382
Total noninterest expense$1,453,0006,067
Salaries and employee benefits$787,0006,064
Premises and equipment expense$164,0006,559
Additional noninterest expense$502,0005,626
Pre-tax net operating income$747,0005,329
Securities gains (losses)$04,204
Applicable income taxes$182,0004,799
Income before extraordinary items$565,0005,560
Extraordinary gains, net$040
Net income$565,0005,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,021
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$565,0005,373
2003-06-30 (YTD Data)Rank
Total interest income$1,805,0006,061
Total interest expense$537,0006,175
Net interest income$1,268,0005,883
Provision for loan and lease losses$26,0006,061
Total noninterest income$186,0006,157
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$134,0004,563
Trading account gains and fees$0150
Additional Noninterest Income$52,0006,500
Total noninterest expense$965,0006,100
Salaries and employee benefits$521,0006,119
Premises and equipment expense$101,0006,739
Additional noninterest expense$343,0005,533
Pre-tax net operating income$463,0005,512
Securities gains (losses)$03,782
Applicable income taxes$110,0004,991
Income before extraordinary items$353,0005,716
Extraordinary gains, net$030
Net income$353,0005,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,275
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$353,0005,500
2003-03-31 (YTD Data)Rank
Total interest income$898,0006,108
Total interest expense$276,0006,196
Net interest income$622,0005,938
Provision for loan and lease losses$5,0006,526
Total noninterest income$92,0006,102
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$67,0004,483
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$490,0006,070
Salaries and employee benefits$266,0006,035
Premises and equipment expense$41,0007,269
Additional noninterest expense$183,0005,286
Pre-tax net operating income$219,0005,626
Securities gains (losses)$02,891
Applicable income taxes$53,0005,018
Income before extraordinary items$166,0005,781
Extraordinary gains, net$021
Net income$166,0005,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$166,0005,582
2002-12-31 (YTD Data)Rank
Total interest income$3,804,0006,065
Total interest expense$1,184,0006,470
Net interest income$2,620,0005,756
Provision for loan and lease losses$72,0006,236
Total noninterest income$351,0006,094
Gross Fiduciary activities income$2,0001,605
Service charges on deposit accounts$259,0004,610
Trading account gains and fees$0153
Additional Noninterest Income$90,0006,648
Total noninterest expense$1,909,0006,038
Salaries and employee benefits$1,057,0005,934
Premises and equipment expense$206,0006,710
Additional noninterest expense$646,0005,676
Pre-tax net operating income$990,0005,232
Securities gains (losses)$04,537
Applicable income taxes$268,0004,638
Income before extraordinary items$722,0005,474
Extraordinary gains, net$070
Net income$722,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$722,0005,343
2001-12-31 (YTD Data)Rank
Total interest income$4,780,0005,770
Total interest expense$2,159,0005,865
Net interest income$2,621,0005,562
Provision for loan and lease losses$60,0006,353
Total noninterest income$292,0006,501
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$237,0004,777
Trading account gains and fees$0177
Additional Noninterest Income$52,0007,628
Total noninterest expense$1,871,0005,989
Salaries and employee benefits$966,0006,112
Premises and equipment expense$215,0006,569
Additional noninterest expense$690,0005,349
Pre-tax net operating income$982,0004,939
Securities gains (losses)$1,0004,410
Applicable income taxes$300,0004,267
Income before extraordinary items$683,0005,290
Extraordinary gains, net$0105
Net income$683,0005,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,011
Cash dividends$250,0004,656
Sale, conversion, retirement of capital stock, net$0922
Net operating income$682,3105,176
2000-12-31 (YTD Data)Rank
Total interest income$5,260,0005,560
Total interest expense$2,705,0005,301
Net interest income$2,555,0005,720
Provision for loan and lease losses$83,0005,704
Total noninterest income$301,0006,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0004,735
Trading account gains and feesNANA
Additional Noninterest Income$70,0007,177
Total noninterest expense$1,871,0005,918
Salaries and employee benefits$879,0006,387
Premises and equipment expense$218,0006,486
Additional noninterest expense$774,0004,841
Pre-tax net operating income$902,0005,537
Securities gains (losses)$01,956
Applicable income taxes$255,0004,937
Income before extraordinary items$647,0005,634
Extraordinary gains, net$038
Net income$647,0005,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,750
Cash dividends$170,0005,352
Sale, conversion, retirement of capital stock, net$0969
Net operating income$647,0005,644
1999-12-31 (YTD Data)Rank
Total interest income$4,645,0005,831
Total interest expense$2,069,0005,883
Net interest income$2,576,0005,694
Provision for loan and lease losses$48,0006,602
Total noninterest income$268,0006,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0004,993
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,811
Total noninterest expense$1,823,0006,034
Salaries and employee benefits$843,0006,558
Premises and equipment expense$243,0006,141
Additional noninterest expense$737,0005,071
Pre-tax net operating income$973,0005,389
Securities gains (losses)$9,0001,806
Applicable income taxes$281,0004,951
Income before extraordinary items$701,0005,456
Extraordinary gains, net$035
Net income$701,0005,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,975
Cash dividends$250,0004,843
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$694,6105,449
1998-12-31 (YTD Data)Rank
Total interest income$4,536,0006,029
Total interest expense$2,234,0005,777
Net interest income$2,302,0006,125
Provision for loan and lease losses$206,0003,456
Total noninterest income$307,0006,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0004,668
Trading account gains and feesNANA
Additional Noninterest Income$70,0007,479
Total noninterest expense$1,734,0006,153
Salaries and employee benefits$792,0006,717
Premises and equipment expense$269,0005,715
Additional noninterest expense$673,0005,322
Pre-tax net operating income$669,0006,603
Securities gains (losses)$14,0002,712
Applicable income taxes$179,0006,436
Income before extraordinary items$504,0006,584
Extraordinary gains, net$032
Net income$504,0006,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,00010,286
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$493,6406,532
1997-12-31 (YTD Data)Rank
Total interest income$4,485,0006,243
Total interest expense$2,320,0005,691
Net interest income$2,165,0006,596
Provision for loan and lease losses$140,0004,290
Total noninterest income$257,0007,135
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,201
Trading account gains and feesNANA
Additional Noninterest Income$47,0008,573
Total noninterest expense$1,577,0006,586
Salaries and employee benefits$737,0007,104
Premises and equipment expense$229,0006,363
Additional noninterest expense$611,0005,739
Pre-tax net operating income$705,0006,956
Securities gains (losses)$-3,0009,416
Applicable income taxes$172,0007,291
Income before extraordinary items$530,0006,799
Extraordinary gains, net$044
Net income$530,0006,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,054
Cash dividends$350,0004,223
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$532,2506,730
1996-12-31 (YTD Data)Rank
Total interest income$4,199,0006,676
Total interest expense$2,087,0006,253
Net interest income$2,112,0006,931
Provision for loan and lease losses$12,0008,364
Total noninterest income$290,0007,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,252
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,006
Total noninterest expense$1,484,0007,153
Salaries and employee benefits$738,0007,321
Premises and equipment expense$200,0007,027
Additional noninterest expense$546,0006,715
Pre-tax net operating income$906,0006,068
Securities gains (losses)$-4,0009,823
Applicable income taxes$244,0006,529
Income before extraordinary items$658,0005,955
Extraordinary gains, net$053
Net income$658,0005,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$660,9205,879
1995-12-31 (YTD Data)Rank
Total interest income$3,998,0007,003
Total interest expense$1,863,0006,751
Net interest income$2,135,0007,012
Provision for loan and lease losses$87,0004,922
Total noninterest income$250,0007,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,806
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$1,370,0007,680
Salaries and employee benefits$691,0007,770
Premises and equipment expense$188,0007,429
Additional noninterest expense$491,0007,329
Pre-tax net operating income$928,0006,287
Securities gains (losses)$-28,00010,792
Applicable income taxes$276,0006,289
Income before extraordinary items$624,0006,469
Extraordinary gains, net$065
Net income$624,0006,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$315,0004,405
Sale, conversion, retirement of capital stock, net$0809
Net operating income$643,3206,337
1994-12-31 (YTD Data)Rank
Total interest income$3,399,0007,482
Total interest expense$1,360,0007,348
Net interest income$2,039,0007,478
Provision for loan and lease losses$87,0004,874
Total noninterest income$243,0008,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0006,319
Trading account gains and feesNANA
Additional Noninterest Income$66,0008,828
Total noninterest expense$1,404,0007,909
Salaries and employee benefits$694,0007,928
Premises and equipment expense$167,0008,151
Additional noninterest expense$543,0007,488
Pre-tax net operating income$791,0006,916
Securities gains (losses)$3,0002,889
Applicable income taxes$246,0006,601
Income before extraordinary items$548,0006,923
Extraordinary gains, net$0249
Net income$548,0006,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$440,0003,510
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$545,9306,999
1993-12-31 (YTD Data)Rank
Total interest income$2,966,0008,393
Total interest expense$1,175,0008,372
Net interest income$1,791,0008,268
Provision for loan and lease losses$69,0006,693
Total noninterest income$218,0008,884
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$60,0009,542
Total noninterest expense$1,398,0008,200
Salaries and employee benefits$672,0008,204
Premises and equipment expense$146,0009,019
Additional noninterest expense$580,0007,517
Pre-tax net operating income$542,0008,358
Securities gains (losses)$160,0001,919
Applicable income taxes$250,0006,790
Income before extraordinary items$452,0007,957
Extraordinary gains, net$03,149
Net income$452,0008,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$290,0004,525
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$349,6008,681
1992-12-31 (YTD Data)Rank
Total interest income$2,965,0009,055
Total interest expense$1,329,0009,127
Net interest income$1,636,0008,856
Provision for loan and lease losses$011,756
Total noninterest income$197,0009,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,235
Trading account gains and feesNANA
Additional Noninterest Income$52,00010,289
Total noninterest expense$1,268,0008,773
Salaries and employee benefits$572,0009,068
Premises and equipment expense$132,0009,627
Additional noninterest expense$564,0007,825
Pre-tax net operating income$565,0007,953
Securities gains (losses)$08,369
Applicable income taxes$205,0007,460
Income before extraordinary items$360,0008,616
Extraordinary gains, net$01,422
Net income$360,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0006,234
Cash dividends$361,0003,568
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$360,0008,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.