Home > Andover Bank NH > Income and Expense
Andover Bank NH, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 4,905 |
| Total interest expense | $3,566,000 | 4,056 |
| Net interest income | $2,596,000 | 5,697 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $1,560,000 | 6,521 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $775,000 | 4,786 |
| Pre-tax net operating income | $1,189,000 | 4,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $433,000 | 4,218 |
| Income before extraordinary items | $756,000 | 5,372 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $756,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $756,000 | 5,271 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 5,851 |
| Total interest expense | $3,257,000 | 4,391 |
| Net interest income | $1,682,000 | 7,595 |
| Provision for loan and lease losses | $178,000 | 3,774 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $1,582,000 | 6,571 |
| Salaries and employee benefits | $496,000 | 8,632 |
| Premises and equipment expense | $251,000 | 6,044 |
| Additional noninterest expense | $835,000 | 4,581 |
| Pre-tax net operating income | $45,000 | 10,258 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $14,000 | 9,835 |
| Income before extraordinary items | $30,000 | 10,324 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $30,000 | 10,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $30,680 | 10,285 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 10,013 |
| Total interest expense | $901,000 | 9,332 |
| Net interest income | $670,000 | 10,471 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $37,000 | 11,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $1,034,000 | 8,549 |
| Salaries and employee benefits | $296,000 | 10,380 |
| Premises and equipment expense | $163,000 | 7,772 |
| Additional noninterest expense | $575,000 | 6,519 |
| Pre-tax net operating income | $-507,000 | 11,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-152,000 | 11,235 |
| Income before extraordinary items | $-355,000 | 11,212 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-355,000 | 11,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-355,000 | 11,185 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $122,000 | 11,933 |
| Total interest expense | $30,000 | 11,919 |
| Net interest income | $92,000 | 11,926 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $1,000 | 11,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $249,000 | 11,815 |
| Salaries and employee benefits | $78,000 | 11,912 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $139,000 | 11,195 |
| Pre-tax net operating income | $-196,000 | 11,668 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-196,000 | 11,678 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-196,000 | 11,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-196,000 | 11,666 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.