Home > Ameris Bank > Net charge- offs to loans
Ameris Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,499 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1051% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4120% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4438% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4438% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0397% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3890% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9830% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9830% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0532% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 4,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3009% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0872% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0872% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1069% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3216% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5676% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5676% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3367% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8208% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8208% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 3,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0615% | 4,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3039% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8887% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8887% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1009% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2604% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8893% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8893% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2063% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2775% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0199% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0199% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 3,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7067% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7067% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0575% | 3,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 3,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1469% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6857% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6857% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0099% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3204% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6071% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 417 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3382% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5449% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5449% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0428% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6004% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 3,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5964% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4464% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4464% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2909% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 3,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3419% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3337% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3337% | 1,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 400 |
| Percentage Net Loans Charged-off:Construction & development | -0.0499% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3487% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4029% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4029% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0800% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6693% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4561% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4561% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0919% | 4,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0955% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1244% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2565% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6284% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6284% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0982% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1330% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1853% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6921% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1289% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2803% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0848% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0848% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1991% | 3,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4238% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4238% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0277% | 4,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3521% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0926% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9202% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9202% | 799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0387% | 4,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3161% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1827% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8530% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8530% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0639% | 4,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3626% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8524% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9029% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9029% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0916% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1695% | 4,446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3843% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4308% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1368% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1368% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0344% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1537% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1767% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8105% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2241% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0236% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2102% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1605% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7213% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7213% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3763% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2018% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1311% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2062% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1403% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7848% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7848% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2968% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5241% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5241% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1977% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3812% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2201% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0541% | 4,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2986% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2070% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2042% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1293% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3725% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4006% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4056% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1863% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0377% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4409% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3295% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3295% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3814% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.1051% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6537% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3553% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2054% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7216% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7216% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1498% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0738% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0609% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8108% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3761% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1705% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6489% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6489% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0912% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1362% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0394% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4402% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8348% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8348% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1906% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.1063% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1816% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3066% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3066% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4195% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2035% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.1065% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2297% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8283% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1797% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2022% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6336% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0384% | 5,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0614% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 5,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.1297% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0823% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2062% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5912% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2740% | 5,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3045% | 5,925 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 5,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0174% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2305% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 5,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2147% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1372% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7829% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3737% | 6,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4243% | 6,037 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0624% | 5,639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0776% | 5,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 5,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1677% | 4,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4801% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0495% | 5,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1484% | 5,522 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0527% | 5,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5233% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5124% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.8033% | 909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3398% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8221% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7479% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6524% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6600% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4912% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0124% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 74.0181% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8965% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5728% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5532% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 1.0850% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3609% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0970% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7207% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9699% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6957% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4327% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0694% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 78.9486% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9148% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5837% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5613% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5575% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 1.3164% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4242% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6973% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2483% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6415% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7201% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8593% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 74.3225% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6685% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1480% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5626% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5451% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 1.4034% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4985% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5208% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6776% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5047% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6933% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0924% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 43.5045% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9320% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3637% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0176% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2117% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 4.6028% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0761% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7288% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6786% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5232% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6961% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8089% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7638% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 54.8862% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5911% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2667% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5299% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 5.0074% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4660% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3547% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7282% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5282% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7513% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6850% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2136% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 47.3868% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0699% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 5,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8124% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1539% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 4.9318% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5739% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4898% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7089% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5821% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7237% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7725% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8301% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 37.8496% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7131% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0306% | 5,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9040% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4311% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 7.3986% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1102% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3380% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6239% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9836% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4627% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2865% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0338% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 52.7778% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8673% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5604% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4133% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 4.1736% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0057% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4474% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1022% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7941% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0166% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4563% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3614% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 68.1199% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9714% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1793% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4999% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4222% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 3.3774% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2812% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9552% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9858% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9870% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8622% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4412% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2190% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1450% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5149% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5514% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4065% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 3.6995% | 1,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4219% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7863% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9406% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7673% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6467% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1161% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0316% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8761% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3097% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2005% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 2.6782% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3651% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 5,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6564% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4001% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6878% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9621% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1245% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 71.0383% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4853% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5271% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8990% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9823% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 8.1747% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9086% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8816% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3767% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9451% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1670% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0934% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6512% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 58.2035% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4474% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1844% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3765% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 8.4835% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1855% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7361% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8843% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0685% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5842% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3878% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1723% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 38.5753% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 1,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6441% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9466% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 11.3734% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2503% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.1057% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7830% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9123% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3494% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3587% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0250% | 6,595 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9275% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 6,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0829% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0322% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 8.9637% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8638% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0143% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9001% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0417% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7371% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7150% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8376% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 24.3993% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0143% | 6,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7318% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8144% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 8.2844% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9209% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3387% | 736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6809% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6079% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6916% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0943% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8545% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 45.8202% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5480% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8555% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8635% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 5.4388% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3252% | 1,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0222% | 6,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2068% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9008% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2522% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5187% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5525% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 36.8898% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4100% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4217% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3084% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 3.6328% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3264% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0583% | 6,138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4614% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9635% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5348% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1054% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6393% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 33.5541% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1685% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2223% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0229% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 2.3821% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1116% | 6,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7518% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7601% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8973% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8501% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1576% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 15.0276% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3833% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3763% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 3.5972% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2885% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0626% | 506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1679% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5694% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2470% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6957% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3859% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 43.1034% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 6,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0115% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 2.5984% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2163% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8995% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4148% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9619% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2493% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7812% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0692% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0020% | 1,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7204% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7209% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 1.6611% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1224% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8615% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4235% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9156% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6897% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6208% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0645% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 6,708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6790% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6423% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 1.3441% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1905% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7363% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5852% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7548% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0287% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3831% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8519% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5560% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6240% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 1.2414% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2690% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1446% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6375% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7096% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3870% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 6,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 50.1693% | 11 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2603% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.3995% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1299% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3663% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4070% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2276% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 6,862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2154% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.2253% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1819% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3146% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3488% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0539% | 7,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0382% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 6,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2958% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3267% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4254% | 7,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1858% | 3,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 6,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.1855% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 8,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 3,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9802% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 6,837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 7,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7036% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0858% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 8,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 7,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 7,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5376% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1451% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 8,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 7,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 7,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 7,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3556% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7392% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2503% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 3,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8305% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0634% | 2,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4402% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1945% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2167% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2185% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4120% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4596% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 3,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1299% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3407% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5702% | 3,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9911% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 2,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6565% | 2,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6459% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2038% | 7,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 8,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8691% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8273% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.9958% | 7,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2311% | 8,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5601% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8238% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.1353% | 7,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4230% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9687% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2449% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6634% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4653% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 8,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2885% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8559% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4610% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0995% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0834% | 9,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0932% | 9,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 3,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7872% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1649% | 64 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4258% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7017% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7305% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 5,692 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 7,260 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3716% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |