Home > American Trust & Savings Bank > Net charge- offs to loans
American Trust & Savings Bank, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0885% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2222% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2028% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0312% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1449% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2394% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7337% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0712% | 4,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1269% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1882% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4482% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0739% | 4,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.0507% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1429% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1438% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5525% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1571% | 4,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0967% | 4,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1116% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2991% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0305% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2491% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2063% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0358% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7074% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7846% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4573% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3813% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5850% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1029% | 2,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5073% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4619% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0489% | 2,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1467% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6668% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0203% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0748% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 2,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5013% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9046% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4109% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0171% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 4,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8611% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0210% | 4,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1585% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0535% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0193% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0753% | 4,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 5,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 5,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1085% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3662% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1776% | 5,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3885% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7259% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8502% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4789% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 5,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7342% | 1,282 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0583% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1177% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3011% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4767% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6642% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9685% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5992% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0263% | 5,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9590% | 1,266 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8301% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6305% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8726% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0397% | 5,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3823% | 1,250 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 5,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 5,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2958% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8427% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1794% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3633% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3447% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 2.4897% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 5,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1511% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9903% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3790% | 6,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8590% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 5,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0700% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1394% | 6,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2319% | 6,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6339% | 6,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6368% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8809% | 6,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1417% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0665% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.1048% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2032% | 6,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3382% | 6,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 5,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1846% | 6,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5090% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5128% | 6,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0889% | 6,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 5,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 5,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 5,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 4,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5607% | 6,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3399% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1238% | 6,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3082% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.1740% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4114% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6469% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0947% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0929% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4974% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3604% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 2,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.5594% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 1,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1469% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0297% | 3,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3006% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0138% | 5,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.2178% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 1,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2248% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1774% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2634% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1640% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.1032% | 5,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0843% | 6,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4401% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6945% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3636% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6056% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9980% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0507% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 5.1509% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7179% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 3,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 1,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1410% | 3,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3146% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8950% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0625% | 4,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8775% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8957% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 5.7737% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 3,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2259% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0477% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2180% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2090% | 6,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2773% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3119% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 8.0247% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3506% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 3,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7421% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0160% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6856% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1989% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9030% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4528% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 8.8754% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2987% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2423% | 7,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3898% | 7,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1588% | 6,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4132% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2334% | 6,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6812% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9069% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 2.0700% | 1,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4982% | 1,995 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 5,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3761% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8156% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7179% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4071% | 2,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2136% | 3,925 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7760% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1775% | 6,764 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0592% | 6,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3601% | 76 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6025% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7466% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 2.3370% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4084% | 1,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5582% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0820% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2400% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5131% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0600% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9099% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2249% | 6,793 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0787% | 6,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8505% | 63 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9690% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1931% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 3.9521% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6179% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7523% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3584% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3885% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8433% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0708% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6324% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1732% | 6,628 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1186% | 6,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8975% | 48 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8604% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1157% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 4.4366% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0019% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7128% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 6,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7149% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3662% | 6,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1408% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3977% | 6,900 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2281% | 6,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0415% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0124% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 3.7416% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2676% | 933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4168% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 1,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3949% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9841% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9033% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2638% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9624% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3454% | 3,214 |
| Percentage Net Loans Charged-off:Construction & development | 1.0509% | 2,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3589% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5610% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1268% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5840% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3449% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3034% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2736% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5143% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 1.5191% | 1,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5461% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8555% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1819% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6520% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1333% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1819% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6438% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.1004% | 1,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6141% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9583% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8577% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5463% | 7,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5544% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2242% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5622% | 3,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.2480% | 3,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2394% | 2,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8297% | 605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9542% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7359% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3897% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8280% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4114% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 7,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5550% | 492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6003% | 2,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8230% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1323% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0769% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.1722% | 7,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 2,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9322% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5157% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4054% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8966% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.9546% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6538% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1626% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5247% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5921% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 1.7776% | 1,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5278% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3776% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3728% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3700% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 1.0937% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5068% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3330% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1849% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1209% | 4,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4944% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 6,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0820% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7220% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3223% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5513% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 7,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 7,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1775% | 4,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8463% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 7,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1540% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7183% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1026% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7955% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3929% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0042% | 7,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1189% | 1,248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0870% | 7,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1069% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 3,828 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4694% | 1,861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 6,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 7,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2702% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1867% | 1,119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 6,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2026% | 4,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8198% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 4,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8327% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 6,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0667% | 7,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 5,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 3,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 5,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2319% | 1,599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 7,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 7,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0340% | 5,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2634% | 1,472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 7,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0141% | 5,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1581% | 1,351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 7,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,108 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0817% | 7,494 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1566% | 2,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3645% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1245% | 6,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7132% | 1,628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 5,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1349% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0318% | 6,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6886% | 1,577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 6,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 5,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3475% | 1,538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0921% | 4,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7048% | 1,172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 8,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2378% | 5,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9602% | 1,676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 5,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 5,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6201% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 6,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1065% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3598% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2123% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4942% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3426% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2232% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2490% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4722% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7836% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8704% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7171% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8700% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 7,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2248% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2930% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 7,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.2645% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7453% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1454% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 1.9257% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1984% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3800% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 6,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3574% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8295% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 7,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3529% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4128% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9098% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |