American State Bank & Trust Company of Williston, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$16,541,0001,732
Total interest expense$4,183,0001,782
Net interest income$12,358,0001,692
Provision for loan and lease losses$170,0001,804
Total noninterest income$6,616,000816
Gross Fiduciary activities income$2,483,000322
Service charges on deposit accounts$144,0002,750
Trading account gains and feesNANA
Additional Noninterest Income$3,989,000861
Total noninterest expense$9,442,0001,746
Salaries and employee benefits$6,243,0001,553
Premises and equipment expense$531,0002,483
Additional noninterest expense$3,989,000861
Pre-tax net operating income$9,362,0001,023
Securities gains (losses)$-11,0003,500
Applicable income taxes$03,407
Income before extraordinary items$9,351,000876
Extraordinary gains, net$052
Net income$9,351,000880
Minority interest net income$081
Net income of bank and minority interests.$9,351,000876
Net charge-offs$-116,0004,393
Cash dividends$10,755,000358
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,362,000889
2023-06-30 (YTD Data)Rank
Total interest income$10,737,0001,740
Total interest expense$2,240,0001,880
Net interest income$8,497,0001,675
Provision for loan and lease losses$170,0001,451
Total noninterest income$4,306,000809
Gross Fiduciary activities income$1,631,000316
Service charges on deposit accounts$97,0002,726
Trading account gains and feesNANA
Additional Noninterest Income$2,578,000821
Total noninterest expense$6,333,0001,732
Salaries and employee benefits$4,255,0001,519
Premises and equipment expense$342,0002,513
Additional noninterest expense$2,578,000821
Pre-tax net operating income$6,300,0001,013
Securities gains (losses)$-11,0003,809
Applicable income taxes$03,436
Income before extraordinary items$6,289,000877
Extraordinary gains, net$051
Net income$6,289,000889
Minority interest net income$081
Net income of bank and minority interests.$6,289,000877
Net charge-offs$80,0001,008
Cash dividends$8,322,000310
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,300,000887
2023-03-31 (YTD Data)Rank
Total interest income$5,287,0001,738
Total interest expense$783,0002,126
Net interest income$4,504,0001,606
Provision for loan and lease losses$90,0001,318
Total noninterest income$2,085,000806
Gross Fiduciary activities income$769,000341
Service charges on deposit accounts$44,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$1,272,000819
Total noninterest expense$3,166,0001,755
Salaries and employee benefits$2,153,0001,530
Premises and equipment expense$174,0002,533
Additional noninterest expense$1,272,000819
Pre-tax net operating income$3,333,000997
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,333,000865
Extraordinary gains, net$04
Net income$3,333,000864
Minority interest net income$048
Net income of bank and minority interests.$3,333,000864
Net charge-offs$-6,0003,898
Cash dividends$2,940,000384
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,333,000879
2022-12-31 (YTD Data)Rank
Total interest income$18,941,0001,647
Total interest expense$976,0002,449
Net interest income$17,965,0001,564
Provision for loan and lease losses$175,0001,884
Total noninterest income$8,274,000863
Gross Fiduciary activities income$3,055,000340
Service charges on deposit accounts$197,0002,775
Trading account gains and feesNANA
Additional Noninterest Income$5,022,000909
Total noninterest expense$11,826,0001,792
Salaries and employee benefits$7,728,0001,614
Premises and equipment expense$718,0002,456
Additional noninterest expense$5,022,000909
Pre-tax net operating income$14,238,000985
Securities gains (losses)$6,000496
Applicable income taxes$03,596
Income before extraordinary items$14,244,000836
Extraordinary gains, net$05
Net income$14,244,000837
Minority interest net income$063
Net income of bank and minority interests.$14,244,000837
Net charge-offs$276,000806
Cash dividends$10,041,000465
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,238,000855
2022-09-30 (YTD Data)Rank
Total interest income$13,803,0001,639
Total interest expense$498,0002,656
Net interest income$13,305,0001,568
Provision for loan and lease losses$150,0001,628
Total noninterest income$6,199,000880
Gross Fiduciary activities income$2,281,000341
Service charges on deposit accounts$144,0002,822
Trading account gains and feesNANA
Additional Noninterest Income$3,774,000920
Total noninterest expense$8,981,0001,774
Salaries and employee benefits$5,888,0001,600
Premises and equipment expense$533,0002,475
Additional noninterest expense$3,774,000920
Pre-tax net operating income$10,373,0001,015
Securities gains (losses)$6,000515
Applicable income taxes$03,603
Income before extraordinary items$10,379,000863
Extraordinary gains, net$04
Net income$10,379,000863
Minority interest net income$057
Net income of bank and minority interests.$10,379,000863
Net charge-offs$237,000642
Cash dividends$10,041,000350
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,373,000879
2022-06-30 (YTD Data)Rank
Total interest income$8,925,0001,628
Total interest expense$257,0002,874
Net interest income$8,668,0001,548
Provision for loan and lease losses$100,0001,527
Total noninterest income$4,313,000842
Gross Fiduciary activities income$1,456,000307
Service charges on deposit accounts$98,0002,797
Trading account gains and feesNANA
Additional Noninterest Income$2,759,000883
Total noninterest expense$6,138,0001,728
Salaries and employee benefits$4,031,0001,560
Premises and equipment expense$365,0002,459
Additional noninterest expense$1,742,0001,786
Pre-tax net operating income$6,743,000976
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,743,000834
Extraordinary gains, net$04
Net income$6,743,000835
Minority interest net income$060
Net income of bank and minority interests.$6,743,000834
Net charge-offs$227,000505
Cash dividends$7,380,000338
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,743,000852
2022-03-31 (YTD Data)Rank
Total interest income$4,386,0001,596
Total interest expense$119,0002,952
Net interest income$4,267,0001,527
Provision for loan and lease losses$25,0001,702
Total noninterest income$2,588,000759
Gross Fiduciary activities income$678,000319
Service charges on deposit accounts$49,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$1,861,000723
Total noninterest expense$3,079,0001,718
Salaries and employee benefits$2,025,0001,550
Premises and equipment expense$178,0002,486
Additional noninterest expense$876,0001,756
Pre-tax net operating income$3,751,000863
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,751,000731
Extraordinary gains, net$04
Net income$3,751,000731
Minority interest net income$050
Net income of bank and minority interests.$3,751,000731
Net charge-offs$56,000636
Cash dividends$2,580,000394
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,751,000736
2021-12-31 (YTD Data)Rank
Total interest income$19,322,0001,525
Total interest expense$535,0003,073
Net interest income$18,787,0001,441
Provision for loan and lease losses$289,0001,463
Total noninterest income$5,410,0001,247
Gross Fiduciary activities income$2,310,000348
Service charges on deposit accounts$187,0002,776
Trading account gains and feesNANA
Additional Noninterest Income$2,913,0001,518
Total noninterest expense$11,379,0001,808
Salaries and employee benefits$7,557,0001,624
Premises and equipment expense$677,0002,559
Additional noninterest expense$3,145,0001,906
Pre-tax net operating income$12,529,0001,095
Securities gains (losses)$4,0001,879
Applicable income taxes$03,710
Income before extraordinary items$12,533,000966
Extraordinary gains, net$010
Net income$12,533,000967
Minority interest net income$074
Net income of bank and minority interests.$12,533,000967
Net charge-offs$236,000945
Cash dividends$12,900,000402
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,529,000949
2021-09-30 (YTD Data)Rank
Total interest income$14,918,0001,520
Total interest expense$410,0003,146
Net interest income$14,508,0001,428
Provision for loan and lease losses$375,0001,009
Total noninterest income$4,013,0001,284
Gross Fiduciary activities income$1,702,000352
Service charges on deposit accounts$135,0002,838
Trading account gains and feesNANA
Additional Noninterest Income$2,176,0001,586
Total noninterest expense$8,533,0001,811
Salaries and employee benefits$5,712,0001,627
Premises and equipment expense$520,0002,549
Additional noninterest expense$2,301,0001,949
Pre-tax net operating income$9,613,0001,111
Securities gains (losses)$4,0001,798
Applicable income taxes$03,719
Income before extraordinary items$9,617,000984
Extraordinary gains, net$08
Net income$9,617,000984
Minority interest net income$069
Net income of bank and minority interests.$9,617,000984
Net charge-offs$22,0001,693
Cash dividends$12,900,000313
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,613,000966
2021-06-30 (YTD Data)Rank
Total interest income$10,521,0001,445
Total interest expense$279,0003,191
Net interest income$10,242,0001,348
Provision for loan and lease losses$225,0001,102
Total noninterest income$2,525,0001,327
Gross Fiduciary activities income$1,077,000355
Service charges on deposit accounts$84,0002,871
Trading account gains and feesNANA
Additional Noninterest Income$1,364,0001,601
Total noninterest expense$5,724,0001,785
Salaries and employee benefits$3,844,0001,608
Premises and equipment expense$340,0002,562
Additional noninterest expense$1,540,0001,921
Pre-tax net operating income$6,818,0001,041
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$6,818,000915
Extraordinary gains, net$06
Net income$6,818,000915
Minority interest net income$067
Net income of bank and minority interests.$6,818,000915
Net charge-offs$-33,0004,230
Cash dividends$9,675,000287
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,818,000901
2021-03-31 (YTD Data)Rank
Total interest income$5,804,0001,332
Total interest expense$138,0003,280
Net interest income$5,666,0001,237
Provision for loan and lease losses$125,0001,106
Total noninterest income$1,193,0001,369
Gross Fiduciary activities income$497,000362
Service charges on deposit accounts$41,0002,882
Trading account gains and feesNANA
Additional Noninterest Income$655,0001,648
Total noninterest expense$2,861,0001,786
Salaries and employee benefits$1,923,0001,602
Premises and equipment expense$174,0002,549
Additional noninterest expense$764,0001,896
Pre-tax net operating income$3,873,000936
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,873,000833
Extraordinary gains, net$03
Net income$3,873,000833
Minority interest net income$055
Net income of bank and minority interests.$3,873,000833
Net charge-offs$-1,0003,038
Cash dividends$3,225,000325
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,873,000809
2020-12-31 (YTD Data)Rank
Total interest income$20,806,0001,446
Total interest expense$829,0003,206
Net interest income$19,977,0001,284
Provision for loan and lease losses$969,0001,627
Total noninterest income$5,740,0001,160
Gross Fiduciary activities income$2,210,000327
Service charges on deposit accounts$184,0002,868
Trading account gains and feesNANA
Additional Noninterest Income$3,346,0001,355
Total noninterest expense$11,597,0001,745
Salaries and employee benefits$7,780,0001,549
Premises and equipment expense$736,0002,454
Additional noninterest expense$3,081,0001,873
Pre-tax net operating income$13,151,000844
Securities gains (losses)$202,0001,032
Applicable income taxes$03,697
Income before extraordinary items$13,353,000736
Extraordinary gains, net$04
Net income$13,353,000736
Minority interest net income$072
Net income of bank and minority interests.$13,353,000736
Net charge-offs$267,0001,358
Cash dividends$9,723,000471
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,151,000718
2020-09-30 (YTD Data)Rank
Total interest income$16,243,0001,394
Total interest expense$676,0003,175
Net interest income$15,567,0001,222
Provision for loan and lease losses$819,0001,535
Total noninterest income$4,595,0001,083
Gross Fiduciary activities income$1,712,000320
Service charges on deposit accounts$139,0002,877
Trading account gains and feesNANA
Additional Noninterest Income$2,744,0001,248
Total noninterest expense$8,864,0001,703
Salaries and employee benefits$5,954,0001,510
Premises and equipment expense$574,0002,397
Additional noninterest expense$2,336,0001,845
Pre-tax net operating income$10,479,000764
Securities gains (losses)$202,000886
Applicable income taxes$03,696
Income before extraordinary items$10,681,000662
Extraordinary gains, net$04
Net income$10,681,000661
Minority interest net income$065
Net income of bank and minority interests.$10,681,000662
Net charge-offs$313,000999
Cash dividends$9,723,000367
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,479,000648
2020-06-30 (YTD Data)Rank
Total interest income$11,449,0001,345
Total interest expense$501,0003,125
Net interest income$10,948,0001,178
Provision for loan and lease losses$703,0001,331
Total noninterest income$3,552,000934
Gross Fiduciary activities income$1,336,000298
Service charges on deposit accounts$92,0002,925
Trading account gains and feesNANA
Additional Noninterest Income$2,124,0001,040
Total noninterest expense$6,014,0001,676
Salaries and employee benefits$4,062,0001,470
Premises and equipment expense$363,0002,460
Additional noninterest expense$1,589,0001,797
Pre-tax net operating income$7,783,000643
Securities gains (losses)$202,000699
Applicable income taxes$03,655
Income before extraordinary items$7,985,000550
Extraordinary gains, net$04
Net income$7,985,000549
Minority interest net income$065
Net income of bank and minority interests.$7,985,000550
Net charge-offs$13,0002,360
Cash dividends$6,495,000365
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,783,000539
2020-03-31 (YTD Data)Rank
Total interest income$5,346,0001,423
Total interest expense$306,0002,984
Net interest income$5,040,0001,251
Provision for loan and lease losses$140,0001,721
Total noninterest income$2,133,000775
Gross Fiduciary activities income$736,000285
Service charges on deposit accounts$55,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$1,342,000799
Total noninterest expense$3,117,0001,635
Salaries and employee benefits$2,124,0001,425
Premises and equipment expense$178,0002,514
Additional noninterest expense$815,0001,797
Pre-tax net operating income$3,916,000576
Securities gains (losses)$7,0001,398
Applicable income taxes$03,513
Income before extraordinary items$3,923,000506
Extraordinary gains, net$04
Net income$3,923,000506
Minority interest net income$056
Net income of bank and minority interests.$3,923,000506
Net charge-offs$9,0001,897
Cash dividends$4,044,000332
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,916,000490
2019-12-31 (YTD Data)Rank
Total interest income$21,185,0001,448
Total interest expense$1,457,0002,773
Net interest income$19,728,0001,274
Provision for loan and lease losses$590,0001,364
Total noninterest income$6,906,000909
Gross Fiduciary activities income$2,569,000307
Service charges on deposit accounts$232,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$4,105,000947
Total noninterest expense$11,735,0001,680
Salaries and employee benefits$7,843,0001,479
Premises and equipment expense$736,0002,467
Additional noninterest expense$3,156,0001,835
Pre-tax net operating income$14,309,000777
Securities gains (losses)$23,0001,586
Applicable income taxes$03,859
Income before extraordinary items$14,332,000693
Extraordinary gains, net$011
Net income$14,332,000695
Minority interest net income$076
Net income of bank and minority interests.$14,332,000694
Net charge-offs$452,0001,104
Cash dividends$13,431,000389
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,309,000681
2019-09-30 (YTD Data)Rank
Total interest income$15,811,0001,466
Total interest expense$1,122,0002,769
Net interest income$14,689,0001,291
Provision for loan and lease losses$390,0001,371
Total noninterest income$4,991,000927
Gross Fiduciary activities income$1,716,000321
Service charges on deposit accounts$176,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$3,099,000931
Total noninterest expense$8,742,0001,700
Salaries and employee benefits$5,837,0001,490
Premises and equipment expense$556,0002,468
Additional noninterest expense$2,349,0001,840
Pre-tax net operating income$10,548,000808
Securities gains (losses)$24,0001,352
Applicable income taxes$03,902
Income before extraordinary items$10,572,000713
Extraordinary gains, net$011
Net income$10,572,000715
Minority interest net income$072
Net income of bank and minority interests.$10,572,000714
Net charge-offs$221,0001,220
Cash dividends$13,431,000305
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,548,000703
2019-06-30 (YTD Data)Rank
Total interest income$10,471,0001,476
Total interest expense$759,0002,744
Net interest income$9,712,0001,299
Provision for loan and lease losses$170,0001,708
Total noninterest income$3,315,000913
Gross Fiduciary activities income$1,153,000324
Service charges on deposit accounts$111,0003,080
Trading account gains and feesNANA
Additional Noninterest Income$2,051,000915
Total noninterest expense$5,815,0001,708
Salaries and employee benefits$3,910,0001,490
Premises and equipment expense$374,0002,460
Additional noninterest expense$1,531,0001,903
Pre-tax net operating income$7,042,000780
Securities gains (losses)$20,0001,043
Applicable income taxes$03,901
Income before extraordinary items$7,062,000693
Extraordinary gains, net$011
Net income$7,062,000693
Minority interest net income$069
Net income of bank and minority interests.$7,062,000693
Net charge-offs$58,0001,732
Cash dividends$8,910,000300
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,042,000682
2019-03-31 (YTD Data)Rank
Total interest income$5,183,0001,478
Total interest expense$377,0002,717
Net interest income$4,806,0001,312
Provision for loan and lease losses$60,0001,874
Total noninterest income$1,517,000939
Gross Fiduciary activities income$561,000322
Service charges on deposit accounts$55,0003,093
Trading account gains and feesNANA
Additional Noninterest Income$901,000964
Total noninterest expense$2,851,0001,739
Salaries and employee benefits$1,920,0001,521
Premises and equipment expense$179,0002,550
Additional noninterest expense$752,0001,917
Pre-tax net operating income$3,412,000787
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,412,000696
Extraordinary gains, net$05
Net income$3,412,000697
Minority interest net income$052
Net income of bank and minority interests.$3,412,000695
Net charge-offs$64,0001,085
Cash dividends$2,970,000393
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,412,000682
2018-12-31 (YTD Data)Rank
Total interest income$20,444,0001,419
Total interest expense$1,295,0002,559
Net interest income$19,149,0001,288
Provision for loan and lease losses$245,0002,168
Total noninterest income$6,661,000912
Gross Fiduciary activities income$2,384,000312
Service charges on deposit accounts$234,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$4,043,000907
Total noninterest expense$11,303,0001,714
Salaries and employee benefits$7,602,0001,480
Premises and equipment expense$681,0002,617
Additional noninterest expense$3,020,0001,909
Pre-tax net operating income$14,262,000778
Securities gains (losses)$7,000778
Applicable income taxes$03,978
Income before extraordinary items$14,269,000673
Extraordinary gains, net$06
Net income$14,269,000671
Minority interest net income$072
Net income of bank and minority interests.$14,269,000672
Net charge-offs$176,0001,742
Cash dividends$8,652,000478
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,262,000674
2018-09-30 (YTD Data)Rank
Total interest income$15,185,0001,409
Total interest expense$945,0002,527
Net interest income$14,240,0001,295
Provision for loan and lease losses$225,0001,851
Total noninterest income$5,120,000909
Gross Fiduciary activities income$1,750,000318
Service charges on deposit accounts$177,0003,126
Trading account gains and feesNANA
Additional Noninterest Income$3,193,000893
Total noninterest expense$8,309,0001,740
Salaries and employee benefits$5,532,0001,514
Premises and equipment expense$508,0002,649
Additional noninterest expense$2,269,0001,908
Pre-tax net operating income$10,826,000764
Securities gains (losses)$7,000778
Applicable income taxes$04,032
Income before extraordinary items$10,833,000661
Extraordinary gains, net$05
Net income$10,833,000660
Minority interest net income$066
Net income of bank and minority interests.$10,833,000660
Net charge-offs$26,0002,571
Cash dividends$8,652,000356
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,826,000660
2018-06-30 (YTD Data)Rank
Total interest income$10,037,0001,402
Total interest expense$599,0002,523
Net interest income$9,438,0001,299
Provision for loan and lease losses$75,0002,413
Total noninterest income$2,982,000982
Gross Fiduciary activities income$1,155,000320
Service charges on deposit accounts$118,0003,113
Trading account gains and feesNANA
Additional Noninterest Income$1,709,0001,052
Total noninterest expense$5,641,0001,729
Salaries and employee benefits$3,762,0001,493
Premises and equipment expense$332,0002,690
Additional noninterest expense$1,547,0001,868
Pre-tax net operating income$6,704,000806
Securities gains (losses)$5,000702
Applicable income taxes$04,018
Income before extraordinary items$6,709,000709
Extraordinary gains, net$06
Net income$6,709,000708
Minority interest net income$065
Net income of bank and minority interests.$6,709,000708
Net charge-offs$32,0002,002
Cash dividends$6,522,000309
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,704,000707
2018-03-31 (YTD Data)Rank
Total interest income$4,952,0001,409
Total interest expense$284,0002,554
Net interest income$4,668,0001,306
Provision for loan and lease losses$03,508
Total noninterest income$1,439,000997
Gross Fiduciary activities income$541,000334
Service charges on deposit accounts$62,0003,055
Trading account gains and feesNANA
Additional Noninterest Income$836,0001,050
Total noninterest expense$2,855,0001,709
Salaries and employee benefits$1,924,0001,484
Premises and equipment expense$160,0002,789
Additional noninterest expense$771,0001,876
Pre-tax net operating income$3,252,000804
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,252,000709
Extraordinary gains, net$07
Net income$3,252,000709
Minority interest net income$052
Net income of bank and minority interests.$3,252,000709
Net charge-offs$-10,0004,740
Cash dividends$2,274,000382
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,252,000705
2017-12-31 (YTD Data)Rank
Total interest income$19,054,0001,407
Total interest expense$1,027,0002,500
Net interest income$18,027,0001,320
Provision for loan and lease losses$600,0001,276
Total noninterest income$6,040,000972
Gross Fiduciary activities income$1,841,000357
Service charges on deposit accounts$320,0002,754
Trading account gains and feesNANA
Additional Noninterest Income$3,879,000975
Total noninterest expense$11,209,0001,705
Salaries and employee benefits$7,331,0001,513
Premises and equipment expense$744,0002,560
Additional noninterest expense$3,134,0001,863
Pre-tax net operating income$12,258,000833
Securities gains (losses)$13,0001,489
Applicable income taxes$04,135
Income before extraordinary items$12,271,000626
Extraordinary gains, net$09
Net income$12,271,000626
Minority interest net income$076
Net income of bank and minority interests.$12,271,000626
Net charge-offs$584,000994
Cash dividends$7,569,000467
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,258,000620
2017-09-30 (YTD Data)Rank
Total interest income$14,227,0001,413
Total interest expense$750,0002,530
Net interest income$13,477,0001,328
Provision for loan and lease losses$400,0001,355
Total noninterest income$3,564,0001,181
Gross Fiduciary activities income$1,384,000353
Service charges on deposit accounts$260,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$1,920,0001,314
Total noninterest expense$8,001,0001,810
Salaries and employee benefits$5,193,0001,606
Premises and equipment expense$559,0002,580
Additional noninterest expense$2,249,0001,936
Pre-tax net operating income$8,640,000894
Securities gains (losses)$13,0001,503
Applicable income taxes$04,172
Income before extraordinary items$8,653,000719
Extraordinary gains, net$09
Net income$8,653,000719
Minority interest net income$071
Net income of bank and minority interests.$8,653,000719
Net charge-offs$57,0002,367
Cash dividends$7,569,000355
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,640,000704
2017-06-30 (YTD Data)Rank
Total interest income$9,446,0001,404
Total interest expense$477,0002,564
Net interest income$8,969,0001,330
Provision for loan and lease losses$300,0001,177
Total noninterest income$2,328,0001,185
Gross Fiduciary activities income$930,000352
Service charges on deposit accounts$182,0002,542
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0001,364
Total noninterest expense$5,392,0001,790
Salaries and employee benefits$3,470,0001,612
Premises and equipment expense$379,0002,565
Additional noninterest expense$1,543,0001,896
Pre-tax net operating income$5,605,000896
Securities gains (losses)$6,0001,397
Applicable income taxes$04,189
Income before extraordinary items$5,611,000716
Extraordinary gains, net$011
Net income$5,611,000716
Minority interest net income$071
Net income of bank and minority interests.$5,611,000716
Net charge-offs$44,0002,083
Cash dividends$5,610,000326
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,605,000696
2017-03-31 (YTD Data)Rank
Total interest income$4,659,0001,411
Total interest expense$228,0002,619
Net interest income$4,431,0001,336
Provision for loan and lease losses$180,000999
Total noninterest income$1,094,0001,239
Gross Fiduciary activities income$446,000361
Service charges on deposit accounts$91,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$557,0001,436
Total noninterest expense$2,736,0001,777
Salaries and employee benefits$1,734,0001,625
Premises and equipment expense$192,0002,576
Additional noninterest expense$810,0001,822
Pre-tax net operating income$2,609,000927
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,609,000746
Extraordinary gains, net$08
Net income$2,609,000746
Minority interest net income$055
Net income of bank and minority interests.$2,609,000746
Net charge-offs$22,0001,835
Cash dividends$1,825,000439
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,609,000731
2016-12-31 (YTD Data)Rank
Total interest income$19,112,0001,342
Total interest expense$884,0002,623
Net interest income$18,228,0001,269
Provision for loan and lease losses$1,050,000864
Total noninterest income$4,869,0001,168
Gross Fiduciary activities income$1,780,000356
Service charges on deposit accounts$355,0002,667
Trading account gains and fees$0170
Additional Noninterest Income$2,734,0001,293
Total noninterest expense$11,478,0001,688
Salaries and employee benefits$7,097,0001,525
Premises and equipment expense$783,0002,542
Additional noninterest expense$3,598,0001,694
Pre-tax net operating income$10,569,000881
Securities gains (losses)$163,000994
Applicable income taxes$04,278
Income before extraordinary items$10,732,000716
Extraordinary gains, net$05
Net income$10,732,000714
Minority interest net income$082
Net income of bank and minority interests.$10,732,000715
Net charge-offs$112,0002,508
Cash dividends$7,284,000501
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,569,000710
2016-09-30 (YTD Data)Rank
Total interest income$14,491,0001,336
Total interest expense$657,0002,642
Net interest income$13,834,0001,261
Provision for loan and lease losses$770,000840
Total noninterest income$3,574,0001,184
Gross Fiduciary activities income$1,278,000363
Service charges on deposit accounts$271,0002,642
Trading account gains and fees$0169
Additional Noninterest Income$2,025,0001,302
Total noninterest expense$8,682,0001,672
Salaries and employee benefits$5,478,0001,485
Premises and equipment expense$604,0002,496
Additional noninterest expense$2,600,0001,729
Pre-tax net operating income$7,956,000890
Securities gains (losses)$163,000922
Applicable income taxes$04,325
Income before extraordinary items$8,119,000715
Extraordinary gains, net$05
Net income$8,119,000714
Minority interest net income$071
Net income of bank and minority interests.$8,119,000715
Net charge-offs$214,0001,402
Cash dividends$7,284,000375
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,956,000711
2016-06-30 (YTD Data)Rank
Total interest income$9,774,0001,335
Total interest expense$439,0002,654
Net interest income$9,335,0001,255
Provision for loan and lease losses$385,0001,051
Total noninterest income$2,468,0001,143
Gross Fiduciary activities income$846,000367
Service charges on deposit accounts$177,0002,650
Trading account gains and fees$0157
Additional Noninterest Income$1,445,0001,223
Total noninterest expense$5,991,0001,624
Salaries and employee benefits$3,793,0001,435
Premises and equipment expense$416,0002,444
Additional noninterest expense$1,782,0001,708
Pre-tax net operating income$5,427,000867
Securities gains (losses)$144,000759
Applicable income taxes$04,338
Income before extraordinary items$5,571,000682
Extraordinary gains, net$016
Net income$5,571,000681
Minority interest net income$071
Net income of bank and minority interests.$5,571,000681
Net charge-offs$229,0001,028
Cash dividends$5,463,000337
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,427,000681
2016-03-31 (YTD Data)Rank
Total interest income$4,887,0001,331
Total interest expense$223,0002,638
Net interest income$4,664,0001,250
Provision for loan and lease losses$145,0001,246
Total noninterest income$1,316,0001,063
Gross Fiduciary activities income$419,000363
Service charges on deposit accounts$88,0002,636
Trading account gains and fees$0142
Additional Noninterest Income$809,0001,086
Total noninterest expense$3,133,0001,555
Salaries and employee benefits$1,989,0001,382
Premises and equipment expense$213,0002,434
Additional noninterest expense$931,0001,632
Pre-tax net operating income$2,702,000838
Securities gains (losses)$128,000424
Applicable income taxes$04,259
Income before extraordinary items$2,830,000650
Extraordinary gains, net$012
Net income$2,830,000649
Minority interest net income$062
Net income of bank and minority interests.$2,830,000650
Net charge-offs$11,0002,283
Cash dividends$1,821,000470
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,702,000664
2015-12-31 (YTD Data)Rank
Total interest income$20,428,0001,251
Total interest expense$871,0002,666
Net interest income$19,557,0001,167
Provision for loan and lease losses$-410,0005,921
Total noninterest income$4,931,0001,132
Gross Fiduciary activities income$1,843,000352
Service charges on deposit accounts$431,0002,376
Trading account gains and fees$0159
Additional Noninterest Income$2,657,0001,262
Total noninterest expense$11,859,0001,615
Salaries and employee benefits$7,296,0001,458
Premises and equipment expense$810,0002,533
Additional noninterest expense$3,753,0001,619
Pre-tax net operating income$13,039,000690
Securities gains (losses)$299,000558
Applicable income taxes$04,402
Income before extraordinary items$13,338,000551
Extraordinary gains, net$023
Net income$13,338,000550
Minority interest net income$081
Net income of bank and minority interests.$13,338,000552
Net charge-offs$-417,0005,981
Cash dividends$6,702,000517
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,039,000557
2015-09-30 (YTD Data)Rank
Total interest income$15,389,0001,250
Total interest expense$653,0002,695
Net interest income$14,736,0001,162
Provision for loan and lease losses$-495,0006,079
Total noninterest income$3,496,0001,183
Gross Fiduciary activities income$1,348,000360
Service charges on deposit accounts$331,0002,359
Trading account gains and fees$0153
Additional Noninterest Income$1,817,0001,345
Total noninterest expense$9,015,0001,612
Salaries and employee benefits$5,613,0001,435
Premises and equipment expense$622,0002,518
Additional noninterest expense$2,780,0001,636
Pre-tax net operating income$9,712,000715
Securities gains (losses)$299,000478
Applicable income taxes$04,489
Income before extraordinary items$10,011,000566
Extraordinary gains, net$021
Net income$10,011,000564
Minority interest net income$078
Net income of bank and minority interests.$10,011,000566
Net charge-offs$-492,0006,107
Cash dividends$6,702,000382
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,712,000567
2015-06-30 (YTD Data)Rank
Total interest income$10,347,0001,234
Total interest expense$438,0002,703
Net interest income$9,909,0001,151
Provision for loan and lease losses$-520,0006,205
Total noninterest income$2,356,0001,192
Gross Fiduciary activities income$904,000360
Service charges on deposit accounts$220,0002,344
Trading account gains and fees$0157
Additional Noninterest Income$1,232,0001,350
Total noninterest expense$5,964,0001,625
Salaries and employee benefits$3,780,0001,428
Premises and equipment expense$415,0002,524
Additional noninterest expense$1,769,0001,716
Pre-tax net operating income$6,821,000696
Securities gains (losses)$52,0001,207
Applicable income taxes$04,497
Income before extraordinary items$6,873,000552
Extraordinary gains, net$022
Net income$6,873,000550
Minority interest net income$075
Net income of bank and minority interests.$6,873,000552
Net charge-offs$-517,0006,224
Cash dividends$4,680,000367
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,821,000541
2015-03-31 (YTD Data)Rank
Total interest income$5,247,0001,209
Total interest expense$221,0002,703
Net interest income$5,026,0001,137
Provision for loan and lease losses$-520,0006,333
Total noninterest income$1,221,0001,118
Gross Fiduciary activities income$490,000337
Service charges on deposit accounts$109,0002,330
Trading account gains and fees$0152
Additional Noninterest Income$622,0001,299
Total noninterest expense$2,983,0001,635
Salaries and employee benefits$1,896,0001,423
Premises and equipment expense$208,0002,569
Additional noninterest expense$879,0001,716
Pre-tax net operating income$3,784,000610
Securities gains (losses)$14,0001,369
Applicable income taxes$04,400
Income before extraordinary items$3,798,000487
Extraordinary gains, net$013
Net income$3,798,000486
Minority interest net income$064
Net income of bank and minority interests.$3,798,000487
Net charge-offs$-516,0006,351
Cash dividends$1,560,000459
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,784,000476
2014-12-31 (YTD Data)Rank
Total interest income$20,211,0001,254
Total interest expense$923,0002,733
Net interest income$19,288,0001,168
Provision for loan and lease losses$370,0001,760
Total noninterest income$5,284,0001,066
Gross Fiduciary activities income$2,286,000312
Service charges on deposit accounts$453,0002,436
Trading account gains and fees$0180
Additional Noninterest Income$2,545,0001,235
Total noninterest expense$11,073,0001,733
Salaries and employee benefits$6,896,0001,511
Premises and equipment expense$749,0002,783
Additional noninterest expense$3,428,0001,800
Pre-tax net operating income$13,129,000642
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$13,130,000519
Extraordinary gains, net$017
Net income$13,130,000515
Minority interest net income$084
Net income of bank and minority interests.$13,130,000519
Net charge-offs$-19,0005,786
Cash dividends$4,524,000661
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,129,000506
2014-09-30 (YTD Data)Rank
Total interest income$14,929,0001,274
Total interest expense$700,0002,748
Net interest income$14,229,0001,187
Provision for loan and lease losses$330,0001,538
Total noninterest income$3,948,0001,067
Gross Fiduciary activities income$1,685,000316
Service charges on deposit accounts$334,0002,507
Trading account gains and fees$0174
Additional Noninterest Income$1,929,0001,230
Total noninterest expense$8,266,0001,734
Salaries and employee benefits$5,145,0001,518
Premises and equipment expense$536,0002,903
Additional noninterest expense$2,585,0001,781
Pre-tax net operating income$9,581,000654
Securities gains (losses)$1,0002,871
Applicable income taxes$04,583
Income before extraordinary items$9,582,000532
Extraordinary gains, net$015
Net income$9,582,000529
Minority interest net income$081
Net income of bank and minority interests.$9,582,000532
Net charge-offs$79,0002,912
Cash dividends$4,524,000488
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,581,000520
2014-06-30 (YTD Data)Rank
Total interest income$9,761,0001,297
Total interest expense$469,0002,762
Net interest income$9,292,0001,205
Provision for loan and lease losses$130,0002,050
Total noninterest income$2,649,0001,038
Gross Fiduciary activities income$1,120,000317
Service charges on deposit accounts$212,0002,577
Trading account gains and fees$0172
Additional Noninterest Income$1,317,0001,195
Total noninterest expense$5,536,0001,716
Salaries and employee benefits$3,459,0001,505
Premises and equipment expense$338,0003,040
Additional noninterest expense$1,739,0001,763
Pre-tax net operating income$6,275,000657
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$6,275,000521
Extraordinary gains, net$020
Net income$6,275,000520
Minority interest net income$080
Net income of bank and minority interests.$6,275,000521
Net charge-offs$49,0002,805
Cash dividends$3,294,000442
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,275,000517
2014-03-31 (YTD Data)Rank
Total interest income$4,794,0001,323
Total interest expense$229,0002,860
Net interest income$4,565,0001,224
Provision for loan and lease losses$40,0002,444
Total noninterest income$1,222,0001,081
Gross Fiduciary activities income$529,000325
Service charges on deposit accounts$106,0002,552
Trading account gains and fees$0147
Additional Noninterest Income$587,0001,266
Total noninterest expense$2,726,0001,749
Salaries and employee benefits$1,697,0001,552
Premises and equipment expense$145,0003,429
Additional noninterest expense$884,0001,727
Pre-tax net operating income$3,021,000668
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$3,021,000528
Extraordinary gains, net$016
Net income$3,021,000528
Minority interest net income$066
Net income of bank and minority interests.$3,021,000529
Net charge-offs$12,0002,752
Cash dividends$1,098,000567
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,021,000524
2013-12-31 (YTD Data)Rank
Total interest income$17,701,0001,432
Total interest expense$939,0003,092
Net interest income$16,762,0001,303
Provision for loan and lease losses$-159,0006,434
Total noninterest income$4,868,0001,155
Gross Fiduciary activities income$2,195,000310
Service charges on deposit accounts$393,0002,848
Trading account gains and fees$0184
Additional Noninterest Income$2,280,0001,378
Total noninterest expense$10,155,0001,869
Salaries and employee benefits$6,342,0001,629
Premises and equipment expense$571,0003,426
Additional noninterest expense$3,242,0001,950
Pre-tax net operating income$11,634,000675
Securities gains (losses)$154,0001,051
Applicable income taxes$-122,0006,504
Income before extraordinary items$11,910,000556
Extraordinary gains, net$029
Net income$11,910,000554
Minority interest net income$090
Net income of bank and minority interests.$11,910,000557
Net charge-offs$-327,0006,695
Cash dividends$5,666,000508
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,756,000553
2013-09-30 (YTD Data)Rank
Total interest income$12,965,0001,466
Total interest expense$706,0003,158
Net interest income$12,259,0001,335
Provision for loan and lease losses$-129,0006,589
Total noninterest income$3,562,0001,200
Gross Fiduciary activities income$1,613,000312
Service charges on deposit accounts$285,0002,937
Trading account gains and fees$0180
Additional Noninterest Income$1,664,0001,442
Total noninterest expense$7,185,0001,970
Salaries and employee benefits$4,643,0001,660
Premises and equipment expense$410,0003,552
Additional noninterest expense$2,132,0002,179
Pre-tax net operating income$8,765,000684
Securities gains (losses)$154,000949
Applicable income taxes$-122,0006,704
Income before extraordinary items$9,041,000567
Extraordinary gains, net$025
Net income$9,041,000569
Minority interest net income$084
Net income of bank and minority interests.$9,041,000569
Net charge-offs$-202,0006,726
Cash dividends$5,666,000371
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,887,000560
2013-06-30 (YTD Data)Rank
Total interest income$8,564,0001,475
Total interest expense$475,0003,199
Net interest income$8,089,0001,335
Provision for loan and lease losses$-164,0006,720
Total noninterest income$2,299,0001,236
Gross Fiduciary activities income$1,069,000314
Service charges on deposit accounts$188,0002,921
Trading account gains and fees$0157
Additional Noninterest Income$1,042,0001,537
Total noninterest expense$4,668,0002,031
Salaries and employee benefits$3,009,0001,719
Premises and equipment expense$273,0003,561
Additional noninterest expense$1,386,0002,221
Pre-tax net operating income$5,884,000670
Securities gains (losses)$154,000862
Applicable income taxes$-122,0006,781
Income before extraordinary items$6,160,000554
Extraordinary gains, net$022
Net income$6,160,000554
Minority interest net income$082
Net income of bank and minority interests.$6,160,000556
Net charge-offs$-164,0006,774
Cash dividends$3,018,000444
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,006,000543
2013-03-31 (YTD Data)Rank
Total interest income$4,261,0001,497
Total interest expense$238,0003,280
Net interest income$4,023,0001,338
Provision for loan and lease losses$04,409
Total noninterest income$1,111,0001,254
Gross Fiduciary activities income$541,000308
Service charges on deposit accounts$94,0002,904
Trading account gains and fees$0148
Additional Noninterest Income$476,0001,630
Total noninterest expense$2,369,0002,020
Salaries and employee benefits$1,498,0001,743
Premises and equipment expense$138,0003,577
Additional noninterest expense$733,0002,120
Pre-tax net operating income$2,765,000702
Securities gains (losses)$154,000555
Applicable income taxes$186,0001,784
Income before extraordinary items$2,733,000602
Extraordinary gains, net$010
Net income$2,733,000601
Minority interest net income$076
Net income of bank and minority interests.$2,733,000604
Net charge-offs$4,0003,745
Cash dividends$960,000572
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,588,240604
2012-12-31 (YTD Data)Rank
Total interest income$17,672,0001,494
Total interest expense$1,134,0003,313
Net interest income$16,538,0001,322
Provision for loan and lease losses$-230,0006,938
Total noninterest income$3,942,0001,350
Gross Fiduciary activities income$1,790,000329
Service charges on deposit accounts$323,0003,353
Trading account gains and fees$0166
Additional Noninterest Income$1,829,0001,624
Total noninterest expense$8,861,0002,149
Salaries and employee benefits$5,345,0001,892
Premises and equipment expense$505,0003,797
Additional noninterest expense$3,011,0002,152
Pre-tax net operating income$11,849,000624
Securities gains (losses)$154,0001,921
Applicable income taxes$475,0002,239
Income before extraordinary items$11,528,000560
Extraordinary gains, net$029
Net income$11,528,000558
Minority interest net income$093
Net income of bank and minority interests.$11,528,000560
Net charge-offs$-23,0006,729
Cash dividends$5,168,000554
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,380,160546
2012-09-30 (YTD Data)Rank
Total interest income$13,334,0001,516
Total interest expense$884,0003,338
Net interest income$12,450,0001,330
Provision for loan and lease losses$-120,0007,030
Total noninterest income$2,865,0001,372
Gross Fiduciary activities income$1,247,000340
Service charges on deposit accounts$238,0003,420
Trading account gains and fees$0157
Additional Noninterest Income$1,380,0001,605
Total noninterest expense$6,597,0002,175
Salaries and employee benefits$3,983,0001,890
Premises and equipment expense$378,0003,838
Additional noninterest expense$2,236,0002,169
Pre-tax net operating income$8,838,000642
Securities gains (losses)$154,0001,645
Applicable income taxes$359,0002,287
Income before extraordinary items$8,633,000574
Extraordinary gains, net$020
Net income$8,633,000573
Minority interest net income$086
Net income of bank and minority interests.$8,633,000574
Net charge-offs$-41,0006,889
Cash dividends$5,167,000354
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,485,160555
2012-06-30 (YTD Data)Rank
Total interest income$8,869,0001,538
Total interest expense$618,0003,341
Net interest income$8,251,0001,342
Provision for loan and lease losses$-120,0007,113
Total noninterest income$1,926,0001,359
Gross Fiduciary activities income$847,000341
Service charges on deposit accounts$151,0003,493
Trading account gains and fees$0153
Additional Noninterest Income$928,0001,590
Total noninterest expense$4,371,0002,200
Salaries and employee benefits$2,627,0001,912
Premises and equipment expense$244,0003,933
Additional noninterest expense$1,500,0002,157
Pre-tax net operating income$5,926,000629
Securities gains (losses)$154,0001,299
Applicable income taxes$239,0002,286
Income before extraordinary items$5,841,000558
Extraordinary gains, net$019
Net income$5,841,000555
Minority interest net income$084
Net income of bank and minority interests.$5,841,000558
Net charge-offs$-25,0006,844
Cash dividends$2,520,000428
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,693,160547
2012-03-31 (YTD Data)Rank
Total interest income$4,359,0001,584
Total interest expense$314,0003,411
Net interest income$4,045,0001,367
Provision for loan and lease losses$30,0004,088
Total noninterest income$891,0001,425
Gross Fiduciary activities income$367,000366
Service charges on deposit accounts$72,0003,586
Trading account gains and fees$0148
Additional Noninterest Income$452,0001,620
Total noninterest expense$2,134,0002,232
Salaries and employee benefits$1,303,0001,933
Premises and equipment expense$121,0003,968
Additional noninterest expense$710,0002,254
Pre-tax net operating income$2,772,000667
Securities gains (losses)$70,0001,075
Applicable income taxes$111,0002,346
Income before extraordinary items$2,731,000580
Extraordinary gains, net$019
Net income$2,731,000579
Minority interest net income$078
Net income of bank and minority interests.$2,731,000581
Net charge-offs$-22,0006,901
Cash dividends$711,000650
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,663,800581
2011-12-31 (YTD Data)Rank
Total interest income$16,677,0001,694
Total interest expense$1,657,0003,184
Net interest income$15,020,0001,476
Provision for loan and lease losses$1,150,0002,220
Total noninterest income$2,863,0001,544
Gross Fiduciary activities income$1,242,000354
Service charges on deposit accounts$325,0003,439
Trading account gains and fees$0146
Additional Noninterest Income$1,296,0001,805
Total noninterest expense$8,185,0002,323
Salaries and employee benefits$4,946,0001,949
Premises and equipment expense$480,0004,145
Additional noninterest expense$2,759,0002,378
Pre-tax net operating income$8,548,000722
Securities gains (losses)$259,0001,247
Applicable income taxes$131,0003,206
Income before extraordinary items$8,676,000600
Extraordinary gains, net$029
Net income$8,676,000598
Minority interest net income$096
Net income of bank and minority interests.$8,676,000601
Net charge-offs$342,0003,647
Cash dividends$4,054,000516
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,419,590590
2011-09-30 (YTD Data)Rank
Total interest income$12,296,0001,745
Total interest expense$1,301,0003,194
Net interest income$10,995,0001,526
Provision for loan and lease losses$850,0002,178
Total noninterest income$2,153,0001,534
Gross Fiduciary activities income$833,000374
Service charges on deposit accounts$245,0003,436
Trading account gains and fees$0145
Additional Noninterest Income$1,075,0001,683
Total noninterest expense$6,060,0002,360
Salaries and employee benefits$3,662,0001,977
Premises and equipment expense$374,0004,093
Additional noninterest expense$2,024,0002,431
Pre-tax net operating income$6,238,000761
Securities gains (losses)$218,0001,149
Applicable income taxes$97,0003,227
Income before extraordinary items$6,359,000632
Extraordinary gains, net$021
Net income$6,359,000629
Minority interest net income$087
Net income of bank and minority interests.$6,359,000632
Net charge-offs$318,0003,182
Cash dividends$4,053,000354
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,145,360620
2011-06-30 (YTD Data)Rank
Total interest income$8,100,0001,775
Total interest expense$884,0003,259
Net interest income$7,216,0001,556
Provision for loan and lease losses$500,0002,302
Total noninterest income$1,409,0001,548
Gross Fiduciary activities income$562,000378
Service charges on deposit accounts$166,0003,400
Trading account gains and fees$0153
Additional Noninterest Income$681,0001,739
Total noninterest expense$3,975,0002,422
Salaries and employee benefits$2,417,0002,019
Premises and equipment expense$239,0004,230
Additional noninterest expense$1,319,0002,515
Pre-tax net operating income$4,150,000748
Securities gains (losses)$152,000874
Applicable income taxes$64,0003,192
Income before extraordinary items$4,238,000616
Extraordinary gains, net$015
Net income$4,238,000615
Minority interest net income$089
Net income of bank and minority interests.$4,238,000616
Net charge-offs$317,0002,630
Cash dividends$2,127,000396
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,087,520614
2011-03-31 (YTD Data)Rank
Total interest income$4,029,0001,786
Total interest expense$464,0003,230
Net interest income$3,565,0001,566
Provision for loan and lease losses$200,0002,421
Total noninterest income$616,0001,723
Gross Fiduciary activities income$231,000420
Service charges on deposit accounts$82,0003,383
Trading account gains and fees$0158
Additional Noninterest Income$303,0001,903
Total noninterest expense$1,971,0002,450
Salaries and employee benefits$1,174,0002,089
Premises and equipment expense$120,0004,272
Additional noninterest expense$677,0002,452
Pre-tax net operating income$2,010,000774
Securities gains (losses)$4,0001,490
Applicable income taxes$31,0003,162
Income before extraordinary items$1,983,000663
Extraordinary gains, net$09
Net income$1,983,000660
Minority interest net income$086
Net income of bank and minority interests.$1,983,000663
Net charge-offs$233,0001,984
Cash dividends$288,0001,171
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,979,080648
2010-12-31 (YTD Data)Rank
Total interest income$15,298,0001,974
Total interest expense$2,417,0003,075
Net interest income$12,881,0001,720
Provision for loan and lease losses$1,151,0002,840
Total noninterest income$2,723,0001,658
Gross Fiduciary activities income$1,085,000381
Service charges on deposit accounts$411,0003,026
Trading account gains and fees$0175
Additional Noninterest Income$1,227,0001,927
Total noninterest expense$7,888,0002,449
Salaries and employee benefits$4,595,0002,105
Premises and equipment expense$443,0004,496
Additional noninterest expense$2,850,0002,379
Pre-tax net operating income$6,565,000810
Securities gains (losses)$608,000750
Applicable income taxes$107,0003,186
Income before extraordinary items$7,066,000643
Extraordinary gains, net$029
Net income$7,066,000639
Minority interest net income$0111
Net income of bank and minority interests.$7,066,000644
Net charge-offs$759,0003,064
Cash dividends$3,166,000522
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,464,080669
2010-09-30 (YTD Data)Rank
Total interest income$11,268,0002,053
Total interest expense$1,862,0003,136
Net interest income$9,406,0001,787
Provision for loan and lease losses$909,0002,644
Total noninterest income$2,075,0001,649
Gross Fiduciary activities income$842,000373
Service charges on deposit accounts$324,0002,996
Trading account gains and fees$0165
Additional Noninterest Income$909,0001,914
Total noninterest expense$5,841,0002,479
Salaries and employee benefits$3,465,0002,087
Premises and equipment expense$335,0004,548
Additional noninterest expense$2,041,0002,442
Pre-tax net operating income$4,731,000886
Securities gains (losses)$352,000961
Applicable income taxes$76,0003,301
Income before extraordinary items$5,007,000696
Extraordinary gains, net$023
Net income$5,007,000696
Minority interest net income$0110
Net income of bank and minority interests.$5,007,000696
Net charge-offs$752,0002,543
Cash dividends$3,166,000346
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,658,520708
2010-06-30 (YTD Data)Rank
Total interest income$7,380,0002,111
Total interest expense$1,261,0003,188
Net interest income$6,119,0001,830
Provision for loan and lease losses$659,0002,451
Total noninterest income$1,377,0001,608
Gross Fiduciary activities income$553,000377
Service charges on deposit accounts$220,0002,968
Trading account gains and fees$0152
Additional Noninterest Income$604,0001,848
Total noninterest expense$3,823,0002,534
Salaries and employee benefits$2,273,0002,138
Premises and equipment expense$223,0004,580
Additional noninterest expense$1,327,0002,495
Pre-tax net operating income$3,014,000901
Securities gains (losses)$206,000940
Applicable income taxes$48,0003,304
Income before extraordinary items$3,172,000708
Extraordinary gains, net$019
Net income$3,172,000706
Minority interest net income$0105
Net income of bank and minority interests.$3,172,000708
Net charge-offs$255,0003,256
Cash dividends$1,566,000435
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,968,060730
2010-03-31 (YTD Data)Rank
Total interest income$3,662,0002,179
Total interest expense$657,0003,201
Net interest income$3,005,0001,893
Provision for loan and lease losses$335,0002,265
Total noninterest income$685,0001,619
Gross Fiduciary activities income$280,000374
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$294,0001,863
Total noninterest expense$1,922,0002,540
Salaries and employee benefits$1,119,0002,204
Premises and equipment expense$112,0004,636
Additional noninterest expense$691,0002,405
Pre-tax net operating income$1,433,000941
Securities gains (losses)$22,0001,482
Applicable income taxes$22,0003,391
Income before extraordinary items$1,433,000775
Extraordinary gains, net$016
Net income$1,433,000777
Minority interest net income$091
Net income of bank and minority interests.$1,433,000779
Net charge-offs$187,0002,503
Cash dividends$561,000596
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,411,440753
2009-12-31 (YTD Data)Rank
Total interest income$14,301,0002,341
Total interest expense$2,937,0003,461
Net interest income$11,364,0001,950
Provision for loan and lease losses$2,283,0002,308
Total noninterest income$2,411,0001,880
Gross Fiduciary activities income$843,000427
Service charges on deposit accounts$589,0002,570
Trading account gains and fees$0211
Additional Noninterest Income$979,0002,166
Total noninterest expense$7,152,0002,738
Salaries and employee benefits$4,236,0002,325
Premises and equipment expense$448,0004,697
Additional noninterest expense$2,468,0002,771
Pre-tax net operating income$4,340,000964
Securities gains (losses)$428,000981
Applicable income taxes$94,0002,911
Income before extraordinary items$4,674,000730
Extraordinary gains, net$034
Net income$4,674,000729
Minority interest net income$0115
Net income of bank and minority interests.$4,674,000730
Net charge-offs$1,637,0002,271
Cash dividends$2,460,000738
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,254,560801
2009-09-30 (YTD Data)Rank
Total interest income$10,679,0002,384
Total interest expense$2,219,0003,582
Net interest income$8,460,0001,950
Provision for loan and lease losses$1,440,0002,276
Total noninterest income$1,756,0001,941
Gross Fiduciary activities income$587,000442
Service charges on deposit accounts$427,0002,633
Trading account gains and fees$0212
Additional Noninterest Income$742,0002,222
Total noninterest expense$5,336,0002,761
Salaries and employee benefits$3,180,0002,336
Premises and equipment expense$347,0004,634
Additional noninterest expense$1,809,0002,796
Pre-tax net operating income$3,440,000963
Securities gains (losses)$428,000784
Applicable income taxes$76,0003,074
Income before extraordinary items$3,792,000710
Extraordinary gains, net$027
Net income$3,792,000710
Minority interest net income$0118
Net income of bank and minority interests.$3,792,000711
Net charge-offs$951,0002,254
Cash dividends$2,460,000513
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,372,560800
2009-06-30 (YTD Data)Rank
Total interest income$7,088,0002,428
Total interest expense$1,494,0003,680
Net interest income$5,594,0001,964
Provision for loan and lease losses$1,040,0002,022
Total noninterest income$1,107,0002,025
Gross Fiduciary activities income$371,000456
Service charges on deposit accounts$256,0002,814
Trading account gains and fees$0193
Additional Noninterest Income$480,0002,278
Total noninterest expense$3,566,0002,787
Salaries and employee benefits$2,079,0002,430
Premises and equipment expense$234,0004,645
Additional noninterest expense$1,253,0002,720
Pre-tax net operating income$2,095,0001,079
Securities gains (losses)$170,0001,112
Applicable income taxes$44,0003,242
Income before extraordinary items$2,221,000846
Extraordinary gains, net$021
Net income$2,221,000846
Minority interest net income$0112
Net income of bank and minority interests.$2,221,000846
Net charge-offs$936,0001,687
Cash dividends$1,590,000563
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,054,400891
2009-03-31 (YTD Data)Rank
Total interest income$3,527,0002,460
Total interest expense$767,0003,719
Net interest income$2,760,0001,981
Provision for loan and lease losses$570,0001,661
Total noninterest income$550,0001,995
Gross Fiduciary activities income$201,000441
Service charges on deposit accounts$112,0003,053
Trading account gains and fees$0171
Additional Noninterest Income$237,0002,270
Total noninterest expense$1,749,0002,749
Salaries and employee benefits$994,0002,561
Premises and equipment expense$122,0004,572
Additional noninterest expense$633,0002,446
Pre-tax net operating income$991,0001,296
Securities gains (losses)$51,0001,295
Applicable income taxes$20,0003,565
Income before extraordinary items$1,022,0001,054
Extraordinary gains, net$015
Net income$1,022,0001,054
Minority interest net income$0102
Net income of bank and minority interests.$1,022,0001,056
Net charge-offs$178,0002,238
Cash dividends$510,000837
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$972,0201,037
2008-12-31 (YTD Data)Rank
Total interest income$14,226,0002,599
Total interest expense$4,220,0003,381
Net interest income$10,006,0002,225
Provision for loan and lease losses$1,135,0002,518
Total noninterest income$2,131,0002,037
Gross Fiduciary activities income$841,000449
Service charges on deposit accounts$450,0003,230
Trading account gains and fees$0154
Additional Noninterest Income$840,0002,399
Total noninterest expense$6,379,0002,906
Salaries and employee benefits$4,057,0002,479
Premises and equipment expense$557,0004,175
Additional noninterest expense$1,765,0003,183
Pre-tax net operating income$4,623,0001,174
Securities gains (losses)$74,0001,338
Applicable income taxes$94,0003,425
Income before extraordinary items$4,603,000884
Extraordinary gains, net$039
Net income$4,603,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0003,968
Cash dividends$1,965,0001,387
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,530,480976
2008-09-30 (YTD Data)Rank
Total interest income$10,661,0002,657
Total interest expense$3,350,0003,341
Net interest income$7,311,0002,283
Provision for loan and lease losses$220,0004,063
Total noninterest income$1,540,0002,171
Gross Fiduciary activities income$634,000451
Service charges on deposit accounts$345,0003,213
Trading account gains and fees$0148
Additional Noninterest Income$561,0002,626
Total noninterest expense$4,684,0002,940
Salaries and employee benefits$3,016,0002,529
Premises and equipment expense$442,0003,992
Additional noninterest expense$1,226,0003,332
Pre-tax net operating income$3,947,0001,260
Securities gains (losses)$33,0001,699
Applicable income taxes$79,0003,795
Income before extraordinary items$3,901,000932
Extraordinary gains, net$031
Net income$3,901,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,978
Cash dividends$1,965,0001,053
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,868,6601,003
2008-06-30 (YTD Data)Rank
Total interest income$7,005,0002,719
Total interest expense$2,301,0003,391
Net interest income$4,704,0002,333
Provision for loan and lease losses$65,0004,825
Total noninterest income$1,066,0002,135
Gross Fiduciary activities income$421,000465
Service charges on deposit accounts$221,0003,278
Trading account gains and fees$0149
Additional Noninterest Income$424,0002,490
Total noninterest expense$3,072,0002,994
Salaries and employee benefits$2,001,0002,566
Premises and equipment expense$271,0004,290
Additional noninterest expense$800,0003,359
Pre-tax net operating income$2,633,0001,317
Securities gains (losses)$17,0002,146
Applicable income taxes$52,0004,033
Income before extraordinary items$2,598,0001,057
Extraordinary gains, net$021
Net income$2,598,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,681
Cash dividends$1,095,0001,315
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,581,3401,053
2008-03-31 (YTD Data)Rank
Total interest income$3,523,0002,769
Total interest expense$1,248,0003,358
Net interest income$2,275,0002,411
Provision for loan and lease losses$15,0005,068
Total noninterest income$531,0002,151
Gross Fiduciary activities income$219,000458
Service charges on deposit accounts$106,0003,330
Trading account gains and fees$0158
Additional Noninterest Income$206,0002,524
Total noninterest expense$1,531,0003,000
Salaries and employee benefits$981,0002,624
Premises and equipment expense$137,0004,265
Additional noninterest expense$413,0003,221
Pre-tax net operating income$1,260,0001,467
Securities gains (losses)$13,0001,848
Applicable income taxes$25,0004,203
Income before extraordinary items$1,248,0001,209
Extraordinary gains, net$015
Net income$1,248,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$540,0001,278
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,235,2601,177
2007-12-31 (YTD Data)Rank
Total interest income$13,278,0002,995
Total interest expense$5,337,0003,307
Net interest income$7,941,0002,744
Provision for loan and lease losses$305,0003,154
Total noninterest income$2,020,0002,196
Gross Fiduciary activities income$758,000493
Service charges on deposit accounts$468,0003,195
Trading account gains and fees$0178
Additional Noninterest Income$794,0002,567
Total noninterest expense$5,728,0003,092
Salaries and employee benefits$3,681,0002,681
Premises and equipment expense$533,0004,186
Additional noninterest expense$1,514,0003,388
Pre-tax net operating income$3,928,0002,011
Securities gains (losses)$-30,0007,873
Applicable income taxes$142,0004,181
Income before extraordinary items$3,756,0001,686
Extraordinary gains, net$039
Net income$3,756,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,796
Cash dividends$2,808,0001,256
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,784,8001,657
2007-09-30 (YTD Data)Rank
Total interest income$9,782,0003,043
Total interest expense$3,860,0003,393
Net interest income$5,922,0002,760
Provision for loan and lease losses$305,0002,287
Total noninterest income$1,503,0002,211
Gross Fiduciary activities income$541,000505
Service charges on deposit accounts$351,0003,175
Trading account gains and fees$0184
Additional Noninterest Income$611,0002,536
Total noninterest expense$4,276,0003,064
Salaries and employee benefits$2,768,0002,668
Premises and equipment expense$402,0004,156
Additional noninterest expense$1,106,0003,414
Pre-tax net operating income$2,844,0002,209
Securities gains (losses)$-30,0008,064
Applicable income taxes$120,0004,265
Income before extraordinary items$2,694,0001,871
Extraordinary gains, net$033
Net income$2,694,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,159
Cash dividends$2,808,000926
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,722,8001,840
2007-06-30 (YTD Data)Rank
Total interest income$6,443,0003,082
Total interest expense$2,587,0003,361
Net interest income$3,856,0002,849
Provision for loan and lease losses$285,0001,630
Total noninterest income$985,0002,268
Gross Fiduciary activities income$362,000511
Service charges on deposit accounts$230,0003,205
Trading account gains and fees$0168
Additional Noninterest Income$393,0002,606
Total noninterest expense$2,812,0003,123
Salaries and employee benefits$1,811,0002,744
Premises and equipment expense$263,0004,232
Additional noninterest expense$738,0003,405
Pre-tax net operating income$1,744,0002,403
Securities gains (losses)$-30,0008,213
Applicable income taxes$104,0004,089
Income before extraordinary items$1,610,0002,102
Extraordinary gains, net$029
Net income$1,610,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,000742
Cash dividends$1,662,0001,033
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,638,2002,061
2007-03-31 (YTD Data)Rank
Total interest income$3,223,0003,075
Total interest expense$1,317,0003,291
Net interest income$1,906,0002,873
Provision for loan and lease losses$255,000940
Total noninterest income$485,0002,255
Gross Fiduciary activities income$181,000512
Service charges on deposit accounts$119,0003,094
Trading account gains and fees$0195
Additional Noninterest Income$185,0002,667
Total noninterest expense$1,403,0003,148
Salaries and employee benefits$894,0002,801
Premises and equipment expense$132,0004,228
Additional noninterest expense$377,0003,332
Pre-tax net operating income$733,0002,715
Securities gains (losses)$-30,0008,431
Applicable income taxes$49,0004,153
Income before extraordinary items$654,0002,459
Extraordinary gains, net$022
Net income$654,0002,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,000424
Cash dividends$999,000832
Sale, conversion, retirement of capital stock, net$0885
Net operating income$681,9002,371
2006-12-31 (YTD Data)Rank
Total interest income$12,269,0003,027
Total interest expense$4,622,0003,234
Net interest income$7,647,0002,872
Provision for loan and lease losses$37,0005,861
Total noninterest income$1,812,0002,382
Gross Fiduciary activities income$691,000508
Service charges on deposit accounts$478,0003,154
Trading account gains and fees$0130
Additional Noninterest Income$643,0002,890
Total noninterest expense$5,422,0003,127
Salaries and employee benefits$3,400,0002,800
Premises and equipment expense$510,0004,207
Additional noninterest expense$1,512,0003,273
Pre-tax net operating income$4,000,0002,262
Securities gains (losses)$-110,0008,239
Applicable income taxes$272,0003,935
Income before extraordinary items$3,618,0001,952
Extraordinary gains, net$051
Net income$3,618,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,371
Cash dividends$2,751,0001,205
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,720,3001,895
2006-09-30 (YTD Data)Rank
Total interest income$9,035,0003,056
Total interest expense$3,295,0003,260
Net interest income$5,740,0002,893
Provision for loan and lease losses$52,0005,016
Total noninterest income$1,308,0002,461
Gross Fiduciary activities income$492,000520
Service charges on deposit accounts$364,0003,142
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,014
Total noninterest expense$4,051,0003,132
Salaries and employee benefits$2,550,0002,793
Premises and equipment expense$380,0004,231
Additional noninterest expense$1,121,0003,300
Pre-tax net operating income$2,945,0002,369
Securities gains (losses)$-110,0008,434
Applicable income taxes$198,0004,145
Income before extraordinary items$2,637,0002,059
Extraordinary gains, net$045
Net income$2,637,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,354
Cash dividends$2,751,000887
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,739,3001,978
2006-06-30 (YTD Data)Rank
Total interest income$5,876,0003,073
Total interest expense$2,022,0003,344
Net interest income$3,854,0002,879
Provision for loan and lease losses$52,0004,390
Total noninterest income$836,0002,519
Gross Fiduciary activities income$310,000540
Service charges on deposit accounts$231,0003,219
Trading account gains and fees$0126
Additional Noninterest Income$295,0003,060
Total noninterest expense$2,676,0003,164
Salaries and employee benefits$1,690,0002,808
Premises and equipment expense$258,0004,192
Additional noninterest expense$728,0003,361
Pre-tax net operating income$1,962,0002,342
Securities gains (losses)$-110,0008,559
Applicable income taxes$129,0004,223
Income before extraordinary items$1,723,0002,094
Extraordinary gains, net$039
Net income$1,723,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,252
Cash dividends$2,052,000784
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,825,3001,977
2006-03-31 (YTD Data)Rank
Total interest income$2,884,0003,070
Total interest expense$947,0003,392
Net interest income$1,937,0002,857
Provision for loan and lease losses$06,013
Total noninterest income$429,0002,439
Gross Fiduciary activities income$158,000543
Service charges on deposit accounts$115,0003,157
Trading account gains and fees$0115
Additional Noninterest Income$156,0002,907
Total noninterest expense$1,318,0003,224
Salaries and employee benefits$842,0002,842
Premises and equipment expense$144,0003,911
Additional noninterest expense$332,0003,593
Pre-tax net operating income$1,048,0002,201
Securities gains (losses)$-33,0008,482
Applicable income taxes$70,0004,045
Income before extraordinary items$945,0001,891
Extraordinary gains, net$021
Net income$945,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,977
Cash dividends$903,000821
Sale, conversion, retirement of capital stock, net$0648
Net operating income$975,6901,822
2005-12-31 (YTD Data)Rank
Total interest income$10,692,0002,971
Total interest expense$3,245,0003,118
Net interest income$7,447,0002,879
Provision for loan and lease losses$22,0006,455
Total noninterest income$1,619,0002,560
Gross Fiduciary activities income$636,000521
Service charges on deposit accounts$525,0002,949
Trading account gains and fees$0138
Additional Noninterest Income$458,0003,530
Total noninterest expense$5,290,0003,083
Salaries and employee benefits$3,341,0002,706
Premises and equipment expense$639,0003,466
Additional noninterest expense$1,310,0003,593
Pre-tax net operating income$3,754,0002,323
Securities gains (losses)$-8,0007,452
Applicable income taxes$262,0004,305
Income before extraordinary items$3,484,0001,967
Extraordinary gains, net$046
Net income$3,484,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,613
Cash dividends$2,804,0001,096
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,491,4401,943
2005-09-30 (YTD Data)Rank
Total interest income$7,921,0002,952
Total interest expense$2,382,0003,040
Net interest income$5,539,0002,886
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,267,0002,484
Gross Fiduciary activities income$469,000519
Service charges on deposit accounts$394,0002,958
Trading account gains and fees$0126
Additional Noninterest Income$404,0003,265
Total noninterest expense$3,956,0003,059
Salaries and employee benefits$2,505,0002,664
Premises and equipment expense$419,0003,839
Additional noninterest expense$1,032,0003,423
Pre-tax net operating income$2,760,0002,375
Securities gains (losses)$-8,0007,835
Applicable income taxes$192,0004,473
Income before extraordinary items$2,560,0002,018
Extraordinary gains, net$035
Net income$2,560,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,216
Cash dividends$2,804,000791
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,567,4401,979
2005-06-30 (YTD Data)Rank
Total interest income$5,198,0002,934
Total interest expense$1,547,0002,973
Net interest income$3,651,0002,889
Provision for loan and lease losses$06,626
Total noninterest income$853,0002,437
Gross Fiduciary activities income$316,000520
Service charges on deposit accounts$251,0003,006
Trading account gains and fees$0116
Additional Noninterest Income$286,0003,157
Total noninterest expense$2,630,0003,055
Salaries and employee benefits$1,669,0002,652
Premises and equipment expense$284,0003,780
Additional noninterest expense$677,0003,449
Pre-tax net operating income$1,874,0002,300
Securities gains (losses)$02,146
Applicable income taxes$131,0004,443
Income before extraordinary items$1,743,0001,953
Extraordinary gains, net$030
Net income$1,743,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,310
Cash dividends$1,658,000866
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,743,0001,918
2005-03-31 (YTD Data)Rank
Total interest income$2,543,0002,954
Total interest expense$745,0002,977
Net interest income$1,798,0002,918
Provision for loan and lease losses$06,226
Total noninterest income$386,0002,554
Gross Fiduciary activities income$143,000561
Service charges on deposit accounts$121,0003,015
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,360
Total noninterest expense$1,340,0003,006
Salaries and employee benefits$840,0002,667
Premises and equipment expense$183,0003,101
Additional noninterest expense$317,0003,630
Pre-tax net operating income$844,0002,466
Securities gains (losses)$01,685
Applicable income taxes$59,0004,561
Income before extraordinary items$785,0002,118
Extraordinary gains, net$024
Net income$785,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$990,000694
Sale, conversion, retirement of capital stock, net$0491
Net operating income$785,0002,088
2004-12-31 (YTD Data)Rank
Total interest income$9,840,0002,879
Total interest expense$2,782,0002,786
Net interest income$7,058,0002,855
Provision for loan and lease losses$07,314
Total noninterest income$1,522,0002,661
Gross Fiduciary activities income$551,000539
Service charges on deposit accounts$459,0003,329
Trading account gains and fees$0138
Additional Noninterest Income$512,0003,267
Total noninterest expense$5,175,0003,015
Salaries and employee benefits$3,203,0002,686
Premises and equipment expense$680,0003,206
Additional noninterest expense$1,292,0003,540
Pre-tax net operating income$3,405,0002,321
Securities gains (losses)$41,0001,887
Applicable income taxes$241,0004,497
Income before extraordinary items$3,205,0001,956
Extraordinary gains, net$034
Net income$3,205,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,791
Cash dividends$2,606,0001,079
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,166,8701,928
2004-09-30 (YTD Data)Rank
Total interest income$7,295,0002,872
Total interest expense$2,075,0002,763
Net interest income$5,220,0002,876
Provision for loan and lease losses$07,100
Total noninterest income$1,143,0002,658
Gross Fiduciary activities income$391,000557
Service charges on deposit accounts$348,0003,324
Trading account gains and fees$0134
Additional Noninterest Income$404,0003,166
Total noninterest expense$3,846,0003,007
Salaries and employee benefits$2,360,0002,710
Premises and equipment expense$510,0003,204
Additional noninterest expense$976,0003,499
Pre-tax net operating income$2,517,0002,374
Securities gains (losses)$41,0001,811
Applicable income taxes$179,0004,620
Income before extraordinary items$2,379,0001,977
Extraordinary gains, net$026
Net income$2,379,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,836
Cash dividends$2,607,000780
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,340,8701,952
2004-06-30 (YTD Data)Rank
Total interest income$4,802,0002,896
Total interest expense$1,373,0002,762
Net interest income$3,429,0002,909
Provision for loan and lease losses$06,885
Total noninterest income$735,0002,742
Gross Fiduciary activities income$257,000568
Service charges on deposit accounts$218,0003,451
Trading account gains and fees$0130
Additional Noninterest Income$260,0003,251
Total noninterest expense$2,582,0002,992
Salaries and employee benefits$1,575,0002,712
Premises and equipment expense$338,0003,224
Additional noninterest expense$669,0003,428
Pre-tax net operating income$1,582,0002,476
Securities gains (losses)$9,0002,475
Applicable income taxes$112,0004,704
Income before extraordinary items$1,479,0002,096
Extraordinary gains, net$021
Net income$1,479,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,931
Cash dividends$2,160,000655
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,470,6302,051
2004-03-31 (YTD Data)Rank
Total interest income$2,369,0002,945
Total interest expense$690,0002,781
Net interest income$1,679,0002,959
Provision for loan and lease losses$06,501
Total noninterest income$380,0002,622
Gross Fiduciary activities income$135,000553
Service charges on deposit accounts$109,0003,379
Trading account gains and fees$0121
Additional Noninterest Income$136,0003,110
Total noninterest expense$1,290,0003,007
Salaries and employee benefits$781,0002,751
Premises and equipment expense$170,0003,240
Additional noninterest expense$339,0003,390
Pre-tax net operating income$769,0002,505
Securities gains (losses)$8,0002,145
Applicable income taxes$54,0004,750
Income before extraordinary items$723,0002,109
Extraordinary gains, net$016
Net income$723,0002,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,486
Cash dividends$1,125,000601
Sale, conversion, retirement of capital stock, net$0464
Net operating income$715,5602,050
2003-12-31 (YTD Data)Rank
Total interest income$9,938,0002,838
Total interest expense$3,072,0002,804
Net interest income$6,866,0002,806
Provision for loan and lease losses$115,0005,108
Total noninterest income$1,646,0002,644
Gross Fiduciary activities income$520,000554
Service charges on deposit accounts$394,0003,678
Trading account gains and fees$0160
Additional Noninterest Income$732,0002,881
Total noninterest expense$5,027,0003,036
Salaries and employee benefits$3,103,0002,696
Premises and equipment expense$629,0003,392
Additional noninterest expense$1,295,0003,501
Pre-tax net operating income$3,370,0002,284
Securities gains (losses)$10,0003,613
Applicable income taxes$235,0004,676
Income before extraordinary items$3,145,0001,957
Extraordinary gains, net$054
Net income$3,145,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,302
Cash dividends$2,636,0001,118
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,135,7001,873
2003-09-30 (YTD Data)Rank
Total interest income$7,503,0002,860
Total interest expense$2,381,0002,814
Net interest income$5,122,0002,833
Provision for loan and lease losses$115,0004,426
Total noninterest income$1,036,0003,060
Gross Fiduciary activities income$362,000578
Service charges on deposit accounts$297,0003,674
Trading account gains and fees$0153
Additional Noninterest Income$377,0003,638
Total noninterest expense$3,777,0003,030
Salaries and employee benefits$2,342,0002,691
Premises and equipment expense$469,0003,399
Additional noninterest expense$966,0003,491
Pre-tax net operating income$2,266,0002,579
Securities gains (losses)$10,0003,326
Applicable income taxes$159,0005,015
Income before extraordinary items$2,117,0002,208
Extraordinary gains, net$040
Net income$2,117,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,438
Cash dividends$2,636,000814
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,107,7002,107
2003-06-30 (YTD Data)Rank
Total interest income$5,083,0002,843
Total interest expense$1,652,0002,788
Net interest income$3,431,0002,814
Provision for loan and lease losses$60,0004,687
Total noninterest income$680,0003,074
Gross Fiduciary activities income$230,000596
Service charges on deposit accounts$194,0003,696
Trading account gains and fees$0150
Additional Noninterest Income$256,0003,585
Total noninterest expense$2,548,0003,001
Salaries and employee benefits$1,569,0002,676
Premises and equipment expense$313,0003,367
Additional noninterest expense$666,0003,381
Pre-tax net operating income$1,503,0002,587
Securities gains (losses)$10,0002,948
Applicable income taxes$104,0005,080
Income before extraordinary items$1,409,0002,221
Extraordinary gains, net$030
Net income$1,409,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,655
Cash dividends$2,018,000733
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,399,7002,114
2003-03-31 (YTD Data)Rank
Total interest income$2,536,0002,869
Total interest expense$868,0002,726
Net interest income$1,668,0002,878
Provision for loan and lease losses$06,934
Total noninterest income$328,0003,053
Gross Fiduciary activities income$112,000610
Service charges on deposit accounts$94,0003,690
Trading account gains and fees$0134
Additional Noninterest Income$122,0003,572
Total noninterest expense$1,242,0003,051
Salaries and employee benefits$774,0002,687
Premises and equipment expense$141,0003,672
Additional noninterest expense$327,0003,382
Pre-tax net operating income$754,0002,587
Securities gains (losses)$3,0002,514
Applicable income taxes$53,0005,018
Income before extraordinary items$704,0002,176
Extraordinary gains, net$021
Net income$704,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,840
Cash dividends$999,000715
Sale, conversion, retirement of capital stock, net$0419
Net operating income$701,2102,078
2002-12-31 (YTD Data)Rank
Total interest income$10,419,0002,908
Total interest expense$3,636,0002,991
Net interest income$6,783,0002,809
Provision for loan and lease losses$89,0005,940
Total noninterest income$1,361,0002,814
Gross Fiduciary activities income$495,000574
Service charges on deposit accounts$402,0003,531
Trading account gains and fees$0153
Additional Noninterest Income$464,0003,427
Total noninterest expense$4,952,0002,951
Salaries and employee benefits$3,088,0002,554
Premises and equipment expense$610,0003,366
Additional noninterest expense$1,254,0003,486
Pre-tax net operating income$3,103,0002,433
Securities gains (losses)$24,0003,010
Applicable income taxes$217,0004,999
Income before extraordinary items$2,910,0002,060
Extraordinary gains, net$070
Net income$2,910,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,680
Cash dividends$2,718,0001,005
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,887,6802,006
2001-12-31 (YTD Data)Rank
Total interest income$11,469,0002,954
Total interest expense$5,269,0003,015
Net interest income$6,200,0002,866
Provision for loan and lease losses$173,0004,499
Total noninterest income$1,291,0002,789
Gross Fiduciary activities income$549,000566
Service charges on deposit accounts$341,0003,835
Trading account gains and fees$0177
Additional Noninterest Income$401,0003,526
Total noninterest expense$4,637,0003,013
Salaries and employee benefits$2,792,0002,675
Premises and equipment expense$584,0003,440
Additional noninterest expense$1,261,0003,345
Pre-tax net operating income$2,681,0002,524
Securities gains (losses)$15,0003,362
Applicable income taxes$164,0005,317
Income before extraordinary items$2,532,0002,061
Extraordinary gains, net$0105
Net income$2,532,0002,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,411
Cash dividends$2,991,000943
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,517,9002,003
2000-12-31 (YTD Data)Rank
Total interest income$11,663,0002,965
Total interest expense$5,456,0003,063
Net interest income$6,207,0002,852
Provision for loan and lease losses$150,0004,393
Total noninterest income$1,548,0002,293
Gross Fiduciary activities income$559,000564
Service charges on deposit accounts$301,0004,048
Trading account gains and fees$0180
Additional Noninterest Income$688,0002,389
Total noninterest expense$4,503,0002,996
Salaries and employee benefits$2,876,0002,480
Premises and equipment expense$516,0003,701
Additional noninterest expense$1,111,0003,674
Pre-tax net operating income$3,102,0002,329
Securities gains (losses)$-11,0008,394
Applicable income taxes$186,0005,536
Income before extraordinary items$2,905,0001,794
Extraordinary gains, net$038
Net income$2,905,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,089
Cash dividends$2,340,0001,180
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,915,3401,785
1999-12-31 (YTD Data)Rank
Total interest income$10,662,0003,028
Total interest expense$4,862,0003,002
Net interest income$5,800,0003,010
Provision for loan and lease losses$-142,00010,126
Total noninterest income$1,191,0002,703
Gross Fiduciary activities income$495,000642
Service charges on deposit accounts$295,0004,043
Trading account gains and fees$0173
Additional Noninterest Income$401,0003,409
Total noninterest expense$4,665,0002,896
Salaries and employee benefits$2,723,0002,586
Premises and equipment expense$482,0003,888
Additional noninterest expense$1,460,0002,930
Pre-tax net operating income$2,468,0002,823
Securities gains (losses)$6,0002,044
Applicable income taxes$171,0006,024
Income before extraordinary items$2,303,0002,269
Extraordinary gains, net$035
Net income$2,303,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,00010,136
Cash dividends$2,640,0001,078
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,297,4202,251
1998-12-31 (YTD Data)Rank
Total interest income$11,076,0002,913
Total interest expense$5,088,0002,955
Net interest income$5,988,0002,879
Provision for loan and lease losses$90,0005,311
Total noninterest income$1,004,0003,072
Gross Fiduciary activities income$483,000650
Service charges on deposit accounts$320,0003,742
Trading account gains and fees$0224
Additional Noninterest Income$201,0004,938
Total noninterest expense$4,519,0002,877
Salaries and employee benefits$2,655,0002,541
Premises and equipment expense$478,0003,820
Additional noninterest expense$1,386,0002,979
Pre-tax net operating income$2,383,0002,905
Securities gains (losses)$2,0003,909
Applicable income taxes$235,0005,782
Income before extraordinary items$2,150,0002,393
Extraordinary gains, net$032
Net income$2,150,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,751
Cash dividends$2,160,0001,252
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,148,2002,315
1997-12-31 (YTD Data)Rank
Total interest income$10,981,0002,972
Total interest expense$4,990,0002,981
Net interest income$5,991,0002,910
Provision for loan and lease losses$-127,00010,800
Total noninterest income$1,146,0002,737
Gross Fiduciary activities income$587,000602
Service charges on deposit accounts$313,0003,940
Trading account gains and fees$0239
Additional Noninterest Income$246,0004,403
Total noninterest expense$4,501,0002,819
Salaries and employee benefits$2,327,0002,845
Premises and equipment expense$485,0003,811
Additional noninterest expense$1,689,0002,438
Pre-tax net operating income$2,763,0002,684
Securities gains (losses)$91,0001,025
Applicable income taxes$1,075,0002,296
Income before extraordinary items$1,779,0002,856
Extraordinary gains, net$044
Net income$1,779,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,545
Cash dividends$1,410,0001,694
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,720,7602,903
1996-12-31 (YTD Data)Rank
Total interest income$11,200,0002,947
Total interest expense$5,090,0002,952
Net interest income$6,110,0002,906
Provision for loan and lease losses$850,0001,153
Total noninterest income$915,0003,349
Gross Fiduciary activities income$339,000825
Service charges on deposit accounts$304,0004,184
Trading account gains and fees$0262
Additional Noninterest Income$272,0004,317
Total noninterest expense$4,082,0003,289
Salaries and employee benefits$2,366,0002,835
Premises and equipment expense$513,0003,701
Additional noninterest expense$1,203,0003,772
Pre-tax net operating income$2,093,0003,292
Securities gains (losses)$-6,00010,029
Applicable income taxes$673,0003,264
Income before extraordinary items$1,414,0003,377
Extraordinary gains, net$053
Net income$1,414,0003,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,218
Cash dividends$1,890,0001,346
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,418,0803,326
1995-12-31 (YTD Data)Rank
Total interest income$11,590,0002,875
Total interest expense$5,459,0002,800
Net interest income$6,131,0002,899
Provision for loan and lease losses$109,0004,437
Total noninterest income$984,0003,139
Gross Fiduciary activities income$334,000854
Service charges on deposit accounts$279,0004,556
Trading account gains and fees$0522
Additional Noninterest Income$371,0003,477
Total noninterest expense$4,077,0003,262
Salaries and employee benefits$2,276,0002,928
Premises and equipment expense$515,0003,665
Additional noninterest expense$1,286,0003,531
Pre-tax net operating income$2,929,0002,477
Securities gains (losses)$3,0003,092
Applicable income taxes$1,015,0002,348
Income before extraordinary items$1,917,0002,603
Extraordinary gains, net$065
Net income$1,917,0002,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,145
Cash dividends$540,0003,153
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,915,0502,579
1994-12-31 (YTD Data)Rank
Total interest income$10,575,0002,869
Total interest expense$4,053,0003,008
Net interest income$6,522,0002,783
Provision for loan and lease losses$-159,00012,277
Total noninterest income$776,0003,810
Gross Fiduciary activities income$309,000892
Service charges on deposit accounts$282,0004,589
Trading account gains and fees$0475
Additional Noninterest Income$185,0005,523
Total noninterest expense$4,340,0003,174
Salaries and employee benefits$2,411,0002,750
Premises and equipment expense$503,0003,783
Additional noninterest expense$1,426,0003,473
Pre-tax net operating income$3,117,0002,273
Securities gains (losses)$-33,00010,736
Applicable income taxes$1,029,0002,171
Income before extraordinary items$2,055,0002,365
Extraordinary gains, net$0249
Net income$2,055,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00012,010
Cash dividends$3,360,000743
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,077,1102,361
1993-12-31 (YTD Data)Rank
Total interest income$10,603,0002,926
Total interest expense$4,320,0002,955
Net interest income$6,283,0002,898
Provision for loan and lease losses$010,371
Total noninterest income$886,0003,677
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$269,0004,831
Trading account gains and fees$281,000205
Additional Noninterest Income$336,0004,203
Total noninterest expense$4,286,0003,272
Salaries and employee benefits$2,364,0002,793
Premises and equipment expense$437,0004,363
Additional noninterest expense$1,485,0003,533
Pre-tax net operating income$2,883,0002,387
Securities gains (losses)$40,0003,728
Applicable income taxes$889,0002,537
Income before extraordinary items$2,034,0002,465
Extraordinary gains, net$03,149
Net income$2,034,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-166,00013,072
Cash dividends$540,0002,896
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,006,0002,356
1992-12-31 (YTD Data)Rank
Total interest income$10,949,0003,203
Total interest expense$5,410,0003,070
Net interest income$5,539,0003,306
Provision for loan and lease losses$-154,00013,777
Total noninterest income$769,0004,076
Gross Fiduciary activities income$261,0001,007
Service charges on deposit accounts$263,0004,941
Trading account gains and fees$0504
Additional Noninterest Income$245,0005,023
Total noninterest expense$4,116,0003,411
Salaries and employee benefits$2,187,0002,955
Premises and equipment expense$388,0004,915
Additional noninterest expense$1,541,0003,517
Pre-tax net operating income$2,346,0002,658
Securities gains (losses)$73,0003,512
Applicable income taxes$808,0002,589
Income before extraordinary items$1,611,0002,855
Extraordinary gains, net$203,000424
Net income$1,814,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0002,597
Cash dividends$1,770,000955
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,562,0902,725

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.