Home > American State Bank & Trust Company > Income and Expense

American State Bank & Trust Company, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$18,194,000	1,290
Total interest expense	$1,494,000	1,405
Net interest income	$16,700,000	1,265
Provision for loan and lease losses	$188,000	1,524
Total noninterest income	$1,929,000	2,015
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$326,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,603,000	1,889
Total noninterest expense	$13,053,000	1,300
Salaries and employee benefits	$7,329,000	1,328
Premises and equipment expense	$1,755,000	1,059
Additional noninterest expense	$3,969,000	1,265
Pre-tax net operating income	$5,388,000	1,671
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,120,000	1,380
Income before extraordinary items	$4,268,000	1,793
Extraordinary gains, net	$0	8
Net income	$4,268,000	1,792
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,268,000	1,793
Net charge-offs	$-21,000	3,900
Cash dividends	$1,150,000	1,622
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,268,000	1,768
2021-06-30 (YTD Data)		Rank
Total interest income	$11,856,000	1,311
Total interest expense	$1,071,000	1,388
Net interest income	$10,785,000	1,280
Provision for loan and lease losses	$188,000	1,234
Total noninterest income	$1,293,000	1,957
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$210,000	1,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,083,000	1,834
Total noninterest expense	$8,960,000	1,251
Salaries and employee benefits	$5,154,000	1,271
Premises and equipment expense	$1,135,000	1,086
Additional noninterest expense	$2,671,000	1,239
Pre-tax net operating income	$2,930,000	1,920
Securities gains (losses)	$0	1,818
Applicable income taxes	$585,000	1,551
Income before extraordinary items	$2,345,000	2,038
Extraordinary gains, net	$0	6
Net income	$2,345,000	2,038
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,345,000	2,038
Net charge-offs	$-17,000	3,996
Cash dividends	$650,000	1,719
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,345,000	2,004
2021-03-31 (YTD Data)		Rank
Total interest income	$5,803,000	1,333
Total interest expense	$548,000	1,416
Net interest income	$5,255,000	1,300
Provision for loan and lease losses	$188,000	848
Total noninterest income	$637,000	1,982
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$103,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	1,854
Total noninterest expense	$4,520,000	1,237
Salaries and employee benefits	$2,662,000	1,222
Premises and equipment expense	$550,000	1,125
Additional noninterest expense	$1,308,000	1,247
Pre-tax net operating income	$1,184,000	2,165
Securities gains (losses)	$0	1,392
Applicable income taxes	$224,000	1,731
Income before extraordinary items	$960,000	2,271
Extraordinary gains, net	$0	3
Net income	$960,000	2,271
Minority interest net income	$0	55
Net income of bank and minority interests.	$960,000	2,271
Net charge-offs	$-9,000	4,024
Cash dividends	$350,000	1,447
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$960,000	2,226
2020-12-31 (YTD Data)		Rank
Total interest income	$24,580,000	1,250
Total interest expense	$3,212,000	1,400
Net interest income	$21,368,000	1,211
Provision for loan and lease losses	$625,000	2,024
Total noninterest income	$2,534,000	1,878
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$441,000	1,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,093,000	1,745
Total noninterest expense	$17,345,000	1,237
Salaries and employee benefits	$10,325,000	1,221
Premises and equipment expense	$2,190,000	1,086
Additional noninterest expense	$4,830,000	1,321
Pre-tax net operating income	$5,932,000	1,574
Securities gains (losses)	$139,000	1,218
Applicable income taxes	$1,223,000	1,289
Income before extraordinary items	$4,848,000	1,664
Extraordinary gains, net	$0	4
Net income	$4,848,000	1,664
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,848,000	1,664
Net charge-offs	$-23,000	4,416
Cash dividends	$1,990,000	1,541
Sale, conversion, retirement of capital stock, net	$154,000	395
Net operating income	$4,736,800	1,659
2020-09-30 (YTD Data)		Rank
Total interest income	$18,687,000	1,237
Total interest expense	$2,570,000	1,402
Net interest income	$16,117,000	1,193
Provision for loan and lease losses	$525,000	1,925
Total noninterest income	$1,801,000	1,891
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$325,000	1,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,476,000	1,758
Total noninterest expense	$12,581,000	1,260
Salaries and employee benefits	$7,521,000	1,241
Premises and equipment expense	$1,593,000	1,110
Additional noninterest expense	$3,467,000	1,358
Pre-tax net operating income	$4,812,000	1,441
Securities gains (losses)	$12,000	2,078
Applicable income taxes	$983,000	1,192
Income before extraordinary items	$3,841,000	1,564
Extraordinary gains, net	$0	4
Net income	$3,841,000	1,564
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,841,000	1,565
Net charge-offs	$-24,000	4,467
Cash dividends	$1,490,000	1,360
Sale, conversion, retirement of capital stock, net	$154,000	346
Net operating income	$3,831,400	1,531
2020-06-30 (YTD Data)		Rank
Total interest income	$12,631,000	1,238
Total interest expense	$1,824,000	1,417
Net interest income	$10,807,000	1,191
Provision for loan and lease losses	$325,000	1,964
Total noninterest income	$1,145,000	1,885
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$220,000	1,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$925,000	1,749
Total noninterest expense	$8,189,000	1,276
Salaries and employee benefits	$4,925,000	1,251
Premises and equipment expense	$1,030,000	1,140
Additional noninterest expense	$2,234,000	1,369
Pre-tax net operating income	$3,438,000	1,296
Securities gains (losses)	$12,000	1,821
Applicable income taxes	$716,000	1,065
Income before extraordinary items	$2,734,000	1,426
Extraordinary gains, net	$0	4
Net income	$2,734,000	1,426
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,734,000	1,426
Net charge-offs	$-26,000	4,590
Cash dividends	$1,490,000	1,019
Sale, conversion, retirement of capital stock, net	$154,000	278
Net operating income	$2,724,520	1,382
2020-03-31 (YTD Data)		Rank
Total interest income	$6,485,000	1,222
Total interest expense	$995,000	1,429
Net interest income	$5,490,000	1,154
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$570,000	1,812
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$130,000	1,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	1,637
Total noninterest expense	$4,115,000	1,290
Salaries and employee benefits	$2,444,000	1,255
Premises and equipment expense	$528,000	1,135
Additional noninterest expense	$1,143,000	1,362
Pre-tax net operating income	$1,820,000	1,141
Securities gains (losses)	$0	1,705
Applicable income taxes	$380,000	908
Income before extraordinary items	$1,440,000	1,227
Extraordinary gains, net	$0	4
Net income	$1,440,000	1,226
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,440,000	1,227
Net charge-offs	$-13,000	4,549
Cash dividends	$830,000	927
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,440,000	1,208
2019-12-31 (YTD Data)		Rank
Total interest income	$27,138,000	1,180
Total interest expense	$4,124,000	1,446
Net interest income	$23,014,000	1,115
Provision for loan and lease losses	$708,000	1,189
Total noninterest income	$2,922,000	1,593
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$608,000	1,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,314,000	1,410
Total noninterest expense	$17,837,000	1,177
Salaries and employee benefits	$10,862,000	1,130
Premises and equipment expense	$2,173,000	1,101
Additional noninterest expense	$4,802,000	1,297
Pre-tax net operating income	$7,391,000	1,298
Securities gains (losses)	$-24,000	4,929
Applicable income taxes	$1,479,000	1,119
Income before extraordinary items	$5,888,000	1,406
Extraordinary gains, net	$0	11
Net income	$5,888,000	1,408
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,888,000	1,408
Net charge-offs	$-10,000	4,459
Cash dividends	$2,875,000	1,224
Sale, conversion, retirement of capital stock, net	$-199,000	5,127
Net operating income	$5,907,200	1,371
2019-09-30 (YTD Data)		Rank
Total interest income	$20,113,000	1,194
Total interest expense	$3,023,000	1,479
Net interest income	$17,090,000	1,130
Provision for loan and lease losses	$508,000	1,145
Total noninterest income	$2,224,000	1,567
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$456,000	1,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,768,000	1,381
Total noninterest expense	$13,374,000	1,181
Salaries and employee benefits	$8,149,000	1,135
Premises and equipment expense	$1,606,000	1,114
Additional noninterest expense	$3,619,000	1,285
Pre-tax net operating income	$5,432,000	1,353
Securities gains (losses)	$-25,000	5,024
Applicable income taxes	$1,075,000	1,176
Income before extraordinary items	$4,332,000	1,457
Extraordinary gains, net	$0	11
Net income	$4,332,000	1,457
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,332,000	1,459
Net charge-offs	$-9,000	4,397
Cash dividends	$2,725,000	944
Sale, conversion, retirement of capital stock, net	$138,000	370
Net operating income	$4,352,000	1,415
2019-06-30 (YTD Data)		Rank
Total interest income	$13,401,000	1,189
Total interest expense	$1,979,000	1,470
Net interest income	$11,422,000	1,127
Provision for loan and lease losses	$400,000	1,005
Total noninterest income	$1,477,000	1,544
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$303,000	1,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,174,000	1,352
Total noninterest expense	$9,163,000	1,156
Salaries and employee benefits	$5,660,000	1,090
Premises and equipment expense	$1,063,000	1,123
Additional noninterest expense	$2,440,000	1,294
Pre-tax net operating income	$3,336,000	1,417
Securities gains (losses)	$-25,000	5,078
Applicable income taxes	$637,000	1,248
Income before extraordinary items	$2,674,000	1,520
Extraordinary gains, net	$0	11
Net income	$2,674,000	1,520
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,674,000	1,520
Net charge-offs	$-9,000	4,454
Cash dividends	$2,300,000	785
Sale, conversion, retirement of capital stock, net	$92,000	358
Net operating income	$2,694,250	1,473
2019-03-31 (YTD Data)		Rank
Total interest income	$6,750,000	1,173
Total interest expense	$972,000	1,462
Net interest income	$5,778,000	1,124
Provision for loan and lease losses	$0	3,406
Total noninterest income	$592,000	1,743
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$158,000	1,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	1,593
Total noninterest expense	$4,676,000	1,138
Salaries and employee benefits	$2,950,000	1,046
Premises and equipment expense	$530,000	1,128
Additional noninterest expense	$1,196,000	1,298
Pre-tax net operating income	$1,694,000	1,378
Securities gains (losses)	$0	1,087
Applicable income taxes	$328,000	1,198
Income before extraordinary items	$1,366,000	1,460
Extraordinary gains, net	$0	5
Net income	$1,366,000	1,459
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,366,000	1,459
Net charge-offs	$-8,000	4,574
Cash dividends	$2,300,000	456
Sale, conversion, retirement of capital stock, net	$46,000	327
Net operating income	$1,366,000	1,437
2018-12-31 (YTD Data)		Rank
Total interest income	$26,061,000	1,138
Total interest expense	$3,002,000	1,437
Net interest income	$23,059,000	1,100
Provision for loan and lease losses	$-40,000	5,122
Total noninterest income	$2,428,000	1,785
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$724,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,704,000	1,659
Total noninterest expense	$18,881,000	1,112
Salaries and employee benefits	$11,496,000	1,047
Premises and equipment expense	$2,042,000	1,152
Additional noninterest expense	$5,343,000	1,183
Pre-tax net operating income	$6,646,000	1,409
Securities gains (losses)	$-2,000	4,086
Applicable income taxes	$1,090,000	1,310
Income before extraordinary items	$5,554,000	1,452
Extraordinary gains, net	$0	6
Net income	$5,554,000	1,451
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,554,000	1,451
Net charge-offs	$-30,000	4,772
Cash dividends	$7,515,000	530
Sale, conversion, retirement of capital stock, net	$404,000	318
Net operating income	$5,555,680	1,446
2018-09-30 (YTD Data)		Rank
Total interest income	$19,120,000	1,146
Total interest expense	$2,058,000	1,463
Net interest income	$17,062,000	1,110
Provision for loan and lease losses	$-40,000	5,241
Total noninterest income	$1,775,000	1,829
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$553,000	1,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,222,000	1,723
Total noninterest expense	$13,673,000	1,146
Salaries and employee benefits	$8,104,000	1,110
Premises and equipment expense	$1,542,000	1,143
Additional noninterest expense	$4,027,000	1,178
Pre-tax net operating income	$5,204,000	1,374
Securities gains (losses)	$-2,000	4,476
Applicable income taxes	$822,000	1,353
Income before extraordinary items	$4,380,000	1,386
Extraordinary gains, net	$0	5
Net income	$4,380,000	1,385
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,380,000	1,385
Net charge-offs	$-40,000	4,859
Cash dividends	$7,215,000	413
Sale, conversion, retirement of capital stock, net	$520,000	249
Net operating income	$4,381,680	1,373
2018-06-30 (YTD Data)		Rank
Total interest income	$6,558,000	2,038
Total interest expense	$558,000	2,625
Net interest income	$6,000,000	1,951
Provision for loan and lease losses	$-100,000	5,376
Total noninterest income	$554,000	2,746
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$174,000	2,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	2,592
Total noninterest expense	$4,822,000	1,971
Salaries and employee benefits	$2,946,000	1,848
Premises and equipment expense	$527,000	1,997
Additional noninterest expense	$1,349,000	2,117
Pre-tax net operating income	$1,832,000	2,221
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$191,000	2,260
Income before extraordinary items	$1,639,000	2,171
Extraordinary gains, net	$0	6
Net income	$1,639,000	2,168
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,639,000	2,170
Net charge-offs	$-6,000	4,367
Cash dividends	$4,380,000	435
Sale, conversion, retirement of capital stock, net	$216,000	279
Net operating income	$1,640,800	2,163
2018-03-31 (YTD Data)		Rank
Total interest income	$3,247,000	2,050
Total interest expense	$255,000	2,713
Net interest income	$2,992,000	1,952
Provision for loan and lease losses	$0	3,508
Total noninterest income	$266,000	2,777
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$86,000	2,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	2,617
Total noninterest expense	$2,266,000	2,085
Salaries and employee benefits	$1,342,000	2,011
Premises and equipment expense	$258,000	2,073
Additional noninterest expense	$666,000	2,123
Pre-tax net operating income	$992,000	2,061
Securities gains (losses)	$0	735
Applicable income taxes	$177,000	1,688
Income before extraordinary items	$815,000	2,146
Extraordinary gains, net	$0	7
Net income	$815,000	2,145
Minority interest net income	$0	52
Net income of bank and minority interests.	$815,000	2,146
Net charge-offs	$-2,000	4,048
Cash dividends	$1,570,000	510
Sale, conversion, retirement of capital stock, net	$62,000	311
Net operating income	$815,000	2,132
2017-12-31 (YTD Data)		Rank
Total interest income	$13,424,000	1,932
Total interest expense	$1,293,000	2,143
Net interest income	$12,131,000	1,889
Provision for loan and lease losses	$110,000	2,978
Total noninterest income	$1,552,000	2,353
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$403,000	2,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,149,000	2,121
Total noninterest expense	$9,251,000	2,031
Salaries and employee benefits	$5,383,000	1,980
Premises and equipment expense	$1,051,000	2,032
Additional noninterest expense	$2,817,000	2,033
Pre-tax net operating income	$4,322,000	1,925
Securities gains (losses)	$50,000	903
Applicable income taxes	$967,000	1,905
Income before extraordinary items	$3,405,000	1,843
Extraordinary gains, net	$0	9
Net income	$3,405,000	1,842
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,405,000	1,843
Net charge-offs	$373,000	1,313
Cash dividends	$1,524,000	1,699
Sale, conversion, retirement of capital stock, net	$-127,000	5,625
Net operating income	$3,366,000	1,836
2017-09-30 (YTD Data)		Rank
Total interest income	$10,093,000	1,934
Total interest expense	$1,017,000	2,053
Net interest income	$9,076,000	1,903
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$1,247,000	2,297
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$310,000	2,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$937,000	2,054
Total noninterest expense	$6,816,000	2,063
Salaries and employee benefits	$3,971,000	2,014
Premises and equipment expense	$782,000	2,045
Additional noninterest expense	$2,063,000	2,060
Pre-tax net operating income	$3,417,000	1,869
Securities gains (losses)	$40,000	975
Applicable income taxes	$842,000	1,618
Income before extraordinary items	$2,615,000	1,958
Extraordinary gains, net	$0	9
Net income	$2,615,000	1,958
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,615,000	1,958
Net charge-offs	$275,000	1,176
Cash dividends	$1,330,000	1,421
Sale, conversion, retirement of capital stock, net	$-192,000	5,696
Net operating income	$2,584,600	1,951
2017-06-30 (YTD Data)		Rank
Total interest income	$6,662,000	1,930
Total interest expense	$647,000	2,086
Net interest income	$6,015,000	1,899
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$947,000	2,119
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$200,000	2,396
Trading account gains and fees	$0	139
Additional Noninterest Income	$747,000	1,853
Total noninterest expense	$4,506,000	2,083
Salaries and employee benefits	$2,655,000	2,018
Premises and equipment expense	$520,000	2,059
Additional noninterest expense	$1,331,000	2,118
Pre-tax net operating income	$2,396,000	1,771
Securities gains (losses)	$-12,000	5,510
Applicable income taxes	$564,000	1,587
Income before extraordinary items	$1,820,000	1,841
Extraordinary gains, net	$0	11
Net income	$1,820,000	1,840
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,820,000	1,841
Net charge-offs	$-6,000	4,624
Cash dividends	$1,106,000	1,212
Sale, conversion, retirement of capital stock, net	$-256,000	5,756
Net operating income	$1,829,120	1,808
2017-03-31 (YTD Data)		Rank
Total interest income	$3,275,000	1,952
Total interest expense	$305,000	2,145
Net interest income	$2,970,000	1,913
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$298,000	2,714
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$95,000	2,474
Trading account gains and fees	$0	142
Additional Noninterest Income	$203,000	2,556
Total noninterest expense	$2,189,000	2,160
Salaries and employee benefits	$1,318,000	2,053
Premises and equipment expense	$264,000	2,059
Additional noninterest expense	$607,000	2,299
Pre-tax net operating income	$1,049,000	1,897
Securities gains (losses)	$-58,000	5,781
Applicable income taxes	$183,000	1,948
Income before extraordinary items	$808,000	1,960
Extraordinary gains, net	$0	8
Net income	$808,000	1,960
Minority interest net income	$0	55
Net income of bank and minority interests.	$808,000	1,960
Net charge-offs	$-2,000	4,280
Cash dividends	$898,000	809
Sale, conversion, retirement of capital stock, net	$-321,000	5,843
Net operating income	$855,560	1,859
2016-12-31 (YTD Data)		Rank
Total interest income	$14,273,000	1,771
Total interest expense	$1,290,000	2,007
Net interest income	$12,983,000	1,730
Provision for loan and lease losses	$75,000	3,346
Total noninterest income	$1,303,000	2,661
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$401,000	2,466
Trading account gains and fees	$0	170
Additional Noninterest Income	$902,000	2,518
Total noninterest expense	$9,331,000	2,029
Salaries and employee benefits	$5,413,000	1,964
Premises and equipment expense	$1,058,000	2,053
Additional noninterest expense	$2,860,000	2,057
Pre-tax net operating income	$4,880,000	1,655
Securities gains (losses)	$16,000	2,474
Applicable income taxes	$1,146,000	1,515
Income before extraordinary items	$3,750,000	1,739
Extraordinary gains, net	$0	5
Net income	$3,750,000	1,738
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,750,000	1,738
Net charge-offs	$-10,000	4,985
Cash dividends	$1,075,000	2,115
Sale, conversion, retirement of capital stock, net	$429,000	301
Net operating income	$3,737,680	1,705
2016-09-30 (YTD Data)		Rank
Total interest income	$10,862,000	1,751
Total interest expense	$971,000	2,007
Net interest income	$9,891,000	1,709
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,000,000	2,639
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$300,000	2,470
Trading account gains and fees	$0	169
Additional Noninterest Income	$700,000	2,489
Total noninterest expense	$7,036,000	2,018
Salaries and employee benefits	$3,988,000	1,991
Premises and equipment expense	$798,000	2,053
Additional noninterest expense	$2,250,000	1,968
Pre-tax net operating income	$3,855,000	1,603
Securities gains (losses)	$0	3,160
Applicable income taxes	$873,000	1,544
Income before extraordinary items	$2,982,000	1,704
Extraordinary gains, net	$0	5
Net income	$2,982,000	1,704
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,982,000	1,704
Net charge-offs	$-20,000	5,100
Cash dividends	$542,000	2,290
Sale, conversion, retirement of capital stock, net	$322,000	270
Net operating income	$2,982,000	1,653
2016-06-30 (YTD Data)		Rank
Total interest income	$6,026,000	2,076
Total interest expense	$473,000	2,523
Net interest income	$5,553,000	2,008
Provision for loan and lease losses	$0	4,017
Total noninterest income	$505,000	3,019
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$155,000	2,893
Trading account gains and fees	$0	157
Additional Noninterest Income	$350,000	2,837
Total noninterest expense	$3,770,000	2,415
Salaries and employee benefits	$2,146,000	2,368
Premises and equipment expense	$412,000	2,459
Additional noninterest expense	$1,212,000	2,369
Pre-tax net operating income	$2,288,000	1,760
Securities gains (losses)	$-3,000	5,823
Applicable income taxes	$495,000	1,670
Income before extraordinary items	$1,790,000	1,825
Extraordinary gains, net	$0	16
Net income	$1,790,000	1,824
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,790,000	1,824
Net charge-offs	$-18,000	5,164
Cash dividends	$368,000	2,306
Sale, conversion, retirement of capital stock, net	$197,000	280
Net operating income	$1,792,340	1,769
2016-03-31 (YTD Data)		Rank
Total interest income	$2,927,000	2,120
Total interest expense	$221,000	2,653
Net interest income	$2,706,000	2,051
Provision for loan and lease losses	$0	3,656
Total noninterest income	$245,000	3,052
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$168,000	2,845
Total noninterest expense	$1,926,000	2,378
Salaries and employee benefits	$1,096,000	2,336
Premises and equipment expense	$206,000	2,492
Additional noninterest expense	$624,000	2,318
Pre-tax net operating income	$1,025,000	1,886
Securities gains (losses)	$-3,000	5,897
Applicable income taxes	$140,000	2,166
Income before extraordinary items	$882,000	1,816
Extraordinary gains, net	$0	12
Net income	$882,000	1,817
Minority interest net income	$0	62
Net income of bank and minority interests.	$882,000	1,817
Net charge-offs	$-16,000	5,392
Cash dividends	$230,000	1,837
Sale, conversion, retirement of capital stock, net	$98,000	259
Net operating income	$884,580	1,768
2015-12-31 (YTD Data)		Rank
Total interest income	$11,167,000	2,155
Total interest expense	$810,000	2,802
Net interest income	$10,357,000	2,063
Provision for loan and lease losses	$0	4,380
Total noninterest income	$945,000	3,164
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$289,000	3,101
Trading account gains and fees	$0	159
Additional Noninterest Income	$656,000	2,921
Total noninterest expense	$7,344,000	2,472
Salaries and employee benefits	$4,249,000	2,356
Premises and equipment expense	$851,000	2,437
Additional noninterest expense	$2,244,000	2,547
Pre-tax net operating income	$3,958,000	1,882
Securities gains (losses)	$174,000	823
Applicable income taxes	$1,009,000	1,580
Income before extraordinary items	$3,123,000	1,982
Extraordinary gains, net	$0	23
Net income	$3,123,000	1,983
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,123,000	1,984
Net charge-offs	$2,000	4,318
Cash dividends	$5,260,000	632
Sale, conversion, retirement of capital stock, net	$320,000	369
Net operating income	$2,990,760	2,027
2015-09-30 (YTD Data)		Rank
Total interest income	$8,269,000	2,197
Total interest expense	$597,000	2,873
Net interest income	$7,672,000	2,102
Provision for loan and lease losses	$0	4,232
Total noninterest income	$671,000	3,274
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$200,000	3,266
Trading account gains and fees	$0	153
Additional Noninterest Income	$471,000	2,987
Total noninterest expense	$5,464,000	2,491
Salaries and employee benefits	$3,093,000	2,428
Premises and equipment expense	$708,000	2,296
Additional noninterest expense	$1,663,000	2,580
Pre-tax net operating income	$2,879,000	1,973
Securities gains (losses)	$42,000	1,586
Applicable income taxes	$678,000	1,727
Income before extraordinary items	$2,243,000	2,075
Extraordinary gains, net	$0	21
Net income	$2,243,000	2,076
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,243,000	2,076
Net charge-offs	$-28,000	5,435
Cash dividends	$5,260,000	464
Sale, conversion, retirement of capital stock, net	$145,000	392
Net operating income	$2,210,660	2,049
2015-06-30 (YTD Data)		Rank
Total interest income	$5,473,000	2,206
Total interest expense	$389,000	2,934
Net interest income	$5,084,000	2,113
Provision for loan and lease losses	$0	4,069
Total noninterest income	$416,000	3,404
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$126,000	3,349
Trading account gains and fees	$0	157
Additional Noninterest Income	$290,000	3,104
Total noninterest expense	$3,671,000	2,488
Salaries and employee benefits	$2,066,000	2,440
Premises and equipment expense	$486,000	2,261
Additional noninterest expense	$1,119,000	2,566
Pre-tax net operating income	$1,829,000	2,031
Securities gains (losses)	$42,000	1,338
Applicable income taxes	$423,000	1,795
Income before extraordinary items	$1,448,000	2,107
Extraordinary gains, net	$0	22
Net income	$1,448,000	2,109
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,448,000	2,109
Net charge-offs	$-14,000	5,360
Cash dividends	$1,522,000	882
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,415,660	2,098
2015-03-31 (YTD Data)		Rank
Total interest income	$2,723,000	2,211
Total interest expense	$195,000	2,952
Net interest income	$2,528,000	2,112
Provision for loan and lease losses	$0	3,703
Total noninterest income	$187,000	3,532
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$62,000	3,340
Trading account gains and fees	$0	152
Additional Noninterest Income	$125,000	3,283
Total noninterest expense	$1,805,000	2,532
Salaries and employee benefits	$1,027,000	2,466
Premises and equipment expense	$224,000	2,430
Additional noninterest expense	$554,000	2,590
Pre-tax net operating income	$910,000	2,010
Securities gains (losses)	$0	2,027
Applicable income taxes	$178,000	1,938
Income before extraordinary items	$732,000	2,060
Extraordinary gains, net	$0	13
Net income	$732,000	2,061
Minority interest net income	$0	64
Net income of bank and minority interests.	$732,000	2,061
Net charge-offs	$-3,000	4,874
Cash dividends	$1,349,000	518
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$732,000	1,996
2014-12-31 (YTD Data)		Rank
Total interest income	$11,996,000	2,038
Total interest expense	$954,000	2,661
Net interest income	$11,042,000	1,956
Provision for loan and lease losses	$-620,000	6,285
Total noninterest income	$1,397,000	2,622
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$312,000	3,133
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,085,000	2,219
Total noninterest expense	$7,588,000	2,415
Salaries and employee benefits	$4,455,000	2,273
Premises and equipment expense	$854,000	2,542
Additional noninterest expense	$2,279,000	2,596
Pre-tax net operating income	$5,471,000	1,404
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$1,493,000	1,200
Income before extraordinary items	$3,989,000	1,597
Extraordinary gains, net	$0	17
Net income	$3,989,000	1,596
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,989,000	1,596
Net charge-offs	$-24,000	5,841
Cash dividends	$1,222,000	1,780
Sale, conversion, retirement of capital stock, net	$187,000	439
Net operating income	$3,980,970	1,569
2014-09-30 (YTD Data)		Rank
Total interest income	$9,110,000	2,038
Total interest expense	$729,000	2,657
Net interest income	$8,381,000	1,945
Provision for loan and lease losses	$-470,000	6,377
Total noninterest income	$1,165,000	2,490
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$228,000	3,210
Trading account gains and fees	$0	174
Additional Noninterest Income	$937,000	2,033
Total noninterest expense	$5,707,000	2,418
Salaries and employee benefits	$3,368,000	2,261
Premises and equipment expense	$625,000	2,610
Additional noninterest expense	$1,714,000	2,597
Pre-tax net operating income	$4,309,000	1,376
Securities gains (losses)	$-9,000	6,140
Applicable income taxes	$1,178,000	1,163
Income before extraordinary items	$3,122,000	1,513
Extraordinary gains, net	$0	15
Net income	$3,122,000	1,513
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,122,000	1,513
Net charge-offs	$-4,000	5,417
Cash dividends	$517,000	2,171
Sale, conversion, retirement of capital stock, net	$139,000	407
Net operating income	$3,128,570	1,487
2014-06-30 (YTD Data)		Rank
Total interest income	$4,869,000	2,475
Total interest expense	$439,000	2,923
Net interest income	$4,430,000	2,392
Provision for loan and lease losses	$0	4,196
Total noninterest income	$347,000	3,750
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$106,000	3,836
Trading account gains and fees	$0	172
Additional Noninterest Income	$241,000	3,357
Total noninterest expense	$3,142,000	2,851
Salaries and employee benefits	$1,894,000	2,628
Premises and equipment expense	$396,000	2,729
Additional noninterest expense	$852,000	3,264
Pre-tax net operating income	$1,635,000	2,134
Securities gains (losses)	$0	2,580
Applicable income taxes	$361,000	1,880
Income before extraordinary items	$1,274,000	2,242
Extraordinary gains, net	$0	20
Net income	$1,274,000	2,245
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,274,000	2,244
Net charge-offs	$-9,000	5,629
Cash dividends	$329,000	2,239
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,274,000	2,189
2014-03-31 (YTD Data)		Rank
Total interest income	$2,376,000	2,532
Total interest expense	$226,000	2,883
Net interest income	$2,150,000	2,460
Provision for loan and lease losses	$0	3,817
Total noninterest income	$163,000	3,849
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$50,000	3,922
Trading account gains and fees	$0	147
Additional Noninterest Income	$113,000	3,389
Total noninterest expense	$1,561,000	2,897
Salaries and employee benefits	$946,000	2,644
Premises and equipment expense	$202,000	2,734
Additional noninterest expense	$413,000	3,333
Pre-tax net operating income	$752,000	2,200
Securities gains (losses)	$0	1,715
Applicable income taxes	$147,000	2,026
Income before extraordinary items	$605,000	2,257
Extraordinary gains, net	$0	16
Net income	$605,000	2,258
Minority interest net income	$0	66
Net income of bank and minority interests.	$605,000	2,259
Net charge-offs	$-6,000	5,539
Cash dividends	$141,000	2,028
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$605,000	2,219
2013-12-31 (YTD Data)		Rank
Total interest income	$8,652,000	2,767
Total interest expense	$976,000	2,997
Net interest income	$7,676,000	2,710
Provision for loan and lease losses	$0	5,091
Total noninterest income	$676,000	3,927
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$205,000	4,054
Trading account gains and fees	$0	184
Additional Noninterest Income	$471,000	3,443
Total noninterest expense	$6,321,000	2,865
Salaries and employee benefits	$3,923,000	2,520
Premises and equipment expense	$822,000	2,648
Additional noninterest expense	$1,576,000	3,526
Pre-tax net operating income	$2,031,000	2,825
Securities gains (losses)	$3,000	2,899
Applicable income taxes	$368,000	2,436
Income before extraordinary items	$1,666,000	2,953
Extraordinary gains, net	$0	29
Net income	$1,666,000	2,955
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,666,000	2,956
Net charge-offs	$-50,000	6,419
Cash dividends	$663,000	2,431
Sale, conversion, retirement of capital stock, net	$135,000	505
Net operating income	$1,663,540	2,899
2013-09-30 (YTD Data)		Rank
Total interest income	$6,373,000	2,825
Total interest expense	$745,000	3,036
Net interest income	$5,628,000	2,770
Provision for loan and lease losses	$0	4,941
Total noninterest income	$522,000	3,937
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$152,000	4,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$370,000	3,431
Total noninterest expense	$4,672,000	2,920
Salaries and employee benefits	$2,891,000	2,560
Premises and equipment expense	$603,000	2,718
Additional noninterest expense	$1,178,000	3,547
Pre-tax net operating income	$1,478,000	2,946
Securities gains (losses)	$0	3,040
Applicable income taxes	$269,000	2,523
Income before extraordinary items	$1,209,000	3,069
Extraordinary gains, net	$0	25
Net income	$1,209,000	3,073
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,209,000	3,073
Net charge-offs	$-50,000	6,466
Cash dividends	$257,000	2,751
Sale, conversion, retirement of capital stock, net	$135,000	418
Net operating income	$1,209,000	2,994
2013-06-30 (YTD Data)		Rank
Total interest income	$4,266,000	2,815
Total interest expense	$511,000	3,023
Net interest income	$3,755,000	2,753
Provision for loan and lease losses	$0	4,788
Total noninterest income	$353,000	3,923
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$97,000	4,168
Trading account gains and fees	$0	157
Additional Noninterest Income	$256,000	3,423
Total noninterest expense	$2,980,000	3,011
Salaries and employee benefits	$1,803,000	2,752
Premises and equipment expense	$397,000	2,756
Additional noninterest expense	$780,000	3,559
Pre-tax net operating income	$1,128,000	2,684
Securities gains (losses)	$0	2,791
Applicable income taxes	$246,000	2,227
Income before extraordinary items	$882,000	2,874
Extraordinary gains, net	$0	22
Net income	$882,000	2,878
Minority interest net income	$0	82
Net income of bank and minority interests.	$882,000	2,878
Net charge-offs	$-32,000	6,441
Cash dividends	$193,000	2,611
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$882,000	2,788
2013-03-31 (YTD Data)		Rank
Total interest income	$2,075,000	2,895
Total interest expense	$267,000	2,996
Net interest income	$1,808,000	2,850
Provision for loan and lease losses	$0	4,409
Total noninterest income	$167,000	3,978
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$47,000	4,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$120,000	3,505
Total noninterest expense	$1,518,000	2,987
Salaries and employee benefits	$911,000	2,739
Premises and equipment expense	$206,000	2,709
Additional noninterest expense	$401,000	3,499
Pre-tax net operating income	$457,000	3,043
Securities gains (losses)	$0	1,966
Applicable income taxes	$108,000	2,323
Income before extraordinary items	$349,000	3,279
Extraordinary gains, net	$0	10
Net income	$349,000	3,279
Minority interest net income	$0	76
Net income of bank and minority interests.	$349,000	3,281
Net charge-offs	$-1,000	5,189
Cash dividends	$172,000	1,723
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$349,000	3,182
2012-12-31 (YTD Data)		Rank
Total interest income	$9,212,000	2,769
Total interest expense	$1,423,000	2,834
Net interest income	$7,789,000	2,723
Provision for loan and lease losses	$0	5,905
Total noninterest income	$958,000	3,320
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$292,000	3,535
Trading account gains and fees	$0	166
Additional Noninterest Income	$666,000	2,962
Total noninterest expense	$6,029,000	3,023
Salaries and employee benefits	$3,531,000	2,762
Premises and equipment expense	$784,000	2,786
Additional noninterest expense	$1,714,000	3,470
Pre-tax net operating income	$2,718,000	2,267
Securities gains (losses)	$202,000	1,683
Applicable income taxes	$648,000	1,914
Income before extraordinary items	$2,272,000	2,370
Extraordinary gains, net	$0	29
Net income	$2,272,000	2,370
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,272,000	2,371
Net charge-offs	$5,000	5,755
Cash dividends	$4,838,000	589
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,114,440	2,356
2012-09-30 (YTD Data)		Rank
Total interest income	$7,059,000	2,776
Total interest expense	$1,118,000	2,834
Net interest income	$5,941,000	2,734
Provision for loan and lease losses	$0	5,790
Total noninterest income	$673,000	3,481
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$229,000	3,492
Trading account gains and fees	$0	157
Additional Noninterest Income	$444,000	3,121
Total noninterest expense	$4,455,000	3,073
Salaries and employee benefits	$2,647,000	2,778
Premises and equipment expense	$585,000	2,827
Additional noninterest expense	$1,223,000	3,603
Pre-tax net operating income	$2,159,000	2,210
Securities gains (losses)	$110,000	1,901
Applicable income taxes	$512,000	1,917
Income before extraordinary items	$1,757,000	2,351
Extraordinary gains, net	$0	20
Net income	$1,757,000	2,352
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,757,000	2,352
Net charge-offs	$7,000	5,415
Cash dividends	$810,000	1,522
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,672,300	2,325
2012-06-30 (YTD Data)		Rank
Total interest income	$4,894,000	2,681
Total interest expense	$777,000	2,832
Net interest income	$4,117,000	2,642
Provision for loan and lease losses	$0	5,619
Total noninterest income	$424,000	3,546
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$158,000	3,413
Trading account gains and fees	$0	153
Additional Noninterest Income	$266,000	3,246
Total noninterest expense	$3,012,000	3,051
Salaries and employee benefits	$1,786,000	2,759
Premises and equipment expense	$392,000	2,820
Additional noninterest expense	$834,000	3,563
Pre-tax net operating income	$1,529,000	2,107
Securities gains (losses)	$81,000	1,733
Applicable income taxes	$390,000	1,748
Income before extraordinary items	$1,220,000	2,243
Extraordinary gains, net	$0	19
Net income	$1,220,000	2,243
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,220,000	2,243
Net charge-offs	$3,000	5,275
Cash dividends	$153,000	2,714
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,158,440	2,199
2012-03-31 (YTD Data)		Rank
Total interest income	$2,496,000	2,663
Total interest expense	$407,000	2,833
Net interest income	$2,089,000	2,615
Provision for loan and lease losses	$0	5,254
Total noninterest income	$224,000	3,436
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$86,000	3,236
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	3,187
Total noninterest expense	$1,476,000	3,097
Salaries and employee benefits	$886,000	2,780
Premises and equipment expense	$200,000	2,792
Additional noninterest expense	$390,000	3,697
Pre-tax net operating income	$837,000	1,956
Securities gains (losses)	$76,000	1,031
Applicable income taxes	$235,000	1,548
Income before extraordinary items	$678,000	2,055
Extraordinary gains, net	$0	19
Net income	$678,000	2,056
Minority interest net income	$0	78
Net income of bank and minority interests.	$678,000	2,057
Net charge-offs	$6,000	4,226
Cash dividends	$76,000	2,242
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$621,760	2,087
2011-12-31 (YTD Data)		Rank
Total interest income	$10,540,000	2,646
Total interest expense	$2,019,000	2,762
Net interest income	$8,521,000	2,569
Provision for loan and lease losses	$50,000	5,824
Total noninterest income	$905,000	3,292
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$375,000	3,156
Trading account gains and fees	$0	146
Additional Noninterest Income	$530,000	3,031
Total noninterest expense	$6,336,000	2,911
Salaries and employee benefits	$3,744,000	2,562
Premises and equipment expense	$808,000	2,902
Additional noninterest expense	$1,784,000	3,421
Pre-tax net operating income	$3,040,000	1,817
Securities gains (losses)	$135,000	1,797
Applicable income taxes	$748,000	1,617
Income before extraordinary items	$2,427,000	1,918
Extraordinary gains, net	$0	29
Net income	$2,427,000	1,919
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,427,000	1,919
Net charge-offs	$135,000	4,702
Cash dividends	$5,500,000	392
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,324,400	1,901
2011-09-30 (YTD Data)		Rank
Total interest income	$7,930,000	2,658
Total interest expense	$1,579,000	2,758
Net interest income	$6,351,000	2,603
Provision for loan and lease losses	$50,000	5,512
Total noninterest income	$677,000	3,307
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$283,000	3,153
Trading account gains and fees	$0	145
Additional Noninterest Income	$394,000	3,066
Total noninterest expense	$4,871,000	2,861
Salaries and employee benefits	$2,855,000	2,521
Premises and equipment expense	$604,000	2,926
Additional noninterest expense	$1,412,000	3,302
Pre-tax net operating income	$2,107,000	2,004
Securities gains (losses)	$135,000	1,512
Applicable income taxes	$504,000	1,735
Income before extraordinary items	$1,738,000	2,048
Extraordinary gains, net	$0	21
Net income	$1,738,000	2,047
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,738,000	2,048
Net charge-offs	$140,000	4,087
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,632,700	2,077
2011-06-30 (YTD Data)		Rank
Total interest income	$5,337,000	2,653
Total interest expense	$1,108,000	2,734
Net interest income	$4,229,000	2,607
Provision for loan and lease losses	$50,000	5,106
Total noninterest income	$454,000	3,312
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$184,000	3,179
Trading account gains and fees	$0	153
Additional Noninterest Income	$270,000	3,041
Total noninterest expense	$3,295,000	2,837
Salaries and employee benefits	$1,912,000	2,516
Premises and equipment expense	$397,000	2,976
Additional noninterest expense	$986,000	3,245
Pre-tax net operating income	$1,338,000	2,051
Securities gains (losses)	$135,000	933
Applicable income taxes	$321,000	1,726
Income before extraordinary items	$1,152,000	2,015
Extraordinary gains, net	$0	15
Net income	$1,152,000	2,015
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,152,000	2,015
Net charge-offs	$-8,000	6,966
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,046,700	2,121
2011-03-31 (YTD Data)		Rank
Total interest income	$2,646,000	2,689
Total interest expense	$578,000	2,712
Net interest income	$2,068,000	2,650
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$225,000	3,353
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$87,000	3,269
Trading account gains and fees	$0	158
Additional Noninterest Income	$138,000	3,046
Total noninterest expense	$1,673,000	2,805
Salaries and employee benefits	$981,000	2,473
Premises and equipment expense	$203,000	2,949
Additional noninterest expense	$489,000	3,251
Pre-tax net operating income	$590,000	2,256
Securities gains (losses)	$62,000	687
Applicable income taxes	$118,000	2,012
Income before extraordinary items	$534,000	2,135
Extraordinary gains, net	$0	9
Net income	$534,000	2,134
Minority interest net income	$0	86
Net income of bank and minority interests.	$534,000	2,135
Net charge-offs	$-5,000	6,778
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$483,160	2,263
2010-12-31 (YTD Data)		Rank
Total interest income	$12,395,000	2,429
Total interest expense	$2,985,000	2,619
Net interest income	$9,410,000	2,318
Provision for loan and lease losses	$145,000	5,683
Total noninterest income	$869,000	3,481
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$368,000	3,233
Trading account gains and fees	$0	175
Additional Noninterest Income	$501,000	3,191
Total noninterest expense	$6,498,000	2,907
Salaries and employee benefits	$3,945,000	2,429
Premises and equipment expense	$839,000	2,879
Additional noninterest expense	$1,714,000	3,657
Pre-tax net operating income	$3,636,000	1,370
Securities gains (losses)	$832,000	579
Applicable income taxes	$1,308,000	999
Income before extraordinary items	$3,160,000	1,344
Extraordinary gains, net	$0	29
Net income	$3,160,000	1,346
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,160,000	1,347
Net charge-offs	$-8,000	7,421
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,569,280	1,549
2010-09-30 (YTD Data)		Rank
Total interest income	$9,497,000	2,429
Total interest expense	$2,376,000	2,576
Net interest income	$7,121,000	2,342
Provision for loan and lease losses	$115,000	5,549
Total noninterest income	$697,000	3,387
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$283,000	3,257
Trading account gains and fees	$0	165
Additional Noninterest Income	$414,000	3,055
Total noninterest expense	$4,730,000	2,983
Salaries and employee benefits	$2,832,000	2,562
Premises and equipment expense	$628,000	2,922
Additional noninterest expense	$1,270,000	3,661
Pre-tax net operating income	$2,973,000	1,342
Securities gains (losses)	$527,000	701
Applicable income taxes	$1,045,000	963
Income before extraordinary items	$2,455,000	1,359
Extraordinary gains, net	$0	23
Net income	$2,455,000	1,362
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,455,000	1,363
Net charge-offs	$-20,000	7,554
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,086,100	1,515
2010-06-30 (YTD Data)		Rank
Total interest income	$6,546,000	2,375
Total interest expense	$1,693,000	2,525
Net interest income	$4,853,000	2,297
Provision for loan and lease losses	$85,000	5,336
Total noninterest income	$336,000	4,018
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$194,000	3,209
Trading account gains and fees	$0	152
Additional Noninterest Income	$142,000	4,061
Total noninterest expense	$3,088,000	3,037
Salaries and employee benefits	$1,875,000	2,576
Premises and equipment expense	$415,000	2,973
Additional noninterest expense	$798,000	3,808
Pre-tax net operating income	$2,016,000	1,295
Securities gains (losses)	$0	3,184
Applicable income taxes	$576,000	1,085
Income before extraordinary items	$1,440,000	1,527
Extraordinary gains, net	$0	19
Net income	$1,440,000	1,528
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,440,000	1,528
Net charge-offs	$-14,000	7,528
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,440,000	1,461
2010-03-31 (YTD Data)		Rank
Total interest income	$3,230,000	2,465
Total interest expense	$911,000	2,468
Net interest income	$2,319,000	2,433
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$150,000	4,283
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$93,000	3,289
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$1,542,000	3,086
Salaries and employee benefits	$945,000	2,600
Premises and equipment expense	$204,000	3,069
Additional noninterest expense	$393,000	3,834
Pre-tax net operating income	$897,000	1,458
Securities gains (losses)	$0	2,284
Applicable income taxes	$246,000	1,222
Income before extraordinary items	$651,000	1,684
Extraordinary gains, net	$0	16
Net income	$651,000	1,685
Minority interest net income	$0	91
Net income of bank and minority interests.	$651,000	1,686
Net charge-offs	$-8,000	7,437
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$651,000	1,613
2009-12-31 (YTD Data)		Rank
Total interest income	$13,619,000	2,450
Total interest expense	$4,014,000	2,727
Net interest income	$9,605,000	2,276
Provision for loan and lease losses	$578,000	4,321
Total noninterest income	$968,000	3,406
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$445,000	3,116
Trading account gains and fees	$0	211
Additional Noninterest Income	$523,000	3,133
Total noninterest expense	$6,606,000	2,943
Salaries and employee benefits	$3,529,000	2,760
Premises and equipment expense	$842,000	2,986
Additional noninterest expense	$2,235,000	3,032
Pre-tax net operating income	$3,389,000	1,197
Securities gains (losses)	$94,000	2,196
Applicable income taxes	$1,012,000	950
Income before extraordinary items	$2,471,000	1,358
Extraordinary gains, net	$0	34
Net income	$2,471,000	1,356
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,471,000	1,357
Net charge-offs	$-3,000	7,786
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,404,260	1,362
2009-09-30 (YTD Data)		Rank
Total interest income	$10,249,000	2,487
Total interest expense	$3,032,000	2,842
Net interest income	$7,217,000	2,275
Provision for loan and lease losses	$488,000	3,834
Total noninterest income	$489,000	4,264
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$328,000	3,164
Trading account gains and fees	$0	212
Additional Noninterest Income	$161,000	4,640
Total noninterest expense	$4,612,000	3,126
Salaries and employee benefits	$2,630,000	2,801
Premises and equipment expense	$594,000	3,187
Additional noninterest expense	$1,388,000	3,480
Pre-tax net operating income	$2,606,000	1,239
Securities gains (losses)	$95,000	1,880
Applicable income taxes	$800,000	1,007
Income before extraordinary items	$1,901,000	1,403
Extraordinary gains, net	$0	27
Net income	$1,901,000	1,402
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,901,000	1,404
Net charge-offs	$24,000	6,152
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,834,500	1,425
2009-06-30 (YTD Data)		Rank
Total interest income	$6,848,000	2,509
Total interest expense	$2,013,000	2,945
Net interest income	$4,835,000	2,253
Provision for loan and lease losses	$225,000	4,165
Total noninterest income	$304,000	4,394
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$200,000	3,310
Trading account gains and fees	$0	193
Additional Noninterest Income	$104,000	4,730
Total noninterest expense	$3,169,000	3,073
Salaries and employee benefits	$1,730,000	2,870
Premises and equipment expense	$396,000	3,203
Additional noninterest expense	$1,043,000	3,190
Pre-tax net operating income	$1,745,000	1,317
Securities gains (losses)	$95,000	1,532
Applicable income taxes	$555,000	993
Income before extraordinary items	$1,285,000	1,456
Extraordinary gains, net	$0	21
Net income	$1,285,000	1,454
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,285,000	1,455
Net charge-offs	$7,000	6,140
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,218,500	1,500
2009-03-31 (YTD Data)		Rank
Total interest income	$3,406,000	2,557
Total interest expense	$1,015,000	3,015
Net interest income	$2,391,000	2,288
Provision for loan and lease losses	$105,000	3,786
Total noninterest income	$252,000	3,362
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$101,000	3,239
Trading account gains and fees	$0	171
Additional Noninterest Income	$151,000	2,955
Total noninterest expense	$1,536,000	3,080
Salaries and employee benefits	$865,000	2,900
Premises and equipment expense	$197,000	3,262
Additional noninterest expense	$474,000	3,142
Pre-tax net operating income	$1,002,000	1,281
Securities gains (losses)	$0	2,434
Applicable income taxes	$311,000	1,025
Income before extraordinary items	$691,000	1,567
Extraordinary gains, net	$0	15
Net income	$691,000	1,569
Minority interest net income	$0	102
Net income of bank and minority interests.	$691,000	1,569
Net charge-offs	$-17,000	7,962
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$691,000	1,488
2008-12-31 (YTD Data)		Rank
Total interest income	$14,076,000	2,623
Total interest expense	$5,219,000	2,863
Net interest income	$8,857,000	2,459
Provision for loan and lease losses	$130,000	5,723
Total noninterest income	$903,000	3,632
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$507,000	2,978
Trading account gains and fees	$0	154
Additional Noninterest Income	$396,000	3,608
Total noninterest expense	$6,539,000	2,845
Salaries and employee benefits	$3,521,000	2,809
Premises and equipment expense	$825,000	3,103
Additional noninterest expense	$2,193,000	2,628
Pre-tax net operating income	$3,091,000	1,747
Securities gains (losses)	$-2,000	6,877
Applicable income taxes	$965,000	1,229
Income before extraordinary items	$2,124,000	1,876
Extraordinary gains, net	$0	39
Net income	$2,124,000	1,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$671,000	2,415
Cash dividends	$150,000	4,716
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,125,380	2,001
2008-09-30 (YTD Data)		Rank
Total interest income	$10,419,000	2,710
Total interest expense	$4,069,000	2,864
Net interest income	$6,350,000	2,588
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$286,000	5,457
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$380,000	3,009
Trading account gains and fees	$0	148
Additional Noninterest Income	$-94,000	8,263
Total noninterest expense	$4,637,000	2,963
Salaries and employee benefits	$2,691,000	2,789
Premises and equipment expense	$627,000	3,078
Additional noninterest expense	$1,319,000	3,110
Pre-tax net operating income	$1,899,000	2,387
Securities gains (losses)	$0	3,106
Applicable income taxes	$585,000	1,712
Income before extraordinary items	$1,314,000	2,578
Extraordinary gains, net	$0	31
Net income	$1,314,000	2,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	2,678
Cash dividends	$150,000	4,104
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,314,000	2,702
2008-06-30 (YTD Data)		Rank
Total interest income	$6,950,000	2,744
Total interest expense	$2,827,000	2,862
Net interest income	$4,123,000	2,637
Provision for loan and lease losses	$70,000	4,755
Total noninterest income	$372,000	4,163
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$251,000	2,998
Trading account gains and fees	$0	149
Additional Noninterest Income	$121,000	4,711
Total noninterest expense	$3,167,000	2,914
Salaries and employee benefits	$1,818,000	2,780
Premises and equipment expense	$413,000	3,131
Additional noninterest expense	$936,000	2,911
Pre-tax net operating income	$1,258,000	2,512
Securities gains (losses)	$0	3,233
Applicable income taxes	$403,000	1,861
Income before extraordinary items	$855,000	2,919
Extraordinary gains, net	$0	21
Net income	$855,000	2,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	1,733
Cash dividends	$150,000	3,727
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$855,000	2,867
2008-03-31 (YTD Data)		Rank
Total interest income	$3,457,000	2,822
Total interest expense	$1,576,000	2,754
Net interest income	$1,881,000	2,855
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$239,000	3,616
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$121,000	3,039
Trading account gains and fees	$0	158
Additional Noninterest Income	$118,000	3,465
Total noninterest expense	$1,609,000	2,874
Salaries and employee benefits	$919,000	2,769
Premises and equipment expense	$209,000	3,109
Additional noninterest expense	$481,000	2,816
Pre-tax net operating income	$481,000	3,146
Securities gains (losses)	$0	2,688
Applicable income taxes	$121,000	2,572
Income before extraordinary items	$360,000	3,431
Extraordinary gains, net	$0	15
Net income	$360,000	3,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	872
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$360,000	3,329
2007-12-31 (YTD Data)		Rank
Total interest income	$13,735,000	2,904
Total interest expense	$6,840,000	2,694
Net interest income	$6,895,000	3,144
Provision for loan and lease losses	$274,000	3,358
Total noninterest income	$841,000	3,913
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$520,000	2,963
Trading account gains and fees	$0	178
Additional Noninterest Income	$321,000	4,121
Total noninterest expense	$6,251,000	2,856
Salaries and employee benefits	$3,547,000	2,770
Premises and equipment expense	$787,000	3,112
Additional noninterest expense	$1,917,000	2,765
Pre-tax net operating income	$1,211,000	4,339
Securities gains (losses)	$-95,000	8,132
Applicable income taxes	$198,000	3,857
Income before extraordinary items	$918,000	4,503
Extraordinary gains, net	$0	39
Net income	$918,000	4,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,986
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$995,900	4,327
2007-09-30 (YTD Data)		Rank
Total interest income	$10,314,000	2,908
Total interest expense	$5,217,000	2,638
Net interest income	$5,097,000	3,179
Provision for loan and lease losses	$184,000	3,124
Total noninterest income	$599,000	4,029
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$376,000	3,042
Trading account gains and fees	$0	184
Additional Noninterest Income	$223,000	4,284
Total noninterest expense	$4,579,000	2,902
Salaries and employee benefits	$2,627,000	2,785
Premises and equipment expense	$621,000	2,987
Additional noninterest expense	$1,331,000	2,909
Pre-tax net operating income	$933,000	4,518
Securities gains (losses)	$-95,000	8,279
Applicable income taxes	$157,000	4,005
Income before extraordinary items	$681,000	4,730
Extraordinary gains, net	$0	33
Net income	$681,000	4,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$757,950	4,460
2007-06-30 (YTD Data)		Rank
Total interest income	$6,888,000	2,925
Total interest expense	$3,520,000	2,605
Net interest income	$3,368,000	3,223
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$384,000	4,122
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$236,000	3,140
Trading account gains and fees	$0	168
Additional Noninterest Income	$148,000	4,332
Total noninterest expense	$3,006,000	2,970
Salaries and employee benefits	$1,752,000	2,837
Premises and equipment expense	$415,000	3,009
Additional noninterest expense	$839,000	3,069
Pre-tax net operating income	$566,000	4,804
Securities gains (losses)	$-95,000	8,388
Applicable income taxes	$82,000	4,324
Income before extraordinary items	$389,000	5,136
Extraordinary gains, net	$0	29
Net income	$389,000	5,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,769
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$467,850	4,704
2007-03-31 (YTD Data)		Rank
Total interest income	$3,488,000	2,869
Total interest expense	$1,808,000	2,533
Net interest income	$1,680,000	3,231
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$175,000	4,294
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$107,000	3,307
Trading account gains and fees	$0	195
Additional Noninterest Income	$68,000	4,516
Total noninterest expense	$1,511,000	2,965
Salaries and employee benefits	$879,000	2,844
Premises and equipment expense	$214,000	2,952
Additional noninterest expense	$418,000	3,054
Pre-tax net operating income	$254,000	5,014
Securities gains (losses)	$0	1,187
Applicable income taxes	$45,000	4,231
Income before extraordinary items	$209,000	4,950
Extraordinary gains, net	$0	22
Net income	$209,000	4,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,654
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$209,000	4,936
2006-12-31 (YTD Data)		Rank
Total interest income	$13,670,000	2,764
Total interest expense	$6,132,000	2,545
Net interest income	$7,538,000	2,904
Provision for loan and lease losses	$360,000	2,452
Total noninterest income	$848,000	3,919
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$465,000	3,219
Trading account gains and fees	$0	130
Additional Noninterest Income	$383,000	3,811
Total noninterest expense	$5,884,000	2,918
Salaries and employee benefits	$3,380,000	2,816
Premises and equipment expense	$802,000	3,002
Additional noninterest expense	$1,702,000	2,964
Pre-tax net operating income	$2,142,000	3,503
Securities gains (losses)	$0	1,687
Applicable income taxes	$482,000	3,206
Income before extraordinary items	$1,660,000	3,541
Extraordinary gains, net	$0	51
Net income	$1,660,000	3,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$612,000	998
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,660,000	3,521
2006-09-30 (YTD Data)		Rank
Total interest income	$10,235,000	2,742
Total interest expense	$4,467,000	2,538
Net interest income	$5,768,000	2,879
Provision for loan and lease losses	$270,000	2,327
Total noninterest income	$620,000	3,987
Gross Fiduciary activities income	$101,000	874
Service charges on deposit accounts	$337,000	3,318
Trading account gains and fees	$0	126
Additional Noninterest Income	$182,000	4,732
Total noninterest expense	$4,358,000	2,945
Salaries and employee benefits	$2,475,000	2,873
Premises and equipment expense	$607,000	2,978
Additional noninterest expense	$1,276,000	2,959
Pre-tax net operating income	$1,760,000	3,403
Securities gains (losses)	$0	1,388
Applicable income taxes	$428,000	3,079
Income before extraordinary items	$1,332,000	3,476
Extraordinary gains, net	$0	45
Net income	$1,332,000	3,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$601,000	697
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,332,000	3,461
2006-06-30 (YTD Data)		Rank
Total interest income	$6,787,000	2,715
Total interest expense	$2,798,000	2,590
Net interest income	$3,989,000	2,792
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$379,000	4,185
Gross Fiduciary activities income	$69,000	883
Service charges on deposit accounts	$219,000	3,345
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,000	5,325
Total noninterest expense	$2,847,000	3,011
Salaries and employee benefits	$1,628,000	2,910
Premises and equipment expense	$407,000	2,960
Additional noninterest expense	$812,000	3,095
Pre-tax net operating income	$1,341,000	3,109
Securities gains (losses)	$0	1,185
Applicable income taxes	$492,000	2,339
Income before extraordinary items	$849,000	3,594
Extraordinary gains, net	$0	39
Net income	$849,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$431,000	635
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$849,000	3,582
2006-03-31 (YTD Data)		Rank
Total interest income	$3,356,000	2,699
Total interest expense	$1,288,000	2,654
Net interest income	$2,068,000	2,708
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$159,000	4,523
Gross Fiduciary activities income	$21,000	981
Service charges on deposit accounts	$101,000	3,453
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,687
Total noninterest expense	$1,416,000	3,033
Salaries and employee benefits	$814,000	2,925
Premises and equipment expense	$198,000	3,049
Additional noninterest expense	$404,000	3,083
Pre-tax net operating income	$721,000	2,916
Securities gains (losses)	$0	955
Applicable income taxes	$264,000	2,185
Income before extraordinary items	$457,000	3,380
Extraordinary gains, net	$0	21
Net income	$457,000	3,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$393,000	391
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$457,000	3,356
2005-12-31 (YTD Data)		Rank
Total interest income	$10,187,000	3,107
Total interest expense	$3,572,000	2,890
Net interest income	$6,615,000	3,179
Provision for loan and lease losses	$735,000	1,361
Total noninterest income	$717,000	4,310
Gross Fiduciary activities income	$148,000	870
Service charges on deposit accounts	$449,000	3,285
Trading account gains and fees	$0	138
Additional Noninterest Income	$120,000	6,115
Total noninterest expense	$5,275,000	3,094
Salaries and employee benefits	$3,033,000	2,931
Premises and equipment expense	$711,000	3,185
Additional noninterest expense	$1,531,000	3,177
Pre-tax net operating income	$1,322,000	4,683
Securities gains (losses)	$0	2,296
Applicable income taxes	$485,000	3,418
Income before extraordinary items	$837,000	5,242
Extraordinary gains, net	$0	46
Net income	$837,000	5,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$456,000	1,251
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$6,100,000	272
Net operating income	$837,000	5,212
2005-09-30 (YTD Data)		Rank
Total interest income	$7,311,000	3,167
Total interest expense	$2,508,000	2,922
Net interest income	$4,803,000	3,248
Provision for loan and lease losses	$595,000	1,213
Total noninterest income	$541,000	4,317
Gross Fiduciary activities income	$145,000	794
Service charges on deposit accounts	$323,000	3,392
Trading account gains and fees	$0	126
Additional Noninterest Income	$73,000	6,452
Total noninterest expense	$3,866,000	3,117
Salaries and employee benefits	$2,190,000	2,997
Premises and equipment expense	$562,000	3,047
Additional noninterest expense	$1,114,000	3,222
Pre-tax net operating income	$883,000	5,072
Securities gains (losses)	$0	2,317
Applicable income taxes	$324,000	3,669
Income before extraordinary items	$559,000	5,628
Extraordinary gains, net	$0	35
Net income	$559,000	5,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$435,000	928
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$559,000	5,591
2005-06-30 (YTD Data)		Rank
Total interest income	$4,820,000	3,145
Total interest expense	$1,601,000	2,897
Net interest income	$3,219,000	3,207
Provision for loan and lease losses	$385,000	1,223
Total noninterest income	$328,000	4,550
Gross Fiduciary activities income	$61,000	907
Service charges on deposit accounts	$215,000	3,337
Trading account gains and fees	$0	116
Additional Noninterest Income	$52,000	6,337
Total noninterest expense	$2,552,000	3,130
Salaries and employee benefits	$1,383,000	3,150
Premises and equipment expense	$364,000	3,086
Additional noninterest expense	$805,000	3,005
Pre-tax net operating income	$610,000	4,977
Securities gains (losses)	$0	2,146
Applicable income taxes	$224,000	3,597
Income before extraordinary items	$386,000	5,530
Extraordinary gains, net	$0	30
Net income	$386,000	5,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	809
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$386,000	5,486
2005-03-31 (YTD Data)		Rank
Total interest income	$2,342,000	3,173
Total interest expense	$776,000	2,868
Net interest income	$1,566,000	3,294
Provision for loan and lease losses	$175,000	1,252
Total noninterest income	$172,000	4,357
Gross Fiduciary activities income	$20,000	983
Service charges on deposit accounts	$94,000	3,574
Trading account gains and fees	$0	115
Additional Noninterest Income	$58,000	4,849
Total noninterest expense	$1,246,000	3,215
Salaries and employee benefits	$677,000	3,215
Premises and equipment expense	$140,000	3,846
Additional noninterest expense	$429,000	2,836
Pre-tax net operating income	$317,000	4,847
Securities gains (losses)	$0	1,685
Applicable income taxes	$116,000	3,521
Income before extraordinary items	$201,000	5,402
Extraordinary gains, net	$0	24
Net income	$201,000	5,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$224,000	633
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$201,000	5,371
2004-12-31 (YTD Data)		Rank
Total interest income	$7,472,000	3,604
Total interest expense	$2,212,000	3,359
Net interest income	$5,260,000	3,662
Provision for loan and lease losses	$500,000	1,952
Total noninterest income	$1,049,000	3,428
Gross Fiduciary activities income	$78,000	985
Service charges on deposit accounts	$321,000	4,171
Trading account gains and fees	$0	138
Additional Noninterest Income	$650,000	2,845
Total noninterest expense	$4,082,000	3,677
Salaries and employee benefits	$2,463,000	3,391
Premises and equipment expense	$520,000	3,962
Additional noninterest expense	$1,099,000	4,018
Pre-tax net operating income	$1,727,000	3,883
Securities gains (losses)	$91,000	1,309
Applicable income taxes	$455,000	3,494
Income before extraordinary items	$1,363,000	3,868
Extraordinary gains, net	$0	34
Net income	$1,363,000	3,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,767
Cash dividends	$1,600,000	1,637
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,294,750	3,948
2004-09-30 (YTD Data)		Rank
Total interest income	$5,173,000	3,824
Total interest expense	$1,532,000	3,544
Net interest income	$3,641,000	3,877
Provision for loan and lease losses	$193,000	3,060
Total noninterest income	$406,000	5,096
Gross Fiduciary activities income	$55,000	997
Service charges on deposit accounts	$289,000	3,757
Trading account gains and fees	$0	134
Additional Noninterest Income	$62,000	6,751
Total noninterest expense	$2,774,000	3,956
Salaries and employee benefits	$1,628,000	3,720
Premises and equipment expense	$354,000	4,259
Additional noninterest expense	$792,000	4,119
Pre-tax net operating income	$1,080,000	4,429
Securities gains (losses)	$91,000	1,235
Applicable income taxes	$430,000	3,183
Income before extraordinary items	$741,000	4,812
Extraordinary gains, net	$0	26
Net income	$741,000	4,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$1,600,000	1,183
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$682,760	4,935
2004-06-30 (YTD Data)		Rank
Total interest income	$3,021,000	4,229
Total interest expense	$910,000	3,892
Net interest income	$2,111,000	4,312
Provision for loan and lease losses	$143,000	2,867
Total noninterest income	$247,000	5,320
Gross Fiduciary activities income	$41,000	987
Service charges on deposit accounts	$152,000	4,303
Trading account gains and fees	$0	130
Additional Noninterest Income	$54,000	6,302
Total noninterest expense	$1,628,000	4,405
Salaries and employee benefits	$986,000	4,028
Premises and equipment expense	$211,000	4,611
Additional noninterest expense	$431,000	4,814
Pre-tax net operating income	$587,000	4,886
Securities gains (losses)	$14,000	2,233
Applicable income taxes	$220,000	3,596
Income before extraordinary items	$381,000	5,444
Extraordinary gains, net	$0	21
Net income	$381,000	5,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$372,040	5,409
2004-03-31 (YTD Data)		Rank
Total interest income	$1,457,000	4,358
Total interest expense	$449,000	3,983
Net interest income	$1,008,000	4,448
Provision for loan and lease losses	$62,000	2,894
Total noninterest income	$115,000	5,443
Gross Fiduciary activities income	$13,000	1,062
Service charges on deposit accounts	$70,000	4,409
Trading account gains and fees	$0	121
Additional Noninterest Income	$32,000	5,977
Total noninterest expense	$837,000	4,343
Salaries and employee benefits	$500,000	4,007
Premises and equipment expense	$98,000	4,857
Additional noninterest expense	$239,000	4,470
Pre-tax net operating income	$224,000	5,566
Securities gains (losses)	$14,000	1,880
Applicable income taxes	$87,000	4,008
Income before extraordinary items	$151,000	6,002
Extraordinary gains, net	$0	16
Net income	$151,000	6,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$142,040	6,020
2003-12-31 (YTD Data)		Rank
Total interest income	$4,518,000	5,220
Total interest expense	$1,614,000	4,670
Net interest income	$2,904,000	5,416
Provision for loan and lease losses	$204,000	3,990
Total noninterest income	$368,000	6,139
Gross Fiduciary activities income	$65,000	1,041
Service charges on deposit accounts	$172,000	5,589
Trading account gains and fees	$0	160
Additional Noninterest Income	$131,000	6,069
Total noninterest expense	$2,427,000	5,327
Salaries and employee benefits	$1,430,000	5,017
Premises and equipment expense	$312,000	5,559
Additional noninterest expense	$685,000	5,575
Pre-tax net operating income	$641,000	6,190
Securities gains (losses)	$152,000	1,550
Applicable income taxes	$281,000	4,377
Income before extraordinary items	$512,000	6,290
Extraordinary gains, net	$0	54
Net income	$512,000	6,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,260
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$413,200	6,593
2003-09-30 (YTD Data)		Rank
Total interest income	$3,094,000	5,595
Total interest expense	$1,168,000	4,899
Net interest income	$1,926,000	5,840
Provision for loan and lease losses	$164,000	3,748
Total noninterest income	$266,000	6,267
Gross Fiduciary activities income	$51,000	1,032
Service charges on deposit accounts	$113,000	5,895
Trading account gains and fees	$0	153
Additional Noninterest Income	$102,000	6,046
Total noninterest expense	$1,656,000	5,639
Salaries and employee benefits	$947,000	5,430
Premises and equipment expense	$224,000	5,659
Additional noninterest expense	$485,000	5,735
Pre-tax net operating income	$372,000	6,836
Securities gains (losses)	$140,000	1,471
Applicable income taxes	$188,000	4,749
Income before extraordinary items	$324,000	6,811
Extraordinary gains, net	$0	40
Net income	$324,000	6,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$234,400	7,204
2003-06-30 (YTD Data)		Rank
Total interest income	$1,793,000	6,076
Total interest expense	$703,000	5,325
Net interest income	$1,090,000	6,386
Provision for loan and lease losses	$125,000	3,389
Total noninterest income	$132,000	6,884
Gross Fiduciary activities income	$12,000	1,199
Service charges on deposit accounts	$111,000	5,017
Trading account gains and fees	$0	150
Additional Noninterest Income	$9,000	8,523
Total noninterest expense	$938,000	6,193
Salaries and employee benefits	$523,000	6,096
Premises and equipment expense	$136,000	5,946
Additional noninterest expense	$279,000	6,197
Pre-tax net operating income	$159,000	7,535
Securities gains (losses)	$113,000	1,411
Applicable income taxes	$100,000	5,131
Income before extraordinary items	$172,000	7,233
Extraordinary gains, net	$0	30
Net income	$172,000	7,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$99,680	7,795
2003-03-31 (YTD Data)		Rank
Total interest income	$852,000	6,266
Total interest expense	$355,000	5,410
Net interest income	$497,000	6,667
Provision for loan and lease losses	$94,000	2,466
Total noninterest income	$76,000	6,544
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$26,000	6,492
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$447,000	6,359
Salaries and employee benefits	$242,000	6,376
Premises and equipment expense	$62,000	6,190
Additional noninterest expense	$143,000	6,099
Pre-tax net operating income	$32,000	8,277
Securities gains (losses)	$77,000	1,141
Applicable income taxes	$40,000	5,397
Income before extraordinary items	$69,000	7,507
Extraordinary gains, net	$0	21
Net income	$69,000	7,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$19,720	8,380
2002-12-31 (YTD Data)		Rank
Total interest income	$3,052,000	6,800
Total interest expense	$1,490,000	5,736
Net interest income	$1,562,000	7,329
Provision for loan and lease losses	$177,000	4,626
Total noninterest income	$151,000	7,813
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$92,000	6,721
Trading account gains and fees	$0	153
Additional Noninterest Income	$59,000	7,380
Total noninterest expense	$1,486,000	6,873
Salaries and employee benefits	$773,000	6,985
Premises and equipment expense	$175,000	7,092
Additional noninterest expense	$538,000	6,294
Pre-tax net operating income	$50,000	8,472
Securities gains (losses)	$145,000	1,414
Applicable income taxes	$72,000	6,252
Income before extraordinary items	$123,000	8,221
Extraordinary gains, net	$0	70
Net income	$123,000	8,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$30,200	8,544
2001-12-31 (YTD Data)		Rank
Total interest income	$1,026,000	9,136
Total interest expense	$587,000	8,854
Net interest income	$439,000	9,269
Provision for loan and lease losses	$190,000	4,243
Total noninterest income	$62,000	9,022
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$23,000	8,087
Trading account gains and fees	$0	177
Additional Noninterest Income	$39,000	8,049
Total noninterest expense	$897,000	8,216
Salaries and employee benefits	$484,000	8,252
Premises and equipment expense	$88,000	8,488
Additional noninterest expense	$325,000	7,675
Pre-tax net operating income	$-586,000	9,205
Securities gains (losses)	$0	4,612
Applicable income taxes	$-215,000	9,386
Income before extraordinary items	$-371,000	9,167
Extraordinary gains, net	$0	105
Net income	$-371,000	9,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$6,981,000	125
Net operating income	$-371,000	9,119

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.