Home > American River Bank > Income and Expense
American River Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,754,000 | 1,082 |
| Total interest expense | $429,000 | 2,567 |
| Net interest income | $14,325,000 | 1,012 |
| Provision for loan and lease losses | $-410,000 | 4,598 |
| Total noninterest income | $908,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $408,000 | 1,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,636 |
| Total noninterest expense | $8,004,000 | 1,383 |
| Salaries and employee benefits | $5,763,000 | 1,163 |
| Premises and equipment expense | $764,000 | 1,516 |
| Additional noninterest expense | $1,477,000 | 1,991 |
| Pre-tax net operating income | $7,639,000 | 957 |
| Securities gains (losses) | $194,000 | 476 |
| Applicable income taxes | $2,176,000 | 703 |
| Income before extraordinary items | $5,657,000 | 1,079 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,657,000 | 1,080 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,657,000 | 1,080 |
| Net charge-offs | $-70,000 | 4,473 |
| Cash dividends | $1,918,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 314 |
| Net operating income | $5,503,740 | 1,083 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 1,076 |
| Total interest expense | $222,000 | 2,598 |
| Net interest income | $7,132,000 | 997 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $444,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $189,000 | 1,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,602 |
| Total noninterest expense | $3,911,000 | 1,393 |
| Salaries and employee benefits | $2,762,000 | 1,188 |
| Premises and equipment expense | $390,000 | 1,510 |
| Additional noninterest expense | $759,000 | 1,909 |
| Pre-tax net operating income | $3,665,000 | 980 |
| Securities gains (losses) | $172,000 | 355 |
| Applicable income taxes | $1,066,000 | 711 |
| Income before extraordinary items | $2,771,000 | 1,093 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,771,000 | 1,092 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,771,000 | 1,093 |
| Net charge-offs | $-68,000 | 4,684 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 301 |
| Net operating income | $2,635,120 | 1,118 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $27,900,000 | 1,135 |
| Total interest expense | $1,582,000 | 2,307 |
| Net interest income | $26,318,000 | 1,022 |
| Provision for loan and lease losses | $1,520,000 | 1,243 |
| Total noninterest income | $1,538,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $591,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 2,537 |
| Total noninterest expense | $15,973,000 | 1,336 |
| Salaries and employee benefits | $11,202,000 | 1,138 |
| Premises and equipment expense | $1,586,000 | 1,459 |
| Additional noninterest expense | $3,185,000 | 1,834 |
| Pre-tax net operating income | $10,363,000 | 1,033 |
| Securities gains (losses) | $38,000 | 1,846 |
| Applicable income taxes | $2,779,000 | 738 |
| Income before extraordinary items | $7,622,000 | 1,183 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,622,000 | 1,183 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,622,000 | 1,183 |
| Net charge-offs | $30,000 | 2,651 |
| Cash dividends | $2,100,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 334 |
| Net operating income | $7,591,980 | 1,150 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $20,745,000 | 1,137 |
| Total interest expense | $1,317,000 | 2,244 |
| Net interest income | $19,428,000 | 1,030 |
| Provision for loan and lease losses | $1,485,000 | 1,070 |
| Total noninterest income | $1,195,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $447,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 2,431 |
| Total noninterest expense | $11,801,000 | 1,339 |
| Salaries and employee benefits | $8,265,000 | 1,146 |
| Premises and equipment expense | $1,193,000 | 1,449 |
| Additional noninterest expense | $2,343,000 | 1,838 |
| Pre-tax net operating income | $7,337,000 | 1,045 |
| Securities gains (losses) | $38,000 | 1,662 |
| Applicable income taxes | $1,972,000 | 738 |
| Income before extraordinary items | $5,403,000 | 1,197 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,403,000 | 1,197 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,403,000 | 1,197 |
| Net charge-offs | $7,000 | 2,835 |
| Cash dividends | $1,600,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 314 |
| Net operating income | $5,372,980 | 1,163 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,691,000 | 1,153 |
| Total interest expense | $982,000 | 2,167 |
| Net interest income | $12,709,000 | 1,051 |
| Provision for loan and lease losses | $1,040,000 | 1,059 |
| Total noninterest income | $800,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $304,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,378 |
| Total noninterest expense | $7,729,000 | 1,353 |
| Salaries and employee benefits | $5,376,000 | 1,156 |
| Premises and equipment expense | $797,000 | 1,433 |
| Additional noninterest expense | $1,556,000 | 1,832 |
| Pre-tax net operating income | $4,740,000 | 1,000 |
| Securities gains (losses) | $38,000 | 1,419 |
| Applicable income taxes | $1,274,000 | 695 |
| Income before extraordinary items | $3,504,000 | 1,156 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,504,000 | 1,156 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,504,000 | 1,156 |
| Net charge-offs | $-20,000 | 4,517 |
| Cash dividends | $1,150,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 291 |
| Net operating income | $3,473,980 | 1,137 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 1,181 |
| Total interest expense | $527,000 | 2,208 |
| Net interest income | $6,188,000 | 1,056 |
| Provision for loan and lease losses | $495,000 | 912 |
| Total noninterest income | $439,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $172,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,126 |
| Total noninterest expense | $4,043,000 | 1,315 |
| Salaries and employee benefits | $2,865,000 | 1,103 |
| Premises and equipment expense | $399,000 | 1,445 |
| Additional noninterest expense | $779,000 | 1,864 |
| Pre-tax net operating income | $2,089,000 | 1,002 |
| Securities gains (losses) | $38,000 | 937 |
| Applicable income taxes | $556,000 | 682 |
| Income before extraordinary items | $1,571,000 | 1,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,571,000 | 1,150 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,571,000 | 1,151 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 295 |
| Net operating income | $1,540,980 | 1,145 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,670,000 | 1,230 |
| Total interest expense | $2,461,000 | 2,064 |
| Net interest income | $23,209,000 | 1,109 |
| Provision for loan and lease losses | $660,000 | 1,258 |
| Total noninterest income | $1,560,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $623,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,337 |
| Total noninterest expense | $16,028,000 | 1,276 |
| Salaries and employee benefits | $11,316,000 | 1,096 |
| Premises and equipment expense | $1,565,000 | 1,452 |
| Additional noninterest expense | $3,147,000 | 1,842 |
| Pre-tax net operating income | $8,081,000 | 1,224 |
| Securities gains (losses) | $115,000 | 861 |
| Applicable income taxes | $2,136,000 | 856 |
| Income before extraordinary items | $6,060,000 | 1,375 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,060,000 | 1,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,060,000 | 1,378 |
| Net charge-offs | $-86,000 | 4,871 |
| Cash dividends | $1,505,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 392 |
| Net operating income | $5,969,150 | 1,360 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,963,000 | 1,265 |
| Total interest expense | $1,858,000 | 2,064 |
| Net interest income | $17,105,000 | 1,128 |
| Provision for loan and lease losses | $480,000 | 1,191 |
| Total noninterest income | $1,245,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $456,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,186 |
| Total noninterest expense | $11,963,000 | 1,289 |
| Salaries and employee benefits | $8,423,000 | 1,106 |
| Premises and equipment expense | $1,168,000 | 1,469 |
| Additional noninterest expense | $2,372,000 | 1,818 |
| Pre-tax net operating income | $5,907,000 | 1,270 |
| Securities gains (losses) | $74,000 | 917 |
| Applicable income taxes | $1,567,000 | 916 |
| Income before extraordinary items | $4,414,000 | 1,434 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,414,000 | 1,434 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,414,000 | 1,436 |
| Net charge-offs | $-81,000 | 4,915 |
| Cash dividends | $1,005,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 357 |
| Net operating income | $4,355,540 | 1,414 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,408,000 | 1,278 |
| Total interest expense | $1,231,000 | 2,061 |
| Net interest income | $11,177,000 | 1,146 |
| Provision for loan and lease losses | $360,000 | 1,067 |
| Total noninterest income | $818,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $290,000 | 1,703 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $528,000 | 2,159 |
| Total noninterest expense | $8,046,000 | 1,289 |
| Salaries and employee benefits | $5,525,000 | 1,114 |
| Premises and equipment expense | $792,000 | 1,451 |
| Additional noninterest expense | $1,729,000 | 1,705 |
| Pre-tax net operating income | $3,589,000 | 1,347 |
| Securities gains (losses) | $65,000 | 658 |
| Applicable income taxes | $948,000 | 945 |
| Income before extraordinary items | $2,706,000 | 1,501 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,706,000 | 1,501 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,706,000 | 1,501 |
| Net charge-offs | $-9,000 | 4,454 |
| Cash dividends | $590,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 345 |
| Net operating income | $2,654,650 | 1,494 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 1,279 |
| Total interest expense | $583,000 | 2,095 |
| Net interest income | $5,549,000 | 1,157 |
| Provision for loan and lease losses | $180,000 | 1,010 |
| Total noninterest income | $398,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $134,000 | 1,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 2,092 |
| Total noninterest expense | $4,073,000 | 1,268 |
| Salaries and employee benefits | $2,781,000 | 1,107 |
| Premises and equipment expense | $396,000 | 1,469 |
| Additional noninterest expense | $896,000 | 1,662 |
| Pre-tax net operating income | $1,694,000 | 1,378 |
| Securities gains (losses) | $36,000 | 448 |
| Applicable income taxes | $450,000 | 966 |
| Income before extraordinary items | $1,280,000 | 1,543 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,280,000 | 1,542 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,280,000 | 1,542 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $293,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 318 |
| Net operating income | $1,251,560 | 1,545 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,242,000 | 1,315 |
| Total interest expense | $1,596,000 | 2,253 |
| Net interest income | $20,646,000 | 1,207 |
| Provision for loan and lease losses | $175,000 | 2,511 |
| Total noninterest income | $1,562,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $532,000 | 1,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,030,000 | 2,210 |
| Total noninterest expense | $14,856,000 | 1,364 |
| Salaries and employee benefits | $10,203,000 | 1,154 |
| Premises and equipment expense | $1,590,000 | 1,420 |
| Additional noninterest expense | $3,063,000 | 1,883 |
| Pre-tax net operating income | $7,177,000 | 1,319 |
| Securities gains (losses) | $31,000 | 488 |
| Applicable income taxes | $1,800,000 | 939 |
| Income before extraordinary items | $5,408,000 | 1,479 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,408,000 | 1,478 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,408,000 | 1,478 |
| Net charge-offs | $261,000 | 1,432 |
| Cash dividends | $4,845,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 484 |
| Net operating income | $5,383,510 | 1,479 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,230,000 | 1,329 |
| Total interest expense | $1,116,000 | 2,278 |
| Net interest income | $15,114,000 | 1,232 |
| Provision for loan and lease losses | $50,000 | 3,168 |
| Total noninterest income | $1,177,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $394,000 | 1,925 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $783,000 | 2,213 |
| Total noninterest expense | $10,714,000 | 1,414 |
| Salaries and employee benefits | $7,274,000 | 1,196 |
| Premises and equipment expense | $1,196,000 | 1,422 |
| Additional noninterest expense | $2,244,000 | 1,921 |
| Pre-tax net operating income | $5,527,000 | 1,311 |
| Securities gains (losses) | $19,000 | 582 |
| Applicable income taxes | $1,400,000 | 942 |
| Income before extraordinary items | $4,146,000 | 1,460 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,146,000 | 1,460 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,146,000 | 1,459 |
| Net charge-offs | $196,000 | 1,266 |
| Cash dividends | $4,550,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 382 |
| Net operating income | $4,130,990 | 1,451 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 1,345 |
| Total interest expense | $707,000 | 2,271 |
| Net interest income | $9,857,000 | 1,254 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $791,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $233,000 | 2,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $558,000 | 2,154 |
| Total noninterest expense | $6,869,000 | 1,461 |
| Salaries and employee benefits | $4,723,000 | 1,224 |
| Premises and equipment expense | $791,000 | 1,447 |
| Additional noninterest expense | $1,355,000 | 2,109 |
| Pre-tax net operating income | $3,779,000 | 1,269 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $920,000 | 934 |
| Income before extraordinary items | $2,870,000 | 1,399 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,870,000 | 1,398 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,870,000 | 1,398 |
| Net charge-offs | $-14,000 | 4,630 |
| Cash dividends | $4,260,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 375 |
| Net operating income | $2,861,310 | 1,389 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 1,382 |
| Total interest expense | $329,000 | 2,310 |
| Net interest income | $4,737,000 | 1,292 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $395,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $117,000 | 2,085 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $278,000 | 2,112 |
| Total noninterest expense | $3,204,000 | 1,549 |
| Salaries and employee benefits | $2,206,000 | 1,327 |
| Premises and equipment expense | $396,000 | 1,460 |
| Additional noninterest expense | $602,000 | 2,269 |
| Pre-tax net operating income | $1,928,000 | 1,222 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $456,000 | 924 |
| Income before extraordinary items | $1,473,000 | 1,338 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,473,000 | 1,338 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,473,000 | 1,338 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $3,960,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 344 |
| Net operating income | $1,472,210 | 1,333 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $20,414,000 | 1,324 |
| Total interest expense | $1,061,000 | 2,451 |
| Net interest income | $19,353,000 | 1,253 |
| Provision for loan and lease losses | $450,000 | 1,540 |
| Total noninterest income | $1,541,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $465,000 | 2,151 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,076,000 | 2,204 |
| Total noninterest expense | $13,506,000 | 1,482 |
| Salaries and employee benefits | $8,920,000 | 1,268 |
| Premises and equipment expense | $1,625,000 | 1,408 |
| Additional noninterest expense | $2,961,000 | 1,954 |
| Pre-tax net operating income | $6,938,000 | 1,321 |
| Securities gains (losses) | $161,000 | 462 |
| Applicable income taxes | $3,536,000 | 850 |
| Income before extraordinary items | $3,563,000 | 1,776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,563,000 | 1,777 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,563,000 | 1,777 |
| Net charge-offs | $794,000 | 817 |
| Cash dividends | $11,118,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 421 |
| Net operating income | $3,459,960 | 1,801 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,256,000 | 1,331 |
| Total interest expense | $773,000 | 2,473 |
| Net interest income | $14,483,000 | 1,261 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $1,156,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $348,000 | 2,162 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $808,000 | 2,244 |
| Total noninterest expense | $9,701,000 | 1,535 |
| Salaries and employee benefits | $6,336,000 | 1,340 |
| Premises and equipment expense | $1,222,000 | 1,403 |
| Additional noninterest expense | $2,143,000 | 2,008 |
| Pre-tax net operating income | $5,638,000 | 1,260 |
| Securities gains (losses) | $161,000 | 424 |
| Applicable income taxes | $1,937,000 | 934 |
| Income before extraordinary items | $3,862,000 | 1,417 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,862,000 | 1,415 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,862,000 | 1,417 |
| Net charge-offs | $571,000 | 731 |
| Cash dividends | $5,997,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 326 |
| Net operating income | $3,754,130 | 1,432 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,174,000 | 1,325 |
| Total interest expense | $494,000 | 2,514 |
| Net interest income | $9,680,000 | 1,249 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $765,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $231,000 | 2,156 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $534,000 | 2,245 |
| Total noninterest expense | $6,521,000 | 1,524 |
| Salaries and employee benefits | $4,234,000 | 1,336 |
| Premises and equipment expense | $822,000 | 1,404 |
| Additional noninterest expense | $1,465,000 | 1,980 |
| Pre-tax net operating income | $3,924,000 | 1,211 |
| Securities gains (losses) | $142,000 | 341 |
| Applicable income taxes | $1,421,000 | 867 |
| Income before extraordinary items | $2,645,000 | 1,371 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,645,000 | 1,371 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,645,000 | 1,372 |
| Net charge-offs | $-59,000 | 5,328 |
| Cash dividends | $5,676,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 302 |
| Net operating income | $2,552,700 | 1,388 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 1,322 |
| Total interest expense | $242,000 | 2,513 |
| Net interest income | $4,810,000 | 1,248 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $388,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $117,000 | 2,143 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $271,000 | 2,228 |
| Total noninterest expense | $3,281,000 | 1,529 |
| Salaries and employee benefits | $2,170,000 | 1,324 |
| Premises and equipment expense | $417,000 | 1,398 |
| Additional noninterest expense | $694,000 | 2,052 |
| Pre-tax net operating income | $1,917,000 | 1,212 |
| Securities gains (losses) | $56,000 | 325 |
| Applicable income taxes | $687,000 | 862 |
| Income before extraordinary items | $1,286,000 | 1,379 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,286,000 | 1,378 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,286,000 | 1,379 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $2,300,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 275 |
| Net operating income | $1,249,600 | 1,403 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,153,000 | 1,233 |
| Total interest expense | $910,000 | 2,581 |
| Net interest income | $20,243,000 | 1,152 |
| Provision for loan and lease losses | $-1,344,000 | 5,851 |
| Total noninterest income | $1,711,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $502,000 | 2,073 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,209,000 | 2,167 |
| Total noninterest expense | $13,238,000 | 1,483 |
| Salaries and employee benefits | $8,435,000 | 1,318 |
| Premises and equipment expense | $1,814,000 | 1,286 |
| Additional noninterest expense | $2,989,000 | 1,990 |
| Pre-tax net operating income | $10,060,000 | 925 |
| Securities gains (losses) | $314,000 | 638 |
| Applicable income taxes | $3,629,000 | 684 |
| Income before extraordinary items | $6,745,000 | 1,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,745,000 | 1,084 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,745,000 | 1,084 |
| Net charge-offs | $-1,191,000 | 5,870 |
| Cash dividends | $7,675,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 386 |
| Net operating income | $6,540,900 | 1,091 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,809,000 | 1,243 |
| Total interest expense | $678,000 | 2,591 |
| Net interest income | $15,131,000 | 1,162 |
| Provision for loan and lease losses | $-668,000 | 5,879 |
| Total noninterest income | $1,068,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $381,000 | 2,072 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $687,000 | 2,510 |
| Total noninterest expense | $9,973,000 | 1,481 |
| Salaries and employee benefits | $6,334,000 | 1,312 |
| Premises and equipment expense | $1,368,000 | 1,286 |
| Additional noninterest expense | $2,271,000 | 1,950 |
| Pre-tax net operating income | $6,894,000 | 997 |
| Securities gains (losses) | $314,000 | 584 |
| Applicable income taxes | $2,457,000 | 751 |
| Income before extraordinary items | $4,751,000 | 1,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,751,000 | 1,154 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,751,000 | 1,154 |
| Net charge-offs | $-676,000 | 5,891 |
| Cash dividends | $7,675,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 366 |
| Net operating income | $4,543,760 | 1,166 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 1,252 |
| Total interest expense | $455,000 | 2,589 |
| Net interest income | $10,050,000 | 1,167 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $635,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $256,000 | 2,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $379,000 | 2,726 |
| Total noninterest expense | $6,700,000 | 1,475 |
| Salaries and employee benefits | $4,261,000 | 1,312 |
| Premises and equipment expense | $911,000 | 1,289 |
| Additional noninterest expense | $1,528,000 | 1,943 |
| Pre-tax net operating income | $3,985,000 | 1,110 |
| Securities gains (losses) | $281,000 | 450 |
| Applicable income taxes | $1,410,000 | 830 |
| Income before extraordinary items | $2,856,000 | 1,253 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,856,000 | 1,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,856,000 | 1,253 |
| Net charge-offs | $-157,000 | 5,805 |
| Cash dividends | $7,675,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 354 |
| Net operating income | $2,667,730 | 1,284 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 1,242 |
| Total interest expense | $234,000 | 2,548 |
| Net interest income | $5,042,000 | 1,167 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $129,000 | 2,001 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $110,000 | 3,417 |
| Total noninterest expense | $3,401,000 | 1,443 |
| Salaries and employee benefits | $2,160,000 | 1,296 |
| Premises and equipment expense | $459,000 | 1,271 |
| Additional noninterest expense | $782,000 | 1,899 |
| Pre-tax net operating income | $1,880,000 | 1,142 |
| Securities gains (losses) | $282,000 | 223 |
| Applicable income taxes | $698,000 | 817 |
| Income before extraordinary items | $1,464,000 | 1,211 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,464,000 | 1,211 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,464,000 | 1,212 |
| Net charge-offs | $-107,000 | 5,890 |
| Cash dividends | $3,875,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 335 |
| Net operating income | $1,272,240 | 1,312 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,968,000 | 1,220 |
| Total interest expense | $961,000 | 2,483 |
| Net interest income | $20,007,000 | 1,137 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,785,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $498,000 | 2,143 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,287,000 | 2,056 |
| Total noninterest expense | $13,515,000 | 1,446 |
| Salaries and employee benefits | $8,528,000 | 1,282 |
| Premises and equipment expense | $1,859,000 | 1,260 |
| Additional noninterest expense | $3,128,000 | 1,933 |
| Pre-tax net operating income | $8,277,000 | 1,041 |
| Securities gains (losses) | $251,000 | 631 |
| Applicable income taxes | $2,915,000 | 766 |
| Income before extraordinary items | $5,613,000 | 1,240 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,613,000 | 1,240 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,613,000 | 1,240 |
| Net charge-offs | $326,000 | 1,533 |
| Cash dividends | $7,900,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 459 |
| Net operating income | $5,447,340 | 1,245 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,643,000 | 1,230 |
| Total interest expense | $732,000 | 2,487 |
| Net interest income | $14,911,000 | 1,151 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,328,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $376,000 | 2,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $952,000 | 2,095 |
| Total noninterest expense | $10,202,000 | 1,431 |
| Salaries and employee benefits | $6,500,000 | 1,277 |
| Premises and equipment expense | $1,403,000 | 1,281 |
| Additional noninterest expense | $2,299,000 | 1,957 |
| Pre-tax net operating income | $6,037,000 | 1,085 |
| Securities gains (losses) | $251,000 | 541 |
| Applicable income taxes | $2,209,000 | 781 |
| Income before extraordinary items | $4,079,000 | 1,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,079,000 | 1,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,079,000 | 1,275 |
| Net charge-offs | $372,000 | 1,066 |
| Cash dividends | $7,877,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 435 |
| Net operating income | $3,915,850 | 1,293 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 1,258 |
| Total interest expense | $491,000 | 2,490 |
| Net interest income | $9,693,000 | 1,181 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $847,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $244,000 | 2,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,173 |
| Total noninterest expense | $6,882,000 | 1,423 |
| Salaries and employee benefits | $4,315,000 | 1,285 |
| Premises and equipment expense | $943,000 | 1,265 |
| Additional noninterest expense | $1,624,000 | 1,862 |
| Pre-tax net operating income | $3,658,000 | 1,161 |
| Securities gains (losses) | $218,000 | 497 |
| Applicable income taxes | $1,347,000 | 833 |
| Income before extraordinary items | $2,529,000 | 1,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,529,000 | 1,331 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,529,000 | 1,330 |
| Net charge-offs | $-58,000 | 5,783 |
| Cash dividends | $3,975,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 436 |
| Net operating income | $2,387,300 | 1,360 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 1,302 |
| Total interest expense | $248,000 | 2,495 |
| Net interest income | $4,654,000 | 1,216 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $366,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $117,000 | 2,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $249,000 | 2,356 |
| Total noninterest expense | $3,596,000 | 1,366 |
| Salaries and employee benefits | $2,270,000 | 1,232 |
| Premises and equipment expense | $466,000 | 1,287 |
| Additional noninterest expense | $860,000 | 1,754 |
| Pre-tax net operating income | $1,424,000 | 1,402 |
| Securities gains (losses) | $167,000 | 414 |
| Applicable income taxes | $538,000 | 966 |
| Income before extraordinary items | $1,053,000 | 1,518 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,053,000 | 1,519 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,053,000 | 1,520 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $3,975,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 448 |
| Net operating income | $942,780 | 1,627 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,965,000 | 1,265 |
| Total interest expense | $1,168,000 | 2,303 |
| Net interest income | $18,797,000 | 1,201 |
| Provision for loan and lease losses | $-541,000 | 6,272 |
| Total noninterest income | $2,132,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $562,000 | 2,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,570,000 | 1,726 |
| Total noninterest expense | $14,444,000 | 1,350 |
| Salaries and employee benefits | $8,775,000 | 1,235 |
| Premises and equipment expense | $1,897,000 | 1,268 |
| Additional noninterest expense | $3,772,000 | 1,650 |
| Pre-tax net operating income | $7,026,000 | 1,145 |
| Securities gains (losses) | $208,000 | 788 |
| Applicable income taxes | $2,531,000 | 822 |
| Income before extraordinary items | $4,703,000 | 1,382 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,703,000 | 1,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,703,000 | 1,381 |
| Net charge-offs | $-496,000 | 6,388 |
| Cash dividends | $4,250,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 615 |
| Net operating income | $4,567,800 | 1,388 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,029,000 | 1,266 |
| Total interest expense | $882,000 | 2,344 |
| Net interest income | $14,147,000 | 1,198 |
| Provision for loan and lease losses | $-200,000 | 6,269 |
| Total noninterest income | $1,673,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $434,000 | 2,029 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,239,000 | 1,677 |
| Total noninterest expense | $10,811,000 | 1,361 |
| Salaries and employee benefits | $6,480,000 | 1,243 |
| Premises and equipment expense | $1,443,000 | 1,255 |
| Additional noninterest expense | $2,888,000 | 1,622 |
| Pre-tax net operating income | $5,209,000 | 1,171 |
| Securities gains (losses) | $100,000 | 1,000 |
| Applicable income taxes | $1,882,000 | 848 |
| Income before extraordinary items | $3,427,000 | 1,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,427,000 | 1,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,427,000 | 1,410 |
| Net charge-offs | $-314,000 | 6,415 |
| Cash dividends | $4,250,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $3,362,000 | 1,409 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 1,253 |
| Total interest expense | $595,000 | 2,342 |
| Net interest income | $9,468,000 | 1,184 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,146,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $305,000 | 1,924 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $841,000 | 1,645 |
| Total noninterest expense | $7,199,000 | 1,363 |
| Salaries and employee benefits | $4,237,000 | 1,268 |
| Premises and equipment expense | $961,000 | 1,256 |
| Additional noninterest expense | $2,001,000 | 1,558 |
| Pre-tax net operating income | $3,415,000 | 1,166 |
| Securities gains (losses) | $17,000 | 1,729 |
| Applicable income taxes | $1,211,000 | 837 |
| Income before extraordinary items | $2,221,000 | 1,403 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,221,000 | 1,405 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,221,000 | 1,405 |
| Net charge-offs | $-116,000 | 6,345 |
| Cash dividends | $4,250,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $2,209,950 | 1,386 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 1,272 |
| Total interest expense | $304,000 | 2,323 |
| Net interest income | $4,692,000 | 1,197 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $633,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $156,000 | 1,875 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $477,000 | 1,464 |
| Total noninterest expense | $3,627,000 | 1,366 |
| Salaries and employee benefits | $2,120,000 | 1,289 |
| Premises and equipment expense | $481,000 | 1,283 |
| Additional noninterest expense | $1,026,000 | 1,524 |
| Pre-tax net operating income | $1,698,000 | 1,133 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $599,000 | 811 |
| Income before extraordinary items | $1,099,000 | 1,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,099,000 | 1,388 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,099,000 | 1,387 |
| Net charge-offs | $-27,000 | 6,134 |
| Cash dividends | $3,250,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
| Net operating income | $1,099,000 | 1,356 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,881,000 | 1,342 |
| Total interest expense | $1,490,000 | 2,173 |
| Net interest income | $17,391,000 | 1,269 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,830,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $590,000 | 2,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,240,000 | 2,089 |
| Total noninterest expense | $14,199,000 | 1,397 |
| Salaries and employee benefits | $8,516,000 | 1,252 |
| Premises and equipment expense | $1,956,000 | 1,207 |
| Additional noninterest expense | $3,727,000 | 1,711 |
| Pre-tax net operating income | $4,822,000 | 1,472 |
| Securities gains (losses) | $36,000 | 2,016 |
| Applicable income taxes | $1,482,000 | 1,135 |
| Income before extraordinary items | $3,376,000 | 1,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,376,000 | 1,723 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,376,000 | 1,723 |
| Net charge-offs | $635,000 | 1,740 |
| Cash dividends | $6,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 686 |
| Net operating income | $3,351,160 | 1,696 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,959,000 | 1,372 |
| Total interest expense | $1,143,000 | 2,195 |
| Net interest income | $12,816,000 | 1,283 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $1,398,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $438,000 | 2,121 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $960,000 | 2,100 |
| Total noninterest expense | $10,614,000 | 1,394 |
| Salaries and employee benefits | $6,413,000 | 1,256 |
| Premises and equipment expense | $1,476,000 | 1,219 |
| Additional noninterest expense | $2,725,000 | 1,736 |
| Pre-tax net operating income | $3,400,000 | 1,572 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $1,006,000 | 1,243 |
| Income before extraordinary items | $2,413,000 | 1,821 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,413,000 | 1,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,413,000 | 1,826 |
| Net charge-offs | $414,000 | 1,788 |
| Cash dividends | $3,700,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 643 |
| Net operating income | $2,399,510 | 1,784 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 1,381 |
| Total interest expense | $782,000 | 2,186 |
| Net interest income | $8,420,000 | 1,281 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $954,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $298,000 | 2,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $656,000 | 2,110 |
| Total noninterest expense | $7,194,000 | 1,372 |
| Salaries and employee benefits | $4,393,000 | 1,219 |
| Premises and equipment expense | $981,000 | 1,217 |
| Additional noninterest expense | $1,820,000 | 1,741 |
| Pre-tax net operating income | $1,980,000 | 1,733 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $530,000 | 1,455 |
| Income before extraordinary items | $1,453,000 | 1,973 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,453,000 | 1,979 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,453,000 | 1,979 |
| Net charge-offs | $301,000 | 1,685 |
| Cash dividends | $3,700,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 601 |
| Net operating income | $1,450,810 | 1,900 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 1,367 |
| Total interest expense | $407,000 | 2,161 |
| Net interest income | $4,244,000 | 1,275 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $557,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $151,000 | 2,024 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $406,000 | 1,843 |
| Total noninterest expense | $3,778,000 | 1,335 |
| Salaries and employee benefits | $2,218,000 | 1,217 |
| Premises and equipment expense | $492,000 | 1,232 |
| Additional noninterest expense | $1,068,000 | 1,519 |
| Pre-tax net operating income | $923,000 | 1,833 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $209,000 | 1,662 |
| Income before extraordinary items | $714,000 | 1,979 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $714,000 | 1,980 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $714,000 | 1,981 |
| Net charge-offs | $-22,000 | 6,473 |
| Cash dividends | $1,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $714,000 | 1,893 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,299,000 | 1,246 |
| Total interest expense | $1,894,000 | 2,230 |
| Net interest income | $19,405,000 | 1,131 |
| Provision for loan and lease losses | $1,365,000 | 1,421 |
| Total noninterest income | $1,733,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $724,000 | 1,844 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,009,000 | 2,356 |
| Total noninterest expense | $15,199,000 | 1,310 |
| Salaries and employee benefits | $8,259,000 | 1,265 |
| Premises and equipment expense | $2,008,000 | 1,176 |
| Additional noninterest expense | $4,932,000 | 1,376 |
| Pre-tax net operating income | $4,574,000 | 1,486 |
| Securities gains (losses) | $93,000 | 2,325 |
| Applicable income taxes | $1,107,000 | 1,367 |
| Income before extraordinary items | $3,560,000 | 1,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,560,000 | 1,606 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,560,000 | 1,606 |
| Net charge-offs | $2,625,000 | 934 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 705 |
| Net operating income | $3,489,320 | 1,548 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,168,000 | 1,266 |
| Total interest expense | $1,454,000 | 2,269 |
| Net interest income | $14,714,000 | 1,130 |
| Provision for loan and lease losses | $1,365,000 | 1,164 |
| Total noninterest income | $1,443,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $563,000 | 1,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $880,000 | 2,159 |
| Total noninterest expense | $11,353,000 | 1,316 |
| Salaries and employee benefits | $6,338,000 | 1,243 |
| Premises and equipment expense | $1,490,000 | 1,195 |
| Additional noninterest expense | $3,525,000 | 1,445 |
| Pre-tax net operating income | $3,439,000 | 1,517 |
| Securities gains (losses) | $76,000 | 2,182 |
| Applicable income taxes | $914,000 | 1,319 |
| Income before extraordinary items | $2,601,000 | 1,689 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,601,000 | 1,688 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,601,000 | 1,690 |
| Net charge-offs | $2,472,000 | 782 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 656 |
| Net operating income | $2,544,760 | 1,611 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,834,000 | 1,270 |
| Total interest expense | $983,000 | 2,313 |
| Net interest income | $9,851,000 | 1,130 |
| Provision for loan and lease losses | $955,000 | 1,137 |
| Total noninterest income | $939,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $390,000 | 1,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 2,214 |
| Total noninterest expense | $7,502,000 | 1,327 |
| Salaries and employee benefits | $4,234,000 | 1,239 |
| Premises and equipment expense | $981,000 | 1,220 |
| Additional noninterest expense | $2,287,000 | 1,483 |
| Pre-tax net operating income | $2,333,000 | 1,492 |
| Securities gains (losses) | $75,000 | 1,794 |
| Applicable income taxes | $681,000 | 1,198 |
| Income before extraordinary items | $1,727,000 | 1,688 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,727,000 | 1,687 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,727,000 | 1,688 |
| Net charge-offs | $1,795,000 | 749 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 629 |
| Net operating income | $1,673,000 | 1,649 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 1,254 |
| Total interest expense | $502,000 | 2,370 |
| Net interest income | $5,008,000 | 1,109 |
| Provision for loan and lease losses | $580,000 | 965 |
| Total noninterest income | $486,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $196,000 | 1,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $290,000 | 2,148 |
| Total noninterest expense | $3,831,000 | 1,295 |
| Salaries and employee benefits | $2,202,000 | 1,188 |
| Premises and equipment expense | $483,000 | 1,241 |
| Additional noninterest expense | $1,146,000 | 1,472 |
| Pre-tax net operating income | $1,083,000 | 1,570 |
| Securities gains (losses) | $64,000 | 1,124 |
| Applicable income taxes | $354,000 | 1,171 |
| Income before extraordinary items | $793,000 | 1,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $793,000 | 1,815 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $793,000 | 1,815 |
| Net charge-offs | $1,356,000 | 547 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $748,840 | 1,799 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,199,000 | 1,176 |
| Total interest expense | $2,608,000 | 2,205 |
| Net interest income | $21,591,000 | 1,015 |
| Provision for loan and lease losses | $3,625,000 | 1,023 |
| Total noninterest income | $756,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $761,000 | 1,862 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-5,000 | 6,735 |
| Total noninterest expense | $14,724,000 | 1,330 |
| Salaries and employee benefits | $6,069,000 | 1,616 |
| Premises and equipment expense | $1,615,000 | 1,531 |
| Additional noninterest expense | $7,040,000 | 1,004 |
| Pre-tax net operating income | $3,998,000 | 1,432 |
| Securities gains (losses) | $353,000 | 1,020 |
| Applicable income taxes | $1,507,000 | 994 |
| Income before extraordinary items | $2,844,000 | 1,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,844,000 | 1,690 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,844,000 | 1,690 |
| Net charge-offs | $4,169,000 | 927 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 787 |
| Net operating income | $2,614,550 | 1,736 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,390,000 | 1,180 |
| Total interest expense | $2,043,000 | 2,205 |
| Net interest income | $16,347,000 | 1,020 |
| Provision for loan and lease losses | $3,625,000 | 794 |
| Total noninterest income | $552,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $568,000 | 1,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-16,000 | 6,940 |
| Total noninterest expense | $11,083,000 | 1,331 |
| Salaries and employee benefits | $3,982,000 | 1,842 |
| Premises and equipment expense | $1,139,000 | 1,652 |
| Additional noninterest expense | $5,962,000 | 890 |
| Pre-tax net operating income | $2,191,000 | 1,944 |
| Securities gains (losses) | $353,000 | 822 |
| Applicable income taxes | $821,000 | 1,260 |
| Income before extraordinary items | $1,723,000 | 2,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,723,000 | 2,062 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,723,000 | 2,063 |
| Net charge-offs | $3,322,000 | 878 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 780 |
| Net operating income | $1,482,960 | 2,236 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 1,179 |
| Total interest expense | $1,403,000 | 2,232 |
| Net interest income | $10,918,000 | 1,011 |
| Provision for loan and lease losses | $3,075,000 | 662 |
| Total noninterest income | $371,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $383,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-12,000 | 7,036 |
| Total noninterest expense | $7,597,000 | 1,308 |
| Salaries and employee benefits | $2,465,000 | 1,978 |
| Premises and equipment expense | $762,000 | 1,661 |
| Additional noninterest expense | $4,370,000 | 827 |
| Pre-tax net operating income | $617,000 | 3,423 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $120,000 | 2,710 |
| Income before extraordinary items | $524,000 | 3,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 3,485 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $524,000 | 3,485 |
| Net charge-offs | $2,773,000 | 736 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 738 |
| Net operating income | $502,130 | 3,475 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 1,234 |
| Total interest expense | $725,000 | 2,244 |
| Net interest income | $5,229,000 | 1,056 |
| Provision for loan and lease losses | $1,375,000 | 695 |
| Total noninterest income | $396,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $197,000 | 1,765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $199,000 | 2,477 |
| Total noninterest expense | $3,906,000 | 1,279 |
| Salaries and employee benefits | $1,241,000 | 1,971 |
| Premises and equipment expense | $385,000 | 1,672 |
| Additional noninterest expense | $2,280,000 | 783 |
| Pre-tax net operating income | $344,000 | 3,271 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $73,000 | 2,521 |
| Income before extraordinary items | $273,000 | 3,417 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $273,000 | 3,414 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $273,000 | 3,415 |
| Net charge-offs | $1,598,000 | 624 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $271,420 | 3,370 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,706,000 | 1,206 |
| Total interest expense | $3,450,000 | 2,296 |
| Net interest income | $22,256,000 | 992 |
| Provision for loan and lease losses | $7,361,000 | 845 |
| Total noninterest income | $858,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $866,000 | 1,695 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,000 | 7,028 |
| Total noninterest expense | $15,183,000 | 1,319 |
| Salaries and employee benefits | $4,752,000 | 2,033 |
| Premises and equipment expense | $1,666,000 | 1,531 |
| Additional noninterest expense | $8,765,000 | 846 |
| Pre-tax net operating income | $570,000 | 4,211 |
| Securities gains (losses) | $7,000 | 3,401 |
| Applicable income taxes | $-122,000 | 6,862 |
| Income before extraordinary items | $699,000 | 3,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $699,000 | 3,858 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $699,000 | 3,860 |
| Net charge-offs | $7,689,000 | 744 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 964 |
| Net operating income | $692,000 | 3,726 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,555,000 | 1,208 |
| Total interest expense | $2,671,000 | 2,312 |
| Net interest income | $16,884,000 | 979 |
| Provision for loan and lease losses | $5,673,000 | 792 |
| Total noninterest income | $790,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $666,000 | 1,716 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $124,000 | 4,938 |
| Total noninterest expense | $11,421,000 | 1,295 |
| Salaries and employee benefits | $3,575,000 | 2,025 |
| Premises and equipment expense | $1,284,000 | 1,511 |
| Additional noninterest expense | $6,562,000 | 824 |
| Pre-tax net operating income | $580,000 | 3,999 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $555,000 | 3,924 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $555,000 | 3,926 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $555,000 | 3,926 |
| Net charge-offs | $6,139,000 | 678 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 884 |
| Net operating income | $558,840 | 3,762 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,208 |
| Total interest expense | $1,833,000 | 2,342 |
| Net interest income | $11,370,000 | 973 |
| Provision for loan and lease losses | $3,648,000 | 815 |
| Total noninterest income | $491,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $465,000 | 1,651 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $7,668,000 | 1,287 |
| Salaries and employee benefits | $2,434,000 | 1,996 |
| Premises and equipment expense | $872,000 | 1,509 |
| Additional noninterest expense | $4,362,000 | 824 |
| Pre-tax net operating income | $545,000 | 3,488 |
| Securities gains (losses) | $-5,000 | 7,261 |
| Applicable income taxes | $78,000 | 2,989 |
| Income before extraordinary items | $462,000 | 3,541 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $462,000 | 3,538 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $462,000 | 3,540 |
| Net charge-offs | $4,120,000 | 654 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 817 |
| Net operating income | $466,300 | 3,419 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 1,209 |
| Total interest expense | $942,000 | 2,396 |
| Net interest income | $5,780,000 | 975 |
| Provision for loan and lease losses | $1,637,000 | 845 |
| Total noninterest income | $136,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $233,000 | 1,643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-97,000 | 7,738 |
| Total noninterest expense | $3,833,000 | 1,303 |
| Salaries and employee benefits | $1,248,000 | 1,982 |
| Premises and equipment expense | $444,000 | 1,522 |
| Additional noninterest expense | $2,141,000 | 834 |
| Pre-tax net operating income | $446,000 | 2,630 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $113,000 | 2,005 |
| Income before extraordinary items | $335,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 2,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $335,000 | 2,916 |
| Net charge-offs | $1,171,000 | 929 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $333,500 | 2,812 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,153,000 | 1,173 |
| Total interest expense | $5,090,000 | 2,218 |
| Net interest income | $24,063,000 | 896 |
| Provision for loan and lease losses | $8,701,000 | 967 |
| Total noninterest income | $1,939,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,018,000 | 1,658 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $921,000 | 2,248 |
| Total noninterest expense | $15,586,000 | 1,324 |
| Salaries and employee benefits | $4,583,000 | 2,141 |
| Premises and equipment expense | $1,790,000 | 1,510 |
| Additional noninterest expense | $9,213,000 | 865 |
| Pre-tax net operating income | $1,715,000 | 2,162 |
| Securities gains (losses) | $270,000 | 1,317 |
| Applicable income taxes | $379,000 | 1,819 |
| Income before extraordinary items | $1,606,000 | 1,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,606,000 | 1,991 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,606,000 | 1,993 |
| Net charge-offs | $6,746,000 | 924 |
| Cash dividends | $1,655,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,109 |
| Net operating income | $1,387,300 | 2,211 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,257,000 | 1,182 |
| Total interest expense | $3,949,000 | 2,242 |
| Net interest income | $18,308,000 | 893 |
| Provision for loan and lease losses | $6,177,000 | 900 |
| Total noninterest income | $1,460,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $762,000 | 1,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $698,000 | 2,301 |
| Total noninterest expense | $11,912,000 | 1,293 |
| Salaries and employee benefits | $3,460,000 | 2,147 |
| Premises and equipment expense | $1,341,000 | 1,527 |
| Additional noninterest expense | $7,111,000 | 801 |
| Pre-tax net operating income | $1,679,000 | 1,863 |
| Securities gains (losses) | $252,000 | 1,138 |
| Applicable income taxes | $504,000 | 1,397 |
| Income before extraordinary items | $1,427,000 | 1,864 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,427,000 | 1,863 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,427,000 | 1,864 |
| Net charge-offs | $4,558,000 | 878 |
| Cash dividends | $1,655,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,018 |
| Net operating income | $1,240,520 | 2,064 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,088,000 | 1,179 |
| Total interest expense | $2,715,000 | 2,263 |
| Net interest income | $12,373,000 | 880 |
| Provision for loan and lease losses | $5,172,000 | 720 |
| Total noninterest income | $670,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $493,000 | 1,693 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $177,000 | 3,844 |
| Total noninterest expense | $7,361,000 | 1,408 |
| Salaries and employee benefits | $2,339,000 | 2,155 |
| Premises and equipment expense | $897,000 | 1,551 |
| Additional noninterest expense | $4,125,000 | 926 |
| Pre-tax net operating income | $510,000 | 3,266 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $75,000 | 2,851 |
| Income before extraordinary items | $595,000 | 2,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $595,000 | 2,778 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $595,000 | 2,780 |
| Net charge-offs | $3,367,000 | 772 |
| Cash dividends | $1,655,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 973 |
| Net operating income | $452,600 | 3,166 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 1,169 |
| Total interest expense | $1,412,000 | 2,263 |
| Net interest income | $6,358,000 | 844 |
| Provision for loan and lease losses | $1,274,000 | 1,020 |
| Total noninterest income | $484,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $242,000 | 1,666 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $242,000 | 2,239 |
| Total noninterest expense | $3,539,000 | 1,402 |
| Salaries and employee benefits | $1,183,000 | 2,155 |
| Premises and equipment expense | $461,000 | 1,547 |
| Additional noninterest expense | $1,895,000 | 868 |
| Pre-tax net operating income | $2,029,000 | 600 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $736,000 | 451 |
| Income before extraordinary items | $1,293,000 | 804 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,293,000 | 805 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,293,000 | 806 |
| Net charge-offs | $1,308,000 | 811 |
| Cash dividends | $830,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $1,293,000 | 746 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,562,000 | 1,141 |
| Total interest expense | $7,627,000 | 2,053 |
| Net interest income | $25,935,000 | 830 |
| Provision for loan and lease losses | $1,743,000 | 1,976 |
| Total noninterest income | $2,234,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $741,000 | 2,252 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,493,000 | 1,603 |
| Total noninterest expense | $14,013,000 | 1,393 |
| Salaries and employee benefits | $5,104,000 | 1,971 |
| Premises and equipment expense | $1,914,000 | 1,447 |
| Additional noninterest expense | $6,995,000 | 915 |
| Pre-tax net operating income | $12,413,000 | 436 |
| Securities gains (losses) | $-120,000 | 7,270 |
| Applicable income taxes | $4,619,000 | 341 |
| Income before extraordinary items | $7,674,000 | 510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,674,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,708,000 | 1,433 |
| Cash dividends | $4,560,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 928 |
| Net operating income | $7,750,800 | 535 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,442,000 | 1,152 |
| Total interest expense | $5,955,000 | 2,060 |
| Net interest income | $19,487,000 | 843 |
| Provision for loan and lease losses | $908,000 | 1,943 |
| Total noninterest income | $1,737,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $546,000 | 2,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,191,000 | 1,610 |
| Total noninterest expense | $10,565,000 | 1,364 |
| Salaries and employee benefits | $4,056,000 | 1,908 |
| Premises and equipment expense | $1,409,000 | 1,483 |
| Additional noninterest expense | $5,100,000 | 895 |
| Pre-tax net operating income | $9,751,000 | 517 |
| Securities gains (losses) | $-107,000 | 7,539 |
| Applicable income taxes | $3,671,000 | 396 |
| Income before extraordinary items | $5,973,000 | 609 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,973,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 1,755 |
| Cash dividends | $3,980,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 822 |
| Net operating income | $6,041,480 | 636 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,836,000 | 1,172 |
| Total interest expense | $4,093,000 | 2,084 |
| Net interest income | $12,743,000 | 856 |
| Provision for loan and lease losses | $527,000 | 1,854 |
| Total noninterest income | $1,165,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $354,000 | 2,332 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $811,000 | 1,627 |
| Total noninterest expense | $6,981,000 | 1,379 |
| Salaries and employee benefits | $2,699,000 | 1,924 |
| Premises and equipment expense | $935,000 | 1,486 |
| Additional noninterest expense | $3,347,000 | 888 |
| Pre-tax net operating income | $6,400,000 | 556 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $2,452,000 | 445 |
| Income before extraordinary items | $3,981,000 | 691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,981,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,807 |
| Cash dividends | $3,180,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 732 |
| Net operating income | $3,959,880 | 680 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 1,187 |
| Total interest expense | $2,235,000 | 2,051 |
| Net interest income | $6,344,000 | 853 |
| Provision for loan and lease losses | $337,000 | 1,282 |
| Total noninterest income | $571,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $185,000 | 2,224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $386,000 | 1,673 |
| Total noninterest expense | $3,475,000 | 1,376 |
| Salaries and employee benefits | $1,314,000 | 2,007 |
| Premises and equipment expense | $464,000 | 1,501 |
| Additional noninterest expense | $1,697,000 | 847 |
| Pre-tax net operating income | $3,103,000 | 630 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,181,000 | 507 |
| Income before extraordinary items | $1,922,000 | 787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,922,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,260 |
| Cash dividends | $2,330,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 618 |
| Net operating income | $1,922,000 | 753 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,488,000 | 1,133 |
| Total interest expense | $11,075,000 | 1,802 |
| Net interest income | $26,413,000 | 824 |
| Provision for loan and lease losses | $446,000 | 2,523 |
| Total noninterest income | $2,534,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $743,000 | 2,257 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,791,000 | 1,462 |
| Total noninterest expense | $14,032,000 | 1,319 |
| Salaries and employee benefits | $5,630,000 | 1,797 |
| Premises and equipment expense | $1,731,000 | 1,535 |
| Additional noninterest expense | $6,671,000 | 847 |
| Pre-tax net operating income | $14,469,000 | 613 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $5,542,000 | 501 |
| Income before extraordinary items | $8,938,000 | 732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,938,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,845 |
| Cash dividends | $12,575,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 927 |
| Net operating income | $8,930,960 | 723 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,423,000 | 1,122 |
| Total interest expense | $8,580,000 | 1,747 |
| Net interest income | $19,843,000 | 828 |
| Provision for loan and lease losses | $311,000 | 2,267 |
| Total noninterest income | $1,983,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $574,000 | 2,195 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,409,000 | 1,440 |
| Total noninterest expense | $10,660,000 | 1,292 |
| Salaries and employee benefits | $4,368,000 | 1,724 |
| Premises and equipment expense | $1,277,000 | 1,561 |
| Additional noninterest expense | $5,015,000 | 825 |
| Pre-tax net operating income | $10,855,000 | 656 |
| Securities gains (losses) | $11,000 | 979 |
| Applicable income taxes | $4,181,000 | 538 |
| Income before extraordinary items | $6,685,000 | 789 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,685,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,533 |
| Cash dividends | $8,735,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 819 |
| Net operating income | $6,677,960 | 780 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,966,000 | 1,135 |
| Total interest expense | $5,806,000 | 1,726 |
| Net interest income | $13,160,000 | 848 |
| Provision for loan and lease losses | $261,000 | 1,733 |
| Total noninterest income | $1,339,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $397,000 | 2,131 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $942,000 | 1,456 |
| Total noninterest expense | $7,073,000 | 1,324 |
| Salaries and employee benefits | $2,903,000 | 1,768 |
| Premises and equipment expense | $836,000 | 1,608 |
| Additional noninterest expense | $3,334,000 | 844 |
| Pre-tax net operating income | $7,165,000 | 686 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,752,000 | 561 |
| Income before extraordinary items | $4,413,000 | 829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,413,000 | 828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,514 |
| Cash dividends | $6,710,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 757 |
| Net operating income | $4,413,000 | 816 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,466,000 | 1,129 |
| Total interest expense | $2,917,000 | 1,705 |
| Net interest income | $6,549,000 | 854 |
| Provision for loan and lease losses | $122,000 | 1,737 |
| Total noninterest income | $627,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $433,000 | 1,526 |
| Total noninterest expense | $3,484,000 | 1,333 |
| Salaries and employee benefits | $1,434,000 | 1,799 |
| Premises and equipment expense | $418,000 | 1,602 |
| Additional noninterest expense | $1,632,000 | 840 |
| Pre-tax net operating income | $3,570,000 | 682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,367,000 | 573 |
| Income before extraordinary items | $2,203,000 | 814 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,203,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $5,880,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 670 |
| Net operating income | $2,203,000 | 804 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,969,000 | 1,037 |
| Total interest expense | $10,889,000 | 1,552 |
| Net interest income | $27,080,000 | 818 |
| Provision for loan and lease losses | $331,000 | 2,605 |
| Total noninterest income | $2,402,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $783,000 | 2,150 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,619,000 | 1,576 |
| Total noninterest expense | $13,549,000 | 1,325 |
| Salaries and employee benefits | $5,169,000 | 1,884 |
| Premises and equipment expense | $1,835,000 | 1,398 |
| Additional noninterest expense | $6,545,000 | 817 |
| Pre-tax net operating income | $15,602,000 | 664 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,061,000 | 553 |
| Income before extraordinary items | $9,541,000 | 777 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,541,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,691 |
| Cash dividends | $9,570,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 954 |
| Net operating income | $9,541,000 | 767 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,329,000 | 1,042 |
| Total interest expense | $8,029,000 | 1,521 |
| Net interest income | $20,300,000 | 836 |
| Provision for loan and lease losses | $272,000 | 2,320 |
| Total noninterest income | $1,809,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $592,000 | 2,147 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,217,000 | 1,575 |
| Total noninterest expense | $10,229,000 | 1,321 |
| Salaries and employee benefits | $3,822,000 | 1,904 |
| Premises and equipment expense | $1,396,000 | 1,394 |
| Additional noninterest expense | $5,011,000 | 805 |
| Pre-tax net operating income | $11,608,000 | 698 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,585,000 | 577 |
| Income before extraordinary items | $7,023,000 | 828 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,023,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,646 |
| Cash dividends | $8,295,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 816 |
| Net operating income | $7,023,000 | 818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,583,000 | 1,037 |
| Total interest expense | $5,089,000 | 1,530 |
| Net interest income | $13,494,000 | 838 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,215,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $407,000 | 2,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $808,000 | 1,582 |
| Total noninterest expense | $6,823,000 | 1,332 |
| Salaries and employee benefits | $2,531,000 | 1,921 |
| Premises and equipment expense | $955,000 | 1,358 |
| Additional noninterest expense | $3,337,000 | 815 |
| Pre-tax net operating income | $7,646,000 | 708 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,017,000 | 588 |
| Income before extraordinary items | $4,629,000 | 839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,629,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $4,480,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 700 |
| Net operating income | $4,629,000 | 825 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 1,015 |
| Total interest expense | $2,326,000 | 1,588 |
| Net interest income | $6,897,000 | 819 |
| Provision for loan and lease losses | $84,000 | 2,291 |
| Total noninterest income | $523,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $209,000 | 1,969 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,871 |
| Total noninterest expense | $3,397,000 | 1,346 |
| Salaries and employee benefits | $1,270,000 | 1,930 |
| Premises and equipment expense | $487,000 | 1,335 |
| Additional noninterest expense | $1,640,000 | 815 |
| Pre-tax net operating income | $3,939,000 | 674 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,555,000 | 574 |
| Income before extraordinary items | $2,384,000 | 801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,384,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $1,345,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 551 |
| Net operating income | $2,384,000 | 787 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,569,000 | 985 |
| Total interest expense | $6,751,000 | 1,681 |
| Net interest income | $26,818,000 | 785 |
| Provision for loan and lease losses | $357,000 | 2,491 |
| Total noninterest income | $1,901,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $672,000 | 2,423 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,229,000 | 1,932 |
| Total noninterest expense | $12,700,000 | 1,354 |
| Salaries and employee benefits | $4,620,000 | 1,994 |
| Premises and equipment expense | $1,819,000 | 1,353 |
| Additional noninterest expense | $6,261,000 | 830 |
| Pre-tax net operating income | $15,662,000 | 655 |
| Securities gains (losses) | $48,000 | 939 |
| Applicable income taxes | $6,081,000 | 562 |
| Income before extraordinary items | $9,629,000 | 751 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,629,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,442 |
| Cash dividends | $6,522,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,598,280 | 739 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,509,000 | 983 |
| Total interest expense | $4,740,000 | 1,701 |
| Net interest income | $19,769,000 | 795 |
| Provision for loan and lease losses | $317,000 | 2,092 |
| Total noninterest income | $1,432,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $509,000 | 2,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $923,000 | 1,923 |
| Total noninterest expense | $9,575,000 | 1,343 |
| Salaries and employee benefits | $3,532,000 | 1,936 |
| Premises and equipment expense | $1,343,000 | 1,360 |
| Additional noninterest expense | $4,700,000 | 811 |
| Pre-tax net operating income | $11,309,000 | 665 |
| Securities gains (losses) | $48,000 | 896 |
| Applicable income taxes | $4,401,000 | 574 |
| Income before extraordinary items | $6,956,000 | 776 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,956,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,884 |
| Cash dividends | $5,180,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,925,280 | 762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,865,000 | 983 |
| Total interest expense | $2,931,000 | 1,724 |
| Net interest income | $12,934,000 | 807 |
| Provision for loan and lease losses | $272,000 | 1,665 |
| Total noninterest income | $932,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $341,000 | 2,362 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $591,000 | 1,949 |
| Total noninterest expense | $6,367,000 | 1,334 |
| Salaries and employee benefits | $2,363,000 | 1,919 |
| Premises and equipment expense | $897,000 | 1,343 |
| Additional noninterest expense | $3,107,000 | 818 |
| Pre-tax net operating income | $7,227,000 | 674 |
| Securities gains (losses) | $43,000 | 851 |
| Applicable income taxes | $2,814,000 | 582 |
| Income before extraordinary items | $4,456,000 | 796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,456,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $4,370,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,428,480 | 781 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 981 |
| Total interest expense | $1,359,000 | 1,753 |
| Net interest income | $6,404,000 | 813 |
| Provision for loan and lease losses | $217,000 | 1,069 |
| Total noninterest income | $444,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $168,000 | 2,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 1,993 |
| Total noninterest expense | $3,164,000 | 1,350 |
| Salaries and employee benefits | $1,174,000 | 1,949 |
| Premises and equipment expense | $452,000 | 1,343 |
| Additional noninterest expense | $1,538,000 | 816 |
| Pre-tax net operating income | $3,467,000 | 707 |
| Securities gains (losses) | $43,000 | 587 |
| Applicable income taxes | $1,362,000 | 607 |
| Income before extraordinary items | $2,148,000 | 818 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,148,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $3,170,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,120,480 | 804 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,952,000 | 1,231 |
| Total interest expense | $3,218,000 | 2,474 |
| Net interest income | $19,734,000 | 1,008 |
| Provision for loan and lease losses | $895,000 | 1,161 |
| Total noninterest income | $2,053,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $551,000 | 2,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,502,000 | 1,634 |
| Total noninterest expense | $10,253,000 | 1,590 |
| Salaries and employee benefits | $4,006,000 | 2,160 |
| Premises and equipment expense | $1,428,000 | 1,628 |
| Additional noninterest expense | $4,819,000 | 1,041 |
| Pre-tax net operating income | $10,639,000 | 831 |
| Securities gains (losses) | $-38,000 | 8,534 |
| Applicable income taxes | $3,921,000 | 723 |
| Income before extraordinary items | $6,680,000 | 994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,680,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,504 |
| Cash dividends | $12,035,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,704,320 | 954 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,368,000 | 1,279 |
| Total interest expense | $2,212,000 | 2,619 |
| Net interest income | $14,156,000 | 1,044 |
| Provision for loan and lease losses | $695,000 | 1,092 |
| Total noninterest income | $1,646,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $407,000 | 2,969 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,239,000 | 1,525 |
| Total noninterest expense | $7,763,000 | 1,570 |
| Salaries and employee benefits | $3,119,000 | 2,097 |
| Premises and equipment expense | $1,047,000 | 1,670 |
| Additional noninterest expense | $3,597,000 | 1,030 |
| Pre-tax net operating income | $7,344,000 | 905 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,657,000 | 803 |
| Income before extraordinary items | $4,687,000 | 1,059 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,687,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $2,050,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,687,000 | 1,020 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 1,304 |
| Total interest expense | $1,409,000 | 2,714 |
| Net interest income | $9,201,000 | 1,063 |
| Provision for loan and lease losses | $429,000 | 1,157 |
| Total noninterest income | $1,299,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $279,000 | 2,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,020,000 | 1,306 |
| Total noninterest expense | $5,184,000 | 1,561 |
| Salaries and employee benefits | $2,095,000 | 2,090 |
| Premises and equipment expense | $680,000 | 1,703 |
| Additional noninterest expense | $2,409,000 | 1,028 |
| Pre-tax net operating income | $4,887,000 | 893 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,691,000 | 830 |
| Income before extraordinary items | $3,196,000 | 1,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,196,000 | 1,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,721 |
| Cash dividends | $1,560,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,196,000 | 992 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 1,345 |
| Total interest expense | $692,000 | 2,776 |
| Net interest income | $4,487,000 | 1,101 |
| Provision for loan and lease losses | $198,000 | 1,172 |
| Total noninterest income | $359,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $2,476,000 | 1,647 |
| Salaries and employee benefits | $1,027,000 | 2,140 |
| Premises and equipment expense | $319,000 | 1,823 |
| Additional noninterest expense | $1,130,000 | 1,079 |
| Pre-tax net operating income | $2,172,000 | 995 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $850,000 | 849 |
| Income before extraordinary items | $1,322,000 | 1,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,322,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,973 |
| Cash dividends | $1,075,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,322,000 | 1,163 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,912,000 | 1,788 |
| Total interest expense | $2,153,000 | 3,793 |
| Net interest income | $13,759,000 | 1,414 |
| Provision for loan and lease losses | $764,000 | 1,522 |
| Total noninterest income | $1,317,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $384,000 | 3,733 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $933,000 | 2,493 |
| Total noninterest expense | $6,259,000 | 2,501 |
| Salaries and employee benefits | $2,722,000 | 3,026 |
| Premises and equipment expense | $681,000 | 3,152 |
| Additional noninterest expense | $2,856,000 | 1,694 |
| Pre-tax net operating income | $8,053,000 | 1,034 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,141,000 | 882 |
| Income before extraordinary items | $4,912,000 | 1,302 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,912,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,317 |
| Cash dividends | $950,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,912,000 | 1,233 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 1,813 |
| Total interest expense | $1,651,000 | 3,840 |
| Net interest income | $10,301,000 | 1,429 |
| Provision for loan and lease losses | $546,000 | 1,538 |
| Total noninterest income | $1,009,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $297,000 | 3,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $712,000 | 2,528 |
| Total noninterest expense | $4,654,000 | 2,532 |
| Salaries and employee benefits | $2,027,000 | 3,056 |
| Premises and equipment expense | $503,000 | 3,207 |
| Additional noninterest expense | $2,124,000 | 1,707 |
| Pre-tax net operating income | $6,110,000 | 1,063 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,411,000 | 919 |
| Income before extraordinary items | $3,699,000 | 1,345 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,699,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,842 |
| Cash dividends | $950,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,699,000 | 1,269 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 1,837 |
| Total interest expense | $1,151,000 | 3,803 |
| Net interest income | $6,830,000 | 1,432 |
| Provision for loan and lease losses | $347,000 | 1,614 |
| Total noninterest income | $632,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $436,000 | 2,658 |
| Total noninterest expense | $3,037,000 | 2,563 |
| Salaries and employee benefits | $1,320,000 | 3,113 |
| Premises and equipment expense | $329,000 | 3,253 |
| Additional noninterest expense | $1,388,000 | 1,731 |
| Pre-tax net operating income | $4,078,000 | 1,060 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,612,000 | 935 |
| Income before extraordinary items | $2,466,000 | 1,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,466,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,293 |
| Cash dividends | $950,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,466,000 | 1,252 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,888 |
| Total interest expense | $578,000 | 3,869 |
| Net interest income | $3,322,000 | 1,460 |
| Provision for loan and lease losses | $164,000 | 1,594 |
| Total noninterest income | $316,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 3,626 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $1,524,000 | 2,545 |
| Salaries and employee benefits | $670,000 | 3,065 |
| Premises and equipment expense | $163,000 | 3,263 |
| Additional noninterest expense | $691,000 | 1,709 |
| Pre-tax net operating income | $1,950,000 | 1,110 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $767,000 | 984 |
| Income before extraordinary items | $1,183,000 | 1,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,183,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,095 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,183,000 | 1,298 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,184,000 | 2,026 |
| Total interest expense | $2,676,000 | 3,889 |
| Net interest income | $12,508,000 | 1,548 |
| Provision for loan and lease losses | $474,000 | 2,491 |
| Total noninterest income | $1,279,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $373,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $906,000 | 2,318 |
| Total noninterest expense | $5,817,000 | 2,541 |
| Salaries and employee benefits | $2,833,000 | 2,775 |
| Premises and equipment expense | $697,000 | 3,011 |
| Additional noninterest expense | $2,287,000 | 2,016 |
| Pre-tax net operating income | $7,496,000 | 1,123 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,929,000 | 944 |
| Income before extraordinary items | $4,567,000 | 1,362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,567,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $1,815,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,567,000 | 1,316 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,628,000 | 2,064 |
| Total interest expense | $4,760,000 | 3,295 |
| Net interest income | $11,868,000 | 1,502 |
| Provision for loan and lease losses | $632,000 | 1,817 |
| Total noninterest income | $1,309,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $400,000 | 3,403 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $909,000 | 2,190 |
| Total noninterest expense | $5,767,000 | 2,462 |
| Salaries and employee benefits | $2,563,000 | 2,885 |
| Premises and equipment expense | $644,000 | 3,172 |
| Additional noninterest expense | $2,560,000 | 1,785 |
| Pre-tax net operating income | $6,778,000 | 1,097 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,638,000 | 932 |
| Income before extraordinary items | $4,140,000 | 1,313 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,140,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,682 |
| Cash dividends | $1,222,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,140,000 | 1,260 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,856,000 | 2,091 |
| Total interest expense | $6,002,000 | 2,788 |
| Net interest income | $10,854,000 | 1,614 |
| Provision for loan and lease losses | $520,000 | 1,812 |
| Total noninterest income | $1,329,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $463,000 | 2,895 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $866,000 | 2,041 |
| Total noninterest expense | $5,774,000 | 2,363 |
| Salaries and employee benefits | $3,516,000 | 2,019 |
| Premises and equipment expense | $709,000 | 2,847 |
| Additional noninterest expense | $1,549,000 | 2,730 |
| Pre-tax net operating income | $5,889,000 | 1,260 |
| Securities gains (losses) | $13,000 | 1,082 |
| Applicable income taxes | $2,257,000 | 1,043 |
| Income before extraordinary items | $3,645,000 | 1,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,645,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,192 |
| Cash dividends | $826,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,636,680 | 1,450 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,852,000 | 2,360 |
| Total interest expense | $4,281,000 | 3,387 |
| Net interest income | $9,571,000 | 1,824 |
| Provision for loan and lease losses | $407,000 | 2,076 |
| Total noninterest income | $1,211,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $438,000 | 2,966 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $773,000 | 2,205 |
| Total noninterest expense | $5,544,000 | 2,447 |
| Salaries and employee benefits | $3,446,000 | 2,036 |
| Premises and equipment expense | $671,000 | 2,968 |
| Additional noninterest expense | $1,427,000 | 2,983 |
| Pre-tax net operating income | $4,831,000 | 1,556 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,830,000 | 1,336 |
| Income before extraordinary items | $3,001,000 | 1,776 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,001,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $1,367,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,001,000 | 1,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,186,000 | 2,467 |
| Total interest expense | $4,460,000 | 3,330 |
| Net interest income | $8,726,000 | 1,957 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $1,303,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $447,000 | 2,838 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $856,000 | 2,066 |
| Total noninterest expense | $5,444,000 | 2,399 |
| Salaries and employee benefits | $3,310,000 | 2,039 |
| Premises and equipment expense | $698,000 | 2,778 |
| Additional noninterest expense | $1,436,000 | 2,885 |
| Pre-tax net operating income | $4,225,000 | 1,738 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,624,000 | 1,511 |
| Income before extraordinary items | $2,601,000 | 2,011 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,601,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $1,557,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,601,000 | 1,939 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 2,728 |
| Total interest expense | $4,214,000 | 3,487 |
| Net interest income | $7,787,000 | 2,264 |
| Provision for loan and lease losses | $535,000 | 1,688 |
| Total noninterest income | $1,010,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $438,000 | 2,970 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $572,000 | 2,580 |
| Total noninterest expense | $4,930,000 | 2,602 |
| Salaries and employee benefits | $2,893,000 | 2,286 |
| Premises and equipment expense | $740,000 | 2,602 |
| Additional noninterest expense | $1,297,000 | 3,116 |
| Pre-tax net operating income | $3,332,000 | 2,266 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,299,000 | 1,935 |
| Income before extraordinary items | $2,034,000 | 2,548 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,034,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,278 |
| Cash dividends | $849,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,033,360 | 2,493 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,117,000 | 2,961 |
| Total interest expense | $3,777,000 | 3,913 |
| Net interest income | $7,340,000 | 2,441 |
| Provision for loan and lease losses | $490,000 | 1,759 |
| Total noninterest income | $978,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $437,000 | 3,088 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $541,000 | 2,760 |
| Total noninterest expense | $5,103,000 | 2,674 |
| Salaries and employee benefits | $2,901,000 | 2,290 |
| Premises and equipment expense | $805,000 | 2,441 |
| Additional noninterest expense | $1,397,000 | 3,314 |
| Pre-tax net operating income | $2,725,000 | 2,570 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,051,000 | 2,246 |
| Income before extraordinary items | $1,674,000 | 2,890 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,674,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 1,072 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,674,000 | 2,847 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,729,000 | 3,090 |
| Total interest expense | $3,547,000 | 4,109 |
| Net interest income | $7,182,000 | 2,498 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $1,295,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $387,000 | 3,461 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $908,000 | 1,929 |
| Total noninterest expense | $5,225,000 | 2,596 |
| Salaries and employee benefits | $2,967,000 | 2,227 |
| Premises and equipment expense | $755,000 | 2,626 |
| Additional noninterest expense | $1,503,000 | 3,091 |
| Pre-tax net operating income | $2,832,000 | 2,544 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,164,000 | 2,078 |
| Income before extraordinary items | $1,668,000 | 2,949 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,668,000 | 2,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,455 |
| Cash dividends | $343,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,668,000 | 2,913 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 3,431 |
| Total interest expense | $2,512,000 | 4,633 |
| Net interest income | $6,231,000 | 2,900 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $1,008,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $627,000 | 2,504 |
| Total noninterest expense | $4,904,000 | 2,826 |
| Salaries and employee benefits | $2,783,000 | 2,408 |
| Premises and equipment expense | $734,000 | 2,717 |
| Additional noninterest expense | $1,387,000 | 3,566 |
| Pre-tax net operating income | $2,035,000 | 3,371 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $822,000 | 2,711 |
| Income before extraordinary items | $1,180,000 | 3,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,180,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,652 |
| Cash dividends | $259,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 573 |
| Net operating income | $1,201,120 | 3,885 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 5,448 |
| Total interest expense | $1,819,000 | 6,287 |
| Net interest income | $3,540,000 | 4,905 |
| Provision for loan and lease losses | $241,000 | 3,462 |
| Total noninterest income | $1,220,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $819,000 | 2,354 |
| Total noninterest expense | $3,205,000 | 4,259 |
| Salaries and employee benefits | $1,695,000 | 3,832 |
| Premises and equipment expense | $494,000 | 3,901 |
| Additional noninterest expense | $1,016,000 | 4,859 |
| Pre-tax net operating income | $1,314,000 | 4,819 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $572,000 | 3,745 |
| Income before extraordinary items | $848,000 | 5,321 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $900,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $780,160 | 5,440 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 6,124 |
| Total interest expense | $2,020,000 | 7,070 |
| Net interest income | $3,244,000 | 5,347 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $669,000 | 4,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,251 |
| Total noninterest expense | $2,531,000 | 5,258 |
| Salaries and employee benefits | $1,297,000 | 4,833 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $783,000 | 6,181 |
| Pre-tax net operating income | $1,177,000 | 4,993 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $477,000 | 4,154 |
| Income before extraordinary items | $760,000 | 5,578 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $760,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $502,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 972 |
| Net operating income | $721,600 | 5,455 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.