Home > American Community Bank > Income and Expense
American Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,787,000 | 2,507 |
| Total interest expense | $2,487,000 | 2,827 |
| Net interest income | $10,300,000 | 2,350 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,308,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $360,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $948,000 | 2,329 |
| Total noninterest expense | $8,998,000 | 2,166 |
| Salaries and employee benefits | $4,705,000 | 2,278 |
| Premises and equipment expense | $1,580,000 | 1,474 |
| Additional noninterest expense | $948,000 | 2,329 |
| Pre-tax net operating income | $2,610,000 | 2,660 |
| Securities gains (losses) | $-34,000 | 3,564 |
| Applicable income taxes | $579,000 | 1,801 |
| Income before extraordinary items | $1,997,000 | 2,796 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,997,000 | 2,824 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,997,000 | 2,798 |
| Net charge-offs | $10,000 | 2,421 |
| Cash dividends | $545,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $535,000 | 258 |
| Net operating income | $2,023,860 | 2,808 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 2,508 |
| Total interest expense | $1,602,000 | 2,870 |
| Net interest income | $7,788,000 | 2,349 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $968,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $264,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 2,319 |
| Total noninterest expense | $6,399,000 | 2,230 |
| Salaries and employee benefits | $3,556,000 | 2,253 |
| Premises and equipment expense | $1,196,000 | 1,463 |
| Additional noninterest expense | $704,000 | 2,318 |
| Pre-tax net operating income | $2,357,000 | 2,513 |
| Securities gains (losses) | $-34,000 | 3,737 |
| Applicable income taxes | $522,000 | 1,722 |
| Income before extraordinary items | $1,801,000 | 2,629 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,801,000 | 2,658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,801,000 | 2,630 |
| Net charge-offs | $20,000 | 1,896 |
| Cash dividends | $545,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $479,000 | 228 |
| Net operating income | $1,827,860 | 2,633 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 2,473 |
| Total interest expense | $924,000 | 2,884 |
| Net interest income | $5,360,000 | 2,319 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $665,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $167,000 | 2,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,205 |
| Total noninterest expense | $4,246,000 | 2,231 |
| Salaries and employee benefits | $2,360,000 | 2,265 |
| Premises and equipment expense | $809,000 | 1,441 |
| Additional noninterest expense | $498,000 | 2,202 |
| Pre-tax net operating income | $1,779,000 | 2,395 |
| Securities gains (losses) | $-34,000 | 4,003 |
| Applicable income taxes | $392,000 | 1,662 |
| Income before extraordinary items | $1,353,000 | 2,519 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,353,000 | 2,549 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,353,000 | 2,519 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $545,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 216 |
| Net operating income | $1,379,860 | 2,505 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 2,493 |
| Total interest expense | $406,000 | 2,848 |
| Net interest income | $2,688,000 | 2,319 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $199,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $80,000 | 2,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 2,975 |
| Total noninterest expense | $2,159,000 | 2,239 |
| Salaries and employee benefits | $1,200,000 | 2,276 |
| Premises and equipment expense | $441,000 | 1,376 |
| Additional noninterest expense | $119,000 | 2,975 |
| Pre-tax net operating income | $728,000 | 2,659 |
| Securities gains (losses) | $-34,000 | 4,195 |
| Applicable income taxes | $156,000 | 1,843 |
| Income before extraordinary items | $538,000 | 2,824 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $538,000 | 2,824 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $538,000 | 2,824 |
| Net charge-offs | $13,000 | 1,282 |
| Cash dividends | $545,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 329 |
| Net operating income | $564,860 | 2,791 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,752,000 | 2,424 |
| Total interest expense | $732,000 | 2,802 |
| Net interest income | $10,020,000 | 2,365 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $639,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $294,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,404 |
| Total noninterest expense | $8,169,000 | 2,274 |
| Salaries and employee benefits | $4,207,000 | 2,422 |
| Premises and equipment expense | $1,826,000 | 1,316 |
| Additional noninterest expense | $345,000 | 3,404 |
| Pre-tax net operating income | $2,490,000 | 2,862 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $435,000 | 2,131 |
| Income before extraordinary items | $2,055,000 | 2,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,055,000 | 2,912 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,055,000 | 2,914 |
| Net charge-offs | $22,000 | 1,895 |
| Cash dividends | $718,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 355 |
| Net operating income | $2,055,000 | 2,941 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 2,434 |
| Total interest expense | $440,000 | 2,826 |
| Net interest income | $7,315,000 | 2,381 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $480,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $223,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,428 |
| Total noninterest expense | $5,947,000 | 2,306 |
| Salaries and employee benefits | $3,095,000 | 2,443 |
| Premises and equipment expense | $1,292,000 | 1,387 |
| Additional noninterest expense | $257,000 | 3,428 |
| Pre-tax net operating income | $1,848,000 | 2,876 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $370,000 | 2,039 |
| Income before extraordinary items | $1,478,000 | 2,934 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,478,000 | 2,932 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,478,000 | 2,933 |
| Net charge-offs | $21,000 | 1,579 |
| Cash dividends | $718,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 314 |
| Net operating income | $1,478,000 | 2,967 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 2,430 |
| Total interest expense | $265,000 | 2,825 |
| Net interest income | $4,753,000 | 2,388 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $319,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $151,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,484 |
| Total noninterest expense | $3,848,000 | 2,338 |
| Salaries and employee benefits | $1,989,000 | 2,506 |
| Premises and equipment expense | $848,000 | 1,395 |
| Additional noninterest expense | $1,011,000 | 2,605 |
| Pre-tax net operating income | $1,224,000 | 2,784 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $245,000 | 1,978 |
| Income before extraordinary items | $979,000 | 2,855 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $979,000 | 2,853 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $979,000 | 2,855 |
| Net charge-offs | $19,000 | 1,340 |
| Cash dividends | $718,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 267 |
| Net operating income | $979,000 | 2,890 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,356 |
| Total interest expense | $130,000 | 2,834 |
| Net interest income | $2,455,000 | 2,301 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $145,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $67,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,506 |
| Total noninterest expense | $1,925,000 | 2,343 |
| Salaries and employee benefits | $1,012,000 | 2,483 |
| Premises and equipment expense | $427,000 | 1,388 |
| Additional noninterest expense | $486,000 | 2,640 |
| Pre-tax net operating income | $675,000 | 2,594 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $135,000 | 1,874 |
| Income before extraordinary items | $540,000 | 2,670 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $540,000 | 2,667 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $540,000 | 2,670 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $718,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 364 |
| Net operating income | $540,000 | 2,686 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,718,000 | 2,501 |
| Total interest expense | $542,000 | 3,055 |
| Net interest income | $9,176,000 | 2,439 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,093,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $228,000 | 2,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 2,758 |
| Total noninterest expense | $7,173,000 | 2,445 |
| Salaries and employee benefits | $3,340,000 | 2,785 |
| Premises and equipment expense | $1,803,000 | 1,316 |
| Additional noninterest expense | $2,030,000 | 2,579 |
| Pre-tax net operating income | $3,096,000 | 2,654 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $511,000 | 2,080 |
| Income before extraordinary items | $2,585,000 | 2,723 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,585,000 | 2,724 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,585,000 | 2,724 |
| Net charge-offs | $-56,000 | 4,169 |
| Cash dividends | $444,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 364 |
| Net operating income | $2,585,000 | 2,702 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,217,000 | 2,559 |
| Total interest expense | $416,000 | 3,126 |
| Net interest income | $6,801,000 | 2,497 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $951,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $165,000 | 2,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $786,000 | 2,622 |
| Total noninterest expense | $5,242,000 | 2,503 |
| Salaries and employee benefits | $2,433,000 | 2,830 |
| Premises and equipment expense | $1,262,000 | 1,419 |
| Additional noninterest expense | $1,547,000 | 2,537 |
| Pre-tax net operating income | $2,510,000 | 2,662 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $402,000 | 2,118 |
| Income before extraordinary items | $2,108,000 | 2,732 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,108,000 | 2,732 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,108,000 | 2,732 |
| Net charge-offs | $-66,000 | 4,314 |
| Cash dividends | $444,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 325 |
| Net operating income | $2,108,000 | 2,710 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 2,532 |
| Total interest expense | $290,000 | 3,148 |
| Net interest income | $4,641,000 | 2,460 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $811,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $102,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 2,292 |
| Total noninterest expense | $3,446,000 | 2,512 |
| Salaries and employee benefits | $1,529,000 | 2,912 |
| Premises and equipment expense | $829,000 | 1,431 |
| Additional noninterest expense | $1,088,000 | 2,430 |
| Pre-tax net operating income | $2,006,000 | 2,397 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $318,000 | 1,981 |
| Income before extraordinary items | $1,688,000 | 2,462 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,688,000 | 2,462 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,688,000 | 2,462 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $444,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 273 |
| Net operating income | $1,688,000 | 2,424 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 2,563 |
| Total interest expense | $160,000 | 3,079 |
| Net interest income | $2,251,000 | 2,496 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $683,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $47,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 1,669 |
| Total noninterest expense | $1,750,000 | 2,472 |
| Salaries and employee benefits | $723,000 | 2,990 |
| Premises and equipment expense | $429,000 | 1,414 |
| Additional noninterest expense | $598,000 | 2,267 |
| Pre-tax net operating income | $1,184,000 | 2,165 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $187,000 | 1,858 |
| Income before extraordinary items | $997,000 | 2,225 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $997,000 | 2,226 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $997,000 | 2,225 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $444,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 306 |
| Net operating income | $997,000 | 2,184 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,297,000 | 2,630 |
| Total interest expense | $1,272,000 | 2,606 |
| Net interest income | $8,025,000 | 2,613 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $434,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $188,000 | 2,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,796 |
| Total noninterest expense | $6,482,000 | 2,580 |
| Salaries and employee benefits | $3,149,000 | 2,867 |
| Premises and equipment expense | $1,646,000 | 1,411 |
| Additional noninterest expense | $1,687,000 | 2,836 |
| Pre-tax net operating income | $1,577,000 | 3,226 |
| Securities gains (losses) | $89,000 | 1,447 |
| Applicable income taxes | $317,000 | 2,263 |
| Income before extraordinary items | $1,349,000 | 3,302 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,349,000 | 3,301 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,349,000 | 3,302 |
| Net charge-offs | $-7,000 | 4,184 |
| Cash dividends | $354,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 405 |
| Net operating income | $1,276,910 | 3,323 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 2,644 |
| Total interest expense | $1,053,000 | 2,561 |
| Net interest income | $5,926,000 | 2,641 |
| Provision for loan and lease losses | $325,000 | 2,346 |
| Total noninterest income | $319,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $140,000 | 2,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 3,809 |
| Total noninterest expense | $4,680,000 | 2,623 |
| Salaries and employee benefits | $2,193,000 | 2,960 |
| Premises and equipment expense | $1,228,000 | 1,419 |
| Additional noninterest expense | $1,259,000 | 2,820 |
| Pre-tax net operating income | $1,240,000 | 3,191 |
| Securities gains (losses) | $89,000 | 1,273 |
| Applicable income taxes | $255,000 | 2,211 |
| Income before extraordinary items | $1,074,000 | 3,268 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,074,000 | 3,268 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,074,000 | 3,268 |
| Net charge-offs | $-3,000 | 3,980 |
| Cash dividends | $354,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 376 |
| Net operating income | $1,001,910 | 3,295 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 2,669 |
| Total interest expense | $773,000 | 2,542 |
| Net interest income | $3,902,000 | 2,672 |
| Provision for loan and lease losses | $175,000 | 2,531 |
| Total noninterest income | $211,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $98,000 | 2,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,829 |
| Total noninterest expense | $3,003,000 | 2,696 |
| Salaries and employee benefits | $1,360,000 | 3,076 |
| Premises and equipment expense | $816,000 | 1,414 |
| Additional noninterest expense | $827,000 | 2,854 |
| Pre-tax net operating income | $935,000 | 3,022 |
| Securities gains (losses) | $89,000 | 1,042 |
| Applicable income taxes | $195,000 | 2,082 |
| Income before extraordinary items | $829,000 | 3,054 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $829,000 | 3,053 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $829,000 | 3,054 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $354,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 344 |
| Net operating income | $756,910 | 3,125 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 2,682 |
| Total interest expense | $442,000 | 2,486 |
| Net interest income | $1,878,000 | 2,703 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $130,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $73,000 | 2,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,737 |
| Total noninterest expense | $1,738,000 | 2,473 |
| Salaries and employee benefits | $884,000 | 2,681 |
| Premises and equipment expense | $409,000 | 1,416 |
| Additional noninterest expense | $445,000 | 2,737 |
| Pre-tax net operating income | $245,000 | 3,617 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $34,000 | 2,631 |
| Income before extraordinary items | $211,000 | 3,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $211,000 | 3,642 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $211,000 | 3,642 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $354,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 307 |
| Net operating income | $211,000 | 3,622 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 2,678 |
| Total interest expense | $2,061,000 | 2,289 |
| Net interest income | $7,321,000 | 2,769 |
| Provision for loan and lease losses | $-75,000 | 4,970 |
| Total noninterest income | $540,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $271,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 3,680 |
| Total noninterest expense | $6,522,000 | 2,555 |
| Salaries and employee benefits | $3,350,000 | 2,734 |
| Premises and equipment expense | $1,619,000 | 1,410 |
| Additional noninterest expense | $1,553,000 | 3,018 |
| Pre-tax net operating income | $1,414,000 | 3,472 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $228,000 | 2,549 |
| Income before extraordinary items | $1,186,000 | 3,582 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,186,000 | 3,582 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,186,000 | 3,583 |
| Net charge-offs | $-9,000 | 4,434 |
| Cash dividends | $441,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 520 |
| Net operating income | $1,186,000 | 3,548 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 2,709 |
| Total interest expense | $1,559,000 | 2,288 |
| Net interest income | $5,505,000 | 2,800 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $402,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $198,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,696 |
| Total noninterest expense | $4,778,000 | 2,614 |
| Salaries and employee benefits | $2,426,000 | 2,812 |
| Premises and equipment expense | $1,241,000 | 1,389 |
| Additional noninterest expense | $1,111,000 | 3,121 |
| Pre-tax net operating income | $1,129,000 | 3,479 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $189,000 | 2,534 |
| Income before extraordinary items | $940,000 | 3,587 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $940,000 | 3,587 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $940,000 | 3,587 |
| Net charge-offs | $-7,000 | 4,332 |
| Cash dividends | $440,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 447 |
| Net operating income | $940,000 | 3,555 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 2,729 |
| Total interest expense | $1,003,000 | 2,331 |
| Net interest income | $3,681,000 | 2,815 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $266,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $123,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,649 |
| Total noninterest expense | $3,122,000 | 2,661 |
| Salaries and employee benefits | $1,609,000 | 2,837 |
| Premises and equipment expense | $821,000 | 1,399 |
| Additional noninterest expense | $692,000 | 3,288 |
| Pre-tax net operating income | $825,000 | 3,357 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $124,000 | 2,531 |
| Income before extraordinary items | $701,000 | 3,431 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $701,000 | 3,428 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $701,000 | 3,430 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $441,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 441 |
| Net operating income | $701,000 | 3,405 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,746 |
| Total interest expense | $464,000 | 2,416 |
| Net interest income | $1,874,000 | 2,804 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $114,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $56,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 3,850 |
| Total noninterest expense | $1,552,000 | 2,686 |
| Salaries and employee benefits | $795,000 | 2,869 |
| Premises and equipment expense | $406,000 | 1,440 |
| Additional noninterest expense | $351,000 | 3,267 |
| Pre-tax net operating income | $436,000 | 3,256 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $61,000 | 2,501 |
| Income before extraordinary items | $375,000 | 3,313 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $375,000 | 3,311 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $375,000 | 3,312 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $441,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 467 |
| Net operating income | $375,000 | 3,307 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 2,735 |
| Total interest expense | $1,363,000 | 2,476 |
| Net interest income | $7,517,000 | 2,764 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $468,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $220,000 | 3,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,876 |
| Total noninterest expense | $6,065,000 | 2,710 |
| Salaries and employee benefits | $2,980,000 | 2,980 |
| Premises and equipment expense | $1,431,000 | 1,567 |
| Additional noninterest expense | $1,654,000 | 2,971 |
| Pre-tax net operating income | $1,920,000 | 3,196 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $307,000 | 2,377 |
| Income before extraordinary items | $1,613,000 | 3,262 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,613,000 | 3,261 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,613,000 | 3,261 |
| Net charge-offs | $-14,000 | 4,588 |
| Cash dividends | $351,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 460 |
| Net operating income | $1,613,000 | 3,262 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 2,766 |
| Total interest expense | $935,000 | 2,544 |
| Net interest income | $5,619,000 | 2,778 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $330,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $166,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 4,026 |
| Total noninterest expense | $4,397,000 | 2,766 |
| Salaries and employee benefits | $2,151,000 | 3,036 |
| Premises and equipment expense | $1,005,000 | 1,674 |
| Additional noninterest expense | $1,241,000 | 2,967 |
| Pre-tax net operating income | $1,552,000 | 3,142 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $248,000 | 2,371 |
| Income before extraordinary items | $1,304,000 | 3,210 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,304,000 | 3,209 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,304,000 | 3,209 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $351,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 426 |
| Net operating income | $1,304,000 | 3,206 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 2,794 |
| Total interest expense | $571,000 | 2,598 |
| Net interest income | $3,715,000 | 2,802 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $217,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $103,000 | 3,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 4,028 |
| Total noninterest expense | $2,987,000 | 2,762 |
| Salaries and employee benefits | $1,474,000 | 3,026 |
| Premises and equipment expense | $688,000 | 1,647 |
| Additional noninterest expense | $825,000 | 2,987 |
| Pre-tax net operating income | $945,000 | 3,240 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $137,000 | 2,504 |
| Income before extraordinary items | $808,000 | 3,272 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $808,000 | 3,271 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $808,000 | 3,271 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $351,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 387 |
| Net operating income | $808,000 | 3,266 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 2,833 |
| Total interest expense | $266,000 | 2,643 |
| Net interest income | $1,833,000 | 2,836 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $104,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $59,000 | 3,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,235 |
| Total noninterest expense | $1,510,000 | 2,775 |
| Salaries and employee benefits | $765,000 | 2,971 |
| Premises and equipment expense | $330,000 | 1,725 |
| Additional noninterest expense | $415,000 | 2,993 |
| Pre-tax net operating income | $427,000 | 3,352 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $62,000 | 2,529 |
| Income before extraordinary items | $365,000 | 3,394 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $365,000 | 3,394 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $365,000 | 3,394 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $351,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 296 |
| Net operating income | $365,000 | 3,388 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 2,874 |
| Total interest expense | $824,000 | 2,882 |
| Net interest income | $7,142,000 | 2,850 |
| Provision for loan and lease losses | $-300,000 | 5,466 |
| Total noninterest income | $419,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $208,000 | 3,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,152 |
| Total noninterest expense | $6,098,000 | 2,724 |
| Salaries and employee benefits | $3,006,000 | 2,977 |
| Premises and equipment expense | $1,285,000 | 1,745 |
| Additional noninterest expense | $1,807,000 | 2,846 |
| Pre-tax net operating income | $1,763,000 | 3,301 |
| Securities gains (losses) | $38,000 | 1,020 |
| Applicable income taxes | $439,000 | 2,514 |
| Income before extraordinary items | $1,362,000 | 3,292 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,362,000 | 3,290 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,362,000 | 3,292 |
| Net charge-offs | $-10,000 | 4,791 |
| Cash dividends | $441,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $-514,000 | 5,643 |
| Net operating income | $1,333,120 | 3,308 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 2,913 |
| Total interest expense | $609,000 | 2,891 |
| Net interest income | $5,297,000 | 2,895 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $310,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $155,000 | 3,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,224 |
| Total noninterest expense | $4,438,000 | 2,810 |
| Salaries and employee benefits | $2,168,000 | 3,069 |
| Premises and equipment expense | $949,000 | 1,774 |
| Additional noninterest expense | $1,321,000 | 2,887 |
| Pre-tax net operating income | $1,169,000 | 3,522 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $275,000 | 2,545 |
| Income before extraordinary items | $915,000 | 3,678 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $915,000 | 3,678 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $915,000 | 3,678 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $441,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $-522,000 | 5,712 |
| Net operating income | $898,830 | 3,677 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 2,925 |
| Total interest expense | $400,000 | 2,881 |
| Net interest income | $3,495,000 | 2,903 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $193,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $108,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,436 |
| Total noninterest expense | $2,940,000 | 2,845 |
| Salaries and employee benefits | $1,427,000 | 3,119 |
| Premises and equipment expense | $631,000 | 1,784 |
| Additional noninterest expense | $882,000 | 2,905 |
| Pre-tax net operating income | $748,000 | 3,556 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $175,000 | 2,571 |
| Income before extraordinary items | $594,000 | 3,677 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $594,000 | 3,675 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $594,000 | 3,677 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $441,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $-531,000 | 5,766 |
| Net operating income | $577,830 | 3,696 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 2,966 |
| Total interest expense | $196,000 | 2,886 |
| Net interest income | $1,715,000 | 2,945 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $91,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,560 |
| Total noninterest expense | $1,451,000 | 2,898 |
| Salaries and employee benefits | $721,000 | 3,142 |
| Premises and equipment expense | $317,000 | 1,806 |
| Additional noninterest expense | $413,000 | 3,047 |
| Pre-tax net operating income | $355,000 | 3,597 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $80,000 | 2,605 |
| Income before extraordinary items | $283,000 | 3,700 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $283,000 | 3,699 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $283,000 | 3,700 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $441,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $-396,000 | 5,844 |
| Net operating income | $276,760 | 3,711 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 2,945 |
| Total interest expense | $789,000 | 2,842 |
| Net interest income | $6,843,000 | 2,927 |
| Provision for loan and lease losses | $-450,000 | 5,729 |
| Total noninterest income | $579,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $246,000 | 3,297 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $333,000 | 3,817 |
| Total noninterest expense | $5,851,000 | 2,894 |
| Salaries and employee benefits | $2,973,000 | 3,032 |
| Premises and equipment expense | $1,233,000 | 1,818 |
| Additional noninterest expense | $1,645,000 | 3,140 |
| Pre-tax net operating income | $2,021,000 | 3,042 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $517,000 | 2,233 |
| Income before extraordinary items | $1,547,000 | 3,236 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,547,000 | 3,236 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,547,000 | 3,236 |
| Net charge-offs | $-24,000 | 5,167 |
| Cash dividends | $350,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $629,000 | 250 |
| Net operating income | $1,514,750 | 3,228 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 2,933 |
| Total interest expense | $595,000 | 2,834 |
| Net interest income | $5,190,000 | 2,912 |
| Provision for loan and lease losses | $-450,000 | 5,835 |
| Total noninterest income | $474,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $188,000 | 3,275 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $286,000 | 3,641 |
| Total noninterest expense | $4,371,000 | 2,902 |
| Salaries and employee benefits | $2,170,000 | 3,093 |
| Premises and equipment expense | $910,000 | 1,853 |
| Additional noninterest expense | $1,291,000 | 3,049 |
| Pre-tax net operating income | $1,743,000 | 2,847 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $466,000 | 2,115 |
| Income before extraordinary items | $1,320,000 | 3,026 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,320,000 | 3,026 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,320,000 | 3,026 |
| Net charge-offs | $-23,000 | 5,134 |
| Cash dividends | $350,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $594,000 | 206 |
| Net operating income | $1,288,180 | 3,018 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 2,952 |
| Total interest expense | $390,000 | 2,875 |
| Net interest income | $3,437,000 | 2,934 |
| Provision for loan and lease losses | $-300,000 | 5,926 |
| Total noninterest income | $384,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $146,000 | 2,989 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $238,000 | 3,346 |
| Total noninterest expense | $2,930,000 | 2,911 |
| Salaries and employee benefits | $1,435,000 | 3,129 |
| Premises and equipment expense | $605,000 | 1,862 |
| Additional noninterest expense | $890,000 | 2,993 |
| Pre-tax net operating income | $1,191,000 | 2,768 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $323,000 | 2,075 |
| Income before extraordinary items | $911,000 | 2,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $911,000 | 2,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $911,000 | 2,952 |
| Net charge-offs | $-21,000 | 5,221 |
| Cash dividends | $350,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $409,000 | 190 |
| Net operating income | $879,180 | 2,951 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 2,947 |
| Total interest expense | $191,000 | 2,926 |
| Net interest income | $1,726,000 | 2,932 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $266,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $74,000 | 2,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $192,000 | 2,660 |
| Total noninterest expense | $1,473,000 | 2,913 |
| Salaries and employee benefits | $725,000 | 3,134 |
| Premises and equipment expense | $304,000 | 1,852 |
| Additional noninterest expense | $444,000 | 3,002 |
| Pre-tax net operating income | $519,000 | 2,974 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $141,000 | 2,160 |
| Income before extraordinary items | $421,000 | 3,035 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $421,000 | 3,033 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $421,000 | 3,034 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 129 |
| Net operating income | $388,750 | 3,124 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 2,996 |
| Total interest expense | $807,000 | 2,813 |
| Net interest income | $6,571,000 | 3,008 |
| Provision for loan and lease losses | $-525,000 | 5,954 |
| Total noninterest income | $377,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $261,000 | 3,277 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $116,000 | 4,979 |
| Total noninterest expense | $5,938,000 | 2,885 |
| Salaries and employee benefits | $2,605,000 | 3,317 |
| Premises and equipment expense | $1,238,000 | 1,837 |
| Additional noninterest expense | $2,095,000 | 2,706 |
| Pre-tax net operating income | $1,535,000 | 3,460 |
| Securities gains (losses) | $60,000 | 1,515 |
| Applicable income taxes | $369,000 | 2,484 |
| Income before extraordinary items | $1,226,000 | 3,590 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,226,000 | 3,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,226,000 | 3,590 |
| Net charge-offs | $-86,000 | 5,691 |
| Cash dividends | $343,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 351 |
| Net operating income | $1,179,800 | 3,610 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 2,967 |
| Total interest expense | $608,000 | 2,833 |
| Net interest income | $5,073,000 | 2,961 |
| Provision for loan and lease losses | $-225,000 | 5,999 |
| Total noninterest income | $328,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $197,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,636 |
| Total noninterest expense | $4,288,000 | 2,984 |
| Salaries and employee benefits | $1,996,000 | 3,287 |
| Premises and equipment expense | $833,000 | 2,033 |
| Additional noninterest expense | $1,459,000 | 2,845 |
| Pre-tax net operating income | $1,338,000 | 3,274 |
| Securities gains (losses) | $58,000 | 1,371 |
| Applicable income taxes | $405,000 | 2,189 |
| Income before extraordinary items | $991,000 | 3,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 3,513 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $991,000 | 3,514 |
| Net charge-offs | $-101,000 | 5,814 |
| Cash dividends | $343,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 431 |
| Net operating income | $949,820 | 3,537 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 2,971 |
| Total interest expense | $413,000 | 2,817 |
| Net interest income | $3,366,000 | 2,966 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $216,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $129,000 | 3,308 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 4,659 |
| Total noninterest expense | $2,800,000 | 3,044 |
| Salaries and employee benefits | $1,327,000 | 3,315 |
| Premises and equipment expense | $556,000 | 2,035 |
| Additional noninterest expense | $917,000 | 2,999 |
| Pre-tax net operating income | $782,000 | 3,462 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $267,000 | 2,210 |
| Income before extraordinary items | $515,000 | 3,919 |
| Extraordinary gains, net | $59,000 | 14 |
| Net income | $574,000 | 3,744 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $574,000 | 3,745 |
| Net charge-offs | $-98,000 | 5,920 |
| Cash dividends | $343,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 670 |
| Net operating income | $515,000 | 3,856 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 2,997 |
| Total interest expense | $202,000 | 2,873 |
| Net interest income | $1,668,000 | 2,983 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $107,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $1,404,000 | 3,040 |
| Salaries and employee benefits | $683,000 | 3,294 |
| Premises and equipment expense | $282,000 | 2,043 |
| Additional noninterest expense | $439,000 | 3,084 |
| Pre-tax net operating income | $371,000 | 3,503 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $231,000 | 4,070 |
| Extraordinary gains, net | $60,000 | 9 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $-62,000 | 6,012 |
| Cash dividends | $343,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $231,000 | 4,002 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 2,948 |
| Total interest expense | $899,000 | 2,785 |
| Net interest income | $6,828,000 | 2,950 |
| Provision for loan and lease losses | $145,000 | 2,819 |
| Total noninterest income | $419,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $265,000 | 3,432 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $154,000 | 4,827 |
| Total noninterest expense | $5,606,000 | 3,071 |
| Salaries and employee benefits | $2,711,000 | 3,292 |
| Premises and equipment expense | $1,322,000 | 1,753 |
| Additional noninterest expense | $1,573,000 | 3,448 |
| Pre-tax net operating income | $1,496,000 | 3,488 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $513,000 | 2,170 |
| Income before extraordinary items | $983,000 | 3,989 |
| Extraordinary gains, net | $37,000 | 12 |
| Net income | $1,020,000 | 3,933 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,020,000 | 3,935 |
| Net charge-offs | $299,000 | 2,019 |
| Cash dividends | $341,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $476,000 | 312 |
| Net operating income | $983,000 | 3,926 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 3,065 |
| Total interest expense | $696,000 | 2,768 |
| Net interest income | $4,864,000 | 3,088 |
| Provision for loan and lease losses | $145,000 | 2,419 |
| Total noninterest income | $265,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $166,000 | 3,794 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $99,000 | 5,050 |
| Total noninterest expense | $4,236,000 | 3,051 |
| Salaries and employee benefits | $2,018,000 | 3,335 |
| Premises and equipment expense | $1,007,000 | 1,748 |
| Additional noninterest expense | $1,211,000 | 3,375 |
| Pre-tax net operating income | $748,000 | 4,232 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $192,000 | 2,840 |
| Income before extraordinary items | $556,000 | 4,451 |
| Extraordinary gains, net | $37,000 | 10 |
| Net income | $593,000 | 4,370 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $593,000 | 4,371 |
| Net charge-offs | $203,000 | 1,970 |
| Cash dividends | $341,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $476,000 | 236 |
| Net operating income | $556,000 | 4,409 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 3,072 |
| Total interest expense | $485,000 | 2,691 |
| Net interest income | $3,221,000 | 3,094 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $194,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $103,000 | 3,887 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $91,000 | 4,695 |
| Total noninterest expense | $2,923,000 | 2,996 |
| Salaries and employee benefits | $1,365,000 | 3,332 |
| Premises and equipment expense | $566,000 | 2,049 |
| Additional noninterest expense | $992,000 | 2,906 |
| Pre-tax net operating income | $447,000 | 4,357 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $105,000 | 2,971 |
| Income before extraordinary items | $342,000 | 4,540 |
| Extraordinary gains, net | $15,000 | 14 |
| Net income | $357,000 | 4,480 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $357,000 | 4,481 |
| Net charge-offs | $106,000 | 2,129 |
| Cash dividends | $341,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $454,000 | 181 |
| Net operating income | $342,000 | 4,491 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,093 |
| Total interest expense | $251,000 | 2,673 |
| Net interest income | $1,597,000 | 3,125 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $94,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $1,443,000 | 3,044 |
| Salaries and employee benefits | $681,000 | 3,349 |
| Premises and equipment expense | $289,000 | 2,050 |
| Additional noninterest expense | $473,000 | 3,010 |
| Pre-tax net operating income | $203,000 | 4,452 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $49,000 | 2,967 |
| Income before extraordinary items | $154,000 | 4,652 |
| Extraordinary gains, net | $20,000 | 9 |
| Net income | $174,000 | 4,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $174,000 | 4,473 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $341,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 121 |
| Net operating income | $154,000 | 4,601 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 3,209 |
| Total interest expense | $1,162,000 | 2,628 |
| Net interest income | $5,952,000 | 3,300 |
| Provision for loan and lease losses | $-505,000 | 6,593 |
| Total noninterest income | $345,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $172,000 | 4,803 |
| Total noninterest expense | $5,322,000 | 3,253 |
| Salaries and employee benefits | $2,618,000 | 3,430 |
| Premises and equipment expense | $996,000 | 2,261 |
| Additional noninterest expense | $1,708,000 | 3,332 |
| Pre-tax net operating income | $1,480,000 | 3,436 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $484,000 | 2,192 |
| Income before extraordinary items | $996,000 | 3,918 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $996,000 | 3,921 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $996,000 | 3,922 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $326,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $441,000 | 304 |
| Net operating income | $996,000 | 3,860 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 3,251 |
| Total interest expense | $878,000 | 2,695 |
| Net interest income | $4,418,000 | 3,338 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $256,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $131,000 | 4,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,000 | 4,926 |
| Total noninterest expense | $4,059,000 | 3,222 |
| Salaries and employee benefits | $1,959,000 | 3,450 |
| Premises and equipment expense | $732,000 | 2,319 |
| Additional noninterest expense | $1,368,000 | 3,182 |
| Pre-tax net operating income | $465,000 | 4,852 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $131,000 | 3,122 |
| Income before extraordinary items | $334,000 | 5,140 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $334,000 | 5,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,142 |
| Net charge-offs | $11,000 | 4,675 |
| Cash dividends | $326,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 411 |
| Net operating income | $334,000 | 5,057 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 3,274 |
| Total interest expense | $550,000 | 2,882 |
| Net interest income | $2,965,000 | 3,314 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $165,000 | 5,118 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,027 |
| Total noninterest expense | $2,623,000 | 3,312 |
| Salaries and employee benefits | $1,299,000 | 3,472 |
| Premises and equipment expense | $469,000 | 2,404 |
| Additional noninterest expense | $855,000 | 3,343 |
| Pre-tax net operating income | $357,000 | 4,644 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $85,000 | 3,122 |
| Income before extraordinary items | $272,000 | 4,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $272,000 | 4,902 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $272,000 | 4,903 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $326,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 473 |
| Net operating income | $272,000 | 4,779 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,227 |
| Total interest expense | $272,000 | 2,967 |
| Net interest income | $1,536,000 | 3,241 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $1,327,000 | 3,296 |
| Salaries and employee benefits | $670,000 | 3,430 |
| Premises and equipment expense | $227,000 | 2,497 |
| Additional noninterest expense | $430,000 | 3,333 |
| Pre-tax net operating income | $220,000 | 4,325 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $59,000 | 2,880 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $326,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 3,188 |
| Total interest expense | $1,350,000 | 2,938 |
| Net interest income | $6,420,000 | 3,209 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $215,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $190,000 | 4,356 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $25,000 | 6,198 |
| Total noninterest expense | $5,017,000 | 3,455 |
| Salaries and employee benefits | $2,321,000 | 3,749 |
| Premises and equipment expense | $837,000 | 2,639 |
| Additional noninterest expense | $1,859,000 | 3,254 |
| Pre-tax net operating income | $1,618,000 | 3,198 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $548,000 | 2,089 |
| Income before extraordinary items | $1,070,000 | 3,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,070,000 | 3,770 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,070,000 | 3,771 |
| Net charge-offs | $124,000 | 4,228 |
| Cash dividends | $244,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 736 |
| Net operating income | $1,070,000 | 3,599 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 3,249 |
| Total interest expense | $1,061,000 | 2,935 |
| Net interest income | $4,752,000 | 3,283 |
| Provision for loan and lease losses | $525,000 | 2,211 |
| Total noninterest income | $169,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 6,141 |
| Total noninterest expense | $3,860,000 | 3,418 |
| Salaries and employee benefits | $1,693,000 | 3,832 |
| Premises and equipment expense | $631,000 | 2,658 |
| Additional noninterest expense | $1,536,000 | 3,047 |
| Pre-tax net operating income | $536,000 | 4,629 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $129,000 | 3,193 |
| Income before extraordinary items | $407,000 | 4,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $407,000 | 4,962 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $407,000 | 4,962 |
| Net charge-offs | $100,000 | 3,971 |
| Cash dividends | $244,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 639 |
| Net operating income | $407,000 | 4,785 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 3,241 |
| Total interest expense | $736,000 | 2,937 |
| Net interest income | $3,193,000 | 3,267 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $84,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-15,000 | 6,858 |
| Total noninterest expense | $2,478,000 | 3,525 |
| Salaries and employee benefits | $1,129,000 | 3,854 |
| Premises and equipment expense | $420,000 | 2,669 |
| Additional noninterest expense | $929,000 | 3,318 |
| Pre-tax net operating income | $349,000 | 4,647 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $85,000 | 3,186 |
| Income before extraordinary items | $264,000 | 4,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $264,000 | 4,989 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $264,000 | 4,989 |
| Net charge-offs | $39,000 | 4,231 |
| Cash dividends | $244,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $264,000 | 4,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 3,187 |
| Total interest expense | $377,000 | 2,993 |
| Net interest income | $1,643,000 | 3,208 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $11,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-40,000 | 7,069 |
| Total noninterest expense | $1,242,000 | 3,549 |
| Salaries and employee benefits | $569,000 | 3,861 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $462,000 | 3,286 |
| Pre-tax net operating income | $187,000 | 4,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $52,000 | 3,038 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $244,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,222 |
| Total interest expense | $1,678,000 | 3,152 |
| Net interest income | $6,632,000 | 3,207 |
| Provision for loan and lease losses | $950,000 | 2,490 |
| Total noninterest income | $580,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $381,000 | 3,510 |
| Total noninterest expense | $5,043,000 | 3,513 |
| Salaries and employee benefits | $2,162,000 | 3,951 |
| Premises and equipment expense | $814,000 | 2,875 |
| Additional noninterest expense | $2,067,000 | 3,046 |
| Pre-tax net operating income | $1,219,000 | 3,381 |
| Securities gains (losses) | $82,000 | 2,216 |
| Applicable income taxes | $457,000 | 2,119 |
| Income before extraordinary items | $844,000 | 3,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $844,000 | 3,864 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $844,000 | 3,863 |
| Net charge-offs | $205,000 | 4,265 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $822,000 | 353 |
| Net operating income | $790,700 | 3,840 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 3,222 |
| Total interest expense | $1,271,000 | 3,249 |
| Net interest income | $5,055,000 | 3,186 |
| Provision for loan and lease losses | $725,000 | 2,393 |
| Total noninterest income | $469,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $137,000 | 4,562 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $332,000 | 3,327 |
| Total noninterest expense | $3,833,000 | 3,485 |
| Salaries and employee benefits | $1,624,000 | 3,946 |
| Premises and equipment expense | $604,000 | 2,926 |
| Additional noninterest expense | $1,605,000 | 2,954 |
| Pre-tax net operating income | $966,000 | 3,373 |
| Securities gains (losses) | $83,000 | 1,945 |
| Applicable income taxes | $374,000 | 2,010 |
| Income before extraordinary items | $675,000 | 3,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,823 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $675,000 | 3,823 |
| Net charge-offs | $190,000 | 3,771 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $818,000 | 291 |
| Net operating income | $621,880 | 3,846 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 3,210 |
| Total interest expense | $853,000 | 3,341 |
| Net interest income | $3,430,000 | 3,148 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $253,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,789 |
| Total noninterest expense | $2,596,000 | 3,478 |
| Salaries and employee benefits | $1,078,000 | 4,000 |
| Premises and equipment expense | $403,000 | 2,950 |
| Additional noninterest expense | $1,115,000 | 2,910 |
| Pre-tax net operating income | $637,000 | 3,346 |
| Securities gains (losses) | $46,000 | 1,647 |
| Applicable income taxes | $248,000 | 1,999 |
| Income before extraordinary items | $435,000 | 3,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $435,000 | 3,835 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $435,000 | 3,836 |
| Net charge-offs | $192,000 | 3,161 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $814,000 | 177 |
| Net operating income | $405,560 | 3,850 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 3,221 |
| Total interest expense | $434,000 | 3,402 |
| Net interest income | $1,717,000 | 3,123 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $1,286,000 | 3,500 |
| Salaries and employee benefits | $542,000 | 4,012 |
| Premises and equipment expense | $205,000 | 2,925 |
| Additional noninterest expense | $539,000 | 2,996 |
| Pre-tax net operating income | $357,000 | 3,205 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $229,000 | 3,734 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $229,000 | 3,735 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $229,000 | 3,734 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 131 |
| Net operating income | $229,000 | 3,679 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 3,124 |
| Total interest expense | $2,072,000 | 3,464 |
| Net interest income | $7,256,000 | 2,980 |
| Provision for loan and lease losses | $1,381,000 | 2,572 |
| Total noninterest income | $655,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 5,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $513,000 | 3,156 |
| Total noninterest expense | $4,960,000 | 3,643 |
| Salaries and employee benefits | $2,247,000 | 3,903 |
| Premises and equipment expense | $849,000 | 2,838 |
| Additional noninterest expense | $1,864,000 | 3,445 |
| Pre-tax net operating income | $1,570,000 | 2,655 |
| Securities gains (losses) | $66,000 | 2,482 |
| Applicable income taxes | $634,000 | 1,674 |
| Income before extraordinary items | $1,002,000 | 3,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,002,000 | 3,226 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,002,000 | 3,229 |
| Net charge-offs | $217,000 | 4,686 |
| Cash dividends | $244,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $3,188,000 | 202 |
| Net operating income | $959,760 | 3,163 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 3,113 |
| Total interest expense | $1,583,000 | 3,556 |
| Net interest income | $5,618,000 | 2,934 |
| Provision for loan and lease losses | $925,000 | 2,613 |
| Total noninterest income | $356,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $102,000 | 5,153 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $254,000 | 3,814 |
| Total noninterest expense | $3,816,000 | 3,556 |
| Salaries and employee benefits | $1,693,000 | 3,926 |
| Premises and equipment expense | $641,000 | 2,877 |
| Additional noninterest expense | $1,482,000 | 3,259 |
| Pre-tax net operating income | $1,233,000 | 2,732 |
| Securities gains (losses) | $66,000 | 2,264 |
| Applicable income taxes | $539,000 | 1,601 |
| Income before extraordinary items | $760,000 | 3,365 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $760,000 | 3,364 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $760,000 | 3,365 |
| Net charge-offs | $208,000 | 4,191 |
| Cash dividends | $244,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 580 |
| Net operating income | $717,760 | 3,339 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 3,061 |
| Total interest expense | $1,070,000 | 3,632 |
| Net interest income | $3,893,000 | 2,816 |
| Provision for loan and lease losses | $625,000 | 2,518 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $2,510,000 | 3,613 |
| Salaries and employee benefits | $1,106,000 | 4,001 |
| Premises and equipment expense | $429,000 | 2,888 |
| Additional noninterest expense | $975,000 | 3,267 |
| Pre-tax net operating income | $966,000 | 2,436 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $402,000 | 1,437 |
| Income before extraordinary items | $564,000 | 3,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $564,000 | 3,179 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $564,000 | 3,182 |
| Net charge-offs | $61,000 | 4,705 |
| Cash dividends | $244,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 438 |
| Net operating income | $564,000 | 3,075 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 3,347 |
| Total interest expense | $562,000 | 3,611 |
| Net interest income | $1,717,000 | 3,184 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $1,218,000 | 3,721 |
| Salaries and employee benefits | $553,000 | 4,055 |
| Premises and equipment expense | $219,000 | 2,901 |
| Additional noninterest expense | $446,000 | 3,484 |
| Pre-tax net operating income | $373,000 | 2,946 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $155,000 | 1,706 |
| Income before extraordinary items | $218,000 | 3,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 3,724 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $218,000 | 3,726 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $244,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 272 |
| Net operating income | $218,000 | 3,592 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,182,000 | 3,446 |
| Total interest expense | $2,846,000 | 3,554 |
| Net interest income | $6,336,000 | 3,299 |
| Provision for loan and lease losses | $685,000 | 4,072 |
| Total noninterest income | $371,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $124,000 | 5,450 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $247,000 | 4,292 |
| Total noninterest expense | $4,727,000 | 3,854 |
| Salaries and employee benefits | $2,160,000 | 4,123 |
| Premises and equipment expense | $825,000 | 3,052 |
| Additional noninterest expense | $1,742,000 | 3,690 |
| Pre-tax net operating income | $1,295,000 | 2,587 |
| Securities gains (losses) | $164,000 | 1,715 |
| Applicable income taxes | $597,000 | 1,388 |
| Income before extraordinary items | $862,000 | 3,014 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $862,000 | 3,013 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $862,000 | 3,013 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $164,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $1,254,000 | 398 |
| Net operating income | $757,040 | 3,164 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 3,554 |
| Total interest expense | $2,203,000 | 3,599 |
| Net interest income | $4,561,000 | 3,430 |
| Provision for loan and lease losses | $390,000 | 4,217 |
| Total noninterest income | $285,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $3,486,000 | 3,916 |
| Salaries and employee benefits | $1,543,000 | 4,293 |
| Premises and equipment expense | $626,000 | 3,053 |
| Additional noninterest expense | $1,317,000 | 3,622 |
| Pre-tax net operating income | $970,000 | 2,788 |
| Securities gains (losses) | $151,000 | 1,503 |
| Applicable income taxes | $441,000 | 1,530 |
| Income before extraordinary items | $680,000 | 3,187 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $680,000 | 3,185 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $680,000 | 3,187 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $164,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $1,254,000 | 325 |
| Net operating income | $583,360 | 3,339 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 3,575 |
| Total interest expense | $1,556,000 | 3,586 |
| Net interest income | $2,964,000 | 3,490 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $160,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $60,000 | 5,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $100,000 | 4,791 |
| Total noninterest expense | $2,311,000 | 3,950 |
| Salaries and employee benefits | $1,015,000 | 4,391 |
| Premises and equipment expense | $415,000 | 3,083 |
| Additional noninterest expense | $881,000 | 3,614 |
| Pre-tax net operating income | $633,000 | 2,925 |
| Securities gains (losses) | $151,000 | 1,202 |
| Applicable income taxes | $312,000 | 1,489 |
| Income before extraordinary items | $472,000 | 3,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,195 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $472,000 | 3,196 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $164,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $958,000 | 291 |
| Net operating income | $375,360 | 3,474 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 3,630 |
| Total interest expense | $850,000 | 3,463 |
| Net interest income | $1,399,000 | 3,641 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $97,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $1,126,000 | 3,956 |
| Salaries and employee benefits | $526,000 | 4,311 |
| Premises and equipment expense | $215,000 | 3,059 |
| Additional noninterest expense | $385,000 | 3,688 |
| Pre-tax net operating income | $295,000 | 3,364 |
| Securities gains (losses) | $151,000 | 792 |
| Applicable income taxes | $179,000 | 1,562 |
| Income before extraordinary items | $267,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 3,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $267,000 | 3,333 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $164,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $170,360 | 3,978 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 3,930 |
| Total interest expense | $3,647,000 | 3,746 |
| Net interest income | $4,927,000 | 3,987 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $465,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 5,468 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $327,000 | 3,941 |
| Total noninterest expense | $4,209,000 | 4,085 |
| Salaries and employee benefits | $2,173,000 | 4,185 |
| Premises and equipment expense | $680,000 | 3,583 |
| Additional noninterest expense | $1,356,000 | 3,899 |
| Pre-tax net operating income | $1,003,000 | 3,752 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $411,000 | 2,055 |
| Income before extraordinary items | $592,000 | 4,199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $592,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,572 |
| Cash dividends | $109,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $592,000 | 4,354 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 4,013 |
| Total interest expense | $2,751,000 | 3,832 |
| Net interest income | $3,651,000 | 4,042 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $349,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $106,000 | 5,458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 4,076 |
| Total noninterest expense | $2,855,000 | 4,372 |
| Salaries and employee benefits | $1,401,000 | 4,693 |
| Premises and equipment expense | $485,000 | 3,713 |
| Additional noninterest expense | $969,000 | 3,959 |
| Pre-tax net operating income | $1,025,000 | 3,635 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $420,000 | 2,102 |
| Income before extraordinary items | $605,000 | 4,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $605,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $109,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $605,000 | 4,257 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 4,132 |
| Total interest expense | $1,837,000 | 3,950 |
| Net interest income | $2,332,000 | 4,159 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $239,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $163,000 | 4,167 |
| Total noninterest expense | $1,850,000 | 4,488 |
| Salaries and employee benefits | $918,000 | 4,786 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $627,000 | 4,041 |
| Pre-tax net operating income | $661,000 | 3,809 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $271,000 | 2,330 |
| Income before extraordinary items | $390,000 | 4,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $109,000 | 4,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $390,000 | 4,470 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 4,226 |
| Total interest expense | $934,000 | 4,076 |
| Net interest income | $1,132,000 | 4,250 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $883,000 | 4,637 |
| Salaries and employee benefits | $449,000 | 4,893 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $292,000 | 4,204 |
| Pre-tax net operating income | $363,000 | 3,751 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $149,000 | 2,332 |
| Income before extraordinary items | $214,000 | 4,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $109,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,000 | 4,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 4,503 |
| Total interest expense | $3,421,000 | 4,402 |
| Net interest income | $4,198,000 | 4,486 |
| Provision for loan and lease losses | $73,000 | 5,300 |
| Total noninterest income | $279,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $35,000 | 7,425 |
| Total noninterest expense | $3,369,000 | 4,644 |
| Salaries and employee benefits | $1,773,000 | 4,788 |
| Premises and equipment expense | $510,000 | 4,295 |
| Additional noninterest expense | $1,086,000 | 4,375 |
| Pre-tax net operating income | $1,035,000 | 4,675 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $414,000 | 2,981 |
| Income before extraordinary items | $621,000 | 5,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $621,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $106,000 | 5,318 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 580 |
| Net operating income | $621,000 | 5,269 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 4,582 |
| Total interest expense | $2,473,000 | 4,515 |
| Net interest income | $3,109,000 | 4,544 |
| Provision for loan and lease losses | $73,000 | 4,621 |
| Total noninterest income | $222,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $196,000 | 4,377 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $2,459,000 | 4,716 |
| Salaries and employee benefits | $1,217,000 | 5,051 |
| Premises and equipment expense | $387,000 | 4,265 |
| Additional noninterest expense | $855,000 | 4,176 |
| Pre-tax net operating income | $799,000 | 4,837 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $320,000 | 3,119 |
| Income before extraordinary items | $479,000 | 5,465 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $479,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $106,000 | 4,636 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 446 |
| Net operating income | $479,000 | 5,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 4,720 |
| Total interest expense | $1,536,000 | 4,722 |
| Net interest income | $2,019,000 | 4,636 |
| Provision for loan and lease losses | $73,000 | 3,790 |
| Total noninterest income | $159,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $1,617,000 | 4,781 |
| Salaries and employee benefits | $800,000 | 5,133 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $559,000 | 4,230 |
| Pre-tax net operating income | $488,000 | 5,087 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $195,000 | 3,309 |
| Income before extraordinary items | $293,000 | 5,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $293,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $106,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 786 |
| Net operating income | $293,000 | 5,694 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 4,804 |
| Total interest expense | $682,000 | 5,042 |
| Net interest income | $1,038,000 | 4,578 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $801,000 | 4,802 |
| Salaries and employee benefits | $402,000 | 5,149 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $269,000 | 4,293 |
| Pre-tax net operating income | $252,000 | 5,034 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $101,000 | 3,256 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $106,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 543 |
| Net operating income | $151,000 | 5,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 5,053 |
| Total interest expense | $2,194,000 | 5,164 |
| Net interest income | $3,749,000 | 4,851 |
| Provision for loan and lease losses | $256,000 | 3,051 |
| Total noninterest income | $380,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $274,000 | 4,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 6,231 |
| Total noninterest expense | $3,185,000 | 4,691 |
| Salaries and employee benefits | $1,656,000 | 4,883 |
| Premises and equipment expense | $481,000 | 4,382 |
| Additional noninterest expense | $1,048,000 | 4,358 |
| Pre-tax net operating income | $688,000 | 5,947 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $275,000 | 3,923 |
| Income before extraordinary items | $413,000 | 6,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $413,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,288,000 | 354 |
| Net operating income | $413,000 | 6,473 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 5,110 |
| Total interest expense | $1,555,000 | 5,236 |
| Net interest income | $2,799,000 | 4,889 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $265,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $2,319,000 | 4,770 |
| Salaries and employee benefits | $1,174,000 | 5,043 |
| Premises and equipment expense | $362,000 | 4,370 |
| Additional noninterest expense | $783,000 | 4,337 |
| Pre-tax net operating income | $555,000 | 6,025 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $222,000 | 3,998 |
| Income before extraordinary items | $333,000 | 6,542 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $333,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $3,288,000 | 270 |
| Net operating income | $333,000 | 6,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 5,213 |
| Total interest expense | $985,000 | 5,266 |
| Net interest income | $1,793,000 | 5,041 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 4,667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,534,000 | 4,804 |
| Salaries and employee benefits | $791,000 | 5,018 |
| Premises and equipment expense | $241,000 | 4,371 |
| Additional noninterest expense | $502,000 | 4,480 |
| Pre-tax net operating income | $307,000 | 6,414 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $123,000 | 4,275 |
| Income before extraordinary items | $184,000 | 6,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $184,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,906 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $184,000 | 6,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 5,315 |
| Total interest expense | $446,000 | 5,417 |
| Net interest income | $875,000 | 5,115 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $744,000 | 4,928 |
| Salaries and employee benefits | $387,000 | 5,126 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $233,000 | 4,678 |
| Pre-tax net operating income | $147,000 | 6,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $59,000 | 4,298 |
| Income before extraordinary items | $88,000 | 6,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $88,000 | 6,921 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 5,419 |
| Total interest expense | $1,347,000 | 5,521 |
| Net interest income | $3,254,000 | 5,241 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $147,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,413 |
| Total noninterest expense | $2,784,000 | 5,031 |
| Salaries and employee benefits | $1,351,000 | 5,406 |
| Premises and equipment expense | $444,000 | 4,542 |
| Additional noninterest expense | $989,000 | 4,454 |
| Pre-tax net operating income | $377,000 | 7,137 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $147,000 | 5,021 |
| Income before extraordinary items | $230,000 | 7,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $230,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $230,000 | 7,438 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 5,433 |
| Total interest expense | $978,000 | 5,499 |
| Net interest income | $2,419,000 | 5,278 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $84,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $2,049,000 | 5,055 |
| Salaries and employee benefits | $989,000 | 5,455 |
| Premises and equipment expense | $325,000 | 4,580 |
| Additional noninterest expense | $735,000 | 4,470 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $107,000 | 5,180 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,000 | 7,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 5,452 |
| Total interest expense | $622,000 | 5,471 |
| Net interest income | $1,579,000 | 5,333 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $1,342,000 | 5,109 |
| Salaries and employee benefits | $645,000 | 5,511 |
| Premises and equipment expense | $285,000 | 3,771 |
| Additional noninterest expense | $412,000 | 4,993 |
| Pre-tax net operating income | $169,000 | 7,413 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $70,000 | 5,215 |
| Income before extraordinary items | $99,000 | 7,753 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $99,000 | 7,706 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,592 |
| Total interest expense | $279,000 | 5,671 |
| Net interest income | $767,000 | 5,466 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $667,000 | 5,163 |
| Salaries and employee benefits | $317,000 | 5,606 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $203,000 | 5,013 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $28,000 | 8,124 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $28,000 | 8,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $28,000 | 8,096 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 6,131 |
| Total interest expense | $636,000 | 6,830 |
| Net interest income | $2,679,000 | 5,777 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $107,000 | 8,012 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $2,068,000 | 5,899 |
| Salaries and employee benefits | $973,000 | 6,364 |
| Premises and equipment expense | $385,000 | 4,889 |
| Additional noninterest expense | $710,000 | 5,481 |
| Pre-tax net operating income | $448,000 | 6,872 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $204,000 | 4,727 |
| Income before extraordinary items | $244,000 | 7,449 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $244,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,121 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $244,000 | 7,393 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 6,287 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $1,927,000 | 5,917 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $82,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $63,000 | 6,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $1,491,000 | 5,981 |
| Salaries and employee benefits | $705,000 | 6,436 |
| Premises and equipment expense | $279,000 | 4,993 |
| Additional noninterest expense | $507,000 | 5,596 |
| Pre-tax net operating income | $323,000 | 7,082 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $139,000 | 4,943 |
| Income before extraordinary items | $184,000 | 7,573 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $184,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,587 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $184,000 | 7,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,418 |
| Total interest expense | $280,000 | 7,138 |
| Net interest income | $1,240,000 | 6,056 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $971,000 | 6,091 |
| Salaries and employee benefits | $458,000 | 6,566 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $332,000 | 5,657 |
| Pre-tax net operating income | $203,000 | 7,166 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $87,000 | 5,019 |
| Income before extraordinary items | $116,000 | 7,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,010 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $116,000 | 7,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,637 |
| Total interest expense | $130,000 | 7,363 |
| Net interest income | $587,000 | 6,225 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $458,000 | 6,343 |
| Salaries and employee benefits | $216,000 | 6,777 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $113,000 | 6,952 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 6,939 |
| Total interest expense | $502,000 | 7,734 |
| Net interest income | $2,095,000 | 6,441 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $1,616,000 | 6,671 |
| Salaries and employee benefits | $751,000 | 7,111 |
| Premises and equipment expense | $321,000 | 5,459 |
| Additional noninterest expense | $544,000 | 6,286 |
| Pre-tax net operating income | $395,000 | 7,066 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $169,000 | 5,136 |
| Income before extraordinary items | $226,000 | 7,641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $226,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $226,000 | 7,504 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 7,074 |
| Total interest expense | $391,000 | 7,812 |
| Net interest income | $1,521,000 | 6,596 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $68,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 7,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $1,200,000 | 6,704 |
| Salaries and employee benefits | $553,000 | 7,121 |
| Premises and equipment expense | $247,000 | 5,373 |
| Additional noninterest expense | $400,000 | 6,337 |
| Pre-tax net operating income | $254,000 | 7,418 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $109,000 | 5,476 |
| Income before extraordinary items | $145,000 | 7,940 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $145,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $145,000 | 7,793 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 7,168 |
| Total interest expense | $273,000 | 7,839 |
| Net interest income | $981,000 | 6,691 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $43,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $777,000 | 6,792 |
| Salaries and employee benefits | $351,000 | 7,279 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $261,000 | 6,402 |
| Pre-tax net operating income | $157,000 | 7,550 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $68,000 | 5,588 |
| Income before extraordinary items | $89,000 | 8,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,000 | 7,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,269 |
| Total interest expense | $140,000 | 7,885 |
| Net interest income | $470,000 | 6,825 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $160,000 | 7,547 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $44,000 | 7,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 7,662 |
| Total interest expense | $603,000 | 8,082 |
| Net interest income | $1,582,000 | 7,299 |
| Provision for loan and lease losses | $148,000 | 4,983 |
| Total noninterest income | $95,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $1,500,000 | 6,847 |
| Salaries and employee benefits | $728,000 | 7,165 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $29,000 | 8,543 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $18,000 | 7,092 |
| Income before extraordinary items | $37,000 | 8,600 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $37,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $19,580 | 8,583 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 8,267 |
| Total interest expense | $972,000 | 8,082 |
| Net interest income | $977,000 | 8,334 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $83,000 | 8,742 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $72,000 | 7,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $1,401,000 | 7,009 |
| Salaries and employee benefits | $668,000 | 7,338 |
| Premises and equipment expense | $284,000 | 5,701 |
| Additional noninterest expense | $449,000 | 6,794 |
| Pre-tax net operating income | $-461,000 | 9,148 |
| Securities gains (losses) | $143,000 | 1,445 |
| Applicable income taxes | $-441,000 | 9,486 |
| Income before extraordinary items | $123,000 | 8,199 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $123,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $31,480 | 8,601 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 9,285 |
| Total interest expense | $528,000 | 9,195 |
| Net interest income | $607,000 | 9,285 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $20,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,339,000 | 7,140 |
| Salaries and employee benefits | $603,000 | 7,686 |
| Premises and equipment expense | $283,000 | 5,614 |
| Additional noninterest expense | $453,000 | 6,750 |
| Pre-tax net operating income | $-832,000 | 9,677 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-824,000 | 9,691 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-824,000 | 9,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,101,000 | 124 |
| Net operating income | $-832,000 | 9,691 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.