Home > American Commerce Bank > Income and Expense
American Commerce Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,355,000 | 1,386 |
| Total interest expense | $10,805,000 | 1,220 |
| Net interest income | $19,550,000 | 1,461 |
| Provision for loan and lease losses | $682,000 | 1,064 |
| Total noninterest income | $1,203,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $283,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,374 |
| Total noninterest expense | $11,276,000 | 1,890 |
| Salaries and employee benefits | $7,001,000 | 1,769 |
| Premises and equipment expense | $948,000 | 2,088 |
| Additional noninterest expense | $920,000 | 2,374 |
| Pre-tax net operating income | $8,795,000 | 1,295 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,056,000 | 972 |
| Income before extraordinary items | $6,739,000 | 1,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,739,000 | 1,398 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,739,000 | 1,385 |
| Net charge-offs | $790,000 | 603 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,739,000 | 1,403 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,690,000 | 1,358 |
| Total interest expense | $7,726,000 | 1,189 |
| Net interest income | $14,964,000 | 1,452 |
| Provision for loan and lease losses | $631,000 | 875 |
| Total noninterest income | $801,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $214,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,529 |
| Total noninterest expense | $8,456,000 | 1,885 |
| Salaries and employee benefits | $5,291,000 | 1,753 |
| Premises and equipment expense | $721,000 | 2,079 |
| Additional noninterest expense | $587,000 | 2,528 |
| Pre-tax net operating income | $6,678,000 | 1,335 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,688,000 | 936 |
| Income before extraordinary items | $4,990,000 | 1,449 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,990,000 | 1,459 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,990,000 | 1,448 |
| Net charge-offs | $140,000 | 1,035 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,990,000 | 1,472 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,741,000 | 1,358 |
| Total interest expense | $4,571,000 | 1,187 |
| Net interest income | $10,170,000 | 1,448 |
| Provision for loan and lease losses | $431,000 | 849 |
| Total noninterest income | $625,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $141,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,225 |
| Total noninterest expense | $5,823,000 | 1,845 |
| Salaries and employee benefits | $3,672,000 | 1,707 |
| Premises and equipment expense | $462,000 | 2,111 |
| Additional noninterest expense | $484,000 | 2,221 |
| Pre-tax net operating income | $4,541,000 | 1,291 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,148,000 | 928 |
| Income before extraordinary items | $3,393,000 | 1,427 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,393,000 | 1,443 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,393,000 | 1,427 |
| Net charge-offs | $-20,000 | 4,114 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,393,000 | 1,436 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 1,395 |
| Total interest expense | $1,873,000 | 1,247 |
| Net interest income | $5,112,000 | 1,445 |
| Provision for loan and lease losses | $275,000 | 726 |
| Total noninterest income | $175,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,112 |
| Total noninterest expense | $2,735,000 | 1,931 |
| Salaries and employee benefits | $1,739,000 | 1,800 |
| Premises and equipment expense | $219,000 | 2,221 |
| Additional noninterest expense | $104,000 | 3,112 |
| Pre-tax net operating income | $2,277,000 | 1,319 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $581,000 | 950 |
| Income before extraordinary items | $1,696,000 | 1,462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,696,000 | 1,462 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,696,000 | 1,462 |
| Net charge-offs | $-20,000 | 4,234 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,696,000 | 1,473 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,862,000 | 1,414 |
| Total interest expense | $3,170,000 | 1,125 |
| Net interest income | $19,692,000 | 1,455 |
| Provision for loan and lease losses | $1,245,000 | 705 |
| Total noninterest income | $959,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $296,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,769 |
| Total noninterest expense | $10,381,000 | 1,965 |
| Salaries and employee benefits | $6,493,000 | 1,846 |
| Premises and equipment expense | $785,000 | 2,346 |
| Additional noninterest expense | $663,000 | 2,769 |
| Pre-tax net operating income | $9,025,000 | 1,371 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,150,000 | 1,028 |
| Income before extraordinary items | $6,875,000 | 1,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,875,000 | 1,482 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,875,000 | 1,482 |
| Net charge-offs | $46,000 | 1,593 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,875,000 | 1,500 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,277,000 | 1,415 |
| Total interest expense | $1,739,000 | 1,149 |
| Net interest income | $14,538,000 | 1,450 |
| Provision for loan and lease losses | $970,000 | 638 |
| Total noninterest income | $790,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $222,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $568,000 | 2,663 |
| Total noninterest expense | $7,714,000 | 1,965 |
| Salaries and employee benefits | $4,875,000 | 1,840 |
| Premises and equipment expense | $580,000 | 2,375 |
| Additional noninterest expense | $568,000 | 2,663 |
| Pre-tax net operating income | $6,644,000 | 1,373 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,689,000 | 990 |
| Income before extraordinary items | $4,955,000 | 1,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,955,000 | 1,500 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,955,000 | 1,500 |
| Net charge-offs | $-18,000 | 3,784 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,955,000 | 1,531 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,466,000 | 1,418 |
| Total interest expense | $969,000 | 1,173 |
| Net interest income | $9,497,000 | 1,443 |
| Provision for loan and lease losses | $450,000 | 730 |
| Total noninterest income | $636,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $144,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 2,412 |
| Total noninterest expense | $5,127,000 | 1,950 |
| Salaries and employee benefits | $3,317,000 | 1,805 |
| Premises and equipment expense | $388,000 | 2,368 |
| Additional noninterest expense | $1,422,000 | 2,077 |
| Pre-tax net operating income | $4,556,000 | 1,283 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,144,000 | 920 |
| Income before extraordinary items | $3,412,000 | 1,378 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,412,000 | 1,377 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,412,000 | 1,378 |
| Net charge-offs | $-52,000 | 4,207 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,412,000 | 1,414 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 1,468 |
| Total interest expense | $493,000 | 1,109 |
| Net interest income | $4,395,000 | 1,500 |
| Provision for loan and lease losses | $125,000 | 877 |
| Total noninterest income | $438,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $72,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 1,995 |
| Total noninterest expense | $2,459,000 | 2,006 |
| Salaries and employee benefits | $1,556,000 | 1,886 |
| Premises and equipment expense | $194,000 | 2,381 |
| Additional noninterest expense | $709,000 | 2,084 |
| Pre-tax net operating income | $2,249,000 | 1,244 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $570,000 | 905 |
| Income before extraordinary items | $1,679,000 | 1,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,679,000 | 1,348 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,679,000 | 1,348 |
| Net charge-offs | $-52,000 | 4,413 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,679,000 | 1,364 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,907,000 | 1,491 |
| Total interest expense | $2,860,000 | 955 |
| Net interest income | $17,047,000 | 1,561 |
| Provision for loan and lease losses | $1,150,000 | 524 |
| Total noninterest income | $1,424,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $276,000 | 2,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,148,000 | 2,491 |
| Total noninterest expense | $8,907,000 | 2,132 |
| Salaries and employee benefits | $5,616,000 | 2,020 |
| Premises and equipment expense | $704,000 | 2,504 |
| Additional noninterest expense | $2,587,000 | 2,206 |
| Pre-tax net operating income | $8,414,000 | 1,424 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,042,000 | 1,085 |
| Income before extraordinary items | $6,372,000 | 1,598 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,372,000 | 1,598 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,372,000 | 1,598 |
| Net charge-offs | $107,000 | 1,314 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,372,000 | 1,577 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,015,000 | 1,511 |
| Total interest expense | $2,276,000 | 944 |
| Net interest income | $12,739,000 | 1,591 |
| Provision for loan and lease losses | $1,000,000 | 440 |
| Total noninterest income | $1,215,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $206,000 | 2,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,009,000 | 2,374 |
| Total noninterest expense | $6,640,000 | 2,150 |
| Salaries and employee benefits | $4,229,000 | 2,013 |
| Premises and equipment expense | $497,000 | 2,616 |
| Additional noninterest expense | $1,914,000 | 2,219 |
| Pre-tax net operating income | $6,314,000 | 1,492 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,610,000 | 1,097 |
| Income before extraordinary items | $4,704,000 | 1,675 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,704,000 | 1,674 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,704,000 | 1,675 |
| Net charge-offs | $105,000 | 1,057 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,704,000 | 1,650 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 1,513 |
| Total interest expense | $1,591,000 | 938 |
| Net interest income | $8,328,000 | 1,601 |
| Provision for loan and lease losses | $650,000 | 466 |
| Total noninterest income | $1,036,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $133,000 | 2,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $903,000 | 2,027 |
| Total noninterest expense | $4,454,000 | 2,138 |
| Salaries and employee benefits | $2,845,000 | 1,992 |
| Premises and equipment expense | $300,000 | 2,747 |
| Additional noninterest expense | $1,309,000 | 2,163 |
| Pre-tax net operating income | $4,260,000 | 1,467 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,086,000 | 1,085 |
| Income before extraordinary items | $3,174,000 | 1,644 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,174,000 | 1,644 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,174,000 | 1,644 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,174,000 | 1,611 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 1,553 |
| Total interest expense | $842,000 | 940 |
| Net interest income | $3,981,000 | 1,651 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $418,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $65,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 2,281 |
| Total noninterest expense | $2,065,000 | 2,224 |
| Salaries and employee benefits | $1,316,000 | 2,095 |
| Premises and equipment expense | $155,000 | 2,724 |
| Additional noninterest expense | $594,000 | 2,278 |
| Pre-tax net operating income | $2,034,000 | 1,505 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $519,000 | 1,112 |
| Income before extraordinary items | $1,515,000 | 1,712 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,515,000 | 1,712 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,515,000 | 1,712 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,515,000 | 1,671 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,130,000 | 1,623 |
| Total interest expense | $4,673,000 | 1,013 |
| Net interest income | $13,457,000 | 1,804 |
| Provision for loan and lease losses | $1,267,000 | 1,374 |
| Total noninterest income | $838,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $229,000 | 2,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,957 |
| Total noninterest expense | $7,750,000 | 2,318 |
| Salaries and employee benefits | $4,723,000 | 2,227 |
| Premises and equipment expense | $604,000 | 2,741 |
| Additional noninterest expense | $2,423,000 | 2,251 |
| Pre-tax net operating income | $5,278,000 | 1,719 |
| Securities gains (losses) | $9,000 | 2,334 |
| Applicable income taxes | $1,348,000 | 1,214 |
| Income before extraordinary items | $3,939,000 | 1,943 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,939,000 | 1,942 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,939,000 | 1,943 |
| Net charge-offs | $206,000 | 1,533 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,931,890 | 1,897 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,343,000 | 1,655 |
| Total interest expense | $3,695,000 | 1,028 |
| Net interest income | $9,648,000 | 1,846 |
| Provision for loan and lease losses | $879,000 | 1,471 |
| Total noninterest income | $686,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $156,000 | 2,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,778 |
| Total noninterest expense | $5,583,000 | 2,361 |
| Salaries and employee benefits | $3,302,000 | 2,310 |
| Premises and equipment expense | $451,000 | 2,753 |
| Additional noninterest expense | $1,830,000 | 2,211 |
| Pre-tax net operating income | $3,872,000 | 1,721 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $987,000 | 1,188 |
| Income before extraordinary items | $2,885,000 | 1,948 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,885,000 | 1,947 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,885,000 | 1,948 |
| Net charge-offs | $-4,000 | 4,037 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,885,000 | 1,899 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,104,000 | 1,642 |
| Total interest expense | $2,633,000 | 1,038 |
| Net interest income | $6,471,000 | 1,846 |
| Provision for loan and lease losses | $504,000 | 1,586 |
| Total noninterest income | $280,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $104,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 3,443 |
| Total noninterest expense | $3,610,000 | 2,408 |
| Salaries and employee benefits | $2,226,000 | 2,302 |
| Premises and equipment expense | $304,000 | 2,727 |
| Additional noninterest expense | $1,080,000 | 2,384 |
| Pre-tax net operating income | $2,637,000 | 1,622 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $672,000 | 1,111 |
| Income before extraordinary items | $1,965,000 | 1,870 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,965,000 | 1,871 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,965,000 | 1,871 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,965,000 | 1,831 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 1,561 |
| Total interest expense | $1,396,000 | 1,081 |
| Net interest income | $3,404,000 | 1,743 |
| Provision for loan and lease losses | $129,000 | 1,765 |
| Total noninterest income | $148,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $62,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,346 |
| Total noninterest expense | $1,938,000 | 2,316 |
| Salaries and employee benefits | $1,269,000 | 2,131 |
| Premises and equipment expense | $145,000 | 2,827 |
| Additional noninterest expense | $524,000 | 2,458 |
| Pre-tax net operating income | $1,485,000 | 1,327 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $379,000 | 911 |
| Income before extraordinary items | $1,106,000 | 1,540 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,106,000 | 1,538 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,106,000 | 1,540 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,106,000 | 1,515 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,072,000 | 1,579 |
| Total interest expense | $5,351,000 | 1,181 |
| Net interest income | $13,721,000 | 1,732 |
| Provision for loan and lease losses | $763,000 | 1,118 |
| Total noninterest income | $805,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $263,000 | 2,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,939 |
| Total noninterest expense | $7,638,000 | 2,318 |
| Salaries and employee benefits | $4,723,000 | 2,190 |
| Premises and equipment expense | $638,000 | 2,701 |
| Additional noninterest expense | $2,277,000 | 2,357 |
| Pre-tax net operating income | $6,125,000 | 1,502 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,491,000 | 1,113 |
| Income before extraordinary items | $4,634,000 | 1,697 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,634,000 | 1,699 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,634,000 | 1,700 |
| Net charge-offs | $67,000 | 2,457 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,634,000 | 1,666 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,094,000 | 1,613 |
| Total interest expense | $3,955,000 | 1,197 |
| Net interest income | $10,139,000 | 1,785 |
| Provision for loan and lease losses | $613,000 | 995 |
| Total noninterest income | $627,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $196,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 2,888 |
| Total noninterest expense | $5,746,000 | 2,321 |
| Salaries and employee benefits | $3,505,000 | 2,214 |
| Premises and equipment expense | $483,000 | 2,704 |
| Additional noninterest expense | $1,758,000 | 2,305 |
| Pre-tax net operating income | $4,407,000 | 1,599 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,124,000 | 1,141 |
| Income before extraordinary items | $3,283,000 | 1,805 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,283,000 | 1,806 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,283,000 | 1,806 |
| Net charge-offs | $34,000 | 2,447 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,283,000 | 1,776 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 1,664 |
| Total interest expense | $2,555,000 | 1,206 |
| Net interest income | $6,533,000 | 1,829 |
| Provision for loan and lease losses | $388,000 | 1,036 |
| Total noninterest income | $184,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,438 |
| Total noninterest expense | $3,733,000 | 2,368 |
| Salaries and employee benefits | $2,261,000 | 2,265 |
| Premises and equipment expense | $308,000 | 2,775 |
| Additional noninterest expense | $1,164,000 | 2,326 |
| Pre-tax net operating income | $2,596,000 | 1,740 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $662,000 | 1,211 |
| Income before extraordinary items | $1,934,000 | 1,972 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,934,000 | 1,970 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,934,000 | 1,972 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,934,000 | 1,948 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 1,726 |
| Total interest expense | $1,223,000 | 1,211 |
| Net interest income | $3,126,000 | 1,906 |
| Provision for loan and lease losses | $160,000 | 1,104 |
| Total noninterest income | $10,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $66,000 | 2,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-56,000 | 5,335 |
| Total noninterest expense | $1,845,000 | 2,398 |
| Salaries and employee benefits | $1,095,000 | 2,328 |
| Premises and equipment expense | $146,000 | 2,898 |
| Additional noninterest expense | $604,000 | 2,261 |
| Pre-tax net operating income | $1,131,000 | 1,890 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $288,000 | 1,284 |
| Income before extraordinary items | $843,000 | 2,129 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $843,000 | 2,128 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $843,000 | 2,128 |
| Net charge-offs | $36,000 | 1,390 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $843,000 | 2,114 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,914,000 | 1,871 |
| Total interest expense | $3,577,000 | 1,241 |
| Net interest income | $11,337,000 | 2,037 |
| Provision for loan and lease losses | $336,000 | 1,849 |
| Total noninterest income | $1,183,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $307,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $876,000 | 2,390 |
| Total noninterest expense | $7,244,000 | 2,416 |
| Salaries and employee benefits | $4,355,000 | 2,322 |
| Premises and equipment expense | $529,000 | 3,066 |
| Additional noninterest expense | $2,360,000 | 2,315 |
| Pre-tax net operating income | $4,940,000 | 1,796 |
| Securities gains (losses) | $-200,000 | 5,149 |
| Applicable income taxes | $1,151,000 | 1,261 |
| Income before extraordinary items | $3,589,000 | 2,046 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,589,000 | 2,044 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,589,000 | 2,045 |
| Net charge-offs | $-58,000 | 4,930 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,747,000 | 1,985 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,746,000 | 1,913 |
| Total interest expense | $2,437,000 | 1,276 |
| Net interest income | $8,309,000 | 2,074 |
| Provision for loan and lease losses | $236,000 | 1,812 |
| Total noninterest income | $943,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $229,000 | 2,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $714,000 | 2,321 |
| Total noninterest expense | $5,410,000 | 2,421 |
| Salaries and employee benefits | $3,291,000 | 2,306 |
| Premises and equipment expense | $376,000 | 3,176 |
| Additional noninterest expense | $1,743,000 | 2,341 |
| Pre-tax net operating income | $3,606,000 | 1,847 |
| Securities gains (losses) | $-200,000 | 5,321 |
| Applicable income taxes | $921,000 | 1,232 |
| Income before extraordinary items | $2,485,000 | 2,181 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,485,000 | 2,179 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,485,000 | 2,180 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,643,000 | 2,089 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 1,962 |
| Total interest expense | $1,442,000 | 1,336 |
| Net interest income | $5,431,000 | 2,102 |
| Provision for loan and lease losses | $111,000 | 2,117 |
| Total noninterest income | $805,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $149,000 | 2,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 1,953 |
| Total noninterest expense | $3,729,000 | 2,374 |
| Salaries and employee benefits | $2,302,000 | 2,242 |
| Premises and equipment expense | $251,000 | 3,201 |
| Additional noninterest expense | $1,176,000 | 2,331 |
| Pre-tax net operating income | $2,396,000 | 1,836 |
| Securities gains (losses) | $-200,000 | 5,419 |
| Applicable income taxes | $598,000 | 1,248 |
| Income before extraordinary items | $1,598,000 | 2,208 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,598,000 | 2,205 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,598,000 | 2,207 |
| Net charge-offs | $-39,000 | 4,949 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,756,000 | 2,063 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 1,932 |
| Total interest expense | $692,000 | 1,324 |
| Net interest income | $2,803,000 | 2,055 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $546,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $71,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 1,535 |
| Total noninterest expense | $1,879,000 | 2,378 |
| Salaries and employee benefits | $1,218,000 | 2,167 |
| Premises and equipment expense | $128,000 | 3,194 |
| Additional noninterest expense | $533,000 | 2,514 |
| Pre-tax net operating income | $1,470,000 | 1,518 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $402,000 | 1,000 |
| Income before extraordinary items | $1,068,000 | 1,741 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,068,000 | 1,741 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,068,000 | 1,741 |
| Net charge-offs | $-52,000 | 5,248 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,068,000 | 1,728 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,730,000 | 2,022 |
| Total interest expense | $2,463,000 | 1,310 |
| Net interest income | $10,267,000 | 2,179 |
| Provision for loan and lease losses | $900,000 | 974 |
| Total noninterest income | $1,466,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $300,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,166,000 | 2,099 |
| Total noninterest expense | $7,007,000 | 2,513 |
| Salaries and employee benefits | $3,749,000 | 2,574 |
| Premises and equipment expense | $537,000 | 3,133 |
| Additional noninterest expense | $2,721,000 | 2,111 |
| Pre-tax net operating income | $3,826,000 | 2,106 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,151,000 | 1,752 |
| Income before extraordinary items | $2,675,000 | 2,225 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,675,000 | 2,225 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,675,000 | 2,225 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,675,000 | 2,207 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 2,049 |
| Total interest expense | $1,783,000 | 1,324 |
| Net interest income | $7,652,000 | 2,200 |
| Provision for loan and lease losses | $850,000 | 803 |
| Total noninterest income | $1,141,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $224,000 | 2,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 2,083 |
| Total noninterest expense | $5,067,000 | 2,571 |
| Salaries and employee benefits | $2,726,000 | 2,663 |
| Premises and equipment expense | $411,000 | 3,120 |
| Additional noninterest expense | $1,930,000 | 2,200 |
| Pre-tax net operating income | $2,876,000 | 2,131 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $234,000 | 2,659 |
| Income before extraordinary items | $2,642,000 | 1,940 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,642,000 | 1,940 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,642,000 | 1,940 |
| Net charge-offs | $-115,000 | 5,377 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,642,000 | 1,912 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 2,095 |
| Total interest expense | $1,122,000 | 1,355 |
| Net interest income | $4,966,000 | 2,231 |
| Provision for loan and lease losses | $660,000 | 691 |
| Total noninterest income | $1,057,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $150,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 1,637 |
| Total noninterest expense | $3,434,000 | 2,554 |
| Salaries and employee benefits | $1,856,000 | 2,632 |
| Premises and equipment expense | $274,000 | 3,127 |
| Additional noninterest expense | $1,304,000 | 2,169 |
| Pre-tax net operating income | $1,929,000 | 2,083 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,929,000 | 1,755 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,929,000 | 1,755 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,929,000 | 1,755 |
| Net charge-offs | $-156,000 | 5,531 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,929,000 | 1,735 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 2,042 |
| Total interest expense | $536,000 | 1,385 |
| Net interest income | $2,580,000 | 2,170 |
| Provision for loan and lease losses | $430,000 | 506 |
| Total noninterest income | $190,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $75,000 | 2,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,274 |
| Total noninterest expense | $1,605,000 | 2,705 |
| Salaries and employee benefits | $944,000 | 2,638 |
| Premises and equipment expense | $139,000 | 3,138 |
| Additional noninterest expense | $522,000 | 2,584 |
| Pre-tax net operating income | $735,000 | 2,448 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $735,000 | 2,120 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $735,000 | 2,121 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $735,000 | 2,121 |
| Net charge-offs | $-43,000 | 5,445 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $735,000 | 2,091 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,136,000 | 2,373 |
| Total interest expense | $1,764,000 | 1,564 |
| Net interest income | $8,372,000 | 2,523 |
| Provision for loan and lease losses | $455,000 | 1,570 |
| Total noninterest income | $1,187,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $230,000 | 3,391 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $957,000 | 2,441 |
| Total noninterest expense | $7,030,000 | 2,547 |
| Salaries and employee benefits | $3,794,000 | 2,598 |
| Premises and equipment expense | $670,000 | 2,821 |
| Additional noninterest expense | $2,566,000 | 2,258 |
| Pre-tax net operating income | $2,074,000 | 2,990 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,074,000 | 2,723 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,074,000 | 2,720 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,074,000 | 2,722 |
| Net charge-offs | $-274,000 | 5,713 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,074,000 | 2,668 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 2,419 |
| Total interest expense | $1,265,000 | 1,627 |
| Net interest income | $6,151,000 | 2,574 |
| Provision for loan and lease losses | $320,000 | 1,556 |
| Total noninterest income | $712,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $165,000 | 3,467 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $547,000 | 2,782 |
| Total noninterest expense | $5,082,000 | 2,605 |
| Salaries and employee benefits | $2,683,000 | 2,712 |
| Premises and equipment expense | $530,000 | 2,721 |
| Additional noninterest expense | $1,869,000 | 2,313 |
| Pre-tax net operating income | $1,461,000 | 3,143 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,461,000 | 2,860 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,461,000 | 2,860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,461,000 | 2,860 |
| Net charge-offs | $-197,000 | 5,722 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,461,000 | 2,811 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 2,506 |
| Total interest expense | $801,000 | 1,696 |
| Net interest income | $3,963,000 | 2,652 |
| Provision for loan and lease losses | $205,000 | 1,590 |
| Total noninterest income | $541,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $103,000 | 3,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,544 |
| Total noninterest expense | $3,395,000 | 2,618 |
| Salaries and employee benefits | $1,788,000 | 2,733 |
| Premises and equipment expense | $366,000 | 2,683 |
| Additional noninterest expense | $1,241,000 | 2,332 |
| Pre-tax net operating income | $904,000 | 3,250 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $904,000 | 2,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $904,000 | 2,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $904,000 | 2,960 |
| Net charge-offs | $-156,000 | 5,803 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $904,000 | 2,892 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,656 |
| Total interest expense | $383,000 | 1,766 |
| Net interest income | $1,840,000 | 2,792 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $173,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $122,000 | 3,256 |
| Total noninterest expense | $1,657,000 | 2,667 |
| Salaries and employee benefits | $899,000 | 2,726 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $583,000 | 2,455 |
| Pre-tax net operating income | $266,000 | 4,047 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $266,000 | 3,820 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $266,000 | 3,817 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $266,000 | 3,818 |
| Net charge-offs | $-23,000 | 5,512 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $266,000 | 3,766 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 3,075 |
| Total interest expense | $1,059,000 | 2,326 |
| Net interest income | $6,036,000 | 3,181 |
| Provision for loan and lease losses | $235,000 | 2,179 |
| Total noninterest income | $1,476,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $153,000 | 4,121 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,323,000 | 2,021 |
| Total noninterest expense | $6,345,000 | 2,752 |
| Salaries and employee benefits | $2,898,000 | 3,092 |
| Premises and equipment expense | $549,000 | 3,293 |
| Additional noninterest expense | $2,898,000 | 2,071 |
| Pre-tax net operating income | $932,000 | 4,187 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $936,000 | 4,027 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $936,000 | 4,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $936,000 | 4,027 |
| Net charge-offs | $-336,000 | 5,951 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $930,000 | 3,984 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 3,244 |
| Total interest expense | $698,000 | 2,571 |
| Net interest income | $4,305,000 | 3,308 |
| Provision for loan and lease losses | $205,000 | 1,932 |
| Total noninterest income | $757,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $103,000 | 4,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $654,000 | 2,561 |
| Total noninterest expense | $4,427,000 | 2,907 |
| Salaries and employee benefits | $1,942,000 | 3,337 |
| Premises and equipment expense | $351,000 | 3,664 |
| Additional noninterest expense | $2,134,000 | 2,088 |
| Pre-tax net operating income | $430,000 | 4,910 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $435,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 4,745 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $435,000 | 4,746 |
| Net charge-offs | $-278,000 | 6,026 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $430,000 | 4,703 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 3,618 |
| Total interest expense | $354,000 | 3,098 |
| Net interest income | $2,476,000 | 3,646 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $471,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $411,000 | 2,644 |
| Total noninterest expense | $2,736,000 | 3,085 |
| Salaries and employee benefits | $1,144,000 | 3,667 |
| Premises and equipment expense | $148,000 | 4,570 |
| Additional noninterest expense | $1,444,000 | 2,065 |
| Pre-tax net operating income | $121,000 | 5,533 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $121,000 | 5,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 5,499 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $121,000 | 5,501 |
| Net charge-offs | $-47,000 | 5,734 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $121,000 | 5,451 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 3,896 |
| Total interest expense | $155,000 | 3,412 |
| Net interest income | $1,098,000 | 3,938 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $167,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 3,122 |
| Total noninterest expense | $922,000 | 3,977 |
| Salaries and employee benefits | $516,000 | 3,907 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $339,000 | 3,669 |
| Pre-tax net operating income | $298,000 | 3,882 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $298,000 | 3,666 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $298,000 | 3,669 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $298,000 | 3,669 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $298,000 | 3,576 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 4,348 |
| Total interest expense | $451,000 | 4,206 |
| Net interest income | $3,778,000 | 4,312 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $661,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $115,000 | 4,786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $546,000 | 3,146 |
| Total noninterest expense | $3,350,000 | 4,240 |
| Salaries and employee benefits | $2,003,000 | 3,981 |
| Premises and equipment expense | $231,000 | 5,149 |
| Additional noninterest expense | $1,116,000 | 4,203 |
| Pre-tax net operating income | $1,089,000 | 3,994 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,089,000 | 3,807 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,089,000 | 3,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,089,000 | 3,809 |
| Net charge-offs | $39,000 | 3,960 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,089,000 | 3,762 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 4,466 |
| Total interest expense | $322,000 | 4,368 |
| Net interest income | $2,745,000 | 4,414 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $470,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $382,000 | 3,276 |
| Total noninterest expense | $2,417,000 | 4,339 |
| Salaries and employee benefits | $1,452,000 | 4,056 |
| Premises and equipment expense | $170,000 | 5,216 |
| Additional noninterest expense | $795,000 | 4,349 |
| Pre-tax net operating income | $778,000 | 4,154 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $778,000 | 3,957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $778,000 | 3,958 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $778,000 | 3,960 |
| Net charge-offs | $94,000 | 2,746 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $778,000 | 3,907 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 4,530 |
| Total interest expense | $207,000 | 4,491 |
| Net interest income | $1,789,000 | 4,473 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $283,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $226,000 | 3,445 |
| Total noninterest expense | $1,569,000 | 4,434 |
| Salaries and employee benefits | $955,000 | 4,120 |
| Premises and equipment expense | $101,000 | 5,427 |
| Additional noninterest expense | $513,000 | 4,440 |
| Pre-tax net operating income | $483,000 | 4,229 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $483,000 | 4,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $483,000 | 4,020 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $483,000 | 4,020 |
| Net charge-offs | $75,000 | 2,447 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $483,000 | 3,954 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 4,561 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $901,000 | 4,490 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $138,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $768,000 | 4,525 |
| Salaries and employee benefits | $470,000 | 4,204 |
| Premises and equipment expense | $51,000 | 5,463 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $251,000 | 4,096 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $251,000 | 3,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 3,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $251,000 | 3,850 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $251,000 | 3,809 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 5,017 |
| Total interest expense | $389,000 | 4,966 |
| Net interest income | $2,991,000 | 4,934 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $820,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $127,000 | 4,853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $693,000 | 2,880 |
| Total noninterest expense | $3,194,000 | 4,469 |
| Salaries and employee benefits | $1,696,000 | 4,468 |
| Premises and equipment expense | $238,000 | 5,291 |
| Additional noninterest expense | $1,260,000 | 4,074 |
| Pre-tax net operating income | $617,000 | 4,778 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $617,000 | 4,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,629 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $617,000 | 4,629 |
| Net charge-offs | $94,000 | 3,807 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $617,000 | 4,567 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 5,118 |
| Total interest expense | $291,000 | 5,062 |
| Net interest income | $2,160,000 | 5,066 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $577,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $483,000 | 3,067 |
| Total noninterest expense | $2,337,000 | 4,544 |
| Salaries and employee benefits | $1,240,000 | 4,539 |
| Premises and equipment expense | $184,000 | 5,248 |
| Additional noninterest expense | $913,000 | 4,166 |
| Pre-tax net operating income | $400,000 | 5,023 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $400,000 | 4,914 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $400,000 | 4,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $400,000 | 4,915 |
| Net charge-offs | $26,000 | 4,272 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $400,000 | 4,819 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 5,228 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $1,364,000 | 5,191 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $358,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $295,000 | 3,228 |
| Total noninterest expense | $1,524,000 | 4,604 |
| Salaries and employee benefits | $826,000 | 4,563 |
| Premises and equipment expense | $121,000 | 5,291 |
| Additional noninterest expense | $577,000 | 4,280 |
| Pre-tax net operating income | $198,000 | 5,328 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $198,000 | 5,282 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $198,000 | 5,285 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $198,000 | 5,285 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $198,000 | 5,155 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 5,340 |
| Total interest expense | $99,000 | 5,164 |
| Net interest income | $654,000 | 5,288 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $228,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $195,000 | 2,811 |
| Total noninterest expense | $777,000 | 4,605 |
| Salaries and employee benefits | $417,000 | 4,588 |
| Premises and equipment expense | $60,000 | 5,343 |
| Additional noninterest expense | $300,000 | 4,222 |
| Pre-tax net operating income | $105,000 | 5,270 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $105,000 | 5,191 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $105,000 | 5,193 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $105,000 | 5,193 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $105,000 | 5,089 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 5,791 |
| Total interest expense | $450,000 | 5,315 |
| Net interest income | $2,071,000 | 5,810 |
| Provision for loan and lease losses | $267,000 | 3,553 |
| Total noninterest income | $-1,290,000 | 7,037 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $133,000 | 4,977 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,423,000 | 7,022 |
| Total noninterest expense | $3,604,000 | 4,304 |
| Salaries and employee benefits | $1,619,000 | 4,663 |
| Premises and equipment expense | $259,000 | 5,266 |
| Additional noninterest expense | $1,726,000 | 3,448 |
| Pre-tax net operating income | $-3,090,000 | 6,880 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,090,000 | 6,897 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,090,000 | 6,896 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,090,000 | 6,896 |
| Net charge-offs | $271,000 | 3,432 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $19,081,000 | 20 |
| Net operating income | $-3,090,000 | 6,881 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 5,979 |
| Total interest expense | $349,000 | 5,384 |
| Net interest income | $1,445,000 | 6,001 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $-964,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $102,000 | 5,015 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,066,000 | 7,125 |
| Total noninterest expense | $2,480,000 | 4,531 |
| Salaries and employee benefits | $1,133,000 | 4,847 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $1,156,000 | 3,746 |
| Pre-tax net operating income | $-1,999,000 | 6,972 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,999,000 | 6,995 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,999,000 | 6,992 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,999,000 | 6,994 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $19,000,000 | 16 |
| Net operating income | $-1,999,000 | 6,977 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 6,028 |
| Total interest expense | $243,000 | 5,399 |
| Net interest income | $951,000 | 6,079 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-35,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $71,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-106,000 | 7,013 |
| Total noninterest expense | $1,602,000 | 4,639 |
| Salaries and employee benefits | $743,000 | 4,924 |
| Premises and equipment expense | $121,000 | 5,484 |
| Additional noninterest expense | $738,000 | 3,852 |
| Pre-tax net operating income | $-686,000 | 6,888 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-686,000 | 6,929 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-686,000 | 6,928 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-686,000 | 6,929 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-686,000 | 6,902 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 6,042 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $488,000 | 6,080 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-133,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-169,000 | 7,193 |
| Total noninterest expense | $803,000 | 4,647 |
| Salaries and employee benefits | $386,000 | 4,864 |
| Premises and equipment expense | $56,000 | 5,641 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $-448,000 | 7,018 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-448,000 | 7,052 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-448,000 | 7,051 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-448,000 | 7,052 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-448,000 | 7,027 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 6,090 |
| Total interest expense | $556,000 | 5,659 |
| Net interest income | $1,951,000 | 6,128 |
| Provision for loan and lease losses | $1,057,000 | 2,339 |
| Total noninterest income | $218,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $175,000 | 4,620 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $43,000 | 6,018 |
| Total noninterest expense | $3,999,000 | 4,118 |
| Salaries and employee benefits | $1,841,000 | 4,373 |
| Premises and equipment expense | $290,000 | 5,309 |
| Additional noninterest expense | $1,868,000 | 3,323 |
| Pre-tax net operating income | $-2,887,000 | 6,903 |
| Securities gains (losses) | $50,000 | 2,589 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,837,000 | 6,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,837,000 | 6,935 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,837,000 | 6,935 |
| Net charge-offs | $886,000 | 2,511 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $481,000 | 423 |
| Net operating income | $-2,887,000 | 6,924 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 6,112 |
| Total interest expense | $432,000 | 5,699 |
| Net interest income | $1,484,000 | 6,144 |
| Provision for loan and lease losses | $857,000 | 2,174 |
| Total noninterest income | $262,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $135,000 | 4,589 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $127,000 | 4,782 |
| Total noninterest expense | $3,050,000 | 4,068 |
| Salaries and employee benefits | $1,359,000 | 4,426 |
| Premises and equipment expense | $224,000 | 5,284 |
| Additional noninterest expense | $1,467,000 | 3,216 |
| Pre-tax net operating income | $-2,161,000 | 7,019 |
| Securities gains (losses) | $50,000 | 2,333 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,111,000 | 7,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,111,000 | 7,073 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,111,000 | 7,073 |
| Net charge-offs | $641,000 | 2,394 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 448 |
| Net operating income | $-2,161,000 | 7,059 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 6,039 |
| Total interest expense | $305,000 | 5,708 |
| Net interest income | $1,062,000 | 6,048 |
| Provision for loan and lease losses | $484,000 | 2,362 |
| Total noninterest income | $136,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $90,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $2,162,000 | 3,964 |
| Salaries and employee benefits | $946,000 | 4,341 |
| Premises and equipment expense | $153,000 | 5,277 |
| Additional noninterest expense | $1,063,000 | 3,049 |
| Pre-tax net operating income | $-1,448,000 | 7,087 |
| Securities gains (losses) | $50,000 | 1,598 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,398,000 | 7,113 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,398,000 | 7,114 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,398,000 | 7,114 |
| Net charge-offs | $179,000 | 3,228 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 309 |
| Net operating income | $-1,448,000 | 7,118 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 5,980 |
| Total interest expense | $160,000 | 5,722 |
| Net interest income | $564,000 | 5,953 |
| Provision for loan and lease losses | $484,000 | 1,453 |
| Total noninterest income | $19,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $47,000 | 4,460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-28,000 | 7,250 |
| Total noninterest expense | $1,111,000 | 3,910 |
| Salaries and employee benefits | $492,000 | 4,278 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $544,000 | 2,976 |
| Pre-tax net operating income | $-1,012,000 | 7,275 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,012,000 | 7,295 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,012,000 | 7,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,012,000 | 7,296 |
| Net charge-offs | $93,000 | 2,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,012,000 | 7,294 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 6,153 |
| Total interest expense | $967,000 | 5,303 |
| Net interest income | $1,852,000 | 6,379 |
| Provision for loan and lease losses | $1,706,000 | 2,288 |
| Total noninterest income | $-1,517,000 | 7,576 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 4,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,708,000 | 7,551 |
| Total noninterest expense | $4,337,000 | 3,987 |
| Salaries and employee benefits | $1,733,000 | 4,627 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $2,305,000 | 2,873 |
| Pre-tax net operating income | $-5,708,000 | 7,158 |
| Securities gains (losses) | $-11,000 | 7,037 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,719,000 | 7,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,719,000 | 7,222 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,719,000 | 7,222 |
| Net charge-offs | $2,334,000 | 1,706 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,337,000 | 133 |
| Net operating income | $-5,708,000 | 7,197 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 6,259 |
| Total interest expense | $769,000 | 5,327 |
| Net interest income | $1,355,000 | 6,514 |
| Provision for loan and lease losses | $898,000 | 2,687 |
| Total noninterest income | $-445,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $141,000 | 4,593 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-586,000 | 7,595 |
| Total noninterest expense | $2,912,000 | 4,314 |
| Salaries and employee benefits | $1,205,000 | 4,903 |
| Premises and equipment expense | $232,000 | 5,410 |
| Additional noninterest expense | $1,475,000 | 3,274 |
| Pre-tax net operating income | $-2,900,000 | 7,187 |
| Securities gains (losses) | $-11,000 | 7,213 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,911,000 | 7,263 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,911,000 | 7,263 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,911,000 | 7,263 |
| Net charge-offs | $1,804,000 | 1,604 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,203,000 | 106 |
| Net operating income | $-2,900,000 | 7,236 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 6,330 |
| Total interest expense | $537,000 | 5,307 |
| Net interest income | $852,000 | 6,646 |
| Provision for loan and lease losses | $464,000 | 2,960 |
| Total noninterest income | $-50,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $92,000 | 4,638 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-142,000 | 7,566 |
| Total noninterest expense | $1,804,000 | 4,536 |
| Salaries and employee benefits | $722,000 | 5,214 |
| Premises and equipment expense | $145,000 | 5,586 |
| Additional noninterest expense | $937,000 | 3,380 |
| Pre-tax net operating income | $-1,466,000 | 7,155 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,466,000 | 7,231 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,466,000 | 7,230 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,466,000 | 7,231 |
| Net charge-offs | $1,069,000 | 1,652 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,203,000 | 72 |
| Net operating income | $-1,466,000 | 7,222 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,419 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $425,000 | 6,710 |
| Provision for loan and lease losses | $365,000 | 2,177 |
| Total noninterest income | $-76,000 | 7,784 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-119,000 | 7,756 |
| Total noninterest expense | $851,000 | 4,741 |
| Salaries and employee benefits | $329,000 | 5,546 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $451,000 | 3,462 |
| Pre-tax net operating income | $-867,000 | 7,371 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-867,000 | 7,432 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-867,000 | 7,432 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-867,000 | 7,433 |
| Net charge-offs | $845,000 | 1,165 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,203,000 | 42 |
| Net operating income | $-867,000 | 7,417 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 6,090 |
| Total interest expense | $1,733,000 | 4,820 |
| Net interest income | $1,674,000 | 6,704 |
| Provision for loan and lease losses | $4,231,000 | 1,609 |
| Total noninterest income | $355,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $203,000 | 4,632 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $152,000 | 5,072 |
| Total noninterest expense | $3,168,000 | 5,023 |
| Salaries and employee benefits | $1,254,000 | 5,725 |
| Premises and equipment expense | $313,000 | 5,545 |
| Additional noninterest expense | $1,601,000 | 3,905 |
| Pre-tax net operating income | $-5,370,000 | 7,207 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,370,000 | 7,296 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,370,000 | 7,296 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,370,000 | 7,296 |
| Net charge-offs | $3,493,000 | 1,458 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 133 |
| Net operating income | $-5,370,000 | 7,315 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 6,054 |
| Total interest expense | $1,275,000 | 5,006 |
| Net interest income | $1,386,000 | 6,549 |
| Provision for loan and lease losses | $2,830,000 | 1,534 |
| Total noninterest income | $243,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $154,000 | 4,631 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $89,000 | 5,552 |
| Total noninterest expense | $1,979,000 | 5,545 |
| Salaries and employee benefits | $947,000 | 5,726 |
| Premises and equipment expense | $241,000 | 5,546 |
| Additional noninterest expense | $791,000 | 5,091 |
| Pre-tax net operating income | $-3,180,000 | 7,321 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,180,000 | 7,398 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,180,000 | 7,398 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,180,000 | 7,398 |
| Net charge-offs | $2,302,000 | 1,392 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 404 |
| Net operating income | $-3,180,000 | 7,396 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 6,033 |
| Total interest expense | $880,000 | 5,041 |
| Net interest income | $961,000 | 6,477 |
| Provision for loan and lease losses | $1,838,000 | 1,474 |
| Total noninterest income | $245,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $148,000 | 4,151 |
| Total noninterest expense | $1,259,000 | 5,720 |
| Salaries and employee benefits | $632,000 | 5,795 |
| Premises and equipment expense | $158,000 | 5,625 |
| Additional noninterest expense | $469,000 | 5,418 |
| Pre-tax net operating income | $-1,891,000 | 7,359 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,891,000 | 7,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,891,000 | 7,447 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,891,000 | 7,446 |
| Net charge-offs | $1,421,000 | 1,378 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 328 |
| Net operating income | $-1,891,000 | 7,447 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 6,048 |
| Total interest expense | $449,000 | 5,100 |
| Net interest income | $484,000 | 6,474 |
| Provision for loan and lease losses | $844,000 | 1,306 |
| Total noninterest income | $84,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $616,000 | 5,736 |
| Salaries and employee benefits | $326,000 | 5,759 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $212,000 | 5,449 |
| Pre-tax net operating income | $-892,000 | 7,591 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-892,000 | 7,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-892,000 | 7,668 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-892,000 | 7,668 |
| Net charge-offs | $760,000 | 1,101 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 199 |
| Net operating income | $-892,000 | 7,666 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 6,118 |
| Total interest expense | $1,860,000 | 5,485 |
| Net interest income | $1,947,000 | 6,474 |
| Provision for loan and lease losses | $681,000 | 3,287 |
| Total noninterest income | $-264,000 | 8,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 5,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-421,000 | 8,209 |
| Total noninterest expense | $2,618,000 | 5,527 |
| Salaries and employee benefits | $1,361,000 | 5,613 |
| Premises and equipment expense | $315,000 | 5,671 |
| Additional noninterest expense | $942,000 | 5,008 |
| Pre-tax net operating income | $-1,616,000 | 7,240 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,602,000 | 7,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,602,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,616,000 | 7,346 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 6,173 |
| Total interest expense | $1,415,000 | 5,588 |
| Net interest income | $1,460,000 | 6,529 |
| Provision for loan and lease losses | $446,000 | 2,931 |
| Total noninterest income | $206,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 5,713 |
| Total noninterest expense | $1,927,000 | 5,568 |
| Salaries and employee benefits | $1,011,000 | 5,654 |
| Premises and equipment expense | $236,000 | 5,701 |
| Additional noninterest expense | $680,000 | 5,041 |
| Pre-tax net operating income | $-707,000 | 7,382 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-693,000 | 7,334 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-693,000 | 7,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-707,000 | 7,466 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 6,215 |
| Total interest expense | $963,000 | 5,676 |
| Net interest income | $968,000 | 6,552 |
| Provision for loan and lease losses | $84,000 | 4,545 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $90,000 | 5,223 |
| Total noninterest expense | $1,263,000 | 5,649 |
| Salaries and employee benefits | $673,000 | 5,710 |
| Premises and equipment expense | $151,000 | 5,813 |
| Additional noninterest expense | $439,000 | 5,139 |
| Pre-tax net operating income | $-221,000 | 7,348 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-207,000 | 7,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-207,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,196 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-221,000 | 7,414 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 6,312 |
| Total interest expense | $486,000 | 5,829 |
| Net interest income | $475,000 | 6,621 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $620,000 | 5,720 |
| Salaries and employee benefits | $324,000 | 5,873 |
| Premises and equipment expense | $76,000 | 5,856 |
| Additional noninterest expense | $220,000 | 5,078 |
| Pre-tax net operating income | $-144,000 | 7,655 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-144,000 | 7,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-144,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-144,000 | 7,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 6,305 |
| Total interest expense | $1,876,000 | 5,963 |
| Net interest income | $1,969,000 | 6,537 |
| Provision for loan and lease losses | $611,000 | 2,020 |
| Total noninterest income | $204,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $75,000 | 6,371 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $129,000 | 5,824 |
| Total noninterest expense | $2,164,000 | 6,004 |
| Salaries and employee benefits | $1,133,000 | 6,146 |
| Premises and equipment expense | $278,000 | 5,964 |
| Additional noninterest expense | $753,000 | 5,537 |
| Pre-tax net operating income | $-602,000 | 7,871 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-602,000 | 7,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-602,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 1,346 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 451 |
| Net operating income | $-602,000 | 7,938 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 6,372 |
| Total interest expense | $1,370,000 | 6,055 |
| Net interest income | $1,485,000 | 6,559 |
| Provision for loan and lease losses | $123,000 | 3,826 |
| Total noninterest income | $147,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,907 |
| Total noninterest expense | $1,577,000 | 6,069 |
| Salaries and employee benefits | $839,000 | 6,167 |
| Premises and equipment expense | $205,000 | 6,016 |
| Additional noninterest expense | $533,000 | 5,647 |
| Pre-tax net operating income | $-68,000 | 7,765 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-68,000 | 7,812 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-68,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,850 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 331 |
| Net operating income | $-68,000 | 7,793 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 6,426 |
| Total interest expense | $890,000 | 6,133 |
| Net interest income | $991,000 | 6,609 |
| Provision for loan and lease losses | $28,000 | 5,075 |
| Total noninterest income | $115,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,021,000 | 6,196 |
| Salaries and employee benefits | $550,000 | 6,271 |
| Premises and equipment expense | $136,000 | 6,064 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $57,000 | 7,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $57,000 | 7,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 256 |
| Net operating income | $57,000 | 7,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 6,530 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $471,000 | 6,747 |
| Provision for loan and lease losses | $-23,000 | 8,474 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $507,000 | 6,249 |
| Salaries and employee benefits | $277,000 | 6,289 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $161,000 | 5,913 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 146 |
| Net operating income | $59,000 | 7,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 6,651 |
| Total interest expense | $1,342,000 | 6,346 |
| Net interest income | $1,825,000 | 6,773 |
| Provision for loan and lease losses | $205,000 | 3,480 |
| Total noninterest income | $282,000 | 6,299 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $224,000 | 4,902 |
| Total noninterest expense | $1,712,000 | 6,564 |
| Salaries and employee benefits | $886,000 | 6,698 |
| Premises and equipment expense | $246,000 | 6,257 |
| Additional noninterest expense | $580,000 | 6,146 |
| Pre-tax net operating income | $190,000 | 7,439 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $190,000 | 7,317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $190,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $190,000 | 7,312 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 6,789 |
| Total interest expense | $922,000 | 6,513 |
| Net interest income | $1,358,000 | 6,872 |
| Provision for loan and lease losses | $128,000 | 3,730 |
| Total noninterest income | $176,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $41,000 | 6,910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 5,319 |
| Total noninterest expense | $1,265,000 | 6,625 |
| Salaries and employee benefits | $657,000 | 6,718 |
| Premises and equipment expense | $181,000 | 6,328 |
| Additional noninterest expense | $427,000 | 6,214 |
| Pre-tax net operating income | $141,000 | 7,662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $141,000 | 7,524 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $141,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $141,000 | 7,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,858 |
| Total interest expense | $566,000 | 6,612 |
| Net interest income | $906,000 | 6,903 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $833,000 | 6,671 |
| Salaries and employee benefits | $427,000 | 6,818 |
| Premises and equipment expense | $118,000 | 6,392 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $41,000 | 8,000 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $41,000 | 7,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $41,000 | 7,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 7,023 |
| Total interest expense | $259,000 | 6,715 |
| Net interest income | $419,000 | 7,111 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $410,000 | 6,719 |
| Salaries and employee benefits | $206,000 | 6,914 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $145,000 | 6,156 |
| Pre-tax net operating income | $-8,000 | 8,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-8,000 | 8,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-8,000 | 8,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 7,768 |
| Total interest expense | $526,000 | 7,540 |
| Net interest income | $1,113,000 | 7,797 |
| Provision for loan and lease losses | $214,000 | 3,488 |
| Total noninterest income | $55,000 | 8,388 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,394 |
| Total noninterest expense | $1,458,000 | 6,961 |
| Salaries and employee benefits | $799,000 | 6,936 |
| Premises and equipment expense | $227,000 | 6,456 |
| Additional noninterest expense | $432,000 | 6,920 |
| Pre-tax net operating income | $-504,000 | 8,504 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-504,000 | 8,548 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-504,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-504,000 | 8,528 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 8,015 |
| Total interest expense | $314,000 | 7,823 |
| Net interest income | $736,000 | 8,011 |
| Provision for loan and lease losses | $178,000 | 3,228 |
| Total noninterest income | $38,000 | 8,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $1,077,000 | 6,991 |
| Salaries and employee benefits | $602,000 | 6,920 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $308,000 | 7,039 |
| Pre-tax net operating income | $-481,000 | 8,590 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-481,000 | 8,633 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-481,000 | 8,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-481,000 | 8,606 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 8,250 |
| Total interest expense | $166,000 | 8,055 |
| Net interest income | $416,000 | 8,233 |
| Provision for loan and lease losses | $115,000 | 3,168 |
| Total noninterest income | $25,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $690,000 | 7,095 |
| Salaries and employee benefits | $393,000 | 6,964 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $189,000 | 7,206 |
| Pre-tax net operating income | $-364,000 | 8,626 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-364,000 | 8,669 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-364,000 | 8,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-364,000 | 8,642 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,494 |
| Total interest expense | $69,000 | 8,277 |
| Net interest income | $163,000 | 8,529 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $343,000 | 7,145 |
| Salaries and employee benefits | $195,000 | 7,042 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $-234,000 | 8,749 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-234,000 | 8,773 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-234,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-234,000 | 8,754 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,912 |
| Total interest expense | $27,000 | 8,871 |
| Net interest income | $96,000 | 8,915 |
| Provision for loan and lease losses | $92,000 | 5,144 |
| Total noninterest income | $1,000 | 8,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $413,000 | 8,779 |
| Salaries and employee benefits | $250,000 | 8,721 |
| Premises and equipment expense | $50,000 | 8,603 |
| Additional noninterest expense | $113,000 | 8,768 |
| Pre-tax net operating income | $-408,000 | 8,617 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-408,000 | 8,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-408,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $7,530,000 | 160 |
| Net operating income | $-408,000 | 8,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.