American City Bank of Tullahoma

American City Bank of Tullahoma
340 West Lincoln Street
Tullahoma, TN 37388

Concentration:Commercial Lending Specialization
Established:1974-07-01
FDIC Insurance:1974-07-01
FDIC Cert:#21663
Holden By:Clayton Bancorp, Inc
Charter Class:commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:5, ranked #2148
Website:http://www.americancitybank.com
Total Assets:$260,640,000, ranked #2466
Total Deposits:$208,314,000, ranked #2577
Total Equity Capital:$45,005,000, ranked #1636
Total Domestic Office Deposits:$208,314,000, ranked #2576
Net Income:$2,979,000, ranked #1070
Quarterly Net Income:$1,659,000, ranked #1015
Return on Assets:2%, ranked #148
Quarterly Return on Assets:3%, ranked #86
Return on Equity:14%, ranked #875
Quarterly Return on Equity:15%, ranked #785

Historical Financial Information

2014-06-30Rank
# of Employees:662,266
Assets and Liabilities
Total Assets:$260,640,0002,466
Cash and due from depository institutions$10,851,0002,266
Interest-bearing balances$4,990,0003,869
Securities$21,551,0004,314
Federal funds sold & reverse repurchase agreements$3,599,000959
Net loans & leases$204,943,0002,029
Loan loss allowance$2,399,0002,505
Trading account assets$0246
Bank premises and fixed assets$4,834,0002,279
Other real estate owned$3,856,0002,266
Goodwill and other intangibles$8,476,000538
All other assets$2,530,0004,118
Life insurance assets$436,0003,535
Total liabilities and capital$260,640,0002,466
Total liabilities$215,635,0002,630
Total deposits$208,314,0002,577
Interest-bearing deposits$168,255,0002,558
Deposits held in domestic offices$208,314,0002,576
% insured83.03%3,962
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$6,155,0002,240
Subordinated debt$0135
All other liabilities$1,166,0002,791
Total equity capital$45,005,0001,636
Total bank equity capital$45,005,0001,636
Perpetual preferred stock$0199
Common stock$362,0003,598
Surplus$23,165,0001,317
Undivided profits$21,478,0001,773
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$5,135,0001,270
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$1,151,0002,270
Earning assets$235,083,0002,514
Long-term assets (5+ years)$32,332,0004,211
Average Assets, year-to-date$263,060,0002,428
Average Assets, quarterly$260,061,5002,468
Volatile liabilities$7,130,0003,685
Insider loans$3,949,0001,519
FHLB advances$6,155,0002,155
Loans and leases held for sale$01,950
Unused loan commitments$33,794,0001,947
Tier 1 (core) risk-based capital$36,000,0001,926
Tier 2 risk-based capital$2,399,0002,062
Total risk weighted assets$214,872,0002,027
Total unused commitments$33,794,0001,947
Derivatives$01,413
2014-03-31Rank
# of Employees:682,191
Assets and Liabilities
Total Assets:$259,483,0002,485
Cash and due from depository institutions$12,040,0002,191
Interest-bearing balances$6,950,0003,653
Securities$21,598,0004,330
Federal funds sold & reverse repurchase agreements$5,977,000800
Net loans & leases$200,108,0002,037
Loan loss allowance$2,633,0002,363
Trading account assets$0247
Bank premises and fixed assets$4,874,0002,278
Other real estate owned$4,004,0002,191
Goodwill and other intangibles$8,482,000538
All other assets$2,400,0004,249
Life insurance assets$435,0003,528
Total liabilities and capital$259,482,0002,485
Total liabilities$216,268,0002,636
Total deposits$207,046,0002,614
Interest-bearing deposits$168,778,0002,578
Deposits held in domestic offices$207,046,0002,614
% insured81.87%4,296
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$8,156,0001,848
Subordinated debt$0134
All other liabilities$1,066,0002,885
Total equity capital$43,214,0001,670
Total bank equity capital$43,214,0001,670
Perpetual preferred stock$0201
Common stock$362,0003,636
Surplus$23,165,0001,325
Undivided profits$19,687,0001,848
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$5,776,0001,208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$1,091,0002,328
Earning assets$234,633,0002,524
Long-term assets (5+ years)$31,330,0004,261
Average Assets, year-to-date$264,270,0002,423
Average Assets, quarterly$264,270,0002,423
Volatile liabilities$10,903,0002,861
Insider loans$3,183,0001,834
FHLB advances$8,156,0001,788
Loans and leases held for sale$01,833
Unused loan commitments$30,311,0002,111
Tier 1 (core) risk-based capital$34,334,0001,998
Tier 2 risk-based capital$2,620,0001,905
Total risk weighted assets$209,535,0002,054
Total unused commitments$30,311,0002,111
Derivatives$01,405
2013-12-31Rank
# of Employees:712,121
Assets and Liabilities
Total Assets:$269,057,0002,390
Cash and due from depository institutions$19,351,0002,121
Interest-bearing balances$14,956,0002,143
Securities$20,391,0004,431
Federal funds sold & reverse repurchase agreements$3,198,0001,127
Net loans & leases$206,436,0001,984
Loan loss allowance$2,645,0002,364
Trading account assets$0247
Bank premises and fixed assets$4,906,0002,269
Other real estate owned$3,634,0002,121
Goodwill and other intangibles$8,489,000536
All other assets$2,652,0004,168
Life insurance assets$433,0003,530
Total liabilities and capital$269,057,0002,390
Total liabilities$227,272,0002,524
Total deposits$209,556,0002,567
Interest-bearing deposits$173,544,0002,517
Deposits held in domestic offices$209,556,0002,567
% insured81.77%4,331
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$14,658,0001,407
Subordinated debt$0136
All other liabilities$3,058,0001,423
Total equity capital$41,785,0001,693
Total bank equity capital$41,785,0001,693
Perpetual preferred stock$0206
Common stock$362,0003,678
Surplus$23,165,0001,326
Undivided profits$18,258,0001,929
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$8,002,000934
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$1,149,0002,309
Earning assets$244,981,0002,401
Long-term assets (5+ years)$30,448,0004,316
Average Assets, year-to-date$251,960,0002,512
Average Assets, quarterly$266,746,5002,392
Volatile liabilities$16,929,0002,184
Insider loans$4,480,0001,369
FHLB advances$14,658,0001,352
Loans and leases held for sale$01,902
Unused loan commitments$28,874,0002,121
Tier 1 (core) risk-based capital$33,007,0002,045
Tier 2 risk-based capital$2,645,0001,877
Total risk weighted assets$214,609,0002,004
Total unused commitments$28,874,0002,121
Derivatives$01,395
2013-09-30Rank
# of Employees:742,065
Assets and Liabilities
Total Assets:$264,436,0002,417
Cash and due from depository institutions$20,337,0002,065
Interest-bearing balances$15,804,0002,066
Securities$21,100,0004,401
Federal funds sold & reverse repurchase agreements$1,774,0001,552
Net loans & leases$201,977,0001,990
Loan loss allowance$2,935,0002,243
Trading account assets$0248
Bank premises and fixed assets$4,946,0002,261
Other real estate owned$3,307,0002,065
Goodwill and other intangibles$8,591,000530
All other assets$2,404,0004,364
Life insurance assets$431,0003,505
Total liabilities and capital$264,436,0002,417
Total liabilities$222,424,0002,563
Total deposits$203,917,0002,626
Interest-bearing deposits$162,933,0002,646
Deposits held in domestic offices$203,917,0002,625
% insured85.04%3,788
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$17,660,0001,210
Subordinated debt$0150
All other liabilities$847,0003,471
Total equity capital$42,012,0001,684
Total bank equity capital$42,012,0001,683
Perpetual preferred stock$0217
Common stock$362,0003,720
Surplus$23,165,0001,335
Undivided profits$18,485,0001,913
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$8,655,000947
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,128,0002,449
Earning assets$240,655,0002,437
Long-term assets (5+ years)$32,981,0004,180
Average Assets, year-to-date$247,685,7502,565
Average Assets, quarterly$254,249,5002,510
Volatile liabilities$8,193,0003,504
Insider loans$3,001,0001,913
FHLB advances$17,660,0001,151
Loans and leases held for sale$02,008
Unused loan commitments$28,627,0002,127
Tier 1 (core) risk-based capital$33,099,0002,045
Tier 2 risk-based capital$2,641,0001,867
Total risk weighted assets$210,200,0002,013
Total unused commitments$28,627,0002,127
Derivatives$01,430
2013-06-30Rank
# of Employees:752,039
Assets and Liabilities
Total Assets:$244,063,0002,612
Cash and due from depository institutions$22,381,0002,039
Interest-bearing balances$17,670,0002,004
Securities$21,981,0004,323
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$181,682,0002,178
Loan loss allowance$2,813,0002,344
Trading account assets$0250
Bank premises and fixed assets$4,233,0002,580
Other real estate owned$2,875,0002,039
Goodwill and other intangibles$8,617,000530
All other assets$2,294,0004,419
Life insurance assets$429,0003,489
Total liabilities and capital$244,063,0002,612
Total liabilities$203,598,0002,748
Total deposits$178,528,0002,901
Interest-bearing deposits$147,853,0002,889
Deposits held in domestic offices$178,528,0002,900
% insured76.28%5,622
Federal funds purchased & repurchase agreements$6,063,0001,056
Trading liabilities$0154
Other borrowed funds$18,162,0001,172
Subordinated debt$0152
All other liabilities$845,0003,372
Total equity capital$40,465,0001,728
Total bank equity capital$40,465,0001,728
Perpetual preferred stock$0228
Common stock$362,0003,749
Surplus$23,165,0001,333
Undivided profits$16,938,0002,039
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$3,274,0002,174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$1,075,0002,495
Earning assets$221,333,0002,618
Long-term assets (5+ years)$30,683,0004,281
Average Assets, year-to-date$242,102,3302,633
Average Assets, quarterly$246,130,0002,595
Volatile liabilities$19,327,0002,012
Insider loans$2,938,0001,961
FHLB advances$18,162,0001,119
Loans and leases held for sale$02,138
Unused loan commitments$21,366,0002,589
Tier 1 (core) risk-based capital$31,419,0002,121
Tier 2 risk-based capital$2,278,0002,153
Total risk weighted assets$186,834,0002,246
Total unused commitments$21,366,0002,589
Derivatives$01,417
2013-03-31Rank
# of Employees:702,175
Assets and Liabilities
Total Assets:$248,197,0002,603
Cash and due from depository institutions$23,265,0002,175
Interest-bearing balances$20,039,0002,149
Securities$25,075,0004,088
Federal funds sold & reverse repurchase agreements$5,064,0001,168
Net loans & leases$176,063,0002,218
Loan loss allowance$2,990,0002,283
Trading account assets$0242
Bank premises and fixed assets$4,269,0002,569
Other real estate owned$2,939,0002,175
Goodwill and other intangibles$8,712,000525
All other assets$2,810,0004,052
Life insurance assets$427,0003,477
Total liabilities and capital$248,197,0002,603
Total liabilities$208,532,0002,739
Total deposits$189,872,0002,834
Interest-bearing deposits$160,158,0002,735
Deposits held in domestic offices$189,872,0002,834
% insured74.77%5,858
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$16,163,0001,197
Subordinated debt$0155
All other liabilities$2,497,0001,736
Total equity capital$39,665,0001,807
Total bank equity capital$39,665,0001,807
Perpetual preferred stock$0239
Common stock$362,0003,795
Surplus$23,165,0001,340
Undivided profits$16,138,0002,219
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$1,757,0003,172
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$1,222,0002,155
Earning assets$226,241,0002,614
Long-term assets (5+ years)$32,004,0004,175
Average Assets, year-to-date$241,122,0002,661
Average Assets, quarterly$241,122,0002,661
Volatile liabilities$22,461,0001,771
Insider loans$2,944,0001,950
FHLB advances$16,163,0001,136
Loans and leases held for sale$02,154
Unused loan commitments$18,261,0002,832
Tier 1 (core) risk-based capital$30,130,0002,192
Tier 2 risk-based capital$2,357,0002,092
Total risk weighted assets$187,903,0002,231
Total unused commitments$18,261,0002,832
Derivatives$01,405
2012-12-31Rank
# of Employees:592,552
Assets and Liabilities
Total Assets:$234,047,0002,740
Cash and due from depository institutions$8,423,0002,552
Interest-bearing balances$2,431,0005,265
Securities$27,255,0003,871
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$179,092,0002,197
Loan loss allowance$3,118,0002,209
Trading account assets$0243
Bank premises and fixed assets$4,289,0002,580
Other real estate owned$2,981,0002,552
Goodwill and other intangibles$8,808,000519
All other assets$3,199,0003,843
Life insurance assets$422,0003,455
Total liabilities and capital$234,047,0002,740
Total liabilities$195,398,0002,897
Total deposits$178,284,0002,955
Interest-bearing deposits$145,919,0002,949
Deposits held in domestic offices$178,284,0002,954
% insured80.62%5,798
Federal funds purchased & repurchase agreements$1,227,0001,762
Trading liabilities$0152
Other borrowed funds$13,165,0001,466
Subordinated debt$0159
All other liabilities$2,722,0001,655
Total equity capital$38,649,0001,836
Total bank equity capital$38,649,0001,836
Perpetual preferred stock$0246
Common stock$362,0003,831
Surplus$23,165,0001,340
Undivided profits$15,122,0002,317
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$2,144,0002,946
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$1,218,0002,245
Earning assets$208,778,0002,796
Long-term assets (5+ years)$33,504,0004,024
Average Assets, year-to-date$234,412,8002,686
Average Assets, quarterly$229,952,0002,756
Volatile liabilities$15,626,0002,362
Insider loans$2,324,0002,329
FHLB advances$13,165,0001,398
Loans and leases held for sale$02,229
Unused loan commitments$22,686,0002,424
Tier 1 (core) risk-based capital$28,747,0002,262
Tier 2 risk-based capital$2,359,0002,087
Total risk weighted assets$187,934,0002,238
Total unused commitments$22,686,0002,424
Derivatives$01,366
2012-09-30Rank
# of Employees:522,828
Assets and Liabilities
Total Assets:$225,857,0002,813
Cash and due from depository institutions$5,559,0002,828
Interest-bearing balances$2,422,0005,187
Securities$29,534,0003,748
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$172,865,0002,290
Loan loss allowance$3,366,0002,113
Trading account assets$0231
Bank premises and fixed assets$4,323,0002,587
Other real estate owned$1,755,0002,828
Goodwill and other intangibles$8,906,000519
All other assets$2,915,0004,069
Life insurance assets$420,0003,425
Total liabilities and capital$225,857,0002,813
Total liabilities$186,632,0002,978
Total deposits$167,998,0003,098
Interest-bearing deposits$141,101,0003,033
Deposits held in domestic offices$167,998,0003,097
% insured84.05%5,340
Federal funds purchased & repurchase agreements$4,438,0001,248
Trading liabilities$0150
Other borrowed funds$13,167,0001,500
Subordinated debt$0163
All other liabilities$1,029,0003,346
Total equity capital$39,225,0001,840
Total bank equity capital$39,225,0001,840
Perpetual preferred stock$0250
Common stock$362,0003,891
Surplus$23,165,0001,355
Undivided profits$15,698,0002,304
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$5,593,0001,723
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,184,0002,490
Earning assets$204,821,0002,840
Long-term assets (5+ years)$33,634,0004,016
Average Assets, year-to-date$234,504,2502,707
Average Assets, quarterly$227,630,5002,789
Volatile liabilities$19,380,0002,068
Insider loans$2,338,0002,354
FHLB advances$13,167,0001,429
Loans and leases held for sale$02,256
Unused loan commitments$23,677,0002,346
Tier 1 (core) risk-based capital$29,069,0002,257
Tier 2 risk-based capital$2,197,0002,243
Total risk weighted assets$184,412,0002,283
Total unused commitments$23,677,0002,346
Derivatives$01,366
2012-06-30Rank
# of Employees:512,889
Assets and Liabilities
Total Assets:$229,404,0002,771
Cash and due from depository institutions$6,056,0002,889
Interest-bearing balances$4,996,0004,248
Securities$31,916,0003,613
Federal funds sold & reverse repurchase agreements$1,190,0002,361
Net loans & leases$171,952,0002,296
Loan loss allowance$3,336,0002,156
Trading account assets$0211
Bank premises and fixed assets$4,352,0002,580
Other real estate owned$1,766,0002,889
Goodwill and other intangibles$9,004,000513
All other assets$3,168,0003,911
Life insurance assets$418,0003,412
Total liabilities and capital$229,404,0002,771
Total liabilities$191,407,0002,936
Total deposits$177,282,0002,962
Interest-bearing deposits$151,123,0002,870
Deposits held in domestic offices$177,282,0002,961
% insured83.36%5,599
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$13,169,0001,525
Subordinated debt$0180
All other liabilities$956,0003,332
Total equity capital$37,997,0001,865
Total bank equity capital$37,997,0001,864
Perpetual preferred stock$0254
Common stock$362,0003,932
Surplus$23,165,0001,356
Undivided profits$14,470,0002,396
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$4,791,0001,999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$1,053,0002,616
Earning assets$210,054,0002,768
Long-term assets (5+ years)$33,162,0004,032
Average Assets, year-to-date$237,386,6702,688
Average Assets, quarterly$235,671,5002,715
Volatile liabilities$12,836,0002,830
Insider loans$2,434,0002,299
FHLB advances$13,169,0001,455
Loans and leases held for sale$02,185
Unused loan commitments$23,724,0002,321
Tier 1 (core) risk-based capital$27,860,0002,311
Tier 2 risk-based capital$2,315,0002,140
Total risk weighted assets$184,167,0002,282
Total unused commitments$23,724,0002,321
Derivatives$01,332
2012-03-31Rank
# of Employees:522,850
Assets and Liabilities
Total Assets:$241,939,0002,674
Cash and due from depository institutions$4,623,0002,850
Interest-bearing balances$1,343,0005,778
Securities$30,116,0003,726
Federal funds sold & reverse repurchase agreements$18,153,000341
Net loans & leases$170,333,0002,313
Loan loss allowance$3,472,0002,081
Trading account assets$0215
Bank premises and fixed assets$4,377,0002,591
Other real estate owned$2,067,0002,850
Goodwill and other intangibles$9,102,000520
All other assets$3,168,0003,909
Life insurance assets$416,0003,403
Total liabilities and capital$241,939,0002,674
Total liabilities$205,288,0002,795
Total deposits$191,149,0002,838
Interest-bearing deposits$163,304,0002,726
Deposits held in domestic offices$191,149,0002,837
% insured80.14%6,180
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$13,171,0001,562
Subordinated debt$0185
All other liabilities$968,0003,289
Total equity capital$36,651,0001,912
Total bank equity capital$36,651,0001,912
Perpetual preferred stock$0259
Common stock$362,0003,977
Surplus$23,165,0001,362
Undivided profits$13,124,0002,547
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$4,497,0002,177
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$1,136,0002,413
Earning assets$219,945,0002,673
Long-term assets (5+ years)$34,095,0003,978
Average Assets, year-to-date$241,378,0002,655
Average Assets, quarterly$241,378,0002,655
Volatile liabilities$14,012,0002,672
Insider loans$3,160,0001,920
FHLB advances$13,171,0001,491
Loans and leases held for sale$02,171
Unused loan commitments$18,235,0002,768
Tier 1 (core) risk-based capital$26,441,0002,412
Tier 2 risk-based capital$2,285,0002,173
Total risk weighted assets$181,339,0002,327
Total unused commitments$18,235,0002,768
Derivatives$01,297
2011-12-31Rank
# of Employees:552,730
Assets and Liabilities
Total Assets:$240,817,0002,659
Cash and due from depository institutions$7,367,0002,730
Interest-bearing balances$1,186,0005,658
Securities$28,573,0003,792
Federal funds sold & reverse repurchase agreements$7,325,000838
Net loans & leases$178,833,0002,231
Loan loss allowance$2,277,0002,898
Trading account assets$0205
Bank premises and fixed assets$4,392,0002,574
Other real estate owned$2,037,0002,730
Goodwill and other intangibles$9,200,000517
All other assets$3,090,0004,038
Life insurance assets$414,0003,389
Total liabilities and capital$240,817,0002,659
Total liabilities$205,023,0002,768
Total deposits$190,564,0002,795
Interest-bearing deposits$163,724,0002,701
Deposits held in domestic offices$190,564,0002,794
% insured83.42%5,655
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$13,172,0001,672
Subordinated debt$0193
All other liabilities$1,287,0002,774
Total equity capital$35,794,0001,941
Total bank equity capital$35,794,0001,940
Perpetual preferred stock$0263
Common stock$362,0003,999
Surplus$23,165,0001,368
Undivided profits$12,267,0002,645
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$4,979,0002,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$1,275,0002,291
Earning assets$215,917,0002,694
Long-term assets (5+ years)$28,299,0003,800
Average Assets, year-to-date$237,550,8002,659
Average Assets, quarterly$236,674,0002,698
Volatile liabilities$16,537,0002,546
Insider loans$3,129,0001,944
FHLB advances$13,172,0001,587
Loans and leases held for sale$01,918
Unused loan commitments$12,802,0003,352
Tier 1 (core) risk-based capital$25,470,0002,466
Tier 2 risk-based capital$2,277,0002,193
Total risk weighted assets$183,611,0002,316
Total unused commitments$12,802,0003,353
Derivatives$01,191
2011-09-30Rank
# of Employees:542,782
Assets and Liabilities
Total Assets:$232,531,0002,740
Cash and due from depository institutions$4,805,0002,782
Interest-bearing balances$1,179,0005,602
Securities$30,546,0003,572
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$178,476,0002,250
Loan loss allowance$2,494,0002,753
Trading account assets$0209
Bank premises and fixed assets$4,424,0002,574
Other real estate owned$1,994,0002,782
Goodwill and other intangibles$9,300,000516
All other assets$2,986,0004,141
Life insurance assets$412,0003,377
Total liabilities and capital$232,531,0002,740
Total liabilities$197,000,0002,860
Total deposits$178,239,0002,942
Interest-bearing deposits$156,305,0002,812
Deposits held in domestic offices$178,239,0002,941
% insured86.30%5,131
Federal funds purchased & repurchase agreements$1,671,0001,747
Trading liabilities$0112
Other borrowed funds$16,174,0001,475
Subordinated debt$0206
All other liabilities$916,0003,548
Total equity capital$35,531,0001,966
Total bank equity capital$35,531,0001,964
Perpetual preferred stock$0266
Common stock$362,0004,045
Surplus$23,165,0001,378
Undivided profits$12,004,0002,696
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$4,504,0002,247
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$1,186,0002,531
Earning assets$210,201,0002,760
Long-term assets (5+ years)$29,074,0003,685
Average Assets, year-to-date$236,734,2502,678
Average Assets, quarterly$233,305,0002,721
Volatile liabilities$20,358,0002,210
Insider loans$3,132,0001,962
FHLB advances$16,174,0001,385
Loans and leases held for sale$01,904
Unused loan commitments$21,000,0002,482
Tier 1 (core) risk-based capital$24,958,0002,524
Tier 2 risk-based capital$2,297,0002,182
Total risk weighted assets$183,541,0002,312
Total unused commitments$21,000,0002,486
Derivatives$01,195
2011-06-30Rank
# of Employees:532,860
Assets and Liabilities
Total Assets:$234,079,0002,719
Cash and due from depository institutions$6,641,0002,860
Interest-bearing balances$2,278,0004,983
Securities$33,816,0003,382
Federal funds sold & reverse repurchase agreements$755,0002,964
Net loans & leases$173,998,0002,312
Loan loss allowance$2,174,0003,021
Trading account assets$0213
Bank premises and fixed assets$4,437,0002,578
Other real estate owned$2,053,0002,860
Goodwill and other intangibles$9,401,000523
All other assets$2,978,0004,178
Life insurance assets$406,0003,358
Total liabilities and capital$234,079,0002,719
Total liabilities$198,946,0002,841
Total deposits$184,067,0002,865
Interest-bearing deposits$162,785,0002,748
Deposits held in domestic offices$184,067,0002,864
% insured83.85%5,777
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$14,076,0001,700
Subordinated debt$0212
All other liabilities$803,0003,639
Total equity capital$35,133,0001,950
Total bank equity capital$35,133,0001,949
Perpetual preferred stock$0222
Common stock$362,0004,098
Surplus$23,165,0001,368
Undivided profits$11,606,0002,692
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$3,299,0002,753
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$1,156,0002,527
Earning assets$210,847,0002,750
Long-term assets (5+ years)$35,826,0003,259
Average Assets, year-to-date$238,135,3302,674
Average Assets, quarterly$237,897,0002,688
Volatile liabilities$13,398,0002,965
Insider loans$3,036,0002,047
FHLB advances$14,076,0001,615
Loans and leases held for sale$01,752
Unused loan commitments$21,858,0002,407
Tier 1 (core) risk-based capital$24,547,0002,525
Tier 2 risk-based capital$2,174,0002,294
Total risk weighted assets$181,499,0002,351
Total unused commitments$21,858,0002,411
Derivatives$01,174
2011-03-31Rank
# of Employees:483,091
Assets and Liabilities
Total Assets:$241,715,0002,668
Cash and due from depository institutions$3,869,0003,091
Interest-bearing balances$617,0005,918
Securities$33,138,0003,403
Federal funds sold & reverse repurchase agreements$9,102,000897
Net loans & leases$176,371,0002,299
Loan loss allowance$3,798,0001,983
Trading account assets$0208
Bank premises and fixed assets$4,454,0002,604
Other real estate owned$2,090,0003,091
Goodwill and other intangibles$9,501,000525
All other assets$3,190,0004,094
Life insurance assets$404,0003,369
Total liabilities and capital$241,715,0002,668
Total liabilities$207,114,0002,775
Total deposits$193,407,0002,779
Interest-bearing deposits$171,279,0002,662
Deposits held in domestic offices$193,407,0002,777
% insured75.92%6,832
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$13,078,0001,784
Subordinated debt$0214
All other liabilities$629,0004,037
Total equity capital$34,601,0001,937
Total bank equity capital$34,601,0001,936
Perpetual preferred stock$0224
Common stock$362,0004,139
Surplus$23,165,0001,377
Undivided profits$11,074,0002,687
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$5,717,0002,027
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$1,171,0002,496
Earning assets$219,228,0002,686
Long-term assets (5+ years)$38,957,0003,024
Average Assets, year-to-date$240,163,5002,663
Average Assets, quarterly$240,163,5002,663
Volatile liabilities$23,641,0002,048
Insider loans$3,438,0001,891
FHLB advances$13,078,0001,692
Loans and leases held for sale$01,676
Unused loan commitments$22,014,0002,434
Tier 1 (core) risk-based capital$23,737,0002,591
Tier 2 risk-based capital$2,356,0002,153
Total risk weighted assets$187,061,0002,306
Total unused commitments$22,014,0002,435
Derivatives$01,153
2010-12-31Rank
# of Employees:493,076
Assets and Liabilities
Total Assets:$240,001,0002,675
Cash and due from depository institutions$2,631,0003,076
Interest-bearing balances$135,0006,497
Securities$32,448,0003,320
Federal funds sold & reverse repurchase agreements$7,463,0001,031
Net loans & leases$178,140,0002,331
Loan loss allowance$2,468,0002,794
Trading account assets$0207
Bank premises and fixed assets$4,478,0002,616
Other real estate owned$1,749,0003,076
Goodwill and other intangibles$9,601,000525
All other assets$3,491,0003,992
Life insurance assets$497,0003,299
Total liabilities and capital$240,001,0002,675
Total liabilities$204,976,0002,795
Total deposits$188,253,0002,827
Interest-bearing deposits$165,959,0002,748
Deposits held in domestic offices$188,253,0002,825
% insured77.25%6,735
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$15,079,0001,766
Subordinated debt$0220
All other liabilities$1,644,0002,319
Total equity capital$35,025,0001,916
Total bank equity capital$35,025,0001,914
Perpetual preferred stock$0224
Common stock$362,0004,193
Surplus$23,165,0001,372
Undivided profits$11,498,0002,597
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$2,920,0003,018
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,311,0002,321
Earning assets$218,186,0002,678
Long-term assets (5+ years)$36,899,0003,052
Average Assets, year-to-date$230,606,0002,747
Average Assets, quarterly$236,622,5002,710
Volatile liabilities$62,119,0002,097
Insider loans$3,100,0002,111
FHLB advances$15,079,0001,669
Loans and leases held for sale$01,952
Unused loan commitments$16,127,0002,938
Tier 1 (core) risk-based capital$24,432,0002,501
Tier 2 risk-based capital$2,291,0002,231
Total risk weighted assets$183,107,0002,378
Total unused commitments$16,127,0002,938
Derivatives$01,176
2010-09-30Rank
# of Employees:522,956
Assets and Liabilities
Total Assets:$233,244,0002,774
Cash and due from depository institutions$4,202,0002,956
Interest-bearing balances$29,0006,941
Securities$34,940,0003,160
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$174,931,0002,402
Loan loss allowance$2,172,0003,061
Trading account assets$0210
Bank premises and fixed assets$4,494,0002,650
Other real estate owned$1,427,0002,956
Goodwill and other intangibles$9,703,000521
All other assets$3,547,0004,028
Life insurance assets$485,0003,323
Total liabilities and capital$233,244,0002,774
Total liabilities$197,268,0002,926
Total deposits$175,308,0003,027
Interest-bearing deposits$154,480,0002,961
Deposits held in domestic offices$175,308,0003,024
% insured82.04%5,758
Federal funds purchased & repurchase agreements$3,787,0001,468
Trading liabilities$0103
Other borrowed funds$17,081,0001,763
Subordinated debt$0233
All other liabilities$1,092,0003,345
Total equity capital$35,976,0001,910
Total bank equity capital$35,976,0001,908
Perpetual preferred stock$0229
Common stock$362,0004,273
Surplus$23,165,0001,361
Undivided profits$12,449,0002,570
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$1,342,0004,335
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,442,0002,274
Earning assets$209,900,0002,804
Long-term assets (5+ years)$36,536,0003,043
Average Assets, year-to-date$228,257,2502,814
Average Assets, quarterly$230,131,0002,798
Volatile liabilities$64,468,0002,089
Insider loans$3,069,0002,143
FHLB advances$17,081,0001,661
Loans and leases held for sale$01,963
Unused loan commitments$18,359,0002,773
Tier 1 (core) risk-based capital$24,735,0002,502
Tier 2 risk-based capital$2,172,0002,401
Total risk weighted assets$180,069,0002,471
Total unused commitments$18,359,0002,776
Derivatives$01,218
2010-06-30Rank
# of Employees:522,972
Assets and Liabilities
Total Assets:$227,018,0002,865
Cash and due from depository institutions$4,559,0002,972
Interest-bearing balances$16,0007,019
Securities$36,357,0003,063
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$166,545,0002,539
Loan loss allowance$2,068,0003,143
Trading account assets$0210
Bank premises and fixed assets$4,527,0002,657
Other real estate owned$1,733,0002,972
Goodwill and other intangibles$9,806,000516
All other assets$3,491,0004,081
Life insurance assets$483,0003,325
Total liabilities and capital$227,018,0002,865
Total liabilities$191,781,0003,021
Total deposits$176,945,0003,031
Interest-bearing deposits$157,038,0002,942
Deposits held in domestic offices$176,945,0003,028
% insured81.28%6,003
Federal funds purchased & repurchase agreements$709,0002,223
Trading liabilities$0104
Other borrowed funds$13,083,0002,135
Subordinated debt$0241
All other liabilities$1,044,0003,343
Total equity capital$35,237,0001,937
Total bank equity capital$35,237,0001,935
Perpetual preferred stock$0222
Common stock$362,0004,315
Surplus$23,165,0001,357
Undivided profits$11,710,0002,643
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$1,812,0003,909
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$1,367,0002,302
Earning assets$202,918,0002,908
Long-term assets (5+ years)$36,430,0003,015
Average Assets, year-to-date$226,595,0002,854
Average Assets, quarterly$227,883,0002,849
Volatile liabilities$53,584,0002,475
Insider loans$2,914,0002,267
FHLB advances$13,083,0002,044
Loans and leases held for sale$01,852
Unused loan commitments$19,561,0002,679
Tier 1 (core) risk-based capital$23,934,0002,563
Tier 2 risk-based capital$2,068,0002,511
Total risk weighted assets$174,556,0002,586
Total unused commitments$19,561,0002,680
Derivatives$01,168
2010-03-31Rank
# of Employees:562,832
Assets and Liabilities
Total Assets:$228,748,0002,890
Cash and due from depository institutions$2,721,0002,832
Interest-bearing balances$120,0006,508
Securities$36,537,0003,068
Federal funds sold & reverse repurchase agreements$6,134,0001,500
Net loans & leases$163,779,0002,648
Loan loss allowance$2,226,0003,016
Trading account assets$0227
Bank premises and fixed assets$4,438,0002,731
Other real estate owned$1,438,0002,832
Goodwill and other intangibles$9,908,000525
All other assets$3,793,0003,999
Life insurance assets$480,0003,348
Total liabilities and capital$228,748,0002,890
Total liabilities$194,702,0003,037
Total deposits$180,592,0003,019
Interest-bearing deposits$162,455,0002,902
Deposits held in domestic offices$180,592,0003,018
% insured79.97%6,283
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$13,084,0002,256
Subordinated debt$0248
All other liabilities$1,026,0003,349
Total equity capital$34,046,0002,002
Total bank equity capital$34,046,0002,000
Perpetual preferred stock$0220
Common stock$362,0004,383
Surplus$23,165,0001,380
Undivided profits$10,519,0002,835
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$2,180,0003,658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$1,343,0002,431
Earning assets$206,570,0002,924
Long-term assets (5+ years)$38,926,0002,898
Average Assets, year-to-date$226,383,5002,912
Average Assets, quarterly$226,383,5002,912
Volatile liabilities$53,260,0002,577
Insider loans$2,922,0002,339
FHLB advances$13,084,0002,152
Loans and leases held for sale$01,823
Unused loan commitments$15,464,0003,246
Tier 1 (core) risk-based capital$23,081,0002,691
Tier 2 risk-based capital$2,136,0002,508
Total risk weighted assets$170,786,0002,690
Total unused commitments$15,464,0003,248
Derivatives$01,155
2009-12-31Rank
# of Employees:552,915
Assets and Liabilities
Total Assets:$224,019,0002,960
Cash and due from depository institutions$5,177,0002,915
Interest-bearing balances$83,0006,584
Securities$27,564,0003,661
Federal funds sold & reverse repurchase agreements$6,961,0001,226
Net loans & leases$164,869,0002,687
Loan loss allowance$2,045,0003,171
Trading account assets$0224
Bank premises and fixed assets$4,346,0002,818
Other real estate owned$1,246,0002,915
Goodwill and other intangibles$10,010,000522
All other assets$3,846,0004,032
Life insurance assets$479,0003,348
Total liabilities and capital$224,019,0002,960
Total liabilities$190,460,0003,108
Total deposits$176,356,0003,063
Interest-bearing deposits$156,206,0002,983
Deposits held in domestic offices$176,356,0003,062
% insured82.96%5,771
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$13,086,0002,390
Subordinated debt$0258
All other liabilities$1,018,0003,401
Total equity capital$33,559,0002,002
Total bank equity capital$33,559,0002,001
Perpetual preferred stock$0219
Common stock$362,0004,431
Surplus$23,165,0001,384
Undivided profits$10,032,0002,903
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$2,241,0003,570
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$1,562,0002,171
Earning assets$199,477,0003,018
Long-term assets (5+ years)$30,756,0003,362
Average Assets, year-to-date$219,398,4002,953
Average Assets, quarterly$220,886,0002,986
Volatile liabilities$51,457,0002,685
Insider loans$2,970,0002,365
FHLB advances$13,086,0002,283
Loans and leases held for sale$01,814
Unused loan commitments$13,597,0003,516
Tier 1 (core) risk-based capital$22,595,0002,720
Tier 2 risk-based capital$2,045,0002,612
Total risk weighted assets$170,391,0002,754
Total unused commitments$13,597,0003,519
Derivatives$01,139
2009-09-30Rank
# of Employees:533,036
Assets and Liabilities
Total Assets:$217,753,0003,035
Cash and due from depository institutions$3,965,0003,036
Interest-bearing balances$124,0006,278
Securities$28,496,0003,611
Federal funds sold & reverse repurchase agreements$4,118,0002,006
Net loans & leases$161,980,0002,750
Loan loss allowance$2,097,0003,053
Trading account assets$0238
Bank premises and fixed assets$4,279,0002,849
Other real estate owned$1,453,0003,036
Goodwill and other intangibles$10,114,000555
All other assets$3,348,0003,995
Life insurance assets$476,0003,354
Total liabilities and capital$217,753,0003,035
Total liabilities$184,467,0003,181
Total deposits$170,018,0003,147
Interest-bearing deposits$149,912,0003,081
Deposits held in domestic offices$170,018,0003,146
% insured84.82%5,514
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$13,120,0002,496
Subordinated debt$0269
All other liabilities$1,329,0003,160
Total equity capital$33,286,0002,070
Total bank equity capital$33,286,0002,069
Perpetual preferred stock$0212
Common stock$362,0004,490
Surplus$23,165,0001,387
Undivided profits$9,759,0003,050
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,197,0003,018
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$1,588,0002,292
Earning assets$194,718,0003,108
Long-term assets (5+ years)$35,274,0003,028
Average Assets, year-to-date$218,243,2502,987
Average Assets, quarterly$218,353,5003,022
Volatile liabilities$51,681,0002,697
Insider loans$3,046,0002,332
FHLB advances$13,120,0002,375
Loans and leases held for sale$01,823
Unused loan commitments$17,624,0003,108
Tier 1 (core) risk-based capital$22,198,0002,836
Tier 2 risk-based capital$2,069,0002,600
Total risk weighted assets$165,498,0002,849
Total unused commitments$17,624,0003,109
Derivatives$01,183
2009-06-30Rank
# of Employees:523,129
Assets and Liabilities
Total Assets:$218,954,0003,021
Cash and due from depository institutions$7,034,0003,129
Interest-bearing balances$4,975,0002,782
Securities$30,657,0003,401
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$162,902,0002,755
Loan loss allowance$2,345,0002,704
Trading account assets$0240
Bank premises and fixed assets$4,227,0002,925
Other real estate owned$751,0003,129
Goodwill and other intangibles$10,217,000566
All other assets$3,166,0004,106
Life insurance assets$446,0003,413
Total liabilities and capital$218,954,0003,021
Total liabilities$186,566,0003,163
Total deposits$174,830,0003,089
Interest-bearing deposits$155,599,0002,983
Deposits held in domestic offices$174,830,0003,087
% insured72.43%5,606
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$10,154,0002,910
Subordinated debt$0276
All other liabilities$1,582,0002,817
Total equity capital$32,388,0002,098
Total bank equity capital$32,388,0002,096
Perpetual preferred stock$0213
Common stock$362,0004,549
Surplus$23,165,0001,400
Undivided profits$8,861,0003,205
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,751,0003,154
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$1,787,0001,972
Earning assets$198,534,0003,052
Long-term assets (5+ years)$30,316,0003,286
Average Assets, year-to-date$218,406,6702,999
Average Assets, quarterly$221,448,5002,981
Volatile liabilities$51,521,0002,694
Insider loans$3,194,0002,279
FHLB advances$10,154,0002,775
Loans and leases held for sale$01,961
Unused loan commitments$14,536,0003,589
Tier 1 (core) risk-based capital$21,489,0002,930
Tier 2 risk-based capital$2,062,0002,571
Total risk weighted assets$164,650,0002,872
Total unused commitments$14,536,0003,591
Derivatives$01,221
2009-03-31Rank
# of Employees:543,030
Assets and Liabilities
Total Assets:$223,943,0002,968
Cash and due from depository institutions$2,834,0003,030
Interest-bearing balances$155,0005,795
Securities$30,645,0003,415
Federal funds sold & reverse repurchase agreements$11,848,0001,021
Net loans & leases$159,706,0002,819
Loan loss allowance$2,117,0002,850
Trading account assets$0234
Bank premises and fixed assets$4,254,0002,924
Other real estate owned$706,0003,030
Goodwill and other intangibles$10,321,000578
All other assets$3,629,0003,819
Life insurance assets$444,0003,438
Total liabilities and capital$223,942,0002,968
Total liabilities$192,024,0003,098
Total deposits$180,432,0002,999
Interest-bearing deposits$161,456,0002,871
Deposits held in domestic offices$180,432,0002,997
% insured71.65%5,794
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$10,186,0002,974
Subordinated debt$0271
All other liabilities$1,406,0002,992
Total equity capital$31,918,0002,144
Total bank equity capital$31,918,0002,141
Perpetual preferred stock$0193
Common stock$362,0004,574
Surplus$23,165,0001,378
Undivided profits$8,391,0003,375
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$2,357,0003,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,735,0002,049
Earning assets$202,354,0003,027
Long-term assets (5+ years)$26,552,0003,511
Average Assets, year-to-date$218,133,0003,007
Average Assets, quarterly$218,133,0003,007
Volatile liabilities$49,460,0002,780
Insider loans$3,153,0002,331
FHLB advances$10,186,0002,847
Loans and leases held for sale$01,892
Unused loan commitments$15,917,0003,520
Tier 1 (core) risk-based capital$20,910,0003,029
Tier 2 risk-based capital$2,046,0002,577
Total risk weighted assets$163,621,0002,896
Total unused commitments$15,917,0003,521
Derivatives$01,177
2008-12-31Rank
# of Employees:483,389
Assets and Liabilities
Total Assets:$212,323,0003,090
Cash and due from depository institutions$5,262,0003,389
Interest-bearing balances$12,0006,752
Securities$25,160,0003,876
Federal funds sold & reverse repurchase agreements$7,595,0001,303
Net loans & leases$156,049,0002,896
Loan loss allowance$2,012,0002,892
Trading account assets$0236
Bank premises and fixed assets$4,266,0002,942
Other real estate owned$706,0003,389
Goodwill and other intangibles$10,424,000588
All other assets$2,861,0004,382
Life insurance assets$442,0003,453
Total liabilities and capital$212,323,0003,090
Total liabilities$181,167,0003,223
Total deposits$169,523,0003,107
Interest-bearing deposits$148,974,0003,022
Deposits held in domestic offices$169,523,0003,105
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$10,220,0003,147
Subordinated debt$0278
All other liabilities$1,424,0002,945
Total equity capital$31,156,0002,173
Total bank equity capital$31,156,0002,173
Perpetual preferred stock$0141
Common stock$362,0004,604
Surplus$23,165,0001,349
Undivided profits$7,629,0003,552
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,734,0003,521
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,607,0002,362
Earning assets$188,816,0003,173
Long-term assets (5+ years)$19,356,0004,091
Average Assets, year-to-date$197,673,4003,172
Average Assets, quarterly$208,705,0003,111
Volatile liabilities$48,184,0002,831
Insider loans$3,112,0002,387
FHLB advances$10,220,0003,029
Loans and leases held for sale$01,663
Unused loan commitments$15,038,0003,630
Tier 1 (core) risk-based capital$20,348,0003,073
Tier 2 risk-based capital$2,003,0002,602
Total risk weighted assets$160,263,0002,964
Total unused commitments$15,038,0003,633
Derivatives$01,109
2008-09-30Rank
# of Employees:473,481
Assets and Liabilities
Total Assets:$205,087,0003,156
Cash and due from depository institutions$3,118,0003,481
Interest-bearing balances$101,0005,049
Securities$22,469,0004,085
Federal funds sold & reverse repurchase agreements$5,345,0002,147
Net loans & leases$155,529,0002,893
Loan loss allowance$1,549,0003,331
Trading account assets$0251
Bank premises and fixed assets$4,293,0002,910
Other real estate owned$734,0003,481
Goodwill and other intangibles$10,495,000624
All other assets$3,104,0004,259
Life insurance assets$440,0003,476
Total liabilities and capital$205,086,0003,156
Total liabilities$174,343,0003,276
Total deposits$162,632,0003,170
Interest-bearing deposits$142,027,0003,116
Deposits held in domestic offices$162,632,0003,167
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$10,269,0003,173
Subordinated debt$0276
All other liabilities$1,442,0002,989
Total equity capital$30,743,0002,236
Total bank equity capital$30,743,0002,236
Perpetual preferred stock$0110
Common stock$362,0004,645
Surplus$23,165,0001,332
Undivided profits$7,216,0003,737
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,330,0003,661
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$1,694,0002,376
Earning assets$183,444,0003,214
Long-term assets (5+ years)$21,195,0003,872
Average Assets, year-to-date$194,011,0003,229
Average Assets, quarterly$202,008,5003,172
Volatile liabilities$49,975,0002,677
Insider loans$2,428,0002,799
FHLB advances$10,269,0003,047
Loans and leases held for sale$01,623
Unused loan commitments$17,703,0003,467
Tier 1 (core) risk-based capital$20,126,0003,155
Tier 2 risk-based capital$1,549,0003,106
Total risk weighted assets$160,546,0002,957
Total unused commitments$17,703,0003,469
Derivatives$01,077
2008-06-30Rank
# of Employees:463,572
Assets and Liabilities
Total Assets:$198,930,0003,222
Cash and due from depository institutions$5,196,0003,572
Interest-bearing balances$49,0005,681
Securities$21,136,0004,298
Federal funds sold & reverse repurchase agreements$1,034,0004,641
Net loans & leases$151,815,0002,937
Loan loss allowance$1,442,0003,437
Trading account assets$0267
Bank premises and fixed assets$4,341,0002,878
Other real estate owned$549,0003,572
Goodwill and other intangibles$10,904,000624
All other assets$3,955,0003,618
Life insurance assets$434,0003,505
Total liabilities and capital$198,930,0003,222
Total liabilities$168,795,0003,349
Total deposits$157,905,0003,239
Interest-bearing deposits$138,141,0003,161
Deposits held in domestic offices$157,905,0003,236
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$9,400,0003,236
Subordinated debt$0257
All other liabilities$1,490,0002,892
Total equity capital$30,135,0002,284
Total bank equity capital$30,135,0002,284
Perpetual preferred stock$0107
Common stock$362,0004,684
Surplus$23,165,0001,315
Undivided profits$6,608,0003,953
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,105,0003,669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$1,716,0002,246
Earning assets$174,034,0003,345
Long-term assets (5+ years)$20,566,0003,898
Average Assets, year-to-date$190,319,0003,289
Average Assets, quarterly$193,955,0003,274
Volatile liabilities$43,412,0002,952
Insider loans$2,010,0003,119
FHLB advances$9,400,0003,110
Loans and leases held for sale$01,725
Unused loan commitments$19,235,0003,385
Tier 1 (core) risk-based capital$19,350,0003,287
Tier 2 risk-based capital$1,442,0003,227
Total risk weighted assets$157,667,0002,981
Total unused commitments$19,235,0003,388
Derivatives$01,075
2008-03-31Rank
# of Employees:473,517
Assets and Liabilities
Total Assets:$188,980,0003,339
Cash and due from depository institutions$5,585,0003,517
Interest-bearing balances$76,0005,324
Securities$21,990,0004,180
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$142,128,0003,061
Loan loss allowance$1,653,0002,998
Trading account assets$0252
Bank premises and fixed assets$4,369,0002,836
Other real estate owned$734,0003,517
Goodwill and other intangibles$10,983,000640
All other assets$3,191,0004,065
Life insurance assets$434,0003,524
Total liabilities and capital$188,980,0003,339
Total liabilities$159,136,0003,486
Total deposits$154,210,0003,324
Interest-bearing deposits$135,574,0003,235
Deposits held in domestic offices$154,210,0003,321
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$3,517,0004,168
Subordinated debt$0251
All other liabilities$1,409,0003,233
Total equity capital$29,844,0002,361
Total bank equity capital$29,844,0002,361
Perpetual preferred stock$0108
Common stock$362,0004,698
Surplus$23,165,0001,304
Undivided profits$6,317,0004,198
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$529,0004,734
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$1,661,0002,362
Earning assets$164,194,0003,478
Long-term assets (5+ years)$19,941,0003,865
Average Assets, year-to-date$186,013,5003,345
Average Assets, quarterly$186,013,5003,345
Volatile liabilities$37,851,0003,244
Insider loans$1,499,0003,641
FHLB advances$423,0005,036
Loans and leases held for sale$01,797
Unused loan commitments$19,486,0003,409
Tier 1 (core) risk-based capital$18,427,0003,431
Tier 2 risk-based capital$1,653,0002,849
Total risk weighted assets$148,257,0003,098
Total unused commitments$19,486,0003,411
Derivatives$01,109
2007-12-31Rank
# of Employees:394,065
Assets and Liabilities
Total Assets:$183,047,0003,379
Cash and due from depository institutions$5,981,0004,065
Interest-bearing balances$15,0006,096
Securities$29,763,0003,471
Federal funds sold & reverse repurchase agreements$3,112,0003,392
Net loans & leases$125,203,0003,361
Loan loss allowance$1,499,0003,204
Trading account assets$0237
Bank premises and fixed assets$4,388,0002,806
Other real estate owned$517,0004,065
Goodwill and other intangibles$11,062,000630
All other assets$3,021,0004,219
Life insurance assets$434,0003,523
Total liabilities and capital$183,047,0003,379
Total liabilities$154,281,0003,537
Total deposits$152,405,0003,308
Interest-bearing deposits$133,357,0003,250
Deposits held in domestic offices$152,405,0003,306
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$443,0005,178
Subordinated debt$0248
All other liabilities$1,433,0003,164
Total equity capital$28,766,0002,424
Total bank equity capital$28,766,0002,424
Perpetual preferred stock$0111
Common stock$362,0004,724
Surplus$23,165,0001,285
Undivided profits$5,239,0004,571
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$890,0003,522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$1,627,0002,613
Earning assets$158,093,0003,536
Long-term assets (5+ years)$13,459,0004,436
Average Assets, year-to-date$173,589,2003,408
Average Assets, quarterly$176,716,0003,450
Volatile liabilities$38,728,0003,167
Insider loans$1,828,0003,218
FHLB advances$443,0004,933
Loans and leases held for sale$01,738
Unused loan commitments$18,387,0003,543
Tier 1 (core) risk-based capital$17,495,0003,576
Tier 2 risk-based capital$1,499,0003,056
Total risk weighted assets$134,178,0003,324
Total unused commitments$18,387,0003,544
Derivatives$01,052
2007-09-30Rank
# of Employees:413,923
Assets and Liabilities
Total Assets:$170,385,0003,530
Cash and due from depository institutions$4,379,0003,923
Interest-bearing balances$40,0005,455
Securities$28,908,0003,535
Federal funds sold & reverse repurchase agreements$624,0005,375
Net loans & leases$117,464,0003,484
Loan loss allowance$1,434,0003,281
Trading account assets$0244
Bank premises and fixed assets$4,409,0002,760
Other real estate owned$683,0003,923
Goodwill and other intangibles$11,140,000609
All other assets$2,778,0004,494
Life insurance assets$434,0003,490
Total liabilities and capital$170,385,0003,530
Total liabilities$142,499,0003,723
Total deposits$140,672,0003,499
Interest-bearing deposits$120,646,0003,481
Deposits held in domestic offices$140,672,0003,497
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$473,0005,158
Subordinated debt$0244
All other liabilities$1,354,0003,343
Total equity capital$27,886,0002,457
Total bank equity capital$27,886,0002,457
Perpetual preferred stock$0113
Common stock$362,0004,723
Surplus$23,165,0001,256
Undivided profits$4,359,0004,993
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$575,0004,090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$8,0001,079
Income earned, not collected on loans$1,611,0002,797
Earning assets$147,036,0003,720
Long-term assets (5+ years)$12,564,0004,448
Average Assets, year-to-date$171,224,7503,452
Average Assets, quarterly$171,111,5003,493
Volatile liabilities$36,789,0003,254
Insider loans$1,066,0004,188
FHLB advances$473,0004,886
Loans and leases held for sale$01,751
Unused loan commitments$19,426,0003,471
Tier 1 (core) risk-based capital$16,822,0003,701
Tier 2 risk-based capital$1,434,0003,149
Total risk weighted assets$123,222,0003,504
Total unused commitments$19,426,0003,472
Derivatives$01,033
2007-06-30Rank
# of Employees:433,812
Assets and Liabilities
Total Assets:$171,838,0003,502
Cash and due from depository institutions$2,869,0003,812
Interest-bearing balances$66,0005,157
Securities$26,275,0003,763
Federal funds sold & reverse repurchase agreements$9,514,0001,656
Net loans & leases$114,232,0003,542
Loan loss allowance$1,402,0003,332
Trading account assets$0245
Bank premises and fixed assets$4,134,0002,882
Other real estate owned$474,0003,812
Goodwill and other intangibles$11,454,000610
All other assets$2,886,0004,354
Life insurance assets$430,0003,509
Total liabilities and capital$171,839,0003,502
Total liabilities$144,613,0003,670
Total deposits$142,872,0003,454
Interest-bearing deposits$125,936,0003,370
Deposits held in domestic offices$142,872,0003,452
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$502,0005,048
Subordinated debt$0258
All other liabilities$1,239,0003,362
Total equity capital$27,226,0002,484
Total bank equity capital$27,226,0002,484
Perpetual preferred stock$0111
Common stock$362,0004,752
Surplus$23,165,0001,264
Undivided profits$3,699,0005,263
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$979,0002,950
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,0001,086
Income earned, not collected on loans$1,616,0002,609
Earning assets$150,087,0003,637
Long-term assets (5+ years)$9,761,0004,827
Average Assets, year-to-date$171,504,6703,465
Average Assets, quarterly$171,674,5003,488
Volatile liabilities$36,960,0003,223
Insider loans$732,0004,843
FHLB advances$502,0004,793
Loans and leases held for sale$01,802
Unused loan commitments$19,510,0003,447
Tier 1 (core) risk-based capital$16,159,0003,806
Tier 2 risk-based capital$1,402,0003,203
Total risk weighted assets$124,081,0003,470
Total unused commitments$19,510,0003,447
Derivatives$01,067
2007-03-31Rank
# of Employees:404,019
Assets and Liabilities
Total Assets:$171,511,0003,513
Cash and due from depository institutions$3,522,0004,019
Interest-bearing balances$60,0005,298
Securities$24,425,0003,952
Federal funds sold & reverse repurchase agreements$7,682,0002,464
Net loans & leases$117,120,0003,431
Loan loss allowance$1,388,0003,346
Trading account assets$0267
Bank premises and fixed assets$4,026,0002,925
Other real estate owned$402,0004,019
Goodwill and other intangibles$11,564,000598
All other assets$2,770,0004,369
Life insurance assets$428,0003,517
Total liabilities and capital$171,510,0003,513
Total liabilities$144,586,0003,674
Total deposits$142,660,0003,479
Interest-bearing deposits$125,929,0003,368
Deposits held in domestic offices$142,660,0003,477
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$549,0004,987
Subordinated debt$0262
All other liabilities$1,377,0003,186
Total equity capital$26,924,0002,515
Total bank equity capital$26,924,0002,515
Perpetual preferred stock$0113
Common stock$362,0004,763
Surplus$23,165,0001,244
Undivided profits$3,397,0005,507
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$507,0003,981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$1,594,0002,550
Earning assets$149,287,0003,670
Long-term assets (5+ years)$7,666,0005,191
Average Assets, year-to-date$171,338,0003,492
Average Assets, quarterly$171,338,0003,492
Volatile liabilities$37,279,0003,137
Insider loans$1,823,0003,151
FHLB advances$549,0004,762
Loans and leases held for sale$01,800
Unused loan commitments$14,363,0004,085
Tier 1 (core) risk-based capital$15,485,0003,922
Tier 2 risk-based capital$1,388,0003,191
Total risk weighted assets$126,054,0003,416
Total unused commitments$14,363,0004,085
Derivatives$01,065
2006-12-31Rank
# of Employees:413,927
Assets and Liabilities
Total Assets:$171,165,0003,483
Cash and due from depository institutions$5,469,0003,927
Interest-bearing balances$66,0005,208
Securities$27,604,0003,664
Federal funds sold & reverse repurchase agreements$5,554,0002,672
Net loans & leases$113,704,0003,487
Loan loss allowance$1,359,0003,377
Trading account assets$0156
Bank premises and fixed assets$4,053,0002,862
Other real estate owned$402,0003,927
Goodwill and other intangibles$11,673,000582
All other assets$2,706,0004,469
Life insurance assets$426,0003,499
Total liabilities and capital$171,165,0003,483
Total liabilities$144,581,0003,671
Total deposits$135,617,0003,584
Interest-bearing deposits$117,473,0003,499
Deposits held in domestic offices$135,617,0003,581
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$7,560,0002,897
Subordinated debt$0264
All other liabilities$1,404,0003,096
Total equity capital$26,584,0002,487
Total bank equity capital$26,584,0002,487
Perpetual preferred stock$0112
Common stock$362,0004,785
Surplus$23,165,0001,214
Undivided profits$3,057,0005,719
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$361,0004,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$14,0001,032
Income earned, not collected on loans$1,537,0002,725
Earning assets$146,928,0003,673
Long-term assets (5+ years)$7,173,0005,265
Average Assets, year-to-date$160,942,8003,527
Average Assets, quarterly$165,454,5003,545
Volatile liabilities$35,598,0003,354
Insider loans$1,826,0003,130
FHLB advances$7,560,0002,786
Loans and leases held for sale$01,760
Unused loan commitments$16,229,0003,748
Tier 1 (core) risk-based capital$15,095,0003,950
Tier 2 risk-based capital$1,359,0003,231
Total risk weighted assets$124,005,0003,422
Total unused commitments$16,229,0003,748
Derivatives$01,023
2006-09-30Rank
# of Employees:384,184
Assets and Liabilities
Total Assets:$159,744,0003,665
Cash and due from depository institutions$2,940,0004,184
Interest-bearing balances$33,0005,770
Securities$27,768,0003,689
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$110,067,0003,552
Loan loss allowance$1,253,0003,599
Trading account assets$0154
Bank premises and fixed assets$4,086,0002,821
Other real estate owned$407,0004,184
Goodwill and other intangibles$11,783,000579
All other assets$2,693,0004,528
Life insurance assets$425,0003,473
Total liabilities and capital$159,744,0003,665
Total liabilities$133,841,0003,843
Total deposits$131,081,0003,626
Interest-bearing deposits$114,721,0003,524
Deposits held in domestic offices$131,081,0003,623
% insured0.00%1
Federal funds purchased & repurchase agreements$834,0002,914
Trading liabilities$074
Other borrowed funds$588,0005,346
Subordinated debt$0269
All other liabilities$1,338,0003,156
Total equity capital$25,903,0002,524
Total bank equity capital$25,903,0002,524
Perpetual preferred stock$0118
Common stock$362,0004,821
Surplus$23,165,0001,207
Undivided profits$2,376,0006,159
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$551,0003,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$14,0001,067
Income earned, not collected on loans$1,327,0003,100
Earning assets$137,868,0003,832
Long-term assets (5+ years)$8,051,0005,028
Average Assets, year-to-date$158,387,2503,574
Average Assets, quarterly$159,580,0003,632
Volatile liabilities$35,279,0003,366
Insider loans$2,105,0002,862
FHLB advances$588,0005,069
Loans and leases held for sale$01,773
Unused loan commitments$22,722,0003,134
Tier 1 (core) risk-based capital$14,376,0004,086
Tier 2 risk-based capital$1,253,0003,418
Total risk weighted assets$120,023,0003,481
Total unused commitments$22,722,0003,134
Derivatives$01,023
2006-06-30Rank
# of Employees:413,965
Assets and Liabilities
Total Assets:$159,416,0003,626
Cash and due from depository institutions$5,080,0003,965
Interest-bearing balances$34,0005,773
Securities$30,109,0003,494
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$105,245,0003,662
Loan loss allowance$1,265,0003,560
Trading account assets$0157
Bank premises and fixed assets$4,073,0002,789
Other real estate owned$417,0003,965
Goodwill and other intangibles$11,892,000563
All other assets$2,600,0004,529
Life insurance assets$414,0003,454
Total liabilities and capital$159,416,0003,626
Total liabilities$134,546,0003,793
Total deposits$130,212,0003,622
Interest-bearing deposits$111,314,0003,559
Deposits held in domestic offices$130,212,0003,619
% insured0.00%1
Federal funds purchased & repurchase agreements$2,515,0002,255
Trading liabilities$073
Other borrowed funds$616,0005,308
Subordinated debt$0265
All other liabilities$1,203,0003,121
Total equity capital$24,870,0002,533
Total bank equity capital$24,870,0002,533
Perpetual preferred stock$0119
Common stock$362,0004,821
Surplus$23,165,0001,185
Undivided profits$1,343,0006,791
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,136,0002,191
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$15,0001,074
Income earned, not collected on loans$1,336,0002,803
Earning assets$135,388,0003,837
Long-term assets (5+ years)$9,036,0004,769
Average Assets, year-to-date$157,935,0003,588
Average Assets, quarterly$158,935,5003,589
Volatile liabilities$37,037,0003,187
Insider loans$2,120,0002,793
FHLB advances$616,0005,061
Loans and leases held for sale$01,763
Unused loan commitments$16,200,0003,765
Tier 1 (core) risk-based capital$13,618,0004,194
Tier 2 risk-based capital$1,265,0003,379
Total risk weighted assets$114,292,0003,573
Total unused commitments$16,200,0003,765
Derivatives$01,000
2006-03-31Rank
# of Employees:394,111
Assets and Liabilities
Total Assets:$158,455,0003,600
Cash and due from depository institutions$3,947,0004,111
Interest-bearing balances$25,0006,018
Securities$30,686,0003,496
Federal funds sold & reverse repurchase agreements$1,607,0004,559
Net loans & leases$104,503,0003,593
Loan loss allowance$1,169,0003,725
Trading account assets$0154
Bank premises and fixed assets$3,330,0003,211
Other real estate owned$150,0004,111
Goodwill and other intangibles$12,002,000535
All other assets$2,230,0004,800
Life insurance assets$412,0003,417
Total liabilities and capital$158,455,0003,600
Total liabilities$133,274,0003,784
Total deposits$131,353,0003,583
Interest-bearing deposits$113,966,0003,476
Deposits held in domestic offices$131,353,0003,579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$643,0005,203
Subordinated debt$0259
All other liabilities$1,278,0002,999
Total equity capital$25,181,0002,469
Total bank equity capital$25,181,0002,469
Perpetual preferred stock$0120
Common stock$362,0004,815
Surplus$23,165,0001,149
Undivided profits$1,654,0006,576
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$926,0002,506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,167,0002,992
Earning assets$136,821,0003,782
Long-term assets (5+ years)$11,720,0004,302
Average Assets, year-to-date$157,194,5003,596
Average Assets, quarterly$157,194,5003,596
Volatile liabilities$32,310,0003,370
Insider loans$2,319,0002,602
FHLB advances$643,0005,004
Loans and leases held for sale$01,721
Unused loan commitments$15,972,0003,786
Tier 1 (core) risk-based capital$13,575,0004,142
Tier 2 risk-based capital$1,169,0003,523
Total risk weighted assets$115,211,0003,489
Total unused commitments$15,972,0003,786
Derivatives$0990
2005-12-31Rank
# of Employees:394,106
Assets and Liabilities
Total Assets:$155,934,0003,619
Cash and due from depository institutions$5,756,0004,106
Interest-bearing balances$9,0006,464
Securities$26,996,0003,842
Federal funds sold & reverse repurchase agreements$5,864,0002,205
Net loans & leases$99,521,0003,702
Loan loss allowance$1,086,0003,875
Trading account assets$0155
Bank premises and fixed assets$3,356,0003,147
Other real estate owned$150,0004,106
Goodwill and other intangibles$12,111,000521
All other assets$2,180,0004,852
Life insurance assets$0351
Total liabilities and capital$155,934,0003,619
Total liabilities$131,174,0003,810
Total deposits$129,343,0003,574
Interest-bearing deposits$104,410,0003,682
Deposits held in domestic offices$129,343,0003,570
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$670,0005,293
Subordinated debt$0258
All other liabilities$1,161,0003,169
Total equity capital$24,760,0002,473
Total bank equity capital$24,760,0002,473
Perpetual preferred stock$0122
Common stock$362,0004,838
Surplus$23,165,0001,126
Undivided profits$1,233,0006,965
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$347,0004,415
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$18,0001,084
Income earned, not collected on loans$1,125,0003,127
Earning assets$132,390,0003,850
Long-term assets (5+ years)$8,772,0004,811
Average Assets, year-to-date$150,112,0003,600
Average Assets, quarterly$151,859,0003,673
Volatile liabilities$33,110,0003,254
Insider loans$2,118,0002,722
FHLB advances$670,0005,029
Loans and leases held for sale$01,743
Unused loan commitments$23,528,0002,984
Tier 1 (core) risk-based capital$12,943,0004,240
Tier 2 risk-based capital$1,086,0003,668
Total risk weighted assets$109,005,0003,606
Total unused commitments$23,528,0002,986
Derivatives$0930
2005-09-30Rank
# of Employees:413,927
Assets and Liabilities
Total Assets:$147,784,0003,733
Cash and due from depository institutions$3,715,0003,927
Interest-bearing balances$231,0004,190
Securities$25,876,0003,912
Federal funds sold & reverse repurchase agreements$2,569,0003,360
Net loans & leases$98,545,0003,709
Loan loss allowance$1,047,0003,953
Trading account assets$0146
Bank premises and fixed assets$3,300,0003,139
Other real estate owned$150,0003,927
Goodwill and other intangibles$11,387,000509
All other assets$2,242,0004,765
Life insurance assets$0341
Total liabilities and capital$147,784,0003,733
Total liabilities$124,213,0003,909
Total deposits$122,427,0003,661
Interest-bearing deposits$98,902,0003,782
Deposits held in domestic offices$122,427,0003,657
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$688,0005,372
Subordinated debt$0251
All other liabilities$1,098,0003,236
Total equity capital$23,571,0002,570
Total bank equity capital$23,571,0002,570
Perpetual preferred stock$0120
Common stock$362,0004,841
Surplus$22,331,0001,125
Undivided profits$878,0007,342
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$295,0004,801
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$20,0001,107
Income earned, not collected on loans$946,0003,610
Earning assets$127,221,0003,904
Long-term assets (5+ years)$7,742,0005,110
Average Assets, year-to-date$148,656,5003,618
Average Assets, quarterly$148,331,0003,684
Volatile liabilities$33,757,0003,131
Insider loans$1,378,0003,513
FHLB advances$688,0005,110
Loans and leases held for sale$01,843
Unused loan commitments$22,740,0003,017
Tier 1 (core) risk-based capital$12,235,0004,379
Tier 2 risk-based capital$1,047,0003,740
Total risk weighted assets$106,930,0003,605
Total unused commitments$22,740,0003,019
Derivatives$0909
2005-06-30Rank
# of Employees:404,006
Assets and Liabilities
Total Assets:$148,878,0003,658
Cash and due from depository institutions$2,416,0004,006
Interest-bearing balances$24,0006,104
Securities$25,710,0003,980
Federal funds sold & reverse repurchase agreements$5,650,0001,906
Net loans & leases$98,407,0003,643
Loan loss allowance$1,077,0003,828
Trading account assets$0148
Bank premises and fixed assets$3,346,0003,062
Other real estate owned$150,0004,006
Goodwill and other intangibles$10,934,000518
All other assets$2,265,0004,585
Life insurance assets$0339
Total liabilities and capital$148,878,0003,658
Total liabilities$126,307,0003,802
Total deposits$124,843,0003,553
Interest-bearing deposits$102,809,0003,604
Deposits held in domestic offices$124,843,0003,550
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$505,0005,373
Subordinated debt$0251
All other liabilities$959,0003,339
Total equity capital$22,571,0002,626
Total bank equity capital$22,571,0002,626
Perpetual preferred stock$0118
Common stock$362,0004,836
Surplus$21,770,0001,119
Undivided profits$439,0007,722
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$626,0003,215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,085,0002,943
Earning assets$129,791,0003,792
Long-term assets (5+ years)$6,497,0005,507
Average Assets, year-to-date$148,947,3303,603
Average Assets, quarterly$150,912,5003,587
Volatile liabilities$35,552,0002,920
Insider loans$1,178,0003,791
FHLB advances$505,0005,128
Loans and leases held for sale$01,818
Unused loan commitments$25,125,0002,750
Tier 1 (core) risk-based capital$11,592,0004,481
Tier 2 risk-based capital$1,077,0003,614
Total risk weighted assets$106,755,0003,552
Total unused commitments$25,125,0002,751
Derivatives$0866
2005-03-31Rank
# of Employees:394,079
Assets and Liabilities
Total Assets:$152,947,0003,561
Cash and due from depository institutions$3,310,0004,079
Interest-bearing balances$6,0006,590
Securities$24,303,0004,182
Federal funds sold & reverse repurchase agreements$11,638,0001,076
Net loans & leases$96,646,0003,640
Loan loss allowance$806,0004,680
Trading account assets$0148
Bank premises and fixed assets$3,439,0002,980
Other real estate owned$395,0004,079
Goodwill and other intangibles$11,044,000502
All other assets$2,172,0004,664
Life insurance assets$0333
Total liabilities and capital$152,947,0003,561
Total liabilities$129,722,0003,715
Total deposits$128,286,0003,490
Interest-bearing deposits$107,158,0003,510
Deposits held in domestic offices$128,286,0003,487
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$528,0005,249
Subordinated debt$0265
All other liabilities$908,0003,410
Total equity capital$23,225,0002,476
Total bank equity capital$23,225,0002,476
Perpetual preferred stock$0120
Common stock$362,0004,864
Surplus$21,770,0001,079
Undivided profits$1,093,0007,128
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$184,0005,500
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$934,0003,242
Earning assets$132,593,0003,706
Long-term assets (5+ years)$7,469,0005,305
Average Assets, year-to-date$148,982,0003,610
Average Assets, quarterly$148,982,0003,610
Volatile liabilities$34,385,0002,917
Insider loans$1,529,0003,295
FHLB advances$528,0005,002
Loans and leases held for sale$01,762
Unused loan commitments$20,833,0003,048
Tier 1 (core) risk-based capital$12,326,0004,220
Tier 2 risk-based capital$806,0004,390
Total risk weighted assets$105,873,0003,524
Total unused commitments$20,833,0003,051
Derivatives$0790
2004-12-31Rank
# of Employees:404,006
Assets and Liabilities
Total Assets:$145,017,0003,702
Cash and due from depository institutions$3,216,0004,006
Interest-bearing balances$38,0005,905
Securities$21,701,0004,510
Federal funds sold & reverse repurchase agreements$8,236,0001,416
Net loans & leases$94,641,0003,673
Loan loss allowance$714,0005,021
Trading account assets$0153
Bank premises and fixed assets$3,485,0002,926
Other real estate owned$434,0004,006
Goodwill and other intangibles$11,153,000493
All other assets$2,151,0004,652
Life insurance assets$0334
Total liabilities and capital$145,017,0003,702
Total liabilities$121,754,0003,890
Total deposits$120,319,0003,645
Interest-bearing deposits$96,869,0003,798
Deposits held in domestic offices$120,319,0003,642
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$552,0005,276
Subordinated debt$0272
All other liabilities$883,0003,386
Total equity capital$23,263,0002,481
Total bank equity capital$23,263,0002,481
Perpetual preferred stock$0118
Common stock$362,0004,877
Surplus$21,770,0001,071
Undivided profits$1,131,0007,227
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$947,0003,198
Earning assets$124,616,0003,894
Long-term assets (5+ years)$2,421,0006,934
Average Assets, year-to-date$136,951,6003,761
Average Assets, quarterly$141,517,0003,741
Volatile liabilities$30,445,0003,101
Insider loans$574,0005,221
FHLB advances$552,0005,008
Loans and leases held for sale$01,753
Unused loan commitments$22,897,0002,762
Tier 1 (core) risk-based capital$11,893,0004,283
Tier 2 risk-based capital$714,0004,733
Total risk weighted assets$101,741,0003,616
Total unused commitments$22,897,0002,764
Derivatives$0774
2004-09-30Rank
# of Employees:403,992
Assets and Liabilities
Total Assets:$138,017,0003,821
Cash and due from depository institutions$3,053,0003,992
Interest-bearing balances$26,0006,142
Securities$21,491,0004,526
Federal funds sold & reverse repurchase agreements$4,741,0002,198
Net loans & leases$90,974,0003,756
Loan loss allowance$689,0005,136
Trading account assets$0149
Bank premises and fixed assets$3,561,0002,842
Other real estate owned$336,0003,992
Goodwill and other intangibles$11,262,000478
All other assets$2,599,0004,145
Life insurance assets$0330
Total liabilities and capital$138,017,0003,821
Total liabilities$115,233,0004,029
Total deposits$113,625,0003,774
Interest-bearing deposits$91,425,0003,934
Deposits held in domestic offices$113,625,0003,772
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$575,0005,299
Subordinated debt$0276
All other liabilities$1,033,0003,117
Total equity capital$22,784,0002,514
Total bank equity capital$22,784,0002,514
Perpetual preferred stock$0124
Common stock$362,0004,895
Surplus$21,770,0001,044
Undivided profits$652,0007,740
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$162,0005,944
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$876,0003,558
Earning assets$117,232,0004,055
Long-term assets (5+ years)$7,805,0005,392
Average Assets, year-to-date$134,935,2503,805
Average Assets, quarterly$140,708,5003,741
Volatile liabilities$30,540,0003,060
Insider loans$628,0005,013
FHLB advances$575,0005,034
Loans and leases held for sale$01,808
Unused loan commitments$24,135,0002,645
Tier 1 (core) risk-based capital$11,179,0004,463
Tier 2 risk-based capital$689,0004,826
Total risk weighted assets$97,979,0003,678
Total unused commitments$24,135,0002,649
Derivatives$0770
2004-06-30Rank
# of Employees:423,881
Assets and Liabilities
Total Assets:$143,400,0003,702
Cash and due from depository institutions$3,222,0003,881
Interest-bearing balances$8,0006,624
Securities$21,371,0004,608
Federal funds sold & reverse repurchase agreements$11,253,000958
Net loans & leases$89,649,0003,749
Loan loss allowance$682,0005,161
Trading account assets$0153
Bank premises and fixed assets$3,614,0002,745
Other real estate owned$200,0003,881
Goodwill and other intangibles$11,372,000466
All other assets$2,719,0004,014
Life insurance assets$0323
Total liabilities and capital$143,400,0003,702
Total liabilities$121,335,0003,869
Total deposits$119,748,0003,621
Interest-bearing deposits$96,510,0003,760
Deposits held in domestic offices$119,748,0003,618
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$598,0005,283
Subordinated debt$0288
All other liabilities$989,0002,967
Total equity capital$22,065,0002,491
Total bank equity capital$22,065,0002,491
Perpetual preferred stock$0126
Common stock$362,0004,928
Surplus$21,769,0001,024
Undivided profits$-66,0008,337
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$518,0003,914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$907,0003,215
Earning assets$122,281,0003,900
Long-term assets (5+ years)$8,003,0005,469
Average Assets, year-to-date$133,908,0003,849
Average Assets, quarterly$137,947,0003,786
Volatile liabilities$29,739,0003,055
Insider loans$616,0005,056
FHLB advances$598,0005,036
Loans and leases held for sale$01,820
Unused loan commitments$21,199,0002,888
Tier 1 (core) risk-based capital$10,699,0004,550
Tier 2 risk-based capital$682,0004,832
Total risk weighted assets$97,369,0003,671
Total unused commitments$21,199,0002,891
Derivatives$0740
2004-03-31Rank
# of Employees:423,881
Assets and Liabilities
Total Assets:$132,494,0003,914
Cash and due from depository institutions$3,134,0003,881
Interest-bearing balances$40,0006,053
Securities$19,227,0004,889
Federal funds sold & reverse repurchase agreements$16,978,000859
Net loans & leases$87,828,0003,728
Loan loss allowance$660,0005,228
Trading account assets$0144
Bank premises and fixed assets$2,557,0003,573
Other real estate owned$265,0003,881
Goodwill and other intangibles$03,256
All other assets$2,505,0004,074
Life insurance assets$0322
Total liabilities and capital$132,494,0003,914
Total liabilities$122,718,0003,808
Total deposits$121,336,0003,577
Interest-bearing deposits$104,503,0003,513
Deposits held in domestic offices$121,336,0003,573
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$620,0005,098
Subordinated debt$0287
All other liabilities$762,0003,858
Total equity capital$9,776,0005,035
Total bank equity capital$9,776,0005,035
Perpetual preferred stock$0129
Common stock$362,0004,939
Surplus$917,0006,940
Undivided profits$8,497,0003,404
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$397,0004,587
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$754,0003,747
Earning assets$124,073,0003,846
Long-term assets (5+ years)$6,489,0005,796
Average Assets, year-to-date$129,162,0003,962
Average Assets, quarterly$129,162,0003,962
Volatile liabilities$29,445,0002,974
Insider loans$1,100,0003,833
FHLB advances$620,0004,852
Loans and leases held for sale$01,884
Unused loan commitments$19,405,0002,998
Tier 1 (core) risk-based capital$9,723,0004,862
Tier 2 risk-based capital$660,0004,897
Total risk weighted assets$94,958,0003,661
Total unused commitments$19,405,0003,004
Derivatives$0699
2003-12-31Rank
# of Employees:443,755
Assets and Liabilities
Total Assets:$125,830,0004,049
Cash and due from depository institutions$6,051,0003,755
Interest-bearing balances$8,0006,677
Securities$19,471,0004,883
Federal funds sold & reverse repurchase agreements$10,652,0001,100
Net loans & leases$84,426,0003,828
Loan loss allowance$653,0005,248
Trading account assets$0168
Bank premises and fixed assets$2,601,0003,509
Other real estate owned$65,0003,755
Goodwill and other intangibles$03,237
All other assets$2,564,0004,039
Life insurance assets$01
Total liabilities and capital$125,830,0004,049
Total liabilities$116,413,0003,958
Total deposits$114,935,0003,717
Interest-bearing deposits$96,147,0003,763
Deposits held in domestic offices$114,935,0003,714
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$643,0005,110
Subordinated debt$0293
All other liabilities$835,0003,485
Total equity capital$9,417,0005,077
Total bank equity capital$9,417,0005,077
Perpetual preferred stock$0131
Common stock$362,0004,978
Surplus$917,0006,964
Undivided profits$8,138,0003,459
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$611,0003,695
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$29,0001,119
Income earned, not collected on loans$838,0003,518
Earning assets$114,557,0004,061
Long-term assets (5+ years)$8,535,0005,306
Average Assets, year-to-date$119,609,4004,104
Average Assets, quarterly$121,361,5004,146
Volatile liabilities$27,418,0003,126
Insider loans$796,0004,545
FHLB advances$643,0004,874
Loans and leases held for sale$01,789
Unused loan commitments$20,956,0002,758
Tier 1 (core) risk-based capital$9,454,0004,902
Tier 2 risk-based capital$653,0004,924
Total risk weighted assets$91,259,0003,785
Total unused commitments$20,956,0002,762
Derivatives$0665
2003-09-30Rank
# of Employees:443,774
Assets and Liabilities
Total Assets:$116,893,0004,266
Cash and due from depository institutions$4,560,0003,774
Interest-bearing balances$19,0006,437
Securities$18,343,0004,972
Federal funds sold & reverse repurchase agreements$2,064,0004,350
Net loans & leases$86,429,0003,736
Loan loss allowance$620,0005,422
Trading account assets$0165
Bank premises and fixed assets$2,654,0003,440
Other real estate owned$299,0003,774
Goodwill and other intangibles$03,226
All other assets$2,544,0004,066
Life insurance assets$01
Total liabilities and capital$116,893,0004,266
Total liabilities$107,601,0004,186
Total deposits$106,048,0003,959
Interest-bearing deposits$88,517,0003,998
Deposits held in domestic offices$106,048,0003,956
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$664,0005,085
Subordinated debt$0293
All other liabilities$889,0003,495
Total equity capital$9,292,0005,101
Total bank equity capital$9,292,0005,101
Perpetual preferred stock$0137
Common stock$362,0005,009
Surplus$917,0006,989
Undivided profits$8,013,0003,502
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,064,0002,737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$837,0003,701
Earning assets$106,855,0004,270
Long-term assets (5+ years)$9,792,0005,062
Average Assets, year-to-date$118,054,2504,151
Average Assets, quarterly$118,008,0004,220
Volatile liabilities$24,684,0003,332
Insider loans$1,158,0003,722
FHLB advances$664,0004,846
Loans and leases held for sale$01,962
Unused loan commitments$16,957,0003,164
Tier 1 (core) risk-based capital$9,314,0004,929
Tier 2 risk-based capital$620,0005,079
Total risk weighted assets$91,218,0003,764
Total unused commitments$16,957,0003,167
Derivatives$0666
2003-06-30Rank
# of Employees:433,851
Assets and Liabilities
Total Assets:$119,123,0004,203
Cash and due from depository institutions$4,193,0003,851
Interest-bearing balances$26,0006,330
Securities$9,942,0006,508
Federal funds sold & reverse repurchase agreements$17,509,000884
Net loans & leases$81,999,0003,854
Loan loss allowance$614,0005,427
Trading account assets$0170
Bank premises and fixed assets$2,705,0003,351
Other real estate owned$299,0003,851
Goodwill and other intangibles$03,182
All other assets$2,476,0004,041
Life insurance assets$01
Total liabilities and capital$119,123,0004,203
Total liabilities$109,857,0004,099
Total deposits$108,317,0003,880
Interest-bearing deposits$90,989,0003,907
Deposits held in domestic offices$108,317,0003,877
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$685,0005,119
Subordinated debt$0266
All other liabilities$855,0003,684
Total equity capital$9,266,0005,096
Total bank equity capital$9,266,0005,096
Perpetual preferred stock$0140
Common stock$362,0005,020
Surplus$917,0006,998
Undivided profits$7,987,0003,531
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,184,0002,514
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$38,0001,200
Income earned, not collected on loans$824,0003,615
Earning assets$109,476,0004,177
Long-term assets (5+ years)$7,597,0005,443
Average Assets, year-to-date$118,441,3304,148
Average Assets, quarterly$118,299,0004,184
Volatile liabilities$26,365,0003,148
Insider loans$1,337,0003,402
FHLB advances$685,0004,821
Loans and leases held for sale$02,044
Unused loan commitments$17,694,0003,052
Tier 1 (core) risk-based capital$9,228,0004,901
Tier 2 risk-based capital$614,0005,089
Total risk weighted assets$87,954,0003,822
Total unused commitments$17,694,0003,062
Derivatives$0623
2003-03-31Rank
# of Employees:463,595
Assets and Liabilities
Total Assets:$117,475,0004,201
Cash and due from depository institutions$3,684,0003,595
Interest-bearing balances$15,0006,509
Securities$16,895,0005,173
Federal funds sold & reverse repurchase agreements$10,501,0001,626
Net loans & leases$80,773,0003,847
Loan loss allowance$610,0005,393
Trading account assets$0169
Bank premises and fixed assets$2,726,0003,296
Other real estate owned$299,0003,595
Goodwill and other intangibles$03,151
All other assets$2,597,0003,878
Life insurance assets$01
Total liabilities and capital$117,475,0004,201
Total liabilities$108,309,0004,116
Total deposits$106,049,0003,927
Interest-bearing deposits$90,376,0003,921
Deposits held in domestic offices$106,049,0003,924
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$1,406,0004,561
Subordinated debt$0265
All other liabilities$854,0003,703
Total equity capital$9,166,0005,063
Total bank equity capital$9,166,0005,063
Perpetual preferred stock$0141
Common stock$362,0005,035
Surplus$917,0007,017
Undivided profits$7,887,0003,492
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$668,0003,684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$902,0003,347
Earning assets$108,184,0004,174
Long-term assets (5+ years)$11,922,0004,522
Average Assets, year-to-date$118,100,5004,146
Average Assets, quarterly$118,100,5004,146
Volatile liabilities$25,359,0003,197
Insider loans$2,024,0002,519
FHLB advances$1,406,0004,371
Loans and leases held for sale$01,961
Unused loan commitments$15,159,0003,266
Tier 1 (core) risk-based capital$9,117,0004,876
Tier 2 risk-based capital$610,0005,055
Total risk weighted assets$86,228,0003,836
Total unused commitments$15,159,0003,275
Derivatives$0578
2002-12-31Rank
# of Employees:473,530
Assets and Liabilities
Total Assets:$118,726,0004,113
Cash and due from depository institutions$5,545,0003,530
Interest-bearing balances$28,0006,167
Securities$21,080,0004,487
Federal funds sold & reverse repurchase agreements$6,552,0002,204
Net loans & leases$80,026,0003,875
Loan loss allowance$615,0005,302
Trading account assets$0170
Bank premises and fixed assets$2,716,0003,277
Other real estate owned$299,0003,530
Goodwill and other intangibles$03,122
All other assets$2,508,0003,954
Life insurance assets$01
Total liabilities and capital$118,726,0004,113
Total liabilities$109,621,0004,014
Total deposits$107,348,0003,810
Interest-bearing deposits$90,294,0003,859
Deposits held in domestic offices$107,348,0003,807
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$1,426,0004,649
Subordinated debt$0258
All other liabilities$847,0003,780
Total equity capital$9,105,0005,055
Total bank equity capital$9,105,0005,055
Perpetual preferred stock$0142
Common stock$362,0005,048
Surplus$917,0007,021
Undivided profits$7,826,0003,491
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,122,0002,516
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$875,0003,601
Earning assets$107,686,0004,138
Long-term assets (5+ years)$10,429,0004,719
Average Assets, year-to-date$119,358,4003,959
Average Assets, quarterly$117,191,0004,112
Volatile liabilities$25,619,0003,162
Insider loans$2,265,0002,285
FHLB advances$1,426,0004,397
Loans and leases held for sale$01,889
Unused loan commitments$10,339,0003,986
Tier 1 (core) risk-based capital$8,990,0004,877
Tier 2 risk-based capital$615,0004,974
Total risk weighted assets$88,589,0003,712
Total unused commitments$10,339,0003,990
Derivatives$0527
2001-12-31Rank
# of Employees:453,663
Assets and Liabilities
Total Assets:$119,291,0003,977
Cash and due from depository institutions$5,276,0003,663
Interest-bearing balances$26,0006,126
Securities$19,382,0004,617
Federal funds sold & reverse repurchase agreements$15,109,000957
Net loans & leases$73,971,0003,970
Loan loss allowance$531,0005,616
Trading account assets$0182
Bank premises and fixed assets$2,863,0003,084
Other real estate owned$168,0003,663
Goodwill and other intangibles$03,095
All other assets$2,522,0003,874
Life insurance assets$01
Total liabilities and capital$119,291,0003,977
Total liabilities$110,838,0003,876
Total deposits$108,399,0003,673
Interest-bearing deposits$93,857,0003,635
Deposits held in domestic offices$108,399,0003,667
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$1,506,0004,363
Subordinated debt$0241
All other liabilities$933,0003,640
Total equity capital$8,453,0005,139
Total bank equity capital$8,453,0005,139
Perpetual preferred stock$0158
Common stock$362,0005,160
Surplus$917,0007,136
Undivided profits$7,174,0003,516
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$478,0004,303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$962,0003,594
Earning assets$108,488,0004,004
Long-term assets (5+ years)$6,767,0005,607
Average Assets, year-to-date$101,196,2004,349
Average Assets, quarterly$110,528,5004,189
Volatile liabilities$25,706,0003,064
Insider loans$1,297,0003,293
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$15,184,0003,012
Tier 1 (core) risk-based capital$8,490,0004,957
Tier 2 risk-based capital$531,0005,308
Total risk weighted assets$82,278,0003,809
Total unused commitments$15,184,0003,020
Derivatives$0450
2000-12-31Rank
# of Employees:423,908
Assets and Liabilities
Total Assets:$95,391,0004,604
Cash and due from depository institutions$5,360,0003,908
Interest-bearing balances$18,0006,045
Securities$18,126,0004,971
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$66,590,0004,237
Loan loss allowance$500,0005,718
Trading account assets$0175
Bank premises and fixed assets$3,042,0002,867
Other real estate owned$129,0003,908
Goodwill and other intangibles$03,145
All other assets$2,144,0003,734
Life insurance assets$01
Total liabilities and capital$95,391,0004,604
Total liabilities$87,189,0004,534
Total deposits$85,446,0004,325
Interest-bearing deposits$69,748,0004,508
Deposits held in domestic offices$85,446,0004,321
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$881,0004,727
Subordinated debt$0239
All other liabilities$862,0004,005
Total equity capital$8,202,0005,142
Total bank equity capital$8,202,0005,142
Perpetual preferred stock$0178
Common stock$362,0005,323
Surplus$917,0007,286
Undivided profits$6,923,0003,472
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$505,0003,723
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$825,0003,312
Earning assets$84,734,0004,709
Long-term assets (5+ years)$8,159,0005,016
Average Assets, year-to-date$99,007,4004,332
Average Assets, quarterly$96,766,5004,504
Volatile liabilities$16,800,0004,139
Insider loans$654,0004,832
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$17,795,0002,541
Tier 1 (core) risk-based capital$8,181,0005,024
Tier 2 risk-based capital$500,0005,408
Total risk weighted assets$69,641,2004,211
Total unused commitments$17,795,0002,545
Derivatives$0481
1999-12-31Rank
# of Employees:473,669
Assets and Liabilities
Total Assets:$98,047,0004,484
Cash and due from depository institutions$6,506,0003,669
Interest-bearing balances$06,854
Securities$18,350,0005,134
Federal funds sold & reverse repurchase agreements$5,700,0001,675
Net loans & leases$62,470,0004,355
Loan loss allowance$456,0005,999
Trading account assets$0165
Bank premises and fixed assets$2,912,0002,931
Other real estate owned$123,0003,669
Goodwill and other intangibles$03,276
All other assets$1,986,0003,966
Life insurance assets$01
Total liabilities and capital$98,047,0004,484
Total liabilities$90,724,0004,396
Total deposits$88,460,0004,167
Interest-bearing deposits$73,097,0004,303
Deposits held in domestic offices$88,460,0004,162
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$1,174,0004,413
Subordinated debt$0242
All other liabilities$1,090,0003,046
Total equity capital$7,323,0005,453
Total bank equity capital$7,323,0005,453
Perpetual preferred stock$0193
Common stock$362,0005,495
Surplus$917,0007,448
Undivided profits$6,044,0003,650
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$391,0004,214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$732,0003,225
Earning assets$86,520,0004,631
Long-term assets (5+ years)$11,989,0004,464
Average Assets, year-to-date$101,156,4004,220
Average Assets, quarterly$97,398,5004,461
Volatile liabilities$15,625,0004,119
Insider loans$763,0004,360
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$6,850,0004,652
Tier 1 (core) risk-based capital$7,485,0005,388
Tier 2 risk-based capital$456,0005,639
Total risk weighted assets$68,387,0004,148
Total unused commitments$6,850,0004,657
Derivatives$0488
1998-12-31Rank
# of Employees:553,196
Assets and Liabilities
Total Assets:$102,365,0004,270
Cash and due from depository institutions$8,347,0003,196
Interest-bearing balances$06,728
Securities$15,109,0005,794
Federal funds sold & reverse repurchase agreements$12,150,0001,413
Net loans & leases$61,801,0004,188
Loan loss allowance$445,0006,044
Trading account assets$0197
Bank premises and fixed assets$2,727,0002,951
Other real estate owned$47,0003,196
Goodwill and other intangibles$262,0002,202
All other assets$1,922,0003,682
Life insurance assets$01
Total liabilities and capital$102,365,0004,270
Total liabilities$94,542,0004,163
Total deposits$93,466,0003,963
Interest-bearing deposits$76,071,0004,143
Deposits held in domestic offices$93,466,0003,957
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$251,0004,505
Subordinated debt$0255
All other liabilities$825,0004,077
Total equity capital$7,823,0005,299
Total bank equity capital$7,823,0005,299
Perpetual preferred stock$985,000100
Common stock$411,0005,189
Surplus$411,0008,771
Undivided profits$6,016,0003,889
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$558,0003,711
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$681,0003,428
Earning assets$89,060,0004,485
Long-term assets (5+ years)$15,949,0003,621
Average Assets, year-to-date$94,174,4004,385
Average Assets, quarterly$98,216,5004,365
Volatile liabilities$14,503,0003,869
Insider loans$693,0004,452
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$9,831,0003,662
Tier 1 (core) risk-based capital$7,469,0005,317
Tier 2 risk-based capital$445,0005,626
Total risk weighted assets$67,480,0003,992
Total unused commitments$9,831,0003,669
Derivatives$0527
1997-12-31Rank
# of Employees:573,171
Assets and Liabilities
Total Assets:$87,636,0004,839
Cash and due from depository institutions$5,098,0003,171
Interest-bearing balances$06,604
Securities$17,927,0005,328
Federal funds sold & reverse repurchase agreements$5,675,0002,428
Net loans & leases$54,100,0004,674
Loan loss allowance$418,0006,392
Trading account assets$0203
Bank premises and fixed assets$2,725,0002,901
Other real estate owned$03,171
Goodwill and other intangibles$294,0002,071
All other assets$1,817,0003,801
Life insurance assets$01
Total liabilities and capital$87,636,0004,839
Total liabilities$80,554,0004,746
Total deposits$79,444,0004,551
Interest-bearing deposits$64,261,0004,784
Deposits held in domestic offices$79,444,0004,543
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$298,0004,346
Subordinated debt$0260
All other liabilities$812,0004,212
Total equity capital$7,082,0005,714
Total bank equity capital$7,082,0005,714
Perpetual preferred stock$985,000118
Common stock$411,0005,404
Surplus$411,0009,115
Undivided profits$5,275,0004,305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,510,0001,754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$786,000176
Income earned, not collected on loans$523,0004,531
Earning assets$77,702,0004,960
Long-term assets (5+ years)$8,402,0004,759
Average Assets, year-to-date$80,464,2004,993
Average Assets, quarterly$85,839,5004,861
Volatile liabilities$11,658,0004,498
Insider loans$437,0005,759
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$7,995,0003,982
Tier 1 (core) risk-based capital$6,781,0005,757
Tier 2 risk-based capital$418,0005,839
Total risk weighted assets$58,103,1004,487
Total unused commitments$7,995,0003,983
Derivatives$0533
1996-12-31Rank
# of Employees:563,359
Assets and Liabilities
Total Assets:$74,820,0005,579
Cash and due from depository institutions$5,526,0003,359
Interest-bearing balances$06,640
Securities$20,055,0005,293
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$44,833,0005,434
Loan loss allowance$486,0006,048
Trading account assets$0240
Bank premises and fixed assets$2,481,0003,115
Other real estate owned$03,359
Goodwill and other intangibles$326,0001,901
All other assets$1,599,0004,365
Life insurance assets$01
Total liabilities and capital$74,820,0005,579
Total liabilities$68,516,0005,500
Total deposits$67,614,0005,336
Interest-bearing deposits$54,275,0005,618
Deposits held in domestic offices$67,614,0005,326
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$270,0004,368
Subordinated debt$0298
All other liabilities$632,0005,052
Total equity capital$6,304,0006,243
Total bank equity capital$6,304,0006,243
Perpetual preferred stock$1,025,000125
Common stock$411,0005,739
Surplus$411,0009,530
Undivided profits$4,457,0004,815
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$289,0005,715
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,0001,508
Income earned, not collected on loans$458,0005,062
Earning assets$64,888,0005,828
Long-term assets (5+ years)$5,978,0005,462
Average Assets, year-to-date$76,377,6005,340
Average Assets, quarterly$75,349,5005,517
Volatile liabilities$10,202,0004,804
Insider loans$200,0007,720
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$5,698,0004,783
Tier 1 (core) risk-based capital$5,983,0006,381
Tier 2 risk-based capital$486,0005,376
Total risk weighted assets$47,304,8005,293
Total unused commitments$5,698,0004,795
Derivatives$0549
1995-12-31Rank
# of Employees:513,786
Assets and Liabilities
Total Assets:$78,461,0005,444
Cash and due from depository institutions$3,958,0003,786
Interest-bearing balances$45,0005,806
Securities$16,104,0006,408
Federal funds sold & reverse repurchase agreements$5,140,0002,805
Net loans & leases$49,038,0005,051
Loan loss allowance$428,0006,687
Trading account assets$0261
Bank premises and fixed assets$2,592,0002,918
Other real estate owned$03,786
Goodwill and other intangibles$357,0001,730
All other assets$1,272,0005,349
Life insurance assets$01
Total liabilities and capital$78,461,0005,444
Total liabilities$72,502,0005,312
Total deposits$69,848,0005,257
Interest-bearing deposits$55,544,0005,623
Deposits held in domestic offices$69,848,0005,247
% insured0.00%1
Federal funds purchased & repurchase agreements$1,700,0002,323
Trading liabilities$0110
Other borrowed funds$282,0003,843
Subordinated debt$0337
All other liabilities$672,0005,022
Total equity capital$5,959,0006,579
Total bank equity capital$5,959,0006,579
Perpetual preferred stock$1,025,000134
Common stock$411,0006,050
Surplus$411,0009,905
Undivided profits$4,112,0005,173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$535,0004,074
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$641,0003,734
Earning assets$70,327,0005,548
Long-term assets (5+ years)$3,966,0006,387
Average Assets, year-to-date$79,595,8005,197
Average Assets, quarterly$79,066,5005,351
Volatile liabilities$11,249,0004,210
Insider loans$326,0006,828
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$5,739,0004,615
Tier 1 (core) risk-based capital$5,605,0006,736
Tier 2 risk-based capital$428,0005,908
Total risk weighted assets$51,822,0004,888
Total unused commitments$5,739,0004,629
Derivatives$0628
1994-12-31Rank
# of Employees:533,774
Assets and Liabilities
Total Assets:$80,743,0005,271
Cash and due from depository institutions$4,034,0003,774
Interest-bearing balances$13,0006,607
Securities$10,364,0008,620
Federal funds sold & reverse repurchase agreements$7,500,0001,231
Net loans & leases$54,413,0004,572
Loan loss allowance$410,0007,033
Trading account assets$0286
Bank premises and fixed assets$2,807,0002,633
Other real estate owned$03,774
Goodwill and other intangibles$389,0001,584
All other assets$1,236,0005,768
Life insurance assets$01
Total liabilities and capital$80,743,0005,271
Total liabilities$75,086,0005,148
Total deposits$68,927,0005,291
Interest-bearing deposits$53,555,0005,768
Deposits held in domestic offices$68,927,0005,284
% insured0.00%1
Federal funds purchased & repurchase agreements$3,400,0002,154
Trading liabilities$087
Other borrowed funds$2,289,0002,410
Subordinated debt$0372
All other liabilities$470,0005,431
Total equity capital$5,657,0006,542
Total bank equity capital$5,657,0006,542
Perpetual preferred stock$1,050,000131
Common stock$411,0006,403
Surplus$411,00010,322
Undivided profits$3,785,0005,097
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$275,0005,894
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$595,0003,496
Earning assets$72,290,0005,382
Long-term assets (5+ years)$2,574,0007,740
Average Assets, year-to-date$83,088,0005,045
Average Assets, quarterly$82,007,5005,164
Volatile liabilities$12,796,0003,628
Insider loans$250,0007,634
FHLB advances$0993
Loans and leases held for sale$115,0001,206
Unused loan commitments$7,413,0003,848
Tier 1 (core) risk-based capital$5,365,0006,891
Tier 2 risk-based capital$410,0006,116
Total risk weighted assets$55,453,8004,532
Total unused commitments$7,413,0003,855
Derivatives$0687
1993-12-31Rank
# of Employees:822,549
Assets and Liabilities
Total Assets:$82,008,0005,295
Cash and due from depository institutions$2,459,0002,549
Interest-bearing balances$07,655
Securities$10,146,0009,023
Federal funds sold & reverse repurchase agreements$2,900,0004,521
Net loans & leases$62,031,0004,017
Loan loss allowance$411,0007,254
Trading account assets$0330
Bank premises and fixed assets$2,886,0002,550
Other real estate owned$02,549
Goodwill and other intangibles$421,0001,452
All other assets$1,165,0005,445
Life insurance assets$01
Total liabilities and capital$82,008,0005,295
Total liabilities$76,294,0005,178
Total deposits$74,807,0005,061
Interest-bearing deposits$60,781,0005,404
Deposits held in domestic offices$74,807,0005,054
% insured0.00%1
Federal funds purchased & repurchase agreements$200,0003,646
Trading liabilities$01
Other borrowed funds$424,0003,502
Subordinated debt$0413
All other liabilities$863,0003,495
Total equity capital$5,714,0006,625
Total bank equity capital$5,714,0006,625
Perpetual preferred stock$1,050,000144
Common stock$411,0006,713
Surplus$411,00010,746
Undivided profits$3,842,0005,261
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$108,0009,059
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$728,0002,464
Earning assets$75,077,0005,320
Long-term assets (5+ years)$4,186,0006,949
Average Assets, year-to-date$70,202,0005,923
Average Assets, quarterly$78,650,0005,447
Volatile liabilities$10,884,0003,865
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$9,904,000339
Unused loan commitments$8,555,0003,449
Tier 1 (core) risk-based capital$5,293,0006,889
Tier 2 risk-based capital$411,0006,133
Total risk weighted assets$57,076,3004,358
Total unused commitments$8,555,0003,469
Derivatives$0714
1992-12-31Rank
# of Employees:454,684
Assets and Liabilities
Total Assets:$50,131,0007,844
Cash and due from depository institutions$3,186,0004,684
Interest-bearing balances$95,0007,369
Securities$6,148,00010,980
Federal funds sold & reverse repurchase agreements$2,700,0005,383
Net loans & leases$35,835,0006,213
Loan loss allowance$347,0008,138
Trading account assets$0344
Bank premises and fixed assets$1,587,0004,438
Other real estate owned$04,684
Goodwill and other intangibles$03,106
All other assets$675,0008,257
Life insurance assets$01
Total liabilities and capital$50,131,0007,844
Total liabilities$45,888,0007,827
Total deposits$44,692,0007,786
Interest-bearing deposits$32,482,0008,643
Deposits held in domestic offices$44,692,0007,780
% insured0.00%1
Federal funds purchased & repurchase agreements$950,0002,602
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$246,0009,125
Total equity capital$4,243,0007,980
Total bank equity capital$4,243,0007,980
Perpetual preferred stock$0346
Common stock$411,0007,049
Surplus$411,00011,072
Undivided profits$3,421,0005,462
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$128,0009,564
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$393,0005,144
Earning assets$44,778,0007,945
Long-term assets (5+ years)$3,335,0007,711
Average Assets, year-to-date$49,612,2007,736
Average Assets, quarterly$50,324,0007,760
Volatile liabilities$5,597,0006,121
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$1,093,000701
Unused loan commitments$4,384,0004,985
Tier 1 (core) risk-based capital$4,243,0007,920
Tier 2 risk-based capital$347,0006,930
Total risk weighted assets$34,782,8006,601
Total unused commitments$4,384,0005,015
Derivatives$0651