Home > American City Bank > Income and Expense
American City Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 1,615 |
| Total interest expense | $843,000 | 1,703 |
| Net interest income | $7,299,000 | 1,584 |
| Provision for loan and lease losses | $486,000 | 879 |
| Total noninterest income | $378,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $120,000 | 3,211 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $258,000 | 3,151 |
| Total noninterest expense | $3,041,000 | 2,777 |
| Salaries and employee benefits | $1,717,000 | 2,778 |
| Premises and equipment expense | $204,000 | 3,673 |
| Additional noninterest expense | $1,120,000 | 2,466 |
| Pre-tax net operating income | $4,150,000 | 1,159 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $303,000 | 2,138 |
| Income before extraordinary items | $3,847,000 | 1,012 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,847,000 | 1,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,847,000 | 1,012 |
| Net charge-offs | $273,000 | 882 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,847,000 | 1,000 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 1,611 |
| Total interest expense | $413,000 | 1,716 |
| Net interest income | $3,643,000 | 1,577 |
| Provision for loan and lease losses | $230,000 | 845 |
| Total noninterest income | $201,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $140,000 | 3,025 |
| Total noninterest expense | $1,556,000 | 2,752 |
| Salaries and employee benefits | $866,000 | 2,788 |
| Premises and equipment expense | $110,000 | 3,584 |
| Additional noninterest expense | $580,000 | 2,386 |
| Pre-tax net operating income | $2,058,000 | 1,144 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $169,000 | 2,014 |
| Income before extraordinary items | $1,889,000 | 1,003 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,889,000 | 1,004 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,889,000 | 1,003 |
| Net charge-offs | $117,000 | 839 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,889,000 | 987 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,645,000 | 1,731 |
| Total interest expense | $1,362,000 | 1,933 |
| Net interest income | $13,283,000 | 1,695 |
| Provision for loan and lease losses | $978,000 | 921 |
| Total noninterest income | $1,009,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $287,000 | 3,009 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $722,000 | 2,789 |
| Total noninterest expense | $6,199,000 | 2,790 |
| Salaries and employee benefits | $3,338,000 | 2,840 |
| Premises and equipment expense | $409,000 | 3,739 |
| Additional noninterest expense | $2,452,000 | 2,349 |
| Pre-tax net operating income | $7,115,000 | 1,225 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $255,000 | 2,762 |
| Income before extraordinary items | $6,860,000 | 1,077 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,860,000 | 1,076 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,860,000 | 1,076 |
| Net charge-offs | $614,000 | 950 |
| Cash dividends | $2,401,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,860,000 | 1,052 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 1,866 |
| Total interest expense | $975,000 | 2,001 |
| Net interest income | $9,237,000 | 1,820 |
| Provision for loan and lease losses | $714,000 | 893 |
| Total noninterest income | $798,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $223,000 | 2,968 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $575,000 | 2,704 |
| Total noninterest expense | $3,981,000 | 3,063 |
| Salaries and employee benefits | $2,359,000 | 2,938 |
| Premises and equipment expense | $306,000 | 3,759 |
| Additional noninterest expense | $1,316,000 | 3,010 |
| Pre-tax net operating income | $5,340,000 | 1,241 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $195,000 | 2,823 |
| Income before extraordinary items | $5,145,000 | 1,094 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,145,000 | 1,094 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,145,000 | 1,094 |
| Net charge-offs | $520,000 | 774 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,145,000 | 1,066 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 1,907 |
| Total interest expense | $638,000 | 2,034 |
| Net interest income | $5,995,000 | 1,864 |
| Provision for loan and lease losses | $507,000 | 838 |
| Total noninterest income | $474,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $148,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 2,919 |
| Total noninterest expense | $2,667,000 | 3,077 |
| Salaries and employee benefits | $1,571,000 | 2,959 |
| Premises and equipment expense | $202,000 | 3,802 |
| Additional noninterest expense | $894,000 | 2,981 |
| Pre-tax net operating income | $3,295,000 | 1,323 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $115,000 | 2,902 |
| Income before extraordinary items | $3,180,000 | 1,147 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,180,000 | 1,147 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,180,000 | 1,147 |
| Net charge-offs | $523,000 | 578 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,180,000 | 1,118 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 1,880 |
| Total interest expense | $317,000 | 2,054 |
| Net interest income | $3,050,000 | 1,847 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $235,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $72,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $163,000 | 2,882 |
| Total noninterest expense | $1,432,000 | 2,966 |
| Salaries and employee benefits | $861,000 | 2,805 |
| Premises and equipment expense | $109,000 | 3,701 |
| Additional noninterest expense | $462,000 | 2,927 |
| Pre-tax net operating income | $1,853,000 | 1,158 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $81,000 | 2,628 |
| Income before extraordinary items | $1,772,000 | 1,017 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,772,000 | 1,018 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,772,000 | 1,018 |
| Net charge-offs | $95,000 | 1,050 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,772,000 | 985 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,771,000 | 1,924 |
| Total interest expense | $1,366,000 | 1,918 |
| Net interest income | $11,405,000 | 1,895 |
| Provision for loan and lease losses | $419,000 | 1,547 |
| Total noninterest income | $1,160,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $344,000 | 2,785 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $816,000 | 2,620 |
| Total noninterest expense | $5,419,000 | 3,050 |
| Salaries and employee benefits | $3,164,000 | 2,932 |
| Premises and equipment expense | $435,000 | 3,743 |
| Additional noninterest expense | $1,820,000 | 2,987 |
| Pre-tax net operating income | $6,727,000 | 1,240 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $416,000 | 2,386 |
| Income before extraordinary items | $6,311,000 | 1,117 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,311,000 | 1,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,311,000 | 1,117 |
| Net charge-offs | $194,000 | 2,018 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,311,000 | 1,094 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,511,000 | 1,954 |
| Total interest expense | $1,032,000 | 1,925 |
| Net interest income | $8,479,000 | 1,930 |
| Provision for loan and lease losses | $331,000 | 1,424 |
| Total noninterest income | $967,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $708,000 | 2,468 |
| Total noninterest expense | $4,103,000 | 3,066 |
| Salaries and employee benefits | $2,417,000 | 2,922 |
| Premises and equipment expense | $337,000 | 3,731 |
| Additional noninterest expense | $1,349,000 | 3,025 |
| Pre-tax net operating income | $5,012,000 | 1,278 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $305,000 | 2,467 |
| Income before extraordinary items | $4,707,000 | 1,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,707,000 | 1,130 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,707,000 | 1,132 |
| Net charge-offs | $201,000 | 1,546 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,707,000 | 1,096 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 1,974 |
| Total interest expense | $689,000 | 1,920 |
| Net interest income | $5,575,000 | 1,954 |
| Provision for loan and lease losses | $196,000 | 1,535 |
| Total noninterest income | $744,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $174,000 | 2,754 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $570,000 | 2,268 |
| Total noninterest expense | $2,762,000 | 3,073 |
| Salaries and employee benefits | $1,639,000 | 2,896 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $904,000 | 3,035 |
| Pre-tax net operating income | $3,361,000 | 1,253 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $198,000 | 2,501 |
| Income before extraordinary items | $3,163,000 | 1,114 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,163,000 | 1,113 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,163,000 | 1,115 |
| Net charge-offs | $111,000 | 1,640 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,163,000 | 1,086 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 2,090 |
| Total interest expense | $343,000 | 1,951 |
| Net interest income | $2,562,000 | 2,080 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $481,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $82,000 | 2,832 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $399,000 | 1,776 |
| Total noninterest expense | $1,506,000 | 2,894 |
| Salaries and employee benefits | $946,000 | 2,634 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $448,000 | 3,039 |
| Pre-tax net operating income | $1,527,000 | 1,312 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $82,000 | 2,616 |
| Income before extraordinary items | $1,445,000 | 1,163 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,445,000 | 1,164 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,445,000 | 1,164 |
| Net charge-offs | $70,000 | 1,330 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,445,000 | 1,130 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,683,000 | 1,835 |
| Total interest expense | $1,534,000 | 1,851 |
| Net interest income | $12,149,000 | 1,806 |
| Provision for loan and lease losses | $160,000 | 2,710 |
| Total noninterest income | $963,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $384,000 | 2,763 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $579,000 | 3,069 |
| Total noninterest expense | $6,588,000 | 2,732 |
| Salaries and employee benefits | $4,172,000 | 2,407 |
| Premises and equipment expense | $440,000 | 3,907 |
| Additional noninterest expense | $1,976,000 | 2,902 |
| Pre-tax net operating income | $6,364,000 | 1,252 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $373,000 | 2,459 |
| Income before extraordinary items | $5,991,000 | 1,103 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,991,000 | 1,102 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,991,000 | 1,103 |
| Net charge-offs | $677,000 | 1,192 |
| Cash dividends | $2,097,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,991,000 | 1,072 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,249,000 | 1,844 |
| Total interest expense | $1,174,000 | 1,857 |
| Net interest income | $9,075,000 | 1,825 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $713,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $288,000 | 2,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $425,000 | 3,144 |
| Total noninterest expense | $4,799,000 | 2,799 |
| Salaries and employee benefits | $3,009,000 | 2,487 |
| Premises and equipment expense | $327,000 | 3,963 |
| Additional noninterest expense | $1,463,000 | 2,950 |
| Pre-tax net operating income | $4,829,000 | 1,259 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $305,000 | 2,462 |
| Income before extraordinary items | $4,524,000 | 1,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,524,000 | 1,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,524,000 | 1,102 |
| Net charge-offs | $646,000 | 951 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,524,000 | 1,075 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 1,833 |
| Total interest expense | $801,000 | 1,833 |
| Net interest income | $6,045,000 | 1,817 |
| Provision for loan and lease losses | $135,000 | 2,020 |
| Total noninterest income | $456,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $189,000 | 2,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $267,000 | 3,197 |
| Total noninterest expense | $3,183,000 | 2,834 |
| Salaries and employee benefits | $1,963,000 | 2,558 |
| Premises and equipment expense | $216,000 | 4,023 |
| Additional noninterest expense | $1,004,000 | 2,877 |
| Pre-tax net operating income | $3,183,000 | 1,238 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $204,000 | 2,400 |
| Income before extraordinary items | $2,979,000 | 1,080 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,979,000 | 1,080 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,979,000 | 1,081 |
| Net charge-offs | $381,000 | 1,075 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,979,000 | 1,056 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 1,851 |
| Total interest expense | $410,000 | 1,820 |
| Net interest income | $2,969,000 | 1,833 |
| Provision for loan and lease losses | $35,000 | 2,513 |
| Total noninterest income | $230,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $91,000 | 2,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $139,000 | 3,080 |
| Total noninterest expense | $1,758,000 | 2,617 |
| Salaries and employee benefits | $1,149,000 | 2,230 |
| Premises and equipment expense | $109,000 | 4,028 |
| Additional noninterest expense | $500,000 | 2,886 |
| Pre-tax net operating income | $1,406,000 | 1,325 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $86,000 | 2,486 |
| Income before extraordinary items | $1,320,000 | 1,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,320,000 | 1,162 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,320,000 | 1,162 |
| Net charge-offs | $47,000 | 1,917 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,320,000 | 1,145 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,160,000 | 1,899 |
| Total interest expense | $1,997,000 | 1,705 |
| Net interest income | $11,163,000 | 1,909 |
| Provision for loan and lease losses | $728,000 | 1,437 |
| Total noninterest income | $1,079,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $303,000 | 3,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $776,000 | 2,718 |
| Total noninterest expense | $5,126,000 | 3,347 |
| Salaries and employee benefits | $2,543,000 | 3,499 |
| Premises and equipment expense | $369,000 | 4,408 |
| Additional noninterest expense | $2,214,000 | 2,759 |
| Pre-tax net operating income | $6,388,000 | 1,158 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $325,000 | 2,553 |
| Income before extraordinary items | $6,063,000 | 1,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,063,000 | 1,023 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,063,000 | 1,023 |
| Net charge-offs | $1,201,000 | 1,098 |
| Cash dividends | $2,122,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,063,000 | 997 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 1,976 |
| Total interest expense | $1,525,000 | 1,722 |
| Net interest income | $7,915,000 | 2,003 |
| Provision for loan and lease losses | $605,000 | 1,316 |
| Total noninterest income | $881,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $217,000 | 3,441 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $664,000 | 2,585 |
| Total noninterest expense | $3,791,000 | 3,388 |
| Salaries and employee benefits | $1,881,000 | 3,555 |
| Premises and equipment expense | $271,000 | 4,482 |
| Additional noninterest expense | $1,639,000 | 2,776 |
| Pre-tax net operating income | $4,400,000 | 1,282 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $265,000 | 2,535 |
| Income before extraordinary items | $4,135,000 | 1,123 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,135,000 | 1,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,135,000 | 1,125 |
| Net charge-offs | $788,000 | 1,188 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,135,000 | 1,101 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 2,074 |
| Total interest expense | $1,037,000 | 1,724 |
| Net interest income | $4,911,000 | 2,125 |
| Provision for loan and lease losses | $275,000 | 1,759 |
| Total noninterest income | $447,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 3,127 |
| Total noninterest expense | $2,442,000 | 3,497 |
| Salaries and employee benefits | $1,227,000 | 3,627 |
| Premises and equipment expense | $177,000 | 4,538 |
| Additional noninterest expense | $1,038,000 | 2,885 |
| Pre-tax net operating income | $2,641,000 | 1,377 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $160,000 | 2,628 |
| Income before extraordinary items | $2,481,000 | 1,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,481,000 | 1,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,481,000 | 1,232 |
| Net charge-offs | $580,000 | 1,132 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,481,000 | 1,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 2,040 |
| Total interest expense | $526,000 | 1,742 |
| Net interest income | $2,543,000 | 2,065 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,670 |
| Total noninterest expense | $1,240,000 | 3,478 |
| Salaries and employee benefits | $636,000 | 3,572 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $511,000 | 2,931 |
| Pre-tax net operating income | $1,374,000 | 1,315 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $87,000 | 2,533 |
| Income before extraordinary items | $1,287,000 | 1,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,287,000 | 1,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,287,000 | 1,160 |
| Net charge-offs | $228,000 | 1,254 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,287,000 | 1,108 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,421,000 | 1,957 |
| Total interest expense | $2,394,000 | 1,820 |
| Net interest income | $11,027,000 | 1,978 |
| Provision for loan and lease losses | $2,151,000 | 1,009 |
| Total noninterest income | $598,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $283,000 | 3,604 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $315,000 | 3,976 |
| Total noninterest expense | $4,979,000 | 3,473 |
| Salaries and employee benefits | $2,491,000 | 3,583 |
| Premises and equipment expense | $351,000 | 4,598 |
| Additional noninterest expense | $2,137,000 | 2,930 |
| Pre-tax net operating income | $4,495,000 | 1,509 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $49,000 | 3,904 |
| Income before extraordinary items | $4,446,000 | 1,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,446,000 | 1,329 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,446,000 | 1,330 |
| Net charge-offs | $1,310,000 | 1,527 |
| Cash dividends | $1,561,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,446,000 | 1,269 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,332,000 | 1,945 |
| Total interest expense | $1,854,000 | 1,836 |
| Net interest income | $8,478,000 | 1,959 |
| Provision for loan and lease losses | $1,891,000 | 893 |
| Total noninterest income | $368,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $207,000 | 3,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,537 |
| Total noninterest expense | $3,610,000 | 3,591 |
| Salaries and employee benefits | $1,803,000 | 3,683 |
| Premises and equipment expense | $265,000 | 4,647 |
| Additional noninterest expense | $1,542,000 | 3,038 |
| Pre-tax net operating income | $3,345,000 | 1,553 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $40,000 | 3,887 |
| Income before extraordinary items | $3,305,000 | 1,372 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,305,000 | 1,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,305,000 | 1,373 |
| Net charge-offs | $802,000 | 1,674 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,305,000 | 1,293 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 1,866 |
| Total interest expense | $1,279,000 | 1,831 |
| Net interest income | $5,924,000 | 1,871 |
| Provision for loan and lease losses | $1,579,000 | 771 |
| Total noninterest income | $166,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $133,000 | 3,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $2,277,000 | 3,751 |
| Salaries and employee benefits | $1,150,000 | 3,812 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $953,000 | 3,249 |
| Pre-tax net operating income | $2,234,000 | 1,549 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $40,000 | 3,681 |
| Income before extraordinary items | $2,194,000 | 1,352 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,194,000 | 1,352 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,194,000 | 1,352 |
| Net charge-offs | $520,000 | 1,727 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,194,000 | 1,275 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 1,673 |
| Total interest expense | $658,000 | 1,859 |
| Net interest income | $3,473,000 | 1,607 |
| Provision for loan and lease losses | $1,379,000 | 479 |
| Total noninterest income | $38,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-29,000 | 7,046 |
| Total noninterest expense | $1,219,000 | 3,586 |
| Salaries and employee benefits | $649,000 | 3,543 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $485,000 | 3,174 |
| Pre-tax net operating income | $913,000 | 1,815 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $40,000 | 3,237 |
| Income before extraordinary items | $873,000 | 1,664 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $873,000 | 1,665 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $873,000 | 1,665 |
| Net charge-offs | $184,000 | 1,925 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $873,000 | 1,563 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,757,000 | 2,193 |
| Total interest expense | $3,010,000 | 1,956 |
| Net interest income | $9,747,000 | 2,251 |
| Provision for loan and lease losses | $2,806,000 | 1,259 |
| Total noninterest income | $469,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $341,000 | 3,347 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $128,000 | 5,042 |
| Total noninterest expense | $4,923,000 | 3,584 |
| Salaries and employee benefits | $2,359,000 | 3,726 |
| Premises and equipment expense | $355,000 | 4,826 |
| Additional noninterest expense | $2,209,000 | 2,847 |
| Pre-tax net operating income | $2,487,000 | 2,143 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $252,000 | 2,683 |
| Income before extraordinary items | $2,235,000 | 2,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,235,000 | 2,064 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,235,000 | 2,064 |
| Net charge-offs | $3,804,000 | 1,015 |
| Cash dividends | $349,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,235,000 | 1,979 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 2,223 |
| Total interest expense | $2,310,000 | 1,997 |
| Net interest income | $7,251,000 | 2,273 |
| Provision for loan and lease losses | $2,325,000 | 1,114 |
| Total noninterest income | $325,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $270,000 | 3,234 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $3,624,000 | 3,641 |
| Salaries and employee benefits | $1,733,000 | 3,786 |
| Premises and equipment expense | $270,000 | 4,865 |
| Additional noninterest expense | $1,621,000 | 2,939 |
| Pre-tax net operating income | $1,627,000 | 2,425 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $154,000 | 2,891 |
| Income before extraordinary items | $1,473,000 | 2,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,473,000 | 2,355 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,473,000 | 2,356 |
| Net charge-offs | $3,106,000 | 925 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,473,000 | 2,252 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 2,222 |
| Total interest expense | $1,580,000 | 2,009 |
| Net interest income | $4,825,000 | 2,275 |
| Provision for loan and lease losses | $1,390,000 | 1,203 |
| Total noninterest income | $188,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $2,386,000 | 3,702 |
| Salaries and employee benefits | $1,171,000 | 3,782 |
| Premises and equipment expense | $175,000 | 4,971 |
| Additional noninterest expense | $1,040,000 | 3,105 |
| Pre-tax net operating income | $1,237,000 | 2,181 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $74,000 | 3,094 |
| Income before extraordinary items | $1,163,000 | 2,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,163,000 | 2,007 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,163,000 | 2,007 |
| Net charge-offs | $2,490,000 | 790 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,163,000 | 1,932 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 2,242 |
| Total interest expense | $791,000 | 2,082 |
| Net interest income | $2,406,000 | 2,269 |
| Provision for loan and lease losses | $910,000 | 926 |
| Total noninterest income | $247,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $166,000 | 2,735 |
| Total noninterest expense | $1,288,000 | 3,497 |
| Salaries and employee benefits | $667,000 | 3,445 |
| Premises and equipment expense | $92,000 | 4,915 |
| Additional noninterest expense | $529,000 | 3,038 |
| Pre-tax net operating income | $455,000 | 2,736 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $454,000 | 2,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $454,000 | 2,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $454,000 | 2,426 |
| Net charge-offs | $387,000 | 1,550 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $454,000 | 2,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,698,000 | 2,364 |
| Total interest expense | $3,551,000 | 2,232 |
| Net interest income | $9,147,000 | 2,389 |
| Provision for loan and lease losses | $3,626,000 | 1,422 |
| Total noninterest income | $644,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $376,000 | 3,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 4,129 |
| Total noninterest expense | $5,158,000 | 3,518 |
| Salaries and employee benefits | $2,474,000 | 3,608 |
| Premises and equipment expense | $396,000 | 4,783 |
| Additional noninterest expense | $2,288,000 | 2,894 |
| Pre-tax net operating income | $1,007,000 | 3,361 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $68,000 | 3,474 |
| Income before extraordinary items | $939,000 | 3,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $939,000 | 3,332 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $939,000 | 3,335 |
| Net charge-offs | $2,396,000 | 1,680 |
| Cash dividends | $829,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $939,000 | 3,206 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,408,000 | 2,458 |
| Total interest expense | $2,730,000 | 2,270 |
| Net interest income | $6,678,000 | 2,486 |
| Provision for loan and lease losses | $1,296,000 | 2,181 |
| Total noninterest income | $499,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $289,000 | 3,215 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $210,000 | 4,103 |
| Total noninterest expense | $3,841,000 | 3,540 |
| Salaries and employee benefits | $1,861,000 | 3,641 |
| Premises and equipment expense | $298,000 | 4,854 |
| Additional noninterest expense | $1,682,000 | 2,898 |
| Pre-tax net operating income | $2,040,000 | 1,862 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $207,000 | 2,520 |
| Income before extraordinary items | $1,833,000 | 1,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,833,000 | 1,798 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,833,000 | 1,799 |
| Net charge-offs | $1,169,000 | 2,021 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,833,000 | 1,706 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 2,507 |
| Total interest expense | $1,853,000 | 2,314 |
| Net interest income | $4,344,000 | 2,551 |
| Provision for loan and lease losses | $896,000 | 2,072 |
| Total noninterest income | $368,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $205,000 | 3,113 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $2,547,000 | 3,576 |
| Salaries and employee benefits | $1,255,000 | 3,628 |
| Premises and equipment expense | $200,000 | 4,874 |
| Additional noninterest expense | $1,092,000 | 2,968 |
| Pre-tax net operating income | $1,269,000 | 1,964 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $134,000 | 2,519 |
| Income before extraordinary items | $1,135,000 | 1,893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,135,000 | 1,892 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,135,000 | 1,893 |
| Net charge-offs | $873,000 | 1,864 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,135,000 | 1,802 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,604 |
| Total interest expense | $948,000 | 2,374 |
| Net interest income | $2,104,000 | 2,650 |
| Provision for loan and lease losses | $581,000 | 1,684 |
| Total noninterest income | $182,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $101,000 | 3,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 3,888 |
| Total noninterest expense | $1,253,000 | 3,641 |
| Salaries and employee benefits | $633,000 | 3,663 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $525,000 | 3,040 |
| Pre-tax net operating income | $452,000 | 2,596 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $384,000 | 2,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 2,616 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $384,000 | 2,619 |
| Net charge-offs | $400,000 | 1,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $384,000 | 2,520 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,034,000 | 2,742 |
| Total interest expense | $4,184,000 | 2,635 |
| Net interest income | $7,850,000 | 2,775 |
| Provision for loan and lease losses | $1,551,000 | 2,838 |
| Total noninterest income | $673,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $428,000 | 3,195 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $245,000 | 4,307 |
| Total noninterest expense | $5,134,000 | 3,605 |
| Salaries and employee benefits | $2,466,000 | 3,729 |
| Premises and equipment expense | $415,000 | 4,889 |
| Additional noninterest expense | $2,253,000 | 3,012 |
| Pre-tax net operating income | $1,838,000 | 2,044 |
| Securities gains (losses) | $191,000 | 1,594 |
| Applicable income taxes | $196,000 | 2,392 |
| Income before extraordinary items | $1,833,000 | 1,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,833,000 | 1,813 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,833,000 | 1,815 |
| Net charge-offs | $1,518,000 | 2,358 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,661,100 | 1,907 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 2,812 |
| Total interest expense | $3,205,000 | 2,698 |
| Net interest income | $5,744,000 | 2,840 |
| Provision for loan and lease losses | $1,098,000 | 2,652 |
| Total noninterest income | $524,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $318,000 | 3,230 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $206,000 | 4,237 |
| Total noninterest expense | $3,680,000 | 3,750 |
| Salaries and employee benefits | $1,810,000 | 3,838 |
| Premises and equipment expense | $302,000 | 5,021 |
| Additional noninterest expense | $1,568,000 | 3,174 |
| Pre-tax net operating income | $1,490,000 | 2,069 |
| Securities gains (losses) | $191,000 | 1,319 |
| Applicable income taxes | $141,000 | 2,615 |
| Income before extraordinary items | $1,540,000 | 1,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,540,000 | 1,734 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,540,000 | 1,734 |
| Net charge-offs | $1,013,000 | 2,194 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,364,280 | 1,903 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 2,876 |
| Total interest expense | $2,198,000 | 2,741 |
| Net interest income | $3,720,000 | 2,894 |
| Provision for loan and lease losses | $733,000 | 2,438 |
| Total noninterest income | $367,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $210,000 | 3,227 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $157,000 | 4,027 |
| Total noninterest expense | $2,434,000 | 3,811 |
| Salaries and employee benefits | $1,197,000 | 3,903 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $1,036,000 | 3,209 |
| Pre-tax net operating income | $920,000 | 2,267 |
| Securities gains (losses) | $84,000 | 1,604 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $934,000 | 1,956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $934,000 | 1,954 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $934,000 | 1,955 |
| Net charge-offs | $400,000 | 2,613 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $855,880 | 2,060 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 2,980 |
| Total interest expense | $1,119,000 | 2,792 |
| Net interest income | $1,744,000 | 3,051 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $90,000 | 3,462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $1,244,000 | 3,671 |
| Salaries and employee benefits | $661,000 | 3,642 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $473,000 | 3,152 |
| Pre-tax net operating income | $494,000 | 2,403 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $35,000 | 3,173 |
| Income before extraordinary items | $459,000 | 2,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $459,000 | 2,290 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $459,000 | 2,292 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $459,000 | 2,156 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,062,000 | 3,020 |
| Total interest expense | $4,760,000 | 3,090 |
| Net interest income | $7,302,000 | 2,932 |
| Provision for loan and lease losses | $1,300,000 | 2,331 |
| Total noninterest income | $606,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $397,000 | 3,465 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $209,000 | 4,756 |
| Total noninterest expense | $4,128,000 | 4,142 |
| Salaries and employee benefits | $2,039,000 | 4,385 |
| Premises and equipment expense | $445,000 | 4,789 |
| Additional noninterest expense | $1,644,000 | 3,388 |
| Pre-tax net operating income | $2,480,000 | 2,103 |
| Securities gains (losses) | $104,000 | 1,099 |
| Applicable income taxes | $150,000 | 3,067 |
| Income before extraordinary items | $2,434,000 | 1,650 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,434,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 2,221 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,336,240 | 1,828 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,089 |
| Total interest expense | $3,520,000 | 3,234 |
| Net interest income | $5,526,000 | 2,935 |
| Provision for loan and lease losses | $600,000 | 2,479 |
| Total noninterest income | $495,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $297,000 | 3,501 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 4,435 |
| Total noninterest expense | $3,093,000 | 4,125 |
| Salaries and employee benefits | $1,495,000 | 4,487 |
| Premises and equipment expense | $330,000 | 4,833 |
| Additional noninterest expense | $1,268,000 | 3,226 |
| Pre-tax net operating income | $2,328,000 | 2,052 |
| Securities gains (losses) | $78,000 | 1,122 |
| Applicable income taxes | $123,000 | 3,422 |
| Income before extraordinary items | $2,283,000 | 1,585 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,283,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 1,861 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,208,900 | 1,728 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 3,176 |
| Total interest expense | $2,289,000 | 3,405 |
| Net interest income | $3,668,000 | 2,938 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $360,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $203,000 | 3,453 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $157,000 | 4,231 |
| Total noninterest expense | $1,874,000 | 4,445 |
| Salaries and employee benefits | $975,000 | 4,609 |
| Premises and equipment expense | $215,000 | 4,931 |
| Additional noninterest expense | $684,000 | 3,778 |
| Pre-tax net operating income | $1,854,000 | 1,800 |
| Securities gains (losses) | $-23,000 | 8,190 |
| Applicable income taxes | $135,000 | 3,138 |
| Income before extraordinary items | $1,696,000 | 1,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,696,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,619 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,717,390 | 1,557 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,225 |
| Total interest expense | $1,200,000 | 3,450 |
| Net interest income | $1,806,000 | 2,973 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $98,000 | 3,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $902,000 | 4,556 |
| Salaries and employee benefits | $477,000 | 4,711 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $934,000 | 1,901 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $81,000 | 3,035 |
| Income before extraordinary items | $853,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $853,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $853,000 | 1,664 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,429,000 | 3,414 |
| Total interest expense | $5,468,000 | 3,234 |
| Net interest income | $5,961,000 | 3,512 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $698,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $399,000 | 3,527 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $299,000 | 4,250 |
| Total noninterest expense | $3,673,000 | 4,372 |
| Salaries and employee benefits | $1,756,000 | 4,825 |
| Premises and equipment expense | $528,000 | 4,207 |
| Additional noninterest expense | $1,389,000 | 3,641 |
| Pre-tax net operating income | $2,506,000 | 2,824 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $262,000 | 3,549 |
| Income before extraordinary items | $2,244,000 | 2,589 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,244,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,126 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,244,000 | 2,580 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 3,448 |
| Total interest expense | $4,123,000 | 3,218 |
| Net interest income | $4,379,000 | 3,582 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $509,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $293,000 | 3,558 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $216,000 | 4,344 |
| Total noninterest expense | $2,690,000 | 4,424 |
| Salaries and employee benefits | $1,301,000 | 4,841 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $1,072,000 | 3,507 |
| Pre-tax net operating income | $1,838,000 | 3,009 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $190,000 | 3,777 |
| Income before extraordinary items | $1,648,000 | 2,784 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,648,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,580 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,648,000 | 2,765 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 3,481 |
| Total interest expense | $2,745,000 | 3,216 |
| Net interest income | $2,882,000 | 3,646 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $349,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $159,000 | 4,210 |
| Total noninterest expense | $1,726,000 | 4,560 |
| Salaries and employee benefits | $837,000 | 4,980 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $682,000 | 3,635 |
| Pre-tax net operating income | $1,265,000 | 3,004 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $120,000 | 3,926 |
| Income before extraordinary items | $1,145,000 | 2,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,145,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,359 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,145,000 | 2,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 3,467 |
| Total interest expense | $1,366,000 | 3,212 |
| Net interest income | $1,435,000 | 3,666 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $852,000 | 4,600 |
| Salaries and employee benefits | $430,000 | 4,926 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $639,000 | 2,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $581,000 | 2,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $581,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,253 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $581,000 | 2,689 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,206,000 | 3,515 |
| Total interest expense | $4,548,000 | 3,266 |
| Net interest income | $5,658,000 | 3,675 |
| Provision for loan and lease losses | $440,000 | 2,115 |
| Total noninterest income | $763,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $450,000 | 3,284 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $3,550,000 | 4,364 |
| Salaries and employee benefits | $1,730,000 | 4,745 |
| Premises and equipment expense | $420,000 | 4,770 |
| Additional noninterest expense | $1,400,000 | 3,477 |
| Pre-tax net operating income | $2,431,000 | 3,186 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $217,000 | 4,210 |
| Income before extraordinary items | $2,214,000 | 2,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,214,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,443 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,214,000 | 2,865 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 3,556 |
| Total interest expense | $3,261,000 | 3,283 |
| Net interest income | $4,217,000 | 3,716 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $563,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $327,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $2,697,000 | 4,291 |
| Salaries and employee benefits | $1,287,000 | 4,737 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $1,106,000 | 3,346 |
| Pre-tax net operating income | $1,763,000 | 3,396 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $157,000 | 4,428 |
| Income before extraordinary items | $1,606,000 | 3,050 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,606,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,806 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,606,000 | 3,043 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,586 |
| Total interest expense | $2,076,000 | 3,278 |
| Net interest income | $2,761,000 | 3,771 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $346,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 4,398 |
| Total noninterest expense | $1,851,000 | 4,216 |
| Salaries and employee benefits | $854,000 | 4,791 |
| Premises and equipment expense | $202,000 | 4,898 |
| Additional noninterest expense | $795,000 | 3,151 |
| Pre-tax net operating income | $1,056,000 | 3,674 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $100,000 | 4,512 |
| Income before extraordinary items | $956,000 | 3,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $956,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $956,000 | 3,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,601 |
| Total interest expense | $986,000 | 3,288 |
| Net interest income | $1,366,000 | 3,806 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $171,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $871,000 | 4,420 |
| Salaries and employee benefits | $425,000 | 4,826 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $344,000 | 3,491 |
| Pre-tax net operating income | $576,000 | 3,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $53,000 | 4,415 |
| Income before extraordinary items | $523,000 | 3,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $523,000 | 3,034 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 3,663 |
| Total interest expense | $3,067,000 | 3,269 |
| Net interest income | $5,208,000 | 3,839 |
| Provision for loan and lease losses | $585,000 | 1,679 |
| Total noninterest income | $748,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $398,000 | 3,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $350,000 | 4,023 |
| Total noninterest expense | $3,530,000 | 4,257 |
| Salaries and employee benefits | $1,667,000 | 4,728 |
| Premises and equipment expense | $496,000 | 4,206 |
| Additional noninterest expense | $1,367,000 | 3,481 |
| Pre-tax net operating income | $1,841,000 | 3,890 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $190,000 | 4,730 |
| Income before extraordinary items | $1,651,000 | 3,557 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,651,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,196 |
| Cash dividends | $1,039,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,651,000 | 3,527 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 3,704 |
| Total interest expense | $2,225,000 | 3,219 |
| Net interest income | $3,789,000 | 3,911 |
| Provision for loan and lease losses | $495,000 | 1,421 |
| Total noninterest income | $532,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,234 |
| Total noninterest expense | $2,639,000 | 4,232 |
| Salaries and employee benefits | $1,222,000 | 4,772 |
| Premises and equipment expense | $389,000 | 4,047 |
| Additional noninterest expense | $1,028,000 | 3,431 |
| Pre-tax net operating income | $1,187,000 | 4,324 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $134,000 | 4,941 |
| Income before extraordinary items | $1,053,000 | 4,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,053,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,928 |
| Cash dividends | $1,039,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,053,000 | 3,977 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 3,722 |
| Total interest expense | $1,436,000 | 3,158 |
| Net interest income | $2,455,000 | 3,981 |
| Provision for loan and lease losses | $405,000 | 1,175 |
| Total noninterest income | $343,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $187,000 | 3,662 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $156,000 | 4,227 |
| Total noninterest expense | $1,796,000 | 4,158 |
| Salaries and employee benefits | $824,000 | 4,715 |
| Premises and equipment expense | $273,000 | 3,893 |
| Additional noninterest expense | $699,000 | 3,370 |
| Pre-tax net operating income | $597,000 | 5,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $79,000 | 5,088 |
| Income before extraordinary items | $518,000 | 4,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $1,039,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $518,000 | 4,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,789 |
| Total interest expense | $683,000 | 3,179 |
| Net interest income | $1,190,000 | 4,089 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $883,000 | 4,229 |
| Salaries and employee benefits | $425,000 | 4,637 |
| Premises and equipment expense | $114,000 | 4,448 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $379,000 | 4,409 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $55,000 | 4,637 |
| Income before extraordinary items | $324,000 | 4,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $324,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $324,000 | 4,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 5,461 |
| Total interest expense | $1,339,000 | 4,815 |
| Net interest income | $2,782,000 | 5,665 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $678,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $223,000 | 4,988 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $455,000 | 3,489 |
| Total noninterest expense | $2,223,000 | 5,663 |
| Salaries and employee benefits | $1,189,000 | 5,717 |
| Premises and equipment expense | $264,000 | 6,050 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $992,000 | 5,262 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $82,000 | 5,706 |
| Income before extraordinary items | $915,000 | 4,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $915,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $910,400 | 4,870 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 6,332 |
| Total interest expense | $737,000 | 5,679 |
| Net interest income | $1,591,000 | 6,484 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $294,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $138,000 | 5,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 5,039 |
| Total noninterest expense | $1,425,000 | 6,131 |
| Salaries and employee benefits | $814,000 | 5,964 |
| Premises and equipment expense | $151,000 | 6,711 |
| Additional noninterest expense | $460,000 | 5,869 |
| Pre-tax net operating income | $340,000 | 6,999 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $32,000 | 6,249 |
| Income before extraordinary items | $308,000 | 6,843 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $308,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,936 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $308,000 | 6,770 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,456 |
| Total interest expense | $183,000 | 7,905 |
| Net interest income | $342,000 | 8,554 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $77,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $473,000 | 7,937 |
| Salaries and employee benefits | $349,000 | 7,303 |
| Premises and equipment expense | $34,000 | 8,425 |
| Additional noninterest expense | $90,000 | 8,466 |
| Pre-tax net operating income | $-74,000 | 8,661 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-14,000 | 8,816 |
| Income before extraordinary items | $-60,000 | 8,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-60,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-60,000 | 8,647 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 4,043 |
| Total interest expense | $538,000 | 3,417 |
| Net interest income | $1,073,000 | 4,269 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $300,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $786,000 | 4,528 |
| Salaries and employee benefits | $476,000 | 4,169 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $477,000 | 3,651 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $444,000 | 3,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,290 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $444,000 | 3,116 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 3,921 |
| Total interest expense | $2,290,000 | 3,585 |
| Net interest income | $4,496,000 | 4,001 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $574,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $149,000 | 5,835 |
| Total noninterest expense | $3,336,000 | 4,285 |
| Salaries and employee benefits | $2,030,000 | 3,876 |
| Premises and equipment expense | $459,000 | 4,325 |
| Additional noninterest expense | $847,000 | 4,865 |
| Pre-tax net operating income | $1,484,000 | 4,146 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $134,000 | 5,413 |
| Income before extraordinary items | $1,385,000 | 3,758 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,385,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,789 |
| Cash dividends | $920,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,353,150 | 3,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 3,981 |
| Total interest expense | $1,752,000 | 3,642 |
| Net interest income | $3,330,000 | 4,053 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $432,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $317,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 5,813 |
| Total noninterest expense | $2,514,000 | 4,248 |
| Salaries and employee benefits | $1,545,000 | 3,818 |
| Premises and equipment expense | $333,000 | 4,414 |
| Additional noninterest expense | $636,000 | 4,809 |
| Pre-tax net operating income | $1,058,000 | 4,410 |
| Securities gains (losses) | $35,000 | 2,583 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $995,000 | 3,993 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $995,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,301 |
| Cash dividends | $670,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $963,150 | 3,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 3,970 |
| Total interest expense | $1,191,000 | 3,686 |
| Net interest income | $2,235,000 | 4,043 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $272,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $207,000 | 3,535 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $1,688,000 | 4,219 |
| Salaries and employee benefits | $1,042,000 | 3,787 |
| Premises and equipment expense | $218,000 | 4,468 |
| Additional noninterest expense | $428,000 | 4,768 |
| Pre-tax net operating income | $689,000 | 4,468 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $65,000 | 5,639 |
| Income before extraordinary items | $658,000 | 4,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $658,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $420,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $627,060 | 3,969 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 3,953 |
| Total interest expense | $606,000 | 3,721 |
| Net interest income | $1,128,000 | 4,017 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $141,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $832,000 | 4,248 |
| Salaries and employee benefits | $521,000 | 3,782 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $205,000 | 4,878 |
| Pre-tax net operating income | $357,000 | 4,335 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $358,000 | 3,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $230,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $326,150 | 3,818 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,000 |
| Total interest expense | $2,824,000 | 3,713 |
| Net interest income | $4,286,000 | 4,132 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $624,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $404,000 | 3,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,830 |
| Total noninterest expense | $3,145,000 | 4,309 |
| Salaries and employee benefits | $1,907,000 | 3,896 |
| Premises and equipment expense | $447,000 | 4,282 |
| Additional noninterest expense | $791,000 | 4,962 |
| Pre-tax net operating income | $1,545,000 | 4,035 |
| Securities gains (losses) | $114,000 | 1,616 |
| Applicable income taxes | $130,000 | 5,699 |
| Income before extraordinary items | $1,529,000 | 3,448 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,529,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $1,030,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,424,120 | 3,533 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,223,000 | 4,325 |
| Total interest expense | $3,382,000 | 4,319 |
| Net interest income | $3,841,000 | 4,248 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $498,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $332,000 | 3,913 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $166,000 | 5,316 |
| Total noninterest expense | $2,919,000 | 4,425 |
| Salaries and employee benefits | $1,734,000 | 4,025 |
| Premises and equipment expense | $449,000 | 4,247 |
| Additional noninterest expense | $736,000 | 5,087 |
| Pre-tax net operating income | $1,200,000 | 4,417 |
| Securities gains (losses) | $106,000 | 1,698 |
| Applicable income taxes | $94,000 | 6,080 |
| Income before extraordinary items | $1,212,000 | 3,777 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,212,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,957 |
| Cash dividends | $902,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,113,420 | 3,879 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 4,314 |
| Total interest expense | $3,948,000 | 4,021 |
| Net interest income | $3,588,000 | 4,523 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $417,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $303,000 | 4,028 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $114,000 | 6,126 |
| Total noninterest expense | $2,684,000 | 4,612 |
| Salaries and employee benefits | $1,551,000 | 4,244 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $721,000 | 5,070 |
| Pre-tax net operating income | $1,121,000 | 4,935 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $1,066,000 | 4,202 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,066,000 | 4,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,795 |
| Cash dividends | $367,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,721 |
| Net operating income | $1,052,840 | 4,239 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,509,000 | 4,148 |
| Total interest expense | $3,545,000 | 4,003 |
| Net interest income | $3,964,000 | 4,201 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $2,168,000 | 1,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 2,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,730,000 | 1,270 |
| Total noninterest expense | $3,272,000 | 3,918 |
| Salaries and employee benefits | $1,904,000 | 3,589 |
| Premises and equipment expense | $435,000 | 4,236 |
| Additional noninterest expense | $933,000 | 4,246 |
| Pre-tax net operating income | $2,680,000 | 2,646 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,023,000 | 2,183 |
| Income before extraordinary items | $1,659,000 | 2,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,659,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,656 |
| Cash dividends | $245,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $-2,215,000 | 10,193 |
| Net operating income | $1,657,720 | 2,960 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 4,390 |
| Total interest expense | $3,214,000 | 4,463 |
| Net interest income | $3,792,000 | 4,310 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $846,000 | 3,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 3,447 |
| Total noninterest expense | $3,200,000 | 3,891 |
| Salaries and employee benefits | $1,917,000 | 3,470 |
| Premises and equipment expense | $435,000 | 4,136 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $1,360,000 | 4,477 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $419,000 | 4,306 |
| Income before extraordinary items | $972,000 | 4,609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $972,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $316,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $950,300 | 4,571 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,045,000 | 5,036 |
| Total interest expense | $2,653,000 | 5,175 |
| Net interest income | $3,392,000 | 4,839 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $860,000 | 3,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,325 |
| Total noninterest expense | $2,852,000 | 4,271 |
| Salaries and employee benefits | $1,685,000 | 3,858 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $748,000 | 4,973 |
| Pre-tax net operating income | $1,379,000 | 4,763 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $909,000 | 5,019 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $909,000 | 5,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $142,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,002 |
| Net operating income | $905,700 | 4,977 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 5,358 |
| Total interest expense | $2,571,000 | 5,398 |
| Net interest income | $3,152,000 | 5,249 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $628,000 | 4,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,239 |
| Total noninterest expense | $2,646,000 | 4,797 |
| Salaries and employee benefits | $1,477,000 | 4,373 |
| Premises and equipment expense | $476,000 | 3,921 |
| Additional noninterest expense | $693,000 | 5,781 |
| Pre-tax net operating income | $1,074,000 | 5,499 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $371,000 | 5,132 |
| Income before extraordinary items | $712,000 | 5,712 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $712,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $365,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $706,060 | 5,680 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 5,199 |
| Total interest expense | $2,686,000 | 5,252 |
| Net interest income | $3,328,000 | 5,070 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $519,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $2,892,000 | 4,428 |
| Salaries and employee benefits | $1,529,000 | 4,214 |
| Premises and equipment expense | $474,000 | 3,924 |
| Additional noninterest expense | $889,000 | 4,814 |
| Pre-tax net operating income | $902,000 | 6,407 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $305,000 | 5,940 |
| Income before extraordinary items | $599,000 | 6,623 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $599,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $366,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $-25,000 | 10,451 |
| Net operating income | $597,680 | 6,615 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 5,034 |
| Total interest expense | $2,198,000 | 5,161 |
| Net interest income | $3,585,000 | 4,844 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,732,000 | 2,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,351,000 | 1,491 |
| Total noninterest expense | $4,728,000 | 2,918 |
| Salaries and employee benefits | $2,511,000 | 2,649 |
| Premises and equipment expense | $740,000 | 2,701 |
| Additional noninterest expense | $1,477,000 | 3,351 |
| Pre-tax net operating income | $559,000 | 8,251 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $384,000 | 8,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $384,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $346,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $383,310 | 8,377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,759 |
| Total interest expense | $1,985,000 | 5,868 |
| Net interest income | $3,043,000 | 5,591 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $2,028,000 | 1,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,665,000 | 1,429 |
| Total noninterest expense | $3,812,000 | 3,633 |
| Salaries and employee benefits | $1,998,000 | 3,289 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $1,314,000 | 3,902 |
| Pre-tax net operating income | $1,194,000 | 5,200 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $404,000 | 4,968 |
| Income before extraordinary items | $802,000 | 5,564 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $802,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,534 |
| Cash dividends | $223,000 | 5,186 |
| Sale, conversion, retirement of capital stock, net | $1,050,000 | 450 |
| Net operating income | $793,960 | 5,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 7,711 |
| Total interest expense | $1,598,000 | 8,207 |
| Net interest income | $2,250,000 | 7,126 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $729,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,271 |
| Total noninterest expense | $2,012,000 | 6,354 |
| Salaries and employee benefits | $1,070,000 | 5,700 |
| Premises and equipment expense | $298,000 | 6,009 |
| Additional noninterest expense | $644,000 | 7,145 |
| Pre-tax net operating income | $937,000 | 5,913 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $303,000 | 5,887 |
| Income before extraordinary items | $648,000 | 6,245 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $648,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $638,480 | 5,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.