Home > American City Bank > Net charge- offs to loans
American City Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2524% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2524% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9595% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9595% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2519% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3802% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4936% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3788% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8825% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 5,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5927% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 4,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8827% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5255% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4925% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0467% | 5,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4533% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2251% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9337% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5909% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.0150% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0370% | 5,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,860 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 5,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9879% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7364% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4665% | 1,110 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2045% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0741% | 5,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 4,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0910% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2531% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5116% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0857% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 5,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1247% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 2,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7267% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4788% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6285% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0984% | 5,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 4,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1952% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1140% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3291% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9587% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1520% | 5,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0489% | 5,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2744% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3642% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1953% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0118% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2467% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3245% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4491% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2607% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9824% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4265% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8362% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0198% | 5,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4155% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5119% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1521% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3569% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3759% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1555% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3003% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 5,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3692% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 5,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1794% | 6,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2340% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2349% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4676% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8218% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5845% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8437% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 5,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1761% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3748% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2806% | 1,181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4307% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6257% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4122% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.7178% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7877% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | -5.1414% | 5,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 3,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8078% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8533% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5938% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8709% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5598% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3786% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.9918% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4607% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 2,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4886% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1133% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6364% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1440% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6376% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2597% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 1.5030% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3260% | 6,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7636% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1529% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8206% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2336% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5049% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6762% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 3.7028% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9460% | 6,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4547% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4566% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0856% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5775% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8793% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3905% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7371% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6232% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.4268% | 1,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2296% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4459% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4487% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8188% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3918% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4419% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6055% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5494% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.5452% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8891% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4429% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7357% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7339% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7568% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5885% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6645% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.8309% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5136% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1074% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 2,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1207% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1517% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4147% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5457% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 1.7821% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1373% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1264% | 6,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7111% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1189% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4066% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 3.5846% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9917% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9676% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2493% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9208% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8856% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3118% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6058% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 3.8240% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2923% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2588% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1568% | 3,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5854% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9087% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8613% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7896% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1901% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 5.2345% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5532% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2050% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8004% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 3,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3054% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2363% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2202% | 3,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8615% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0832% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 2.5106% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7144% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2469% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3771% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2447% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2236% | 2,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3965% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3405% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 2.0420% | 2,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 2,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6301% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7023% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6517% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2784% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9187% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1423% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 1.1613% | 2,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4229% | 1,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7833% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8572% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 4,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1797% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0444% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3175% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 1.4085% | 1,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4076% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4892% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2259% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9612% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1021% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 1.5548% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7584% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8201% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1164% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6804% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9300% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0254% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 2.6632% | 1,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5507% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5733% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4649% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2656% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8322% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9344% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 2.0847% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7058% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7353% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3567% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1444% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4947% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4591% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 1.0450% | 1,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3069% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3196% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4659% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8454% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2536% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.4621% | 1,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2676% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5326% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1171% | 3,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 2,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2980% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 3,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 3,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3546% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0388% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5050% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 3,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 2,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1908% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 3,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4884% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7903% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5055% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 1,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2904% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9074% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5393% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 7,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1225% | 7,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2858% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0499% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2624% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1198% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4116% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3247% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0419% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2996% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8274% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3385% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2910% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2348% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9865% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3117% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 8,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0070% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.2637% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.3797% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1422% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8235% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5041% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3441% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1693% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1799% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5798% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2205% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2395% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7845% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3119% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 4,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 6,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1094% | 7,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9854% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1462% | 5,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6910% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 7,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 7,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0732% | 7,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4140% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7887% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0632% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3619% | 8,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7294% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0674% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7938% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3655% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0323% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5318% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9183% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8887% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4708% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0307% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 3,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9900% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1565% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 8,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 6,956 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 5,310 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 11,065 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |