Home > American Chartered Bank of Lake Zurich > Income and Expense
American Chartered Bank of Lake Zurich, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 9,098 |
| Total interest expense | $1,016,000 | 9,028 |
| Net interest income | $1,531,000 | 9,009 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,269,000 | 8,623 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $571,000 | 7,592 |
| Pre-tax net operating income | $364,000 | 9,697 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $240,000 | 10,158 |
| Extraordinary gains, net | $116,000 | 1,453 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $305,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $222,080 | 10,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 10,489 |
| Total interest expense | $1,050,000 | 10,180 |
| Net interest income | $1,144,000 | 10,537 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,040,000 | 9,805 |
| Salaries and employee benefits | $401,000 | 10,848 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $426,000 | 9,253 |
| Pre-tax net operating income | $183,000 | 11,235 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $100,000 | 745 |
| Net income | $260,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,720 | 11,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.